Credit Central Reviews

credit CENTRAL EASLEY SC - I do not have a loan there. Nor have I ever, and these people are constantly banging on my door, looking for my sister. Putting magnets on our cars. Letters on the door. They have been contacted and told to stop. She doesn't live here, and keep on harassing us. I called the office again today because Mike the manager called our house at 7:40 am. Was told once again to stop. He got really rude with me and hung up on me. Really they think they call us harass us. Then when I complain to him, he hangs up. Kept saying my dad gave us the address, I told him my dad has been dead for 13 years so no he didn't speak with you giving you this address or phone numbers, nor did he tell you my sister was living here. My sister is homeless, she pays what she can. Stay away from this company. Very bad business practice if you try to call and complain, there is no headquarters to contact.

Someone without my permission used my private number on a loan from credit central (a relative). I ask that they quit calling my number as a contact because I didn't give permission. They told me they were going to keep calling and there was nothing I could do about it. I am very angry because I am 66 years old and can't walk to relay messages. I ask that they contact this person by mail and they wouldn't do it. I am not relaying any messages, end of story.

A year ago around December 2012 I took out a loan with Central Credit or Credit Central as they are referred to as. The salesperson asked me if I wanted insurance on the loan to cover, death or lost of wages. The cost of this insurance was $125.00. I emphatically told her I did not want insurance. I was advised that in order to get the loan, I had to sign for it and then fill out a cancellation form and send it directly to the company. The salesperson gave me the form and envelope and watched me sign it. She advised me that I would hear from the insurance company in a few days. I left the office and went to the Post Office and mailed it.

They harassed all of my references. They called and threatened to come to my job. Then I got a summons for small claims court even though I tried to work out an arrangement with them. Great!! Garnish me... And fyi, their employee Kim was an ex co-worker of mine that charged gas at the gas station by my job and never paid, borrowed money from me and several other co-workers and never paid. Then had the nerve to get pissy with me! Please. That is why I told the owners of the gas station where she worked and they plan on serving her!!! Good day!

All I have to say is that I will never ever take out another loan with Credit Central. They treat you like a criminal when you get behind on a payment. The branch manager STEVE ** is very beyond rude. I have been in the office several times to make payment arrangement but oh no he refused. When I offered what I could pay it was not good enough. I have been harassed by the employees there on the regular. I had an employee show up to my job when I was pregnant. She was beyond nasty. Not only do they show up at your job they blow you up at work constantly. I almost lost my job because of them. Please take my advice and don't ever get a loan from them. Hell... they act like they physically went in their bank account and gave you the money.

I understand collection process. I understand a business is not personally or intimately connected with a client and when money is owed, they want the money. I have been harassed nonstop by phone, visits to my home until my children are scared to go outside, letters every day, calls at my place of employment, my friends and relatives who I unknowingly listed as "references" are called and harassed with my personal account information. I am in the possible process of losing my job due to the phone calls, my friends and family know my personal/business information and my children are in fear of men we don't know entering our yard and standing on our porch. I have tried to make payments but they are "not enough" and "not acceptable". I have tried to regain my footing with the company since unemployment. They threaten me with wage garnishment, seizure of personal "assets" and court proceedings. I am at my wits end. When I pay it is not acceptable, when I don't it is unacceptable.

OK, I have a loan with Credit Central - I wish to God I never did. OK I am behind a little bit but I have been trying to pay. But when you have people calling your friends and family everyday, then come out to your house and telling lies, then going to your work telling your business to your coworkers and actually stalk you... When you pull in your job, you getting letters or people waiting on you to get out of your car. OK when you get off at 10 or go in at 10 at night, that is scary. OK then, I left my car at my parent's house. And when my parents get home, the neighbors are telling them that there was a man beating on their door trying to get in their house and messing with my car. So I am afraid for my life because of these people. So I will tell everyone not to go to Credit Central in Easley, SC. If someone can help me to get these people to stop this, I would be grateful.

