Carrington Mortgage Services

Carrington Mortgage Services Reviews

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Written by Jennifer Schurman
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Edited by Sally Jones

About Carrington Mortgage Services

Carrington Mortgage Services (NMLS #2600) is a full-service mortgage lender that provides various loan options to a wide range of borrowers. The company was founded in 2007 and has since served over 1.4 million customers. It offers a digital loan servicing experience through its online loan portal and mobile app.

Pros
  • Check rates online
  • Flexible loan qualifications
  • Personalized online dashboard for account management
Cons
  • No in-person branches
  • No phone support on weekends

Carrington Mortgage Services Reviews

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    Page 2 Reviews 10 - 40
    Customer ServicePunctuality & Speed

    Reviewed April 9, 2024

    I was charged a late fee of $70 on an underpayment of $66 when I misplaced my mortgage statement. I paid from an older bill which showed an incorrect amount as my payment had gone up and I forgot about the increase. We have never been late or short before and they would not waive the late fee. First time I asked, they refused but never called me back after saying they would look into it. Tried again 2 months later and was refused because they followed their policy. Basically took advantage of a senior that was never offered and forgot to ask for a waiver. Terrible and unsatisfactory customer service. I would not do business with them.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 12, 2024

    Marine Corps Veteran. Carrington Mortgage put me on a forbearance agreement from 8/1/2023 to 12/31/2023. I contacted them prior to the end of the forbearance agreement and told them I needed a few more months and if they can extend my forbearance agreement another 3 to 4 months would be greatly appreciated. Not did they not extend it another 3 to for months, but they wanted me to sign a loan modification taking my payment from $3600 to $6000 a month. How is that helping me out? How's that helping my daughter out?

    I called the customer service department and both people I spoke with were very rude. They said not only are they not going to extend my forbearance agreement but they want all 6 payments in the forbearance agreement paid immediately or they're marking my credit report delinquent 6 payments. I said I don't have $22k to pay you. What if I make one payment and you place the remainder of it on the back of the loan like most people coming out of a forbearance agreement and I go back to making my normal payments. The rude rep said even if I sent them one payment they will not apply it to my account until I pay all 6 payment. I said, "What about my credit." She said, "We're still going to mark you late." I said, "You just screwed my family over."

    How am I going to refinance my house if my credit report is going to show 6 payments down? No response from her. Then I said, "If I'd known this is how you guys were going to handle this I'd would have refinanced my house last year when the rates were better than they are now." Because of this I had to file for Chapter 7 Bankruptcy on 1/4/2024 and now I'll be homeless with my daughter and all because they didn't want to help out a Marine Corps Veteran. I did 2 tours in Iraq and you think that all I've done for this country they'd at least extend out my forbearance agreement a few more months so I can save my house for my daughter. This shows you Carrington Mortgage doesn't care about military veterans as long as they can put them on the street and take their houses. This is wrong on so many levels. A nightmare!

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    StaffLoan Process

    Reviewed Dec. 22, 2023

    Recently my loan was transferred from my troublesome, dishonest lender to Carrington. I can't believe how well I am being treated even though I am behind on my mortgage. My main contact at Carrington has been Catalina **. She has been very patient with me and more than helpful. Her knowledge is expansive. She sent me paperwork for me to fill out to help me save my home. She has also answered any questions I have asked her. I get the feeling that Carrington has integrity. I didn't realize lenders could actually care. My last lender offered me no help at all. I look forward to my future with Carrington and Catalina.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 15, 2023

    I recently used Carrington Mortgage Services. Each step of the way I encountered professional and knowledgeable people. Throughout the loan process Jennifer ** was very prompt with answers to my questions. My memory isn't always the best and I can worry about missing details, so I appreciate Jennifer's patience and professionalism. Our loan process went through just fine, but later I encountered a probIem with a financial institution and was unsure how to resolve it. Although the issue didn’t occur because of any error by Carrington, I was totally lost and read thru all the previous emails looking for a person to reach out to. I don't think the problem was something Jennifer ** normally deals with, but I had confidence she wouldn't turn me away.

