
Mr. Cooper Reviews
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About Mr. Cooper
Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.
Visit www.mrcooper.com- Online pre-qualification tool takes minutes
- Online loan tracking
- On-time closing guarantee
- Pays local moving costs in some areas
- No physical branch locations
- No USDA loans
Mr. Cooper Reviews
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Reviewed April 25, 2015
The refi process was good, but at some point there was kind of a confusion with the girl that was actually closing the loan. With her, I got in a little bit of uncomfortable situation because she was telling me things different than the person that initiated the loan. But in the end everything worked out okay. My intention is to be able to refinance and to consolidate my debt with the house and lower the interest as much as possible. Nationstar helped me a lot.
Reviewed April 25, 2015
We used Nationstar and Greenlight Loans to refinance a mortgage we already had with Nationstar. They were professional and responsive. I would highly recommend them to anyone looking to refinance or purchase a home. Very happy!
Reviewed April 25, 2015
First thing is to let the Lenders know what loan is available to them and if they are qualified for these different loans (good interest rate, no down payment, etc.) -- right off the bat!! Tell them what would possibly hold up the loan (bad credit, having an Equity Loan on the property with another Bank (like I have) or anything else!!)
Give Lender a reasonable breakdown of all the bills, date and time (home insurance, property taxes, etc.) that will have to be paid several months in advanced showing a dated payment receipt. The hardest part for me was trying to keep up with the amount of money of the downpayment amount when the dates started to change.
After dealing with Nationstar Mortgage refinance in 2013, going through the whole process and signing my first loan agreement, it died with Nationstar Mortgage. At this point my daughter didn't want to have anything else to do with Nationstar Mortgage (I talk her into it one more time). I had to call Nationstar Mortgage after several weeks of no notification to find out what was going on. It seems they had a problem with my Equity Loan and getting the Subordination Agreement from Bank of America. What was the problem?? This time Nationstar Mortgage was able to get this information without any problems or for me paying the $250.00 to get a copy that Nationstar Mortgage said I would have to do!
Lenders should be told if done by long distance by phone, PC, fax and email, it may take a lot longer to meet some of the deadlines quoted to them to complete causing figures of the loan and the date of closing to change. Also remind them that they will have to do a lot of leg work to get papers needed, email, fax and copy!!
This refinance with Nationstar Mortgage, I think was a very long process. The best refinance without any major problems and easy flow to the end was with Bank of America. I really can't say I would recommend Nationstar Mortgage to family or friends. Sometime calling the Nationstar Customer Services Department, I may talk to three different people asking the same question and get three different answers.
Reviewed April 24, 2015
Nationstar helped me in the refinancing and everything worked out perfectly. Everybody was nice, I could get a hold of them and it was all good.
Reviewed April 24, 2015
Totally satisfied with my refinance experience. Both the Processor, **, and the Loan Officer, **, were professional, knowledgeable, and prompt in handling the process. Projected estimates were on target and we closed on time without any issues. Great job to both!
Reviewed April 24, 2015
The service that is provided over the phone is excellent. I just spoke with a customer service provider by the name of ** in reference to enrolling in your Equity Accelerator program. It was a pleasure, for a lack of a better word.
Reviewed April 24, 2015
I have been trying to resolve an issue with **, our closing coordinator and she is not returning any of my phone calls or emails. We re-mortgaged our home and in that we took out money to pay off a student loan. The student loan check was sent to the incorrect address by Nationstar. The student loan is not paid off. I am currently still paying the student loan payment with interest as well as a larger mortgage with interest because of an error by Nationstar. I have also left messages with **, **'s supervisor and received no response. I have contacted Navient where the student loan is through. They will refund the money to Nationstar in 30-45 business days. I have spent a lot of my own time trying to fix this issue and have had no support or help from Nationstar. We have paid Nationstar for a service that is not complete and I am extremely frustrated.

We appreciate you informing us of the issue with your refinance. Our team is currently working to provide a response to your review within 5-7 business days via the email address listed on the account. Thanks! -Nationstar Customer Relations Team
Reviewed April 24, 2015
Our mortgage and home purchase was no easy task. It took 9 long months. The saving grace was our Purchase Closing Coordinator **. She helped us through every little detail and hurdle we encountered. She went above and beyond in many cases. She was always prompt in providing information and returning emails and phone messages. She was patient with explaining details of the loan process and quick to make things happen. She saved us money and lots of headaches by going above and beyond her duties. We would not have our home if ** was not our Purchase Closing Coordinator. I can't say enough about how satisfied we are with her and the company.
Reviewed April 24, 2015
Worked with ** of Nationstar & ** of Greenlight Loans for our refinance. Both of these ladies were professional, courteous & extremely on top of things. Never have I had a more pleasant experience with a loan company! Thank you both! You deserve high praise & recognition for a job well done!!!
Reviewed April 24, 2015
My Nationstar experience was a little painful but it's finished up to this part. Their underwriters got all the docs together and then finally got it off to wherever it needed to go to get the final resolution. For me, that part seemed to have some gaps and I don't know what those gaps were but I would call and follow it up. It felt like most of the time it was troublesome. It seemed more like it was coming from me instead of the one who did the closing.
Reviewed April 24, 2015
Very professional and fast. They did what said they would do, when and how - can't ask for great experience.... Thanks.
Reviewed April 24, 2015
Nationstar mortgage bought my previous mortgage from Citibank. The first time, I was about to call somebody out because they screwed everything up. Because I tried to refinance 6 months ago and got so pissed off at Nationstar and the mortgage person because they told me something completely different than the paperwork that they sent me. They told me one percentage over on the phone and when I got in my email to look over the documentation, it was over a point higher.
The processor ignored me for a week so I talked to the supervisor. The supervisor finally picked up the phone and I had to talk to him. He then told me that whoever that processor was had told multiple people the same thing. He looked into it, listened to the recording and said, "Yup, you're right. He told you one percentage then when you're saying you got a different percentage." But they didn't get it fixed. This last time it was better. Hopefully they are able to do the estimate properly because when they bought the mortgage from Citi, they screwed up my next bill. So they collected it and said they weren't collecting it and then didn't pay my interest or my taxes. So hopefully, since I refinanced, they don't screw that up.
Reviewed April 23, 2015
The website really frustrated me. I needed to type in my zip code and as soon as I typed the 2nd character it would delete my entry. When it finally worked it said my loan type was not available to pay online. I then called customer service and the gentleman that helped me, bless his heart had such a heavy accent it made it very difficult for me to understand him. I wanted to make my mortgage payment over the phone but he stated he was going to charge me $19.00 which upset me because I spent so much time explaining to him the difficulty I had online and that I wasn't allowed. I was able to make my payment but then asked to be transferred to a person that could help me with my online issue and the call was transferred to a voicemail. Very frustrating situation as a whole.

We first would like to apologize for any difficulty you experienced when setting up your online account. Our records indicate that you were able to set up online access for your account. If you need any additional assistance, please let us know. -Nationstar Customer Relations Team
Reviewed April 23, 2015
The overall experience of my refinance process was very good. It took a little longer than I expected, but the personnel that I interacted with was always very attentive, knowledgeable and helpful. It was great especially at the beginning, when we were exploring the options and the agent was very patient and understanding, and his ideas were creative.
Reviewed April 23, 2015
I had nothing but easy street on this!! The expertise, efficiency, and speed of my refi was exceptional. Thanks for allowing me to do business with you!
Reviewed April 23, 2015
I was satisfied with my interaction with the Nationstar mortgage professionals. Everything went great. They were excellent people and the best.
Reviewed April 23, 2015
Recently did cash out refi with Nationstar. The process up to closing was fairly efficient. Once the paperwork was signed then all the problems started. Signed paperwork and final disbursement was to be received approximately 7-10 days later. No big deal. Paperwork has to be processed, which I understand. Funds sent did not match the amount that was agreed upon and signed for at closing. The "misplaced" funds were sent to escrow account. Why??? Whoever did the final processing input my county tax information in incorrectly (roughly $3k higher than I actually pay) which significantly increased the escrow requirements. As soon as I noticed, I contacted the team I was working with during closing. They referred me to someone in their Tax and Insurance department who confirmed the mistake and indicated that this would take a few days to confirm that my county tax rate.
Everyone makes mistakes, I wasn't too pleased but I can understand human error. I check back a few days later and they confirmed that my county government had not lost their mind and that the tax information currently in their system required adjustment. From what I was told, this should correct the payment coupon and the information available on their website within a few days. I check back about a week later and no change in the site plus I receive a mortgage statement for my first payment that still has the incorrect information. I immediately contact customer service to figure out why this is still incorrect. They now tell me that even though they were able to validate the discrepancy, a change requires an escrow analysis, which cannot be run until 30 days after the loan origination date and that it will take 5 days after that for the information to update.
So I check back after the 35 days from the original loan date (now 15 days before my payment is due) and I'm informed that the last person I spoke with did not "enter the correct code" and that nothing was actually analyzed. They have to now run the whole process again (another 5 business days). They complete the analysis and the information is still incorrect. I've asked for some coordinated effort from their end between the Processing, Escrow, and Tax teams and have received no assistance to date. They all claim to be looking at different systems or only have piece of the information needed to resolve. There has been no meaningful engagement for real resolution of the issue and a general lack of motivation to do so. Meanwhile, they expect me to make a payment that was not legally agreed to...

