Afni

I get it, everybody hates debt collectors. The majority of the negative reviews on this site are probably from angry people who messed up their lives and don't want to deal with the consequences. I received an email from AFNI about an outstanding debt I owed to Cox Communications. I emailed them asking for more information, they responded that they will look into my file and get back to me. A week later I received an invoice in the mail with plenty of information to let me know this was a legitimate debt. I paid it in full the next week and have had no issue with AFNI since. If you're a deadbeat who doesn't pay your bills then you will probably not have a great time with companies like AFNI, but there is legitimately nothing wrong with them.

I am going to sue this company for emotional and fraudulent damages. They call three times a week with different phone numbers and will harass you until you give them all the info they need. I learned my lesson, I fell for it once but when they said that I DID NOT HAVE INSURANCE AT THE TIME OF ACCIDENT I knew this was a scam. My insurance paid it off and now I have AFNI harassing me every day. Tips to avoid them harassing you: RECORD YOUR PHONE CALL (I had them asking for my information, address, insurance policy). Do not give them NOTHING of information that they can use against you. Request that you take them off the call list and request everything by MAIL. Send a dispute letter and they are not allowed to ask for money throughout mail or else it will be considered FRAUD. Hire a LAWYER!!!

I have to honestly say dealing with this company is and has been a continued horrible experience. I did everything they asked of me and yet I'm waiting on paperwork that needs to be scanned in which I sent two weeks ago. The staff have very nasty attitudes especially their reps. No matter how calm I am they get disrespectful. I'm highly frustrated that there are no supervisors that someone can talk to. It seems they do all of this on purpose in which I'm referring to the fact I'm sent to a voicemail whenever I ask to speak to a supervisor.

They have an 800 number that is not answered during stated business hours. Their service is severely outdated and dysfunctional compared to other services. Their website to manage your account is broken (gets a webpage error indicating it is unavailable). Their webpage for managing your account, and the account number field, does NOT match the account number format on their billing statements. They have no ability to send emails (they indicate only paper methods are available for recurring communications). They indicate they have no ability to use debit or credit card payments (which is a lie, they just don't want to pay for the service).

I have NEVER heard Afni before. I get a negative rating on my credit report without any notice. I call immediately to pay in full ($54.09). They refuse to remove from my cc report. Filing complaint BBB.

Sprint sold debt to AFNI credit report is showing. I have never been contacted by Sprint or AFNI via mail or telephone. I wasn't even living at a known address to anyone nor did I have a known number to anyone but immediate family as I was in a mental health treatment facility the last couple years. Furthermore, the account shows it was opened in March, but the date constantly changes each month to try and keep it further away from the Statute of Limitations. I have requested debt validation. I haven't even been able to look at my credit report until this year now that I am no longer in a facility.

I have been making payments to AFNI INC. for about 2 years on a debt. And a couple of months ago they said that my check didn't clear. You see the problem with that statement is, I don't have a bank account, at all. I send them money orders. Money orders I are bought with cash money, and printed out of a machine right there at the customer service counter of your local grocer. They are damn near the same as cash, but a bit more safe than sending a wad of tens and twenties through the mail.

2/26/16 I took a day off work to go to urgent care for a sinus infection. I pulled to a stop sign at an intersection and when I looked for cars, nope... none. Proceeded to make a right hand turn when a truck comes from the other lane MERGING INTO MINE and BOOM slammed into my front drivers side headlight area and promptly ripped off my front bumper and cover completely, I slammed on my brakes so hard that my car dragged down the side of his truck as he was either speeding or my stopping created a weird effect. I take pics and he moves his truck which I asked him not to do. He called the police and when the cop got there a very shaken me was still crying and upset.

I paid my bill with Dish TV and didn't get tv the next month. When I called, they said they never received payment even though my bank statement showed it went through. I shut off service with them and they said I was under contract. I told them otherwise and after researching their records, I got a letter in the mail saying there was no contract record and I was good to go. Then a couple weeks later I get a letter from Afni saying I owe early termination fees. I told them same thing I told Dish and say I still have the letter. I email them a copy of the letter and they still send me collection letters. I researched this company and they are known for stuff like this. They buy the debt from other companies, even when the debt has been paid off or expired.