    In the end it was a fantastic decision. Jennifer pointed the way, checked into the best way to resolve the issue and even checked with me later to make sure it was all resolved. Part of my former career involved quality assurance monitoring for healthcare. There is usually that one person or occurrence, whether good or bad, which determines your impressions regarding an organization. My final and lasting impression of Carrington Mortgage Services is a very favorable one.

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    Staff

    Reviewed Oct. 14, 2023

    Your Best Catch Recommendation: He was friendly, kind, professional and knowledgeable in providing me with the information and help I needed. He is truly a beautiful asset to Carrington's workforce. His position is Sr. Loan Officer. I felt as though I am a valued customer.

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    Customer ServiceStaffTransparency

    Reviewed July 17, 2023

    Your Best Catch Recommendation: When everything seems to have gone wrong and I was directed to someone whom seemed to make everything right and manageable and achievable. That is absolutely amazing. To be pulled from stress and high anxiety within a matter of minutes. Just by speaking to a person whom you have never spoken with before, and to have such an amazing trust and friendship like feeling towards this person...well I cannot explain it., can you? Ms. Pamela did and said everything so perfectly, so kind and considerable that she just totally changed my day and all of my poor thought patterns. Pamela ** handled this business as if it were her very own. And as if she could not let this multimillion dollar client slip through her fingers., But it was only me! A person with big problems, who did not know how to solve them.

    I came in looking for someone, anyone to guide me and to give me some type of understanding through this mess which I am in.. And here Ms. Pamela picked up that phone and answer my cry for help like a Super Heroine. With such calm and caring and cool, that I don't believe she registered anything except me being another one of her customers. That too, makes it so overwhelming to me. She had no idea what fantastic and great service she was rendering to me, for me. Because that is what she is accustomed to doing all the time! Is this not amazing! In the world that we live in today!? Someone who offers outstanding service and does not think it to be a big deal. She is the best thing that has happened to me in the last ten years! I tell you the truth. I don't need for anyone else to pick up the phone. Just give me Ms. Pamela **, and you have made my day, Everyday. Thank you Ms. Pamela for being who you are!

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    Verified purchase

    Reviewed July 15, 2023

    Bank of America sold my loan to Carrington after agreeing to defer my payments. Since that time I filed for bankruptcy and Carrington has been unwillingly to work with my attorney on a fair plan to settle the balance on my remaining mortgage (30k). They keep filing objections to payment plans with the court. It has been a nightmare. I am trying to do the right thing and pay off my debt vs having it just written off, but they are trying to take my house instead of working on paying the remaining balance of $30k.

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    Customer ServiceStaffLoan Process

    Reviewed June 20, 2023

    My husband and I closed on our refinance loan with Carrington mortgage on June 16, 2023. Billie ** was the loan officer that assisted us. To my surprise she was absolutely amazing. She was kind, knowledgeable, patient and professional. She guided us patiently through each step of the process. My husband and I are middle aged people with very little understanding of the refinance process, so we had many questions and at times requested an answer to some of the same questions. Needless to say, we called her a lot!. At times I was thinking she has to be tired of us calling her. But if she was, you would have never known it. She always made us feel like we weren’t random customers but actual family members that she enjoyed talking to. She’s amazing! Here’s her information if you’re in the market for a mortgage loan. Billie Shay **.

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    Customer ServiceLoan Process

    Reviewed May 25, 2023

    Mostly one lie after another. Said we wouldn't have to pay mortgage ins anymore after 20% of loan was paid. LIE! No cost to refinance. LIE! Doesn't apply payments as requested on payment coupon. They have been a nightmare since our loan originated. Customer service is terrible. I have literally spent hours on the phone without satisfaction and got screwed in the end. Now loan is paid off thank goodness, so they have no reason to right their wrongs or be concerned about customer satisfaction!

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    Customer ServiceStaffLoan Process

    Reviewed May 12, 2023

    Matthew was very courteous, helpful, informative and polite during the whole refinancing process!! He called and suggested ways to help save us some money monthly and we are very grateful!!! He helped us save $700 a month.

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    StaffLoan Process

    Reviewed May 3, 2023

    I was assigned a Senior Loan Processor who was pleasant and answered all of my questions in a timely manner. Carrington Mortgage makes the loan process very easy and value their customers. Well done - thank you!

