Credit Central Reviews

I just want to say l appreciate Keva. This young lady took time and patience to walk me through the problems l experienced online. I truly thank her in every way for her professionalism. Keep up the great work Keva. Also, shout out to Olivia who first received the call. Be Blessed Ladies!

I was trying to pay credit Central the money that I owed to them. They wasn't documenting what I was paying so they took upon their self and try to say I wasn't paying and garnished my check. Now the gun she has been released and they still is drag asses about giving me my money back. They are the worst business to deal with. Do not deal with credit Central.

What I love about Credit Central is the fact when I had no one else to turn to for help the manager at credit central loan and tax was there and she has been helping me rebuild my credit and she also does my taxes for me and she is very good at her job. She is a sweet lady and all her other employees are awesome. They go out of their way to help people like me and my family. I would not choose anywhere else to go so thank you to Charlotte and Tim and the others that are working with them.

I really appreciate for providing me such excellent and timely business funding. Initially, I was skeptical about approaching them. But, I was in desperate need of business funding and so finally approached them. I signed up online and received a call from the company's financial experts within a few minutes. They were immensely polite, friendly, and very understanding of my financial and credit situation. I have had their services for one year, and I totally happy with whatever they are doing for me. For more Information:- Credit score repair.

This business will run you down regardless of illnesses or any other reason for a delayed payment. They will call everyone you know including your job. They only care for the $$ so they will hunt you down. Do not recommend this company to anyone. You will never get a break from these phone calls...

I got this check in the mail. I cashed it and I couldnt pay. I was in the hospital and when I got home a hour later someone came to my door. Was pounding on my door and when I opened it they was talking real loud where my neighbors could hear about the loan not being paid. Well the next month I tried to pay and the manager Daniele talked to me and I tried to make a payment and their system dont take PayPal cards. I couldnt pay it. Wouldnt accept my payment. I had no other way to pay this. The money was in my paypal. I dont have a way to go there and I told her I would have to come when my daughter could take me but it might make me late. She said, "Dont worry. We can fix the late fee."

I just want to write this to tell people that all branches are all bad. The office in Ozark, AL has the most kind and friendly girls you could have in an office. They greet you every time and have a nice day when you leave. Now mind you I have never been late. But they do call from time to time to ask me if they can help me with anything.

Updated on 05/01/2019: I did a previous review awhile back on here and still pending which I thought was quite odd. I filed with BBB recently and they crying to them I'm not paying back for their services when I did NOT get good full service from them and I initially tried to resolve the issues with them back in Jan 2019 when I first did the call this year to them. They wouldn't work with me.

Worse business ever. The manager at the Cleveland TN location was rude and gave me the run around all day, her and an employee told me to come in before they close and they would have my loan ready. After I leave work early just to get this loan and I make it to the location, now the manager gets an attitude and tells me I need a co-signer for 150 dollar loan.. They were the ones that called me and asked me if I could get off before they close at 530. They took all my info and had me leave work for no reason. I wouldn't suggest for anyone to do business with the Credit Central on 17th Street Cleveland TN..

Horrible staff!!! My payment was due on the 10th (Sunday). At 9 am Monday they were already calling my job. I was actually home sick with the flu and missed the mail carrier. I called and said I was sorry but the check did not go out until Tuesday. The rude lady (Kindra I believe) called me a liar and said she needed 6 references. She was the rudest person I have ever spoken with. I would not recommend this company to anyone. I have A1 credit and needed a little bit of money for the holidays and made the mistake of cashing a check that sent me in the mail. Never again! I was trying to do the right thing by calling them. It's not like I am even 5 days late!!!

Beware that if you have a loan through this company and want to make a payment, you must either come in the store, or mail them a check. You cannot make payments over the phone, nor do they do any type of electronic payments. Very inconvenient for this day and age, when most people no longer write checks or send payments via mail. I have all of my bills set up to be paid through my bank except them! Maybe all branches are not like this, but this is for the Knoxville, TN branch on Magnolia Ave.

I was calling to make a payment and we were behind one payment because my husband did not get paid for 3 weeks. I was going to make both payments but before I could tell her that the employee jumped down my throat. She was rude and said she had to see me in the office. I am currently working 3 jobs and do not exactly have time to drop everything and go down there to pay. I told her that I was going to need to mail the payment in because of this and she said, "Well I will put you down for 6 tomorrow and we will see you in the office then." I said, "I am sorry but I have to work." She did not like that answer. I am not happy with the way that I was treated and I will pay this loan off as soon as I get tax money to cover it and not ever recommend to anyone.

My County Chesterfield SC was declared a Disaster County from Hurricane Florence and I wrote and explained to these people what was going on. I asked for a Payment Deferment. Guess what? They came to my house demanding money??? They didn't care. All they wanted was money. I have a loan with Onemain Financial. They automatically deferred my monthly payment. I didn't have to call, write or go into their office. Credit Central is not for its customers. They are for money?

I have had my car for 2 years and never missed a payment. First of all my car was only worth $7000 they charging me $24,000. So fell on hard times got behind 2 payments and they have blown my phone up home and work and I have told them when I will pay them. Then the manager came to my job threatening to tow it. Worst company ever, interest rates are ridiculous. If I knew then what I know now I would have never got the auto loan.

Called and got a payoff. Said we were mailing the check that day before payment was due on the 25th. We mailed it the 20th and now they trying to say that we owe 34 more dollars and will not take my payoff check.

First off the ladies in the Cullman Alabama office are rude and hateful. There is one lady... Michelle ** whom has stalked my Facebook and asked me personal questions which are none of her business!!! She has gone as far as yelling at my family members and won't let me close my account that I so badly want to close. I would never refer anyone to them! IF YOU SEE CREDIT CENTRAL IN YOUR SIGHTS IN CULLMAN RUN FAR FAR AWAY. DON'T STEP FOOT IN THE DOOR!!!

