
Nationwide Auto Insurance Reviews
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About Nationwide Auto Insurance
Nationwide provides auto insurance for drivers across the country. It’s a mutual insurance company entirely owned by its policyholders, so it has the ability to focus on clients without having to cater to investors. Nationwide offers basic, standard and premium coverages and a range of add-ons and discounts.
- Customizable policies
- Highly rated customer service
- Many discount options
- Not available in all states
- Expensive policies
Nationwide Auto Insurance Reviews
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Reviewed Jan. 14, 2025
Nationwide was paying my retirement benefits for my former employer. Somehow they decided that I had died. After completing their forms to prove that I was still alive, they continued to refuse to restart my payments. Finally, I enlisted the assistance if the Federal Labor Department (they administer ERISA). After a joint phone call demanding my benefits, Nationwide reluctantly restarted my retirement benefits. Nationwide is definitely NOT on my side or your side either.
Reviewed Dec. 13, 2024
First of all they don't deserve even 1 star. They are a ripoff. This smart miles gadget was sold to me by telling me it would save me money. Yes of course, if I stay home all day and do not drive. I feel the Smart Miles was an invasion of my privacy. I'm retired and I want to travel in my vehicle. Not stay home. If I went above, let's say 5K miles a month, they added a huge amount to my monthly amount which was never the same. It truly is a ripoff. STAY AWAY FROM THEM!!! AND NEVER EVER USE A BROKER. GO DIRECTLY TO THE INSURANCE. THEY MAKE AT LEAST 15% OF YOUR MONEY!!!
Reviewed Oct. 29, 2024
From the moment I had Nationwide, the problems and lack of communication began. They were overcharging me for roughly six months, until I realized they weren’t accurately billing my miles properly. I had someone run into me, had the customer service rep tell me “I see an overhead picture of the intersection where the accident happened, and it’s very clear you are not at fault”. And by the end of the claim, they said I was 50/50 to blame! Someone ran a red light and hit me, and I was half at fault?!?
And finally, the absolute worst experience I had with them, came just two days ago when I realized they had canceled my policy WITHOUT NOTIFYING ME AT ALL. I spent the last 8 days driving around uninsured because they didn’t tell me. The reason they didn’t renew my policy? Because they say I did not add the license number of my father to my policy, with whom I do not live with, is not on my policy, doesn’t drive my car, and doesn’t even live in the same town. Again, I didn’t receive any notice or request for that information, and that was the reason they gave me that my policy was not renewed…. Absolutely unbelievable and irresponsible. All car insurance companies are complete scams, but nationwide is a complete joke.
Reviewed Oct. 6, 2024
Please stay away. They have ruined my life, cancelled my insurance without my knowledge, reported me to the DMV and lost my registration. Could not get another insurance because of a very small accident. Was not my fault. I have zero tickets. Never drink. Was a few days late for a coupe of times and that was Nationwide is not on your side but on their only side. I hope to God that one day I see them BK.
Reviewed April 2, 2024
We have been with Nationwide a few years and thought them to be a great company. Then last winter after a mild incident (not involving any other vehicles) we submitted a claim for $2100 for a tailgate repair…. We discovered now our rates have increased over 60%/month (>$300/mo more)!! Of course when you try calling them it’s all automated so you can’t even speak to a human about it. Don’t go through them…so frustrated!!

Reviewed April 2, 2024
Absolute worst insurance company I've dealt with in 40 years and all I'm trying to do is log on to their app or website to pay bills. I've wasted hours resetting passwords to find the next day they are invalid. The agents 1 out of 5 are competent. Trust me. Do yourself a favor don't be sucked in by their initial rates. Run run run, pay a little more for competent, it's worth the no aggravation.
Reviewed March 14, 2024
I was with Nationwide auto insurance for five years. First time file the claim where was not at fault. It's been more than 1 year. Still not receive my deductible back and whenever I try contacting Nationwide adjuster to check exact status never received response on email/voice message. Finally I change my auto insurance.