I received a loan from Credit Central in Dickson, TN. I was behind and they called to remind me. After I made my payment they called the next day only to tell me I was $2.00 short and if I didn't bring it in that day I would be charged $15.00. I sent my daughter in to pay it the next day and they told her they could accept any payment that was past due from her it had to be from me personally. My daughter walked out the door and the store manager followed her out and told her that if I didn't make my payment the next day they were going to take me to jail. I called and let them know I was very upset with them for talking to my daughter that way and that by law if they decline a payment the debt is considered paid.

I received a VERY small loan through Credit Central, Columbus Ga. I was making my payments on time each month, at the end of March I lost my job and informed them of that. I was 2 months behind in my payments, yes, I know I owe this company but they took it to the extreme! The branch manager came to my house at around 6:00 on a Friday evening, I was not home at that time, however a friend of mine was waiting outside my home for me. The branch manager approached my friend stating he had a writ of seizure (which was false, it was a paper printed of the computer). He continued to tell a THIRD PARTY exactly how much I owe, what my monthly payments were & how far behind I was.

My fiance took out a loan with our local Credit Central here in Elizabethton, TN. At the time, he was running a computer company and was able to pay it back. Because of the co-owners, the company went under and my fiance was out of a job. I have been trying for my SSI and haven't been able to work since 2010 (at least not a real job). We went in and explained this to them. They said they would work with us the best they could, but we still needed to pay them. This was September 2012. Every month after that, if we were a day late, they would start calling us wanting to know when we were going to pay. If we were more than 5 days late, they would call up to 3 times a day. Sometimes they would call our references as soon as they got off the phone with us. They call us and tell us we need to make a payment or ask us when we can pay. Then proceed to tell us we need to do something soon, when we are only about 2-3 weeks behind. Then tell us that my fiance needs to come into the office since he is the one on the account.

I have a loan with Credit Central. I lost my job in November and I went in personally and talked and talked with the manager who is Felicia and explained my financial situation. On May 14, 2013, about 4 pm, an associate from Credit Central came to my house and knocked like he was not going to leave until someone came to the door. I went to the door and he asked why I hadn't been in the office. I told him my situation and, may I add, I was not even 2 months behind and he asked if he could verify the collateral. I told him yes. So he went to get his clip board that had my info. And he came in and followed me to my bedroom to verify a laptop. Then he looked at the TV and said that the TV was not on the list and he pulled my TV from the wall without me saying it was okay and started to add it to the list. I told him he could not do that, and he said he was doing his job. I told him to leave. I feel so violated. I felt as if I had no say so in my own place. I have been dealing with this company for about 3 years, maybe longer, and I have never been more than two or three weeks late and I feel like what took place was wrong on May 14, 2013.

I have been doing business with this company for some years (me and my husband). I got sick and started falling behind on my payments. I got them caught up and I got back real sick. My husband had lost his job, so we were put in a bind and I let them know we filed bankruptcy. From that day forward they have been calling every person I used as a reference I had on there, telling them I need to come in and pay them or they are going to file charges against me and my husband. They would call me and him 3-5 times a day. We told them the attorney's name and everything, and it has really gotten the best of me.

I received a check in the mail and I cashed it knowing of the interest, but there was no mention of no other charges. And when I was only 3 days late with a payment, they were calling my contacts and job. They screamed at me and cussed at me. One time I was in the hospital, in the heart center, and he said he didn’t care if I hang up - he will call my room and my job. He told my manager when my manager told him to contact me outside of work that he would keep calling till they fired me. He told my daughter the same thing and he said he would make sure they fired my **. He wasn't going to stop. He called back again. I was in the hospital with a stroke. She told him to leave me alone because of my health, and we had to cut both our phones off because he kept calling at all hours and coming to my job calling my fellow workers liars when they told him I was not there. Please please don’t deal with these people. They are heartless and rude.

I have to say that I have also done business with Credit Central of Aiken, SC. They have been extremely fair to me! I have been late on a couple of payments, but when they asked me to contact them by my due date if I needed a little time, I honored that commitment and was never harassed or called between the time we communicated (which was always on my date due) or visited at my home or job! They always lent me the ash I needed when it was available, and I also understood they had a job to do. Companies like this are there to help us folks when other banks won't because of our past credit experiences!

