Debt.com Reviews

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Updated Jan. 15, 2025

By: Courtney Hamar

+1 more

Edited by: Joanna Broder

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About Debt.com

Debt.com is an online financial company that helps you navigate financial and debt challenges. It provides tools and guidance on making financial decisions while also connecting you to a network of vetted financial professionals. These professionals provide services like debt settlement, debt consolidation and credit repair. Debt.com requires a minimum of $4,500 in unsecured debt to qualify for services.

Pros

Available nationwide
Finance professionals
Financial guidance and planning

Cons

Might incur fees
No direct debt settlement services
Minimum debt requirement

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Debt.com services

Debt.com provides financial tools and counseling services. It also connects you to a network of financial professionals for debt relief options. It doesn’t provide debt settlement services directly. However, it provides online tools like articles and financial calculators to analyze your debt situation. Debt.com also provides free consultations.

Debt.com requirements

Debt.com has a minimum debt requirement of $4,500. It also only helps with unsecured debt. The initial consultation is free. After the consultation, Debt.com connects you to a network of vetted service providers for relief services.

Debt.com costs

Debt settlement costs vary depending on the service provider. Some may charge a fee that is a percentage of the debt amount. Additionally, service providers may charge upfront fees or fees after the debt is settled. Because Debt.com works with a large network of service providers, cost varies depending on which provider the customer ultimately chooses.

Debt.com FAQ

What is Debt.com?

Debt.com is a collective staff of CPAs, certified financial counselors and debt specialists that help you get out and stay out of debt. The professionals it connects you with provide services including debt settlement, debt consolidation and credit repair. Debt.com also provides financial advice and guidance.

How does Debt.com work?

Debt.com acts as a middleman between you and financial service companies. It analyzes your debt situation and then connects you to a service provider that provides debt relief options.

Where is Debt.com available?

Debt.com is available in all 50 U.S. states. It meets the varying requirements in each state.

Is Debt.com legit?

Yes, Debt.com is a legitimate financial tools company. It was established in 2013.

Will using Debt.com impact your credit score?

Using Debt.com won’t directly impact your credit score. However, using a debt relief strategy it connects you with can impact your credit score if you take out a debt consolidation loan or settle debt with a creditor.

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Debt.com Company Information

Company Name:: Debt.com
Address:: 8220 W. State Road 84
City:: Fort Lauderdale
State/Province:: FL
Postal Code:: 33324
Country:: United States
Website:: www.debt.com