The Credit People Reviews

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About The Credit People

The Credit People helps you raise your credit score and improve your reports through credit repair services. Its online portal and interactive website provide free, continuous access to your reports and scores, and its certified representatives assist with your credit repair process. The company currently offers pay-as-you-go pricing backed by a satisfaction guarantee.

Visit www.thecreditpeople.com
Pros
  • Pay-as-you-go pricing
  • Online accounts with progress tracking
  • Unlimited challenges to all three credit bureaus
Cons
  • Higher monthly price than some competitors
  • No physical locations or in-person help

The Credit People Reviews

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    How do I know I can trust these reviews about The Credit People?
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    Page 2 Reviews 20 - 50
    Billing

    Reviewed Nov. 3, 2022

    I was trying to build my credit and get a credit card at the beginning of the year but I got declined and found out I had collections accounts on my credit report. I have never had credit before so when I found out, I was SHOCKEDDDD. My friend told me to go through The Credit People so I did. They got everything off my credit, I applied for a credit card and got approved!

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    Sales & MarketingTransparency

    Reviewed Feb. 18, 2022

    Signed up for credit repair services with The Credit People - completely unsatisfied and saw zero progress on my credit score. They claimed they did their part, but could not provide proof of said activity. They did not provide any updates on progress and the website provide little to no information on progress as well. I was told I would receive updates from credit bureaus via us mail and never received anything. Total scam and a waste of money - do not use.

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    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Aug. 9, 2021

    Do not waste your money with this service. Please trust this review. When you first connect with an agent they will tell you that they can fix anything. I was with them for almost a year and nothing. They will send you the same emails for months stating "We send disputes to all three credit agencies," which is an automated message that goes out every month, but they are not doing anything behind it all but collecting your money each month. I sent a message stating to them I received a letter that one creditor had dismissed a case (my doing) against me and wanted to know my next steps for removing it from my credit report. I never got a response because they stated they never received the message, but a month later I received the same email "disputes sent to all three credit agencies" and "challenging."

    Customer service is horrible and also management (Veronica) was horrible. DO NOT WASTE YOUR MONEY WITH THIS COMPANY. They cannot improve your credit score. The manager stated to me if you wanted better results you should have seen a lawyer and we have been working on your credit for a long period of time and maybe you should take a 4-6 months break with the credit bureaus and then continue again and that should help you. DO NOT SIGN UP WITH THIS COMPANY. DO NOT!!!! DO NOT!!!! WASTE YOUR MONEY!!!! THEY CANNOT HELP YOU REPAIR YOUR CREDIT!!!!

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    PriceRefunds & Payouts

    Reviewed Dec. 15, 2020

    BUYER BEWARE! This company took my money! Made my credit score go down! Not up! Said they have a money back guarantee? They do NOT! Liars and thieves! They say they get results after 30 to 45 days! Paid them for 3 months! They said I need to give them more money??? Run!!!

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    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Sept. 7, 2020

    I would like to say going in, I was very happy and excited to get started. After all their slogan states "BETTER CREDIT AWAITS". I am not sure who they're referring to exactly but it sure isn't me! Had a couple of medical bills that went to collection after 6 months and almost $600 later have gotten "ZERO RESULTS". Their so called guarantee, isn't worth much as they will only give you back $79 on your last month once you have Canceled.

    The key points: This is open ended, "THE CREDIT PEOPLE DO BETTER WHEN YOU DO WORSE!" That $79 was deducted from my AMEX on the 1st of every month without fail. Take into consideration how much money you want lose? Remember there is an opened ended contract with "NO GUARANTEE". Again only the $79 is refunded when you cancel! 6 months is more than adequate time to get at least 1 item off my credit report. I would of stayed, if they would of produced just one deletion! My advice, save your money and your time, you could do better in your sleep!

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    Punctuality & Speed

    Reviewed Aug. 9, 2020

    I started with The Credit People and had no clue what I was doing. My score was a 502. They assured me that it would improve. I waited for around 6 months and sure enough, I just bought my first house. They removed all but one issue on my credit. I can't say enough good things about their company!

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    Verified purchase

    Reviewed Feb. 2, 2019

    This actually does work, I had 13 items in collections, and was unable to pull my Va home loan. Only took them 3 months to repair, and I was able to purchase my home, with the Va home loan. I no longer have any items in collections, and am almost at an excellent rating.

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    Verified purchase

    Reviewed Feb. 1, 2019

    I couldn't be happier with the service that The Credit People provided. I was a skeptic at first but they helped me bring my credit score up more than 200 points in about a year. Very happy. They helped me get rid of many derogatory marks on my credit. I now have stopped throwing money away on rent and bought a house.

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    Verified purchase
    Staff

    Reviewed Feb. 1, 2019

    The credit people really helped me get my credit together, if it wasn’t I don’t know where I would be. Thank You so Much, and it didn’t take long at all. I am considering having look back into my credit to see if there something else they can do.

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    Verified purchase
    Price

    Reviewed Jan. 31, 2019

    Worked pretty quickly! My friend suggested them to me, and they were pretty competitive on price... Happy to have my credit cleaned up now so I can apply for loans, get a solid credit card, and ultimately get a mortgage. Will most likely recommend to anyone who needs help with this.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 31, 2019

    Everything about working with the Credit People was easy from start to finish. They took the time to talk with me in great detail and understand my needs. Very knowledgeable staff and friendly customer service. I would definitely recommend to anyone.

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    Verified purchase
    Customer Service

    Reviewed Dec. 12, 2018

    Excellent response time. Confidence in company. Very pleased with potential results. I expect the results I was hoping for after talking to representative at Credit People. My dream is to reorder my credit rating and be able to purchase a family ready home for my family.

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    Verified purchase

    Reviewed Dec. 12, 2018

    In my experience with The Credit People, they are a company that truly cares about their customers. They go above and beyond to get the best results possible, and I would recommend them to anyone in need of Credit Repair.

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    Verified purchase
    Staff

    Reviewed Dec. 12, 2018

    I found the Credit People online and really liked what I saw on their site so figured I'd give them a try. I had a few things on my credit report that were apparently hurting my credit score that I needed to get cleaned up. Whenever I had a question the people there were great to deal with -- nice and really knew their stuff. And before I knew it my credit was back to looking pretty good.

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    The Credit People Company Information

    Company Name:
    The Credit People
    Website:
    www.thecreditpeople.com