Reviewed Feb. 21, 2024
Nationwide is a heartless soulless company. Homeowners insurance non-renewed after 20+ years, paid all premiums, no claims, they are devastating millions of hard-working **; profit is their only guiding principle, not compassion or loyalty. Please avoid this corporate crook if possible: seek a legitimate carrier. The only side Nationwide is on is your blind side.
Reviewed Oct. 29, 2023
In May of last year, I had full coverage insurance through Nationwide on two vehicles. I was involved in a car wreck where another vehicle T-boned me on the passenger side of my car while I was in the turning lane at a red light, totaling my vehicle. The individual whom hit me had Root insurance so instead of contacting an attorney I went straight through my insurance company, Nationwide. My nationwide insurance adjuster Jared after going through my case, and paying out my vehicle, paying out my PIP and trying to see about me receiving medical assistance for the pain and suffering that I am still experiencing, listed me at fault for my car accident. I recently contacted nationwide to find out why it shows I was at fault for a car wreck.
The nationwide agent on the phone assured me that the insurance adjuster Jared did in fact list me at fault for the wreck; so I requested information be sent to my email and I have never received anything. Now I’m needing to file a complaint against nationwide insurance company and I need to get my insurance records from their company as well but can’t receive any assistance. I have my police reports from the accident as well as all documentation that was emailed and sent to me from nationwide company during the time of the investigation. I would like for the company to please send me my records showing where Jared listed me at fault. I am trying to avoid going through legal consultation but they are not on my side.
Reviewed Oct. 26, 2023
I had been in accident about two years ago and it was my fault and was told by someone at Nationwide that I could be liable for 75,000 dollars out of pocket. Of course I only had liability insurance and that was about two months after the insurance I was told this. About a couple of weeks ago I was told that I would have paid 90,000 dollars if the injured parties did not settle, I'm glad they did but this is now October and the claim was closed in May. At least Nationwide should have told me in May or June. Nationwide is NOT on your side.

Reviewed Oct. 23, 2023
Nationwide Insurance is a not a customer first company. I changed my bank account, and my payment did not go through. Once notified I immediately updated my payment info and made a payment. They are claiming the payment did not go through and canceled my auto insurance. I will be cancelling my home insurance once it expires next year and happily paying any other insurance company more money until I die. DO NOT TRUST THIS COMPANY!
Reviewed Sept. 15, 2023
I was looking for insurance because my rates have been going up since I've been with the same company for over 20 years. Got a quote from Travelers, Farmers, State Farm, Allstate, Amia, and the other big ones out there I told the agent that if Nationwide couldn't give an auto quote, but still wanted to run a home policy quote both for my home and rental property.
I told her in advance I didn't want my information to be shared with anyone else/ third party to call me about any other products and partners. She came back and told me she couldn't get me a rate quote. When I asked why, since I have good credit, haven't made a claim, and have never been in an accident, she gave me Lexis Nexis. But the number she gave me doesn't work from where I live.
She told me that the company had changed its rules "tighten" and was recommending (selling) your information to other companies that they may or may not own to take over these policies or sell you other policies. Strange, but hey!

Reviewed Aug. 11, 2023
I owned a beautiful 2018 BMW 540xi. Silver with a cognac interior. My wife mistakenly entered a traffic circle from the outside lane thinking that two cars could proceed. She side swiped the adjacent car. No air bags were deployed. Damage was to bumper and left fender. Estimate was mostly for parts. Very little for paint. Nationwide totaled the car based on the parts estimate. Never sent a claims adjuster to the body shop. Never asked for a second quote. The body shop was shocked and stated the car was totally repairable. Nationwide would not let me get another quote. Forced me to approve having the car removed from the body shop or I had to pay for storage. What a waste and braindead thinking to trash a perfectly repairable car. So do not believe their advertising. They are America's WORST auto insurer.
Reviewed April 11, 2023
Twice with this company I was set up on automatic payments, twice for some unknown reason they failed to go through, twice I was not notified that I was canceled. After the second time I went with another company. This Company was never ever on my side.
