Chase Online Banking Reviews

4,897,627reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Chase Online Banking

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Chase Online Banking Reviews

Filter by Rating

  • (15)
  • (9)
  • (6)
  • (4)
  • (115)

Popular Mentions

    How do I know I can trust these reviews about Chase?
    • 4,897,627 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Chase?
    • 4,897,627 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40
    Customer ServiceStaffTimeliness

    Reviewed Jan. 10, 2025

    I banked privately with Chase for about 7 years before opening a business account with them. I told them upfront there would be a lot of cash transactions and deposits due to the nature of my business. I was told this would not be a problem. Great. After having the account for less than a year the child bank manager, I believe her name was "April," took care of one of my transactions. She was seething about me bringing in cash. She flat out told me "I think we should close your account." This troll of a manager was unhappy about my cash deposits. I was both amazed and dumbfounded. I called her supervisor, no response. I emailed him, no response. Shortly thereafter I did close my account there. I now steer all national affiliates away from using Chase Bank. And will continue to do so.

    Thanks for your vote!

    Reviewed May 25, 2024

    I moved to a new state and opened an account with Chase within the last six months, it seemed convenient due to location availability. The absolute worst experience. They are just a generic large corporate bank and as a consumer I am treated like a number. Truly, unimpressed and will be closing my account. *This is my first negative review and I want people to have a clear picture.

    Thanks for your vote!
    Customer ServiceSales & MarketingOnline & AppRefunds & PayoutsStaffBilling

    Reviewed May 17, 2024

    Chase Online Banking is awful! I can't get logged into my desktop. It always wants to verify that it's me by opening the app but it never sends a push notification so I can get in. I open the app on the phone and try to get help. The phone number provided is just automated menu and at the end says office is closed and call back during business hours. I tried the chat and it's just a robo chatter that can't even help. It keeps giving the same number. I already called three times with no help. I just want to pay my bills Chase!! I need access to my money!

    Thanks for your vote!
    Sales & MarketingOnline & AppStaff

    Reviewed March 16, 2024

    Hands down the worst customer support service/team on the planet. App's User experience is a dumpster fire. Nothing works in the app, not the message center, nor the external account feature and no one will help you. They will pummel you with the same automated message over and over.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed Feb. 1, 2024

    Opened a Chase Online b\Banking account, then proceeded to setup direct deposit. 2 days later get email saying account restricted, needs to be verified. Called number and went through the verifying process, lady said all is good, give a half hour for restriction to be lifted. Well 1 day later I go on to check my direct deposit and it says I have no account. Called again. Guy said it's closed, that previous person I talked to did verify everything, and lifted online access but couldn't unrestrict account so it was closed. I don't even know what that means. Now I gotta go through all this hassle to get a new check issued if indeed it went to a closed account but there is no way knowing if check was actually deposited before account was closed until my company gets in touch with payroll.

    Thanks for your vote!
    Contract & TermsPunctuality & SpeedTransparency

    Reviewed May 17, 2023

    Atm denies me over and over of me trying to withdraw 200 from a balance of 1500. Without looking at receipts of the denials till days later when I'm missing hundreds. I see it says I took the money out. NEVER HAPPENED. Will update all after appt tomorrow.. be careful.

    Thanks for your vote!
    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed April 26, 2023

    I will never in life deposit a check into my Chase account ever. I deposited a check 4/22/23 to Chase making my deposit available 5/3/23 without making any funds available to avoid financial hardship. That's not a good bank and member relationship. I will advise anyone to not use this feature. Your funds will not be deposited as quick as you think. I was told by Chase in order to get my money quicker after trusting them to call my employer to retrieve a new check to cash it's nothing they can do but they are the ones holding my paycheck.

    On the phone now with customer service after being cut off mid conversation I requested to spoke to a supervisor about the rep agent I am currently on the phone with. I am currently sit on hold for a total 5 mins and no one has enter the line. Music is still playing in my ear which I know the rep is listening. Customer service is not leaving a customer on hold for then one min before entering the line to say please hold while we still wait. Very unprofessional and rude

    Thanks for your vote!
    Customer ServiceBilling

    Reviewed July 15, 2022

    I’ve been trying to make an urgent payment through the chase app and for some reason the payment was stopped. I then proceeded to call the customer service line which has business hours from 7am-11pm ET which is from my time zone and is still 7:30am and no answer has been received every time I try to contact the CS line it says to call back during normal business hours (7am-11pmet) which doesn’t make any sense. I find this very frustrating since they’re supposedly one of this country's biggest banking firms.

