
APRIL Travel Protection Reviews
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About APRIL Travel Protection
APRIL Travel Protection makes travel insurance simple. Whether you are looking for single trip plans, multi trip plans, or trip cancellation plans, the team at APRIL Travel Protection is ready to assist you. Contact us today to get a quote or to learn more about our service!

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APRIL Travel Protection Reviews
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Reviewed Feb. 27, 2026
I was honestly unsure about buying travel insurance, but I’m glad I went with April. My flight delay turned into a bigger hassle than expected, and while the claim process wasn’t instant, it was organized and fairly clear. I did have to submit a few documents twice, which was a little frustrating, but in the end they reimbursed what was covered. Not perfect, but solid coverage and decent support when I needed it.
Reviewed Nov. 21, 2024
Catastrophic... The customer service is awful, it's been over 8 months that I've been fighting with them by email to get my money back and for them to repeat an error on their part... They either take 1 and a half months to reply to me with an answer that's way off the mark, or they contradict each other... I absolutely do not recommend this insurance company, especially April International, Easy Claim.
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Reviewed Aug. 9, 2022
This insurance is a scam. They will do anything to avoid paying you. The customer support is incompetent. I was on a trip to Canada when I got covid. I contacted the insurance right away to make sure I have all the right documentation to get compensated later. They did not reply, and, later claimed that my documentation was invalid (when I recovered and it was too late to get a positive test). I have already filed one BBB complaint which helped to get the claim filed. They promised to process the claim within a week, but there is still no response/communication after a month and two follow up emails from me. I am about to file a second BBB complaint and get help from a lawyer.

The insured was mistakenly dealing with our 24/7 emergency assistance team instead of the claims department. We got her claims initiated in the correct way & quickly reviewed. The insured is still missing properly completed claim forms & a clear copy of her travel itinerary. We tried reaching out to the insured twice without any success or a response. As soon as those last 2 items are received, her claim will be adjudicated accordingly.
Reviewed June 19, 2022
Updated on 08/26/2022: So I put in a review of the above company and they then responded publicly that I had not provided the correct information for my claim and that they had requested it more than once previously. As I was unable to respond publicly I would like to get it out there that this company does not provide the service that they claim. I provided all documentation requested and the documentation they say was missing was provided twice. They stall in the hope you will forget about it. It is now nearly 9 months that I put in my claim and I have not heard a single thing from the claims adjuster since I provided the "missing" documentation. I have put in a complaint with the Department of Banking and Insurance and have spoken with a lawyer. These companies should not be allowed to take advantage of people and get rich from people that trust their fake promises.
Original Review: I wish I had found this site before buying travel insurance with April Travel Insurance/Broadspire. I purchased travel insurance with this company in December 2021 for a family trip to the UK. Unfortunately, while there, I got covid and so we had to cancel some events and stay a few more days giving us extra expenses. When I tried to put in a claim in for the extra expenses and also theatre tickets that we were unable to use because of covid their website would not let me upload the documentation they requested so I had to mail my claim to them but I received acknowledgement on January 11th that they have received it.
Since then I have heard nothing. I received a letter dated May 6 requesting documentation that they already have. I have tried to speak to the representative dealing with my case numerous time and still have yet to speak with them. I have been told by other staff that I should give it a few more weeks and that they would get a manager onto it and again no response. I believe that they do this in the hope you will forget about it, they take your money and refuse your calls, correspondence and claims.

It appears that this insured had not provided the proof of payment their adjuster had requested for theater tickets they were asking to be reimbursed. This request from their claims adjuster was made more than once & the insured finally provided that information about 1 week ago. Their claim will be reassessed shortly.
Reviewed May 9, 2022
Updated on 08/20/2022: Dear All, I'll write the review about this company for the second time. For your own peace of mind and safety, please don't buy travel insurance from this company, it's just a waste of money!! There won't be any protection. The first time I wrote the review, they reach out to me after how many times call and email sent. They explained to me what is the problem, which shouldn't be a problem if they have a PROPER communication. After I got what they want and sent it via email, same thing happened. As if they never exist!!! What a lousy company!
Original Review: Bought it when I traveled to Singapore Dec 2021. The cheapest travel insurance indeed, but please buy from reputable insurance company. I got contacted with Norovirus. Went to emergency and hospitalized for 1 day plus CT scan. It costs me 5k. Until now May 2022, no news, no good intention in paying my claim. I've been calling and emailing for several times, submit all required docs. It's a scam!!! Wonder why they let this company operate in US.

We spoke with this client to get them to understand what their claims adjuster had been asking them for. Hopefully, they will provide that soon so their claim can be reviewed and adjudicated accordingly.
Reviewed April 22, 2022
I purchased insurance for travel to Italy during Covid. I was reassured that they would cover claims for Covid related incidents. Customer service returned my questions within a day when I tested positive while in Rome. They told me to make sure I keep receipts and results on any additional costs incurred. I felt great that I had purchased this insurance before I left, UNTIL I came back and that’s when the problems started. I was sure to upload all of the required documents right away. I submitted my information on 2/13/22, “ Please allow 2-3 business days for the completion of this review.” it is now 4/22/22 and have yet to hear from my adjuster, Quinton L. I have left many messages, tried to speak to supervisors, talked to many customer service agents that have been unable to get me connected to anyone who can help. Don’t waste your money on April insurance now GoReady Insurance.

