Royal Administration Services Reviews

Updated on 08/10/2018: So I got a call from one of the inside liaison people @ Royal Administration yesterday in the hopes of appeasing me with futile rhetoric once again. She made a shameful attempt of trying to reiterate the language of the contract between Royal Administration and AWA services and me. I made it very clear to her I will only be appeased with the proper professional treatment and a full refund of the money I spent out of pocket to rescue my car from the mechanic. This was a claim that they approved and so my mechanic went ahead with the necessary repairs only to find out later that the repair was more than my car is worth (according to Royal Admin) and for that reason they were not going to pay the claim.

This sounds ludicrous to me. When we entered into this agreement they knew the age and condition of the car and furthermore they took my money and then placed me on a (30) thirty day waiting period before they afforded me coverage. What kind of a business are these people running? When they took mine and others money they have agreed to assume the risk by offering coverage for repairs that is needed from time to time. However, they find it beneficial and favorable to themselves to back peddle on their legal right to fulfill a written promise. NO INTEGRITY! on their part. Buyers beware.

They had my truck in the shop almost two weeks. Royal admin sent out three inspectors for what nobody knows. They requested copies of my registration, my last full year of service records, a copy of my title. It was ridiculous. They had the dealership pull the old trans and had them tear it down which was about 400 dollars in labor only to deny my claim on the grounds of it being a pre-existing condition. They had taken two payments out of my checking account and never sent me one single page of paperwork, no contract or stipulations nothing! They said I was only 5 days out of my grace period. And that it was a preexisting condition and I had to pay the damn bill to the dealership for the teardown of the trans. The whole thing cost me over 5 grand out of my pocket. Well come tomorrow my lawyer is filing a lawsuit so we'll see how smug they are when they are paying me.

They are the most horrible company I have in my life ever dealt with. They need to be put out of business, before they give Carchex a bad name. I have had both BMW's in West Palm Beach and in Jupiter tell me they never have warranty companies that have been this way. It's very sad, and they are ripping people off. They need to be reported, and closed. I won't stop until I find someone to help me do that.

I asked them if I had been driving it up a mountain every day for 50 miles at 100MPH could the timing chain have gotten stretched doing that? At which point they said it's their authority to deny my claim based on their "experience" with these matters. I asked if they have more experience than my Mercedes customer service supervisor who has seen this element more than 10,000 times in the past 20 years on similar models? And they said yes, their guy is more experienced. My valve covers were leaking well before the warranty started and they'll cover it but since the timing chain has been "stretching" out for a much longer time (in their so called "expert opinion") it just now caused the timing chain guard rail to break and start causing the noise to start.

Which is why I took it in this month for them to check it. And yes, the timing chain rail JUST BROKE recently while under warranty and now they won't pay to replace the timing chain! UNBELIEVABLE. So how convenient it must be that when you encounter the one EXPENSIVE part you need covered and their inspector even says to my mechanic that they agree, the company still will NOT honor their own contract language or help the customer out. Now my car is totally taken apart and I have to eat $3000. This is a sham and a misleading treatment. I plan to file a suit about this immediately.

Royal Administration, sent someone out to look at it.The claim was denied as they said the transmission was not serviced. LOL, OK, The Mini Cooper has a NON-SERVICEABLE transmission in it. There is no Plug, or even a dipstick on it. It's a lifetime non serviceable transmission. I called Royal Administration, again, they told the repair shop to disassemble the transmission so they did. Royal Administration, sent out a person again and the claim was denied again as they said it had burnt clutches in the transmission... LOL, OK, This Mini Cooper does not have any clutches in it and the fluid was not burnt at all. I called Royal again and they sent a person out to look again, this time the claim was denied because they said it was low on fluid, LOL, OK. The repair shop showed me the fluid and they measured the fluid and it was the amount that was suppose to be there. They also stated that the person never even measured it.

I then tried again and again to Carchex and to Royal Administration for a resolution, LOL, fat chance. So the next step I sent this to the Idaho Attorney General's office. For months they tried with no resolution either. Idaho Attorney General's office forwarded this claim to the Massachusetts Attorney's General. Also Idaho Attorney General's office said after looking over the case Royal should pay the claim but cannot be forced as they are out of Idaho. I was told as the company Royal Administration, was from Massachusetts so that's why it's been forwarded on to them.

The cost for me to get an attorney is 5,000 I don't have, and the cost to repair the car is 8,000 to 10,000 plus storage now at the shop for over a year. I never want this to happen to anyone again. Do not purchase from Carchex and do not purchase from Royal Administration. These companies bounce off each other so they are not held accountable, while my daughter is now 17 and still no car. So these companies that sell this type of coverage are not held accountable, they are not considered a form of insurance so not regulated by them.