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    StaffLoan Process

    Reviewed March 13, 2023

    It wasn't necessarily the knowledge provided it was the compassion and comfort that associate made me feel. I've been in a rough spot the last two years and was terrified I was going to lose my home. Mind you I'm a mother of 6 kids, 3 of which are under the age of 3! However, Tiffany made dealing with my loan so easy and understandable. Honestly, I couldn't have spoke to her at a better time. She is amazing.

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    Customer Service

    Reviewed Jan. 17, 2023

    My mortgage was sold to this awful company recently. It has been nothing short of a nightmare! They did an escrow analysis when my loan came over. They doubled my taxes in error, which caused my monthly payment to increase by $600. I have now called 13 times with no resolve. I have never been treated so bad, and had such poor service by ANY company!!!! I would go anywhere but here for your mortgage needs.

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    Customer ServiceStaff

    Reviewed Dec. 28, 2022

    On November 14th, 2022, I received a letter from Veteran's United informing me that my mortgage will be transferred to Carrington Mortgage Services. Twice a week since then I have tried to set up my online access to my account. Every time I am able to verify my identity. Then, after I am prompted to set up a username and security questions, I am met with a screen that says either "Our services are not available at this time" or "request blocked." Every week after the failed attempt to set up my online access I call customer service and I am simply told that I should try again next week. Well, I have "tried again" now TWELVE times and I am still unable to access my account online.

    I have a payment due soon and would like to do it online. When I mentioned this to the person at customer service last week, I was told I could just send it via Western Union or MoneyGram rather than them solving my situation. I have called customer service about this issue now 14 TIMES and I have yet to get online access to my account. Last week I was told a message was sent to the "senior representative" and to the IT department on December 19th. Today I was once again unable to set up online access. I will be calling customer service tomorrow. However, I am certain I will be told to try again next week, which will be AFTER my payment is due.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Dec. 6, 2022

    I have been trying to get a loan modification since the beginning if the year and now we are in December. I cannot even tell you how many times I have had to resubmit my notarized packet for one ridiculous reason after another. The first time it was returned to me for “using white out” that never happened. I don’t even own white out and I am smart enough to know not to use it on official paperwork. The second time it was because I am married and my husband's name had to be added. Ok, this should have been said with the first packet. And as the tear went on the packets contained to get returned for one ridiculous reason after another.

    At one point they claimed that I sent them photocopies instead of the original documents. It was starting to feel like a big joke. Like it didn’t matter how many times I submitted it, it was going to be returned because it did not pass quality control. So after paying a notary again and again and again, this last time they were returned I had decided they were never going to allow it to pass so I just quit sending it. I haven’t been happy with my mortgage specialist and so I asked her for her supervisor’s contact information. She failed to give it to me. She sent me his name but no way to contact him. I was truly at a loss of how to best proceed so I did nothing and waited for someone, anyone to contact me. It still didn’t happen.

    I called today, 12/5/2022, to make my mortgage payment. I decided to pay what the terms of the mortgage modification had deemed my future payments would be. Then the gentleman asked me if If I had any questions or concerns. Well yes, I said and I briefly explained to him that I was not happy with my specialist and wanted to speak with someone in a higher position. He then informs me that he did not see any problems. The loan modification went through and my documents passed quality control and now we are just waiting for the final documents to be sent out. "How can this be possible," I asked. Of course he doesn’t know but it all looks good on their end. And again, no one has contacted me via phone, email, smoke signals or pigeons that my loan modification has been accepted. Wow, this process, after dealing with COVID for so long, has been an extremely frustrating and stressful. I sincerely hope that this is an anomaly and that all customers do not receive this same level of service.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 22, 2022

    We submitted our application for assistance and were unsure if it had been received and if anything else was needed. I contacted Carrington Mortgage and spoke with Lynn. She was accommodating and informative. There were some additional documents required and she explained this request thoroughly. We resubmitted the application for assistance and Lynn responded with a follow-up. She has excellent customer service skills and is always professional in her communications with us.

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    StaffTransparency

    Reviewed Sept. 26, 2022

    There was some confusion due to personnel changes. Once I began working with Stacey, everything ran very smoothly. It was easy to communicate with Stacey & receive prompt updates. Stacey was fantastic, don't lose her!