We responded to this client privately 3 days after their review was posted. Apparently, their claim was paid but the insured never received the check. Their address changed from the time they originally bought their policy, so we reissued them another check to their new location.
Reviewed April 12, 2022
July 2021 we purchased travel insurance from April Travel. We left on a small boat out of Portugal returning Oct. 25. I damaged a tooth and made an appointment asap. April Insurance has done nothing but drag this case out, asking for additional information and transferring my claim to 5 different departments. After over 30 phone calls, never returned, emails, etc. I was informed this claim would not be honored because work was not attended to until November 22. Again I sent information information starting my first dentist visit was November 2. This has been major work, a 4 tooth bridge with two extractions. It is now April 12, 2022 and next week I hope to have this work completed.
After 6 months of waiting, Lisa **, the adjusted, actually phoned me to say this claim won't be honored since I didn't go to a dentist on Portugal. We were on a small ship, 74 passengers, and floating down the Duro River. I only wish I had read the reviews before we purchased the insurance. The coverage would have been a drop in the bucket compared to the thousands of dollars I have spent, but worse of all the stress and health issues this has caused me. I would advise consumers to Never, Ever use this company. Barbara **. Case **

This insured did not understand that ALL travel insurance policies coverage ends once you return home. This insured sought dental treatment after they returned from their trip & expected their travel insurance policy to pay for it. There is no company offering travel insurance in the United States that would pay for that situation. The insured hung up on us when our claims department tried explaining this to her.
Reviewed Feb. 26, 2021
I am a European expat living in the US and my annual premium with April International is $6000. I am in the process of trying to get April International to cover an MRI I need because of pain I am experiencing in my pelvis. The cause is unknown but could be fibroids, endometriosis, adenomyosis, pelvic inflammatory disease... it is impossible to tell without the MRI. This is affecting my health and potentially my future fertility. They refuse to cover an MRI to diagnose my condition despite my Doctor submitting multiple requests and also refused a peer to peer review suggested by my doctor (standard practice in the US if an insurance company denies a claim) to go over my symptoms and case in more detail. They refused this review with the reasoning that their medical board is in France. They have phones and computers in France so not sure why this is an acceptable reason when I pay $6000 per year for their services.
My Doctor says this is one of the worst experiences she has ever had with an insurance company denying essential care. In my Doctor's words they are refusing to cover anything to do with female reproductive organs and my uterus. I am an otherwise healthy woman in her mid thirties with no other claims made on this insurance aside from the usual annual Doctor's appointments and their refusal to cover essential gynecological care and imaging that is needed to diagnose the cause of my pain is in my mind sexual discrimination. I would advise all women to use another provider for health cover and avoid April International for themselves and their families.

Tracey,
Unfortunately, you've contacted & provided a review with the wrong company. We are APRIL Travel Protection which sells short-term travel insurance (typically for leisure vacations) strictly to U.S. residents. However, we do have the contact information for some individuals in Europe that manage the Expatriate Insurance Program you're likely a part of & will be happy to pass your comments on to them. We'll send you a private response following this message to gather more info.
Reviewed Feb. 2, 2021
On February 20, 2020 nearly one year ago I purchased a ticket to a conference event that was scheduled for August 14, 2020 In Los Angeles, California. I purchased insurance on this ticket via April Travel Protection. As the date was approaching, due to Covid the event was rescheduled not once but twice and subsequently canceled. The date was moved to November 2020 in New York and then changed again to California for December 2020 before being canceled completely. Attendees received no correspondence from the event or insurance provider. They discontinued use of their social media and website and have stopped giving updates and responding to requests. Many like myself have lost airlines fees and ticket fees with no communication from both the event and April Travel Protection. In addition to their canceling of the event and unprofessionalism I have had both illness and surgery.
I had surgery September 2020 and my doctor provided documentation that I will not be able to travel. Despite me giving ample documentation from my doctor and the fact that this event may not even occur! April Travel protection has refused to refund my ticket. I submitted this evidence in November and despite hearing nothing from their claim adjuster while they "reviewed" for three months, they finally reached back out and refused to issue a refund. Not only was this event canceled, but additionally my doctor said I cannot fly or travel.
I know that covid may cause companies to lose money but is not appropriate for them to deny refunds and pocket consumers money for events that did not occur. Also, they were very inappropriate with regards to my medical records. My doctor said he did not clear me to travel. They then went back and forth requesting more and more of my medical records and personal information debating with my doctor. Please do not purchase insurance with this company. They do not act fairly or appropriately. It is a scam.

This insured's claim was denied as they underwent an elective, not emergency treatment. Cancellation insurance does not reimburse for situations that the insured has the discretion to undergo if & when they want.
It's worth noting that prior to filing a claim due to this elective procedure, they originally tried using their fear of COVID as the reason they didn't want to attend their event. Eventually, their event was cancelled so they were fully refunded for their ticket & insurance monies.
Original Review: Jan. 18, 2021
I purchased cruise insurance from April Insurance for a 14 day cruise. I paid $1,100 for insuring my wife and myself. My cruise was canceled because of the pandemic. My cruise company was kind enough to apply my cruise cost to a shorter 10 day cruise we booked for a later date, as well as giving me credit for the four days we will not be using.
I contacted April Insurance to ask for a refund of the difference between the 14 day cruise insurance and the 10 day cruise insurance. I was told they do not refund monies once you pay for the policy. I was also informed that if I had paid for a 10 day cruise which was canceled and then decided to book a 14 day cruise instead, I would have to pay for the additional 4 days. That is understandable. But not returning monies for a shortened cruise is UNFAIR! What is the justification to charge more for extra days and not refund for fewer days? We cruise often, and there are plenty of other companies that will be quite happy to get my and your business. Every business I know of is making many allowances because of situations resulting from the pandemic. As far as I'm concerned, April Insurance is not one of them.

