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APRIL Travel Protection makes travel insurance simple. Whether you are looking for single trip plans, multi trip plans, or trip cancellation plans, the team at APRIL Travel Protection is ready to assist you. Contact us today to get a quote or to learn more about our service!
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Reviewed Aug. 9, 2022
This insurance is a scam. They will do anything to avoid paying you. The customer support is incompetent. I was on a trip to Canada when I got covid. I contacted the insurance right away to make sure I have all the right documentation to get compensated later. They did not reply, and, later claimed that my documentation was invalid (when I recovered and it was too late to get a positive test). I have already filed one BBB complaint which helped to get the claim filed. They promised to process the claim within a week, but there is still no response/communication after a month and two follow up emails from me. I am about to file a second BBB complaint and get help from a lawyer.
The insured was mistakenly dealing with our 24/7 emergency assistance team instead of the claims department. We got her claims initiated in the correct way & quickly reviewed. The insured is still missing properly completed claim forms & a clear copy of her travel itinerary. We tried reaching out to the insured twice without any success or a response. As soon as those last 2 items are received, her claim will be adjudicated accordingly.
Reviewed June 19, 2022
Updated on 08/26/2022: So I put in a review of the above company and they then responded publicly that I had not provided the correct information for my claim and that they had requested it more than once previously. As I was unable to respond publicly I would like to get it out there that this company does not provide the service that they claim. I provided all documentation requested and the documentation they say was missing was provided twice. They stall in the hope you will forget about it. It is now nearly 9 months that I put in my claim and I have not heard a single thing from the claims adjuster since I provided the "missing" documentation. I have put in a complaint with the Department of Banking and Insurance and have spoken with a lawyer. These companies should not be allowed to take advantage of people and get rich from people that trust their fake promises.
Original Review: I wish I had found this site before buying travel insurance with April Travel Insurance/Broadspire. I purchased travel insurance with this company in December 2021 for a family trip to the UK. Unfortunately, while there, I got covid and so we had to cancel some events and stay a few more days giving us extra expenses. When I tried to put in a claim in for the extra expenses and also theatre tickets that we were unable to use because of covid their website would not let me upload the documentation they requested so I had to mail my claim to them but I received acknowledgement on January 11th that they have received it.
Since then I have heard nothing. I received a letter dated May 6 requesting documentation that they already have. I have tried to speak to the representative dealing with my case numerous time and still have yet to speak with them. I have been told by other staff that I should give it a few more weeks and that they would get a manager onto it and again no response. I believe that they do this in the hope you will forget about it, they take your money and refuse your calls, correspondence and claims.
It appears that this insured had not provided the proof of payment their adjuster had requested for theater tickets they were asking to be reimbursed. This request from their claims adjuster was made more than once & the insured finally provided that information about 1 week ago. Their claim will be reassessed shortly.
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Reviewed May 9, 2022
Updated on 08/20/2022: Dear All, I'll write the review about this company for the second time. For your own peace of mind and safety, please don't buy travel insurance from this company, it's just a waste of money!! There won't be any protection. The first time I wrote the review, they reach out to me after how many times call and email sent. They explained to me what is the problem, which shouldn't be a problem if they have a PROPER communication. After I got what they want and sent it via email, same thing happened. As if they never exist!!! What a lousy company!
Original Review: Bought it when I traveled to Singapore Dec 2021. The cheapest travel insurance indeed, but please buy from reputable insurance company. I got contacted with Norovirus. Went to emergency and hospitalized for 1 day plus CT scan. It costs me 5k. Until now May 2022, no news, no good intention in paying my claim. I've been calling and emailing for several times, submit all required docs. It's a scam!!! Wonder why they let this company operate in US.
We spoke with this client to get them to understand what their claims adjuster had been asking them for. Hopefully, they will provide that soon so their claim can be reviewed and adjudicated accordingly.
Reviewed April 22, 2022
I purchased insurance for travel to Italy during Covid. I was reassured that they would cover claims for Covid related incidents. Customer service returned my questions within a day when I tested positive while in Rome. They told me to make sure I keep receipts and results on any additional costs incurred. I felt great that I had purchased this insurance before I left, UNTIL I came back and that’s when the problems started. I was sure to upload all of the required documents right away. I submitted my information on 2/13/22, “ Please allow 2-3 business days for the completion of this review.” it is now 4/22/22 and have yet to hear from my adjuster, Quinton L. I have left many messages, tried to speak to supervisors, talked to many customer service agents that have been unable to get me connected to anyone who can help. Don’t waste your money on April insurance now GoReady Insurance.
We responded to this client privately 3 days after their review was posted. Apparently, their claim was paid but the insured never received the check. Their address changed from the time they originally bought their policy, so we reissued them another check to their new location.
Reviewed April 12, 2022
July 2021 we purchased travel insurance from April Travel. We left on a small boat out of Portugal returning Oct. 25. I damaged a tooth and made an appointment asap. April Insurance has done nothing but drag this case out, asking for additional information and transferring my claim to 5 different departments. After over 30 phone calls, never returned, emails, etc. I was informed this claim would not be honored because work was not attended to until November 22. Again I sent information information starting my first dentist visit was November 2. This has been major work, a 4 tooth bridge with two extractions. It is now April 12, 2022 and next week I hope to have this work completed.
