Caliber Home Loans Reviews

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Edited by: Sally Jones

About Caliber Home Loans

Caliber Home Loans (NMLS #15622) is a full-service mortgage lender that offers a comprehensive loan process from application to closing either online or in person. The company promises innovative technology, expert loan consultants and a loan processing period as short as 10 days. With services available in all 50 states, Caliber Home Loans has products for all types of buyers. The company was founded in 2008.

Pros
  • Quick process from application to closing
  • Branches in most states
  • Offers free financial education resources
  • Low-down-payment programs
Cons
  • Loan rates and fees not available online
  • No home equity loans

Caliber Home Loans Reviews

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    Page 12 Reviews 1840 - 2040
    Verified purchase
    StaffLoan Process

    Reviewed Aug. 17, 2017

    Janell was absolutely amazing to work with! She went above and beyond to make sure that I was happy and taken care of. I will absolutely recommend Caliber Home Loans to everyone I know! The mortgage process was made easy and understandable for me (having no knowledge of how the process works). I appreciate all she did to make this a great experience.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 17, 2017

    I highly recommend Caliber Home Loans to anyone. They are wonderful. Getting a home loan is one of the most difficult things you have to deal with. Amy ** and the others there made it as painless as possible. I have already recommended them to someone in Carson City.`

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 17, 2017

    Alanna and her team were so very helpful and amazing. They kept in touch with me through during the entire process and helped me achieve my dream of homeownership. I would use them again and recommend them to other people for their home buying needs.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 17, 2017

    We were referred to Renato ** from our business accountant at Caliber Home Loans. To say the least pleased with the experience, everything was quick. We had our home before we knew it. Until the very end Renato was responding quickly than I had ever expected from anyone. Thank you.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 17, 2017

    We are so grateful that we had Jennifer as our lender. She was incredible! She made the home buying process easy, painless and enjoyable! We highly recommend Caliber Home Loans because of our experience with Jennifer, and Jessica too. We are appreciative of the help and care we received.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 16, 2017

    Due some issues with my documentation, I faced some issues and my process had a huge delay. But this won't impact the good image I have from the person that took care of my process. Ginger was amazing and kept supporting me during the whole time.

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    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed Aug. 16, 2017

    While the entire Caliber experience was great, Nancy ** went above and beyond in customer service. Not only did she offer and explain several different loan structures (Split MI vs. Traditional), but she helped me raise my credit. I will recommend her to anyone who is looking!

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    Verified purchase
    StaffTransparency

    Reviewed Aug. 16, 2017

    Excellent service and very professional!!! The entire team was always ready to help in everything and all my questions were also answered immediately and very well explained. I will definitely recommend Caliber Home Loans and Mrs.** team! Thank you.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 16, 2017

    We used Caliber Home Loans as our mortgage lender. Thank goodness we did! Mark **, with Caliber, was very helpful and made our process easy. He was able to get our VA loan processed and closed in record time! He went above and beyond for us and was able to get us into our new home quickly and with ease. It was certainly a team effort by everyone at Caliber, but Mark was the backbone of it all. I would highly recommend Mark and Caliber to anyone!

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    Verified purchase
    Staff

    Reviewed Aug. 16, 2017

    Exceptional Service and extremely friendly and dedicated. Thank you Brittany ** for your attention to detail and your knowledge. Secondly thanks to Tracey ** for your patience. Caliber staff showed that they actually cared about us and what was going on. They never gave up on us.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 16, 2017

    We really appreciated all the hard work and time that the Caliber people put in to securing our loan. They all communicated clearly and were able to work within our parameters to get us a loan. We will recommend them and hope to work with them in the future! Big thank you to Kaitlin, Mark and Camilla!

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    Verified purchase
    Staff

    Reviewed Aug. 16, 2017

    Todd ** was the bomb! Great asset to Caliber. Was very helpful and explains everything easier than most so it is very understood. Positive attitude and availability is awesome. He needs a raise!!! I will refer anyone I know to Todd ** for any purchase or home refinancing. Very pleased with Caliber.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 15, 2017

    From my initial inquiry to final closing, the process was seamless. Exceeded my expectations and went above and beyond to answer any and all questions I had throughout the process. Excellent Customer Service and dedicated closing team ensuring there were no delays in the process. Keep up the great work!!

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 15, 2017

    I had a wonderful experience at Caliber Home Loans in Dixon. Raquel ** was really good to work with. She kept my expectations realistic. Her numbers were spot on so I was not shocked or disappointed on the day I signed. I will use her and Caliber in the future should this not be my forever home.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 15, 2017

    Lucy ** was our loan officer for the vacation home we purchased in Indian River Shores, FL. She is professional, accurate, and helpful. The estimate that she gave us was a little under our actual closing cost. Ms. ** did an outstanding job for us and we would recommend her to anyone needing a loan.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 14, 2017

    I can't say enough good things about Tim ** and his team at Caliber. They were so amazingly helpful, knowledgeable, and supportive throughout the process of getting my loan. They communicated clearly and consistently, even when it was just to say we were waiting for something outside of our control. It didn't matter what curveballs they were thrown, they handled every situation like pros.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 14, 2017

    The entire experience was fantastic. Andrea was the best, she was honest, fair, truthful, and provided us the truth of what to expect. She looked at all our options and provided us what was the best. The staff and all we worked with were top notch.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 12, 2017

    Caliber was great during the refinancing of my home. They kept in touch everyday and explained everything. They told me right at the beginning what I would have to pay. Sean ** was an outstanding person to work with throughout the whole process.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 11, 2017

    Best experience ever. I recommend Jim ** and his team. Best by far. We were first time home buyers so we had plenty of questions along the way, Jim and his team at Caliber were always just an email, call and even a text away to answer any questions.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 11, 2017

    Our experience with Dee in your Albany, Oregon office was positive from beginning to end. We are an older couple who hasn't bought/sold in 20 years. Dee was quick to fill us in on changes in procedure and to help us understand what was required of us. She made the transition smoother because she guided us through things that were different since the last time we purchased a home. She was professional while also putting us at ease with her friendliness.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 10, 2017

    My LC & processor is superb, very easy to work with her. She has great eye for details & guidelines. It has been easy process, overall experience was outstanding. All steps were very clear & documents were reviewed & sent back within no time. Both of LC & processor are big asset to Caliber.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 10, 2017

    We got our first home loan through Caliber Home Loans and the experience that we had was amazing and really smooth. The loan officer that we dealt with really knew his stuff and was in contact with us all the time to keep us updated on the entire process of us getting the loan.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 10, 2017

    Salesman was helpful, but didn't return my call and basically dropped me after making the sale. He seemed extremely busy, so I won't hold it against him. Not a big deal for me, but others may find it upsetting. Patricia and the notary were awesome.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 10, 2017

    I would recommend Caliber Home Loans. Mike ** was my loan officer and he went all out to keep me up to date on the loan process. I understand that this is a difficult and timely process, but I was kept abreast of each step in the process. If I had questions or concerns, they were answered in a timely manner.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 10, 2017

    From day one, Caliber Home Loan worked efficiently and promptly to get our application ready. They worked hand in hand with the realtor and us, the buyers, to work as a team to get everything ready for the purchase of our first house. I will recommend Caliber Home Loan to others looking to buy in Florida.

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    Verified purchase
    Loan Process

    Reviewed Aug. 9, 2017

    Our mortgage process was so smooth and I know we have Caliber to thank for that. All of our questions were answered along the way. We were guided through the process and never felt as though we had to figure anything out on our own. Terrific experience and would recommend Caliber without hesitation.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRatesTransparency

    Reviewed Aug. 9, 2017

    They were quick & efficient. They did a wonderful job of getting me a mortgage & a decent interest rate! Highly recommend them to anyone! They got me approved & into my new home in less the 30 days. They explained every step of the process. They give you all the support if there is any questions along the way! As stated earlier highly recommend them!

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    Verified purchase
    Staff

    Reviewed Aug. 9, 2017

    Steve ** was great, a pleasure to deal with, very responsive and honest. He checked in with us often even when things were sitting still. Will definitely recommend him and Caliber to anyone. If we ever move again, I will call him first.

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    Verified purchase
    Loan Process

    Reviewed Aug. 9, 2017

    We worked with James ** on the mortgage for our new house. James was great to work with and answered all of our questions in a timely manner. The closing was delayed numerous times due to construction problems and James accommodated each change. I highly recommend Caliber Home Loans!

