Wells Fargo Reviews

4,881,224reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Wells Fargo

Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).

Pros
  • Free online banking and mobile app
  • Free money transfers
  • Large selection of financial products
Cons
  • Low interest rates on savings accounts

Wells Fargo Reviews

Filter by Rating

  • (162)
  • (64)
  • (66)
  • (191)
  • (2,826)

Popular Mentions

    How do I know I can trust these reviews about Wells Fargo?
    • 4,881,224 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Wells Fargo?
    • 4,881,224 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 7 Reviews 840 - 1040

    Reviewed Dec. 23, 2019

    Went to Wells Fargo to deposit money in a friends account so they could go Xmas shopping for their 2 young girls. I tried to deposit cash and the bank said they do not accept cash from a none bank customer. What a stupid rule, of course I would never become a Wells Fargo customer because there is always a long line.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 18, 2019

    If I only have 5.00 in my account and I go to purchase something for 5.01 my card is declined which is cool cause it's not in there! Although you let some hack job make a atnt payment that I did not authorize for 198.00 pull it off my card even though there was only 35.00 in the account! This was not done through a routing with an account number a.k.a. electronic check, they pulled it straight off my debit card!!! When I asked how that could happen the lady told me it's at the banks discretion! They also made it a reoccurring transaction!! So my question is how does a bank decline the same card if you go 1 cent over but lets someone in Dallas Texas pay their phone bill with it for 198.00 with only 35.00 in there!!! It's at my discretion that I am going to be changing banks very soon and like y'all told me I have to deal with being overdrawn near Christmas for 7 to 10 business days.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 16, 2019

    Dear Wells Fargo. I made a charge on Friday night. The charge went thru without an issue. On Saturday without notifying me till 1:30 in the afternoon you overturn the charge. I approved the charge via text but rather than you releasing the funds to the party, I was notified that I have to have that party put the charge through again. If this had happened when I made the charge on Friday 15 hours earlier I would have had no issue but now I have no idea how to get the money to the recipient. It was a fundraiser event for a friend.

    I called Wells Fargo and they seemingly had no idea what happened or how to reverse this charge and send the funds to the recipient. This is crazy to me and makes no sense. How do you make a determination that it’s fraud and reverse the charge. Every other company would put this on hold and have it cleared by the customer. Now I have to jump through hoops to fix an issue that shouldn’t have been one. It’s also super embarrassing. I have been a customer a long time but after this I am done.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Dec. 14, 2019

    I have since 2011 with Wells Fargo and on this last 2 years they have become really bad. For one overdraft they charge me 35 for each the transactions that I did before. I call and they told me that I dont qualify to get a refund. I WASNT ASKING FOR A FAVOR. I WAS ASKING FOR MY MONEY BACK THAT THEY TOOK FROM MY BANK ACCOUNT.

    Thanks for your vote!
    Sales & Marketing

    Reviewed Dec. 13, 2019

    WF, at the last minute, got another appraisal which was 25% lower than the two we had done. They wanted us to reduce our selling price which would lower their risk. So the sale didn’t go through and my contingent sale fell through, causing loss of $10K in earnest money and another $7K in lawyer fees. They also played bait and switch twice. Promising a 100% financed deal then at the eleventh hour said they needed a 20% carry back loan. I will NEVER deal with Wells Fargo again!

    Thanks for your vote!
    Customer ServiceCoveragePrice

    Reviewed Dec. 13, 2019

    Wells Fargo defrauded me out of thousands of dollars by forcing an incredibly expensive insurance policy on a vehicle that I financed through them. Once the smoke cleared they ended having to pay millions back to the customers who were defrauded by these crooks. A check that should’ve gone to me was made payable to my trustee. The trustee advised these scammers that they could not accept the payment bc it was not ordered by the COURT to withhold a payment that lawfully should’ve been payable to me. I’ve called several times to deal with this matter to no avail. Currently on the phone with them now! I WANT WHAT RIGHTFULLY DUE TO ME! Btw they’ve also violated my BK protection rights. So tired of these scammers. I will get what mine and they will pay me for the time it took on hold/writing this review. SIGNED: STOP PLAYING W/ MY CHECK.

    Thanks for your vote!
    Online & App

    Reviewed Dec. 13, 2019

    I have had Wells Fargo twice now and both times I have refinanced with another lender because of the hassle of using their website. If you mail in a check or pay over the phone Wells Fargo will be fine. Their website is the worst piece of garbage I have ever seen. Hopefully they will integrate with the bank app and website but until then stay away.

    Thanks for your vote!
    Customer ServiceOnline & AppStaff

    Reviewed Dec. 13, 2019

    I talked to customer service about the saving overdraft charge and the tax. They explained or at least tried to explain what it was for. I asked since now my account was in the negative will I get an overdraft charge? Was told no, when checked my account I had two fees. Called customer service again and the person said I get my fees back if I opt out of overdraft protection. I told her I didn’t want to do that. I wanted to know why I was charged when told I wasn’t going to be. She said could not tell me why I was told that.

    By this point was getting really pissed off so she transferred me to the supervisor. Who proceeded to tell me what happens when I use my debit card over the weekend and the information on the app is not correct. By this time I’m done, asked to file a complaint and was transferred again. Spoke with someone from that department and she proceeded to tell me the same thing while filing my complaint. So what it comes down to is can’t use debit card on the weekend and can’t believe my available balance via the app or ATM. Going to Chase bank first chance I get...

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Dec. 12, 2019

    I am a recently retired Senior Citizen. I rolled over my 401k to an incorrect account at Wells Fargo Bank. Wells Fargo won't talk to me so I hired an attorney and they aren't responding to him either. I need my 401k funds for a multitude of reasons, not the least of which being cancer treatment for my daughter. If a deposit went into my account that wasn't mine I'd need to give it back - Wells Fargo needs to help me obtain my 401k funds and respond to my attorney. Very poor optics -- just WRONG!

    Thanks for your vote!

    Reviewed Dec. 12, 2019

    Wells Fargo SUCKS. Dishonest fraud. They say you are pre-approved and give reservations number. You go online, give them your personal information, let them do a hard pull of your credit. And then refuse you credit. Never Trust Wells Fargo.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed Dec. 12, 2019

    Go on to make a payment. See $.80 charge for interest on cash advance. Scroll down see 2 other charges. Call the bank and they will give me back $.80 interest & $10.00 fee for cash advance. I however can’t get the money from the cash advance. She said she seen it was deposited into my checking. I asked her to point it out. When she couldn’t find it she then told me she never said that. Now they have to investigate. The first person on the phone said it was a BANK ERROR. If I made an error to the bank they would want the money the second it happened and now I have to wait 10 business days. I think they should have to compensate me some type of money. This is not the first Bank Error with Wells Fargo. But it will be the last. Moving on to a new bank. EVERYONE PLEASE CHECK YOUR CREDIT STATEMENTS VERY CAREFULLY. Just another crooked way for them to make even more money.

    Thanks for your vote!
    Price

    Reviewed Dec. 11, 2019

    I open the checking and savings in August of this year based on a $650 promotion. I received the 400 not 650 due to a financial specialist error. A savings account has 0% interest earned on it and they wanted me to add 15,000 to this account. There were so many rules and regulations between the checking and savings to get the promotion it was very confusing. When I came back to do my cashier check for the deposit I asked the teller a manager and the financial specialist, "Do I put this money in the savings or checking they said checking." Now I dont get my $??? Craziness. I'm closing my account as soon as my direct deposit is redirected!

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Dec. 11, 2019

    I have been a Wells Fargo member for maybe too long. I have a checking and saving account and for some reason Wells Fargo can charge 12.50 and sales tax for transferring my money from my saving to checking to cover a bill. When asked why was told by customer service that if they transfer the money there is a charge that I should do it instead, I asked them how I would know if I know there was money in the account to cover. Got no answer for that, now my account is overdrafted because of the fees and the bill I was trying to get paid will become a 35.00 overdraft fee. I do not know about anyone else but I cannot watch my account 24/7 to keep from getting the fees Wells Fargo seems to like adding at will. Would love to change banks soon so if anyone has a recommendation please let me know. ** Dawn **.

    Thanks for your vote!

    Reviewed Dec. 10, 2019

    I live in Ocala, Florida and three weeks ago fraudulent activity in the amount of $300 happened on my account. I changed account numbers, user name, passwords and even added a verbal password to my account. I contacted all entities in regards to auto withdrawals to pay bills. They repaid my money into my account. One week ago it happened not once but 3 times for $300 each. I made another claim and I was denied. They are to protect our money and people are still able to take money out of your company. After being with bank for several years I am going to tell do not bank with them. You're going to lose your money and if you decide to bank with them GOOD LUCK LOSER because that is what you will become.

    Thanks for your vote!
    Customer ServiceStaffReliability

    Reviewed Dec. 10, 2019

    On 08/16/2019, I filed a claim for the amount of $14.95. On 08/28/2019 they credited my account with the sum of $1,251.54. I called WF, spoke with a female agent, informed her that they credited me with the wrong amount. The agent said, it was for the claim that I filed. I told her that I disputed $14.95 and not $1,251.54. She insisted that it was for the claim that I filed. I then asked her to please confirm what company or entity I filed the claim against, but she said she didn't have that information. I told her that this money does not belong to me and has to be reversed. She said "Ma'm, that's your money."

    Fast forward to September, I tried to log in to my Geico account to pay for my car insurance, I couldn't have access. I called Geico and they informed me that I have been barred from using their online services for the next 6 months because according to them, I filed a claim against them through my bank and my bank made them to refund the amount that I have paid them from Jan 2019 to Sept. I had to pay Geico using the amount that WF refunded my account current. Then on 12/6/2019 I received a mail from WF saying that I filed a claim for the amount of $308.09 and that they have completed their investigation and refunded the money to me.

    Today being 12/9/2019, I called WF to inform them that I didn't file for any claim and that the money should be reverted. I spoke with Agent 1. Agent 1 said it is the money which I filed a claim for. I insisted and said it wasn't my money. It was so frustrating speaking with Agent 1. The call got cut off. I called back. Spoke with Agent 2, he told me that the fault was from WF and apologized profusely. Informed me that someone must have been using my information to file these claims. He advised that I should go to my nearest WF branch and request for a voice prompt in order to add more security to my account. He said for the amount of $1251.54 that nothing needs to be done any further but for the amount of $308 that it will be reversed, he confirmed that this was from Geico. I told him to please go ahead and do so. And we ended the call. However, I got an email notification from WF this evening with insufficient fund alert.

    I checked my account and saw that WF debited me for the sum of $1569.69. I called WF, spoke with Agent 3. I explained what has been going on all day, she informed me that since I said I didn't file the claim that they had to retrieve the entire money, that the money was given to me to pay Geico so since I didn't file the claim, that they are taking the money back...That didn't make sense to me. Because, they took the money that I paid Geico and returned it to me, then I in turn paid back Geico again. WF has caused me a lot of distress today. Been banking with them since 2011. I'm done with them. They can take me to court if they please, maybe then, I can look at someone in the eye and have them explain where I went wrong than speaking on the phone and having them hang up on you.

    Thanks for your vote!
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Dec. 9, 2019

    I tried to pay a bill online through another merchant. The website continuously give me an error message. When I looked at my bank statement, the monies was actually coming out. I disputed with Wells Fargo and the stated "my money would post back to my account within three days if the merchant didn't request the money." On the third day, I called and spoke with the representative explaining that the merchant wanted a fax number to send over a form to release the hold. I was advised by the Wells Fargo agent that they didn't have a fax machine for the merchant to send over such documents. I was also advised that I needed to open a case, in which I did on 12/3/2019.

    I also advised the representative that my rent was due on the 5th and since Wells Fargo couldn't assist me with a fax number so that the merchant could send over the necessary paperwork, could I possibly receive a provisional credit. I was then told, that because I was a new customer they couldn't approve the provisional credit into my account. It is now 12/9/2019 and I still don't have my money in my account and on top of that, I have accrued a late fee on my rent payment this month. I have never had a negative balance and I have a few thousands going in and out of my checking account every month. I am a very dissatisfied customer and will be filing a complaint about my horrible situation.

    If Wells Fargo had a fax number to assist me, I would have had my money credited back to my account within 48 hours. I'm trying my best to remain calm but honestly, I don't have the late fee to go along with my rent. I'm a single mother with a special needs child that has no family here in Georgia. I WILL NOT be dealing with this corrupt bank once my account is cleared. The only reason why I choose to do business with them is because they have branches/atm almost everywhere but I'm going back to Navy Federal Credit Union even if I have to drive to get to their branches. Navy federal is a lot more reputable and definitely has their customer's interest and satisfaction as a priority. I'm done...Wells fargo. You absolutely showed me the worst business ethics. You will not get any more of money going through your selfish little hands.

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Dec. 8, 2019

    Just got off the phone with customer service. Apparently I have a limit to my withdraw with their everyday basic checking account. I have great credit and no delinquency but I have a limit. They say I have a limit and will need to go to the branch to make that withdraw.... They have limited banks and they open 9-5pm. How am I suppose to get enough money to cover my rent if my withdraw limit is 300 for atm and I have several thousands in my account.

    Thanks for your vote!
    Customer ServicePriceOnline & AppReliability

    Reviewed Dec. 8, 2019

    In the last few weeks they have withheld the ability to transfer money from my account to my wife. She was in another state and I needed to send her money. Wells Fargo refused top release the money from my account because I have only been a customer for less than 4 months. They said I needed to build a RELAtionship with them before I can do transaction where I'm sending money from my account to an outside account. Today I used Apple Pay to send someone some money and they said that Wells blocked the transaction.

    When I called Wells Fargo they said the transaction went through but informed me that my debit card was being cancelled because it was possibly compromised. I asked how they told me that that information was not my concern and that I was on a "NEED TO KNOW" basis!! It's my account and my money I think I have a right to know when and where my account was compromised. This happened a week or two ago according to them. I asked when they had planned to tell me about this. They said there was a note about it in my message center in their app!!!! I feel they are holding people's money all over their network in an attempt to gather as much interest on it so they make it difficult to access your money unless you physically come into the bank and do a manual withdrawal.

    I do not recommend this bank. Their tellers and bankers are powerless to circumvent the system to fix errors for you and even their escalated bankers are obviously speaking from a script. Poor business practices. I have Chase account and will soon be forced to drop Wells Fargo because they don't care about me in the least. I just finished setting up all my online and streaming account with my wells debit card and now they are cancelling it for a reason that they refuse to even tell me about. Now I have to go back and change all my account payment methods again because they decided to cancel my present card.

    The worse part is that I would not have even known about it if I hadn't called to question a payment that didn't go through. There is plenty of funds in the account but they just don't want you using your money while they are trying to gather interest on it. I recommend you steer clear of Wells Fargo. Try Chase or Bank of America. They are bigger and have the resources to provide competent, reliable service

    Thanks for your vote!
    Profile pic of the author.
    Customer Service

    Reviewed Dec. 7, 2019

    This company really is the worst. Their fraud department is laughable. Their flags never go up when people are stealing from my account or using my debit card for their Uber rides, but any time I try to make a large purchase - this time it was $200 - they decline my card and expect me to stand in line and call them to make sure I'm the one spending my money. It seems like Wells Fargo wants to have my card declined whenever they think I'm spending beyond my means, which isn't for them to decide. It's Christmas time. Is a $200 purchase really that outrageous? Will be changing banks as this is the third time this has happened.

    Thanks for your vote!

    Reviewed Dec. 6, 2019

    Yesterday I deposited a refund tax check from the state of Alabama for $535.25 into my checking account at the drive-thru window. Later when I looked at the receipt, only $400 had been deposited, and $136.25 had been withheld to be deposited the next day. I went back into the bank and asked for the full amount to be deposited. After much discussion and comments by me about the $1 billion in fines given to Wells Fargo on Friday ($4 billion since 2016, and the $1 billion for auto lending & mortgage "bad acts" the highest fine ever for the Trump administration!), they refused to deposit it.

    I have been with them for 42 years, and laziness has stopped me until now to get a new bank. Do not use this bank! Years ago they were an excellent bank. They are no longer for any reason, and you are insane if you bank with them. After I finish this, I am on my way to empty out my safe deposit box and begin the process.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 5, 2019

    Out of 5 calls I got hung up on 3x. Not miss connection. Hung up on because they did not like the fact I would not give them all my personal info over the phone. That's great customer service. Wrote the contact the board of director email service 3x. Never heard back about my complaint but did get a phone call about a survey I did not take about customer service. Actually wrote all of the board of directors 2x and still did not hear back. They care more about a survey than they do the customer. 40+ years with the same account and I get treated like **.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 5, 2019

    I sent a payment on 11/15/19 and it posted on 12/2/19, so a late fee of $38 was charged. It doesn't take 13 business days to post a payment. I have an excellent payment history with Wells Fargo and they refused to credit. I will cancel all my accounts and move my investment account. What poor customer service they practice.

    Thanks for your vote!
    Customer ServiceInstallation & SetupPunctuality & SpeedStaff

    Reviewed Dec. 5, 2019

    I decided that I would bank with Wells Fargo and I must say, it has been a horrible experience! I’m in shock at how poorly they are allowed to treat customers. I completed Online application for a checking account. I received a call from a banker to set up an appointment which was very aggressive. When I was late she called three times. I told her from the beginning I didn’t have much time and she insisted on setting up the account. So she puts me through the whole process and then tells me that she can’t deposit my check before the holiday because it was post dated for a few days later. I understand That the check was dated later but why would you waste my time setting up the account when you had the check in front of you the whole time?

    OK I told her I was leaving and I was done with them come to find out they took it upon themselves to close the account without my knowledge. Now I go and apply again online, got approved for the account, got the email confirming the account and here we are seven days later. They keep asking for the opening deposit but my problem is I have absolutely no access to this account. They keep telling me I need to go into the branch. I go into a branch and they did absolutely nothing to help me. I then called customer service to get my information on my account who then said I needed to go into a branch to get verified.

    I told them I’d already done that three times. All they can say is OK or, "I’m sorry I can’t help you." This is by far the worst customer service I’ve ever dealt with. Extremely dumb informative and just downright lazy liars. They’ll tell you one thing, you go and do it and then they tell you another thing and don’t give you access to your account but they sure are quick to ask for the opening deposit. I would say stay far away from this bank. They are known to be fraudulent, open up fraudulent accounts and lie. All of the qualities you don’t want in a bank that keeps your money. I highly highly highly recommend you don’t go here.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 3, 2019

    I got a Bob's Furniture credit card from Wells Fargo thinking I can just pay it off like I was told by customer support when I get the money. I transferred all the money that I owed them to pay off the amount but come to find out the charges that are charged take 30 days to process. So there is a credit to my account of 9000 and nothing happens with that money until after 30 days. I tried to have some money transferred back to my account because I got overcharged but I’m not allowed to touch my money that in the account til 30 days from now.

    I called their customer service a few time and they assured me they can transfer money back to my account then they said I can’t touch the money I deposited to them. It all makes no sense and they are horrible to deal with. I would tell anyone to stay away from this bank unless you want to deal with **. If I decided to not pay the balance my apr would jump up to 28% which is the worst I’ve ever heard. Such a crappy bank, hopefully they go bankrupted from all the legal payoffs they’ve been doing. What a corrupt bank!!!!

    Thanks for your vote!

