
Mr. Cooper Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
+1 more
About Mr. Cooper
Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.
Visit www.mrcooper.com- Online pre-qualification tool takes minutes
- Online loan tracking
- On-time closing guarantee
- Pays local moving costs in some areas
- No physical branch locations
- No USDA loans
Mr. Cooper Reviews
Filter by Rating
- (6,034)
- (1,056)
- (421)
- (443)
- (2,876)
Popular Mentions
- 4,968,218 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,968,218 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed April 4, 2015
In June of 2013, I was so happy because Bank of America was going to modify my loan due to the DOJ and mortgage settlement. I just had to make the first trial payment. So I made the payment and then my loan gets transferred to Nationstar Mortgage. I tried to send Nationstar a payment to continue the 2nd and 3rd month but they refused and kept saying that they needed the modification documents from Bank of America.
Months passed and they sent me two modification that had balloon payments. I told the representative on the phone that this was not the same modification as Bank of America. I called Bank of America and they said there was no balloon payment because I qualified under the old Countrywide loan for principal reduction. They even told me to apply for an in-house modification that didn't include my wife income. Of course it would be denied for negative disposable income.
A few months later my loan goes into default and then they ask me apply for modification which I did but when I tried to send in the documents, the loss mitigation team told me that the lender was not participating in modification. They even asked me to call HUD which I did but HUD can't do anything because the lender won't accept a loan modification. I requested phone calls from July 2013-present so I can show the world how they acted -- not helping people with modification. This exact reason why most lenders were being sued. Please see mortgage debt settlement. In addition, they are selling my home for 700000 which is more than it's worth and more than I owe. So that explains why they don't want to honor or give me a modification.

We'd like to apologize for any issues you've experienced in regards to the attempted modification. We're currently reviewing the account in order to provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 4, 2015
Nationstar held my original mortgage. I thought it might be easier done with them and the rate they are offering me to do it seemed pretty decent. Their mortgage professionals were great for the most part. There was just a bit of confusion when they transferred me from from my transaction advisor to their closer, but it was fine once things got straightened out. All-in-all, the service I received was convenient and fairly fluent.
Reviewed April 3, 2015
We were already existing customers of Nationstar so I figured it would be very easy to refinance with them as we also wanted lower interest rates. No problems dealing with them. They just came over to our place of work to actually sign the papers. It was really minimum effort on our part. It was good customer service and I would do business with them again.

Thanks for your feedback! We're so glad that our Refinance Team provided such great service. -Nationstar Customer Relations Team
Reviewed April 3, 2015
Lower interest rate to a lower monthly payment was the reason I refinanced with Nationstar after they asked me several times through email to do it. It was good as far as the sales guy selling me the new loan but not so much with the closing agent. He put the wrong day and the date so when we took the time off nobody showed up. He transferred it over to a different closer who called me immediately but I didn’t keep her number. And every time I wanted to figure out how far we are and other questions, I didn’t have her number and she never bothered getting back with me. But other than that, it's been good.

We appreciate you taking the time to share your feedback with us! Thanks for making us aware of the issue with the closing agent. If there's anything else that we could improve regarding the refinance process, we welcome you to reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 2, 2015
My house was purchased for my by my father in 2003. He passed away in August 2011 and I was made representative on his estate which included my house. My situation currently is Nationstar is wanting to foreclose and take my house due to payments not being received. The mortgage used to be owned by Bank of America and with them I had some of the same issues I am having now with Nationstar. Bank of America lost the paperwork saying I was the representative of my dad's estate and tried to foreclose. My lawyer had to send them a letter stating I was the representative of the estate and to let me make payments. I paid the payments and all was fine.
Nationstar has now taken over the mortgage and I have had no issues till now. Apparently they too have lost the paperwork saying I was the representative on the estate. Last month is when I found out that they had lost my paperwork. In January 22nd 2015 I sent in a loan modification paperwork and got nothing back or heard nothing from Nationstar. I received a letter saying they needed receipt to show property taxes were paid so I sent that in. I get another letter saying they need receipt for property taxes.
I am talking to a rep a few days ago and tell her all that has been going on and they could care less. I tell them I will sending everything in certified mail that way I know Nationstar has it. I am told no not to do that it will take longer but to fax instead. I also found out that day that my account being turned off is why I couldn't make my payments because they didn't have me as representative of estate. Talk to a rep supervisor today and now the paperwork has mysteriously appeared. My wife is on disability and trying to take care of everything is taxing in me and dealing with Nationstar who has been very uncaring in trying to help is also just as taxing. Is there anyone at Nationstar that really cares?!

Our team is currently handling your complaint via the CFPB website. If you would like an update on the resolution, please contact us directly at 888-509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed April 2, 2015
** and ** have ALWAYS been available to answer all questions and made it convenient as well as easy to communicate. I would to thank both of them for going above and beyond!!!!! You may call me anytime to further discuss if necessary cell **. Sincerely ** and **...
Reviewed April 2, 2015
I wanted to get a lower interest rate and save a little bit of money in two months so I decided I needed to refinance, and Nationstar offered me a good of deal. It was a very simple and easy process. I won't have to pay for a couple of months so it let me save a little bit.

It's great to heat that you were able to save money by refinancing with us! Thanks for taking time out to share your positive experience. -Nationstar Customer Relations Team
Reviewed April 2, 2015
You've got to be joking. Nationstar is the WORST to deal with. They put us into a loan modification without our consent, and it took literally two years to straighten it out. As part of this so called "loan modification", they opened an escrow account and paid our taxes and insurance, after I had already paid them. It was an absolute nightmare. On the phone for an hour just to be dropped off the call, after being transferred back and forth to multiple agents who couldn't give two shakes about your situation. No one willing to take responsibility or ownership of the issue to get things fixed. I would RUN away from this company.

We're so sorry to hear about your experience! If you're still in need of assistance with your account, please reply privately and we'll be glad to help. Thanks! -Nationstar Customer Relations Team
Reviewed April 2, 2015
I am very impressed with the whole process. ** was taking the time to explain the different approaches to the refinance, was patient and very polite and quick to respond to e-mails. His assistant ** was proactive and very quick to respond. The process was smooth and I liked uploading in the portal. I felt confident because of the communication with the loan officer and closing coordinator.
Reviewed April 2, 2015
I paid them twice in February and I asked them to reverse one of the payments, they said they did on February the 24th and as of April 2, 2015 I have not received it. Nationstar has talked to my bank two times and verified that it was received. Still no results. Every representative has a different story. No one at this company is on the same page. I was told the money was wired, mailed as a check or reversed back to my account. This is a very unprofessional company.

We sincerly apologize for any delay you've experienced. Our team is currently reviewing the account to ensure the refund has been completed as needed. We will also provide a response to your review via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 2, 2015
There seemed to be two or three people that I was working with at one time regarding my refinancing, so I was a little bit confused on who's the right person to talk to if I had questions. But other than that, everybody was really nice and helpful. It just seemed to take a little bit longer than what I would think but everything went really well.
Reviewed April 1, 2015
My experience with Greenlight and ** were very good. My experience with the appraisers you use was not. The appraiser who came was overworked, I was her 10th appraisal of the day, and she was not from Oakland or familiar with the area. My house appraised in March 2013 at $680k and the market has just gone up yet this appraisal was just $625k and she used bad comparables. I had to buy down my loan and cost me an additional $25k. The process is still quite onerous but ** helped me all the way. Thank you.
Reviewed April 1, 2015
I was surprised to get the loan. No hassle. No difficulty. Thanks very much.

Thanks so much for your feedback! -Nationstar Customer Relations Team
Reviewed April 1, 2015
My mortgage payment with Nationstar includes my homeowners insurance that Nationstar pays yearly. In 2014 after a really bad storm here in Dallas, the fence in our yard was completely knocked down. I called Nationstar to get my homeowners insurance contact information so I can file a claim. When I called our homeowners ins. (Safeco) they informed me that our insurance had been cancelled in June due to nonpayment. I told them that could not be since it is paid thru our mortgage company. After further research we found out that Nationstar called Safeco to get the payment amount and they paid timely but, since the amount they paid was not the full amount, our homeowners insurance was cancelled. Safeco says they sent notifications to both us and Nationstar but I never received anything in the mail. The amount paid by Nationstar was $1700 and what should have been paid was $2400.
Nationstar didn't even know my policy was cancelled. Once they found out, they added a very expensive insurance on my policy for the months without coverage. This has depleted my escrow and they have now increased my monthly mortgage payment. I keep calling but I cannot get anyone to help me. This has been going on since Oct of last year. I have spoken to different people in different depts. but have not been successful. I called three weeks ago and spoke to someone in the Escrow dept. they said the info was given to the Supervisor for research but I have yet to hear back from anyone. I called last week, was put on hold for 20 minutes then was disconnected. I called yesterday, was on hold for a few minutes then disconnected. I can't get anyone to help me. I do not think I should be responsible for any increase in my mortgage payment as it was their error that my policy was cancelled. I have now received a letter of foreclosure.

We're sorry to hear about the insurance issue you've experienced! Our team is currently working to provide a response to your review within 5-7 business days via the email address listed on the account. -Nationstar Customer Relations Team
Reviewed April 1, 2015
I refinanced two properties recently with Nationstar and everything went fine. They had sent me some information saying it was possible, that they could refinance it and it would not be too difficult. So I tried and they did it. It seemed like it took a little while to finally get all the information and everything straight with them but I didn't have any problems. They explained everything I needed. In terms of payment, it's either done in a shorter time period or paid off quicker or something. I'm satisfied that everything went smoothly.

Glad to hear it went so smoothly for you! Thanks for sharing your positive feedback. -Nationstar Customer Relations Team
Reviewed March 31, 2015
Former Mortgage Co. (Cenlar) transferred my account to Nationstar within the last 30 days --- with notification only from Cenlar. I was never contacted by Nationstar about my new account number, etc., nor the options offered for monthly payment (only received letter from Nationstar about sharing Personal Information). Today (3-31-15),
I called the phone number on the Personal Information Letter (888)-480-2432. I spoke to a female Rep. -- she could not speak English correctly -- I could barely understand her when conversing. After several attempts, I was able to make my payment over the phone. Then I was told there is regular charge of $14.00 - $19.00 (plus) to make my payment via telephone. With former company (Cenlar), there was not a charge to use the automated phone payment service, but Nationstar does not offer an automated phone payment service -- must speak to a live operator. I became so disgusted with this female Rep. -- I ended the call.
Then within moments, I re-call the same number above...This time, the Rep was also female but I could understand her English. This Rep was very friendly, but could not answer my question: "How can I make my mortgage payment via automated phone call without being charge this $14.00 - $19.00 fee?" She also informed, "This service is not available, but it would cost $14.00 - $19.00 (plus) to accept a payment by telephone."
Read this very carefully (Nationstar)...charging this amount of money to received mortgage payment via telephone is a "Rip-Off" to your mortgage clients!!! As stated, I have yet to received anything from Nationstar (except letter above)...congratulating me for being a new client. I do not have any written documentation stating my account number, payment options and etc. In my opinion, this multi-million dollar company (Nationstar), has very little gratitude for their clients.
With the first Rep., I asked to speak to a Supervisor -- I was told all Supervisors were busy. The automated phone payment system is the most reliable and most economical way to accept a mortgage payment...because with online payment, if you make an error, your account is frozen for 24 hours (plus). And with a direct payment from a Bank...it is a fact -- the Bank will sooner or later made an error and the mortgage payment is late and not on time -- thus the mortgage payer is penalized with a late charge and negative credit rating, etc.
Why doesn't Nationstar offer the automated service, instead of being required to speak only to a live operator -- who usually can not speak or properly pronounce the English Language correctly -- then also to be charged a fee of $14.00 - $19.00 (plus)??? I was told a Rep would contact me -- but when will this Rep contact me???? Yes, I am mad and upset!!!
Reviewed March 31, 2015
I refinanced my old loan with Nationstar because of their lower rates and fees. Their mortgage professionals were very helpful. I had a lot of questions while I was going through the refinance process and it was good that they answered all my questions. Since refinancing with Nationstar, I’ve been able to budget my expenses better.

Great to hear that refinancing with us has positively impacted your budget. We appreciate you taking the time to share your review with us! -Nationstar Customer Relations Team
Reviewed March 31, 2015
Quick, painless. ** were informative and stayed on top of everything.

Thanks for sharing your feedback. We appreciate it! -Nationstar Customer Relations Team
Reviewed March 31, 2015
My mortgage was transferred to NationStar a couple years ago. I have never been late on a payment and take my credit very seriously. This account is my first position mortgage which was opened in August of 2004. This loan is an interest only LIBOR loan. NationStar neglected to inform me in writing as required in the original note that the interest only portion of my loan was ending which resulted in a higher monthly payment. Since the only time my monthly payment had changed in the past was after an interest rate adjustment (every 6 months) I continued to pay the same amount I had been paying which was $300. Since I wasn't notified in writing of the change, I unintentionally made a short payment. I didn't even realize what had happened until I received a call from Nationstar saying that my account was past due.
After several calls into Nationstar over a period of 3 days, I demanded to speak to someone state side that could explain why my monthly payment increased. I finally spoke to a manager that took the time to look at the original note and explain that the interest only period had ended after 10 years. I immediately paid the outstanding balance and informed the person at Nationstar that I had not received any written notice of the change. This person pointed out that the correct amount was reflected on my September statement. I informed her that I had paperless billing and that all I get each month is an email notice stating that my mortgage payment is due with a link to login and view/pay the statement. Since the interest rate wasn't due to change for several months I had no reason to log in to look at the statement and made my normal payment through my bank.
NationStar made no attempt to notify me in writing of an increase in monthly payment other than to show the new amount in an online statement. According to the original note, The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount of my monthly payment before the effective date of any change. This notice will include information required by law to be given me and also the title and telephone number of a person who will answer any question I may have regarding the notice. This certainly never happened, and I don't believe my account should reflect a late payment. Unfortunately NationStar refused to work with me regarding the issue and a late payment (30 days) is now reflected on all 3 credit reporting agencies.