We have been in contact with Mr. Richard and were able to grant an exception for his unique situation. He has received his settlement and is very pleased with the outcome.
Reviewed Dec. 14, 2020
Well once again I've been suckered by the insurance industry and their complete unwillingness to fulfill liability. My April Travel Ins policy for trip dated 3-6-2020 to 3-14-2020 where I encountered a flight delay and diversion to Newark instead of JFK claim denied! Now I was not trying to claim more than only my transportation from Newark back to Kennedy airport. A $60 SUV rental to fit equipment and luggage plus the port authority and Triboro Bridge auth. tolls of $25.00. I was also going to ask for my United airline equipment baggage $200 fee but Swiss Air proved to be very generous and understanding about reimbursing that. So for $85 April Ins. asks for you to stand on your head so that they can take refuge behind what they want to be caused by Pandemic that had not yet been declared! Do not buy travel Ins. It is an absolute joke to make a claim!!

Unfortunately, Charles never filed a claim so it's not accurate that his claim was denied. Following this review, our Claims Manager contacted & assisted Charles in opening his claim which will be adjudicated according to the terms & conditions of the policy. He was formerly advised of the benefits of the policy, what items are eligible for reimbursement, & under what conditions, so perhaps that's what he was referring to. We'll be happy to answer or assist Charles in any other was necessary.
Reviewed Oct. 16, 2020
I made a claim on my travel protection policy (trip had to be canceled for medical reasons not related to covid). April honored my claim in small part and, after hemming and hawing, eventually denied it in large part. The adjuster was not knowledgeable and when I pointed to the fact that her reason for denial is squarely contrary to the language of the policy, she ignored me. I am pursuing legal action against them and expect to assert a bad faith claim. Highly recommend that potential customers look elsewhere. In my case they ignored the provisions of their own policy and basically tried to rewrite it. Expect that the is SOP for them and they will probably do the same with others.

As William noted, he was reimbursed by April for the non-refundable items encountered. However, he was offered vouchers from his travel supplier which is considered compensation & was denied additional reimbursement for this. William states he never received these vouchers and preferred to receive cash refund. The travel supplier noted his comp would be after April 2021. Displeased with this outcome, William pursued legal action, which was settled this month to the satisfaction of both parties.
Reviewed Sept. 15, 2020
Updated on 09/26/2020: After my initial experience reviewing this company, they responded with nothing less than outright lies. I don't really know how to argue with an agency that refutes information as objective as a confirmation receipts. I literally have an insurance policy purchase receipt that is dated on March 2nd 2020, yet their customer "service" reps say this is false and the purchase date occurred at a later time that conveniently occurred after the cancel for any reason policy was discontinued.
My guess is Covid happened for them too and rather than supporting individuals in these trying times and providing a policy that is designed to mitigate risk, they were overextended and started covering their own necks by voiding legitimate policies, and expecting enough people won't care to fight it. I can't stress this enough. DO NOT take out an insurance policy with this company. Unfortunately, I am unable to respond to their response publicly, so they of course get the last word, take my word for it, April Travel is steamy pile of garbage. Choose a different Agency.
Original Review: Hello, I normally try and give level-headed reviews to give future consumers the assurance that my words are well thought out, truthful, and objective, but I have never been this irate with a company, so please bear with me if I sound angry, it’s because I am. Let me first start out with saying April Travel Insurance has demonstrated to me the most egregious act of deceit, fraud, and poor customer service that I have ever experienced.
Back in March I had to book a flight for my brother’s wedding. Knowing the uncertainties surrounding covid19, I decided to take out a “Cancel for any reason policy.” This policy should really be named “Cancel for any reason policy, unless you commit any of these dozens of loopholes that allow us to claim your policy void.” It is now September and after 6 months of back and forth, several contradictions made by at least 8 employees, 2 employee contact lead changes, and over a dozen document request hoops they made me jump through, they have finally responded that my claim is void because I did not insure my entire trip.
Let me break down what this means (please feel free to skip ahead to the resolution if you don’t want to get into the nitty gritty), I purchased a departing flight with the “cancel for any reason policy” by using credits from a flight I had to cancel the prior year. Also, I decided to book the return at a later date. After booking my other leg of the trip, I attempted to see if they would reimburse me for my return ticket, as well as the departing ticket. Rather than saying no we will only reimburse you for the ticket you purchased at the same time as your travel insurance policy, April Travel Insurance used my American Airlines documentation against me and stated that because I booked another ticket and wasn’t originally covered by policy my ENTIRE policy is now VOID.
Resolution: Long story short, I am extremely dissatisfied with the services of April Travel Insurance and urge you and anyone you know who is considering purchasing travel insurance during these trying times to steer clear of April. If any of the customer service reps who I see tactfully responding to these other negative reviews want to question any of these facts or my experience, I welcome you to try. I will directly counter any of your lies with documentation from the past 6 months of dealing with you all. Good riddance.

