
Wells Fargo Reviews
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About Wells Fargo
Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).
Visit www.wellsfargo.com- Free online banking and mobile app
- Free money transfers
- Large selection of financial products
- Low interest rates on savings accounts
Wells Fargo Reviews
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Reviewed Aug. 20, 2019
The trial amount to initially set up to be able to do transfers to non-Wells Fargo account never posted. It said it would take 2-3 business days, and it has been at least 4 business day and no amount has showed up in my checking yet. Very disappointed about this. Just another tally towards moving to a credit union.
Reviewed Aug. 18, 2019
I would just like to state that Wells Fargo may have the worst web site experience of any large company period. As a software professional, it is amazing to see a company as large as Wells Fargo fail with their web site. Probably created at a cost of millions of dollars, no care, thought or respect for the Wells customer was ever involved in this abortion of a web site.
Any user which wants to download a statement, select Statements, then account, then date range. EACH TIME. Find the statement, open dialog with a random number unreflective of the content. Rename download and wait for the PDF to come up (a few seconds). Close pdf window, refocusing web site. Back button is pressed and ALL INFORMATION ABOUT YOUR ACCOUNT, DATE RANGE, ETC. IS GONE then repeat. I have 320 statements to download. This is about as bad as it gets. Anyone needing statement history is looking for all statements, not just one. I am presenting this to the Triangle Developers meetup for social commentary.
Reviewed Aug. 16, 2019
For those of you who are interested in their promotional bonus offer for new account openings, especially the $400 bonus one, there are a few things you REALLY need to keep in mind:
1. Never ever open an account online if you want to receive a bonus. Online account opening is easy, but it may also be a "trap" for the bank not depositing you the bonus. You need a BONUS CODE during account opening. This code will not show up if you open online even though the ad says it will be automatically applied, but the bank would not acknowledge this. I opened the account through their ads online, it clearly said that their "bonus code will be automatically applied". However, I fulfilled all the requirements and waited for two months, they said they did not have my BONUS CODE. Are you kidding me? I went to their branches several times and presented the online promo page to them, they still could not figure things out for me. This made me feel like I was fooled by Wells Fargo and their promotional emails! $400 is not a big deal, but nobody likes the feeling of being fooled by others and doesn't know what's going on!
2. Make sure you read all the terms and conditions, including the vast majority terms underneath their ads with much smaller characters. This is a common trick that most companies do. If you do not understand any of these terms or you do not know how to do, just don't proceed. You do not want to waste your time and end up getting nothing!
3. Make sure you have all the evidence with you when opening your account. They do not have the incentive to pay you any amount. You should do your job if some things happen!
In General, all so-called promotional offers are tactic tricks. Be really cautious of those things and stay away from them if you do not 100% know them!
Reviewed Aug. 15, 2019
I went into the the Woodstock Branch in Towne Lake (Georgia), Shaun ** assisted me. Most people only take the time to write bad reviews but I wanted to take the time to say he was very friendly and helpful and I will definitely be sending others into this branch. From the minute I walked in the door the lady who assisted me, to the teller who finalized closing out my out, the whole staff is so friendly and helpful. This branch goes above and beyond and truly cares about the customer experience. 5 stars!
Reviewed Aug. 14, 2019
I have been banking with Wells Fargo for many years (including years prior to their merger with other banks). I have always entrusted the bank with at least $250,000 of my money. Recently, I have doubled the amounts in my personal and brokerage accounts. Every so often, I need to write a complaint or a suggestion about an online experience. Past examples include [1] duplicate Zelle payment processed despite an online message to the contrary, [2] notification that I received an email informing me of an address change on my WF Advisor account when the address change was actually on a banking account, [3] my inability to enter payee names because certain symbols are not allowed in their text fields, and [4] inconsistency in formatting monetary amounts entered on various web locations.
I have NEVER had a customer service representative understand my complaint initially. I usually receive a reply with unneeded information which doesn't address the problem. This means I need to rewrite and rephrase my comment at least once before someone understands what I am reporting. I never had anyone escalate complaints reporting actual "bugs" on the web page. I usually have to request this more than once.
I have not decided if the intrinsic problem is that the customer service staff does not understand English, of if they are just untrained. Neither situation is acceptable in my opinion. My guess is that Wells Fargo just doesn't place that much importance on this service. Because of this, I limit my reliance on the advice I receive. I'd had to make a financial decision based upon information from someone who doesn't understand my English. BTW, I do not think my sentences are poorly constructed or difficult to understand. I have had many years of education and have prided myself on being able to discuss topics with great clarity.
Reviewed Aug. 14, 2019
I've been a member of Wells Fargo since 2004. I've been stuck at the gas station with no money because they froze my account due to activity they didn't think was me and when I verified it WAS me they couldn't release funds until the following Monday when my local branch was open. I lodged a complaint about activity on my account without my permission and they denied refunding any of the money or the overdraft fees and logging on to their website doesn't recognize password, reset it twice and both times the new password isn't recognized. I'm done with Wells Fargo. Customer service is never a concern, but when they mess with my money it's unacceptable.
Reviewed Aug. 9, 2019
I was charged a NSF fee for an item that I put the money in my account before the transaction. I should not have been charged an NSF for a transaction when the money was in my account. Wells Fargo should not be charging fees for transactions when the money is there. They shouldn't charge fees for an item that they don't pay.
Reviewed Aug. 9, 2019
Initially I went to Wells Fargo to open up an account for my daughter and got to speaking with a lovely bank representative who spoke highly of her coworker who handles home loans after a conversation in regards. Long story short, process started in March went into August and the commitment letter expired. During this time my lawyer requested two extensions.... What a disaster!!!! My loan officer and loan processor were NEVER on the same page!! They each called myself and my realtor and had us resubmit things that had already been submitted to one or the other. The underwriters took forever in clearing and processing paperwork. It was just a disaster!!!! I would NEVER recommend them nor use them ever again!! I lost a lot of money due to their incompetence!
Reviewed Aug. 9, 2019
I love their app. It is so easy to see all of my accounts in one place. Never a hiccup. Info loads quickly. The features are easy to see and use even on a small phone. Customer service has been a breeze and I have my own personal bankers available during business hours as well.
Reviewed Aug. 9, 2019
Wells Fargo has made huge efforts to re-establish their customers' faith by totally re-vamping their sales strategy and taking accountability for any/all past mistakes. I have seen much improvement in their authentication methods with a focus on privacy and security. Despite the whole fiasco a few years ago I was confident in that they would do the right thing and use the situation as a learning experience. It’s not to say that the issue would not happen again and I believe any/all companies are subject to the same type of issues Wells Fargo has experienced without proper account safety protocols in place to try and circumvent situations such as what Wells Fargo has experienced.
Reviewed Aug. 8, 2019
Wells Fargo is my bank that I use. I have used several locations and the customer service is great. I received all types of service for items needed. Most of the time the customer service was a pleasure.
Reviewed Aug. 7, 2019
Wells Fargo keeps Charging outrageous unwanted fees on my accounts. Always charging outrageous amounts. They charge way too many fees. Not happy with this bank at all. They truly suck. Unprofessional people who here
Reviewed Aug. 7, 2019
Am pleased with my internet banking and bill paying thru Wells Fargo. Have had very little problems and when I have they have responded quickly. Use this service every month and have for over four years with very little issues. Would give them *****.
Reviewed Aug. 6, 2019
I was charged a 35 dollar overdraft fee for transferring money from a Wells Fargo account to another Wells Fargo account. They are the worst bank to bank with. They aren’t helping when you have an issue. If you are thinking about banking with Wells Fargo I suggest you go to a different bank.
Reviewed Aug. 6, 2019
Have to say THANK YOU to Kristina ** in the Windsor, CO local branch. We walked in with a tricky situation involving a scam, and she immediately got on the phone and started taking steps to help us. She spent ~45 minutes working on this stressful situation. She was professional, courteous, empathetic, and did everything she possible could to help us. Thank you so much Kristina! Mike & Tanner ** Windsor, CO.
Reviewed Aug. 6, 2019
Very hard people to deal with when they make a mistake. They made a mistake and charged my account. They then proceeded to tell me it was my fault. A week later they did put the money back, but no apology.
Reviewed Aug. 6, 2019
I have banked with Wells Fargo for 5 years. And I don’t know why anyone would pick another online banker. I can access everything through my phone without having my physical card with me, including ATM! I am beyond happy with Wells Fargo service. Not to mention their customer service is 100% on point.
Reviewed Aug. 5, 2019
My husband and I moved to Florida from Missouri. Wells Fargo was the most known and closest bank to us so we went with them. We had separate accounts in MO so we had to close them. We both wrote checks on our MO accounts to get it down to almost zero in preparation of closing them. So my husband wrote a check for $2000. To deposit and I wrote one for $2700. His passed and they classified mine as insufficient funds. It was not and I proved it to them. Despite that they held my check for 5 days. I needed that deposit in my Wells Fargo account so my 1st upcoming rent check that was an automatic deduction would clear. For 3 days I called and called and argued with customer service to no avail.
Finally on Monday I called the person who originally set up our account. He said no problem. He would fix it and the money would be in my account the next day. It was. I could go on and on with what all entailed throughout this process but I am limited here to 100 words! Needless to say we are very unhappy with Wells Fargo. Thank you.
Reviewed Aug. 4, 2019
I’m banking with Wells Fargo for many years. The first incident was a few years ago that suddenly an account was opened and added to my portfolio without my knowledge, whatsoever. As soon as I noticed I went to the bank and a banker suggested that I close all of my account and reopen them again. Then in 2017 I start receiving phone call from a private banker at my Wells Fargo branch to come in and invest your money it’s the best time for investment. After so many phone call my wife and I on end of February of 2018 decided to go and hear the banker, he then introduced us to an advisor and he made an speech that was so believable and real that we said why not we decided to invest a good amount of money. A mount later we received a letter from a company that our money got invested.
I called the advisor and said we thought our money is invested with Wells Fargo and this letter shows otherwise, also it doesn’t matches your presentation. He continued his speech that it’s a part of Wells Fargo and where Wells Fargo invest and just give him time. In one year I’ll see the growth. In 2019 no changes, I called and I said, "Sir. There is no changes on the growth." He started with many excuses and the next time I called he wasn’t working for Wells Fargo any longer. There was a message that this guys no longer works for Wells Fargo bank. It get worse when the his manager get involved.
To date our investment hasn’t gain a dime. And after numerous complaints, we received a letter that they are going to close our account if we don’t transfer it to another brokerage. This is Wells Fargo bank. Still continues with same behavior and ethics. It sad that politicians allow Wells Fargo to terrorize families in such a way. We worked hard everyday very long hours, many years no weekend and no vacations. If anyone knows how to deal with this people, please help. God bless.
Reviewed Aug. 4, 2019
I have very few problems with Wells Fargo, but when I do, I get through quickly, and my situation is resolved immediately. I have never had any problems, up to this point, with my accounts in terms of hacking. The truth is, everyone's information is out in cyber world, and if you have all of your alert set up, you shouldn't have any problems.
Reviewed Aug. 3, 2019
Every time I come to Chicago to visit family, from California, there is 1 atm in Chicago that never works while there are other banks all over the place in nearly every city. They told me the nearest working atm is in Evanston, Il 10 miles away. No way - goodbye.
Reviewed Aug. 3, 2019
Wells Fargo has gotten a bad rap in the past, but my experiences have been good. I have had 3 fraud charges on my account and with a click of a button I was called by a rep and the charges were taken off. I pay all my bills and transfer money. All the actions are very easy and successful. I would and do recommend them to everyone.
Reviewed Aug. 2, 2019
Too much to explain. Do your homework before banking here. I've been a customer since 2008 and have had trouble from the start. Overall, terrible banking institution. There is a reason Wells Fargo is the worst rated and untrustworthy bank out there. DO NOT BANK HERE!! Save your sanity!
Reviewed Aug. 2, 2019
I have been a Wells Fargo Customer for over 40 years. I have both personal and business accounts with them. It is now 2 August 2019 and I have yet to receive a new Business Visa credit card for my existing card that expires 08/19. This is totally UNACCEPTABLE. All of my other Credit Card companies (and I have over 15 different Credit Cards) provide me with the replacement card at least 30 days in advance of expiration and most provide it about 60 days in advance.
I travel out of the country quite often and can be gone for a month or more at a time so it is imperative that I have the new replacement card at least 30 days in advance so I can get it activated. As with many people in today's world, I have important accounts linked to my Visa card for automatic payments and these payments MUST be made each month. I contacted WF Customer Support and they responded, very dismissively, that their policy is to ship the new replacement card 2 WEEKS before expiration of the Old card - Not very customer friendly.
Reviewed Aug. 2, 2019
I've been doing online banking and transfers with Wells Fargo's for a couple years now. I never had any problems when he goes where it's supposed to. Never had any security threats. Very satisfied. I also get updates on any money that's transferred to me via the app or I transfer to somebody else and it's almost immediate.
Reviewed Aug. 1, 2019
Almost every time I go to the ATM in Hudson Oaks, Texas (Sub of Weatherford, Tx) it is not accepting deposits. This is the only ATM in this area - Next is 27 miles away. I went today, a Wednesday to make deposit and again it is not accepting them. This means that the machine is full and has not been emptied. Most of the time this happens on Friday & Saturday, when most people get paid and need to get their deposit made. I have called the customer service department numerous times and they say they are so sorry and will report it. It looks like you need to service the machine more often or put more ATMs in and around this location. It is very frustrating to have to go back to the ATM multiple times to make a deposit.
Reviewed Aug. 1, 2019
I've been a customer of Wells Fargo for at least 20 years. They have recently started to hold my deposits, which they never used to do, and they charge ridiculously high overdraft fees. I'm switching banks asap. Customer service is no help at all.
Reviewed Aug. 1, 2019
My account was fraudulently charged and they did not catch it. I reported it and they canceled my card while I was overseas in the military. I had no means to my money and because my contact information had recently updated they said they couldn't verify my identity so I could not use Zelle to send money either. They stated it was only 2 ways to identify my identity and that was through my cell phone and that takes 5 days and through my debit card that I don't have because it was canceled and that take 5 days. There were other ways in my personal opinion my identity could have been verified especially since I've had a mortgage and credit cards with them in the past. I hate Wells Fargo. This is by far the worse banking experience I've ever had. Stuck overseas without my own money.