    Reviewed Dec. 2, 2019

    Wells Fargo is taking me to court over an overdraft fee that I left unpaid from over 10 years ago. Before 2009 I had an account with Wells Fargo. I had just gotten a new job, and was getting paid and decided to take $20 out of my account the same day that the paycheck was getting deposited. I checked to make sure that the balance was there, and later discovered that transaction caused an overdraft fee. I called to dispute the over draft fee, but after speaking to a manager I was told that I shouldn't have been spending Wells Fargo's money. I refused to do any more business with Wells Fargo after that. Today, I woke up to a phone call from the Falcon Group who are acting on behalf of Wells Fargo. I was told that Wells Fargo is now suing me for the amount of $1,400 but are willing to settle out of court for roughly $300. I decided to let them take me to court.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServicePriceStaff

    Reviewed Dec. 2, 2019

    I tried to organize urgent international online transfers through WF. I found them to be confusing, slow, more expensive and much more difficult to track compared to another service I tried as a backup. I received 4 different time frames for delivery. One quoted 2-5 days. Additionally there is a daily limit that ends up adding expense and delaying the process as I had to space out the deliveries. Every one of the 4 transfers is at the 5 day end of the spectrum. Customer service mis-transfered me several times. They do not listen to the questions being asked; just parrot back stock answers. I get great service at my local branch but dealing with any corporate WF processes is a pain. There are faster, cheaper, more responsive ways to transfer money and WF is too big to care.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 30, 2019

    I would give zero stars if I could for this institution. Wells Fargo lies and gives no value to their long-term customers nor their business customers. I've been a Wells Fargo personal account and business customer for over 30 years with multiple accounts including mortgages all in good standing. Recently Wells Fargo closed my business credit card that we use for vendors with absolutely no warning or notice. We had this specific account for ~5 1/2 years with zero late payments and excellent credit rating. Recently we decided to pay the account in-full because of a huge payday for the business, and without any warning they shut the account down.

    Their customer service reps gave us the run around saying they did a credit inquiry with Experian and it brought back negative information and that we need to contact them. Well, we have Experian's ID protection services and they can not run a query without notifying us prior to and if they tried to run it Experian gives us an instant notification stating that a query was attempted and the name of the institution attempting it. After speaking with our Experian rep they confirmed that there was no inquiry ran by Wells Fargo.

    Wells Fargo got their payment in full and that's why they closed it. Do not pay your balances in-full because they will close your accounts. Apparently Wells Fargo does not want you to pay your credit cards on time and be responsible with your spending because they won't make any money. Their money is made by keeping you in debt. There are much better banks and credit unions available and we will be moving all our accounts as well as our family's accounts away from Wells. Go to another bank that is more ethical and values you as a customer.

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Nov. 27, 2019

    I decided to open a new checking account and for whatever reason I chose Wells Fargo. Big mistake on my part. My card has been declined almost every day since opening my account and I have sufficient funds to cover my everyday spending. I was denied an ATM withdrawal after I called in to notify them and increase my limit due to a family emergency that would require me to do so. I don’t drive and on the day I was trying to use my card and withdraw money I went to 3 different ATM’s using an Uber only to be told no at every ATM. It’s infuriating that I paid for 3 rides only to be declined at the next stop.

    I called and they had the audacity to say it must have been the merchants. I filed a formal complaint and I am yet to hear back from anyone. I need my money for my rides refunded and my ATM fees assessed as well because this was such a garbage experience due to their crappy service and cards. So done with this bank. Side note, I received alerts and replied that everything was ok with all the charges and card was still blocked.

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Nov. 27, 2019

    I have been a business client for 10+ years and recently deposited a check from a regular client for an amount that was not unusual. For no reason they put the funds on hold for 10+ days causing me to have to cover my payroll and bills with their other products. I called and they pointed me to the branch. The branch could do nothing for me. This is immoral and ties the hands of small business owners and should be illegal. I am moving all my accounts.

    Thanks for your vote!

    Reviewed Nov. 27, 2019

    It recently came to my attention that fake accounts were opened in my name. It took 12 people to resolve a simple a simple issue and over an hour just to get access to my account. Never again. Stay away.

    Thanks for your vote!
    Customer Service

    Reviewed Nov. 26, 2019

    I would never bank with Wells Fargo again. I have a mortgage with Wells Fargo as well as a credit card. Also, I have a Wells Fargo in the building of my job. This is why when I received an offer to open a checking account with them and receive $400, I thought it was a great time to try them out. The promotion stated that I needed to have direct deposits totaling $3,000/month for 3 consecutive months within the first 150 days of account opening. I received the offer in May and opened the account and changed the direct deposit with my employer. Unfortunately, my employer requires a prenote (meaning the direct deposit change will not become effective until after an entire payroll cycle has been processed).

    Due to the prenote and the payroll schedule at my job, my first direct deposit of $1,500 came in June. I had 2 more $1500 direct deposits in July and then $4500 in August. My last direct depot before my maternity leave was August 30th and I'm still on maternity leave. After waiting for months for my bonus, I finally call the bank and I'm told I did not meet the qualifications because although I had $9,000 direct deposited in 3 months, there was $1,500 in June and $4,500 in August and it had to be $3,000 each month. This is so ridiculous. At the end of the day, I had $9,000 deposited within 3 months like the promotion said. The fact that this went all the way up to the executive offices of Wells Fargo and it was still not honored, makes me never ever want to bank with Wells Fargo.

    Even more, I would caution anyone else to bank with them either. I'm so happy I didn't go through the hassle of switching over all my finances to them as I intended to. I was disqualified on such a small technicality and the fact that had my maternity leave not started when it did, I would have qualified with one more direct deposit. No one seemed to really care or even consider what I was saying so I will be closing out my account and probably my credit card as well.

    Thanks for your vote!
    Customer ServicePricePunctuality & Speed

    Reviewed Nov. 25, 2019

    I am making auto pay from my bank to Wells Fargo. I had never been late. One time for some reason, my bank skip a payment. I called and the lady said since I had never been late, as courtesy, she would waive the late fee and interest fee. She ended up only waived the late fee. I called again, Wells Fargo refused to waive the interest fee even though I already paid 7k to close off my loan. Very disappointed! I would never have any business with Wells Fargo again.

    Thanks for your vote!

    Reviewed Nov. 24, 2019

    We worked for several months putting together a deal. We invested a lot of time plus attorney's fees. We got the loan documents a day before signing and saw that they did not reflect the deal we had negotiated, and I don't mean they were a little different. The document basically gave the bank complete authority to change the loan in any way they wanted to. They then lied to us about what the documents said, which wasn't cool.

    Thanks for your vote!
    Customer Service

    Reviewed Nov. 22, 2019

    I made a payment on a loan and kicked it back stating that I did not have an account with them. I made my payment on the secure web portal. They took payments on my account for the last 8 months on the portal without any problems. I get the statement today with a late fee. I called them to have the fee removed and I get that they cannot talk to me since I am not the primary account holder. They will take your money, add fees for no reason. Stay far away from this bank.

    Thanks for your vote!
    Sales & Marketing

    Reviewed Nov. 22, 2019

    They advertise the “rewind “ feature. If you acquire insufficient funds fees the day prior to a direct deposit by 9 a.m they will refund the fees. Well unfortunately with a job change I acquired a few fees a few different times. Anyway, they say the account was negative 2 days prior but the nsf fees hit the day before my direct deposit. The rewind feature says it will refund the fees but the rep says I would of had to have a deposit by 9 p.m. the days the fees hit. That is NOT what rewind is!! That is NOT what it states!! That is very misleading and false advertising. I can’t wait till I can get all my money together so I can bank elsewhere. We have been a very long time customer. They just take your money left and right and try to justify. I have a list of issues with this bank but this is the most recent one. Those fees refunded would be such a help! Thieves.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 21, 2019

    Today 11/21/19 I went to WF bank at 1701 N. Harrison Ave Cary, NC 27513 to deposit a big amount check. Teller ** helped me to deposit. She told me about 5K will be available by 11/25 and rest will be available by 12/3. I asked her the reason for such long hold times. She was trying to explain and a personal banker ** came and stood next to me. He told me they would give back my check and I could leave. I told him that was not the answer to my question on long hold times and it was very rude for him to say so. He said "yes". I am totally upset and disgusted to receive such poor customer service. In addition to the bad reputation the bank has, this is a clear sign to find a better bank.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 20, 2019

    Very rude and unprofessional. I was told I would be receiving a call back about a complaint and never did they will take money out your account without you knowing and takes their time giving it back. I would not bank with them. I told them I would be banking with someone else and they told me they didn’t care.

    Thanks for your vote!
    Customer ServiceCoverageStaff

    Reviewed Nov. 19, 2019

    I'm going to make this short because it's a huge fiasco. Simply, Wells Fargo allowed a fraudulent transaction happen in our business account. Not your normal online loss, or stealing a card kind of fraud. No. This institution allowed someone with a fake ID with my husband's name on it from a different state (NJ) walk out of one of their branches in North Carolina, with almost 10,000 dollars!!!

    Here's the kicker...our accounts are in California where we reside. No red flags. No phone check. And yes they put the money back...they are insured! But then after a pathetic attempt to work with their fraud department, we got a letter that basically said case closed. No further work with the NC police, which they suggest at this point we take it up with them from 3,000 miles away, not even knowing the branch number which they do. They even had the slip that the criminal used for the withdrawal. But oh well..boo hoo. Apparently it's not a big deal anymore since we got the refund.

    We want details. We want a conviction. We don't want to be passively told to "have a good day"! Someone is using my husband's name and we are afraid it will happen again, at another Wells Fargo branch where the teller is a complete idiot....or possibly working with the criminal. Your guess is as good as ours. Beware. You're not safe with Wells Fargo.

    Thanks for your vote!
    Staff

    Reviewed Nov. 19, 2019

    I have now requested my third replacement debit card! The initial card went to an address I moved from when I specifically took my time and sat in the Florence, SC branch to change the address and request a new card. Temporary card expires and welp no debit card. Now after waiting 3 weeks no card still and if I talk to another SCRIPTED employee, I’ll scream!!! Closing account, my mattress is a much better option!

    Thanks for your vote!

    Reviewed Nov. 18, 2019

    For three days I have tried o contact Wells Fargo to schedule travel to make sure I will be able to use my visa. The internet site does not have Colombia listed so I was instructed to call 1800-869 3557. After calling for three days multi times each day. They requested account numbers. After few minutes. "Your was interrupted. Sorry for the inconvenience. Please try later." I have tried other numbers which resulted with the same runaround. I am exhausted from this bs. When I return to the states all accounts will be closed. Terry **

    Thanks for your vote!
    Customer Service

    Reviewed Nov. 18, 2019

    I needed a check in account for my direct deposit. I opened wells Fargo checking and in the site there was 400 dollar promotion going on. I had to reduce my tax saving deductions to add to 3000 dollar of direct deposit every month. But suddenly my account got closed without any notice. And due to account closure they denied the bonus also. Even though I met all the conditions for the promotion. Also they opened a complaint and made me wait for 2 months and came back with the same answer. It’s just fake promotion and fraudulent bank, I have ever banked with.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 18, 2019

    I have been banking with WF for 8 years now. They lock my debit card 5-7 times a month. Also, you MUST talk to a rep on the phone or in store to get it unlocked because even though the automated helper says your card is now unlocked, it's really not. I always use my personal desktop attached to an ethernet cord to access my online account, but I always need to go through security steps to access my statements!? If you want to have to jump through hoops to use your debit card and access your statements, this bank is your you!

    Thanks for your vote!
    ReliabilityProcess

    Reviewed Nov. 16, 2019

    I went to Wells Fargo to try to get a Secure Card because I am not a permanent resident. When the bank began the process she saw that my data was incorrect and began to tidy up, but she forced me to sign a document that I did not want since I had been watching another gift before. I realized that they made a big mistake on their account. They opened a ** for me as if I was resident and I am non-resident, because I work here only in the seasons. How is bank opens an account for you to consult your documents? Not really knowing if you're American or not? I felt injured, and I don't trust them anymore, because they can very well use all my data to do whatever they want since they don't need documents to prove anything. I am very upset about the situation and intend to change banks soon, because they are not reliable. PGA Boulevard (Gardens Mall) Palm Beach Gardens agency.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Nov. 13, 2019

    As an employee working at a title company, I deal with Wells Fargo on many transactions. They do not care about your personal information, running up expenses wrapped up in your loan package, are NEVER on time to deliver a closing package, always blame the title company for royal screwing up their clients' loans, and they are an ethics disaster. Would never do business with them. FIND A CREDIT UNION.

    Thanks for your vote!
    Staff

    Reviewed Nov. 13, 2019

    My daughter worked for this bank. They are unfair and unethical. Her branch managers were great but as a company in a whole employees were treated awful. The branch my daughter worked at for 5 years closed. Instead of the bank just placing the 6 employees positions at other branches if they wanted to move to another branch. The Human Resources made them apply for jobs st other branches. Even if it was a lateral move. The employees were told they would get severance packages if they chose to leave. They were told 3 or more months ahead of time of the branch closing. My daughter took a different job. The new company hiring her said they would wait for her branch to close before she started so not to leave her branch short handed. She was to begin September 23rd 2019 with her branch closing Sept. 18th.

    A month before closing the HR people gave them their exit papers and in it they had to agree to NOT accept employment until after October 18th in order to get severance packages. My daughter could not afford to go a month with no employment being a single mother. They are unethical employers. BTW by Gods Grace and mercy the job my daughter took is paying her 15,000 more than WF paid her so really it all worked out for her. If they had told her she wouldn’t get her severance package at the time the branch closed the other company could have bought her in sooner.

    My note to anyone is.... don’t seek employment there. Side note we took a mortgage out with WF before this and that experience was a nightmare as well. I’ve pulled all savings accounts I had with them for my grandchildren (opened for the convenience of her working there) along with credit cards I had with them. Once it make feasible sense to refinance that mortgage that too will be closed.

    Thanks for your vote!
    Customer ServiceSales & MarketingStaff

    Reviewed Nov. 12, 2019

    BEWARE of FALSE ADVERTISING by WELLS FARGO. In March 2019, unclear about the wording of the offers which stated a "cumulative monthly total" for the direct deposit, I called customer service AND visited a branch location to clarify, providing my planned monthly deposit and the 3 month cumulative total. I was advised in both cases that my amount was correct and therefore set up my account accordingly. I continued to deposit this amount for the required period only to learn at the end of the period that I did not qualify because the "cumulative" amount was actually supposed to be an "each month" amount.

    After discussion with customer service, filing a complaint, 2 months of waiting while they researched and REVIEWED THE ACTUAL ORIGINAL CUSTOMER SERVICE PHONE CALLS, I was told that yes, they confirmed the recorded calls showed I had been incorrectly advised by Wells Fargo employees in March, but since I didn't meet their intended requirement, they would not honor the bonus offer. By the way, they also changed the online wording of that offer during that 2 month waiting period. Yes, I have printed documentation of the offer at both points in time. UNBELIEVABLY DISHONEST BANK. Closing my accounts today. Will never do business with Wells Fargo in the future.

    Thanks for your vote!
    Customer ServicePricePunctuality & SpeedStaffProcess

    Reviewed Nov. 9, 2019

    I am currently financing my car loan with Wells Fargo Auto, and it has been a pain to have to call customer service to make extra payments. Wells Fargo Auto does not have an online request for making extra payment towards principle, unless you opt for autopay (ALP), or it could ONLY be requested through customer service with a phone representative.

    I used to have ALP, but didn't like the fact that I would have to wait until it's due date for the payment to be taken out. I like to make payments as soon as I get paid to get it out of the way. Anyhow, I would have to call customer service monthly to request that any extra payments be put towards principle and not next month's payment. Of course, my request gets processed, but when the payment gets updated online, it's NEVER correct! There's always a payment variance for next month's bill, and I get charged interest in advanced! No! I wanted the extra payments to be applied to principle as requested! It has been a recurring issue having to inconveniently make follow up calls for them to make corrections!

    Sometimes my request gets "rejected" because the department handling the payments couldn't understand the representative's notes. Of course, I don't get notified for their mistakes and my request don't get processed timely. I have to make another inconvenient call to find out what the issue is, and have the request reprocessed.

    Getting transferred to an Escalation team member is a long hold! It really is a waste of time and I just don't have the time and day to waste any longer. I have attempted several emails to address this issue, but it all goes ignored and I get no response! I don't understand why Wells Fargo Auto cannot add an online request option, instead of having customers call in monthly just to make extra payment requests. It gets screwed up anyway and makes it SO INCONVENIENT!

    I also have a mortgage loan with Wells Fargo, and it at least have the online option to make extra payments toward principle, that I dont have to call in every month to make a request for people to screw it up!

    Thanks for your vote!
    Staff

    Reviewed Nov. 7, 2019

    My wife and I went to the Westshore branch to open an account. We were fortunate to be assisted by Personal Banker Alexandra **. I have never experienced such friendly, knowledgeable and efficient service. I can see why she came highly recommended. With employees like this Wells Fargo will go from strength to strength. Thank you very much for assisting me and my family. Looking forward to many happy years banking with you.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 5, 2019

    Since we have switched to Wells Fargo 5 years ago we have counted all the extra ** charges and the absolute crap customer service. It really is disturbing that your company treats people the way that they do and when you really need help with fraud charges they say, "Oh that's not good but nothing we can do." All those charges your company gives out and you still can't help out the real people in a crisis. But when all banks end up closing because of the broken trust from the people then I guess that's when it will finally hurt your company pocket. The ** part is I'm stuck and have to use a bank because our society has gone from a cashless society to a charge society and look our debt is through the roof as a country. I'm tired of your ** atm fees and your ** customer service. 1 star because like everything else in our world we have to minimally give you a participation trophy. Should be 0 stars cause your crap service.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceStaff

    Reviewed Nov. 4, 2019

    My car dealer set me up with a auto loan thru Wells Fargo. But, last month my truck was totaled in a wreck. The insurance sent the money to Wells Fargo to pay off my loan over 3 weeks ago. Wells Fargo has still not delivered the title to me per the instructions that they were given with the payoff check. In fact, it took them over 2 weeks to process the check, and finally, last Monday they sent the Title to the wrong place, even though they had received 5 phone calls and 1 written instruction on where to send the title.

    I have been in touch with the Wells Fargo office of the president, and was told that it will take them between 2 to 4 additional weeks for them to get me a replacement title. Apparently, this problem happens frequently at Wells Fargo and the official at the bank told me they have no plans to try to fix this problem. They certainly don't care about how long we customer have to wait because they screw up. I would avoid doing business at Wells Fargo. In fact, my home mortgage was purchased by Wells Fargo and I am going to move my home mortgage just to sever all contact with this corrupt and inept bank.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 4, 2019

    I was refunded money to my account. They straight up lost my money and refused to do anything about it. I went to this bank because my mom had them for 26 years and now she's even leaving them because how I was treated there. I was lied to by 2 of their staff and the others were plain rude

    Thanks for your vote!
    StaffProcess

    Reviewed Nov. 4, 2019

    I recently went to Wells Fargo for medallion stamp which was required to transfer some assets. The individual helping me I had an issue explaining her steps and procedures. Overall it was an attitude. Putting that aside we managed to get through the process. My real issue is it at the end she made photocopies of my paperwork. I thought she was scanning the documentation so that they would be attached To my online file. I could not believe my eyes. I said, "Why would you be keeping copies of my individual stock, Brokerages accounts, Social Security numbers etc. and hard Print. Where do you keep them?" She said, "All in our safe."

    Now keep in mind this building is less than 1000 ft.² This does not make sense. I said, "No this is not make sense. I would understand if you were scanning the documentation to file one hardcopy documentation here on the border and Yuma /AZ Mexico. It’s not a protocol and comfortable with. Let me speak to the manager." The manager came out and told me my papers would be safe in his vault. I asked for his business card. He told me he was acting manager and put quotes in the air around the words with his fingers.

