LoanMart Reviews

formerly 800loanmart.com

4,894,382reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About LoanMart

LoanMart connects consumers with the cash they need through several options, including car title loans. Credit issues aren’t a problem. Customers can apply in minutes and get their cash in just hours. Contact LoanMart to see your borrowing options and full disclosures.

Pros
  • Get approved in less than an hour
  • Get funds in as little as a day
  • Good credit isn’t required
Cons
  • High interest rates

Helpful Reviews

Dayton, OH
Verified purchase
LoanMart was the only company in the Dayton area that would allow car title loans. They asked basic questions and information when I applied. The whole process took about a day. E...

Read more

Freemont, OH
Verified purchase
I had some fires I had to put out immediately and I needed quick cash to do it. I went with LoanMart and the application process was easy. The process took an hour. The rep I work...

Read more

How does getting a LoanMart title loan work?

To get a title loan from LoanMart, apply on its website, over the phone or in a store. It’s free to apply, and you receive a loan decision with the amount you’re eligible to borrow within an hour.

LoanMart’s title loans are secured loans, which means the company uses your vehicle’s equity as collateral for your loan. You keep your car while you’re paying off the loan. A good credit score isn’t required to apply for or receive a loan from LoanMart. Interest rates range from 36% to 99%, depending on your contract. You need the following information to apply for LoanMart’s title loan program:

  • A car title registered in your name
  • Your government-issued ID
  • Proof of income
  • Proof of residence

If you need assistance during the application process, LoanMart’s loan specialists are available to help. To submit the necessary title loan documents, you can fax, email or even send a picture from your phone.

LoanMart payment options

Once you’ve submitted your documents, sign the loan contract and choose how you want to receive your funds. Your options include:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart FAQ

Is LoanMart available near me?

LoanMart is available in the following states:

  • Arizona
  • Alabama
  • California
  • Georgia
  • Missouri
  • New Mexico
  • South Carolina
  • Utah
Does LoanMart do personal loans?

LoanMart does not offer personal loans. Personal loan amounts are typically decided based on your credit score, while title loan amounts depend on the value of your car.

With LoanMart, your eligibility for a title loan isn’t dependent on your credit score, which makes these loans easier for people with poor credit histories to obtain.

Does LoanMart do payday loans?

No, LoanMart doesn’t do payday loans. Payday loans are typically for a smaller amount and have a quick payment turnaround, whereas title loans are for larger amounts with longer payment plan options.

How do I contact LoanMart?

You can contact LoanMart by calling its customer service telephone number or live chatting with a loan specialist on its website.

Are there multiple LoanMart payment options?

You can receive your funds from LoanMart in any of the following ways:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart also gives borrowers several ways to pay back loans, including:

  • Mailing certified funds or a check
  • Paying by phone
  • Online payments (one-time or automatic)
  • Using the LoanMart app
  • In person at a LoanMart location
  • Cash payment via PayNearMe at participating locations

Still have questions?

Is LoanMart legit?

LoanMart offers legit title loans that are easy to qualify for, but its services are only available in eight states and interest rates on its loans can be high. The company's simple application process and quick fund disbursement make it ideal for those who need cash for emergencies and are confident they can pay back the loan. If you’re searching for a title loan company, visit its website to see if its services are right for you.

LoanMart Reviews

Filter by Rating

  • (486)
  • (99)
  • (53)
  • (31)
  • (213)

Popular Mentions

    How do I know I can trust these reviews about LoanMart?
    • 4,894,382 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    2 featured reviews
    How do I know I can trust these reviews about LoanMart?
    • 4,894,382 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed May 21, 2026

    I looked up LoanMart on the computer and decided on a title loan since I had a bill I had to pay fast. The process was quick and easy, but I didn't realize the interest was so high until I got all the paperwork. Dealing with the reps was good. It’s just sometimes it was a little hard to understand what they were trying to say. We tried to set up my automatic payment, and the guy said he couldn't do it until after the first payment was made. Then, they said I couldn't pay it off with a credit card. There are a bunch of things that seemed awfully strange when you get a loan. But the customer service has been good and the only reason I wouldn't recommend LoanMart is the interest rate.

    Thanks for your vote!
    LoanMart
    Response from LoanMart

    We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again and we hope you'll continue to choose ChoiceCash in the future.

    Not sure how to choose?

    Get buying tips about Payday and Title Loans delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Verified purchase
      Customer ServiceStaffLoan ProcessHonesty & Transparency

      Reviewed April 30, 2026

      I did a Google search and found that LoanMart was the one that could get the loan done the soonest. I did everything over the phone and then I sent pictures over the internet. The reps were very knowledgeable. They knew what they were doing and they didn't lie to me at all. It was an easy process. I'd highly recommend them.

      Thanks for your vote!
      Verified purchase
      Punctuality & SpeedStaffLoan ProcessRates

      Reviewed April 17, 2026

      My experience with LoanMart has been very good. They were the ones I first made contact with and after that, they were very swift. It was efficient. I had my money that day, and we were off to the races, as they say. Everyone was very nice. They've been very good to work with. It's more of a high-interest loan but you know that upfront. It's not anything shady. It's best to pay off the loan as quickly as you can. I’ve added to it a couple of times but I’ve had no issues. LoanMart gets you taken care of. They go through the details with you so you know what your loan payoff is and what's going to happen. They're very thorough.