Reviewed Aug. 1, 2019
Overall I am happy with the local branch. However, they refuse to notarize many types of documents and as of 2020 they will not allow me to increase my escrow account so I don't have to re-amortize my mortgage in Quicken book keeping.
Reviewed July 31, 2019
I had money available in my account and pay several transactions. I don't have overdraft protection so I can only use the money available in my account. 4 days later, my account is in the negative and I was charged several overdraft fees when in fact my account was never in the negative. I was told that since the transactions were on a weekend, the money was put on old until Wells Fargo posts transactions on Monday night and at that time, I was in the negative. None of this makes sense, if I don't have overdraft, how could I have made these transactions? My account had more than enough money to cover my transactions and I should not be in the negative or charged any fees. My entire family banks with Wells Fargo but after I shared my experience with them, we will all be banking elsewhere. Very disappointed!
Reviewed July 31, 2019
Wells Fargo, is great. Everything is always taken care of even if we are international, you always get an agent that assists even in another language since I am bilingual, sometimes I opt for the Spanish and get answered quicker.
Reviewed July 30, 2019
Wells has always been responsive to questions and issues, both online and through my local bank. Their fraud department is first rate. When my credit card was compromised, they responded immediately with a new card and did not hold me liable for any of the charges.
Reviewed July 30, 2019
Other than senior management the folks working at the local branches are excellent. The local manager is excellent. However, the upper corporate structure needs downsized and wages lowered! Back to the Wells Fargo they have been in the past. In fact all the major banks need to be broken up.
Reviewed July 29, 2019
I've been with Wells Fargo since 2002 and I have always thought they did a outstanding job. They take care of me wonderfully, I have absolutely no complaints about Wells Fargo and I'll continue to use their mobile online banking app and bank with them for a very long time.
Reviewed July 28, 2019
Definitely it is worthwhile especially you can simply download the app to review your overall account balances insufficient if you are in hurry and also if there are discrepancy, customer service 24/7.
Reviewed July 28, 2019
As a new customer of less than 6 months, so far I am pleased with customer service and the online banking. I think the only missing area is online offers. But they do offer multiple locations and ATMs which is important to me.
Reviewed July 27, 2019
Have over $115k in equity in my home. Wanted $20,000 out of it to pay down CC debt. Was declined.. Go to a credit union for auto and home loans.. The large monopolies want your money but hesitate to give it out.
Reviewed July 26, 2019
Wells Fargo is living off of your money. They deposit payments but do not credit you until days later. Sometimes big deposits take up to two weeks, even though the cheque has cleared the local bank 10 days prior. They should be investigated or sued for living off of perceived "float".
Reviewed July 26, 2019
Very helpful customer service. Very quick online transactions. I'm very easy website to understand. The app is also very easy to understand and very helpful customer service operator always gives name and ask if there's anything that they can do for you more than what you had done to you.
Reviewed July 25, 2019
I would like to let anyone who is seeking to do business with Wells Fargo at all to run the hell the other way. I have a account with them, and the month of July I didn’t receive a statement and when I realized it I called to get a late fee waived. Keep in mind I have never been late and might I add I pay over the minimum amount due. All they could say I was 1 day shy of the courtesy waiver. Really what happened to great customer service. Surely it’s not Wells Fargo. Virgil in Gadsden, Alabama
Reviewed July 25, 2019
Very easy to deposit checks online with my cell phone. Just snap a picture and hit deposit. I also have direct deposit and pay bills online. Very convenient. However, the interest rates they pay on regular savings accounts aren't very good, so I have deposits at a different bank. When I had a mortgage, they were extremely helpful.
Reviewed July 24, 2019
I have called Wells Fargo 4 times to order a new debit card. The first two times, it was somehow lost in the mail. The third time they sent it to the wrong address which "should" have been impossible when I had confirmed the address. The fourth time I called, was to make sure the address they had was still correct, it was. She even told me "we will get it to you through priority mail and we'll have it to you by Tuesday". The card never came in so I called for a fifth time. You know what she says? "You want to track your card? Track a card.... No card has even been ordered for you and your card is still active." So my question is do they even do anything when you call? Or do they just make it seem like they're staying busy? How ridiculous that such a simple task can't even be completed by these employees.
Reviewed July 22, 2019
I went to a branch in Winchester VA to cash a check from Prudential Life Insurance because my bank wanted to hold the check for 9 business days because it was over 5000 dollars. I just couldn't wait that long because my mother's funeral wiped me out. I borrowed off of everyone I could to pay so when I finally could pay off all my debts I informed everyone. My landlord, credit cards, family and friends.
The teller stamped the check, made me put a thumbprint on it and was counting the money out to pay but she kept saying she couldn't find a matching image. She had me in the bank over 1 hour only to lie and say that a stop payment was issued. Lies!! I was on the phone with Prudential at the time and they said there was no stop on it. The manager told me they were keeping the check and gave me a BS photocopy. They only gave my check back when I wouldn't leave. The reason they didn't want to return my check was 'cause she had cashed and stamped it. Now I need to hope Prudential can somehow stop payment and reissue or I'm gonna drop a monster lawsuit on this BS bank. I can't tell anyone not to bank at this place but you should listen to the people this bank makes suffer for their mistakes.
Reviewed July 19, 2019
I just wanted to close out my safe deposit box. I went, cleaned it out and handed over the keys. The banker told me that I should not close it that day but instead first open the new box at the branch near my home - that if I did that before closing the old box I could still have a box without opening an account. I made an appt at the new branch only to be told he was wrong, they could not open a box unless I opened an account I did not want. I left and went to a different bank. I then had to make a separate trip back to the original branch, now distant from my office and home, where upon arrival they told me the one person who could close the account had left for lunch. There was no alternative way to close the account - not by leaving the keys and letting them email paperwork, not at a different branch. Nothing. I had to either miss work or make the long trip again.
Then I called the central banking line to see if there was some way to get the billing stopped as of that day at least and was bounced around for an hour with only a filed complaint as a result. But towards the end of that the service manager comes up and says there is a way to do it by mail after all, he just was not aware of it until he researched it. Seriously? Terrible customer service, lack of training, lack of online options. Won’t EVER go back. Have my box at a different bank now for half the price.
Reviewed July 17, 2019
For 5 years I've never had issues depositing checks into the Atm. Because the Atm was being audited, my checks were kicked back. I made the dep, on July 5th. They should never have been returned. Here it is July 17th and I have talked to many people from customer service to atm dept. I've never ever seen one company (esp a bank) lie so much. I have been told the checks were mailed back on 8th. Lie...not till 11th. Atm division didn't exist, it does, would have the checks back by 17th, now they say 25th... Keep in mind, dep on July 5th. That is not 7 to 10 business days. I loved Wells Fargo, but at this, I'm not surprised anymore when I hear how low class lying thieves they are. I should have moved my account soon as I heard they were opening false accounts in peoples' names. NEVER BANK HERE!!
Reviewed July 16, 2019
Long time customer. I am not a rich girl; Wells Fargo seems to have wealthy clientele and it shows who really matters to them. NOT the little guy. Wells Fargo continues to screw me over!! Pending withdrawals come out of nowhere. It takes DAYS for money to come out of account, makes me believe there’s more money than I actually have. Their overdraft fees of $35 ** me over even more. Thanks for never helping me to get out of your debt, Wells Fargo. The only good thing I have to say about them, is they have ATMs everywhere and that much IS convenient.
Reviewed July 15, 2019
Has Wells Fargo ever given you an overdraft when you had the money in your account at the time of purchase, only later to overdraft you? They can get away with this because they can pick and choose up to 15 days when a transaction posts to your account. In this case they can post the charge you had covered after you overdraft. This results in a second/third/fourth overdraft. Personally, I think it should go by the time date stamp so they cannot switch the order of transactions giving you overdrafts. We have no control over this and they can pick and choose when to overdraft us. I consider this to be an unethical process.
Being only one person there is nothing I can do and they know that but together we can defend ourselves and become a menace that cannot be ignored. I will take care of most the foot work. What need is actual examples. We can get Wells Fargo to sit up and notice the average Joe, please send me your examples to **. I will collect them and take them to the Attorney General among other places.
Reviewed July 15, 2019
I have been banking with Wells Fargo off and on for some time. I seem to have forgotten why I dont bank with wells Fargo. Now that I am banking I remember why I can't stand them. Reason to banking is I need more than one bank because of the amount of only insured for $25,000. I live in Vancouver Washington and perform all my banking or activities in Portland Oregon. I would say a 10 mile radius.
My credit debit card has been locked with the system in less than four weeks 6 times. This is not only annoying and makes my blood boil. It's rather inconvenient because I had to waste 3 hours of my time in traffic to go back to the bank to fix it. I'm getting gas or food and the card will not work. When you know you have money. The bank personnel are hopeless and down right pathetic. Because they can't resolve the problem even talking to the security department. If this is a on going problem how come it doesn't go to another department to get looked into like the presidential office or something. I had this kind of computer problem with ATT and it went all the way up to the Presidential office. I'm so annoyed and mad at this bank. I have question about loss money also. But I'm just pulling my resources out. Stay clear people.
Reviewed July 12, 2019
Trying to close accounts that my Mother had at Wells Fargo, properly titled in a trust with me as a Trustee and her only living relative. Also to transfer IRA account. Told it takes 5-7 days to retitle the account. (She had a Suntrust Account also... They did it in 45 minutes.) Also has now been a week and they are still not able to verify that I am the beneficiary of her Ira Account. I have given them a copy of Mom's original account opening paperwork. Say it takes 7-10 days to receive a "package" of how I have to handle the IRA accounts. Just one more reason to do your bank with a local or regional bank. They could care less about your situation.
Reviewed July 12, 2019
This is just another way to scam customers. My son is in a different state and tried depositing cash into my account. They said it's policy not to accept cash from people without an account there. He came back with a certified cashier's check and deposited it. They said it's not available until the next day. So they don't accept cash and put a one day hold on a guaranteed check. Basically they are forcing their customers to allow them to borrow YOUR money for 24 hours. Scammers. Can't wait to close my account.
Reviewed July 11, 2019
Wells Fargo has managed to botch every step of our mortgage process. We have had to find alternative housing for a week and counting while our future house sits empty. They said that they had to do a reappraisal due to federal regulations (we’ve spoken to three real estate agents and no one else has been impacted, so this is clearly a lie). Then they ordered the incorrect appraisal, so we’re still waiting on the correct appraisal to happen. Had they done their due diligence, they would have known three weeks prior that they thought they needed this reappraisal, but they waited until three days before closing. They have offered us nothing but lies and excuses, costing us extra money and housing for our kids. Completely unacceptable.
Reviewed July 10, 2019
Don't trust Bill Pay. When you change your address online it does not change the address on the checks they send out through Bill Pay. You have to go in and make the change in a different spot. What this means is that you can spoof your address if you don't want to use your real address. Great job Wells at reinventing yourself. So all criminals that want to hide please use Wells Fargo Bill Pay.
Reviewed July 9, 2019
I was scammed by a salesperson. 60 yrs old, convinced to open up accts I should not have. 2.5 hours with him, he pushed and pushed and would not take no. Ended up an job scam. Wells shafted me after 20 plus years...9k worth of loss. They would not do what is right, 3.3 years later. They are monsters. Will probably have a heart attack and die over this.
Reviewed July 8, 2019
A transaction was canceled and I even had the merchant on the other line stating that it was canceled. Wells Fargo refuses to release the funds back into my account. This is not the first time they have done this but it will be the last with my account. I would not recommend anyone using Wells Fargo for anything. They will screw you over!!
Reviewed July 8, 2019
I knew Wells Fargo had a long track record of fraud and scamming their customers with made up fees and hidden charges, but I thought I’d give them a chance because they had publicly announced they had cleaned up their act (they didn’t), and also the location of one of their branches seemed to be convenient (it wasn’t). I thought if I banked carefully I'd be alright, but after a year of trying to do business with them and wasting tons of time, I've found there is just no winning with these con artists. They will always find new ways to take your money and not give it back. I thought that the company would get better after fraud scandals going public, but it seems Wells Fargo still has no shame and has no intention on anything other than taking your money and keeping it by any means possible.
Currently I am being financially discriminated against and cannot access my own finances because of prior health issues that were of no business of my banking institution. They are now basically holding my funds hostage because of past medical bills. Because these old medical bills, that were botched by Veteran Affairs billing, had slightly damaged my credit, Wells Fargo has put me on what they call a "probationary account”. After being on this for a year and no answers as how to get off of it, it appears to be more indefinite than probationary.
It has left me time and again out in the cold, unable to use my own money in my own account, and limits what I am able to purchase, despite sufficient funds. They have also decided that I cannot make purchases over several hundred dollars even though I have well over the available funds in my account. It’s like I give them my money, and I can’t get it back because they keep putting a hold on it, but it’s my money, that is very stressful and makes life complicated, it does not help in any way.
As a nearly 30 year old Marine Corps Veteran, I don’t need someone to hold my money for me and decide what I can and cannot purchase with it and give me limited access to what is mine. How can I get by in life nowadays without making purchases over a few hundred dollars? Keep in mind this isn’t regarding a loan or anything, this is my basic checking account with my own money in it they will not let me use. I was also denied use of a savings account, because of this same reason. I no longer have a right to spend or save my own money because of unforeseen health issues, so if you bank with WF be very careful not to get sick or injured, because if you do, they will ensure even if you do get better, you are at least financially crippled.
WF is dictating the usage of my personal funds, I can't even use my own checking account. Thanks for putting me in a financial chokehold WF, but a “get well soon” card would have sufficed. I’m handling the payments just fine so why would my bank even give me any kind of "probation" when I never overdrew or misused my account. They have no right to jump to conclusions and micromanage my finances. These were medical bills I shouldn’t have even owed because I am insured and was covered, but am still paying myself, to the best of my ability in good faith, despite the mistake.
A few payments I did miss, after discovering this clerical error with the medical bills, was when WF denied the payment for being over my “limit” (which should be how much is in my account, not a minuscule insufficient number they make up) and I was never informed by them that they cancelled the transaction so I had to go back repeatedly for the same bill and had to pay a bunch extra in fees. It’s like saying since I owed some medical bills, I have no right to my finances, I cannot access money to further fix health, repair financial situation or even to pay the bills themselves!