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Aug. 8, 2017

    My agent, Rob, worked well with me. On one or two occasions I felt as though my calls were not answered or I wasn't treated as a priority but he reassured me he was in a meeting and called or texted back. He made sure he found an option that worked for me. I was also disappointed that the interest rate at closing was higher than what was proposed, but I do understand the rates are variable until locked in. Overall great experience and I will recommend them.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Aug. 7, 2017

    One of the worst company to work with. I bought 3 houses in Texas with loans given by 3 different bank and by far CALIBER was the worst of all. Since three months, they have been going round and round and asking us for more and more documents. We provided all the documents to the first loan officer who quit after working with us for 2 months and now the new loan officer is the same. Asking us same documents what first loan officers asked, so basically our whole time was wasted. Don't you guys have computer/database to store the documents. Why can't you people have list of documents to ask for.? Why every time you need to ask new documents again and again and from past 3 months. Totally RIDICULOUS and UNPROFESSIONAL. Worst communications. I will make sure to voice my opinion in all the reviews and BBB. Don't want to give loan, that is just fine, don't harass people making them wait endlessly.

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    Verified purchase
    Loan Process

    Reviewed Aug. 7, 2017

    It was a real pleasure having Ken ** hand our new home loan. This is our second time dealing with Ken. The first time on a REFI and just now on a new purchase and both times we could not be any happier.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 5, 2017

    We had a great experience with Caliber Home Loans. The team helped us through the process with ease and were there for us anytime we had questions and did not understand something. They went above and beyond to help in any way they could. I would highly recommend their service.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 4, 2017

    I really enjoyed working with Lynn throughout my home purchase. She outlined my options, made modifications quickly when needed, and kept me informed throughout the process. She was always available and her team kept us right on track to closing!

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 4, 2017

    Caliber was with me every step of the way during my mortgage process. They always answered my questions quickly and accurately. I would highly recommend Sal ** from Caliber Home Loans to anyone looking for a mortgage. As a first time home buyer the process can be very overwhelming at times however Sal was always there to ease the process.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 3, 2017

    This was my first time purchasing a home. Caliber was recommended to us by our agent, Shelley ** (who, btw, is also fantastic), and we could not be happier. Jon handled our initial work and he was friendly, helpful, up-front, and all-around marvelous. I simply cannot think of a better way to handle things than the way Jon did. He made sure our offer letters were up-to-date and available as needed. Once our offer was accepted, Jon kept in touch on a weekly basis as a way of helping us through the process. Jill, another Caliber employee, handled our document processing and was also top notch. She had a great response time whenever we asked questions and always knew how to help. Spending so much money has never been so easy! A big thank you to Caliber for helping us navigate the inexplicably confusing process that is getting a mortgage.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 3, 2017

    I opted for Caliber Home Loans because of preferred lender for the home I bought. I had great experience overall doing business with them. Team at Caliber home loans are great and know how important this step for any customer. Even though I had last minute hurdle because of some documentation and closing date got delayed. My Caliber Home Loan Consultant was on top of it to get it resolved and do best for me. She was always supportive and guided as and when needed through out the Loan Origination & Servicing process. I really thanks whole Caliber team for their good work and great customer service.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 3, 2017

    This was the quickest and smoothest process I have done. They were very knowledgeable and was able to answer all of my questions and concerns. I will use them again in the future for refinancing or a brand new purchase.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 3, 2017

    Moose ** and his team made this a smooth process. Due to a number of circumstances we were forced to rush this process, he and his people stepped up, kept me advised and encouraged, a group of true professionals that I'd recommend to anyone going through this process.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 3, 2017

    This was my 1st home purchase and after initially applying and working with a national lender, I wasn't pleased with the service or response. I was referred to Caliber by a friend and called Kim **. This was the best decision made. Kim made sure that she stayed in contact to let me know each and every step before it was even time. She answered my "million questions" that I had being a first time home buyer and never became annoyed. I have already referred Caliber and Kim and will continue to send business their way.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 3, 2017

    HIGHLY RECOMMEND! Chris ** and Jeff ** (Washington, D.C.) not only did a FANTASTIC job leading us (1st time home buyers) through the process but also went above and beyond in terms of their responsiveness and willingness to answer our questions big and small. If you are a 1st time home buyer and living in the Washington, DC area, I would HIGHLY encourage you to use Caliber!

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Aug. 3, 2017

    Marc ** is very professional and he will be my first call on any future loans. He always responded in a timely manner. He explained the loan details and requirements clearly. He managed the loan process well from the beginning to the end. When we set a document to him he did not lose it, and consequently repeatedly request the same document to be sent again and again (this is a big deal, it's annoying, it happens with the big mortgage banks). Working with Mark, I felt like a customer in contrast to working with the big banks where I have always felt intimated to discuss loans. Thank you Marc ** in Paso Robles, California!

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Aug. 3, 2017

    Karen was amazing from start to finish. She explained everything to me about my refinance, got me qualified, and started the loan process the same day. Closing was fast and easy. Everyone I dealt with was great. I would highly recommend Karen and Caliber!

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    Verified purchase
    StaffTransparency

    Reviewed Aug. 2, 2017

    I have already recommended Michael ** to several other people who are looking for a mortgage. Michael and Mindy made the whole experience easy, clear, and enjoyable. It always felt like I had a committed and qualified team working for me and who had my best interests in mind.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 2, 2017

    Recently closed on my new home using Ruth from Caliber. The process went smoothly without a hitch. Ruth was on point every step of the way and was always ready to answer any questions I had regarding the loan. I highly recommend Caliber and Ruth **.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Aug. 2, 2017

    Caliber Home Loans made purchasing a home easy. They moved quick and diligently. I was always in touch with an actual person and never had to navigate my way through a maze of phone menus to make contact. It was an overall GREAT experience! I would recommend them to friends and family.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 2, 2017

    I recently refinanced my home with Caliber Home Mortgage. It was over and done in a month's time and was done so easily. I was kept informed on almost a daily basis by whatever department was working on my loan at the time. There were no mistakes, no surprises, just a job very well done. I would recommend them to anyone.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 2, 2017

    Caliber did a great job keeping us informed every step of the way through both email and personal phone calls. They were prompt when responding to questions and were able to provide several options for signing paperwork during a busy, out of state, move. I would highly recommend Caliber if you are searching for a mortgage company.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 2, 2017

    I was extremely pleased with the entire process with Caliber Home Loans, Caliber Home Loans and my rep Zeb were very professional and personalized me through the process. Zeb answered all my questions during and after business hours. I can truly say he went above and beyond to help me get my Colorado dream home. Even after the loan was finalized he has called me to congratulate me and make sure I had info needed to sign up for the easy monthly recurring payments and walked me through the online site for access to my account. Thanks.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Aug. 2, 2017

    I Would definitely recommend. They are great at communication via email, text, and phone and makes the process as simple as possible and are always available to help explain paperwork, etc. They are also Very friendly and were able to finish my whole loan process in under a month!

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    Verified purchase
    Loan Process

    Reviewed Aug. 2, 2017

    I am exceptionally happy with my experience with Caliber Homes in obtaining a mortgage for my new home. Steve ** was fantastic in explaining everything to me and in ensuring that the process was smooth. As a first time home buyer, I was a little unsure on what to do with a lot of situations but Steve was with me every step of the way. I would highly recommend Caliber Homes to anyone who is looking to purchase a home.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 2, 2017

    We were very satisfied with Caliber Home Loans. Although there was much paperwork to qualify, Rhonda ** was beyond helpful every step of the way. If we had a question she needed to confirm, she answered us the same day. Would recommend Caliber and Rhonda ** anytime. The whole team worked together to get everything done in a short amount of time.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Aug. 1, 2017

    Sam ** was one of only 2 people we spoke to throughout the Transaction. Sam was phenomenal so there really was no need to talk to anyone else, he kept us up to date with everything and had our Loan approved within 11 days of signing the PA (almost unheard of in this business). He was very Professional, knowledgeable and very responsive to any question or concern we may have had. Sam made our experience unlike any other we have had when buying or refinancing!

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    Verified purchase
    Staff

    Reviewed Aug. 1, 2017

    Allie and I would like to thank Cindy ** and her staff for a job well done. Cindy was very professional and answered any questions or concerns we had. We had a meeting two weeks prior to the closing to go over any details and questions we had. I will strongly recommend Caliber Loans to others in the future.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed July 31, 2017

    Being that this was our first home we had a lot of concerns. The people at Caliber helped answer our questions and walked with us through the home buying process. I will recommend them to everyone that is looking to purchase a new home.

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    Verified purchase
    StaffLoan Process

    Reviewed July 31, 2017

    Everyone at Caliber was professional, friendly, and honest, and they all worked hard to ensure I met my close date on-time. I got a great rate, and they made the whole process easier than I could have possibly imagined. I would highly recommend Caliber's mortgage products. 5 stars!

