Endurance Auto Warranty vs. Onust
Compare coverage, cost and reviews
 |  |
|---|---|
4.6
14,278 reviews
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3.5
8 reviews
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| No. of plans:6 | No. of plans:2 |
| Max mileageUnlimited | Max mileage125,000 |
| Max vehicle age20 years | Max vehicle age10 years |
| Waiting period30 days and 1,000 miles | Waiting periodNone |
+1 more
Endurance Auto Warranty and Onust both offer extended car warranties that protect you financially after your manufacturer’s warranty expires.
While they offer similar services, there are some differences between the coverage they offer, the cost of their plans and the additional benefits you get. We’ve analyzed both companies to help you decide which is the right fit.
Endurance Auto Warranty offers more comprehensive coverage than Onust. Not only do its plans cover more parts and systems, but Endurance also has no mileage limitations and covers older cars, increasing the likelihood that your vehicle qualifies for coverage.
Onust is our recommendation for customers who need an extended warranty at the lowest cost possible. Both the basic and most comprehensive plans at Onust are less expensive than those from Endurance — though Endurance offers more extensive coverage. Unlike Endurance, Onust does not charge a deductible, so when you need repairs, you won’t face extra out-of-pocket costs during an already stressful time.
Endurance Auto Warranty vs. Onust coverage
Plans from Endurance Auto Warranty and Onust offer varying levels of coverage for your vehicle's parts and systems.
Endurance coverage
Endurance offers six plans, but you’ll typically only see three when you get an online quote (Supreme, Superior and Secure Plus). The other three (Superior, Select Premier and Advantage) are usually only available over the phone and have more restrictive eligibility criteria.
- Secure is a powertrain-only plan.
- Secure Plus is the equivalent of a powertrain warranty but with added coverage for your air conditioning and brakes.
- Select Premier offers similar coverage to Secure Plus for vehicles with more than 150,000 miles. It also offers greater coverage for all the components it covers.
- Superior covers 300-plus components across most major component groups.
- Supreme is an exclusionary, bumper-to-bumper warranty with coverage for virtually all components on your vehicle (2,000+), except wear-and-tear and a short list of exceptions.
- Advantage offers Supreme coverage plus up to $3,500 in annual maintenance costs.
Onust coverage
Onust offers two vehicle coverage plans: Onust Connect Tech and Onust Connect Plus.
- Onust Connect Tech is the most basic plan. The main feature is 24/7 towing and roadside assistance, which covers flat tires, lockouts, dead batteries, fuel issues and other possible emergency situations. It also comes with notifications for vehicle safety and recalls, as well as the ability to connect to certified mechanics to get questions answered.
- Onust Connect Plus includes everything in the Connect Tech plan, plus mechanical breakdown coverage, rental car coverage and lodging reimbursement. This is more similar to a traditional extended warranty plan.
We’ve broken down what’s covered under each of the companies’ plans below:
 |  | |
| Coverage | | |
|---|---|---|
| Plan | ||
| Engine | | |
| Transmission | | |
| Drive axle | | |
| Transfer case | | |
| Seals and gaskets | | |
| Turbocharger/supercharger | | |
| Heating system | | |
| Cooling system | | |
| Air conditioning | | |
| Brakes | | |
| Suspension | | |
| Steering | | |
| Fuel system | | |
| Electrical components | | |
| Navigation/GPS | | |
| High-tech components | | |
» LEARN MORE: What does a car warranty cover?
Endurance Auto Warranty vs. Onust cost
The cost of an extended auto warranty can vary significantly based on several key factors. Vehicle age and mileage are typically the most influential factors — newer cars with lower mileage generally cost less to cover than older vehicles with high mileage. The make and model of your vehicle also impact pricing, with luxury and high-performance vehicles usually commanding higher premiums due to more expensive repair costs.
Additionally, plans with comprehensive coverage cost more than basic powertrain protection. Plans may also be more expensive depending on where you live.
We gathered quotes for different vehicles with varying mileage to give you an idea of how prices compare between Endurance Auto Warranty and Onust. The prices below are for each company's lowest-tier plan unless otherwise noted. Keep in mind that coverage for these plans varies, so it’s not an exact apples-to-apples comparison of value.
For Endurance quotes, note that the Secure Plus plan was not available for the Honda CRV or the Ford F-150; for these vehicles, we received quotes for the Premier plan.
We received quotes for the Onust Connect Plus plan since it compares most similarly in coverage with a powertrain plan. The Ford F-150 and Honda CRV quotes are only 125,000 miles, since the company does not offer this coverage for vehicles with more than this. Onust plans have an activation fee ($300 for the Toyota Camry and Honda CRV, $569 for the BMW 3 Series and $479 for the Ford F-150) that we have included in the cost per year in our table below.
| Model and mileage | Endurance Auto Warranty | Onust |
|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $2,014 per year | $1,595 per year |
| 2014 Honda CRV (135,000 miles) | $1,834 per year | $984 per year |
| 2015 BMW 3 Series (125,000 miles) | $2,573 per year | $1,409 per year |
| 2016 Toyota Camry (110,000 miles) | $1,235 per year | $984 per year |
Endurance Auto Warranty vs. Onust policies
Endurance offers a standard deductible of $100. However, it automatically assigns a $500 deductible to any Supreme plan covering an Audi, BMW, Mercedes-Benz, Land Rover, Jaguar, Porsche or Alfa Romeo. It also only covers these vehicles until they hit eight years old or 80,000 miles, whichever comes first.