Last Monday on my way to work my car started sputtering and as I was less than a mile from work began cutting off on me when I came to a stop. I coasted into the parking lot of my work and noticed a noise from the engine. At that time I called Royal and asked for a tow to a local shop who would later that morning diagnose my car and inform me that the engine had thrown a rod.

I didn't stress because I knew I was protected... Right?? So, I gave the shop all the info for my warranty and began the claims process. The shop called me the next day and advised me that Royal had requested he pull the oil pan off. He also mentioned to me at that time that the rep seemed very short and condescending when he told him I had only put 3,500 miles on my car in the 6 mos I had the warranty. I explained that it's not a problem because I only had to put 1000 miles on it per the contract for a claim to be valid and I lived 7 miles from work and a simple math equation would confirm that my mileage was indicative of not only me having driven back and forth to work each day for 6 mos but that I also had put an additional 1200 miles (200 miles per month) above and beyond what my everyday commute called for.

So, the shop pulled the oil pan on Tuesday and called Royal to advise them that he had fulfilled their request. He explained to them that there were metal shavings in my oil. At that time he was told they would call him back. Wednesday they did call him back. At that time they requested that he pull the engine from my car and each rod bearing, lay them out and then call them back. He did this. When he called them on Thursday they said they'd get someone out to take pics. Friday an inspector showed up to take pics. The mechanic (been in business in the same building 50+ yrs) said the inspector told him from the moment he walked through the door that "this isn't something that "just happens". And that I "must've not ever let my car warm up before driving it".

My mechanic explained to the inspector that throwing a rod is indeed something that "just happens" and there aren't always "signs" that would alarm someone that their engine is about to throw a rod or preventative steps other than a regular oil change, which I have records of having done. He also reminded him that in said maintenance records it shows I had just been to get an oil change a month ago and there were no notations that oil was leaking, oil was low or metal shavings were present in oil. In other words "THIS JUST HAPPENED"!! The inspector even took pics of my rotors to make sure there weren't any rust on them from the car sitting. Although I laughed about that a little, I thought to myself "well that's fine, this can only be a good thing for me since the car has NOT been sitting".

This afternoon (a week after my engine threw a rod) I received a call and was told my claim was denied. Their reason for denying my claim was that somewhere along the line I must've run my car out of oil and continued driving it with no oil. Being a female and having been given the ole "you're a woman so you must know nothing about cars" many times in my experiences, I expected that they would try to use some fancy words or breakdown of how the mechanical failure of my engine was not covered under their long winded contract, but to be told that I must've driven my car with no oil in it was a smack in the face! Downright offensive. Especially since I was a manager at Valvoline for 3 yrs and my father retired from GM... Making sure my car's fluids are maintained, checked regularly and on full at all times has been instilled in me since before I knew how to drive a car!

When I asked what grounds he had for coming to this conclusion his response was "the proof is with your car". So, now I have my own common sense and a mechanic of 50+ yrs telling me that there is no way that my negligence could have caused what happened on one end and a desk adjuster on the other basically telling me to prove him wrong! So that's exactly what I intend on doing! Please steer clear of these scammers. My story sounds way too much like all these others. I wish I had known this were a different company than "Carchex" so I could've did my research. If I had read these reviews I wouldn't have touched these thieves with a 10ft pole! I will do my due diligence to prevent this from happening to anyone else!

My repair shop then called our local Infiniti dealer here and asked if they could purchase a compressor clutch and Infiniti told them that they would have to buy the Compressor itself. Once we told Warranty this, they still insisted that we had to buy the compressor clutch separately and it was not covered under their policy. My repair shop told them that they've done these repairs plenty of times and that they've never been able to buy the compressor clutch separately and no other auto warranty company told them to do this. So after speaking with 3 different adjusters, Royal told me that they would have a supervisor call me to further explain it to me but that hasn't happened as of yet.

The fault (Fault 27E4) would not come up while the inspector was there so they denied the part of the claim that was a real safety issue: the check engine light and limp mode fault codes. They approved a bunch of other stuff and gave BMW the go ahead to fix the car. Once it is all back together and they test the car, the fault comes back up. BMW call Royal. They send out another inspector but the fault is gone. It appears to clear when you turn the car off then on again. But it wouldn’t do it when the inspector was there, so they didn’t cover the fault and closed the claim. Royal denied the check engine light claim!