We have responded via email with a copy of the letter that was mailed out to you regarding the change in the monthly payment amount. If you have any additional questions or concerns, please contact us directly at 888-509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed March 31, 2015
Never, never use Nationstar for your mortgage needs!! My mortgage was transferred from Bank of America to Nationstar and from day one that Nationstar took over it's been a nightmare. They keep adding fees when my payments have been on time since day one. My mortgage loan should have never been sold to Nationstar to begin with.

We're so sorry to hear that the transfer experience has not been a pleasant one. If you'd like us to research the fees that may have been assessed, please reply privately with the property address so we can locate the account. Thanks! -Nationstar Customer Relations Team
Reviewed March 31, 2015
They kept bugging me about refinancing and that they lowered it down, which I finally agreed to. We got that underway and then made the first payment on the new mortgage and I haven’t got no problems. The only thing that bothers me is that I have a really hard time when I want to contact them. Like when I tried to make my first payment, I pushed buttons till my fingers were likely to fall off before I got a human. The first time, I actually gave up. So, I called the man that got the mortgage through for me, and he couldn't help me as much as far as getting through. It's been hard since it's all automated. I get some automated voice giving me 3 or 4 options phrased in a way that I don’t know which one to choose. When I dial a number, and get somebody, they’re polite, but it just irritates me when I call and nobody answers the phone.
Nationstar also billed me for 6 months after I mailed the payment in and I got a second bill, so, I didn’t know what to do. That’s why I was so desperate to reach them. If I had to do it over, I’d go to my local bank and do it. Somewhere I can look at somebody and be able to walk up and talk to them.

We first would like to apologize for any lack of communication you may have experienced regarding your account inquiries. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. If you are in need of additional assistance, please reply privately and we'll be glad to help out. -Nationstar Customer Relations Team
Reviewed March 31, 2015
We are very pleased with **. They are a great team. Very polite and understanding yet professional. And very thorough. Got us qualified with an outstanding rate and extremely quick. I feel they saved me from disaster and pointed me toward the future in my home!I Can't describe how wonderful they made this very difficult process for us. They are both a great asset to your company and I look forward to working with them again if I ever need to. I will graciously tell anyone I know that we HIGHLY recommend making Nationstar / Greenlight the only choice for any financial needs.
Reviewed March 31, 2015
Nationstar is my mortgage company and so I refinanced with them as well. Their people are really efficient and professional. I was happy that whenever I call them, they call me back right away within an hour. Any questions that I had, they clear the question for me. Now payment is gonna be lower and I'm gonna pay it starting in the next year. They are awesome and I would recommend them!

We're so glad to hear about the positive refinance experience you had! Thanks for taking time out of your day to share your feedback with us. -Nationstar Customer Relations Team
Reviewed March 30, 2015
My experience with Nationstar wasn't that great to be honest. They are not a good service or mortgage. I was in the real estate industry for a long time so I dealt with a lot of this stuff over the last 20 years and their customer service really sucks. And their dealings with you as far as your payments into your escrow, they're horrible. We had two houses with them and they were messing up - they were paying the wrong insurance to the wrong house. And then every year, they were jumping the amount that they had as a cushion and we were very unhappy with it. We actually refinanced both of those with them simply just to get them away from our escrow. We have enough equity in our properties that we didn't really have to pay into the escrow.
I know that there's no company that's really perfect, or that you end up being happy with over a long period of time but I wouldn't go around carrying a banner for them or telling other people they should use this company. At the same time, I also wouldn't go out and specifically bad mouth them either. It was a very unpleasant experience because we were constantly on the phone with them trying to straighten things out. We're hoping that now that we got our escrow away from them, it'll be a little bit nicer.

We appreciate you taking the time to share your feedback with us! We're sorry to hear about the issues you experienced with the escrow account. If there's anything we can do to improve, please feel free to reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 30, 2015
I was divorced in 2010 and my ex-spouse kept the home and stated she would refinance in her name only. I signed a quit claim deed, however that did not remove my rights as a co-borrower on the original mortgage, just my rights to the property. I was unaware I was still on the mortgage until I received a call from Springleaf (the original mortgage company), looking for payment. I started to investigate and found that my ex-wife actually modified the original mortgage not once, but twice while Springleaf still owned the loan. I discovered that Nationstar had then taken over the mortgage and I requested copies from Nationstar for all the paperwork with regards to both modifications.
I was sent all the paperwork with regards to the 2010 modification, only to find that my ex-wife used copies of my pay stubs, that were meant to be used for calculating child support payments and verify total income, to modify the original mortgage without my knowledge or signature.. The original amount owed was increased and I was never a part of this modification agreement. I would have NEVER agreed to this modification. The copy of the 2013 modification had my name on it as a borrower. I contacted Nationstar several times and again asked for copies of the supporting paperwork for the second modification made in 2013 and was sent a letter stating that in no uncertain terms, they did not have to provide me with the requested documentation. I have every right to see what supporting paperwork was used to modify the original mortgage, for a second time, again without my knowledge or signature.
I pulled my credit report and see that Springleaf made an inquiry in 2013, so I have the right to see all the documents involved in that loan modifications. My concern being that again my pay stubs, tax returns, etc were used to complete the second modification as they had been used for the first modification. I contacted Springleaf to get copies from them and Springleaf reported to me that ALL the paperwork was forwarded to Nationstar and I would need to contact them. Nationstar refuses to provide the documents to me. I need to know if again my pay stubs were illegally used to complete a second mortgage modification without my knowledge, or signature.
I have the right to know what the total amount owed was prior to the second modification and what amount is owed after the second modification was made. I have the right to see income verification papers, tax returns, etc.. I'm running blind, my name is on the mortgage as a borrower, the original 2005 mortgage has been modified twice without my knowledge or signature, my credit is getting hit with credit checks, my credit score is going down with all the late payments, fines, etc., I'm getting calls from collections, the balance keeps increasing as well as the amount of time to pay off the mortgage. I have begun the process of filing complaints with the Consumer Financial Protection agency and the Federal Trade Commission to try to get the copies of the supporting documentation with regards to a mortgage that I'm legally and financially liable for.
I am writing a letter to Nationstar to indicate that I refuse as a co-borrower to any and all changes that were made to the original mortgage that I signed in 2005, to any and all changes being made on the current mortgage they own and that any and all paperwork involving my mortgage be provided to me at my address in addition to the other borrower on the mortgage. I cannot see how these changes were even legal and I plan to pursue it.
Updated on 04/20/2015: I waited patiently for their response that was promised on April 6th to be completed within 6-7 days. Today is April 20th and guess what, NO response!! I answered all their questions and sent them multiple requests via certified return receipt mail. I opened a complaint here and they responded right away stating they would "have their customer service team investigate the matter" and still I never received any answer, response, or requested papers!! Stay clear of this company. They are unprofessional and disorganized!!

We'd be glad to review any previous modifications that were completed. Please reply with the property address so we can locate the account and further assist with the issue. Thanks! -Nationstar Customer Relations Team
Reviewed March 30, 2015
I am in the process of a current loan modification with Nationstar Mortgage. My loan was recently transferred to them as I was in the middle of mortgage crisis. Timelines are tight with pending issues and so far I must say, I have been very impressed with their professionalism. The initial department where I started, I was given a clear simple instructions and the reassurance that I would have no problems. Since being transferred to a new dept the process appears to be moving as promised. After submitting for loan modification, I read many reviews that were not favorable for Nationstar from 2012, but so far I must say they are working hard at making things better. I will follow up later this week to see if they do what they say they will do, considering my experience to date, I am expecting 100% satisfaction.

We're so glad to hear about the quality customer service you've received during the modification process. For an update on the status, please visit: http://goo.gl/MlkWpO. Thanks! -Nationstar Customer Relations Team
Reviewed March 30, 2015
There were hurdles during my refinancing process with Nationstar Mortgage but other than that, it was okay. I received great guidance and there is great money to be had from doing the refinance.
Reviewed March 29, 2015
At the beginning, when we were discussing my refinancing options, I felt that they could do better. But other than that my experience refinancing my mortgage was very good. Especially with the processor. They should hire as many loan processors as they can like **. She’s very nice.

Thanks so much for the feedback! We're glad to hear she was so helpful during your refinance. -Nationstar Customer Relations Team
Reviewed March 29, 2015
Imagine opening your monthly mortgage statement expecting to see the typical bill of $1518 you paid for over a year. Instead, the bill says $62,808. It's changing every month, $16,319, $12,774, $5063, $8068, $3,843. You continue to make the same contracted monthly payment and begin getting regular calls, e-mail and letters about being delinquent and having late fees applied to the account. I'm working with the Consumer Financial Protection Bureau in an attempt to resolve the issue with no success after 3 months. How is it possible for a financial institution to make such gross accounting errors and not be able to explain them? I have an 803 credit score and have never missed a payment. This company can not be trusted.

We're sorry to hear about the continued payment issue! Our team's reviewing the account at this time and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 29, 2015
My mortgage was recently bought out by Nationstar, which I didn't think it would be a big deal. I called them right away to ensure my payments would still be automatic, they said no, and that they don't receive bi-monthly payments because "their system isn't set to accept them." They referred me to a company they use to set up bi-monthly payments. I called them the next day, and they wanted $300 to set up the payments and extra $10 to process each payment. Which I did not decide to do. I made March's payment in late February, which resulted in mail saying my home was going into foreclosure and my wife and I getting calls at work for a past due payment. I have been with them less than 4 months, and am already looking for refinancing options.
Reviewed March 29, 2015
Nationstar got a young lady who went out her way to try to help me out with my new loan. She told me that the mortgage that I got wasn't good enough in terms of rate so I'm losing money. She helped me get the better rate and we appreciate that. If it wasn't because of her, I would have still be no mortgage. Good job, Nationstar.

Thank you for taking time out to share your positive feedback with us! We're so glad to hear the refinance helped you get a better rate. -Nationstar Customer Relations Team
Reviewed March 28, 2015
We worked with ** and **. The experience was painless. Both were very knowledgeable and helpful, always answered our questions and explained things so we could understand.
Reviewed March 28, 2015
I've had my mortgage with Nationstar for over a decade. I refinanced through them because I had a 10-year adjustable rate that matured so the payment shot up and I just wanted to bring the payments down a little bit. I actually owned a mortgage company so I can say I was pretty impressed with their professionals. They streamlined the process quite a bit since I was in business. It went quickly and smoothly. It was perfect for me.
Reviewed March 28, 2015
I have been in the process for the Short Sale program since November of 2014. Nationstar assigned me a preferred agent in my area. We went through all the steps and then finally last week I received a letter dated March 3, 2015 that read "Congratulations! You are eligible for the Short Sale program." It further went on to add that "final approval for this program is contingent upon our review of the purchase contract". I have had a purchase contract on this house since February, so it seemed that finally my sleepless nights and carrying two mortgages plus utilities would be over. As a single mother on a teacher's salary, these past months have not been easy.
On Friday, March 27, I had my agent call Nationstar to inquire about the review of the purchase contract. He was told that my short sale had been denied because my credit score was too high. He was also told by my "dedicated" loan specialist that Nationstar had sent no such letter. I phoned Nationstar myself and after being referred to the short sale escalation department, then loss mitigation, then back to short sale... I found that no one really knows what is going on. I was told by the last individual with whom I spoke that the letter was a computer generated letter that all customers receive when applying for the program. There was no record of the letter in my file that anyone could see, if they looked. I kept having to read it to them. This so-called computer generated letter will stand up in court.
I was already in Equator, their short sale system. I had a buyer and a signed contract. Now... Nationstar in spite of their campaign to help homeowners avoid foreclosure is forcing me into foreclosure. I had just enough money to make 6 months worth of payments, which I have done since I vacated my home in November. I do not need the money Nationstar advertises they will provide families who need to relocate; I only needed assistance to sell my home that is $20,000 underwater.
I am now out of money, and based upon my phone call yesterday with a Short Sale department supervisor, who treated me like the lowest form of life I am no longer eligible in spite of the letter I received - because I am not behind on my payments, and because my credit score is "too high" - as a result of the fact that I am a responsible consumer. My credit score, by the way has dropped 200 points since February as the result of carrying two mortgages and my debt to income ratio. Yet, according to Nationstar, I am not in financial distress.
Nationstar is punishing me for not simply walking away from my former house in November when I purchased a new one. The new home was necessary for my family, and due to the fact I am a veteran I did not have to pay anything to purchase a new home. Due to the fact my old home was in such disrepair, it was more feasible to purchase a new home. I did not need assistance from Nationstar to do this as they promote in their homeowner assistance program. I felt I would be able to lease it, and in fact had a signed contract to do so, but due to my HOA's rental restrictions I could not. So I tried to sell it myself only to find the house will not sell for what I owe.
Nationstar would rather go through the expense of foreclosure than to accept the offer of what my home is currently valued at, simply because I have tried to live up to my financial obligation to them. Now that I am out of money... I know that the harassing phone calls will begin. Each time they call they will be told of the months they strung me along, had me in Equator, had a short sale specialist as well as real estate agent assigned, knew I was continuing to make payments as long as able, knew I was attempting to preserve my good credit. Every reason I was told I was no longer eligible was all in my hardship letter which got me to the point of the attached letter indicating the next step was the review and acceptance of the sales contract on the property.
I am sending the letter of eligibility to my lawyer and to local as well as national news agencies. Nationstar's so called homeowner assistance to avoid foreclosure is a lie they tell themselves to help them sleep at night I guess. I am tired of sleepless nights. My $1029.32 plus utilities, plus HOA dues will no longer be paid - I can cancel the utilities, but the HOA will now place a lien on the house... and if it forecloses, well I suppose Nationstar will have to fight that battle.
I cannot understand how anyone would think forcing a single mother, who is a veteran, and an educator into foreclosure that will only cost them money is good business. I have no more money to give. I suppose in retrospect, I should have just walked away. By now... it would only be an unpleasant memory, but my integrity was at stake. Was my integrity worth over $6000 when I am now being forced to do what I so desperately wished to avoid?