Onust mechanical breakdown coverage has a $0 deductible and begins immediately. However, there is an activation fee that starts at $125 and varies based on the type of vehicle you’re covering.
There are some limitations on which vehicles can be covered, however. Onust will not cover vehicles with over 125,000 miles or vehicles that are over 10 model years old. European, diesel and electric vehicles must have less than 65,000 miles. There may also be certain vehicle models that are excluded.
That said, Onust won’t cancel coverage when you cross these limits — you just have to register the vehicle before reaching them. Once registered, there are no mileage limits and your vehicle is covered for the remainder of its life.
| Benefit | Endurance Auto Warranty | Onust |
|---|---|---|
| Vehicle inspection required | | |
| Contract length | Month to month, 30 months | Month to month |
| Quote process | Online or call | Online or call |
Endurance Auto Warranty vs. Onust additional benefits
In addition to coverage for mechanical failures of your vehicle's parts, Endurance Auto Warranty and Onust offer a few other benefits.
Endurance benefits
Endurance offers 12 months of Elite Benefits with each plan for an additional $29 (one-time payment). These include:
- Up to $500 for key fob replacements
- Up to two tire repairs/replacements
- Up to $1,000 in collision repair assistance
- Up to $1,000 in total loss protection, which goes toward a replacement vehicle if your current vehicle is declared a total loss
While these benefits are valuable, one of Endurance’s hidden shortcomings is that it only offers $30 per day (or $150 maximum per repair) in rental car assistance.
Onust benefits
All Onust plans include useful benefits, including:
- Real-time connections with certified mechanics to answer questions
- Vehicle safety and recall notifications
- 24/7 towing and roadside assistance benefits
- Expense reimbursement for rental cars, travel lodging, towing and more
| Benefit | Endurance Auto Warranty | Onust |
|---|---|---|
| Roadside assistance | | |
| Rental car reimbursement | | |
| Trip interruption | | |
| Transferability | | |
Endurance Auto Warranty vs. Onust reviews
For an honest assessment of customer satisfaction, let's examine what actual policyholders say about Endurance Auto Warranty and Onust.
Endurance reviews
The general sentiment surrounding Endurance is that the reps are friendly and knowledgeable and that claims move along quickly.
“They're good people and we get no hassle whenever I have a claim. I had a claim for the radio and Endurance took care of it. They're the real deal. I have already got four of my family members signed up with them.” — William from Georgia
- "The first claim I ever had with Endurance was awesome ... Endurance has been great with me, and I've never been on the phone 15 minutes when I called there.” — Yvonne from Kentucky
Most of Endurance’s negative reviews seem to stem from a misunderstanding of coverage, waiting periods or other key terms of the warranty. To its credit, Endurance responds to its critical reviews, seeking ways to make things right with the reviewer.
- “I was told I need 30 days before my warranty was activated. It’s been over 90!!!! Come time to use the warranty fine print page 3 on a digital contract say 30 days and 1000 miles. I drive my car 550 miles so I have been paying them and I am not covered????” — Ivorie from Pennsylvania
» SEE FOR YOURSELF: Endurance reviews
Onust reviews
Onust customers appreciate how easy the company is to work with and how clear the communication is.
“Best investment I ever made. Every now and then, they send a check to use on any service. I also had a claim and it was all paid for. I would recommend Onust to anybody.” — Bill from Massachusetts
“When Onust became available, I jumped at it, especially because I can keep it for the lifetime of my car, which is very attractive. The coverage is great too. The warranty covers more than the service contracts I have on my other vehicles.” — S from Colorado
Most customer complaints focus on certain vehicles not being covered.
“After I had paid a couple of months, I had a repair to do and when I went to go over a repair at $3,000, Onust wouldn't cover the cost. I went through their reps a couple of times and I told them that I didn't know about it since they didn't tell me anything about it.” — Sebastiano from New York
It’s worth noting that Onust does list vehicles it won’t cover in its terms and conditions, but it’s up to the customer to read those conditions before signing up.
» SEE FOR YOURSELF: Onust reviews
Bottom line: Endurance Auto Warranty or Onust?
All things considered, what kind of driver is each provider best for?
Endurance is best for drivers who value robust coverage and generous first-year benefits for added peace of mind.
Onust is best for drivers who want day-one coverage and month-to-month plans.
If neither sounds like a good fit, or if you’d simply like to see more top-rated providers, check out our other picks for the best extended car warranty companies.
