
About Check n' Go
- Clear communication of loan terms
- Quick loan process
- No fees for early repayment
- High interest rates on loans
- Poor customer service experiences
- Long wait times for assistance
Check n' Go Reviews
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Reviewed Feb. 27, 2019
I make it there on the bus around 15 minutes before closing, EVERY TIME, the lady gives me some speech about how I need to get there sooner. If I come in before you close you have an obligation to help your customers. I don’t need a speech about how your manager is getting on you about overtime. You close at 6 so I’m there before you close. Not only that, they never have cash, their check printing isn’t working and they try to offer you a Netspend card. The Netspend cards don’t work very well, they get declined at the Safeway ATM terminals at the register even when you have money on the card, so I don’t like that option anymore.
Several times my husband has gone in to do a wire transfer and they give him excuse they don’t have the codes to process. I was in there today and a lady came in right after me, not to mention I had to stand there and wait for the representative to get off the phone. She asked the lady why she was there, and she said, "To cash a check." She said, "I can’t do that today," because she didn’t have cash and that it would take 20 minutes to put it on a Netspend card and turned her away. That’s bull!!! Not only that, after I stood there waiting for her to get off the phone, she gives me the speech again about how I need to get here earlier. Ummm I was waiting 5 minutes for you to get off the phone, so what do that have to do with me??? And again the checks weren’t printing.
I feel like if a customer is there before you close, you should assist them, period. It’s called customer service!! You’re running a business and you have store hours for a reason. Just very inconvenient, I don’t need a scolding about what time I get there if I get there before you close. I ended up referring the lady to another check cashing place further down in the shopping center. I’ve seen them turn people away several times because their transaction would take too long. Not professional at all!!!
Reviewed Feb. 11, 2019
These people have the most horrible customer service ever. Their online website posts lies and then when you call to get assistance because of it, they will just put you off and pretty much tell you that it's not their problem and not let you talk to anyone who can actually assist you in any productive manner. They will just tell you that you signed a contract and there's nothing they can do to assist you even if the issue is something that is their fault. They have no compassion or caring for others whatsoever. They just care about their money. "Sorry, not sorry" is their motto.
Reviewed Jan. 23, 2019
I visited Check 'n Go today. This is not the first time that I have dealt with this company. I find it very rewarding, the service is always quick, and they are very helpful and making sure everything is done the way it is supposed to be done. They are courteous, and I will continue to do business with them. The store that I visited today, was Valley Alabama. And I believe her name was Deana, she was very helpful to me, and made sure I went to the proper place to cash my check. I do however rate this particular store at a 5. Thank you so much.
Reviewed Jan. 7, 2019
I have used Check 'n Go in Kilgore for several years. Always paid back on time never had a problem until I went in to get another loan. A new employee who immediately had an attitude with me when I got there. I knew from her attitude I was not getting a loan. She wanted a new statement from social security that I would not receive until the end of January. When I told her they had used the last one she became very hateful and stated she needed a new one. She treated me like I was trash. She was very prejudice to me. I left the store never to return again!!!!
Reviewed Nov. 27, 2018
This company gave me the runaround. They knew they weren't going to approve the loan that was only for $400. I advise no one to deal with company. One min they states you're approve, asking you for all of your personal information and still not give the loan. Definitely be aware of your information you provide because they are getting your documents and not assisting people. Scammers if ask me.
Reviewed Oct. 17, 2018
So I applied for a loan on Friday. Today is Tuesday. They told me Friday that they were sending my loan to my bank account by Monday. They also asked for my bank login and password. My mother’s maiden name. My routing number my bank account number. My debit card numbers the 3 digit code in the back and expiration date. My address, my phone number. My social security number and of course my birthdate. And like a ** idiot I gave it to them being desperate to fix my car so I can go to work. Well you know Monday rolls in and no money. I called and asked where is it? They said that I had to Western Union them $95 dollars to verify my identity. I immediately went off on the guy and he yelled back saying he was a loan officer. I hung up and changed my bank password. I canceled my bank card and reported it as lost. I didn’t know at that point I could have changed my login too.
Well it’s 11:30 pm Tuesday night and I get a email from my bank that someone tried login into my account set real times and had the wrong password. So they locked me out until I can prove my identity. So now I changed my login. Thank god that my account has a second security measure! It sends me a text with a secret code that you have to type in to get into the account. So far that’s taken care of. Now as far as all my other information I don’t know what will they do with it! But I plan to pursue a case against them to have them taken down! It’s not right to have that evilness! How can they do that to people who are obviously looking for financial help? Stay away from them. Don’t give them personal information. I learned that the hard way. And usually if you end up here it’s because you ended up getting screwed by them too. Prayers for karma! P.s. had to get a star just to post this or the wouldn’t get anything but this???
Reviewed Oct. 3, 2018
When loan wasn't deposited next day as indicated in approval email I called and learned it was actually denied. Now this company has my BANK ACCOUNT INFORMATION AND PASSWORD AND THEY WON'T DELETE IT. They have the account number, the routing number and my online password. WTAF. How are they not shut down??
Reviewed Aug. 11, 2018
I have never gotten a pay day loan with Check 'n Go, but I did apply and the in store sales woman gave me a printout that said "The application is not able to be approved at this time. Customer is on the hit list - 2 Fraud". I called the online customer service and they said they could not see that on their end and I should be able to get a loan. I called the state and they recommended I try a different company due to the fact it is very untrue statement. The state said I was in good standing. Very upsetting to see that. The printout came from Check 'n Go website on the bottom of the printout. Never use Check 'n Go. Very shady and bad experience! I wish they would be investigated by the government! Whatever you do, don't get a loan from Check 'n Go! You will regret it!
Reviewed June 22, 2018
So I filled out an application on Friday, June 15th. I looked at my email first thing Monday thinking I would get an approval or denial. I got neither. I was asked to submit documents (check stub/bank statement/id), so I did. I looked again on Tuesday, June 19th. Nothing. I was asked to submit the same documents. I called and was told that there is a 48 hour manual review and that they would contact me by email by Friday. I looked again on Friday and read that I could apply for another Loan as the one I applied for was "voided". No explanation why. I called again and was told that due to an error on their part that I had to submit yet another application. I was also told that upon doing so there would be yet another 48 hour "manual review" of the same documents that I submitted.
At that point I just canceled the whole thing, told them that their treatment of first time customers was atrocious and that I couldn't believe they were still in business. As a first time customer I wondered how they treated the people who actually came back. Bottom line. If you need money in a hurry for any reason - DO NOT CALL CHECK 'N GO!!! Worst experience in my life. I can't believe people still use them. I told them to not only cancel my application but delete all of my information and they will never ever hear from me again. I will also take to all social media and let everyone know this is the worst company ever. Just as a side, I got in touch with another payday loan place and got money that day. So it's not me - it's them!
Reviewed June 19, 2018
I am furious at the company. Yesterday I applied for a loan and was approved. Went through with verifying my information and received the email that stated my funds were on the way. Woke up this morning and there was nothing in my checking account. So I get mad. I call the company first thing this morning and was told that my application was approved but later denied. The lady couldn't give me any information as to why it was denied. Now I am scrambling to find money for my surgery tomorrow. This company is a scam and should be shut down! How fraudulent to take all my banking information and then deny my loan. I am so pissed!
Reviewed June 1, 2018
I have been receiving harassing and threatening phone calls saying I owe them money due to a loan I never took out. Got a call today from someone saying they were from Ace Recovery. I told them I have never stepped in one of their stores. She said it was an online loan. And threatened again that this had to be taken care of today or they will process to take me to court. I questioned myself and set up payments. But did further research. The company cannot give online loans legally in Iowa. So they could not have given me a loan online. I know for a fact I have never stepped foot in one of their retail locations. So I have never taken out a loan with them.
I have tried today to call Ace to contest the supposed loan, with no one answering. If they do not return my call tomorrow or I cannot reach I will call my bank and stop these payments. I will be stopping them anyway, but will give them notice I am doing so. If they want to try and prove this they will have to send me a copy of the paperwork by mail, not email. I am pissed as hell, one because I fell for this and 2nd that there are such horrible people in this world. You would be smart to stay away from this company!!! I put a 1 star below for application process by accident. I never filled out an application.
Reviewed May 24, 2018
I have taken out several payday loans over the past year due to my husband's unemployment issue. All were paid off on time with no problem. I actually tried to take out another loan and was told that my application had been denied! Wow, I don't understand why they denied me. Listen if you need a payday loan DO NOT use this company. Their customer service is awful and they will not explain your loan to you at all. A 450.00 loan cost me 800.00. There are several companies out there that are really willing to help with no problems at all.
My situation was an emergency or I would have never borrowed from Check 'n Go at all. Please do your due diligence and find a more useful company as there are a lot of them out there willing to help and have more employees that are trained for their job. Employees are very RUDE and unwilling to help you solve all your problems/needs for repayment.
Reviewed March 19, 2018
Do yourself a favor and run! This company is horrible. After I was approved for the loan, I was given an option on how I was going to pay. I chose to call in with my payment. My 1st payment was due on 1/1/18. It was a holiday so I had to wait until the following day. I checked my balance in the bank and they had already taken my payment! (I NEVER AUTHORIZED THEM OR ANYONE TO GO INTO MY ACCOUNT)! The following month, on the 1st, was going to make my payment by calling in again. Checked my bank and of course they helped themselves again! I closed that account and opened another bank account. Before the 3rd payment was due, I called them to let them know not to go into the account because it was closed. She didn't want to hear it. The 3rd was due went and called to make my payment and was told, we already received it. I asked how they got it when it wasn't even due until today!?
This place has a habit of thinking what is yours is theirs! The loan amount was 1200.00. I paid them 863.00. Called to get a payoff and was told it was 1300.00... I ran to pay them off! So the 1200.00 loan cost me 2063.00 for an account that had been open for 3 months. Not to mention I had a mess with the bank because the account was closed but when they put it through, it reopened the closed account... DO YOURSELF A FAVOR, DONT WALK PAST THIS PLACE... RUN!
Reviewed Feb. 22, 2018
Today I went to Advance America and the change is radical, the attention is friendly and agile.
Reviewed Feb. 15, 2018
I have dealt with five Check 'n Go offices over the last 5 years. Three of them were friendly, efficient, and cooperative. Two of them were slow, and even rude, including one today. So I have now switched all of my business to Advance America, who have been much much faster, and much much friendlier.
Reviewed Jan. 5, 2018
Here a few days ago I walked into one of your outlets. It was located in Skiatook. And I was overwhelmed on how many people were waiting on being waited on. And the cashier was doing her utmost to get everyone taken of. So my question is or my comment is: Why doesn't the company allow a second cashier be present on the knowing heaviest payment days of the month. Like the store in Skiatook. Just for those days only! But I also can't figure out what the cashier does if they got a room full of people and has got to go to the restroom and no other cashier there to cover and/or make things go more smoothly on knowing heavy payout days. And that is not say that I think the woman working at the Skiatook is an added plus to corporate. She is very pleasant, fast and very, very concerned for the customer well being! And should be given a raise if all possible. Thank you and have a Good Day!!
Reviewed Dec. 2, 2017
The application process seemed easy. I just dislike that you apply with the tedious application needing a lot of information... Understandable though based on the amount you want but wish they would approve or decline you right there. After the application process they say the money will be in your account next day but days later found out wasn't even approved... Waste of time. Ended up going through someone else a different company.
Reviewed Nov. 30, 2017
I applied for a payday loan. Got the email saying that my application was done and that the money would be deposited into my acct the next day. Later that day I logged into my account to see if there was an update on my loan and it wasn't there anymore. I called the customer service number. After waiting all day thinking I was all set it wasn't approved. I received an email the next day stating that they couldn't verify my information on my application. So I wasted my time when I could have went to another company. And if they couldn't verify info why wasn't I contacted to get them what they needed and why was I told it was approved and then it wasn't. Very unprofessional, and disgusted with this company. And now they have my banking information. Don't waste your time with this flipping place. They are scandalous!!!
Reviewed Nov. 10, 2017
So I had a loan due 11/13. These people assume that the banks are closed because of a holiday so they debit my account before my due date and my account is now overdrawn. I spoke with two supervisors Emanuel and Carlos. They both suck at what they do and have poor customer service skills! There was nothing they could do to help... So mad that I even had to give them 1 star... They don't deserve it!
Reviewed Oct. 24, 2017
We had need of this loan for some car bills. No one likes to use payday loan stores but Check 'N Go charges less interest than the place just down from them and they are more patient. If you have to go, go to Check 'N Go.
Reviewed Sept. 12, 2017
I have been calling customer service and have been routed to several Supervisors - I called and sent an e-mail on 8/29 to stop the automatic EFT payment - because on 9/1/2017 (payment due date) I was going to pay the total amount due on loan. On 8/29/2017 the customer service rep told me that it would be stopped and all I had to do was call customer service on 9/1/2017 and pay the total amount due. At that time she said that the amount she was showing was 3,700.00 however it will be lower than that because that was not the early pay off amount. On 9/1/2017 I called to pay off the loan just like I said I would and I was told that my account was in collection department due to a returned check - I was shocked to hear that because 1. My payment date was 9/1/2017 and I was placing the call in the morning of 9/1/2017.
And why were they showing a returned check? I never wrote them a check and I specifically stopped the EFT from my bank on 8/29/2017 so that I can pay loan amount off completely on 9/1/2017. I was then transferred to the Supervisor of the collections dept. from the Tijuana office who refused to give me his name and was very rude shouting at me telling me that he did not have a payoff amount for me and now I would have to wait until 9/5/2017 or 9/6/2017 until the system is updated. I was so upset and so stressed out from what I was hearing because I want to pay off this loan to avoid more interest and fees and CHECK 'N GO - is not allowing me to pay it off. The next few days were very stressful. So on Tuesday 9/5/2017 I called CHECK 'N GO again and was told that I had to make the payment of $337.00 that was not paid on 9/1/2017 before I can get a pay-off amount. This process is ridiculous!
So I make the payment of $337.00 and I was told by Jakeen in collections that I would be transferred back to customer service and they would be able to take my payment for the entire loan amount. WELL when I got transferred I was told that they did not have a payoff amount because it takes a few days to generate in the system. So basically days and days are going by and I still do not have a payoff amount and interest is stacking up! On 9/6 I called CHECK 'N GO again to get a pay-off amount. I was told that my pay-off amount was $3479.63 so I asked to speak with a Supervisor and I was transferred to Carlos from Tijuana office again and he said he will try to research the call that I made saying I wanted to pay off the amount on 9/1/2017. RIDICULOUS!
Then he called me back and said he could not honor that date and that my amount is $3479.63. However I had already made two payments of $337.00 and I want my pay-off loan amount as of 9/1/2017 because that is the day I said I was going to pay it off that was the day my payment was due and no one was able to give me an amount. I am very upset the way that I am being treated. I am not trying to run away from my payments. ALL I WANT IS MY PAY OFF AMOUNT AS OF 9/1/2017. It is unfair that I have all these extra fees because no one is able to help me.
Reviewed Aug. 14, 2017
Signed up for this service over a month ago and having difficulty getting some two-party checks cashed immediately no matter what the domination is and payor. Some two-party checks have been cashed by CNG previously and now, they are either denying the checks to be cashed or saying "do not cash" w/ little to no feedback or assistance from specific CNG location, third-party provider (ingomoney.com) or customer service/corporate office email-tele. #s. I agree w/ most of the reviews re. difficulty w/ this company/organization and getting specific responses to questions and handling of your problems/issues.
And, yes, you wait forever in their CNG locations for loan approvals and financial assistance services to be processed/completed; a few competitors are quicker (i.e., CheckSmart, area banks). Most employees I have dealt w/ at Store #984 are pleasant, esp. Tasha who's a good multi-tasker, but the 3rd party provider/approval resolution personnel and trying to reach resolution - corp. office personnel to assist w/ resolution are "terrible!" -- a negative, "no stars." The fees are ok, comparable to the banks or other banking institutions, which I'll go back to.
