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AIG Auto Insurance Reviews

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About AIG Auto Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

AIG offers high-end auto insurance policies that cover luxury vehicles and/or several vehicles at once. The company specializes in serving individuals with a high net worth, including about half of the Fortune 400 list. It’s a large company with many assets and resources, but its policies are fairly expensive for the average driver.

Visit www.aig.com/home/risk-solutions/individual
Pros
  • Covers multiple vehicles
  • For luxury cars and other auto types
  • Comprehensive website
Cons
  • Rates are higher than average
  • Primarily for high-end cars

AIG Auto Insurance Reviews

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    Page 2 Reviews 40 - 80

    Reviewed Jan. 20, 2009

    I had an accident in Arkansa while travling home for christmas vacation on the 23rd of Dec.2008. My adjuster that was assigned to me was not very knowledable about how to do his job. He would not return 75% of the messages I left with him and of course he would only answer the phone maybe 25% of the time. I did not know that AIG employees only work between the hours of 9am-5pm. If you have any questions or need to talk to a real person after hours, you are out of luck. They also do not work on weekends, so don't have an accident on weekend or between the hours of 5pm-9am. You won't get anyone on the line.After two weeks of trying to get some information on my truck damage from my adjuster, he could only tell me that it was assigned to an appraiser. After not being able to contact him by phone to talk to him, another adjuster told me that I had to contact the other insurance company of the vehicle that hit me on my own. My personal adjuster never told me that, and as a result I wasted two weeks of trying to get something accoomplished on my accident claim. To make a long story short, I had to call the adjusters manager to get the appraiser's name and phone number to see why he had not appraised my truck damage yet. He tells me that he is the only appraiser in Arkansas, and that he is doing the work of 3 people, so he will get to it when he gets a chance.When I did call him up to check on the status of my truck, which had already been in storage for two weeks, he asked me if I knew where the truck was. My personal adjuster never even told him where the truck was located so that he could go and appraise it. I had to tell him that information. A week later he tells me that it is totalled and that he now turned my claim over to another adjuster, who like the other two employees, does not know how to communicate with the customer. Aig must not have phones, computers to send email, or herd of faxing information to the customer to settle claims faster. It is the 20th of January, and they have still not paid off my truck or contacted my lien holder. They have no motivation or personal skills to deal with the public. I am cancelling my insurance as soon as they settle this claim. I do not recommend AIG or 21st century insurance to anyone. They are cheap and as the old saying goes- you get what you pay for.
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    Reviewed Jan. 13, 2009

    Went to recycle business, insured by AIG Insurance, and damaged my personal vehicle due to managers incompetence. Filed a report and received a claim number. Now I cannot get anyone at AIG to answer my phone calls as to the status of the claim.
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    Reviewed Nov. 17, 2008

    I set up an auto insurance policy with AIG as of August 18th, 2008. When I received my first bill the following month, I noticed a fee of $3 per month for NOT using automatic bank draft to make payments. So, I called in to make payments automatic to avoid the fee. Nearly 2 months later, I receive a letter from AIG stating that my insurance was going to expire due to nonpayment. They said that even though I called in two weeks in advance, the automatic bank draft would not start working until the following billing cycle. So instead of notifying me when the bill was due they waited an entire month afterward and then expected me to pay for 2 months all at once to keep the policy active, simply because their system did not automatically charge my bank account. I told them to let the policy cancel. AIG has a lot of customer service issues and can't seem to get anything right, and they also convieniently forget to tell you a lot of important information. I do not recommend using this company for anything.
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    Reviewed Nov. 16, 2008

    My daughter was involved in a car accident on 10/22. The claim was reported immediately that evening. They took possession of the car on 10/23, as well as informed me of how much the payout amount would be. They sent documents to be signed - first set not received. The second set was received on 10/29, and sent back to them on 10/30. As of 11/8, they claimed they still hadn't received the docs (they are about 50 miles from me, not 1,000.) When tracked, the docs were due in their office that day (11/8). However, they would send me out new ones to sign. I did receive the new set, however did not sign or send back as they had received the first set. I called them back again. They are refusing to send out a check until they receive a SECOND set of signed docs (already have in possession the first set.) In the mean time, they only pay rental car coverage for 2 days past the date of notification of the PAYOUT, not upon receipt of the check. I had to fight with them twice to extend the car rental. Now, I've been paying for a rental car out of my own pocket for a week (however my policy states up to $900), and they are refusing to send a check to my lienholder. In fact, my lienholder spoke with them directly almost two weeks ago looking for payment, and they were told it would be sent immediately upon receipt of my signed docs - which they've had for a week. Now, I cannot buy another car until this other one is paid out, I'm having to rent a car at $30 a day, and there is no resolution. Maybe this is why they are in financial debt and need a bailout. If they'd stop their $500,000 party weeks, our claims would be paid. Oh wait, there's more. They deducted my car insurance out of my bank account on 11/1 for a car they have possession of, sent me a bill for my December payment, for a car they have possession of... Isn't that car theft? They took a car and didn't pay for it? Then, isn't it robbery to take money for an insurance policy on a car they know I don't have - that they do? Oh, wait. The financial end of it doesn't know about the claim until it is paid out, therefore according to THEM, I still have the car....
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    Reviewed Nov. 10, 2008