Royal doesn’t seem to think that this fault is a safety issue. They said if it happens again bring it to the repair facility and have them run a full diagnostic to show the problem. Royal would open a NEW claim for it. They want to open a new claim for a problem that they refuse to repair the first time because the inspector couldn’t experience it. They want to charge me another deductible for a problem that is intermittent but won't pay for anything if their inspector finds no problem. If a problem is intermittent I would think the company would accept time and date stamped photos or video of the condition when it happens to show it is intermittent over a period of time. I have pictures and video I wish I could post here. I got my car back on Thursday evening and the limp mode started again Friday morning on my way to work! On Interstate 17. Not a side road. SAFETY ISSUE.

The BMW repair facility said that Royal is the worst warranty company they have ever experienced. The customer service is horrible. The run around the shop had to do to appear Royal was way more than any other warranty company they deal with. Two weeks my car was at BMW while Royal sent inspector after inspector to check for problems. Once again, this is a safety issue the Royal refuses to cover. Maybe they are waiting for me to get into an accident before they will agree.

My personal dealings with Royal directly are not any better. I asked to speak to a manager. They are always in meetings and never call back. I ended up calling several times before finally being switched to a manager. Their customer service reps are horrible and rude. My car went back into limp mode the very next day after getting it from the shop. It is an intermittent problem that resets itself when you restart the car. You can't MAKE it happen so I don't understand why they won't accept video and photos with time and date stamp. THIS IS A SAFETY ISSUE and can cause me and the vehicle physical harm.

It is now March the 6th of 2017 and I still do not have my money back. Royal have been giving me the runaround. The last 3 weeks I was told they (Royal) make refund checks on Mondays and when I did not receive a check last I called on Friday (3/3/17) and told the lady I talked to I was ready to call the BBB and report this company to them. This morning (3-6-17) I called to see if they were going to write me out a check and the woman I talked to said they sent me a check out Friday (3-3-17) now. That check should be for $1045.02 and that 6 months $174.17 a month. I talked to Lorie today (3-10-17) and she said they did mail me out a check but it will be prorated. She also said she pulled up tape of me buying the contract and what was said is what I have put in this letter. Well over a week (8 days) and no check. I just called Lorie and asked her how does it feel to work for a company that lies to their employs?

After filing a complaint with the Better Business Bureau, Mrs. O'Keefe did call me. She informed that the pump my vehicle required is an "external" part of the differential assembly and therefore not covered. I said that the contract does not say external parts are not covered and she informed her decision is final. So that others don't have to go through the hassle I did to gain access to Mrs. O'Keefe, here are her direct numbers: ** and 800-871-0467 x559. I am pursuing a complaint with the consumer protection agency and with the BBB to lower Royal's A+ rating. This company deserves an F for poor customer service, false advertising, and failure to provide the warranty coverage for which I paid $1,930.

About a month later the low oil pressure light comes on. I turn the truck off immediately. I checked the oil and pressed the oil life button. It read 44% oil life remaining. I called my mechanic. There was oil in the vehicle and the low oil pressure light was off. He told me if the light came back on to have it towed. I didn't drive it that week and on Friday I watch a stroke patient. He lives 9 miles from my home.

On the way there the StabiliTrak and traction control light came on. I was 1 mile from the patient's home. When I pulled in the driveway the truck was tapping. I had it towed to the dealership. They called the following Friday to tell me I needed a new motor. I gave them the info to Royal. Royal wanted the motor broke down to the point of failure. The dealership called to tell me because if the point of failure was not covered I was responsible for the breakdown of the motor. I gave the go ahead as I knew I'd maintained the vehicle properly. The dealership called the next day and said they found the oil pump had gone bad and stopped the breakdown. 2 hours later the dealership called and told me the warranty company wanted the motor broke down even more.

2 days later someone from the warranty company came to take pics of the parts of the motor. I was asked to send my maintenance reports. I could only find 1 receipt of which I had 3. The other 2 receipts were with my ex. Whom I'd filed a protective order on for using drugs and beating me 2 weekends before this happened. I sent copies of the protective order and the receipt I had and they actually wanted me to break the protective order to contact him to get these receipts. THAT'S ILLEGAL and DANGEROUS. He missed a court date the day they asked me to do this. He had kicked my back door in while I was at work the weekend before. I'm obviously ashamed and scared and I can't believe this company would make me contact someone for receipts that don't matter. Oil changes have nothing to do with the malfunction of the oil pump. I had the receipt for the 1st oil change done in Feb 2016.

It is now Jan of 2017. I've obviously done more than 1 oil change when the Oil life is still at 44%. They are denying the claim. I now owe the dealership $950 for the tear down of the motor before I can have it towed. I have no vehicle and I still owe money on the truck. Whatever you do DO NOT BUY an EXTENDED WARRANTY from this COMPANY. They do NOT honor their contract.