      Thanks for your vote!
      Verified purchase
      Customer ServiceContract & TermsPricePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed April 9, 2026

      I had some bills, and I'd seen about loan titles on the media. I applied with LoanMart. They wanted pictures of the car, and then they said I had to send them a copy of my pay. They wanted a picture of where I live, a picture of me, and a copy of my driver's license, and they asked if I was employed and some more questions about my income. They asked if I live alone or if I was family-oriented. It went through like a regular loan process. All I had to do was call them, and they answered my questions. I didn't have any problems with them answering my questions. They also gave me two numbers that I could call, and I went right straight through it.

      The loan process took almost a whole day because when I contacted them, it was late in the afternoon, and that's California time. They told me to send all my information through and they sent me an envelope overnight where I had to take to FedEx. It didn't cost me anything. I took it to a FedEx store, and it went right through. Before 1 o'clock my time, everything was settled. I didn't have any problems with the service. The only thing is the price was a little steep. So, I would tell others to really think about it. If they can't afford it, they should not do it. If they are in a crunch because they need money, and they know upfront that they cannot afford the price and are not gonna be able to make those payments, they should not do it because it would not be the type of loan that they would need.

      Thanks for your vote!
      Verified purchase
      PricePunctuality & SpeedStaffLoan ProcessRates

      Reviewed March 19, 2026

      It was wonderful and enjoyable to work with LoanMart. I first saw them on the internet and when I applied for a loan, the process was easy due to the prompt with instructions. Their reps were friendly, courteous, and patient. Their price was excellent as well.

      Thanks for your vote!
      Verified purchase
      Customer ServiceTechPunctuality & SpeedLoan ProcessRates

      Reviewed May 7, 2026

      I learned about LoanMart through Google and the application process to get a title loan was quick. It couldn’t have been more than a day or two. They sent out some paperwork and I sent them documents. The customer service was good and everybody seems legit and solid, but LoanMart should have better interest rates. It’s even more than 100% so it seems a little predatory. I was a little desperate, so I just took what I had to get at that very moment. People should probably go to their bank or credit union to see if they can get something a little bit better.

      Thanks for your vote!
      Verified purchase
      Loan Process

      Reviewed May 6, 2026

      I looked online a few years back and found LoanMart. I applied for a loan and it was fairly simple for myself.

      Thanks for your vote!
      Verified purchase
      Customer ServicePriceRefunds & PayoutsStaffBillingLoan ProcessRates

      Reviewed April 16, 2026

      I don't have a credit history because I'm foreigner. I couldn't get a credit card and I needed to pay my rent. LoanMart was the only one who would give me a loan though for an arm and a leg. They want money on top of things but the process was easy. I had to speak to a representative and finalize paperwork and their customer service is good. However, I was not very happy about everything. The pricing is the worst possible. They do not tell you it's an interest loan, that you pay interest every day you have the loan so you actually never pay this freakin' loan down. I was in the hospital and they towed my car. I had to pay so much for towing service. It is ridiculous. I would never ever recommend LoanMart to anyone.

      Thanks for your vote!
      Verified purchase
      Customer ServiceTechPriceRefunds & PayoutsStaffLoan ProcessRatesValue

      Reviewed April 15, 2026

      LoanMart had a better interest rate than most companies. Because living in Texas, there's no stipulation. A lot of these companies, they'll come in, and they'll say, "Sure. We'll let you borrow the money because you're in dire straits, but we're gonna charge you a 500% interest rate." At the end of the day, that $1,000 loan is gonna cost them $9,000. The interest rate of LoanMart was still high, but they were the fairest of the others, which is why I was drawn to them.

      The lending process was tedious, though. It was a lot of, "Now, you've got to go send this. Now, we need this paper. No, you have to sign this and return it." In the few loans I've got in the past, it's been eSign. Money is in my bank account. They get what they need, and it's done. But with LoanMart, I was on the phone with the lady for an hour and a half going, "All right. Let me go back to the UPS store so I can fax this to you." It was a lot of running around. But in my opinion, the interest rate made it worth it. At the end of the day, a couple of trips here and there is worth the money I would save in interest. The rep I worked with was great. She did a great job. She answered all my questions. There were no delays and no "let me get back to you." It was just pretty straightforward, "This is how it is," which I appreciated.

      However, ever since I took out my loan with LoanMart, I have received 150 letters from 150 vendors. But, if someone was in dire straits and needing funds for emergency purposes or for whatever reason that they're in, their best bet is LoanMart due to the fact that their interest rates are lower. It's gonna help them save a little money, and perhaps they may be able to find themself in a position of being able to get out of debt and find themself in a better place easier than they would using any of these other loan companies that are out there, and there's a thousand.

      Thanks for your vote!
      Verified purchase
      StaffLoan ProcessRates

      Reviewed April 4, 2026

      I needed the money and this is the second time I’ve gotten a loan from LoanMart. I knew I could qualify using my truck, without needing credit. The lending process was fine, and the person who helped me was good. But the interest is high, so I plan to pay the loan off within two months.

      Thanks for your vote!
      Loading more reviews...

      LoanMart (formerly 800loanmart.com) Company Information

      Company Name:
      LoanMart
      Company Type:
      Private
      Year Founded:
      2001
      Address:
      PO Box 8075
      City:
      Van Nuys
      State/Province:
      CA
      Postal Code:
      91409
      Country:
      United States
      Website:
      www.800loanmart.com