California FAIR Plan

I have a 200 ft ring of dirt, rocks and boulders around my house now and thousands in bills I paid to a contractor to mow down over 1 acre of brush 200 ft from my house as required by CFP. They too want me to cut down a small portion of my neighbors brush that was 156 ft from my house... really!!! San Diego County, CDF and Fire code is 50 ft radius cleared then thinned to 100 ft, that's all they need to defend a house. So, I called them up to let them know I thought there's an error in the report or got me mixed up with another property. They said "no and it is what it is... Sorry, have a nice day. Anything else we can help you with?"! No room for compromising with these clowns... "We don't have to insure and we're not going to." So, now I have no insurance.

My neighbors located at ** are insured by California Fair Plan. Both homeowners have trees on their properties that have been noted by certified tree arborist should not be growing in a major hillside fire zone. During the last major fire in the Sierra Madre hillside, I witnessed branches on trees burning. Those burned trees remain on the property. The new owner of this property is not educated on the safety and maintenance of trees. A major pine tree belonging to the owner continues to stand and pose a property danger to approximately four neighboring homes in its immediate proximity.

A certified arborist has recommended the removable of this pine tree due to the location, size and type of tree. The tree is noted to be so tall that there is a concern of the tree being struck by lighting. The arborist noted that it should never have been allowed to grow in its present location. Permission was requested to approve the removable of this tree. The owner notes that she wishes to keep the tree on her property because she moved in our area because, "she likes trees". She was informed of what the arborist recommended and she did approve a tree trimming.

At least, I will be able to remove the danger of falling and burning limbs on my home. Trees are great until you see them burning near your home. Another person insured by your company located at ** maintains the same uneducated thinking in the maintenance and planting of trees on his property. He recently planted a pine tree that has been deemed extremely dangerous and a high fire hazard in a high fire zone. An arborist at the Arcadia Arboretum did not recommend the planting of this tree for the same reasons as previously stated. What happens to the homeowners responsibility for the safety and danger that his/her trees present to their neighbor's properties?

Fire season is here and I do not wish to contribute towards the dangers of the fire season.

This is not a fair rate increase. Their page on Facebook indicates that most people will see an increase of 6.7%, not 100%.

Bad tenant damaged my home! Fair Plan will not remedy but want to stress for Fair Plan to stop its stress maneuvers and address the damages inside my home as follow: knocked out windows, attempted replacement with plastic, torn screens, damaged, busted security door, busted damaged interior doors and wall; cabinets, door jam/facing, floors, and ceiling fans hanging out of celling; ripped up vinyl and wood flooring, missing components, and altered locks on all doors which are security doors.

Tenant breached contract for her responsibilities avoiding me, and keeping me from my property work. Fair Plan needs to get business with what the tenant did. The outside is a distraction from the inside of my home. Work is being done but Fair Plan should stop creating havoc with vandalism on property! Fair Plan is deceptive!

It is not fair because we could not do anything at this point as the property they want us to clear is not ours. Please help me. I do not know where to go. There is no other insurance company that will insure our property. Our neighbor has received numerous citations from the fire department but they choose to ignore this. We do not know what else to do.