Reviewed Aug. 1, 2017
When I received my loan the lady was very nice. After I received the loan she was very demeaning, she would tell you to sit like a child and take off your hat. She yelled at every customer that entered the building. I was charged 25 dollar late fee twice for being 5 minutes late after 5 pm. I paid off my loan and I will NEVER GO TO THESE THIEVES AGAIN!!!
Reviewed July 17, 2017
I recently was a customer of Check 'n Go online. Was very easy to use. I loaned and paid back twice on time!! Even early the first loan and then on third loan they tell me I was not approved to re-loan and also could not give me any reason why. As I continued to figure what issue was they got attitudes and hung up on me twice. Then finally I called back and they said only way to get more information on it was to write a letter to another department that does not take phone calls... Also refused to transfer me to a supervisor. One ladies name is Lisa and the guy's name is Julio. Basically watch because they will get your fees a couple times and turn around and say you cannot re-loan for no apparent reason.
Reviewed July 5, 2017
I had been a longtime client of Check 'n Go until now. I paid off a loan and applied for another. This would have been my 6th loan. The prior 5 had all been paid off on time. After several calls to check the status of my loan I finally was told that it wasn't approved because they couldn't verify some info. However, they refused to tell me what they couldn't verify. Moreover, they would then hang up. This company has become very unpleasant and dishonest to work with. BEWARE.
Reviewed May 9, 2017
I got out of the military a few years ago and quickly found that civilian jobs do not pay half as much as the military. I manage to pay my bills but there are those months when I come up a bit short and need to put gas in my car and buy groceries or get an unexpected bill that needs to be paid immediately. Getting a small loan online through Check 'n Go has always been simple and has proven a lifesaver for me more than once. They do charge fees but the fees are stated upfront when you sign the contract.
The important thing with any of these payday loan companies I think is to just take what you need and no more. Although I have been approved for a larger loan I always figure up what I need and take the least amount possible. These loans should only be taken in the event of an emergency when all other options have been exhausted. Although the fees are a bit high, as a single mom I'm glad these companies are around to help out in a pinch when needed. I've never really had a problem with customer service, doing everything completely online I've never even really dealt with customer service or anyone from Check 'n Go for that matter. The process is pretty simple and streamlined.
Reviewed April 24, 2017
Harassed for a debt that I didn't even make. I got a call from an unknown number today. As I don't have any bill collectors banging down my door, I answer it. This gentleman asks when he can deliver a "legal notice" and I ask him what a legal notice is. He immediately transfers me to this woman saying a claim has been made from Check 'n Go. I explain that couldn't be the case. The banking information is wrong, the email is wrong, but everything else was my info. I asked her for more information and even stated I wasn't in the country at the time of this transaction and her words were "Well that is why you would get a payday loan".
She kept asking me for more and more info, pressuring me until I shut down and said, "This isn't me, I would rather know how to figure out who to contact" and she kept saying the "legal notice" would take care of that and hung up on me. My privacy was taken advantage of, I was accused of something wasn't me, as well as called a liar. I am extremely upset at this situation and since the number was unknown, I don't know who to call back.
Reviewed March 21, 2017
I feel I have been mislead and taken advantage of by Ck N Go. I went to the location in Rio Rancho, NM and I qualified for a 5,000 payday loan with a payment of $353.00. I was told the loan was simple interest and I could pay off at any time or renew at a lower payment without paying it off. I did not want the 5,000 loan because the payments were too high but the sales person when I was told I could refinance the loan at a smaller payment I decided to do it.
I have had many payday loans and have never had the issues I have with Ck N Go. When I went in to refinance after the 6th payment I was told that I had to put down 1/3 of the balance to principal!!! I said, "That is not what I was told and there is nothing in my contract that states that." I have also learned since that this is not a simple interest loan. It is computed so they add the interest onto the principal, and almost nothing from my payments is going to the principal. I have been paying since last year and my balance is only 100.00 less. And now I can't find another company that will loan me the 4900 so I can pay this off!
They are a scam company and I have complained and given feedback to Corporate with no results. Also they are suppose to automatically debit my account for payment. Well they did not so I went in to pay cash and then sure enough the following week they charged me without notification. I will never do business with this company again and warn others to stay away.
Reviewed March 8, 2017
They took copy of my checking account, driver license, social security card, pay stubs, w-2 forms and written application and had me print out forms. Whole process took over an hour. Undisclosed representative told me that my credit score was not a deciding factor and all I needed were pay stubs and my checking account information. Then, she denied me and refused to give me back copies of my personal information. Store # 1015 employee refused to tell me her named or employee identification. She then said after 20 days they will shred my information.
After the Denied application, she hands me a privacy statement, when I mentioned my concern that she wouldn't tell me an employee identification and she took all my personal checking account information etc., she told me it was secure and no worries. She gave me no proof that I even applied. After reviewing the long small print form, it states they "sell your phone number and personal info to telemarketers and unlimited marketing firms!"
Reviewed Feb. 6, 2017
I referred a friend who got a loan. I have not been able to get a answer as to how to get the refer a friend money. I have asked the employee at the branch several times about this. She says she sent an e-mail as how to redeem the refer a friend deal, I did not!! receive any e-mail from Check N Go.
Reviewed Jan. 31, 2017
I called to pay off my installment the loan. I was told after 12 installments... over $3000. I still owe $2100. Which is the amount I borrowed. Not one payment went towards paying off the loan. It all went to interests payments. I will never get another loan nor do I recommend anyone doing any type of business with this company.
Reviewed Jan. 31, 2017
I have occasionally used Check N Go to take out small loans over the last 2-3 years. Recently I needed to take out a larger loan but I knew I'd be able to pay it off quickly. The principal on the loan was $1800, in a month I had made $990 payments. I called to find out what my payoff amount was and I was told $1780! Yet the loan wasn't scheduled to be paid off for another 3 months. Apparently the interest doesn't accrue but they tack it on from the BEGINNING. This means even if you pay off early they still charge you full interest! I have never had a lender do this. Inequitable and subversive business practices. When I applied the first thing I asked was about the interest and whether or not an early payoff would result in reduced fees. I was told yes! Nothing in the original paperwork states that interest is added initially and not accrued. True scammers.
Reviewed Jan. 24, 2017
This company was ok to deal with until I missed a payment. From that point forward they wished to exterminate me from earth. I've had several loans paid on time 100% and paid off within just a few months. This last time my circumstances turned far worse and I got behind. Instead of talking me through options, they told me there was nothing they could do to help me and told me to borrow from someone else. If I could do that I wouldn't have come here to them for a loan. The third time I called for a solution and said I could pay a small payment I asked if that would prevent my auto debit from coming out with the full amount. I was told my auto debit for the full amount would not go through if I made the payment. Then when I called back to make the payment and asked to verify that no additional money would be taken out of my account, they told me I made it up and no one would have given me that information. Well they absolutely did.
Then she started raising her voice that I owed them this money. I started crying and said it's five days before Christmas. She didn't sympathize and I hung up. A customer having problems shouldn't be disrespected like this. They treated me like I had been chronically late and a poor customer, which is not the situation. Then the incessant phone calls started and they called my Dad. After this conversation at Christmas I never wanted to speak to them again. I tried to call corporate and deal with them but no luck. I will never go to this company again. I am their core customer. And their core customer experiences issues where they will get behind and need help. It's inevitable. Take care of your core customer, and you'll keep their business. I'm paid off now- within a month of that conversation because I do have some resources and I'll never walk in there again. Their loss!
Reviewed Jan. 18, 2017
I will never mess with any of these companies ever again. Why? They are shady and give you the runaround. They won't give you information on when to pay back the loan at the lowest interest. They tell you that interest accrued daily yet is cheapest to pay back at the end of the money. So they lie. If you pay back your loan come the 2nd of the month then you're paying that month's interest. Pay back come the last day of the month, and you will pay only the principal and whatever daily interest is left for the month.
It's confusing as all hell and I had to talk to 3 people just to get that information because they give you the runaround. They treated me like I was asking for classified state secrets here. This company and others like it are NOT out to help you. They are strictly about making money and their customer service sucks and is shady. Everything I asked for today is information that I should have access to as the lendee. Do not do these bad credit loans. Ever. Deal with your financial instability and take the pain for a bit.
Reviewed Dec. 28, 2016
Check n Go is very good with getting all your information to approve you for a loan, however the moment you want to contact the store manager's supervisor you are given the runaround. This all started with me calling them to delay my next payment due to the fact that I was in the hospital and would not have money to cover the payment.
The store manager agreed to delay the payment and told me it would be tacked onto the end of the loan. Well come the due date, she took it out of my checking account even though she said she would not. I called her immediately and she apologized for the mistake and said she would reverse the payment... not the case. She told me she was told by her boss that she was not suppose to do that and they could not reverse the debt.
I am now overdrawn because of her mistake and no one wants to make it good. I asked to speak to her supervisor and was told she could not give me his number. I searched for their corporate office, which is under Axcess Financial and was given the run around there. They did give me their dedicated ethics & fraud line, which answers, puts you on hold then disconnects you. SOME DEDICATED LINE! I then was given a district's manager phone number - who never responded. I was told to get online and log into their complaint line and someone would get back to me - GUESS WHAT - RIGHT no callback, just an email stated the complaint has been logged and will be reviewed.
Reviewed Dec. 17, 2016
I have always paid them yet they made me go through hoops just to wait for almost a month telling you your information couldn't be verified and threatening to give trade sale share all my information with anyone they choose. Then put me as a fraud. When I went to the store I've always paid and now if I was dying I'd not get a penny. My scores I've been working on are over 640 and Equifax 59 that appears the hardest to boost. So not only do payday advances loan you 5 times the limit knowing you have several loans exceeding the limit loan you anyway. I think they're at fault. Desperate women and men living below poverty and get trapped into their cycle.

Reviewed Dec. 11, 2016
I used this company for years. I was approved to borrow the full amount. Was constantly told I am a great customer... paying on time blah blah blah. I stopped using them almost a year ago. Just because my financial circumstances got better. Today, I found myself in need of a payday loan again. I took my proof of income, a check and filled out a application. Waited for over an hour because only one person was working behind the counter. Finally when my turn came I thought I was about done and could run to the bank and make my deposit. WRONG! I was told I could only borrow $179. When asked why all I was told is they have new underwriters. I was asked if I still wanted the loan and said no and asked for all my documents back.
I took them without looking them over and went back to my car. I looked at the documents and found the cashier had given me someone's income stub that was not mine. I looked at the application and it wasn't mine either! I went back into the store and was told "sorry my mistake" and was asked to wait so my application could be run again. Instead of cutting ahead of everyone I told the cashier to wait on them first. And I waited another 45 minutes. She ran my application again and the offer was $179 again. Was told again "sorry we have new underwriters" and I took the loan but returned later today to cancel it and return the check.
I chose to pay a late fee rather than the ridiculous service charge for the small loan they offered me. The cashier said these new underwriters have declined most of the frequent customers even those of us who have a great pay history. Today just proved to me this company doesn't care about its customers or loyalty. I was honest and brought back that other customer's info but I wonder how many times that has happened where the info was used illegally? As lightly as the cashier took it I find it to be very shady. No wonder they force you to agree not to sue them!
Reviewed Nov. 30, 2016
In 2005 my husband and I were divorcing. I took out a loan to get through til payday knowing I was working and the money would be there. My ex husband cleaned out the account leaving me to scramble to pay this off... which I did. I have the cancelled checks to prove it... here it is some 11 years later and I am being harassed into.paying this fee again and then some. The original loan was for 600.00 and 63.00 finance charge. Now this new fee is over 1100.00. I have agreed to pay this. I can't afford an attorney since my current husband is between jobs. I have asked repeatedly for the check numbers so that I may show them I have the cancelled checks paid. What a scam and rip off. If I could sue I would!!!
Reviewed Nov. 14, 2016
I will never go to this place again! First of all my payments are due on the first of each month. I had surgery and called and told them I needed an extra day... "Fine," they said... Well that night they put my check into my account making me over drafted. BUT, their check cleared! Well now it is the 14th of the month and I have been checking with them every day to see if I can come get another loan to make good on my bank and buy food for me and my dogs (I am on SSI so money doesn't go far) and they still say I cannot get another loan cause the check hasn't cleared!!
I have been evicted since this happened and have had nothing to eat, but yet they will not take a bank statement saying this check cleared November 2, 2016 so I can eat. What kind of people run this place??? I would not recommend this place to an enemy let alone a stranger or friend. This is the WORSE place I have ever gotten a loan from and do NOT know how to run a business or deal with customers!
Reviewed Oct. 15, 2016
Went in and got a $300 loan. When I went back yesterday to pay it the manager, nonetheless... Check the amount she was charging going to charge twice before she ran the card and come to find out today when it posted to my account she charged me an extra $225. Went in today after calling and them saying to come in and they would give me the difference, I just needed to bring in the statement. I brought it and was then told they can't give me the money for another 3 days because it is still showing as a pending transaction.
So now I'm screwed on my car payment which I was suppose to pay by tomorrow. Unless I go today at 4:30. Because I have to wait 24 hours to get another loan after I pay off one. And unfortunately the other loan place will only give me up to $170 at a time for some BS reason so I have to go back there now... I was 30 mins late to work because of this crap and I'm probably going to be at least 15 mins late coming back from lunch cause I have to drive 30 mins there and 30 back... They really screwed the pooch this time.
Reviewed Oct. 13, 2016
When my husband and I was trying to get a loan. She was very rude and arrogant. She wasn't polite at all to us. We were asking, "What kind of documents you were needing?" and she had rolled her eyes to us. When another customer came to the store to pay up and that's when she was very nice to that guy, laughing. I don't know if because we were Hispanic and the other gentlemen was ** like her kind. ** Mr. & Mrs. **. Thank you for taking the time to read our letter.
Reviewed Oct. 6, 2016
I have a small loan from Check 'n Go and allow them to automatically deduct from my checking account monthly in the amount of $128.00. Yesterday they took out two payments instead of one. After contacting them, they said it was a computer error, but did not tell me how or when they were going to get me back my money. They said to go to my bank and see if they can help. I did that, and bank manager said they have nothing to do with that, and Check 'n Go has refused to help me get my funds back to my account. Is there anything that can be done to retrieve my funds? Please help.
Reviewed Sept. 27, 2016
When I agreed to a loan with check 'n go they agreed to withdrawal money from my account on my biweekly pay date. Well now my employer has changed payroll companies and it has gone to semiweekly. This is going to cause a negative effect on my credit all because they cannot change according to what my current pay dates are. This is extremely aggravating!!

Reviewed Sept. 9, 2016
People are waiting there for a long time and when you're next the clerk tells you, "She's next." I ask why. She said, "Because I was waiting for her to bring me the rest of her paperwork." I have been waiting for 1 hour and half and she can't help me. It's first come first serve there. Ain’t "Oh I forgot to bring my paperwork," go home and cut in front of everyone? Then when she helps you, gives you an attitude and the manager ain’t no help neither. They rude. Need new employees.
Reviewed Aug. 7, 2016
I applied for a short term $1000 dollar loan & automatically got approved! I was very happy because I needed to pay off an unexpected emergency occurrence that had befallen upon myself & children! I called to check if the loan was deposited into my account, it wasn't! I kept calling my financial institution until a representative connect me about the first payment! I had told them the loan never got deposited! The rep was very nice and so I gave him whatever information I could to help find out what had happened! After all I didn't want to pay off a loan I didn't get!
I finally got a loan from my own financial institution to pay off my emergency occurrence. I didn't have any credit so I needed a cosigner to get the loan from my bank which is why I tried Check 'n Go! I thank God Jesus Christ I found me a cosigner and got a loan! Then just yesterday I got a certified letter from Axcess Financial to file an identity theft report! I'm not sure how to go about doing that, because I don't know how it pertains to my situation!