Since it wasn't internal transmission the warranty didn't cover anything but thankfully I talked dealership into getting a $1200.00 job (for a used radiator and install) cut to about $700.00 out of pocket.. The mechanic tries to talk me into tearing down the transmission to see if there was any damages.. I told him there was no way I was going to let him tear down my transmission because my car wouldn't move when it leaked all fluids anyway and the warranty wasn't going to cover anything unless it was a lubricated internal part. Now in November 2016 my car starts shaking and jerking and runs like ** and wants to die when it's in idle. So I took it to a diagnostic center and it has multiple misfires and says it sounds like timing chain is stretched and an electrical issue (radio shuts down, turn signal switch, no power to driver rear door, turn signal light has been replaced 3 times).

So I call Royal and 1st I was told it wasn't covered under warranty. I looked around and tried to find someone who does actually work on the baby North star 2.8liter only to find out NO-ONe wants to attempt to touch it. My fiancee worked 35 minutes away as a manager and had to quit her job because she needs a car for bank runs and to get to work. My kids can no longer play sports because I have no way to get them where they need to be.

After Googling the warranty only to find the timing chain is covered. I called Royal back and asked the same question but this time I spoke to a different lady I believe named Glenda and she tells me it's covered. So I sent it to the same dealership who fixed it the first time and he mechanic then tells me I need to sign a waiver to give permission to tear down the engine and diagnose it "just in case" nothing else is damaged. After it sat there for 2 weeks.. I tell Royal and they say mechanic just trying to get money out of me and advised me send it somewhere else. At the time the car started it just ran and idled like crap.. So again I call warranty and a gentlemen answered and said that if the chain is stretched they won't cover it but if it's broke then they will. Which means anything I have done to this car is coming out of my pocket..

So I called Vermilion Chevy in Tilton IL. and told him the story with FORD and he said he could just do the chain. So after a week I call Chevy to see if they have diagnosed it ($110 fee I was told prior to towing it to them) and all of a sudden I get the exact same story FORD told me about the tear down. So basically I been without my car 2 months now and not once offered a loaner... I have literally driven this car 6 months out of the 9 I've had it.

Needless to say I found a used motor with half the miles online with 3 year "warranty" free shipping and after pull in old motor and dropping in the replacement it would be about $1500.00 cheaper. Now all I have to do is figure out where this $4000.00 gonna come from for repairs on top of paying this $350 car payment for this lemon. I about to let this damn thing go but I promised it to my son in his 18th birthday August 2017. Now I'm not only a fool but I'm also a liar... I'm so pissed. My anxiety level is through the roof. I feel like a victim here and I'm so confused on what to do.

I spent 3 hours at the Dodge Chrysler Jeep dealership, as they say a repair facility of your choice, right. Well my service advisor got the big runaround speaking with Henry, who has appeared to be there for eons. He was told the trans would have to be broke down to the point of failure then an inspector would come and see what had failed. Only problem Chrysler forbids them from this as they replace the unit, a CVT. Said I had to go to a transmission shop so I proceed to AAMCO. Well guess what, same BS, spent an hour, nothing accomplished. This time it was Tony they dealt with. The shop was again scratching their head wondering what kind of outfit this is. So my tech says Tony said to tell me I need to authorize the tear down and to understand if repairs are unauthorized I foot the bill. This is a bunch of crap!

Well screw this, before I go any further with these bozos I'm canceling both my autos. Figure over the next 5 yrs/100,000 miles I can save that money and repair whatever myself, BS! I'm really blown away reading the reviews on these folks. There is definitely a pattern of deceit, genuine ripoffs! Needless to say my first attempted claim was very unpleasant. Don't worry there won't be a second. I'm done.

They claim that in order to warranty the work they must obtain the parts unless they are no longer available. So effectively, we are stuck with the outcome and cost of over $400 after an outlay of over $2,400 for the policy. Needless to say, I am most dissatisfied with Royal and less than happy with Dick Norris Buick GMC. For the future, I will never deal with either of these companies again. BTW, the car was purchased from Dick Norris. Also as stated by others, the repair process is exceedingly slow (2.5 weeks) due to the involvement or Royal Adjusters and their requirement of sourcing parts for the repair themselves.

The company sent out adjuster who claimed these are wear and tear parts even though they are specifically stated as covered in the contract. He stated they only cover those if they suddenly break, even though the words suddenly break are never mentioned in the contract. He and the supervisor I spoke to, Caroline, then refer to a clause in the contract in the very front of the book which states they will not cover parts that the performance is reduced due to gradual wear and tear. I state that these parts performance had not been reduced, that they have failed. They claim That is what that really means, it is reduced to the point of failure. So while adding words to the contract and interpreting the contract to mean something it does not say, but instead implies that they will replace any of the parts listed, they say they won't pay for the covered parts.