After 6 months of waiting, Lisa **, the adjusted, actually phoned me to say this claim won't be honored since I didn't go to a dentist on Portugal. We were on a small ship, 74 passengers, and floating down the Duro River. I only wish I had read the reviews before we purchased the insurance. The coverage would have been a drop in the bucket compared to the thousands of dollars I have spent, but worse of all the stress and health issues this has caused me. I would advise consumers to Never, Ever use this company. Barbara **. Case **
This insured did not understand that ALL travel insurance policies coverage ends once you return home. This insured sought dental treatment after they returned from their trip & expected their travel insurance policy to pay for it. There is no company offering travel insurance in the United States that would pay for that situation. The insured hung up on us when our claims department tried explaining this to her.
Reviewed Feb. 26, 2021
I am a European expat living in the US and my annual premium with April International is $6000. I am in the process of trying to get April International to cover an MRI I need because of pain I am experiencing in my pelvis. The cause is unknown but could be fibroids, endometriosis, adenomyosis, pelvic inflammatory disease... it is impossible to tell without the MRI. This is affecting my health and potentially my future fertility. They refuse to cover an MRI to diagnose my condition despite my Doctor submitting multiple requests and also refused a peer to peer review suggested by my doctor (standard practice in the US if an insurance company denies a claim) to go over my symptoms and case in more detail. They refused this review with the reasoning that their medical board is in France. They have phones and computers in France so not sure why this is an acceptable reason when I pay $6000 per year for their services.
My Doctor says this is one of the worst experiences she has ever had with an insurance company denying essential care. In my Doctor's words they are refusing to cover anything to do with female reproductive organs and my uterus. I am an otherwise healthy woman in her mid thirties with no other claims made on this insurance aside from the usual annual Doctor's appointments and their refusal to cover essential gynecological care and imaging that is needed to diagnose the cause of my pain is in my mind sexual discrimination. I would advise all women to use another provider for health cover and avoid April International for themselves and their families.
Unfortunately, you've contacted & provided a review with the wrong company. We are APRIL Travel Protection which sells short-term travel insurance (typically for leisure vacations) strictly to U.S. residents. However, we do have the contact information for some individuals in Europe that manage the Expatriate Insurance Program you're likely a part of & will be happy to pass your comments on to them. We'll send you a private response following this message to gather more info.
Reviewed Feb. 2, 2021
On February 20, 2020 nearly one year ago I purchased a ticket to a conference event that was scheduled for August 14, 2020 In Los Angeles, California. I purchased insurance on this ticket via April Travel Protection. As the date was approaching, due to Covid the event was rescheduled not once but twice and subsequently canceled. The date was moved to November 2020 in New York and then changed again to California for December 2020 before being canceled completely. Attendees received no correspondence from the event or insurance provider. They discontinued use of their social media and website and have stopped giving updates and responding to requests. Many like myself have lost airlines fees and ticket fees with no communication from both the event and April Travel Protection. In addition to their canceling of the event and unprofessionalism I have had both illness and surgery.
I had surgery September 2020 and my doctor provided documentation that I will not be able to travel. Despite me giving ample documentation from my doctor and the fact that this event may not even occur! April Travel protection has refused to refund my ticket. I submitted this evidence in November and despite hearing nothing from their claim adjuster while they "reviewed" for three months, they finally reached back out and refused to issue a refund. Not only was this event canceled, but additionally my doctor said I cannot fly or travel.
I know that covid may cause companies to lose money but is not appropriate for them to deny refunds and pocket consumers money for events that did not occur. Also, they were very inappropriate with regards to my medical records. My doctor said he did not clear me to travel. They then went back and forth requesting more and more of my medical records and personal information debating with my doctor. Please do not purchase insurance with this company. They do not act fairly or appropriately. It is a scam.
This insured's claim was denied as they underwent an elective, not emergency treatment. Cancellation insurance does not reimburse for situations that the insured has the discretion to undergo if & when they want.
It's worth noting that prior to filing a claim due to this elective procedure, they originally tried using their fear of COVID as the reason they didn't want to attend their event. Eventually, their event was cancelled so they were fully refunded for their ticket & insurance monies.
Original Review: Jan. 18, 2021
I purchased cruise insurance from April Insurance for a 14 day cruise. I paid $1,100 for insuring my wife and myself. My cruise was canceled because of the pandemic. My cruise company was kind enough to apply my cruise cost to a shorter 10 day cruise we booked for a later date, as well as giving me credit for the four days we will not be using.