Reviewed Aug. 3, 2016
I needed a loan so urgently but I wanted to pay it off in 6 payments (biweekly) and clear it off. For 1000 dollars, they explained that early payoff would be about 1800 if not it would 2900 if I did 12 payments. I have worked so hard to pay it off early now. After five payments I have paid 1210 already. I call in to clear my loan today and am told my balance is about 1100. That's not what I was told. So 1000 loan and paying back more than 1300 in three months. What a Rip off. It was my first time taking a loan, I regret it. Now I have learnt about other places and trust me it's a rip off. Spare yourself the pain. Go to World Finance or Security Finance or anywhere else.
Reviewed July 22, 2016
I was nervous to take out a payday loan because I'd heard so many bad things, but it was an emergency and it was quick and easy for me to get a loan online through Check 'n Go. The terms of the loan were clearly explained, I knew exactly what was due and when it was due. I understood the interest rate and any fees, I never felt like the company was trying to trick me or take my money.
The day before my loan was due I realized that my paycheck would be a day late. Desperate to avoid fees and interest, I called Check 'n Go but didn't expect any leniency. To my surprise the representative I spoke to agreed to extend my due date from Tuesday to Friday. He didn't ask any questions or guilt me into anything, only assured me that no money would be taken out of my checking account until Friday and that I would not be charged any fees or interest. I was shocked, I had never been given a free extension period by a lender.
I would give Check 'n Go 5 stars but it was confusing to figure out who to contact. At first I went into my local store to ask for an extension but was told the stores cannot help online customers. I called the toll free number and was on hold for 20 minutes. I didn't realize the money would automatically come out of my account, I thought I would have to call or go online to pay it. I wish there was an option to pay early online.
Based on my experience, Check 'n Go does not deserve such terrible reviews. Yes, they will charge you fees and high interest, but that is all clearly explained to you before you agree to take out the loan. You should never take out a payday loan unless it's an emergency, but if you do have one and run into problems, just call them and ask what your options are. They were quick to help me.
Reviewed July 11, 2016
Please oh please do not use this company! I had a loan all setup on July 9th approved and good to go. I called them that day to review a discrepancy in my banking info. The lady at first was very nice and cordial. She suggested we cancel the first loan, and put it thorough again, which I did. I was immediately told that I could not have a loan, and that more info was needed regarding SSDI paperwork. I searched frantically for anything I had, and found my initial one from 2014. I was told that this wasn't current enough, even though literally EVERYTHING on my bank statement and SSDI paperwork matched up. After talking to 3 employees, I asked to speak to a supervisor to get this straightened out. She not only did not straighten the situation out, she exacerbated it!
I asked to speak with her boss, and he was conveniently "Not taking phone calls." The lady thing I was told, was to show a updated SSDI award letter, and I updated that today, the 11th, and am still told that more info was needed! I've sent everything via online to these crooks! Bank statements, updated award letters, etc and still, it is not good enough for them! All of this discourse with workers, and supervisors, even though I was initially approved!?? Check 'n Go is extremely hard to deal with, argumentative with customers, and overall, seem dishonest in their practices. Save yourself the time, and headache, and DO NOT give them your business! Go with LendUp! Easy to deal with, and had my cash within 30 minutes. Check 'n Go, you should be ashamed of yourselves! This is one U. S. Army Veteran that will never deal with you again! I pray you retrain your staff.
Reviewed July 8, 2016
I went into the store and asked about applying online and they said that people are usually approved by 11 am the next morning. When I looked online, the website stated that if I applied by 7 p.m. est. I would be verified the next business day. I applied on Wednesday at 5 p.m. est. I checked on Thursday morning and my app. was still pending verification. I called later that day at 5 p.m. and the rep tells me that it usually takes 24-48 hours to verify the online app. So I waited until Friday morning around 12 p.m. est and my app was still pending.
I called customer service again and this time they tell me it takes 24-48 business hours to approve an app. That means it takes 3-6 business days. I received three different answers by three different people at the same company. Not to mention that the website clearly states that your application would be verified by the next business day. If you are looking for quick cash, do not look here. Apply in the store for a quick approval.
Reviewed July 7, 2016
I took out a loan, paying it back on time as agreed. I was out of town on last weekend, I contacted Check 'n Go store 251 on Cedar Ridge Rd; Duncanville, TX before the due date to inform workers I was out of town on Friday, June 24th but will return on the following Monday June 27th. I volunteered to pay the over the phone. I was told that paying over the phone was not possible. I also volunteered to pay it on Monday, June 27th when I returned back in town. I was told that I couldn't do that either by worker who lie and said her name was Nia whose real name was Bianca. No last name was ever given. I asked to speak with a manager several times, I was told that wasn't possible either. I was given his e-mail address nor his phone number to contact him regarding this issue. I was let with no recourse of action to resolve the matter. I was told that someone would call me but not one did about my concern.
I didn't have a problem with paying as agreed. In fact, I never was late on this loan. Instead Bianca who lie about her name sent the entire check through my bank account without my knowledge causing a hardship. The loan was not in default neither have I been late on this loan, I've paid as agreed. This Monday, I went in to that location as I said trying to resolve the matter but could not get anything resolved. Still today no one from the organization has contacted me regarding in this matter.
Reviewed June 3, 2016
I have had numerous loans through Check 'n Go. There's a new girl working at the Crystal Lake office. Not only did she wasn't here on time but then she said that I didn't have enough to pay the loan off. I need 165.00 to pay it off but she said I needed 200 which was ridiculous. She had no manners whatsoever and she told my mother who is 70 yrs old to shut up..."You're not allowed to talk to customers." I gave her 140 dollars towards paying off the loan and she came up with a ridiculous amount I still owed. She has no business working for you. She's a embarrassment to your Crystal Lake office and needs to be terminated. She showed up at 11:00 AM with a Dunkin' Donuts ice coffee. She's doing a very poor job representing you guys. For more detail contact me at **. TY.
Reviewed May 24, 2016
They took $177 from my bank account without notifying me. I called them and I have to say, I have never had customer service so horrible in my life. These people have no hearts and are completely unwilling to work with you. As I was explaining my situation, Jo says, "Well okay, bye bye." Seriously, what a bunch of disrespectful and unprofessional people. I hope my $177 was worth it because now I will be homeless for about 2 months. Thanks a lot.
Reviewed May 20, 2016
The interest is too high for poor people in the community.
Reviewed May 1, 2016
My ex-wife needed to cash a Government check on the 26th of April 2016 (spousal support which has my name referenced on the check). Check 'n Go needed my identification in order to cash the check. I was told that I was required to fill out a 'membership/create an account' and my personal information was required (Driver's License, Social Security Number, etc.). I felt at the time that my SSN was not required, and my valid California driver's license should be sufficient (as it is anywhere else that I cash a check/do business with). The check was cashed on the 26th of April, 2016.
I had an uneasy feeling in having provided my social security number, fearing that with both SSN and Driver's License Number, I could easily be set up for identity theft. On Saturday, April 30, 2016, I performed a web search on Check 'n Go. In reading the complaints/reviews associated with Check 'n Go, I drafted a letter requesting that my membership/account be closed and all personal information deleted, with a signature line on the document that they had received my request. I informed Ryan, who I assume is the manager, that after doing a web search and reading reviews regarding Check 'n GO, I had qualms with them having my personal information.
Originally, Ryan (the one that took all of my personal information) said that he couldn't/wouldn't provide a signature on my request for my co-signer account cancellation. After stating "Let me go talk to the sheriff's department", he became more willing to talk. He stated that Check 'n Go did not maintain personal information, and that was handled by a third party that they use, Chexar. When pressed for information on how to contact Chexar in order to have my information removed from their files, he stated he did not have that information. At one point, he denied that a check cashing transaction had ever occurred at that business, up until the point that my ex-wife pulled out the paperwork from Check 'n Go relating to the transaction.
In the end, he assured me that neither Check 'n Go nor their 3rd party affiliate Chexar had a copy of my personal information (although from the runaround and untruthfulness encountered, as well as his refusal to sign/acknowledge my copy of a request to terminate my account/membership for the reasons stated, I have serious doubts that my personal information is in safe hands). I NEVER again wish to do ANY type of business with this establishment (as well as cautioning my ex-wife in regards to any future use) and in reading the numerous reviews/complaints relating to this business, I'll join the chorus of other individuals who have/had less than stellar experiences with this business model. I strongly caution all who might anticipate using Check 'n Go to use all due diligence in any transactions with them.

Reviewed April 7, 2016
I needed a few dollars for some unexpected bills and Check 'n Go was quick to help me out, so I thought "Wow, this is great and how quick and helpful." Right... I wasn't exactly sure how I was to pay the money back so I read through but apparently couldn't find the answer, they were suppose to take the money on the 4th. I called on April 1 because I was paid early to pay the loan back but the agent told me "no, we will take it out automatically on the 4th like it states on the contract". I was okay with that although I would of rather paid it when I called. The money is in the bank, I was told not to do anything, it's all automatic.
I bring up my Check n Go account today to make sure it's been paid and surprise, there is a non payment notice for me, the money is in the bank and they did NOT take it out as I was told they would do, now it's fallen on me although I even tried to pay loan back early. Is this just a ploy to get me to pay more by saying I'm late??? I need answers, unless your leg has fallen off and you need medical attention and you're broke, don't use this company. This is my first loan, last loan!
Reviewed Feb. 13, 2016
I asked for a loan from Check 'n Go and they were eager to give it to me. They didn't tell me my APR. And when I got my APR it was over 300%! Is that even possible? When I requested for them to stop taking money out of my account or to change how often they take out money they told me I couldn't do it. Had my girlfriend pay the entire loan off cause I just didn't want to deal with them, and they gave us both the runaround. First they told her I had to add her to my account, then told her she couldn't do anything when she was on the account. We had to call them over 10 times because they weren't consistent and didn't know what was going on most of the time. The customer service was just rude and didn't have it all together and made mine and her experience with them a living hell. NEVER USE CHECK 'N GO. I would never recommend it to anybody.
Reviewed Feb. 8, 2016
Recently I was notified by Check 'N Go that I was denied a loan. The problem is, I never authorized this loan to be finalized. I had started the process and had a change of mind. I find it to be fraudulent that a company would proceed with a loan you didn't authorize. Unfortunately, I've used Check N' Go frequently in the past and have paid an incredible amount of interest, but in a timely manner, only for them to deny me service. I've used their services successfully in the past over 10 times, so why in the world would they subject a customer to a credit check who has never defaulted on a loan? Makes no sense!
Reviewed Feb. 3, 2016
I went to Check 'n Go on Highland rd in Howell Mi. I have to say this is the most disappointing experience of my life. First some strange looking girl called Christina called my phone 8 times!! 4 times in one day to tell me my loan was due! Then when I went in a girl named Theresa had no idea what she was doing and had a terrible attitude. And this Christina was also working that day, she was some skinny, butch looking girl who acted very icy during the transaction. I told her to have a nice day because I'm not as miserable of a person as she and all she said was "uh-huh yup". She was almost worse than the guy named Brian that worked there last October who would verbally abuse the staff that worked there at that time. What's wrong with this company that these people always seem so darn miserable??! Besides management obviously abusing them.
Reviewed Jan. 24, 2016
I took out a small loan of $1,600.00. They gave me installment payment plan. They took out the first $400 or $600 out of my Bank of America checking account back then. After a while their collections department called me, which is normal because I got back up on the payment. I asked them "Where is my first payment...?" Their collector never called. SHADY BILLING. Back then, 2011 - the bank told me they had debit my account for the first payment. I never heard from them again until NOW 2016 ON MY CREDIT REPORT OWING 3,255.00!
Reviewed Jan. 15, 2016
Check 'n Go draft my payment before the due date. They acknowledged the error but cannot explain how and when they will refund my overdraft fees as well as one day's interest. What is annoying about the situation is they could care less. If a payday loan company is needed, I would use Spotloan or Lendup.
Reviewed Jan. 15, 2016
Check 'n Go is one of the many branches of Axcess Financial Services. I've relied on them intermittently over the years when money was tight. I'm fairly (sadly) familiar with how payday loans work and I understand that the consumer pays a huge amount of interest in return for the convenience of having cash available quickly, especially consumers with poor credit. But the rest of convenience is supposed to be that it doesn't require a credit check.
I could understand why they would check my credit if I was seeking an installment loan, but in the last year and a half, I've only relied on Check 'n Go for payday loans. When checking my credit records today I discovered that Check 'n Go, or Axcess Financial Services, has performed a hard check on my credit every time I've turned to them for a payday loan. This translates to a ding on my credit and makes me look like I'm desperate for credit. This is simply unacceptable and I will no longer rely on them for this particular service.
Reviewed Dec. 24, 2015
I got the the loan on Nov. 23 and paid it off Nov. 27. They stated they returned the funds and call. Looked for proof on my phone records AND Mastercard records and neither shows any money paid back. I don't know what to do.
Reviewed Dec. 9, 2015
I had a title loan through check n go and they came and took my husband's car and when I went to go get his car back they told me that I needed to pay off the loan that I had, which I did. And then I went and got the car and they told me I didn't have to pay the repossession fee and they told me the title would be in the mail within 6 weeks. And this was back in august and I still have not received the title. I called today and they said I need to make a payment to them because I never paid that amount I owed. Well sorry but when the company tells me not to make that payment then I won't.. So now I'm beyond mad.
Reviewed Oct. 3, 2015
I got a loan at Check 'n Go. But if I knew what I know now, I would not have never gotten one. The representative bugs you before your payment is due. If you try to pay extra, she want take your money unless it's the amount she wants... This is the worst company to borrow money from. Their interest rate is ridiculous. Even if you want to cash checks, they charge way too much. Once I pay this loan back, I rather do without than to borrow from them again. I would advise everyone, do not borrow money from Check 'n Go security finance, and the other loan companies is a lot better with their payback options and interest rates... CHECK 'N GO IS A BIG RIP OFF.
Reviewed Sept. 29, 2015
I paid off my Title loan. I was told it would be 6 weeks. When I called corporate the number does not have an option to speak to anyone that can resolve this matter. 6 weeks is way too long.
Reviewed Sept. 24, 2015
I refinanced the loan and was informed a payment would come out of our account on 10/8/2015. This morning 228.00 was gone from our account. I know this was the refinance charge but nowhere did it say that it would come out before 10/8/2015. I do not understand why this happened and how they can get away with not informing us this would happen.
Reviewed Sept. 18, 2015
I want to know why Check 'n Go gets away with not allowing a person a full 30 days to repay a payday loan? I'm on Social Security Disability and I get my check deposited direct deposit at midnight on the 2nd of every month! I have been getting loans with Check 'n Go for quite some time now, but this woman who is the Manager of the Sapulpa, Oklahoma Check 'n Go office has never allowed me a full 30 days to pay back a payday loan! I don't think it is fair that they get away with doing this.
This Joyce woman who is the manager is one of the most hateful sarcastic people that I have ever encountered in my 64 yrs on this earth! Every other loan place that I have dealt with has always given me a full 30 days to repay my loans! So how in the world does Check 'n Go get away with not giving a person a full 30 days to repay their loan? Please respond to this so I will know ok? Thank You! I'm very very upset over this. I DON'T THINK IT IS FAIR AT ALL FOR THEM TO GET AWAY WITH THIS!
Reviewed Sept. 14, 2015
I took a 1700.00 car loan out in June 2014. And another 1000.00 loan at the same place around 8 months later. That's 2700.00 dollars total. Correct? So far I've paid them 4400.00. They told me now I still owe them over 3000.00. What the Hell is going on and how do I stop this huge RIPOFF.
Reviewed Sept. 4, 2015
I went in one day 5 o clock... thought about refinancing. While I was thinking, the manager started getting mad because I was asking her questions. I'm not going to just say you sign me up! 535 dollar Loan paying back over 500? I'm not stupid. I want to work on my credit but not pay 500+ in interest. She started getting an attitude after 3 questions. Come on, you're a manager? I told her she was being rude and I felt harassed for asking questions about what I was going to get myself into. Well, she told me to get out and that I was wasting her time and that she could have been doing other things. Like what? Making fun of the people that come in? She did talking about the people in front of me.
