nbkc bank Reviews

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Edited by: Tammy Burns

About nbkc bank

nbkc bank (NMLS #409631) is an online-focused financial institution with physical locations in the Kansas City area. The bank offers conforming conventional, VA and FHA loans, along with mortgage refinancing and home equity lines of credit (HELOCs). It may also provide construction-related loan options. You can start the application online and work with a loan officer throughout the process.

Pros
  • Offers potentially competitive rates
  • Strong focus on VA loans
  • Construction-related loan options available
Cons
  • Does not prominently advertise USDA loans
  • Some steps require working with a loan officer

nbkc bank Reviews

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    Page 3 Reviews 40 - 240
    Verified purchase
    PriceStaffLoan ProcessRates

    Reviewed Dec. 20, 2021

    I went online to compare interest rates for a non-owner-occupied rental property loan. Initially it was nbkc's low rates which caught my eye. Upon inquiry I was immediately in touch with a loan officer who stayed with us through the whole journey. And it was a long one! Pretty much everything about our loan was complicated. We were doing a 1031 exchange from one rental property into another so had proceeds from that, and the loan was the balance to get us up to the asking price of the new property. This was a new build which creates many more moving parts to pull off. Then add to this the fact both my husband and I are self employed so verifying our incomes is challenging, and we had to push the close date back about 4 times.

    It has been a long time since we took out a loan and underwriters these says leave nothing to chance - we had to send in a vast amount of "proof" of our circumstances. But - although this Maggie (our loan officer) was attentive, kind, calm and reassuring. Indeed - it all came together and even with one final hiccup along the way which Maggie sorted straight away - we pulled off the loan amount we needed; the interest rate we'd locked into and bought a rental with sweet ADU over it in Hailey ID. We could not be happier! Thanks Maggie and the nbkc team.

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    Verified purchase
    TechPunctuality & SpeedStaffLoan Process

    Reviewed Dec. 17, 2021

    My boyfriend recommended me to use NBKC Bank as my mortgage provider and I could not be happier that I listened to his advice. Quick, efficient and my loan officer David is always available there to answer my questions! 5 stars and 2 thumbs up!

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 13, 2021

    Once again NBKC has come through for me and my family. My loan officer C.J. **, is a professional in every sense of the word. He made my V.A. refi both seamless and painless, every step of the way and for that I am truly grateful. I plan on being a lifelong customer. Thanks again nbkc!

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    Verified purchase
    TechStaffLoan Process

    Reviewed Dec. 10, 2021

    This is the third time Ryan has worked with me to finance or refinance my rentals and or my personal residence. Each time Ryan's knowledge helped me overcome any financial hurdles during the contract negotiations. He kept me on track to provide him any necessary documents to complete the transaction. I am totally satisfied with Ryan and will use his expertise in the future if and when I require a new loan through NBKC.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 9, 2021

    Matt was great to work with, our refinance process was quick and easy, from the moment I contacted him he was very accessible and attentive to our needs. I would highly recommend him. Thanks again Matt for all your help!

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed Dec. 7, 2021

    Working with Steve and NBKC bank on our refinance could not have been easier, nor gone more smoothly. First, and most importantly, NBKC came in with an offer that could not be beat by any other institution. However, the service and guidance provided by Steve was on par with the best of institutions. The process of providing documentation, signing contracts, and everything else was simple and easy. And, Steve was available with a prompt response any time we had a question. We will definitely work with them in the future, and recommend you do the same!

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 6, 2021

    Everything was done professionally; I was kept informed every step of the process, and all my questions were answered promptly. The whole process could not have been easier, and I highly recommend Ryan ** and NBKC Bank.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 3, 2021

    Keith ** and James ** are both experts in mortgage loans whether it's for my primary or an investment property loan. I have worked with them a lot and they listened to my intentions and gave me the loan proposals that I could choose from. They facilitated my loans processing and closing on our planned dates. They worked with my realtor and helped me to get my loan approved expeditiously. Thank you Keith and James.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 2, 2021

    So far I have gotten 2 different mortgages from NBKC and both have been smooth and painless. Rhett ** was my Loan Officer and he was fast and efficient with all aspects of getting a loan to answering all my questions and concerns. I have referred 2 of my sisters to him for their mortgages and has done a wonderful job for them as well.

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    Verified purchase
    Customer ServiceMaintenanceStaffRates

    Reviewed Dec. 1, 2021

    We've been working with Dan over the last few months; we first touched base two years ago when we first planned on buying our first home. The Covid context made us pause our projects, but we had a great customer relationship, so I called him back when we were ready again. Dan has been thorough, available, educational, and flexible on all our requests. He was able to break down numbers whenever I needed and provided guidance on rates; we managed to lock ours just before the inflation! And so happy all the process went smoothly. Great ally and down-to-earth bank. Love it.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 29, 2021

    I just completed my second refinancing with NBKC Bank, with David ** as the loan officer, and I have nothing but the highest praise for David and entire process. I had been involved with a refinancing using another bank and it had been dragging on for over two months with no end in sight. I reached out to David and we had the complete process done in roughly 3 weeks. They responded in a very timely manner with information exchanges and documents required. Everything went very smoothly. I would highly recommend David and NBKC.

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    Verified purchase
    Follow-Through

    Reviewed Nov. 28, 2021

    I've done both refinance and house purchase transactions with NBKC and the experience was consistently positive. A minimum of paperwork setting things up was required from me, the process was always on time as promised, and Matt ** stayed on top of things at all times and was always available to answer questions.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2021

    Wes instilled confidence from the first time I spoke with him. He was knowledgeable, personable and efficient! He got the ball rolling right away, walked us through each and every step of the process. He answered all my questions, even the silly ones! I would absolutely recommend him to friends and family. I'm so happy we found NBKC through Costco. I was so nervous to pick a broker from a list online, but it couldn't have worked out better. We only had 34 days to close and he has his part done with time to spare!