This is the worst company to do business with! If you get a live check from them tear it up right away. They would begin calling the day after the due date - usually multiple times a day. They would never identify who they were and were very rude. I eventually had to block their number. After that they began contacting my wife and then my in-laws even though I was the only person on the account and I never gave them their contact information. We found out that they looked me up on a search engine and found my family that way. They told my wife I hadn't made a payment in months even though they cashed a check four weeks earlier for 1.5 times the minimum payment. I think their practices skirt the legal boundaries of debt collection. They should not be in business.

Credit Central Loan Company in Bessemer, Alabama has the WORST CUSTOMER SERVICE. After you talk to them and tell them you are going to be late and will pay late charge they still want you to come in. They are trying to trick you in renewing a new loan. They called me 5 times a day. On my cell and at work. I hate these people. As soon as I pay them off, I will never be back. They are so RUDE. Especially the manager. Tammy is the worst. I will make sure none of my friends go to them. I am going to call the BBB ON THEM.

Credit Central gave a copy of my license and information. What would you do if you found out Credit Central had gave your personal information to a person who was not on your loan account? And what can be done about Credit Central giving out copies of their license and information on someone without the person permission?

Credit Central is the worse mistake I've ever made. The manager at the North Charleston office is one of the most disrespectful people I've ever met. He was rude, inconsiderate, I watched as he intentionally turned down a ** kid today when he asked for a loan because the way he talked, he had a loan there before and he was shown the door by the manager due to it being personal. I watched on in silence, I couldn't believe what I saw/heard. Of course the other 2 employees didn't say anything but I was surprised the ** guy didn't tell him off! I felt sorry for him. I believed he really needed help. I should've said something but didn't. I will pay off this loan and I will never deal with this company again and will make sure my friends and family never deal with this company as well. Absolutely disgusting! That manager needs to be fired!

Credit Central of Cleveland, TN continues to leave harassing calls on my voicemail regarding someone named "Amanda **", who I have never heard of. They will not stop, I'm on a do not call registry, and I have never heard of this business prior to the calls starting. Extremely poor business practices and a violation of FTC rules.

I visited the Pell City, Alabama location and the manager (Melissa) and assistant manager (Sharon) was very rude and also Sharon had her son there pretending to be an officer of the law. This location will never see me again. She refuse my payment and I'm not even 30 days late and she told me I would be receiving legal paperwork from her through a process server because I told her not to contact me which was a lie, so she had to take legal action on me... Wow really.

I am a first time customer and called to make my first payment. Customer Service Rep who answered was very rude. I believe her name was Bess or Betsy. She spoke so fast that it was hard to understand the name. I was rudely informed that they do not take payments over the phone. She informed me that my payment was now going to be late since I was unable to drop payment off that day before closing since I was working. She said I could drop it off the next day and hung up.

I visited the Pell city branch today making a payment for my daughter. When walking in I was never greeted. They seems as if I was not suppose to be there. Finally someone takes my payment, but manager wasn't in then they state to me they are about to stop doing anything for other offices. Very rude. I called my office and got corporate number and manager should never treat a customer this way. I will never go back!

Yes we have been doing business with the Foley office on North Mackenzie. The office staff is great. We had one bad dealing which was this month. I had a friend drop off payment after hours. My payment was short 3.00 dollars. A gentleman called to inform me about the shortage. I ask if I could pay it on Wednesday because I'd had a Dr appointment. This was fine no problem. They're a problem because I stop by, paid my 3.00 & was hit with a late fee. I called to talk with manager. Very nice. Explained how the late fees worked. He was sorry that I was misinformed and the gentleman didn't even worked in that office. So stuck with late fee that I feel I shouldn't have to pay due to agreement I had made. Again very nice staff. They work with us. But left a sour taste making me rethink about renewing.

Huntsville AL location - The manager there Ashley is so rude. We had a check sent to my husband to deposit. He did that. I have been going in making the payments. I had a missed payment and was 2 weeks late bringing it in, Ashley refused the payment and couldn't talk to me. It had to be my husband really? I call so she could talk to him, she insisted that he come in. She wouldn't even talk to me on the phone, I didn't do anything to her. This manager is not good for this company. Who sends a customer away and won't take the payment? The account is almost paid off. Not good customer service.

I have done business with this company a couple of times and payment was never late and was always paid off on time or paid off early. They do not like when you pay off early and will beg you not to! I had about decided at that time not to do business with them anymore and now I wish I hadn't. Went in to make my payment and she took my check and said I had 125 hundred available to keep in mind my payment was 109.00...

I took out a loan 4 years ago with this company with the understanding they would report to my credit score. I paid my loan and paid off the loan and restarted the loan a number of times of the years. Never missed a payment. 3 months ago I lost my job due to illness. I contacted them directly to inform them and set up payments I could afford till I got a new job. They absolutely refused to work with me. Now I finally have a job and waiting on first pay check just to come home to legal papers dropped off for wage garnishment. After the threats and screaming and harassing phone calls I'm gladly checking the box for them to garnish my wages 3 times and be done with this company. Please don't take out a loan with this company. They are a payday lender that has found loopholes in the laws.

The staff here is rude and very unprofessional. The store hours are from 8-5:30, but they shut down computers at 5:00 and charge you a late fee.

I've been with this company for a while. At a point of my life I got behind on a payment or two. But I did caught it up. After that I keep refinancing. So I've mailed letters plenty times to the home to remove this from my credit report. They won't do it. But they keep wanting me to renew. I am done with them so I plan to pay them off and never return. They are only out for themselves and not to help the consumer. So be careful before you get a loan here.