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These people have the most horrible customer service ever. Their online website posts lies and then when you call to get assistance because of it, they will just put you off and pretty much tell you that it's not their problem and not let you talk to anyone who can actually assist you in any productive manner. They will just tell you that you signed a contract and there's nothing they can do to assist you even if the issue is something that is their fault. They have no compassion or caring for others whatsoever. They just care about their money. "Sorry, not sorry" is their motto.
I have used Check 'n Go in Kilgore for several years. Always paid back on time never had a problem until I went in to get another loan. A new employee who immediately had an attitude with me when I got there. I knew from her attitude I was not getting a loan. She wanted a new statement from social security that I would not receive until the end of January. When I told her they had used the last one she became very hateful and stated she needed a new one. She treated me like I was trash. She was very prejudice to me. I left the store never to return again!!!!
This company gave me the runaround. They knew they weren't going to approve the loan that was only for $400. I advise no one to deal with company. One min they states you're approve, asking you for all of your personal information and still not give the loan. Definitely be aware of your information you provide because they are getting your documents and not assisting people. Scammers if ask me.
So I applied for a loan on Friday. Today is Tuesday. They told me Friday that they were sending my loan to my bank account by Monday. They also asked for my bank login and password. My mother’s maiden name. My routing number my bank account number. My debit card numbers the 3 digit code in the back and expiration date. My address, my phone number. My social security number and of course my birthdate. And like a ** idiot I gave it to them being desperate to fix my car so I can go to work. Well you know Monday rolls in and no money. I called and asked where is it? They said that I had to Western Union them $95 dollars to verify my identity. I immediately went off on the guy and he yelled back saying he was a loan officer. I hung up and changed my bank password. I canceled my bank card and reported it as lost. I didn’t know at that point I could have changed my login too.
Well it’s 11:30 pm Tuesday night and I get a email from my bank that someone tried login into my account set real times and had the wrong password. So they locked me out until I can prove my identity. So now I changed my login. Thank god that my account has a second security measure! It sends me a text with a secret code that you have to type in to get into the account. So far that’s taken care of. Now as far as all my other information I don’t know what will they do with it! But I plan to pursue a case against them to have them taken down! It’s not right to have that evilness! How can they do that to people who are obviously looking for financial help? Stay away from them. Don’t give them personal information. I learned that the hard way. And usually if you end up here it’s because you ended up getting screwed by them too. Prayers for karma! P.s. had to get a star just to post this or the wouldn’t get anything but this???
When loan wasn't deposited next day as indicated in approval email I called and learned it was actually denied. Now this company has my BANK ACCOUNT INFORMATION AND PASSWORD AND THEY WON'T DELETE IT. They have the account number, the routing number and my online password. WTAF. How are they not shut down??
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I have never gotten a pay day loan with Check 'n Go, but I did apply and the in store sales woman gave me a printout that said "The application is not able to be approved at this time. Customer is on the hit list - 2 Fraud". I called the online customer service and they said they could not see that on their end and I should be able to get a loan. I called the state and they recommended I try a different company due to the fact it is very untrue statement. The state said I was in good standing. Very upsetting to see that. The printout came from Check 'n Go website on the bottom of the printout. Never use Check 'n Go. Very shady and bad experience! I wish they would be investigated by the government! Whatever you do, don't get a loan from Check 'n Go! You will regret it!
So I filled out an application on Friday, June 15th. I looked at my email first thing Monday thinking I would get an approval or denial. I got neither. I was asked to submit documents (check stub/bank statement/id), so I did. I looked again on Tuesday, June 19th. Nothing. I was asked to submit the same documents. I called and was told that there is a 48 hour manual review and that they would contact me by email by Friday. I looked again on Friday and read that I could apply for another Loan as the one I applied for was "voided". No explanation why. I called again and was told that due to an error on their part that I had to submit yet another application. I was also told that upon doing so there would be yet another 48 hour "manual review" of the same documents that I submitted.
At that point I just canceled the whole thing, told them that their treatment of first time customers was atrocious and that I couldn't believe they were still in business. As a first time customer I wondered how they treated the people who actually came back. Bottom line. If you need money in a hurry for any reason - DO NOT CALL CHECK 'N GO!!! Worst experience in my life. I can't believe people still use them. I told them to not only cancel my application but delete all of my information and they will never ever hear from me again. I will also take to all social media and let everyone know this is the worst company ever. Just as a side, I got in touch with another payday loan place and got money that day. So it's not me - it's them!
I am furious at the company. Yesterday I applied for a loan and was approved. Went through with verifying my information and received the email that stated my funds were on the way. Woke up this morning and there was nothing in my checking account. So I get mad. I call the company first thing this morning and was told that my application was approved but later denied. The lady couldn't give me any information as to why it was denied. Now I am scrambling to find money for my surgery tomorrow. This company is a scam and should be shut down! How fraudulent to take all my banking information and then deny my loan. I am so pissed!
I have been receiving harassing and threatening phone calls saying I owe them money due to a loan I never took out. Got a call today from someone saying they were from Ace Recovery. I told them I have never stepped in one of their stores. She said it was an online loan. And threatened again that this had to be taken care of today or they will process to take me to court. I questioned myself and set up payments. But did further research. The company cannot give online loans legally in Iowa. So they could not have given me a loan online. I know for a fact I have never stepped foot in one of their retail locations. So I have never taken out a loan with them.
I have tried today to call Ace to contest the supposed loan, with no one answering. If they do not return my call tomorrow or I cannot reach I will call my bank and stop these payments. I will be stopping them anyway, but will give them notice I am doing so. If they want to try and prove this they will have to send me a copy of the paperwork by mail, not email. I am pissed as hell, one because I fell for this and 2nd that there are such horrible people in this world. You would be smart to stay away from this company!!! I put a 1 star below for application process by accident. I never filled out an application.
I have taken out several payday loans over the past year due to my husband's unemployment issue. All were paid off on time with no problem. I actually tried to take out another loan and was told that my application had been denied! Wow, I don't understand why they denied me. Listen if you need a payday loan DO NOT use this company. Their customer service is awful and they will not explain your loan to you at all. A 450.00 loan cost me 800.00. There are several companies out there that are really willing to help with no problems at all.
My situation was an emergency or I would have never borrowed from Check 'n Go at all. Please do your due diligence and find a more useful company as there are a lot of them out there willing to help and have more employees that are trained for their job. Employees are very RUDE and unwilling to help you solve all your problems/needs for repayment.
Check 'n Go Company Information
- Company Name:
- Check 'n Go
- 7755 Montgomery Road
- Postal Code:
- United States