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    Verified purchase
    StaffLoan Process

    Reviewed July 30, 2017

    The staff is very nice and friendly but the process took longer than I expected. But I must recognize that the loan for the house we wanted to buy was only of 60k and it was not easy to find a bank to loan us that amount. So my wife and I are grateful with Caliber and would recommend it without hesitation.

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    Verified purchase
    Loan Process

    Reviewed July 30, 2017

    From the moment I chose Caliber, I always felt that they were looking out for my best interest. It was a no stress experience and my loan manager could not have been better. Today we own the home we wanted and have a terrific loan.

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    Verified purchase
    StaffTransparency

    Reviewed July 29, 2017

    The Caliber folks were professional and I could tell they worked hard with a lot of stress. Well done. I only wish they communicated better. The stress they were under probably has something to do with not expending more effort to keep me in the loop, but now that it's all done I still don't know how they actually want me to make my mortgage payments! Check? Sending me monthly statements? No idea. Kinda funny.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed July 29, 2017

    My loan consultant Bret ** was the best part of purchasing a home. He was so informative, available, and personable. He was very transparent about the process, and continuously helped us stay on top of the process. I would recommend Caliber Home Loans, as my experience was great. I would do it all over again.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed July 28, 2017

    I am happy with the process but Caliber Homes rep is slow to respond to calls/questions. Sometimes I have to make multiple contact attempts to get a reply. I know they are busy but calls would be appreciated within 24 hour period during a work week. Friday calls on Monday -- I almost feel like I am nagging or begging for a reply.

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    Reviewed July 27, 2017

    Caliber bought our mortgage from Beneficial while we were in a Chapter 13 bankruptcy because my husband had lost his job and his unemployment ran out. Once that was done I was behind by two years on my taxes. They sent me a letter about it and I wrote back stating that I would be able to pay 2016 on time, I had already paid 2014 and I would be setting up a payment plan for 2015. I almost had 2016 paid off when our tax collector called me and said that they paid our taxes. So now I have to pay back Caliber.

    So, now it says that I owe them roughly $5000. I was able to pay it off rather quickly and then they said that they were going to set me up with an escrow account. Ok, good, fine. So now that the tax bill is due I called them to get the address. They said that I do not have an escrow account. I asked what that was on my account when I get online and look at my account that says escrow? They said that my account was not set up for it. So she transferred me over to an account specialist.

    Here, they are claiming that we were "severely delinquent" when I made that payment, so they used that to get me current. At the most, I was one month behind. That does not account for the $5000. Over $2000 went to fees. She could not tell me what the fees were either. So, my mortgage went from $1377 a month to $1810 and I assumed that was to pay the taxes, but it was to pay them back for the past due taxes that they paid, which I was already paying! I am so sick of this place!!! So now I have to try to come up with the taxes myself. I also need a new mortgage company ASAP!

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    Verified purchase
    StaffLoan Process

    Reviewed July 27, 2017

    This is the 4th home I have purchased, the first in Florida. My Loan Originator Bret **, was phenomenal!! Donna **, my loan processor was also absolutely on the ball and so kind! I truly had a dream team, if I ever buy more homes, there is no question, I will be coming right back to Caliber Home Loans. I will also be recommending them to every person I know! Thank you, thank you, thank you!!!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 27, 2017

    My husband and I worked with Joe ** through Caliber Home Loans to buy our first house. Joe was wonderful! He was always a phone call away to answer questions and thoroughly explained the whole process to us. He was flexible with our limitations (my husband was starting a new job after we were expected to close on the house) and he was able to work with us around this. Joe came to closing and even though we were under kind of a time crunch with our closing date, he helped facilitate the paperwork we were waiting on and put us in contact with who we needed to speak with. Overall, Joe was friendly and helpful throughout this whole process.

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    Verified purchase
    Loan Process

    Reviewed July 26, 2017

    Patsy was very easy to work with and the process ran smoothly. I heard horror stories from other buyers of last minute problems or inaccurate information on their loan documents. I had a pleasant experience from the beginning to the end. My many questions were answered easily and with patience. I highly recommend Patsy and Caliber Home Loans.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    I have been extremely disappointed with Caliber since my mortgage was transferred from Dovenmuehle. I have spent hours on the phone trying to get my escrow account squared away with the insurance payments I originally set up with Dovenmuehle. After believing everything was settled, I was later informed that my earthquake insurance was not considered "mandatory" and therefore would not be paid out from the escrow account with Caliber, like it had been with Dovenmuehle. I live in California, so earthquake insurance is very necessary.

    So I requested an evaluation of my mortgage payment since I've been paying more to fund the earthquake insurance from the escrow account. I was told that evaluation would be completed in 10 days. That was at the end of June and by July 25th, I had no update from Caliber. So I called again. After being transferred to 3 different people, I was told the evaluation was never done because it was deemed "unnecessary." This lack of customer service is incredibly frustrating. I once again requested the evaluation of the account. But it doesn't end there. Simultaneously, I received a letter from Caliber saying that they incorrectly informed me that my mortgage had been sold to Caliber, when in fact it was still with Fannie Mae. I have very little confidence in this company.

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    Verified purchase
    StaffLoan Process

    Reviewed July 26, 2017

    Shawna, in my city: A high energy, very efficient, warm, professional who moves mountains and makes them look like anthills! She was able to connect all the dots between sellers who didn't want to do repairs needed for an FHA loan and also didn't both come to the closing, to 2 realtors (showing and listing), and an FHA inspector who got the final report in at the very last second, while I was putting pressure on everyone to close, since I was living in a motel for a week already. And she did it with grace!

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 26, 2017

    Great experience - Our loan officer Patricia ** and her coordinator Tammy ** are true assets to the firm and are professional and prompt. They communicated clearly and guided us through the process with clarity and ease. I would highly recommend.

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    Loan Process

    Reviewed July 26, 2017

    I had a great experience from the beginning with my initial talk with my loan officer through closing of my property. I had challenges closing as I was out of town, but there were no issues. Everything was smooth and without problems. I highly recommend this company.

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    StaffLoan Process

    Reviewed July 26, 2017

    Laura ** and team were beyond professional and helpful during the process of buying our own home. Laura's friendliness and patience shined endlessly, I was so happy to have had her to guide us through this process! When we are ready to move on, we will definitely be back in touch with her team. I couldn't praise her enough honestly. Thanks for everything Laura!

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 26, 2017

    The entire process with Caliber home loans went flawlessly. Travis ** was professional and easy to work with. He made sure everything was completed in a timely manner, yet nothing was hurried. He went above and beyond. He contacted the listing agent to assure them that my loan was solid! He keep the lines of communication open so I was informed of every little step. I will recommend Caliber and Travis to everyone I know that needs a home loan!

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    StaffLoan ProcessTransparency

    Reviewed July 26, 2017

    I worked with Matt ** and he was great. He was clear and helped me understand all of the paperwork. He made me feel relaxed in a nerve-racking experience since this was my first home. I felt like I was in good hands and the whole transaction went smoothly. I would recommend them to friends.

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    Punctuality & SpeedLoan Process

    Reviewed July 24, 2017

    It was very assuring to know that I was in good hands with all those who were involved with my home loan. From start to finish, I was treated very professionally, promptly, and with no hang-ups or delays. My closing could not have gone any smoother. I will mostly definitely refer others to use Caliber Home Loans for their future home mortgage needs. Major kudos to Matt and Liz for their exceptional service.

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    Loan Process

    Reviewed July 23, 2017

    Caliber Home Loans by far exceeded my expectations. Susan made the process so easy. I felt completely confident that I was being given the best service that I could possibly get. I would definitely use Caliber Home Loans again in the future.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 22, 2017

    All of the people we worked with were very positive, helpful, and prompt. We received weekly updates on what was happening via email, along with frequent interactions via email, phone, and/or text. Closing was quick and easy and we knew exactly what to expect

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    StaffLoan Process

    Reviewed July 21, 2017

    Our experience with Caliber Home Loans was excellent. We would highly recommend this company as the process was seamless without any stress. All the Caliber employees were professional, knowledgeable and treated us with respect. Best experience purchasing a home we have ever had.

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    StaffLoan Process

    Reviewed July 21, 2017

    We just purchased a home and couldn't have done it without the help of our friends at Caliber Home Loans. They made sure to put us in the right type of loan that suited us the best. Everyone that we dealt with was very patient and thorough with what we had to do to get through the process. I will definitely recommend people to go to Caliber Home Loans. Thank you!!