This company and their warranty is a complete scam who will say and do anything not to have to honor their contract. If you are thinking about purchasing a contract from CARCHEX or ROYAL ADMINISTRATION SERVICES, save your money and avoid them like the plague. They will not honor their contract. If you do not believe one review, simply google ROYAL ADMINISTRATION SERVICES and SCAM or RIPOFF and you will see their hundreds of scams they have perpetrated on customers.

After hearing this I give them a call and not only did they tell me because we were not stranded on the side of the highway having a "total breakdown" they also say it's covered only if the broken engine block is damaged by the failure of an internally lubricated engine component. I'm no mechanic, but what other way can the completely busted engine blocks break AND furthermore, it was broken when we bought it and the blocks hold the actual engine in place - so let me be clear here, if the engine falls out and leaves you stranded on the highway you're covered, but if you're fixing something that is broken that is considered a main component, it's not covered. How do you claim to give "peace of mind" to anyone purchasing a used vehicle if you don't cover the engine blocks that hold the rest of the ENTIRE engine together and how would we have known they were broken when we bought it?

The lady on the phone was rude to us and asked "has a breakdown occurred?" When we said no she said it wasn't covered. She was very curt and when I asked "how is that possible it's a main component", she asked again if a breakdown occurred and we said no, but they are completely busted to the point that our mechanic can't in good faith, put them back in and send us on our way and she said it's not covered if a breakdown did not occur - customer service is clearly not something they excel at. We are out $1800 the first few days we owned our new "used" SUV with total "peace of mind coverage" line we were given. We also had our repair place find a few other things wrong and R.A.S. said they are not covered because there was not a total breakdown.

I guess if you want anything covered you need to end up stranded/broken down on the side of the road (pray you don't have kids or pets with you and it happens during 8am-5pm so you can get help) in order for them to do anything and I am not even at all confident that they would. This company is a total scam. We would like our $4800 back from this shady company. Our transmission is now sputtering and stalling and unless we end up on the side of the road totally broken down (God forbid we take it in to be looked at now to prevent anything further from going wrong - they must not understand the domino effect) they won't cover it. I doubt they would even if there was a total breakdown because I am sure they would say it wasn't properly lubricated - something we would know, right? Not. Upset, angry, and frustrated do not even begin to cover it.

Anyway, we purchased this vehicle and I started noticing that the engine started to tick and we found out that we needed a new engine as the timing chain adjustors started to go bad according to Jeep. I contacted the dealership and spoke with them and they told me they would take care of everything and I just needed to schedule a time to bring it to them to get it fixed. The dealership then informed me that they did not have the correct tools to fix the job and instead referred me to take the vehicle to a Ford Dealership. This is exactly what we did and according to the warranty we had 30 days or 1,000 miles. It still has not been 30 days from the date that we purchased the vehicle and it has been much less mileage than 1,000 miles. After we took the vehicle to Ford on April 6, 2016 which was a Wednesday and I told the dealership exactly what Jeep said and Jeep is the dealership I purchased the vehicle from.

I also authorized the work to be done at Ford to break down the engine (which is what Royal Admin requested I do) which was 4 hours worth of labor just to prove to the adjustor exactly what the dealership said was true all along and from the beginning. We then played the waiting game for over 4 days for this adjuster to come and look at the vehicle. We originally called Edmund's to start the claim, and the next day they acted like they never received the claim, then Edmund's finally told us after many calls to them that we should have started the claim with Royal Administration and gave us this number that is listed on the site. We call Royal Admin that day to get the claim started which would have been on Thursday April 7, 2016 and Shawn which is the service advisor at Ford, he spoke with Nancy who would not provide her last name and according to her they had 24 to 48 hours to send out a rep to make sure that the claim is legit.

It takes a rep until Friday April 9, 2016 to come out to Ford just to look at it. The rep then waited until late Monday which is the day I am writing this as the Rep came back and said we will not cover the engine because the tires are not factory stock. We made absolutely no modifications to the vehicle and did not know that modifications had even been done and according to the dealership they made no modifications either. We bought the truck exactly how it came from the dealership.