We're here and ready to help provide a resolution for the issue! Please reply privately with the property address so we can locate the account and further assist. Thanks! -Nationstar Customer Relations Team
Reviewed April 23, 2015
I heard about Nationstar Mortgage during one of the refinancings that they did. However, the only interface that I had with them is generally with the notary and the only problem that I’ve had is getting somebody to give me documentation on the warranty. Other than that, everything has been covered by mail. Based on what I had to deal with, I would recommend Nationstar.

Thanks so much for your reccomendation! If you're still in need of the warranty info, please reply preivately and we'll be glad to help out. -Nationstar Customer Relations Team
Reviewed April 22, 2015
Having been in sales my entire working life I was a little surprised that there was no thank you from either the loan originator or closer...... Thank you is so easy to say or a note or just an email.
Reviewed April 22, 2015
I had a very good experience with my refinance. Greenlight contacted me and I was able to complete the refi in a timely manner. The people I dealt with were informative and knew their business. They answered my questions and I was very satisfied with the results, especially since I do not have a high credit score.
Reviewed April 22, 2015
The people I worked with were very nice and were responsive when I called them. However, there were a number of delays, some due to the process and one instance when several weeks passed without being contacted and phone calls and emails were not returned leaving me assuming I had been rejected. I believe this was probably due to large number of applications which were bigger deals than mine.
Reviewed April 22, 2015
Nationstar Mortgage has been very helpful and understanding in our time of need. We have been face with many challenges with trying to maintain our mortgage and you have played a value part in helping us doing so. Thanks Nationstar!
Reviewed April 22, 2015
I had a good experience when working with nationstar mortgage. The staff were very helpful and attended to my need very quickly and efficiently. I would recommend them to a friend or family member in the future.
Reviewed April 22, 2015
It was a good experience. Nationstar did a great job with our refinancing.
Reviewed April 22, 2015
You guys need to work on getting the paperwork together. For the second time it was a helter skelter documentation. However...I do enjoy the ease of using the computer and the diligence of the brothers **. They were patient and professional with me. I would do it again.
Reviewed April 22, 2015
Nationstar was a cheaper alternative to refinance - it would save me some money in the long run for the term of the loan. They were able to lower my interest rate. It was just a little bit more complicated than I thought it would be since I already have a loan with them, but they were helpful and really nice to work with.
Reviewed April 22, 2015
Everything went very smoothly and was a lot quicker than I thought it was going to be.
Reviewed April 21, 2015
Very easy and pleasant to deal with. They took care of everything.
Reviewed April 21, 2015
I had a great experience with Nationstar and Greenlight loans. ** helped me every step of the way. I would highly recommend!

Thanks so much for your positive feedback! We'll be sure to thank our team members for a job well done. -Nationstar Customer Relations Team
Reviewed April 21, 2015
My home loan was sold off to Nationstar. Our interactions with them during the refinancing were professional. One of the benefits that I experienced was the reduction of my interest and life of the loan. Their promptness and courtesy are also commendable.
Reviewed April 21, 2015
They were informative and always available for any questions I had.
Reviewed April 21, 2015
We have always been satisfied with Nationstar Mortgage. The people at Greenlight loans were most helpful. We appreciate them. Thanks.

We're glad to hear you've had such a great experience! Thanks for taking time out to share. -Nationstar Customer Relations Team
Reviewed April 21, 2015
The whole process was so much easier than I expected. Lowered my payment 210 dollars.
Reviewed April 21, 2015
It was fast.
Reviewed April 21, 2015
Bank of America sold my mortgage to Nationstar and so far, they've been fantastic. Their professionals are good because they cared and they wanted to get the refinancing done right away. They explained everything to me when we were discussing my options. After going with Nationstar, I saved a bit more money though my mortgage went up another $4,000 but I expected that, but I still would’ve liked to have had a lower rate. The only thing upsetting me is that we’ve been carrying a mortgage insurance that I didn’t know I had but through Nationstar, they told me what I was paying and who it was with. I would recommend Nationstar!
Reviewed April 21, 2015
I refinanced two months ago with Nationstar because they gave me a good deal. It used to be 6.5% and they dropped it to 4.5 and that's what I need. The process is easier and I have good interactions with them.
Reviewed April 21, 2015
It was the best experience I have had in a while. Pleasant people and very patient.
Reviewed April 20, 2015
I would recommend Nationstar to other consumers if they're looking for a change. My overall experience with them has been good. They've just been courteous and they've done what I've asked them to do.

Thanks so much for your reccomendation! We appreciate it. -Nationstar Customer Relations Team
Reviewed April 20, 2015
I would recommend Nationstar because all the people I worked with were polite and professional. They made the process easy. I'm not very technology savvy but they talked me through the signing. I love my mortgage company.
Reviewed April 20, 2015
All the parties at Nationstar were helpful, friendly, and quite easy to work with.
Reviewed April 20, 2015
Refinance mortgage. No problems with the process. All questions that I had were answered. The persons that I worked with were professional.
Reviewed April 20, 2015
Our refinancing with Nationstar went well. Although, I haven't seen any benefits yet since this is my first month and I just made the first payment. I have 15 or 16 months to breakeven with all the cost that I had to pay for refinancing. Right now, I'm in the dark but I'll probably start seeing some of the positive changes within a year.
Reviewed April 20, 2015
I felt that the team at Nationstar was persistent at getting the loan through. I drug my feet at refinancing but we were hit with a barrage of e-mails and phone calls from the company which prompted us to go through the process. Once the process got going, the boys were very helpful and patient with us to help us get the proper information in.

We're glad to hear our persistence paid off and you were able to go through the refinance process smoothly. -Nationstar Customer Relations Team
Reviewed April 20, 2015
I had some problems but it was taken care of. The processing of my refinancing took longer than they said it would, and when I tried to make my payment the credit card information was not on screen to pay. It took me a couple of phone calls to get this issue resolved.
Reviewed April 20, 2015
The refinance process was awful. There seemed to be little sense of urgency until it came time to receive the closing costs. Then, of course, contact was made daily. There was a lot of misinformation that was provided at almost every turn and they seemed to not really have a good knowledge of what was going on. To top it off, all of the contact information has been changed too, without my consent and is now being mailed to an alternative address.

We'd be glad to review the account in regards to the issues you experienced! Please reply privately with your contact info so we can locate the related account and further assist. Thanks! -Nationstar Customer Relations Team
Reviewed April 20, 2015
Everyone involved in the process was professional and prompt. The rate was competitive and fee minimal.
Reviewed April 20, 2015
I had my loan through Nationstar Mortgage and there were a few problems with my interaction with the professionals. They had moved my representative to a new desk and her computer didn’t get hooked up right so my email to her got lost three times. There was another issue when I had already sent my payment in and she wanted me to stop payment on the checck so I did, and then I again had to start payment back up on the check. It was a headache but they covered my fees so they did give me good service though there were few headaches and bumps.
The Nationstar reps were knowledgeable during my refinancing discussion and I did get the 15 year loan. I wasn't happy when after I started the whole process, I got a letter from Greenlight saying that if I stop what I was doing with Nationstar, Greenlight would give me 1.5% cheaper interest. But I had stayed with Nationstar since I had always good service with them and I was wanting to get down to the 15 years. I’m happy now to be coming double on what I’m paying per month, and with the service.
Reviewed April 20, 2015
Nationstar was very helpful and willing to bend over backwards whatever problems or questions that we had. We were pushed over several years ago from whatever company we had at that time, and thinking we could save $200 to $300 a month so we might as well refinance with them and we did. They were all very, very nice. Our discussion of the refinancing options was very clear and to the point. We are saving around 300 per month so it saves us enough money to help us out. After a certain transaction, they would follow up and ask if we're happy with what happened. They did good follow-up.