Multiple issues resulted in Matthew’s claim being denied. He got the policy to insure an air ticket bought in 2019. He incorrectly entered his Initial Trip Deposit Date as 03/02/20. His correct Initial Trip Deposit Date would not have allowed him to purchase Cancel For Any Reason Coverage (CFAR). His CFAR claim also required him to fully insure his trip cost which he did not. Processing delays were largely due to Matthew not submitting the required claim information in a timely manner.
Reviewed June 30, 2020
This company will do everything in their power to keep you from successfully filing a claim and then when you finally jump through their thousand hoops that they set up for a claim they come back and ask for more documents and data. Then they will cheat you on the amount they pay. I had to cancel a trip due to COVID-19. My claim was for just a small amount of the lodging (under $200) that did not get refunded from the hotel.
They made me fill out 14 forms including all sorts of things related to airfare even though I wasn't claiming an air refund. It took almost a month to get them to finally send me the claim forms to complete in English (they were all in Spanish) and when I got the forms, the instructions and language was impossible to comprehend. Then they made me scan all 14 documents (not allowed to compete online or to mail them). Then they made me wait 2 more months and I finally got some money, but they had subtracted a deductible.
There was nothing in the original contract when I bought the policy about a deductible! This was a tiny claim - I can't imagine what would have happened if I had a larger claim. I ended up getting less back than what I paid for the policies to begin with. It took 3 months of constant follow up and concerted effort. When I would email it took 4 or more follow ups to get them to reply to each email. I'm sure they were just trying to annoy me so much that I would just decide it wasn't worth the aggravation and I would just drop the claim. However, the principle of it made me dig in even harder.

Jennifer,
Terrawind is a completely separate organization with no shared staff, systems or day-to-day affiliation with April Travel Protection. We have received a response from their management that they are looking into your case. Your complaint was misplaced & we would appreciate you updating your complaint against us accordingly.
Janet GarcesClaims Manager
Reviewed May 29, 2020
My travel plans have all been canceled for June 2020 travel due to Covid19. Cancellation was by the airlines and my hotel. Both airlines and hotel have given me a full refund. Since I am not traveling and all my money is being refunded, I don't need the travel insurance issued by APRIL TRAVEL PROTECTION. I requested a refund, might I add it is ONLY$139.00. I don't think this will break the bank for them to refund my money. I was told by Yani ** Account Manager I would have a credit with them for 2 years. So for 2 years they are holding my cash and earning interest. This should be fully refunded back to me since I am no longer in need. And because of the current WORLD situation of Covid19.
I am curious if a class action lawsuit is in the future for this company? I am going to my diligent part as a consumer to review about their poor customer service and leave a truthful reviews on every website I can. $139 may not seem like a lot of money, but to me it would make a difference in the quality of life for me and my family. SHAME on you Yani ** and APRIL Travel Protection.

We are sorry that your trip was cancelled & understand you would like your policy refunded. Unfortunately, the policy is only refundable within 10 days of purchase. Despite it being non-refundable after that & you having used the Trip Cancellation Benefit for 6 months, our underwriter has still allowed for you to reuse the full value of your policy for another trip within 2 years.
In terms of our service, we replied to your email inquiry within 45 minutes.
Reviewed April 21, 2020
April Travel Protection sold me a policy for $742.08. They were very friendly when I was purchasing their product. When my trip was cancelled I called to make a claim. They denied it in full because of the pandemic. The representative was very condescending and Told me to read the 24 pages of the policy that included the exclusion for a pandemic. I ask for help with getting my money back from 2 airlines and the tour company but they would not assist with that either. If this was an upstanding, reputable company they would refund some of the money thousands of policyholders affected by this unfortunate interruption have lost. Auto insurers like Geico, Allstate, Travelers, and Liberty Mutual insurance have stepped up to the plate. What about April Travel Protection offering the same goodwill gesture? Otherwise, It just looks as if they stole our money.

We communicated directly with this insured 1 day after their review was posted, but we forgot to post a public response. The insured didn't want to go on their trip because Wimbledon was cancelled. That situation is not a covered peril listed in any travel insurance policy sold in the U.S. Fortunately, we were able to obtain an exception allowing this insured to reuse their policy for a future trip which they recently completed with us.
Reviewed April 6, 2020
This negative review results from the manner in which I have been treated by the sales staff of April International in Paris while applying for a health insurance policy. I initially came to them in good faith, specifically noting that at midnight on 3 April 2020 my own policy will have expired. Due to the Coronavirus epidemic I found myself stranded in France and subsequently decided to extend my three month stay till September. Ms Charlene ** was assigned to my application and was initially sympathetic, guaranteeing that this would be expedited by my 3 April deadline.
It appeared that next day approval changed to an additional 72 hour wait and then nothing, despite the fact that I promptly provided all the information requested by the medical department. To aggravate the situation, Ms. ** lacked transparency by never giving me the courtesy to return my many phone calls. On the morning of 4 April, I found myself in a serious position; now I was without medical insurance for the first time in my life. I was stranded in a foreign country in the middle of a severe pandemic. I made call after call to address my concerns with Ms **, but she was never back to me.
For more than a week after my first call to April International Paris, it became unclear if I would ever be insured. This has not spoken well regarding the effectiveness of the staff. It is considered that this stalling, deceiving and ignoring a prospective client, at least in many countries, is both a dereliction of one's responsibilities, but also an example of awful customer service.
Finally on 6 April an email confirmed what I anticipated, a rejection by the medical team. No reason was given for this rejection despite the fact that I provided the required information pointing to my good health. This is unacceptable in most cultures and definitely in mine. I want to know the medical reasons for my rejection. This is my ethical right. I truly rate April International Paris as unreliable in the manner it summarily deals with prospective clients and its unethical way of decision rendering without transparency.

