
Nationwide Auto Insurance Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About Nationwide Auto Insurance
Nationwide provides auto insurance for drivers across the country. It’s a mutual insurance company entirely owned by its policyholders, so it has the ability to focus on clients without having to cater to investors. Nationwide offers basic, standard and premium coverages and a range of add-ons and discounts.
Visit www.nationwide.com/personal/insurance/auto- Customizable policies
- Highly rated customer service
- Many discount options
- Not available in all states
- Expensive policies
Nationwide Auto Insurance Reviews
Filter by Rating
- (190)
- (151)
- (87)
- (50)
- (514)
Popular Mentions
- 4,970,706 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,970,706 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed April 2, 2015
I recently received my income tax money. I wanted to start the year off right. I signed up for Nationwide Insurance and paid three months up. My physical address is the family home. I don't have a deed, light bill etc. with my name on it, so Nationwide cancelled my policy because they claimed I didn't have a good garaging address. To make a long story short I paid 3 months up, and was due a refund. They charged me for the cancelled policy, and I still had a refund balance due to me. I paid on my debit card. It's been over a month and I still hadn't received my money. I'm tempted to get an attorney, because it's the principle. Give me my money. They told me it would take 7 to 10 days to come in the mail. GTFOH we are in the United States, why should it take that long. Nationwide sucks.
Reviewed March 29, 2015
I recently have had a bad run in with Nationwide insurance. I have been with Nationwide insurance since 2011 and have never missed a payment or had a lapse in insurance with them. I have recently been going through a divorce and had to open a new bank account in just my name. One month I had to push my payment back due to the way my paychecks fell and I did not want my payment to bounce nor did I want a lapse in insurance coverage. In order to do so I contacted the company and was granted an extension to my account but this would cancel out my automatic withdraw therefore I would have to call in every month and make my monthly payment.
Like I said this was anywhere from 8 months to a year that I have been calling in and making my payments on the 27th of each month. I made a payment in Jan, and then Feb there was several communications between me and the reps at Nationwide insurance. I contacted them numerous times to obtain copy of my insurance cards for my employer. I am assuming that with frequent contacts somehow the subject of payment was never brought up for the month of Feb. Do I take partial responsibility for the lapse? Yes I do. However like mentioned above I was in contact with them on several occasions throughout the month of March. One was to file a claim for a cracked windshield (which they covered on March 8th).
I contacted Nationwide this am to make my payment (there is a 10 day window I believe it is for payment after due date) and I was informed that my insurance policy was canceled due to non payment. I was so upset that I was not aware of this and I was certain that I made my payment to them (I knew I had been in contact with them several times in the last few weeks). However due to my non payment it was canceled. Nationwide stated that they sent me a mailed letter stating that if it was not paid by the 22nd it would be canceled (I don't have the letter, and I have paperless with them so again not sure what happened).
You would think with numerous conversations in the last month a rep would have said: "Mrs. **, your payment has not been processed this month. Would you like to go ahead and take care of that while we are on the phone??" (Mind you I was calling for Proof of insurance). No never once was that brought up in conversation (again I do take partial responsibility for this but again like I said I had called in numerous times to their company). I spoke with the agent on several different times today and was informed that even though my car was insured up until March 22nd that at time of non payment it was back dated that to my renewal date of 2/17/2015 and is now logged that I have been uninsured since 2/17/2015.
I tried to reopen a new policy with them first thing this AM and was told that instead of a $155 a month payment I was now going to have to pay $330 a month. (WHAT!!!) "Well mam you have not had insurance since 2/17/2015." Which I then asked, "If I would have been in an accident on 3/21/2015 would my car have been covered?" Their response was yes! "So technically I had insurance coverage up until 3/22/15 correct?" "Yes mam. But when it was not paid it was backdated to the 2/17." So to me this is just a way for them to increase the rates and obtain more money. I believe this because according to all the companies I called today to try and obtain insurance there is 3 windows for insurance, (currently insured, 1-30 days no insurance, 30 days or more no insurance). This all affects your initial payment and your monthly premium. CRAZY!!
Another insurance company suggested that I give Nationwide one more attempt and try to get them to open a new policy with stating that I did not have insurance since 3-22-15 since they have complete payment history and all documentation noted. So I did this and they were unwilling to work with me at all. Like I said I have been a loyal customer to them for since 2011 and never missed a payment and have only filed one accident claim that was not even with me. It was with my soon to be ex husband. They were unwilling to work with me in any way shape or form to open a new policy with me at a lower rate (Every insurance company I spoke with today stated that due to the over 30 day lapse in insurance was why I had to pay such a high premium when technically there was only a 7 day lapse).
I feel that this was very poor customer service and I feel that they do not value their customers at all. I was able to find an insurance company today that was very helpful and very kind to assist in getting me the lowest rated that they could. I am now paying an extra $62 dollars a month as apposed to an additional $145.00 a month that Nationwide was quoting me. I will willingly pay the extra $62 a month to someone else who will appreciate and try to help me as a customer. I am very disappointed in the customer service with Nationwide. A 4 year customer with 1 payment interruption was not worth working something out with. I hope that nobody else has to experience this poor customer service with them ever again.
Reviewed March 20, 2015
My mother switched to Nationwide less than six months ago. My sister and her son's vehicles are covered under her policy and my Sister got into an accident that was her fault, she has full coverage! Nationwide refuses to pay for her vehicle to get fixed, they said my mother failed to disclose that her husband lives in the same household! He owns his own vehicle and has coverage on it through another insurance company! Can they do this??? Has anyone experienced a similar situation? Of feedback appreciated!
Reviewed March 19, 2015
I had been a long time customer, not due to the service, but because it was easier to stay with them than to shop around. Twice when I gave my account info for automatic monthly payments, they never put in their system so my policy cancelled and I had to pay the entire policy upfront DUE TO THEIR MISTAKE. The 3rd time I renewed, I owed $61 that was either supposed to be forgiven or included in new policy since they cannot start a new policy when a balance is owed. After about 5 months, I cancelled insurance because Geico was much cheaper. NATIONSTAR SENT ME A REFUND CHECK in Nov 2013. So I just checked my credit today and there is a collection agency trying to collect $61 on Nationwide's behalf.
After a few hours on the phone with Nationwide, they claim it was a balance owed from an older policy that they missed. They gave me excuse after excuse as to why they never called about the balance or why they gave me a new policy without having me pay this supposed $61 balance. I told them I would pay if they contacted the collection agency to remove the reporting from my credit report but again, excuses as to why they couldn't. I've referred multiple clients AWAY from Nationwide and towards Geico for better premiums and WAY better customer service. I am so blown away at their lack of customer service - this coming from someone who works at a law firm dealing with customers all day.
Reviewed March 12, 2015
I had an accident on March 3 where their insured was at fault. Finally today I was made an offer on my pick up. It was $1500 below book value. They stated that's all they were going to give me because they phone 13 vehicles in my area for the money they were offering me. What they fail to realize is that all those vehicles head anywhere from 17 to 52,000 more miles than mine. Nationwide is a joke. They are crooks.
Reviewed March 10, 2015
Nationwide raised my auto insurance policy by $140/month! No tickets, no accidents, long-term customer over 12 years! GEICO just offered me better coverage for $200 less per MONTH! I'm switching even though I hate the gecko commercials, turns out that GEICO is 40% cheaper than Nationwide and as an experienced collision professional, they perform a more thorough inspection of damages, pay for top-quality replacement parts and demand the absolute best repair possible from their approved collision shops! Nationwide not so much. They have let me down. They even told me that after this recent $140/month increase that if they tried to rate it differently, it would only go UP!?!? Very disappointed with Nationwide customer service, no help.

Reviewed March 7, 2015
Still waiting on the claim dept after I showed proof their insurer was at fault and was sorted by the Hartford police dept for making a improper lane change.
Reviewed March 7, 2015
Nationworst Car Insurance: Still years later, Nationwide commercials enrage me with their lies. I was insured with these vermin when I was hit from behind while in a stopped cars by a man speeding and too hung over to be driving. Nationwide decided that since my injuries were permanent (spine) and he was an UNINSURED Air Force Sergeant scofflaw, that they could not get money from him to repay their outlay of my uninsured motorist coverage.
They did this by LYING to the Howard Co., MD court regarding the availability of the AF Sgt - claiming he was overseas on duty and unable to attend court when he was stationed at Ft. Meade, MD. - 10 miles away.
In ten years, my back never healed fully and was indeed proven to be permanently damaged - but Nationwide refused to ALLOW my case to come to trial by paying off Maryland judges in Howard County to NOT do their jobs. The case was for $500,000 - which was the usual value of such an injury at that point in time. Maryland law stated that an insurance company had neither the obligation or the RIGHT to intercede as the defense for a non-insured person AGAINST THEIR OWN INSURED CLIENT because it was a blatant CONFLICT OF INTEREST. But that was ignored by the highly corrupt Howard County judges bribed by Nationwide to protect their profits.
Years later I still fume at the HYPOCRITICAL and thoroughly deceitful commercials for these CRIMINAL MAFIA VERMIN masquerading as a business. You still owe me $500,000 plus interest, Nationwide criminal scum but that will never happen because the Maryland Insurance Commission is populated with Insurance company criminal scum.
Reviewed March 6, 2015
My son had an accident on 2/1/2015.... and because he was not listed on my insurance we were told that they would have to investigate my policy.. I was told that they were not going to be paying for a rental car as they had not established coverage yet. I had full coverage including comprehensive collision and uninsured motorist which should have meant that any accident would be covered.. But instead I have been treated like a common criminal. I am being forced to pay for a rental car and have been for over a month now and after several interviews from several different claim adjusters as well as special investigators I am still being given the run around.
At first they said that the Hold up was they hadn't yet talked to my agent after explaining to them numerous times over several weeks that the agent in which they were referring to had already been interviewed by several people as well the special investigator. They then call her again and interview her then proceeds to call me back and say that she now needs to give me yet another interview which lasted at least 25 to 30 minutes and including such invasive and personal questions that I was asked everything possible about my son, my life, and my family's life that I felt utterly belittled and like I was being interrogated by the CIA. And then after telling me that everything should be resolved now because this was the hold up..
I now call my adjuster only to find out that that's still not the case. They will now have to call my son and the other 2 passengers and I'm sure they will be interrogated as well. My son has been asked what he was doing prior to using my car... If he was drinking and hanging out partying!!!. Needless to say I am outraged, discouraged, and as a result of this whole ordeal. Broke and still without a car and the sad part is there is no end in sight in spite of the adjuster stating to me this morning that the investigation should be wrapped up by next week.... I have been told that same lie by the same adjuster several weeks ago and I'm still in the same place as far as the claim goes. And when this all does come to an end I still may be told that they are not covering the accident!!!
Reviewed March 5, 2015
I've been with Nationwide for a year and a half. I had just switched my insurance over to Nationwide after moving to a new state. Before the ink was even dry on our policy (literally the same evening), our car battery happened to go out, leaving us stranded. We called our agent to ask about a tow (we had purchased roadside assistance). She told us since the policy hasn't been completely set up in the system, yet, it would be best if we called a tow truck and paid them directly. Then in a couple days, when the policy is in stone, we should bring the receipt for the tow truck to her office and she would make sure it was reimbursed. It took about two weeks, but we DID receive a check for the full cost of towing. AMAZING!!
One month later that same car was totaled when another driver backed into it as it was parked in front of our house. State Farm, the insurance company of the driver-at-fault, tried claiming all sorts of reasons why they didn't have to cover it. Our agent was fantastic stepping in for us (when she didn't have to) making a number of phone calls to State Farm to make sure they did the right thing. We were disappointed with State Farm's assessment of our vehicle and asked them to look at more closely related comparables. In the end, we felt the State Farm settlement was a touch less than fair, but we had done everything we could to reach a fair settlement and it was time to move on to purchasing another vehicle.
We purchased the new vehicle and the transfer of vehicles on the policy was seamless. In fact, if I remember correctly, we didn't pay for a full month while our old car was in the scrap yard and we hadn't yet purchased a new vehicle. We had originally volunteered for the SmartRide program. A plugin-module is sent to you and you plug it into your vehicle. It monitors how you drive for more than 6 months and then you get a discount based on your driving habits. I'm not a fan of this program, which is why I give Nationwide 4 stars; not 5. This program sounds like you're going to get a huge discount for being a safe driver. I'm a very safe driver. Very alert; only texting at red lights. ;)
Perhaps a little hard on the gas at times (in order to get out of someone's way), or hard on the brake (again in order to stay safe, when some weirdo pulls out in front of me without signalling). SmartRide doesn't monitor your "safety", it merely monitors the number of miles you drive and the number of times you hard brake or gun it on the gas. It doesn't ask "why" you slammed the brakes (to avoid a deer, for example), it just counts up all of your "offenses".
There were countless times in the beginning of this program my wife and I would come home to check our driving status online and see several dings. We became very paranoid about slamming the brakes or gunning the gas. So paranoid that I would rather run a red light or almost get into a fender bender, than risk decelerating faster than 7 miles per hour per second and receive another mark on my SmartRide record. All in all, we learned to deal with what the system wanted to see and in the end felt we might receive a decent discount. We did not. For all of the trouble, newly developed "unsafe" driving habits and what turned out to be 8 months (not the promised 6), we now receive a whopping $2/month discount. WOW!! The stress of trying to please SmartRide is NOT worth the several accidents it nearly caused. I couldn't get rid of that device fast enough discount or none and get back to safe driving!
Finally, still within our first year, we were out with some friends and their car broke down. We thought to use OUR roadside assistance. Not one to fully trust insurance companies, I was nervous about how it might turn out the second time in one year and for a friend's car; not mine. This time, I had the little card in my wallet and so I called the FNOL number for roadside assistance. This time, they handled calling the tow company and within 20 minutes their car was being towed to their preferred repair shop (fortunately we were within the allowed towing radius for their shop). This time, there was no out of pocket payment and then a later reimbursement. We never got a bill for this; Nationwide simply handled all paperwork and payment directly with the tow company. Again, amazing.
So I haven't had any experience, yet, with an actual collision claim. I don't like the SmartRide program. I can say our local agent has been fantastic, doing everything she can to make good on the promise she sold us. And I can also say, I'm a fan of Nationwide's roadside assistance. Today I was searching for homeowners insurance and found these reviews. It occurs to me, as I'm sure it occurs to you, that people only write reviews here when they've had a bad experience. Well, I've had a decent experience with Nationwide and I've now taken over a half hour out of my day to write this review and let you know. FWIW.
Reviewed Feb. 27, 2015
Since I've been using this company for 3 months, I'm not happy at all cuz at first my agent said I just need to pay for $200/m with full cover for 2 cars. The first month was good, but the second month started trouble. They didn't take $200, instead they withdraw $70. After that, my agent called back to say that the machine system got mistake, bla bla. So they gonna take my money up to $220/m but give 1 month free (my contract 12m). We were ok. And now 3rd month, at the beginning of February, they withdrawed twice-- 1 is $41, 2 is $7??? (My due day is 18 every month).
I was "hummm let's see how much will they take on 18." You know what? They took $225. Wtf?? I called my agent, ask why and she said "system is wrong bla bla," she will call me back. Now, no phone call has come yet??? Also, couple weeks ago, my car was broken, so I called road assistant to tow. Yeah, I was waiting for 2 hrs in the night time... Freaking cold. Now I am so mad and after this contract I'll stop using this bad company. Just like to withdraw customers' pocket.
Reviewed Feb. 25, 2015
My vehicle was stolen December 2, these guys are just ridiculous, it was found in Long Island, NY (I live in New Hampshire) December 5th. They left my car for over a month in the impound lot. After numerous attempts to get it moved before it would be considered a voluntary surrender, they had it towed to a shop in NY not my home town, and left it there for another month. During this time I was trying to find out from them what the damages the car had sustained. They told me only a thousand dollars but what they were describing to me seemed much more. I was never given an estimate. During the next month they were asking for the only key I had to the car and wanted it mailed to the shop. I was not comfortable with sending it and their reason was not to look the car over but to have it moved back here. Why would they need it to move the car when it was already moved once?
After another month they moved the car back locally, left it for another 2 weeks at my friend's garage for estimate and repairs. I was met with contradiction and confrontation during the entire process. The adjuster called and said he would look at it this past Friday and call me with the final damage review. He never called, of course. I called the woman working the claim on Tuesday and they have now considered it a total loss. I said I needed to get my belongings from the car, she did state it would be moved from there at some point. Exactly a week later I went to clean it out and it was moved without the shop owner knowing.
They are not professional at all, in fact, a week after the car was recovered, I was told by the woman handling the case that it was my fault the car was stolen because I left my keys in my house. Who knew when you walk into your own home and put your keys down, like everyone does, that if something like this were to happen you would be blamed? Isn't this what we pay insurance for?
So God forbid someone does something like this you are covered. I pay good money to insure with them and I was appalled with the way I was treated and the level of unprofessional conduct. I wouldn't recommend these guys, they were absolutely not on my side through this process. It is going on 3 months and I still have yet to have the claim fully resolved and I ended up losing over 600 dollars in personal belongings because of them, which may or may not have been in the car once it was returned, I'll never know.
They are not prompt and the people working there must be first day on the job. I filed complaints against them within their own company and nothing was done to resolve or expedite the process. I'm not even sure my complaints reached the right person because nothing was done. Personally the woman handling the claim should have been terminated after saying it was my fault my car was stolen, never mind the hundreds of wasted money the company had to shell out for the delays in having the car looked at and transported 3 different times only to find out it was a total loss. Hopefully, this review saves someone else the headaches I went through with them. Good luck with your search for an insurance company!
Reviewed Feb. 22, 2015
This insurance company is probably the worst company I have ever had. They are not reliable when you send them any documents pertaining to your policy. They either lost it or couldn't view it in an email. And then when they finally received the documents I needed to get my discounts they never applied them. I sent them to nationwide five times! Anyways I originally got quoted 190 a month through them and then all of a sudden my payments were 360 dollars a month. When I called about the sudden jump the man apologized and said the discounts weren't applied and he applied them and I was all set to go with my 190 a month again.