    I called AIG to inform them my car was involved in an accident where it wasn't my fault. Provided them with all information necessary. After about a 2 weeks, I was notified that I wasn't covered anymore. Apparently, they had cancelled my policy, to which I was not notified of. I made my insurance payment in full, paid the full premium of $370 in June of 2008. Apparently, it was due in the latter part of May. I never was notified that my policy had been cancelled, nor had I received my money back. I told them I had paid the premium in full back in June. They asked for proof so I had my bank send them a fax showing when my payment was deducted from my bank account. They called me after this and said they still would not cover me and that now they would be sending me a refund. This is unacceptable being they are doing this after I called to get my car fixed. I was under the impression that I had car insurance and had been driving my car with no worries. If I had known that they had cancelled my policy, I wouldn't have been driving my car, nor would I have allowed others to drive my car. They are receiving all this help by the Govt bailing them out, yet they are not being responsible to their customers.
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    Reviewed Nov. 3, 2008

    I was stopped in a middle turn lane to take a left into my driveway. The traffic is always heavy at 3:15 p.m. the road is heavily congested during rush hours and there is a red light at a 4 way intersection behind where I was stopped. The traffic was backing up in front of me down the road and around a sharp corner. A man in a pickup truck stopped to let me through. I got in front of him and slowly edged forward to look for any further oncoming traffic in the second opposing lane. I did not see any and proceeded through to my driveway. I was almost completely in my drive way when a woman in another vehicle hit me at my rear passenger side wheel and bumper. The only thing I can figure is she came flying around the corner and up over a little hump in the road and she was going so fast she did not react at all. The woman never tried to avoid the accident, she stated she started to put on her brakes when she hit me she stated she never saw me until she hit me. She was driving very fast in heavy traffic, is 80 years old and was huntched over. Not from the accident, there were no injuries just due to her age. I called AIG immediately and they said on the phone that I was 100 % liable. I explained that she hit me at and behind the rear tire that she should have seen me and slowed down. She shoved me 15 feet into my yard through 2 mailboxes and 2 street signs. Her car remained on the pavement. The WV drivers manual states that if you are 50% or more into a turn and someone hits you, it is there fault. AIG stated since I went across opposing traffic it was all my fault. They did not even have the police report yet and were assigning blame totally on me 1 hour after the accident. Since they assigned me blame, I was told I cannot use a lawyer on my own to seek payment for the damages because my own insurance company says it is my fault. I only had liability on my car, so all I can figure is since AIG does not have to spend any money to fix my car, they do not care if it was jointly the other persons fault.
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    Reviewed Oct. 29, 2008

    I purchased an auto insurance policy on Sept 19 2008,my total premium was 2,045.30.
    They added another driver to my policy, I contacted them to remove this person from my policy because they do not live with me and is not my child. They withdrew money from bank account through the automated system that you must use in order to get the insurance. On Oct 19 2008 they withdrew $742.72 instead of the $385.79 that was agreed upon in my contract. I sent them a letter from myself and the person they added to my policy,I also faxed a copy of the persons driver change of address that they requested.
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    Reviewed Oct. 6, 2008

    I had an auto policy with AIG, which acquired Colonial Penn (a PREFERRED RISK insurance company that only insured drivers over 45 who had no accidents or tickets for 5 years). My policy with AIG carried a very high premium ($1,250 for 6 months) because I added my daughter, who was under 25 at the time. In August 2008 she turned 25, which was prior to the renewal date - September 2, 2008. AIG had this information. Nonetheless, AIG sent a renewal notice with the same premium. When I called to inquire as to why the premium had not been reduced I was told that there was a youthful driver in the household. I advised the agent that this was no longer the case, and, as such, I was entitled to a lower premium. The agent, who refused to address the point, responded that the only way to lower the premium was to reduce coverage and take a defensive driver course. I asked to speak to a supervisor, and after getting the same response, I told her that I was cancelling the policy effective immediately. The supervisor responded, YOUR COVERAGE IS CANCELLED. (I didn't tell them that I had already switched coverage to State Farm at a much lower rate).