This has left us stranded without a vehicle as nowhere in any dealing or anything that we ever received printed from this company ever stated that we needed to look out for the tire size before purchasing a vehicle. This is completely wrong and unmoral. How could you leave someone stranded on the side of the road after they just purchased a vehicle! We traded in 2 brand new vehicles for an older vehicle to save money and the only reason is because I thought that this company was a reputable company but obviously they lie, scam, and steal. I have lost my job and need help fighting this company, and getting my truck back

I called Royal Administration to ask why is a complete tear down of the front of my engine necessary to know that the timing is bad. They stated that since my policy was less than 6 months old, they would looking at it very closely and stated that it would most likely not be covered. I asked, the policy says covers timing chain and any components needing lubrication that have failed. They basically just wanted to hang the phone up on me. I went to the dealership and authorized the teardown, $400. I would be responsible for if they would not cover it. The dealership tore down the engine and called me within 24 hrs of authorization. I went to the dealership to document the failure myself and could clearly see that the guide had failed causing the chain to start to rub on the gear.

It took 3 days for the inspector to arrive and inspect the truck. I get a call from the dealer saying that Royal Administration denied the claim and only approved the a/c fan. Now, they approved the a/c fan. Dealer part cost $180 plus installation, they approved $53. I'm guessing they wanted to get one of a junkyard car and have the Nissan dealer install it and warranty it. So, I called Royal Administration to know why they denied it. I spoke to the person assigned to my claim, he said it's pre-existing. How can you say its pre-existing? Do you have some record of my truck being serviced somewhere else? He said "NO, I don't need it. I have 27 years experience." Then I want an official denial letter mailed to me and stating the reason. He said "I don't need to send you one. I've done my job and this conversation is over (hang up on me)."

By law, they have to send you a denial letter and they refused. I then spoke to a lady supervisor and then to the owner of the company William, neither of them would help me understand their reasoning and they keep changing why they denied it and for what reasons. They actually used the reason "rust". RUST. Take a 2015 model car, put it on a rack, and I guarantee the undercarriage will have rust. I told William there is a difference between surface rust and flat out completely rusted out. This truck was always a Florida truck, never lived in the northern elements. Basically, they have written a contract with back door denial reason. William told me he's worked for the automobile industry for over 30 years. It's a lie. He worked for an insurance company and learned how to cheat honest working people. In the end, I had to pay $400 for tear down, $300 for rental car (10 days), and they say their turnaround time is 48 hrs.

I had to tow my truck 70 miles back home with all the engine components in the bed. I ended up in the hospital for 1 day from dehydration and chest pains (stress). My truck, since October 9th (towed home) until writing this, is still in my driveway, torn apart. I bought another truck, temporary, to commute. Otherwise, my family would suffer from a loss of income. I have reached out to the State attorney in MA and in FL along with News Channel 8 investigations and the FCC Federal Trade Commission. All of them are handling this as I write this. I have also retained an Attorney demanding they fix my truck and compensate me of any punitive damages. I'm including a link of a website that is actually dedicated to helping an consumers that have been denied of their warranty contract from Royal Administration. All legal aid info, state attorney resources, and government contacts are there. Contact http://royaladmin.info

Months later, I had my car checked and was told I only needed brakes. I paid out of pocket and all was good until 2 months after that when I began to hear a squeaking sound. After going to two mechanics who were not sure about the sound, the Ford mechanics were able to confirm that the "bushings and control arms" needed to be replaced. This apparently has to do with the suspension which is fully covered in my policy. The shop waited days for the underwriter to show up but assured me that the repair was covered as stated in the policy. He said that as soon as the underwriter saw the old parts and approved the repair, they would get the car back to me quickly.

To their surprise and mine, the claim was denied. The reason was that the problem could have not occurred since purchasing the policy which is odd because the sales person suggested the upgraded policy: "even though you have never had a problem with your vehicle, it is older". More importantly, when I asked where to take my car to be inspected for the policy, I was told that it would not be necessary. I should have know that they were up to shady business right there. The Attorney General was later given a different reason for not covering the repair which again contradicted what is clearly stated in the policy. Do not use this company as they are not reputable and will not honor your repair; however, they collect the premium so fast that they sometimes charge twice in the same month. BEWARE!!!

And now that I read the reviews, my thinking looks to be correct. There are plenty of other less expensive gold premium extended warranties available with A+ rated companies now that I looked on line. If Royal Administration Services calls you tell them No Thank You and don't waste your time talking to them. They also connect you to 4 different people and then you get to the closer who threatens you with NEVER being able to get a good policy if you say decline to take the deal they are offering. WHAT????