Then not even 24 hours I received another email saying that my discounts could not be applied "because I waited to long to send them the necessary documents" even though I sent them to nationwide five times within a week after purchasing their insurance. I then called back to discuss this situation and the woman I was speaking to was very rude and arrogant to me and actually hung up on me on the phone. So then I called to cancel the policy before it was over.... And I was paid up to this point and the man told me all I had to do was sign a cancellation form.
My policy was cancelled on January 14th 2014. I just now received a letter in the mail saying my policy was finally cancelled on February 7th, and because of this I still owed them 356 dollars. I'm not paying that much money when I don't even have insurance with them anymore. With every other insurance you usually get a refund for how much you have paid up to that point. This company is the worst I have ever encountered. Their customers service agents are the rudest people I have ever dealt with.
Reviewed Feb. 19, 2015
A lady left the road and went through a parking lot and hit my car after I had made a left-hand turn. She lied to the cop who wrote a false police report saying I ran a stop sign which was not correct - I turned left, I did not go straight from another road. To make matters worse, the cop did not even take my statement. It was a sheriff who turned out to know the lady's husband on a personal level. After he talked to the lady, he spent 45 minutes talking to her husband who was not even involved in the accident. He showed up in another car 15 minutes after the accident happened. When I approached the sheriff to give my statement, he told me to go back to my car or he would write me a ticket.
So, I took photos and video of the lady's skid marks of her going through the parking lot. She was talking on her cell phone and lost control of her vehicle, went though the parking lot, hit me and spun my car around in a circle then she crashed into AT&T electrical equipment by a telephone poll. AT&T billed me later and I turned that bill over to Nationwide. Nationwide got her statement that the police report was wrong over the phone and proof by way of my photos. Nationwide paid for her damages because I did make a left-hand turn, but the accident did not happen in the intersection at all whatsoever. The lady crossed a parking lot then hit me on another road after I had made the turn and was going straight.
The lady's insurance company held a court hearing which Nationwide did not attend even after getting notice and I was found at fault because Nationwide did not fight it. I was not given a ticket by the sheriff but the lady wanted me at fault so she did not have to pay AT&T for what she did. Nationwide did not even attend the hearing. Where was Nationwide on my side? THAT IS FALSE ADVERTISING!!! Now that is not the worst of it. My wife cancelled her auto insurance with Nationwide and a year or so later, they turned her into a collection agency to get the rest of money owed on the policy. No one in my family will ever do business with Nationwide again. I was going to go file a complaint against them with a regulatory agency but I read they will sue you if you complain against them to a regulatory agency. That insurance company does not have its customers interest at heart.
Reviewed Feb. 11, 2015
On Dec 28 I had an accident that involve my insurance and his insurance. My insurance had me 100% no fault and close my case. Nationwide keep saying that they are paying only 90% because, their insure guy said I didn't had my headlight on first. The other driver was joy riding with two other teen and the car was his father car. This happen 4 to 5 pm. That his word against mine and that time wasn't dark outside. Mr ** is very rude, stalling my claims and won't pay to fix my car. Is there any way I can proceed that they pay the entire claim because MR Ivas ** is being rude and holding to proceed with this matter.
Reviewed Feb. 10, 2015
Worst insurance company I have ever called to get a new policy quote for my car. They put you on hold for more than 10 mins and drop your call.. so pissed.
Reviewed Feb. 2, 2015
We had Nationwide Insurance for 38 years -- auto and homeowners. Never once did our agent tell us about accident forgiveness. When I had an accident with no injuries, I had to pay a lot of money and my premium went up over $50 a month. Would have been nice to know. As far as your Super Bowl commercial, that was the wrong platform to "start a conversation" about children dying young. It was a family-oriented occasion. Hold a seminar for ADULTS if you want to talk about something so scary to children!! Boo, you!!!
Reviewed Feb. 2, 2015
Before my auto insurance was due to renew I called Nationwide Insurance to cancel. They told me to pay the amount I owe then I should be free and clear. Couple of weeks later I received a bill from them. I called to find out that I still owe more money because the amount that I paid was just an 'estimate.' The customer service lady couple of weeks prior, told me to ignore the bill I would get because it was automatically generated. If I did ignore the bill, collection would have been descending down on me while I was thinking I was 'free and clear.' No sense of looking out for their customers. Their ads doesn't reflect the service that they promote.
Reviewed Feb. 1, 2015
I happy on line for a auto policy and paid for it. Next day the purchase of car fell through so I call and asked to canceled. I then told did it in writing, submit a notarized letter that the car wasn't registered. We did all that. We're then told waited for review. I called and email few time after and still waiting for my refund a year later. It wasn't that hard for a insurance to had check Vin number that I gave them to see it was never register.
Reviewed Feb. 1, 2015
My son in law was rear ended by a young man. He decided to go through Nationwide. The car's damage was severe with the complete rear end destroyed. The car was 10 years old and should have been totaled. The adjuster went to the body shop and let them talk her into repairing the car. After the car was done it appeared to be in decent repair. When he picked it up and drove it home the car was smoking excessively. He checked the oil and it was down 3 quarts. He called me and said what happened. I had him call the shop and they blew him off. He called Nationwide next. They told him to get it checked out. The dealer said the front exhaust manifold was cracked. The body shop replaced all of the exhaust forward to the manifold. Nationwide adjuster and supervisor came out to check it out and the first thing out of the adjuster's mouth was this is a sports car so you probably ran the crap out of it. Real professional.
To make a long story short they refused to repair it and said it was burning oil before the accident. Every car goes through 3 quarts of oil in 10 mile. Nationwide isn't on your side.
Reviewed Jan. 27, 2015
I called nationwide in October because my previous insurance company of many years was going out of business. I heard of nationwide was great and they could offer me a right around the same as I was already paying. That was a lie. They said my rate would be the same but then I added on additional fees for stuff I don't even know what it was and they told me the rate would go up because of an accident in 2012. I was never in an accident in 2012 and I had only had my car for a few short months in 2012. Couldn't get out of that because they always seem to be right in every situation so I just paid the money. Then they called a week later and said they were missing some paperwork and if I didn't turn it in in time I would owe an additional almost $200. I waited four weeks for them to send in these alleged forms that they needed and never got them.
I called back 2 times in those 4 weeks to let them know I still have not received anything. They sent me a letter stating that I have 5 days to return the forms or I was going to be cancelled. Called them back, once again was told they were going to send in these forms for me to fill out so I did not have to pay the additional fee. To this day I have not gotten them. Called them yesterday because my policy apparently cancelled on the 14th of January. Today is the 27th of January. Have remained in constant contact with these people for these past few weeks trying to get these forms to save myself some more money. Paid $161 yesterday to supposedly renew my account. When I called back today I was told that the policy was still cancelled and the money that was paid yesterday was applied to the balance I had already paid in October.
So now they are keeping my money. I'm still uninsured for 10 days and still have not received any forms. All I've gotten is the runaround, then put on hold for 15 plus minutes at a time. Never mailed the forms they requested. This is the worst insurance company I have never had to deal with in my life. I've never had to pay more or had such a hard time getting car insurance.
Reviewed Jan. 11, 2015
I was an auto and homeowners Nationwide policyholder for over 30 years. Nationwide chose not to insure in my part of Florida and so they set prices so high that no one but a millionaire could pay it. Now they are running all those ads to try and get customers back. They are not 'on my side'. They should be ashamed. Even my Nationwide agent got fed up and quit and became an independent insurance agent.
Reviewed Jan. 8, 2015
I was stranded in the cold waiting for 6 hours and counting... poor results. Rip off and ridiculous 3rd party companies. Do not trust them. They will leave you stranded. The agent told me I am stuck. I now hate that song... nationwide is not not not on your side...
Reviewed Dec. 30, 2014
I hit a deer in rural Texas on Oct 31st. My vehicle was towed to Austin Texas, 70 miles away. Nationwide had to hire an outside adjustor to write an estimate that resulted in my vehicle being totaled. They offered me a settlement that did not include some of the options on my car. After researching the information and getting a data build sheet from the dealer and 3 tries later I finally got a better figure for settlement. I live in Houston, 225 miles from my vehicle and am still waiting for a settlement. It is Dec 30, 2014.
Reviewed Dec. 30, 2014
I've had Nationwide insurance for many years for homeowners and auto. Each year they continued to increase my premium, but this year, it increased over 30% for no apparent reason. I have filed no claims. My agent, who is great, tried to get an explanation from Nationwide and their only response was...some people's insurance just went up. So I waited until almost time to renew and got 4 estimates of comparable insurance...guess what? Nationwide had the highest rates of all. The company I changed to, Travelers, had the best rates. Even State Farm and Allstate had lower rates than Nationwide. I really hate to leave my agent, but I have no choice. I would never recommend Nationwide to anyone.
Reviewed Dec. 18, 2014
On Friday December 12th had a run in with a deer on Robinhood Road. Contacted Nationwide, car was still drivable. Went to get an estimate on Saturday the 13th. Contacted Nationwide again on Monday the 15th. Adjuster said check would be mailed out on that day. Had all information on estimate - no problem on 18th. Contacted Nationwide again, told them parts were in - ready to get car fixed. Asked if check had been mailed out yet. We were then told for some reason the adjuster had pulled it back out of their system - didn't know why and he would contact adjuster. Of course adjuster could not be reached. We would have to try to contact him on Friday. Have been with them 25 years. Nationwide will be on your side when paying the bill but the adjusters are worthless when it comes to claims. We will see what they say on Friday.
Reviewed Dec. 12, 2014
How do I email you I'm in. 3 days ago their adjuster looked at my car from someone hitting it and leaving in a parking lot. 1st he said he "didn't think all the damage was from the person hitting me." "What you're telling me doesn't make sense." "Well I guess I have to take your word on the damage." "I'll get back with you in 48 hrs." Here we are 72 hrs later me with no car and no answers, the adjuster is ducking me. 4 of the vehicles that I could have gotten to replace mine are gone. My agent says "they have no control or influence" because the claims dept. are outside companies that they subcontract with. Nationwide, WHAT A ** joke of a company.
Reviewed Dec. 11, 2014
So incredibly disappointed with this company. I can honestly say they are not on the side of its customers, alongside of very long holds on phone calls as well as being shuffled around from one person to another when I call to speak to someone about my policy. I made a call to inform them that I had moved to another state and they had already taken funds out for that month’s payment. So I was told that next month’s payment would be a lot more. So I told them I would get insurance elsewhere since they were unable to close the current policy and open a new one without having me have to pay right then and there for the new one and have to wait for my refund on old one. So that was back around 11/23/2014 (cause they had just taken out the monthly payment and I knew I had to call them and let them know) at no time did they tell me back then that they were going to charge me more each day. Only that I would be charge more on my next to payments. I asked if there would be refund then and I was told yes but today when I called for the second time to let them know they are sending letters telling me they are cancelling on the 20th, I am the informed that I would be getting no refund from $333.00 monthly payment because they changed a policy. I truly feel like I have been screwed here.
Reviewed Dec. 9, 2014
This company is very unprofessional. I move out of the state, send all my information and they waited 3 years to let me know thru collection that I have an open balance of $69.00.
Reviewed Dec. 4, 2014
On Nov 21st 2014 I was driving on Whitesville Road approaching the intersection of Veterans Pkwy and Whitesville Rd. It was about 9:40 am. Traffic was a little congested at this intersection as I got into the left turning lane another driver insured by Nationwide pulled straight out of Walgeen's drive into oncoming traffic, (me) I didn't see this driver until it was too late. He stated another driver waved for him to come on out it was clear. But it wasn't, I was there. Unfortunately we collided, both vehicles were damaged pretty good. When the police arrived, the officer told the other driver he had made an illegal left turn and didn't yield to on coming traffic. Then less than 2 hours later Nationwide calls me and wants a statement then tell me an adjuster would be out to my house soon. When the adjuster arrived she gets out introduces herself and from the start I sense an attitude. Then she starts taking pictures of all areas of my truck except the damage from the accident, then gets mileage and all sorts of b.s.. Then she starts the estimate, when she finishes, we disagree with the estimate because Nationwide wants to put cheap as cheap made aftermarket parts on my truck.
I've had this truck since it was brand new and it had never ever been in an accident until now. I was pissed. Then on top of that Nationwide know it all adjuster leaves off the grill and right front fender liner. The damn truck was all original all oem. It's total bs that they tell me it will have to be aftermarket cheap unsafe parts or used parts from a salvage yard to repair my truck. The damn accident was the Nationwide driver's fault. The police report states that he is at fault. I want my truck back as it was oem Toyota parts. Well I sent a very unsatisfied email to Nationwide and have yet to hear back from them. Nationwide is a total ripoff. Aftermarket parts installed on a vehicle are unsafe, most of the time don't line up with other body parts and are very cheap. Now the body shop has found another part that was broken and Nationwide says if they have to put any more money in my truck they will total it.
Now that is the most stupid thing I've ever heard or seen. My truck was in near perfect condition. I bet the big shot at Nationwide wouldn't put cheap fenders and such back on their Mercedes, BMWs and such. The insurance industry is a real ripoff. They are getting filthy rich from ripping off hard working people. This needs to be changed. It seems like they would be willing to fix a person's vehicle no matter what it takes when their insured driver tears it up, to avoid a big court battle and lawsuit. Wake the hell up Nationwide. Do the right thing. It's a shame that Dale Jr and Peyton Manning are advertising for them. Makes me want to stop watching Nascar too. Nationwide has very bad service and I wouldn't recommend them to nobody. They are looking out for Nationwide and stuffing their bank accounts with our hard earned money. Nationwide you need to be put out of business.
Reviewed Dec. 4, 2014
I have had Nationwide Auto for several years. When I purchased a used car, I solicited quotes from several companies. I was pleased that my monthly quote from Nationwide was the lowest. I set up a monthly payment equal to the quote, and began receiving overdue and cancellation notices because of a $21.00 or so. I assumed this was a one time fee. IT WAS NOT. THE BID I GOT FOR MY MONTHLY PAYMENT WAS NOT CORRECT. Instead, I owe a nearly 50% more per month. That's not cool!!!! When I called to complain, the woman stated something about my purchasing the car after my policy was renewed, not before. But, the DAY I solicited the quote was before my policy renewal. BAIT AND SWITCH!!!
Reviewed Dec. 2, 2014
I called Nationwide for an insurance quote on my home. After waiting almost an hour giving an idiot information on my home, they wanted to charge me $3,270!!! After that I told him I was only paying $1,411 a year with Liberty mutual for the same coverage. Nationwide rep said, "Well I guess we can’t do business" then hung up on me. NATIONWIDE IS NOT ON YOUR SIDE!
Reviewed Nov. 28, 2014
Very dishonest. Nasty nasty bunch of crooks. I'm not finished yet. I'm taking this all the way to the top.
Reviewed Nov. 27, 2014
I left my car parked in front of my cousin’s house because I lost my keys when we went out. I had elective surgery 3 days later, so I figured that once I recovered from surgery, I would go to the dealership and get a key made so I could pick my car up. Well the unthinkable happened. My car got stolen and my cousin thought that I came and picked it up. It took me longer to recover than I had expected. I was down for almost 3 weeks. When I called my cousin to let her know I was coming to get my car, she told me she thought I picked it up a while ago. So I went to her house and called the police to report my car stolen. To make a long story short, I did everything my insurance company asked me to do.
I did a recorded interview over the phone, I filled out and had paperwork notarized that Nationwide Insurance requested and I signed my pink slip over to them. They told me once they received everything back, then they will settle my claim. Once they received all the papers they had requested, they said they need my cell phone records. I refused to release my text messages so they had them subpoenaed. They also said I need to do a face to face interview with one of their field investigators which I did. It has been 7 months since my car was stolen and I am still waiting for nationwide to settle my claim. If you ask me, 7 months is an awful long time to wait for my auto insurance carrier to settle my claim. I don't know what else I can do besides wait. I wouldn’t recommend nationwide insurance to anyone. Based on my experience so far, nationwide isn't on your side.
Reviewed Nov. 25, 2014
I applied online for an automobile insurance policy. As stated, I printed all the documents. I paid in full the amount that was quoted for a 6-month policy. They claim that they mailed me the documents, however I have never received anything from them. They claim that they sent a new rate, because of the accidents on my record via US mail. I never received this either! The accidents were listed on the application, however they say now that they were not listed on the app. They sent a letter of cancellation, which was also not received! I happen to call the agent about renewing my policy, and was told that the policy was cancelled 3 months ago! Therefore, I have been driving around with NO insurance for the last 3 months. NOT once did Nationwide ever call me! They are only capable of doing business via US Mail. BUYER BEWARE!!
Reviewed Nov. 25, 2014
I have been with Nationwide for over a few years now. I have a new car and was paying $700 a month. And I just moved and was told my premium is going down to $600. I love the price and my coverage plus everybody I talk to at nationwide is very respectful and very helpful. I know family and friends who have nationwide insurance and unfortunately had to file a claim. And nationwide was on it and had good outcomes. I pray that I never have to use my insurance, heaven forbid but I'm glad to have nationwide represent me and will be looking for future products that nationwide has to offer. Sincerely a very happy policy holder.
Reviewed Nov. 25, 2014
I haven't been a member of Nationwide for too long, but I am coming up on one year with them. I have always made on time payments. No claims.. etc. Today when I came home from work, my husband told me he had to sign for a certified piece of mail this afternoon. I looked, and it was from Nationwide. I opened the letter to find that unless I signed an excluded driver form, for two of my relatives, my policy would be terminated. The letter stated that upon yearly review of my information, they found that two of my relatives have been driving my vehicle and have no insurance policy of their own. The only connection I have to these two relatives is just that.. THEY ARE MY FAMILY. They are not immediate family, do not live at my residence, and have NEVER driven my car. They have cars of their own as well as their own insurance. I am so confused and when I call customer service, no one has an answer and leaves me with nothing but endless transfers.
The fact of having them excluded does not bother me, because as I stated, they do not drive my vehicle. But I do not feel comfortable signing some form that had no reason to be sent to me. I do not know where they find their information, or their useless staff, but it's not anywhere good. Their rates have been good, so far, but after my policy expires, I will be changing companies. Reading on this site has told me they are scam artists anyway.
Reviewed Nov. 11, 2014
I was with Nationwide Auto Insurance for over 17 years. The rates slowly crept up year after year and when I would complain, they would say it's going up everywhere. When I finally got sick of having a clean record and paying $2400.00 per year, I searched for estimates and rewrote with another company for $1287.00 for even higher limits of coverages. When I originally signed on with Nationwide, they had the lowest rates around. Generally satisfied with their service of the one claim I had over the 17+ years.