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    StaffLoan Process

    Reviewed Sept. 20, 2022

    Jeff is the best of the best! He kept me updated on every step of my refinance and even when we hit a massive roadblock, he was there through it all. He's thorough, easy to speak to and understands the process and how stressful it is for the borrower. I can't sing his praises enough! Carrington has a great employee and he deserves all the recognition of being the best representative for your company!

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    Customer ServiceStaff

    Reviewed Aug. 12, 2022

    I can't say enough about the professionalism, knowledge and excellent customer service Tom gave me. I truly appreciate Tom listening to me and assisting me in my time of need and giving me a peace of mind and hope. Tom's customer service is excellent! I can't thank him enough. God bless you Tom in all you do.

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    Customer ServicePunctuality & Speed

    Reviewed July 13, 2022

    My mortgage was transferred to Carrington March 2022 and I've had difficulties with this company ever since. Not only did I not receive any notification of the transfer, I didn't receive statements or other notices of my bill with them. My first notification from Carrington was after my prior lender stopped forwarding my payments that I had on auto pay through my bank and a notice to foreclose. I called to correct the issue and address the late fees assessed. I was told before the fees could be waived my account had to be brought current. I was also told Carrington's policy requires customers to submit a written request by fax or mail.

    After escalating the matter, I was told once my account was current I could call back to have it waived. However, upon bringing it current 30 days later, I was told the fees couldn't be waived with a verbal request because I pay more than my required monthly payment and it didn't include instructions for how to apply the excess funds. As a result, the fees were paid and no longer available to be waived. After more escalations, I was given an "unapplied funds" solution, where I was told a request for the fee amount was submitted as unapplied funds and I could call back to request that amount be applied to my account however I wish.

    I am still following up with the company to complete this request, if the unapplied funds is even accepted. The only reason I can come up with that Carrington would have such a late fee waiver policy is to filter out customers who are unwilling to put forth the effort to submit and follow-up on the request. This should be investigated as unfair, abusive tactics.

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    Customer ServiceStaffLoan Process

    Reviewed July 5, 2022

    Carrington Mortgage took over my loan in February. Bought out from another company. They called in and asked if we wanted to reconsolidate credit cards and loan payment and so I went with the loan officer Michael ** and believe what he said. So far he hasn’t returned my phone calls over a month and has not followed through with everything we agreed on and signed. Still hasn’t returned my phone calls after calling his supervisor. Still no calls back. We are very dissatisfied and it seems no one can help us figure this out cause the loan officer that doesn’t call me back Michael **???? We have talked to several other people with Carrington Mortgage end it seems that no one can help.

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    Customer Service

    Reviewed June 21, 2022

    I stayed on hold for 30 min and then was hung up on. I can't get back in to speak to anyone. People playing with my money here. My mortgage went up 200 bucks and I've only had the loan for six months on a fixed plan. I just wanted some answers and still stuck without. Someone needs to contact me back but I doubt they will. I had no choice but to use them since the loan was sold to them. This company is awful.

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    Customer ServiceLoan Process

    Reviewed May 28, 2022

    Since my loan was sold to this company I have had nothing but frustration and mistrust. A few years ago I started sending 2 payments; one for monthly payment and one for extra principal payment. They never credited my monthly payment and it took weeks of daily phone calls, a trip to the bank, and numerous faxes to prove I paid. They didn't like the printout from the bank I faxed to them showing the cleared check. They alluded to the fact that since I was late they would report me to the credit bureau and I could go into foreclosure. It caused me a lot of mental stress. Recently I sent a check and it took 2 weeks to process. I called customer service to find out what happened and it turns out they changed the mailing address once again where to send the check for principal payments.

    Customer service advised a faster way to pay, "You can pay online for free now because we listened to what our customers wanted" (in reality there was a class action lawsuit for illegally charging $5.00 for monthly payments). I don't trust this company enough to let them direct draft from my checking account! By the way, when you send a check they convert it to ACH electronic payment so you never get a copy of your cancelled check as proof. My goal is to work extra hours and pay off this mortgage asap so I don't have to deal with their incompetence. The one star is for getting me motivated to work harder so I can say goodbye forever to Carrington Mortgage Services.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed April 26, 2022

    Carrington Mortgage is just like a fast used car dealership. Fast talking, shows all the shinning things and makes a lot of promises. Unfortunately, with the fast smooth talking points a lot is missed by a customer. Paying for points should be an initial talking conversation especially if you have good credit. Customers should not need to keep contact loan originator or process or for more updates.