I called the district manager told him what happened. Well next day I hear from a friend who recommended me that she told the guy above I take my anger out on other people for what happened to me. Come on you white trash. Yeah I have 3 fingers from a motorbike wreck that I caused myself. But I blame no one but me and who cares. I'm glad that no one had to suffer from my stupidity. You NEED to be fired "candi", that's what she calls herself. Webb city mo. I like my claw, it's part of me now. I'm not scared to make jokes about it either.
Reviewed Aug. 4, 2015
I have used them for over a year. They were always very nice/helpful. And I could live with the monthly charges. Once a year I guess they make you update your info... pain in the butt... but sounds feasible. First issue I have ever had where they took out 2 payments, instead of one, I am overdrawn... worse... I can not pay my son's rent so he will move out. I have no doubt they will take care of this situation. If not my bank has a vigorous fraud unit. I have liked them for a long time.
Reviewed July 30, 2015
If they say we close at 6:00 p, that should be the time they close... not 5:10. She's still in the store. Internet says open... I use my gas, CLOSED AT 5:10 pm. Say 5 then so I will know!
Reviewed July 22, 2015
I got an installation loan for 2505.00 - I had already made total payments of 1290.67. Work changed payroll biweekly dates. When I advised Check 'n Go. was told only way to change my pay loan date was I had to refinance the loan. My payments or higher. When I added all the payment total comes to 7098.58. They advised the 1290.6, was just for interest no credit to the loan and nothing can be done about this.
Reviewed July 21, 2015
Spoke with an associate on 07/16/15 to set up payment of $179 on the 31st of July. Payment was set up and agreed upon. To my surprise on the 17th of July some sort of electronic check was posted to my account in the amount of $307 dated for the 16th the day I spoke with them seriously making my account overdrawn. I called them and was treated very rudely and told that they did not know that transaction was set to post. Do not deal with this company. I had to close my checking account and open a new one to prevent this and I will now pay via money order.
Reviewed July 20, 2015
I was suppose to receive a payment on a Tuesday and today is Sunday. Wtf. I'm glad my son tournament is over - I would have been pretty broke.
Reviewed July 16, 2015
I had paid my payday loan off every time. I have fought with them 3 months 3 different times they hit my account and over drafted it. This time they hit my account twice, won't give me my money back, and got a massive attitude with me. And doing it without my approval.
Reviewed July 8, 2015
Called in a payment and Check 'n Go charged my debit card twice without my knowledge. Still fighting with them. In the meantime, I was whacked with late bills, interest fees and credit score drop. They claimed it was not their fault - as if I was responsible. However on a recent trip I could not call in my payment, they withdrew it the same day. When I called about it, they told me they did not need my permission. Please beware.
Reviewed June 15, 2015
I will never use Check 'n Go again. A month ago I had went in to get a $500 loan. Payment due, I was out of town so I called and used my debit card. The next week I noticed I missed a call from them, so I called back and was told that my payment showed that it didn't go through so she sent my check in, but it's showing up now and was told to make stop payment of check at my bank. I talked to my bank and they also said that $565 was taken out and I put stop payment of check.
Well this morning the bank told me that Check 'n Go took out $565 and I'm overdrawn. I called Check 'n Go and told them I didn't owe them anything because I paid them over 3 weeks ago. She said that it's showing I never paid it back so now I'm having to take my bank statement to show proof it was paid. I tried calling corporate and they give me different #'s to call and I had talked to 10 different people and all hung up on me. So how would a person get things like this taken care of??
Reviewed June 9, 2015
While employed there I was robbed at gun point and went out on leave and was illegally fired (while out on leave) and they cancelled my health insurance too. I had to fight to get my job back. In less than 4 yrs. I had over "8" D.D.O.'s!
Reviewed June 3, 2015
Check-N-Go treats their employees like crap. They expect you to work by yourself for months on end and they don't appreciate anything you do.
Reviewed May 21, 2015
I needed a loan. It's Wednesday, I get paid on Friday. I was asking for $400 after spending a lifetime giving up everything but my blood type. I was denied after all the hassle. lol. I find out they running credit checks on a payday loan? I have emailed them 3 times waiting on response.
Reviewed May 20, 2015
I wish there was a (-) negative star rating! This company screwed up. The money never got to my account. But when I called they were SO VERY RUDE. Told me that I was still responsible for this loan and for at least 3-5 DAYS!!!! they couldn't do or wouldn't do anything! I am STILL being charged interest at this point and responsible for this. Then wouldn't reprocess this, and told me that I HAD to wait 3-5 days to even restart another loan. I have NEVER dealt with this much rudeness... Spoke to 2 different people and supposedly different departments, and BOTH were just as rude. Their agent entered the account number wrong. They can tell that they sent the money to the wrong place... but now I have to call back in 3-5 days ("sometimes up to 10 days") to deal with them AGAIN. So much for a quick loan for a few days. This has turned into a nightmare!!!!
Reviewed May 7, 2015
In July 2014, I received a pre-qualified loan letter in the mail. They told me to bring down proof of income. Then told me I did not qualify. So I got a payday advance. After about 3 PDA I came in to pay shortly after having surgery and having a fluid recovery bag hanging on my side. The mgr/regional told me they were going to be stopping PDA but I was approved for a loan (no inquiry from me), had to do the paperwork twice due to my condition. After making 3 payments on time I came in and made a large payment before the due date. At the end of that month they charged me a late payment for not paying another payment that same month, and another charge each month since. Still making payment on time. That's extortion using my credit as hostage.
Reviewed May 4, 2015
The Store on Guadalupe St. in Laredo open late when it says open at 10.30 am. I'm very mad. The store is supposed to be open on time and people working there are so rude - bad customer service.
Reviewed May 2, 2015
Do not apply for a loan there. Even if you're denied a loan they keep "all" your personal information on their website even routing and account numbers! I asked to have my info removed and was told no because they need it for auditing and marketing reasons. Sounds like bs to me! Beware!!!
Reviewed May 1, 2015
I had gotten my SS check paid to me early and I paid my loan off before the 3 as my money come in on that date and right after I paid my loan to the Check 'n Go in Belleville Michigan and waited 2 hours and her knowing I was there to pay and re-borrow the manager there said "I can't loan you money till Monday" and I was so upset for her screwing me over like she did!!! That was totally wrong!!! I need to speak to customer service about the transaction she pulled on me! Please call me ASAP at **. That was awful of her to do that...
Reviewed March 13, 2015
I went to the store on 21 and card. I have been going there for 2 years - the staff has always been friendly and courteous. On this occasion I was treated by the new manager - she first told me she would be with me shortly after she made several calls complaining about a customer. When she finally called me up I told her instead of making a partial payment I would pay back the entire amount and Reborrow. I have done this for 2 years. She said that would be fine after I asked her if there would be a problem with me reborrowing.
She took my money. Oh and the whole time was talking to another employee about a customer. She said I would have to refill an application and provide all new check stubs. I told her she should have told me this in the beginning. I didn't bring check stubs with me. She shrugged her shoulders and rolled her eyes and handed me the paper and told me to fill it out. When I came back I told her I would never be back. I also asked her if she was the manager. She said yes. I told her she was an ass and didn't know how to deal with the public and just lost me and even though they made a lot of money off of me I would never step foot in there again. She does not know how to talk to you or treat customers. You just lost a good customer.
Reviewed Feb. 14, 2015
When I received the money, I went to make a payment on all of my pay day loans, as I usually do. While I was making a payment at another loan facility, they told me I could borrow the money to pay off Check 'n Go. I called Check 'n Go numerous times to retrieve my information. However, all I got was a voicemail that was never returned. When I went to make my payment at Check 'n Go, I was told my checks had been deposited 2 days after it was due. I have gone about 10 days past before. I asked why didn't someone call me as they usually do. The manager said my number was not a good number. I asked her to call my number and she did and my phone rang. I still have the same number, feel free to call me.
I asked her for the corporate phone number and she gave me the district manager bit. When I called, all I got was a voicemail, neither times did anyone return my calls. Another thing, when I go to Check 'n Go, there are people standing around to be waited on and 1 person behind the counter cannot assist. When I asked about this, I was told the person was the district manager and she never assists with customers.
The store in question is Check 'n Go 716 Alta Mere Fort Worth Texas 76116, phone: 817 731 4156. I decided I will let them send my checks to the D.A. office and take them to court if I am able. My contract says I receive a disability check on the 3rd of each month, the lady told me it was deposited a day or 2 later.
Reviewed Feb. 14, 2015
MY FIRST EXPERIENCE WITH CHECK N GO..... I called to see if they were open/location & was told to come in. I drove to the location 4762 Lankershim, North Hollywood, Ca, NO ONE THERE & A SIGN SAYING BE BACK IN AN HOUR???... at Lunch-time on a FRIDAY???....Before Valentines Day. I asked ** why she wasn't here. She claims she went to the bank??? (Convenient answer) BUT WHY didn't go to the Bank before she opened at 10:30am...And in a busy strip mall and got an attitude after that question.
She then proceeded to serve everyone ahead of me. Dealing on the phone, checking peoples' check in the bin ... then on the computer... All while I wait AFTER WAITING IN THE HOT SUN OVER 40 minutes outside...and calling the emergency number on the door TWICE... NO ANSWER. We had 6 people waiting outside for ** to open the doors.
After dealing with 5 other people ahead of me and I was first in line...And finished my application quick... Plus I saw when she did... start entering my info...after everyone else. Because she would have had "my info" on her screen...I've gotten loans at other places... I know the 1st time all my info has to be entered.....But enter it.... not everyone before me. I asked her if she can finish with me so I can leave and that's when I got more snide comments, so I asked her if her corporate office was in OHIO? She said again with "attitude" "I don't know but if you have any issues... my Boss' number is on the door...." and threw my money on the counter.
I see this isn't the only store that does this.... WHERE IS YOUR CUSTOMER SERVICE... & why should I ever go back to have this "all about her attitude" have my business!!! ** NEEDS CUSTOMER SERVICE TRAINING!!! Plus I did not come to Check N Go ...for an attitude...Just a loan. But if this is how your customers are treated???..... I would like a response....
Reviewed Feb. 7, 2015
On 6/7/2014 I applied and was approved for an installment loan. At this time I specifically asked it this loan would be reported to my credit report. I was advised that yes NCP Finance would report the loan once the loan was paid off. On 11/22/2014 I paid off the loan and again asked if this loan would be reported to my credit report. I was advised yes but to allow 45 days for it to appear on my report. On 2/16/2015 I pulled all three credit profiles and no loan was reported.
I contacted the store and was advised that they, meaning NCP Finance, recently changed their policy and would not be reporting the loan. I was told to contact NCP Finance to see if my loan was before the policy change. I contacted NCP Finance and was told I was lied to and that NCP Finance has never reported loans from Check N Go. I would have never taken the loan if I had been told the truth from the beginning. Who takes out a loan with that much interest and that many fees?
Reviewed Feb. 5, 2015
I witness something so disturbing. I recently open a loan at the Marshall, Tx store and the manager there very unprofessional. When I open the new loan I took the conversation as if she were having a bad day so I overlook her language but when I returned and she finished up on one customer and I know for a fact the lady might have been out of the building a min. when she actually started breaking every HIPPA Law discussing this client account with someone I guess she knew... I were appalled. I didn't know if I needed to just leave...
Reviewed Feb. 2, 2015
I called check 'n go as I do each month to make my on time payment. So once the payment was made I asked the girl what was my payoff amount and she told me that she could give me the amount as of today because even if you pay on time interest is added daily not monthly but daily. This is highway robbery for people that's already having a hard time. Please do not take out a loan with these people it's robbery. I will never use this company again in my life.
Reviewed Jan. 30, 2015
I made a 6 month title loan on my car. Have done this about 4 times with them in the past. But my last 6 month contract. On my 5th payment I paid on time. Showed I had one more payment to make. I went in on the 6th payment and received another number 5 receipt showing I have to make a number 6 payment again. I have two number 5 receipts. They deleted the previous payment! Why??? And they only take cash at that location! I have the receipts and will be glad to fax to anyone to prove they stole a payment. Donny ** the district manager is a coward and won't even return phone calls. Even faxed both to main office and they didn't care.
I went and paid it anyhow. Because a lawyer would cost more than the 300 dollar payment. Because I didn't want to have my car repoed. Only thing I can think that happened is after I left the employee delete my payment and took the money. I can't even get the coward Donny ** the district to explain their side why. Maybe he took the money. I don't know? No one will explain! I have the receipts to prove it. But no one with check and go could care less. Even after I faxed them to the main office. Don't deal with this money hungry company. They could care less about doing the right thing! And Donny ** a spineless man that won't face a problem to explain to solve. As a Former Marine Vet I classified him in my Yellow File! LoL!
Reviewed Jan. 27, 2015
Please be aware of the contract you are signing. You are basically giving permission for them to invade your accounts and take your money without being able to negotiate changes of any sort. If you try to make a partial payment, they will charge your account the full amount.
Reviewed Jan. 20, 2015
I visited Check N' Go located on Magnolia and Banbury Drive and I waited there for 40 minutes. I came to get a loan and there was someone ahead with of me. I understood waiting for him. But then when it was my turn the employee started multitasking trying to help me and other people. This made my wait even longer. Instead of just taking care of me and getting me out of there everyone who came after me was leaving before me. I was so upset. She needs to learn how to take care of the guest at hand. I would have been done sooner and then she could have helped everyone else.
Reviewed Jan. 12, 2015
My wife went into Check N’ Go in Spartanburg, SC to pay her payment on 1-9-15 and informed employee she would be back on 1-10-15 to refinance her loan and employee said, “I will see you tomorrow!” My wife returned with all the proper documents on 1-10-15 to refinance and was told she wasn't able to refinance due to her being a bi-weekly payment customer and it had to be within 7 days of her next payday! My wife said she was in yesterday to make payment and told employee she would be in tomorrow to refinance and was told she could have refinanced on 1-9-15 when she made her payment but now you have to wait until within 7 days! My wife asked why was that not disclosed at the time of payment and she was told she should have been informed of that!
I feel this company has a moral and legal obligation to disclose this information! I have contacted the divisional manager of this occurrence and she said there was nothing she could do! I tried contacting the corporate office and the number listed sends calls back to the divisional manager in that area! I feel this company needs to be held accountable for their lack of actions!
Reviewed Jan. 7, 2015
I called Check 'n go to push back a payment because I knew the money wouldn't be available. I agreed to make a double payment with my next check. The payment was processed anyway and now my cable payment is going to bounce.
Reviewed Jan. 5, 2015
I issued a check to a man to install three windows for me and he cashed the checks and never came back to install the windows. I contacted Check 'n Go and asked them if they could give me the information the man gave them when he cashed the check and they said because of privacy laws they could not do that. I am a retired man and this man got money from me and then did not do the work. If you know how I can force this company to give me the info email me **. I want to stop these types from taking money from trusting retired people. I don't want this to happen to your elderly parents or your grandparents. Please help me, thanks.
Reviewed Dec. 8, 2014
I have used Check 'n Go on and off for a few years for payday loans. A while back they offered me an installment plan. I took the installment loan and there had been no problems until my pay days changed at work. My work was bought out by another company. I was on an every other Friday direct deposit. The new company changed out pay dates to the 7th and 22nd of each month. I assumed since my loan was set around my pay dates I would be able to call and change this. I even got a supervisor on the phone. They said it is contractual and they cannot change my dates. To me, this just seems wrong. I had no control over my work changing my dates. This is going to cost me a lot of overdrafts and return fees. I do not want to have to close my account and open another one. I do not know what else to do. It seems to me it would work best for them as well to just change my dates.
Reviewed Dec. 6, 2014
I got into a spot I needed help with - Check n Go answered and I spoke with them. They said I was approved for a 1,500.00 loan. To say the least I was thrilled. He then told me I would have to pay 150.00 first before I could receive my funds. I explained that I did not have 150.00. At that point he said okay and hung up. Isn't it illegal to want money upfront?