On 09/09/2016 approx 14.30 hrs. on a month's end supply run to the grocery store. I approached an empty single file tee intersection to make a right hand turn. Again there was no one at the Intersection as I arrived to make my RT turn. Traffic is heavy. In scanning for safety of pedestrians in/at/near crosswalk and on my right, I see it is clear, then I focused on my left to observe & await a safe opening for a proper & legal merge from the stop sign. I see a opening & assess it is an acceptable safe opening & begin to accelerate in a normal fashion as the opening is fairly large and no need to accelerate quickly into the intersection.

They say that I owe them a large sum of money and if I do not pay in full or make arrangements, that they will send a letter to the Department of Licensing and have my driver's license suspended. Do they have this authority or power? When I mention bankruptcy, they offer to me to come up with a smaller sum to settle the matter? Thanks.

This crap company is in Illinois. Check out ** to see just how bad they are. The 1st and only time I answered one of their calls they informed me I owed AT&T yada, yada, "pay half and we'll close the account." I told them to get lost. Not willing to waste my time giving these predators any info. I subsequently received 4-5 calls a day from them, until I blocked them with my very viable AT&T account. Even after being blocked, they continued to call 1-2 times a day for weeks. I partially blame AT&T for even dealing with a 3rd party scam agency like AFNI, who seems to feel people are stupid enough to pay them when they have active accounts with AT&T. Really? Been with AT&T many years, if you owe them money, THEY let you know, pay them or they shut you down, end of story. Your account goes away.

This company has been contracted to collect a bill from me and is giving me problems making an payment. When I try to make a payment they are rude and attempting to force me to make a payment that I am not comfortable with and asking inappropriate questions about my personal life. This is the most difficult company that I have ever dealt with. I have never found it so hard to pay a bill.

AFNI shows on my credit that I owe $460 to AT&T mobile. I have had no account with AT&T since 2002. I only had the account one month and stopped paying because I had no service where I lived. They told me I should have told them within 2 weeks and that I would have to pay early termination fees. I handed them the phone and said that was BS and walked away. 14 years later they are still wanting this?!? Credit Karma states AFNI opened this debt collection just a couple years ago. How is this possible?

I'm not even sure how AT&T can have my account in Collections with 1 agency, and then with proof of AT&T U-verse error, it was removed from my credit, just to find out a few months later AFNI placed the same account on my credit reports by changing the date. The debt was originally from 2014, so they changed the date to April 2016 and there you go. A whole to debt that I do not owe and was legally removed already. Next step is Attorney.

I received a letter from this company for a debt from Sprint which was already resolved from a previous debt collector and somehow reappeared on my credit report. Somehow they have circumvented the FCRA by selling to other debt collectors but I sent them a letter seeking validation of the debt and asked if they are licensed to collect debt in my state. Hmm find out they are not and mysteriously it was deleted from my credit report. Folks if you get a letter don't panic. Just send them a letter asking for validation and proof they are licensed to collect debt in the state you live in.

I received a letter from this company stating that I owe 1,044.47 to AT&T MOBILITY. I have never even had an account with AT&T and the name that is on the letter has the wrong middle initial. Hmmm, seems kind of suspicious to me. I also know it's a scam and not identity theft because it is not on my credit report.

This people (and I use that term loosely) will NOT stop calling me even though I have told them repeatedly that they have the wrong number. I am so tired of bill collectors harassment. I have gone through this with multiple companies calling me over and over, and over some more after being told they have the wrong number. Every time, I get an apology and they say they will remove my number from their system, and yet the calls continue. If I block their number, they just start calling from another number. Then when I get nasty with them, they threaten me with that they are recording the call. Record away - I didn't call you, you called me, after I have asked you NOT too, repeatedly. The deadbeats they are trying to reach have more rights in this than I do. What do I have to do to make this stop?

I got a letter yesterday stating I owed $220.67 to Dish Network, but that Afni would drop it down to $110.34 if I paid it by 5/27/2016. I have already had this debt in collections with a different company! So why is Afni trying to get me to pay it again? I have enough stress in my life I don't need any more!! And I don't get how people can actually work at a place like this and not feel bad about what they do!!! I WILL NOT pay this again!! I hope one of their customer service representatives reads this and wonders why people hate them or are rude to them!! If you're an ** to people, they're gonna be an ** right back!!!

I received a settlement bill from AFNI for $104.84 for an AT&T U-Verse account that was $262.00. The letter from Afni stated that my balance of $262 owed to AT&T will be settled and paid in full if I paid the $104.84 with them. I paid the $104.84 and AT&T still shows a balance of $157 which is the difference from the $104.84 payment. This was a scam and a deceitful tactic from Afni. I will publicize this company's deception to customers. This is not a true collection agency, they lie to people to get minimal payments making them believe that their accounts were settled when they weren't. Afni Collection Agency is a fraudulent company!!!