Reviewed April 6, 2023
I would not recommend this insurance to anyone. Last year I bought a new car and switched insurance companies, within weeks of the new policy Nationwide removed coverages on false information they had. They’re from of letting me know was sending out a letter and with the pandemic and everything I never received it. This company did not do their job by letting my agents know nor contacting the dealership that coverage was removed. It took me getting into an accident 3 months later after purchasing the new car to find out that I no longer had coverage. From the time I purchased the car to the time I wrecked my car I was going to the hardest time of my life. I had just found out my brother had cancer and my grandfather was also terminally ill. So I was traveling a little bit during that time. Not once did they call me or contact my agents.
After I got in the wreck, it took me 2 months to find out the reason why they had removed coverages. They never disclosed the person's name on the letter, just a very vague explanation. When they did the first investigation of all the people of my current household they never mentioned the person's name nor asked “hey, does this person live with you”. The agent just told me they didn’t have enough information to verify everyone living here because someone else could just take my car and drive it. My agent took weeks digging trying to find the real reason and I found out the reason they removed the coverage is because they had information that one of my cousins was currently living with me and I never disclosed that information so I had broke contract. This cousin they were referring did not have a driver’s license, and also lived in Mexico. He was here in January of 2021 and returned back to Mexico February 2021 and only did his taxes in 2022.
So to the person from Nationwide that did not do their job of just picking up the phone and verifying information, do better. They did not want to cover and my car has about $30,000+ of damage and I currently owe $36,000. The repairs are going to come out of my pocket. When I reached out and tried to ask for help or what to do in my current situation the agent from Nationwide was very arrogant and just said “They hoped they find a cure for cancer and that I should just pay it off and sell it as salvage”. Then proceeded to correct me on the amount I owed telling me I should just stop paying it and ruin my credit.
The agent in charge of medical also took a while to reach out, I had to track them down and complain about poor communication skills. They were asking for a form to be filled out which I did but 2 months later, they asked for the form again because they never received it via E-DOC and they also did not contact me to let me know. Hospital called me to let me know that no one from the insurance had contacted them and I owed that. In conclusion, this agency has many issues with communication and all of their agents need more training.
This should of never happened and I should of been covered at the time of my accident. Also, people go through hard times and finding out that your grandfather is terminally ill and days later that your 32-year-old brother has cancer, and knowing that you could lose not 1 but 2 family members takes a toll on your whole life. To the agent that told me I should read my policy and declaration page every 30 days, people go through very tough times and you saying that put me in a negative state of mind. Nationwide you caused so much emotional damage and stress that I am just now being able to talk about it and post on it to warn people the horrific traumatic experience I had.
Reviewed March 16, 2023
Been with Nationwide Auto 15+ years. I thought they were on my side. I recently traded in a truck for a new Altima. When I dropped the truck and added the car, was informed my premium as increased! So after my next monthly payment of 149. I decided to look into other options. Travelers, State Farm, Farmers, Progressive all came in at under 83 dollars and the coverage was better as they gave me full tort option at that price as well. Be careful. I figured having such a history with this company would have paid off with my loyalty over 15+ years, but they used it as a scam figuring I would never check into it. Shady business!!
Reviewed Nov. 14, 2022
I was rear ended at a traffic light in Syracuse NY and a police officer was at fault but the representative I had (Susan **) didn't handle my claim properly. Now I'm living with nerve damage for life. I never thought I would be treated like that when I wasn't at fault. Whenever I called to find out what happened my representative was no longer working there and my claim still was ignored. I still have everything from my accident and the insurance company.
Reviewed Sept. 15, 2022
On 9/1/2022, Nationwide was supposed to process an autopayment from my checking account. There was more than sufficient funds in my account and Nationwide even sent me a receipt of payment. Then, without notice, I received a letter in the mail a week that the payment did not go through on their end. They charged a $30 late fee for an error that was on their end. There should not have been an issue. I contacted my bank and they said there was not even an attempt on my account from Nationwide.
Reviewed June 1, 2022
I called for roadside assistance they didn't show up in 3 hours, 3 calls including from police, my car got towed. They reimbursed zero and try to say it's my fault when the only place to get it out of the middle of the street was in a red zone. Horrible. I'm suing them.