    Afterwards, I received a payment reminder. I wrote POLICY CANCELLED AND MAILED IT BACK. A few weeks later, I received a bill from AIG for coverage between the renewal date and the date of receipt of my letter. In response, I sent a letter reiterating that I had cancelled the policy prior to the renewal date.

    My next step is a formal complaint to the Florida Insurance Commissioner. This is an outrage.

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    Reviewed Oct. 3, 2008

    I received a notice saying that AIG was no longer going to cover single vehicle policy holders. When I called other companies for quotes, they had never heard of this. I tried to contact AIG directly and asked about this. I was told they do cover single vehicles but Kentucky policy holders must apply for a quote online. Seems unfair in both aspects.

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    Reviewed Oct. 1, 2008

    A.I.G. direct said they will not pay the money for the damage an Allied Waste employee did because Allied Waste is not accepting responsibility for what they have done to my car. I have given A.I.G. pictures at the scene, and four witnesses but it still wasn't good enough. A.I.G. did not want to help us from the beginning and they have been twisting the story and saying two different things to my husband and I. I had so much good proof that Allied Waste did this certain damage to my car and A.I.G. only says they will replace the windshield, which isn't even half of the damage. They have lied to us on several occasions and even made us go to other body shops for different estimates because they didn't believe the first.

    This incident happened a month ago and A.I.G. kept wanted us to do this and do that. We have done everything they asked just for them to tell us we're lying. I have filed a complaint with the Texas Department of Insurance, and will continue to do whatever it takes for A.I.G. and Allied waste to take responsibility. My biggest regret was not filing a complaint with the police with a hit and run since Allied Waste left the scene without even saying anything. I trusted their supervisor, Paula, who said the damage would be taken care of. BIG MISTAKE.

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    Reviewed Aug. 20, 2008

    I got insurance from Insure One with AIG Insurance. I got in a car accident where a vehicle hit my car when I was passing the alley. The accident happened on June 2. 2008. It is already Aug 20, 2008 and my insurance has not yet payed to get my car fixed which is something they said they would do. The Insurance had to investigate on the other party that hit my car because he had no insurance and a suspended license. My insurance keeps making excuses as to why they haven't fixed my car yet. I can't go with my car damaged any longer.

    There is no reason for them to take this long it is something that could have been done long ago. Also they don't seem to care that they are wasting my valuable time to nonsense such as this one. When I first called so speak to Mike he would never answer the phone and I would always be put on his voicemail. Since then, I haven't spoken to him once after. If it wasn't for the nice lady at Insure One calling me and letting me know what is going on with the claim I would never know.

    The Insurance had notified the lady that by August 20th of 2008 they should have more info on when they are going to fix my car. Today the lady called me telling my mother that Mike said that they will not be fixing the car yet and that he has send a letter to the Secretary of State which is something he said he has done long ago.

    The part that is hit is the front bumper. The front bumper is worse that it was before because it is breaking more and more everytime it is left with getting fixed. It has been touching the tire which is causing the tire to scratch against it messing up my tires. It is also a hazard because the part can fall at any moment causing another accident. A piece that has also fallen is the piece that keeps rain from going inside the engine so a big storm can mess up my car at any time. Also I can get a ticket for having my car the way that it is. Winter is also coming and I have to have my car in good condition for the bad weather.

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    Reviewed Aug. 1, 2008

    Fortunately, for me, nothing happened thanks to my father, who raised the red alert flag when he heard about my AIG 6-month quote of $383, with the 'catch' being that the first two months payment must be paid by debit or credit card over the phone. When I told them I didn't have plastic and wanted to mail in my payment they said that option is not available. I called twice, the details above was the second call. On the first call I was told that to get the low rates, I was would have to pay by credit.

    When I called back (me simple mind) I asked them what the difference was between the 'discounted,' credit-only rates and the usual rates (assuming they had a mail in option with a different or higher
    rate). I was told by the second rep that there was no difference in the rates so their reason for credit card only payments is a mystery to me.

    The quote was for $383 for six months, or $63.86 per month. The first two months equals $127.60 although I was told $132 payment would be the amount needed to start the insurance and get a policy mailed to me. It appears that a service charge is being added to bring the $127.70 up to $132 quoted charges, in order to start the policy.