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    Verified purchase

    Reviewed Nov. 22, 2021

    I enjoyed working with Joe ** to obtain my new mortgage. He made sure everything went smoothly and accurately. I really appreciated his work and efforts to bring everything together. I would use this mortgage company again in the future.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 17, 2021

    Stress-free experience and excellent service are the only words I can describe this company. From the gathering of documents to closing, of course, there were some setbacks but I felt confident because Maggie was just an email away which she always responds to promptly and upon closing which coincided with the weekend, I texted her about an important issue, she texted back asap, I give this Company a well deserved perfect 10!

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    Verified purchase
    Loan Process

    Reviewed Nov. 16, 2021

    I would like to brag on Dan **. This is my second loan with Dan, he has always made it a smooth and painless process for me. I hope he stays around NBKC for a long time, for he is the one I will use for all my Mortgage needs. Thanks to Dan and NBKC for financing my home.

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    Verified purchase
    Staff

    Reviewed Nov. 15, 2021

    From the start, Brady was informative and candid. He put up with my odd questions and was very patient and helpful. This continued throughout the process as we locked in and closed with NBKC. He took the time to understand our needs/strategy while also helping us solidify on that goal. Just an excellent experience all around.

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    Verified purchase
    TransparencyCommunication

    Reviewed Nov. 12, 2021

    This is the third time I've bought a house and it's never been this easy. Dan kept me updated and reminded me if there was paperwork I needed to submit. My realtor even commented that he was incredible to work with and plans to send more people his way because of it. Less than 30 days and we've already closed! It's never been this easy to buy a house. I'm still a little shocked!

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    Verified purchase
    Customer ServiceHonesty & Transparency

    Reviewed Nov. 11, 2021

    Ryan ** at NBKC is the man!!! He has worked diligently for myself and my family through thick and thin!! I have worked with him on several occasions and he has never let me down nor has he wavered. Anytime I reach out he is available and makes time no matter what. Communication and honesty are key and Ryan excels at both!! I will always utilize NBKC and Ryan in the future!

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    Verified purchase
    Staff

    Reviewed Nov. 9, 2021

    Working with Jeff ** was a great experience. This is the 4th home we’ve purchased and Jeff explained things to us that had never been brought up on the previous homes. He was thorough throughout the entire process and is a great communicator. I would recommend him and NBKC to anyone.

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    Verified purchase
    Customer ServiceStaffFollow-Through

    Reviewed Nov. 9, 2021

    We have just completed our third refi using Jeff **. Each time Jeff was always available by either email, phone or text to answer all our questions/concerns. He explains the answers in terminology that is easy to understand. Jeff follows through on any task he is asked. He is upbeat and enjoyable to talk to. I will use Jeff ** anytime I need a new mortgage or refinance.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 8, 2021

    My loan officer was Lori ** and she's just amazing at what she does. She's clear and very prompt at answering all my questions. The process was very painless and making the docs digitally available was a great plus (not a lot of paper clutter). I will definitely recommend NBKC to my friends, & families.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 7, 2021

    During a time when home inventory is low, having a supportive mortgage broker was key for us. Dan is friendly, professional and knowledgeable. He provided us with necessary paperwork quickly and efficiently and supported us through losing offers and eventually a difficult closing. We now have our first home thanks to Dan. Highly recommend!

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    Verified purchase
    Customer ServicePriceStaffEase of Use

    Reviewed Nov. 4, 2021

    The entire transaction was seamless. The final fees were very similar to the initial quote; no surprises. The website application was very user friendly and easy to complete. Everything was handled securely and expeditiously through email and a portal. The least painless refi I’ve ever done!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 23, 2021

    I've Cheryl four times now. She's amazing. She would call. She is fast, helpful, and super professional. The refinance saved us money and it cut five years off of our mortgage. I highly recommend nbkc bank.

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    Verified purchase
    Staff

    Reviewed Oct. 9, 2021

    nbkc bank has great service capabilities. My experience with them has been fantastic. The reps professionally took care of everything. Was put under a tough situation and pulled through. The process is long. But it's their process and it's regulated, so I get it.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed Oct. 8, 2021

    It was a great experience with NBKC. I could not recommend them enough to other people. I worked with Kati and she was amazing. We wouldn’t consider switching to another lender because of her. It was a very competitive rate and I didn't feel I had to negotiate with her. She was constantly bringing me the best that was available. One of the best things about her was that she was available at any step of the process. There was coordination that needed to take place and I could call her anytime. Whether we were bidding or negotiating, she was there to kind of lend the support and expertise to the whole process.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 26, 2021

    I’m very pleased with the team, especially with Lori. Whenever I have a question, I can email or call her. So, it's very good.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Sept. 25, 2021

    The rate was good and the process was quick but I had a bad experience with them in terms of closing the loan. The officer closed the loan without confirming my previous mortgage has been paid off. The title insurance they hired didn't follow up on all this. For about 15 days, I had to go through multiple calls and emails to get to these things settled.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 24, 2021

    I refinanced my mortgage and it was all good with nbkc bank. The process was fast and well done.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 23, 2021

    NBKC Bank offered the best deal for a home loan. Our loan officer was great. He made it easy.

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    nbkc bank Company Information

    Company Name:
    nbkc bank
    Address:
    8320 Ward Parkway
    City:
    Kansas City
    State/Province:
    MO
    Postal Code:
    64114
    Country:
    United States
    Website:
    www.nbkc.com