I contacted April Insurance to ask for a refund of the difference between the 14 day cruise insurance and the 10 day cruise insurance. I was told they do not refund monies once you pay for the policy. I was also informed that if I had paid for a 10 day cruise which was canceled and then decided to book a 14 day cruise instead, I would have to pay for the additional 4 days. That is understandable. But not returning monies for a shortened cruise is UNFAIR! What is the justification to charge more for extra days and not refund for fewer days? We cruise often, and there are plenty of other companies that will be quite happy to get my and your business. Every business I know of is making many allowances because of situations resulting from the pandemic. As far as I'm concerned, April Insurance is not one of them.
We have been in contact with Mr. Richard and were able to grant an exception for his unique situation. He has received his settlement and is very pleased with the outcome.
Reviewed Dec. 14, 2020
Well once again I've been suckered by the insurance industry and their complete unwillingness to fulfill liability. My April Travel Ins policy for trip dated 3-6-2020 to 3-14-2020 where I encountered a flight delay and diversion to Newark instead of JFK claim denied! Now I was not trying to claim more than only my transportation from Newark back to Kennedy airport. A $60 SUV rental to fit equipment and luggage plus the port authority and Triboro Bridge auth. tolls of $25.00. I was also going to ask for my United airline equipment baggage $200 fee but Swiss Air proved to be very generous and understanding about reimbursing that. So for $85 April Ins. asks for you to stand on your head so that they can take refuge behind what they want to be caused by Pandemic that had not yet been declared! Do not buy travel Ins. It is an absolute joke to make a claim!!
Unfortunately, Charles never filed a claim so it's not accurate that his claim was denied. Following this review, our Claims Manager contacted & assisted Charles in opening his claim which will be adjudicated according to the terms & conditions of the policy. He was formerly advised of the benefits of the policy, what items are eligible for reimbursement, & under what conditions, so perhaps that's what he was referring to. We'll be happy to answer or assist Charles in any other was necessary.
Reviewed Oct. 16, 2020
I made a claim on my travel protection policy (trip had to be canceled for medical reasons not related to covid). April honored my claim in small part and, after hemming and hawing, eventually denied it in large part. The adjuster was not knowledgeable and when I pointed to the fact that her reason for denial is squarely contrary to the language of the policy, she ignored me. I am pursuing legal action against them and expect to assert a bad faith claim. Highly recommend that potential customers look elsewhere. In my case they ignored the provisions of their own policy and basically tried to rewrite it. Expect that the is SOP for them and they will probably do the same with others.
As William noted, he was reimbursed by April for the non-refundable items encountered. However, he was offered vouchers from his travel supplier which is considered compensation & was denied additional reimbursement for this. William states he never received these vouchers and preferred to receive cash refund. The travel supplier noted his comp would be after April 2021. Displeased with this outcome, William pursued legal action, which was settled this month to the satisfaction of both parties.
APRIL Travel Protection author review by Holly Johnson
APRIL International offers multiple travel insurance plans for anyone traveling internationally. Coverage includes medical, death and disability, trip cancellation, baggage and more. It has a presence across 37 countries to help cover your single-trip and annual multi-trip plans.
Economy single-trip plan: The economy single-trip plan covers 100% of your trip costs due to situations like injury, sickness, death, supplier default, weather, natural disasters, terrorism, military duty, strikes, and more. You get emergency medical coverage of up to $50,000 with no deductible and a pre existing condition waiver if you purchase your policy within 14 days of making your trip deposit or payment. Finally, you get tip interruption and evacuation coverage of up to $250,000. Free quotes are available online.
VIP single-trip plan: This plan is great for families taking a trip lasting up to 60 days and wants higher coverage limits and optional upgrades. This plan covers 100% of your trip costs due to all the situations included in our Economy Plan as well as pregnancy, job loss, traffic accident, hurricane warning and more. You can cancel your trip for any reason and still get 75 percent of the costs covered. You get medical coverage of $250,000, trip interruption and evacuation coverage of $550,000 and renter’s collision insurance for $30.
Universal multi-trip plan: This plan is made for people who take more than three trips each year lasting up to 90 days each. The plan includes trip interruption coverage of up to $5,000, evacuation coverage, including medical and non-medical of up to $100,000 and emergency medical coverage of up to $50,000 with no deductible. You’ll also get baggage coverage of up to $1,000 covering damage, lost baggage and delays. Quotes are available online.
Elite multi-trip plan: This plan is made for people who take more than three trips a year lasting up to 90 days each and want higher coverage limits. The Elite plan includes trip interruption coverage of up to $5,000, evacuation benefits including medical and nonmedical of up to $250,000 and emergency medical benefits coverage of up to $100,000 with no deductible. You also receive baggage coverage of up to $2,500 for delayed, lost or damaged baggage.
Trip cancellation plan: This plan is designed for people who are concerned about their trip being cancelled due to weather or natural disasters, unexpected employment issues, terrorism and the health of relatives. You can purchase an Any Reason Cancellation upgrade to cover 100 percent of the cost of your trip for any reason. Specifics include: Must be under 80 years old to purchase, days traveled must not exceed 60 days and the maximum trip must not cost more than $20,000 per person. Check out a full list of details online and get a free quote.
APRIL Travel Protection Company Information
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- APRIL Travel Protection
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