    Yesterday, when I asked about reasons for a credit only payment policy, I was told that I would have to speak to the rep's manager. I was transferred to the manager's voice mail who has not contacted me since. I can only surmise that AIG might be a start up company that uses only credit cards to finance their business? In any case, I don't give out social security or credit card numbers over the phone, so that raised a tiny suspicion that this might be a scam, when I first talked with them.

    Another mystery is why their email states they are still 21st Century Insurance when AIG bought them out and is a separate company. Is this misleading information or simply not enough information? My father was a customer of 21st Century Insurance for 30 years, so thought something might be not quite up to snuff when I told him I couldn't mail a check to the Woodland Hills address (21st Century's old address). Also, he told me that insurance companies are under special laws which are overseen by the California Insurance Commissioner's office. He said it is possibly a discrimination practice if an insurance company does not allow some individuals access to auto insurance based on how a payment is made.

    When I called back to ask the reasons why the payment method is limited to over the phone credit charges, I mentioned that the California Insurance Commissioner might see this as a discriminatory practice. This is probably the reason why I did not get a call back! If they keep up their practices, the Internet will let everyone know 'Caveat Emptor' rules buying insurance policies,including AIG. I am calling the California Insurance Commissioner today. If you are in California, you can call the Consumer Services Divison of the California Dept. of Insurance (the investigative branch of the CA Insurance Commissioner's office). The prompts will ask you to press a number for coverage or cancellation calls and another for insurance company/agent questions or suspected fraud calls.

    ADDENDUM. I called the number above and found out that to date there are no special rules about how insurance payments are made or collected. AIG is the owner of 21st Century (still named as 21st Century, officially) and they own a number of insurance companies. They

    are setting themselves up as a hub of insurance companies at the Woodlawn Hills address. He said they are not breaking any rules or discriminating because there are no laws about how payments are collected. Also I was told one woman who called for help told the DMV she had AIG and the DMV couldn't match her claim with AIG as the named insurance company until the commmissioner's office was called. They suspended her license in the mean time while the real name of her insurance handler was located.

    Be warned that under AIG there are different companies handling different types of insurance but AIG is probably not the official name of the company handling your insurance. They do handle some claims directly but you'll have to ask them directly what company is handling the policy. Also, these companies operate on a per unit basis, e.g., you buy insurance for a 6 month period and the payment is due before you get the policy. This means that the company takes out a loan with the promise that you'll make monthly payments.

    If they are going by credit card payments only, then they have their hands directly on your account and are taking less risk that you will pay/not pay back the entire policy amount. I was told that some companies add on a service charge for each payment, usually $4 dollars but it can go up to $12 dollars per monthly charge so there is a hidden fee you won't hear on the initial policy quote. Result: I have to find another auto insurance company. The insurance commissioner's web site has an insurance comparison link under 'consumers' link.

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    Reviewed July 29, 2008

    I have been with AIG Auto Insurance for 1 year. I was to renew my policy on 9/30/08 and received a non renewal notice in the mail today stating the REASON FOR NON-RENEWAL---NON-RENEWING ALL SINGLE CAR POLICIES. I am 63yrs. old and have been driving since I was 16 and have had only 2 tickets in my entire lifetime. I cannot believe that an insurance company has the right not to renew your policy because you only have one car. I have never heard of such a thing before. To me that is discrimination. What do I have to do get another car to keep my insurance?

    I have to call around and try to get a new insurance policy and when I tell the new insurance companies that I am not being renewed because of only having a single car, I am told they have never heard of such a thing either. What an embarassment.

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    Reviewed July 18, 2008

    After being a loyal customer of 21st Century Insurance 14 years, the company was bought out by AIG. Immediately AIG began to change the terms and conditions of the policy. Most noticeably, they got rid of the 30 day grace period. I suspect this is in an effort for them to cancel as many 21st century customers who are paying low payments. In my case, a payment that was mailed on July 1 was not processed by AIG until July 9th The check was mailed from literally 2 miles down the road and it took them 8 days to receive it? Coincidently, my policy expired on the 8th, ONE DAY before my check was posted by AIG.

    Sure enough they canceled my policy and charged me $50 cancellation feel. The next day I received an email from them encouraging me to apply for a new policy. I requested a web quote and the rate was 33% higher than my previous rate. After reading all complaints here, my experience is a blessing in disguise. I am glad I did not have to file a claim through AIG and deal with a nightmare. All 21st Century customer beware of AIG's modus operandi. If you want the low rates, ensure that you make your premium payments way ahead of time. However, you may be better off changing carriers and paying a few dollars more.