I am a 24 year old, newly graduated college student and I only have my internet through AT&T, and I have received many calls and notices in the mail stating that I owe a balance to AT&T, and that a collection company by the name of Afni is attempting to collect this bill. I called the numbers on the bill and also have gone to their website, and have sent many messages requesting for someone to call me in regards to this matter. I finally spoke with someone and the lady only wanted to get the payment. She did not care to elaborate on how or why I have a past due balance, why I have not received any notices from AT&T themselves. I decided to speak with AT&T thinking it was on their side and they told me that they do not have any outstanding balances, and that I should look into Afni scam(s). I did, which led me here.

I received a letter last week telling me that we owed CenturyLink 138 dollars but they were willing to settle for $83.81 cents. When I asked details about the bill, they told me it was from 2014. I stupidly agreed to pay. I just checked my account and saw that they charged me for the full amount. My guess is this is a scam. If they call you, do not pay anything. They are dishonest. I should have done my research before I agreed to anything. Someone needs to stop them.

I received a letter from Afni stating I owed DirecTV for an early termination fee. All the same conversation occurred about why I owe an early termination fee associated with moving before "my 2 year contract was finished." Why would a DirecTV feel like they have to "rope" you into a contract? I tried unsuccessfully to understand and work with Michael from Afni who demanded I just get my checkbook and give him information to pay my bill. I disagree with DirecTV and the bully behavior of AFNI. They leave no options to understand and force you to pay and threaten if you don't your credit will be noted.

They sent my daughter a letter saying she owed $100k from an accident over one year ago. Said they were representing Progressive in a subrogation claim. Except that Progressive says they aren't! They are unprofessional and try to be threatening. EPIC FAIL. In one week they dropped the amount from $100k to $75k. Asking for credit card etc. ARE THEY ON DRUGS?

I got a letter from Afni to pay $356.18 in 30 days. I call them to find out, waiting time was 11 min 36 sec. Her name is Carly and she started to talk to me to pay what I owed and ask me how I want to pay credit card or check. Finally I got chanced to talk to her how and what I owed to Dish Network. So I told her I need to check my bill and I will call her back. I call them after 5 pm EST, no one answered and I have waited 15 min (seriously!) and I have given up. How is their very poor service.

Received a bill stating I owed U.S. Cellular $187 from 3 years ago. I made sure that I didn't owe them anything when I took the phone back and cleared my account. There is nothing on my credit report about a U.S. Cellular bill either. After calling twice they still refuse to tell me anything besides that I owe that amount. They can't even tell me the date of the account or why it's apparently taken 3 years to bill me for a non existent account. Really believe it's a scam. I Refuse To Pay A Bill I DON'T owe.

Called in about the notice I got from this company. Lady introduced herself by the name of Dianna, all she cared about was to tell me how much I owed the company, that "this what shows and give me your credit card or debit card and will collect the balance." Told her I am not paying because I disagree with the amount. She could not stop talking, would not listen to my end - how and why I disagree. She kept on cutting me off and was very disrespectful, very temperamental and after stating what she had to see quick to cut me off. Their customer reps are very poor in communication, they need more training!! WATCH OUT FOR THEM!!

Everything I have read on here which is for the most part very accurate is missing one key in the Afni and other huge companies cog that do this thing. If all this isn't true and bad enough, this company outsources a ton of jobs to the Philippines. Now that might be a big deal or a small deal but here's the real big problem. I tried to get a job at my local Afni in Tucson, AZ and they actually outsource the verification and background checks on potential employees. Think about that. I had people calling from the Philippines harassing former employers and my high school I attended ten years ago trying to verify all my personal information. Why outsource this to another country? On top of that, I know for a fact Afni sells its clients, customers, and employees information outright to other companies. Trust me the rabbit hole is much deeper than meets the eye and they aren't the only ones doing it. Our personal information is out there people.

I just checked my credit report and AFNI is on there messing up my score. I am contacting my Attorney, I need this off my report. This is ridiculous.

I have received a couple of calls from Afni saying that I owe $923 to State Farm Insurance. Apparently my dog got hit across the street. First of all I didn't own no dogs at the time. The address they give me was a previous address. I tried many times to explain and they were really rude. I thought it was a scam but now I received a letter from them saying that if I don't pay it can result in the suspension of driving or registration privileges. I don't know what to do, but they're not getting any money from me.