Reviewed Oct. 28, 2014
I have been a Nationwide customer for many years and over a month ago I was hit by another Nationwide driver. You think it'd be an easy situation for an insurance company to handle, right? NOPE! I'm not sure if they're clueless or if they're crooks, probably a bit of both. Nobody seems to have their stuff together, nor are they very friendly when it comes to speaking with a loyal customer with no at-fault record. I've been treated like garbage, spoken to like I'm a criminal, forgotten about, and jerked around from person to person. I paid my deductible out of pocket so I could get my car fixed asap, and was told by the guy handling my claim that to be reimbursed all I needed to do was contact the lady who was handling the claim of the girl who hit me. I contacted her and she said that her policy holder was accepting fault and I would receive my reimbursement. I spoke to her a few days later and she "forgot" that they accepted fault, but she didn't have a police report yet so she couldn't do anything without it. When I told her I had a copy of the police report she asked if I could email it to her to save time, so I did.
Two weeks pass and I hear nothing, so I call and she claims to have never even asked me for it, until I give her the exact date and time that it was sent. Now she suddenly has no recollection of ever even speaking with the girl who hit me, let alone handling her claim, and now the lady at Nationwide can't do anything to reimburse me until the other claim is investigated. ARE YOU KIDDING ME NATIONWIDE!? Not only do they owe me a deductible reimbursement, they owe me for half of the cost of a part that could not be replaced, so they've owed me $900 for well over a month and I have yet to see even a dime!! At one time "Nationwide is on your side" was true, and I was a loyal fan and customer and now I'D RATHER GO SOMEWHERE ELSE AND PAY MORE MONEY FOR LESS COVERAGE THAN TO HAVE TO DEAL WITH THESE PEOPLE AGAIN!!! Get your crap together, Nationwide!
Reviewed Oct. 28, 2014
I decided to switch to Nationwide in February 2014. Everything was great and they quoted the best rates for me when I got my new car. In August 2014 I decided to leave Nationwide and go elsewhere because they were increasing my premium and the other company, whom I was with for 3 years prior, quoted me $40 cheaper a month. After 2 months, I thought all was said and done and I had already switched companies. I get a letter from the dmv stating I had a lapse in insurance. I called Nationwide to find out why and they said I ended my policy 8 days before the other company took over so when I asked for the phone conversation that was recorded they said they couldn't give that information to.
I call my insurance company and they are currently getting all the needed information from the call for me. Nationwide refuses to work with me on this and I have the dmv after me because of it. This whole thing isn't fair to me and I'm fed up with Nationwide. It's been over a month and every time I call Nationwide to work something out they get angry with me like it's my fault and refuse to help. So until I get my insurance company to give me the details I'm stuck and screwed. I basically have to appeal this issue with the dmv and they aren't helpful either cause every time I fax proof of insurance they claim they don't receive it so I'm literally screwed until the only 1 person left to help me comes through.
Reviewed Oct. 25, 2014
Mine is a lengthy tale. Basically, I was in an accident, not my fault, even admittedly so by the driver of the other vehicle. Getting my car serviced and getting through the claims process was HELL, and I am a pretty patient, laid back person. It seems they were waiting for an excuse to cancel me after this, and here we are almost two months later, cancelled my policy. And NOW treating me like a criminal for asking questions. I have been redirected to another department. I echo the sentiments of other posts....STAY AWAY! I hate to see others have to learn the hard way.
Reviewed Oct. 22, 2014
My neighbor backed into my mother's truck when she was bringing us home from a doctor's appointment. She backed into the extended cab right where my 3 year old daughter was sitting. Being the nice person (and naive) my mom got her insurance info and didn't call the police. OOPS!!! Nationwide could not get a hold of my neighbor (who was ignoring their calls). They assessed only the damage from my mom's side. We were in the road. She was in the driveway. She backed out and hit us without looking! Because it dented my mom's truck and not her back bumper and they didn't bother to track her down, my mother has a huge dent in the side of her truck and all Nationwide has to say is "damage not concurrent with other vehicle". She isn't even denying she hit it! She is too irresponsible to even say she did it. She wanted to go in and get a plunger! Long story short: they screwed my mom because my neighbor wouldn't man up and answer the phone. Little one sided huh? Guess Nationwide IS on your side, even if you run into the side of someone driving down the road.
Reviewed Oct. 21, 2014
I am a 53 year-old woman with a perfect driving record, not even a parking ticket in the 30 years I have been driving. I have had my homeowners under Nationwide for 20 plus years. In October of 2013 Nationwide convinced me that having both under their company would reduce both my Homeowners and auto fees. I got a further savings by enrolling in auto deduction and going paper free. I received my first payment receipt by email in Oct of 2013, then Nov, nothing for Dec. Received one for Jan, nothing for Feb, received Mar and April, and nothing for May and then June. They were inconsistent at best but because I had auto payment felt secure the payments were processing as long as the monies were in my bank account.
When there was a breach at Target my bank reissued new cards. Nationwide claimed they could not process my next payment and cancelled my insurance without any notification via email or written. To reinstate it was triple (yes triple) the cost. I feel they improperly cancelled my policy so they could triple my rates. I will also be changing my homeowners as soon as it expires. This is no longer a company I trust.
Reviewed Oct. 21, 2014
A nationwide customer run a stop sign, total my truck, my brother got bangup a little. He did not go to a doctor because we knew that time was the answer for healing. It took nationwide to pay me for my truck 3 1/2 weeks. I was without a car for that time, Nationwide did not pay me for all the time I was without a car. My brother did not get a nickel for the bumps he receive because of the accident. I believe he should receive something for his pain and me without my truck.
Reviewed Oct. 20, 2014
I want to warn who have that insurance. I want everybody know if you have accident, they never pay you. You will be on big trouble because they will drop your insurance and will be calling and treating you so you pay them. Change your insurance as soon as possible...
Reviewed Oct. 17, 2014
Nationwide put off handling my claim for 3 months because even though the other person got the ticket they wanted to wait and see what the court said...and they didn't even bother asking the police for the witness statements. THIS GIRL HAD 14 TICKETS so instead all they wanted to tell me is "sorry ma'am you don't get a rental and sorry for your luck"... I have had to go to the agency and raise Hell there before anybody would do anything...so while the adjuster is sitting on her butt I'm going to lose my home because of somebody else stupidity.. This is the worst company I have EVER had to deal with. It things like this that make people get lawyers. I will make sure I put it out to all of my friends and family and any social media I can get to....because this is wrong...I bet if I told them I didn't have the money to pay my premiums because of them that they will say...too bad...so sad...not our problem...if I lose my farm I will make sure there will be a bad faith lawsuit.
Reviewed Oct. 17, 2014
I was to be added to my husband’s auto policy in 2008 but our agent never put me on. In fact he rewrote the policy in 2011 (without our permission) and still did not put me on. Now they will not provide proof of ins & my new ins co is charging me double since I do not have proof of insurance. My former agent should somehow be held liable for this injustice. My husband passed away and I am on my own with this. I will NEVER recommend Nationwide to anyone!!
Reviewed Oct. 14, 2014
I've been with Nationwide about 25 years and have always been satisfied with them. In the past few years there have been ads on national TV touting their vanishing deductible. If you don't have a ticket or claim in two and a half years they waive your deductible in case of a claim. On a call about three years ago I had asked if I qualified for it and was told I did. What I was not told was that it required modifying my account and paying extra each month.
My wife's car was hit in a parking lot recently and the person who hit it left without notifying her. No witnesses. So we have a claim. When I called today to verify that the deductible would be waived, I was told that I wouldn't since I hadn't signed up for it. And to sign up costs an extra $8.00 a month. I have a $250 deductible so if I had a claim every two and a half years I'd save a maximum of ten dollars for that period. If I went three years without a claim I'd lose $40.00. Not a large sum, but noticeable. The agent told me that if I'd read my renewal notice I'd have seen the requirement (in small print, I'd guess). Since I have automatic payment from my bank I have had no renewal notices recently. I told her I'd had several quotes from other companies recently and had disregarded them because I didn't want to lose the deductible waiver I thought I'd earned.
A couple of the offers from other companies included waiving the deductible on signup (to get my business, I'm sure). I carry three autos and my home on Nationwide, so I thought they might take some responsibility for the confusion on this matter, but the girl on the phone dismissed me without a second thought. So much for loyalty to a brand. It's time to call back on some of those other quotes.
Reviewed Oct. 6, 2014
I have been in the military for 11 years now and have had Nationwide Insurance for about the last 5 years. My legal residence is Virginia. I own a home in Virginia, cars are registered in Virginia and vote in Virginia. I am now stationed in Florida (not by choice, which is why they are called ORDERS) and I changed my MAILING address to reflect where correspondence should be received. I received a letter from Nationwide stating they are NOT renewing my policy because of the change of address. I called and spoke to a very nice agent who is attempting to work with me so I can keep my Virginia policy. Here is where the issue lies: Virginia REQUIRES a Virginia insurance policy in order to keep my license and registration. So Nationwide is pretty much saying they don't care about my personal situation and are not accommodating. STAY AWAY FROM THEM MILITARY!
Reviewed Sept. 28, 2014
After 18 years of being a loyal customer to Nationwide, I received my renewal and discovered a $480 6-month premium increase. I have 5 vehicles and 3 drivers on my policy, NO accidents, NO tickets, NO anything EVER! No changes made to my policy between last 6 months to this 6 months. $480 = $80 per month increase! I called Nationwide customer service, asked "Why is there such a huge increase in my policy?" Agent Jaquilyn says, "We have had an increase in claims in the Randolph area." Now here I laugh. Randolph is the town I live in and has about 700 people total for a population, if that! REALLY??!!!!! An increase in claims???!!!!
I have always been happy with Nationwide and feel very let down by this company after so many years. No claims, no tickets, no violations in any way and this is how I am treated. An $80 per month increase and basically lied to to explain it away. Nationwide has become all about the money instead of service. I am moving to another company and saving $130 per month by moving. Unbelievable!! I will no longer recommend Nationwide as a company. And anyone interested in insurance, please avoid Nationwide. They will overcharge and do not care about the customer at all.
Reviewed Sept. 18, 2014
Nationwide Insurance - wow, after 40 years of being with them they decided to change things up and got them self a manager for each state. (So sad) they did not know the education level in south Carolina, so after 6 to 7 hrs, every 2 or 3 days on the phone with them I was finally forced to get other insurance. 40 years no trouble, now I have to start with another insurance company. SO SAD!!!
Reviewed Sept. 16, 2014
I took out motorcycle insurance with Nationwide on my 2007 Harley Davidson. They charged me 700 a year. After I made several payments and talked to some friends I found out this was very high insurance coverage for one year. I called Progressive Insurance, got the same coverage for 360 a year. I got insurance with Progressive so I had insurance at the same time for one bike. I paid my premium with Nationwide and then cancelled immediately with Nationwide. They would not cancel until took them my declaration page from Progressive. Never heard of that crap couldn't cancel. What **. I took them page. 2 days later Progressive fax me page I took it to them. One week later I get bill from Nationwide for 130 dollars. 2 years later they turn me in to collection. I say ** you, Nationwide.
Reviewed Sept. 11, 2014
My car is covered on my dad's policy. I have a Monte Carlo that caught fire at a gas station. I called insurance and they said they dropped my car on the 31st. MY insurance said my car was covered till the 9th so even if they wanted to cancel it, I PAID FOR ALL MONTH. My car should been FULLY till the 9th. I PAY 150 monthly for everything they cover. This is wrong and now I'm out of a vehicle.
Reviewed Sept. 4, 2014
I was a Nationwide policyholder three years and had no claims, accidents or tickets during this time. I also paid all of my premiums on time. In June 2014 I purchased a new home in Tampa. Prior to my move, and during the month of May I filled out a change of address and notified all of those companies I was doing business with from homeowners insurance to credit card companies, Florida Motor Vehicles and even the Supervisor of Elections. This included Nationwide. During the month of May I received a premium notice from Nationwide which I paid, which I thought was the balance owed to take me to my renewal in October.
On approximately August 30th, I received a letter from the Florida Department of Motor Vehicles stating that Nationwide had cancelled my auto policy and that my license and registration would be revoked if I did not provide immediate proof of insurance. I called Nationwide on September 2nd in an effort to find out what happened and attempted to get re-instated. The company would not provide me with any information other than to tell me that it had been more than 30 days since the cancellation and I could not be re-instated. The only thing they would be willing to do was write a new substandard policy with Progressive Insurance having premiums that were more than $340.00 per month. Outrageous!
When I asked why I had received no notices regarding this issue, they would only say this was all they could do. I also asked what address they showed to which they stated it was my prior address I find very strange and disconcerting when I was receiving all mail from all creditors, or all that required forwarding with the exception of Nationwide. I received no billings, late notices or cancellation notices.
As a result of their failures, I am now being forced to pay a surcharge because I had to state that I did not have existing insurance when I made application to a new company, but the worse part was that I was driving around without any form of auto insurance for more than a month and a half. I am very fortunate that I was not involved in any kind of accident during this time. The consequences would have been financially devastating. STAY AWAY FROM NATIONWIDE.
Reviewed Aug. 20, 2014
I had Insurance with Nationwide and was involved in a accident. The car I had as a 2008 Camry Solara Convertible with 39500 miles. The car was worth $19,500 and they lied and gave me $12,300. When I asked why the adjuster said, "You take what I tell you or get nothing." I am placing a call to the Insurance Commissioner and will let you all know what happen. Watch out for your own safety...
Reviewed Aug. 19, 2014
Bottom line is they sued me for legal fees for an accident by my vehicle because of an excluded driver taking vehicle without my permission or knowledge. They waited until I spent 30K in defense fees and final days of the case being tossed and then assigned their own firm. 1 year later they sued me under our states laws not the state where the accident took place for the right NOT to defend and then sued me for their legal fees another year later. All of us in here need to contact the Jeffrey ** law firm and start a class action lawsuit as well as false advertising. Oh by the way do not file a complaint with your states Insurance commissioner because guess what.......they will give all your data to Nationwide and....wait for it............THEY WILL SUE YOU!!!!!!
Reviewed Aug. 15, 2014
I was in a car accident that was not my fault, and the other insurance company admitted liability to quickly. I had my 2014 Shelby GT 500 sent to my local body shop to have a damage appraisal done by Nationwide. The adjuster missed so many obvious things that were damaged on the car and sent out an estimate for around $17,000. The adjuster completely missed the very obvious frame rails and a multitude of other things like a headlight (car was hit in the front). I had it taken to another body shop, and they sent a different adjuster who said that he couldn't believe the other adjuster had missed so many different things on the car.
Things kept getting missed, and we are now up to the 4th estimate (now up to approximately double of the original). They have a $1,500 headlight quoted on one side and a $200 headlight quoted on the other side! They are also STILL missing many things they should have included. It appears that they try to wear you down and hope you give up. They are deceptive and the claims adjuster I have been dealing with gets mad when I call him.
I can't believe their motto is "Nationwide is on your side". The amazing thing is that they will just collect the money from the other driver's insurance and yet still yank me around. I will be canceling my insurance with Nationwide as soon as this ordeal is over.
Reviewed Aug. 14, 2014
Decided to switch to Nationwide for both home and auto. Agent took information over the phone, provided quote, it was acceptable, took our first month's premium and we were off. Month 2 - second bill - quoted premium - all is good. Month 3 - premium doubled. The reason? they misquoted. Information was verified in a recording when the information was taken that we have 3 vehicles, 3 drivers. They apologized but would not honor their premium so we left. Now they are trying to bill us for an entire month during the month we cancelled. Don't trust them - and when you call to complain - you are transferred and transferred. The agent wouldn't call back until I kept calling - he finally said yes I misquoted, nothing I can do.
Reviewed Aug. 14, 2014
Policy cancellation for "nonpayment". I started a policy in November with the McClain office in Roswell, GA. I signed up for EFT and made my initial payment with a debit card. I received a letter from the service center stating my policy would cancel for nonpayment. From there, I contacted the McClain office and spoke with Matt/Chad. I was informed I was ok and disregard the letter. Well now here we are, time for me to get my tag, and I'm hit with a fine $85 for no insurance for 13 days and in the state of Georgia your registration is suspended and if pulled over by cops, they may tow your vehicle. I contacted the McClain office and spoke with Matt who debated with me why my policy was cancelled. I contacted Nationwide Service center to verify the reason insurance was cancelled and indeed it was because of nonpayment. I wanted Matt to take responsibility for this but, he wouldn't own up to it. He seemed to remember all other conversations except this one. This sets a bad taste in my mouth for Nationwide, period! I definitely wouldn't recommend Nationwide to anyone nor will I return as a client. Very unhappy to learn that I wasn't insured as told and could have gone to jail and pay more fees if pulled over by the cops.
Reviewed Aug. 6, 2014
Had a accident June 12, 2014. Vehicle was towed to triple A. Next day my son picked up the rental. Claim called in and vehicle was total loss. Papers were sent to fill out so a check could be issued. A day later a call comes and they ask if ok to bring vehicle to a on your side shop. I agree. The estimate was a low ball and I am not accusing but kick back comes to mind. Estimate 2900+. The car was brought out of total and decided to fix. 2 weeks pass no call, nothing from nationwide. We ask repair shop. They said we have addendum and can't work on car till we get approval. They say no one will call. Finally Mr. ** I will call him I guess he came back from vacation. He answers phone. I ask what is going on. Reply. "I have been out vacation. Let me check file." "Wow." he says, "there are no journal entries since I left about 3 weeks ago (by now). Let me look into and call tomorrow."
No call, week passes. I email numerous times, nothing. Repair shop is repairing. They are having issues and date I get car back changes. I get a hold of Nationwide - explain it's July 13 - no car and still in rental I am paying for since it was suppose to be 5 days. But now it's way longer. I am promised all rental fees will be reimbursed. No need worry. I explained I had a 1200$ rental limit and they agreed. Due to the negligence they will authorize full payment. Reimbursement for entire time. It is soothing. Then on JULY 30 I Get a pre done letter, says "thanks for allowing us to fix car, hope all is well." I call repair shop - it is done for 3 days. I send email to new rep from Nationwide and explain I paid out over $1750.00 in rental and total is $2500. He says "I will forward to Mr. **." No call, nothing.