This also happened with other bills and even my rent had to be worked out to be paid over several days, and days I’d pay bills and hit limit meant I couldn’t get gas, food, or anything else on those days as well. Plus I’ve paid more fees than I can recall for going just over limit and not having auto withdrawn payments go through despite having sufficient funds in account. Because I incurred some unforeseen medical debt, WF is gonna help by making things more difficult, expensive, and time consuming? WF only makes things more frustrating and this will and has only made things worse. I’d be better off with my money under the mattress. Not having access to my finances isn’t saving me money, it’s constantly costing me more and wasting so much time. I fought hard for good health only to have my bank kick me as I get back up and extend the woes of my situation into every aspect of my finances.
No other bank treats their customers more discriminatorily or as unfairly as WF does. How dare they put consumers into the positions they do, they already have a pretty greasy deal worked out as bankers in the first place. It’s the only business where they take your money in exchange for nothing and meanwhile whilst we fight to get it back they are making billions using our hard earned cash we gave up as a loan on their own investments, to which they keep all of the profits that they make, off our money.. And don’t tell me about the minuscule interest rates they have on savings accounts and the likes.
First off I can’t get a savings account apparently, which is ridiculous, nor do I, or many other people, qualify to do anything but give them our cash. Secondly it's just not enough to keep up with deflation of the Fiat paper dollar they scammed us into replacing our gold with long ago. Investments make $, gold stays steady, but your dollar weakens just sitting in the bank. To get any return on interest at a bank, you would have to spend so much and let it sit so long, you would be better off investing it anywhere else. Just ask them if they would loan anything at the interest rates they pay us. They would laugh and explain how they would be losing money by doing this, which is exactly what you do when you loan it to them. If you were to ask for a loan yourself they would either deny you or charge huge interest rates on the same money we had just gave them for free. What a scam!
It's good to have a safe place to put your cash and access it later, but WF is not that safe place and if you can’t even get that money back, it’s really just a pointless headache. It’s like hiding your money in the wall, but it’s in a bad spot and you can only just barely reach to grab a few bills off the top and meanwhile there are mice all around it taking bites and nibbles every chance they can get away with like the money is made of peanut butter and cheese. Now those rats don't complain when I put money in my account, essentially providing them with a loan every month, but when it comes to getting my money back they have miles of fine print and policies that stop me from accessing my own funds. WF is the worst institution when it comes to this, the same way the human body is composed of mostly water, WF is composed of primarily fine print and hidden fees.
They are a ruthless freak show of a business, not a bank. Banking should be simple, basic checking is not that complicated as to require legal injunction and enough red tape to give a lawyer a headache. Just take the money and give it back later, if that is too difficult they need to consider giving up the whole banking thing and just double down on their scams and become a traveling carnival because they are getting way to good at ripping people off. They could pack up into their fancy wagons they have plastered obsessively on the walls and hit the road with their trickery.
You thought the local fair was a rip off, these clowns wouldn’t even be likely to give you your change back. Honestly it would be more accurate to describe the running of that business by comparing it to a circus than to a bank. Wells Fair-go needs to settle down with these parlor tricks and start acting like a real bank already, but I'm done giving them chances, they're making banking overly complicated for their own profit at the expense of the consumer’s time and money.
My credit isn't even that bad, no mess with credit cards, no defaulted loans, hadn't declined payments on anything, just medical bills that are currently being paid off. But WF will use any kind of leverage it can to milk their customers dry through and keep the money in their hands regardless of how it affects the consumer. WF told me the limit was there to assist me, but I’m not seeing a single benefit out of this, I don’t need a limit on my account as I am responsible with my finances, perhaps it is WF who needs some limitations and injunction as they are being irresponsible with their clients funds and weaseling people out of their money.
Just recently I needed a laptop for upcoming college engineering classes and after waiting months for the Independence Day sale, as this is last sale before September, I spent 5+ days, increasingly more frantically, trying everything I could to place order in vain until the last day of sale. The equipment I need is no longer on sale and now costs more than double what it was on sale for. I can’t afford it now and have to start my college career ill equipped. I’ve needed a good computer for years and was going to buy this for myself as a birthday present for college, but all I’ll be getting this year is the deck of playing cards I had accidentally ordered while trying to see if debit card was working. It was, I just couldn’t buy anything else, but now I suppose I’ve got one of the programs my computer would have come with covered.. Microsoft solitaire…
I had put off getting computer for so long because I wanted one at affordable rate as it is one of bigger expenses for college and I also wanted to wait until just before starting so it would be up to date and everything, so timing was critical. The right one finally went on sale this past week from over $1300 all the way down to just over $500 and was just what I had waited for so long for. I had saved up what I needed, called the bank ahead just to make sure they wouldn’t botch it, but no, I was asking too much to spend my own dang money apparently. What right do they have to tell me how to manage money that is already mine.
A bank’s job is to hold your money not act like they own it. It’s hard enough to go make the money, I don’t need my bank to add an extra 20 steps when it finally comes time to use it. If I had to keep banking with these loons, I’d end up going back to the old bartering system of ancient times because even that was more convenient than this.
It’s not like I was trying to send exorbitant funds to some far off strange land or something, this was a single normal purchase and was an outstanding deal at the time. This was a financially responsible choice and a career driven decision and crucial investment I had planned on making for years, but most importantly it was my decision. I forgot my bank had hijacked my financial decision making capability and didn’t realize they had resolved (without notice) that I would not be able to invest in this nor any other purchases of this caliber.
After going in circles for nearly a week to do what should have only been the click of a button, I called my bank again and was told (the 3rd or 4th time calling that week) my account withdrawals are limited due to credit score, this purchase was over my limit and there was no fix for that, I was just outta luck. I was offered no solutions like I should just accept the fact I can’t use my own money. Who are they to say no?
The first WF employee, that I had called ahead of time, incorrectly explained to me it would work fine. Even though I kept reiterating that I was going to make the purchase, but was worried it might not go through because of what they had done before, I was fully assured (incorrectly) that it would work. There’s nothing worse than a lying, inattentive yes-man to handle your finances. The second time I called I was hung up on and only after calling in a third (or fourth) time, because I had exhausted all other possibilities, did they finally explained this was due to a limit they had imposed despite the fact I had previously called and taken every action to ensure the transaction would go through, and was told repeatedly it would. Shouldn’t need to play operator and do hear more BS over the phone than a busy secretary just to “conveniently” order a single item online.
I spent days going in circles on phone with Sears, eBay, Amazon, creditors, etc. trying to figure why I couldn’t purchase through their sites, all to find that it came back to WF. Again this was my joke of a bank’s fault despite their reassurance that it would work and despite taking every precaution to ensure a smooth transaction. I was repeatedly unable to make single simple transaction all while being improperly informed of situation leading me in a maze of dead end tech support and customer service lines where I had to spend my entire 4th of July weekend going in circles while everyone else celebrated. It should have been a couple clicks and done, but WF made it impossible..
Buying something online is supposed to be an easy experience, not a series of negotiations and detours imposed by your bank, screw WF. Sale is over now, and my only option is to pay significantly more with cash now in overpriced retail store after I’ve already begun my classes, when it is hopefully close to that affordable again.. But who even shops for deals online these days anyways, right? Thanks WF for the help, I hope everyone there gets the flu. Laptop I need is back up to original cost again (which now I cannot afford) and worst part is I can't even get lesser alternative because I need it to be capable of 3D design and editing and now the semester is coming up and I’m stuck with a pen and paper in hand like it’s the 1950’s.
With WF’s stupid new fascist limits so low, I can't get anything over a 2GB ram running piece of junk working on a phone processor which wouldn’t even load the welcome screen to the 3D design software I need to run for my engineering courses. Even if I do find it in store it would take me several days to purchase because of the daily limitations on how much I can withdraw, how convenient! I guess WF has decided I don’t have a right to buy nice things. Do I gotta do my shopping at the Dollar Store or on layaway (if that is still a thing) for the rest of my life? Maybe I should just buy a cheap calculator instead and change my degree to accounting? I don’t appreciate my bank stepping in and making decisions about my life for me and mucking up my chance of a future. It looks like I'll be the only one in class taking notes by hand this fall.
Thanks WF for making horrible experience return to haunt me, limiting my quality of life, and crapping on my of a hope decent college education. This isn't first time WF tripped me up financially, but it will be the last. Those greedy pigs probably spend more on one dinner than I am apparently entitled to spend on something I will use for my entire college career and it’s not because I haven’t already given them more than that, I have plenty in my account. It’s because they wouldn’t miss a trip to the trough and holding up their end of the deal as an honest banker might hinder this.
So am I just supposed to keep starving while I wait for them to lift this imaginary ban on my own funds while they suck the meat off the bones of their constant 5 star accommodations. Disgusting greedy pigs have us far more fooled than we could possibly imagine. How do they have us begging for the same thing that we give them voluntarily everyday in exchange for nothing. Must be nice, “Give me your money and maybe I’ll give it back.” Pretty sweet gig.. Like to see how they take it if someone tried this with them.
How have we let a few weak men take over all control of the exchange of goods in this world, it’s shameful how we hand over our only bartering power so readily and live at the mercy of these freaks. Bankers claim to protect your money, yet all they do is put it in their pocket and take advantage of your financial illiteracy and add fees and charges to the money you borrowed them, and WF is one of the worst perpetrators of this misuse of power. If you bank with WF, you need to fix that mistake before you waste time and money by getting scammed too. It’s a “suckers” bank and if you haven’t shot yourself in the foot using that bank yet, just give it some time.
And if you don’t bank with them at all, congratulations you aren’t a sucker and probably have a much higher IQ than the majority of the people standing in line at that bank. You can just feel a lack of intelligence when entering that institution, I can’t believe I was foolish enough to bank with them. It’s your money, take it back, keep it, invest it for profit like they did when you loaned it to them, or at least put it in another bank or credit union that is fair.
The whole reason my credit was damaged in the first place was due to a clerical error with Veteran Affairs billing (they’re about as good at ** their clientele as WF) and I'm stuck doing everything I can to pay it off out of pocket, and am close, but having my own banking institution come after me for it too and cripple my finances makes it very difficult to get ahead and fix this mistake. WTF WF? I wish someone would tell them they aren't entitled to anything over several hundred dollars and see how they would take it. Their only job is supposed to be to hold my money, then give it back when I request it. When you don't give it back, it's called stealing where I'm from..
Unfortunately if you do some digging you will quickly find this is nothing compared to other scams they’ve ran on their customers, but is enough for me to be done with them. I gave it a try, but WF is still up to it’s same old shadow games and shady business practices while continuing to fail to provide proper basic banking services. I’m never banking with these greedy money bogarting scammers again. Zero stars, -negative stars, #NOWAY, horrible experience! Should have listened to others when I was warned of this horrible institution and I studied their horrific past record of fraud, but I had to learn the hard way because I was drawn in with their new fancy building and over luxurious lobby. That should have been an immediate red flag of where the money I was “storing” was really going. Worst bank branch ever and they can't put enough fancy art (you and I paid for) in the lobby to make up for that!
Don’t get caught up with their overly glamorous, ** corporate marketing and overlook the fact they are the worst bank to put your money in. You don’t have to learn the hard way like I did, just find somewhere better to bank that is fair and won’t rip you off. If your time and money are not important to you go ahead and enjoy the small fancy disposable cup of WF coffee and overpriced vinyl seating, but if that is the reason you are banking with them (and it’s really the only reason to bank with them) than trust me when I say it’s not worth it. Besides I’m sure the coffee down at the credit union is just fine and comes with much better rates.
I'm not the first to get poor treatment with WF, and unfortunately I won't be the last. I have no motivation, financial or otherwise, to sully this company and was a proud (idiotic) customer until just recently when I started paying closer attention to how they do business and handle my money. I will be closing my account first thing tomorrow morning and be bringing the largest over-sized coffee mug I can find to drain both their stupid pots of coffee because ** them. This was just my personal experience with Wells Fargo and it could have been much worse as it has been with others using WF, but thought I'd share my experience so others don't have to find out hard way too, that this bank is crap, even on a good day. And for that reason, I’m out!
Reviewed July 2, 2019
I opened my Wells Fargo secured account about a year ago. Before I opened it they told me that eventually they will upgrade my account to an unsecured. I pay my bills promptly, I have a very good credit score.. I never got an upgrade... This is pure fraud!!! A few weeks ago I made a dispute on a charge that I gave no permission to do, and part of the Wells Fargo agreement is that any charge that was made without any permission from the cardholder, you are not responsible for it. Bottom line the dispute was not approved. This bank sucks!!!!

Reviewed July 2, 2019
I hate this bank sooo much...poor customer service and NEVER can help properly. Always a issue. And it makes me sick. Can't wait to get another bank account. I swear I hate this bank. Will never recommend to ANYONE.

Reviewed July 2, 2019
In the interest of brevity I will leave out the many, many conversations and e-mails I exchanged with my bank of 15 years about this very simple, and now enraging, problem. I have a personal checking account and a business account with Wells Fargo. The average balance in these two zero-interest accounts hovers around $80-90K. Suddenly four months ago Wells Fargo started charging $14 /mo service fee on the business account. When I asked why (Cheryl ** @ WF) I was told that the balances of the two accounts are not considered jointly when determining monthly fee waivers. At that time the personal checking account had a $85K balance but the business account was down to $5K so the service fees were properly applied. I informed Wells Fargo that I was unaware of that rule, that I did not feel like Wells Fargo would be able to meet my needs so I would be transferring my business to another bank.
Wells Fargo (Chris ** @ WF) responded by inexplicably refunding 50% of the prior two monthly fees and encouraging me to stay with the bank. I thanked Wells Fargo but advised that I wanted them to take back the refunded fees because I now understood that they had, in fact, been properly applied. Wells Fargo (Caroline ** @ WF) advised that it was possible to charge any fee they wanted to but not possible to take back an improper refund. One imagines that this cannot possibly be true but I have no data to refute Caroline's observation.
While these communications were playing out another $14 fee was charged in the normal schedule. Then Wells Fargo elevated my "complaint" to another person (Monique ** @ WF) who politely and promptly refunded another monthly service fee when my problem, at that point, was simply trying to figure out how to 1.) Exit my relationship with Wells Fargo, 2.) Return to Wells Fargo the $35 in unsolicited refunds the bank had processed and 3.) Stop the insanity of charging a monthly service fee for an account that has 2-5 small deposits a month by moving to a less carnivorous bank. A quick market survey of local banks found no one that would charge an account fee on the $85K no interest account total so my options locally appear to be unconstrained.