We're so happy to hear about the large amount your saving each month thanks to refinancing with us! Thanks for all of your positive feedback. -Nationstar Customer Relations Team
Reviewed April 20, 2015
Multiple phone calls to answer the same questions. Payment book came late. Asked for my 2013 interest paid statement and still haven't seen it. I went with the higher rate because it was suppose to be easier staying with Nationstar. I should have taken the 3/4 point less and a little of extra work and went with JP Morgan Chase.

We'd apologize for any difficulty you experienced during the refinance process and in getting information regarding your account. Our team is currently reviewing the account in order to provide a response to your review via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 19, 2015
My impressions of our recent mortgage refinance experience is overall favorable. Two aspects stand out. The first is the length of time that the process took to complete. I was expecting something in excess of four weeks and it actually required slightly more than two weeks. The other was the people that dealt with and lead us through the whole process. They were outstanding.
Reviewed April 19, 2015
We inquired about refinancing with Nationstar because of the rates. After the refinancing, our monthly payment was lower by a hundred dollars.
Reviewed April 19, 2015
The refinancing process was extremely easy. It was quite the positive experience. The representatives assigned to my case were professional, responsive, and friendly.
Reviewed April 19, 2015
I'm pleased to be able to refinance my house at a lower rate by consolidating two loans, one of which was at a 9.75% interest rate.
Reviewed April 19, 2015
I had a good experience with Nationstar during the refinancing of our home. They were forthright and timely, two things I have not found common in the mortgage industry. Their communications were clear. I would recommend them to anyone looking to refi.
Reviewed April 19, 2015
Nationstar Mortgage has strung our Mortgage Modification application along for almost TWO YEARS, demanding the same documentation over and over and over and over again. I had the help of a LAWYER and that still did not motivate them to complete my application in a timely manner! I am about to write a letter to POTUS to get some action.

We appreciate your feedback regarding the modification process and apologize for any delays you may have experienced. We're currently reviewing the account and will respond via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 19, 2015
The loan went as smoothly as possible. It still was a short time span and everything came out very satisfactorily. They did the best that could be done.
Reviewed April 19, 2015
Nationstar called me for a refinance. The rates that I got really wasn't that much lower. What I wanted was to lower my years. But my experience has been excellent.
Reviewed April 19, 2015
The person from Nationstar that actually came to do the closing and had me sign all the paperwork was fine. After he left, and after they started the process of the paperwork they found out that there was a piece of paper that I was supposed to sign that hadn't been included. That held up the funding of the loan and it was difficult because we were in Mexico at that point. So, we had to figure out a way to get the form emailed to us, print it off, get it signed, get it scanned in, and then we had to have it sent back. So, we're on holiday and we set apart half a day of our vacation running around, trying to get the piece of paper signed. Everything about the process worked fine except for this one missing piece of paperwork which was just really disappointing because everything else went so well. It wasn't a great experience and it wasn't terrible - it was pretty good.
Reviewed April 19, 2015
Nationstar purchased my mortgage loan from Bank of America. This is my third mortgage company and by far the worst I've encountered. I have had to follow up with customer service to obtain information about my loan during and after the refinancing process. Most recently, I called to pay my mortgage and have my account unlocked. 20+ minutes after being on hold and told that I was NOT in the system, I hung up to get another representative. It should never be difficult to pay my bill, but consistently is. Nationstar should improve in both areas.

We sincerly apologize for any difficulty you've experienced when attempting to make payments each month. To avoid having to call in or make a payment online each month, you may want to consider setting up auto pay. For info on that and all our other payment options, please visit http://goo.gl/sjEmkb Thanks! -Nationstar Customer Relations Team
Reviewed April 19, 2015
Great service from hard working employees... still couldn't get a rate lower than 4.75%.
Reviewed April 18, 2015
Nationstar's impound account consistently paid my property taxes two months late, one to two days before the late charge. Because the property taxes were past due, I had to pay them out of pocket for my refinance to get funded. Five weeks later they send my $2950.00 to the county, not to me. If Nationstar would have checked with the county, Nationstar would have seen that the taxes were paid over a month earlier and still past the due date. Refinance was needed due to Nationstar's refusal to remove the mortgage insurance, despite my meeting the required 78% debt to 22% equity and never being late on a payment.
Now, due to Nationstar's negligence, I have to wait for the county to process the payment that Nationstar states they wired a month ago, that still hasn't posted, and for the county to refund the funds to Nationstar. Then Nationstar said they will send it to me. Worst home loan company out there.

We apologize for the delay you've experienced! Our team is working to get the refund issued as quickly as possible. For an update on the status, feel free to give us a call at (888)509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed April 18, 2015
Our home refinance from start to finish was less than 30 days. It was handled efficiently and expertly by **. We appreciated being able to submit our application and data through Nationstar's secure website. Responses to our questions were given within a few hours. We would definitely recommend them to anyone considering a mortgage or refinance. It was the easiest process for a mortgage that we have ever had!!
Reviewed April 18, 2015
I was completely happy with the contact I had with Nationstar people. They were helpful, thorough and went above and beyond to make my experience successful. I was frustrated with the staff at the closing agency, Loan Closers. I found them to be less than helpful.
Reviewed April 18, 2015
Nationstar Mortgage professionals were friendly, very knowledgeable and helpful. They gave me a bunch of options and I decided which one is good for me.

Glad to hear you were able to find a refinance option that was a good fit for your specific needs. -Nationstar Customer Relations Team
Reviewed April 18, 2015
I am very pleased with Nationstar. They have helped me to reduce my mortgage payments by refinancing.
Reviewed April 18, 2015
Just wanted to give a BIG THUMBS UP for a great job done by both ** in assisting me with my recent mortgage refinance. Their professional, attentive and helpful attitude made for an excellent experience and I highly recommend them both. Keep up the great work guys!! Cheers.
Reviewed April 18, 2015
I've now requested for the 3rd time this week what the procedure is for having an insurance check endorsed by Nationstar due to storm damage. Nationstar is listed as one of the payees. Not one single return call or email. Trying Customer Service via phone is like a slot machine - maybe you'll get lucky every now and then. I've inquired about refinance and filled out the question boxes as directed regarding the best time to call me to discuss a loan. The first day of the request I got a call not even near the time I had asked to be called. Not a single call or message since.

In regards to the insurance claim, if the home has suffered damages resulting in the payment of a claim, you will need to contact a Claims Representative in the Loss Draft Department using the contact information listed below:
Loss Draft DepartmentMonday through Friday, 8 a.m. to 8 p.m. CDT
Toll-free number 1.866.825.9302
The claim check should be endorsed by all parties and immediately sent to our insurance center for processing with supporting documentation, if requested. Please remember to reference the loan on the check to expedite processing. Please use the following addresses for insurance claim check handling:
Loss Draft Mailing Address:Nationstar Mortgage LLC
Loss Draft Correspondence
P.O. Box 6501
Springfield, OH 45501-6501
Loss Draft Overnight Mailing Address:Nationstar Mortgage LLC
Loss Draft Correspondence
One Assurant Way
Springfield, OH 45505
Once received, the claim will be reviewed. If the loss has resulted in a claim that does not require repairs to be monitored, the claim check will be endorsed by us and returned to you. If the loss requires that repairs be monitored, a monitored claim will be opened to facilitate the repairs to the property. The claim check will then be deposited to a restricted escrow account for distribution to you and the contractor.
Thanks! -Nationstar Customer Relations Team
Reviewed April 18, 2015
I own several properties in Colorado. I recently went through the process of refinancing a property with Nationstar. I have never received such horrid service at all levels. The process took 95 days and was a total nightmare. I will never again do business and have told everyone I know not to business.

