Bank of America Credit Cards

I made a dispute with Bank of America that vendor did not receive money after a cancellation of dispute, for 6 months they are telling they have closed the dispute. It is 1200 dollars and vendor sending me letter that they did not receive money. I am so tired with it. Suggesting everyone close their credit card as soon as possible. They are not giving my money back and sending me the same letters again and again. I am going to make a complaint against them to finance bureau. That is the only option that I can think of right now. It is so frustrating.

I have been trying to resolve two credit card disputes with Bank of America for 6 months now where I was charged incorrect amounts by merchants. The process has been convoluted and confusing. I submitted substantial evidence for both claims, have spoken to about 10 reps who have not been helpful. The customer representatives often do not have accurate information. When I request to speak to a manager, I'm rarely put through. My claims continue to be denied despite providing clear evidence and speaking with multiple customer service reps. It has been made clear throughout this process, that Bank of America does not value protecting the consumer rights of its clients. I will be canceling my credit card with them.

Bank Of America Credit card service is very bad, They simply follow what every system does. I paid my credit card bill 5 mins late and called customer service to waive the late payment fee. Customer service reps are very strict and not willing to manually override the late payment fee. Be careful while using Bank Of America's credit card, it happened the same with another credit card like the Chase, when I called they immediately waive it off. Bank of America is very strict and not customer friendly. I stopped using that credit card.

I have 2 BOA credit cards. One has a limit of $8500.00 and the other one for 12,000.00. Me and my wife had these credit cards for 8 yrs. We've never been late and always kept our cards below 30%. This week our balance on the $8500.00 is $2100.00. For no apparent reason they changed my credit limit from $8000.00 to $2500.00. They gave me no explanation. So I cut the card up and I'm not going to cancel their account but they will never make anymore interest from me.

BoA offers the Signature Level Visa cards except for the balance transfer card. The business cards which I'm not interested in come with their own perks. I have unsorted offers for some of the BoA cards. There is a management page which has the hoops a potential customer needs to jump through to qualify for one of their cards. It appears the would be cardholder needs to "tweak themselves" before applying for a BoA card. I can meet the criteria but I'm opting not to. I'm not interested in having an $100000+ existing relationship with BoA by putting my money in any of their corporate pockets. They aren't paying any interest to speak of and haven't since the Fed tamped down rates in 2008 and again in 2019.

I’ve been a Bank of America credit card holder since 2009. I have a physical card in my possession that doesn’t expire until 2024. I went to go use it to pay off another credit card and found out that Bank of America closed my card for inactivity. I am very credit worthy so I applied for a new card with them because they told me that I could not reinstate my old one with a purchase. I applied for a 0% credit card for 18 months so I could pay down some debt only because I was forced to and they denied me, putting a black mark and a hard-hit to my credit. So essentially they took away my credit card, made me apply for a new one and then denied me because they weren’t going to make any interest off of me. Thank you Bank of America

I've had a credit card with Bank of America for over 12 years. I got it when I went to college - my first credit card, and my only one until recently. Because I had no credit history at the time, I was given a low credit limit. I have used the card responsibly - occasionally throughout the years needing to put something worth several hundred dollars on it for an emergency situation (hello, car repairs!) but paying that off, and otherwise keeping it reasonable. In the past several years it's been used for about $40-80 per month, and my payment history is %100.

Do Not get a Credit Card through this Financial Institution. Their Existing Fraud Process and Policies are absurd. I am a victim & 2 months in and still fighting this battle for some online charges that were made and were NOT mine. When I called to report (they did not alert me & these were out of state online charges so should have put up a red flag somewhere), the Rep put in the information as a "dispute" and not a "fraudulent" charge & apparently there is a big difference on these 2 words so CONSUMER BEWARE. I had a Supervisor that had to get involved & assured me all would be corrected & my 5 transactions would be submitted again but this time for FRAUD review and not DISPUTES. Refunds were made back to me and I thought all was done.

A Bank of America credit card was opened fraudulently in my name today. Experian notified me by email of the Bank of America credit inquiry. Upon calling the phone number I was transferred to the fraud dept. I waited on hold for 30 minutes. I hung up and called back. The customer service lady said my phone number was authenticated but could not give me any information about this new open credit account.

I was sent a pre selected offer for up to 80,000 Alaska Air miles for applying for their card and spending a certain amount of money in a certain amount of time. I met all requirements and they failed to give me the promised amount of miles. They claim I applied for a different offer. I followed the letter to the tee by going online and submitting my application. After 3 months of fighting with them, they claim I went to another website than what was listed on the offer. Absolute lies... Don't bother with this card. Closing my account and will not do business with BofA ever again. It would have been so easy for them to rectify the situation rather than blaming me...Corporate greed and petty, useless employees that don't care about their customers! Shame on them and their leadership that implements, directs and condones this behavior.