Howard,
Unfortunately, you've contacted the wrong company as we are APRIL Travel Protection based in Miami. We do not sell health insurance. We sell travel insurance. Please visit www.April.com to get directed to the appropriate office.
APRIL Travel Protection
Reviewed April 6, 2020
I have been trying to reach three departments in April Travel since 3/13, hoping to at least receive a response from one. No response from any department! I have a policy for March and October with them, very, very disappointed! We travel frequently and will not use this agency again due to poor customer service.
Reviewed April 1, 2020
I purchased travel insurance with April Insurance last summer 2019 when I booked my flights to the Philippines for travel in April 2020. Korean Airlines was my international carrier to Cebu. The Philippines government issued a "lockdown" on Cebu banning international flights. Korean Air re-routed my trip to and from Bangkok, which was useless, so I cancelled the flights. Korean offered to rebook if I made a reservation before June 30, 2020 for a trip to take place by July 30, 2020. Useless!!! The customer service agent I spoke to at April Insurance informed me that I was ineligible for a claim because it was due to the coronavirus. Are you kidding me?!?! Don't purchase travel insurance from this group! Our government should look into insurance companies who are using the coronavirus as an excuse to avoid claims.

We're sorry that you were dissatisfied with the coverage on your plan. Unfortunately, Pandemics are an exclusion in mostly every travel insurance policy throughout the world. If you Google the topic, you'll find this to be true.
Please let us know if you have any further questions.
Janet GarcesClaims Manager
APRIL Travel Protection
Reviewed March 24, 2020
I bought a travel protection insurance policy from April twice. The first time was back in October of 2019 and now just recent March of 2020. I’ve never had to call them for a claim until recently when my flight was interrupted and canceled, not my fault. So I have to purchase a new airline ticket with another airline, come to find out even though The summary of my benefits clearly states that it covers trip cancellation and trip interruptions I was told no when I called. Because it is due to the coronavirus. The customer service rep then explain to me that it’s clearly on their website. I’ve never seen this on their website and I personally feel that April is misleading their customer by not telling them about this. All I ask is for a refund on the policy that I paid for that is useless. There’s a difference between companies that care about their customers and those that don’t. Guess which one you are April.

While on their trip in March 2020, the insured decided to return home early due to concerns over the growing pandemic. Unfortunately, there is no travel insurance policy offered by us or any other provider that lists that situation as a covered reason for Trip Interruption.
Reviewed March 15, 2020
Do not buy this insurance. Trying to reach them for 3 days. They don't answer emails and don't call back and they don't take claims online. I got sick and can't go plus one of our flight was canceled. Send like 5 emails no respond. Tried phone - no luck either. Look for other insurance. Do not buy this one.

We reached out to this client to obtain their physician's statement for their sickness. The insured never got back to us. We can only assume that they never saw a doctor for their reported sickness.
Reviewed March 11, 2020
I just called to confirm coverage for an upcoming trip since the Coronavirus is big right now. They removed the cancellation coverage from their site and said no we will be out of the money if we have to cancel. I bought coverage since we are going across the country costing us about $7,000.00 for my trip. If we can't go we're screwed out of our money even though we purchased 100% cancellation coverage policy. SAVE YOUR MONEY THIS IS A SCAM!!

Our nation was made aware of the COVID-19 in January 2020 and the travel insurance industry announced this to be a known event on January 22, 2020. Typical of nearly every travel insurance policy available in the U.S., Pandemics are listed as an exclusion in the plan Mrs. Gedling bought. Purchasing a policy after the known event date for COVID-19 of January 22nd (coupled with the pandemic exclusion) means that benefits will not apply to issues arising from that virus/pandemic.
Reviewed Jan. 16, 2020
Honestly I thought paying extra for this coverage was going to make it easy to get my money back... NOPE. I paid for this insurance to cover a ticket for Countdown which is a festival and a couple days before the event I got a grade 3 torn hamstring. Of course they asked for signed documents which I got emailed to me from my doctor. So I forwarded them the email and because it seemed fake they didn’t want to accept it. Just because the medical facility didn’t have a website. The note had my doctors email, phone number and address and yet that was enough. Don’t buy this insurance ever! Here I am stuck at home in crutches with over a hundred dollars less in my pocket.

This insured reportedly had an accident. We made them aware that a physician's statement was required. After 5 attempts to proceed without one, the equivalent of a Microsoft Word document is provided by the insured. All calls to the number listed on the doc go straight to VM & are unreturned. The facility's email address is a Gmail account. The facility & doctor listed don't exist in the state noted. Repeated emails to the insured from our Claims Manager questioning these things went unanswered.
Reviewed Jan. 14, 2020
DO NOT USE THIS TRAVEL INSURANCE COMPANY! While traveling in South Africa, I became extremely sick during the first layover of my return and was not able to board the plane. As such, I was stuck in the Johannesburg airport and rushed to a local doctor. I called April Insurance from the hospital, and an employee told me "it would be covered and I would be given an amount to cover expenses during the time of my trip interruption".
I uploaded receipts from the doctor's office as soon as I returned to America, at which 10 weeks after doing so my claim was denied. I have tried to call each adjuster assigned to my case over 15x times, emailed, and to inquire about my claim and no one will respond, call me back, or get in touch. I absolutely no not advise ANYONE to use this insurance company.