I get to shop, pay $250. Deductible. Car has crack windshield. Rear view mirror head hit is on passenger seat and a laundry list of issues. I call and they fix nothing more I'm told. They offer $1920 for rental. I look at papers and the $4500 total loss is now $7000 in repairs with more to do. They completely botched job. Repair job says they were negligent and put too much into a 2003 suv with 190000 k miles. Oh and 2 hours after, they offer $1920 which I told them to go fly kite. They call back and say no money coming. They want to investigate. That was last I heard. I had to spend good money to fix numerous things that were supposed to be covered. On august 6 about 2 days later, truck breaks down and I am now without truck. Nationwide has deceptive practices. They delay and use scare tactics.
If similar experience please email **. I am filing a small claims court. I could use some letters to bring to court so I can prove Nationwide used improper tactics. Lied and they have a pattern of abuse to policy holders. That's the gist of it. I NEED YOUR HELP SO I AM PREPARED TO GO TO COURT. AS OF NOW THEY SPENT 7K FIXING. I HAVE NOW PUT IN OVER $4738. IT MAKES ME SICK. THANK YOU.
Reviewed Aug. 4, 2014
Unbelievable, claims adjusters, supervisors, message after message. Do they even listen to messages or do messages just float in space?
Reviewed July 30, 2014
I called up to get a combined car and home owner insurance policy. Spent nearly 2 hours on the phone with the agent. He asked MANY questions and sent the info to the "underwriters" for approval. He then set me up for monthly automatic withdrawals for the payments, saying I had been approved. He said the only thing I needed to do was to prove that I had an alarm system on my house. He said he would fax over the temporary ID cards and policy. Instead, I got over 20 pages of what apparently were the information sheets that he had filled out. It is hard to tell because the typing was supposed to be inserted in pre-formed boxes, which were out of alignment, and apparently it was on legal size paper which my fax machine spit out with parts of each legal sheet on 2 regular pages. Since there were no page numbers, it was impossible to figure out which page came first or second.
He did not tell me I needed to sign anything, however one page did ask for a signature. I sent that in with the alarm information requested. He did not tell me that the company was going to send people over to walk around in my yard and look things over!! I received a little note from the company who came - after they were gone. No one had my permission to enter onto my property!! That is a violation!! He didn't tell me several other important things as well! More than once a week since then, I have gotten mail from them welcoming me to Nationwide, policies written a day apart both with different prices than I had been quoted, one was an application for insurance - a month after I had called to start the policy!
Apparently, one additional piece of mail that I DID NOT get from them was a notice that I had to provide MORE information or my policy would be cancelled!! How did I find that out?? I got a letter from my mortgage company stating that they had been informed that my former home insurance had been cancelled and warning me of the things they were going to do if insurance was not purchased immediately!! It was when I called Nationwide to ask why they didn't notify my mortgage company of the new policy, that I was informed that my "policy is going to be cancelled in 5 days, anyway so what difference does it make"?After much questioning (she kept saying that they never got my alarm system paperwork) she finally told me they got that, but now they needed a roof certification and proof that I paid my fire protection. She wasn't going to tell me that the roof certification had to be done by a licensed roofing contractor. I had to grill her for that information.
These are all the things that the initial agent should have known and told me about and the "underwriter should have noticed on the first day. I SHOULD NOT BE GETTING SURPRISES LIKE THIS 2 MONTHS AFTER STARTING THE POLICIES!! AND THEY SHOULD NOT BE CHANGING THE PRICES SEVERAL TIMES!! Now it is too late for me to go back to my old company and get my old policy back. They want to start a new policy and charge me a lot more for less coverage now. And 5 days is not enough time to get a roof inspection organized and done when I work full time. On top of that, I will be lucky if my house is not foreclosed on!!
Reviewed July 25, 2014
I do not have Nationwide and would never use them. My husband who does not even own my car keeps getting letters at least 3 a week from an Agency in Mt Kisco NY giving him a quote and thanking him for letting them help him. I keep calling to ask to have our information removed, get told info will be removed and then 2 days later another handwritten letter arrives. It has all my car information that my husband does not even have. How can this be stopped?
Reviewed July 24, 2014
This is public record and can be found on the BBB website. My goal is to inform the public of Nationwide's unethical practices. Be careful out there people! Be very careful in your response to their questions. Do not consent to a tape recorded interview without a lawyer! I am rejecting this response because:
The Nationwide response is a lie. From the beginning, I have been very open and honest about all previous damage. I did change the areas on the car filed in the claim because I was so tired of arguing with Nationwide adjusters that I gave up. I told the investigator to "screw it". Don't worry about the front panel or back panel because it's honestly not even worth fighting for because I was so tired of being bullied and pressured by Nationwide adjusters. The investigator called me multiple times while I was at work. I was so upset at work that I was shaking and on the verge of tears. He came to meet me in the parking deck at work to assess my car. I was so upset and frustrated that I told him to screw it. After I told him that, I knew I had made a mistake.
I have been a faithful and loyal customer with Nationwide for over six years. I have never missed a payment or had a late payment. They should pay in full for my claim. I took my car to GM for an estimate. I know that some damage is prior damage. I showed the GM manager where the prior damage was so that he does not include that in the estimate. I had him give me an estimate for the top part of the back panel. That is prior damage and I am more than willing to pay for that out of pocket. Nationwide shot down my independent estimate from GM stating that GM is a biased third party. If we use that logic, then anywhere I go for an estimate is a biased third party. So how is that fair. This may be my first time filing a claim. However, I am not stupid. I am entitled to get my own independent estimate and it should be treated with respect by Nationwide. This did not happen and I will send copies of emails with Myron ** to prove it.
I am absolutely disgusted by how I have been treated by my own insurance company. I have been harassed and bullied by Nationwide representatives and adjusters. I don't care about the money. Honestly, I do not even care about getting my car fixed. I have no problem driving around in a ghetto beat up car. I mean it's just a car. To me, it is about the principle of the matter. I am a paying customer. I filed this claim assuming that Nationwide would treat it fairly. Obviously, this did not happen.
Nationwide even went as far as to demand that I meet with the investigator at the scene and give a tape recorded interview. This is absolutely ridiculous and unethical. Nationwide sent me a check for half the value it will take to fix my car. Honestly, I don't want their money. I plan on donating it to charity. However, I fully intend on filing a bad faith lawsuit against Nationwide. They emphatically state that there is no way a deer could have caused that damage. However, they have no real proof. Nationwide had some wannabe forensic investigator assess my car. Nationwide can use all the junk science they want. But there is no way they can prove with 100% certainty that the deer did not cause the damage to the door's front and back lower panel.
As a loyal and paying customer, Nationwide is required by law to assess my claim in good faith. It is painfully obvious that this did not happen in my case. I fully intend to file suit and take my situation to local and national news. The public deserves to know what kind of company Nationwide is and how they treat their loyal customers. I cannot believe that out of all their customers, they decided to choose me to pick on and bully. And investigate me for insurance fraud. My credibility and reputation is on the line here. Obviously, they have no idea who I am because they messed with the wrong person. I will not let this go. And I will not take this lying down. This is not over by a long shot. Never underestimate the power of social media :)
Reviewed July 22, 2014
My vehicle was damaged from a Tow Truck and I was told to take it to one of their A+ recommended body shops. They filed the claim as a Collision claim (though the car was not in motion, it was parked and no one was in it). The body shop I took it to was Precision Body Works. While the car was there a hail storm came in on May 22, 2014. The car had been painted that day then stuck outside. On May 23, 2014 I was informed by the estimator Crystal ** that my car suffered the most damage. I had to take my car to a Nationwide Adjuster for another estimate. The adjuster did the estimate and it came to $4,459.68. My front and back windshield and sunroof sustained damage from the hail as well as the panels on the car, window moldings and the hood and rear deck lid.
The car was taken back to Precision on June 9, 2014 to have the repair work completed properly from the first time (from the tow truck) and then the hail damage. There had been a supplement submitted to Nationwide from Precision for more damage that was found and the body shop was waiting for an Adjuster. The adjuster came out to the body shop and instead of approving the supplement for the damage, Mike ** removed replacing all the glass that was damaged as he took the word of a PDR guy stating that it was rock chips. I contacted the adjuster and was told that hail does not damage paint or glass.
I was informed that my car would be ready for pick up on June 19th. On that day I arranged to meet Mike ** at the time I picked up my car. I took my rental back first and then headed to the body shop. Upon arriving at the body shop I went to my car to evaluate the work and noticed my Niche Targa Rims have been damaged by curb rash. They pulled my car into the shop and Mike **, myself and a friend of mine went over the car. There were still outstanding issues from the previous work Precision did. Chuck Anderson owner of Precision said they do not have curbs on their property and therefore no one damaged the rims, they were like that when we dropped the car off. I disputed this and told them I would not damage my own rims.
It was bought up to Mike ** that someone needs to take the responsibility for the damage and why was the car still not finished. The Chrome window Moldings were still not replaced nor the roof moldings. Mike said he did not know, he would have to check. After a long conversation Mike said "ok, the car is not finished do you still have the rental"? We explained we took it back already. So Mike called Enterprise to get another one. We were guaranteed the car would be completed for pick up on June 20, 2014. We go the next day to pick it up and still the work was not complete so I refused to take the car off the property.
On Monday my friend went to Precision to look the car over to ensure the work was complete. At this time Mike ** was not there but another adjuster Mike ** was. He was very rude, acted like he couldn't see anything wrong with the car. Kept saying to file a claim for the rims and they would file it as Collision (Even though I did not damage my rims, the body shop did). Mike ** said my car was an inconvenience to him and the shop and that we had to take the car as is, and no one at the shop would work on the car again.
In the end I am now stuck with a estimate over $3,000.00 to have the car fixed to its original status. I have tried to work things out with Nationwide and no one will contact me back. The entire time I have dealt with Nationwide they were NOT on my side. The have no problem taking my monthly insurance payment but when it comes to claims they were against the customer all the way around. Now I have a vehicle that has had work done to it that is not guaranteed as per Nationwide's repair program states.
Reviewed July 18, 2014
Nationwide totaled my son's car. I called to cancel the policy and was told that I didn't need to do that. They would suspend it until he got another. They put him on a name only policy and didn't inform him and charged him and never sent a bill.
Reviewed July 11, 2014
Nationwide Insurance is digging a grave for themselves with bad customer service. They are completely unorganized!!! I have submitted the same driver exclusion forms three times since May and up to today they are cancelling my policy because the information is missing. I was flat out lied to by a representative, telling me that proof of the excluded driver's insurance was required. Then transferred to another representative that told me that was not true. Their information is just plain inconsistent. And when asking about who I was speaking to, no one wants to give their name, call back or email information. I asked for a Manager today and was told someone would contact me soon. You get what you pay for *pulling out hair!!!!*
Reviewed July 7, 2014
I sign up for Nationwide Insurance in April, filled out, signed and returned all the paperwork only to be told in July that my policy was cancelled because of excluded driver form was not filled out. Which turn out to be an error on their behalf. I called my agent and was told that someone in his office forgot to document the letter. I was then told that the situation taken care of only to get a letter stating that my policy was canceled because the agent shouldn't have gave me the policy in the first place. So since June 4th of 2014, I've been riding around with no insurance and to make matters worse, I have to pay more to a new insurance company to get another policy because of the over lapse insurance. All because of any error made on behalf of their agent. I have the email of the signed excluded documents and even the response from the agent saying he received them.
Reviewed June 26, 2014
I wanted to share my personal experience with Nationwide & I have to admit that it is very disappointing. I was involved in an incident and my car hydroplaned. I called nationwide to send a tow truck and after 2 hours in rain, no one called me. I called them back and they said they could not find anyone who can help me and I had to ask police to get tow truck. I was in cold rain for 3&half hours.
They total my 2012 GMC Terrain and offered me only $20, 204 for which I paid $31,000. Spoke to claim adjuster and her manager and their services & responses were very poor. Had to call them many times before I got response. I wanted to get an actual cash value of my car which was &1200 more than what they are offering. They said they cannot pay me anything more than what they determined as the value of my car. However I have market reports that states much higher value than they are offering.
I have posted my complaint on consumer affairs website and I will fight for this. I wanted to make the readers aware that Nationwide is not on your side when you need them. They claim that they pay actual cash value in total loss situation but the claim manager said no they pay their appraised value and that is not close to actual cash value that they claim in policy document. You can even buy similar replacement vehicle with their appraised value. I have been long time customer but I am very disappointed with them now. What's the point of paying for insurance if you cannot replace what you lost and why choose Nationwide and pay higher than other cheap insurance if you get same bad service. I would not recommend Nationwide to even an enemy of mine.
Reviewed June 4, 2014
Recently there was a hail storm that passed thru the local town of reading, pa. My car unfortunately was one of those affected by it. I took it in to have it seen by the insurance company nationwide to what i believe was going to be no more than just a crack windshield and a few dings on the body. My car was one of the few less affected by this storm. After their inspection, me and my wife were shocked to learn that they were actually going to put the car for a total loss. At that point after their check-up, our 2006 honda accord that we only had one more year of payment to do, and that we love, was done. Its history was finish ...They gave us the option of just getting a little bit of money back. We went in requesting help for minor fixing and we ended up losing our car. They over estimated the car's damages so they would not have to pay for repairs.
The other option would be to take the car back and with a salvage title and fix all damages out of pocket. The bank which i had been paying my car for all those years called me and said there was a problem for the first time about the devaluation from the insurance company about my car. I personally think they are taking advantage of people that probably don't have good credit, and taking cars as a whole, that they can make more out of turnaround and at auctions. It's simply an injustice.
If anyone has have the same experience, like or share. My email is **. I can provide more info. And their representatives at nationwide, they are not on anybody's side-- that's a lot of **. I wish there could be a third party to revaluate some of their inspections to represent someone like me that strongly believes my car was not to be recorded as a car of total loss--not even a light broken on it.
Reviewed June 3, 2014
My car was an older car 1998 with no problems other than showing its age but no rust. It was parked on the street and hit by a Nationwide customer. They totaled the car and expect you to find a new car to replace the one I had but only want to pay half of what it takes to do that. Why should I have to come up with another $1500 to replace a car that I didn't damage. All the agent kept telling me was I'm sorry. I told him how much the same year and model was selling for and what kelly blue book valued the car for, but he said you can't go by those things to get a true value for your car. I hope none of you ever have to deal with Bradley **, the adjuster who handled my claim. The only people in good hands with Nationwide Insurance is Nationwide Insurance because they screw over everyone who has to deal with them.
Reviewed May 14, 2014
Changing from Nationwide after an epic battle with BAM REFT and their inability/errors trying to withdraw payments automatically from my account. Sent them 4 months of bank statements showing a balance from $2000 to $6000 at all times, a declaration from CHASE, copies of the forms they approved/received for automatic payment and the forms that were done after I changed bank accounts after the Chase/Target debacle. They've informed me now that they received a fail notice from CHASE that they were trying to charge the wrong account # (data entry error on their end) - but in January, they charged the correct account. Clearly, they could check on that or contact me, but no. Never happened.
So, I've had to file a complaint with the TX Board of Insurance. I received a Letter dated 4/28, postmarked 5/2, with cancellation for 3/28. No calls, emails, texts, nothing. My agent's office sold to a new agent, which is part of the issue. The old agent Tirza was fantastic, called every 3 months just to chat and of course, see if she could sell me something. Nationwide has refused to restart the policy no harm/foul due to "gap in coverage" but the gap is partly their fault. It isn't because I didn't pay, the money was there and I authorized the charges, they just didn't take it. The whole point of automatic bill pay is to not have to pay this much attention, but clearly it isn't working.
I had major life projects going on and so this was supposed to be one less thing to think about! I didn't notice the automatic payment had not happened, but they hadn't contacted me either. So they said the STATE OF TX requires that they offer only 2 choices - that I pay in arrears the portion that I did not have coverage for (they would have rejected any claims!) or pay double the rate due to the gap. I am waiting to see what the State of Texas has to say about this! The new agent is grossly incompetent, and of 5 messages left for Jennifer ** at HQ with Nationwide, and 5 at Morris ** (new local agent) here, not one call was ever returned. I've had to initiate 100% of the communication. They call back and speak in platitudes but don't have your information in front of them.
So I reported that I did not have a gap, but we do have this issue. There are extenuating circumstances however, and I've outlined those. With the choice of going back "with an abusive ex" and paying for time I wasn't covered in order to continue at the same rate OR pay double rate due to the gap. It isn't like I can go back to March and then have an accident!? So I've got read and delivery receipts here and bank statements showing a large balance and the BAM REFTS that did occur and then they just stopped. CHASE is showing that they didn't see a request from Nationwide. They refuse to admit even the possibility of a data entry error!
After all the advertising about family, customers like gold, not having shareholders, blah blah blah, I am incredibly furious and just "wowed" at the lack of customer service I am receiving. They are NOT on your side. Two years ago, a neighbor backed into my car, the painting was done badly at the place off the list they provided, and they've refused to make so much as a phone call to that particular Service King (two shades of silver and it should be one). So that should have been a tip-off that things were going to hell. I've signed up with Progressive, informed them of the drama, and they've so far not charged the "gap in coverage" penalty because they think I have a case. So kudos to them so far.
Reviewed May 8, 2014
I switched my auto policy over to insurance, added my mom and her vehicle, and added renter's insurance. In order to qualify for Nationwide, you had to have 6 months of continuous coverage prior to switching over to Nationwide. Well, I had a two-day lapse because the debit card on file that my payments were automatically deducted from, was lost. So this caused me to have a short lapse. The Nationwide insurance rep assured me that it wouldn't be a problem - things like that happen all of the time. So we proceeded.
About 2 months later, I purchased a new car and had to show proof on insurance. When I pulled my account up on my phone, I found out that it had been canceled. When I called to inquire, I was told that I didn't qualify because I had a lapse in coverage! Now, here's the kicker. My mom was on my prior policy also (before coming over to Nationwide). They kept her policy but canceled mine and doubled the amount! This company doesn't do a good job of doing all of the necessary footwork before offering coverage. If they would have been honest up front, instead of trying to get a sale, it would've saved both of us a lot of time. So, I've switched back to my old company and will NEVER recommend Nationwide to ANYONE.