We're sorry to hear about the issues you've experienced with your account. In order for us to further assist, please reply with your contact info so we can locate the account. Thanks! -Nationstar Customer Relations Team
Reviewed March 28, 2015
I would recommend Nationstar to anybody, to everybody. I refinanced with Nationstar because I loved the way that they handled things in the past. I had a previous mortgage with them (I had it with Bank of America and they sold it to Nationstar) and at one time, when we had a change in our life, Nationstar helped us get through that time and gave us some suggestions. That’s been almost 7 years ago and I’ve had great success with them ever since.
During our latest refinancing, ** the girl that helped me is the sweetest most helpful person. I had two closing people and it kind of got a little touch-and-go there because of two different people asking for the same thing. ** said, “I don’t know why they just didn’t give both loans to one person so that way they’d have all your information.” I said, I don’t know. She said, "We'll pass our notes back and forth. You don’t worry about getting it through twice."

Thanks so much for your great reccomendation! We aim to provide the best service to all of our valued customers. -Nationstar Customer Relations Team
Reviewed March 28, 2015
I wanted to thank ** and her closing coordinator ** for doing such a great job!!! They worked tirelessly to get my refinance funded and closed. I am extremely pleased. Thank you both so much and God Bless.

Thanks for taking the time to share your positive feedback! We'll be sure to let them know how helpful they were during your refinance. -Nationstar Customer Relations Team
Reviewed March 28, 2015
Contacted Greenlight mortgage info to refinance my home. ** was very informative, courteous, helpful and very knowledgeable. He immediately asked to check my credit score. Asked that I overnight sensitive paperwork to start. I am pleased the speedy/quick to start my applications for a loan. ** got all my papers required to finished loan. I want to thank you and your staff, ** for getting it done, a job exceedingly well done!

Thanks for sharing your feedback with us! We're so glad to hear that you received such great service for our representatives during the refinance process. -Nationstar Customer Relations Team
Reviewed March 27, 2015
** spent countless times on the phone with me, explaining and answering all my questions. I trusted his opinions and helpful demeanor. He went above and beyond his job description, even talking with me on questions I had after the closing. He was very reassuring and gave me full attention with all my questions. If he did not know the answer, he would contact his manager and promptly called me back. I enjoyed his amiable disposition.
Reviewed March 27, 2015
The online experience was so easy and a pleasure to have the help of ** on the start up and ** doing the closing and keeping me updated along the way with all info needed by NationStar and me...10 on 10 scale... that what I call excellent!!!
Reviewed March 27, 2015
Everyone was so congenial and helpful. I've bought many homes and I've also refinanced and I never really experienced such an incredible service. It was unreal. It went so fast and there was no problem. Everyone was really wonderful.

Thanks for taking a moment to share your positive experience with us! We look forward to servicing your account and are so glad you had a positive refinance experience with us. -Nationstar Customer Relations Team
Reviewed March 26, 2015
We were very pleased with everything refinancing with Nationstar. They were the best at the time and it made things better for us. I had no problem whatsoever with them and they were nice about sending things out.
Reviewed March 26, 2015
I would like to sincerely thank ** and her closing Coordinator /processor ** for a job well done! ** have been incredible throughout the entire refinance process. They had been very patient, professional and very straightforward which is so so important when going through any such process. Without going into detail, ** really went out of her way to match a better deal I was offered elsewhere and keep me a very happy customer. Thank you! ** I know you got me the best deal on the market. ;) I have dealt with quite a few mortgage officers & processors in the past several years and Nationstar/Greenlight should be very proud to have ** on board with them.

Thanks so much for sharing your positive review of our Refinance Team! We'll be sure they're made aware of your kind words. Thanks! -Nationstar Customer Relations Team
Reviewed March 25, 2015
I recently lost my job and my mortgage payment increased so I'm in the middle of refinancing. Nationstar Mortgage and I have gone back and forth since January 2015 due to my payment being late (but not more than 30 days). I had to obtain my payoff for my new lender so the lender and I contacted Nationstar to get the numbers. During my call, the customer service agent provided the information and at the end of the conversation began to question me about my March 2015 payment. Keep in mind, I had my new lender on the phone. The agent informed the third-party candidate that I was late for the month and he kindly stated that he was only concerned about over 30-day late payments. The agent then redirected the questions to me, "Why haven't you made your March payment?" It got to the point that I finally had to ask her to read the notes on my account and that I would not discuss the matter with her at that time.
I hung up after obtaining payoff for the my loan and called back and asked to speak to a manager. I asked him to go back and listen to the conversation, since it had been recorded, to see for himself how the matter could've been handled differently. I informed him that I didn't appreciate her tone and that I pay my bills regardless if they're over the 15-day grace period. I also let him know just because someone is experiencing a financial hardship that his agent shouldn't assume they're a scumbag trying to get out of paying their financial obligation.
I had some very unkind words towards the the agent and informed them that I'd never consider Nationstar Mortgage again. The manager apologized and stated he'd handle the situation and get back to me. The incident occurred Friday, March 20th, and today is Wednesday, March 25th and I've heard nothing. I requested the number/email to customer relations and he declined to give me the number and ensured he'd handle the situation. The manager I spoke with name is **. As far as I'm concerned, Nationstar will not receive any business from me or my friends going forward. All they had to do was look at my loan history to see my payment record to get an idea that I handle my affairs in a timely manner.

We sincerely apologize for the poor quality of customer service you received during that call. If you'd like to contact us directly, please give us a call at (888-509-2432) and we'll be standing by to help. Thanks! -Nationstar Customer Relations Team
Reviewed March 25, 2015
Nationstar bought one of my mortgages. I went with them to get a better interest rate. Their people were excellent especially the mortgage professional that we worked with. He really spent a lot of time with me on the phone to explain everything to me because I didn't really know how to do the e-signing. He followed through with phone calls and emails as necessary. He was outstanding because I am also refinancing another property at the same time with Greentree and the comparison was unbelievable - Good to bad, Excellent to very poor (Nationstar to Greentree).

Thanks so much for sharing your feedback regarding your refinance experience! We're so glad to hear it was a positive one. -Nationstar Customer Relations Team
Reviewed March 25, 2015
It has been good so far with Nationstar. Before that, they were denying my insurance and often made their own insurance which was triple the price so once I got that ironed out, everything has been great. I have a fixed mortgage now and it's for 30 years so that lowered my payments.
Reviewed March 24, 2015
I ended up in Nationstar's lap when they bought my mortgage a couple of years ago. I've had lower interest with them. I'd recommend them!

Thanks for your reccomendation! We appreciate it. -Nationstar Customer Relations Team
Reviewed March 24, 2015
Hello my name is Mytchell and I'm an independent news producer. I just realized today that my mother's mortgage loan that Loanstar has been servicing, was made illegally. Currently Nationstar is servicing my mother's loan at a 50 year mortgage at 8% percent interest!! Her payments shot up in November, 2014 from $1,200 per month to $1,900 per month! What makes matters worse is that Nationstar not only knows about this illegal loan, but they aren't admitting to it and are trying to turn her 'bad' loan into a 'good' loan' by refinancing her house!! I can't believe this company!!
I don't want to escalate this complaint by making it a 'media' complaint but I won't let my mother be taken advantage of. I demand justice and for Nationstar take care of this situation ASAP and to reimburse my mother for her higher payments as of November, 2014. I don't want to make this a news story.
Reviewed March 23, 2015
My loan that I had with someone else was sold to Nationstar and since the latter was also mortgage company, I refinanced it through them. The refinancing process was fine. Their representatives were always prompt and did what they said they were going to do; they got my loan closed earlier even than I expected, so I was really pleased. I haven't made my first payment yet, but I think it will be a good deal because it's going to be about $300-a-month cheaper.
Reviewed March 23, 2015
After paying on time for at least nine years we requested a lower rate on my daughter's mortgage, we have systematically been given a run around after the initial approval. The final straw was the mortgage officer closed the file without any reason and now they are saying that a letter had been sent months ago. The initial request was last June. They even told my daughter to pay the lower installment and the paperwork will catch up. A sure way of ruining her credit and never being able to refinance elsewhere. Such a prime example of deceptive lending.

Thanks for providing feedback regarding your daughter's refinance experience. We'd be glad to review her account regarding your review to see what we can do to help out. Please reply privately with the property address so we can locate the account and follow up with her directly. Thanks! -Nationstar Customer Relations Team
Reviewed March 23, 2015
What do you expect from a BBB rating of an "F"?? Check it out, is really an "F"!!!
Been dealing with Nationstar since 2011 when it was sold to Aurora. First all our paperwork was lost, don't know if that was Nationstar or Aurora fault. We did get behind three months 2011, went through chapter 13. Decided to dismiss it in June of 2014 because our Nationstar "case manager" confirmed we owed $3600 and we were all update. Finally, get to mending our credit. Get a statement from Nationstar out of the blue stating we owe $18k. They 'bullied' us by saying they were going to foreclose... which forced us back into chapter 13 to stop them. We have hired attorneys to get to the bottom of this with no success because no one at Nationstar will return the phone calls or emails.
Our statements make zero sense. The erroneous in arrears keeps going up, even though our mortgage balance is going down. And the fees... 14 'legal' fees applied just in June of 2014! Just one of many illegal stints from the upstanding Nationstar.
I have filed complaints with our state senator regarding Nationstar this morning. Next the Texas Attorney General. Nationstar has made a mess of my family's life for the last three years. We have lost credit, a lot of money in attorney fees... and no return call from this fine financial establishment called Nationstar. I know Nationstar recently hired a new attorney, I am sure she is bombarded with content customers like me... after all you have to work at a BBB rating of an "F". The last attorney just up and left... could make a lot of assumptions for as "why".

We sincerly apologize for the lack of the service you feel you've received from Nationstar! We'd like to take an oppourtunity to review the account and see how we can help out. We'll provide a response to your review within 5-7 business days via email. Thanks! -Nationstar Customer Relations Team
Reviewed March 23, 2015
My "dedicated loan specialist" whom I could not contact after several voice mails, contacted me 10 min. after my posting on Consumer Affairs and stated that Nationstar would have no trouble modifying my 2nd mortgage loan for me. I didn't hear from them again until weeks later after I contacted another mortgage company. Nationstar then said that their "investors" at that time couldn't modify my loan. I thought that Nationstar WAS a mortgage company itself! I believe that Nationstar is giving me a continued song-and-dance in order to pile up the interest on the loan. Besides contacting the BBB and Attorney General's office, does ANYONE have any other ideas or suggestions how I can stop Nationstar from this unsavory business practice?
Updated on 06/02/2015: I have sent them five mortgage payments which have been returned to me, since I have an outstanding balance from when I filed for disability and was unable to pay. Now that my disability payments are being received regularly, I've requested that Nationstar put my outstanding balance on the tail end of my mortgage (which they have refused to do). I've also asked them to lower my loan percentage from the present 9%, which has also been refused. What do you do when you want to make payments and they're not accepted? This does not seem to be a mortgage company who wants to work with people at all...

-Nationstar Customer Relations Team
Reviewed March 23, 2015
My loan was transferred to Nationstar so I applied for a refinance. They were great! They got me up to date on all the information that was being processed at the time, and was able to lower my payments.

We're so glad to hear you were able to lower your monthly payments through a refinance! Thanks for sharing your positive feedback. -Nationstar Customer Relations Team
Reviewed March 22, 2015
I am refinancing with Nationstar for the lower monthly fees. The people I dealt with over the phone were excellent when they discussed my options. They got it done really quickly and were very professional.

It's great to hear that you had such a good refinance experience. Thanks for sharing it with us! -Nationstar Customer Relations Team
Reviewed March 22, 2015
Refinance with ** AND **. You have a great team with them. ** made this happen for us. I've never worked with a bank like you. We even became friends, fun to talk with **!!! Thank you! They made it quick and easy. Closed at our home... great.
Reviewed March 22, 2015
We had our mortgage with Nationstar and refinanced through them as well. During the refinancing process, for someone reason the person handling our refinance had to take leave or what so it was thrown over to somebody else and all that I already sent had been lost so it had to be resent. That was a little annoying but other than that, it went well and the payment was a little bit lowered.
Reviewed March 21, 2015
Everything went well and quick with Nationstar.
Reviewed March 21, 2015
We purchased a modular home several years ago. The head of that mortgage company eventually was found guilty of some fraud types of things. The company failed and the mortgage was taken over by Cenlar. That organization sent us a letter encouraging us to refi with Nationstar. I called them and after almost completing an online app, the rep basically said that he just realized ours was a modular home and I had wasted his time.
I started looking for another company, yet we continued to get letters from Nationstar. I called and asked them to stop sending stuff since they didn't really want our business. Nothing changed. We started the refi process with another company. We got to the point where we were approved and the new company needed our payoff amount. At that point Cenlar sold our loan to Nationstar! Cenlar would no longer give us info or accept the payoff.
I tried calling Nationstar and could not get to a human being. I finally dug up some numbers in their corporate HQ and called them. I reached a ** who promised to get some action. I got a call from ** who said she was in the Pacific time zone somewhere. She gave me her number, **, and told me she would call me back when the issue was resolved. I never got a call. My wife and I both called that number and got only voicemail. I called on the Nationstar toll free and kept entering weird number combinations until I got through to a human in India. I tried several times with different people in India and got no results. They had no record of our loan!
In the meantime, the time limit on our refi lock expired. After a week, our loan info appeared in their online system but it says they need another week to process our request. I should also note that when you do get through to a human being by screwing with their phone system, you are warned that Nationstar is a debt collection company, not a mortgage company. Our credit rating is, and has been, in the very desirable range. Yet, we still have fallen into the hands of a debt collector. We are still struggling to get away from them.