We're so sorry to hear about your experience! We sincerly apologize for anything you felt was less than high quality customer service. If there's anything we can do to improve the process, please reply privately to let us know. Thanks! - Nationstar Customer Relations Team
Reviewed April 18, 2015
What a wonderful company to deal with. We refinanced and they made the process painless from start to finish. Everyone was helpful and courteous.
Reviewed April 18, 2015
We have our mortgage through Nationstar and so we thought of refinancing. They were very professional and we were done in a month. Plus they were able to lower both my interest rate and monthly payment.
Reviewed April 18, 2015
We wanted a lower monthly payment so we inquired about refinancing. Their staff seemed very friendly, polite, and knowledgeable during the process. I'm just a little disappointed in Nationstar because the first time we tried to refinance we were obnoxiously called by Nationstar several times a day for days. It was ridiculous. Finally, just to stop the phone calls I listen to what they had to say about refinancing and then I talked to someone who was a very friendly but the whole process dragged out for about 9 months and then I was told, "We're sorry, we can't refinance you. The rates had gone back up."
I didn't lock into a very good rate and at that point, the rates had gone back up and I couldn't go anywhere else. I'm very upset about the whole process. This time I was told certain things would happen and that didn't necessarily happen. They told me it would be an absolutely no fee closing cost but I was charged $500 for closing cost. When I complained about that they credit back a little bit. They tried to take care of my complaints but I am just dissatisfied.

We're sorry to hear about your dissatisfaction with the refinance experience! We appreciate your feedback and will be sure to take it into consideration as we strive to continually improve the refinance experience for all our valued customers. -Nationstar Customer Relations Team
Reviewed April 17, 2015
I am proud to say that my recent refinance experience with Nationstar Mortgage was a positive one. My Loan Officer, ** and Loan Processor, ** were very professional during the loan process. I am now a happy camper and would recommend Nationstar to those interested in home loans.
Reviewed April 17, 2015
I really enjoyed refinancing my home. I thought I was going to have to go through a long process but it was very simple. Everyone was helpful and I was even given some money to catch up on my bills. I will recommend them to anyone who wants to refinance a home. Thanks for the stress free experience.
Reviewed April 17, 2015
Happy that the team helping with the refinance were willing and able to answer all of my questions. Concerned that good faith estimates were not close to actual amounts and teams were not aligned in what was going on.
Reviewed April 17, 2015
I just wish that everything that is needed is requested up front. I'm not blaming Nationstar because I've experienced this on a different occasion with a different company... It becomes a nuisance and almost make you want to just throw in the towel. My mom went through the same thing with her refinance... The process could be better.
Reviewed April 17, 2015
** was awesome - everything he said was going to happen, did!! He walked me through the whole process, making it painless and easy. I enjoyed his sense of humor - we had quite a few laughs along the way! Thank you ** and Nationstar/Greenlight!
Reviewed April 17, 2015
** made the refi easier than what we went through the first time around a few years back with someone else from Nationstar. I'd give five stars, but the paperwork didn't arrive in time for the initial scheduled closing, through no fault of **. He was ALWAYS reachable by phone or email, and he ALWAYS returned all calls and responded to all emails. He was a consummate professional, a rare trait these days. Thank you, **. May that be the last refi we have to do.
Reviewed April 17, 2015
We had very little problems with Nationstar. It took three weeks longer than we had anticipated but other than that it was okay.
Reviewed April 17, 2015
Pretty standard process. I didn’t have any problems with the refinance. Inked pretty quick.
Reviewed April 17, 2015
GreenLight guided us through a refinance of our mortgage & saved us $102,000 in interest and took off 5 years 20 months on the term. We did everything online, they had a notary come to us to sign documents. It was easy! We are extremely grateful!
Reviewed April 16, 2015
Was completely satisfied with the support provided by **. Process went smooth with few hiccups and they got me a fantastic rate for VA Home loan to refinance. Would definitely recommend.
Reviewed April 16, 2015
Great service and easy to use. No complaints!
Reviewed April 16, 2015
When my loan was sold to Nationstar I was a little worried because I read a bunch of terrible reviews. Fortunately, I had no problems for a year or so, then I had them refinance my loan and it dropped my rate from 5.75 to 3 and was painless. So far my experience has been really good. The one thing that irked me was that if they hadn't received their payment in the first 10 days of the month, they would send me a letter asking if I needed assistance or if I couldn't pay. When actually I was months or years ahead of my contract by paying extra principal.
Reviewed April 16, 2015
Nationstar is easy to work with. I have had nothing but pleasant experiences working with Nationstar.
Reviewed April 16, 2015
It took two months but it was worthy for us. We are happy that we were able to get help from NationStar!!!
Reviewed April 16, 2015
I have had my mortgage with Nationstar for 14 years. I've refinanced twice with them as well. I've never had a problem or issue that they couldn't help me with. Friendly, courteous and prompt ALWAYS! Thank you Nationstar for ALWAYS being there and for all of your help when I needed you the most!
Reviewed April 16, 2015
Nationstar had one of the best interest rates and it was simpler to refinance withj them since I already had a mortgage with them. They were great during the refinancing process. Our interest rate and home mortgage is cheaper now. I am happy with Nationstar but their phone systems stinks. Every time I tried to call it from my cell phone it would drop the call and half the time I tried to call it from a landline it would drop my call. I had a very hard time calling the people at Greenlight while trying to refinance. Overall, people at Nationstar were easy to deal with. They were professional and they took care of stuff real quick.

We're glad to hear you were able to lower your payment through the refinance process! We apologize for any lack of communication you may have experienced during that process. Thanks again for your feedback! -Nationstar Customer Relations Team
Reviewed April 16, 2015
My no cost loan did cost. Refinancing is always stressful.

Sorry to hear the refinance process was stressful! If there's anything we can do to improve the process, we'd be glad to hear you concerns and welcome you to reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 16, 2015
In November of 2014, I attempted to make a payment online as I have always done since Nationstar acquired my loan from Bank of America. However, I was unable to view any of my account information so I called customer service. The agent viewed my account information and asked me if I paid my loan off, which I replied, NO. After being placed on hold for 20 minutes, the agent came back and informed me that since my loan was part of a bankruptcy/foreclosure, that the loan was satisfied and considered closed and I would receive some documentation in the mail regarding the steps I would need to do to receive a PAYOFF statement. Well, that paperwork NEVER CAME. In January of 2015, I had several calls to NationStar customer service, only to be placed on hold by their automated system for some time, over 1 hour.
After several failed attempts over the next 2 months, I finally got in touch with an agent and I explained my situation and requested a PAYOFF statement. He told me the he would put in a request, which I thanked him for. Well, as of April 11, 2015, I still have not received ONE piece of paper from NationStar regarding my account, PAYOFF, etc. I am truly frustrated with the run around I have received from NationStars customer service department and their representatives. I am attempting to write a letter to their Executive Management Team and their Board of Directors in an effort to receive some type of proof of payment documentation which will release the lien on my home and be provided with my DEED.

We're sorry to hear about the issues you've encountered with the payoff of the account. Our team's currently reviewing the account and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 16, 2015
My refinancing with Nationstar went very good. My daughter took care of it in the computer and she had no problem. Now because of this refi, we have extra cash.
Reviewed April 16, 2015
The mortgage process from the start to settlement was a mess. Wrong information, employees not returning calls and I had to pay the price. Higher interest rate and payments not processed as they should have been.

We're so sorry to hear about your experience during the refinance process! If there's anything you need assistance with in regards to your new account, please reply privately with details. -Nationstar Customer Relations Team
Reviewed April 15, 2015
I had a good experience. He was very nice and patient so it went very well. The closing cost was a little high but we saved. Thank you.

Glad to hear you had a good experience with us! We appreciate the feedback. -Nationstar Customer Relations Team
Reviewed April 15, 2015
I am still in need of the paper work needed for insurance company, I refinanced 3 mos. ago. Could someone please call me. Thank you.

We'd be glad to help with the insurance issue! Please give us a call directly at (888)509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed April 15, 2015
The worst possible experience I can describe. Would never recommend them to anyone. Fraud. Delay. Unanswered questions.
Reviewed April 15, 2015
I have been dealing with Nationstar since February and was told the entire process would take "2 weeks". That was a joke since I just can't seem to get my rep to stay-up on my account without calling every 3/4 days. She does not seem happy that I continue to call to check the status of what we previously had talked about but now, here I am, mid-April & today my loan is being sent to another mortgage company & will need to start the entire process again. I am not living in my home and I have in fact, not told my 6 y.o. daughter about our initial approval since I have not felt like this process was ever going to end & I just can't stomach breaking her heart.
Little back story: We are very behind on our mortgage but was promised we could get the modification & have everything brought current but now we've been awaiting "investor/underwriter" approval for 3+ weeks. How is that possible? I feel like I have been given the run-around & it is devastating because it's not just another account, it is our family home. We are in desperate need to get back into. No one at Nationstar seems to be concerned about completing individual accounts, just seems to be a management system of emails & phone calls. I am very disappointed.

