Refily

Refily Reviews

Find a Best Mortgage Refinancing partner
1.0(45)
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Written by Ashley Eneriz
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Edited by Moriah Chace
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Looking to refinance your mortgage?

See which lender is best for you!

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About Refily

Refily (NMLS #167283) is a refinance lender comparison tool. Refily is part of LMB Mortgage Services, more commonly known as LowerMyBills.com. Refily is not a lender or a broker, but you can use the site as a general starting point for home refinancing. Refily will match you with three lenders and show you estimated rates, closing fees and monthly payment for each.

Pros
  • Free to use
  • Helpful refinance calculator
Cons
  • Not a direct lender
  • Limited lender matches
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Looking to refinance your mortgage?

See which lender is best for you!

View Rates

Refily Reviews

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    How do I know I can trust these reviews about Refily?
    • 4,624,509 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40
    Verified purchase
    Ease of Use

    Reviewed Sept. 2, 2022

    Refily is where you need to start. The website was easy to use. Everything was good. I was able to get my loan.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 31, 2022

    I was just trying to determine different costs involved with a new purchase, and navigating Refily's forms was easy. Refily gave me a quick number that I was looking for, and I'm satisfied.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 19, 2022

    Everything was excellent and done in a timely fashion. They have good response time. I got what I wanted and asked for.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 16, 2022

    My experience working with Refily was excellent. I got great customer service, and it’s an easy website to use. I'm very satisfied, and I will refer them to anyone. I went to settlement in less than 30 days.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed July 22, 2022

    After entering all my information, an agent called me back and gave me options to refinance. The rates were higher, as I expected because I am aware of the current market conditions, but I had questions about 2nd mortgage options and rates. I had another call come in which I ignored but when the same call from a family member came in again I asked the agent if he could hold for just a moment. I checked on my family member on the other line and within 30 seconds the agent disconnected our call. He has not called by to complete my application. I will not do business with a company that treats customers this way.

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    Verified purchase
    Loan Process

    Reviewed July 7, 2022

    When I started the process, the websites I used were really user-friendly. Refily seemed to work out in the end. It gives you a lot of good resources as far as finding out about mortgages.

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    Verified purchase
    StaffLoan Process

    Reviewed June 24, 2022

    The experience was great. They helped me find what I needed. I'm satisfied.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed June 22, 2022

    Refily was fantastic and I had a good experience with them. The representative made the process very smooth and easy. The process took three weeks and the holdup was they needed a job letter from my job. Other than that, everything was wonderful. The rate is decent. When I got it, that was when the rates were going up. I love the lender, Rocket Mortgage, too.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 2, 2022

    Navigating Refily's website was incredibly easy. They connected me with somebody that did the work and it was quick and nice.

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    Verified purchase
    Rates

    Reviewed May 20, 2022

    My interest rate is lower. I took cash out. And I got a 2,000 credit for my American Express card. That was nice. I was satisfied. But it cost a bit to refinance. I only owed 83, and my loan went up to 101. And I only got 10,000. So, that was 10,000 in fees, and escrow, and whatever else that went. That was the only thing. I didn’t understand. I’m sure Refily sent it to me on print. But I’m still not 100% sure where all the money is going to. But it’s fine. Since I refinanced my house, I had put up a new fence. I’m super allergic to poison ivy and it was all on my fence line. And I would get it bad every summer. But now, that is gone.

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    Verified purchase
    Loan Process

    Reviewed May 18, 2022

    The refinance was a little annoying but it was faster than the other ones. Refily was good and it served its purpose.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 3, 2022

    The refinance options were good and comparable to everybody I shopped around with. It was a little bit higher than a couple other ones, but the other ones seemed like I had never heard of and shady. The refinance with Refily took a month and a half from start to finish. I thought it would take longer. All communications right away were fast and efficient and I’m happy.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 18, 2022

    The representative I worked with at Refily at the beginning stage was very professional, kept me in the loop real time and told me any documents needed. It was probably the smoothest from when I originally closed on my home. The refinance went very well and it was a quick process. The appraiser was very informative. He looked over my home and was very professional, and educated me on things when it came down to appraisal. So, it was a great opportunity to work with him. The funding was exactly the same that the rep said and the closing attorney was 30 minutes early, which was fine with me. So, overall, I was very satisfied with the entire process.