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    Reviewed July 7, 2008

    AIG obtained my credit card number from US Bank, and offered me accident insurance over the phone. I told them I was not interested. Two months later, I received info by mail, and noticed that they had begun to make monthly charges to my credit card. I called US Bank (circa June 3rd) and told them this was an unauthorized charge. US Bank took no action, but claimed that I had to work this out with AIG. When I contacted AIG, and informed them that this was an unauthorized charge, they first claimed that it was my responsibility to respond within 60 days of their solicitation to cancel the proposed policy.

    I informed them that (1) I never provided them with my credit card number, (2) never gave them either written or verbal approval to charge my account, and (3) considered AIG's action to be credit card theft. Although AIG claimed at that time to have removed charges from my account, I have seen no credit to my account.

    I will now send a WRITTEN demand to BOTH AIG and US Bank to cease and desist, but I feel that even if they refund the charges to my account, they have nevertheless engaged in a conspiracy to defraud US Bank credit card customers, and will continue with this practice until legal action is taken. I will take my own action. If you have other complaints you may want to add my name to a class action suit.

    To date AIG has made two (2) charges to my account in the amounts of $ 24.90 If this were to continue it would amount to almost $ 300 /year.

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    Reviewed June 26, 2008

    I own a Chevrolet Cavalier, was hit by [person] insured by AIG National Insurance Company, Inc.. The adjuster wrote an estimate for $1462.22 and my estimates received for repair of this vehicle are $2322.05. AIG is refusing to readjust and remit another check to take care of the damages caused by their insured.

    Physical Damage: Trunk and rear portion of vehicle

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    Reviewed June 17, 2008

    After being insured with AIG for 7 years (3 drivers, 4 vehicles) and having no accidents or citations, I had the misfortune of sliding into a vehicle on icy roads. Our bumpers hit and there appeared to be no damage, however we did exchange information. A month later a got a call from an AIG claims agent stating that the driver had fild a claim and was asking for 1500.00 dollars in repair costs. I explained what happened and that at the time there appeared to no damage to either vehicle.

    Three months later I recieved a letter from AIG informing me that I was being cancelled at the end of my policy due to this one accident. I called AIG and their customer representitive said I'm sorry. That is up to our underwriter. I asked to speak to a superviser who said the same thing. Have you ever heard of an insurance company dropping a driver for one accident in 7 years and no other issues? I think this company needs to investigated. Isn't there some watch dog organization that monitors this type of business?

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    Reviewed June 12, 2008

    I was a away on visiting my family and was pulled over at check point at which time I was asked for my license, insurance, and registration. I realized that I did not have my card in the vehicle. I called AIG and asked to have it faxed to my in laws house where we staying and where we stay on 3 weekends a month. After 2 years AIG underwriters want proof of where I live asking for bills, pay stubs, and tax returns.

    I provided with a water bill and my tax returns. With no response I get a letter in the mail that my premium has gone up and is due by this date or I am canceled. I received the letter the day after the payment was due which was 2 weeks. After 4 years of insurance with AIG NOT ONE MISSED PAYMENT, THEY CANCELED ME AND WOULD NOT RENEW MY POLICY.

    I am now paying much more for insurance which in this day and age every cent counts. I was told from AIG that I will never be allowed coverage from them again. I was driving for a day without any insurance thank GOD nothing happened.

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    Reviewed June 7, 2008

    My car was hit on the rear. I behaved like a good customer by informing AIG about accident & specifically said I don't want to open any claim with AIG as other party took responsibility of the accident. AIG's appraiser Don Hoots also agreed. But they still filed the claim, & put me into high risk category & increased premium by amount more than actual cost of repairs, which was actually paid by the 3rd party.

    Economic damage is close to 1.5 times the actual cost of repairs.

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    Reviewed June 5, 2008

    My car got totaled by two trucks rear ending me. I am self employed,they are trying to settle before it has been established which driver was a fault. I wasn't. They are trying to deny me a rental car for the amount I am entitled to which is $900 @$30 a day which is 30 days not 24. I am self employed I need a vehicle. I don't have one right now except rental and they want to reimburse me after i've payed for it,

    I have lost work because I'm the one who's had to make all the phone calls and i'm stressed out how i'm going to save my business I am a low income single mom just trying to make it. Lost work, lost clients, lost livelyhood strss factor

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    Reviewed May 28, 2008

    I have had auto insurance with AIG throught an agency for over two years. I recently added my daughter to my policy and my insurance preimimum became outrageous. Therefore, I shopped around for a different company.