Reviewed Dec. 3, 2014
Borrowed money 9 months ago and did not have any problems at all. Customer service couldn't have been nicer. They call each month to remind me that my payment will be withdrawn in 2 days. No one has bothered me or harassed me at all. They were above board with all my contracts and I knew from the start what my payment amount, interest rate and any fees were going to be. I will definitely consider doing business with Check N Go again.
Reviewed Nov. 17, 2014
I had previously gotten loans to help with a financial issue. The loans were for $250 each time. I paid the full loans back on time every time. The last loan they took the full $275 from my account on Thursday. I tried to get a new loan, and they approved me. The next thing I know they denied me and I can no longer contact them. The page won't even load on my computer. It always says "Webpage can't be accessed". Very irritating considering I never asked for extensions. I always paid the loan in full on the due date.
Reviewed Nov. 10, 2014
I was given a loan that I was unable to pay minimum payments on. I revoked further ACH withdrawals as you have a right to do by law. Their agreement even states you can mail in checks or money orders. I opted to mail money orders but they wouldn't allow that. Had to have credit card info. I gave them debit card info and set up payments that were still too high. They wouldn't budge. Closer to time I just cancelled the debit card. I want to be in charge of my debt, not have my debt in charge of me. I offered $50 a month. I am on social security and that's the best I can do. They said no. They have reported my checking account to Certegy and now I cannot write checks to places that use them. Publix uses them and that's where I shop. They have linked that account to all my banking accounts that I write checks on. My daughter is on my acct and it caused her to not be able to use it.
Reviewed Oct. 30, 2014
Got a call from a collection agent saying I owed $1800 or so to Check ‘n Go. Followed up and quickly found out that someone had used my info to borrow 1500.00. The worst part (along with the constant harassing phone calls) was the way the crook got the money. They applied online and had the money transferred to an account. No ID... No voice call... Didn’t even have to sign for it. So now my credit is on ALERT and I have to go thru all these steps to prove I didn't borrow the money. Time and expense. They just recently stopped calling but I can’t get any followup from them. Seems like they are protecting themselves by keeping me in the dark. Calling them again today.
Reviewed Oct. 23, 2014
Every time I call Check 'n Go I get different answers from different people. I was told a payment plan was able to be set up. When I did it they did not follow it. When I called back, someone else told me they were unable to do that. I was told I could pay by credit card. When I called back to set that up I was told no again. No one knows any correct answers.
Reviewed Oct. 21, 2014
Took out a payday loan as I have for the last 5 years. I'm paid weekly but my payment date had always fallen on a biweekly schedule. Now for some odd reason they are forcing me to pay weekly. I called and even spoke with a regional director about the bind their force would put me in financially. She said it's state law and they don't have any options. Upon speaking to another company, they specifically told me that the state law governs but doesn't set the payment dates. They are simply just being forceful and greedy. Needless to say, I'll never use them again. I work in customer service and I am well aware of the leniency that managers have.
Reviewed Oct. 9, 2014
Great experience with Check 'N Go.. I was told upfront what their expectations were.. I was told when my next pay day was. What the payoff was. If I couldn't pay it off I could pay my interest or I could pay more to get my loan to come down. I was also told that I must confirm my appointment by 12:00 on my due date if not the checks would be deposited.. Very simple process. I will continue to use them.
Reviewed Oct. 7, 2014
Took out an installment loan $2600.00 in August 2014. Paid $1100.00 on 9/2/2014. Paid $ 300.00 on 9/3/2014. Paid $ 543.54 on 9/3/2014. Paid $ 543.54 on 9/4/2014 = $113.92+interest. They cannot tell me the balance of my acct. It's been a month. I just get the runaround everyday that I call. Now I'm told it's a coding error.
Reviewed Oct. 3, 2014
This Check N Go in Stevens Point took money out of my bank account without my authorization. Because of this, my account is negative. They've never spoken to me before doing so. This feels completely wrong.
Reviewed Sept. 29, 2014
Went to make my payment on the day it's due. Lady tells me she sent my checks thru at dinner that day. I said "why I'm here every Monday before 2 o'clock." She said it's because I didn't call them to verify I was coming in. I have never called to verify. I always go in on Monday before 2 o'clock. I work nights so sometimes I take nap before I go in. The other lady who works there knows this and has a piece of paper saying will be in by 2 o'clock. How can you send checks thru on same day it's due. They don't even close till late. Caused me a lot of problems with bank for what they did. Will never use them and will tell everyone I know not to trust them. If I was late I could of understood but I wasn't. They are crooks.
Reviewed Sept. 24, 2014
I have been using this service for the past year. Every time a loan is paid off, I have to send them a copy of my bank acct statement, which is strange because I also use check into cash, and they do not require that. So when my loan was paid today, I went online to apply for a new one. Their system automatically told me I am denied, to my horror, because as a single Mom, my family and I relies on the income!
So when I called, I spoke with a customer service rep, who then told me that they are no longer all of the sudden accepting my particular bank, and did not say why. No email, no phone call, no nothing. Just the $255 I had budgeted for rent, food, gas, etc. IS NOW GONE! So when I complained at how whack that was, and will never use their service again, the customer service rep said "okay" and hung up. THAT WAS IT! If you are looking for a payday loan, with decent values, good customer service and no hassle process, do not go here, try CHECK INTO CASH instead!
Reviewed Sept. 17, 2014
Don't do it, if you get behind and set up payment arrangements they will stop taking payment after a while no contact mind you and then 6 yrs later try and come back on you.
Reviewed Sept. 6, 2014
Very Horrible Place! Will rob you in no time!! They will automatically go inside your account as much as they please and then claim you haven't paid anything! BAD customer service by the manager. He did whatever he could to get me out of the store. I would mention his name, but that would be pretty low for me to do that. AND I had to go to my bank to get everything fixed because Check n Go apparently couldn't do a thing to fix it! So I'm getting a refund back from my bank and I paid an extra $30 to block them from taking more cash out my account... Besides that, they only have one person to wait on customers which is ridiculous! About 6 customers can come inside and it will take about 1 to 2 hours to get serviced... THE DOOR DOESN'T WORK EITHER! Don't waste your time here!!! CHECK N GO WILL RUIN YOUR LIFE!
Reviewed Sept. 3, 2014
When my account went to collections, I was getting calls from two different companies as well as given the name of another collection company that was handling the account. This was very confusing because I had acknowledge that this was my debt. To go to the extent that to say that I had defrauded the bank and that they were going to serve me papers to my place of employment and/or home. If I get fired how are they going to get the funds then. The interest rate that they charge, how will one pay the loan off and still have funds to pay other bills as well. They need to be closed down. I will definitely place a complaint against them.
Reviewed Aug. 23, 2014
This people are very rude, no business skills at the West Allis, WI store. You call the store and a rep is so rude, loud music, doesn't know any of the business. They took money out of my checking account without writing or calling me. A fake check saying I approved this transaction. Overdrawn my account. What kind of business goes on to take money out if it's not approved. And not writing a letter. I'm on disability. Made several calls to let them know I laid off - hardship case - but what do they care. Rude, unprofessional. How do they stay in business? I will write to Ripoff.com complaints online.

Reviewed Aug. 18, 2014
**, the rep in the West Allis, WI store, is the rudest customer service person I've ever come across in my life. Besides the fact of giving false information, she refuses to let me pay off this loan. I used to manage one of these stores, and I know for a fact you can pay more than the interest due to pay down your loan. I have been trying for 2 weeks now to contact someone either management or at the corporate office but it's impossible to get through to a human being or even leave a message. I'm going to take this to the top and make sure this doesn't happen to anyone else ever again. Does anyone out there have a phone number to get through to a human being?
Reviewed Aug. 4, 2014
I complained and was told to go somewhere else. Workers are rude. Was told they were going to call police on me for asking why they open late and always mean and rude. I will never go back no matter what.
Reviewed July 28, 2014
Our 22-year-old son, who did not have a full time job at the time, borrowed $2600.00. He kept making payments but the loan amount increased! In an attempt to help him, we paid off the loan which had reached the amount of $2800.00. We were absolutely shocked at the fact the young girl who was the "manager" had no idea what the actual rate was!!! She also stated, "No one has ever been able to pay a loan off in full".
Is there anything that can be done to cap the possible interest rate for such a business? It honestly is as much a scam as anything else. It concerns me that a "business" such as this establishment is allowed to prey on people who are in need! I cannot imagine what happens to those who cannot keep up with the impossible payments.
Reviewed July 24, 2014
I had to get a personal loan, because I fell into financial hardship. Unfortunately, I had bad credit, and no bank would consider giving me a loan. I was desperate and decided to get a pay day loan called an installment loan. Please beware they charge more than 100% in interest. You end up paying the loan, after you pay the full interest they charge. That's why it's important to read all the information these companies provide. They do not hide anything. Even their customer service representative answer every question. They also encourage you to pay off the loan asap. Or give more each time it's due. That's one of the reasons I got the loan, because I read everything, and they answered all my questions.
Reviewed July 10, 2014
I had a loan with Check 'n Go and was offered a job with the company for a GSR position and passed the test and I was told to pay the loan first. With two interviews with the store manager and the district manager, they both told me as soon as I pay off my loan I would start training. They told me to get another loan company to buy the loan back or get another loan so I did and yet no job and more expenses that I didn't need. I got them thinking I will pay them back because I had Check 'n Go for a job - no job and now I'm in a financial crisis... Something has to be done about this.
Reviewed June 17, 2014
I had filed a report previously, last August when I first started being harassed by Check 'n Go about repayment of a $2,000 loan I knew nothing about. I told them over and over, I didn't apply for a loan with their company and I didn't owe them anything. The saga continues. After receiving calls sometimes 4, 5, 6 times a day, any time between 7 a.m. and 7 p.m., I filed a report with our County Sheriff and consulted with our Attorney. The next step was in October when I received a statement from a collection agency - Fairway Capitol Recovery stating the debt was now almost $3100.00 and if I didn't respond to the statement, I was admitting the debt was valid and I was responsible for repayment. I called and got another arrogant, rude man who talked over me and down to me, and was not interested in listening to anything I had to say. Our Attorney told me to stop taking their calls and ignore them. I did and finally, the calls stopped... for a while.
For the past few weeks, we've been getting calls that hang up as soon as our answering machine message starts, and the phone caller ID readout just says 'Unavailable'. Today I was at my desk and picked up when that call came in. It was a woman talking fast, 'verifying who I was, and trying to verify where I live, and what my S.S, number is, etc. I said, 'whoa, who are you and what company is this?'. She said her name is Nicole (does that sound familiar? I see a Nicole mentioned in other complaints filed here) and that she is with GLOBAL RECOVERY, and is a 'Locator', finding people so they can be served. I told her I didn't know what she was talking about.
She transferred me to another person - Stephanie ** who explained that I was about to be served with intent to be sued for non-payment of an account with Check N Go. So I tried to explain one more time, that I had never applied for a loan with Check n Go, and I didn't receive anything from CnG. She said I would have to fax information to her to prove that. I told her I don't have a fax machine. So she gave me an e-mail address and a reference number. I hung up and called our Sheriff, and then an attorney, who was already gone for the day. I'm going to list the phone numbers these people have given me, so other readers can see if they are the same numbers they're getting calls and harassment from.
Reviewed May 28, 2014
On 2004, I applied for a loan at the Check N Go located on North Miami. At that time I was going thru financial problems and a divorce and I could not pay my loan. This issue has haunted me in my credit report for 10 years. On August 2013, I received a collection letter stating that if I did not pay my debt I could even go to jail. So they made me a settlement amount and I paid it off. Now I went to get a cash advance at a new Amsco store and I was denied because of them. They are still reporting that I owe money. There is no way I can call. The phone numbers do not exist to their corporate offices. DO NOT GO THERE. HORRIBLE.
Reviewed May 6, 2014
In 2008, I supposedly DID business with Check 'n Go at 160 n Mulford, Rockford, IL 61107. It is now 2014 and I went to get a loan which I have been getting from this particular store in Rockford many times, however, last Sat I was refused and given a phone number to call. The man at business number said the reason I was denied the loan is that I have an unpaid loan with Check 'n Go since 2008. I told him that is ridiculous but he could not resolve it and didn't have the number of who I should contact to clear this about. This happened once before about this same "outstanding bal" and was on my credit report and it took a lot of phone calls, letters and time to get it remove. I have moved a couple of times since that happen so don't have any of the paper work, records etc.
As I mentioned it took me by surprise as I thought this matter was cleared and have had many loans or charge cards since then - any how it pops up again. This upsets for many reasons. Time and money is precious and second of all the money I was supposed to get on Sat from my regular place of business that I never had any problems with in the past, has been always guaranteed, authorized and given to be in cash within a few minutes. This puts be in a real bind because that cash was guaranteed to a payee by this week and I am almost 100% sure that this will be a big go a round and time consuming to get this removed from my credit report. Check 'n Go was not the nicest or most helpful at all. Institutional and has always been guard on the spot.
Reviewed April 6, 2014
I was having Check 'n Go take money out of my account for every payment that was due. In February, I had 3 payments taken out, for 3 weeks in a row. When I asked them why did they do that, CSR's response, "You were behind." Well when were you ever going to contact me and inform me about it! Well they didn't. I have called the district manager over 4 times with no response. The last time I was in there, they said I was still one payment behind even though they took 3 payments in February. Their customer service is horrible. Do not EVER get a loan with them. I'm going to be consulting a Debt lawyer about this.
Reviewed March 20, 2014
I received a call on my direct workline and the lady said her name was Holly and she wanted our HR department. I advised her that she reached the wrong department and I gave her the number. She then asked for me to relay a message. When I asked in regards to what she hung up. Later this morning I received an email from another department stating that Holly ** contacted her and wanted her to relay a message for me to call 866-277-9049, claim nbr **. This was embarrassing because I knew it was for a debt. So I called the number 3 times before getting to someone who answered "Global". They asked for the reference number and I gave it to them. They then advised me it was for Check ‘n Go and that legal action was pending against me. That once I was served with papers I would face arrest and there would be nothing they could do and my only solution was to pay the debt.
I got worried at first and asked what the amount was and what a settlement would be. Then I started thinking that if Holly was the process server why didn't she say so when she reached me on my direct line at work because I did state my full name. Any process server would've announced themselves and asked to meet up. So then I started asking the CSR on the phone why didn't she try and meet up with me to serve me these so called papers. He said he didn't know but I should pay the amount if I didn't want to go to jail. I told him that I was just going to wait for these so called papers and I would deal with it then.
I called Check ‘n Go directly and spoke with a very nice person named Terry, who stated that this was fraud and she gave me some information. She did inform me that my account was sold and transferred me to collections department for Check ‘n Go so I could get the information. Even though the debt was with Check ‘n Go it is not Check ‘n Go's fault that we're getting these harassed by other collection agencies. I appreciated the information the representative gave to me to protect myself. I almost paid it. But I will do a little digging before paying this debt. We can't be upset with Check ‘n Go unless Check ‘n Go was the collection agency that called you. Otherwise, point your frustration in the right place, at the agency that actually called you. I was upset at first with Check ‘n Go but now that I think it through it doesn't make sense. Check ‘n Go gave me money that I couldn't pay back and they sold my account to try and recover a little bit back and I have no reason to upset with them. I need to be mad at the company that is harassing me and that is not Check ‘n Go.
Reviewed March 6, 2014
No resolution yet they have other people call stating they will have me arrested at my home, work place or stores where I do business.
Reviewed Feb. 18, 2014
I have had a loan with Check 'n Go for the last six months, I had no issue with the elevated interest. However, I have been trying to pay the loan off early but no one would provide the principal amount until I sent e-mails over two months and threatened to speak to legal representation. Once I received a reply the current payoff is $2963 on a $2600 loan that I have paid over $2000 on already. Needless to say, I am going to never use them again. If anyone ever thinks about using this company, DON'T!!!
