Regional Finance Reviews

Having to pay back more than double instead of a percentage interest is outrageous! After I get this ripoff paid I will never use them again! Screwing people over is bad business!!! Interest rate is higher than the IRS!!

SCAM/IDENTY THIEFS!!!! I have never done business with them, never even heard of them or nothing. And one day they called me saying a check was sent (to an address I no longer reside) and that the check was cashed, I had a panic attack and my health is declining because of the stress, they are saying because it was my name I am responsible, that their fraud department was going to make an investigation but could take months, it’s just a mess. Not sure how they even got my information. Please stay away from them and save yourself from being a victim.

Worst mistake was cashing the check. I've been paying for 9 months now and still at $2100 on a $2500 loan. I was in need of money so I cashed the check they sent me. Please don't do business with these people. I should've listened to the reviews.

I have been a customer of Regional Finance for 2 years, I paid off 2 loans by receiving the checks in the mail without any questions. I have never missed a payment. Recently I was offered additional funds to refinance my current loan. Keep in mind I have not had a prior contract. I paid faithfully without any issues. I receive the contract and can't believe what I read. The contract was written and intended for customers who are a credit risk and probably will not pay the loan off. This contract required collateral and to finance their insurance to cover any issues, plus any false information would be considered a felony by the insurance company. THIS IS INSULTING TO BE TREATED IN THIS MANNER AND I WILL NEVER DEAL WITH REGIONAL FINANCE AGAIN, ONCE THE LOAN IS PAID. READ THE CONTRACT TOP TO BOTTOM -FRONT AND BACK.

These people are snakes, stay as far from this company as you can. Paid one loan off with another loan just to have to pay 4600 back on a 2800 loan. I have only had this second loan for a year but the loan payoff is 36 months. Have already paid 3300 and still grows about 100 dollars extra a month in interest no matter how much I pay. Stay away from this company people.

Very shady business tactics and horrible follow up. I have had 2 loans with this company. One paid off and a recent renewal. I have never missed a payment since the renewal of the recent loan. I don't occur late fees because I pay a 11 days before the due date. The first insult was a year ago when I had to travel to a foreign country due to an emergency and asked for an extension to the following month. Promising a commitment to make 2 payments. I was denied unless I refinanced the loan. I declined to refinance.

Worst experience ever. You miss a payment by a few days and they act like they personally won’t eat or feed their family. Very unprofessional way on handling a late payment. They all need to take a course on better customer service and empathy skills. They treated me like I had been late for weeks, it was days. Called me up to 3x a day, for 4 days..hounding and asking very personal questions with the excuse of they wanted to “help” by offering me another loan? Why would that help? More debt and longer contract. No Thank You!!!

You can't pay off early because it is really a fee not interest. They lied to me. I'm suing them. Why would I pay more in fees than the loan. The employee said they have always done it. Contact your state attorney for predator lending.

I've done business with this company for several years and never had a problem until recently. A few months ago, when I asked them for help to meet an emergency situation, they wanted nothing to do with me. Meanwhile, other loan companies have called me regularly to ask if I need a loan. Whatever their problem may be, I will never attempt to deal with them again.

Agent never informed that insurance on the loan was $2500 and considered part of the loan. Was borrowing 5k, they added insurance balance to 5k making loan value 7500 and charged interest on a loan for 7500. Had I known this I would have walked out, plus agent made up false items such as big screen tv as collateral to qualify me for the loan also, so my 5K loan cost me 13k to pay back. This is not a loan company but a criminal organization. Stay clear of these crooks!!!