I went and took pictures of the under carriage of my truck. It looked like a new truck. Again the dealer was amazed on how good condition it was in. The warranty company will pay for one clasped engine mount. They won't pay to fix the leaking transfer case that's causing the problem. I took my truck in the shop 06/05/2015. It is now 06/19/2015. Had to rent a car going on 2 weeks now. VERY VERY UPSET WITH THIS WARRANTY COMPANY. PLEASE DON'T ANYONE ELSE GET RIPPED OFF BY THIS COMPANY. P.S. MY WARRANTY EXPIRES IN SEPTEMBER 2015. I think they are just waiting for my warranty to expire.

Jordan ** (RIP OFF) - LIAR, DON'T believe them. On propose denial my claim after 28 Days ROYAL ADMINISTRATION CLAIM ADVISOR JOHN **. Why they wait 28 days (9/30/2014) - why because they are looking used parts? And VW dealer asking more money from them. They don't offer me rental. They need my repair record. I gave them everything and they are liar. They didn’t received anything I sent myself. Also VW dealer sent them everything - Title copy, Registration copy bill of sale. I called ROYAL ADMINISTRATION. We revived everything still in process - 3 days later they said didn't receive anything. Sent back everything some reason on purpose (28 DAYS) hold my claim. Claim MANAGER JOHN ** - DON'T KNOW WHAT SERVICE CONTRACT SAYS STATE REQUIREMENT.

They broke Massachusetts Law state requirement used vehicles with 80.000 or more or 125.000 mile at the times of sale provides coverage for 30 days or 1250 miles. Whichever occurs first - purchasing date 7/31/2014 miles 90.981. Cam chain broke 9/01/2014 miles 93.133. I will contact, Massachusetts Attorney General Office, (BBB) TV channel and news. I ALSO FILE MY LEGAL RIGHT.

In addition, according to their letter the proceeds from the cancellation had been forwarded to the lien holder, approximately $1400. Well guess what? That's correct, the lien holder has not seen their check which was sent according to them on Aug. 21st. The lien holder Hanscom Federal Credit Union is only a short distance from these guys and again despite numerous calls and another complaint to the MA BBB as of Sept. 8th this is still not resolved. My next step will be the NH & MA AG, I've had it with Royal!

They could have easily have called the inspector Tuesday morning, confirm the diagnosis. Then called the repair facility and asked them for mileage and vin number and boom, it would have been repaired that same day and then they should have called with the credit card payment that same day. But it was a big inconvenience for me to be without my car for a whole 7 days and they did not even offer me a rental car which was in the contract. I was not rental car eligible until they approved my claim which was 5 days later. When it was approved, I did not expect it to be delayed 2 more days.

Royal approved the claim after 1 phone call from Fletcher Jones Mercedes. 1 phone call, then the work was done, then phone call #2 was for my dealership to get paid from a Corporate Credit card from Royal Admin. That repair bill was $1800. My end was $100 (deductible). Royal paid it without ANY hassle! My 2nd and 3rd repairs went the same way... easy, breezy... I didn't have to utilize the rental car reimbursement because Fletcher Jones Mercedes offered me a loaner car on all 3 occasions. So perhaps the key to not having problems, is quite possibly, to buy the extended warranty while you are still covered, or before you have 125,000 miles or more, and already are noticing signs and symptoms that you may need some expensive repair work in the near future.

NO INSURANCE COMPANY has a big, beautiful building from losing money (i.e. IT IS INSURANCE FRAUD TO GET A WARRANTY JUST TO FIX A PRE-EXISTING CONDITION)... but I have had several vehicle service contracts, and NONE of them worked this well. Jason Charged me $2375 for 5 years of this Elite coverage (from Royal), bought through AA Auto Protection. I have, to date, had over $4500 in repairs, paid for without ANY difficulty! I just see only negative reviews, and it doesn't seem like those of us who have had great experiences take the time to share the good stuff that happens as well. Since Royal still has an A+ Rating with the BBB, and like 23 complaints in the last 12 months... from what I understand Royal handles somewhere around 60,000 vehicle service contracts annually... (97 complaints closed with BBB in last 3 years | 23 closed in last 12 months) That is like .001% of resolved closed complaints. Royal, from my experience, ROCKS!

I took my car to Audi as my contract states I'm allowed to have my car serviced by a facility of my choice, so who better than the manufacturer? Audi ran a diagnostic test which I paid for and determined I needed a new transmission. They opened a claim with Royal, which sent an inspector. The inspector then requested a road test and another diagnostic test. The claim adjuster Henry then decided that the diagnosis by the manufacturer was not sufficient for him and asked that I take my car to AAMCO. I complied. The diagnosis from AAMCO was exactly the same as I had expected. Meanwhile, I spoke to the ill mannered Henry inquiring why they would not pay for a diagnostic they requested. He claimed they only cover it if the facility were repairing the car. As I would have preferred Audi repair my car and the choice of AAMCO was Henry's choice, he should pay for it.