    I looked up Wellsfargo and couldn’t find anyone I could speak to about this. I’m mortified my Social Security number all of my brokerage accounts and everything are sitting on somebody’s desk extremely exposed and I have nobody at Wells Fargo that I can talk to about this. I’m not at all comfortable. It’s 2019. We have the cloud and Wellsfargo is using archaic processes. I am pulling what little bit I have left at Wells Fargo out and moving my resources to a different bank.

    Thanks for your vote!
    Customer ServicePriceOnline & App

    Reviewed Nov. 4, 2019

    I have multiple student loans with Wells Fargo and decided to accelerate pay off by adding an additional automatic principal payment each month. I spent quite a bit of time trying to do this on their website and eventually called customer service, who explained "that is not supported". Strange - but I eventually figured out why. The rep directed me to go through my bank and add an automatic bill payment. Okay - I did, and the monthly additional payment began to occur. After a few months I noticed my principal wasn't coming down, so I checked the payment history; thank God I did, because Wells Fargo was taking the bulk of my extra payment and applying it to INTEREST, not PRINICPAL.

    One of the loan payments was $6 in principal and $60 in interest - that's right, TEN TIMES as much interest as principal. I called Wells Fargo customer support - the same number I used when trying to arrange the payment - and was told "That's right - interest always comes first in additional payments". WHAT?!? How could they not have explained this up front? They added insult to injury by saying nothing could be done about the payments I've made, and they recommend cancelling the extra payments (the VERY ONES they helped me set up in the first place) and making a manual extra payment on the day of the loan auto-payment. This would allow the second payment to be all principal.

    Suddenly it clicked - this is why they don't allow extra payments on their website; if they did, the extra would all go to principal and they wouldn't be able to rip off their customers by applying extra payments to interest first. UNBELIEVABLE! You'd think a bank with their reputation would be trying to do things honestly, but you'd be wrong. They continue to find innovative ways to screw their customers. I am now aggressively looking to pay off or refinance my loans and move all of my business away from Wells Fargo. I hope this helps someone avoid being ripped off as I was.

    Thanks for your vote!

    Reviewed Nov. 4, 2019

    Camillo ** a cust serv rep in Tampa, convinced me over a 2.5 hour period to try this work at home scheme. We went over this ad over & he pushed and pushed, fraud resulted, WF refuses to make it right.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed Nov. 1, 2019

    I have been banking with this bank for more than 18 years and have my retirement accounts and savings for my children. After saving for my daughter's college fund, now I am ready to take money out and have been trying to take the money out for the last 2 months with no way to take it out. First, they told me that I do not have an application for my daughter's account which I have been saving for all these years.

    Since they wouldn’t let me take my money out, I filled out the application form and sent it to them. They asked me to wait for 48 hours and when called they told me that the application was wrong. I got one of the people who told me the application is wrong to help me to fill it out and faxed it. I called them 48 hours later to find out that it is still wrong. I asked them to help me again and sent it and called them after a couple of days to find out the application was not there and had to fax it again. Again they told me the application that they helped me to fill out is still wrong. I fixed it again with their help and sent it again.

    A couple of days later phoned to find out that it is not clear enough. I phoned again yesterday (10/31/19)and told them that this has been going on since September 11th and asked for the gentlemen’s name to make sure it is right. At this time suddenly he said that he cannot hear me and said his name is Hal. He made some paper crumbling noises and cut off the line. I am done with this bank and I am still trying to pay for my daughters' college account before they charge me interest. Being a single mom and trying to do it right does not help with his kind of fraud banks and its employees. If you are planning to save for your or your child's’ future, please find another bank such as a credit union. Not these big banks who created ghost accounts to show that they have lots of accounts. Please save your time, money and sanity.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Nov. 1, 2019

    Needless to say, they suck. They’ve been penalized multiple times for fraudulently opening accounts under clients’ names to meet quotas. My displeasure came with a ring I bought that had to be financed through this ** show. I’ve made all my payments before the due date, but I was careless one time and paid my amount one day late and was slapped with a hefty late fee despite my good standing. Literally, one ** day. No grace period, nothing. I knew their reputation, but I should have known ** can sink lower. Avoid at all costs, I should have gone to a different jeweler.

    Thanks for your vote!
    Staff

    Reviewed Oct. 30, 2019

    I have been a dedicated member of Wells Fargo for over 10 years. Recently I applied for a SBA Loan with them and discovered that they were not user friendly, abrupt and not willing to work with me. I have excellent credit, managerial experience, and collateral. The denial reasons were very questionable. In fact I was asked to have a cosigner with a perfect credit score. They welcome you when you deposit your money but quick to deny you when you want a loan. Please beware of who you trust with your money. They are in the community but very unwilling to work with you. BEWARE #StayoutofWellsFargo. Research before you deposit your money. Please be smart and withdraw your hard earned money. Be Blessed!

    Thanks for your vote!
    Customer Service

    Reviewed Oct. 30, 2019

    On 10/22/2019 I opened a claim for 29 transactions, due to me losing my iPhone and having all of my information on it, I was informed that the claim would take anywhere from 2 to 10 business days. The following Monday, I called in to check the status and was informed by a claims specialist that they were working on my case, I should either see a credit later on the following day which was 10/28/2019, or the case would be resolved not later than Wednesday, which would have been 10/30/2019. The moral to my story, you are supposed to be upfront and honest but you lied to a customer, all calls are monitored and recorded, someone needs to be retrained, and don’t lie to customers. Pay me my money!!!

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Oct. 29, 2019

    My wife and I opened a savings account with a large sum of money. While at the branch took notice of an offer to get an American Express credit card with the promise of charging $3,000 in the first 90 days and they would give you $500. We applied for the credit card and were turned down. Our credit score is around 835 (they claimed that our score was 850). Our income is well above $100,000 per year and we owe no money on anything but our house. We were turned down. No satisfactory answer was given and they claimed their lending criteria was proprietary. The only answer I can come up with is that we pay our bills in full on time every month and so will not make them any money on interest or late fees. But they will still make money from the rate they charge the retailer for using their charge card services. Deceitful and discriminatory in my view.

    Thanks for your vote!
    Staff

    Reviewed Oct. 28, 2019

    Good Day everyone! Please be very careful with depositing money at Wells Fargo ATM. I deposited $300 dollars on 10/2/19. On 10/4/19 they made a $240 adjustment to my account! My account was robbed by Wells Fargo! I disputed this judgment! I am still waiting for my money! This is not fair. I have no idea what to do! If anyone can help me. I do not make alot of money so $240 is alot to lose. I hope no-one else experiences this.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Oct. 24, 2019

    I recently opened a Micro Center Credit Card which offered 5% discounts when using the card for in store purchases. As a long time Micro Center customer, I was interested in the option of using "their" credit card for the additional savings. I have since come to realize that this credit card is an attention trap. For payment, Wells Fargo does not offer the option to have the balance paid on the balance through automatic payment, which should be a red flag to responsible consumers. All reputable credit cards and consumer cards offer automatic withdrawal of the outstanding balance to be paid automatically. Wells Fargo does not make this option available, which I have no doubt gets their customers generally with late fees. This is a disrespectful practice, and something which I will not support, which is why I am cancelling my account with Wells Fargo and Micro Center.

    Thanks for your vote!
    Customer Service

    Reviewed Oct. 21, 2019

    I have a home mortgage with Wells Fargo. I got my mortgage updates recently from the bank and found there was an error. I tried to contact the person who is in charge of this matter. I sent an email and got no reply. Called few times and noticed her mailbox was always full. I am very unhappy with the service.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 21, 2019

    This bank is a huge headache and unless you want to spend countless hours arguing with customer representatives, I would suggest you choose another bank. The two stars I give are for the only one person that could assist me with receiving a new card after a fraudulent activity happened on my account. When I had the same activity happen, no less than a month later, they made it so much more inconvenient for me to get a new card. I wish I had her information to write a positive review for her as she activated a new card and put the new card in my digital wallet and it was the first time I started to use Apple Pay with my phone. I was so excited and happy to 1.) feel up with the times and technology, 2.) happy that I didn’t have to wait 7-10 business days to get my card, then activate it and then be able to use it.

    The second time around, every person I spoke with has been incompetent and acted like I pulled that method out of thin air. It should be consistent across the board, but I guess if you say the wrong thing while upset and hurt anybody’s ego over the phone, it gives them the right to inconvenience you even more so than what you already are. This bank sucks and I do not recommend it. There are only a handful of genuinely nice people who work here, but it’s a needle in a haystack finding/connecting to them; the others have no idea what’s going on or what to do, and speak to you as if you’re the clueless one.

    Thanks for your vote!

    Reviewed Oct. 20, 2019

    I will never try and Refinance again through wells Fargo. This is my first time trying anything like this and instead of giving me options they just gave me one and went with it, so I tried to back out but they took my money $540 for an appraiser but they never came out or even contacted me so I asked if I could get that money put back in my account and I had no luck. So I guess I learned my lesson from that experience.

    Thanks for your vote!
    Customer Service

    Reviewed Oct. 19, 2019

    Due to a formal complaint Wells Fargo closed my account for no reason many years ago. (I was involved in the many class action lawsuits regarding Wells Fargo for excessive phone calls) Because I do not receive paper statements, and Wells Fargo closed my account, I have been paying my loan off on line. The Wells Fargo website will occasionally lock me out though I have password codes/ and auto fill in. Because I do not have my account number, I am unable to call, pay my bill online and have to travel 1 hour to pay my bill.

    All transactions require an account number and Wells Fargo hasn't figured out any other options for consumers to contact them. Wells Fargo isn't about their customers. I will never ever deal with Wells Fargo again. Be aware of their many class action lawsuits that are justified, because they make life difficult for paying bills and being a consumer. I am filing yet another consumer complaint. I can't even pay my bill, can't call: need an account number.

    Thanks for your vote!
    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 19, 2019

    I got a credit card back in 2007. Closed it in 2014. I have been paying ever since. I have asked for lower interest rates with no success. I was given credit at a time when I did not have the income to pay. The customer service is the WORST! Horrible bank! I just tried to get my account number to transfer the balance to a reputable company, and they refused to give me my own account number! When you are even a day late on a payment, they harass you over and over and over again! Beware of Wells Fargo!!!! Never trust them.

    Thanks for your vote!
    Customer Service

    Reviewed Oct. 18, 2019

    Wells Fargo the worst bank ever. The customer service sucks, the whole bank system is sad and they play too many games with people money. I ABSOLUTELY HATE I BANK WITH THEM AND WILL BE GOING WITH VYSTAR! I give them not one star. My review won't save without leaving one star but I really don't give them no stars.

    Thanks for your vote!

    Reviewed Oct. 17, 2019

    I went to my local branch to ask for a small loan or credit for 2 thousand dollars. I was told the minimum they could do was 3. I said ok. After 19 years of Banking, I have never asked this bank for anything and I was denied the loan. I had all of my money tied up in a house I was buying as my 1st time ever buying a home. I cried my story to the associates at this bank. My worries of overdrafting my account on the automatic bill paying. The best they could give me is an apology. They gave me credit options to where I needed to apply separately, BANG 2 hard hits on my credit, AFTER me telling them I am buying a house!

    I walk away with turning off my debit card. I had ZERO dollars, maybe negative 1.58 or something. Wells Fargo was NOT happy that I did not use them as my 1st time home purchase. They hit me double. I sit on 14 overdraft/returned fees. After me begging for a loan that this would not happen, they clearly made sure it happened to me the hardest. I have wasted 19 years on a relationship with this bank. Only keeping them around with the hopes and dreams that they would help me one day when I needed the most. NOPE. They are robots. I stood by their side when they needed me the most. Now I walk away. Stay away from these machines. They do not value life at all. Sincerely, good bye forever. Sean **

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Oct. 12, 2019

    I would like to share my experience with Wells Fargo businesses banking with community who doing business and thinking about open accounts in Wells Fargo. Think twice! As I have home owned and operated service small business I opened checking business account in Wells Fargo and have my debit card. We accept checks as payment or receive payment from our partners as commissions.

    After depositing checks $1000 or more Wells Fargo ALWAYS put on hold up to 14 days without any explanation. When we have chance to reach customer service they gave a lot of reasons such as: "we believe that check will not be payable or uncollected funds and etc. From our end we immediately contact the person or company to confirm that check is payable or they do have enough funds to cover the payment... and it usually takes up to 2-4 hours to contact."

    Wells Fargo takes 14 days, with no excuses. Wells Fargo big financial institutions and they could provide temporary credit or whatever. I believe it is illegal to keep customer's funds up to 14 days and use it on their own needs or I do not see any reason to hold funds so long time. That’s absolutely unprofessional. We are have expenses and want to cover with no fee of late payment. But it’s hard to plan your business expenses with Wells Fargo. Hope that information will work for someone who finds it helpful.

    Thanks for your vote!
    PriceStaff

    Reviewed Oct. 11, 2019

    In retrospect, when WF refused to accept my application to open a new account in 2014 because my credit score was not high enough I should have critically questioned why they needed to do a credit check since I had no intention to borrow any money from WF. Instead, I assumed that the credit check meant WF was simply adding a layer of security. So, after my credit score improved in 2016, I opened a WF checking account.

    A year later a WF rep tried to sell me a CD, which he claimed would pay me a certain amount of interest every month. His figure sounded too good to be true. So, I decided to do a little research on my own. Before purchasing said CD I went home and plugged the numbers into my interest calculator app to find out the real deal. The calculator showed the cd only paid about one tenth the interest he claimed. It short, he was lying.

    A month or two later a national scandal about WF broke in the media whereby WF reps were caught creating bogus accounts. That was a heads-up for me. From thereon I began to critically question the practices of WF. However, I was not being critical enough. Thinking I could still trust WF as far as my checking account was concerned, I continued banking with WF.

    Later I rented a safe deposit box from WF. What harm in that, I thought? Well, when I visited the local branch to renew the box in 2018, I asked WF to take the renewal fee out directly of my checking account. When the teller gave me a receipt for the transaction, which wrongfully stated I withdrew (pocket) cash from my checking account with no mentioning of the box, I demanded proper documentation stating the money was taken from my checking account to pay WF for the box renewal. The manager refused. This forced me to wait three weeks until the box renewal was reflected on my online account, ie, three weeks for proper documentation.

    When the 2019 renewal date approached I decide to pay via personal check with a note on the check itself stating the money to the payee (WF) was for the safe deposit box renewal. I did this so I would have a proper record of the payment. When I handed the teller the check she instructed me to change the payee (WF) on the check to me. Not thinking critically about it, I did as she said. To my surprise she handed me a receipt which said WF withdrew the money from my account and gave it to me as cash, ie, it was the same type of bogus receipt they handed me in 2018.

    Recently, I was personally attacked by a WF rep who insisted I had to provide WF with a recent financial statement of my holdings with a third party online-only bank. Said online bank, for security purposes, wanted my signature to be verified by a local banker via paper documentation. When I questioned the need for me to provide WF with the information said rep barked at me: “I’m not going to lose my job because of you!” I said nothing to said rep to deserve such a comment. All said rep had to say was: “I’m sorry, but WF cannot do this” and I would have been on my way.

    All the above considered, it is my gut feeling the real reason some banks, like WF, require a credit check to open a new account - even though the customer has no intention of borrowing any money from them - is so they can sell the customers’ personal information to third parties. I find Wells Fargo greedy, dishonest and disrespectful from the corporate level to the local level.

    Thanks for your vote!
    Customer Service

    Reviewed Oct. 10, 2019

    Not only will this bank secretly open accounts in your name, and try to repossess your home illegally, they won't even do so efficiently. I can't tell you how many times a simple purchase, such as a plane ticket for work travel, has been flagged as suspicious, resulted in the freezing of my account, and forced me to navigate their (non-functional and almost entirely fully automated) customer service helpline for 1-3 hours. Avoid this bank at all costs.

    Thanks for your vote!
    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 8, 2019

    Wells Fargo Claim Department stated can't protest resolution and will deduct my money. Wells Fargo stated it is nothing they can do and argued the times of transaction and the time of transaction reported by other bank do NOT matter. Conclusion; Wells Fargo will not further investigate to fight for my interest and I have to pay for the error.

    Claim # **
    Date and time: 6/26/19 12:24 PM
    Amount $161.23

    Posted date 6/26/19

    International Transaction.

    Other banks evidence provided:
    Transaction #** Code 7579

    Time and date: 6/26/19 17:00 THIS IS WHAT WF STATED IS NOT RELEVANT. So, according to this, I'm responsible because I didn't wait at the ATM for almost 5 hours? The discrepancy isn't relevant according to WF's claim department, but no logical explanation was provided.

    I was hoping for WF to allow me to protest and for them to request further evidence from the other bank, but I feel I'm an inconvenience to the claim department and also to customer services, which limits their response to "There isn't anything I can do." The Resolution is final, regardless of discrepancy, everything else matches. So, I'm at fault, I'm committing the fraud according to their conclusion. It is not the money, it is the principle and poor customer services received. I still pursuing a lawsuit even if it cost me 10 times more of what I lost.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 4, 2019

    Like others I have been doing business with Wells Fargo for awhile Now. However, I have noticed within the last 60 days they been on some shady stuff. Mind you the same way I handle my checking account today is the same as I have in the past. I do have overdraft services. Given in today's economy it's needed from time to time. However, these people decided to tack on $35.00 fee on bills that I done paid which was three in total. They even said "Well we do see where you had the available funds and you paid the bills," however giving the posting date of the merchant you incurred those fees. HUH? So even if you do have money in your account and you use it accordingly (purchases) you can still access fees. This has NEVER happened before.

    They was unwilling to help, they didn't care and I was floored. I had to go all the way to Corporate and even then after hours of conversation back and forth they still wouldn't refund those fees at 100% that I DO NOT OWE. The overdraft came into play because after I paid my bills I overdraft. Oh, I incurred a fee for that too which is accurate...but what about the ones I rightly paid for? So my advice is...if you do need to use their overdraft services it's best to wait while you're in the positive balance and all your transactions has posted so they won't tack on fees that you do not owe. Very disappointed in this bank now!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 3, 2019

    I been banking with them for only 2 months. My card was stolen which put my account in the negative and I have talked to 6 different agents and no one can help me. The claims department is full of crap. DO NOT BANK WITH THEM. They customer service call-in Representatives do not care about the customer's account, fraud activity or anything. They didn't ask for any proof or nothing.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 29, 2019

    The customer service in the banks is always excellent but when I have to call customer service over the phone it's always a nightmare. No one knows the answer and they always have to call a supervisor to find out. I have had instances when the supervisor didn't know the answer and had to call me back after she researched the call. I have never called them once and didn't have to call back because something was left out. Custer service should always be a one call resolution. It would also help if the agents were trained to be a little more friendly and act as though they want to help you and you are not bothering them.

    Thanks for your vote!

    Reviewed Sept. 29, 2019

    I use Wells Fargo as a secondary bank. They’re not even good for that. I could go on and on but I’ll make it as quick as possible. They take money when they’re not authorized to, I recently had a situation where I was put in the negative be a reversal of a credit that was given because I was overcharged from a birthday dinner. I had to find that out after the fact because no one from their bank contacted me to ask for any proof. Smh. So I get my company to cut me a small check to pay for the overdraft and they take the check and say they’ll have to hold on to it for 4 days until Tuesday because it was deposited on a Sat.

    I deposit all of my funds that I want in that account on Sat because it’s the only day I have off and this has NEVER happened before. This bank is the worse bank I have ever come across and it’s not even close. Once my check clears I will be closing this account. At this point I’d rather have my funds deposited into some type of cash card. There’s so much more but I don’t have the time to get into it.

