Bank of America Credit Cards

Overall good credit card, no fees for joining and they work with you if you're having financial issues. The only negative is they need to provide more award incentives especially to long standing customers. Good customer service when trying to contact them.

I love Bank of America!! I have been with them for about 10 years, and everything feels so easy there. No hassles. Their customer service is outstanding. I can say without a doubt when I "press 1 for English," I really get English. It is such a pleasure to deal with them.

I charge everything that I buy to this cc. The rebate is great plus they keep a very tight eye on the account. If they notice anything unusual going on in the charges you are notified immediately by an email. To reopen the acct. personal questions are asked. No ssn or bank acct nos. Excellent watchfulness. Highly recommend.

As someone who lives abroad and travels often, I really love that my Bank of America Travel Rewards credit card has no foreign transaction fee, rewards me for all spending, and rewards me even more for travel-related expenses. The rewards can be redeemed as cash or a credit on your statement (for the best value) which is as good as cash to me! The online platform is easy to navigate and offers the option to schedule credit card payments so you never miss one and aren't charged late fees. You can also set up various alerts that can be sent to your phone or email when there's suspicious activity or just for purchases in general which are super helpful when you're traveling.

Read This before you get a credit card from this company or do any kind of business with them!!!! So I got a corporate card with a $29,000 dollar limit about 7 years ago my credit score was always in the 800's my usage was always low and I NEVER paid a minimum payment when the bill was due. When Covid19 hit my Credit Union misplaced a payment and then reported me to the credit bureau and it impacted my score immensely, I immediately called them and they corrected the mistake and sent me an email stating that the late payment report was incorrect and sent a correction letter to the credit bureau and the following month the late payment was gone and my score rocketed back up to 820.

I have been a credit card holder in excellent standing for 16 years and have a very high credit limit. I happily paid off my credit card balance after a difficult time losing my husband unexpectedly. In the 192 months I have had this card I have always paid at least 15 times the minimum payment and ALWAYS on time. My credit score is excellent (800+). Recently I disputed a charge as I didn’t recognize it. They closed my account and won’t reopen it. I went to the bank in person and I’m wondering if they don’t want my business because my interest rate is low and I have no balance. Blood suckers is all I can say. They loved me as a customer when I had a balance but now after 16 years and a zero balance, I am nothing to them. For shame.

It is mid July, 2020 and I am having severe problems using my BofA Credit Card. Never had these problems before. My charges are being declined CONSTANTLY. They say say I have unusual/suspicious activity. This is not true. Some of my declined charges have been placed on the card monthly for over two years. I call the CC Security Depart and they say they have fixed the problem for me, but my very next charge will be declined again.

During pandemic, I made an online clothing order which apparently never went through (verified this with merchant after not receiving item). I saw charge on my credit card and disputed it. I had an email from the merchant verifying order was never completed (I never received the dress I ordered and order was never verified with merchant). However, Bank of America CLAIMS they investigated dispute and reinstated the charges, even though merchant admits order was never processed. So now I apparently owe money to B of A for an incomplete order.

I did a balance transfer for 0% is paid off by March 2021. That was not going to be a problem for me until the COVID-19 crisis. My husband lost his job so although I can still make payments and make them on time I can’t make the large payments in order to pay off the loan before the deadline. I called and asked them if they could extend the zero percent and why and the answer was just no. Sorry! So if Bank of America is saying it’s going to help its members during this crisis don’t believe it. Unless they’re just helping everyone but me.

Very frustrated with the BA. Clumsy and disorganized telephone system. Every time I need to call, I am transferred to 3-4 people, which are very incompetent, until I get to some who can help me. Very little help with disputing fraud. Takes enormous amount of time, I do not receive any updates on the status of the claim. Falsely advised by a representative to return an item and reassured the shipping costs (almost $50 will be covered by the BA, if the seller refused to compensate me for it). After I paid the amount for a return shipping, I was told by the next representative, that the shipping was going to be my responsibilities. I am waiting for the resolution of this claim and I am canceling any business with BA.