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 21, 2017

    Roberto ** and Lucy ** were awesome! Robert was very efficient, responsive and explanatory while Lucy made sure everything was running smoothly. It was a painless experience and appreciate their honesty and explanations throughout the process. And better yet we closed on the original schedule date which is unheard of. Overall an awesome experience to get me into my new home.

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    Customer ServiceStaff

    Reviewed July 21, 2017

    Provided expert advice. Our agent responded to questions within minutes every time we sent him an email. When our real estate agent could not attend our Home Mortgage closing, Caliber came with us to answer any questions. Plus they gave us a bottle of champagne, so that was good too. Highly recommend.

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    StaffLoan Process

    Reviewed July 21, 2017

    Nathan ** handled my home loan in a very professional way. He's on top of everything. He helped me get thru the process of obtaining a home loan even if my credit score isn't that great. I'm very thankful for him. Now I enjoy my newly owned home.

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    StaffLoan Process

    Reviewed July 21, 2017

    Kevin ** was very professional and thoughtful of my first-time home buyer experience! I highly recommend him for any mortgage needs. Kevin keep me well informed on all steps need to make transition smooth and made sure closing went smooth as possible.

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    StaffLoan ProcessTransparency

    Reviewed July 20, 2017

    Jason ** walked us through the entire process, providing us with expertise, knowledge, and peace of mind. He answered each and every question thoroughly, kept us informed of each step, and provided us with helpful suggestions. In a process that can be pretty intimidating, we felt confident in Jason's guidance.

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    Customer ServiceStaff

    Reviewed July 20, 2017

    We had a wonderful experience with our mortgage broker with Caliber Home Loans. He was always available to answer questions. He was concerned about our needs and wants and worked hard to meet all of our goals, within our means. I would highly recommend Greg and Caliber Home Loans to anyone looking for a mortgage broker.

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    Customer ServiceLoan Process

    Reviewed July 20, 2017

    I was so hesitant to buy a home because of the loan process. Caliber Home loans made my first time experience painless and smooth. I would recommend Caliber to anyone interested in buying a home. They were always quick to respond and answered my many questions. Thanks Caliber! Now I'm a happy home owner!

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed July 20, 2017

    My husband and I have been with Caliber since 2013. We were able to refinance into a conventional loan. Caliber has excellent customer service and they are very quick to process documents. We were able to wrap up the entire process within a few short weeks. We finished so quickly that we were able to close on the last day of the month preventing us from having to make another mortgage payment. They are amazing, and I would highly recommend them to anyone.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed July 20, 2017

    The mortgage officer was very quick to respond and worked avidly for us in the loan process. Most loans have been quite a pain with communication but Caliber was such a smooth process. I don't even feel like I bought a home. I will always recommend them for any loan needs. Thanks again Caliber!

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    Online & AppLoan Process

    Reviewed July 20, 2017

    I have been a long-standing Caliber Home Loans Customer, and I recently refinance my 15-year mortgage, which was with Caliber, with a 30 year mortgage. The refinance was excellent and processed smoothly, but after closing on 26 Jun, my bank account was still charged for the July monthly payment on my old loan. When I contacted Caliber, I was simply informed since my previous mortgage was on autopay, it was too late to cancel it for the July payment. I thought that by a refi through the same loan company who held the previous mortgage, and since there would be a zero balance on the old after closing, there would not be a July payment, especially on the old mortgage. In fact the refi is advertised as not having a payment for up to 2 month, and in my case is was zero months. Completely unsatisfactory.

    And to make matters worse, as of 19 July, I have not received that payment back since it went into the old mortgage's escrow and escrow will not be cleared and a check issued for approximately another week, plus mailing time. I probably won't see that check for the remaining escrow balance till after the 1st of August. It amazes me that "banks/mortgage loan companies can take you money via ACH within hours or at most 2-3 days, but it takes them approximately 30 days to return money they erroneously debited via ACH. NOT COOL. They need to update their website to inform clients that if signed up for auto-pay, and you initiate a re-fi process to cancel auto pay immediately at the start of the refi-process.

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    StaffLoan Process

    Reviewed July 19, 2017

    I had a very good experience with Caliber. I have gone through a number of loan approval processes and my experience with Caliber has been the best yet. I found their staff to be professional, and very knowledgeable. They went out of their way to give me advice when I needed it. I must admit, at first I was skeptical because I didn't know anything about Caliber but, I soon learned that they were very good at what they do. I don't think there was ever a moment that I was concerned about the process. I would recommend Caliber to anyone and, I must thank my Real Estate agent for recommending Caliber.

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    Ease of UseTransparency

    Reviewed July 19, 2017

    Happy first time home buyers - Kim ** was an excellent resource for us during the process of obtaining financing for our home. She was very clear in her communication and when requesting documents. She kept us informed of rate changes and ran multiple loan scenarios for us upon request. Caliber's online system seemed easy to navigate too.

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    Staff

    Reviewed July 19, 2017

    What can I say about the staff of Caliber Home Loans? First and foremost, I've gone through a handful of lenders while searching for our perfect home! Once I spoke to Bob we automatically had a great connection! He made me feel comfortable and at ease because he knew what he was talking about. He was able to inform me about my options that the other lenders had never mentioned to me or they probably didn't even know about. I am a military veteran and I was surprised to know that not too many lenders knew about VA Loans. I was very well informed by the entire staff during my whole process of purchasing a home. I will definitely encourage my friends and family to talk to Caliber Home Loans when they are ready to buy a home!

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    StaffLoan Process

    Reviewed July 17, 2017

    The staff at Caliber was consistently professional, responsive and helpful. They answered all my questions (and at any time of day) and treated me like family. Very friendly and great for VA loans. My loan officer, Dave in Virginia Beach, got me a great rate that made sense for my investment plans and he and his staff was with me every step of the way.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed July 17, 2017

    Mortgage process was smooth, fast, and transparent. Thoroughly professional. Dan ** worked hard to get us the best rate and guide us through the application, required documentation and closing. Email and phone responses were always same day. Dan worked hard to meet all of our needs and address any of our concerns before the closing. We did not experience any delays or problems.

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    StaffLoan Process

    Reviewed July 17, 2017

    We had a terrific experience with Caliber and Heather **. She was easily reached, very forthcoming, and cared about us and our needs. I would highly recommend Heather and Caliber to anyone looking or to anyone struggling to select a lender. In fact Caliber wasn't our first choice, but we were having issues with another lender and when we reached out to Heather it became obvious we should work with her immediately. We are very grateful.

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    Loan Process

    Reviewed July 17, 2017

    The entire experience from A to Z was phenomenal. Each of the steps were performed with professional expertise. The follow-up and follow through was superb. Internal communications could have been modified to accelerate the process and avoid repetition and potential delays. Great doing business with and would recommend highly.

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    Customer ServiceLoan Process

    Reviewed July 16, 2017

    In 2012, I filed Chapter 13 after my husband got sick and we got behind on payments. In 2013, HSBC sold my mortgage to Caliber Home Loans. Immediately they informed me that any payments I made would go into escrow and not applied to the balance. Then they ignored the Chapter 13 Bankruptcy that I had in place and paid off (actually overpaid by $3000) my RE tax and added it to the balance I already owed. This effectively canned the Chapter 13 because my Trustee continued to make payments on the already paid taxes. I was forced to let it get dismissed so that I could restructure, and Caliber moved to foreclose. When they sent me a Right To Cure, I called them to see if I could modify instead of yet another 13.

    They told me "Sure, you can modify the loan to re-age it" then gave me a deadline, but they changed the terms, and wanted more and different information at the 11th hour forcing me to waste time and not meet the deadline - "Give us 3 months of statements, now give us 6. Your direct deposit statements don't count, we need pay stubs even though you don't get them. The quitclaim deed your ex signed isn't good enough, we need a written statement from him..." etc.

    They also repeatedly threaten to buy expensive insurance for the house though it is already properly insured and they have been informed of this by both myself and the agency that I procured the insurance through. This is just the tip of the iceberg where this company is concerned. I had to laugh a bit at all the "happy" 5 star reviews here. They all seem to indicate being happy about getting the initial loan, but don't report what happens several years down the road. Good luck to y'all is all I can say.

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    Staff

    Reviewed July 16, 2017

    It was great working with David ** as our lender. And planning to keep him as our lender for years to come. When my husband and I decided to buy a home. We had no knowledge of how to even get started. And David ** was awesome to tell us what we needed to get started. We went into not knowing anything about purchasing a home to now knowing a lot. And now happily homeowners 2017.

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 15, 2017

    My Loan officer Deborah was so professional in her all work. In my case with some special situation She guided me to the right loan and stayed on time and informative until closing. Also in her closing disclosure She was clear with all the charges. She has closed my portfolio loan without nay problem.