    Thanks for your vote!
    Customer Service

    Reviewed Sept. 26, 2019

    Fargo failed to send replacement debit card to my wife. Issues with call support follows but first consider why Fargo does not notify you via the ATM screen before they shut down expired card? They would rather use screen to hustle their products. Fargo refused to mail a card without speaking to card holder even though it's a joint account. Explained that card would be mailed to address on account and a phone verification is still necessary to activate. Two levels of escalation and no help from customer support. Emailed complaint and they provide a response that does not address issue. Stay away from this bank, their past problems have led to extreme security policies that have priority over customer relationships.

    Thanks for your vote!

    Reviewed Sept. 25, 2019

    Ever since I've been banking with Wells Fargo I have been getting robbed. I get paid every week and these people took my whole check but can't explain what happened. Out of 300 dollars I have 6 dollars in my account. These people needs to be exposed because they are taking people money and it's not right. Me and my kids are about to be on the streets because it's something every week.

    Thanks for your vote!
    CoveragePricePunctuality & Speed

    Reviewed Sept. 24, 2019

    This is the worst bank I’ve ever encountered and I was a long term customer. This bank scams people. They wait to charge your account when they know there will be overdraft fees applied before midnight and after 9pm WHEN PEOPLE ARE SLEEPING. So their alleged policy is if you are over drafted and don’t put money in the account before 9 pm the over draft fees will apply the next day.

    My situation was I had money in my account. Last night well at least before 9 pm I check my mobile app I had funds available. 8 am this morning I was overdraft from authorized charges so I go to the atm and deposit the funds I am over drafted. 2 hours later I am over drafted again. This time it’s the overdraft fees. This conniving bank charges.

    I call. I speak with a supervisor in customer service and he tells me basically what I explained and also well maybe you should have the money in your account. Yes that’s right when I checked last night I did have money in my account. This scandalous bank waits till people are asleep to know when there is money in the account and when they want to take it out. Payments that I have set up are always drafted out before 5pm. These people did offer to refund one fee as a “courtesy”. Which is still ** since I had available funds yesterday that I saw for my self on my mobile app. How do they expect people to put the funds in their account when there’re already are funds available before 9pm, and try to say they won’t charge the fee till after midnight. I’m canceling my account after 9 years. **this bank!!!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 24, 2019

    Fire Adrienne **. On Friday 9/20 I walk into 921 Ralph David Abernathy to cash a 401k check. I switch jobs so I cashed out my 401 so I can make sure bill were covered. I usually bank in Kennesaw but since I switch jobs I need a new bank home. So here I go. So I walk in to be told that I cannot cash my check due to my account history. Now I am confused. The check is to get my account straight but I got a deposit in the account that very same day so it was not in negative. So now I call customer service for them to tell me no hold on acct. I then go back to manager who then tells me it is a 7 day hold. Now I am confused. I call customer service back for them to tell me to go to another branch so I go to East Point for them to tell me the same thing.

    Now I am sitting here crying 'cause I am not sure what is going on. Weekend pass and Monday comes. I am thinking all they have to do is call to verify my check and it should be released. Nope I have to wait the full 7 days which will put me more in the whole than before so now, I have filed a complaint with executive offices 'cause she should not have the power to abuse it to customers. I am still waiting for my funds to be released. I was told she probably did this because she has never seen me before. Well there goes the chance to get a relationship with this new branch. I don't want to be with Wells Fargo. As soon as they release my money I will be opening a new account with a new bank and closing this one.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Sept. 23, 2019

    Wells Fargo is the worst bank I have ever had the displeasure of dealing with. They are charging an absolute ridiculous amount of interest (half of my monthly payment is interest). When you call, nobody can actually help you with anything. I just made a big move because of a divorce and needed to defer a payment and they said I can't defer a payment until I have a job...most useless bank ever. I will be refinancing as soon as possible because I want nothing to do with them.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 21, 2019

    THIS BANK IS HORRIBLE!!!! They have so many suits and claims against them for unlawful things mishandling customers money, applying things to accounts they shouldn’t, calling and leaving information on voicemails when in some states this is illegal. They called me because I happen to be a part of a suit that was filed because they illegally added some type of protection to my car loan. Not only are their staff incompetent in understanding simple requests but they have no idea how to fix any problem. They called me to say they were sending me a check. It took 3 tries of me calling in. Mind you after every call it was promised the problem was fixed and the issue was so small and stupid updating an address they repetitively sent this check to the wrong address after I told them 3 different times/days to update it.

    Here we are 6 months later and I still have yet to receive it. I spent 2 hours on the phone today to get through. I was transferred through 6 people. Then when I finally got through to the CPI plan department at 4:56 a gentleman answered and I warned him I would need a manager for this, that he doesn’t deserve to hear me out in this heated moment. I am a manager myself and this is a job of a manager. He thanked me and put me on hold, he came back and his supervisor today 9/20/19 at 5:02 pm Pacific time in the CPI plan department refused to take the call. I was in shock. I had been through 6 people and sat on the phone for two hours to be told it’s 2 minutes after hours and she didn’t have time right now.

    I went off and demanded to speak to a manager and get her name. She continued to refuse to this gentleman Ethan to speak to me or give me her name. Ethan then came back on the line and apologized repeatedly and said, "Ma’am I understand you want a manager but no one is here and I hear your frustration. Can you give me a chance to just take a look?" At this point I have no trust in anyone, but I gave him the benefit of the doubt this front line gentleman (Ethan) that worked after hours to handle me as a customer even though his own manager declined to stay after, he did! This was unbelievable.

    He then was able to find out a check was never even sent to be queued after speaking to 3 different people over the last 6 months assuring this was done. And one of the three times they explained I have another check that is owed to me and that they will get this out as well this small check that was just brought to my attention came a week ago but the big check that I have been battling still to this day hasn’t come which is what set me through the roof to call today. So with that being said he found out it had never been queued even when the other was queued and sent.... just a mess!

    But I am still in shock enough to find a place to write a review and I never review places but this was over the top. I can’t believe a normal staff member took this much time to help me and prior supervisors never did there job and this supervisor today was more worried about running out at 5:02 and making her staff stay than helping a very upset customer but Ethan held his cool and professionalism and helped me from start to the end. He should be the CEO of Wells Fargo in how he handled me. Never should a front line employee be expected to do this while his manager walked out on me as a customer and him for support.

    All I can say is I hope someone important reads this and Ethan is given appreciation for his hard work representing Wells Fargo while your own managers don’t care at all about customers or their staff. I hope this helps anyone curious about Wells Fargo I will never do any further business with them and my family as well is looking into changing banks and they have been loyal for 50 plus years. Good luck to all!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 18, 2019

    I was mislead on the closing amounts, title fees, and the “thank you” gift card amount. When I reported this to Wells Fargo, they said they listened to all the recordings between the mortgage consultant and myself and found that only the gift card amount was misrepresented by the consultant. So why would I lie about the closing amount? Why would I lie about being mislead on the title fees? I’m not asking for any recompense. I’m looking for ownership of Wells Fargo for their mistakes but instead they pretty much call me a liar. They said they didn’t hear on the recordings in discrepancy on closing amount. I highly doubt they listened to over ten calls from the beginning or the end. They need to train their staff better so that they know what they’re doing and they need to be held accountable for their mistakes. I hands down give a one star for the whole experience.

    Thanks for your vote!
    Price

    Reviewed Sept. 18, 2019

    I didnt receive any alert about pending transactions on my checking. And they mysteriously were posted "yesterday"s date. I have money on my other checking accounts and I would transfer money to that account if I would receive any notification, but they just posted a transaction on my checking in the middle of night and dont wanna refund overdraft fee that they charged me!!! What they said that I can setup "overdraft protection" so I will pay 12.99 instead of 35!!! Really??

    So they charge $35 for (-12) on my account, just because they wanna make you pay 12.99 for overdraft protection where they do absolutely nothing but transferring money from one your account to your other account. Idk how it can be even legal!!! And it is not first time when they show their "not appreciation" to me as a client who is keeping money in their bank and using their credit card and 1 personal and 2 business checking. I would go elsewhere far far away from this "company".

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 18, 2019

    Wells Fargo will not accept a cash deposit to a friend's (who is out of town for an extended period) account. The cash is money collected for the friend for rental property. They claim "security concerns", however research reveals they and other big banks (Bank of America, Chase, etc) are actually adopting this policy in order to reduce use of physical locations and encourage use of online banking (reduce number of employees) to increase income. Another example of large corporations reducing customer service in order to increase profits. USE LOCAL BANKING!!! (Frost, Prosperity, area Credit Unions, etc.) Show Wells Fargo and the other big banks that they work for customers. Customers do not work for them!

    Thanks for your vote!

    Reviewed Sept. 16, 2019

    I have all my accounts in Wells Fargo since 1994, business, line of credit savings, brokerage account and credit cards always in very good standing. Suddenly last week without a notice they close all my credit cards and my line of credit without any notice or explanations. My credit score is 810 (excellent) is no reason to close my accounts. Now I have to start over in another bank but I feel very bad after almost 30 years this start to happen, very unprofessional.

    Thanks for your vote!

    Reviewed Sept. 14, 2019

    Wells Fargo notified me that there were fraudulent charges on my card. Very long story made short they held me accountable for them. They admitted that they were not mine. I know it sounds crazy but it is absolutely true. Never deal with this bank. They are thieves.

    Thanks for your vote!
    Staff

    Reviewed Sept. 14, 2019

    Who in the world would hire someone for Wells Fargo to put a $500 limit on point of sales debit card? That is so funny. This account is for grade school kids not grown adult her have bills to pay. Warren Buffet needs to fire this person or department that puts this kind of restriction on the debit card. $300 atm withdraws, $500 limit on point of sales, no mobile deposits, longer hold on check deposits. Really!!!!

    Thanks for your vote!

    Reviewed Sept. 10, 2019

    I have been a customer for 19 years with Wells Fargo. I have run in to being unemployed for a little while and things are difficult now. I have started a new job and have received an OK check. Have had one overdraw in the last 6 months. Because of this they want to put a hold on my check for almost two weeks. I will have no money to pay my bills and will also end up with another overdraft because of this. How is this helping and how is this taking care of long standing customers. I think this is poor service and anyone is better off with a different bank. Wells Fargo does not care about customer service but about their bottom line and their own pocket. Again if you are looking for a bank that puts their customers needs first don't use Wells Fargo!!! Patrick **

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Sept. 9, 2019

    I have had multiple accounts with Wells Fargo and never had any issues in the past. But recently I lost my job, so I called customer service and asked if I could miss one payment until I started my new job and they wouldn’t budge. I have never missed a payment with them, this one time where I needed their help...they were unwilling. They lost me as a customer forever. I was trying to be proactive so I wouldn’t get charged interest and late fees but I’m sure they love those. Horrible customer service/management.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed Sept. 9, 2019

    I did not receive my last bill and when I realized I was late, I paid it right away (on a 18 mo bill, I am paying more than minimum). I called Wells Fargo and informed them I had not received my bill and was paying the bill right away. I received my next month's statement and there was a late fee. I just called asking for the fee to be removed and was told that it could not be removed because of the financing I was receiving. Total crap. Guess who won't be doing business with Wells Fargo EVER!!

    Thanks for your vote!
    Shawniep increased rating by 1 star.
    Customer ServicePunctuality & SpeedStaff
    After a positive interaction with Wells Fargo, Shawniep increased their star rating.

    Reviewed Sept. 4, 2019

    I love going to the branch in Harlem, great staff with great personality and professionalism! However, not all the time I come home early enough to go in the bank, so I sign up online thinking it would be more convenient. Boy am I wrong. I have a headache since yesterday trying to sign on. From July they offer this new feature with voice recognition and all that. Am old school so I like the old way to sign on. OMG. It keep prompting me to change password and wouldn't let me, so I finally change it, then it kept saying it don't recognized username/password. I wrote it down so I don't make mistakes, I gave up. Finally change it, same problem.

    I tried calling customer service. Only robot I got.

    Now last night I tried signing in late. It worked. Now I just tried. Same nonsense. It don't recognized. Am so stress over this Wells Fargo online banking. Have no idea! I would not recommend the online part to anyone any more! Unfortunately I did before and friends and family joined. But I realize the hard way if you don't accept their new features they forced you to take it by not letting you sign on the old school way, putting in your info manually! STRESSFUL!

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 1, 2019

    I could write a book about the ways in which WF has screwed me over, but I'll keep this short: Flagging fraudulent activity on normal monthly bill payment transactions, causing late fees, delinquent marks with credit bureaus, etc. Flagging and freezing my debit card for online purchases made through a frequented and well-known website. Robo-responding to lengthy and detailed request/complaint messages sent to them through their proprietary online messaging portal. Being told that I either ASKED for these actions to be taken, with no evidence or citations provided, or being told that it was simply a service to PROTECT me.

    Thanks for protecting me from improving my credit score, being able to accurately balance the household budget, and completing purchases. Just look at all of the other reviews, seems like no one likes these buffoons. Also, have a look at their social media. They post nothing but transparent vanilla pandering material, meanwhile nearly every comment interaction is an outraged customer complaining about how they too were hosed. They are also met with canned/robot responses. Customer service is a strange and foreign concept to these "people". Run away. Save your sanity/credit score/money.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed Aug. 31, 2019

    I’ve been a customer for over 20 years and they just screwed me over for the last time. Do your research before choosing these losers. They will charge you free even when they screw up. Their online banking showed that my check was deposited then hours later, they decided the check was on hold. The idiot customer service lady said nothing could be done until Monday when I go into a branch. Horrible company that keeps being sued for screwing over their customers. Stay away.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 30, 2019

    I am stuck in another country without money because the person who was doing my international planning just ignored my requests. I called her for tens dollars per minute to help and her lazy ** told me that she can't help me when she can. Ignorant and lazy people SHOULD NOT DEAL WITH people money. She made me homeless!

    Thanks for your vote!

    Reviewed Aug. 30, 2019

    I am one of those unpopular customers with banks because I churn bonus offerings of multiple different banks. However this gave me great insight into various of different business practices and just different perspective in how these banks are run. Wellsfargo is still THE WORST. I currently have their cash back credit card and their checking account. Every step of the way, there are some mines that they purposely put there to hold you the consumer back from what they promised you. Your 1.5% cash back card? Oh, you have to extract the bonus on increments of $50. Your CHECKING account? You can only transfer no more than $5k per 30 DAY cycle. (Under the guides of "safety".) What?!?! These are monies that are YOURS. You should be able to use / transfer however you want. The government only regulate savings account transactions / limits.

    Also it seems that wells fargo is still living under a bubble. NO OTHER BANK DOES THIS. Security? Yes, get a better validation system, hold it for a extra 2-3 days. But they don't say you simply can't do it. Your rewards that are rightfully yours? CapitalOne allows you to claim it at under $1, same with Discover, American express, Chase. I could go on.

    Bottonline: if you thought Wellsfargo has changed after getting their ** handed to them by the courts. While they are no longer doing ILLEGAL activities with your accounts, they are doing little petty things to stop you the consumer from getting ahead. I cannot wait till my time with them is up - in two months time and I'm going to take my business elsewhere.

    Thanks for your vote!
    Verified purchase
    Customer Service

    Reviewed Aug. 28, 2019

    After being with Wells Fargo since 2005 I decided to take my business elsewhere because they look out for the Americans and not their clients. I let my wife go online and buy fat burners and I check my bank account and see that there's a pending withdrawal I called the bank and tell them to block my card give me a new one and they didn't do it they let the merchant take $59 and there's no way you could get ahold of that merchant it goes directly to voicemail and it says the voicemail has not been set up yet so be aware of fat burner and also be aware Wells Fargo they'll rip you off just as fast as anybody else will.

    Thanks for your vote!
    Price

    Reviewed Aug. 27, 2019

    I was charged a check cashing fee for cashing their client's check. The rate is higher than a check cashing firm and is violating. They did not have any post regarding such fees but told me at the counter just before getting ready to cash it. I had already signed the check and applied my thumb print before being informed there would be a charge. It cost me $7.50 to cash a $125 check. It is underhanded to do business that way.

    Thanks for your vote!
    Profile pic of the author.

    Reviewed Aug. 26, 2019

    I have a checking account at Wells Fargo, I wasn't aware that I was overdrafted by $2 when I Cash App some funds to a relative. When I deposited my check into my checking account Wells Fargo held my check of $507 for a week after the employer check cleared from his payroll account even after Wells Fargo took the $2 overdraft charge. I will be closing my account when Wells Fargo makes my money available. I will not recommend this bank to no one. I wonder why Wells Fargo will be closing 800 of its bank by 2020. Maybe because of their misdealing with people hard earn money, now my bills are falling behind because of this stupid way of doing business with their customers.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 25, 2019

    I have had the credit card for years now and my payment date was 7/01/19 and the payment went through the next day and they charged me a late fee. I called for help and the woman I got on the phone for Wells Fargo was extremely unpleasant. I have always paid on time and I think it's unfair that I was treated this way. I will be looking elsewhere for my banking needs now after 10 years of being with them.

    Thanks for your vote!
    Staff

    Reviewed Aug. 23, 2019

    Wells Fargo debited my checking account twice for a payment I made with a check. On August 6, 2019 one check was debited twice from my account. I called up Wells Fargo's claim department and provided proof of their error, which was pretty easy, as the transaction was recorded with the amount, date and check number. Because of their error, I was charged overdraft and other fees. This happened on 8/6/2019. I discovered the error on 8/16/2019. It's going on two weeks and no resolution in sight.. Wells Fargo Bank does not care about its customers. I'm a recipient of their bad treatment....be warned! Wells Fargo debited my account in seconds, now I get promises and no resolution. Great work Wells Fargo. Loyal customers have no rights..just take or money and stall. Just hope we go away.

    Thanks for your vote!
    PricePunctuality & Speed

    Reviewed Aug. 21, 2019

    We opened a zero % loan for a pool for 4 years with Wells Fargo. We have made payments on or before due date every month. Several months we have made 2 payments. We have the payments auto scheduled from our bank. WF is charging me late fees if my pre-scheduled payment drops same day of the release of the bill. When I call the auto line they acknowledge my payment and adjust my balance but don't credit my account as paid on time. I still owe a payment even though I already paid it. Late Fees and credit is hurt plus if you miss so many payments which I didn't they take away the zero % and start charging you interest. To be clear I have made 2 payments each month and my 4 year loan is almost paid off.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 21, 2019

    Hello. I am a disabled veteran for more than 10 years. I am a Wells Fargo customer. Since I am disabled and my mum is looking after me I am overseas. My debit card got blocked. I called the bank 6 times. I verified myself. They said, "Correct but you have to go to the bank." How come? We Don't have any branch here.... I asked for sending me a new card. They said go to the bank. I have no money now overseas. Severely depressed. What to do?

    Thanks for your vote!

    Reviewed Aug. 20, 2019

    The trial amount to initially set up to be able to do transfers to non-Wells Fargo account never posted. It said it would take 2-3 business days, and it has been at least 4 business day and no amount has showed up in my checking yet. Very disappointed about this. Just another tally towards moving to a credit union.

    Thanks for your vote!
    PriceStaff

    Reviewed Aug. 18, 2019

    I would just like to state that Wells Fargo may have the worst web site experience of any large company period. As a software professional, it is amazing to see a company as large as Wells Fargo fail with their web site. Probably created at a cost of millions of dollars, no care, thought or respect for the Wells customer was ever involved in this abortion of a web site.

    Any user which wants to download a statement, select Statements, then account, then date range. EACH TIME. Find the statement, open dialog with a random number unreflective of the content. Rename download and wait for the PDF to come up (a few seconds). Close pdf window, refocusing web site. Back button is pressed and ALL INFORMATION ABOUT YOUR ACCOUNT, DATE RANGE, ETC. IS GONE then repeat. I have 320 statements to download. This is about as bad as it gets. Anyone needing statement history is looking for all statements, not just one. I am presenting this to the Triangle Developers meetup for social commentary.