Reviewed April 21, 2014
Nationwide is not on your side. It's a joke if they tell you they're on your side. All they want is your money and don't want to listen to their customers. I really believe that this should be an investigation on insurance companies especially Nationwide. I got hit from behind and they blamed it on me. I'm their customer so don't believe Nationwide when they say they're on your side. Geico and AAA is a lot better than Nationwide.
Reviewed April 10, 2014
I had asked for an extension to April 9th, 2014 to pay my car insurance. I was told by the agency in Temple, Texas that they would give me an extension. I went in the day I asked for the extension to pay and they told me my insurance was cancelled and it would be $239.00 to reinstate it. I originally owed $148.45. The lady that gave me the extension, over the phone, told me when I went in to pay that they allow only two extensions per year, and I already had mine, but she failed to call me and tell me that they could not allow the extension. I was driving for two days without insurance. The Killeen Texas office told me that the lady I talked with in the Temple Texas office should have called me and told me as soon as she realized that I could not have an extension. It was their mistake and I think they should have reinstated it without the reinstatement fee.
Reviewed April 9, 2014
I had been a customer for 20 years holding three policies with this company with no claims until 2014. Because of this claim they raised my rate $400.00 more per year which I find completely ridiculous. I received my final bill as I went with a better company, better rate with more coverage. Nationwide sent a final bill that was incorrect. A month later, they sent a letter stating if I send them a copy of my declaration page from the new company they would revise the bill. I did this in a very timely manner and was waiting for the revision if I owed anything at all. Well I got a call from a collection agency stating I owed the entire amount of the bill.
After speaking with collections, I then called Nationwide which I hesitated for the lack of good customer service, but did it anyways. All I got was a run around about how the information I sent had to go to two different department in different states and by the time it was updated in their computer system, they had already sent it to collections. No concern for my credit, they have now dinged for an amount I DO NOT OWE. Collections stated they would forward the information to Nationwide. Whoopi, I already did that and look where it has gotten me. "Collections" and nowhere. This is completely illegal and against Fair Debt Collections Act. Shame on you Nationwide for bad business practices. I will fight this and you will be receiving a letter from me exactly stating my rights you have violated and I do have legal recourse as well. See you in court Nationwide.
Reviewed March 28, 2014
Ok back Feb 17 of this year I had a deer run into the side of my Ford Mustang. Bend my fender in and damaged my door do to the door jamming shut. Made a claim, she said they didn't have a local adjuster and someone would be out in 2 days. Yeah right. One week later adjuster calls to say he's coming out. Ok, I stay home waiting. No show. The next he calls, shows up 4 hours later than he told me. He was rude, had no interest in listening to what I had to say and took pics and within 2 min was gone.
A week passed. I left messages with no response. Then another. Nothing. I call the claims associate Susan ** and finally got a hold of her and she said the adjuster never sent over the pics or estimate. She said she would call them and they would get the pics. She got them. The estimate? $566... are you serious? That wouldn't even cover the labor/paint (I got my own estimate). She says they will mail a check for me and when it comes in go to the body shop and have them rewrite an estimate and call the Nationwide adjuster to come back out and rewrite theirs for the difference.
Check comes. It's made out to me and my husband and some unknown person. Once again, I call, takes yet another week to get an answer or call back. She said they would reissue it. Fine, they did, took another week to come in. Check comes in, guess what? They didn't sign it. It's no good. Back on the phone I go. At this point she says, "I will reissue it and send it overnight." I said ok, reissued for a third time. Next day, no check. I call, no answer. At the end of the week at this point I call a manager which was just as much as a joke. He said, "I'll reissue it and sign it and send it overnight." Guess what? No check. Now my mustang has been down two months and it's still not fixed. I do NOT recommend this company to anyone.
Reviewed March 28, 2014
I was in an accident with a Nationwide Customer. It's at the point now where my lost wages have forced me out of my home into a rent-a-room situation. I lost my truck that was promised to my granddaughter. It was paid for!! I am now on the verge of losing my motorcycle and my car due to lost wages/behind in payments.
Here is the deal, I was willing to accept a settlement at reasonable damages. Now... Nationwide has played the game of HAND OFF from adjuster to adjuster, ignoring phone calls, losing paperwork, etc until you, the customer, will soon be paying for my lost car AND motorcycle as well as my truck, legal fees, back rent on my lost home that I still owe, attorney's fees, etc an additional 20k!!! I am at the point where I am researching suing the driver himself and not his insurance. (He blatantly ran a red light.) So tell me... who wants to use Nationwide??!!
Reviewed March 27, 2014
Nationwide IS NOT on your side. I was involved in a car accident last week on I-70 and Nationwide's customer is at fault. I was hit in the rear leaving 2K of damages and the impact was so significant that the other driver's vehicle had to be towed away. I have NEVER EVER been one to cheat the system, ever. The only thing I asked was my vehicle to be repaired and my child's car seat be replaced. They will not replace the car seat. My fiance was involved in the same type of accident not even a year ago and our child was not in the car (like this current accident, he was not involved) and Erie replaced our car seat with no problems. Chicco states they will not STAND by that car seat in any type of accident.
I forward an email from Chicco stating this to Nationwide and THEY still will not replace it. I have escalated this situation to three people at Nationwide and this morning I get this email. I'm so furious I just want to put them on blast and make it a mission to let everyone know that this Company is refusing a replacement cost of under a $100 for the safety of MY CHILD. Maybe I should've flopped like a fish and taken them for a ride.
Reviewed March 26, 2014
I had an auto policy with Nationwide for my 2 vehicles for about 5 months. Then I notice my bill was higher in Sept. No notice why. I continued to pay the usual amount. October bill was higher too. I emailed my agent to find out why. He said they added my daughter to the policy as a driver on my car. I said she lives with her mother for the past 2 plus years and not with me. And she has her own car. They said because she never changed her drivers license, she lives with me. Email after email was sent to my agent explaining that she doesn't live with me. Supporting documents of mail with her address on it and a bill from her community college with her address on it. Still no action from Nationwide.
I started receiving collection calls and collection letters. I called Nationwide customer service and spoke to someone about this. They went over the billing and said I only owed them about $27.00 for going past the expiration date and that they would send the final bill. None ever arrived. Now the collection agency has put a bad mark on my credit report and my score has gone down. Big companies don't care about the individual anymore.
Reviewed March 17, 2014
I do not recommend this insurance for the following reasons: I've asked to resend me my policy document several times (my insurance card was expiring every 6 months and I wanted a new one) - and never received anything. I moved to another state and let my agent know that my address changed - and he never told me that my insurance will not be valid if I don't change to another state policy. I got to know about this through another agent who told me. Thanks god I didn't get in any accidents during this time, otherwise my insurance would pay anything since my policy isn't valid anymore.
I got in an accident - somebody hit my car and after a while it was considered to be my fault... I don't know who failed to prove that I was innocent victim but of course I was unhappy with Nationwide and the only reason I got to know that I have this accident on my record as at fault (so unfair :(((( ) - because my payment has changed - and nobody notified me or send me any information regarding this. Poor communication and customer service.
Reviewed March 10, 2014
Nationwide Insurance is not on your side. The office in Denton Texas owned by ** is not trustworthy. Do not purchase insurance through this company. My son's girlfriend purchased a auto policy on 2/13/14 and had a accident on 2/20/14 only to find out she had been driving with no insurance. The new agent had checked a little tiny box saying she wanted to pay for insurance on 2/13/14 but wait 8 days to save money. This is ridiculous.
Reviewed March 6, 2014
I have been a Nationwide Insurance customer for nearly 20 years. I have not had a claim with them for over 15 years. My rates have steadily increased over the years so I was surprised when their representative contacted me to see how I could save on my premium. My wife had recently retired so her mileage was lowered. I had changed jobs and my mileage was lowered. As a result we were promised a $300 premium reduction. When they asked if I wanted a check or to credit the savings on my next policy, I opted for the later since I had no reason not to trust them.
When I received my next premium policy I was shocked to see no savings and no credit - instead another premium increase. I contacted Nationwide and was told the underwriter required more information. But Nationwide failed to notify me of this for over 4 months. I was assured that if I provided the information that I would receive the credit retroactive to be applied to my renewing policy. I provided all of the information they required and never heard from them again. They made a lot of promises and did not deliver a single one. This is the way they treat a loyal 20 year customer, not very professional. Needless to say I am no longer a Nationwide customer, nor will I ever be again. It angers me when I see all of the ads on TV now. Nationwide is NOT on your side. I would suggest a different company for your insurance needs.
Reviewed March 4, 2014
I applied for new insurance with Nationwide on the morning of Feb.14, 2014. Hours later, I was hit in a car accident, the first one in 20 years. After leaving the ER with my son, I called Nationwide and was not only assured that I had insurance but was given my policy number again. On Monday the 17th, I was contacted by the claims adjuster who made mention that "this is a fairly new policy, huh?" Then on Wed the 19th, I was called and told I had no insurance 'cause "the picture was not processed on our end before the time of the accident."
Ummm not my problem. I paid when I applied and have an effective date of the 14th. The times on the policy card, confirmation of purchase and hard copy policy are not only all wrong but different times. I have had no car for 3 weeks and have now had to contact a lawyer. I am also interested in filing a civil lawsuit. This is ridiculous and very bad customer service. Good luck to you all and hopefully we will all get answered out of this.
Reviewed Feb. 5, 2014
My wife and myself and daughter have been with nationwide for 25 plus years never a claim - NEVER. But the last 3 years my rates have increased. Made at least 30 phone calls trying to reach a Mr. ** and was told each time he was unavailable. Finally spoke to someone named Eric, asked Eric a dozen times for his last name. Never gave it to me. Speaking to Eric was unbearable simply because he know nothing and sounded as if he was a sleep.
Waited 3 days for Eric to email me a statement and of course it was wrong. Still trying to see why my rates have increased, and for some logical reason. Nationwide stinks for customer service. And it starts at the top with people like Mr. **. Have told the 50,000 members of my union it’s time we went somewhere else... someone on our side.
Reviewed Jan. 28, 2014
I would definitely sign a petition and have a lawsuit against this company. I've been a dedicated customer for this company for 3 years. I recently filed a claim and Nationwide tells me I don't have insurance. For one, they just took a payment for Dec. and Jan. and two they said that they mailed me a document stating this. I never got the document and I didn't get any emails concerning it being on the verge of cancellation. They sent it to my PO Box address. I called them mid last year and got a change address of where I am now. I would think it would be a red flag if they kept getting the mail back. They gave me eight different stories on why my policy was cancelled. One lame reason they said I had too many roadside requests (uh its unlimited) and that the underwriter was thinking about cancelling it. The other lame reason, is that they said I paid too late.
When I made the payment with my agent he wasn't aware that my policy is cancelled. The gist of the situation, I drove around for a month not knowing that I didn't have insurance and my agent also didn't communicate with me that I didn't have insurance. If something serious were to have happened, thank God it didn't, I would have sued Nationwide for all they got. I have all documented payments and conversations. I am still considering filing a lawsuit for the mistreatment of this company.
Reviewed Jan. 10, 2014
On a scale of 1- 10 on how horrible my overall experience has been with Nationwide, with 10 being the worst.. it is by FAR a 10. Long story short, my husband and I have been having financial difficulties and though we may pay late on our insurance bill, we still pay every single month. At the end of December, we asked for some more time to pay our bill. The rep from Nationwide said ok. Fast forward a month, to January 7th, I get into a car accident and put in a claim. Mind you, I did the claim and my husband brought in my car to the auto body shop. I had to call Nationwide and I spoke with two different representatives to get the rental car secured.
Then on January 8th, I made the monthly payment on the phone, so far so good. Today January 9th, the adjuster called me, got my statement as to what happened and only after taking the recording mentioned, "Oh by the way, your coverage got cancelled on January 6th," one day before my claim. In the seven or eight calls I made to Nationwide, NO ONE ever mentioned this to me. When I filed the claim, secured the rental and made my payment, it was never mentioned. They are trying their very best to get away with not taking care of our claim, but I have no plans of going out quietly.
The adjuster said she would look up the recording to "see" what happened with the conversation back in December requesting more time to pay. This company should be deemed as highway robbers. I would like to file a civil action suit against them. If anyone is interested in joining my petition, please respond by putting up your own complaint and let's show this company we won't let them step on us!
Reviewed Jan. 7, 2014
We were hit by another vehicle. The other driver was not only cited for the accident but had no driver's lic.. We have had nothing but trouble with our assigned adjuster (Chris **)... Stay clear of him, he is a liar and not concerned with you... Not returning calls, stating he emailed things he hasn't, low balling our vehicle... Pulling the rental before things are finalized. We have finally talked with the other insurance company (not ours), they have been extremely helpful. Got us more money than our own company. Willing to Continue the rental if needed. We have finally had to file a complaint with the insurance commissioner... We have our homes and vehicles with Nationwide... But that will be ending soon. Then we will file a lawsuit against Nationwide but more so against Chris personally... as he has not acted in good faith as required by law
Reviewed Jan. 4, 2014
I called to have a tire changed. After waiting in well below zero temps I was told I had to pay for the service and be reimbursed due to their computers! I was a new customer and the computer showed that I had roadside assist. Rude, slow service. NEVER use their roadside assistance program.
Reviewed Dec. 31, 2013
I was looking for car insurance, because my oldest daughter was moving back into our house after a bad breakup. She had a ticket for speeding and also at fault accident when she was 18. I had a local Allied agent call me, gave him the scoop on everything and decided to switch from Geico to Allied. It raised my wife and my insurance a little, but lowered my daughters over $140.00 a month. I had asked the agent before I did anything if this was a "teaser rate" to get us to start with their company and was told no. He quoted me a price, saying that since my wife and I have no tickets or accidents on record, the rate was cheaper, because we counted as 2/3 and our daughter 1/3.
Now, my daughter does not drive our cars, nor do we drive hers. Paid the premium, the next month the bill was cheaper than quoted, so I called their 800 number, because I could not get a hold of the local agent to find out why the bill was lower (I budget everything out). She told me that they found some extra discounts and that was why our bill was lower and it will be that price for 6 months. Like everyone else, I was pretty happy, until the next month (second full month) when our bill went up over $250.00 higher than I was originally quoted. I immediately called to find out what was going on, only to say that something came back on one of the driving records and that was why it went up. I immediately called and switched over to State Farm, who I had my renters insurance before I switched and they offered me a great rate, with better coverage.
I canceled Allied Insurance before the due date. State Farm faxed the local company and also corporate all the proper documentations to show I had insurance. I was still getting billed. My insurance agent stepped up again, with a few more facts. Then about a month ago, I got a letter stating if I switched coverage to another insurance company to attach declarations to the bottom half of the letter they provided, so I did. Thinking this was all resolved because it has been since December 2, 2013 today, December 30, 2013 I get a letter from their collections. They are one of the worst companies I have ever dealt with.
Reviewed Dec. 28, 2013
My wife was rear ended about 3 weeks ago. The other driver drove off at a high rate of speed. Luckily, as far as we know at this point, she was uninjured. The car was a 2002 Mercedes E-320 in prime condition. She called our Nationwide insurance office and took the car to have it repaired. The damage was only to the trunk and rear bumper. Fast forward 3 weeks... Nationwide is trying to get us to take $3300 for a car that sells all over Birmingham for $7500. They refuse to repair the car ($4700) and also refuse to replace the car. They just want us to take $3,300 and go away. WE HAVE 15 POLICIES with Nationwide! How dumb can these people be? YES! the difference between what they want to give us and what the repair amount is is ONLY $1,400!!!!!!! And they would rather tell us to get lost, lose all of our business, and they would rather have yet another IRATE PAST CUSTOMER telling everyone in the world what a crappy company and what crappy people they have and jerk off adjusters.
These people are CROOKS! I asked my agent if they had a policy that would REPAIR or REPLACE my vehicle if it was ever damaged again. His answer? "That's the policy you have". Well they are still refusing to repair or replace my car. I have sent them over 10 similar vehicles that are currently for sale within a 50 mile radius and THEY WILL NOT EVEN CONSIDER the value of those cars. They have a "secret" way of determining value and that's just the way they do it. BS! I will NEVER, EVER, EVER recommend or use this screwed up company again - BEWARE BEWARE - YOU have been WARNED!
Reviewed Nov. 19, 2013
I recently had some major life changing moments from hospitalization for a serious illness to death in my family. I'm trying to get my monies together closeting an account to move all my bills to a new online, no extra charge account. With this I needed to close an account. I contacted all of my bill payees to tell them. I put in my calendar that I needed to make my insurance payment on the 14th. Well it was actually the 12th..... So now they offer me a 600 down 500 a month insurance plan because I have a LAPSE.. So now I go to other company's and I have a lapse... So an extra 100 a month. Here I am barely making it now I have an extra 100 to my budget! Thanks for taking away Christmas from my 2 year old!!
Reviewed Nov. 8, 2013
Wow did I feel so left alone when dealing with Nationwide. My car was parked and a woman backed into it trying to parallel park. She completely crushed my hood and the bumper fell off. I have never had any accident with my car and I had no idea what to do. The police officer gave me a card with the person's insurance company policy number which was with Nationwide. The insurance agent who was handling the whole thing that I was assigned was Morgan **. I thought to myself okay, I will call and tell Nationwide what happened and they will fix it and I can move on with my life. Morgan called me and explained to me that a Nationwide agent will visit to look at the damage of the car, so I told her, "Please send an agent as soon as possible." It took over a week for someone to finally come out to look at the car.
The agent who looked at the damage was Lisa **. She was very polite and kind and wrote me a check after looking at the damage, then told me to call her if I had any questions and I thought she was very helpful at the time. The very next day, I had questions regarding a rental car so I called Lisa and there was no answer so I left a message asking her to call back. For whatever reason she never called back so I continued to call and ask for help with no answer. I then gave up and called Morgan but she too did not answer and I left messages asking for a return call. The next few days, I thought it was just getting ridiculous. My mother started calling both agents and leaving messages as well with no luck.