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    StaffLoan ProcessTransparency

    Reviewed July 14, 2017

    It was a pleasure to deal with Caliber Home Loans once we decided to refinance our mortgage. The process was very straightforward, precise and easily understandable. From the very beginning, our representative, Samuel ** was absolutely wonderful - knowledgeable, sharp, readily available for any needed assistance and, most importantly, excellent at keeping us apprised of the progress. The process itself took approximately 30 days from application to closing - amazing! At each stage, the online document signing process was absolutely superb - clear and precise. In general, the organization was outstanding. I would readily recommend Caliber to anyone.

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    StaffLoan ProcessTransparency

    Reviewed July 14, 2017

    The process was smooth and professional. We felt like we were taken care of every step of the way with updates and requests for information. All questions were answered immediately and concisely. A stress free process which we really appreciated! Thank you to Connie ** and her amazing team (Genevieve!)...

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    Punctuality & Speed

    Reviewed July 14, 2017

    Apparently, due to a mail problem Caliber does not receive mail in payments and I "will be charged a late charge". I have not received a bill or a welcome package yet. Unfair that you cannot receive mail at your post office box that you require payments to be sent to. Thanks.

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    StaffLoan Process

    Reviewed July 14, 2017

    We had the best experience with our lender. She was very informative before we started the buying process and helpful in telling us what to do to get there. Within 2 months we had everything cleared up and were able to buy our first home. She was always there if we were unsure of something that she could help with. We have and will continue to recommend her and Caliber Home Loans to anyone we know. Thank you so much for helping us make our dream come true of being homeowners!!!

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    Customer ServiceStaff

    Reviewed July 14, 2017

    It was a learning process and great customer service and with the experience, overall with the outcome. We was more than happy with Caliber Home Loan. They gave us an opportunity to become first time home owners. And for that we are very grateful.

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    Loan Process

    Reviewed July 14, 2017

    We were working on a home purchase with another lender and due to their negligence, the loan was in doubt... 7 days before closing. We switched to Josh ** and Caliber and they were able to fund our loan in about 2 weeks! We would have lost the home and our earnest money without Caliber.

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    Staff

    Reviewed July 14, 2017

    Again, kudos to Dianna ** and crew for bring to the "Home Owners Club". They made an pleasure to work towards everyone's dream of home ownership. I high recommend these professional as you take the next phase in your life. Thank you Caliber Home Loans.

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    StaffLoan Process

    Reviewed July 13, 2017

    Mr. ** was very trustworthy, consistent and responsive to all my needs during my first home purchase. I was very thankful for the entire team who assisted with my loan. I would definitely recommend anyone to utilize Caliber Home Loans.

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    Staff

    Reviewed July 13, 2017

    The team members with whom we worked not only provided great service but pretty accurately anticipated requirements and our questions and were very available. Truthfully, they were so personable and in touch that I felt like we were their only clients. Highly recommend The Peters Group.

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    Customer ServiceStaffTransparency

    Reviewed July 13, 2017

    My Caliber agent, Jennifer **, made the home buying experience so much easier. She was always available to answer my endless questions, she took time to explain everything for me, she was professional, encouraging and kind. I am so appreciative of her support. After the final purchase my realtor, who had not worked with Jennifer before, related that she also was very impressed and pleased by the way everything was handled by Jennifer. I highly recommend Caliber loans.

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    Punctuality & SpeedStaffLoan Process

    Reviewed July 13, 2017

    I want to thank Caliber Home Loans for making my loan process go so smoothly at every step. I was kept informed. The process went quickly and now I have fabulous results I needed, a great percentage rate, lowered monthly payment and the equity cash I wanted to install solar for my home. Thanks again for the great work!

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    Staff

    Reviewed July 13, 2017

    These folks were excellent to work with and there with problems with the previous lender and they stayed focused, worked hard, and got the job done. I am glad someone recommended them to me and now all the work is done. THANK YOU CALIBER!

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    Punctuality & SpeedStaffLoan Process

    Reviewed July 13, 2017

    I was impressed with my experience with Caliber Home Loans. Matt ** was my lender and he and his office ladies were tremendous help to me. They were always cheerful and answered ALL of my questions and there were many. They never seemed rushed and took time to talk to me. I appreciate all they did. MATT IS THE BEST!

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    Punctuality & SpeedStaffLoan Process

    Reviewed July 13, 2017

    I was happy with every aspect of my transaction with Caliber Home Loans. Our agent was always on top of things, got back to us quickly, and was always available. Even on the weekends or late at night. He made the whole process great and I would definitely recommend him to everyone I know. Greg **, thank you!

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    Punctuality & SpeedStaffLoan Process

    Reviewed July 13, 2017

    My experience with Caliber Home Loans was great! Lucy ** was there for me every step of the way. She answered every question and concern with a prompt and friendly manner. She was helpful in so many ways and the closing process was incredibly smooth. So thankful my realtor turned me to the direction of using Caliber Home Loans!

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    Customer ServiceStaffTransparency

    Reviewed July 13, 2017

    Shannon was awesome. He took the time to explain every step with me. He kept in contact with me by phone and email. Everyone I talked to was very nice and helpful. They all seem very concerned. I would recommend Caliber loans to anyone I know trying to get a loan. They really care.

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    Customer ServiceStaff

    Reviewed July 12, 2017

    The only complaint I have with Caliber is when I tried to call all I got was voice mail and no one answers their phone or returns your phone call... very sad when you can't talk to one of your representatives. There is one exception, Mr. Marcus ** always answered his phone or returned your message within 5 minutes. Good job Marcus, maybe you can teach your fellow co-workers and management team what good customer service is all about...

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed July 12, 2017

    It was a pleasure to work with the Loan Agents that processed my refinancing with Caliber Home Loans. Every step of the process they kept in touch with me and explained any questions or additional information that was required to complete my application. I had attempted several other refinance applications with various other lenders over the past couple years. This was not a standard run of the mill refinance and as soon as other lenders saw a potential hiccup in the process they quickly denied my application. This was not the case with Caliber Home Loans, they called and explained any potential issues and quickly helped to resolve them to keep the application process moving. I highly recommend Caliber Home Loans and look forward to working with them again with my future mortgage needs.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 12, 2017

    Excellent customer service! Extremely satisfied with the whole loan process from start to end! The entire team I dealt with at Caliber was helpful and knowledgeable and worked tirelessly to close on my account as soon as possible, since time was of essence.

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    Customer ServiceStaffLoan ProcessRates

    Reviewed July 12, 2017

    Caliber is great. We came to Dave with an outside-of-the-box request, and the entire Caliber team was very helpful in closing the loan. Their professionalism and great customer service did not stop Caliber from also offering the most competitive rates. I would and I do highly recommend doing business with Caliber.

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    Staff

    Reviewed July 12, 2017

    I have nothing but great things to say about Debbie ** and her team. They did an amazing job and went above and beyond for me. They even went as far as to shop around homeowner's and flood insurance for us because we were having a hard time finding something affordable. I would highly recommend Caliber Mortgage.

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    Punctuality & SpeedStaffLoan Process

    Reviewed July 12, 2017

    I dealt with Deanna **. She was phenomenal. She answered all our questions, helped get my payments within reach we could afford. She worked quickly and was amazing. I would recommend her to anyone! All of the staff I dealt with while purchasing this home were informative, helpful, and did everything they could do to make this process go smoothly.

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    Customer ServiceStaff

    Reviewed July 12, 2017

    Frank ** was amazing throughout. Excellent customer service. Wonderfully professional. I thought that the price was very fair. I will be recommending Mr. ** to any and all friends that will need mortgage services in the future. While I hope that we have bought our last home - I will miss working with him.

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    Staff

    Reviewed July 12, 2017

    We have done several re-finances and a purchase through Caliber Home Loans and each time the service we receive is exemplary. The team goes above and beyond to make sure everything is taken care of with the utmost care and accuracy. We never have to wonder what is happening and always feel like we have a champion in our corner. We will never go anywhere else for our mortgage needs.

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    StaffLoan Process

    Reviewed July 12, 2017

    The most wonderful experience I had with Caliber Home Loans. Very professional, supporting people I ever meet. For almost two months they were there for me calling me encouraging me. I am very pleased and very lucky having Caliber on my side. I will recommend to everyone in special to my family and friends.