Reviewed Feb. 5, 2014
My husband and I have had to use Check 'n Go a few times recently due to some car troubles arising... and we've had to take out a loan in the amount of $400.00 twice from this company so far... I don't have a problem with the fees (well I do, its $106.00, but somehow they have to make their money right?) and I haven't had any issues with them taking the money at the wrong times... My biggest complaint is the phone harassment that you get from this company. For a week before the loan comes due, we will get phone calls and recorded messages from this chick named "Nicole (no, not me)" saying that our loan is about to come due and blah blah blah. The problem is the fact that she doesn't just call once, she calls like 50 times (literally!). - In the past 24 hours of this post I have gotten called 6 times by them.
I called their customer service line and spoke to one agent and told her that these calls were excessive and that I would like them to stop... I said that one call a few days before is okay, but I don't need 5 calls a day reminding me about their money. She said that she agreed that it was excessive and when asked how she would feel if she were getting that many calls, she agreed that she would also be upset and that she would take care of it... Not even an HOUR passed and I got ANOTHER CALL! (*head explodes*) - So I call back -again - I ask for a supervisor and was refused, so I let the CSR have it, telling them that they don't need to call so much... and that I felt they were now doing it on purpose to just upset me. I told them that if "Nicole" calls me one more time I will report them to the police for telephone harassment and hung up before I said anything else that I may regret. So far it's been 2 hours (as of posting this) and I haven't gotten another call... Maybe they got the hint?
Reviewed Feb. 5, 2014
Check 'N Go, Fairfield, California, USA, Store Number 142 - On January 27, 2014 my wife wrote a cash advance loan with Check 'n Go. The terms of the contract were that Check 'n Go would hold our check for $300 and cash it on February 10, 2014. However, on February 3rd, we found that a charge for $300 had been posted electronically, from Check 'n Go, against our checking account (see image). While this premature payment was "pending" we contacted Check 'n Go by going into their store. Casandra, the store manager, could not find where they had processed the charge against our checking account as a "ACH DEBIT" and called her corporate office who, according to Casandra, could not find where it had been processed as an "ACH DEBIT." Casandra told us she would call us after her corporate office researched it further. We never received a phone call. Now, Chase bank clearly shows the charge and on February 5, 2014 the "ACH DEBIT" had been finalized by Check 'n Go- a full 5-days earlier than the contract specified.
Reviewed Jan. 17, 2014
I went into Check n Go planning to take out a loan. I have dealt with them in the past and was not fully satisfied with the amount of money I had to pay back. During our family reunion, I told them I would be out of town and ask if I could pay when I got back. The answer was no have someone bring it in. Well who in their right mind would give someone four signed checks to take in to them? So I allowed them to turn the checks in. Well after paying them off, I call myself going to help a family member, but when I went to take out the loan, she told me I still owed them and I just responded, "No I don't. I pay you off." Well I made a statement, the manager her coworker call me rude and we ended the day in a dispute. This was the manager, she called me name and ordered me to leave. The people they hire seems to feel it's okay to be rude to their customers. I will never deal with them again nor will I refer anyone. My plan is to file a suit for mental anguish.
Reviewed Dec. 15, 2013
We had used this company for a couple of years. Three months ago I asked the company if they could extend the payment for 5 days (on social security) as my electric bill was due and they were going to cut off the electricity. Woman did not care and could not move the payment around. It was ACH for under 300 dollars and my bank put a stop payment that would cover the company any amount (in October).
This last Friday Check n Go withdrew a lot of money causing our checking account to go in overdrawn mode. They wrote a check with my name (not husband's) and just stole the funds out of the account. Now our water will be shut off and the bank says I know these people but to us this is internet fraud.... going in and taking money out when there is a small amount and ruining a person Christmas and now we cannot pay for insurance and internet. Bank will do nothing as it take 6 days. These people are thieve. Thank you everyone for reading this..
Reviewed Nov. 13, 2013
I made my monthly payment at the first of the month. I got the numbers mixed up and I was short $7.00. She told me I could bring it in when I got my next check and I said ok. 2 days later, $287 had been withdrawn from my checking account and since I didn't have that much in there, I got slapped with an overdraft fee. I called them immediately and was told that because I didn't make the full payment, they had to take a payment. I told them that if they had told me that's what would happen because I was short $7, I would have gotten the measly $7. She said she would email corporate and get it straightened out.
Now a week later after calling and calling, I am told there is nothing that they can do because it already went to the bank. And yet, I still have to pay next month's installment on top of bringing my checking account current. These people are ruthless and out for blood. Run away from these people. Go with Check City instead. Much easier to work with even if the interest is ridiculous.
Reviewed Oct. 30, 2013
Check ‘n Go processed a transaction through my account without being authorized by me first. They had previously stated they would not process any transactions through my account unless I approved it first. They originally stated that if they did not hear from me, they would not process a transaction.
Reviewed Oct. 7, 2013
I have been a customer of Check 'n Go for about two and half and use their online site to apply for a loan. I logged on yesterday to apply for loan - the online site said I was approved for a $500 loan. The forms were completed and I signed them electronically. I received an email that the application had been received. I also changed my address and bank account. Today I called Check 'n Go and was told that they could not verify the changed information - I'm not sure why. I asked what was an alternative way to verify the information and they said there was nothing they could do.
My driver's license has the correct address and I had the bank account for over a year. Other companies usually verify the bank account by placing two small deposits in the account and then I log on and give the amounts to verify. Then these amounts are withdrawn. But Check 'n Go doesn't do this. So if you change address or bank account, looks like you can no longer apply for a loan.
Reviewed Sept. 22, 2013
Took out what I thought was an installment loan with a longer repayment period. Most true installment loans take out a payment once a month over a longer period of time. I so pissed though. This installment loan for 2,000 is running me $600 a month! for 9 months - I'm going to have to get a second job to payoff this loan and based on the language of the contract - I don't think I can pay if off early without paying an additional 2,800. HELP. Never again. Outrageous! I couldn't see or print the entire contract without my computer freezing up. I just saw the payment for $307.00 - not twice a month!
Reviewed Sept. 4, 2013
I took out a loan in March for $500. In the same month, they tried taking out $625 which was not the installment amount of $70 that I agreed to. They continued trying to withdraw the full balance out of my checking account without my permission and never contacted me back. I receive a call today from some lady stating she represented some pre-litigation team who was threatening to send papers to press charges to my employer stating I have committed fraud. They violated their payment arrangements and had the nerve to say I committed fraud! I just got out the hospital and they have upset me so much that I may have to return. I called Check n Go collections department and spoke with a manager who states they sold my information at the beginning of this month to a United Debt Holdings company and that he could not help me. He told me he wasn't going to waste time listening to my problems which was just plain rude. I would never recommend them to a friend or a family member just because that's the worst customer service experience I ever have and I feel ripped off.
Reviewed Sept. 3, 2013
The people who work here have demonstrated absolutely no customer care. They will let you in the door when they get around to it, not greet you in any fashion, never so much as crack a smile or say thank you for your business. They are extremely slow. I have been here for 30 minutes, had only 4 customers in front of me and am still waiting. One of the two women working just disappeared into the back somewhere about 15 minutes ago and has not returned. I came here because it is close to work and gave them a second chance hoping things would improve. I will not be back. Check Into Cash, here I come!
Reviewed Aug. 27, 2013
I took out a loan with this company. My fiance and I were working at the same place and lost our jobs on June 12th, 2013 . I started working again somewhere else on June 17th, 2013. I called them to see if they would work with me on my payments since my fiance was not able to find a job right away. The lady tells me they will still run the payment through my account even though I didn't have the money in there, and when it is returned, I can just come make a payment. So after a couple of times of going through that, she tells me to bring in a certain amount of money and she will renew my loan and give me $800 more to help me out. I explained to her I didn't think it was wise, but she made it seem like my only option. Of course I had problems making those payments, and they would not work with me to make payment. I just consolidated my loans with my credit cards and doctor bills through Care One. I had called Check 'n Go and told them this information and they still ran payments out of my account. So now I have to close out my checking account. This is just a terrible company.
Reviewed Aug. 21, 2013
I took out a loan for $500 and I gave them a check to pay the debt. I have not heard anything from them in over 6 years and now I receive a phone call stating that since I owed the debt still (remind you no correspondence in over 6 years), they were going to be issuing an arrest warrant for check fraud and passing bad checks if the loan wasn't paid in full. So why now are they just contacting me after 6 years if I still owe them.
Reviewed Aug. 9, 2013
On August 7, I picked up the phone and a person identified himself as John with the Collection Department of Check N Go. Said he was calling about the $2,000 installment loan I had taken out, that the first payment is past due, how was I going to pay it. I told this person I had never heard of his company, and certainly didn't get a loan from them. The conversation went on. I told him I was the victim of identity theft. He wasn't concerned about that. He was just trying to collect the debt I owe. I told him I don't owe them anything because I didn't take a loan. It was like talking to a brick wall.
He finally said I could contact their fraud department and gave me an 877 number. I called that number and got another person who didn't want to listen to what I was telling her…that I didn't take a loan with them. I asked this lady how the loan was applied for. She said it was an online application, and contained all of my information. I told her I have a 7 year freeze notice with all 3 of the credit reporting bureaus, that when someone tries to open an account in my name, they contact me. The Check N Go person said they don't check with the credit bureaus on just a $2,000 loan. I told her, 'shame on you'.
Then I asked where the money was sent to. She said it was sent to me. I asked her how? She said it was wired to my bank. I asked her the name of the bank and where it is. She told me the name of a bank I'd never heard of; it's certainly not in our little town. Every day I get a call from the same number, and another person from their collection department, wanting me to pay this $2,000 loan. Each call gets more demanding. Today I was called a liar, and was told I did not talk to their fraud department.
I told him his company had the option to exercise 3 checkpoints before sending money to someone: (1) if they have my phone number now, why didn't they call me to verify I was applying for a loan before they sent the money out?; (2) If they will check the IP address the application came from, they would find it would be from a computer somewhere else - not mine; and (3) If they would have looked at the routing number for the bank they were supposed to send the money to, they would have found it was not a bank in my town. The CNG person just wasn't interested in any of that…just demanded $$$.

Reviewed Aug. 7, 2013
I applied for a title loan from Check n Go and I was approved for $3000 with a interest rate at 98.99%. I'm suppose to pay it back within 18months and total paid would've been $5793.26 making monthly payments of $321.84. I have never missed a payment. I was late a few time but I was only charged $15 late fee only once and any other time I was late they told me, "You can only get charged the late fee every so often," and I did have to pay it. So I continued to make payments every month as asked. After about a year of paying it I saved enough to pay it off so I go to my local store which is where I took out the loan and the person that did my loan was there who happens to be the store manager. I tell the manager I wanted to payoff and she looked shocked and asked me if I said I wanted to pay off. I said yes. I called yesterday. They said it was this much left so I want to pay it off. She looked in the computer and says, "You must have called yesterday it's this much now because it goes up $5 a day."
Long story short I pay and notice that I have paid $5607.02 so far. I asked the manager why is it that I come in and pay 5months in advance and I paid almost the same as I would have if I had waited the whole 18 months. She looked over and over and can't explain it to me. Then here comes my favorite part of it all, she says, "You know I don't really know how all this works because we never had any one pay it off before, people just keep refinancing." Clearly not the answer I'm looking for. I leave disappointed with a whole lot of questions that went unanswered. I called all kinds of numbers I found since the manager didn't want to risk her job by giving me the corporate number. Finally few days later I get a call back from the district manager who tells me that everyday I was late my daily interest doubles for everyday I'm late. I read my contract all over again and again and again. It does not say they can do that, matter of fact it says they would not do that.
The district manager said she would call me after looking over it which has yet to happen. This place is the biggest scam in the universe. The application you feel out goes all the way against the contract you sign. Employees have no answers because they don't do the math right so they can play you out your money. If I would have waited and paid every month for 18 months I would have ended up paying close to $9000 which would mean my interest rate was at 197.00% and which is not what was agreed upon. They still have yet to explain to me how why what where when this amount came about. This place is fraud. No wonder they had to pay out people $4.6million. Never again will I take any kind of loan out and as far as this place I'll cross the street every time I see one.
Reviewed July 31, 2013
In desperation I got a $1500 payday loan. The interest on the loan is $350 bi-weekly. So a few weeks after getting the loan I lost my job. Now they call family and friends threatening to have me arrested. I finally had to close my bank account. I am to the point that I am going to file bankruptcy and they are saying that this cannot be added. I am unsure as to what to do.
Reviewed July 9, 2013
I received a mailing that I qualify for a line of credit loan. When I went into the store location to apply for the loan, they indicated to me that I need certain things to apply, including a checking account, one of my checks and a bank statement showing my balance. First I told them I have no check linked to my checking account, that I use a debit account (who uses check these days). Then I ask him I have applied for loans at other companies and they never ask for this information so why do you need it for this loan. When he told me that they require this information because they use your checking balance to secure the loan, I told him I don’t share my bank information with anyone.
People have to be desperate for money to deal with these folks. They want to have access to your checking account to do whatever they wish. ARE THEY SERIOUS??? I’m NOT GIVING ANYONE ACCESS TO MY CHECK OR SAVINGS ACCOUNT. This company should be turned over to the States Attorney Office for misuse of personal identity. They have your DL/ID number, DOB, SSN, address, bank info. All this information can be used for identify theft if got into the wrong hands. I took that mailing they sent to me and tore it up in his face. You are risking anyone to gain access to your checking account by you signing to this agreement. For your own safety, I recommend anyone, NOT TO DO IT.
Reviewed July 1, 2013
Just recently I got a call from a good friend of mine saying call **. Also, my friend was like it seems serious, "They said they are putting charges on you." So I called and I spoke with an Amy. I informed her if her Monkey ** call me, threatening me about some $600, I will sue their **. LMAO. Oh, they hung up and the phony folks who was calling me saying they located me did the same. Kick rocks!!!
Reviewed June 25, 2013
I was used as a reference to obtain a payday loan without being asked because the person assumed they (Check 'n Go) would call for my approval. No one called me to ask for references but now I am being harassed by two different agencies who claim they represent Check 'n Go. I received a phone call telling me that ACCURATE was trying to reach a person who had charges against them, including for fraud. They wouldn't give me any information about their business, were extremely rude when I asked why they were calling me but refused to explain themselves or identify themselves properly. They gave me a phone number (855-819-6099) to call, which I did where I got the same useless information.
Since I do know the person and was able to identify them by their birth date but not by the Social Security, driver's license or phone number, they consider that a good enough reason to harass me. I asked why, since they had all the identifying information about this person, they are telling random people that fraud was committed and they have charges against them just because they didn't pay back everything they owed... It happens all the time and fraud would be giving information that was false. It seems to be slanderous against the person they gave the loan to.
I told them that if someone used me as a reference assuming that Check 'n Go would actually check by contacting me, but C n G had accepted it without doing so, then that was their problem and to not call me again. The jerk expected me to contact the person and then kept calling me back to see if I FOLLOWED UP even after I told them to stop calling me. I told them that an ethically operated lending institution that really cared about who they lent money to would have checked the person's credit and references before issuing a loan.
The number was a local area code... I had applied for a job with them at a time when I needed a job but withdrew my application after researching their reputation. In return, I received an email telling me that I wasn't chosen for an interview. I replied that I wouldn't work for a business that used unethical practices so it's possible I am being harassed because of this.
Reviewed June 24, 2013
I applied for a loan and Check 'n Go didn't take my loan amount out of my checking account, and instead sent my account to collections. It was my very first loan. When I called collections to confirm the bank info I gave them was correct, they said they didn't have any way to verify it. So either someone entered my bank account and routing info incorrectly, didn't enter it at all, or this is a way for them to collect extra fees through penalties. I told them I was not paying a return charge for something that wasn't my fault, I gave them my card over the phone and the correct amount was finally deducted.
I had applied for my loan via internet, and triple checked all the info I gave them; it's not that complicated. So just beware, you may end up in collections due to an error on their behalf. It smells of a scam. Maybe they think folks who borrow money aren't smart enough to question things. Getting calls from collections at work and at home, and possibly having this show up on my credit report is not worth getting a loan ever again from this company. BTW - I had the money in my bank account. They said my bank said I had no account. When I called initially to find out why the amount owed wasn't deducted on the day it was due, they gave me a long story about how they sent a request through the Federal Reserve and they would in turn send one to my bank. Who does that? They won't be getting my business again.