I have an account with Credit Central. I've had it for almost 2 years now. My sister also has an account with Credit Central, and she put me as a reference. For about 6 months now, they have been calling and harassing me for her. They are very rude; they cussed at me a few times. I went in to sit down and politely tell them to take me off her reference list. They didn't even ask me if I wanted to be put as her reference. I don't even talk to my sister at all for nothing. It’s Credit Central of Roanoke AL 36274. My name is Jamie **. I am very upset and something needs to be done about this. I've told them many times that I don't fool with her, I don't have her number, and they need to stop harassing me. I've been a good customer, and I'm recommending nobody go to Credit Central. They are very rude and disrespectful. I'm not going to stop until something gets done.

The Credit Central in Dillon, SC keeps telling everybody that they think they know me. I needed to come in and make a payment. They told my sister-in-law how far behind I am, and that they needed to see me in the office right then. They came up in my mother-in-law’s yard and blew the horn. She is 77 years old and they got her all upset. They also call people that I know on their cell phone and give all my information to them about my bill. They have very nasty people in the office.

I started doing business with Credit Central due to a check they sent me to use as a non-secured loan. It was a small check (less than $700.00) and the details were kinda sketchy, but I did the basic math and figured a max interest of 27% for 1 year. I did not expect a $235.00 loan processing fee on top of a 27% interest rate on a short term loan made the payment $95.00 monthly - due on the 8th I believe it was. I had a problem with my checking account, which caused my check to be returned, which I caught before they even got the check back. I handled it with my bank, but was told they did not resubmit checks and the fee was $30.00 as per state retirements. I told them I could not pay them an additional $30.00 that month because I did not have the money. I was told there would also be a $15.00 fee as that $30 was now a part of my past due payment.

This company does not care at all if you can put food on your table for your family. When things happen to finances or jobs, if you are late or cannot pay your bills, they do not work with you. They are rude and hateful. They downgrade you and humiliate you. They harass you or your contacts and show up to your house daily. They even try to call you from personal phones to trick you. This is an awful company and if you have any finance problems, do not use them. They will not work with you under no means.

They came to my house and gave a letter to a child in my yard. No trespassing signs were all over. The child doesn't even live here. They are leaving hateful messages, making threats that they will come and take personal things that they seem to think they have a right to, talking to people whose name is not even on the account.

I haven't been able to pay on my account because my husband is out of work. They have harassed me on my job even after I have asked them not to because I can get fired. They have stuck papers for me on the doors, AT&T job, even when we were closed. Another employee got them and opened them; this is a HIPPA violation. Also today, I went by to talk to Steve in Aiken, SC and tell him I don't have anyone to pay. He told me in front of my 21-year-old daughter that he will pay $25.09 out of the register there to bring my account out of delinquency, just don't tell anyone that he did that. This, I know, is illegal. I think that this is fraud to keep him out of trouble and should be rectified

I have an account with Credit Central, and after being a day late, they called my cell phone which is okay. But when I could not answer the telephone at work because I was with a client, they then called my job phone which I still could not answer for the same reason. By the time I finished with my client, before I could pick up the telephone to call them back, they started calling my references. If this was the first time I dealt with this company, that would be one thing but it is not. When I asked if they would give me a chance to call them, the woman was very rude and stated, "You don't have a grace period. You should have called us and we can call anyone we want to." I just don't want to be treated like a criminal because I am one day late making my payment.

My son has a loan with this company and he got behind a payment. He is only like 2 payments to pay it off. I went in there to pay one of the payments and the girl refused to take the payment. She said I had to pay them both. After that, the manager Tina keeps calling wanting a payment. I told her that we had talked to our lawyer about her refusing to take the payment from me. She was not supposed to refuse - that is what the lawyer said. Don't ever go to New Tazewell to get a loan. That manager does not need to be there. She is very rude to people.