It boggles me that someone can be so kind to your face, hand you a check and say call me if you have any questions at all then completely ignore your call as if you are not worth anyone's time. I thought about the jingle on their commercials, Nationwide is on your side now. It just upsets me to hear such a lie. I was completely left to just figure out everything on my own. I could not even pick up the rental car because I needed questions answered. I put the car in the shop. They told me Nationwide will only pay for alternative parts and I thought to myself it is bad enough that my car's value took a hit now having been in an accident but they want to further the pain putting cheap parts on the car. I was just fed up with the whole thing and said, "Just fix it."
I had no guidance from Nationwide and now I am left with a devalued car with alternative parts. Oh I still have not heard from either Nationwide agent. I wonder if they are told to just ignore phone calls after they write the check. Treating me as if I am not a person and I am just someone to pay off.
Reviewed Nov. 5, 2013
After having someone hit my truck and totaling it, I was told I would receive significantly less money because my policy stated it was the cash value of the vehicle and not the replacement value. Keep in mind that the other person's insurance has taken full responsibility for the accident. Their response was, "You can sue the other party for the difference."
Reviewed Oct. 28, 2013
I've had at Nationwide for 2 1/2 years a loan on my vehicle. My first experience was a month in, where I got a note in the mail saying they were coming to get the car because of nonpayment. I've had one and it was on time. A year in, all associates I talked to REFUSED payments of $400 (whole payment) for 3 months and I got behind! They continued to refuse 3 more payments, and were talking 600-700 bucks too. I started to get calls at work asking where the car was and why I don't pay? Then refused to take another! That continued until I was $1500 behind. Now every time I speak to an associate, I'm yelled at, talked over and threatened. I have 15 convos recorded and OMG you should hear these people...
They don't change info, they don't input my bank info correctly even though I have it recorded that I did in fact give my correct info. It's been 2 1/2 years of this and this. This company needs to be sued. They harass me on the daily about a payment then refuse to take it? Leaves me voice mails from multiple people that call me names, threaten me. Yesterday a female called, yelled at my gf and I that she didn't call the day previous and didn't set up my payment for 30 DAYS LATER (paid $600 2 days ago!). And that she had no note of it... My call log has it all and I HAVE IT RECORDED. This woman was so crazy and rude. My gf almost called a lawyer. Makes no sense, and the way they're allowed to talk to you. You feel like you're a victim. Horrible corrupt company.
Reviewed Oct. 26, 2013
I left State Farm Insurance to save some money on my premiums with Nationwide. What a mistake! After my fiancee had an accident with our minivan, which I had full coverage/comp on, Nationwide took six weeks to decide that they would not cover our claim. During this six week period they refused to answer phone calls, called my fiancee in to a kangaroo court in which they basically accused her of insurance fraud due to the fact that THEY forged her signature on the policy application, and then cancelled our policy because she delivers newspapers! Now I am stuck with a 6000 lb paperweight in the driveway that I still owe nearly $5000 on. However, I can take some comfort in knowing that they did pay for the medical costs when my son was in an accident as a passenger, and they paid out nearly $50,000 in medical cost before they cancelled us for this accident so at least I know I didn't lose money with this farce of an insurance company. Not only will I never deal with Nationwide again, I will tell everyone who cares to listen that they are better off with NO insurance than with Nationwide!
Reviewed Oct. 20, 2013
I never worked with an insurance company that treats their clients with such disrespect. Please understand they were very polite, while they were taking my money, but as soon as I submitted a claim for a loss on my vehicle, something strange happened. I was continually instructed to view the policy and told their policy states "they can demand a statement as often as they like and by whomever they with". I had no problem giving a statement until I was called names and bullied.
Several different gentlemen called, wrote, and attempted to contact me demanding I give each a statement. Then when that was not enough, they had their attorney, who by the way is on the payroll of Nationwide, call and harass me. In the end they did not pay my $1,400 claim, so each time I get a chance to tell my story and keep someone from signing on with Nationwide, I take the opportunity. I figure right about now, I kept about maybe 70 or so people signing on with Nationwide, costing their company around 50,000 dollars. I wonder if they honestly believe denying my 1,400-dollar claim was worth it, I'll bet they don't.
Reviewed Oct. 19, 2013
My car was totaled by Nationwide, they sent a check to Toyota to pay off the loan and the balance to me. I was notified by my bank that a stop payment was put on my check. It was a $5000 check. When I contacted Nationwide to ask why I was given conflicting stories from different individuals and my claims rep told me two stories which turned out not to be true. They said they would overnight me a new check which they didn't. They also said they would send an EFT to my bank which they haven't.
It's now a week later and no one is returning phone calls or emails to me and I have no idea when or if I'll see my $5000. I went out and purchased a new car anticipating that I would receive that check to cover the downpayment and now I have checks bouncing because I was anticipating that $5000 check being deposited into my account and it hasn't.
Throughout this whole claims process I have dealt with incompetent people at Nationwide who clearly don't know how to do their jobs. On more than one occasion I was told to call the other party's insurance myself. I pay good money for my full coverage policy and my agent hasn't done a damn thing for me. Nationwide is most definitely not on your side. They do not help you, they do not answer your questions, they do not return your calls or emails. This is a horrible company and unfortunately the only way you find out is through filing a claim.
Reviewed Oct. 17, 2013
I was overpaying for my auto insurance. A very good friend of mine name Maria ** (Masha) asked for my auto info just to see what my quote would be. After giving my info, she was able to give me one of the best quotes I have ever received. I was so excited that I canceled my current policy and joined Nationwide that very same day. I am now a very happy Nationwide auto customer.
Reviewed Oct. 10, 2013
We purchased Homeowner's insurance and added a jewelry policy to cover my wife's wedding band. During a camping trip, the ring was lost. Nationwide took over two months to respond, during which time they interrogated us, were rude and questioned our integrity. They denied the claim because they felt the ring wasn't worth what a previous appraisal showed its value was. They never disputed the appraisal at time of application, and we paid extra for the coverage. My wife is in tears and they were simply awful through the entire process. I would NEVER recommend anyone using Nationwide or Allied EVER.
Reviewed Sept. 11, 2013
When we purchased a house, we applied for homeowner's insurance through Nationwide's website and purchased a policy. We then chose to take advantage of the multi-policy discount by obtaining auto insurance through Nationwide as well. Everything was fine until a month later when our auto policy went up. Upon questioning the change, we were informed we did not actually have a homeowner's policy through them but through their "sister" company, Homesite, despite purchasing the policy directly from Nationwide's website. Our auto policy was now a whopping $295/month for 2 cars with mature drivers, no accidents, and a nurse! Completely disgusted, we cancelled our policy immediately only to receive another letter a month later informing us they were canceling our policy for failure to pay.
Upon contacting and informing them that I had already cancelled the policy a month prior, I was then told we would not be receiving our pro-rated reimbursement but we instead owed $52 for the originally applied homeowner's policy discount!!! After speaking with several representatives, all rude, I was informed I will be sent to collections if I refuse to pay their increased premium. This is the worst company I've ever done business with and I'm sorry I ever purchased a policy. They deserve zero stars, but that's not an option. I have filed a complaint with BBB. Save yourself the headache and don't choose Nationwide. They are NOT on your side.
Reviewed Sept. 6, 2013
I was hit and injured by one of Nationwide's policy holders. The guy took off on a hit skip and was tracked down and cited. Nationwide said that they didn't agree it was his fault. The police cited him and he had to go to court. Now they don't believe my injuries. They want to settle for 1/4 of my medical bills and nothing for my time off from work. They want me to eat the rest. So, now I have to sue. This company is horrible and I'm glad I'm not a policy holder.
Reviewed Aug. 30, 2013
I have been a muli house multi-car customer for 25 years and never filed a claim, but my rates continued to go up. A few years ago, 911 changed some house addresses and then the next thing I know I have 2 policies for the same house with 2 different addresses. Then I get canceled and have no insurance but have insurance on a house that does not exist! I get insurance somewhere else, same coverage with savings of $1500.00 a year and cancel my Nationwide. I have received 2 collection notices which I have paid because I do not have the time to fight or deal with this. I always thought being loyal to a company not turning in claims was the way to go. Learned a big lesson.
Reviewed Aug. 26, 2013
I moved to PA a year ago from NY and changed to Nationwide Insurance because they gave me a better rate. Any time I needed to get hold of my agent, it would take FOREVER! And then I moved back into NY a couple of months ago. I called my agent and said I needed to switch my policy to NY and there was an immediate deadline. They never did call me back and I ended up going to Nationwide office in my town and got everything switched over... but not really, it's on paper only. It's been a month now and I'm still having to pay on my PA policy (which I'm told is higher than my NY policy will be)... and I'm told it will be another month before everything actually transfers over to PA. What the heck?! How hard is that?! And my temporary ID card expires in less than a month. I am going to switch to someone else... If this is how they treat clients without a claim, I can't even IMAGINE what it'd be like to get a claim settled (and by reading other complaints I can see I am exactly right with that statement)!!! Buh -bye Nationwide.
Reviewed Aug. 21, 2013
On August 3, 2013, a semi-truck driving 70 east lost control and jack-knifed and spilled diesel fuel. My daughter was going west on 70 and in the lane for 315 North entrance ramp. As she was coming near the turn to get on 315, the lady in front of her lost control of her car, due to the fuel spill, and as my daughter tried to slow down, she lost control of her car. She sideswiped the first car and then was thrown into the guardrail. After 4 days went past, I finally received a call from the claims adjuster, Mike. I told him where the car was to go look at it. Two days later, he calls and said that the car is totaled. He told me what the cash value is on the vehicle and said he needed to have affidavits signed and notarized... check! Did that!
I was discussing with him the possibility of buying the car back from Nationwide. He told me one thing and then the next week told me something completely different after sending him an email. I emailed him back twice with no response. I left a message for his manager; however the only thing she did was forward it to Mike. He then proceeded to leave me a message on my work phone stating, "I am not sure what part of this you are NOT understanding...." I am sorry, but if this is how you are doing business, I want NO part of it! Do not call my place of employment and leave me a message like that! Still 3 weeks after the accident, no response to the bank, no return email, and no phone calls after his rude one. What else can I do?? I tried calling the main line to see what else to do. They are friendly, but were unable to help.
Reviewed Aug. 19, 2013
I'm going to share my personal story with you all. Nationwide is NOT on your side! Here is why, my parents have been with the company for years so why wouldn't I follow their lead. Well, it was the WORST insurance company decision I had EVER made! First off, I have a clean record with no tickets, violations, claims, etc. They were charging me $336.77 (Daniel ** of Mansfield, Ohio) with 04 Dodge Neon. This vehicle was a four door and it was an older vehicle then my previous sports car. He was charging me WAAAAAY more each month with a four door then a two door car. That was red flag number one. On top of this he tried to convince me not to change policies with someone else when I was going to be moving out of state. He strongly enforced not to re-writing with another agent, red flag number two!
When I did move out of state, I began to shop around to other insurance companies in hopes of finding something a little bit cheaper. After going around to other companies I decided to try out another Nationwide agent in this state just to see what would happen. BOOOY, am I glad I did! For the EXACT same policy I had in Ohio, no changes, she came up with $118. SERIOUSLY!?!?! He was over charging me by $218.77! Red flag number THREE!
But wait, it gets better! It didn't last very long until I completely switched companies. When I tried to handle the situation and contact their corporate both by email AND phone calls leaving MANY voicemails NO ONE had the courtesy to call me back then explain the situation. They had it in them to send a letter to my states claims department and go over my head but yet they didn’t have the decency to contact me first!?!?! I call that being a BIG baby! I'm sorry but it wasn't just one, two or three chances I gave them to make it right before switching companies. They had more than enough time to contact me back. They are not worth my time or yours! I would STRONGLY suggest to you to avoid the headache they will give you and look into any other company except Nationwide!
Reviewed Aug. 5, 2013
My daughter was involved in an accident with a driver covered by Nationwide. The accident was 100% the fault of the other driver [with Nationwide coverage] as confirmed by Police Report and witnesses. It's now been one full week since the accident, and Nationwide has been entirely unresponsive, uncooperative, and negligent. They refuse to make a decision about whether my daughter's car is "totaled", or not. They refuse to provide a rental car [meanwhile my daughter is missing work, without transportation]. Multiple, many [many!!] phone calls have gone unreturned. You could spend the rest of your life leaving messages on voicemail with these yahoos.
NO ONE at Nationwide will step up and take responsibility for managing the claim and providing any service to my daughter. The only recourse we have is to file a complaint with the State Insurance Commissioner's Office, and retain an attorney and spend money going after them--apparently that is the only way to get their attention! Has anyone considered a Class Action Lawsuit on behalf of all the people who've been dealt with in this manner by Nationwide??
Reviewed July 31, 2013
Accident happened on July10, 2013. It was a 3 car accident. My car was the first car and got rear ended. The third car is insuranced with Nationwide. So I filed a third party claim through Nationwide. Two weeks later it's confirmed I'm 100% not at fault. Nationwide accepted all the liability. On 7/31/13, Claim handler Joanne ** called me, kept insist me to go through my insurance company. So I asked why if I'm not at fault. She stated she's not sure if it's cover under the policy. So I asked "what you mean you don't know? It's been 3 weeks already and you still don't know if it's cover or not." Then I asked "how much more time you'll need?" She replied she doesn't know. After she replied she just hung up on me. This is the most unprofessional customer service I ever have!!!
Reviewed July 26, 2013
Currently I am insured with Nationwide but I have notified them that I will be canceling next month. The reason for the cancellation is that Nationwide does not deliver what they advertise. On April 3 of 2013 I was involved in an accident and according to the police report I was not at fault. I was the third vehicle of a four vehicle chain reaction. It took forever for Nationwide to convince the party at fault insurance company to accept liability. The claim adjuster did not do a very good job with the body shop in conveying to them my concern. The vehicle right now is not the same mechanically as before the accident. There are major issues with the handling and as a result the front tires have developed an accelerated wear pattern.
Several parameters regarding the wheel alignment were out of spec specifically the TOE which caused the wearing of the tire. Nationwide covered only tire replacement which produced according to the recommendation from GM an unsafe condition. I have tried several times to convince them but each time I was "shot down". The accident caused a great deal of stress and anxiety to my wife of which neither insurance companies (the one at fault and nationwide) offered any compensation. Nationwide claims that the goal of the company is to return the vehicle the way it was prior to the accident, a goal obviously they have not met. It is going to cost me about $2000.00 dollars to have the car properly fixed, i.e., four tire with equal thread (as recommended by GM), a dealership vs a tire store wheel alignment, and check of the suspension. The front tire, the rim and the associated suspension were damaged as a result of the accident. Nationwide claim that they put members first because they do not have shareholders but I don't see it. Well in any case they will have one less member to worry about.
Reviewed July 17, 2013
I have been with Nationwide for years, however it has been a nightmare for 5 months to have my policy corrected. I am paying my premium but each month it seem that they drop a policy, write a policy, and continue charging me a fee. They have also cancel my policy and wrote a different one, then they send my name to the credit bureau for non-payment of old policy. This may sound crazy but it is happen, and still this day the problem has not been solve. The company seem like they don't care. What happen to service in America? I need help with this matter on who to file my complaint to? What are my right as a consumer?
Reviewed July 1, 2013
About a year ago, I started having problems with Nationwide. The first time I had a problem, I tried to make a payment by phone thinking everything went through fine to find out weeks later by letter it didn't go through due to an error I had made when I was entering my information. I had been riding around thinking I had car insurance. Nobody called or wrote me to say my insurance had been canceled. I got a letter weeks later.
Next, I had to pay a lot of money to get my insurance back. Here it is again, I'm having more problems. In May, I informed Nationwide about changing my due date, and I was told they would change my due date to June 24th. A few weeks I get a cancellation notice. I called Nationwide to find out my date wasn't changed due to late payment. My thing is why they didn't inform me. So they went ahead and told me they would give me until June 30th to pay it. Due to me having to finish some online classes for my job, it caused me to be a few minutes after 12am to pay. To find out due to after 12am, my car insurance was canceled without a notice. They go on to say I got to pay $238.00 to get my insurance back on my car.
Reviewed June 27, 2013
I was rear-ended by a Nationwide insured. The adjuster came out and either by company policy or incompetence, outright tried to rip me off. The car received frame and structural damage beyond just a damaged rear bumper. I used to run a body shop and have a lot of knowledge of repairs and damages, which were visible and I pointed out to adjuster John. I was so insulted by the $1200 estimate when I know it will be at least $3500 to repair the car - 2005 Altima. I wonder how many other people have been ripped off by Nationwide and did not know the difference due to lack of knowledge.
Reviewed June 25, 2013
I was in a parking lot accident with a Nationwide customer. We both were hit at the front end of our cars as I was exiting the drive-thru and she was coming around to go in the drive-thru. We exchanged information, no witnesses or police were involved. I spoke to an adjuster on the phone. A couple of weeks went by and still no one came to inspect my vehicle. I later received a phone call and then a letter threatening suspension of my DL if I don't pay their insured $1,400.00 for damages. When I asked how this was decided, they said they always just take their customers statement and no inspection was needed.
I have never heard of this from ANY insurance company and am very upset. I ended up having to junk my vehicle due to damages incurred from the impact. There's no way to tell who was at fault here and my car at the time was not insured. So if it was both of our fault, I would have to pay out of pocket, but I want compensation as well! Any input on how to handle this would be greatly appreciated!
Reviewed June 5, 2013
Son of a Nationwide policyholder hit me with his car while I was driving a motorcycle. He left hand turned in front of me. It took two months to get my bike totaled and reimbursed. Was told if I bought a new bike in the next year, the taxes and registration was reimbursable. Now I faxed in the invoice three months ago. I have to make the follow-up phone calls and am being told they don't reimburse that to non-policyholders. I have 4 different people to deal with at Nationwide. It has been one of the most frustrating experiences of my life. They need to get their act together with the motorcycle claims department.
Reviewed June 4, 2013
It's too long to explain. They suck. Don't trust them. They will drop your policy without telling you and then when you try to get it back, they will say that you're going to get it back and they never actually reactivate your policy. You have to keep calling them; they never call back. I'm trying to get insurance with another company but I can't because they see I have a lapse in insurance, and no current coverage. They didn't just drop my car insurance, but also my house insurance. I pay my bills on time but they want me to go to their offices and sign a bunch of stuff. They won't just let me acknowledge consent over the phone. Their policies are a huge pain in the **.