Reviewed June 21, 2013
For the last four months, Check 'n Go has been causing my bank account to overdraw every time. The way it's setup is I get paid every 3rd of the month but instead they hack in my account 20th of each month, when I don't get my money until on the 3rd. So I have to pay my bank $50 every month because of them. I am tired of this. They won't listen to me. I already set it up for the 3rd of each month but they keep doing the same thing. I want my money back. I've been paying my bank every month.
Reviewed June 6, 2013
When I went in to pay my monthly loan back and get another, I was told they had a new process now - without any notice or warning. I now had to get an installment loan that had to be paid back in large amounts over 6 months without any more loans until it was paid off. I had to get it because I had just given them all of my money on the old loan, and I had to go pay rent and bills. I asked for copies of what I signed after the shock wore off, and they have you sign an arbitration agreement, an automatic withdraw agreement, and even a text message agreement.
I asked about smaller payments arrangements. I've made complaints. I withdrew my consent on all of the agreements I didn't realize I was making. I gave them my first payment, telling them I want it all to be put on the principal. Now it's in their and my attorney's hands. I wish I could stand outside these stores telling poor people to not go in.
Reviewed May 30, 2013
I had used Check n Go payday loans in an emergency situation a while ago. I went in yesterday to apply again and was informed after applying that they no longer offer loans under Check n Go but under a new company called Ohio Specialty Finance. What they do is offer loans up to $2,200 I believe. You get six months to pay it back. I was told that I had to borrow $800 and agree to pay back in either three months $520 for two months or five months in the amount of $246.
In any case, it would have been far more than if I had gotten a reg loan for $500 which I would have paid back approx. $554. In this case, I would be paying back $1,040 or $1,230. This is a total rip off. They want you to sign an ACH for direct debit and you can't borrow again until it's at zero balance. What happened to state regulatory laws? This place is worse than any of them.
Reviewed March 29, 2013
I decided to apply for a payday loan through them and just a few minutes after I submitted my application, I started getting nonstop calls and emails from multitudes of different payday loan companies from around the globe. I even had calls from India and China! They apparently sold my information to hundreds (possibly more) of different companies, which have littered my inbox and have been calling me like crazy. I am never using Check 'n Go for any reason ever! They obviously do not care about their customers so save your time and money, and avoid them!
Reviewed March 24, 2013
On February 1st, 4 days before my husband's birthday, I ordered a couple of really nice Android phones, and got service turned on. The very first day of my new service, I got a call from Check 'n Go demanding to speak to a Heather. I simply told them that I just got this phone number and that I did not know who Heather was. I asked them to please not to call again and they said my number would be removed but the calls continued, just about every day. I told them the same thing over and over and over...
Finally, I wrote an email to their head office who insisted they would remove my number from their list. I got insulting voice mails from them, that Heather was just avoiding them, and that she needed to pay her bill. I called them back and again told them I was not Heather, that my name is Tonya, and that I just got the phones. I finally wrote the head office again, and sent them a copy of my phone bill at US Cellular showing I was a new customer and the calls still continued to come in almost daily.
And the other day one called and I said, "Look, I have told you all a zillion times, I am not Heather. I just got this service." And the woman screamed at me, "Well, you have never talked to me before because I am new, and my name Kara and we know it is you, Heather. Pay your damn bill," and she slammed the phone in my ear before I could even get a response out. That was it; I had enough. I let my phone get turned off at this point. Why change my phone number? I figured I would just get some other person's number who did not or could not pay their bills either and get harassed by someone else.
Reviewed March 22, 2013
Recently, my mother acquired a prepaid cell phone for emergency use. She doesn't make calls from it and no one knows the number to call her. Within 2 days of activation, she began receiving loan collection calls from the Check 'n Go offices in Cincinnati, Ohio. Within the week, there were text messages demanding that she call them back. Being fed up with 2 weeks’ worth of nonsense, she called the 800 number and wasted 20 minutes talking to a rep who was less than helpful. She was transferred to a supervisor, "Steve", also of little help, who informed her that she had to email her phone number to him. She was confused as to why he couldn't just remove the number from the list and felt harassed.
She gave me the phone. Politely I introduced myself and asked who I was speaking with, "Steve" who told me that I was only on the line to take down the email. I asked him what the address was for and why it was necessary that there be any email correspondence; why was he unable to simply remove the number as he is a supervisor. I was told that such information could not be discussed with me. I asked "why?" “I can only discuss that information with the owner of the phone number.” I asked why he couldn't discuss anything with me and was told the same thing, additionally that I was only supposed to take down the address. I politely replied that the reason I was on the line was not for the email but that my mother felt harassed and just wanted the calls to stop.
At this point, I should mentioned that not one member of my family has ever been inside a Check 'n Go, called their offices, held an account or had contact otherwise. The reply I received shocked me; I was told that there was nothing more for us to talk about "goodbye." I asked to speak with his supervisor. "I am the supervisor." I said: "So there's no one higher than you? You don't have an employer?" Somewhere in the middle of my question he hung up the phone. Now, this could have been more unpleasant. I called right back and talked to a rather pleasant "Stephanie" that was rather shocked herself to find out I'd been dismissed so rudely. She kindly listened to my questions, did not talk over me, and answered everything in simple clear terms. The problem is still outstanding, but I have a solution in the works, thanks to a customer service agent with a brain that works.
If ever I have a need of a check cashing/loan service, it will never be filled by Check 'n Go. Sadly those in a supervisory position always seem to be people that don't think. Would it not make sense to resolve a wrong number for collections as quickly as possible so that resources are not wasted? Not 5 minutes after I talked to "Stephanie," I received a call on my own phone that I've had the number for well over a year. I apologized and explained that to the caller. She was very apologetic herself and thanked me for letting her know, so that she would not waste her time or mine in the future. Hopefully things will work out for us to stop the calls. It would be a lot easier if someone in authority would be a professional. This company has proved itself to me as a waste of time and verging on a scam.
Reviewed March 5, 2013
I got a loan from these people and almost immediately lost my job. They promised to work with me. But even though I came by their office repeatedly to discuss my job search and my lack of finances, they sent my check through and added almost $60 in other charges. Now, they have debited my account over $1500. I will never do business with them again and will recommend people go anywhere else when they have a financial need.
Reviewed Jan. 22, 2013
Like many of you, I had the pleasure of dealing with their collection department due to their error and not mine. On Friday, January 18th, I paid off my final installment payment only to learn this morning that my account was in default in the amount of $312 with demand for payment. I immediately called and ask what was this about. I was given every excuse under the sun that made no sense. My name was even turned into a company called Certegy by Check n Go and I could not write any personal checks. Really? Let’s see. I received an email on 1/15 stating that my final payment for $299 would be withdrawn on 1/18, which it did and cleared my bank. Yet, you graciously turned my account over to collections and check serving company without any notification that same day of my final payment.
Excuse me, today is 1/21. After having heated discussions with numerous so-called supervisors to explain this and insisting on a truthful answer, I then emailed them and requested they send me in writing an account detail of the payments and how they arrived at this number. I finally received it and lo and behold - there were unapplied payments. So when I called back, I spoke with another so-called supervisor who was rude and tried to bully me, which did not work. Note, during the day, I received a text on my cell phone asking me if I wanted to settle the debt at 50% off, at which point I told myself, “Cut the **.” So, I called back and spoke with two very nice men. I explained the situation and they agreed it made no sense. They then went to their supervisor who then told them he was writing the so-called default charges off. I then requested to remove my name from Certegy. I then asked how long until I would know this was completed. They said their supervisor was doing it now and to log back into my account to check if it was completed, of which it was written off and noted paid in full.
My next course of action will be to check with Certegy to insure that was taken care of too. Thus, the outcome of my issue - don't fall for stupid BS these uneducated people tell you and try to intimidate you. Stand your ground. As I stated in my email to them, “You don't ask people for money of which you can't explain yet demand payment.” Who are you kidding? It's on them to validate the amount owed especially after receiving emails confirming the last payment was paid in full. I would never recommend this company's services to anyone after this experience.
Reviewed Nov. 13, 2012
I had been doing business with Check ‘n Go only for a short period of time. After my second loan, I was fired from my job. I had also been diagnosed with a lifelong disease. I am a single mom with no family. My landlord then proceeded to evict me as soon as she learned I was fired. So I had to move even though there was an injury that prevented me from standing and walking. I did the best I could. I had no income, no home, and no legs to walk on. The only person I had was my beautiful daughter. A collector called on behalf of Check ‘ Go and immediately started to raise his voice and I interrupted to inform him not to yell at me. He then informed me that he would have me arrested in the morning and hung up. I know we all need money to survive but not all money is good money. I don’t appreciate the lack of being a person when it comes to this company.
Reviewed Oct. 12, 2012
Do not ever use this company. They will blindly set you up with a loan without any verification process. When you call them, the CS repeats the same ** over and over. You tell them what happened, but they don't listen. You're better off going elsewhere. They pass along your phone number and contact information to anyone. They have local stores that have their name; they claim not to share any information, yet somehow the local office is able to call me daily. This company is a shame and is just out to screw people as often as possible. Their staff is far from professional and tries to talk over you at every pass. I wouldn't even give them a start, but it's required.
Reviewed Oct. 3, 2012
I was in Check 'n Go in Ada, OK. I needed to transfer money and waited in line for more than 20 minutes. The lady in there told me she could not help me because she has other customers and told me to go to another place. I was very pissed. I will never go to Check 'n Go and advise everybody not to go to Check 'n Go.
Reviewed Sept. 20, 2012
Loan Approved then Not Approved - The La Mirada store on Telegraph Rd did an online application and then called the store. The guy told me he received my application and wanted to know what type of government funds did I receive. I told him SSI disability for my daughter who is a minor. He said great and to bring the award paper and my ID asap to the store. The award is listed as parent for my daughter's name. She is 16, a minor, that is why they awarded it to me for her. He told me I had to get POA and notarized! I explained that my daughter is on my bank account, checks and I had her ID. He said there were loopholes around it! Then, he said that it was for her to me! The government doesn't issue funds to minors. I am listed as a representative, that is power of attorney.
I received the check in paper form because I have to take my daughter off our bank account to do direct deposit. She is not allowed to draw off the funds or be on any account where she can withdraw or receive funds herself. I have complete power of attorney to do as I wish with the funds for my daughter's needs. If I had money for a notary, I wouldn't need a loan. Her presence was not an acceptable permission and her school ID was not. I was at the store at 4:30PM and the guy I believe didn't want to do the loan paperwork.
The consequences are that my internet, home phone will be shut off any minute because I can't pay the bill now. I work as an independent contractor on the internet and now I can't make a living to support my daughter. Complete waste of my time. When the guy got my online application, he never called me. Three hours later, I called him. I told him I was calling the corporate office and he tried to give me his manager's number that he was speaking to when I thought the loan was approved. Bad customer service and now I can't work! My electricity will be off in the morning! Thanks Check 'n Go!
Reviewed Aug. 7, 2012
I had such a disappointing and unprofessional experience today at a Check ‘n Go in Oak Park, IL. I believe store number #819. I applied for a loan today the manager (**) told me that I was approved for $650.00 then after a 10 minute wait, informed me that I had been denied for reasons unstated. When I asked again for an explanation, I was instructed to call a number on the form. I did and they weren't able to tell me either. I then proceeded to contact corporate that transferred me to the district manager his name was (**). He as well was totally unprofessional and unwilling to help, saying he will be returning my call later (to this time he has not returned my call).
I decided to travel to a different location and apply again and the polite young man informed me that not only was ** not returning my phone call for approximately 3 business days, but the ** said not to issue me a loan with any Check ‘n Go abroad. ** was no longer answering his phone from the corporate switchboard and my calls were going straight to a voice mail. How Rude? I would like someone to get in touch with me regarding this matter because some training needs to be implemented immediately for customer service training and/or personality readjustments. I no longer want a loan with this company and will be telling family and friends alike how upsetting it is that a business working with the public directly can be so reckless in customer service.
Reviewed July 31, 2012
I had a loan with Check ‘n Go for $700 and paid them back triple the amount of the loan. I was called one day at work telling me that I was about to be arrested and then they began calling my co-workers. I paid the loan back but they never give receipts or email a confirmation of payment. Here it is, 5 years after I paid loan off and they are still calling me and harassing me. I told the guy whoever has him calling about payment really is giving him the runaround but they continue to call.
Reviewed July 27, 2012
I had an account with Check ‘n Go 4 years ago and currently paying the debt back to a company, Steinberg & Rosen, or some ** like that. So far, I had made 3 payments of $125 a month (total balance $850). This month, I made another payment on the 3rd of the month, but it got refunded back to my account through one of their payment servers. The payment arrangement was the above amount ($125) taken out of my account every month. A week later, they attempted to take the $125 back out of my account and they are threatening me with legal action and they do not email me receipts even though I frequently ask for them. They say they don't do receipts and the only evidence I have is my banking statements. What can I do to shut these ** down for good? When I called about the problem, they said it was a glitch and I asked that a payment be extended a month. They said no and threatened me with legal action. I think this is a scam and I'm going to do whatever it takes to put them out of business.
Reviewed July 8, 2012
The rep who handled my loan never advised me that these are handled differently in Ohio. The lady I just spoke to to get my payoff just advised me that I owe $3,200. I only borrowed $2,500. I've been paying for about 2 months, $460 bi-weekly payments. How on earth is my payoff that high?! The lady who opened the loan for me told me that I could pay it off early and I wouldn't pay as much interest if I did. Now I'm being told that she was wrong and that they handle it differently in Ohio. This is a major scam! I don't know how this company sleeps at night preying on people who need help and are desperate.
Reviewed March 6, 2012
Extremely bad collection - They have called family members, acting as if they are of Gov. Authority and taking a summons out and needing to serve it. Indicating I could be arrested. These people called my daughter my mother, leaving messages friends. They are playing terrible tactics. My mother and daughter are in NC and I am in TX, mother is 74 years old with bad heart. She was so upset when they called. They are impersonating that they are having me arrested, when they have no rights to do so.
Reviewed Jan. 21, 2012
A $2600 loan is given without proper information. Once you begin making payments, you realize that you have been ripped off, 4600 dollars. You were already in a financial crisis when you went in and now you are placed on the edge of ruin. By having to pay huge interest on a loan that you were made to feel would be an easy credit boosting benefit.
Reviewed Jan. 11, 2012
I have just received a call from Brown & Travis Law firm stating that I owe you money. I know that I paid you back the money I borrowed. I wish they would stop calling me, because I am not paying you any money. 1-561-910-0042 is the number that they called from. They are talking about withholding my wages which they cannot do because I have paid you. Thanks for your time.
Reviewed Jan. 3, 2012
Check 'n Go in Cadillac, MI is like visiting your favorite nightmare. They know the third of the month is when people get their social security checks and they never have enough help. Every trip there and you know it will be hours. I can take out a mortgage on a home faster than they can hand you $200. Again today, one slow person working and 14 people waiting. People are walking out all the time because they simply can not wait in line so long.
Reviewed Dec. 3, 2011
Your Check 'n go employee in oak park MI need to quit. She is not happy with her job. She is always so very rude. I will never use Check 'n go again. When she is asked questions, she snaps back at customers with a look like just shut up and don't ask questions. Her attitude states and says I wish customers never walk through the door. She should just quit. It had been about 7 months before I needed your services and I have received loans in the past from Check 'n go you would think this employee would have gotten better but she has gotten worse.
She is always rude, nasty and very short with her answers. When asked questions she just looks back and says with her facial expression, just go and get the heck out of here and stop asking me questions. I will never return to check 'n go again, granted I am just one customer - but key word "customer." She needs Customer Service Training!