We apologize for any delays you experienced in regards to your modification request. Our records indicate the account is no longer being serviced by Nationstar. For modification assistance, please contact your new mortgage servicer. Thanks! -Nationstar Customer Relations Team
Reviewed April 15, 2015
I have never been late on any of my house payments however Nationstar would call me at HOME and at WORK to ask if I had mailed my payment yet. This was a terrible policy! I would never recommend Nationstar to anyone.

To avoid payment reminder calls, you may set up auto-pay via our website: http://bit.ly/1KP1dAf Thanks! -Nationstar Customer Relations Team
Reviewed April 15, 2015
Personnel were very professional and the process was easy, even though my property had some difficulties.

We're glad to hear the process was simple! We appreciate the positive feedback. -Nationstar Customer Relations Team
Reviewed April 15, 2015
Having to do everything by mail, etc. is difficult, but Greenlight made it as easy as possible. I am thankful for that.

Thanks for taking time to share your feedback. We're glad Greenlight was able to help make the process easier! -Nationstar Customer Relations Team
Reviewed April 15, 2015
We had some home repairs that we were going to do. Nationstar's rate was where we wanted it to be - it's a little cheaper - and they were very friendly. Their employees were very courteous and answered all our questions - everything was fine with them. We were very happy.
Reviewed April 15, 2015
Submitted complete app for a loan mod to Nationstar March 1, 2015. Nationstar sent letter they had not received Request for Modification (RMA) and recent pay stubs to make application complete. I had already uploaded and faxed these. I then sent complete application certified mail, fax, and email. Received letter from Loss Mitigation via NS secured email stating they still needed RMA. Attached RMA to reply email same day (March 30, 2015). All submissions were within the 30 days. Loan mod app denied because application was said incomplete. Yet, I had provided Nationstar with complete application and all requested documents 5 times in 30 day period. Nationstar is falsely claiming not receiving complete loan mod app. Nationstar should process the complete loan mod app I sent to them in March 2015.

Our Customer Relations Team is currently reviewing your account in regards to the modification issue. An acknowledgement letter was sent out to you on 4/8/15 to advise that reseach is being completed. If you have any additional questions or concerns, please follow up with us directly at (888)509-2432. Thanks! -Nationstar Customer Relations Team
Reviewed April 15, 2015
Our loan was sold to nationstar for servicing. After a year and a half with them our escrow account is so off track, our payment is going up almost $500 per month. Last year we got a check back for escrow overages. I don't know how this is possible since our insurance and property taxes have not significantly increased. By far the worst mortgage experience I have ever had, out of the many mortgage companies I have dealt with. I will be looking into refinancing the loan starting tomorrow.

Per the notes on the account, we show that our Research Team is currently reviewing the account. If you're still in need of assistance with the escrow issue, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 15, 2015
It was a very good overall experience with Nationstar and we're happy.
Reviewed April 14, 2015
Awesome, awesome experience. Could not have been easier, including completing the closing in the comfort of my own home! The Nationstar team members walked me through the entire process and were readily available to answer all of my questions and concern. I'd recommend them in a heartbeat!

We really appreciate the positive reccomendation! So glad to hear your refinance went so smoothly. -Nationstar Customer Relations Team
Reviewed April 14, 2015
A year ago we move out of our home that was mortgage through Nationstar. My husband was a first time buy and didn't know that we had to contact the company to let them know that we are moving due to our family growing larger. We contact the mortgage company and fill out paperwork and email/mailed and call numerous times for updates. Then around November 2014 we was declined for all have programs and we advised the home was up for foreclosure in Feb. 5, 2015.
We call and asked about short sale option. The rep. said that was not a option at this time. The rep. check my account and said the following things to me over the phone, "This what you should've done when you was looking for homes. You should have called us and notify us that you was looking so we could told you what to do about the current home you living." He looked in the account further and advised me that all the paperwork I did between Sept.2014 was declined.
The dedicated rep. that was assigned to me DID NOTHING, NO GUIDANCE, NEVER ANSWER THE PHONE WHEN I CALLED FOR ASSISTANCE. I advised the rep that I was never given the option of short sale when I was completing the paperwork in the beginning. We was told over the phone until it was too late! No follow-up call, nothing. Then recently we just found out that the home did not go up for foreclosure in Feb. 5, 2015.
We received a call today in April 14, 2015 that we was giving an extension for a short sale. We was never told that information until we finally received a phone call and the person actually left a message and we call them over the phone again. They told it too late for short sale. I am like we didn't receive email, phone call with a live person leaving a message left, or letter about an extension given. If the foreclosure attorney could mail a letter to our new house address, why couldn't they do the same about the extension given (that we never asked for) sent to us by mail? However, they can call when the extension/foreclosure is about to expire next month on the 5th of May.
This company and their lines of communication with the customers in my opinion is very poor. We always paid on time until we moved for our growing family in a new home and now we are going to have a foreclosure on our credit. Overall, I called about my account, my wife did, and we was told the same thing -- nothing could be done about the foreclosure in Feb. 2015. Now they gave an extension and never advised us about it. All they can say is that we call and we are like no and no one left a voice mail about nothing. I can't win for losing with this company and I honestly have tried to make it work and complete paperwork so I won't have this on my credit.

We'd be glad to review the account in regards to the issues you've experienced! Please reply privately with the property address so we can locate the account and further assist. Thanks! -Nationstar Customer Relations Team
Reviewed April 14, 2015
We were told we could use our unapplied funds account to make a repayment plan payment for February. We did and when we mailed in $2500.00 for March's payment it was returned to us. We called and were told we didn't make the full payment for February. So we would have to pay another $3700.00 or face going to the "next step". We told them we couldn't do it and he said if we paid by the end of the month we would be on another repayment plan till September. We shouldn't be penalized for their mistake! So now instead of being off the plan by May we are pushed back to September. We did our part and stuck to the agreement. Nationstar broke the agreement not us. Their supervisor ** even admitted that he knew who told us that and he was under his department.

Thanks for informing us of the issue you experienced! Our team's currently reviewing the account in order to provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 14, 2015
A little bit slow but I got a good rate in the end.

We're glad to hear your overall experience was a positive one! We sincerly apologize for any delays you experienced during the process. Thanks for all your feedback. -Nationstar Customer Relations Team
Reviewed April 14, 2015
My mortgage was recently acquired by Nationstar. I was given a grace period to pay my mortgage, I used it. I told them I was using it yet they proceeded to call me EVERY SINGLE DAY during my grace period. Also my monthly payment has a 2 week grace period which I regularly use, I was told they plan to call me EVERY SINGLE DAY of that grace period as well. My mortgage was serviced by SEVERAL other companies including B of A, Countrywide & others and they NEVER did this.
I don't want to send a "DO NOT CONTACT ME BY PHONE" letter because if there is a problem, I would like to be contacted by phone. I DON'T CONSIDER USING A GRACE PERIOD THAT I'M LEGALLY ALLOWED TO USE a problem that I need to be phoned about EVERY SINGLE DAY ----- WHILE I'M IN THE GRACE PERIOD!!! I'm very upset by these Harassing Phone Calls and nobody at Nationstar cares.

We're sorry to hear about any inconvenince these calls may have caused. Please be advised, if the account is set up on auto-pay these calls will cease. To set up auto-pay, please visit http://goo.gl/Z2Ts3J Thanks! -Nationstar Customer Relations Team
Reviewed April 14, 2015
We had no problems with this mortgage company throughout our tenure with them. That has to say something.

Thanks for sharing your positive feedback with us! -Nationstar Customer Relations Team
Reviewed April 14, 2015
I could not have asked for a more helpful or friendly associate to guide me through the refi process. Closing was super easy as well. A notary came to me for closing and explained everything in detail and patiently answered my questions. I highly recommend Nationstar!

Thanks so much for your positive reccomendation and great feedback! -Nationstar Customer Relations Team
Reviewed April 14, 2015
Nationstar made it way too complicated. They already had the loan with me and they had that property. So it could've been a lot simpler.

We're sorry to hear about the complication you experienced! If there's anything we can do to improve the process, please feel free to reply privately with details. Thanks! -Nationstar Customer Relations Team
Reviewed April 13, 2015
Same as about, it took you over 4 months to refinance our loan because first person left on two week vacation. WTF is that? Second person "What to redo?" The same info all over because she didn't have it. I ask what the problem was, it should be in our file. Very poor customer service through the whole deal.