We apologize for the delay due to the recent transfer of your loan. Please be advised the payoff request will be processed on the account has been completely boarded into our system. Our team is currently reviewing your account and will a response to your review via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 21, 2015
We're looking for insurance and we got things straightened out through Nationstar. It worked well and I would recommend them.
Reviewed March 20, 2015
The mortgage broker recommended Nationstar and so we refinanced with them. I talked to them on the phone, asked them for papers and they sent me papers. Our interaction was all very professional and I scrounged to get all the things they needed, sent it back, and got transaction completed.

Thanks for taking the time to share your positive experience! We appreciate it. -Nationstar Customer Relations Team
Reviewed March 20, 2015
Nationstar sent me a letter last year asking me to either choose Opt.#1 Modification or Opt#2 Deed in Lieu. Since I couldn't sell the house for years nor rent it out, I decided to go with Opt.#2. I filled out the paperwork and along with the Title, I mailed it to Nationstar by certified mail. Few weeks later, I received a letter from them that they cannot grant me the "Deed in Lieu" program because of an "Incomplete Request". So I thought that an explanation will follow, asking me for more information or paperwork, but I have not received anything as of today. The door locks were changed and they kept the Title, but no response at all since last December.
However, yesterday, I received a letter from Nationstar's law firm stating and I quote "We enclose for service upon you a Request to Enter Default filed by the Superior Court of New Jersey in the above matter"... What the heck does that even mean? So to sum up this nightmare... Nationstar does not respond to my letters, denied the Deed in Lieu without any real explanation, changed the door locks, and kept the Title. What they're doing is illegal!!! After reading all the bad reviews about this co. on different Internet sites, I decided to file a complaint with the Attorney Gen. of NJ. My wife had a nervous breakdown, they cannot go on treating people like this!

We're so sorry to hear about any lack of communication you experienced regarding the deed in lieu process. Please reply privately with the property address so we can locate the related account to help out. -Nationstar Customer Relations Team
Reviewed March 20, 2015
Nationstar bought my loan from a previous mortgage lender. I hadn't even heard of them before then. They were horrible and if I had a choice, I would have dropped them in a minute but I was too far down the road with them. I started my mortgage loan process in November of last year and my mortgage closed on February 28th. I had to hurry and get paperwork in so we could get it done. Nobody called me. Nobody did any paying with it. All of a sudden, I get a call from someone at Greenlight. I don't even know who they were. Nobody at Nationstar told me who they were and so after I started saying, "Well, who are you and what do you have to do with my loan?" They said, "Oh, sorry, we forgot to tell you that this is who does the paperwork." The first person that got assigned me there wrote me an email and said, "I'll call you tomorrow." But I never heard from him.
Then I got a call from somebody else a month later and started asking me all the same stuff that I had already done and I'm like, "Well, what happened to the other guy, and why are you calling me, and what's taking it so long to get my mortgage done?" And he said he couldn't say anything because he hadn't read my file yet which I think is retarded that you would even pick up the phone and call somebody without making yourself at least well versed in the situation. Then I tried to called ** who was the person that originally was working with me at Nationstar because I was ahead on my mortgage payments and I'm like, "Can anybody tell me what's going on with my process so I know whether to make the mortgage payment or not?"
So consequently when I finally ended up closing I was not a mortgage payment ahead which is where I could have enjoy being but rather right on time. The whole thing sucked. There were mistakes in my paperwork where they kept saying that I was going to pay whatever for. I had to go back and say, "No, you're going to pay for it. That's what you told me that you were going to." "Oh, yeah, we'll pay for it. Don't worry about a thing." And considering the way everything else got handled I was really worried that I was going to end up paying for that. So the communication was horrible. And then to try to meet the deadline, I actually had to make the notary on an evening when I was not available and has to make her come to a restaurant I was at because that was necessary to get me to close without me having to make a mortgage payment for Nationstar or Greenlight, or whoever they are to review all my paperwork.
What's really sad is when I tried to find somebody of authority whatsoever, it was impossible. I never even heard from the ** girl again. They never even had the common courtesy to call me back. The guys at Greenlight they were like, "Well, you know, we understand you're frustrated but let's just get it done." I'm in the service industry and have managed people for a long time and the best thing about the company is that if people wanted to find me, to ** me out about their experience with what my employees did, they could always find me. I couldn't do that with Nationstar. I couldn't go and be like, "Hey, you know what? You're right. We mishandled the situation and here's what were going to do for you since you've been such a good client of ours." Nothing and nobody to talk to. I was like, "Who runs the refi department?" They don't know.
How do you not know the answer to a question like that? It's impossible to actually put my complaints anywhere except with the guys that were doing the underwriting or their paperwork for my loan. And to this day, I still have no idea why that was my experience. Nobody could tell me anything. I think somebody completely dropped the ball on me, and nobody wanted to take responsibility for it. So I think it should be easier to find people of authority if you're looking to file a complaint at Nationstar Mortgage but you can't do that because nobody knows anything.
I would not recommend them to anybody. If I think about refinancing my house any time again in the future, I probably would not use Nationstar for the way they handled me. And truthfully, I don't even understand what took four months to get it done considering I have been a Nationstar consumer for years before I decided to refi my house and come out of an in script only and put myself into something that was locked up.
Reviewed March 20, 2015
I got my loan sold by BoA to Nationstar, next thing I found myself in one of the worst times of my life. Since 2013, I'd been attempting to modify or come out with a solution to keep my home. For 4-5 times I'd applied for the HAMP and every time there is an excuse as of why they don't want to approve the modification. For every excuse, I'd attempt to fix whatever they want, so I can keep the home. For the last application I felt confident that finally I was able to get back in track and put all this stressful times behind and move forward. But once again Nationstar, looking to make a quick buck via foreclosure or dragging their foot meanwhile adding lawyer fees, denied me without an explanation. I'd given them everything they have ask for. When the stress that this whole situation is causing on me is unbearable and affecting my military career as well.
I hope that there are regulations and laws against predatory servicers like this that only take advantage of people to flip houses and gain money through the pain of others.

We've provided an update regarding your modification request privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 19, 2015
We just want to thank ** for helping us from day one. She listens so well, helps the customer, really really shows concern, and responds extremely fast. She is the VERY BEST and we greatly appreciated her help with our re-fi experience. I have never seen someone go to bat for someone like ** did for us. The process is trying & is still going on but our experience with ** always being there to answer questions & help was amazing. God Bless her for being there to explain things & help. THANK YOU!
Reviewed March 19, 2015
I worked with ** and ** on refinancing my home. They were both very professional and personable. I'd gladly work with both of them again!
Reviewed March 19, 2015
It was a fine transaction that we had with Nationstar Mortgage. The whole process didn't take long and I don't remember there being a problem.
Reviewed March 19, 2015
Please send me a confirmation when you have done this.

We have responded with the requested letter via the email address you provided. If you have any additional questions or concerns, please let us know. Thanks! -Nationstar Customer Relations Team
Reviewed March 19, 2015
While pulling up my year-end statement for my taxes, I noticed there was an past due charge of $22.50 on my account. I then proceeded to investigate where this charge came from as I never pay my mortgage late. In fact, I often pay it early. The charge did not appear on my October 2014 statement but appeared on my November 2014 statement as "past due." Since I do not get paper statements in the mail, I was unaware that it was even on my account. My October payment matched the amount on my October statement. My mortgage payment did go up in November, which I paid the new amount minus the $22.50 and since I was not late making any payments I was completely clueless as to why this charge appeared on my account.
So I proceeded to call customer service. After some investigating she said that there was a escrow shortage which should've been paid in October. So my next question was, "Then why wasn't I billed for it in October?" She didn't have an answer. I paid my statement balance. She said, "Since there was a shortage in 'payment' they took the payment out of escrow to make my payment compensate for the shortage so the money is to pay back escrow." She then transferred me to the escrow department who pretty much told me the same thing but still lies the question: I paid my statement amount in October so how can my payment be short $22.50? Nobody seem to have an answer for me. When reviewing my transaction history, nowhere does it indicate that my October payment was short. I was then transferred back to customer service, and over an hour after I placed my call, was told they would issue an investigation and I would be contacted and 5 to 7 business days.
I was a Bank of America mortgage holder for five years (whom I loved and never had problem one!) before they sold it to Nationstar who has had it for about two years now.
This is my second incident with Nationstar, the first being right after they took over my account. I was told by Bank of America that my payment would remain the same. However, my first Nationstar bill showed a higher payment. I questioned them then and was told, "That's the amount we received from Bank of America." Without proof, I had no choice but to pay the higher amount. I'm completely dissatisfied with not only the runaround that I got yesterday but their billing practices, first with the higher payment initially and now this "past due amount." How can they say that I'm past due $22.50 when I was never billed for it in the first place?
I know failing to review my statements between November and now is my fault but I still would have questioned the billing in November had I been aware of the situation.
Updated on May 3, 2015: On March 19, I posted a review. A week later I received a generic response that "someone was looking into it and would get back to me in 5-7 business days." Nearly a month went by before I heard anything from them. When I did get a phone call to discuss my issue, I was told again that their investigation department would look into it and get back to me in 5-7 business days. This was in mid-April. Now that we are in the beginning of May, I'd like to know what Nationstar considers 5-7 business days. I doubt they have any desire to resolve my issue. I seriously wish I had the funds to refinance somewhere else. I would love to go back to Bank of America!!!

We appreciate your feedback regarding your experience with Nationstar. We're currently reviewing the account and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 18, 2015
I feel that the offer that I had with Nationstar was reasonable and fit well with the market. I was already a current customer and just refinanced with them. Being able to avoid a long laborious process, the appraisal and all that stuff was nice. One of the really big things was that we had a strict deadline because my wife was leaving to go out of the country and we needed to expedite it to within a couple of weeks and the loan officer was able to do so. The whole thing was fine and I would recommend them.
Reviewed March 18, 2015
I found out today that my home was auctioned off. Nationstar claimed to have a loan with my deceased husband. They refused to give me any information. After 2 years of fighting and the run around. THEY SOLD MY HOME! I am a young widow with two children that they took advantage of. How can they do this! I never knew of any loan! And documents they claim to have were signed 3 months after my husband's death! I do not have money for an attorney and they know that. Do I not have rights to a home my deceased husband and I worked so hard to get?

We're sincerly sorry to hear about the loss of your husband. We would be glad to look further into this issue for you! We'll reply privately with more info. Thanks! -Nationstar Customer Relations Team
Reviewed March 18, 2015
Nationstar purchased our mortgage a while back. We just refinanced with them and I never had any problems with them because they're very responsive. And we got lower rate and lower monthly payment.

Thanks for taking time to share your positive feedback with us! -Nationstar Customer Relations Team
Reviewed March 18, 2015
I am in the loan modification process with Nationstar. I have submitted all documents as requested. Today an investor came by and asked me to sell him my home because it is to be sold at the auction in the morning. I thought it was illegal to foreclose on the home while homeowner is in the modification process. I have complied with Nationstar servicing my loan. What can be done to stop the sale of my home at the auction tomorrow?
Updated on March 25, 2015:
Hello, Today I received via certified mail a copy of the Notice of Trustee Sale for the auction on March 18, 2015. I have also called to talk with ** the Dedicated Loan Specialist assigned to my case to no avail. Have you reviewed the loan modification documents that were submitted to you for my loan modification? I have submitted three loan modification packages to Nationstar. I have not heard anything back from you regarding the modification. I did not receive a denial letter from you. I am trying to save my home and get it modified.

We'd be glad to review the account to verify the current status and assist with the modification process. Please reply privately with the property address so we can locate the account and help out. Thanks! -Nationstar Customer Relations Team
Reviewed March 17, 2015
I own a home with my mom. She is on the mortgage and I'm only on the title. I have had the worst time trying to get a repayment plan setup. I had to take FMLA to care for my ill mother. In May, my mom was in a car accident that left her with over 10 broken bones and in a fight for her life. When she needed to buy a new car, she reached out to Nationstar and they said she could skip the next month's mortgage payment and repay it over the next six months by paying an additional amount each month. When it came time to make the new payment, the account hadn't been updated. We called and they said they would fix it and to try again the next day. It went on like this for weeks. Well, since then my mom, who has been battling kidney and heart failure, caught that nasty super bug CRE. She has been in the hospital since January and now she has lost her hearing and has severe speech problems. I had to take a non-paid leave to care for her.
I just returned to work and they sent a letter saying we are two months behind and we have 35 days to pay them the past due amount or they will call the loan in full. We don't even have an assigned dedicated loan specialist! WTF?!? I was forced to bring a laptop to the hospital and help my mom fill out an electronic application for a modification. We don't want a modification. We want a repayment plan. I'm back at work. So frustrated at the process, the lies, and complete disregard for the law. This has been a nightmare. Two months past due and still making monthly payments and the bank wants to take our home that we spent over 100k on. Welcome to America and Nationstar.