Perhaps Wells Fargo should consider that at a rate equivalent to their one year CD, the bank earns about $142.67 a month on my no interest deposit and yet they are powerless to match the market by deferring fees of $14 /mo in order to gain that $143.67. In any case, it is their business and they may run it as they wish. In fact, the difficulties this bank has had since September 2016 suggest that they are embracing that freedom with glee. Perhaps the disappearance of ~$60B in Wells Fargo market cap in the last year is easier to understand in light of this story of incompetence and laughable problem-solving skills. I strongly urge people shopping for basic banking services to consider other suppliers of those services. In fact, I think any bank, anywhere would be better than this very broken company.
Reviewed July 1, 2019
I have a student loan that my father co-signed years ago. It’s been in repayment with automatic drafts set up for years. My father, unfortunately, declared bankruptcy in February which stopped the payments. But I didn’t realize this happened because, as I’ve been told, Wells Fargo cannot legally contact me regarding the bankruptcy (even though it wasn’t my bankruptcy). And it was not on my radar to even consider that my loan might be affected because my father’s lawyer told him it would not be affected. The bankruptcy finally got resolved a week or two ago and I got a call from collections saying I’m hundreds of dollars behind and about to go into default. But this is all news to me as I’ve been on auto draft and don’t even worry about my repayment.
I am understandably frustrated and start trying to work with different representatives on the phone to resolve the situation. But I’m not getting much help. Everyone just hides behind the fact that legally, Wells Fargo did nothing wrong. But I’m just asking for a little compassion, a little mercy. I technically have the money to get my payments caught up but it’s been set aside for getting a new (used) car that we desperately need. So I’m just asking if we can reset the payments back to current (adding what I owe back to the outstanding balance) so I can get back to my normal monthly payments. But no, can’t (won’t) do that.
So then I take from our car fund to pay back what’s owed. Not happy about it at all but whatever. But I ask the agent if there’s any help they can offer regarding the fact that my credit took a big hit because of this which also hurts the car shopping process (because we will still have to finance some of it). I’ve also been slapped with some late fees. Now that I’ve paid to get the loan caught up, I’m again simply asking for some compassion for a near 15 year customer who didn’t (knowingly) do anything wrong. But no, Wells Fargo can’t (won’t) help me there either. So I’m done with you guys. I’ll of course keep paying the loan. But I have zero interest in being associated with an organization with so little willingness to help a customer in need. So you will get my loan payments going forward but that’s it.
Reviewed June 29, 2019
I’m a teacher who opted to get a lump sum pay for Summer instead of Bi-weekly. The funds entered my checking acct on May 1. I planned on using a portion for down payment on a house. However, in the middle of June I received a frightening email. Zero balance from WF. I called the bank and spoke to executive. She advised me, "Poor spending. Please budget yourself." I explained to her that’s not true. WF system has a glitch. It’s doubling from my bank card. Also, I told her that’s the problem with WF employees. They have too much self-pride in their jobs and system whereas my being your customer doesn’t matter to you. She spoke with more senses or empathy towards me.
I told WF to put my money into my acct. That’s all my savings until school begins in August. It took them two days to return small credits but larger credits I was advised it will post over one month. WF is prompt and quick to blame customers for the company’s poor business practices. I have had WF for over 18 years and still can’t save a dime for missing money. By now I should be a millionaire. I hate WF. Not a trustworthy bank. This bank will have you believing that all is well with your money but after a few or several transactions you start to realize that your earnings are too far gone into a glitchy system. I’m done with WF. This bank sucks, please shut down. I want my money returned to my acct ASAP.
Reviewed June 29, 2019
I was transferred to many different departments trying to get a fraud alert added to my account after I received an official email from Wells Fargo that said they changed my mortgage number. I spent hours on the phone and was given to deleted phone numbers. People said they didn't understand my complaint and sent me to another agent including a debit card agent. Email preferences changed. My bill pay set-up completely deleted including payments due in on Monday. These customer service agents are vicious.
Reviewed June 28, 2019
Spoke on the phone with a representative after receiving a pop up instructing me to call to verify the account to be able to send payments again. All I got was an argumentative man who was fact-checking my statements and questioning me. And all he ended up saying he could do for me is file a claim which required 5-7 days to process, otherwise I'd have to visit a branch/ATM in person. Was rude in that he was yelling and speaking over me when I tried to explain that I did not in fact change ANY of my contact info (which was his reasoning explaining why my account wasn't letting me process transfers). The website & Zelle just said that I just need to quickly verify by calling the number and it turns out that once you call, they can't even help you -- you need to go to a location in person! Terrible service with complete and utter disregard for you as a customer.
Reviewed June 27, 2019
My wife and I recently divorced. We went together to WF bank to close our checking and savings account. We were told that it wasn't necessary for both of us to come in to close the accounts, only one person was needed. This for a joint account mind you. Next, as part of the divorce decree, I was to take over the WF Visa account. I called to have my wife taken off the account, but was told since it was a joint account I could not do that. I spent quite a lot of time being passed up the line until I reached the corporate business office. Following their review, they stuck by their guns and said they could not take my wife off the account.
When I asked them to explain the logic behind how my wife or I could close a joint bank account at any time without the other's knowledge, but they would not take one of us off the Visa as part of a divorce decree. The woman's answer was that the outstanding balance on the card posed a financial risk to WF and therefore they would not take my wife off. And this despite that my wife currently is getting most of her income from me through alimony. And now she is bound to whatever I end up doing with the Visa account, even if I don't pay on it. Wells Fargo is not about the stagecoach, they are all about the shotgun.
Reviewed June 26, 2019
All the higher-ups know my and my wife's full names and greet us. I always get on Shannon ** line. She is an elite teller in this banking system. I wish I could say that about the other branches, the one on Amelia Island is a modern-day haunted-house for customer service.
Reviewed June 24, 2019
Wells Fargo year of trying to improve your customer services, every time I have to deal with you, I have problems. You are a bank. You are FDIC insured and you are working with people's money, mortgages, and car payments. You really have to get policies in place to create consistent systems. Why does it take you 5-day to process online bill payments? Other institutions do not have the same problems. Please get it together.
Reviewed June 23, 2019
I really hope this gets to where it needs to be because I am certainly not letting what and how WELLS FARGO did my daughter. My name is Kimberly ** and my daughter Krystal ** has been banking with Wells Fargo for about 4 or 5 years now! My daughter had an apartment fire on May 29th and her and her family (husband and kids) lost everything and I mean everything! Even though this is no business to anyone I as her mother had put my name in the apartment where her and her family resided which in turn means that any insurance such as renters insurance would have to be in my name only because this policy wasn’t no add on usually how you do with car insurance etc. No. This policy was added on to the lease under Assurant of course in my name due to the fact as I stated before because my name was on the apartment!
So of course a claim was submitted and an adjuster was assigned to me from Assurant Kevin **! Before any payments were issued I assured Kevin that the money can go into my daughter's account and he said ok as long as the bank accepts it! Fine. Now prior to yesterday which was Friday June 21st there were 3 separate deposits that went to the account. All 3,000 or less. Everything was fine. Money cleared! Then shortly after 2 deposits the same day went on for over 4,000 each! That same day my family was going on a family vacation that needed to be finished paid for along with spending money! No this is no business to Wells Fargo but since they took my daughter through a bunch of bull ** I am speaking out! This is insane as my daughter is crying while we are away!
It took for her and her husband to go to the Glen branch on Ritchie highway all to get profiled while trying to withdraw $7500 from the teller as there was over 10,000 in her account because of the fire insurance claim. Again no business to Wells Fargo or the Glen Burnie branch employees! We all were pressed for time that day not knowing it would take damn near an hour for this process to only be told it need to be verified to make sure the deposit were legit! Meanwhile again there were several deposits before all in my name as her mother and those deposits were just fine. Also I have used my daughter's account a bunch of times to pay my credit card bills and that’s ok too but since my daughter wants to withdraw her own money no matter the circumstances of 7500 it’s an issue!
My daughter calls me from the bank upset so I told her to leave and we just have to deal with it another time as we had to go to only get a call from Wells Fargo saying they have made a business decision to close her account and I know for a fact that the manager at the Glen Burnie office I believe her name is Zakiyayah ** more than likely called loss prevention to report a bogus ** fraud when that money is very well legit and only belongs to my daughter! Wells Fargo closed her account and retracted the funds back to the bank whom Assurant uses! Not only is it a big ** inconvenience but they are dead wrong for profiling and being bias to my daughter. She is 30 years old with a family and obviously needs her money especially since she just lost everything! The fact that she has to wait until Monday to contact Assurant for them to reissue the money is ridiculous and unfair as a Wells Fargo customer!
I will take this issue so damn far Wells Fargo will regret for taking my daughter through this! I will be calling the news reporters on Monday morning! I know that my daughter can very well get her money back but the fact that her own bank is making it seem that she is doing fraud on her account doesn’t make any sense! I personally will never deal with Wells Fargo as one of the reasons why I no longer bank with them anyway! I hate them and it pisses me off that my child is being taking through this for no reason whatsoever! I believe if my daughter never went to that Glen Burnie Branch to withdraw a significant amount of her own damn money this would not be happening! I want Wells Fargo to know that they ** with the wrong daughter and believe me when I say Wells Fargo will not hear the end and I will be giving them a bad name! Trust me.
Reviewed June 20, 2019
I am a small business owner. Money was missing from my business account so I called Wells Fargo to see where is my money and why is my money missing. Spoke to a manager and was told there is a process that usually takes up to 5 days to receive any info about the missing money, so I asked the banks manager, "Could wells fargo credit the missing money until you guys figure out what's going on." Manager said, "No we cannot due to if we could credit everyone when something goes wrong we wouldn't be a functional institution." and she hung up the phone on me with no return call back. No Love for small business so there's gotta be a better financial institution out here somewhere. I've been with wells fargo going on 10 yrs now. Cannot support my business for the next few days until wells fargo gives me my money back. I'm done wells fargo. Goodbye.
Reviewed June 19, 2019
I always check my account before I make a purchase so I do not overdraft. When I checked it yesterday I had enough to cover that included what was in my savings account. I checked this morning to see if my balance was ok, and they charged me an overdraft fee of 12.50 plus and state tax because I did not transfer from my savings account to cover the purchase. Not understanding that at all because all the money was there to cover. I made sure do that. Now I am seeing how they get their money. They have screwed up my account and they will be charging me another overdraft fee for something that was originally covered. When I called Customer service they said they cannot help me because it was my fault. I am really sick of using this bank. They think people can afford to keep paying their fees and it’s ok to make the charges. Does anyone know a better bank? I need to get out soon....
Reviewed June 18, 2019
I went to cash a check that a company gave me for services I gave them. The check was for just under $400.00 and they said it would cost me $7.50. Walmart will cash it for $3.00. They are still stealing from people. That company pays a service charge to have that checking account with Wells Fargo, I called and asked them, and they want to charge me also. How many times do they get to charge for the same check? I won't ever deal with them again, I don't like thieves.

Reviewed June 18, 2019
The bank is holding a large sum of my deposit/funds for an excessive amount of time, twelve-sixteen working days. The bank is also accepting my third party online payments to my creditors and just informed me that while I am not able to access my funds the overdraft due to Wells Fargo holding my funds is applied to each payment to my third party payments. Please help. I have tried numerous times to remedy this situation/fraud. Thank you.
Reviewed June 15, 2019
Searching for somewhere to vent and maybe get some changes for my local branch of Wells Fargo Wilmington NC. So I started a new job where direct deposit isn't offered and me not having my own vehicle right now this isn't good. I received my first full paycheck which I needed to pay my 'late' rent with right away. The check is a Wells Fargo bank, which isn't my bank. So I'm in an Uber and I ask to stop by Wells Fargo. First we go through the drive-thru because I need to do this in as least time as possible, as it is costing me. I pass my signed check and drivers licenses thru window to teller, telling her, "I want to cash this check." She ask if I have account there and another form of ID. I said, "No I do not have account there." She says that I will need to come inside. I said okay, she keeps my things (signed check, DL).
We drive around and I go in to find a line to the door, 1 teller and the 1 teller from drive thru and 3 bankers or not behind the teller counter. I ask her if she can handle my transaction now and she says No, that people are waiting in line and that the other teller has my check. I am shocked and I am sure my face and body jesters show this. One lady is kinda standing around maybe helping tellers. She's walking around with these little bottled waters offering them to customers.
At my turn, I said, "No, what I want is some more tellers." When she replies with "Yea, we have some people out an on vacation"... I said "So your customers have to suffer?" This is pure lack of management and/or care for customers. The line keeps increasing. The guy teller I had was not at fault but I told him that it's bad he has to handle Friday by himself, he politely agreed. I was in there 15 to 20 minutes, my simple Uber ride turned into an expense. This should not have happened.
Reviewed June 14, 2019
First of all I open my account with Wells Fargo. It start off good with no problems. Now this kicker. The bank won't let me do overdrafts now all of sudden, which 4 months it won't let me. When I call the banks, talked somebody, it's always lame excuse. Yes, my pay check is deposit into my account and sometime I leave money in the account. Sometime I do but make long short, the customer that hundred of dollars check and do pay them and got some that abuse the ATM machines do have no interest of ever paying its bank. I'm single parent trying do the right thing but it's all good because as of today TCF Bank will getting my services.
Reviewed June 13, 2019
I am active duty military and a resident of New Hampshire. Being in the military I move around quite a bit, and I currently live in D.C. (on orders). I bought a new car recently and because I am a legal resident of N.H. the registration, loan, etc are addressed in NH. My legal residence is my father's home address, and it's recorded in my military record, as well as at the DMV. That being said my license, while a NH driver's license, has my current address (mailing address) listed on it so it doesn't match my legal residence address (common for military at least in NH so they know where to send my documents instead of sending them to my father to forward along to me).
Well Wells Fargo couldn't really grasp how all that worked, and kept asking for a utility bill or other typical form of proof of residence. Obviously, I was unable to provide any utility bills with that address and my name on it because I don't physically live there! I worked with the dealer to come up with different ways to prove my residency (even though my legal NH status was never in question. ): I printed out a copy of my personnel record that showed my legal address and they said that anyone could have just made a fake one in word. I got an official memo signed by my commanding officer and notarized affirming the record was valid and my address was as stated, but they did not accept that either.