    I called the agency that carried my insurance through AIG to cacel my policy. I canceled with the correct time period alotted for AIG to stop drafting paymaents from my checking account. AIG countinously drafted out of my account without authorization. This has yet to be resolved by AIG.

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    Reviewed May 24, 2008

    I have had the unfortunate experience of having to call AIG's Roadside (I hate to use the word service) Service it's more like the lack of service, two times. The first time I called for roadside service, I was driving on a rather hot day headed for National Airport to park my car and in the process of trying to find a place to park, I had a flat tire. I was on a very busy road with no place to pull off and get out of traffic so, I thought it would be best to call for service. I waited in the hot sun for about an hour and a half. AIG kept calling me on my cell to see if the service had arrived. I kept telling them the same thing, No, they have not arrived, and why is it taking so long? They asked if I'd seen anyone drive by looking for a broken down vehicle. I told them that I had not and then asked them, what was the name on the side of the truck? They said, he's not driving a truck, he's driving a car. Hmmm, I asked them why they didn't tell me that in the first place? I would have noticed a car! Anyway, he finally located me and opened the trunk of his car and pulled out a jack and replaced my flat tire with my spare....I missed my flight.

    The last experience I had was yesterday. I was on the freeway and noticed my car was running hot. Not wanting to drive any further, I exited the freeway and found the nearest gas station. Of course the gas station didn't have potable water available so, I decided to call AIG for roadside service so that I could have them tow my car to my home. I called at 3:45 P.M and was told that they couldn't get anyone to me until 6:30 P.M. and that wouldn't be a guarantee, just an estimate. I asked them why would it take so long? I'm in a very busy area where there are many tow trucking companies within minutes of where I am. They said the only tow company in my area that they are contracted with was in Woodbridge, VA. I said, that's only minutes from where I am, why would it take them so long to get here? They said, you can call them if you like to see if they can get there any sooner.

    I took their number and tried calling them but after about 50 attempts to reach them because the line was busy each time, I finally gave up. The only thing I want to say about AIG's roadside service is that it's not any kind of service. I will be changing insurance companies very soon. I won't be leaving for any other reason than for the lack of their roadside service. I will gladly return to my previous insurance company even if the rates are higher. I want everything an insurance company can offer in my contract..including service.

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    Reviewed May 22, 2008

    Im just complaining from the rate variations which is not stable usually while i have a very big deal with AIG with approx 120 fleet. i am wondering if the mentioned guy is playing a dirty play with me . I am just need another one to deal with me instead i need honest one.

    Just my company thought that i am the one who is playing the dirty play againist the company.

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    Reviewed May 20, 2008

    I have had AIG insurance for a couple of years,the monthly amount never stays the same,if you can recieve a bill from them, but they can sure send a cancellation notice.I have had nothing but problems with them.

    My agent called me and told me i had cancelled (which I didn't know) and had to pay 90 something dollars to be reinstated without a laspe,, being fed up with them i switched insurance companys when AIG found out they cancelled(again) my insurance, so for 6 days i went without insurance(they took my money though)from April 3rd to May 9th I paid them almost a 6 months premium and still owed more. Anyone mentions to me that they are thinking about Aig I will do everything in my power to talk them out of it.

    Laspe in coverage for 9 days,pay checks went to pay them

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    Reviewed May 13, 2008

    On March 14 2008 one on their Insured opened his door as he was getting out of his car and hit the right back rear side of my car. As I approached the individual to obtain Insurance information he got back in his car and took off. I got back in my car and followed him and wrote down his license plate. Where the incident happened is where the individual works at Catering place and there is where I spoke with employees to call him to come back to take care of this matter. The following Sunday I went back to place of employment and finally obtained his insurance information.

    Monday morning I called AIG and gave them a recorded accident report of the incident. I also went to their auto body repair was given an estimate and pictures were taken of the damage done to my car and faxed to AIG. The adjuster advised me as soon as they hear from their insured they will take of this matter. As of today the insured has not been cooperative and has not called to report the accident. I have been following up with the adjuster Cynthia Queseda and branch manager John Ackley and they advise me there is nothing they can do until the insured calls them as to what happened. I advised them that this person is not going to cooperate because he was very rude with me. John Ackley states that they have written letters, phone calls have been to house and as of today no response. I asked them if the insured does not call then what and his response is they need to hear from the insured.