    Thanks for your vote!
    Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Oct. 25, 2021

    They always want to transfer you over to 3rd person so they can tell you no and customer not be mad at them. I got scammed more than a year ago. I tried and tried to file a claim and dispute against a scammer who paid me and disputed the charge and took his money back. Even when I showed all of the evidence they just couldn't help me and said the case was closed. When the money was reversed on my account the transaction had no details or option to dispute it was just greyed out with no info. I was so frustrated because once your acct is negative you cannot get any help. Everything directly goes to fraud department. They treat you like you are a fraud.

    I explained to them if there is no detail and it just say reversed credit due to dispute, for someone who have many transaction how would they even know who did it? Anyway I only had one. I asked I thought Zelle was final and it asks you before you send and how can this person dispute 1 week later and you return to them? One year later I am still getting phone calls from Chase asking about the balance. Of course I tell them I wish I didn't owe you guys. Can I file a dispute? I was just on the phone for 30 mins and she said she's gonna investigate and calls just drops. I hate my job if I worked there. I guess that's all banks. Nothing surprises me.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed March 25, 2021

    I have been with Chase Online for over 4 years with excellent business relationship. They added a quick accept credit card feature which I decided to use. I have completed transaction between the bank and four of my customers but chase refuses to give me my money and stated credit Card accept is in a mandatory review for no reason!! I told them if they suspect fraud call the police or give me my money!! I’m running a business and need to pay staff with that money. They don’t care and I’m not sure I’ll ever see my money plus I need to process credit Card billing for those clients again this week and they will hold that money as well which is so strange to me. Come on Chase Bank, do better!!!!

    Thanks for your vote!
    Customer ServiceStaffBilling

    Reviewed March 10, 2021

    A couple of months ago, my account got locked due to some transactions. Have no idea what the transactions were! I called the number indicated, got a person that did not speak English that I could understand-"INDIA" then I called again and she told me to change the password "from the Philippines". Well there is no way that I could find to change the password as it keeps telling me that I am locked out. DOES MAKE A HAPPY CUSTOMER. Would like to make a payment - PLEASE UNLOCK THE ACCOUNT

    Everett **

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 22, 2020

    Been trying to access my accounts. No way. It doesn't recognize my account number or me, or anything. "Customer service" ... I don't like in the US, cannot "pop in to any branch" or "provide a US cell phone number to receive a text." Chase has my money. I feel I am being held hostage by a bank that does seem to care or want to understand customer needs and rights.

    Thanks for your vote!
    Transparency

    Reviewed Aug. 8, 2020

    The only thing that really bothers me about Chase is the online banking, from Friday till Tuesday morning I never know how much money is in my account because they do not update my account all weekend.

    Thanks for your vote!
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed May 24, 2020

    HERE IS A MESSAGE I SENT CHASE. IT IS SELF EXPLANATORY. I have an emergency. I need medication and need to reach someone immediately. Preferably a supervisor. There must be someone in charge even though it is Memorial Day weekend and there is limited contact because of the virus. But there must be someone in charge for emergencies. My account was closed because I had a negative balance of $293. Which is fine. I don't want to bank with a bank that won't give a customer time to cover a negative balance. I am homeless and living in a shelter but am a lawyer. I called to get the money from the deposited check released but they told me the check was no good. This is ridiculous. It is a reputable charity and credit union and the check is perfectly good. Of course the negative balance can be deducted.

    Validity of the check that was deposited can be easily checked with the head of the charity or the credit union it came from. I need emergency access to the funds. I have called many different Chase numbers. At first it's 24 hour customer service line answered. I called 3 times and explained the situation and to please get me in touch with whoever was in charge of emergencies. I was switched to a department that was closed and got a recording and a disconnect. I called every other number I could find for Chase and they all had recordings saying they were closed. I am in a homeless shelter in San Diego and need medication urgently so need access to the funds. I am a lawyer and called the banking regulators yesterday but there was nothing they could do on an emergency basis. I plan to pursue a complaint and file a lawsuit against Chase that will cost them a lot more than $5000. PLEASE HAVE SOMEONE CONTACT ME RIGHT AWAY.

