Policygenius Disability Insurance

Policygenius Disability Insurance Reviews

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

About Policygenius Disability Insurance

Policygenius offers live advice to help you decide how much coverage you need before you buy. At Policygenius, the mission is to make this a simple, easy process from start to finish.

Pros & Cons

Pros
  • Clear explanations
  • Evaluates 17 providers
  • Simple quote tool
Cons
  • May require medical exams

Policygenius Disability Insurance Reviews

Stars Rating

  • 100%
  • 0%
  • 0%
  • 0%
  • 0%

Popular Mentions

    How do I know I can trust these reviews about Policygenius Disability Insurance?
    • 4,461,376 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Policygenius Disability Insurance?
    • 4,461,376 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 3 Reviews 40 - 240
    Verified purchase

    Reviewed Aug. 13, 2019

    They were very on top of all the information I needed to provide and were very helpful in explaining each step and helping understand the differences in benefit selections. They provided reminders when I had to submit a document or time-sensitive process I needed to complete.

    Policygenius Disability Insurance
    Policygenius Disability Insurance
    Pinned

    Daniel, thank you for your kind words. I'm so pleased you found our service easy to navigate and helpful! - Theresa S.

    Verified purchase
    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed Aug. 7, 2019

    The Policygenius team answered all my questions as the insurance terms, riders and exclusions were very confusing for a common man like me. I was not satisfied with the initial quotes. I asked them quotes from more providers and they provided that promptly. The phone service was excellent. All emails were answered promptly.

    Policygenius Disability Insurance
    Policygenius Disability Insurance
    Pinned

    Venakt, thanks so much for the kind words. I'm so pleased we were able to help you navigate this process with confidence. - Theresa S.

    Verified purchase
    Coverage

    Reviewed July 27, 2019

    This isn't an actual insurance company, but also they aren't just a simple lead gen website that hands your data over for insurance companies to call you.Instead, they have a very nice simple frontend that helped me learn about coverage options, get quotes, and then make the process as seamless as possible. I'll definitely be using them again for other insurance shopping needs.

    Policygenius Disability Insurance
    Policygenius Disability Insurance
    Pinned

    Thank you for the review, Phil. We are so pleased you found our service easy to navigate! - Theresa S.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed July 20, 2019

    Policygenius team - Anthony **, Jake, and Jenny were all great at reaching out to me to let me know the timeline. When I had questions, they all promptly responded. I couldn't ask for better communicators. When Ameritas became difficult because of my two preexisting conditions and I was getting frustrated as I and my doctors felt the conditions were mild, Anthony recommended that we try out Principal, which is what I ended up going with. I felt like I had a lot of questions that I was asking Anthony and he took the time to answer and address all my concerns, which I am super appreciative of.

    The insurance policy itself - I'm hoping the additional riders won't affect me in the future. I totally understand that insurance companies need to protect themselves from preexisting conditions and people who may abuse the system. I wish there was a way for the insurance company to send me to their doctors to evaluate me so they can realize the extent of my "preexisting condition." I wonder how older people are eligible for coverage. But I know this is the insurance industry as a whole, and not something that Policygenius can control. I would definitely recommend Policygenius to anyone who is looking for long term disability insurance!

    Policygenius Disability Insurance
    Policygenius Disability Insurance
    Pinned

    Thank you, Kim! We are happy to hear you were pleased with our process and communication! - Theresa S.

    Verified purchase
    Contract & TermsStaff

    Reviewed July 2, 2019

    The people at Policygenius were personable and very easy to get in touch with! They made this annoying process much less annoying, and helped me find the best deal while explaining it to me in layman’s terms. Highly recommend.

    Policygenius Disability Insurance
    Policygenius Disability Insurance
    Pinned

    Thank you for the review, Julia. I'm so pleased to hear we were able to help you with your policy. - Theresa S.

    Verified purchase
    Customer ServiceCoverageProcess

    Reviewed May 21, 2019

    It was a pleasure working with Policygenius throughout this process. Everything was organized and well managed. Excellent customer service. I would highly recommend to anyone seeking insurance. Great experience. Step by step emails were received in a timely manner along with multiple reminders, if needed. Thank you Policygenius for the peace of mind you have given my family.

    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed May 6, 2019

    I found Policygenius online and didn't know anyone who used them. They were amazing!! I had to get a small private policy to keep my group policy (a law changed) and they worked so hard to get me approved quickly from a good company at a fair rate. The service was flawless and each agent was so attentive and kind. They had great notes so it didn't matter who I spoke with, they always knew where we were in the process. I have had agents in the past and these people were all the best. I would not hesitate to recommend them. I had a few bumps along the way with my medical records and I was not sure I would be approved but they helped me to contact the company and work it all out. For such a small policy, I was amazed how much work they put in and always made me feel like a very valued customer.

    Verified purchase
    CoverageStaff

    Reviewed May 3, 2019

    I was shopping around disability insurance and Policygenius did a great job narrowing down the best policies with me. I was given a timeframe how long this was going to take so I was not surprised by the timing. They constantly followed up with me. Great people.

    Verified purchase
    Customer ServiceContract & TermsCoveragePunctuality & SpeedStaffProcess

    Reviewed March 18, 2019

    I recently applied for and obtained supplemental long-term disability insurance through Policygenius. I had a great customer experience and very much appreciated the efforts of the Policygenius team. I would recommend this service to anyone who is weary of working with a traditional insurance agent/broker or who does not necessarily have the free time available for in-person consultations. The Policygenius team was very knowledgeable about the different insurance products offered and able to answer my specific questions regarding the terms of the coverage.

    Further, the Policygenius website has extensive material to educate the applicant on the different types of insurance available and practical considerations for obtaining coverage. Policygenius was able to compare quotes across several different insurers and recommend coverage based on my needs. The rates were very competitive and represented the prevailing rates offered by insurance companies to consumers at large.

    Since Policygenius works with an extensive list of insurers, I did not feel as though their team had a conflict of interest to endorse a particular company, and at no point did I feel that their team was attempting to sell me on a particular product or course of action. What I appreciated most throughout the process was the extremely high level of communication and responsiveness. A member of the Policygenius team responded via email to my document submissions or answered any questions I had promptly, usually within an hour or two. They also reached out to schedule phone consultations at critical points in the application process to review options and next steps. The entire process was very efficient, and I am fully satisfied with the results.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 11, 2019

    The team made all procedure so easy and fast. Great communication and prompt paperworks. Especially English is my not first language, so it was really helpful for me. Also they were very patient as well. Will definitely work again and recommend to my coworkers who need disability insurance. Thank you all the team!

    Verified purchase
    CoverageStaff

    Reviewed March 4, 2019

    The process of purchasing long-term disability insurance would have been deeply confusing on my own. Having people to guide me through it and explain the various options - for free! - was extremely helpful. I especially appreciated their diligence in presenting their reasons for their recommendations.

    Verified purchase
    Staff

    Reviewed Feb. 25, 2019

    Thank You PolicyGenius! Your team has been great in keeping me informed and answering my questions every step of the way. Additionally, you provided recommendations based on my needs and data presented which allowed me to make an informed decision. I will take the survey and will also be referring family and friends to your company.

    Loading more reviews...

    Policygenius Disability Insurance Company Information

    Company Name:
    Policygenius Disability Insurance
    Website:
    www.policygenius.com