Reviewed May 24, 2022
A Nationwide policyholder was not watching traffic slow down so he rear ended me. Then lied to shift his blame. Nationwide said they’d go by the police report but now refuse. In so many ways it’s obvious that it was their policyholder’s fault but they refuse to look at it. They don’t want to take responsibility. They want to see it their way and refuse to look at the facts objectively. Nationwide is not on the side of truth.
Reviewed Dec. 15, 2021
Due to an extremely windy day, I ran out of gas on I-90. My mistake. Didn’t pay attention to the gauge because usually I can make it 450+ miles on a tank. Call NW. It’s an hour before they get a service to help me AND they are an hour away. Sat on the side of the road in windy, freezing conditions. Then the service tech makes me pay for the gas out of my own pocket. $7.25 a gallon. All I have is $20, so he gladly pockets the rest. No one at Nationwide really cares, no apology, no sorry to hear that, etc. Shopping for new insurance after being with Nationwide for 13 years.
Reviewed Nov. 12, 2021
AVOID Nationwide. I had my car insurance with them for 49 years. Changed a vehicle and they jacked me around on billing for 4 months so badly that I finally cancelled. It was a nightmare. Went with another well known insurer. Better coverage at 40% less cost. Bye Bye Nationwide....
Reviewed Oct. 15, 2021
I have never had such a hard time with my Insurance Company, I have spent over 2 weeks trying to get my ID cards to prove I have covered insurance, they want to charge me an extra $31.00 to mail it, they assure me it is on line, but the cards are for April 20, 2021-Oct 20, 2021. This is expiring in 5 days, but who cares. I am so tired of trying to get what is due to me, I don't know what kind of policy. I have nothing. And of course I have made over 5 calls and the representatives that answer the phone knows nothing and when you asked for a call back, of course you get again nothing. But they have no problem taking money out of my account every month. Can someone please help me with Nationwide.
Reviewed Sept. 15, 2021
Caught a flat at 10am, called Nationwide immediately. Was given an ETA of an hour - all the while, the app was not updating the service provider's ETA. I call again to find that the company was NEVER coming. At 11:57, I get assigned a new provider whose ETA says 60min again. Same thing happening with the app. 60min passes and I call again to find out the ETA has been moved yet again to an hour or more!! It is now 2pm!!!! ABSOLUTELY RIDICULOUS SERVICE!!! Why are you all contracting very shady companies who are ALL reviewed horribly on BBB?! For insurance quotes as expensive as this, I am HIGHLY dissatisfied with the quality of service and LACK OF URGENCY. If this is to be expected every time I need roadside assistance, I will be switching insurance companies ASAP!!!
Reviewed Aug. 29, 2021
They arbitrarily denied my claim. They did not come to look at my car and had they done their job they would not have been able to deny it because it clearly shows that their insured was at fault. When I spoke to a team member in the claims department I was told the claim was denied because there were conflicting statements between myself and the woman who backed into my car. I asked to speak with the woman who denied my claim and was told she would call me and she didn’t. I haven’t been able to reach her since.
Reviewed March 3, 2021
I found out that Nationwide Insurance's view of negotiation was 'it our way or the highway'. They were very unreasonable to work with and the amount they were offering was well below what I could replace the vehicle for, with the same make, model and mileage. I would only deal with them if I wanted cut-rate insurance coverage.
Reviewed Feb. 24, 2021
Customer for 18 years, Home & Auto. Never had a single problem, payments always made on time. I set up auto pay to pay my bill every month at the 24th for as long as I can remember. 2 months ago I moved out of the state of Maryland, I own properties in two states. My Maryland home had not been sold but had been placed on the market. I submitted a change of address to the Post office and requested mail be FWD to my new address. A non account specific letter (junk mail) from Nationwide was Returned to Sender rather than FWD by the post office. Nationwide has some policy to Cancel any Auto payments upon notice that a customer no longer lives at the address on record. NO email notification, No phone call notification, auto payment canceled. NO notice of payment not made, I check two weeks later policy canceled.