    Thanks for your vote!
    Price

    Reviewed Aug. 16, 2019

    I am really getting tired of banks charging so many fees like overdraft fees, insufficient fees, overdrawn item fees, etc. The other thing I don't like about this bank is they give you no options for three bank accounts that don't require a huge deposit. When I say huge I mean what about just accepting a $10 deposit. Don't ask for $1500 deposit or direct deposit to waive fees. Some of us don't have direct deposit companies to work with.

    Thanks for your vote!

    Reviewed Aug. 15, 2019

    I never would have gone to Chase Bank, but they are located in my office building, but I'm glad they I did. This particular branch is self-service styled. If you need help there are tellers there to help you out. The ATM machines are state of the art. Taking money out but you need all $1 bills? You can make that happen if you wish.

    Thanks for your vote!
    Staff

    Reviewed Aug. 14, 2019

    I like people at Chase. They are very helpful/friendly. I have been with them for years. You can find a Chase Bank just about anywhere you go. They are a part of JP Morgan. They will help you with any type of a loan.

    Thanks for your vote!
    Price

    Reviewed Aug. 11, 2019

    I am very happy with Chase. I have had no problems with their site. When asking questions they are excellent with follow through and getting back to me. They have new account types which are inexpensive.

    Thanks for your vote!
    Online & AppEase of Use

    Reviewed Aug. 10, 2019

    While there are a few Chase banks in my area of New York I find I do most of my banking online. Their website is easy to use and has many easy to use features. For the rare times I need to enter a brick and mortar site everything is what you would expect from a good banking service.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 9, 2019

    Chase bank is one of the best I’ve ever dealt with, every time I call them the customer service rep are on top of every detail, they make sure my questions are answered and I’m satisfied. Also nice and polite while taking the call. I am very content with being a customer of Chase bank.

    Thanks for your vote!
    Online & AppEase of Use

    Reviewed Aug. 8, 2019

    There is plenty that can be done with the app. It’s easy to use and understand. The app even comes with coupons you can add to your account. I’ve used Zelle which is an absolute blessing. Though I have never had another banking app to compare it with I do enjoy this one.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 7, 2019

    Able to access online worldwide. Customer service is awesome. Someone to speak with always. Really nice helpful people. Help is easily accessed. Very pleased with them. They have been very helpful when fraud on my account happened. They take care of everything quickly and to my satisfaction.

    Thanks for your vote!
    Customer ServiceEase of Use

    Reviewed Aug. 6, 2019

    My online banking with Chase Bank experience has been great. Everything is well organized and easy to use. I even use Chase for online investing. Any time I had a question, help was only a phone call away. I highly recommend Chase Bank!

    Thanks for your vote!
    Staff

    Reviewed Aug. 5, 2019

    I am very senior & it is easiest for me to do all my 'stuff' online. It is very helpful. I can check my balance, transfer funds as needed & I don't have to get dressed, put my face 'on' - even tho' people are nice at branches, parking is rotten.

    Thanks for your vote!

    Reviewed Aug. 4, 2019

    CHASE is an excellent place to bank with. They stay on top of my financial affairs and I appreciate every bit of it I never have a problem that CHASE can't correct. Thank you CHASE Bank for all that you do!!!

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 2, 2019

    Banking online and not seeing employees used to be a real problem but now things have changed drastically and we even don't go to our banks. We do everything online. We Bank, pay all over bills online so having a bank online it's not such a big problem as long as they have customer service if you have an issue and you could solve that issue.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed Aug. 1, 2019

    It’s easy and very fast. When I not sure what’s going on. I’m able to work my way through it. I was very surprised I could do it do easily. I really don’t have much computer knowledge. But I did it and think, if I can do it. You can see what your balance is. Pay bills, see what you are spending daily. It’s great.

    Thanks for your vote!
    Ease of Use

    Reviewed July 30, 2019

    Excellent online service. Simple for navigation and intuitive software. Excellent payments history. I use this bank many years and I have never had any problem with their online service. Chase do not offer high return rate accounts, but their service is very good.

    Thanks for your vote!
    Staff

    Reviewed July 29, 2019

    No final thoughts on this subject. I just love Chase, they are very nice. I like this bank very much. I hope that other people like them too. They are great. I have always had good thoughts.

    Thanks for your vote!
    Customer ServiceOnline & AppEase of Use

    Reviewed July 28, 2019

    Website is easy to use. Customer service usually resolves any issue. Navigation within the site is easy compared to others I've used. Have been online for at least 5 years and adapted to improvements to site with a minimum of inconvenience.

    Thanks for your vote!
    Loading more reviews...

    Chase Online Banking Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com