We appreciate your feedback regarding our refinance process and the customer service you received. We're currently reviewing the account and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 13, 2015
Nationstar is very poor as a loan servicing company. Very difficult and extremely slow to communicate with. Unnecessarily aggressive. Very time consuming to attempt to communicate with regarding any issue. Greenlight loan refinance went very well.

We're sorry to hear about the issues you've experienced in regards to the servicing of your loan. Please reply privately with details and your contact info so we can locate the account and address your specific concerns. Thanks! -Nationstar Customer Relations Team
Reviewed April 13, 2015
It definitely was a very good experience. The only thing is that maybe I could have gone a little bit lower on the interest rate, but overall Nationstar did a great job of keeping it smooth, keeping me informed and making it as easy on my end as they could have.
Reviewed April 13, 2015
I was extremely satisfied with the representatives of Nationstar/Greenlight. Although my refinancing took a while to come out of underwriting and close, the professionals here couldn't have been more helpful! Their follow up was excellent and they explained everything along the way. I would enthusiastically recommend Greenlight to anyone looking at a refinancing as the rates were competitive and the service was outstanding!

Thanks for sharing your feedback with us! We're so glad to hear thar our Refinance Team was so helpful. -Nationstar Customer Relations Team
Reviewed April 12, 2015
I obtained my home loan in Feb 2008. My loan was sold to Nationstar approximately one year later. Ever since this period in time I have been through pure hell with these people. One month after they acquired my loan I received a letter stating that my PMI had not been properly calculated and I had a deficit and therefore they were raising my payments $400 a month to make it up! I am a single parent and this was financially devastating to me. I was forced into a chapter 13 just to keep my home. During my bankruptcy they lost my payment and because I did not receive statements I did not catch it until 4 months later!
Now 6 years later I have reached the point where my PMI is supposed to be dropped and this company is literally MAKING UP NEW CRITERIA RULES in order to get out of dropping my PMI!!! UNREAL!!! I have filed about 7 separate complaints with the BBB and every single time they come back with a different reason, all of which are NOT listed in my loan closing docs. I will continue to file complaints until a resolution is reached or I obtain an attorney. THEY ARE SCUM!!!

We've received your complaint via the BBB and our team is currently working to provide a response. To verify all PMI removal requirements, please visit: http://goo.gl/uydMpq Thanks! -Nationstar Customer Relations Team
Reviewed April 12, 2015
Very good experience.
Reviewed April 12, 2015
My experience with Nationstar was great except, I think Nationstar's closing paperwork is absolutely outrageous. As a matter of fact, I was gonna send it to the President of Nationstar bank. The thing is 200 pages that need to be signed. It took an hour and 15 minutes to sign the thing, and that was without even reading anything. In my opinion, that is insulting and offensive. I'm a professional and I've done closings before and I would be embarrassed to put that in front of somebody.
If it was my company making a loan and I saw that, I would go to the legal department and tell a lawyer who cook that up that they would be fired if they couldn't make it 25 pages. There's absolutely no cause to have 200 pages of documents needing to be signed. I even have to sign my name with aliases that I have never even heard of. They forced me to sign my name like I've never signed it before. The closing documents that are being used are totally inappropriate, unnecessary and insulting. But the girls that I work with were really good, very helpful and responsive. It was a great experience until the closing, which was an absolute disaster.

We're so sorry to hear about any inconvenience the closing documentation may have cuased! We really appreciate your feedback and will be sure to pass it along to our Refinance Team. Thanks! -Nationstar Customer Relations Team
Reviewed April 12, 2015
I was treated with respect, received everything I was promised, and in the time frame it was promised. I would highly recommend Nationstar Mortgage and Greenlight Loans to my friends.

Thanks so much for your reccomendation! We appreciate it. -Nationstar Customer Relations Team
Reviewed April 11, 2015
I want to say first of all the noticeable number of reviews obviously written by shills. I hope Nationstar does not think people are falling for that. BOA transferred my loan to Nationstar which was like jumping from the frying pan to the fire. After a 3 1/2-yr nightmare with BOA, six months into the loan, NS began harassing me saying my escrow account was short. After carefully doing the numbers I found that they had been overcharging me and that they actually owed me money! Since I would not pay the fraudulent extra amount they wanted, they began returning all my payments and then assessing fees against me.
This also included inspection fees to see if I "was still living in the home" -- even though they were receiving my payment each and every month like clockwork. Now they are threatening foreclosure, sending certified letters continuously. At one point I stupidly set up additional payments to cover the "supposed" shortage. Now I come to find out I never owed them any money. My attorney says they are perpetrating this same scam on thousands of unknowing customers.
They are a nightmare to deal with. They lie. They steal and they will not correct their mistakes. They have been trying to persuade me to "refinance with them" or do a "new loan modification" so that they can even MAKE MORE MONEY OFF ME. I am not falling for their tricks. These people are "banksters" in every sense of the word just like their parent company, BOA. DO NOT DEAL WITH NATIONSTAR. THEY HAVE THOUSANDS OF COMPLAINTS AGAINST THEM!

We're sorry to hear about the issue you experienced regarding your escrow. We're reviewing the account at this time and will provide a response to your review via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 11, 2015
In 2013, Nationstar claims to have purchased a B of A mortgage that I had. I sold the property w/ associated mortgage in 2012. They have now sent to credit agencies and ruined credit. I have sent all closing docs and mortgage release letters to them, with no successful outcome. I am currently trying to move my family to SC for new job and unable to qualify for mortgage due to their negligence. I have been working with numerous people on the phone for minimum of 5 months. My supposed "mortgage specialist - **" does not return phone calls.
No one on the phone is able to understand what I am explaining or seems to not be able to elevate to an appropriate management level. They buy a mortgage that does not exist (unsure if this is b of a's fault or theirs) but then tell credit agencies I am 2,900 days late on mortgage. I have all paperwork needed to settle this and have submitted to Nationstar, B of A, TransUnion and Equifax. Please, please help. Need to move over the summer months so our children can start school in the new districts.

We'd be glad to help out! Please reply privately with the property address as we're currently unable to locate the account with the information provided. Thanks! -Nationstar Customer Relations Team
Reviewed April 11, 2015
I refinanced with Nationstar because I wanted to get rid of some credit card debt. ** was very straightforward, wonderful to work with and coy. Sir ** was great. Very satisfying experience. It was all very efficient and well done.

Glad to hear the refinance process went well for you! Thanks for sharing your experience with us. -Nationstar Customer Relations Team
Reviewed April 10, 2015
I submitted a modification on my primary residence which I have owned for 10 years because I was laid off from my job. After multiple attempts at contacting Nationstar over a period of months I finally received my Loan Modification documents in the mail. Along with my Modification Loan document package I received a cover page labeled "Letter of Acknowledgement". It stated that I must pay a lump sum payment of $5,113.96 for my Loan Modification to become effective.
I asked if I could make this payment over multiple pay periods but I was advised by Nationstar that it is either I pay the entire amount in 10 days or I will forfeit my Modification. Nationstar is in possession of my financial documents and would be aware that I do not earn enough on a monthly basis to afford this payment of $5,113.96. My bank statements do not reflect any reserves nor do I have the potential to tap any other resources. I also asked the Nationstar representative to explain how is this payment calculated and she could not provide a response. I was never advised that I would have to make a lump sum payment for my Loan Modification. And I certainly do not earn enough to make this lump sum payment. I believe this is an unfair business practice. I am requesting that this stipulation for a lump sum payment be removed or to be granted a payment plan.

We're sorry to hear about the issue you've eexperienced during the modification process. Our team's reviewing the account at this time and will provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 10, 2015
I cannot thank your representative, **, for helping me refinance my home! With the refinance, I was able to save money in my retirement, so that I can actually enjoy life! Thanks to Ms. ** et al in the Company that followed through so professionally!