We're sorry to hear about your mother's accident and we hope that she gets well soon. Please be advises that our team is currently reviewing the account based on your review and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 17, 2015
Anytime I have needed to speak with an individual, I am placed on hold for 20+ minutes. If you attempt to create an online account to email, the system does not operate. Absolutely the worst customer service center I have ever experienced or I should say tried to experience.

We first would like to apologize for any lack of communication you may have experienced regarding your account inquiries. It's our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. If you're still in need of assistance, please reply privately with details so we can help out. Thanks! -Nationstar Customer Relations Team
Reviewed March 17, 2015
I enjoyed my experience of refinancing with Nationstar. They were easy to work with and everything went very smoothly.

Thank you for sharing your positive refinance experience with us! -Nationstar Customer Relations Team
Updated review: March 24, 2015
I was calling for over a week and couldn't get through to Nationstar. They had billed me about $2000.00 and I just was move to them 60 days. After they finally contacted me they said I owed 0 balance and that bill was because they had not received payment from other mortgage company.
Original Review: March 16, 2015
I received a bill from Nationstar only after being with them from 30 days after other mortgage sold my acct. They NEVER answer phone and you're not able to get through to them. When you ask for call back an automated system calls back and says their phone tree is unavailable. Called for 4 days straight. No luck. Received a bill only after 30 day with them and it says I owe 1200.00 dollars more than my mortgage and doesn't explain why. Can't get a hold of them and the bill says pay by 3/17. I received this 3/14. I called old mortgage and they said they have no idea why I'm being charged. I have no old debt.
I was so happy with my old company and so unhappy with Nationstar. They are the worst and I was told this by a few people at an escrow office. I read reviews online while trying to find an email address and that scares me even more that they have some of the worst reviews. I would pay extra to have a new reputable mortgage company. Nationstar should not be in business the way they run it. I want to know what this 1200.00 Bill is but can't get anyone to help me. I am now trying to send certified letter to get communication from them.
Reviewed March 16, 2015
My relationship with Nationstar right now is hot and cold. Hot being not so pleased and cold being okay. My loan with Bank of America was absorbed into Nationstar. I called them about refinancing my mortgage because of the letters that I got. I got one letter that I ignored and then a girl called me last year to talk about it and she was gonna do all this stuff. And then I get a phone call back from her saying, "Well we can't charge points in North Carolina so we can't do this deal and it's not in your best interest anyway." And she dragged her feet and everything. The rates went up and then it became not feasible to do it.
The second experience came off of a letter that I received saying that they could refinance the property and save me some money so I acted on that letter. I didn't wait, I made a phone call and I got a guy by the name of ** who just blew me off. I don't know what he figured out but he just got to where he would not return my phone calls and then quite frankly we'd come down to the time to close on this loan and they'd come back with the big payoff number that wasn't accurate and I didn't close the loan. They had pulled the payoff statement from Nationstar for the loan account and were asking me for $8000 to pay off somebody else's loan to get mine refinanced. That obviously didn't fly and I'm the one that discovered that they had the underwriter or the closing coordinator (**) with Greenlight, had pulled the wrong payoff statement from the loan.
So I started pursuing things with Quicken Loans and Wells Fargo and then I got another letter in the mail from Nationstar. So I called a second time, got a different guy named ** and his closing coordinator was **. Long story short, we finally got the deal done. We closed back in February but for someone to make an error as large as pulling a wrong payoff statement, then putting that into a HUD-1 statement and sending that to me and telling me that I'm gonna have to pay another $8000 to close my loan when they've made that kind of error, that's bad on the part of Nationstar to allow those kind of things to happen and do nothing about it.
The loan originator ** would not return the phone call. I called him when we're trying to work things out, he would not return the phone call. So I'm a little pissed about all of that. ** took the bull by the horns and he got some stuff done and I don't have any complaints with him. ** was great to work with as closing coordinator with Nationstar. He didn't mention Greenlight Loans in this. But they were really good to work with and got the job done for me without those type of grievous errors.

We're sorry to hear about the payoff issue you experienced during the refinance process! We sincerely apologize for any inconvenience the issue may have caused. Thanks for sharing your feedback with us. -Nationstar Customer Relations Team
Reviewed March 15, 2015
My refinance went okay at the beginning. I knew there'd be some cost but the guy who called me said it would only be about $200. I didn't think it would be right paying that cheap. I asked him, "What is the catch?" and he said, "There's no catch. This is the only closing cost." I asked him ten times if he was sure and he said yes. So I went with it but I wasn't happy at all when it ended up being $2100. But it's done and over with.
Reviewed March 15, 2015
To me personally, Nationstar was a little slow. The processing took a lot longer than I anticipated. The person that we initially talked to, I guess you would call him the "marketing person", took our initial application, looked things over, and explained the different possibilities to us. I got the impression that because we were an existing Nationstar customer, the process would be faster and that approval or closing would occur early in January. As it turned out, once it was handed over to the closer, it didn't go that fast. And it took well into January for the closing to occur.
We started all this back in late December and it was immediately after Christmas that it was turned over to the closer. And from the perspective of the closer, it normally took this long. It took as long as it did. In fact, they had to expedite it to get it done by the end of January, before the next payment was due on our existing loan.
At first they indicated that they would try, but there was no assurance that it would get done in what I considered a speedier manner. I just thought it seemed to me that us being existing Nationstar customers was irrelevant. It didn't have any effect on it at all. The process just took its normal course regardless of whether we were an existing customer or not. The bottom line is it got done by the time it needed to be done. So, it got done. My spouse was actually 100% satisfied, no problem at all. I'd still recommend them. Nationstar did a satisfactory job. It went slower than I anticipated, but apparently, I was just confused and misinterpreted what they said.
Reviewed March 14, 2015
Chase informed me in January that my mortgage was sold. Then I started getting late notices from NationStar before I ever received a statement. I found that Chase did forward payment to NationStar but still they sent me late notices. Finally got statements but always late. Now I get a letter from the county because my taxes are not being paid by the bank although they are hold escrow and still collecting escrow. When I called, someone was transferring me to escrow department but after 40 minutes they hung up on me. I have tried to call again but can't get anyone to help and they have not replied to multiple messages that I am able to send from their site. I may have to pay taxes and sue to recover costs. Do not use NationStar.

We first would like to apologize for the lack of customer service you may have experienced since the transfer of your account. It's our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. We're currently reviewing the account and will provide a response within 5-7 business days via the email address listed on the account. Thanks! -Nationstar Customer Relations Team
Reviewed March 14, 2015
My loan officer and processor did a wonderful job. The loan officer nailed every step of the process and made my experience exceptionally good. They both helped me a lot.
Reviewed March 13, 2015
I got an offer to refinance with Nationstar through the mail and I saw the advantages so I inquired about it. Their mortgage professionals were excellent and provided me with a very good guidance when discussing my refinancing options. Eventually I got a lower rate.

Thanks for sharing how positive the refinance process was for you. We really appreciate the feedback! -Nationstar Customer Relations Team
Reviewed March 13, 2015
Today I filed complaints with FHA and other sources about my experience with Nationstar. The complaint process for FHA is to email answers@hud.gov and I filed one with http://www.consumerfinance.gov/complaint/ and lastly, I'm investing to see if I can file one with the OCC.
I currently have a mortgage through Nationstar so I called them about an FHA Streamline Refinance on my current mortgage on 12/18/2014. After 2.5 months of collecting documentation and waiting to pay the closing cost, I was told that they wouldn't be able to close on it due to North Carolina laws that their underwriter was not allowing to go to closing.
They wasted 2.5 months of my life that I can't get back and have nothing to show for it. I feel like they were covering up a problem with the closing cost and/or percentage rate that they came up with. I feel that I was misled and it was handled very unprofessionally. I also called to speak with a supervisor but after leaving two messages for her I gave up.

We appreciate you making us aware of the issues you encoutnered during the attempted refinance! We'd be glad to review the account and see how we can help. Please reply privately with the property address so we can locate the account and follow up. Thanks! -Nationstar Customer Relations Team
Reviewed March 13, 2015
I was very nervous once I rec'd notice that our mortgage was sold to Nationstar. Read all the horrible reviews but was very happy with the service we've rec'd while fixing an escrow payment issue. ** in insurance was very helpful and it only took one phone call.

We're glad our Escrow Team was able to help sort through the issue for you. Thanks so much for sharing your feedback with us! -Nationstar Customer Relations Team
Reviewed March 13, 2015
For the record I have not chosen Nationstar as a Mortgage Company, they bought my loan. 3 years ago they offered me a chance to refinance. They told me it would take 2-3 months. That process took 10 months. Several phone calls and a lot of frustration and then they sent the payment bill to the wrong address and fined me for being late.
This year I switched insurance companies. Unfortunately Nationstar paid both insurance companies. As soon as I received the refund, I sent it back to Nationstar for the Escrow balance. They noted receipt of the funds, but increased my payment as if I still had an Escrow shortfall. I submitted a ticket, got a response that they received the funds again, and did not change the payment. I submitted another request and here I am 8 days later with no response from Nationstar. I am using email, because I was tired of the long wait times when I called in. They state they are concerned with customer satisfaction, but I have been unsatisfied for over 2 years.

We have reviewed the account and sent an email to the email address listed on the account. Please reply to the email if you still have concerns regarding the escrow issue. Thanks! -Nationstar Customer Relations Team
Reviewed March 13, 2015
My loan mortgage was transferred from Bank of America to Nationstar and they were wonderful when I refinanced. They were helpful and answered every question I had. If they didn't have the answer they got back to me in no time after they researched and did whatever they had to do to get the answers. I was very pleased with them. The finance rate is lower and it's going to put more money in my pocket every month.
Reviewed March 12, 2015
Nationstar is the current servicer of our mortgage. The mortgage owner changed servicers to nationstar, we received notice of this change at the beginning of november 2014. The previous servicer was freedom mortgage. Nationstar claims that we didn't make our november 2014 payment. The payment was made by our bank electronically and we have provided bank proof of the payment and receipt thereof several times. They then asked for copies of our bank statement to prove that the payment was not returned. We provided them with copies of bank statements for september, october and november along with a copy of the results of our bank’s investigation which confirmed that the payment was sent and received.
They continue to fail to post the payment and now are apparently charging us "fees and charges" which to date they have failed to explain. We recently received a threat of foreclosure. I have asked that this issue be referred to someone in the organization who has the ability to resolve this issue to no avail. We have been attempting to resolve this issue for over three months and despite all our efforts we are in the same place we were when we began this nightmare. We continue to make our monthly payments. Customer service is lacking service!!

Payment hiccups are like weeds—noone wants them springing up! Our Research Team is currently reviewing the documentation you've provided and we'll follow up with details via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 12, 2015
We have been trying to work with the bank to help with our payment and they will not even try to work with us. I always thought B of A was the worst but I have changed my mind. B of A at least helped a little, these people could care less if they lose money every month and put families on the streets.

-Nationstar Customer Relations Team
Reviewed March 12, 2015
When I first dialed Nationstar a long time ago, they kind of pissed me off with a couple of things but they fixed it. They just weren't doing well when I first signed up for them because they switched over the accounts from my old bank to them. I sent in my check because they used to have auto payment from the other bank. I sent them a check 2 weeks before it was due and they didn't process the check for an additional 2 weeks, and then they came back with a late fee and then told me there's nothing they can do about it when the check was dated for and sent out way early.
Then they kept sending me a refinance option so I did that and everything is good with Greenlight Loans, which is a part of Nationstar. The guidance I received when discussing my refinancing options was fine and after that I got a better rate. I got what I needed and they did what they did real quick. Their staff were nice and they did their job just fine. The refinance was great as long as they don't screw up.
Reviewed March 12, 2015
I got a decreased monthly payment after refinancing with Nationstar. The mortgage professionals were helpful and easy to deal with. I told them what I was looking for and they filled me in on how to go about it, and what the figures would be. Recommended!

We appreciate your positive feedback regarding the refinance process. Thanks for sharing! -Nationstar Customer Relations Team
Reviewed March 11, 2015
Everything was excellent. Their staff walked me through everything, explained everything, and made it as easy as possible. They were very pleasant and gave me very quick response. Now I have less expensive loan payment which was my goal. I was looking for lower interest rate and that's what they provided. I like the simplicity of the whole process with Nationstar.

We're so glad that you had such a good experience with your refinance! Our goal is to provide the best possible service to all of our valued customers. -Nationstar Customer Relations Team
Reviewed March 11, 2015
Just this evening I received yet another call from Nationstar after 6 p.m. (they come at all hours) harassing me about my monthly mortgage payment. I have a grace period until the 15th to pay but the emails, multiple phone calls and letters begin coming on the 2nd or 3rd of each month. This is harassment plain and simple. Last time I answered the phone, the world's rudest representative informed me that just because I had a grace period didn't mean I was entitled to use it... that's an interesting new interpretation on a legal document which spells out just the opposite. She started verbally attacking me. Add the aggressive rudeness to the non-stop phone calls and it becomes unbearable.
I have asked them repeatedly to stop this. I don't get paid until mid-month and they get paid when I get paid. I have contacted an attorney and he had advised me to record all communications from them as well as save all letters, emails, etc. Folks have been suing mortgage companies for this type of abuse and winning. If they would just leave me alone, they would have a good and loyal customer on their side but to be harassed for doing NOTHING wrong is reprehensible. That's why I have lawyered up!

