United Consumer Financial Services

United Consumer Financial Services

 4.1/5 (30 reviews)

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Overall Rating4.1 out of 5
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About United Consumer Financial Services

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Page 1 Reviews 0 - 10
Verified Reviewer
Original review: Jan. 26, 2022

This company has mismanaged my account for three years. They repeatedly have marked me late with the credit bureau even though I'm on Autopay. They just don't bother to take out the money so they can charge late fees. They overcharge and don't fully disclose terms. Now I'm trying to pay it off. They said my payment was declined, which my bank disagrees with. I made another payment. Now they're charging me $1400 to close it. I am beyond angry.

2 people found this review helpful
Verified Reviewer
Original review: April 23, 2021

United Consumer Financial Services is simply the best. They definitely go above and beyond for the customer. Michelle from team 2 has been a pleasure to work with. I highly recommend this company for all of your consumer finance needs.

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    Verified Reviewer
    Original review: Feb. 26, 2020

    A terrible organisation with no morals or ethics. They teamed up with Viewable and Rhino Media which meant they played their part in scamming 100s of small businesses across the UK and Ireland. I would suggest you stay away from UCFS and a fellow finance company called Grenke.

    10 people found this review helpful
    Verified Reviewer
    Original review: Feb. 19, 2020

    Poor. We as a group were put into a leasing group without really being told and therefore was missold this company leaving us in financial peril. I would in all honesty stay well clear from this company..

    8 people found this review helpful
    Verified Reviewer
    Original review: Jan. 23, 2020

    Day light robbery. Misleading people while in tie-up with companies like Rhino Media and similar companies. Please be aware and My instinct is it's not as simple as ripping shop keepers off. They must've been doing something else. Money laundering or cleaning money through this loophole,

    7 people found this review helpful
    Verified Reviewer
    Original review: Nov. 26, 2019

    PLEASE STAY AWAY FROM THIS COMPANY. I have become a victim of one of their scams, I own a small convenience store and was approached by a RHINO MEDIA GROUP rep to enter into a contract where they would provide us with a tv screen to display in my shop and they would generate adverts based on info we provide like special offers etc, they told us that it’s a 36 month contract and that £300 would be taken from my account by this finance company and that they (Rhino Media) would put it back on a few days later. This started in March 2019 and I received 3 payments back in total. Rhino media have stopped paying me and now appear to be going h bust. I cancelled my direct debit because I simply can’t afford to pay £300 a month I thought I was getting something for free?!

    UCFS started hounding me with calls threatening legal action saying I still have to pay, and it’s only then that I found out if have an £8000 outstanding loan balance?!! For what exactly?! I have no idea?! The tv is worth £500 at most, this is daylight robbery and UCFS are actively supporting scam artists and crooks! RHINO MEDIA has been trading less than a year, so how and why did UCFS loan this company millions of pounds? They knew exactly what they were doing! There are over 1700 of us affected by this scam all over the UK.

    23 people found this review helpful
    Verified Reviewer
    Original review: Nov. 3, 2019

    I financed the purchase of a Trusii H2 water machine through a very high interest loan from UCFS. I only did this because of promise of reimbursement from Trusii for my loan payments. However the machine and Trusii both turned out to be scams. The machine doesn't work as advertised, needs filters which the company won't provide, and Trusii has stopped paying without cause.

    I complained to UCFS months ago, asking this Ponzi scheme loan to be forgiven, but UCFS has only treated me very rudely insisting I have to pay even though the machine is unusable and sold by a scam company. This Trusii case study scam has gained national attention via a CNBC article, etc., and other loan companies have forgiven all Trusii loans in light of this. However, UCFS seems to only be interested in money, not their customers. They have refused to forgive the loan. They have also stated they own the entire sales contract, and I can't return the machine to Trusii. It's criminal.

    Now I am forced to continue paying for this loan while UCFS claims to be 'investigating' the issue. It seems their plan is to just string me along until the loan is paid off. They seem to have no intention of doing the right thing. They won't even do me the courtesy of putting my loan on hold while they 'investigate'. This company is actively supporting scam artists, and denying help to its victims. Do not work with this company. They won't even consider listening to you unless you have a lawyer force them. Stay away. Go to a lending company that actually treats its customer like human beings, like LendingPoint for example (who is one of the loan companies that has forgiven all Trusii loans).

    5 people found this review helpful
    Verified Reviewer Verified Buyer
    Original review: Sept. 20, 2019

    This company is truly disgusting. I've had lodged a formal complaint about my Trusii H2 molecular hydrogen machine to UCFS 3 months ago. They have not helped whatsoever. Upon calling them multiple times, they have denied any involvement with the product, when in fact they took over all forms of rights. They claim I need an attorney in order to speak with them further. Wow, what a response in order to not provide me any assistance. Do not use this bank, they don't deserve your business. They actually deserve to be shutdown.

    5 people found this review helpful
    Verified Reviewer
    Original review: Sept. 16, 2019

    I have utilized United Consumer Financial Services to provide consumer financing for our business over the past 20+ years. It has been an incredibly rewarding and profitable experience. UCFS has a dedicated staff that is available literally seven days a week to assist customers with any issues that may arise. They provide deferred payment options as well as several different same as cash options for our customers. I strongly recommend you consider UCFS as a partner to help you grow your organization.

    Al **

    KOF associates.

    6 people found this review helpful
    Verified Reviewer
    Original review: Sept. 13, 2019

    I financed the purchase of a Trusii hydrogen water machine through UCFS, however the machine made both my wife and I extremely sick. Trusii sent me a return shipping label to return the machine, which I did, however UCFS is still making me pay back the entire loan (plus interest) even though I returned the product. It's purely criminal what they are doing. UCFS refuses to go after Trusii for their money, refuses to cancel the loan, and instead comes after me for their money even though Trusii has both their money and the machine. I've reported UCFS to the FCC, the BBB, and the Attorney General in Ohio, and I will never do business with UCFS in the future.

    3 people found this review helpful
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    United Consumer Financial Services Company Information

    Company Name:
    United Consumer Financial Services