    I feel very frustrated that this matter will not be taken care and will be forgotten. Its very clear that the insured was at fault, he hit the back right rear side of my car. What happens in a situation like mine shouldnt I get paid if the insured does not make an effort to call the Insurance Co. I hope this complaint will help others in my situation. Please help and get this complaint out to the highest authority at AIG and maybe I will be heard. Thank you very much.

    Damage to car $915.00

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    Reviewed May 5, 2008

    I have been with AIG for 10 years and my policy was canceled unbeknown to me in 3/08. I didn't find out until the DMV advised me when I tried to register my auto. I had made my payment over the internet but they never took it out of my bank account and I hadn't noticed. I called and had to apply all over again. Now I am with Century 21rst/AIG direct and I do have a much lower rate. I had no diverse consequences but I am just glad I did not get in an accident.

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    Reviewed March 28, 2008

    I have joined AIG auto insurance more than 10 years and they canceled my auto insurance without letting me know. When they sent me the letter saying they did not receive the payment, I called back to make partial payment and then later on they just cancelled my insurance without letting me know!

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    Reviewed March 28, 2008

    The driver of a car insured by AIG missed a turn at high speed, tore up my new brick walk way and my new lawn, and did over $2100 damage. Also did $2000 damage to my car parked my driveway.

    It took over a year after repeated calls by me and my insurance company for AIG to pay the claim. The woman with whom I talked initially about getting my car repaired said I would have to wait until the the incident was investigated. They never called me after that and I had to repeatedly call them until finally, after a year, they sent me a check.

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    Reviewed March 12, 2008

    Just a follow-up. After contacting the Texas Department of Insurance and the Better Business Bureau with my complaint, this problem got resolved within a matter of days. It is just a shame that a person has to complain to the government agencies and consumer agencies to get results. This problem was, of course, blamed on a computer error.

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    Reviewed March 10, 2008

    They were informed to take out one payment per month from my account for my son, but instead they added someone else to the insurance and started deducting money for that person from my account without authorization from me. This has been going on since May 2006 and I just recently found out what was going on. I informed them that what they had done, but they are refusing to reimburse the money they took out without my consent. I feel like my money was fraudulently taken out and should be replaced. I tried to email them as well as call them to explain the situation and resolve the matter. If you need a copy of the email along with their reply, I will be more than happy to get that information to you.

    The reason I was notified of the discrepancy was because this past month they took out a large portion at one time and as a result caused other checks that I had written to bounce. My bank is aware of the situation and is trying to work with me on paying the bank fees which have amounted to a great deal of money. This has been a stressful ordeal for me, because I trusted this company to bank draft my account for the money specified and nothing more, but they chose to go beyond my instruction and take money not meant for them. This has caused me a great deal of pain and stress and as a result my health has not been good. I have not been able to resolve this matter and I need assistance in getting them to understand what they did was wrong and that they took advantage of me and my situation.

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    Reviewed March 6, 2008

    My original premium was fine, but at renewal the premium went up over $400 with no change in my situation. I canceled, but they are still sending me bills with notes threatening cancellation of my insurance (which I don't have with them anyway) and with collection. I guess they think they can bully the money out of me. I have since filed complaints with the state insurance board and with the Better Business Bureau. Beware of AIG.

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    Reviewed March 2, 2008

    I am a recent resident of the US, 34-year-old male. I got my first auto policy from Farmers for 6 months for $680. Renewal time came, and they reduced the premium slightly due to safe driving. Then for the third six months I shopped around, hoping with at least one year driving history I could get my rate reduced further. I got AIG; the rate was $600 for 6 months. Renewal time came, and they notified my rate will increase by $400. I had no change in policy, no accident, no ticket, nothing.

    So I called them to verify. It took 20 minutes on hold, and I gave up. Second time I called it took 30 min. They told me that my license is less than 3 years. Yeah, so, my license was even less than 3 years six months ago. Anyway, AIG is not a very smart company. I told them they can cancel my policy right then and there. Insurance, lawyers and medical industries in US are awful, big time.

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    Reviewed March 2, 2008

    On Feb 11, 2008, I called and canceled my insurance. On Feb., 2008, AIG took $491.54 out of my account. I called and talked to Frank (a manager). He stated they noted the problem, and it would take over 14 days to get my money back.

    They noted I canceled my account with them but still took money out of my bank account.