Reviewed Nov. 15, 2011
I was given a $3000 loan at Check N Go where the employee gave me false and misleading information about a installment loan. I was told that I would only pay $500 interest on the loan but this documentation could not be given to me until after 72 hours. I called back everyday to get the information but was given false information about the contract. The 72 hours came, this is when Check n Go informed me that I had to pay $4100 back on the loan. I pay a thousand dollars on the loan for 3 months but only interest. I basically paid another $3000 to pay the loan off. The $3000 I paid the 3 months still had me owing $3000. I'm probably going to sue the employee for giving me false information in regards to the loan. I guess they may be getting a commission to lie to customers.
Reviewed Nov. 11, 2011
I arrived at 11:35 and was not even acknowledged til about 12:00. There were two workers behind the glass, and they took thirty minutes for either one of them to at least help me. The location is Houston-Spanish Trail ** Houston, TX. 77021. This will definitely be the last time I come, and do business with Check 'n Go. I will spread the word about how sorry the service was, and definitely will not recommend them.
Reviewed Nov. 9, 2011
I am getting calls at my house for a guy (Dallas **) not paying his bill. I am his boss, I have nothing to do with his bill payment. I do not want to be bothered with this anymore.
Reviewed Oct. 27, 2011
I was a longstanding customer with Check n Go, even though I was not a happy customer due to the highway robbery of the loan repayments. But as most people in the situation to need a loan of this nature, I had no choice. I fell behind due to the loan repayments being $780.00 a month. They will not work with you at all on this. The loan get sent to some corporate office personnel who calls and tries to bully and scare you into giving them a credit card number "even if you tell them there is no money on the card." I mean, really, seriously. That should be illegal! That's how I got in this mess to begin with!
I will be filing complaints to whoever will listen on this due to the two corporate people calling me with no concern whatsoever and the rudeness of the people calling as if I was stupid. I'm not stupid, just having financial difficulties like just about all of America!
Reviewed Oct. 13, 2011
Check 'n Go loans are highway robbery! Not only do they provide you with insufficient and inadequate information, the customer service is pathetic! I made the huge mistake of taking out a $2600.00 loan, which was supposed to be set up in bi-weekly installments of $300.00. And I was told the loan would be paid off in 5 months. I went in to make my first payment and they refused to take my payment. They told me my loan payments were set up monthly! Mind you when I took this loan out, the place was so packed with people and only 1 person was waiting on people. I made my payments. When I found out that I still had a balance of over $2000.00 after 4 months, I was shocked. They told me that only $300.00 of the $2400.00 that I had paid went towards principal! They collected $2100.00, which was interest, on a $2600.00 loan in 4 months!
They should not be allowed to conduct business. They play on people's ignorance. They don't provide the proper information about the loan. They will not work with you nor will they work with a consumer credit counseling agency or debt management companies. They force people into bankruptcy! Consumers need to band together to fight companies like this from doing business. They are hurting the consumer who is already in a tough economic predicament and literally ripping them off! Shame on Check 'n Go!
Reviewed Sept. 26, 2011
I obtained a loan on 07/26/2011 with a loan amount of $600.00. Life of loan is 07/26/11 to 01/06/12 = 165 days, if carried full term. Payout date 08/19/11 is equals to 25 Days. $711.16 amount of interest owed if carried full term. Prorated per day interest charged should be $4.31. Amount of interest charged for 25 days should be $107.75. Why was I charged $144.00, which is a rate of $5.76 per day? I truly want some justification for this rate or I will take this up further. Thank you.
Reviewed Sept. 23, 2011
I have been doing business with Check 'n Go for about a year now. I usually do the pay-day loans, because I know exactly what I'm paying back with the flat $50 fee. But some stuff happened and I needed more money, so I opted for the $2,600.00 loan. Now I know that if you wait to pay back the loan with the installment payments, you end up paying 50% interest, which is absurd. But I planned on paying the loan back early, so I knew the pay-back amount would be much less. Well, what they don't tell you is that they charge you a daily interest that include weekends (even though they are closed on weekends) and the interest starts at approximately $15-$17 a day at the first day of deposit. The daily interest goes down as you make your payments but those first payments basically go straight to the interest, not to your loan. I went to pay-off my loan in full within the first 2 weeks and found out my $298.00 payment went straight to the interest and I still owed $2,685.00 on a $2,600.00 loan!
For 3 weeks, I got charged almost 400 dollars. What pisses me off more is that there was a banking error that happened Monday, it's still not resolved because they aren't open on the weekends. I can't pay this loan off until Monday. I have all the money to pay this stupid thing off today! But since the new accumulated amount isn't in their system yet and won't be until Monday, they won't let me make any payments until then. However, they will charge me 17 daily interests until Monday including Sat and Sun when they aren't even open to make a payment. Lame! I will never use this company again! And I plan on reporting them to every agency I can for this nonsense.
Reviewed Sept. 20, 2011
I took out a payday loan and paid it back on the day it was due to be paid. The store kept the check, and two months later, deposited the check. When I called to inquire as to why they are depositing it, they acted like it was my bank's fault. They gave me the run around about who I needed to talk to to resolve the matter. I was hung up on by several different persons. They are very uncooperative.
Reviewed Aug. 21, 2011
I don't like the fact that Check' n Go advertise and tell customers that their online service for mobile phone is accessible, but it's not! Every time I try it from my cellphone it doesn't work. And when you call customer service, they always tell me that site is under construction, which has been going on for almost six months.
Reviewed July 19, 2011
I personally think check n go is a horrible business who cares nothing about their employees or customers except ripping them off on high interest loans by desperation on a customer who has no choice. You took away the loan thats in the middle just so you can be more greedy. I have witnessed the big wigs come in while I was there and treating the veteran workers like pure crap! The 2,600 dollar loan is a joke and wasnt explained right that about how much you guys make off us in our time of desperation while check n go lines their pockets and pays their employees crap wages! I actually interviewed a former employee who HAD to work her lunch break because you guys are that greedy!!!
when My loan is paid off I will find another place that is more fair to customers and their employees who work their butts off and you dont reward them...unless you count threats as rewards. Your company should feel ashamed that you guys are the way you are...and I will let others know how you operate by taking advantage of the middle class who bust their butts including your employees! Why dont you reward them instead of threaten them! To charge double for a 2,600 dollar loan should be illegal...Is it??
Reviewed March 23, 2011
I have had loans with ChecknGo for quite a while and have paid them off and took out another one which I was going to give a payment which was due on my pay day, 18 Mar 11. When I first took out a loan with them, I told them that I will always be there on payday after work which is after 4:30. I have never failed with my payments and have been there as soon as I got out of work. I would even call them that I was on my way just to make sure they knew I was going to be a little late but was always there before they closed.
When I got there the attendee told me she had bad news. She said that "they" the company send in my checks (given to them when you get a loan just in case you don't pay them off) because the attendee could not get in touch with me. I told her that I never received a call and she said she called me at my cell and at work. I told her I didn't get either. I checked with her on what number she was calling and she was calling old numbers when I had given her an update on all the phone numbers and I told her why the change wasn't made.
All she told me was "Anyway, it's your obligation to call us if we don't call you" to find out what time you will be coming. I told her that I had already told her I will be here after work same time like always but she said that was the company’s "new" policy. This is ridiculous since I have always been there on time and have never failed them and they do this to me. As soon as I got home I checked my account and the checks had already gone through which means they had put them in two days before my payment was due. I was not due to make the payment until my payday, 18 March 2011. I could understand if I didn't go that day to pay them; then I would understand if they would put them in after my due date but two days before it was due. They ended up screwing my account which I am now over $400 in the hole. This is not right when they give you a due date and they don't go by it.
Reviewed Jan. 21, 2011
In 2004, me and my family lived in NC, living pay check to pay check we went to Check N Go and got a payday loan now in 2011. They are trying to take me and my wife to court for trying to de fraud them but in Oct 2004, we moved to PA and just now we hear about this, they said that the loans were from 7/22/04 for my wife and 06/03/2004 for mine and we never heard anything till now today is 01 21 2011. When we called them to find information, they were rude and said that they have no papers that they will send and it's not our right to know is there anything that we can do now? Because we still live payday to payday with 2 kids and we really can't afford going to court and paying all these fees they said we will have to pay please contact me ASAP with any kind of info thank you for your time.
Reviewed Dec. 13, 2010
About a year and a half ago, I acquired a loan from Check-n-Go in Bedford, Texas. I had paid on the loan punctually and took out subsequent loans and followed suit as with the first. When I first took out the loan, the store manager had informed me that Check-n-Go did report to all 3 credit bureaus.
I specifically asked if they reported even when the loan was paid on-time. She replied with a, "yes". Later, as I checked my report, I came to find out the company did not report any of my good status loans to the credit-reporting bureaus. I called the store and spoke with, Debbie, the store manager, who I tried to resolve the issue with.
I requested that the company place my good credit loans on the report and I would pay whatever expenses were incurred. The manager turned down my offer after speaking with her manager about the issue. I tried to offer a solution but was quickly rejected. I think it's fair that I made my payments on time, the company made several hundreds of dollars off of me that these loans be noted on the credit reports at my expense. Please help me resolve this issue.
Reviewed Oct. 1, 2010
On 8-31-2010, I went into Check 'n Go to get a cash advance. I spoke with Dianne and told her I wanted the $2600 loan. I asked her that if I get this loan, will I have a penalty or interest if I pay it off in full on 9-30-2010. She said, "I don't believe so". She explained to me that if I make an 8 monthly installment that I would be charged interest then. Knowing that I was going to pay the $2600 at the end of the month, I signed the contract. On 9-30-2010, I went in to pay my loan and Dianne told me that my total payment was going to be $3000.48.
I was in shock, I didn't expect that. I explained to her that it wasn't what she told me a month ago. She was very rude, arrogant, and less than truthful. She stated, "Do you think I'm just going to lend you $2600 and not charge you interest? How do you think we're gonna make our money!". I asked to speak with her boss and she handed me the phone, and I spoke with Bob **. He was the same way, he said the exact same thing. On 10-01-2010 at approximately 0700am, I called the District Office for Check 'n Go and they transferred me back to Mr. **.
I explained to him that the contract I signed states, "If you pay off early, you will not have to pay a penalty and you may be entitled to a refund of part of the Finance Charge". He told me that the contract doesn't have to say it, and that I should know that I was going to be charged interest. Yes I know there was going to be interest on $2600, but $400 for 30 days is outrageous! I've tried talking to the owner of Check 'n Go and called a local attorney. He said I have a good case, but I don't have the funds to hire him. I called Better Business Bureau and all they can help me with is to file a complaint. I don't know what else to do but to pay this ridiculous amount of interest or not pay it at all and see if he takes me to court.
I'm stressing out because if I don't pay this amount, they have four post dated checks of $840 that they told me they will cash all at once by the 15th of October. If that happens all my monthly bills will all be overdrawn, the bank then will charge me $29 plus each for every late or overdrawn fees. My bank will not cancel the post dated checks. So please help me. If I'm in the wrong and I should pay this amount, then I will.
Reviewed Aug. 25, 2010
I had a check with Check 'n Go pay day loans. I was unable to pay them, so was told by another payday lender the only way to get out was to either let check bounce or stop check and make arrangements. I attempted to make arrangements with them and they had a very unscrupulous person call and try to brow beat me. He told me he wasn't trying to intimidate me but was. Today 8/25, I was contacted by Aron from Allstate and the person was very threatening. I told him that I was planning on paying but on payments, he kept talking about litigation etc. He finally hung up and I called back and made payments with Bobby.
After I got off phone, got concerned that nothing was in writing, called back and they refused to put me through. The lady kept saying I would get a summons to court and then that Bobby was coming to my job. It was crazy. Then she said she erased all my payment information and hung up on me.
Reviewed Aug. 25, 2010
I paid my loan off and they claim that I never did. Two hundred fifty five dollars, I figure, is the amount these people claim I did not pay off.
Reviewed Aug. 14, 2010
I had an open account with Check N GO at Rivers Ave location North Charleston SC. And I am tired of the rudeness I have experience with both of the clerks working there and one being the manager. My payment history is, I would drop my payments off after the close of their business day due to the fact that I work from 9am until 6pm and cannot make it there before.
I have been getting phone calls from them, the first started Saturday July 25,2010 I was not able to answer, they then called back Monday 07/26/10 at 10:34 which I then answer that call and confirmed payment will be in on 07/30/10. I then got another call Wednesday 07/28 and again I answered this time it was the manager calling to confirm. I then told her I just spoke with the female working Monday morning to confirm, the manager said, she would notate my account.
I then got a phone call again 07/29/10 at 10:34 am from the same women I spoke to on Monday asking again to confirm so now at this point I'm livid because I can't understand why all the phone calls in one week. These are the hours I'm working and they don't leave messages on my cell so I have to answer each call which is taking time away from me being on my computer at work due to the fact that we cannot answer personal calls on our cell at our desk. I called the women back (please forgive me but I did not catch her name) and asked her why so many calls what's in my file that you all have to call me like this.
She began to yell saying, they have to call and she now has it notated that she spoke with me her tone was very rude to the point of yelling. I tried to explain to her that this is harassment and rude. She cut me off and told me I was being rude because I hung the phone up on her which I will admit I did, with the amount of work I have to get done I didn't have time to keep talking and confirming something that I have done 3 times this week. July 30th, I again got a phone call from the manager rudely demanding that I come in before the close of business to make a payment or legal actions will be taken out on me. Now, how is this possible when my payment is due on that day, they offer a night drop box which I have been using to make my payments because by the time I get off from work they are closed. I had to close my account early because as a customer I do not deserve this type of treatment.
This is not the first time I've experiencing rudeness with them. I do understand this type of company is basically considered high risk loans but for their employees to treat people this way is unacceptable and should not be tolerated. I have called and left two messages with the District Manager and he has yet to call back to acknowledge my complaint, I've also sent an email to their complaint address and again no response. Check N Go should not be in business if this is their only method of poor customer service.
Reviewed July 23, 2010
I recently had a payday loan with this company, which I've since paid in full. Today, I called them just to request an email confirmation that my loan has been paid in full. Although they confirmed that the loan has in fact been paid in full, the representative stated that an email or any other type of written notification was not an option. I found this amazing, and asked for a supervisor. A very rude woman then took the call and refused to provide me her name, and confirmed that they would not provide me anything to confirm my loan was paid.
They have no difficulty sending email reminders when their payment is due, but seems that what I'm asking for is out of the question. I've since reported this to the California attorney general's public inquiry unit as well as the California dept of corporations, both of whom oversee payday lenders in this state. I want to caution everyone to not deal with this company. If you truly need a payday loan, find someone else. Check n go is no good! They refused to provide me a statement that my balance is paid in full.
Reviewed June 16, 2010
I am using CCCSN to pay off some pay day advances. When I called Check ‘n Go to tell them I was going to do this and needed to get them paid back, the manager was very nice and told me that I would have 55 days before any collections so I could either start paying them then or better yet to start before that time. It has not been a month yet and I received a letter, which was no big deal. They told me that they used a system that was going to list me as a bad check and sure enough my grocery store wouldn't let me write a check, but I figured well it would be taken off when I got them paid.
The next night, a man called me. Sorry to say I didn't get his name. Started out usual way but pretty soon he was trying to get me to admit that I meant to default them. I told him I had been a long time customer and they had made a lot of money on me and that I would pay them back but needed time. He said they would only take $125 per payment every 2 weeks, explained that I had other creditors as well so it would not be that much. He started telling me that after the 55 days, they would sell it to someone else that would be much more aggressive and then said, “I'm not trying to intimidate you,” which obviously he was.
I told him I would not tolerate being harassed when I am in fact promising I will pay them off. He’s very unpleasant guy to deal with. It especially bothers me because I always paid them on time, no problems and I called the manager before I put the stop on the check to tell her what I was doing and she seemed to understand that and be ok with what I was telling her. I intended to pay them outside of the CCCSN program but since they are apparently not going to be decent, have put them on it.
Check n' Go Company Information
- Company Name:
- Check 'n Go
- Address:
- 7755 Montgomery Road
- City:
- Cincinnati
- State/Province:
- OH
- Postal Code:
- 45236
- Country:
- United States
- Website:
- www.checkngo.com