I had the options to reinstate which I did immediately. After reinstatement I was told that I was no longer able to set up auto pay and payments must be made directly. That my January payment had been covered with my reinstatement cost and my next payment was due in February. They DID NOT tell me that Direct payments have a DIFFERENT due date than scheduled auto payments. I set a calendar reminder to make my payment Feb 24th, like I have done for years, while I was still on the phone with the agent!
Surprise... Direct payments are due on the 3rd, I log in to make my Feb 24th payment, my policy is canceled AGAIN. AGAIN with NO contact via email or phone or mail. "It is the customer's responsibility to make sure all payments are made on time." Nationwide will not reinstate me as a customer. State of Maryland charges $150 per vehicle from the day your policy is canceled and Most insurance companies will not cover you without prior insurance which I now don't have. This is ridiculous customer service after years of loyal ON TIME payments.
Reviewed Nov. 13, 2020
We had to file a claim for one of our properties and I cannot recommend Nationwide enough. We got payment within 2 weeks of the incident and it was very professionally handled. All the construction people said that this timing is unheard of from an insurance company. I will be a customer for life. Thank you so much Nationwide for making this event a very positive experience.

Reviewed Nov. 11, 2020
When offers signed up with this company I thought the prices were great. However within 6 months my premium went up for no reason. Their prices are too high and your best bet is to keep searching for automobile insurance. And don't even try to get a refund because I'm trying now. I canceled the policy and don't do the electronic funds either out of your account. It is horrendous trying to get your money back from them. And when you call in to make a change on your account you get someone from another state not the state that you live in. And the Smart Ride app don't even do it. It's worthless.
Reviewed Sept. 30, 2020
Nationwide is very deceitful! For anyone considering Nationwide as their insurance provider, just look into Nationwide's $18 million in punitive damages in 2014. They gave me hard times and won’t communicate even though it is their mistake and they ADMITTED it is their mistake. I changed my home insurance to join them ONLY BASED on a credit that I was told I will get on my car insurance that never materialized (gave me a price then the bill later showed something else) and it is all recorded.
21 Sep 2020 I called Nationwide, got a quote from Tiffany for adding home insurance to my current car insurance with them. She said I will be getting a credit on my car insurance and pay $76.32 for the next 6 months instead of what I am currently paying now for my car insurance and I will see that updated on the website within 24 hrs. 24 Sep 2020 I received my car insurance statement via email for the next 6 months and it indicated I will pay $80.12 next month (October) then $84.76 for subsequent bills. Same day I called them and they transferred me to Kyle in Recording Departments to help verify the recording. He said he will call me next day.
25 Sep 2020 Kyle didn’t call so I called him, he said he has the recording but he can’t find exactly anything about the $76.32 I was promised to pay. He said he will listen again and call me on Monday 28 Sep 2020. 28 Sep 2020 Kyle didn’t call so I called asking to talk to him. They said he is out for the day and won’t be back until 30 Sep 2020 so I told them I found the recording on my phone and found out that Tiffany said $76.32 at the 12th min of the recording that lasted 35 minutes. I asked to escalate the matter. They did and promised someone from Escalation Department will give me a call next day.
29 Sep 2020 Eddie (Eduardo) from Escalation Department left a voicemail in the morning asking me to give him a call back. I called him back 3 times in which I had to leave three voicemails because he didn’t answer. Same evening, I called 4th time and asked to talk to Escalation Department (not necessarily Eddie) so the agent Jenny asked me to hold, then after a few minutes said they will not talk to me and they reviewed the recording and they found it is an agent error and that the price I was told was only an estimate. So I asked Jenny to let me talk to someone in Escalation Department because if that was an agent error then they need to honor it and if it was just an estimate, then why Tiffani (the licensed agent) asked me to check the website in 24 hours and that the new car insurance fee will be showing.
Bad customer service. Made me explain my case several times and didn't help me. Claimed they can't verify what I was told until I said, "I have it recorded and I can send you the recording" which forced them to admit that what I was told took place. Even when they admitted it is their agent mistake they won’t do the right thing. I hope these people pay the price 10,000 times more.
Nationwide Auto Insurance Company Information
- Company Name:
- Nationwide Insurance - Auto
- Website:
- www.nationwide.com