They have recently changed management at this office. The new management is extremely rude. They call you at work even though you ask them not to. My payments are current; they called and said I was $15.00 short on my payment. When I said I would include it with next month's payment, the lady I spoke to got very belligerent. When this loan is paid in full, I will never ever do business with them again.

I have had a loan with this company for almost a year. I was paying on time until I got sick and had to take some days off from work. Felicia was calling me about my payment. I have no problem with that. The problem comes in when she starts to call my job. She called my job one day and they told her I was not at work. She then hung up the company phone and tried to call me off of her personal cellphone. I tried to tell them that she had just called and talked to me when I was called at home by my coworker. I then called Felicia and told her don’t call me at my job. She then tried to say that she didn’t. I called the head office to speak to someone about this matter. The person who is over the office I had the complaint told me if I would have answered the phone, then she would not have called my job. She then told me that calling my job twice a day is not illegal.

I had my taxes done in your Andalusia, Alabama Credit Central as a first time customer and was treated very nicely. I was told 3 to 10 days. Now it’s 22 days later and still have no check and no reason as to why. They are very unprofessional on the phone and refuse to give me the number to the corporate office. I was a first time customer. I will never use them ever again, and if I have my way I wouldn’t pay the prep fee or nothing if you tell a customer a time to deliver and don’t. You should be shut down because there is no business without a customer. Thanks.

On February 1, 2012 around 5:23 pm, I went into Credit Central on 1018 Main St. in Newberry, SC to make a payment for a friend. I was greeted by a young lady and she asked what she could help me with. I responded that I needed to make a payment for someone. She pulled that person's account up and told me what amount needed to be paid. I told her that I was told to make her lower payment. She asked her manager what to do. He told her to take the payment, but he told me that I should tell my friend that she needed to call or come immediately!

I had previously lived in Athens, TN and had done business with the Credit Central there for a couple of years. The staff in Athens was more than exceptional and I actually enjoyed seeing those people each month. I moved to Cleveland, TN this past February and was transferred to the Cleveland, TN Credit Central. Their staff is extremely rude. They have lost a faithful and on-time paying customer as the moment I am able to pay off this current loan. I will do so and will never return to do business with them again.

The branch manager Merle cursed at me and refused to work out payments. Very rude and unprofessional. Called me names more than one time and lies about working out arrangements.

Store manager, by the name of Vergie, is extremely rude to customers including the entire staff and DM as well. She and the staff get upset when you don't want to rewrite because they need their numbers to be up. It doesn't matter if you are 1 day late; they take all their frustration out on you because others are not coming in. This is totally unacceptable behavior.

Their customer service is very nasty and not friendly at all. I hope that nobody gets a loan with them because they don't respect their customer. The only one who did was Roger and he is not there anymore. I want to see new people in there who is going to respect us when we have a problem, not give us the third agree on some that we couldn't handle. I used to pay my account on time until we got a new company. The paycheck is no good and they have to hold it for ten days.

I was contacted by a loan company about a late payment. The customer service person was very rude. He was yelling and shouting and telling me that I BETTER come down and talk to him. He was not the manager. I am getting a short check and waiting on unemployment. He stated that he would come to my job and take my collateral if I didn't come in. He made me have a breakdown in front of my child. My nerves are already bad because of the lowering of my hours at work. I do not want to harassed by this man or the company again.

The problem that I am having with this company is the manager was very nasty with me. Before I renewed my loan I asked did I have unemployment insurance. I was told that I didn't have unemployment insurance. The unemployment insurance was taken off my contract with them. I also asked will the insurance be add back to my account. I was told that the unemployment insurance won't be add back to my account until I start making my payments. I was told by another loan company that the insurance was suppose to be add when I ask for it.

i am writing concerning the harassment by the employees they r asking me to pay a loan that shows in my credit report as paid and i have told them that they lied and told a family member that i applied for a loan to get a cellphone number they have a hiuse number the cell they call belongs to someone else. its only for emergencies and when i asked them not to call that nuber anymore and then robbie the manager who i was speaking with said he didnt care who's damn phone it was they were going to call it.