We sincerly apologize for any inconvenience these calls may have caused. The account has been coded to cease phone contact from Nationstar. This adjustment can be reversed at any time per your request. Should you have any further questions, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 11, 2015
Refinanced my home purchased in 2004. Lowered my monthly payment and took 5 years off my loan. Very helpful at every stage. ** provided great customer service.

-Nationstar Customer Relations Team
Reviewed March 10, 2015
I've been experiencing what could be considered a comedy of errors. Every step of the loan modification process has had some sort of issue. Many documents have been lost and resubmitted amongst getting a mix of different answers to the same question. I received my initial loan modification papers with the wrong last name so I requested a correction which took 2 months to receive. Once I received the paperwork I called and asked if my ex husband should sign. I was told to wait for new papers because he should not be on them.
After 2 weeks of not seeing papers I called on 2/10 and was informed my loan modification was rejected with no explanation. I was asked to send in an appeal so I did. I received a letter on 2/18 stating the appeal was received and I would hear back by 3/9. I've called in 4+ times now and I've been told there's no update and to just call back later. There is no way this process could be this awful for everyone. I'm in the dark as to what's going on. I'm playing by the rules, making my payments timely and being polite with customer service. Surely the only answer cannot just be to call back later.
Reviewed March 10, 2015
My loan was acquired from Springleaf by Nationstar. Never in my life have I had such a difficult time trying to get in touch with a company. Started getting letters about foreclosure, applied for a loan modification app...got declined. Worked with one "loan specialist" set up a payment plan to get back on track with payments. Well now she is no longer my "loan specialist" and I have been moved to another guy, whom I have tried to call several times, with no answer or returned call.
I then received a letter in the mail stating that they had no record of my homeowner’s insurance being in force and needed proof faxed immediately. Sent that fax to new loan guy....never heard anything back about it. Well last Monday a guy shows up at my house and starts taking pictures with no explanation as to why. Well, I got my answer a few days later when Nationstar proceeded to send a letter saying they had applied homeowners insurance for me (which was almost identical to what I had sent them). Then in the mailbox today I receive a letter from them and my payments have jumped up about $300 for insurance and property taxes...which I pay both MYSELF!
It seems like you never get to talk to the same person twice, and my so called "loan specialist" has yet to return my phone call... even after I faxed another copy of my homeowner's insurance to him yesterday. I’m really aggravated and have never dealt with a company that won’t answer/return phone calls, loses information and don’t make notes or keep up with what is going on.

We're sorry to hear about the escrow issues you've experienced with Nationstar. We're currently reviewing the account based on your review and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 10, 2015
It's been good with Nationstar. My bill arrives on time and I pay it on time.
Reviewed March 10, 2015
We have contacted Nationstar mortgage multiple times about our overdue tax bills. All they ever say is they are going to look into it and we have to wait seven days for a response. You wait seven days and still no one responds. And if you call in you risk being on hold all day, which I have no time for. Who has this much time to wait for their overdue tax bills to be paid while the county threatens to auction off your property? We have called them multiple times, faxed them copies of the overdue tax bills and nothing. They take forever to respond to your e-mails and when they do they don't even answer your questions.
We own two parcels of land on our property and they are refusing to acknowledge the second parcel and pay the taxes on it. Shouldn't a mortgage company know this information and take care of it? It's not my job to have to babysit them... well apparently it is. I've given up and we are just going to pay the damn taxes out of pocket, even though we have an escrow for this exact reason. Hopefully some other mortgage company will buy our loan from them so I no longer have to deal with them.

Our records indictae this issue has been resolved. If you have any additional questions or concerns, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 10, 2015
Nationstar's refinancing process was easy, with good interest rates and customer service. Their representatives were super helpful and responsive - they would email and call - and they were really thorough in discussing my options. Refinancing with Nationstar was definitely a better opportunity to pay my loan off quicker with lower interest rates.

We're so happy to hear you've been pleased with our service and the refinance process as a whole. Thanks for taking the time to share your positive feedback! -Nationstar Customer Relations Team
Reviewed March 9, 2015
I appreciate the outstanding customer service that your staff provided. I recently closed a refinance for our home. Your staff was very attentive and helpful. The employees I interacted with, especially ** , our Closing Coordinator, were very knowledgeable, and genuinely interested in helping us close the loan. Because of her efforts, we were able to get exactly what we needed and I am very satisfied with my refinance experience. I will continue to use Nationstar Mortgage in the future, as well as recommend it to others. ** efforts did not go unnoticed. You have put together a great team that makes customers feel respected and valued. I look forward to working with your team again in the future. Cheers.

We're thankful for your great feedback! We appreciate you taking the time to share your positive experience with us. Our goal is to provide high quality service to all our valued customers. -Nationstar Customer Relations Team
Reviewed March 9, 2015
I received a letter from Nationstar stating I could refinance my current arm loan to a fixed loan and so I started the process in Oct. 2014 and the sales rep started the process with all pertinent information. I was trying to get cash back for paying off credit card bills and another property improvement loan. This was ok with the rep. and I signed all documents sent to me via email. While waiting for the next step in the process, about a month went by and I finally received a call from the rep. stating he had a bad accident happen to his knee, I said “sorry to hear that”, and I said “I thought you forgot about me”, and he said “no, no, no”. So next, while waiting for the next step in the process, I had not heard from my rep for some time again, and I called many times asking what was the next step, and never heard back from him again.
Apparently, he knew this loan wasn’t going to get approved from underwriting for the cash out and he disappeared. So about a month or so went by and for some dumb reason, I tried to refinance again with Greenlight loans, who is owned by Nationstar. A very nice friendly sales rep named **. I told him the scenario about what happened and he assured me that this would never happen to me again. Well, it did. In the process of discussing terms of a 30 yr. loan the rep, I decided to also look into a 15, or 20 yr loan as well. When I left a message, I had not heard back from him for about a week, and when he called he said he was out of the office- sick for a while and I said “ok, whatever”. I didn’t really believe him and he said “listen to my voice, my throat is still sore”. Didn’t sound sick to me at all, he even said “ask my manager”??? LIE.
Well anyway, I still decided to move forward but not with a 30yr, but a 15 yr loan instead. Sales rep sent out the docs via email. I wasn’t too sure if I could afford the payments on that loan and asked about a 20 year loan instead. We went over the details and the monthly payment and I said I would like a day to think about. After two days, I called the rep back and left a message and said “I would like to go ahead with the 20yr loan” and did not hear back from for two more days. When he did call, I had some other questions for him and he would just try to turn me in circles about the 30yr, 20yr, 15yr. loans saying this and that, you know, typical sales rep stuff. I told him he has not been truthful with me and he denied it all and I finally told him to forget everything and hung up the phone.
This is twice I've tried to refinance with nationstar/greenlight and have been very disappointed in their customer service. As a company that has all my information, I thought they would like to get my business since I have had a loan with them since 2006. My recommendation is to stay from these two companies if you are refinancing...

We so sorry to hear about the lack of servce you received when attempting to refinance! We appreciate the feedback and welcome the suggestions for improvement. -Nationstar Customer Relations Team
Reviewed March 9, 2015
Nationstar took over my loan from another loan company and I've been recently satisfied with them. The only problem I have with them is that I kept getting calls saying that we were behind on the payment. I asked them 2 or 3 times that they have no reason to call me. I don't get my check until the second week or second Wednesday of the month. I told them that I'm going to pay it as soon as we get paid. Other than that, they were fair with me and I have had a good experience.
Reviewed March 8, 2015
Nationstar Mortgage is very good. Everybody was very knowledgeable in what they were doing and responded very quickly to any questions that we had.

Thanks for sharing your positive feedback with us! -Nationstar Customer Relations Team
Reviewed March 8, 2015
From October 2014 until March 2015 this company has been very unhelpful, rude, and they do not answer any questions. It is like talking to a recording with a rehearsed script. They continually transfer calls from one department to the next due to their lack of knowledge. We did not choose Nationstar, our mortgage was sold to them. We have asked for help with our mortgage and have received none! We continually receive letters in the mail for help but when you call you get the run around or hung up on. Our "personal point of contact" would go weeks without calling us back and never picked up his phone. We spoke to numerous other people within the company regarding our mortgage.
We finally were told that we do not qualify for any of their programs this past week because "WE ARE NOT DELINQUENT ON OUR PAYMENTS!” Not because my husband took a major pay cut... because we make sure to pay on time no matter what. This letter was followed by a second stating our payment is going up $150 dollars in July. So they will only help us if we destroy our credit. We did follow up with them and only one of the five people we spoke to told us that the original paperwork we had sent in was "altered by our point of contact". It did not state our hardship. We have copies of the original paperwork and requested their file to be sent to us immediately. What they are doing is illegal!

We'd first like to apologize for any lack of communication or assistance you may have experienced. We are currently reviewing the account and will provide a response within 5-7 business days via the email address listed on the account. Thanks! -Nationstar Customer Relations Team
Reviewed March 8, 2015
We've had Nationstar Mortgage for a long time and we refinanced. Everything went well and fast. It was a painless experience. We make lower payments since refinancing with them.

So glad to hear you were able to lower your payments by refinancing with us! Thanks for taking time to share your experience with us. -Nationstar Customer Relations Team
Reviewed March 7, 2015
I had a mortgage with Nationstar and I refinanced with them to shorten my years. I can't believe the whole process was that fast. They made it very easy for me because most of it was done via email, except for the closing part. I would use Nationstar again in any other time I would buy a house or refinance.

We're delighted to hear that your refinance was such a good experience! Our goal is to provide the best possible service to all of our valued customers. -Nationstar Customer Relations Team
Reviewed March 7, 2015
I submitted a separate payment for escrow only and it was applied incorrectly. I called immediately to have the payment corrected. It's now past 13 days and still have not been corrected. One department blames the other. Can't get a hold of a supervisor or manager. They keep transferring me. Why is it so hard to just correct this simple error? I'm still on hold now hoping someone with a brain can help me. Terrible mortgage company. Avoid at all cost. Just finished talking to manager ** in customer service. I so hope this matter will be resolved by next week.

Our records indicate the escrow issue has been resolved. If you have any additional questions or concerns regarding the escrow for your account, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 7, 2015
Nationstar Mortgage has been great. Refinancing with them resulted in lower payments.
Reviewed March 6, 2015
** and ** were very efficient and prompt! No nonsense and just plain got stuff done.

-Nationstar Customer Relations Team
Reviewed March 6, 2015
I created an online account because Nationstar Mortgage had not sent my wife's yearly mortgage information to do my taxes and it was already mid February. When I called their customer service department, I was told that I would receive it by January 31st. I still haven't received it and it is already March. The customer service agent informed me that the information would be available online. So I created an online account and that was completely useless because it doesn't have any of the necessary information I need. I then tried to make a payment online and it wouldn't work.
I called customer service and they charged me $10 extra to make the payment over the phone. This was after I was transferred to a department that kept hanging up on me. I was transferred and hung up on at least 7 different times. Their customer service is the worst and their website is completely useless. Their methods of accepting payments are outdated and practically prehistoric.
I would like to be able to make payments online without going through this much trouble. I would also like to be reimbursed $10 for having to make the payment over the phone. Last but not least, I would like to be able to make payments over the phone for free until they fix their website. I would also like the phone number to a manager that I can call directly that can accept these payments so that I don't have to be hung up on 7 different times when being transferred to their payment department.

We apolgize for any issue you experienced regarding the 1098 information and submitting a payment online. Our website is up and running, but if you are still having an issue with it, please message us privately and let us know as it may be due to the type of browser you're using. To see all payment options, including all our free options, please visit: http://goo.gl/ZnAlHO Thanks! -Nationstar Customer Relations Team
Reviewed March 6, 2015
Nationstar purchased my loan. I refinanced with them as they offered a better rate than what I was paying currently. Everything worked out well. I had no problems with their staff. They did their job very well and I'll be saving about $350 bucks a month because of this.

We're so glad to hear you had such a great refinance experience! -Nationstar Customer Relations Team
Reviewed March 6, 2015
These people are terrible. They take $120 extra each month in escrow as a cushion. Non reputable lender does this. I have had mortgages nearly 30 years, and I have never experienced anything like this. They call and harass you if you do not pay by the 1st even though you have until the 5th of the month.

We have responded to your concerns privately. Please reply to our message with any remaining questions or concerns. Thanks! -Nationstar Customer Relations Team
Reviewed March 5, 2015
With Nationstar, we got a slightly lower payment and lower terms. The guy on the phone, was very personable and did a great job. He was very patient and answered tons and tons of questions. And then I had girl who took over from there. She did all email correspondence. She was very prompt on replying. Everything went real well. Everybody was prompt and professional.
Reviewed March 5, 2015
We are currently trying to refinance our home but keep running into problems getting paper work from NationStar. Apparently they lost or misplaced our paperwork. We have been trying since January 12 to get the note page of our loan which apparently is lost. At least that's what we were told. We were finally able to find a way after 31 days of dealing with customer reps and supervisors around needing that form. But now we need another form that says it's an unsecure loan but after 7 days and speaking with 3 different customer service reps are still waiting on that form also. The refinance will save us thousands but seems like we may never see it!!

We'd like to apologize for the lack of assistance you've experienced regarding the refinance process! We're currently working to provide a response to your review and will do so via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 5, 2015
Nationstar offered a cheaper rate to refinance so I went ahead and did it. They have been great - their mortgage professionals were on top of everything, kept me informed and made it as easy as possible. My only problem is that my actual payment and everything that I paid for last time are still not showing.