    Thanks for your vote!
    Customer ServiceContract & TermsSales & Marketing

    Reviewed Aug. 16, 2019

    For those of you who are interested in their promotional bonus offer for new account openings, especially the $400 bonus one, there are a few things you REALLY need to keep in mind:

    1. Never ever open an account online if you want to receive a bonus. Online account opening is easy, but it may also be a "trap" for the bank not depositing you the bonus. You need a BONUS CODE during account opening. This code will not show up if you open online even though the ad says it will be automatically applied, but the bank would not acknowledge this. I opened the account through their ads online, it clearly said that their "bonus code will be automatically applied". However, I fulfilled all the requirements and waited for two months, they said they did not have my BONUS CODE. Are you kidding me? I went to their branches several times and presented the online promo page to them, they still could not figure things out for me. This made me feel like I was fooled by Wells Fargo and their promotional emails! $400 is not a big deal, but nobody likes the feeling of being fooled by others and doesn't know what's going on!

    2. Make sure you read all the terms and conditions, including the vast majority terms underneath their ads with much smaller characters. This is a common trick that most companies do. If you do not understand any of these terms or you do not know how to do, just don't proceed. You do not want to waste your time and end up getting nothing!

    3. Make sure you have all the evidence with you when opening your account. They do not have the incentive to pay you any amount. You should do your job if some things happen!

    In General, all so-called promotional offers are tactic tricks. Be really cautious of those things and stay away from them if you do not 100% know them!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 15, 2019

    I went into the the Woodstock Branch in Towne Lake (Georgia), Shaun ** assisted me. Most people only take the time to write bad reviews but I wanted to take the time to say he was very friendly and helpful and I will definitely be sending others into this branch. From the minute I walked in the door the lady who assisted me, to the teller who finalized closing out my out, the whole staff is so friendly and helpful. This branch goes above and beyond and truly cares about the customer experience. 5 stars!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 14, 2019

    I have been banking with Wells Fargo for many years (including years prior to their merger with other banks). I have always entrusted the bank with at least $250,000 of my money. Recently, I have doubled the amounts in my personal and brokerage accounts. Every so often, I need to write a complaint or a suggestion about an online experience. Past examples include [1] duplicate Zelle payment processed despite an online message to the contrary, [2] notification that I received an email informing me of an address change on my WF Advisor account when the address change was actually on a banking account, [3] my inability to enter payee names because certain symbols are not allowed in their text fields, and [4] inconsistency in formatting monetary amounts entered on various web locations.

    I have NEVER had a customer service representative understand my complaint initially. I usually receive a reply with unneeded information which doesn't address the problem. This means I need to rewrite and rephrase my comment at least once before someone understands what I am reporting. I never had anyone escalate complaints reporting actual "bugs" on the web page. I usually have to request this more than once.

    I have not decided if the intrinsic problem is that the customer service staff does not understand English, of if they are just untrained. Neither situation is acceptable in my opinion. My guess is that Wells Fargo just doesn't place that much importance on this service. Because of this, I limit my reliance on the advice I receive. I'd had to make a financial decision based upon information from someone who doesn't understand my English. BTW, I do not think my sentences are poorly constructed or difficult to understand. I have had many years of education and have prided myself on being able to discuss topics with great clarity.

    Thanks for your vote!
    Customer ServiceOnline & AppReliability

    Reviewed Aug. 14, 2019

    I've been a member of Wells Fargo since 2004. I've been stuck at the gas station with no money because they froze my account due to activity they didn't think was me and when I verified it WAS me they couldn't release funds until the following Monday when my local branch was open. I lodged a complaint about activity on my account without my permission and they denied refunding any of the money or the overdraft fees and logging on to their website doesn't recognize password, reset it twice and both times the new password isn't recognized. I'm done with Wells Fargo. Customer service is never a concern, but when they mess with my money it's unacceptable.

    Thanks for your vote!
    Price

    Reviewed Aug. 9, 2019

    I was charged a NSF fee for an item that I put the money in my account before the transaction. I should not have been charged an NSF for a transaction when the money was in my account. Wells Fargo should not be charging fees for transactions when the money is there. They shouldn't charge fees for an item that they don't pay.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 9, 2019

    Initially I went to Wells Fargo to open up an account for my daughter and got to speaking with a lovely bank representative who spoke highly of her coworker who handles home loans after a conversation in regards. Long story short, process started in March went into August and the commitment letter expired. During this time my lawyer requested two extensions.... What a disaster!!!! My loan officer and loan processor were NEVER on the same page!! They each called myself and my realtor and had us resubmit things that had already been submitted to one or the other. The underwriters took forever in clearing and processing paperwork. It was just a disaster!!!! I would NEVER recommend them nor use them ever again!! I lost a lot of money due to their incompetence!

    Thanks for your vote!
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Aug. 9, 2019

    I love their app. It is so easy to see all of my accounts in one place. Never a hiccup. Info loads quickly. The features are easy to see and use even on a small phone. Customer service has been a breeze and I have my own personal bankers available during business hours as well.

    Thanks for your vote!
    Sales & Marketing

    Reviewed Aug. 9, 2019

    Wells Fargo has made huge efforts to re-establish their customers' faith by totally re-vamping their sales strategy and taking accountability for any/all past mistakes. I have seen much improvement in their authentication methods with a focus on privacy and security. Despite the whole fiasco a few years ago I was confident in that they would do the right thing and use the situation as a learning experience. It’s not to say that the issue would not happen again and I believe any/all companies are subject to the same type of issues Wells Fargo has experienced without proper account safety protocols in place to try and circumvent situations such as what Wells Fargo has experienced.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 8, 2019

    Wells Fargo is my bank that I use. I have used several locations and the customer service is great. I received all types of service for items needed. Most of the time the customer service was a pleasure.

    Thanks for your vote!
    PriceStaff

    Reviewed Aug. 7, 2019

    Wells Fargo keeps Charging outrageous unwanted fees on my accounts. Always charging outrageous amounts. They charge way too many fees. Not happy with this bank at all. They truly suck. Unprofessional people who here

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Aug. 7, 2019

    Am pleased with my internet banking and bill paying thru Wells Fargo. Have had very little problems and when I have they have responded quickly. Use this service every month and have for over four years with very little issues. Would give them *****.

    Thanks for your vote!

    Reviewed Aug. 6, 2019

    I was charged a 35 dollar overdraft fee for transferring money from a Wells Fargo account to another Wells Fargo account. They are the worst bank to bank with. They aren’t helping when you have an issue. If you are thinking about banking with Wells Fargo I suggest you go to a different bank.

    Thanks for your vote!
    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 6, 2019

    Have to say THANK YOU to Kristina ** in the Windsor, CO local branch. We walked in with a tricky situation involving a scam, and she immediately got on the phone and started taking steps to help us. She spent ~45 minutes working on this stressful situation. She was professional, courteous, empathetic, and did everything she possible could to help us. Thank you so much Kristina! Mike & Tanner ** Windsor, CO.

    Thanks for your vote!
    Staff

    Reviewed Aug. 6, 2019

    Very hard people to deal with when they make a mistake. They made a mistake and charged my account. They then proceeded to tell me it was my fault. A week later they did put the money back, but no apology.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 6, 2019

    I have banked with Wells Fargo for 5 years. And I don’t know why anyone would pick another online banker. I can access everything through my phone without having my physical card with me, including ATM! I am beyond happy with Wells Fargo service. Not to mention their customer service is 100% on point.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 5, 2019

    My husband and I moved to Florida from Missouri. Wells Fargo was the most known and closest bank to us so we went with them. We had separate accounts in MO so we had to close them. We both wrote checks on our MO accounts to get it down to almost zero in preparation of closing them. So my husband wrote a check for $2000. To deposit and I wrote one for $2700. His passed and they classified mine as insufficient funds. It was not and I proved it to them. Despite that they held my check for 5 days. I needed that deposit in my Wells Fargo account so my 1st upcoming rent check that was an automatic deduction would clear. For 3 days I called and called and argued with customer service to no avail.

    Finally on Monday I called the person who originally set up our account. He said no problem. He would fix it and the money would be in my account the next day. It was. I could go on and on with what all entailed throughout this process but I am limited here to 100 words! Needless to say we are very unhappy with Wells Fargo. Thank you.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 4, 2019

    I’m banking with Wells Fargo for many years. The first incident was a few years ago that suddenly an account was opened and added to my portfolio without my knowledge, whatsoever. As soon as I noticed I went to the bank and a banker suggested that I close all of my account and reopen them again. Then in 2017 I start receiving phone call from a private banker at my Wells Fargo branch to come in and invest your money it’s the best time for investment. After so many phone call my wife and I on end of February of 2018 decided to go and hear the banker, he then introduced us to an advisor and he made an speech that was so believable and real that we said why not we decided to invest a good amount of money. A mount later we received a letter from a company that our money got invested.

    I called the advisor and said we thought our money is invested with Wells Fargo and this letter shows otherwise, also it doesn’t matches your presentation. He continued his speech that it’s a part of Wells Fargo and where Wells Fargo invest and just give him time. In one year I’ll see the growth. In 2019 no changes, I called and I said, "Sir. There is no changes on the growth." He started with many excuses and the next time I called he wasn’t working for Wells Fargo any longer. There was a message that this guys no longer works for Wells Fargo bank. It get worse when the his manager get involved.

    To date our investment hasn’t gain a dime. And after numerous complaints, we received a letter that they are going to close our account if we don’t transfer it to another brokerage. This is Wells Fargo bank. Still continues with same behavior and ethics. It sad that politicians allow Wells Fargo to terrorize families in such a way. We worked hard everyday very long hours, many years no weekend and no vacations. If anyone knows how to deal with this people, please help. God bless.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Aug. 4, 2019

    I have very few problems with Wells Fargo, but when I do, I get through quickly, and my situation is resolved immediately. I have never had any problems, up to this point, with my accounts in terms of hacking. The truth is, everyone's information is out in cyber world, and if you have all of your alert set up, you shouldn't have any problems.

    Thanks for your vote!

    Reviewed Aug. 3, 2019

    Every time I come to Chicago to visit family, from California, there is 1 atm in Chicago that never works while there are other banks all over the place in nearly every city. They told me the nearest working atm is in Evanston, Il 10 miles away. No way - goodbye.

    Thanks for your vote!

    Reviewed Aug. 3, 2019

    Wells Fargo has gotten a bad rap in the past, but my experiences have been good. I have had 3 fraud charges on my account and with a click of a button I was called by a rep and the charges were taken off. I pay all my bills and transfer money. All the actions are very easy and successful. I would and do recommend them to everyone.

    Thanks for your vote!

    Reviewed Aug. 2, 2019

    Too much to explain. Do your homework before banking here. I've been a customer since 2008 and have had trouble from the start. Overall, terrible banking institution. There is a reason Wells Fargo is the worst rated and untrustworthy bank out there. DO NOT BANK HERE!! Save your sanity!

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 2, 2019

    I have been a Wells Fargo Customer for over 40 years. I have both personal and business accounts with them. It is now 2 August 2019 and I have yet to receive a new Business Visa credit card for my existing card that expires 08/19. This is totally UNACCEPTABLE. All of my other Credit Card companies (and I have over 15 different Credit Cards) provide me with the replacement card at least 30 days in advance of expiration and most provide it about 60 days in advance.

    I travel out of the country quite often and can be gone for a month or more at a time so it is imperative that I have the new replacement card at least 30 days in advance so I can get it activated. As with many people in today's world, I have important accounts linked to my Visa card for automatic payments and these payments MUST be made each month. I contacted WF Customer Support and they responded, very dismissively, that their policy is to ship the new replacement card 2 WEEKS before expiration of the Old card - Not very customer friendly.

    Thanks for your vote!
    Online & AppStaff

    Reviewed Aug. 2, 2019

    I've been doing online banking and transfers with Wells Fargo's for a couple years now. I never had any problems when he goes where it's supposed to. Never had any security threats. Very satisfied. I also get updates on any money that's transferred to me via the app or I transfer to somebody else and it's almost immediate.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 1, 2019

    Almost every time I go to the ATM in Hudson Oaks, Texas (Sub of Weatherford, Tx) it is not accepting deposits. This is the only ATM in this area - Next is 27 miles away. I went today, a Wednesday to make deposit and again it is not accepting them. This means that the machine is full and has not been emptied. Most of the time this happens on Friday & Saturday, when most people get paid and need to get their deposit made. I have called the customer service department numerous times and they say they are so sorry and will report it. It looks like you need to service the machine more often or put more ATMs in and around this location. It is very frustrating to have to go back to the ATM multiple times to make a deposit.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Aug. 1, 2019

    I've been a customer of Wells Fargo for at least 20 years. They have recently started to hold my deposits, which they never used to do, and they charge ridiculously high overdraft fees. I'm switching banks asap. Customer service is no help at all.

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 1, 2019

    My account was fraudulently charged and they did not catch it. I reported it and they canceled my card while I was overseas in the military. I had no means to my money and because my contact information had recently updated they said they couldn't verify my identity so I could not use Zelle to send money either. They stated it was only 2 ways to identify my identity and that was through my cell phone and that takes 5 days and through my debit card that I don't have because it was canceled and that take 5 days. There were other ways in my personal opinion my identity could have been verified especially since I've had a mortgage and credit cards with them in the past. I hate Wells Fargo. This is by far the worse banking experience I've ever had. Stuck overseas without my own money.

    Thanks for your vote!

    Reviewed Aug. 1, 2019

    Overall I am happy with the local branch. However, they refuse to notarize many types of documents and as of 2020 they will not allow me to increase my escrow account so I don't have to re-amortize my mortgage in Quicken book keeping.

    Thanks for your vote!
    Coverage

    Reviewed July 31, 2019

    I had money available in my account and pay several transactions. I don't have overdraft protection so I can only use the money available in my account. 4 days later, my account is in the negative and I was charged several overdraft fees when in fact my account was never in the negative. I was told that since the transactions were on a weekend, the money was put on old until Wells Fargo posts transactions on Monday night and at that time, I was in the negative. None of this makes sense, if I don't have overdraft, how could I have made these transactions? My account had more than enough money to cover my transactions and I should not be in the negative or charged any fees. My entire family banks with Wells Fargo but after I shared my experience with them, we will all be banking elsewhere. Very disappointed!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed July 31, 2019

    Wells Fargo, is great. Everything is always taken care of even if we are international, you always get an agent that assists even in another language since I am bilingual, sometimes I opt for the Spanish and get answered quicker.

    Thanks for your vote!
    Staff

    Reviewed July 30, 2019

    Other than senior management the folks working at the local branches are excellent. The local manager is excellent. However, the upper corporate structure needs downsized and wages lowered! Back to the Wells Fargo they have been in the past. In fact all the major banks need to be broken up.

    Thanks for your vote!

    Reviewed July 30, 2019

    Wells has always been responsive to questions and issues, both online and through my local bank. Their fraud department is first rate. When my credit card was compromised, they responded immediately with a new card and did not hold me liable for any of the charges.

    Thanks for your vote!

    Reviewed July 29, 2019

    I've been with Wells Fargo since 2002 and I have always thought they did a outstanding job. They take care of me wonderfully, I have absolutely no complaints about Wells Fargo and I'll continue to use their mobile online banking app and bank with them for a very long time.

    Thanks for your vote!
    Online & App

    Reviewed July 28, 2019

    Definitely it is worthwhile especially you can simply download the app to review your overall account balances insufficient if you are in hurry and also if there are discrepancy, customer service 24/7.

    Thanks for your vote!
    Customer Service

    Reviewed July 28, 2019

    As a new customer of less than 6 months, so far I am pleased with customer service and the online banking. I think the only missing area is online offers. But they do offer multiple locations and ATMs which is important to me.

    Thanks for your vote!

    Reviewed July 27, 2019

    Have over $115k in equity in my home. Wanted $20,000 out of it to pay down CC debt. Was declined.. Go to a credit union for auto and home loans.. The large monopolies want your money but hesitate to give it out.

    Thanks for your vote!

    Reviewed July 26, 2019

    Wells Fargo is living off of your money. They deposit payments but do not credit you until days later. Sometimes big deposits take up to two weeks, even though the cheque has cleared the local bank 10 days prior. They should be investigated or sued for living off of perceived "float".

    Thanks for your vote!
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed July 26, 2019

    Very helpful customer service. Very quick online transactions. I'm very easy website to understand. The app is also very easy to understand and very helpful customer service operator always gives name and ask if there's anything that they can do for you more than what you had done to you.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed July 25, 2019

    I would like to let anyone who is seeking to do business with Wells Fargo at all to run the hell the other way. I have a account with them, and the month of July I didn’t receive a statement and when I realized it I called to get a late fee waived. Keep in mind I have never been late and might I add I pay over the minimum amount due. All they could say I was 1 day shy of the courtesy waiver. Really what happened to great customer service. Surely it’s not Wells Fargo. Virgil in Gadsden, Alabama

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed July 25, 2019

    Very easy to deposit checks online with my cell phone. Just snap a picture and hit deposit. I also have direct deposit and pay bills online. Very convenient. However, the interest rates they pay on regular savings accounts aren't very good, so I have deposits at a different bank. When I had a mortgage, they were extremely helpful.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed July 24, 2019

    I have called Wells Fargo 4 times to order a new debit card. The first two times, it was somehow lost in the mail. The third time they sent it to the wrong address which "should" have been impossible when I had confirmed the address. The fourth time I called, was to make sure the address they had was still correct, it was. She even told me "we will get it to you through priority mail and we'll have it to you by Tuesday". The card never came in so I called for a fifth time. You know what she says? "You want to track your card? Track a card.... No card has even been ordered for you and your card is still active." So my question is do they even do anything when you call? Or do they just make it seem like they're staying busy? How ridiculous that such a simple task can't even be completed by these employees.

    Thanks for your vote!
    Customer Service

    Reviewed July 22, 2019

    I went to a branch in Winchester VA to cash a check from Prudential Life Insurance because my bank wanted to hold the check for 9 business days because it was over 5000 dollars. I just couldn't wait that long because my mother's funeral wiped me out. I borrowed off of everyone I could to pay so when I finally could pay off all my debts I informed everyone. My landlord, credit cards, family and friends.

    The teller stamped the check, made me put a thumbprint on it and was counting the money out to pay but she kept saying she couldn't find a matching image. She had me in the bank over 1 hour only to lie and say that a stop payment was issued. Lies!! I was on the phone with Prudential at the time and they said there was no stop on it. The manager told me they were keeping the check and gave me a BS photocopy. They only gave my check back when I wouldn't leave. The reason they didn't want to return my check was 'cause she had cashed and stamped it. Now I need to hope Prudential can somehow stop payment and reissue or I'm gonna drop a monster lawsuit on this BS bank. I can't tell anyone not to bank at this place but you should listen to the people this bank makes suffer for their mistakes.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed July 19, 2019

    I just wanted to close out my safe deposit box. I went, cleaned it out and handed over the keys. The banker told me that I should not close it that day but instead first open the new box at the branch near my home - that if I did that before closing the old box I could still have a box without opening an account. I made an appt at the new branch only to be told he was wrong, they could not open a box unless I opened an account I did not want. I left and went to a different bank. I then had to make a separate trip back to the original branch, now distant from my office and home, where upon arrival they told me the one person who could close the account had left for lunch. There was no alternative way to close the account - not by leaving the keys and letting them email paperwork, not at a different branch. Nothing. I had to either miss work or make the long trip again.

