West Capital Lending Reviews

Garrett ** was our loan officer, he provided excellent service! Not only did he beat out fourteen other companies, but he also closed our HELOC in just four days! I would highly recommend West Capital Lending!

Bad experience with West Capital Lending.. I took out a refinance loan and now I am in a deeper hole than before.. Constant changing of closing dates. Changing of loan numbers over and over again.. Was promised multiple times west capital lending would take care of 4 credit card debts.. They took care of 2 and left the other 2 not paid off... I have refinanced before and never had even a small problem with other companies. They are very confusing to talk with or understand. I was told I would get a payment of just under 2500 a month.. Then it's we can do this for 2529 a month and next thing I know on the closing documents is 2539 a month. Never expected this.

After approval for a HELOC and signing preliminary documents for a loan, WCL generated a surprise, not-previously-discussed irrevocable "OPEN END DEED OF TRUST (Securing Future Advances)" that did not include a single paragraph regarding dissolution. The word "dissolution" and all its synonyms do not exist in the deed; there simply is no provision for dissolution of the trust upon payment. Grantor is not allowed to revoke the trust; hence the term irrevocable. The loan agent denied that this document is a creation of a trust and said this is just a loan. For this purpose and in consideration of the debt, you irrevocably grant and convey to Trustee and Trustee’s successors and assigns, in trust, with power of sale, the following described property." Last minute surprises are not consistent with integrity as are irrevocable trusts.