We're delighted to hear that your refinance was such a good experience! Our goal is to provide the best possible service to all of our valued customers. -Nationstar Customer Relations Team
Reviewed March 5, 2015
I contacted customer service for info on a HAMP loan due to my 40-year-old husband having a hemorrhagic stroke at age 40. We are getting SSDI now and can't afford the payment with that amount. The Nationstar agent said it could take 6 to 8 months to get approved or denied the loan once the paperwork is submitted. I asked why it would take that long and she said processing the paperwork and getting it approved takes a long time. I am still going for it. I have no choice.

If you need assistance with the HAMP process, please reply privately with any questions or concerns so we can help out. Thanks! -Nationstar Customer Relations Team

Reviewed March 5, 2015
I'm a CHASE customer. I've been w/ Nationstar for 2 mos. I just received an email, "explaining" what my payment "options" are. My payments at Chase and continue to be, made by my bank. Same day, EVERY MONTH. When I logged into my acct to see why I would be receiving this type of email, it has my payments, with a notation, "NEXT PAYMENT DUE IMMEDIATELY." It is Wednesday, March 4th. Evidently at Nationstar there is no GRACE PERIOD. I'm seeking another lender, IMMEDIATELY.

We have responded with some info regarding the grace period for your account. If you have any additional questions or concerns, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed March 4, 2015
Yes, for the past 3 weeks I have been trying to get a hold of my home modification specialist and has yet to call me back. I have called numerous times about questions concerning the packet that came in the mail and the several people I talked to either transferred me to somebody else, and they couldn't help me and then kept getting transferred to other people still trying to get answers. I was suppose to have a notary come out to my home about the packet and they never showed up the first time - Nationstar rescheduled it and once again nobody came out and nobody called.
I called Nationstar once again and was put on hold for 65 minutes - left a call back number and never called. I called again and still put on hold as I type this out. I cannot believe in the past 3 weeks what I have went through with Nationstar and the time I spent I got absolutely nowhere. WHAT HORRIBLE CUSTOMER SERVICE!!!!! If you really care about your customers, I would hope you would call me back and help me out through this terrible experience.

Thanks for informing us of the issue you experienced. We're currently reviewing the account in order to provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 4, 2015
On October 15,2014 I was advised that my mortgage was sold to Nationstar. I was then repeatedly called by them to make payments without me ever receiving a bill from them! I finally got them to stop harassing me. Fast forward to February of 2015...I have never received a bill from them nor have I received a 1098 form, I spoke with ** from customer service on 2-6-2015 at 10:40 am and asked her to send the 1098 she said she would... When I didn't get I called on 2-17-2015 and spoke with ** who informed me that the 1098 was sent on 1-31-2015 and 2-7-2015. She conveyed this info with quite an attitude which changed when I asked to speak with the supervisor. I then spoke with ** on 2-17-2015 at 1:55 pm and he assured me it would surely be taken care of by him. He then transferred me to ** who said he would take care of it!
Fast forward to 3-4-2015.....I called Nationstar and spoke with ** and she said she would E-mail me the info. She put me on hold at 2:55 pm....... I waited until 3:10 pm and she NEVER CAME BACK ON THE LINE! What is so difficult in getting me this info? Am I not guaranteed by law to get this from this mortgagee? ALL I WANT ARE PAPER BILLS AND MY 1098...... PLEASE LOOK INTO THIS FOR ME. THANK YOU.

We'd first like to apologize for any lack of assistance you may have experienced regarding your 1098 and billing statement requests. Our team is reviewing the account and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 4, 2015
** was my loan officer and the experience was excellent with him. The most impressive things about working with ** was he actually answered his phone when I called and had answers to all my questions! If he wasn't sure about something he would get back to me usually the same day with the answer. It was a long process but he kept me posted with what was going on. Thanks.
Reviewed March 4, 2015
In June of 2013 my loan was sold to Nationstar by Bank of America. As you will see a lot has changed since my modification with Bank of America. The agreement was for $1138.02 per month for the first 5 years and my payments has increased to $1290.60. Also the deferment was $61,245.59 and it has increased to $63,918.27 (in the agreement it stated the deferred amount will not gain interest) and the $61,245.59 will not be due until the end of the loan in 2037. Nationstar is making that deferment now past due on the loan.
Last and not least my account was turn over to Nationstar without my knowledge, I was on time with BOA and was told I needed to start paying Nationstar which made two payments missing and investigation was opened with Nationstar and to this day no resolution other than showing I owe those two payments. This was in September 2013, I have been current since September until May when I fell into hardship. My account payment increased and I was told I am 3 payments behind because I was paying BOA in June and July of 2013. I really need some assistance because I am at my wits end.
I am now 5 months behind however gainfully employed and have been trying to work with Nationstar. They sent me a foreclosure notice without communicating with me. I have sent in all the required documents and been lied to over and over stating they are trying to reach me when we are not receiving phones calls. I left them 3 phone numbers and I have not received communication from them but a foreclosure noticed. Please help, I've seen more than 200 complaints online against this company and I don't want to be the next victim to lose my home. Thank you in advance for your assistance.

We'd be glad to help with the concerns you have regarding your account. Please reply private privately with the property address so we can locate the account and help out. Thanks! -Nationstar Customer Relations Team
Updated review: March 17, 2015
They need to do a better job of informing users about account issues and changes.
If a transaction gets reversed or denied, especially a transaction that was started by a customer service rep during a telephone call to a customer, just posting the reversal on the website is not enough. Post an explanation why the transaction was reversed on the website and then also send an email to the user with the explanation. Also customer service reps need more training to recognize what transactions and corrections need supervisory approval, and which department(s) to request approval from.
Loan officers need to do a better job of explaining all the effects of a refinance, immediate and within the following year. This could involve more training for loan officers. For example, when a VA loan is refinanced to a non-VA loan, what happens to escrow and VA funding fees? When a loan for a primary residence is refinanced to an investment loan (owner moved, could not sell, has to rent the home), what happens to the escrow at time of refinance and at the next escrow review? Insurance needs to change from a homeowners policy to a landlord policy.
Car insurance can change because of bundling issues. Property taxes in many jurisdictions get collected in one payment for investment properties instead of the usual two installments for residential properties.
That can have a big effect on escrow balances in the payment month and trigger an escrow increase at the next escrow review. Some mortgage servicers require a one month cash buffer in escrow for a primary residence but two months in reserve for investment properties, which will increase the escrow portion of the monthly payment at the first escrow review if not factored into the initial refinance.
There can be extra escrow difficulties if the refinance closes/funds on the day/month that property taxes are due. The loan officer should ensure that the customer understands all the changes/potential changes to his loan due to his unique set of circumstances before coming to settlement.I also hope that all consumers seeking loan refinances realize that not all loan officers know all this and even those who know often forget all the factors that apply to your individual circumstances.
Please use my response here to create a list of questions for your loan officer and keep asking until you get all the answers and the total responses tell you that the refinance is either good, bad, or neutral for you.
If I had known all the answers up front, I would still have made this refinance; it just would have made my experience (and that of several customer service reps) much easier and more pleasant.
Original Review: March 4, 2015
The terms of the refinance were not the best, but fair and competitive. But the transfer of escrow from the old loan to the new loan was mismanaged. It took the website over 30 days to catch up with all the transactions of the refinance. Then what was displayed on the website was so confusing that I did not understand that there was a problem, until an escrow analysis three months after the refinance raised the mortgage payment $184.00/month! It took 2 1/2 months and multiple telephone calls to multiple departments until my case got elevated to a supervisor who had to override multiple automated policies to correct the now 6-month old accounting error. Then a new escrow analysis reduced the payment increase to $59.00/month. Yet property taxes had not changed and the insurance had changed less than $10.00/month.
The accounting error and a change in tax payment method between the two loans had caused a negative escrow balance that triggered the rest of the increase. Other than that, the website works well. Also online check payment is free while other mortgage service providers redirect you to third-party e-services that charge "convenience" fees.

We appreciate your feedback regarding the refinance process and we'll be sure to notify our Escrow Team of the issues you experienced. If there's anything else we can do to improve the refinance experience, please reply privately with details. Thanks! -Nationstar Customer Relations Team
Reviewed March 3, 2015
I'm an existing Nationstar customer and I'm trying to cash out. Oh my god, unbelievable experience with fooling around and Lender Negligence. They said it would be easy to just deal with one lender and they made me withdraw all existing application from other lenders. This has been officially 10 weeks now. The closing experience is horrible. The lady said just one last document to complete and they still don't know what they are doing. They blame each other to complete the work. I would not refer to anyone to experience this mess. Probably they don't care. They don't even respond.

If you're still needing assistance with the refinance process, please let us know and we'll be glad to help. Thanks! -Nationstar Customer Relations Team
Reviewed March 3, 2015
Just had my loan transferred from Coldwell to Nationstar; I'm completely current with the loan, it wasn't part of HARP or any of that nonsense. I loved having Coldwell and had my fingers crossed they'd never sell the loan, but of course they did eventually. I get a letter in the mail stating explicitly that everything will happen automatically, and that because my auto-pay comes out at the beginning of the month, there will be a slight delay in the drafting. Well, they never drafted, and finally I asked them about it and they said I would need to pay it manually because they just fell like being full of ** for written letters apparently.
So fine, I go to pay, no big deal, only to find out they charge you to pay online. Or to pay by phone. Yes, because of their fault in delaying everything, I'm supposed to pay fees for their mistakes? Why can't they just draft it like they're supposed to anyways? Contacting customer service just gets you a long cut and paste of FAQ nonsense that doesn't in the least address what you actually asked. Would not do business with these clowns if I could avoid it, might look into refinancing with a different company just to get away from them.

We'd be glad to help with the payment issue! Please reply privately with your contact info so we can locate your account and further assist. Thanks! -Nationstar Customer Relations Team
Reviewed March 3, 2015
I sent all information twice. Second time by certified mail. Received two separate notifications, of two separate individuals, that are suppose to be my contacts. Tried calling one; "Crystal". Left numerous messages no response. I did call early January. Explained my Husband's illness and stated we may be late, asked if there was an arrangement that could be made; was told "No". Now still waiting for info on modification. Not surprised, I have read numerous reviews of horror stories so did not expect a quick response or even getting one.
Reviewed March 3, 2015
I've had a mortgage with Nationstar for about three years now. We refinanced since we're going to be financially constrained as we had an old modification that was expiring. Once we refinanced, I went back to a locked rate, and it's about $100 less a month in payment. Everybody from Nationstar was knowledgeable and helpful. They were thorough enough when we were discussing options and I understood what they were talking about.

Thank you for sharing your great feedback! We're so pleased to hear you were statisified with the refinance experience. -Nationstar Customer Relations Team
Reviewed March 3, 2015
WEBSITE: 3 out of 5 - While most of the information is available online, it isn't the most intuitive interface and design. But I do like that payments can be made online at no additional cost, and that you can allocate additional payments to principal, escrow, etc.
CUSTOMER SERVICE: 1 out of 5 - I hate to give such a low score, but I have never been hung up on so many times. If you call within a 1/2 hour of closing forget any help. If you need to be transferred you might as well as hang up. If you have a complex issue that can't be resolved in one phone call don't expect a callback or a follow-up e-mail. I was actually told by a rep that they weren't allowed to call customers back.
Here's an example of why I give service only 1 star. I called in on 03/02/15 and I received a message that volumes were higher than expected, but when I tried waiting on hold even the automated system disconnected the call. When I called back again, I pressed 3 for the option to have Service call me back. 6 hours later I received a call and the foreign guy (Calvin) introduced himself and then disconnected the call. Obviously trying to get through his workload before going home for the day.
I called general customer service again and received the same experience as before - volumes are high, go back to the automated system or press 3 for a callback. No option to hold. Fortunately I had saved a number directly to the tax department so I called them and waited on hold ~25 minutes before talking to an individual. The entire call took over an hour because I had to be transferred, had to reverify all personal info, re-explain the issue; and I still have to wait 2-4 weeks for a resolution (which I hope will be processed this time).
Overall: 1 out of 5 - I don't care how good the product is (and in this case it's not much better than competition), if the service is awful I don't want to do business with you. If I could transfer my mortgage somewhere else I would. The service is absolutely horrible. I try to give them the benefit of the doubt of 'accidentally' being disconnected, but when it's a regular occurrence over 5 months it can hardly be called accidental. Out of the 15+ people I've talked with only two put forth effort to resolve my concern.
Bottom line: Product - Meh. Service - Horrible!!

-Nationstar Customer Relations Team
Reviewed March 2, 2015
We have had nothing but bad experiences with this company since they bought our mortgage. The Nationstar's response to call them to address any problems is a joke. The customer service is terrible, they know little to nothing about the account. That is at least when they don't put you on hold for over an hour (often times more than once) or hang up on you. Then when you ask for numbers to the extra fees they are charging the math doesn't add up by hundreds of dollars and they can't explain why. In fact they can't explain or fix anything because they have no idea what they have done with your money or why they are charging so many additional fees. We have never experienced such a poorly run company with such bad customer service. They are thieves!

We appreciate the feedback you've provided regarding your experience with Nationstar. We're currently reviewing the account and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed March 2, 2015
We refinanced our home mortgage with Discover Home Loans who then sold it to Nationstar Mortgage. Their accounting system is inadequate to say the least, their customer service is poor, their supervisory leadership is even worse and I regret the day I ever heard of this company. I am still on hold after 30 minutes just trying to talk to someone who is knowledgeable and professional. Not to mention what their "delinquent report" has done to our STELLAR credit rating!!

We sincerly apologize for the service you feel you've experienced since the transfer of your account. We'd be glad to help out with any issue you may be experience. Please reply privately with details so we can further assist. Thanks! -Nationstar Customer Relations Team
Reviewed March 2, 2015
My account has been bought by Nationstar so when it was time to refinance, which I had a crazy high interest rate, I did it with them. Everything was professional and simple. I got shorter terms and a lower payment. Things went very smooth and I couldn't be happier.