    Then I called the central banking line to see if there was some way to get the billing stopped as of that day at least and was bounced around for an hour with only a filed complaint as a result. But towards the end of that the service manager comes up and says there is a way to do it by mail after all, he just was not aware of it until he researched it. Seriously? Terrible customer service, lack of training, lack of online options. Won’t EVER go back. Have my box at a different bank now for half the price.

    Thanks for your vote!

    Reviewed July 17, 2019

    For 5 years I've never had issues depositing checks into the Atm. Because the Atm was being audited, my checks were kicked back. I made the dep, on July 5th. They should never have been returned. Here it is July 17th and I have talked to many people from customer service to atm dept. I've never ever seen one company (esp a bank) lie so much. I have been told the checks were mailed back on 8th. Lie...not till 11th. Atm division didn't exist, it does, would have the checks back by 17th, now they say 25th... Keep in mind, dep on July 5th. That is not 7 to 10 business days. I loved Wells Fargo, but at this, I'm not surprised anymore when I hear how low class lying thieves they are. I should have moved my account soon as I heard they were opening false accounts in peoples' names. NEVER BANK HERE!!

    Thanks for your vote!
    Staff

    Reviewed July 16, 2019

    Long time customer. I am not a rich girl; Wells Fargo seems to have wealthy clientele and it shows who really matters to them. NOT the little guy. Wells Fargo continues to screw me over!! Pending withdrawals come out of nowhere. It takes DAYS for money to come out of account, makes me believe there’s more money than I actually have. Their overdraft fees of $35 ** me over even more. Thanks for never helping me to get out of your debt, Wells Fargo. The only good thing I have to say about them, is they have ATMs everywhere and that much IS convenient.

    Thanks for your vote!
    StaffProcess

    Reviewed July 15, 2019

    Has Wells Fargo ever given you an overdraft when you had the money in your account at the time of purchase, only later to overdraft you? They can get away with this because they can pick and choose up to 15 days when a transaction posts to your account. In this case they can post the charge you had covered after you overdraft. This results in a second/third/fourth overdraft. Personally, I think it should go by the time date stamp so they cannot switch the order of transactions giving you overdrafts. We have no control over this and they can pick and choose when to overdraft us. I consider this to be an unethical process.

    Being only one person there is nothing I can do and they know that but together we can defend ourselves and become a menace that cannot be ignored. I will take care of most the foot work. What need is actual examples. We can get Wells Fargo to sit up and notice the average Joe, please send me your examples to **. I will collect them and take them to the Attorney General among other places.

    Thanks for your vote!
    CoverageStaff

    Reviewed July 15, 2019

    I have been banking with Wells Fargo off and on for some time. I seem to have forgotten why I dont bank with wells Fargo. Now that I am banking I remember why I can't stand them. Reason to banking is I need more than one bank because of the amount of only insured for $25,000. I live in Vancouver Washington and perform all my banking or activities in Portland Oregon. I would say a 10 mile radius.

    My credit debit card has been locked with the system in less than four weeks 6 times. This is not only annoying and makes my blood boil. It's rather inconvenient because I had to waste 3 hours of my time in traffic to go back to the bank to fix it. I'm getting gas or food and the card will not work. When you know you have money. The bank personnel are hopeless and down right pathetic. Because they can't resolve the problem even talking to the security department. If this is a on going problem how come it doesn't go to another department to get looked into like the presidential office or something. I had this kind of computer problem with ATT and it went all the way up to the Presidential office. I'm so annoyed and mad at this bank. I have question about loss money also. But I'm just pulling my resources out. Stay clear people.

    Thanks for your vote!

    Reviewed July 12, 2019

    Trying to close accounts that my Mother had at Wells Fargo, properly titled in a trust with me as a Trustee and her only living relative. Also to transfer IRA account. Told it takes 5-7 days to retitle the account. (She had a Suntrust Account also... They did it in 45 minutes.) Also has now been a week and they are still not able to verify that I am the beneficiary of her Ira Account. I have given them a copy of Mom's original account opening paperwork. Say it takes 7-10 days to receive a "package" of how I have to handle the IRA accounts. Just one more reason to do your bank with a local or regional bank. They could care less about your situation.

    Thanks for your vote!
    Sales & Marketing

    Reviewed July 12, 2019

    This is just another way to scam customers. My son is in a different state and tried depositing cash into my account. They said it's policy not to accept cash from people without an account there. He came back with a certified cashier's check and deposited it. They said it's not available until the next day. So they don't accept cash and put a one day hold on a guaranteed check. Basically they are forcing their customers to allow them to borrow YOUR money for 24 hours. Scammers. Can't wait to close my account.

    Thanks for your vote!
    Staff

    Reviewed July 11, 2019

    Wells Fargo has managed to botch every step of our mortgage process. We have had to find alternative housing for a week and counting while our future house sits empty. They said that they had to do a reappraisal due to federal regulations (we’ve spoken to three real estate agents and no one else has been impacted, so this is clearly a lie). Then they ordered the incorrect appraisal, so we’re still waiting on the correct appraisal to happen. Had they done their due diligence, they would have known three weeks prior that they thought they needed this reappraisal, but they waited until three days before closing. They have offered us nothing but lies and excuses, costing us extra money and housing for our kids. Completely unacceptable.

    Thanks for your vote!

    Reviewed July 10, 2019

    Don't trust Bill Pay. When you change your address online it does not change the address on the checks they send out through Bill Pay. You have to go in and make the change in a different spot. What this means is that you can spoof your address if you don't want to use your real address. Great job Wells at reinventing yourself. So all criminals that want to hide please use Wells Fargo Bill Pay.

    Thanks for your vote!
    Sales & MarketingPunctuality & SpeedStaff

    Reviewed July 9, 2019

    I was scammed by a salesperson. 60 yrs old, convinced to open up accts I should not have. 2.5 hours with him, he pushed and pushed and would not take no. Ended up an job scam. Wells shafted me after 20 plus years...9k worth of loss. They would not do what is right, 3.3 years later. They are monsters. Will probably have a heart attack and die over this.

    Thanks for your vote!

    Reviewed July 8, 2019

    A transaction was canceled and I even had the merchant on the other line stating that it was canceled. Wells Fargo refuses to release the funds back into my account. This is not the first time they have done this but it will be the last with my account. I would not recommend anyone using Wells Fargo for anything. They will screw you over!!

    Thanks for your vote!
    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed July 8, 2019

    I knew Wells Fargo had a long track record of fraud and scamming their customers with made up fees and hidden charges, but I thought I’d give them a chance because they had publicly announced they had cleaned up their act (they didn’t), and also the location of one of their branches seemed to be convenient (it wasn’t). I thought if I banked carefully I'd be alright, but after a year of trying to do business with them and wasting tons of time, I've found there is just no winning with these con artists. They will always find new ways to take your money and not give it back. I thought that the company would get better after fraud scandals going public, but it seems Wells Fargo still has no shame and has no intention on anything other than taking your money and keeping it by any means possible.

    Currently I am being financially discriminated against and cannot access my own finances because of prior health issues that were of no business of my banking institution. They are now basically holding my funds hostage because of past medical bills. Because these old medical bills, that were botched by Veteran Affairs billing, had slightly damaged my credit, Wells Fargo has put me on what they call a "probationary account”. After being on this for a year and no answers as how to get off of it, it appears to be more indefinite than probationary.

    It has left me time and again out in the cold, unable to use my own money in my own account, and limits what I am able to purchase, despite sufficient funds. They have also decided that I cannot make purchases over several hundred dollars even though I have well over the available funds in my account. It’s like I give them my money, and I can’t get it back because they keep putting a hold on it, but it’s my money, that is very stressful and makes life complicated, it does not help in any way.

    As a nearly 30 year old Marine Corps Veteran, I don’t need someone to hold my money for me and decide what I can and cannot purchase with it and give me limited access to what is mine. How can I get by in life nowadays without making purchases over a few hundred dollars? Keep in mind this isn’t regarding a loan or anything, this is my basic checking account with my own money in it they will not let me use. I was also denied use of a savings account, because of this same reason. I no longer have a right to spend or save my own money because of unforeseen health issues, so if you bank with WF be very careful not to get sick or injured, because if you do, they will ensure even if you do get better, you are at least financially crippled.

    WF is dictating the usage of my personal funds, I can't even use my own checking account. Thanks for putting me in a financial chokehold WF, but a “get well soon” card would have sufficed. I’m handling the payments just fine so why would my bank even give me any kind of "probation" when I never overdrew or misused my account. They have no right to jump to conclusions and micromanage my finances. These were medical bills I shouldn’t have even owed because I am insured and was covered, but am still paying myself, to the best of my ability in good faith, despite the mistake.

    A few payments I did miss, after discovering this clerical error with the medical bills, was when WF denied the payment for being over my “limit” (which should be how much is in my account, not a minuscule insufficient number they make up) and I was never informed by them that they cancelled the transaction so I had to go back repeatedly for the same bill and had to pay a bunch extra in fees. It’s like saying since I owed some medical bills, I have no right to my finances, I cannot access money to further fix health, repair financial situation or even to pay the bills themselves!

    This also happened with other bills and even my rent had to be worked out to be paid over several days, and days I’d pay bills and hit limit meant I couldn’t get gas, food, or anything else on those days as well. Plus I’ve paid more fees than I can recall for going just over limit and not having auto withdrawn payments go through despite having sufficient funds in account. Because I incurred some unforeseen medical debt, WF is gonna help by making things more difficult, expensive, and time consuming? WF only makes things more frustrating and this will and has only made things worse. I’d be better off with my money under the mattress. Not having access to my finances isn’t saving me money, it’s constantly costing me more and wasting so much time. I fought hard for good health only to have my bank kick me as I get back up and extend the woes of my situation into every aspect of my finances.

    No other bank treats their customers more discriminatorily or as unfairly as WF does. How dare they put consumers into the positions they do, they already have a pretty greasy deal worked out as bankers in the first place. It’s the only business where they take your money in exchange for nothing and meanwhile whilst we fight to get it back they are making billions using our hard earned cash we gave up as a loan on their own investments, to which they keep all of the profits that they make, off our money.. And don’t tell me about the minuscule interest rates they have on savings accounts and the likes.

    First off I can’t get a savings account apparently, which is ridiculous, nor do I, or many other people, qualify to do anything but give them our cash. Secondly it's just not enough to keep up with deflation of the Fiat paper dollar they scammed us into replacing our gold with long ago. Investments make $, gold stays steady, but your dollar weakens just sitting in the bank. To get any return on interest at a bank, you would have to spend so much and let it sit so long, you would be better off investing it anywhere else. Just ask them if they would loan anything at the interest rates they pay us. They would laugh and explain how they would be losing money by doing this, which is exactly what you do when you loan it to them. If you were to ask for a loan yourself they would either deny you or charge huge interest rates on the same money we had just gave them for free. What a scam!

    It's good to have a safe place to put your cash and access it later, but WF is not that safe place and if you can’t even get that money back, it’s really just a pointless headache. It’s like hiding your money in the wall, but it’s in a bad spot and you can only just barely reach to grab a few bills off the top and meanwhile there are mice all around it taking bites and nibbles every chance they can get away with like the money is made of peanut butter and cheese. Now those rats don't complain when I put money in my account, essentially providing them with a loan every month, but when it comes to getting my money back they have miles of fine print and policies that stop me from accessing my own funds. WF is the worst institution when it comes to this, the same way the human body is composed of mostly water, WF is composed of primarily fine print and hidden fees.

    They are a ruthless freak show of a business, not a bank. Banking should be simple, basic checking is not that complicated as to require legal injunction and enough red tape to give a lawyer a headache. Just take the money and give it back later, if that is too difficult they need to consider giving up the whole banking thing and just double down on their scams and become a traveling carnival because they are getting way to good at ripping people off. They could pack up into their fancy wagons they have plastered obsessively on the walls and hit the road with their trickery.

    You thought the local fair was a rip off, these clowns wouldn’t even be likely to give you your change back. Honestly it would be more accurate to describe the running of that business by comparing it to a circus than to a bank. Wells Fair-go needs to settle down with these parlor tricks and start acting like a real bank already, but I'm done giving them chances, they're making banking overly complicated for their own profit at the expense of the consumer’s time and money.

    My credit isn't even that bad, no mess with credit cards, no defaulted loans, hadn't declined payments on anything, just medical bills that are currently being paid off. But WF will use any kind of leverage it can to milk their customers dry through and keep the money in their hands regardless of how it affects the consumer. WF told me the limit was there to assist me, but I’m not seeing a single benefit out of this, I don’t need a limit on my account as I am responsible with my finances, perhaps it is WF who needs some limitations and injunction as they are being irresponsible with their clients funds and weaseling people out of their money.

    Just recently I needed a laptop for upcoming college engineering classes and after waiting months for the Independence Day sale, as this is last sale before September, I spent 5+ days, increasingly more frantically, trying everything I could to place order in vain until the last day of sale. The equipment I need is no longer on sale and now costs more than double what it was on sale for. I can’t afford it now and have to start my college career ill equipped. I’ve needed a good computer for years and was going to buy this for myself as a birthday present for college, but all I’ll be getting this year is the deck of playing cards I had accidentally ordered while trying to see if debit card was working. It was, I just couldn’t buy anything else, but now I suppose I’ve got one of the programs my computer would have come with covered.. Microsoft solitaire…

    I had put off getting computer for so long because I wanted one at affordable rate as it is one of bigger expenses for college and I also wanted to wait until just before starting so it would be up to date and everything, so timing was critical. The right one finally went on sale this past week from over $1300 all the way down to just over $500 and was just what I had waited for so long for. I had saved up what I needed, called the bank ahead just to make sure they wouldn’t botch it, but no, I was asking too much to spend my own dang money apparently. What right do they have to tell me how to manage money that is already mine.

    A bank’s job is to hold your money not act like they own it. It’s hard enough to go make the money, I don’t need my bank to add an extra 20 steps when it finally comes time to use it. If I had to keep banking with these loons, I’d end up going back to the old bartering system of ancient times because even that was more convenient than this.

    It’s not like I was trying to send exorbitant funds to some far off strange land or something, this was a single normal purchase and was an outstanding deal at the time. This was a financially responsible choice and a career driven decision and crucial investment I had planned on making for years, but most importantly it was my decision. I forgot my bank had hijacked my financial decision making capability and didn’t realize they had resolved (without notice) that I would not be able to invest in this nor any other purchases of this caliber.

    After going in circles for nearly a week to do what should have only been the click of a button, I called my bank again and was told (the 3rd or 4th time calling that week) my account withdrawals are limited due to credit score, this purchase was over my limit and there was no fix for that, I was just outta luck. I was offered no solutions like I should just accept the fact I can’t use my own money. Who are they to say no?

    The first WF employee, that I had called ahead of time, incorrectly explained to me it would work fine. Even though I kept reiterating that I was going to make the purchase, but was worried it might not go through because of what they had done before, I was fully assured (incorrectly) that it would work. There’s nothing worse than a lying, inattentive yes-man to handle your finances. The second time I called I was hung up on and only after calling in a third (or fourth) time, because I had exhausted all other possibilities, did they finally explained this was due to a limit they had imposed despite the fact I had previously called and taken every action to ensure the transaction would go through, and was told repeatedly it would. Shouldn’t need to play operator and do hear more BS over the phone than a busy secretary just to “conveniently” order a single item online.

    I spent days going in circles on phone with Sears, eBay, Amazon, creditors, etc. trying to figure why I couldn’t purchase through their sites, all to find that it came back to WF. Again this was my joke of a bank’s fault despite their reassurance that it would work and despite taking every precaution to ensure a smooth transaction. I was repeatedly unable to make single simple transaction all while being improperly informed of situation leading me in a maze of dead end tech support and customer service lines where I had to spend my entire 4th of July weekend going in circles while everyone else celebrated. It should have been a couple clicks and done, but WF made it impossible..

    Buying something online is supposed to be an easy experience, not a series of negotiations and detours imposed by your bank, screw WF. Sale is over now, and my only option is to pay significantly more with cash now in overpriced retail store after I’ve already begun my classes, when it is hopefully close to that affordable again.. But who even shops for deals online these days anyways, right? Thanks WF for the help, I hope everyone there gets the flu. Laptop I need is back up to original cost again (which now I cannot afford) and worst part is I can't even get lesser alternative because I need it to be capable of 3D design and editing and now the semester is coming up and I’m stuck with a pen and paper in hand like it’s the 1950’s.

    With WF’s stupid new fascist limits so low, I can't get anything over a 2GB ram running piece of junk working on a phone processor which wouldn’t even load the welcome screen to the 3D design software I need to run for my engineering courses. Even if I do find it in store it would take me several days to purchase because of the daily limitations on how much I can withdraw, how convenient! I guess WF has decided I don’t have a right to buy nice things. Do I gotta do my shopping at the Dollar Store or on layaway (if that is still a thing) for the rest of my life? Maybe I should just buy a cheap calculator instead and change my degree to accounting? I don’t appreciate my bank stepping in and making decisions about my life for me and mucking up my chance of a future. It looks like I'll be the only one in class taking notes by hand this fall.

    Thanks WF for making horrible experience return to haunt me, limiting my quality of life, and crapping on my of a hope decent college education. This isn't first time WF tripped me up financially, but it will be the last. Those greedy pigs probably spend more on one dinner than I am apparently entitled to spend on something I will use for my entire college career and it’s not because I haven’t already given them more than that, I have plenty in my account. It’s because they wouldn’t miss a trip to the trough and holding up their end of the deal as an honest banker might hinder this.

    So am I just supposed to keep starving while I wait for them to lift this imaginary ban on my own funds while they suck the meat off the bones of their constant 5 star accommodations. Disgusting greedy pigs have us far more fooled than we could possibly imagine. How do they have us begging for the same thing that we give them voluntarily everyday in exchange for nothing. Must be nice, “Give me your money and maybe I’ll give it back.” Pretty sweet gig.. Like to see how they take it if someone tried this with them.

    How have we let a few weak men take over all control of the exchange of goods in this world, it’s shameful how we hand over our only bartering power so readily and live at the mercy of these freaks. Bankers claim to protect your money, yet all they do is put it in their pocket and take advantage of your financial illiteracy and add fees and charges to the money you borrowed them, and WF is one of the worst perpetrators of this misuse of power. If you bank with WF, you need to fix that mistake before you waste time and money by getting scammed too. It’s a “suckers” bank and if you haven’t shot yourself in the foot using that bank yet, just give it some time.

    And if you don’t bank with them at all, congratulations you aren’t a sucker and probably have a much higher IQ than the majority of the people standing in line at that bank. You can just feel a lack of intelligence when entering that institution, I can’t believe I was foolish enough to bank with them. It’s your money, take it back, keep it, invest it for profit like they did when you loaned it to them, or at least put it in another bank or credit union that is fair.

    The whole reason my credit was damaged in the first place was due to a clerical error with Veteran Affairs billing (they’re about as good at ** their clientele as WF) and I'm stuck doing everything I can to pay it off out of pocket, and am close, but having my own banking institution come after me for it too and cripple my finances makes it very difficult to get ahead and fix this mistake. WTF WF? I wish someone would tell them they aren't entitled to anything over several hundred dollars and see how they would take it. Their only job is supposed to be to hold my money, then give it back when I request it. When you don't give it back, it's called stealing where I'm from..