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    Reviewed Feb. 27, 2008

    Last October, 2007 an AT&T Van hit my car which I had only bought 6 months before; the damages were quoted at $1500. A week later AT&T said that it was MY fault and that I need to pay their bill of $1200 to fix THEIR company van. I called my insurance, AIG, to report the accident; since then I STILL have not been reimbursed for the cost of the repairs for my car, 4 months later, even though I have FULL insurance! After speaking to my rep he said that they will NOT REIMBURSE ME and that AT&T will not accept responsibility for the accident either, so there is nothing they can do. Now AT&T sent me a letter saying if the bill is not paid it will go to collections, which will of course go on my credit.

    Why can't AIG do their job and pay me for the damages to my car? I have had nothing but problems with this insurance company. I am switching as soon as this is over, after I take both AIG and AT&T to court. I really would like an attorney to help me get to the bottom of this. They don't care about their customers until legal action is taken against them.

    I am constantly under emotional stress from this not being resolved. I pay over $120 per month for what? I paid $1466 to repair my car for which I have not been reimbursed from my insurance company.

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    Reviewed Jan. 17, 2008

    My pick up was stolen in Tijuana- Mexico near to the border with San Diego county. It was a Chevy Silverado 2004. It was stolen two weeks ago. The insurance agent told me they only have coverage in the USA. I never received from my agent-broker the policy which said under which cases the insurance is valid or not. And until now I do not have any policy copy in my hands even when I tried to ask for it from the insurance company, which by the way is AIG. I called later as a new client asking for a quotation and the person who attended me and gave me a quotation said it covers 100 miles inside mexico country

    I have an economical problem because I am still financing my vehicle and I am still debt $8,000.00 to Wachovia and also I am with out my car which is part of my working and living need.

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    Reviewed Jan. 9, 2008

    I Moved in July and forgot to notify AIG of my change of address until a bill was forworded to me which reminded me to call and update them of the change. I only moved 29 miles away from my previous address but they informed me that they fee structure is based on zip code as well as other things. They told me my policy would increase affective that day. The total increase was $408/year. That is a 40% increase. I informed them that I would be calling around for quotes.

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    Reviewed Jan. 2, 2008

    My 2005 Yukon was stolen on November 14, 2007. As soon as I was notified by my husband about the incident I called AIG right away to report the theft. After several days I wanted to know what the status on my vehicle was; they just told me that there was nothing they can do until the vehicle was recovered. If my vehicle was not found within 30 days they would make all the arrangements necessary to pay off my loan. My truck was recovered on the 29th day. AIG gave me the estimate for $2500 minus $1000 deductible, and sent me a check for $1500 without my consent. My husband took it to 2 body shops, and the estimates that were given to him are $7500. AIG wants me to repair my vehicle myself with only $1500, which is impossible.

    The culprits stole my 3rd row seat, damaged the steering wheel, made several dents and scratches, broke side panels in interior, took my tires and several other things--also damages the left door lock. AIG told me to take care of a rental car myself, and they would reimburse me; but the rental car was $1400 for 30 days, and AIG wants to reimburse me $450 only. It's very unfair that I still have to stay stuck paying. I just want to file a complaint against them because I do not want this crooked insurance company to do this to more people.

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    Reviewed Dec. 26, 2007

    AIG auto insurance went up $200 a year on me even when I have a good driving record. They say it's because of other drivers in Las Vegas. This sounds like Red Lining to me. Also AIG charged me (3) extra times more for my home insurance. some one needs to look into this company.

    Having received a bill for $1755 more form AIG, also having to pay more on my auto insurance. I am retired.

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    Reviewed Dec. 21, 2007

    We owned a nice 1993 Taurus LX station wagon, had leather, PW, PDlocks, automatic lights, and all the bells and whistles that Ford put on it. I had also just bought a set of Michelin tires for the car. The car had 103,500 miles on it and ran and looked great. It had previously been wrecked (branded title) when it had 17000 miles on it, but was repaired and was in fine shape all around.

    My wife was in the WalMart parking lot in November 2007 and was backed into by an AIG client. The accident cracked the front bumper, put a large ding in the hood and cracked the right headlight assembly. As a result AIG refused to repair our car and instead totaled the car and is going to give us $1370 for the car. This was a perfectly good running automobile that had no serious problems. It was serviced at the local Ford dealer always. Legal thievery is what this is.

    We are now without our car and will have to replace it at much higher cost than $1370.

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    Reviewed Dec. 18, 2007

    In November of 2007, we cancelled the insurance policy and switched to a new company due to major savings. Now after cancelling, they have sent me a bill for the month after we cancelled. Now I cannot get a hold of anybody to talk to. They will not return my calls or respond to me.

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    AIG Auto Insurance Company Information

    Company Name:
    AIG Auto Insurance
    Website:
    www.aig.com