Sezzle Reviews

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Edited by: Matt Zane

About Sezzle

Sezzle is a U.S.-based fintech company founded in 2016. Instead of traditional credit, Sezzle offers "buy now, pay later" (BNPL) payment plans and monthly subscription services with added benefits. It aims to help customers better manage their spending and achieve financial freedom, according to the company.

Pros
  • Interest-free payment plans available
  • Works with over 40,000 merchants
  • Instant approval decisions
  • No hard credit checks that impact score
Cons
  • Down payment required on some plans
  • Charges service fees for some orders

Sezzle Reviews

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    Contract & TermsPricePunctuality & SpeedBilling

    Reviewed Sept. 25, 2025

    They charge me a 1.99 late fee for not having two accounts! They have my checking account, why do they need a savings account also. I've never been late! They still charge 1.99 every payment because they don't have 2 accounts? Is this legal? We'll see because I'm reporting them to the BBB. Good luck, scammers.

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    Sezzle Company Information

    Company Name:
    Sezzle
    Website:
    sezzle.com