    Unfortunately if you do some digging you will quickly find this is nothing compared to other scams they’ve ran on their customers, but is enough for me to be done with them. I gave it a try, but WF is still up to it’s same old shadow games and shady business practices while continuing to fail to provide proper basic banking services. I’m never banking with these greedy money bogarting scammers again. Zero stars, -negative stars, #NOWAY, horrible experience! Should have listened to others when I was warned of this horrible institution and I studied their horrific past record of fraud, but I had to learn the hard way because I was drawn in with their new fancy building and over luxurious lobby. That should have been an immediate red flag of where the money I was “storing” was really going. Worst bank branch ever and they can't put enough fancy art (you and I paid for) in the lobby to make up for that!

    Don’t get caught up with their overly glamorous, ** corporate marketing and overlook the fact they are the worst bank to put your money in. You don’t have to learn the hard way like I did, just find somewhere better to bank that is fair and won’t rip you off. If your time and money are not important to you go ahead and enjoy the small fancy disposable cup of WF coffee and overpriced vinyl seating, but if that is the reason you are banking with them (and it’s really the only reason to bank with them) than trust me when I say it’s not worth it. Besides I’m sure the coffee down at the credit union is just fine and comes with much better rates.

    I'm not the first to get poor treatment with WF, and unfortunately I won't be the last. I have no motivation, financial or otherwise, to sully this company and was a proud (idiotic) customer until just recently when I started paying closer attention to how they do business and handle my money. I will be closing my account first thing tomorrow morning and be bringing the largest over-sized coffee mug I can find to drain both their stupid pots of coffee because ** them. This was just my personal experience with Wells Fargo and it could have been much worse as it has been with others using WF, but thought I'd share my experience so others don't have to find out hard way too, that this bank is crap, even on a good day. And for that reason, I’m out!

    Thanks for your vote!
    Contract & TermsPunctuality & Speed

    Reviewed July 2, 2019

    I opened my Wells Fargo secured account about a year ago. Before I opened it they told me that eventually they will upgrade my account to an unsecured. I pay my bills promptly, I have a very good credit score.. I never got an upgrade... This is pure fraud!!! A few weeks ago I made a dispute on a charge that I gave no permission to do, and part of the Wells Fargo agreement is that any charge that was made without any permission from the cardholder, you are not responsible for it. Bottom line the dispute was not approved. This bank sucks!!!!

    Thanks for your vote!
    Profile pic of the author.
    Customer Service

    Reviewed July 2, 2019

    I hate this bank sooo much...poor customer service and NEVER can help properly. Always a issue. And it makes me sick. Can't wait to get another bank account. I swear I hate this bank. Will never recommend to ANYONE.

    Thanks for your vote!
    Profile pic of the author.
    Price

    Reviewed July 2, 2019

    In the interest of brevity I will leave out the many, many conversations and e-mails I exchanged with my bank of 15 years about this very simple, and now enraging, problem. I have a personal checking account and a business account with Wells Fargo. The average balance in these two zero-interest accounts hovers around $80-90K. Suddenly four months ago Wells Fargo started charging $14 /mo service fee on the business account. When I asked why (Cheryl ** @ WF) I was told that the balances of the two accounts are not considered jointly when determining monthly fee waivers. At that time the personal checking account had a $85K balance but the business account was down to $5K so the service fees were properly applied. I informed Wells Fargo that I was unaware of that rule, that I did not feel like Wells Fargo would be able to meet my needs so I would be transferring my business to another bank.

    Wells Fargo (Chris ** @ WF) responded by inexplicably refunding 50% of the prior two monthly fees and encouraging me to stay with the bank. I thanked Wells Fargo but advised that I wanted them to take back the refunded fees because I now understood that they had, in fact, been properly applied. Wells Fargo (Caroline ** @ WF) advised that it was possible to charge any fee they wanted to but not possible to take back an improper refund. One imagines that this cannot possibly be true but I have no data to refute Caroline's observation.

    While these communications were playing out another $14 fee was charged in the normal schedule. Then Wells Fargo elevated my "complaint" to another person (Monique ** @ WF) who politely and promptly refunded another monthly service fee when my problem, at that point, was simply trying to figure out how to 1.) Exit my relationship with Wells Fargo, 2.) Return to Wells Fargo the $35 in unsolicited refunds the bank had processed and 3.) Stop the insanity of charging a monthly service fee for an account that has 2-5 small deposits a month by moving to a less carnivorous bank. A quick market survey of local banks found no one that would charge an account fee on the $85K no interest account total so my options locally appear to be unconstrained.

    Perhaps Wells Fargo should consider that at a rate equivalent to their one year CD, the bank earns about $142.67 a month on my no interest deposit and yet they are powerless to match the market by deferring fees of $14 /mo in order to gain that $143.67. In any case, it is their business and they may run it as they wish. In fact, the difficulties this bank has had since September 2016 suggest that they are embracing that freedom with glee. Perhaps the disappearance of ~$60B in Wells Fargo market cap in the last year is easier to understand in light of this story of incompetence and laughable problem-solving skills. I strongly urge people shopping for basic banking services to consider other suppliers of those services. In fact, I think any bank, anywhere would be better than this very broken company.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 1, 2019

    I have a student loan that my father co-signed years ago. It’s been in repayment with automatic drafts set up for years. My father, unfortunately, declared bankruptcy in February which stopped the payments. But I didn’t realize this happened because, as I’ve been told, Wells Fargo cannot legally contact me regarding the bankruptcy (even though it wasn’t my bankruptcy). And it was not on my radar to even consider that my loan might be affected because my father’s lawyer told him it would not be affected. The bankruptcy finally got resolved a week or two ago and I got a call from collections saying I’m hundreds of dollars behind and about to go into default. But this is all news to me as I’ve been on auto draft and don’t even worry about my repayment.

    I am understandably frustrated and start trying to work with different representatives on the phone to resolve the situation. But I’m not getting much help. Everyone just hides behind the fact that legally, Wells Fargo did nothing wrong. But I’m just asking for a little compassion, a little mercy. I technically have the money to get my payments caught up but it’s been set aside for getting a new (used) car that we desperately need. So I’m just asking if we can reset the payments back to current (adding what I owe back to the outstanding balance) so I can get back to my normal monthly payments. But no, can’t (won’t) do that.

    So then I take from our car fund to pay back what’s owed. Not happy about it at all but whatever. But I ask the agent if there’s any help they can offer regarding the fact that my credit took a big hit because of this which also hurts the car shopping process (because we will still have to finance some of it). I’ve also been slapped with some late fees. Now that I’ve paid to get the loan caught up, I’m again simply asking for some compassion for a near 15 year customer who didn’t (knowingly) do anything wrong. But no, Wells Fargo can’t (won’t) help me there either. So I’m done with you guys. I’ll of course keep paying the loan. But I have zero interest in being associated with an organization with so little willingness to help a customer in need. So you will get my loan payments going forward but that’s it.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 29, 2019

    I’m a teacher who opted to get a lump sum pay for Summer instead of Bi-weekly. The funds entered my checking acct on May 1. I planned on using a portion for down payment on a house. However, in the middle of June I received a frightening email. Zero balance from WF. I called the bank and spoke to executive. She advised me, "Poor spending. Please budget yourself." I explained to her that’s not true. WF system has a glitch. It’s doubling from my bank card. Also, I told her that’s the problem with WF employees. They have too much self-pride in their jobs and system whereas my being your customer doesn’t matter to you. She spoke with more senses or empathy towards me.

    I told WF to put my money into my acct. That’s all my savings until school begins in August. It took them two days to return small credits but larger credits I was advised it will post over one month. WF is prompt and quick to blame customers for the company’s poor business practices. I have had WF for over 18 years and still can’t save a dime for missing money. By now I should be a millionaire. I hate WF. Not a trustworthy bank. This bank will have you believing that all is well with your money but after a few or several transactions you start to realize that your earnings are too far gone into a glitchy system. I’m done with WF. This bank sucks, please shut down. I want my money returned to my acct ASAP.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 29, 2019

    I was transferred to many different departments trying to get a fraud alert added to my account after I received an official email from Wells Fargo that said they changed my mortgage number. I spent hours on the phone and was given to deleted phone numbers. People said they didn't understand my complaint and sent me to another agent including a debit card agent. Email preferences changed. My bill pay set-up completely deleted including payments due in on Monday. These customer service agents are vicious.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 28, 2019

    Spoke on the phone with a representative after receiving a pop up instructing me to call to verify the account to be able to send payments again. All I got was an argumentative man who was fact-checking my statements and questioning me. And all he ended up saying he could do for me is file a claim which required 5-7 days to process, otherwise I'd have to visit a branch/ATM in person. Was rude in that he was yelling and speaking over me when I tried to explain that I did not in fact change ANY of my contact info (which was his reasoning explaining why my account wasn't letting me process transfers). The website & Zelle just said that I just need to quickly verify by calling the number and it turns out that once you call, they can't even help you -- you need to go to a location in person! Terrible service with complete and utter disregard for you as a customer.

    Thanks for your vote!
    Customer Service

    Reviewed June 27, 2019

    My wife and I recently divorced. We went together to WF bank to close our checking and savings account. We were told that it wasn't necessary for both of us to come in to close the accounts, only one person was needed. This for a joint account mind you. Next, as part of the divorce decree, I was to take over the WF Visa account. I called to have my wife taken off the account, but was told since it was a joint account I could not do that. I spent quite a lot of time being passed up the line until I reached the corporate business office. Following their review, they stuck by their guns and said they could not take my wife off the account.

    When I asked them to explain the logic behind how my wife or I could close a joint bank account at any time without the other's knowledge, but they would not take one of us off the Visa as part of a divorce decree. The woman's answer was that the outstanding balance on the card posed a financial risk to WF and therefore they would not take my wife off. And this despite that my wife currently is getting most of her income from me through alimony. And now she is bound to whatever I end up doing with the Visa account, even if I don't pay on it. Wells Fargo is not about the stagecoach, they are all about the shotgun.

    Thanks for your vote!
    Customer Service

    Reviewed June 26, 2019

    All the higher-ups know my and my wife's full names and greet us. I always get on Shannon ** line. She is an elite teller in this banking system. I wish I could say that about the other branches, the one on Amelia Island is a modern-day haunted-house for customer service.

    Thanks for your vote!

    Reviewed June 24, 2019

    Wells Fargo year of trying to improve your customer services, every time I have to deal with you, I have problems. You are a bank. You are FDIC insured and you are working with people's money, mortgages, and car payments. You really have to get policies in place to create consistent systems. Why does it take you 5-day to process online bill payments? Other institutions do not have the same problems. Please get it together.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 23, 2019

    I really hope this gets to where it needs to be because I am certainly not letting what and how WELLS FARGO did my daughter. My name is Kimberly ** and my daughter Krystal ** has been banking with Wells Fargo for about 4 or 5 years now! My daughter had an apartment fire on May 29th and her and her family (husband and kids) lost everything and I mean everything! Even though this is no business to anyone I as her mother had put my name in the apartment where her and her family resided which in turn means that any insurance such as renters insurance would have to be in my name only because this policy wasn’t no add on usually how you do with car insurance etc. No. This policy was added on to the lease under Assurant of course in my name due to the fact as I stated before because my name was on the apartment!

    So of course a claim was submitted and an adjuster was assigned to me from Assurant Kevin **! Before any payments were issued I assured Kevin that the money can go into my daughter's account and he said ok as long as the bank accepts it! Fine. Now prior to yesterday which was Friday June 21st there were 3 separate deposits that went to the account. All 3,000 or less. Everything was fine. Money cleared! Then shortly after 2 deposits the same day went on for over 4,000 each! That same day my family was going on a family vacation that needed to be finished paid for along with spending money! No this is no business to Wells Fargo but since they took my daughter through a bunch of bull ** I am speaking out! This is insane as my daughter is crying while we are away!

    It took for her and her husband to go to the Glen branch on Ritchie highway all to get profiled while trying to withdraw $7500 from the teller as there was over 10,000 in her account because of the fire insurance claim. Again no business to Wells Fargo or the Glen Burnie branch employees! We all were pressed for time that day not knowing it would take damn near an hour for this process to only be told it need to be verified to make sure the deposit were legit! Meanwhile again there were several deposits before all in my name as her mother and those deposits were just fine. Also I have used my daughter's account a bunch of times to pay my credit card bills and that’s ok too but since my daughter wants to withdraw her own money no matter the circumstances of 7500 it’s an issue!

    My daughter calls me from the bank upset so I told her to leave and we just have to deal with it another time as we had to go to only get a call from Wells Fargo saying they have made a business decision to close her account and I know for a fact that the manager at the Glen Burnie office I believe her name is Zakiyayah ** more than likely called loss prevention to report a bogus ** fraud when that money is very well legit and only belongs to my daughter! Wells Fargo closed her account and retracted the funds back to the bank whom Assurant uses! Not only is it a big ** inconvenience but they are dead wrong for profiling and being bias to my daughter. She is 30 years old with a family and obviously needs her money especially since she just lost everything! The fact that she has to wait until Monday to contact Assurant for them to reissue the money is ridiculous and unfair as a Wells Fargo customer!

    I will take this issue so damn far Wells Fargo will regret for taking my daughter through this! I will be calling the news reporters on Monday morning! I know that my daughter can very well get her money back but the fact that her own bank is making it seem that she is doing fraud on her account doesn’t make any sense! I personally will never deal with Wells Fargo as one of the reasons why I no longer bank with them anyway! I hate them and it pisses me off that my child is being taking through this for no reason whatsoever! I believe if my daughter never went to that Glen Burnie Branch to withdraw a significant amount of her own damn money this would not be happening! I want Wells Fargo to know that they ** with the wrong daughter and believe me when I say Wells Fargo will not hear the end and I will be giving them a bad name! Trust me.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 20, 2019

    I am a small business owner. Money was missing from my business account so I called Wells Fargo to see where is my money and why is my money missing. Spoke to a manager and was told there is a process that usually takes up to 5 days to receive any info about the missing money, so I asked the banks manager, "Could wells fargo credit the missing money until you guys figure out what's going on." Manager said, "No we cannot due to if we could credit everyone when something goes wrong we wouldn't be a functional institution." and she hung up the phone on me with no return call back. No Love for small business so there's gotta be a better financial institution out here somewhere. I've been with wells fargo going on 10 yrs now. Cannot support my business for the next few days until wells fargo gives me my money back. I'm done wells fargo. Goodbye.

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed June 19, 2019

    I always check my account before I make a purchase so I do not overdraft. When I checked it yesterday I had enough to cover that included what was in my savings account. I checked this morning to see if my balance was ok, and they charged me an overdraft fee of 12.50 plus and state tax because I did not transfer from my savings account to cover the purchase. Not understanding that at all because all the money was there to cover. I made sure do that. Now I am seeing how they get their money. They have screwed up my account and they will be charging me another overdraft fee for something that was originally covered. When I called Customer service they said they cannot help me because it was my fault. I am really sick of using this bank. They think people can afford to keep paying their fees and it’s ok to make the charges. Does anyone know a better bank? I need to get out soon....

    Thanks for your vote!
    Customer ServicePrice

    Reviewed June 18, 2019

    I went to cash a check that a company gave me for services I gave them. The check was for just under $400.00 and they said it would cost me $7.50. Walmart will cash it for $3.00. They are still stealing from people. That company pays a service charge to have that checking account with Wells Fargo, I called and asked them, and they want to charge me also. How many times do they get to charge for the same check? I won't ever deal with them again, I don't like thieves.

    Thanks for your vote!
    Profile pic of the author.

    Reviewed June 18, 2019

    The bank is holding a large sum of my deposit/funds for an excessive amount of time, twelve-sixteen working days. The bank is also accepting my third party online payments to my creditors and just informed me that while I am not able to access my funds the overdraft due to Wells Fargo holding my funds is applied to each payment to my third party payments. Please help. I have tried numerous times to remedy this situation/fraud. Thank you.

    Thanks for your vote!
    Staff

    Reviewed June 15, 2019

    Searching for somewhere to vent and maybe get some changes for my local branch of Wells Fargo Wilmington NC. So I started a new job where direct deposit isn't offered and me not having my own vehicle right now this isn't good. I received my first full paycheck which I needed to pay my 'late' rent with right away. The check is a Wells Fargo bank, which isn't my bank. So I'm in an Uber and I ask to stop by Wells Fargo. First we go through the drive-thru because I need to do this in as least time as possible, as it is costing me. I pass my signed check and drivers licenses thru window to teller, telling her, "I want to cash this check." She ask if I have account there and another form of ID. I said, "No I do not have account there." She says that I will need to come inside. I said okay, she keeps my things (signed check, DL).

    We drive around and I go in to find a line to the door, 1 teller and the 1 teller from drive thru and 3 bankers or not behind the teller counter. I ask her if she can handle my transaction now and she says No, that people are waiting in line and that the other teller has my check. I am shocked and I am sure my face and body jesters show this. One lady is kinda standing around maybe helping tellers. She's walking around with these little bottled waters offering them to customers.

    At my turn, I said, "No, what I want is some more tellers." When she replies with "Yea, we have some people out an on vacation"... I said "So your customers have to suffer?" This is pure lack of management and/or care for customers. The line keeps increasing. The guy teller I had was not at fault but I told him that it's bad he has to handle Friday by himself, he politely agreed. I was in there 15 to 20 minutes, my simple Uber ride turned into an expense. This should not have happened.

    Thanks for your vote!
    Customer Service

    Reviewed June 14, 2019

    First of all I open my account with Wells Fargo. It start off good with no problems. Now this kicker. The bank won't let me do overdrafts now all of sudden, which 4 months it won't let me. When I call the banks, talked somebody, it's always lame excuse. Yes, my pay check is deposit into my account and sometime I leave money in the account. Sometime I do but make long short, the customer that hundred of dollars check and do pay them and got some that abuse the ATM machines do have no interest of ever paying its bank. I'm single parent trying do the right thing but it's all good because as of today TCF Bank will getting my services.

    Thanks for your vote!
    Staff

    Reviewed June 13, 2019

    I am active duty military and a resident of New Hampshire. Being in the military I move around quite a bit, and I currently live in D.C. (on orders). I bought a new car recently and because I am a legal resident of N.H. the registration, loan, etc are addressed in NH. My legal residence is my father's home address, and it's recorded in my military record, as well as at the DMV. That being said my license, while a NH driver's license, has my current address (mailing address) listed on it so it doesn't match my legal residence address (common for military at least in NH so they know where to send my documents instead of sending them to my father to forward along to me).

    Well Wells Fargo couldn't really grasp how all that worked, and kept asking for a utility bill or other typical form of proof of residence. Obviously, I was unable to provide any utility bills with that address and my name on it because I don't physically live there! I worked with the dealer to come up with different ways to prove my residency (even though my legal NH status was never in question. ): I printed out a copy of my personnel record that showed my legal address and they said that anyone could have just made a fake one in word. I got an official memo signed by my commanding officer and notarized affirming the record was valid and my address was as stated, but they did not accept that either.

    When speaking to their representatives they clearly didn't understand how you could have a physical address different than your legal address, it honestly felt like trying to explain it to a wall. You would think that a major company like that would have a better understanding of how things are for military personnel. People wonder why military members try and stick to military banks like Navy Federal or USAA, and it isn't because they have lower rates, but they have a better understand of how life is for military families and don't make life significantly difficult for something that should be simple. If I had my way I would never use anything from Wells Fargo again. I would even take a higher rate to not have to deal with all the trouble they put me through.

    Thanks for your vote!
    Customer Service

    Reviewed June 12, 2019

    Wells Fargo has the worst customer service of any bank I have ever worked with. They claim they will call back and don't. They make promises to fix issues only to kick the can further down the road. There is a reason they were in the news for all those unethical practices.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed June 11, 2019

    On May 31,2019 I attempted to purchase concert tickets using the Zelle app through Wells Fargo online banking. I had never used the app before, but since it was a trusted payment method through Wells Fargo, I felt safe and secure using it. The fraudster set up a payment of $150 through Zelle. I received an e-mail from whom I thought was Wells Fargo (it had Wells Fargo letterhead) stating, "The transaction failed. Please try again." I became suspicious, when the scammer asked me to complete it again, I refused. He screamed, "oh my god" and hung up on me. So not only did I get ripped off $450, I obviously never got the concert tickets!