I then received a call from AAMCO stating that Henry requested the engine and transmission be taken apart and an inspector would be sent out, at which time they would determine whether to approve the claim or not. The adviser at AAMCO, from his previous experiences with Royal, asked that I agree to cover his costs of $950 for this extensive diagnosis as, in his experience, Royal frequently denies transmission claims or requests a repair solution that is not recommended by AAMCO but costs them less. Hence, AAMCO is left with a repair bill that they have to pass onto the customer. It would now be over $1,000 spent in diagnosis alone. It does not make sense for me to have pains and go to a doctor, who in his years of training can diagnose appendicitis from my symptoms and the diagnostics tests that he performed, then my insurance company asks that he performs surgery to remove all my organs and fish out my appendix for them to determine whether it's ruptured or not.

After two experts have diagnosed this car, I can't understand how Royal will request over $1,000 in diagnosis. Even if this is covered by my warranty, I have a limit of liability and this cost is deducted from my coverage. I googled Royal Administration to get a number to the corporate office to escalate this issue as I am not authorizing this $950 diagnosis. After this issue, I recently learned from AAMCO that Henry called him to say he would be denying the claim because he had proof the car company was aware of the transmission issue before they sold the car to me. What I don't understand is why Royal collected the $2,000 from the dealer if they were aware the car had a transmission issue. I have since contacted a lawyer and will be seeking full compensation as well as expenses incurred during this charade. I was shocked that the first five results in Google were links to numerous complaints about this company.

It seems it is common knowledge that they are a fraud and the only customers with solutions sought litigation. How this company is still in business and allowed to prey on unsuspecting customers like me is beyond disbelief. I have copied this complaint to the BBB again as well as the Attorney General's office of Boston. I also wrote to Help me Howard of Pix 11 News, a consumer advocate to seek help. Something must be done! Royal Administration must be stopped.

In speaking with Royal, they were rude and extremely condescending on the phone, clearly not a service oriented group. They told me the service contract does not cover the costs to "diagnose" the problem but only the repairs and only the repairs as Royal sees them costing, despite what the dealer charges. So, in fact the contract with my deductible, covers only $500 of the $1,300 bill. Royal only covers 2.5 hours of labor even if the costs are more, as they were in this case. They do not cover the diagnostic portion to see what is wrong with the car or to find out what's wrong with the car. They told me that if it takes 18 steps to see the problem or expose the problem, that they do not cover that, instead, they will cover the 18 steps to replace the problem once discovered and return the car to its original state. In other words, if you go to the doctor with appendicitis and you go to the OR and he cuts into you and exposes your appendix, and notes it needs to come out, according to this service contract, you have to pay the surgeon for all the costs up to the point that he finds your appendix is inflamed. But your service contract will then cover the costs of the removal of your appendix and the closure of your wound in the OR. Where is the sanity in this?

From the BBB they have an A+ rating, where and how did this occur? How can we, as consumers get this out to the public and create a stir to make effective changes to these stupid contracts?

A call was then put into Royal Administration Services and an inspector/adjuster would come and check the vehicle. My truck was inspected on July 25, 2011 by Mark, an independent inspector/adjuster, hired by Royal Administration Services. Mark notified Larry at Royal about the things that needed to be replaced. The response that I got from Royal was that they wanted the transmission taken apart.

Frank at Karp Volvo explained that you do not take apart Volvo transmissions. I then called Royal to see if I can resolve this matter, but had to speak with several people (Sarah, Craig, Sarah and Marie) and getting very upset and angry, I then asked to speak to the Supervisor. I was then put on the phone with Larry (after 7 hours of calling this company).

Larry was very rude – talking over me and not letting me ask the questions that I wanted answers to. He just put the blame on me and Karp Volvo. I then called Frank at Karp Volvo and explained to him that Larry, the Supervisor at Royal, was a very rude man and didn't get anywhere with this phone conversation. Frank then put a call into Royal and asked Larry to send out another inspector/adjuster to take another look at my vehicle.

On July28, 2011, another inspector/adjuster looked over my vehicle and wrote in his report what Mark, the first inspector/adjuster, wrote. Frank then called Larry at Royal to discuss my vehicle but Larry told Frank that Royal was not going to cover the work that needs to be done. I then checked my Vehicle Service Contract Declarations and saw that this work is covered under my warranty. So, I then called to get a full refund because Royal is not performing the work that was promised under the warranty contract that I paid $2,310 for. I was informed that I will only be able to get a partial refund and not a full refund.