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    StaffLoan ProcessTransparency

    Reviewed July 11, 2017

    I recently obtained a home loan from Caliber Home Loans and my personal experience was great and very positive, I worked with the Llanes team and they were very helpful, efficient and kept me informed all the way from start to end. Doing business with Caliber Home Loans was easy and not complicated, they provided me different Loan options so I could choose the most appropriate for my needs. They were also very clear on the loan cost from the beginning so there was no hidden cost and that is really valuable for borrowers like me. I will consider Caliber Home Loans for all my future Loans and will recommend them to my friends and family.

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed July 11, 2017

    Caliber Home Loans did an amazing job with getting us through this stressful time. They made the loan process easy and walked us through each step, keeping us updated through each phase. They were wonderful to work with and I would recommend them to anyone looking to go through this process.

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    Punctuality & SpeedStaff

    Reviewed July 11, 2017

    Andrew ** and his 5 star team at Caliber Home Loans hit a home run with my wife and I by making it happen! And they even got us to close early! My family and I couldn't be happier with their dedication and experience.

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    StaffLoan ProcessTransparency

    Reviewed July 11, 2017

    Our experience with Caliber was fantastic! Everyone was friendly, organized and communicated every step of the way. We had a 21 day escrow and they made it without a sweat. We couldn't have asked for a better team to work with. Thanks to Mark and his whole team!

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    Transparency

    Reviewed July 11, 2017

    This company will go extra mile to make things right and explain in detail every step of the process. This is my second property that I financed through Caliber and I am looking to do more business with them in future. Keep up the great work.

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    Punctuality & SpeedLoan Process

    Reviewed July 11, 2017

    I was scared when it came time to apply for my mortgage loan, however I had a very pleasant experience with Caliber Home Loans. They made my loan process painless, and I was very pleased with how fast the process went. I would definitely recommend them to my friends.

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    StaffLoan ProcessTransparency

    Reviewed July 11, 2017

    The people at Caliber Home Loans are very professional and knowledgeable. They were great to work with. Selling and purchasing a home was a scary process but they were very patient and explained every step needed in the process. I would recommend them to anyone looking to buy a home.

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    StaffLoan Process

    Reviewed July 11, 2017

    We went through Caliber Home Loans to purchase our first home. It was Jason ** who helped us and we had an amazing experience. He was very knowledgeable and he answered all of our questions right away (we had a ton of questions). I would definitely recommend Caliber Home Loans for your home loan needs.

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    Loan Process

    Reviewed July 10, 2017

    Had a great loan experience from start to finish. Wes ** was on top of the game and I was in the loop at all times and with the processes knowing exactly where I stood at all times, which was really appreciated.

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    StaffLoan Process

    Reviewed July 10, 2017

    We just purchased our first home and as new home buyers the experience can be a bit stressful and scary. The team at Caliber Home Loans put us at ease and helped us along the way. They made recommendations about the type of loan and were helpful in guiding us to the most appropriate option for us. They were always accessible and there was always someone we could reach. We would definitely recommend the team again.

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    Customer ServiceStaffLoan Process

    Reviewed July 10, 2017

    I would recommend Caliber Home Loans to anyone and everyone! They worked extremely hard to help me get a loan, when I didn't think it would be possible and they were always quick to respond if I had any questions. I cannot say enough good things about the staff at Caliber. Knowledgeable, kind, helpful - all the things you would want in a business helping you achieve such a big life goal.

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    Punctuality & SpeedLoan Process

    Reviewed July 10, 2017

    They made it very easy and fast to get home equity loan. Started out going to Hometown Bank for the loan and they made it very hard to work with. I thought that this loan should not be this hard. That is when I reached out to Caliber Home Loans. I was right. It didn't need to be that hard and Caliber made it very easy.

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    Punctuality & SpeedStaff

    Reviewed July 5, 2017

    Sara and her team in Dallas, TX were fantastic. Any questions were always promptly answered. Sara and her team did everything possible to make our home buying experience easy and quick. We would definitely recommend Sara to any of our family or friends.

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    Customer ServiceLoan ProcessRatesTransparency

    Reviewed June 28, 2017

    My daughter has a house for sale, and the purchaser is using Caliber Home Loans to finance the property. The contract originally called for a closing date the end of May. Then it was delayed until mid-June, now it is the end of June and no closing in sight. My daughter moved in with me because the house was supposed to close June 20, 2017. The house is empty and ready for the purchasers to move in. The purchasers have all of their belongings in a rental truck, have vacated their prior home, and now are also in limbo, paying for the truck and unexpected living expenses. The loan was approved, had an approval to close, but Caliber required a 2nd review to close, it has not happened.

    Here we are the end of June, my daughter has had to make an extra house payment, now she is at risk of having to pay another month's interest on the FHA loan being paid off. Both buyer and seller (who can't close on her new home until this home is sold), are left in limbo. Multiple emails and calls from all parties involved have been completely ignored by Caliber. This company has already cost my daughter over $2000 for their negligence and lack of service, not to mention the added risk of her contract to purchase on her new home running out of time and the contract being voided. Communication and follow-through are primary aspects of running a good and successful business, this company has shown a severe lack of both.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed June 27, 2017

    I refi'd my home just under a year ago with documents indicating I would pay approx $300 less per month. I had to fight Caliber to pay my city/Town taxes in April/May 2017 as they hadn't been paid since I refi'd. I then had to go through the same hoops for my Insurance payment as it was about to be cancelled. Both were finally paid. Thanks mostly to the deed company (taxes) and Insurance Company (USAA) working with Caliber.

    So now here it is, 9 months into my NEW 30 YEAR LOAN and Caliber informs me that my payment is going up 151.70 a month. Insurance accounts for $10 per month, but the rest is due to a Escrow Shortage. How was my escrow so short? Caliber did not account for taxes and insurance when they set up the loan. So much for truth in lending. I called Caliber and was very dissatisfied with their explanation. $151 a month may not be the end of the world for some, but I lost my wife to Cancer 8 months ago, am still trying to pay medical bills, and now Caliber's oversight may just land me in foreclosure. How nice that Caliber helped me out!

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    Verified purchase

    Reviewed June 26, 2017

    For the last three months, my bank confirms sending timely payments. Caliber does not record those payment as received on time. In the most recent month, a payment was sent on June 1st and they recorded it as being received on June 21 resulting in late payment penalty.

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    Customer ServiceStaffLoan Process

    Reviewed June 23, 2017

    I would highly recommend Jimmy and his team from Caliber. When we started the process Jimmy spent at least a half hour chatting with me about our goals for a home and explaining our options for loans. I told him responsiveness was key for me and his team delivered 100%. They were on top of all steps of the process, responded to questions and inquiries sometimes within moments, always within a few hours. They were wonderful to work with!

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    Customer ServiceStaff

    Reviewed June 22, 2017

    Professional, courteous and available to address the many, many concerns that I had. Whether a return call or email, Robin and Veronica were available to assist me. Kudos to the team and staff! I will recommend Caliber Home Loans to friends and family.

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    Customer ServiceStaffLoan Process

    Reviewed June 22, 2017

    The best part of my experience with Caliber and the refinancing process with working with Consumer Direct Loan Officer Joel **. He was completely prepared to answer my questions and concerns while getting me the information accurately and timely each stage of the way. It's loan offices like this that will keep your clients happy and satisfied with a refinance. All the other persons I worked with during the process did a great job as well, very happy with the entire situation.

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    StaffLoan Process

    Reviewed June 21, 2017

    Mr. Billy ** facilitated our mortgage for our new home in Smyrna, TN and we had such a smooth experience! He kept us updated throughout the process and obtained a great rate for us. We are very happy with the services provided by Caliber Home Loans and will highly recommend Billy and Caliber to anyone needing a mortgage!

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    Customer ServiceStaffLoan Process

    Reviewed June 21, 2017

    I would like to THANK Susie ** at Caliber Home Loans. My experience was the absolute best. I didn't know anything about purchasing a home and what it entailed, but Susie made sure I got it all together. I honestly think she went above and beyond. Any questions or concerns I had she took the time to answer them. And no matter how many times I called she was there. I will definitely, definitely go to Caliber Home Loans when I purchased my next home. Thank you Susie ** and the Caliber Home Loans Team... I am truly thankful and appreciative.

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    StaffLoan Process

    Reviewed June 20, 2017

    I worked with Debbie ** in the Sevierville office. She was very professional, helpful and easy to work with in obtaining a loan for our investment property. I would recommend Caliber Mortgage Company to anyone and would use them again.

