The Credit People Reviews

They removed 13 negative items and I couldn't be happier! I didn't think they would remove that many but they did and they didn't charge me an arm and a leg either so I'm a happy camper. Will definitely recommend!

I know they say you get what you pay for but they also said why pay more when you can pay less. Lol. My credit was jacked! So I started looking into credit repair. Some of these companies wanted to charge $150 per month! I'm kept looking online and found The Credit People for only $79 per month. You really can't beat that. They offer the same as those higher companies if not more!

Talk about a mess! My son and I have the same first and last name but our middle names are different. I started receiving all these calls from collection agencies. I told them they had the wrong Miguel. They said ok, hung up and I thought that was the end of it. Then one day, I looked at my credit report and saw all of these negative accounts on my credit reports! I called them back like hey! You have the wrong Miguel. I'm Miguel J. My son is Miguel A. I told them I could provide proof that I'm not the right Miguel. One of their collections representatives made a comment like how do I know you're not the only Miguel. I offered to send in my birth certificate and my son's birth certificate to prove it. She gave me a fax number to send in proof. About three months go by and I didn't hear anything from them. I called the collection agency again and the number was disconnected!

In college, I received a bunch of credit card offers. As a broke college student, I thought it would be great to sign up for a few. I got approved for the American Express Platinum Card. I had no idea that it was a charge card meaning I had to pay the balance in full and I also didn't realize it had an annual fee of over $500! Of course, I couldn't pay it so they shut the card off and sent it to collections. I thought that meant I got away with it. As a finance major, my professor told us that certain higher level positions would also require that we maintain a certain credit score and that bad credit could be the reason why we were denied for certain positions.

I was discharged last year. Came back home and my wife decided she wanted to have a family. We applied for a loan and they told me that I had a Chase and AMEX account in collections. I've never even banked with them before. Come to find out, one of her family member's used my information while I was deployed. I called the collection agencies to explain it and told them I'd send in all my military information so they could see that I wasn't the one who opened the accounts. After six months, nothing. The collections were still on my credit and they just kept giving me the runaround.

I lost my home back when the market crashed. I spent a lot of money on credit cards and made some bad choices but it was either that or be homeless. I got a better job and started paying down all my debt. In 2020, they said that interest rates were low and it was a good time to buy a house so I decided to give a shot. They pulled my credit and saw all the stuff on there from 2008 and 2009. I thought all of that stuff should have been gone but it wasn't. There was even some stuff on there that I didn't do. I tried one credit repair company but they wanted $1,300 upfront and that was too much for me. Kept searching and found The Credit People. They were very nice and actually listened to an old man haha. I signed up with them and haven't been happier.

I went through a nasty divorce! I mean nasty! I ended up filing bankruptcy just so me and my baby wouldn't be put out on the streets. After it was all done, nobody would rent me a place so I had to move in with my sister and her two kids in a two bedroom apartment! I had to give up almost everything I had! I got a second job and was making good money so I decided I wanted to get a place of my own. They all said I passed the income check but it was my credit which really sucks because if you have the money, what does it matter? But I get it. Credit is credit. I found The Credit People online. It took about a year to get everything cleared up but next month, I will be officially moving into my own place! I could not have done this without The Credit People! Thanks so much!

I worked with The Credit People because my husband and I was trying to refinance our house and we didn't get approved which is crazy. We got my husband's credit reports and see that they put my son's bad credit on my husband's report. They have the same first and last name but their middle name is different. I couldn't believe that they would still put this on my husband's reports! I had a friend who was working with The Credit People and she told me to give them a try. I really like how nice they were and they didn't make it feel like I was lying when I explained that it was our son's credit history. I was so pleased that I signed up with them to help me get some old stuff off my credit too!

I found the credit people back in December 2021. I was trying to get a house but they ran my credit and found four collections on my credit. I never used my credit before so I don't know where the collections came from. I told the credit people about it. A really nice girl told me, "Don't worry about it." In about five months, my credit was clean. Now I just have to build my credit which is easier now because I'm not getting turned down for credit cards anymore. I got my first credit card in June and now I'm just waiting a few more months for the activity to report to the bureaus.