When speaking to their representatives they clearly didn't understand how you could have a physical address different than your legal address, it honestly felt like trying to explain it to a wall. You would think that a major company like that would have a better understanding of how things are for military personnel. People wonder why military members try and stick to military banks like Navy Federal or USAA, and it isn't because they have lower rates, but they have a better understand of how life is for military families and don't make life significantly difficult for something that should be simple. If I had my way I would never use anything from Wells Fargo again. I would even take a higher rate to not have to deal with all the trouble they put me through.
Reviewed June 12, 2019
Wells Fargo has the worst customer service of any bank I have ever worked with. They claim they will call back and don't. They make promises to fix issues only to kick the can further down the road. There is a reason they were in the news for all those unethical practices.
Reviewed June 11, 2019
On May 31,2019 I attempted to purchase concert tickets using the Zelle app through Wells Fargo online banking. I had never used the app before, but since it was a trusted payment method through Wells Fargo, I felt safe and secure using it. The fraudster set up a payment of $150 through Zelle. I received an e-mail from whom I thought was Wells Fargo (it had Wells Fargo letterhead) stating, "The transaction failed. Please try again." I became suspicious, when the scammer asked me to complete it again, I refused. He screamed, "oh my god" and hung up on me. So not only did I get ripped off $450, I obviously never got the concert tickets!
I immediately called my bank, and during that 5 minute period the scammer charged my account 2 more times, for a total of $450. The banker placed an immediate hold on the account. She further assured me the money had not left my account, nor would it. This was Friday afternoon, she said it wouldn't post until Monday evening at midnight. So we had stopped it in time. I had to close the account resulting in a huge hassle with direct deposits and automatic withdrawals. The banker also opened a fraud case, immediately. The fraud case manager said it usually takes 7-10 business days to get the money returned into my new account. I called after 7 business days and the next banker I talked to stated that the money had in fact been released from the account, but assured me they where working with the other party's bank, to get that money returned. Again, no worries, just be patient and give it a few more days.
I called today, 10 days after the original claim and was informed that my claim was denied. They were using the loophole of it being a Zelle transaction. That there is no protection when using Zelle. What?? This is a company they endorse and allow on their website. This make absolutely no sense, and is just terrible business practice. It is actually negligent. After literally being transferred 4 times today, to different departments (passing the buck) I am left with the same resolution, "you are not getting your money back". I plan to keep escalating this, because it is just wrong.
Reviewed June 11, 2019
I have never had a problem with Wells Fargo Bank. They have always treated me great. When it was my birthday they posted a cupcake at the ATM machine wishing me a happy birthday. Then when it was my sister's birthday they asked me if I wanted to send her a birthday card at the ATM machine and I thought that was really nice.
Reviewed June 10, 2019
I have banked for 18 years with Wells Fargo, and have significant experience financing and refinancing mortgages. This particular Branch under Mr. David **, Wali ** and Harpeet ** has treated us with the utmost contempt, feeding us lies after lies. Summary: I was aggressively offered to get an HELOC, and then pitched to refi my adjustable rate. I was told that the process would be 2 months tops and that the submission of documents was straightforward. I should mention mention that we have over $1M in equity and revenue streams that equate 6 to 7 times the amount we are were seeking to refinance.
The online process was awful, very little assistance from Wells Fargo (basically making us feel like a number), we were asked multiple tax returns and despite an excellent credit score (about 800) and an email confirming the loan approval (at the end of March 2019), and the expectation for a close date for the end of April, by end of May we were still battling with Wells Fargo.
2 MAJOR THINGS HAPPENED. We were given a lousy rate rate to begin with, so do not expect Wells Fargo (EVEN after 20 years) to act with your best interests in mind! This bank is just HERE TO SUCK EVERYTHING THEY CAN OUT OF YOU!!! Case in Point, I called them on this bad rate (rates were going down) and asked them to lower the rate (the different was over $30K in savings!), they accepted and send me a letter to "REPRICE" my request (really they should have proactively told us about this better rate, as they pitched me multiple times on the phone {Mr Wali ** and David ** are great that!), so I got the loan repriced BUT with a "FEE TO REPRICE THE LOAN" $816.25!! Remember the process was ongoing.
SECOND EVENT: I was put on disability and notified the Bank, who asked me for multiple additional proof of employment, when this disability status is under ECOA/FHA. Legally and as per earlier Wells Fargo email correspondence there was "nothing else for us to do". We had provided all the tax returns, 401Ks, pay stubs and were prequalified easily...That changed once I mentioned my work status change. Net/Net: some 90 days after initiating this process, WELLS FARGO has denied us, charged me over $600 in appraisal fees (which we have yet to get reimbursed for), and icing on the cake, they claim that I was the one who cancel the application, when all I asked for was a final decision or my money back. To me this behavior exemplifies the ABSOLUTE WORST amount of GREED, DECEPTION and CONTEMPT one bank can (unfortunately) choose to embrace.
After close to 20 years, I am closing all my accounts with them. I just can't imagine supporting a bank with these values, and all the advertising in the world (their latest campaign is laughable) will change that simple fact! Wells Fargo is in to get you one way or another! STEER CLEAR! Do your homework and choose a Bank that won't treat you like garbage!!!
Reviewed June 10, 2019
I had a joint account with my disabled, ailing mother for almost ten years. During the entire time, I had arranged direct deposit of social security into the account and then automatic transfers to distribute to other payment accounts. Last month, the account was closed with no notice due to "inactivity." Wells Fargo explained to me that automatic transfers and direct deposits don't count as activity! They gave me the option to use a tool for convenience, then penalized me for using it! It is very difficult to set up this type of account with an ailing family member. I knew Wells Fargo would shank me one day, I guess I shouldn't be surprised. Any advice or recourse would be greatly appreciated.
Reviewed June 10, 2019
I have worse customer support, I have submitted my online application for business account approximately month ago there. No one has correct information about what document they needed. They're dying for proof of address while I have sent them all required documents. Whenever I called them to get my application status I got new rules and new document requirement. Finally I have to cancel my business account application today and I had very bad experience with Wells Fargo bank. I won't recommend and never used this bank ever again. They told me so easily "sorry" just wasting my time for no reason. "Ref: **". Thanks for everything.
Reviewed June 7, 2019
I have always had issues with Wells Fargo. Their credit line, their customer service, their checking account services, in branch customer service. All around worst bank out there. They will charge you hidden fees, fraudulent charges and fees on credit cards. I got some back but still they ruined my credit. Also it’s apparently too late to make a claim on their class lawsuit. Like well if I knew I had the option trust me I would have got in on suing them! But I was never notified of such.
Their overdraft protection only covers you if the stars align just right. And they will take priority over an iTunes account for your rent. Mind you my rent was paid 31st, the lady said that the charges go in order and the iTunes was coming out first... on the first of June. I could have sworn May 31st came before June 1st but my banker thinks otherwise and refused to write a letter for my apartments, which I was told beforehand would be possible and it would be at manager's discretion. Never spoke to a manager even when I asked for it . Everything here screams fraud.
Reviewed June 7, 2019
I stayed with Wells Fargo for two reasons. One they are helping build my credit. Two my local bankers are trying to help me as much as possible. But yet I call the credit center from the back of the card and my payment is only going to be 10 days late and she catches a attitude because I didn't pay it on June 2, but honestly I thought it said June 6. But yet Wells Fargo can order a bunch of pizza in Iowa for their employees and not work with their customers? I work a lot and don't have a automatic system like Wells Fargo does. I am very disappointed with Rose attitude towards me and I will be going to my local branch to complain to the lovely ladies and top notch lady manager I like there. If you Facebook Wells Fargo they want the money for their stock holders. Still very greedy.
Reviewed June 6, 2019
I had a money order drawn on Wells Fargo that was made out to me for a payment that was owed to me by a relative, a small amount $125. Wells Fargo would not honor it at the drive through with two forms photo ID's, one being a driver's license. I was told I needed to come inside to have them honor the money order. Once at the teller's window I presented the money order. I gave two forms of photo ID's, this again was not enough. I have several student loans with Wells Fargo. They have made thousands of dollars off of these loans. I do not have a checking account or a savings account with Wells Fargo and was told this was why I was treated this way. I was told unless I gave them my finger prints Wells Fargo would not honor this already paid for Money Order. I'm not a criminal nor have I ever been fingerprinted or been asked for fingerprints. DO NOT purchase money orders at Wells Fargo!!!!
Reviewed June 5, 2019
I bank with both Wells Fargo and Chase, I purposefully keep the minimum amount of money in my account because they are so greedy with their fees, they have literally taken thousands of dollars from me in fees the last 5 years. My mother recently had cancer which have made financial matters tighter, and I recently have had to have my own surgery. One day I go to my account to find out that they have stolen $125 from me for a fee for something where they sent the mail to the wrong address where I haven’t lived for over 5 years.
When I asked them to reverse the fee they said the best they could do is give me half of my money that they stole from me even though I’m having surgery tomorrow and this will leave me with less money than I needed. They are greedy ** who will do anything to make a buck, including surgery money from people who are sick. Don’t forget in 2012 when they were caught up with laundering money for the Mexican cartels. They are a despicable disgusting classless company, do yourself a favor and don’t even think about banking with them, you’re better off keeping your money under the mattress.
Reviewed June 2, 2019
Wells Fargo has been my primary bank as long as I’ve been alive. I’ve had various accounts through the bank, and the company has been consistent. Unfortunately, that means they have been consistent in low quality customer support. For context to the non-WF customers; calling through the support line requires a maze of navigating the system to get to a person who can help. Sometimes I try yelling my answers into the phone system, wondering if it will connect me with an agent sooner. I decided that a 0.01% return on my savings account is pointless. With all the great alternatives available, I decided to park my savings elsewhere.
I called Wells Fargo and the agent said they couldn’t cancel it until my account was empty. I would have to move it and then call back a day or two later. When I called back, the new agent told me there was a $0.01 cash reward in the account. I wouldn't be able to close the account until I redeemed the reward. They couldn't transfer it, donate it, or even take it. I would have to go into a branch to get my penny. I expressed my frustration and the agent put me on hold for 10 minutes. The agent returned and told that was the only option.
I explained again why this upset me. The agent mentioned they can do a cashier’s check to send me the penny, but that people rarely don’t want to do that. I would obviously prefer to do nothing (wait for them to send the check) over spending 30+ minutes to go into a branch. The agent obliged and closed my account. This type of company-centric process attempts to deter customers from closing accounts. I’m glad to have my savings account moved, and plan to move my others away as well.
Reviewed June 2, 2019
It is Saturday. Granted on the first of the month. But when you call and ask a question they say “exceeding 10 minute wait time and you are on hold 40 minutes.” They probably had no intention of picking up, but say 24/7 customer support. This is not the first time I fell for their scam, I bet they answer during normal business hours. But why say 24/7 support if they really mean 9-5 M-F? Just be honest. I’ve been a Wells Fargo customer since the Wachovia days, about 2 decades. I’m going to look for a bank that knows I am a person with concerns. This bank is just out of control.
Reviewed June 1, 2019
My mother is dying of cancer and didn't have time to go to the bank to put me on her checking account. Went the route by getting a letter from the Hospice doctor, but of course that wasn't good enough for Wells Fargo. The legal department told me I would need to get a POA to add me to my mother's bank account. I paid the money to get the POA and took it to the same branch. The legal dept reviewed and now us denying the POA because they said how do they know my mom is in incapacitated even though I have a letter from the doctor and now a POA. Why do you tell someone they need a POA and when they get it they want to play games? Doesn't Wells Fargo have any compassion for families that are going through a loved one's death? I would never do business with them or would I ever recommend this company to anyone. They will go out of their way to make a death even more miserable. Awful company!

Reviewed June 1, 2019
I was with Wells Fargo for a good ten years until recently my account was close. However, one particular bank teller was very rude to me and disrespect me. He needed a refresh training on customer service. The branch manager at the time mentioned to me that I should not attack her bank tellers verbally. However, I told her it should be the other way around because I was treated cruel by the bank tellers. All thought was a joke and the manager allowed it. I realize, they were all Latinos sticky up for each other. I complain a couple of times and nothing happened. There is an investigation taking place.
Reviewed May 31, 2019
Policy: If you purchase on Amazon using Wells Fargo Debit card and the charge goes to another state through Amazon other than the one you live in the charge will not go through it will be blocked. Rationale: Theft protection. Remedy: Sign up for security alert online and you will receive a text message prior to the charge going through. No matter how low the charge or high the charge this always happens. A pain in the ** as I make a lot of charges on Amazon. It would be best if they set a threshold for this extra step maybe at a 1,000 dollars.
Reviewed May 31, 2019
Wells Fargo bought my mortgage - which I had no say in - and every year I get a escrow review statement saying I have a shortage and owe them more money - usually $250-$300 - every year even when nothing changes!!!! They double talk and explain things so you can't understand the math behind it no matter how many different questions you ask. I wish they would sell my mortgage to someone else!!!! Heads up: when you take out a mortgage with another company make sure the box that says we will service your loan is checked so it doesn't get sold to a company like this.
Reviewed May 30, 2019
I have a checking account with them. And I always have the same problem that sometimes when I do bill payments or credit card payments, they don’t appear on Wells Fargo app or online, not even on pending transaction area, causing you to see the wrong balance. Because after 3 days of so many purchases and pending transactions showing zero, you lose track easily causing you to have an overdraft.
Reviewed May 30, 2019
My 17 year old recently opened her own bank account with Wells Fargo in May, 2019. She came in to the branch the Friday of Memorial Day Weekend to cash her payroll check against her account, and was told by the teller that her check could not be cashed due to an outstanding balance on her "card". The teller advised her to deposit the check, however, my daughter insisted that she needed her fluid cash handy over the holiday weekend. The teller agreed to deposit the funds "AS CASH" so that the outstanding balance could be paid right away prior to dispensing funds. Once my daughter agreed, the teller informed her that she could only take out a certain amount but had to leave money in her account, but that she would be able to freely use her card for transactions over the weekend as needed. 20 minutes later, my daughter tried to use her card at the gas station, and funds were insufficient.
She called the branch and they told her they could reverse the transaction so that she could take her check elsewhere, and agreed that the teller did not have to deposit her check. When we got to the branch, the assistant manager attempted to address and discuss the matter in the middle of the bank floor in front of other bank customers (we had to ask for privacy). Then, he insisted that the funds she was given had to be brought back in (however she spent it on breakfast immediately following the transaction).