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    Verified purchase

    Reviewed April 15, 2022

    With Refily, I got connected to a lender that I never thought to use and was able to get everything that I needed. I was very satisfied with the lender.

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    Verified purchase
    Loan Process

    Reviewed April 2, 2022

    I needed additional income and used Refily's service. The process was really easy and to the point,

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    Verified purchase
    Punctuality & Speed

    Reviewed March 31, 2022

    Refily took me right to the very places I was needing to look. They referred me online, and it went straight to lender. It was quick and easy.

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    Verified purchase
    Customer Service

    Reviewed March 23, 2022

    My agent called me and asked if I received the email. If I didn't receive his emails, he would resend them and made sure I had everything that was required.

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    Verified purchase
    Loan ProcessRates

    Reviewed March 13, 2022

    The refinance with Refily went so smooth that I was just kind of shocked. I tried to do it with somebody else at first, and the rates were way higher. I did Rocket Mortgage because that was the best match for me from Refily. It went a little too easy almost. Once it goes to the loan officers, you don't hear very much. But they have an online system. That's the way you kind of keep up of what is going on.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed March 10, 2022

    I would like to thank everybody for making the process simple and making it where I could understand. From the beginning, everybody was professional. And when I had questions, they answered them. The process was so smooth I still couldn't believe it. The way Refily had everything set up, I could send everything through the phone. The rep cut my interest rate from 8.5 to 3.9. It worked out beautifully.

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    Verified purchase
    Loan Process

    Reviewed March 9, 2022

    I had a great experience with Refily. The process was super easy. I got Rocket Mortgage as my lender and they were amazing.

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    Verified purchase

    Reviewed March 8, 2022

    Finding the right lender was so easy and I got a great lender. So I was really, really, really happy.

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    Verified purchase
    Online & AppStaffLoan Process

    Reviewed March 2, 2022

    The first person I talked to was really great. The application process was also smooth. The navigation wasn't hard at all. I'm a little slow reader and the form was pretty much down for it. I love the way it was formatted on the internet. It was great.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 26, 2022

    It was very easy to fill up everything and a guy called me the same day for the approval. This is my fifth house I'm buying and selling and refinancing this time was very smooth. I’m happy about this company.

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    Verified purchase
    Loan Process

    Reviewed Feb. 25, 2022

    I had a good experience. It worked out for me. I was satisfied with it.

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    Verified purchase
    Rates

    Reviewed Feb. 18, 2022

    It was easy navigating the form. They made it easy just to take a few lenders that I ended up getting a few quotes from lenders on the rates without points. I was very pleased with the lender that was matched with me.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Feb. 17, 2022

    The process was super quick and easy. I clicked on the thing from TikTok, then I put in a little bit of information about my house and then somebody called me. I did it on December 28th, and by January 22nd, I was closed. The people were very friendly. The young lady that I dealt with was Haley. She was really, really super friendly. She knew her job to a tee, so whatever information or documentation she asked me for, I gave it to her. She didn't have to keep coming back to say, “Oh, well, now I need this.” She did ask me for a few docs and I gave them to her and that was that. The rates and the terms were great. I got a new 30-year loan for 2.3%. The whole experience was great for me.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Feb. 16, 2022

    The application was effortless and simple. I got a response quickly and it moved from there rapidly. Once I provided the documentation and questions that they asked for, they were able to quickly get me approved.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 15, 2022

    I refinanced and it really went well. It was very easy. I was doing it with one eye open. We closed in two weeks. They were wonderful. I am very satisfied with Refily.

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    Verified purchase
    Ease of UseLoan Process

    Reviewed Feb. 10, 2022

    It was easy to navigate through the Refily form. A lender contacted me and I was able to work with that lender. It worked out. I'm satisfied. I had a pleasant experience.

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    Verified purchase
    Loan Process

    Reviewed Feb. 4, 2022

    The process was pretty painless. It was only a matter of a couple of days that we filled out what little bit of paperwork there was online. The whole thing didn't take three weeks. It was a lot easier than my initial mortgage that we had to do by mail. Refily sent a notary to the house and the next day, everything was pretty much done.

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    Refily Company Information

    Company Name:
    Refily
    Website:
    www.refily.com