    Truth in lending, such as a cash out refinance. One does not have to pay off creditors, that's something they do not tell you until day of signing at closing. Then to add injury to insult, they (Carrington Mortgage) send you checks for you to mail out to your creditors after you just paid an enormous amount of money for closing fees. I would not recommend Carrington Mortgage for any other services. I had to call to ensure my closing date and time. I had to call to get my location for our closing and my notary was late. I was not provided a copy until a much later date. This will be the last time I ever use this company.

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    Loan Process

    Reviewed April 8, 2022

    As a veteran, I'm appalled by the way we have been treated. Our loan was transferred over to them two months ago and they never paid our insurance. I have been fighting with them for 4 weeks to get that paid. No one knows what is happening and now I have received a letter telling me they are purchasing insurance for me because I have no insurance. Apparently, I'm not even on their "insurance department" computers which is insane. If you don't have to have a loan with them DON'T.

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    Staff

    Reviewed March 31, 2022

    She helped in absolutely every way she possibly could for us. We have suffered two major losses (both our fathers) and survival of Covid-19. At some points we weren't sure up from down but this Lady was a light in our darkness. We hope on some way she will be recognized for all of her work for she was heaven sent for us. Very professional and knowledgeable employee. A definite asset for your company to keep in our opinion.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed March 25, 2022

    John was assigned as my loan officer after a difficult and challenging 3 months trying to refinance my loan. John was familiar with the unconventional loan/deed issues that were occurring. After reaching out to me initially to start a new loan application John provided a smooth path through my refinance process. He was always professional, knowledgeable, patient with my many questions and lack of understanding the refinance process. He was available and provided prompt responses to my calls and emails. I will definitely rate John as a 10 on your customer service survey and nominate him as a Best Catch! Thank you John!!

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    Punctuality & Speed

    Reviewed March 1, 2022

    Mortgage was transferred to Carrington in October 2021. Payments don’t get recorded until well after the checks have been cashed. They still haven’t acknowledged the payment they received and deposited in December. First customer service said “the Holidays were busy, it’ll get recorded.” Two weeks later they advised me to submit proof of payment to their “research” department who doesn’t speak with customers. 6 weeks later, nothing has changed. They must be very busy investigating other problems because verifying a cashed check with my name, address and account number on it should be pretty simple. Incompetent or corrupt? Not clear which side of this aisle they stand on.

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    StaffLoan Process

    Reviewed Jan. 31, 2022

    I contacted Carrington Mortgage Services to refinance my existing loan, upon calling I was connected to a loan officer, Ben **. He made the process so easy and so smooth. I highly recommend Ben as your loan officer. Ben was very professional, knowledgeable, kind and responsive. It was an absolute pleasure to work with Ben and the loan processor Julie **, who finalized all the paperwork in a timely manner. I was very happy with her help as well. I would refer all my family and friends for any mortgage services they made need. Very satisfied client. To Ben and Julie, It was a pleasure doing business with you! I have been so impressed by your thoroughness, detail and consideration. I appreciate everything you’ve done for my family and I. Thank you again for such a great experience.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 1, 2022

    The past 19 months have been very difficult for me (COVID/medical issues) and I got behind in my mortgage payments. I was recently granted a forbearance for my mortgage and I called to see if there was anything that I needed to do and to say "Thank You!" From the moment that Belinda answered the phone I felt like I was a person and not just a loan number. She was bright and cheerful and professional in everything that she did. Belinda explained everything regarding my situation and made certain that she answered any questions that I had. I was so relieved by the end of the conversation that I became tearful (but they were tears of relief and happiness). Belinda treated me with respect and dignity. She is a true credit to your company and I look forward to working with her.

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    Carrington Mortgage Services Company Information

    Company Name:
    Carrington Mortgage Services
    Website:
    carringtonms.com