Ms. **, the Branch Manager came out 15 minutes later to address us, was rude and dismissive to both of us, stating that there's nothing she can do unless we brought the money back in within 5 minutes because they were closing. Furthermore, there would NOT be any remedy due to the holiday weekend, and next-day business transactions would only allow her funds to be available the upcoming Wednesday! My daughter was in tears. I asked for an override or something that could be done and was told there was nothing, as she simply walked away from us leaving us sitting at the platform desk by ourselves. At this point, I'm irate because of the customer service and rudeness. I raised my voice trying to get the manager's attention, and was told that I would be thrown out of there because she would not be disrespected... and she continued to ignore us. No apology, no empathy, no ANYTHING.
I asked how I could close out the account and Ms. ** told us that they could NOT close it until Wednesday. I called Customer Service while at the branch and was informed that NONE of what we were being told was the correct information, and THIS is why I'm writing this complaint. My daughter is hurt and discouraged from banking as a practice, which is NOT the first experience I wanted her to receive. They are the most unbelievably rude and dismissive, unprofessional people at the Cross County Mall, Yonkers, NY Wells Fargo branch. I have not received treatment like this from the branch we opened the account in White Plains, NY, however, as a reflection of your bank, THEY make Wells Fargo look HORRIBLE! That's all.

Reviewed May 30, 2019
I called Wells Fargo to ask them if I could get my online banking access back. They told me we couldn't do because we needed bank statement from another banking institution. I'm like "what, why would they need that". I was concerned and frustrated with Wells Fargo because they didn't even notify you when they disabled your online banking access. I feel like Wells Fargo needs to be investigated and looked into.
Reviewed May 29, 2019
I've been a customer for 15 (ish) years. I put up with them issuing checks to a non-signatory on my account. I put up with outrageous fees. I put up with spotty customer service. That patience ended Saturday morning when my card number was stolen. I went in for a temporary replacement card and was told, after waiting 15 minutes, my Texas-issued, valid ID was insufficient. The branch didn't question my identity, nor should they - I'm in the bank for large transactions on a frequent basis. I also presented credit cards, business cards, etc. - all of which were in my name. Instead, the branch demanded a driver's license (at home), or a passport (it's Texas and who carries a passport). Wells made the decision to prioritize policy over customer service. I closed out all of my accounts as a result and I'll use one of my other banks from here on.
Reviewed May 29, 2019
4th time hating this bank and leaving. This time I tried to make a hotel and gas station purchase. Both times just because I was an hour from home my card declined making me go to an ATM twice and calling the bank twice, standing in line twice, looking like I'm broke twice, delaying time twice! They won't take that process off my card so whenever I go more than 5 ft from home I have to call in to set up travel plans so I can use my card without hassle. How stupid and ** customer service and policies!! Make sure you're safe as a bank but who cares about your customers.
A year ago I had my business acct frozen because I deposited a large check then transferred most of it to another acct right away and they called it fraud. Acct was closed for 6 weeks! Almost lost my business and did lose 6 weeks of work losing that job. $30,00. I didn't have access to money to start the job and the customer chose to go with someone else! Funny how you go to a bank branch and they put on such a fake caring atmosphere ...wow so annoying. I just want my money when I come in there. Leave me alone and shut up. This bank sucks.
Reviewed May 27, 2019
I requested some changes to my business account, but she got the check number starting point wrong and split my name into two words on the new checks, which makes them worthless. Also, when I came back into the branch and politely pointed this out, she offered no apology, but excused herself and disappeared into her office for a consultation with another bank employee. She left me sitting there for 20 minutes.
I told a teller I had another appointment and that I had to leave. Well, she never called me to follow up, and she never sent the replacement checks with the right data. I truly don't want to return to that branch and deal with her to straighten things out, but I will need my checks. I went to another branch hoping I could work around dealing with her directly, however, the woman there said I would have to return to the Alpharetta Hwy branch to fix things. Just out of curiosity, am I the only one having trouble with this branch manager?
Reviewed May 24, 2019
I have been with Wells Fargo for years. 3 days ago, my debit card keeps declining although I have over 10000 in the account. I contacted the bank for more info. Wells Fargo informed me that they closed my debit card for 12 months because I have made some legitimate claims. Who does that? The customer service is crappy and I'm going to close my account and take my money to a bank that will value my business. What a mess!!!
Reviewed May 23, 2019
Even though money has been deposited into my WF account, the bank put a hold on it for two weeks without any good explanation!! Sounds like they are short of cash and they randomly put a hold on some accounts until they get cash flow. It is disgusting and a disgrace! We are removing all funds from WF as soon as the hold is released. These are dictatorial, gangster methods. WF has surpassed even its previous dire reputation.
Reviewed May 23, 2019
My reasoning for giving you such a poor review is because that's what you deserve. On May 4, 2019 I made a overpayments and immediately called Wells Fargo to reimburse my second payment back to my account. The first representative told me it would take 3 days, it's now 15 days later and Wells Fargo does not have a answer to where my money is, after this write up the next step is the new channel. Wells Fargo your service in one word is LOUSY. I will be be changing very soon.
Reviewed May 22, 2019
I got a interest free credit card for a hearing aid, I pay it early and more 70.00 more than due each month. My May payment was due the 11th, I paid it on 4/13. I then received my bill on May 22, showing I was late and a 27.00 late fee. When I called in I was told I need to wait till the billing cycle, and the lady was rude!!! Seriously, I have a no interest loan and pay more and early and you don't want my money, if I'm late they can charge me interest, so beware of this scam!!!
Reviewed May 18, 2019
Visited the Ridley Branch on Friday 5/17/19. Long line waiting for a Teller. One Teller looked at the line and walked out of the bank leaving two Tellers to handle inside business. Two drive in Tellers on duty. One taking care of a customer. The other staring at customers in line. There was another employee walking around asking if anyone wanted to make a deposit. When no one responded she walked into an office and closed the door. When I reached the window Kim waited on me and apologized for the delay. She was very nice and helpful. The drive in Teller doing NOTHING immediately started making excuses for the delay. Customers don't need excuses. We need prompt and friendly service! HIRE MORE TELLERS OR CROSS TRAIN OTHERS TO ASSIST TELLERS WHEN BUSY!!!
Reviewed May 17, 2019
Holding Money in limbo more than 20 days before sending check. I took a loan from my Wells Fargo Retirement 401k. They processed, and started loan payments due the next day. They claim a check is in the mail without any proof, or documentation to this claim. After three weeks of waiting for a check that they claim was mailed more than ten business days ago I contacted them. They still had no proof that a check was ever mailed. They then gave me an option of having it sent FedEx next day using my FedEx account. I gave them my FedEx account information and was told by their representative that I would have it the next day.
The next day came, I had to call and ask for tracking info on this check that they promised to send. I was then told that this check is being processed, and that it will take an additional three business days to process. They did not inform me of this while taking my FedEx account info and promising to send it. Since this is a Friday I must wait another 5 Days!! This is another scam by Wells Fargo to withdraw money from your account, then hold on to it in limbo while they collect the interest for more than 20 business days, or as long as possible. All the while expecting loan payments before the customer ever receives the check!! Wells Fargo is a very devious Company. Shame on them!! I know that I am not the only person that this has happened to over the years. There should be a class action suit filed against Wells Fargo for this type of theft.
Reviewed May 17, 2019
Online banking has been unavailable for computers since Wednesday May 15, 2019. It is now Friday May 17, 2019 and there is no estimate available for when it will be fixed. I filed an executive complaint with Rhonda, case no.** but she stated she has no access to email to send any follow up information.
Reviewed May 16, 2019
They do not notify you when there is suspicious activity in your account. They don’t even call me anymore to ask about my account being overdrawn. I struggle every month to get by and I can not afford to have my identity played with. So I honestly think they have a lot of things they should try harder on.
Reviewed May 16, 2019
Stay away from Wells Fargo, they will non stop call you after putting you in a re-payment program, they try to change the details of said program on the fly. And trying to get them to help you in the first place shouldn't be as difficult as they make it out to be. STAY AWAY.
Reviewed May 16, 2019
I run a business and with WF for a very long time and never had a problem before, they closed my accounts which is not my fault and told me because it's unsafe and told me that I can reopen. It's very disappointing and not good business practice since all my account numbers are not exposed to bad guys out there, but the branch in Hollywood won't let me reopen any type of account.
Reviewed May 15, 2019
I filed a complaint in regards to a fraudulent activity that has happened to me and it seems as if Wells Fargo bank cannot help or provide a resolution to a loyal 18+ year customer. I had a transaction happened to me through a third party, and that merchant where I sent the money I never received the services for the transaction. I contacted Wells Fargo to file a claim, I had to leave the country for a family emergency and when I came back, a week later, I haven’t had any messages in regards to my claim that I filed so I decided to follow up. Well when I called of course “nothing” can be done because it’s a third party transaction that I provided the money to the client. I find this a bunch of BS because I contacted the third party company and was told because it’s a transaction that came from my personal bank if I wanted it disputed I would I have to contact the bank. I just been tossed like a tennis ball between the two.
One representative had the nerve to tell me, "Well that’s we have the Zelle app that you could of used," and I’m like, "Excuse you. That’s besides the point." Sometimes other people don’t have Zelle and there other ways to send money. So you mean to tell me you can’t help me because I didn’t use Zelle app? BS. So what did you guys do before you created the Zella app not assist customers in situations like these?? Rude behind.
I’m so sick of this situation and it taught me a valuable lesson 1) be extra protective of my purchases, 2) find another bank that will have my back in situations like these. Furthermore I have evidence that this person has been doing this to other people which I contacted the other victims and their banks were able to handle the situation with the THIRD party merchant and REFUND for the horrible situation. Wells Fargo I’m very disappointed and do not feel secure at all. I don’t care how many fancy technology you guys come up with, the customer service and silly policy doesn’t make me feel safe to even continue to bank with you guys. I’m leaving.
Reviewed May 15, 2019
As a retired disabled veteran I opened a Wells Fargo Checking/Savings in order to have a local bank and had my SSDI check direct deposited into the account. When I tried to pay off a furniture bill for $3K online and was told they could not raise my limit for the process. I went to the local branch to close my accounts. I was told there was a pending $5.76 overdraft fee therefore that amount was deducted from the owed balance. The branch closed both the checking and savings and asked that I call customer service the next day to complete the closure. To my surprise the next day when I tried to close the account 2 items that had cleared the day before were now showing pending therefore I was told to call back the following day. When I tried to close the following day Wells F had added an overdraft fee of $35.00 for me closing the account at the branch location.
Today (day 3 of this HELL) the $35.00 overdraft fee was removed however they now show a negative balance of $5.76, the same $5.76 that was left in the savings to cover this supposedly overdraft fee. For the past 72+ hours I have tried to close this account I have been insulted by members over the phone and even asked if the transactions were fraudulent that had cleared my account. This is a horrible bank, and now I know why they are in the news as such. I would rate them -10000 Stars if possible. HORRIBLE CUSTOMER SERVICE, HORRIBLE BANK AND HORRIBLE TO ANY AND ALL VETERANS.
Reviewed May 14, 2019
I did not get all of my money when I used a Wells Fargo ATM. Immediately called Wells Fargo. Immediately went to their neighboring ATM since I needed the remainder of the funds. At the time I wasn't super concerned - certainly mistakes happen and they would remedy it, right? I had to call Wells Fargo back 2 more times over the next few weeks (they never called me back as promised each time). FINALLY someone told me that it had to be handled through the fraud department of my own bank.
My own bank did an "investigation" and told me that they - along with Wells Fargo - had concluded that I had indeed gotten all of my funds. When I asked for what proof Wells Fargo provided, my bank stated that Wells Fargo simply sent documentation saying that it never happened. That is all they had to say. The security video of me looking perplexed; the record of me taking out funds immediately afterwards in the amount of what I claimed to be missing (as well as a SECOND ATM fee); my record of calls to Wells Fargo, especially immediately after I counted my money - none of that matters. I was asked if I have any additional proof that I did not get my funds. What proof could I possibly have? I would not lie about the funds, especially just $50. It is sad how easy it for banks to take your money as a result of their own error, and you can do absolutely nothing about it.
Reviewed May 14, 2019
Our business has used the Wells Fargo no-interest financing program for several years. We are selling our business and when I contacted them to say we would be closing our account in about 8 weeks, they did an immediate 2-day termination, which means we cannot offer financing these next 8 weeks. They would not even consider allowing us to keep the account open because "the risk is much higher that a customer will dispute a charge", blah, blah, blah. I told them if they would look at our account history, we have NEVER had a purchase disputed, not even on our regular credit card processing which is thousands of transactions in the 11 years we have been in business. And, the last WF transaction I was allowed to process was on May 8. Today is the 14th and the funds still have not been deposited into our account.
They are living up to their already horrible reputation and I am highly recommending that the people who are buying our business DO NOT USE WELLS FARGO. There are other, much more customer-friendly no-interest options out there. I have had numerous customers refuse to apply for financing because they wanted nothing to do with Wells Fargo. I will never use WF for anything in the future, personally or professionally, and will tell everyone I know how customer-UNfriendly they are.
Reviewed May 12, 2019
I was call by Wells Fargo Credit Card dept saying that someone tried to change my address, they wanted to know if it was me. I told them it wasn't me & I had not lost the card or loan it out to anyone. I had to go into the bank and take my ID and change my security word, whoever this person was they had my: my name, SS#, DOB and my security word that only I knew. Long and short of the story, I change the security word, but somewhere among Wells Fargo employees they didn't log the information in correctly, having me go into the local bank a total of six times to correct this only to go back again and again on a broken foot that was trying to heal.
Whoever stole the credit card information tried to put in application with other banks, I had to freeze my credit reports and on and on the story goes. I feel that someone from inside Wells Fargo stole that information, used it or sold it. Everyone I spoke to, even the different credit unions that I am a member of said the situation was weird. Because of how I was treated I closed the credit card down. As soon as I can find another bank to handle this type of account that I have with Wells Fargo I will closed this checking account down with them as well.
Reviewed May 11, 2019
In line at the pharmacy. My card declined. Told me that one of their staff made an error and they could not reopen my card but I will get a new one in 7 days. Well we could opened for this purchase then we are closing it and you will have to redo all your accounts.
Reviewed May 10, 2019
Bank is scam. They overcharge you, will overdraft fees and hold your money for them to take it, its all comes back to them for paying charges you have no idea you are being charge with. I have other friends who have used Wells Fargo and left. Been with them for more than 8 years and am very disappointed with this bank. PLEASE PLEASE stay away from them.