Reviewed May 23, 2013
On February 27, 2012, I was involved in a car accident with an uninsured driver in which she failed to yield to me when making a turn. Unfortunately for my father and I, Nationwide was our insurance company! We had uninsured motorist and property damage on our policy; we even pay an extra premium to have rental car service as well! On this day, she hit the front end of my car just about head on. My father and I were taken by ambulance to the hospital due to injuries we sustained! The next day, we fought Nationwide for 12 hours for our rental car privileges 8 hours just to get the car and another 4 to add me on because I wasn't 21 even though it was my car that got hit!
The adjuster came and totaled my car out but only wanted to pay me $2100 for a $4000 car that had only been out of the shop after getting $1000 worth of work for 3 days so we had to fight them on that! I had to see a doctor for my injuries for 4 months before I was released & I still see him on a regular basis! I got an attorney to settle my case for me. It has been a year and a half but we still haven't settled! Nationwide is trying to settle for $7500 when my medical bills alone were over $15,000! Not to mention when I got my new car, they still found a way to raise my premium even with lower coverage in my car! I would not recommend this company to anyone! They will cause you more hell than anything! And they are far from on your side!
Reviewed May 9, 2013
My entire year with Nationwide was a joke. First, they added my stepsister who doesn't live with me to my policy; I'm not entirely sure why, but it took a couple of months to have her excluded. I had to file a complaint with the BBB in order for them to actually respond to me. Their customer service is lacking. I never got the same answer twice. My premium increased each time the policy was renewed. By the time I cancelled, it had increased by at least $25 a month, and mind you, I have a clean driving record with no tickets or accidents. My credit is also fine; my car is new and equipped with an anti-theft system which most companies provide discounts for. They never replied to any of my emails to customer service, and when I called and requested to cancel, they send some bogus form for you to fill out.
I was with Progressive for years and they cancelled over the phone, and actually fought to keep. Nationwide did not try to retain my services. Apparently, they can afford to lose customers. I had to call and badger them to refund my unused premium. The place is a joke. I would not trust them to do right by me if I ever were in an accident. You need an insurance company you can rely on and they are not it.
Reviewed April 27, 2013
I had a 1995 Saab Convertible that had been restored and in new condition. In December of 2008, I purchased the car. On Feb. 9th, the car was vandalized. Acid or brake fluid was placed on the hood and the rag top. Windshield was broken, seats were torn and while driving the car home, a 200-mile drive, the engine froze up. I filed a claim and Nationwide paid only for a used engine and deducted $500 from the claim. When I filed a complaint with the Claims department, I wound up in a heated argument with a Claims Manager and he turned me in to the State Insurance Commission stating I filed a "fraudulent claim" with them.
I was unaware of this and for 4 years, I paid high risk insurance rates on everything. I lost jobs as I am an outside salesperson and failed background checks not knowing why. So I sued them over the increased payment in insurance premiums; it was too late to sue them over the lost car and the lost income from the lost jobs. They have the nerve to file a countersuit claiming I have a "frivolous lawsuit". An interesting side note is that I never received an insurance policy for the car. Nationwide is not on your side!
Reviewed April 14, 2013
In early 2012, I had got into an accident where I slammed into a tree. It was raining and it was weird traffic going on. Anyways, it happened. I called the cops and later my insurance. Well, when I called my insurance, they treated me like I was a criminal like I did this on purpose when they were questioning me. Hello, it was an accident. It was a new truck. Why in the world would I do that to my brand new truck?! Everyone who has seen my truck and even the tow guys were saying, "Yeah, that's a total loss." Well, my insurance fixed it. Sure enough, I got it back and it felt way different, not the same. I feel like they are cheapo's and now I feel like I'm waiting for my truck to break down any moment! Nationwide sucks!
Reviewed March 25, 2013
I made an appointment with Nationwide representative, James **, to insure my truck because I cancelled my coverage with State Farm [not before insuring that I was covered with Nationwide]. The representative informed me that he would be away from the office for a while due to a hip replacement while writing up my truck insurance policy. Everything was set up for my coverage on that day. I received a copy of a form from the liability insurance unit, DMV, indicating I had no coverage as of 2/14/2013 and was charged a penalty for same.
I rushed back to see Mr. ** to see what happened, to see where my policy was. I found out that there was no policy enforced, and Mr. ** was very apologetic. I had to re-sign papers on March 22, 2013 and pay $131.77 to reinstate my truck insurance. I am now paying more than what was initially stated because of this cancellation. I need to know what can be done to assist me with a lower rate and to be reimbursed for my DMV charge. Lastly, they have to lower my monthly payments too. If there is a corporate office, please contact me regarding this situation.
Reviewed March 6, 2013
VGC/Nationwide was the insurance recommended to me by Global Discovery Vacations. I would never use your company again. I had to cancel my trip due to illness. The location I had chosen was out of the country. My doctor had recommended that I not go out of the country due to the severity of my health problem. I called Global again to rebook something close to my home location. I had submitted and spoken with an associate with Nationwide Claims dept. and was told they had received my claim form, and I had to mail it in due to the fact it had to be my original signature on the form, so I did. I have called Global and they told me that the credits I used had not been released from Nationwide yet, and they could only hold the place I picked for 5 days.
I called the claims dept. and was told it was a 10-business day period before the committee could make a judgement on the claim. I asked them and explained that I really needed it done quicker due to the holding of the booking location I was trying to get. Well, it made no difference to them; it was black and white, 10 business days! This is the perfect example of poor and uncaring customer service and it tells the customer, "You mean nothing to us!"

Reviewed March 1, 2013
Mr. Michael **'s (a Nationwide insurance agent near Pittsburgh, PA) 16-year-old son, Nick, backed into my vehicle with a truck owned by KTLMN Inc. We were at a traffic light and Nick was first in line to make a right hand turn. For some reason, he put the truck in reverse and caused over $5600 worth of damage to my vehicle. He told me he was in a hurry and had to be somewhere in 10 minutes so he gave me his information including insurance card, name and phone number and left without getting my information. I immediately called my insurance company (Erie) and told them what happened and they placed a claim with Nationwide and created one themselves so that I could rent a car right away.
The next morning, my agent called and said she had left a message for Nick to call her regarding the accident. Instead, Nick's father, Michael **, who is also a Nationwide agent, told my agent that I rear-ended his son and that I took advantage of a 16-year-old by not giving him my information. Nothing could be further from the truth. He then had his son falsify the accident information with his insurance company so that my claim would be denied and his 16-year-old would not have his insurance raised. We were at a traffic light when this happened so any witnesses we had drove away when the light changed.
I have tried to contact Mr. ** by email and by letter twice, asking him to tell the truth and that I feel that what he has done can be considered insurance fraud. I am appalled that a father, let alone an insurance agent, would coach his son to lie and leave an innocent victim to pay the bill. I wonder how many other times this agent has lied. I now have to pay approximately $1500 out of pocket (deductible and car rental fees) because I had the misfortune of pulling up to a light behind this man's son.
Reviewed Feb. 23, 2013
I'm happy because I have never had Nationwide as my insurance carrier. Unfortunately, a 73-year old lady who T-boned my son's car did have Nationwide. After 2 1/2 years of trying to get Nationwide to remove the wording "We agree that this is a compromise to a doubtful claim." From their release, my son had to take the old lady to court to settle his claim. If you have Nationwide and you caused the accident, expect to be going to court. That is the place where they settle their claims.
Reviewed Jan. 30, 2013
My husband and I were searching for an umbrella policy to add to our auto insurance (held by Geico) and our homeowner's insurance (held by Nationwide). I explained to both companies what we wanted. We received quotes and were told by both companies that if we coupled our policies, the total price would be less expensive. My husband and I have been married almost 11 years and he had the homeowner's with Nationwide previous to our marriage. Our first quote from Nationwide Solutions (online) provided a quote with the coverage we had requested.
My husband wanted his agency to receive credit since it is somewhat local. This is the Corrigan Agency in Laurel, MD. I spoke with a rep and told her we already had a quote from Nationwide. She suggested that we should start over. She sent us a quote from the Corrigan Agency which was fine. We have three vehicles and wanted coverage for all three, plus a boat. I spent more time on the umbrella policy and homeowner's policy than the auto coverage. She asked so many questions and I thought she was being very thorough. I felt that she had covered everything. I must say that since she knew we were also getting a quote from Geico, she was interested in the pricing she was giving me. Several times, she asked how she was doing (pricing wise, that is).
The question of my old car came up and I removed the comprehensive coverage since my husband believes that it's an old car and if we damage it, it should be our place to repair it. I reluctantly took the comprehensive off. She told me she would send out the quote and application and we needed to sign it and send it back to her.
Here is the problem. Since I had spent a lengthy amount of time on the phone with her, and she had seemed to be so thorough with her questions, I trusted her. When the quote came, my husband and I went line by line through this. And I must admit that the quote looked different. There were acronyms used in some of the sections that neither he nor I understood. I asked what it was but, unfortunately, I did not understand that she had removed coverage (comprehensive and collision) from two of the vehicle. Both my husband and I missed this. We also missed the part where two watercraft were added to the homeowner's and umbrella policies.
We aren't typically this stupid, but again, I want to stress that I trusted her because she seemed so competent on the phone. We signed this form in several places. We were sent a bill which was so low I was shocked. I couldn't understand how they came in so much lower than Geico when they had been neck and neck with the auto insurance. I want to stress that for us it was not about the money. One or two hundred dollars was not a show stopper. We wanted more insurance by adding an umbrella policy. We unfortunately found out we did not have comprehensive or collision coverage because of a freak accident that happened about six weeks after changing to Nationwide.
Our truck was hit by lightning. The truck was towed to a local shop who recommended sending it to the dealer because the damage was so extensive. When we filed our claim for the repair, we found out we did not have coverage. The agency has pleaded with us not to leave because they valued our business and have a long term relationship with them. I have forwarded the quotes showing coverage, both of them from Nationwide Solutions and their office. Bottom line, I have no idea why the associate removed the coverage other than it made the policy cheaper. We changed because they were a local company and thought ethically it was the right thing to do.
The policy with Geico shows coverage for all vehicles. We did not want a change to the auto; we only wanted an umbrella policy. I asked the associate why the coverage was removed and she did not know. She "thinks" we must have discussed it; however she has no proof of this. The proof exists we "agreed" because we signed an application (we thought it was an application) that we did not understand. The Corrigan Agency would not even go as far as "being on my side" to have a $15.60 bill removed from my bill. I talked to the billing office and after hearing my story it was removed. Possibly the agency you are dealing with is the real culprit.
I would really be more dismayed and disappointed if I found that the insurance company was promoting these kind of tactics. To me, it is the agency that either fights for their clients or shuts their pocketbooks to the clients who entrusted them with their insurance needs. My desire is to never have to deal with that agency again, and, at this point, I will be leaving Nationwide Insurance for an insurance and agency that will represent me/us in the future. I might add, we have never had a claim for any of the vehicles or the house or boat. We were claim free and the repair on the truck was $2100.
Reviewed Jan. 9, 2013
I called to get a quote. One car accident on your record in the past five years and they will not accept you! Even when I am able to have car insurance through Nationwide, you won't be getting my name under your expensive policy!
Reviewed Jan. 8, 2013
My fiancé and son were in an accident (which ended up being his fault). It was a freak accident. We had been having problems with my one tire and something went wrong when he turned the corner and the tire flew off up underneath of another vehicle and my fiancé lost control of the car and hit two parked cars. Now, I switched to Nationwide 1 year ago from State Farm because State Farm's rates were going up and Nationwide seemed to be pretty good and a lot less. Well, I should have stayed with State Farm. The day of the accident, I called them immediately and got the claim going. They immediately set me up in a rental car and the rental car company called me within the hour to let me know they had a car waiting for me. By the way, I have full coverage. After I get the rental car, the claims office called me and wanted to take a statement.
At this time, they informed me that my fiancé is under my policy as an excluded driver! I was highly upset and informed me that yes, he was issued as an excluded driver back in April but he was added back to the policy afterwards. I even gave them the lady's name who took his license information for him to be added back on. I also had a conversation with my agent's assistant informing me that everyone in my household was included on the policy. But now, they are trying to tell me he is not included which is total **! This happened 11 days ago! On that day, she took a statement from myself and my fiancé. After I got off the phone with her, she informed me she would do everything she could do to get it taken care of. The following week, I had not heard from her at all so I called and left a voicemail. A Loralee called me back and informed me that it was still under investigation and said that there was no record of any statements! She took another statement from me which was not needed because I had already recorded one. After that, she told me that my original claims adjuster would be calling me back. No one called me back at all.
Yesterday, while I was at work, Enterprise called me and informed me that Nationwide called them and told them that they were denying my rental car coverage and I was responsible for the coverage. I immediately called Nationwide and they informed me that since the claim was under investigation that there should have never been a rental coverage issued that was their error. And she told me that someone had called me on January 4th informing of that. No one called me! I would not have kept the car if so! I told her I will take them to court and I will fight them to the end. They have been very unprofessional this entire time. No one has even come to look at my car and rule it totaled or anything. I am just being told it is under investigation. I believe they are trying everywhere possible to screw me so that they will not be responsible for anything! I suggest that no one goes with Nationwide and I will be returning to State Farm!
Reviewed Nov. 19, 2012
I was rear ended by a motorist who did not have car insurance and of course, good ole Nationwide insurance did little to nothing. I was told by the adjuster that they would give me $127.00 for the $500.00 damage quote they gave me. Needless to say, the adjuster and Nationwide got a mouthful about the outrageous ** that I was told. Since she did not have insurance, they would sue the motorist and give me what they could sue her for after, of course, their fees are paid. I told him I can sue her myself, cut out the middleman (Nationwide), and do their job. But why are you, my insurance company, not paying the entire amount since it was not my fault? Why am I paying Nationwide if they will not cover me when someone else is at fault?
I can take every penny I give them each month and put it in a jar on the shelf. At least I can pay for anything else that happens since Nationwide will not. Needless to say, I left and I will never, ever recommend this backwards thinking insurance company to anyone. My recommendation is to run to any company not affiliated with Nationwide.
Reviewed Nov. 13, 2012
In August we added our teenager to our policy and instead of the $80-100 month quoted before she turned 16 and we asked many questions, we got a shock of a lifetime when the bill came in. It was $200 more a month. We got the runaround and kept getting bills saying we owed different amounts for the past 2 months, which was very aggravating. We finally left the company on November 1st because of the dissatisfaction and very high cost and gave them 3 days notice and found another company with a much cheaper rate, with better coverage and no stipulations. Much to our surprise, after being told we were paid in full, we got a bill for $55.00 and we were not happy. After getting the runaround, again we were told, “Ok, we will take $5.00 off.” This is absolutely crazy. I can't believe Nationwide ruins their reputation over $55.00. I will never recommend them and will tell everyone never to go there.
Reviewed Oct. 30, 2012
I have never been in an accident before now and Nationwide was not helpful at all! I reported the claim on Saturday, 10/27, and the claims adjuster Logan ** called me on Sunday, 10/28, to ask what happened. He was not professional. After Sunday, I never heard anything back from my insurance after I informed them that I could not get a hold of the other person's insurance. He assured me they would take care of it. Here is Monday, the end of the day, and no one has returned my call. But they don't have a problem calling and emailing your bill.
State Farm insurance (which was the other person's insurance) called me and gave me the most excellent customer service known to man. This is crazy because I do not even have a policy with them, yet they are treating me like one of their own! I am now switching to State Farm - a company who appreciates their clients! When I called to cancel the policy with Nationwide, the agent put me on hold for 11 minutes. After I hung up, she called my husband to try and get him to agree to stay with the company! WTH?! The only thing Nationwide has done was put a cramp in my side and a dent in my pocket. Their service is not worth the money. I would rather pay a little bit more for quality service than to pay less for crappy service! Thank you State Farm for all your help. You truly are a good neighbor!
Reviewed Oct. 18, 2012
Our car was hit in the rear while stopped in traffic by a driver doing 65 mph and texting. It was hit from behind which pushed it into a truck in front. Needless to say, the car didn't survive. The other driver had minimum coverage which wouldn't come close to replacing our car. I tried dealing directly with her insurance company and got the runaround for over a week before giving up and turning it over to our insurance at Nationwide. The next morning, the Nationwide adjuster was at our house to assess the damage. I had an offer to settle in less than an hour! The offer was slightly less than I expected but it turns out it was accurate to the penny. Nationwide lost money on this as they can't recover 100% from the other company but that didn't slow them down or have any effect whatsoever on settling my claim. We ended up exactly where we were before the accident! I've been their customer for almost 40 years and this was my first claim. I'm extremely impressed with the customer service! They really were on my side.
Reviewed Oct. 18, 2012
I will try to make a long story as short as possible. I was in an accident on Aug. 6th, 2012. I was at fault, but no other vehicles were involved. I was not cited for any wrong doings - simply a freak accident. I am 38 and this is the one and only accident I have ever been in where I was at fault. I have a 2011 Eclipse. It was in perfect condition with less than 10,000 miles. My car was damaged pretty darn bad. On Aug. 8th, my vehicle arrived via tow to the repair facility. The adjuster came the next day. My car was initially at the repair shop for a little over a month. I picked my car up on the Friday before Memorial Day.
I wasn't permitted to inspect/test drive my car until I signed over the insurance check for over $8000. I immediately noticed numerous problems with the "repair" performed on my car. I immediately contacted the body shop and Nationwide. The following Tuesday, the repair shop owner came to my home to pick up my vehicle - with a bad attitude. After another month and still repairs done poorly - I had no car. My 2nd adjuster actually argued with me, belittled me and stood up for the repair shop. Mind you, two men against one woman. I went as far as getting his supervisor involved (a man). I was laughed at, taunted. My own agent would not even call me back. To top this off, the repair facility would not release my car unless I signed a release stating they would not be held liable when indeed I took my car to a different shop to have it inspected for poor work, possible fraudulent parts, etc.
My car was missing for 8 days. My husband and I had to literally find my car and Lizard Lick it back. My insurance company did nothing. They laughed. Once we stole our own car back, it had been vandalized by the disgruntled repair shop. I immediately reported this to Nationwide. After about a week, another adjustor came to my home and verified the vandalism and the previous complaints as to the first repair being done incorrectly. To date, my car is still not repaired and is at another facility (a reputable one). I have gone up the chain of command with Nationwide and they want to take no responsibility (surprise).