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    Customer ServiceStaff

    Reviewed June 20, 2017

    Should be called Quality Caliber Home Loans - Timely! Courteous! Accurate! Meaningful! I have been through this a few time and getting a Home loan is a PIA! All the papers, calls, accounts, numbers, etc.. They made it easy, and clean. They made life as easy as possible. Highly Recommend.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 18, 2017

    I could not have asked for a better mortgage loan officer than the one I had. Her name is Deanna **. She answered all my questions (I had quite a few), responded back to me quickly and was so explaining all details in the manner of which I could completely understand. I will most definitely recommend her to anyone that I come across looking for a mortgage loan. She put me at so much ease with her expertise on purchasing a new home which was a big step for me!

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed June 17, 2017

    Dan, Amy, Chase, and Virginia were so awesome throughout our first-time home buying experience! Not only were they professional, but they were also patient, kind, polite, and knowledge. We always received a quick response to our emails and they called us often to give us updates and feedback. Thank you Caliber for making our homeowner dream come true.

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    StaffLoan Process

    Reviewed June 17, 2017

    We would like to thank Caliber Home Loans for all they did for our family!! They were able to get us our home when no else was able to help us! This was a lengthy process but smooth and so helpful every step of the way! Would definitely recommend Andrew and Christine to anyone looking to buy a home!!! Thanks!

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed June 16, 2017

    I came across Caliber Home Loans by accident and it was a very good mistake. The process is the fastest of any home loan I got over the years. Up to date with technology. My rep Brice, along with Lori from the Sarasota FL office took care of their end, always up to speed. Next time I'll be back if I need to buy another property.

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    Staff

    Reviewed June 16, 2017

    I had a wonderful experience buying our home. The staff made it seem like a walk in the park. However, redundant on paperwork was only thing I noticed throughout, I know it has to be done. We LOVE our new home. Thank you again.

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    Loan Process

    Reviewed June 16, 2017

    I would like thank Caliber Homes for giving me the chance to own my home. I'm a proud client and would recommend to anyone. Also like to point out Scott ** was super awesome with helping me throughout the process and being patient with me. Thank you!

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    Staff

    Reviewed June 16, 2017

    Drew ** was a pleasure to work with! My wife and I are first time home buyers and knew very little about how to finance a home. Drew took his time to walk us through every step and made sure to educate us along the way. He gave us all of our options to help us make educated decisions. I will be sure to recommend him to friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed June 16, 2017

    I will definitely recommend Caliber Home Loans to anyone who's looking to buy a home. As a first time homeowner the office of John ** and Dawn ** made my experience easy and simple. They were such a pleasure to work with and, Dawn would respond to all my emails when I would have any questions. Really happy with the fast process.

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    Staff

    Reviewed June 15, 2017

    Caliber provided me the directions and counsel to be able to qualify and complete a home loan on our new house in Washington state. Excellent service, escrow closed in 30 days. Highly recommend this team from the Bellingham, WA offices.

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    Verified purchase

    Reviewed June 15, 2017

    Being a Caliber homeowner, it seemed natural to look to them to refinance my home. And I was right. Being they had most of my information, updating was a breeze. They worked with me on a great rate as well as helping with a few decisions on which way to go for the best refinance deal. I would recommend them to anyone needing a first time loan or opting to refinance.

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    StaffLoan ProcessTransparency

    Reviewed June 15, 2017

    This process was practically painless. The agent was efficient, honest and kept me informed at every stage of the process. He explained what was going on and answered all my questions. I would recommend this agent and mortgage company to anyone in need of a home loan.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed June 15, 2017

    Super team that get things done right. I would use them again for any of my real estate needs. Their attention to details, and communication throughout the process was second to none. Use them, you won't be disappointed. :) GREAT SERVICE.

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    Verified purchase
    Loan Process

    Reviewed June 15, 2017

    I recently purchased my very first home. I had a lot of questions and uncertainties when I first started the process. I was extremely happy with the support and guidance Caliber Home Loans offered whenever I needed it. The process went incredibly smooth with no road bumps. I was able to successfully purchase my first home and would recommend Caliber Home Loans to anyone looking to buy a new home.

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    Punctuality & SpeedLoan Process

    Reviewed June 15, 2017

    We used Caliber Home Loans for a recent home purchase. Michelle did a great job working with us to get our loan and helped us make a tight closing time. We felt well informed throughout the whole process and had no surprises along the way. It was a very smooth process.

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 15, 2017

    Jordan made the loan process smooth. I knew upfront what types of money needed for inspection and appraisal. He made sure to keep me in the loop with changes in numbers throughout entire search. He kept my desired mortgage payments in forefront of his mind. Changes in time frame and or requirements were told to me in advance. Friendly personable not intimidating. Love this representative. He demonstrated professionalism at every turn.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed June 15, 2017

    Brett ** was recommended by my real estate agent when I made the decision to buy my first house when my rental lease was not renewed. I had a limited time to find a house and picked Caliber partly because of the speed Brett promised the mortgage process would take. He also gave me very detailed calculations for mortgage/closing expenses that made it easier to compare. When I found a house, the closing process took so much less time than I expected that I ended up closing a day early. It probably would have been even earlier, but a holiday weekend interfered.

    Brett was incredible, and explained everything so clearly and logically that I always felt like I knew what was going on. I had a good rapport with him and always enjoyed meeting with him. Other lenders didn't seem like they cared if I went with them or not, and none could beat the speed with which I closed. I know that Brett will always be available to answer any questions I have down the road and I feel like Caliber really came through for me.

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    StaffLoan ProcessTransparency

    Reviewed June 15, 2017

    Jodie and Heather at Caliber Home Loans in Ephrata PA closed our loan extremely efficiently! Took care of all the details and explained what we needed through the whole process. We would definitely recommend them to all our friends and family!

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed June 15, 2017

    Our experience with Caliber was more than satisfactory. Patricia provided excellent support throughout the entire process. She made sure we got the best rate possible in a timely manner, she also made herself available every time we needed. I strongly recommend working with Caliber and Patricia specifically.

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    Loan Process

    Reviewed June 15, 2017

    Sandi ** was very easy to work with, interested in what I wanted, and conveyed info to me in a way I understood. I would definitely use her again. I am satisfied with the way the refi turned out. I would recommend Caliber to a friend.

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    Staff

    Reviewed June 15, 2017

    Home Purchase - Tia, Cookie and Eric were AMAZING. They were under pressure because of last minute issues due to other lender. They said yes and made it happen when others could not. Very professional.

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    Verified purchase
    StaffLoan Process

    Reviewed June 15, 2017

    Working with Caliber Home Loans was a pleasurable experience. Carlos and his staff were both effective throughout the application process and professional. They also remained in close contact with myself and my team. This helped to mitigate any fears related to deadlines.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 15, 2017

    Despite a nearly OVERLY attentive customer service team during the initial refinance process, I have experienced absolutely zero follow-through support after the closing. There were multiple problems at the final close, and despite repeated calls and e-mails on my part, I have yet to be contacted to resolve them. The closing check was carelessly left at my doorstep. I was sent notification letters requesting that I sign papers I'd already signed, a month late. And I was never notified of the closing, the new account numbers or any information about setting up the new loan account.

    At the beginning both Jamal and Kendle called me repeatedly and urgently asking that I respond to their requests immediately. There was a sense of rushed urgency to the refinance. None of this inspired confidence. Then after the house appraisal, Kendle made it seem like no big deal that the cash out would not be completed as originally discussed. This has been a really confusing and frustrating process.

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    StaffLoan Process

    Reviewed June 15, 2017

    I had a great experience. Ken ** our loan officer was very professional and knowledgeable. He was very informative on the VA loan process and kept us informed as the loan progressed. He never left us in suspense as to any developments that had arisen. I would recommend Caliber Home Loans and Ken to anyone.

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    StaffLoan ProcessTransparency

    Reviewed June 14, 2017

    Purchased 2nd home. Each experience, John **, Sherilyn **, Yolanda **. Great team. Walked through the process with all the help we needed. Also contacted after closing to make sure all went well. Look forward to work with them on next purchase. Thank you.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed June 14, 2017

    Excellent customer service. I have bought a couple homes in my lifetime and Caliber has been the best to deal with. I would definitely recommend them to others. They have great knowledge and I loved the update on telling me where my loan was.

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    Staff

    Reviewed June 14, 2017

    This place rocks!!! From beginning to end it took thirty days to close and I got good rate as if my beacon score was 900. Everybody very professional!!! They don't treat you like a number. Caliber looks at your MAP - means and ability to pay along with your work history. Even if you switched jobs a few times as long as you have been gainfully employed YOU'RE GOOD TO GO!! Thanks Caliber.

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    StaffLoan Process

    Reviewed June 14, 2017

    Shawna was a dream to work with! The whole experience was simple on my end. She was always one step ahead and made sure we were comfortable and informed throughout the process. I'll recommend Shawna and Caliber to anyone who will listen!