Reviewed May 9, 2019
We got a Wells Fargo Home Project Loan to do some repairs around our home. Process was simple to get the loan and payments were set to our liking. About a 1 1/2 years later we added another project to our loan for 2979.00 which increased our payments around 125.00 per month. In about 2 months we paid back the 2979.00 but Wells Fargo stated they would not decrease our payments back down to our original amount even though we have never been late or missed a payment. I just saying be aware they will not decrease your payments if you add to your Home Project Loan and pay it back early.
Reviewed May 8, 2019
I attempted to secure a home mortgage loan from W.F. 5219 Richmond Ave. Houston TX on or about April 1st, 2019. The loan officer said he could provide me with an interest rate of 4.25%, 20% down with no fees. I was told his supervisor would have to approve. I was contacted via email and informed that the supervisor gave his approval. I was asked to come in and sign disclosures and pay for the appraisal. I signed the disclosures and $550 was debited from my credit card for the appraisal. Two days later the loan officer advised that I would need to put 30% down to get the 4.25% rate.
I told him to cancel the transaction, I could not afford the 30% down. Wells Fargo has only credited $455 to my credit card. To date I have not received my $95.43 and in addition one of the senior representative called and informed me that I would not get $15 for the credit check. That goes to a third party. So Where is my $80.43. I have been a faithful Wells Fargo customer for more than 20 yrs. I am truly disappointed with the mortgage department in Houston Texas.
Reviewed May 8, 2019
Here we go again, another Wells Fargo clandestine promotion scheme. This time it is Zelle -- an affiliated company that facilitates money transfers. The ad appeared on my online opening account page. I could not get rid of it. Research led me to learn that only WF's online tech support can delete this privacy preference. Note the irony here. The choice is theirs, not mine. Tech support told me it takes 10 to 60 days to delete this ad. The underhandedness of this tactic of inserting ads to my online account is unbelievable.
Reviewed May 7, 2019
I am VERY UPSET with over 100$ being taken out of my account in OVERDRAFT FEES. I been with Wells Fargo close to four years. I was charged for three transactions I had money in my bank for. There are two additional payments that are still in PENDING STATUS in which they merged them one in which was a 1$ payment that I made May 6 around 8 pm. The next morning I put 365$ in my account in which I was only expecting 125 be taken out. They took an additional 100 in OVERDRAFT FEES for three transactions two that are still in PENDING MODE. I feel ripped off. I would like for my money to be returned to my account. There was no email or NOTHING MENTIONING ANY OVERDRAFT FEES BEING CHARGED.
Reviewed May 7, 2019
I've been with Wells Fargo for about a year now and have had nothing but problems with this bank. They pretty much steal money from you by charging you twice for a transaction that was already cleared the day before and was posted that it was cleared on the online banking app. I wouldn't recommend this bank unless you like paying for things more than once! Worse bank I've ever been with. If you want a good bank, go with a credit union like Railroad, they won't steal from you.
Reviewed May 4, 2019
I had dinner Wednesday night and came time to pay the bill. I paid with my Wells Fargo card not knowing there was a block because of some weird robo hotel bills. I called. Gave them every answer to the 20 questions they asked then they asked me some verbal password I set up in 2003. I didn’t know it, so asked what else we could do. They passed me to their “supervisor”. Turns out they couldn’t do anything so they passed me to their “SUPERVISOR” some woman with the last name **. She was terrible. After 49 minutes on hold with no answers she told me not to talk about my account in public.... I couldn’t leave the restaurant, used very obvious and ridiculous stall tactics and insulted me. Needless to say this experience has lead me to open checking and my upcoming car loan elsewhere. Also once my credit card is paid I’m out.
Reviewed May 2, 2019
Wells Fargo stole $60,000 from my company. I have a contract for the work we did to a property they foreclosed on. They decided not to pay on the contract and lied about where my money is. The insurance companies always put the mortgage co name on claims checks. As homeowners it’s time we demand this practice end. Had they not foreclosed the homeowner would have been responsible for our bill. Please bank with a small, local bank or credit union.
Reviewed May 2, 2019
Wells Fargo the worst bank ever. I have almost 1year and more than 30 people that I have been talking to to resolve my mortgage problem. Nobody cares. They pass me to a new person every time and I have to explain myself again and again. Worst, worst, worst bank ever. The issue by the way never resolved.
Reviewed May 1, 2019
I have had an account with them since a year and these cheats are one of the worst banks ever. They have no reason and they close the debit card without any Prior notice then they start the card after I dispute as I was genuine and again in a month they close your account. I had certain disputes with Uber as I had lost my card. They give you credit and then they close your account. Why in the world you give credit if it's not genuine and that's all they say. It's a business decision, they surely misuse the term business as I so wish they understand the word business ever. They will try and harass you to the core. One of the worst banks with the worst service ever... Trust me guys. Do not open any accounts with this 0 rated bank. They have all the worst reasons available.
Reviewed May 1, 2019
What happened to true companies that you enjoyed being a customer. I haven't had one call from these people that I haven't gotten off the phone in tears. They claim that I didn't make payments, my bank statement says I did and it cleared. Where is my money going. (Stephanie)
Reviewed April 30, 2019
Opened 6 accounts with them based on a clear promise that there would be NO FEES charged therein without any care or concern for the interest paid herein. I started noticing charges here and there and finally ended up closing all my accounts due to NUMEROUS charges for various reasons; some of which that did not even pertain to me or every utilized!
Reviewed April 30, 2019
I receive wire/ach transfer periodically from Wells Fargo, from a customers account. This wire is deposited into my external account and I am notified through an email. Recently this email address changed and I needed Wells Fargo to update that address. What a nightmare. Two Wells Fargo employees on the phone, and neither of them could understand the process. They wanted my personal account information...I don't have an account with Wells Fargo. They are the ones sending money into my account with another bank. Neither of them had a brain in their head. 35 minutes later I had to just hang up. I gave them the remittance advise information, told them the Wells Fargo email address it was coming from...and still CRICKETS!!! This is why Wells Fargo has the reputation they do....
Reviewed April 29, 2019
I have used this company in the past and was satisfied but not elated with their product. Since then this company has gone from bad to worse. I purchased carpet from one company and furniture from another, both financed through Wells Fargo. From the get go I watched my mail for the first bill because both purchases were on a 0% financing for a limited time. When I received the first statement it was a 2 month bill. They did take off the late fee after I called and complained. I also tried to set up my accounts online as there are no branches in my state but after several failed attempts calling to set it up and one customer service rep even telling me I had to call back I gave up. I used my local bank's Line Of Credit and happily paid interest as to not deal with this institution again.
Reviewed April 29, 2019
I recently used Zelle for a money transfer and got scammed. I called WF claims department to stop this transaction 10 minutes later (mind you it is been pending on my account for 24 hours) and was told that the transaction was complete and nothing they could do. I advised them that I was defrauded, that I never received the stuff I paid for, they just simply did not care! Total ignorance on their end! They did not bother asking any details about the person who scammed me! As a bare minimum, they could have tried contacting a bank where my money went to and dispute it. No, why bother!
I told them that "You ENDORSE this Zelle service, so you must give a clear disclosure to your customers that their money transfers are not protected against fraud, scam, etc." The only reason why I used this Zelle service is because I was in total reliance on my bank that it will step in and protect me in case something goes wrong. I have been their customer for 20 years, I have my mortgage, saving, checking, 401k with them, you name it. This is the first time I ever filed a claim with them and the last thing I expected was the attitude like this. Not only they don't care about the online scam that happens every day, but they support it by their total ignorance and lack of desire to investigate the problem. Please be aware! If something goes wrong with your money you won't be protected by Wells Fargo by any way, shape or form. Such a disrespectful attitude to their loyal customers!
Reviewed April 29, 2019
They have serious issues with their online payment portal which they are not willing to address via Wells Fargo. I STILL have a 30 day late mark on my credit report because of critical errors I found on THEIR website which prevented them from receiving my timely payment. Despite attempts for years now going back and forth with the credit bureaus AND WF Dillards, providing documentation of these proven critical errors on their payment website, proof that they gave NO late fee warnings (although it was their websites fault I was late) the credit bureaus have told me that WF Dillards is still unwilling or too lazy to budge on this.
My credit score is literally flawless with 0 late payments and I keep an under 1% utilization ratio. WF Dillards alone has been preventing me from achieving an 800 score and has caused damages in me and my husband's life because we want to refinance our home when my score reaches over 800 like his. I am in contact with my attorney, about to begin litigation. I have found hundreds more people affected by this same issue. If you would like to participate in this too, please contact me. Hey Wells Fargo, this can all be avoided if you simply remove the late mark YOU are responsible for, which is not my fault at all.
I have evidence of critical errors on the site during the time I submitted my timely payment, a track record of perfect on time payments with my 13 other credit cards, an email account showing zero warnings or notices from the company, and the evidence points to negligence on behalf of Wells Fargo. Please accept personal accountability. My credit score is worth the time and money I will invest into making this right but if you want to dodge that bullet, please do so now. I closed my account to prevent further abuse from Wells Fargo, but my maiden name on there was Danielle ** and my name now is Danielle **. I can be reached at **. I know now that I'm not the only person affected by this and if this is not addressed, I will make sure to help all the others I've met who have this same issue.
Reviewed April 26, 2019
Last February I bought a new car in Spartanburg SC just before a relocation to Louisiana. The dealership ran the financing through Wells Fargo Bank, my first and last dealings with Wells Fargo bank. I'm actually starting refinancing procedures today and can't wait to pay them off. It started with the dealership. They were great but since I was relocating and my tag didn't expire until April, they decided to not license the new car as SC and just change over the existing registration and when I got to Louisiana I would register here. Well... That might have worked if they hadn't taken my registration to change it over to the new vehicle and then mailed the new one to my old address. So after three times going to the DMV and being turned away, I ordered an original copy of the registration from SC and needed a copy of my title from Wells Fargo Bank.
Now mind you, my tag expires on the 29th of April so I had a little over a week to get all this done before I was driving around with an expired tag. So I called Wells Fargo and told them the situation and request a copy of the title. I was told in no uncertain terms they get thousands of requests for titles everyday and there can be no rush or no one can do anything for me and I needed to sit back and wait my turn. I asked to talk to a supervisor and was told the supervisor was not in that day. Of Course they weren't that day. So I asked to speak to the supervisor's supervisor and they said they had none. Dumbfounded I asked then who does the supervisor report to and the rep said. "I don't know."
I asked to be transferred to anyone other than him and he put me on hold and that's where I stayed for over twenty minutes until I eventually hung up. I called the dealership and told them what was going on and they tried to get the Wells Fargo Bank rep to help and he agreed and still no title. So my tag expires in 3 days and I have no title. Thanks Wells Fargo bank for the lack of customer service and lack of interest in helping a new customer.
Reviewed April 25, 2019
All I have to say is...expect to be lied to constantly, and then expect Wells Fargo dealer service (customer service) to blame each other on the mistake being caused. I have been told for over two months now that my auto insurance refund check will be delivered in a few days! It is now going on three months and I'm still waiting on that check! I will never do business with this bank ever again!!! A Lesson learned! I hope this helps anybody thinking about dealing with this bank to not do it!!! There is a legit reason why this bank stays in the news about their thefts and dishonest practices... You have been warned!!!!
Reviewed April 24, 2019
Took over three months to open a saving account for our business, already had a business checking for several years. Was completed and opened in December 2017. April 24th, my business debit cards were cancelled and I was told to go to the bank to find out why. I went to the bank and was told they didn't know they would need to call Wells Fargo lol.... Waste of time. After another 20 minutes, the bank see says the account is being terminated because the BANK didn't complete a part of a form from when the account was opened. Not only did I not need to waste my time because the issue could have been resolved over the phone, but the entire issue was cause by the banks error! Business owners, don't waste your time with Wells Fargo. After my BoA accounts are open, I will be closing all my business and personal accounts with Wells Fargo.
Reviewed April 20, 2019
I purchased a car nine months ago and was initially finance through Wells Fargo. Bank was told that after x amount of payments that I would be able to refinance to get a better interest rate so I waited, made my payments on time and tried to refinance with Wells Fargo. Customer service was great. Results were not. There was a discrepancy on my credit which I got resolved but still Wells Fargo still turned me down. If they felt that I was not capable of handling the loan in the first place I wish they would have just turned me down altogether. In any case very disappointed in the whole situation.
Reviewed April 19, 2019
Wells Fargo closed my checking account without my consent just after I asked them to pay me the promotional bonus offer ($150) which I was eligible for. I called customer care and they told me initially that I asked for the account closure but when I talked to the supervisor, she told me that it was closed because of inactivity. Given that I had done withdrawal just 2 days back and I have been using this account to get direct deposit of my salary and paying credit card bill, it was a blatant lie. They told me that they cannot do much as the account is closed.
Reviewed April 17, 2019
I’ll start this off by saying I was totally satisfied with Wells Fargo before this experience. In July of 2017 I decided to combine my wind coverage with my other homeowners policy, granted Wells Fargo had already paid the amount due for the wind coverage to a different company but I was still in grace period to change with a total refund. The insurance company sent me a refund check for total amount paid in which I deposited directly back into escrow to pay for new wind coverage insurance which was about the same cost so it should’ve been a wash. Somehow when the insurance company requested the balance due for the wind policy someone at Wells Fargo decided that amount requested was the total premium for the year with total disregard that Wells Fargo had written another check just weeks earlier for the other homeowners insurance.
Moving forward to 2018 I get a escrow overage check, I call Wells Fargo to make sure it’s actually an overage (I’ve gotten overage check one year then have a shortage the next with nothing changing). Wells Fargo says, "If nothing has changed you will not have a shortage next year and if you deposit it back into escrow we’ll just send it back next year so don’t deposit it back to escrow." I’m still thinking everything is on the up and up and I’ve done my best to ensure everything is ok.
Moving forward to April of 2019 I sign in to pay mortgage with online banking and notice my mortgage has gone up about $185 just since March of 2019. So I proceeded to call Wells Fargo to try to figure out what is going on in which after hours of being on the phone and speaking to many different people who are only trying to blame me and insinuating that I don’t know how the escrow account works.