We're so sorry to hear of Kelsi’s illness while in S.Africa & apologize for the negative experience she has had with the claims process. We appreciate her feedback and continually use these moments to improve the customer service experience. We had the opportunity to speak at length with Kelsi and will be working together to gather the additional documents needed for one claim & will file an Appeal to the denial for the other. She's in agreement with this plan.
Janet GarcesClaims Manager
Reviewed Nov. 5, 2019
I paid extra to cover my trip cancellation for any reason. I had to re book my flight due to some reasons which caused interruption fee from the airlines. From the policy documents instead of cancelling, if changed my flight trip interruption is covered under the cancellation which is now they are saying cancellation and cancellation for any reason is not the same which does not make sense to me.

This insured had Visa issues which is not a situation covered by any travel insurance policy sold in the U.S. They did purchase Cancel For Any Reason coverage, but the insured doesn't seem to understand that benefit requires the person to actually cancel the entire trip. In this client's instance, they simply paid a fee to reroute themselves through a different country to avoid their Visa problem.
Reviewed Oct. 17, 2019
Hurricane Dorain caused our cruise to be shortened from a 6 to 3 day cruise and subsequently the canceling of 3 port of calls. We are being told that because we still had 3 days of the cruise, they would only pay for a subset of the insured policy hiding behind calling it a "travel delay" so they do not have to fully pay. The offer was for less than the cost of our food and lodging for the 3 days while waiting to board the ship.
They also would not cover the 3 missed port of calls even though the policy specifically states they would. They claimed that because Carnival offered all passengers a future cruise credit, they would not reimburse for that and if we wanted to collect this, we would have to wait a year until the future cruise credit expired then get documented paperwork from Carnival showing we did not use it. Only then would they pay as the policy clearly shows they should. Despite my best effort, none of my creditors will accept future payment promises and simply laugh when I tell them that's how I plan to pay. It took over a month and 7 voicemails to get this far. I have filed a complaint with the Florida Insurance Commission and hope others do the same.
Right from their policy documentation: "MISSED PORT OF CALL COVERAGE. If you are a passenger on a regularly scheduled ship registered to carry passengers (not including vessels owned by you or your Traveling Companion) and an itinerary change occurs after departure on your cruise causing the ship to miss a Port Of Call, we will pay you up to the amount in the Schedule per missed Port Of Call. Missed Port Of Call must be caused by or result from: a. natural disaster; b. adverse weather; c. hijacking; d. unannounced strike; e. a civil disorder; f. mechanical breakdown; g. a Terrorist Act."

The insured's claim was paid but they were unhappy with the amount. Because the insured received compensation from the cruise line as well, that amount is subtracted from their insurance reimbursement unless they decline the credit or it expires. This is consistent with the policy language & is to prevent insureds from double dipping (i.e. being paid twice for the situation & turning a profit instead of just being reimbursed).
Reviewed Aug. 17, 2019
This source does NOT refund money for not being able to attend. Do not let this fool you. The only circumstances it covers is extreme sickness, work conditions, or family conditions. You need proof to get refunds on the things you purchase through them. My girlfriend and I had some family issues that came up and I wasn't allowed to refund the tickets. I wasted $250 on an event I assumed was covered. My fault for assuming that, but so lame that there isn't a service to protect you against issues that you might not be able to get a "professional's" note from. I will no longer be purchasing these tickets. This product isn't full insurance, it's only for doctor notes and work layoffs. The likelihood of something like this to happen to get that refund isn't worth the risk of losing all that money you paid for on the event.

Ironically, it's the exact opposite of what Jacob writes. This is "insurance" which means that backup documentation will always be required. "Trust me, it happened" is not something any insurance company will accept as it's an unfortunate reality that some people will lie & commit insurance fraud. The requirement of backup documentation for all claims was mentioned in the email confirmation the insured received after purchase & a 10-day free look period to receive a full refund was also offered.
Reviewed June 20, 2019
APRIL is just a name. They don't have anyone working at this company. Everything is done through other companies. Reporting a claim takes forever. After that you will need to submit a mountain of evidence to wait and wait and finally just be denied for some bogus reason somewhere in the fine print. I know insurance companies thrive on not paying so please check your policy fine print. It's hard to compare using just comparison sites because the fine print is really what makes the difference. Do not recommend. Will never use again.

The insured provided a doctor's note written by their own father. This policy and all other travel insurance policies sold in the U.S. prohibit that for obvious reasons. Here is language from the definition in the insured's Description of Coverage for a Physician which clearly states that:
He/she must be practicing within the scope of his/her license for the service or treatment given and maynot be you, a Traveling Companion, or a Family Member of yours.
Reviewed April 13, 2019
I purchased April insurance for a flight round trip from Pensacola to Ft Lauderdale that I paid for, for my girlfriend. I called and spoke to a representative of April so I wouldn't be confused. A few weeks later I learned she would not be able to make the trip due to work so I contacted the claim department. She told me I didn't qualify because I didn't pay for the $4 upgrade when I purchased the insurance. I don't know what changed from the time I purchased this insurance until now but suddenly I'm out my money for the flight, and the money I paid towards the insurance because I can't even use it. I've been scammed!