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    Staff

    Reviewed June 14, 2017

    Completely satisfied with the purchase of our home. Staff involved in this transaction very helpful and courteous. I would definitely recommend to family and friends. I will definitely use this company again and again in the future for any further transactions. Thank you.

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    Verified purchase
    Customer Service

    Reviewed June 14, 2017

    I was denied change of billing address since I am not listed as number one on the mortgage. I am listed as number three therefore I do not have the right to call Caliber and speak to anyone there. This is after me only having 4 other mortgages with Caliber. I am being treated as number three and still do not qualify to speak or request a change.

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    Loan Process

    Reviewed June 14, 2017

    By far the easiest home loan experience that I have ever had. Any issues that came up were handled immediately and effectively with minimal input needed from me. Everything was flawless at the closing table and funding went through smoothly.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed June 14, 2017

    I am a first time home buyer. My experience with Caliber was amazing. I of course had many questions and Ryan was always available to answer and even recommend options I never thought of before. I was so prepared for closing. The closing attorney asked if I've done this before! I would recommend Caliber Home Loans to everyone I come across seeking a mortgage.

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    Customer ServiceStaffLoan ProcessRates

    Reviewed June 14, 2017

    Best customer service. Chris ** is the best. I think his responsiveness was great. The closing on both loans went flawless and Chris ** got me a great rate. His team with Denise are the best. Caliber made things simple for my wife and I. I was completely impressed.

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    StaffLoan Process

    Reviewed June 14, 2017

    Very helpful and extremely knowledgeable during the whole process. Never at any time did I not get the correct and useful information that I needed. Would recommend Caliber Homes to my friends and family. My daughter has used them in the past.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed June 14, 2017

    I am very satisfied with Caliber Home Loans. My loan officer, Quint was very helpful. He answered all my questions in a timely manner and was very informative. Also Betsey ** was very helpful throughout the whole loan process. All the necessary documents were sent to me with detailed explanation.

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 14, 2017

    Outstanding service, accurate, proficient and more. Would recommend to family and friends. Closed loan quickly and accurately and did it in a professional manner. Worked towards my goals and they work hard to please Customer. Jared ** was an outstanding consultant.

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    Customer ServiceStaff

    Reviewed June 14, 2017

    The customer service I received at every step was above par. All questions were answered. If Andrew ** was not certain, he would research and get back to me within 24 hours. He was always pleasant and courteous. I will use Caliber Home Loans again as well as recommend them to family and friends.

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    Verified purchase
    Punctuality & SpeedLoan ProcessTransparency

    Reviewed June 14, 2017

    It was a great experience. Like buying a car, a home loan can be pitted with false promises, stress and disappointment along with an overload of paperwork. My experience with Caliber was fantastic. It was quick, above board and most importantly completely transparent. A list of needed documents was provided and there was no deviations or changes. Two weeks later everything was completed. Thank you all so much for everything. Especially Joe **.

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    Verified purchase
    StaffLoan Process

    Reviewed June 14, 2017

    The team at Caliber Home Loans exceeded my expectations from start to finish. They made the process very easy and were quick to follow up on any questions I had. I would definitely recommend them to a friend or relative in need of a mortgage.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 14, 2017

    Adam and his team are amazing! They made this so easy, emailed us pretty much on a daily basis and got us our loan so quick! We will most definitely refer all of our family & friends to Caliber Homes!

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    StaffLoan Process

    Reviewed June 14, 2017

    Local rep, Tim **, was great to work with. He held our hand all the way through the process. Their underwriters? Not so much... They kept coming back asking for more information. I have great credit, putting down 40%, and they still treated me like a first-time buyer.

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 14, 2017

    Chris ** is an excellent agent. He help us secure our loan fast. We have used him before. He is the best. I will recommended him to any of my friends who are looking to buy a home in the future. Chris has never let us down.

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    StaffLoan ProcessTransparency

    Reviewed June 14, 2017

    Heather my loan officer was very professional and excellent in keeping me up to date throughout the loan process with closing as well. Caliber Home Loans has great employees working there, I will highly recommend Caliber Home Loans to all my friends and family.

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    Verified purchase
    Loan Process

    Reviewed June 14, 2017

    Caliber was great to work with. Andy and Trevor helped me with my loan and they made the process so easy. They were upfront and updated me with every progress. The lenders I worked with before promised to get me approved but in the end couldn't make it happen. I found Caliber through the Zillow website. Thanks again Andy and Trevor!

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    StaffLoan Process

    Reviewed June 14, 2017

    I had the best experience ever with the purchase of my new home. Talk about professional, honest and top service. Craig ** was the best. He made our process stress free and had the best service from day one to the closing date. Craig delivers no surprises. He told us exactly what to expect and that's exactly what happened. He was there throughout the whole process. It made it easy to communicate and he never left us with a unknown situation. We highly recommend this company. Craig ** has a client for life.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed June 14, 2017

    The process of getting a loan was very smooth. They went through the entire underwriting process before sending a pre-qualification letter. The loan closed on time and was very close in fees to the initial estimate. They were always very quick in responding to emails.

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    Customer ServiceStaffLoan Process

    Reviewed June 14, 2017

    Tom and staff were always there to walk us through the process and to answer any questions as they came up. No matter what time of day he always replied to our emails in a timely manner. With a lot of things going on during the process he managed to simplify things and prioritize them in an order that he needed. Tom was very descriptive in explaining every step and making sure that we understood them.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed June 13, 2017

    It has been many years since I purchased or refinanced a home because I expected a complicated and long financing process. Tim ** and Caliber made the process simple, fast, and easy. I had minimal interruption during the process. I provided the list of documents once with no additional requests. Excellent customer service!

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    Customer ServicePunctuality & Speed

    Reviewed June 12, 2017

    Since doing business with Caliber starting a year ago, it has been a nightmare. They messed up submitting the first payment check and instead of waiting for me to get it straightened out, they kept on debiting my account resulting in late and nonsufficient fund charges and going to a collection firm. Numerous calls and letters followed and suggestion to seek guidance from HUD, who suggested filing formal complaint against caliber.

    Even sending multiple faxes with requested info, they keep asking for the same thing. No concern about redoing mortgage to make it more manageable, just keep adding late charges which has lowered our credit rating and stopping us from getting someone else to take over unless we find a way to get and stay current for a year. Good luck with that, short of winning the lottery. Highly recommend not to use them no matter what.

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    Verified purchase

    Reviewed June 11, 2017

    Loved working with Caliber and would recommend to anyone. Everything was smooth as silk... had no issues at all. Keith was a pleasure to deal with. His colleague Paul was as well. I closed and I actually never thought it would be that calm. I had not bought a house in over 20 years, so calm was very good.

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 9, 2017

    When I first met with Bill **, he was so good at discussing all of the various options available to us, helping us through the selection and application process, and working quickly to get to closing on our retirement home. Thanks for great advice and processing.

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    Verified purchase
    Punctuality & SpeedLoan ProcessTransparency

    Reviewed June 9, 2017

    What a GREAT experience with Caliber Home Loans! As a first time homebuyer, they walked me through the process and kept me up to date with EVERYTHING. Everything was on time and I literally had zero worries. Thanks to Lindsay and Nick for a truly seamless process.

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    StaffLoan Process

    Reviewed June 9, 2017

    All I can say about Caliber Home Loans is...They were the nicest, most helpful, worry free part of my home buying experience. My Loan Officer Philip ** was a joy to work with and very responsive to all my questions and concerns. I would highly recommend Caliber Home Loans to anyone.

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    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed June 9, 2017

    Caliber Home Loans had excellent customer service throughout the process. They clearly communicated all the documents that were required without misplacing a single one. Our mortgage was obtained in a timely manner without undue stress. I will highly recommend Caliber Home Loans.

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    Customer ServiceStaff

    Reviewed June 9, 2017

    Tom was the best loan officer and all this team. I can't stop tell all my family and friends to call Tom if they need a home loan. I'm a very happy customer. Keep up the great work and happy customer. Thanks, thanks, thanks for everything you guys did.

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    StaffTransparency

    Reviewed June 8, 2017

    Home loan — They were friendly and very helpful from beginning to the end. Settlement was as easy as signing your name and explanations of all document were answered without a problem. Without a doubt I would recommend them to anyone who is going to buy a house.

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    Caliber Home Loans Company Information

    Company Name:
    Caliber Home Loans Inc.
    Company Type:
    Private
    Address:
    1525 S. Beltline Rd.
    City:
    Coppell
    State/Province:
    TX
    Postal Code:
    75019
    Country:
    United States
    Website:
    www.caliberhomeloans.com