I finally get connected with an insurance specialist and she figures out that way back in 2017 someone put my insurance premium for the year at $1020.00 which was the balance due on wind policy when it was actually $1900.00 for the total homeowners insurance premium for the year in which Wells Fargo was writing the check for $1900.00 all this time but still had in escrow that insurance was only $1020.00 which left my escrow account short by $1400.00. This whole time I’m thinking is this some kind of scheme to foreclose on my house because what if I can’t afford this new amount which was an increase of about 33% on my mortgage payment. Wells Fargo tells me I can pay the shortage amount and keep my mortgage payment about the same, pay this new mortgage amount and catch it up or spread it out over 24 months which still left my mortgage amount about $150 more than it was last month.
Needless to say I don’t really have an option but to pay the shortage (no other option was given) or lose my house due to this what seems like a foreclosure scheme. Remember I said this started in 2017 with a escrow analysis done yearly since that time and this was never caught, makes me wonder how they were writing checks for $1900.00 when in their books the bill was only $1020.00!!
Not once has a supervisor called me to apologize or were they willing to go above and beyond to fix the problem considering it was their mistake that caused this whole situation. They acted like, "Yes we made a mistake but you need to fix it or lose your house." I would never expect these business practices from a well respected bank that has been in business as long as they have, but seeing what’s been going on these past years at Wells Fargo and witnessing the confusion firsthand I’m very disappointed and am currently trying to run away from them as fast as I can.
Reviewed April 16, 2019
I've built my business using my personal credit. After years of floating expenses on my LOC and credit cards (and paying healthy interest) we are coming out of the red. At the first of the year I pull some nice profits out of my business and started paying down some of the balances. Now mind you I have 3 credit cards, 2 lines of credit (one HELOC) and my home mortgage and for more than 15 years I've never been late on any of the cards or credit lines (years back I have had to jockey 2 house payments but corrected that way back).
I figured it was better to pay down the LOC rather than sit with money in savings waiting to pay taxes. Last week I signed in to move money from the LOC to pay my taxes. Without warning or any reason Wells Fargo had cut the LOC - now they have all the BS answers, but the bottom line is after years of paying them interest, keeping up my payments - the second I make some healthy payments they jump in to cut my limit. It's going to take a couple years to migrate my accounts (have almost 10 between Credit cards, savings, checking, etc) away from Wells Fargo, but you can bet I'm moving everything away -- AND I would not recommend doing business with them. I've been a strong customer for >15 years, can't imagine what they are doing to newer accounts.
Reviewed April 13, 2019
Worse bank in history. Don't believe me? Well feel free to find out for yourself! I have been with them for years and years and believe me when I say they are not loyal to their customers! With good, credit and always having a good standing account, and after years of establishing history with them. They refuse to give anyone good or any loans for cars, homes, or credit cards nothing!
They have been in the news over fraud and fake loans for fake accounts and yet you would think they would actually want to give real loans to their customers but WRONG! I guess the only loans that get approved are the fake ones their employees make to fake accounts! I am leaving and taking my business elsewhere to a bank that offers me something versus the other way around. I was let down and WF could care less about their customers. I am closing my accounts and going to a real bank that don't advertise cowboy and Indian style. A bank that will see my loyalty and appreciate it and will not be greedy when the time comes that I want a loan. Best of luck to those who don't listen! And kudos to those who take my advice!
Reviewed April 12, 2019
If I could no zero stars I would. Do not use this bank. You will be disappointed. We used the ATM here multiple times and each time there was a problem with our joint account. We deposited CASH to the ATM and and had to submit multiple claims to get our cash account for. We deposited an amount over $400 in the form of actual CASH not a check and the ATM printed a receipt that said pending. We waited two weeks. Of course we submitted another claim. We were given a provisional credit while they "investigated".
About a month or two later, we close our joint account (around January 2019). My SO still had a personal account with them. We are now in April 2019 and my SO's account is charged for CASH that we actually deposited in the ATM at this location. We call Wells Fargo support and they were of no assistance. This was very inconvenient due to traveling at this time. I am not sure if someone is stealing at this location, but customers shouldn't be charged for those mistakes.
We will never, ever bank with Wells Fargo again. A little advice, if your ATMs aren't working correctly or employees are stealing please start your investigation there instead of taking CASH from customers. View your cameras, because I am sure they are outside of the building near the ATM. If that was done properly, you will see the CASH we deposited. I would not advise anyone to bank with Wells Fargo nor use the ATMs. The ATMs have stolen cash from my partner and I on multiple occasions.
Reviewed April 12, 2019
TERRIBLE CUSTOMER SERVICE. Justine was in charge of my claim # **. She just kept saying there was nothing they could do. Instead of trying to find a solution, she just kept repeating. She ended up just hanging up on me and telling me "let me do some research and I'll get back to you, have a nice day" click. Are you kidding me?? This has got to get resolved. I have been with Wells Fargo since I started banking, and I'll hate to have to leave Wells Fargo over this. All my accounts, business accounts, my wife's account, and my parents' accounts are all with Wells Fargo. We deserve better treatment than what has been given to us. All this because a banker setting up my account did not disclose an important piece of info.
Reviewed April 12, 2019
I work for an organization that has multiple accounts with Wells Fargo. We have never gotten the runaround like we have gotten with Wells Fargo. To simply add an administrator to our account to receive a debit card has been a nightmare. No one knows how to do it, spent hours away for on-site visits to the nearest branch to sign paperwork, and still no card after weeks. Constant mistakes admitted by Wells Fargo, yet no resolutions. I would not ever ever ever recommend that a business bring their account to Wells Fargo. Recent commercials about their changes in culture in the banking institution are completely false. There is no change in culture. They do not care for their customers.
Reviewed April 12, 2019
I called the online banking, customer service department. My purpose was to transfer a CD to my savings account within the grace period. I asked if I needed to go to the bank and was told that they are trained specifically for these requests. Well, the whole process, was to take three business days. When I did not see my money in the savings account, I called Wells Fargo. Apparently, the transfer was never done and there isn't any record. Seriously? I needed that money transferred. My grace period days are ticking away!
Reviewed April 11, 2019
We fell behind on our payments due to medical issues with my husband and our daughter. We were trying to catch up when, in February of this year, we were a day late with our payment. I called home preservation dept. to make the payment and was told that Wells Fargo would no longer accept payments. This was the end of February 2019. We were served foreclosure papers on March 7, 2019. I tried to work things out with home preservation and after all the paperwork was completed, I was informed that we did not have enough funds each month to go for a repayment plan.
March 25, 2019, I received an email from the home preservation dept. wanting to assist us with our home assistance request. I also received an email with the link to the Loan Tracker site, along with an access code. I filled out and sent all information requested. This time I included my daughter's income since she just started receiving her Social Security Disability payments. After many phone calls and adjustments to paperwork, I was informed that we now made too much money to qualify for a repayment plan, and that lawyer fees, filing fees, etc., for the foreclosure filing, would be my responsibility. When I asked how much more that would be, I could not get a straight answer.
I appealed the decision with the form provided on Loan Tracker and also wrote a letter stating how we could manage a double payment each month. I sent this and all paperwork, again, through the Loan Tracker system. This too was rejected. I was informed that I did not submit any new information and did not give a reason for the appeal. Obviously, my letter wasn't read. This constant tug on our emotions is cruel. I received a letter today showing the minimum amount needed to reinstate our mortgage is good until May 3, 2019, delinquent payments of $9,692.58 with foreclosure fee/cost of $815.00 to total $10,507.58.
To me, it seems that we can never catch up due to the constant late fees and lawyer fees instilled on us. We have the funds to pay each month, but Wells Fargo refuses to accept any monies unless it's the full amount. If we could pay each month, a double payment, there would be no late fees or lawyer fees. We are senior citizens with a disabled daughter to care for, not some big corporation that can afford the fees imposed and have their lawyers handle the problems. I am appealing again for a repayment schedule.
Reviewed April 8, 2019
I regret ever opening this account. I was just denied a claim for a product I never received online. They couldn't give me an answer to why they changed my statement to saying I did receive it, but wasn't satisfied with the service. That is so ridiculously wrong on many levels and for them to apologize and say there is no more they can do is just unacceptable and disrespectful. There are so many other banks out there with far superior service than this place.
Reviewed April 8, 2019
I took out an auto loan with Wells Fargo in Texas in 2016 and never missed a payment, nearly always paying before the due date. In late 2017, my vehicle was stolen and wrecked, then recovered. The insurance company refused to pay and I struggled with them until December 2018. Meanwhile, the vehicle was undrivable and was sitting at a collision center awaiting repairs. I had an agreement with the collision center to leave the vehicle there until the matter was resolved with the insurance company.
In early December, Wells Fargo found out the vehicle was awaiting repairs at the collision center and repossessed it. The reason they provided, after making me hire an attorney to speak to them, was that they had been told by the insurance company that there would be storage fees for leaving the vehicle there to await repairs. Until the time of repossession, I never missed a payment. There was no legal reason for them to repossess the vehicle. Until the collision center was contacted by Wells Fargo, there was no contact by them with the bank. I have no idea how Wells Fargo knew the vehicle was awaiting repairs and they have given me three different stories about that, none of which turned out to be true.
Reviewed April 7, 2019
We've been trying to roll over an IRA from Wells Fargo to another bank, and they have been using bogus excuses for WEEKS to delay the roll-over. So far, they have stolen about $300 in interest from us, and the transaction is still not completed. You would think that after their massive scandals that they would be super-sensitive to customer service, but Wells Fargo continues to steal money from its customers, left and right. We have taken all of our money out of Wells Fargo and put it elsewhere, and we recommend that everyone else do the same. Stay away from these crooks!!!!
Reviewed April 5, 2019
I've had Wells Fargo for about two months now and my debit card has been stopped at least 9 times. Once being 3 times in the course of one day!!! I check on the application and there is the money to cover my purchase, but Wells Fargo had put a stop on my card "to protect" me of course! Wells Fargo please protect me from your ridiculous fraud protection system that is ruining my days! And it's not like I am using my debit card at potentially suspicious vendors like the crack house. LOL. I am talking about an authorization to buy a Google app for $3 or to pay my electric bill for $100. Or just now to pay at the CVS!! WTF Wells Fargo???
It's not either that I get a text saying reply YES if this is you using your card. I am talking about having to call the bank and spend 15 minutes alone just verifying my identity, entering absolutely every numeric record I own, card number, pin, social, address, everything!!! All that just to get to a human being that asks me all that info again. I hate this bank. I am changing banks ASAP. Wells Fargo sucks. Don't get an account in Wells Fargo except you love calling their customer service hotline!
Reviewed April 3, 2019
Wells Fargo is the worst bank ever! Everything you try to do results in a fee! I swear they would charge you for a sneeze in this bank. Sneeze just so happens to rhyme with sleaze. I finally closed my accounts and moved to a better bank.
Reviewed April 2, 2019
Hello, I am writing because we received a letter from Wells Fargo saying that you will close our 3 Business accounts in May 16th, with no explanation, just that WF is going to close all accounts and it's a final decision. My questions are simple: What the hell is this? You are advertising yourself as taking care of customers, customers are the most important, WE have been customer for more than 5 years, and we receive a letter out of nothing stating we have to go to somewhere else?? What kind of professionalism is this?
When you take advantage of other situations, when you charge interest, when CUSTOMERS deposit money in your accounts and you use and create money out of nothing you are good, you are happy, but when customers do not satisfy your TRICKY STANDARDS based on your TRICKY ANALYSIS you kick them out. This is not right and I will definitely go many places and public this letter so customers may know your ways and may know a wolf covered in sheepskin. I demand an explanation!
Reviewed April 2, 2019
Wells Fargo sold my Mortgage to a debt collection agency along with over 180,000 other mortgages. I personally was affected by their foreclosure suit, and wonder if all the mortgages sold were. It makes me suspicious due to I know that Wells Fargo Mortgage was ordered as part of the decision handed down to contact the victims and make known the means and amount of restitution, but I have yet to be contacted and now my account has been sold. I know that Wells Fargo was undergoing further legal action due to their failure to comply with the court order.
It makes me suspicious due to the nature of the suit and their previous actions prior to the order if perhaps they are selling and dispersing of many of these accounts to further mask and dispose of these accounts to further confuse account holders and elude the ordered restitution requirements by selling the loans in question. I think that it is a plausible scenario in lieu of their recent indiscretions and apparent lack of business ethics and integrity. I just wonder if anyone else has heard any information concerning this possibility or suspected the same.
Reviewed April 2, 2019
Wells Fargo has an aggregator program called One Stop. Almost all employees are unaware it exists, even though it is clearly hypertexted on their accounts page. Now they have lost all my username and password accounts, and cannot explain it since they don't know what it is. I can't believe Warren Buffet owns this POS stock!!! There is a new webpage requiring a new username and password, but Wells refuses to confirm or deny whether it or my passwords were hacked. This is serious. Stay away from WF. They deserve to be in the news!
Reviewed April 1, 2019
I had applied for a Bob's Discount Furniture credit card which I guess is through Wells Fargo. Within 5 minutes of submitting the application they had called me to verify my information then said they will get back to me. I received a letter in the mail a week later saying it was denied because “unable to authenticate identity of applicant”. Confused, I called to see what this meant. I was on the phone for 45 minutes and transferred 4 different times. When I finally got ahold of someone they said that the notes say my phone number could not be validated.
How are they going to say it's not validated when they called me on that phone number to verify info. I explained this to her and she put me on hold AGAIN to come back to the phone and say I was denied because I have one phone number. Dont must people only have one phone number???? I asked if this is going to affect my credit score because I only have one phone number and she said yeah that I need another one. Not worth dealing with this place!
Reviewed March 29, 2019
Received a letter to make things right??? So I phoned to resolve an unresolved complaint that I filed back in 2013. Spoke to a briefer, Jordon, review the validity, then forwarded to an executive services, Shannon ** who snidely corrected me when I implied that it felt like a lore to recoup old business, after having been on hold then transferred (45min). Now I am told within 5-10 business days it will be determined if I should receive the reimbursement that I was promised back in 2014. I also was given a # to call if in fact I don't hear from them. BEWARE OF WELLS FARGO PROMOTIONS AND BS.
Wells Fargo Company Information
- Company Name:
- Wells Fargo
- Year Founded:
- 1852
- Address:
- 420 Montgomery Street
- City:
- San Francisco
- State/Province:
- CA
- Postal Code:
- 94104
- Country:
- United States
- Website:
- www.wellsfargo.com