We're delighted to hear about the great service you received during your refinance! We'll be sure to let these representatives know what a good job they did. Thanks! -Nationstar Customer Relations Team
Reviewed April 10, 2015
Had an issue a couple of months back where I had created on online payment on Nationstar's website. Checking their website a day after the scheduled date, the payment was not in either the processed or pending tabs. Not wanting the payment to be late, and thinking it somehow got cancelled, I entered a second payment. To my surprise, I see both payments pending on my bank account. I called Nationstar customer service (well at least that's what they call it) and was told they could do NOTHING until the bank paid both, which would overdraw my account. Called my bank and stopped payment. Now Nationstar will not allow me to use that bank account to make a payment.
Get calls from them each month asking about my payment, even though it was already entered and on their website. Got another today, even though their website shows the payment processed. I had no choice on this lender as I was forced to them when Bank of America sold my account to them. Never have I dealt with such an non-helpful and unwilling "customer service" department. I would not recommend them to my worst enemy, and can't wait to sell my home and be rid of them. On a scale of 1 to 10, they are somewhere close to a negative 100000000.
Reviewed April 10, 2015
Our loan was sold to Nationstar from Countrywide. With the lower interest rate, we decided to do a refinance. Nationstar's mortgage professionals were very professional, knowledgeable, and detailed. The process was very easy. We haven't made our first payment but I believe we'll have a couple more $100 in our pockets each month.
Reviewed April 10, 2015
We refinanced because we wanted to cash out and use them with remodeling or fixing. The whole process with Nationstar was good and fast - everything went smoothly. They were effective, reasonable and helpful.

We're glad to hear the refinance process went quickly and smoothly for you! -Nationstar Customer Relations Team
Reviewed April 10, 2015
Home Refinance - I had more than just a good experience, I had an outstanding experience. The smoothest I have ever had.

We're so glad to hear it! Thanks for taking time to share your experience with us. -Nationstar Customer Relations Team
Reviewed April 9, 2015
When I called Nationstar for the second time, the guy just gave me the amount I qualify for plus the 4.75% interest and that was about it. It was almost like "take it or leave it." A lady took over from there and she only called me when she needed something - she never returns my calls promptly. Even after everything was done and they sent me the folder back, she wrote me a note there to call her as soon as I got my package. She says she was gonna go over it with me. I called her and she has never called until now. There's nothing really good to say about anything.

We first would like to apologize for any lack of communication you may have experienced regarding your inquiries. If there's anything we can do to improve the refinance process, please private message us with details. Thanks! -Nationstar Customer Relations Team
Reviewed April 9, 2015
NationStar had mortgage to my property prior to 2011. I refinanced with US Bank in 2011 and 2012 using same Title Company: Tidewater out of Va Beach. NationStar retained property title unbeknownst to me and Tidewater Title. In March 2015, I tried to sell my property and learned that NationStar still has my title. Since March 25th I have talked to several NationStar Customer Service representatives (** and others) and have not been able to get title released. They did provide a note saying loan had zero balance which got me to settlement with no title. If the new title company (Hallmark Title in Vienna VA) has to seek title, they will charge me three thousand dollars in legal fees. How can I get this title released from NationStar?

We'd like to apologize for any delay you may have experienced in regards to the release of title. We appreciate your feedback and are currently reviewing the account in order to provide a response via email within 5-7 business days. Thanks! -Nationstar Customer Relations Team
Reviewed April 9, 2015
Dealing with Nationstar was a bimodal experience. Loan officer initiating the loan was fine to work with; however, getting the process moving and concluded was time consuming, nerve wracking, and difficult. Conflicting messages received during the process were unsettling as well. As a coup de gras, we received a request to sign and return documents a month after the refi had concluded.

We sincerly apologize any lack of communication or delays you experienced during the refinance process. If there's anything we can do the improve the overall process, please feel free to message us privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 9, 2015
The mortgage closing went very well. However, I’ve been through hell for the last three weeks going through a bunch of stuff with the credit bureaus because Nationstar Mortgage actually put a note in the record that I was deceased instead of my husband. He has been dead for three years and I was the one who refinanced the loan. But the people who did my loan actually got me out of this situation.

We're so sorry to hear about credit issue you experienced! We're glad to hear the issue was resolved by our Refinance Team. If you need any additional assistance, please feel free to reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 8, 2015
Our Mortgage was sold from BOA to Nationstar which we figured would be a blessing. We contacted Nationstar and asked them how we go about getting off our ARM and into a fixed rate. They said “no problem, we will send out a package” for us to fill out and what forms were needed. We figured, finally some peace of mind. They sent a letter with the contact person who was handling this. I filled out all the paperwork and my husband checked it all to make sure it was correct and we sent it back. Well almost 2 years later, 5 times of sending the same paperwork back in and never once talking to ** who was our contact, we are still on a ARM.
Like with BOA it was "you're missing a form" so we would just send that form back in out of the copies we made when we sent all the paperwork in and still nothing. Nationstar, if you see this I hope somebody will email me so we can get this taken care of. We are upside down and never asked to reduce our mortgage (be nice). We are always on time with our payments. I thought was going to be so much different than dealing with BOA but so far nothing has changed.

We would like to apologize for any lack of assistance you may have experienced! It's our goal to make every attempt to resolve your concerns to the best of our ability. We're currently reviewing the account and will respond to your review via email within 5-7 business days. -Nationstar Customer Relations Team
Reviewed April 8, 2015
Hazard Insurance is in place but kept asking to produce the evidence. I got multiple letters regarding this. It is very frustrating.

We'd be glad to look further into the insurance issue for you. Please reply privately with the property address so we can locate the account and further assist. Thanks! -Nationstar Customer Relations Team
Reviewed April 8, 2015
The refinance went extremely well although it’s hard to get an actual person on the phone. I’ve been doing that for the last couple of days trying to get my year-end tax but it was just a freaking headache.

Glad to hear the refinance went well! We're sorry for any issues you've had getting in touch with us. Your 1098 tax information should also be avaliable on our website at www.nationstarmtg.com. Thanks! -Nationstar Customer Relations Team
Reviewed April 8, 2015
Everyone who helped me in the process were very nice and patient and made the experience an easy one!

We're so glad to hear about your positive experience. Thanks! -Nationstar Customer Relations Team
Reviewed April 7, 2015
Refi - Good Job, Guys!

Thanks so much! -Nationstar Customer Relations Team
Reviewed April 7, 2015
So I want to start out from the beginning, I called in Jan. 29 to start a refinance on my home because I want to get away from my home mortgage we have now. When I called in I got a very nice man that helped me start the process and I sent over most of my information. After sending him the required documents I had some papers to e sign and lock in my rate with my co borrower. After signing the said documents I started to get emails from another lady assumed as the "Closing Coordinator" I'm ready to have it all done and over at this point knowing it's going somewhere and then she requests all the same documents I sent over the first time to the first man. I am okay with sending them seeing as I'm ready to close and move on.
Well I was told in Jan that no doubt we would be done and ready to close before April 1st due to the fact that this is for a divorce and we also had a little more than 2 months to get it done. Well I didn't hear from anyone for a couple weeks assuming due to the ice storms in Feb. and I was okay with this thinking the ball would be rolling once they got back. After they returned I got more items requested and again without hesitation I sent them. At this point I was a bit frustrated because they had requested the same documents over and over again. Well I received an email from the first man I had dealt with and he requested the same documents she "closing coordinator" had just received.
After talking to the first man he said there was miscommunication and to send everything his way and he would just forward everything and to stop dealing with her. Well after the first underwriting we got another list of items to send including 2 letter of explanations, an updated bank statement (because they had waited so long they needed a new one), more w2 (they now have 4 years worth) and all 2 more years of tax information. Also they have terrible communication skills with you. They do not keep you updated at all and every single time I had to call her she would give me something else I needed to give her and it would frustrate me because it would make me feel like she would wait forever to call me to inform me or just send me an email when I had informed her many times I don't check my email frequently seeing as I work all day.
So on March 10th I received an email stating we had been conditionally approved and basically the only thing they were waiting on was a Quitclaim Deed. So the entire week I spent trying to get my ex-husband to sign a quitclaim I thought they would be working on the finishing touches of the file. Well on that Friday I sent over the signed and notarized quitclaim and was ready to get a closing date. I hadn't heard anything all week so I thought that everything was ready to go. They then had to request an updated employment verification via phone from my boss because the written one was now past 30 days. Well here we are April 7th and we still have no closing date. They are still requesting taxes they are now 4 years back on taxes and they are wanting another updated bank statement with an updated balance.
They have also now requested without us knowing a profit loss from my co borrowers tax agent for this year. I have never had so much trouble with any loan. It was much easier buying the home than refinancing!! If i knew i wouldn't be fined for canceling the whole process I would and just go elsewhere. I was really hoping to have an easy experience and have been way more than cooperative. I don't know what else to do and am still waiting for a closing date. I would not recommend them to anyone for any reason and if anyone has any advice on what to do to speed up the process or if it's even legal for them to request so much information.
Everywhere I have been they have only requested 2 years taxes and w2s or 1099s, 2 months bank statements, note from house and quitclaim. They now have 4 years taxes, 4 years w2s, 3 months bank statements, full divorce decree, 2 letters of explanation in regards to credit inquiry and addresses, payoff quote, 12 months payment history, current demand on the home (sent 2xs), custody order (no child support is paid so I don't know why this is needed), property insurance, quitclaim deed. On top of everything else we have signed re disclosures at least 6 times because they have taken so long.
Next re disclosure that is sent I will not sign and take to my lawyer and see if there is a way out of this because I am completely over it!!! I have bent over backwards for these people and my interest rate isn't even going down. So if you had the time to read this I hope I helped you figure out to NOT use Nationstar. And I pray for everyone that is dealing with the same crap I've gotten myself in.