Signed up for credit repair services with The Credit People, EXTREMELY unsatisfied and zero progress on my credit score. They claimed they did their part, but did not provide proof. They did not provide any updates on progress and the website provide no information. Was told I would receive updates from credit bureaus via US Mail, never received anything. Total scam and a waste of money, Their GUARANTEE of money back for unsatisfied service is a Joke and a total lie. Don't fall for the lie, not one item fixed or removed. ZERO DONE TO MY FILE, from August 2022- Nov 2022 and they claim they have done work. Quickly charge your card for nothing to be done. YOU HAVE BEEN ADVISED YOU’LL WASTE TIME AND MONEY, and they will tell you their money back guarantee doesn't work like it being advertised on their page and why you should trust their services. You have been warned.

I was trying to build my credit and get a credit card at the beginning of the year but I got declined and found out I had collections accounts on my credit report. I have never had credit before so when I found out, I was SHOCKEDDDD. My friend told me to go through The Credit People so I did. They got everything off my credit, I applied for a credit card and got approved!

Signed up for credit repair services with The Credit People - completely unsatisfied and saw zero progress on my credit score. They claimed they did their part, but could not provide proof of said activity. They did not provide any updates on progress and the website provide little to no information on progress as well. I was told I would receive updates from credit bureaus via us mail and never received anything. Total scam and a waste of money - do not use.

Do not waste your money with this service. Please trust this review. When you first connect with an agent they will tell you that they can fix anything. I was with them for almost a year and nothing. They will send you the same emails for months stating "We send disputes to all three credit agencies," which is an automated message that goes out every month, but they are not doing anything behind it all but collecting your money each month. I sent a message stating to them I received a letter that one creditor had dismissed a case (my doing) against me and wanted to know my next steps for removing it from my credit report. I never got a response because they stated they never received the message, but a month later I received the same email "disputes sent to all three credit agencies" and "challenging."

BUYER BEWARE! This company took my money! Made my credit score go down! Not up! Said they have a money back guarantee? They do NOT! Liars and thieves! They say they get results after 30 to 45 days! Paid them for 3 months! They said I need to give them more money??? Run!!!

I would like to say going in, I was very happy and excited to get started. After all their slogan states "BETTER CREDIT AWAITS". I am not sure who they're referring to exactly but it sure isn't me! Had a couple of medical bills that went to collection after 6 months and almost $600 later have gotten "ZERO RESULTS". Their so called guarantee, isn't worth much as they will only give you back $79 on your last month once you have Canceled.

I started with The Credit People and had no clue what I was doing. My score was a 502. They assured me that it would improve. I waited for around 6 months and sure enough, I just bought my first house. They removed all but one issue on my credit. I can't say enough good things about their company!

This actually does work, I had 13 items in collections, and was unable to pull my Va home loan. Only took them 3 months to repair, and I was able to purchase my home, with the Va home loan. I no longer have any items in collections, and am almost at an excellent rating.

I couldn't be happier with the service that The Credit People provided. I was a skeptic at first but they helped me bring my credit score up more than 200 points in about a year. Very happy. They helped me get rid of many derogatory marks on my credit. I now have stopped throwing money away on rent and bought a house.

The credit people really helped me get my credit together, if it wasn’t I don’t know where I would be. Thank You so Much, and it didn’t take long at all. I am considering having look back into my credit to see if there something else they can do.

Worked pretty quickly! My friend suggested them to me, and they were pretty competitive on price... Happy to have my credit cleaned up now so I can apply for loans, get a solid credit card, and ultimately get a mortgage. Will most likely recommend to anyone who needs help with this.

Everything about working with the Credit People was easy from start to finish. They took the time to talk with me in great detail and understand my needs. Very knowledgeable staff and friendly customer service. I would definitely recommend to anyone.

Excellent response time. Confidence in company. Very pleased with potential results. I expect the results I was hoping for after talking to representative at Credit People. My dream is to reorder my credit rating and be able to purchase a family ready home for my family.

In my experience with The Credit People, they are a company that truly cares about their customers. They go above and beyond to get the best results possible, and I would recommend them to anyone in need of Credit Repair.

I found the Credit People online and really liked what I saw on their site so figured I'd give them a try. I had a few things on my credit report that were apparently hurting my credit score that I needed to get cleaned up. Whenever I had a question the people there were great to deal with -- nice and really knew their stuff. And before I knew it my credit was back to looking pretty good.