    I immediately called my bank, and during that 5 minute period the scammer charged my account 2 more times, for a total of $450. The banker placed an immediate hold on the account. She further assured me the money had not left my account, nor would it. This was Friday afternoon, she said it wouldn't post until Monday evening at midnight. So we had stopped it in time. I had to close the account resulting in a huge hassle with direct deposits and automatic withdrawals. The banker also opened a fraud case, immediately. The fraud case manager said it usually takes 7-10 business days to get the money returned into my new account. I called after 7 business days and the next banker I talked to stated that the money had in fact been released from the account, but assured me they where working with the other party's bank, to get that money returned. Again, no worries, just be patient and give it a few more days.

    I called today, 10 days after the original claim and was informed that my claim was denied. They were using the loophole of it being a Zelle transaction. That there is no protection when using Zelle. What?? This is a company they endorse and allow on their website. This make absolutely no sense, and is just terrible business practice. It is actually negligent. After literally being transferred 4 times today, to different departments (passing the buck) I am left with the same resolution, "you are not getting your money back". I plan to keep escalating this, because it is just wrong.

    Thanks for your vote!
    Staff

    Reviewed June 11, 2019

    I have never had a problem with Wells Fargo Bank. They have always treated me great. When it was my birthday they posted a cupcake at the ATM machine wishing me a happy birthday. Then when it was my sister's birthday they asked me if I wanted to send her a birthday card at the ATM machine and I thought that was really nice.

    Thanks for your vote!
    Customer ServiceSales & Marketing

    Reviewed June 10, 2019

    I have banked for 18 years with Wells Fargo, and have significant experience financing and refinancing mortgages. This particular Branch under Mr. David **, Wali ** and Harpeet ** has treated us with the utmost contempt, feeding us lies after lies. Summary: I was aggressively offered to get an HELOC, and then pitched to refi my adjustable rate. I was told that the process would be 2 months tops and that the submission of documents was straightforward. I should mention mention that we have over $1M in equity and revenue streams that equate 6 to 7 times the amount we are were seeking to refinance.

    The online process was awful, very little assistance from Wells Fargo (basically making us feel like a number), we were asked multiple tax returns and despite an excellent credit score (about 800) and an email confirming the loan approval (at the end of March 2019), and the expectation for a close date for the end of April, by end of May we were still battling with Wells Fargo.

    2 MAJOR THINGS HAPPENED. We were given a lousy rate rate to begin with, so do not expect Wells Fargo (EVEN after 20 years) to act with your best interests in mind! This bank is just HERE TO SUCK EVERYTHING THEY CAN OUT OF YOU!!! Case in Point, I called them on this bad rate (rates were going down) and asked them to lower the rate (the different was over $30K in savings!), they accepted and send me a letter to "REPRICE" my request (really they should have proactively told us about this better rate, as they pitched me multiple times on the phone {Mr Wali ** and David ** are great that!), so I got the loan repriced BUT with a "FEE TO REPRICE THE LOAN" $816.25!! Remember the process was ongoing.

    SECOND EVENT: I was put on disability and notified the Bank, who asked me for multiple additional proof of employment, when this disability status is under ECOA/FHA. Legally and as per earlier Wells Fargo email correspondence there was "nothing else for us to do". We had provided all the tax returns, 401Ks, pay stubs and were prequalified easily...That changed once I mentioned my work status change. Net/Net: some 90 days after initiating this process, WELLS FARGO has denied us, charged me over $600 in appraisal fees (which we have yet to get reimbursed for), and icing on the cake, they claim that I was the one who cancel the application, when all I asked for was a final decision or my money back. To me this behavior exemplifies the ABSOLUTE WORST amount of GREED, DECEPTION and CONTEMPT one bank can (unfortunately) choose to embrace.

    After close to 20 years, I am closing all my accounts with them. I just can't imagine supporting a bank with these values, and all the advertising in the world (their latest campaign is laughable) will change that simple fact! Wells Fargo is in to get you one way or another! STEER CLEAR! Do your homework and choose a Bank that won't treat you like garbage!!!

    Thanks for your vote!

    Reviewed June 10, 2019

    I had a joint account with my disabled, ailing mother for almost ten years. During the entire time, I had arranged direct deposit of social security into the account and then automatic transfers to distribute to other payment accounts. Last month, the account was closed with no notice due to "inactivity." Wells Fargo explained to me that automatic transfers and direct deposits don't count as activity! They gave me the option to use a tool for convenience, then penalized me for using it! It is very difficult to set up this type of account with an ailing family member. I knew Wells Fargo would shank me one day, I guess I shouldn't be surprised. Any advice or recourse would be greatly appreciated.

    Thanks for your vote!
    Customer ServiceOnline & App

    Reviewed June 10, 2019

    I have worse customer support, I have submitted my online application for business account approximately month ago there. No one has correct information about what document they needed. They're dying for proof of address while I have sent them all required documents. Whenever I called them to get my application status I got new rules and new document requirement. Finally I have to cancel my business account application today and I had very bad experience with Wells Fargo bank. I won't recommend and never used this bank ever again. They told me so easily "sorry" just wasting my time for no reason. "Ref: **". Thanks for everything.

    Thanks for your vote!
    CoveragePrice

    Reviewed June 7, 2019

    I have always had issues with Wells Fargo. Their credit line, their customer service, their checking account services, in branch customer service. All around worst bank out there. They will charge you hidden fees, fraudulent charges and fees on credit cards. I got some back but still they ruined my credit. Also it’s apparently too late to make a claim on their class lawsuit. Like well if I knew I had the option trust me I would have got in on suing them! But I was never notified of such.

    Their overdraft protection only covers you if the stars align just right. And they will take priority over an iTunes account for your rent. Mind you my rent was paid 31st, the lady said that the charges go in order and the iTunes was coming out first... on the first of June. I could have sworn May 31st came before June 1st but my banker thinks otherwise and refused to write a letter for my apartments, which I was told beforehand would be possible and it would be at manager's discretion. Never spoke to a manager even when I asked for it . Everything here screams fraud.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 7, 2019

    I stayed with Wells Fargo for two reasons. One they are helping build my credit. Two my local bankers are trying to help me as much as possible. But yet I call the credit center from the back of the card and my payment is only going to be 10 days late and she catches a attitude because I didn't pay it on June 2, but honestly I thought it said June 6. But yet Wells Fargo can order a bunch of pizza in Iowa for their employees and not work with their customers? I work a lot and don't have a automatic system like Wells Fargo does. I am very disappointed with Rose attitude towards me and I will be going to my local branch to complain to the lovely ladies and top notch lady manager I like there. If you Facebook Wells Fargo they want the money for their stock holders. Still very greedy.

    Thanks for your vote!

    Reviewed June 6, 2019

    I had a money order drawn on Wells Fargo that was made out to me for a payment that was owed to me by a relative, a small amount $125. Wells Fargo would not honor it at the drive through with two forms photo ID's, one being a driver's license. I was told I needed to come inside to have them honor the money order. Once at the teller's window I presented the money order. I gave two forms of photo ID's, this again was not enough. I have several student loans with Wells Fargo. They have made thousands of dollars off of these loans. I do not have a checking account or a savings account with Wells Fargo and was told this was why I was treated this way. I was told unless I gave them my finger prints Wells Fargo would not honor this already paid for Money Order. I'm not a criminal nor have I ever been fingerprinted or been asked for fingerprints. DO NOT purchase money orders at Wells Fargo!!!!

    Thanks for your vote!

    Reviewed June 5, 2019

    I bank with both Wells Fargo and Chase, I purposefully keep the minimum amount of money in my account because they are so greedy with their fees, they have literally taken thousands of dollars from me in fees the last 5 years. My mother recently had cancer which have made financial matters tighter, and I recently have had to have my own surgery. One day I go to my account to find out that they have stolen $125 from me for a fee for something where they sent the mail to the wrong address where I haven’t lived for over 5 years.

    When I asked them to reverse the fee they said the best they could do is give me half of my money that they stole from me even though I’m having surgery tomorrow and this will leave me with less money than I needed. They are greedy ** who will do anything to make a buck, including surgery money from people who are sick. Don’t forget in 2012 when they were caught up with laundering money for the Mexican cartels. They are a despicable disgusting classless company, do yourself a favor and don’t even think about banking with them, you’re better off keeping your money under the mattress.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed June 2, 2019

    Wells Fargo has been my primary bank as long as I’ve been alive. I’ve had various accounts through the bank, and the company has been consistent. Unfortunately, that means they have been consistent in low quality customer support. For context to the non-WF customers; calling through the support line requires a maze of navigating the system to get to a person who can help. Sometimes I try yelling my answers into the phone system, wondering if it will connect me with an agent sooner. I decided that a 0.01% return on my savings account is pointless. With all the great alternatives available, I decided to park my savings elsewhere.

    I called Wells Fargo and the agent said they couldn’t cancel it until my account was empty. I would have to move it and then call back a day or two later. When I called back, the new agent told me there was a $0.01 cash reward in the account. I wouldn't be able to close the account until I redeemed the reward. They couldn't transfer it, donate it, or even take it. I would have to go into a branch to get my penny. I expressed my frustration and the agent put me on hold for 10 minutes. The agent returned and told that was the only option.

    I explained again why this upset me. The agent mentioned they can do a cashier’s check to send me the penny, but that people rarely don’t want to do that. I would obviously prefer to do nothing (wait for them to send the check) over spending 30+ minutes to go into a branch. The agent obliged and closed my account. This type of company-centric process attempts to deter customers from closing accounts. I’m glad to have my savings account moved, and plan to move my others away as well.

    Thanks for your vote!
    Customer Service

    Reviewed June 2, 2019

    It is Saturday. Granted on the first of the month. But when you call and ask a question they say “exceeding 10 minute wait time and you are on hold 40 minutes.” They probably had no intention of picking up, but say 24/7 customer support. This is not the first time I fell for their scam, I bet they answer during normal business hours. But why say 24/7 support if they really mean 9-5 M-F? Just be honest. I’ve been a Wells Fargo customer since the Wachovia days, about 2 decades. I’m going to look for a bank that knows I am a person with concerns. This bank is just out of control.

    Thanks for your vote!
    Staff

    Reviewed June 1, 2019

    My mother is dying of cancer and didn't have time to go to the bank to put me on her checking account. Went the route by getting a letter from the Hospice doctor, but of course that wasn't good enough for Wells Fargo. The legal department told me I would need to get a POA to add me to my mother's bank account. I paid the money to get the POA and took it to the same branch. The legal dept reviewed and now us denying the POA because they said how do they know my mom is in incapacitated even though I have a letter from the doctor and now a POA. Why do you tell someone they need a POA and when they get it they want to play games? Doesn't Wells Fargo have any compassion for families that are going through a loved one's death? I would never do business with them or would I ever recommend this company to anyone. They will go out of their way to make a death even more miserable. Awful company!

    Thanks for your vote!
    Profile pic of the author.
    Customer Service

    Reviewed June 1, 2019

    I was with Wells Fargo for a good ten years until recently my account was close. However, one particular bank teller was very rude to me and disrespect me. He needed a refresh training on customer service. The branch manager at the time mentioned to me that I should not attack her bank tellers verbally. However, I told her it should be the other way around because I was treated cruel by the bank tellers. All thought was a joke and the manager allowed it. I realize, they were all Latinos sticky up for each other. I complain a couple of times and nothing happened. There is an investigation taking place.

    Thanks for your vote!
    Price

    Reviewed May 31, 2019

    Policy: If you purchase on Amazon using Wells Fargo Debit card and the charge goes to another state through Amazon other than the one you live in the charge will not go through it will be blocked. Rationale: Theft protection. Remedy: Sign up for security alert online and you will receive a text message prior to the charge going through. No matter how low the charge or high the charge this always happens. A pain in the ** as I make a lot of charges on Amazon. It would be best if they set a threshold for this extra step maybe at a 1,000 dollars.

    Thanks for your vote!

    Reviewed May 31, 2019

    Wells Fargo bought my mortgage - which I had no say in - and every year I get a escrow review statement saying I have a shortage and owe them more money - usually $250-$300 - every year even when nothing changes!!!! They double talk and explain things so you can't understand the math behind it no matter how many different questions you ask. I wish they would sell my mortgage to someone else!!!! Heads up: when you take out a mortgage with another company make sure the box that says we will service your loan is checked so it doesn't get sold to a company like this.

    Thanks for your vote!

    Reviewed May 30, 2019

    I have a checking account with them. And I always have the same problem that sometimes when I do bill payments or credit card payments, they don’t appear on Wells Fargo app or online, not even on pending transaction area, causing you to see the wrong balance. Because after 3 days of so many purchases and pending transactions showing zero, you lose track easily causing you to have an overdraft.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed May 30, 2019

    My 17 year old recently opened her own bank account with Wells Fargo in May, 2019. She came in to the branch the Friday of Memorial Day Weekend to cash her payroll check against her account, and was told by the teller that her check could not be cashed due to an outstanding balance on her "card". The teller advised her to deposit the check, however, my daughter insisted that she needed her fluid cash handy over the holiday weekend. The teller agreed to deposit the funds "AS CASH" so that the outstanding balance could be paid right away prior to dispensing funds. Once my daughter agreed, the teller informed her that she could only take out a certain amount but had to leave money in her account, but that she would be able to freely use her card for transactions over the weekend as needed. 20 minutes later, my daughter tried to use her card at the gas station, and funds were insufficient.

    She called the branch and they told her they could reverse the transaction so that she could take her check elsewhere, and agreed that the teller did not have to deposit her check. When we got to the branch, the assistant manager attempted to address and discuss the matter in the middle of the bank floor in front of other bank customers (we had to ask for privacy). Then, he insisted that the funds she was given had to be brought back in (however she spent it on breakfast immediately following the transaction).

    Ms. **, the Branch Manager came out 15 minutes later to address us, was rude and dismissive to both of us, stating that there's nothing she can do unless we brought the money back in within 5 minutes because they were closing. Furthermore, there would NOT be any remedy due to the holiday weekend, and next-day business transactions would only allow her funds to be available the upcoming Wednesday! My daughter was in tears. I asked for an override or something that could be done and was told there was nothing, as she simply walked away from us leaving us sitting at the platform desk by ourselves. At this point, I'm irate because of the customer service and rudeness. I raised my voice trying to get the manager's attention, and was told that I would be thrown out of there because she would not be disrespected... and she continued to ignore us. No apology, no empathy, no ANYTHING.

    I asked how I could close out the account and Ms. ** told us that they could NOT close it until Wednesday. I called Customer Service while at the branch and was informed that NONE of what we were being told was the correct information, and THIS is why I'm writing this complaint. My daughter is hurt and discouraged from banking as a practice, which is NOT the first experience I wanted her to receive. They are the most unbelievably rude and dismissive, unprofessional people at the Cross County Mall, Yonkers, NY Wells Fargo branch. I have not received treatment like this from the branch we opened the account in White Plains, NY, however, as a reflection of your bank, THEY make Wells Fargo look HORRIBLE! That's all.

    Thanks for your vote!
    Profile pic of the author.

    Reviewed May 30, 2019

    I called Wells Fargo to ask them if I could get my online banking access back. They told me we couldn't do because we needed bank statement from another banking institution. I'm like "what, why would they need that". I was concerned and frustrated with Wells Fargo because they didn't even notify you when they disabled your online banking access. I feel like Wells Fargo needs to be investigated and looked into.

    Thanks for your vote!
    Customer Service

    Reviewed May 29, 2019

    I've been a customer for 15 (ish) years. I put up with them issuing checks to a non-signatory on my account. I put up with outrageous fees. I put up with spotty customer service. That patience ended Saturday morning when my card number was stolen. I went in for a temporary replacement card and was told, after waiting 15 minutes, my Texas-issued, valid ID was insufficient. The branch didn't question my identity, nor should they - I'm in the bank for large transactions on a frequent basis. I also presented credit cards, business cards, etc. - all of which were in my name. Instead, the branch demanded a driver's license (at home), or a passport (it's Texas and who carries a passport). Wells made the decision to prioritize policy over customer service. I closed out all of my accounts as a result and I'll use one of my other banks from here on.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed May 29, 2019

    4th time hating this bank and leaving. This time I tried to make a hotel and gas station purchase. Both times just because I was an hour from home my card declined making me go to an ATM twice and calling the bank twice, standing in line twice, looking like I'm broke twice, delaying time twice! They won't take that process off my card so whenever I go more than 5 ft from home I have to call in to set up travel plans so I can use my card without hassle. How stupid and ** customer service and policies!! Make sure you're safe as a bank but who cares about your customers.

    A year ago I had my business acct frozen because I deposited a large check then transferred most of it to another acct right away and they called it fraud. Acct was closed for 6 weeks! Almost lost my business and did lose 6 weeks of work losing that job. $30,00. I didn't have access to money to start the job and the customer chose to go with someone else! Funny how you go to a bank branch and they put on such a fake caring atmosphere ...wow so annoying. I just want my money when I come in there. Leave me alone and shut up. This bank sucks.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed May 27, 2019

    I'm a 71 year old writer. I'm self-employed... an entrepreneur. Maybe I’m not the conventional customer, but the manager at 10825 Alpharetta Hwy. in Roswell, GA has no right to treat me as if I am a drug-dealing criminal! Honestly, she appears to be a swiftly-promoted affirmative action hire with a sick feministic attitude. She thinks I'm senile and senseless, compared to her great importance, so she doesn't pay close attention to what I'm saying, because in her world, I'm not important.

    I requested some changes to my business account, but she got the check number starting point wrong and split my name into two words on the new checks, which makes them worthless. Also, when I came back into the branch and politely pointed this out, she offered no apology, but excused herself and disappeared into her office for a consultation with another bank employee. She left me sitting there for 20 minutes.

    I told a teller I had another appointment and that I had to leave. Well, she never called me to follow up, and she never sent the replacement checks with the right data. I truly don't want to return to that branch and deal with her to straighten things out, but I will need my checks. I went to another branch hoping I could work around dealing with her directly, however, the woman there said I would have to return to the Alpharetta Hwy branch to fix things. Just out of curiosity, am I the only one having trouble with this branch manager?

    Thanks for your vote!
    Customer Service

    Reviewed May 24, 2019

    I have been with Wells Fargo for years. 3 days ago, my debit card keeps declining although I have over 10000 in the account. I contacted the bank for more info. Wells Fargo informed me that they closed my debit card for 12 months because I have made some legitimate claims. Who does that? The customer service is crappy and I'm going to close my account and take my money to a bank that will value my business. What a mess!!!

    Thanks for your vote!

    Reviewed May 23, 2019

    Even though money has been deposited into my WF account, the bank put a hold on it for two weeks without any good explanation!! Sounds like they are short of cash and they randomly put a hold on some accounts until they get cash flow. It is disgusting and a disgrace! We are removing all funds from WF as soon as the hold is released. These are dictatorial, gangster methods. WF has surpassed even its previous dire reputation.

    Thanks for your vote!
    Loading more reviews...

    Wells Fargo Company Information

    Company Name:
    Wells Fargo
    Year Founded:
    1852
    Address:
    420 Montgomery Street
    City:
    San Francisco
    State/Province:
    CA
    Postal Code:
    94104
    Country:
    United States
    Website:
    www.wellsfargo.com