We appreciate your feedback and would like the oppourtunity to review the account and ensure the refinance is completed as quickly as possible. Please reply privately with the name of the representative you've been working with so we can follow up with them directly. Thanks! -Nationstar Customer Relations Team
Reviewed April 7, 2015
Nice people on line and helpful. Took a very long time to finalize, however, and I ended up paying a monthly payment rather than skipping a month as promised. The secondary agencies servicing the loan process were a bit confusing. When I asked for a refund for the extra payment I was told it was not possible. Otherwise okay. A bit surprised that a month after finalizing loan I was notified that Fannie Mae had bought the loan and Nationstar was merely the portal for payments.

Thanks for the feedback! If there's anything we can do to improve, we welcome you to respond privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 7, 2015
We have been attempting a modification since June of last year. My husband had to retire because he could not continue with his line of work it was making sick. My mother is terminally ill. We have provided documentation supporting this since last year. We just completed another package and sent it over and now I'm getting mail from attorneys about my foreclosure!!! I have never received a reply to any one of my attempts and I've used their site for emails. I've sent emails and faxes to the Point of Contacts they've assigned to me and neither one have ever replied... I don't want to lose my home!

We have provided an update regarding your modification via our message center today. If you have any additional questions or concerns, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 7, 2015
We are satisfied with the refinancing of our home. The transaction went very smoothly. A bit too much paperwork to sign but otherwise we are happy with the way things were handled. Everyone we spoke to and met with conducted themselves in a professional and timely manner.

Thanks for sharing your experience with us! We appreciate your positive, constructive feedback. -Nationstar Customer Relations Team
Reviewed April 7, 2015
Refinanced with Greenlight, it took over 6 months. It was a long drawn out and frustrating process.

Thanks for your feedback regarding the refinance process! We're sorry to hear that your experience with Greenlight was unpleasant. If there's anything we can do to help out, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 6, 2015
Though the people who have helped me are very kind, or at least putting on a good show, unfortunately most know nothing about things they should be trained to know if they are claiming to be customer service. Last year we were issued a check from them for funds that apparently they refused to put towards our late payment, because they claim unless it's a full payment it's unacceptable. The check was dated for 8/26/2014. Unfortunately, through some mishap at our post office the check was lost and we didn't receive it until March of 2015 at which point the check was worthless.
After complaining to the Post Office I immediately called Nationstar Mortgage and that is when the Merry Go Round started. First they gave me to Customer Service who I told my story to, they couldn't help me, but gave me another number. They said I needed to speak with Customer Service and the cycle continued. Finally, I was given to a woman who actually could help me or so I thought. She said she would cancel the check and we would be receiving another one in a few days.
We never got the check so I called again on March 31 and went through the same routine telling my story once more. This time the woman claimed that though it was supposed to be issued the person responsible for doing so took too long so it was canceled. So she put in another request. Still no check, so I called again today and the same thing happened. I spoke with at least four people, until I found someone to give me a straight answer. And once again I was told it was rewritten and mailed out last week. We shall see. Whatever happened to people who care, has the world become so bad that no one does.
Reviewed April 6, 2015
Springleaf Financial sold our mortgage to Nationstar since they were getting out of the mortgage business late last year. We never had a shred of difficulty working with them, making payments, getting information or service. Nationstar has a very inhospitable phone system that makes it very difficult to talk to someone or to make payments over the phone without incurring an additional fee!
I would like to refinance my high interest (mobile home) loan (I have great credit)-- but am also leery of doing this with them regarding this, because of all the negative reviews I have been reading. The issues revolve around lack of response from the customer service and misdirecting or not applying payments that were made, or not applying escrow payments, etc... While I understand no system is perfect, the >20% complaint rate of this company is disconcerting. Unfortunately, I am stuck because so few institutions will make loans on mobile homes, even though my property tax statements indicate the property (land value) is more than I owe on the mortgage.

We're apologize for any lack of communication you've experienced with us! For assistance you can contact us via our website: https://goo.gl/GCvs2A or give us a call directly at 888-509-2432. In regards to the fees for payments, we offer various free options that you can find here: http://bit.ly/1KP1dAf Thanks! -Nationstar Customer Relations Team
Reviewed April 6, 2015
When I first applied for a loan, I was told there would be no out-of-pocket costs. Then the story changed. After the loan went through, I received some checks back from Nationstar due to over payment. One of the checks for a mere $6.91 was returned. In addition to having the $6.91 returned, my bank also charge me $12 for the returned check. This left me with a very bad experience and I no longer have confidence in Nationstar Mortgage.

We're sorry to hear about the issues you experienced during the refinance process. If there's anything we can do to help out with your account, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 6, 2015
What started as a 45 day deal turned into 6 months. I get problems happen, but the lack of communication is what really got us upset. Calling week after week to hear, "should be done next week", very poor... Though it is finally done now, so I am just glad it's over which is the only reason for 2 stars.

We first would like to apologize for any delay you may have experienced. If there's anything we can do to improve the process, please reply privately. Thanks! -Nationstar Customer Relations Team
Reviewed April 6, 2015
** was good to work with but the notary wasn't. Nationstar said the loan was funded after my payment was due and so I was told that that wouldn't be a problem and then the late fee wouldn't be assessed. They're working on refunding that so I guess that's still pending.

If you're still in need of assistance with the refund, please let us know and we'll be glad to further assist. Thanks! -Nationstar Customer Relations Team
Reviewed April 5, 2015
Outstanding working relationship with ** (closing coordinator) and ** (Marketing Representative). It was a pleasurable experience and reduced our monthly payment $525.00. This was the first time in 6 financings. We arranged the refinance via telephone and the internet.

So glad you were able to reduce your monthly payment significantly! Thanks for taking time to share your feedback. -Nationstar Customer Relations Team
Reviewed April 5, 2015
This company bought my mortgage from Bank of America and they can't get anything right. They cash my check and then report that I did not pay and add a late fee. No one there knows what is going on and they are impossible to reach. Monthly annoyance! Look elsewhere unless you have hours a week to spend trying to get things right!

Thanks for providing feedback regarding the payment process. Per the account, the account had been updated. If you have any additional questions, please reply privately and we'll be glad to help out. Thanks! -Nationstar Customer Relations Team
Reviewed April 5, 2015
We wanted a drop in our interest rate and the time of the loan servicing so we decided to refinance. Because we are already with Nationstar, we thought that it would be an easier process so we went with them. Unfortunately, it proved to be long and involved, and was not as easy as we thought it should have been. The people were very nice but they just kept being: 'Oh, we need one more thing'; 'We need one more piece of information'; 'We need one more document', for a house that we lived in for 14 years and for a mortgage, for less money than we had with the company that we are already with. It was a very painful process. Finally we were able to drop the mortgage insurance, interest rate, and loan term but we kept up the same payment - so there were some benefits there. Looking at it wholly, I must say that their people were great but the process was awful and difficult.

We apologize for any delays and difficulty you may have experienced during the refinance process. If there's anything we can do to improve, we'd be glad to hear your input and welcome you to reply privately. Thanks! -Nationstar Customer Relations Team
Updated review: April 8, 2015
Thanks, and thank you for the immediate attention.
Original Review: April 4, 2015
Never received a 1098 form for 2013 taxes. Called 3 weeks ago and Nationstar said they could only mail info. Said no problem however I have yet to receive. Just confused as to why they will not send the form?

We apologize for any inconvenience! We've replied via email with the 2014 1098. Thanks! -Nationstar Customer Relations Team
Mr. Cooper Company Information
- Company Name:
- Mr. Cooper
- Company Type:
- Public
- Address:
- 8950 Cypress Waters Blvd
- City:
- Dallas
- State/Province:
- TX
- Postal Code:
- 75019
- Country:
- United States
- Website:
- www.mrcooper.com