The plan you purchased is one of the few on the market offering protection for work-related issues via a Cancel For Work Reasons upgrade. Unfortunately, you did not choose that upgrade. You’re still eligible to file a claim & take advantage of one of the 20+ reasons it permits for cancellation. The policy also included a 10-day free look period that examine the coverage & receive a full refund if you determine during that time that it’s not right for you.
J.GarcesClaims Manager
APRIL
Reviewed Oct. 30, 2018
We've been buying travel insurance for 20 years now. We had elderly parents, and one never knows what's going to happen. We've bought eight policies from APRIL, the most recent one was for a cruise. I had some medical issues and I called APRIL the other day and explained it. They're going to be sending me a form so I can get my claim.
Reviewed Aug. 9, 2018
My experience with APRIL was great. I was directed to them through Travel Noire and the APRIL rep was very helpful and patient. She made sure I understood what I needed to do so I felt completely at ease and confident in my decision to go with them. And the instructions as well as the requirements for filing the claim were very clear. I was able to submit a claim and had it acknowledged and then I received the check within two months. It was all very quick and I never doubted what was happening at any point. I sent a follow-up email asking for confirmation and status, and they responded. There was open communication throughout the whole process. I commend their simplicity and the fact that all their information was readily available, not only through the representatives but online as well.

Thank you for trusting APRIL Travel Protection to safeguard your vacation. We appreciate your feedback and are pleased to know you found our customer service team readily available and claims process easy to navigate. We hope you will consider APRIL for your future travel insurance needs.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed Aug. 5, 2018
I'll continue to use APRIL Travel Protection. They were much better, night and day, compared to Travel Guard, in terms of coverage and the ability to work with them and work through some tough spots. Their customer service was quite a bit more personal and better. The representative asked if he could call me Jim and he announced himself by his first name. April Travel was able to keep in touch with me, facilitate the claim and make sure that pre-existing wasn’t an issue with my wife. We bought the insurance within the required 14 days after booking our trip, and there was no question about anything. They said they would work through a couple of things, for us to send some documents and they would get us a check. And it happened relatively quick, within a couple of months.

Thank you for choosing APRIL Travel Protection to protect your event. We are pleased to know we met your expectations with both our service and product.We hope to continue to insure your future events.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed Aug. 3, 2018
A friend of mine told me about APRIL Travel Protection and I had a claim that they serviced. I ripped a calf muscle while I was on a trip and they covered me for the lost part of my journey. When I filed that claim, the reps were reasonably timely and everything was good. Overall, I have a good impression of APRIL and they're a good option to use. I was pleased with their service and I would use them again.

Thank you for trusting APRIL Travel Protection to protect your vacation. We are sorry to learn about your unfortunate accident at the end of your ski holiday, but happy that your Trip Interruption benefit was available, and of use. We hope you will consider APRIL for your future travel insurance needs.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed Aug. 2, 2018
I buy travel insurance considering I'm 70 years old, and I want to be able to come back to the country if something happens to me. I always go to InsureMyTrip.com, have used different insurance providers and have done fine with everyone that I've gotten. For my Israel trip, I got an insurance from APRIL Travel Protection, and of the very few times that I've ever had to put in a claim, APRIL handled my claim very nicely. I just had to give them all the forms they asked for and then they processed things in about a month. They then sent me a check and paid exactly as they said they would. APRIL's reps were very helpful and they provided great service, and the insurance was at a reasonable cost.

Thank you for trusting APRIL Travel Protection to protect your vacation. We appreciate your feedback and are pleased to know we met your expectations with our service and product. We hope to insure many of your future vacations.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed July 28, 2018
When I bought a ticket on the American Airlines website, they gave the option to add the APRIL Travel Protection. Overall, it was a very good experience purchasing the insurance and I’d recommend them.

Thank you for trusting APRIL Travel Protection to protect your vacation. It's great to hear your experience was a positive one. We hope you will consider APRIL for your future travel insurance needs.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed July 25, 2018
We booked most of our cruises with Online Vacation Center. They were using APRIL Travel Protection and I purchased the plan from them. Then my husband passed away right before we were scheduled to leave on a cruise. I called my travel agent and then she put it all in motion. I got my forms from APRIL, completed those and returned them. They paid promptly. The time between the time that they received the claim papers and I got the check was timely. APRIL provided excellent service. I had to call a couple of times about various things, too. The telephone was answered promptly and I was referred to the proper person. I'm happy with my experience with them.

Thank you for trusting APRIL Travel Protection to protect your vacation, and please accept our sincere condolences on the loss of your husband. We are pleased to know you were happy with the claims experience during your time of need, and appreciate your repeated confidence in our product.
J.GarcesClaims Manager
APRIL Travel Protection
Reviewed July 24, 2018
We had APRIL Travel Protection about a year ago. I used insuremytrip.com, looked at my criteria, put in the cost and then bought my insurance. It seemed easy. My friend and I travel together. I turned them on to the website. He wound up buying insurance and recently filed a claim last year. We were about a month and a half prior to the trip and then he had some horrible side effects after some minor shoulder surgery and needed to cancel.
I was stuck in Fiji waiting for my ship for four days and I saw a website for customer service. I had Wi-Fi and I thought to contact APRIL to let them know what happened rather than waiting until I got home which I’m glad I did. They told me not to worry. I gave them the date that I was gonna be home which was like a month later. I let them know about what happened, my situation and that I needed to file a claim. They emailed me, made notes and sent me the forms. I felt very comfortable that they were aware and that it was okay to wait. Everything went like clockwork. It went well other than I got stuck. When they sent the email, I told them that I was not even sure if this is the right place to notify anybody and it got routed to a supervisor. They responded to me and they took care of it. Everything was smooth, the right people got it and I got the right response. I had an excellent experience with APRIL and I will highly recommend them.