-Nationstar Customer Relations Team
Reviewed March 1, 2015
It was all in all good.

We're glad to hear you've had such a great experience since the transfer occured! -Nationstar Customer Relations Team
Reviewed Feb. 28, 2015
Nationstar sent me a forbearance letter that will only save me $15.00 (fifteen dollars) a month 2/21/15. I called & emailed specialist. She never called me back. I do not wish to lose my home when a modification to a 30 yr would let me keep home.

Thanks for informing us of the issue you experienced. We're currently reviewing the account in order to provide a response via email within 5-7 business days. -Nationstar Customer Relations Team
Reviewed Feb. 28, 2015
Back three years ago I started my loan with Bank of America. I never once had a problem payments where done bi weekly right out of my account. Well then Nationstar took over my loan and that's when the problems started. It was two months until I found out about the change of loan companies. Once I found out I called Nationstar so here is how it has been ever since. I started off behind on my payments due to Nationstar not taking over where Bank of America left off. I called and right from the start I get to talk to someone who I couldn't understand due to the language difference. So I ask to continue my bi weekly payments and they told me I needed to be paid current before I could start that.
Well I paid the difference then they told me well you have to pay a month ahead. I paid that then I called back in and said "okay I want to start my bi weekly payments." They told me: well you are still a month behind." So this has went on for a couple of years now my credit is now shot. Last year 2014 I made 13 payments and on January 1st I called in and ask about a my bi weekly payments again. They told me once again I was a payment behind and that I missed a payment back in 2013. I said "okay, but I made 13 payments in 2014 so that should of covered that one payment."
Well after looking back into past history of payments I see that no payments had been missed. So at this time I call Nationstar back and ask about the payment they was referring to that had been missed. Well not make a long story short I have been told 5 different months this payment was missed. Here is a warning to anyone wanting to use Nationstar: DON'T DO IT. THEY ARE SCAM ARTISTS. This place has mailed me, sent certified letters and called me a million times and I'm done. I'm done answering their calls, I'm done opening their mail, and I'm done receiving and certified letters. This company is a joke.

We appreciate you informing us of the issue! We'll provide a response email within 7 business days via the email address listed. -Nationstar Customer Relations Team
Updated review: March 25, 2015
After 2 months and a large number of phone calls the issue has been resolved. While I am very pleased with the eventual outcome, the effort it took to get to this point was entirely unnecessary. I did appreciate the help of the last representative who was easier to deal with than previous reps. Since I am no longer "angry" regarding the situation, I've updated my rating to 3 stars.
Original Review: Feb. 28, 2015
I recently sold a home and paid off my mortgage with Nationstar. I contacted them multiple times about an issue with the escrow refund. Basically I am unable to deposit the check they submitted. They told me to submit a research request (more than once). I have done so twice at this point. I have not received any response (including a denial of my request). Whenever I call, they tell me there is no open research request. I can never speak with the same individual and the research dept doesn't take incoming calls. You can only reach customer relations via mail. The last customer service representative read some of the notes to me on the account which all stated "Loan closed. No further assistance." I guess that means I won't be hearing from them?
My first research request was submitted prior to the closing of the loan. Not sure why the other customer service reps never told me that the research dept wouldn't assist me because the loan closed. Nationstar was ok during the term of my loan but I cannot believe how difficult it is to speak to someone regarding my issue or why my several attempts to reach the research department have been unsuccessful. Maybe they did receive my request but because the loan is no longer active they won't do anything about it or even have the decency to let me know they aren't going to do anything about it.

-Nationstar Customer Relations Team
Reviewed Feb. 27, 2015
All was well until we asked for a TEMPORARY modification. It was granted, after a flurry of information was exchanged, and it was due to last no longer than 5 months, AND we were told it would not adversely affect our credit. My husband got a new job that meant a necessary relocation to another state, and sale of my house. Long story short, as we attempted to receive financing on a new home in a new city, we were told that Nationstar had reported to the credit bureaus that we were "delinquent!" We have had stellar credit most of our lives!! We have been in our current home for 10 years, and have never missed a payment even with the modification!! Now we are being told that our contract on our new home is in jeopardy because of Nationstar's lies!!
We are trying to resolve this dispute, and they are now not accepting our phone calls or emails!! We would not recommend them to anyone. They need to be truthful about what they are doing to your credit. I am within one week of closing on my new home, movers are taking my belongings to my new place, and I am being told that my financing may not happen because of this ONE thing that Nationstar was not truthful about.
Updated on 03/03/2015:
We approached Nationstar to modify our loan when my husband lost his job. His new job was due to start in a few months. We did not know that such a request required them to tear down our good earned credit rating!! Now, we have sold our home, but cannot purchase another or do anything because they have given us the worst possible delinquency rating!! This must be rectified immediately, or my home purchase and relocation to another city is in Jeopardy.
Some letters have been written on our behalf by Ms. ** but I need immediate action to be taken to help restore my credit. This requires at the least an explanation to be sent to the credit agencies specifically stating our intent to work with our mortgage company and not to defraud or show delinquency for the months of December and January.

We're so sorry to hear about the credit issue! Our team's reviewing the account now and will provide a response to your review within 5-7 business days via email. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 27, 2015
The way this company has treated me is nothing less than traumatizing. They mess up my escrow every year, sometimes forget to pay my taxes, double bill, among other issues. Latest Issue: My signed contract says that my PMI ($75 a month) was to be paid until my loan hit 80% Loan to Value. I've been paying my PMI for over 5 years now and my loan to value is down to 33%... My loan is 2/3 paid off, and they still refuse to remove my PMI. They want me to authorize them with a blank check to do an appraisal on my house, in order for the OPPORTUNITY to remove my PMI. If you saw what this company has put me through, you would realize why authorizing them with a blank check is completely out of the question.

Thanks for providing feedback regarding your experience with Nationstar thus far. We're reviewing the account and will provide a response within 5-7 business days via email. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 27, 2015
Excellent response time and quick turn around for my home refinance. Thank you.

Thanks for the positive feedback! -Nationstar Customer Relations Team
Reviewed Feb. 27, 2015
The process was smooth, faster than expected, and the person that took care of me was really nice. The underwriter came to the house for the papers. I thought it was going to take a month and a half but it went through in 2 weeks. They were thorough, and they told me the different options in refinancing - percent wise, rate wise, how much I would have to have down if I did this, etc. They tried to get me the best rate they could get me.

Many thanks for sharing your great feedback! We're so pleased to hear you were statisified with the refinance experience. -Nationstar Customer Relations Team
Reviewed Feb. 26, 2015
Our loan consultant, **, failed to properly communicate with me and my husband on our loan we were trying to refinance with him. Tells us after we did the loan with him and several days later, our loan was closed out because we didn't submit our paperwork within 5 business days. If we had known that we would have collected all the information and then did the application. He failed to do his job properly and then after trying to communicate with him, he stopped responding to emails. He only responded when we said we were going to take our loan elsewhere. Then acted like he was going to put the loan application back on without our permission! I do not want our credit to be ran AGAIN by this company that can not do their job correctly. I called ** requesting for him to call me back but he hasn't and I left his manager, ** a message as well with no call back. NOT SURPRISING.

-Nationstar Customer Relations Team
Reviewed Feb. 26, 2015
I've had my mortgage since 1999 and never miss a payment since with various mortgage lender where my loan has been transferred several times. My latest refi approx a year ago required me to have a PMI (coming from VA to Conv). During my refi they assured me that this can be cancelled after a year with qualifications. I made a request to cancel it back in July 2014. But never heard back since, I called yesterday and got a response today that my LTV (78%) was not enough from the required 75%. Apparently that was base on the first appraisal. The paperwork they send me says 65% to 80% which if we follow that I should already be qualified. Apparently the law also states 80%.
Nevertheless I just requested for a current appraisal to move things along which I thought they would had already been done. I should already fall around 70% LTV. The non-callback since July + inability to directly get in touch with the PMI department + requiring 75% instead of 80% I believe are all tactics to further delay and charge me unnecessary insurance + it is very annoying and disturbing.

Our team is currently reviewing your account and will provide a response by March 12th. If you have any additional questions or concerns, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 26, 2015
I started the loan modification in July 2014. I completed all the forms I was asked to and provided all documents that they asked for. Over the course of the next 6 months I constantly emailed and/or called checking on the status of the modification and did not receive any response. The last email I send was 11-12-14, once again asking the status of my loan. At this point I had received notice of foreclosure, that I was told wouldn't happen during the modification process. Once again, no response. I now have a notice of a sheriff’s sale of my home. I don’t understand why you offer a modification if your company isn't willing to help. I also don’t understand why I had 4 loan specialists over the course this time. I pray no one else has to deal with the stress this company has caused me and my family.

We're sorry to hear about the issues you feel you've experienced during the modification process. We're working to provide a response to your review within 5-7 days via email. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 26, 2015
Elderly couple had a first mortgage with local bank and a second mortgage with a national bank. The mortgage was sold the first mortgage to Nationstar and one month later her husband died. Due to the loss of income she put the house up for sale. After a few months it was decided the market would not support the remaining balance owed on the property. However the listing agency got an offer on the property which was close to the appraised value. However it was not enough to pay off the balance owed. It has now been 10 months and no decision from Nationstar.
During this time, the elderly lady who owns the property has not been living there but has been keeping up the utilities. Nationstar has not been sympathetic to her and expeditiously resolving this matter. I have never seen or heard of a lender take so long to make a decision about anything. If they are this incompetent in making decisions, I would never recommend anyone doing business with Nationstar.

If the customer is in need of assistance with her account, please have her contact us directly so we can help out. Please have her give us a call at 888-509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 25, 2015
I normally don't write reviews or give star ratings but felt compelled to do so in dealing with the Nationstar loan modification process. Our loan was sold to Nationstar a few years ago, up until Oct 2014 we never missed or was late on our monthly payment. Last year I became unemployed due to illness-related issues in the family. We've been applying for a loan modification & re-sending the same documents over the last 4 months with no luck. In the month of Jan 2015 when I checked the status online it said that all documents was received & a decision would be made, the following week it showed that no documents was received and we needed to start the process all over again! Our house is in the foreclose process as of today.

We appreciate you informing us of the issue regarding the modification process. Our team is currently working to provide a response to your review within 5-7 business days via email. Thanks, Kendra Taylor
Reviewed Feb. 24, 2015
Nationstar acquired my mortgage from Bank of America, and it has been a horrible experience. Nationstar has been absolutely byzantine to work with. I have been shuffled from their "research department" to their "assumptions department" to "subordination" etc. I have only received form emails and letter that contain no information. They have gone WAY beyond the 60 days to process a request, and they respond in such a dispassionate, indeed aloof manner, that it is clear they do not value my business now or in the future.

We's first like to apologize for any lack of communication or assistance you may have experienced regarding your account inquiries. It's our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. Please reply privately with details of your concerns so we can further assist. Thanks! -Nationstar Customer Relations Team
Reviewed Feb. 24, 2015
Just about all I wanted from my refinance process was a simple, no hiccups process that I didn't have to resubmit information 9 times for. Overall, it was fine!

-Nationstar Customer Relations Team
Reviewed Feb. 24, 2015
I called two days in a row about the billing cycle procedure, when l was spoken to in a rude manner then transferred to an answer machine. The second day, the "manger" Daniel ** was extremely unprofessional and laughed at me and called me a liar. I do not receive my statement 'til the first week in the month it is due and mail it within two days. It takes them over 11 to process it so l get hit with late fees which has to be illegal.

-Nationstar Customer Relations Team
Reviewed Feb. 24, 2015
Nationstar lowered my monthly payment. I refi'd with them four months ago because I got a referral from a friend. It was a very good experience. They were very professional.

Thanks so much for sharing your positive feedback regarding the refinance process! -Nationstar Customer Relations Team
Reviewed Feb. 24, 2015
Refinancing with Nationstar was great - it wasn't a lot of fuss like I thought it'd be and a lot easier than I thought. They were wonderful and I got lower interest rate and lower payments. They were really friendly and followed up with me and I appreciate that.

We're so glad to hear you've had such a great experience! Thanks for sharing your feedback. -Nationstar Customer Relations Team
Reviewed Feb. 23, 2015
Since Nationstar bought my loans, it has been 1 yr of constant phone calls that are never responded to, countless emails with no replies. My statements are late and I have to call. They post payments to principal, phone me and tell me I'm late. Double charge me on next statements and charge me late fees.

We're sorry to hear about the level of service you feel you've experienced with Nationstar. We're reviewing the account at this time and will provide a response via email within 5-7 business days. -Nationstar Customer Relations Team
Reviewed Feb. 23, 2015
Everyone at Nationstar was polite and friendly. It was efficient and painless.

Thanks for your positive feedback! -Nationstar Customer Relations Team
Reviewed Feb. 23, 2015
Nationstar Mortgage is a good company to work with. They are prompt and courteous with all our correspondence. They are pleasant to work with and I would recommend them to someone looking for a new mortgage.
Reviewed Feb. 23, 2015
Nationstar's service was good, quick, and hassle-free. They did everything they said they'd do. It's a good experience and I would recommend them to a friend.

We're glad to hear we provided such great customer service! Thanks for sharing your feedback with us. -Nationstar Customer Relations Team
Mr. Cooper Company Information
- Company Name:
- Mr. Cooper
- Company Type:
- Public
- Address:
- 8950 Cypress Waters Blvd
- City:
- Dallas
- State/Province:
- TX
- Postal Code:
- 75019
- Country:
- United States
- Website:
- www.mrcooper.com