I am a law student and they have really screwed the wrong woman. Two words: Insurance Commission. Report them asap to your state's insurance commission, BBB, anybody and everybody that takes a complaint. I hold Nationwide and the repair facility equally responsible! I have been without my car for nearly 3 months, but yet the payment and insurance still has to be paid. The best thing you can do is pursue, pursue, peruse. Know the laws in your state and use them to your advantage! You will eventually prevail. I will take down the repair facility and the Nationwide representatives that ** me and my car over. Nationwide has deep pockets - they care about their profits, mot their clients. Without us, there would be no Nationwide. Keep that in mind. Good luck to all and never back down and give in!
Reviewed Sept. 19, 2012
I don't even know where to start. I bought a new car in February. Previous car had been totaled for the past 2 years, so I did not need insurance because I didn't have a car to drive! Anyway, to drive the car off the lot, I had to get insured through whatever hack # they had me call. I got rated at about $160 and was like, whatever... They told me I could change the insurance carrier whenever. So, I called Nationwide after they quoted me at a rate 1/2 the times I was paying. I was told by an agent I couldn't get insured because I hadn't been continuously covered for the past 6 months. I explained I had no car in that time and didn't need insurance, but he told me there's literally nothing he or I could do.
Anyway, the dude told me to stay on my insurance for 6 months, call back when it's over and they'd honor my quote. I did just that at the end of July. I didn't know why I was being punished again for not having a car for two years, but oh well. I got a policy for 7-25-12 to 1-25-13, paid and everything was smooth. Well, something happened last month. I was on auto pay. They took out the premium but a few days later, they credited it back to my account plus my bank deducted $30 for a returned auto-pay fee.
I had money in my account but for some reason, 3 days later, Nationwide returned my premium. I then received a bill in the mail for $190.00. My premium is $80/mo. So they were trying to charge me the $80 again plus a $30 return fee (which I paid my bank a $30 fee as well) plus another $80. So essentially, the bill said it returned my payment plus took out a fee because I had insufficient funds which I didn't! I even checked my Nationwide account that said I was paid up to date. So, I emailed and asked WTF was going on. They explained just what I told you, and I don't know why!
In this time, I was receiving about 8 paper statements saying different things. One says my policy is canceled due to me not sending proper info (I did, and I emailed for confirmation to which they said, "if you faxed the documents on Friday, we may not get them until Monday") Note, that email was sent Monday at 3pm. I finally got a confirmation of documents received five days later. In the meantime, I now have several USPS documents saying my policy will be canceled on the following dates: 9-1-12 (I got this one on 9-7-12), 9-24-12, 10-4-12, and another 9-24-12. Some said for non-payment, others said nothing, and some said because I didn't show them my info.
After running around in circles trying to figure out just what is going on, I get another email, telling me that all my documents were received (this is now 10 days later via fax machine). However, my policy will now be canceled due to the fact my previous insurance through United Automobile Insurance Company is a nonstandard carrier, and now to avoid canceling, I need to show more proof, this time proof of insurance for the past 24 months.
I didn't have coverage the past 24 months because I had no car. I explained this to the agent before I got this Nationwide policy and he did not mention anything about nonstandard carriers. All he told me was, "look, stay on your insurance for 6 months, and then call us and we'll switch you, no problem." I have a clean driving record, am 26, and expected really cheap insurance. I was paying $170 with UAIC for no reason! So of course I switched! I am more confused by all the ways they choose to contradict themselves and send mixed messages. They have now asked for 6 different things. All of these things I provided previous to getting my policy. I have been jumping through hoops for the past month and a half. I paid my money when I needed to pay it and that's all! I can't monitor my email, paper mail, and online account at the same time! Oh, to make things worse, I try to pay off the damn money and it says on my account that nothing is due. But I know there's money due because I have like a thousand bills from the USPS that tell me otherwise!
It's a big deal to put up with. If you're looking for a company to simply cover you with no problems or complications, don't come here. I had Geico for several years and I never had any problems with them. It just seems like with Nationwide, every time I give them what they want, they ask for more and then more and then more. I feel like they're trying to find ways to drop me for no reason. It's not my fault that I didn't need nor have insurance the past two years. I had a totaled car and didn't drive anywhere! Being 24-26 without a car is hard enough, let alone working for those two years non-stop to save up for another car! I just dropped $18K on a new Kia this year with a ridiculous APR. Now, I have to worry about this insurance company quoting me 65% less than other companies, then trying to slide things over on me. Beware, they have a bunch of stipulations and their agents do not tell you about that.
Reviewed Sept. 17, 2012
Nationwide is a company we had been with for years, and they continually raised our rates every 6 months when they did their check. Then, when our son, age 23-24, had two accidents close together, they really raised our rates. So, we went to State Farm and told them about our son's accidents. They said fine and gave us a nice quote, so we took out their policy and paid them. Within a couple of weeks, they called us up and said we would have to take our son off the policy because they wouldn't insure him. So, we went to Farm Bureau and told them our story. They gave us a quote. We agreed and cancelled the State Farm policy and took the one with Farm Bureau. We paid them 2 months upfront. Then, a month maybe into it, they called and said they were doubling our insurance rate due to son's accidents. They were all unable to explain the rate increases coming up since they were aware of the accidents when the policy was written. I feel ripped off. We were honest with each of them. We trusted them to stand behind the quotes and policies that were written, at least for the term of time on the policy.
Reviewed Sept. 14, 2012
I came across this website, thought I'd tell my tale of woe about Nationwide (you know, the one that's on your side). What a joke. A few years back, when I had auto and home with Nationwide, my wife had an accident in a parking lot with someone who just backed out and hit her as she was passing by. It was his fault, no question about it. Unfortunately he had one of those shlock insurance carriers. You know, the ones that lawyer up and continue the case in court over and over to get you to back off. Well, this happened to us. We didn't much care one way or the other because Nationwide paid and went after his insurance to get the money back.
In getting our car fixed, we had to rent a car for 3 days while ours was in the shop. I asked Nationwide, "Would we be getting our money back on the rental?" I was told, "Yes, when we get paid so will you." Anyway, Nationwide's lawyers wanted me to show up in court and give our side of things (Our side of things? they already knew our side of things; it wasn't my wife's fault and why should we have to go to court? That's what I pay you for). I was told that if we didn't go to court, we wouldn't get our money back on the rental. So we went (continued), we went again (continued). The 3rd time, they won their case, I guess, out of court because we didn't have to go a third time but was told the rental reimbursement was denied.
Can you believe it? We went to court on their behalf, helping them out and are told, "Sorry, we're not going to reimburse you." We found out about that one day in the morning. I went right down there and canceled my policies and all I could hear from my agent was how sorry she was, not as sorry as I was for being a Nationwide subscriber. And I'm going to mark this as I do not want an attorney to contact me about my complaint (Water under the bridge but water I wanted you to know about).
Reviewed Aug. 6, 2012
My son was driving and wrecked my car. Because an exclusion clause did not get change, the insurance company does not want to cover the accident. The insurance agent was supposed to do this but didn't. I called to have the exclusion dropped and I was told to bring in my son's license to be copied. I did. I did not hear anything from the agent, so I thought that was all I had to do. If something else needed done, she should have contacted me. Also, the insurance company says they have my son's signature of the exclusion form and he never signed anything because he didn't know. They will not send me a copy. I can't get paid, but they got their money right on time since it is automatically deducted.
Reviewed July 20, 2012
My wife was involved in a case of road rage. The other party hit her and admitted to the officer he had road rage and to top it off, the officer didn’t charge this man but the police report stated the man was at fault. It took Nationwide almost 6 weeks to finally decide to file on the man’s policy (the man also had Nationwide insurance) and not file on our policy to make it go up in price. Well that was the start of the bad insurance practices, making my wife drive a beat up wrecked truck for 6 weeks and then when we cancelled after it was repaired, now they say I owe them for a cancelled policy. The lady at customer service admitted I was basically paying for a policy installment that I wasn't even being insured for, now this outrages me. They have decided to put it on my credit. I'm furious. I never have heard of getting car insurance and if you don’t pay they carry you until you do so. Why would I have to pay for something I wasn’t getting? Nationwide **! It’s the worst carrier ever in my opinion!
Reviewed July 19, 2012
After being a customer for years, having my daughter on my policy for six years and her getting safe driver rates, she bought her first car last year. I am totally disillusioned with them. She was driving my car in August of 2011 and another driver hit her, totaled the car and left the scene. There were witnesses there and she was not at fault, but she received 3 points since it was covered under collision and no one was charged. They increased her policy from $98 per month to $145. This week, she received another increase from $145 to $205 because of a ticket she got in 2010, which was 9 over the limit! Her policy is now more than her car payment.
These companies have us by the you-know-what and there is absolutely nothing we can do about it. I have a co-worker who has Allstate. She has had her license revoked, three speeding tickets and one other charge and her policy, full coverage just as ours, is only $62 per month. She is only 24 and my daughter is 22, just isn't right. They told her there was a recent increase in the area and her ticket caused the increase. Almost two years later. I got my first ticket in 2008, same charge, and my insurance never increased.
Reviewed July 17, 2012
After 17 years of being a customer, I’m totally disgusted. I never received a bill. I called them and they said I have been canceled for one month and I could not be reinstated. They told me I had to start a new policy. I then got a quote from them that was $2000 more than the policy I had with 2 houses. After talking to several customer service managers (Lindsey and Payta) that kept repeating everything, I then talked to the advocate that informed me the bill was mailed to a different address. I tried another company that said they cannot help me because of the lapse. Yesterday, I got a letter from DMV saying I got 10 days to find insurance or they will cancel my license and registration. I want them investigated.
Reviewed July 12, 2012
I got insurance with the tests, auto insurance through the phone. He gave a good rate so I switched from Allstate because it was cheaper and had better coverage. A few months later, my insurance policy started to change over and over again without my consent. I tried to fix it. He kept giving me the runaround. I was overcharged and he could not give refunds. He kept my money putting it up for next month payments. Every time I thought that I had solved my problem, the same thing continued to happen. He put my tags and license at risk with Harrisburg all because my car was damaged through their towing service and I filed a claim but never got paid for the damages. He left me with no money for me and my kids several times so I filed a complaint to see what happens now. The agent himself told me to go to another insurance company. I also to him that I was going file a complaint to Harrisburg. He told me to do it and switch insurance company. It's been the worst history I've ever had with an insurance agent in my life.
Reviewed May 25, 2012
I own a Bravado that had repairs done by a shop that is represented by NW. I was surprised to hear that they denied my claim of fire due to repairs. I was told that the fire started at the firewall. We all know that the fire wall is a prevention for the fire to move forward; it is to protect the fire from moving into the car. There had been several other investigations that stated the fire was caused by a wire that was not installed correctly to the alternator and, in time, wiggled loose and sparked the flame. I asked NW several times where did the fire begin, and was just told the most heat was at the fire wall. I agree that may be true because the firewall was doing its job, but where did it begin?
I was informed, "Since you have driven the car before it caught on fire, we are not responsible for the fire." Really! I made it plain and simple, I said, "You can get up in the morning and tie your shoe, and look down a few hours later and it is un-tied, does that mean you never tied it in the first place or in time it became untied?" Same difference, if the wires were not connected right within time, they will wiggle loose and spark and cause a fire, Chemistry 101. I am very disappointed with the response and comprehension of NW Insurance. I will continue to get to the truth of this issue, starting with my own insurance company, let them take care of this disagreement for me. Time is on my side.
Reviewed May 24, 2012
My son-in-law was rear-ended and pushed into another car. Progressive was the company that hit him but Nationwide said they would handle everything. The car was repaired and looked great but started smoking excessively on the way home. He called Nationwide to inform them and they told him to take it to a garage and they would reinspect it. The car had a cracked cat convertor which is attached to the front of the motor. The car was hit hard enough to buckle the roof and smashed the exhaust all the way to the front. =
The adjuster came to the dealer with his supervisor and basically blew him off. They told him to go after Progressive. They tried a soap solution on the 02 sensor to see if it was leaking. Now I'm not a scientist but I know when water and soap hit a hot pipe it evaporates. This is what they based their finding on to deny the claim. He now must replace the engine since it burns 2 quarts of oil in 30 mile. The adjuster said this was going on for some time probably. I have never dealt with a dumber company than them in my life. I worked in the automotive field for 40 years and can't believe that a car would start going through that much oil in that short of period. Beware if Nationwide wants to be on your side.
Reviewed May 5, 2012
I have been insured by Nationwide in Clinton, SC for about 2 or 3 years. Well, I get an email to call them with a problem with my insurance, so my husband does. They informed him that we were canceled because 1 of us needs SR22 BS. We said that they don't understand why themselves. So, it takes 2 days for these people to call, email and nothing.
We take a trip to the office and then find out it’s a new thing they came up with. We had 3 late payments in 3 years so they dropped us. Now, we have a lapse since the 17th of April. No one there has any sense to tell us when or why this change took place, but they tell us no, it’s not in our policy. So, I will not stop here. They will pay and you all should join in and we need to file a class action lawsuit.
Reviewed May 3, 2012
I contacted Nationwide on May 1 to explain a refund was credited to an invalid credit card. Ms ** said she'd email the accounting department and call me the next afternoon when she came back to work. She did not call. I emailed and asked for a status and was pushed off onto someone else. I was not provided a phone or email for the next associate and her email to me made it seem that I was a nuisance. Further, she said she'd be out of the office on May 3. Yet, her out of office email response indicates May 8. I need a resolution and to know what to expect. Please give me someone that can help!
Reviewed April 10, 2012
Cancelled policy without notification: I am 9 months pregnant and my husband and I were trying to cut back financially on cost until I go back to work. We had been with Progressive for over 5 years, but had to leave a great company due to financial issues. Well, Nationwide quoted us an awesome quote very low and we accepted it. We decided to enroll in EasyPay to get the discount on the quote and we set up the account number and routing number and accidentally left one number off the account number. Well, no one notified us in regards to this matter and they cancelled our policy. We didn’t know until we came home to a letter stating we were cancelled. Crazy!
We immediately called Nationwide and they stated they could rewrite a policy for us, but it will be a lapse in our policy which will increase our quote. We tried to fight through supervisors, underwriters, etc. They even went to the extent of asking us to send a blank check and a running statement saying it was insufficient funds, so our policy could not be reinstated. We sent a running statement and the blank check and they still denied us our policy back. It sounds like the typical bait and switch company: they just wanted to make more money off of us. We didn’t want to upsell, so all of a sudden the policy is cancelled because we left one number off the account number and they said it was not a Nationwide error. So it was just no way they could reverse our policy - super crazy. Thank God Progressive took us back without a lapse penalty or anything. Nationwide is a scam. Sometimes, cheaper isn’t better.
Reviewed April 7, 2012
This is difficult for me, I still cannot believe it. Two days ago, I received a letter from Nationwide telling me they were canceling my auto policy effective May 15, 2012. The reason they stated were two claims in the last two and a half years. One was definitely my wife's fault, the other not, but still a claim. What I cannot believe is we have been loyal Nationwide Auto Insurance customers for 50 years. That is right, 50 years! After all those premiums, all those years of loyalty it all comes down to one at-fault accident in the last ten years and a letter in the mail, and your dropped, cut off and they get away with it. How is this even close to being legal?
After reading other complaints about Nationwide, I realized they have some serious moral issues with their customers, to say the least. Then it hit me, they're not forcing me out because of my wife's one at-fault accident. My 50-year policy affords me a $200.00 deductible. I had a good policy, something they obviously frown upon these days. This was their loophole to force the lower deductible policies out and they're doing it. I bet if somebody runs the numbers, I'm right. Is it legal?
Reviewed March 29, 2012
My car was stolen in New Jersey on December 28, 2011 and I still haven't gotten it back today (March 29, 2012). It was found the same day—maybe an hour later. They stole my factory rims. Nationwide wasn't on my side. They took their time and now 90 days later I still do not have my car back. I had to pay out of pocket after the 30-day rental expired. They couldn't even extend me a courtesy. They dragged their feet on this claim and had to use a middle man because they don't write policies in New Jersey.
Reviewed March 15, 2012
My husband was in an accident on 10/1/11. Since we are both on the policy, we both now have an accident on our Identity for Insurance. Nationwide will not put it just on his name since we are both policy holders. Now, I too have a black mark on my driving record. This company is the pit!
Reviewed Feb. 19, 2012
My son, who lives with me, is 24 years old. I own a Mustang that is in my name, and is financed through Fifth Third Bank. My son is making the payments, and is in college. He insured the car through Nationwide Insurance, and told them that the car was in his mother's name, and that it was financed through the bank. They wrote him out a policy, and he paid his first month's premium. Three weeks later, he had an accident, and the car was totaled. The bank was paid. Now, almost 4 weeks later, we get this certified letter in the mail, that they are cancelling the policy from the inception date, due to the car not being titled to my son. What a bunch of crock! I retained a lawyer. As the agent knew about the financing, and had no problem taking my son's money, and insuring the car, and even getting him a quote from underwriting. Now, they are saying he is a liar, basically, and according to their policy, they do not insure the car, unless it is in the owner's name. Strange how my son has had this car for 5 years, and with three other insurance companies, and never came across anything like this. I am not sure what is going to happen now, since they salvaged the vehicle, other than coming after my son for the money. Do not insure with these people, as they are dishonest and crooks.
Reviewed Jan. 23, 2012
My van was sideswiped by their client, who tried fleeing and I stopped her. She was somewhat impaired but police did no test because they knew her. My van, they say, has been totaled instead of repairing. It's cheaper that way for them! I have no choice! Now, they say my PA title will be salvaged in because it was hit in NY! I'm disabled and cannot afford to fight this!
Reviewed Jan. 20, 2012
I hate calling the Nationwide Customer Services line. The automated line recognize my policy, and I'm was still transferred to a to rep who could not assist me and had to transfer me again. I have had several billing issues with them because of their system. I also had an agent who barely spoke English. I'm so disappointed with Nationwide as a company.
Nationwide Auto Insurance Company Information
- Company Name:
- Nationwide Insurance - Auto
- Website:
- www.nationwide.com