Thank you for trusting APRIL Travel Protection to safeguard your vacation. It's great to hear you were able to reach out to our team while you were still abroad and we were able to meet and exceed your expectations. We appreciate your confidence and hope to insure your future travels.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed July 23, 2018
APRIL Travel Protection was really good. We had to abort our trip because of health reasons, and we were very satisfied with the results. We went through the process and got the documentation certifying that we had a legitimate claim, and it was paid. It seemed relatively easy jumping through the hoops and getting everything squared away. If we take another lengthy excursion, we’ll buy APRIL again because we were satisfied. However, I don’t like that I have to pay extra because of my advanced age but I understand why that occurs. With the reasons there are for that, I’m more of a risk.

Thank you for trusting APRIL Travel Protection to safeguard your vacation. We appreciate your feedback and are pleased to know you are satisfied with our service. We look forward to insuring your future travels.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed July 20, 2018
When my wife and I went to India, we used APRIL as our travel protection insurance. Purchasing the policy was fine and we got it from SquareMouth. One time, we had a claim when we went to a bunch of places in India and then when we got off in one stop, one of our bags didn't make it. Even though our bag was found quickly, we were headed to the Himalayas and we had a train to catch. So we had to leave and the airline didn't want to send our bags to the Himalayas. Though most of India is pretty warm, the Himalayas aren't in January and so we had to buy some winter clothes for my wife as her carry-on bag only contained warm weather clothes. We put a claim for the things that we had to buy and while they covered everything they said they would cover, what bothered me was they wouldn’t cover any makeup or anything that my wife normally uses. Basically, we had to buy toiletries and cosmetics.
When you buy a plan, it says luggage replacement and even though my wife was only using the make-up for three days, we couldn’t buy a three-day size of makeup. Instead, we had to go to a store and buy a full size one. So I was annoyed because I really didn’t know until I put in a claim and then all of a sudden they told me they don't cover makeup. For a woman, that’s a necessity and it was a kind of exclusion that people just don’t see when they apply to get the policy. Other than that, everything was fine. It was very easy to put a claim through. Furthermore, the people at APRIL were very nice. They called and explained everything. In closing, while the company is not perfect, they weren't hard like the other company we had the last time.

Thank you for trusting APRIL Travel Protection to protect your vacation. We appreciate your feedback regarding your claims experience. We hope you will consider APRIL for your future travel insurance needs.
J. GarcesClaims Manager
APRIL Travel Protection
Reviewed July 13, 2018
I had a claim over email with APRIL Travel Protection a year or two ago. It was all digital and went through smoothly. I had used them previously and went back to them. I would recommend them.

Thank you for trusting APRIL Travel Protection to safeguard your vacation. It's great to hear that you've been pleased enough with our services to use us repeatedly. We hope to continue insuring your future travels for a long time.
J. GarcesClaims Manager
APRIL Travel Protection
APRIL Travel Protection author review by Holly Johnson
APRIL International offers multiple travel insurance plans for anyone traveling internationally. Coverage includes medical, death and disability, trip cancellation, baggage and more. It has a presence across 37 countries to help cover your single-trip and annual multi-trip plans.
Economy single-trip plan: The economy single-trip plan covers 100% of your trip costs due to situations like injury, sickness, death, supplier default, weather, natural disasters, terrorism, military duty, strikes, and more. You get emergency medical coverage of up to $50,000 with no deductible and a pre existing condition waiver if you purchase your policy within 14 days of making your trip deposit or payment. Finally, you get tip interruption and evacuation coverage of up to $250,000. Free quotes are available online.
VIP single-trip plan: This plan is great for families taking a trip lasting up to 60 days and wants higher coverage limits and optional upgrades. This plan covers 100% of your trip costs due to all the situations included in our Economy Plan as well as pregnancy, job loss, traffic accident, hurricane warning and more. You can cancel your trip for any reason and still get 75 percent of the costs covered. You get medical coverage of $250,000, trip interruption and evacuation coverage of $550,000 and renter’s collision insurance for $30.
Universal multi-trip plan: This plan is made for people who take more than three trips each year lasting up to 90 days each. The plan includes trip interruption coverage of up to $5,000, evacuation coverage, including medical and non-medical of up to $100,000 and emergency medical coverage of up to $50,000 with no deductible. You’ll also get baggage coverage of up to $1,000 covering damage, lost baggage and delays. Quotes are available online.
Elite multi-trip plan: This plan is made for people who take more than three trips a year lasting up to 90 days each and want higher coverage limits. The Elite plan includes trip interruption coverage of up to $5,000, evacuation benefits including medical and nonmedical of up to $250,000 and emergency medical benefits coverage of up to $100,000 with no deductible. You also receive baggage coverage of up to $2,500 for delayed, lost or damaged baggage.
Trip cancellation plan: This plan is designed for people who are concerned about their trip being cancelled due to weather or natural disasters, unexpected employment issues, terrorism and the health of relatives. You can purchase an Any Reason Cancellation upgrade to cover 100 percent of the cost of your trip for any reason. Specifics include: Must be under 80 years old to purchase, days traveled must not exceed 60 days and the maximum trip must not cost more than $20,000 per person. Check out a full list of details online and get a free quote.
Holly Johnson is the founder of Club Thrifty, a personal finance and travel resource geared to families, and has over 10 years of freelance writing experience covering credit cards, loans, insurance and other banking topics. She is also the co-author of budgeting book Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. Johnson is an investment expert who built and manages her own seven-figure portfolio, and she frequently writes about various investment strategies.
APRIL Travel Protection Company Information
- Company Name:
- APRIL Travel Protection
- Year Founded:
- 1988
- Website:
- AprilTravelProtection.com



