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Royal Administration Services Reviews

Hanover, MA

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About Royal Administration Services

Pros
  • Comprehensive coverage options
  • Quick response for repairs
Cons
  • Claims denial for certain repairs
  • High costs for warranty services

Royal Administration Services Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServicePriceStaff

    Reviewed Aug. 23, 2026

    This warranty has been a godsend!! My 2020 Hyundai Santa Fe engine threw a rod at 98000 miles. Shop quoted around $4500-$6000. Filed claim online, they had an inspector look it over, approved the full engine replacement after roughly 6 days. Rep was really helpful on the phone. No drama at all. 5 stars for sure.

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    Customer ServicePriceRefunds & PayoutsMaintenanceRates

    Reviewed Aug. 12, 2026

    Solid protection for the price. 2019 Toyota Tacoma catalytic converter needed replacing near 56000. Shop said it would run $1500-$2500. Called them, uploaded all the paperwork, adjuster approved the catalytic converter in under 11 days total. Saved us a ton of money. Took a bit longer than I hoped but they paid.

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      Verified purchase
      CoveragePrice

      Reviewed Aug. 8, 2026

      Highly recommend!! My 2021 Nissan Rogue serpentine belt took out the alternator and power steering around 72000. Shop quoted around $1100-$1600. Process took about 9 days but they covered most of the belt, alternator and pump after my deductible. Would buy again without hesitation. No drama at all. 5 stars for sure.

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      Verified purchase
      Customer ServicePriceRefunds & Payouts

      Reviewed July 31, 2026

      This warranty has been a godsend!! My wife's 2017 Jeep Cherokee threw a rod or something major engine wise at 63,000 miles. We were freaking out thinking thousands out of pocket. Called Royal Admin, shop diagnosed, we uploaded all the papers and pics they wanted. They approved a full engine replacement (minus deductible) and got it done in under 1 weeks. The adjuster was super nice, followed up and everything. No run around like I heard from other companies. Paid monthly wasn't bad and now I feel way better driving it. Highly recommend if your buying used—saved us big time!!

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      Verified purchase
      CoveragePriceMaintenanceStaffEase of UseHonesty & Transparency

      Reviewed July 30, 2026

      Honestly pretty happy with Royal Administration so far. My 2020 Honda CR-V had an issue with the fuel pump around 60k miles—filed claim online, they had a inspector look at it (shop did that part), approved in like a week. Covered almost everything except my deductible. Rep I talked to was patient and explained why some things weren't included (normal wear stuff). Portal is easy to use too. Had one small claim before that went smoothly. Yeah, there's exclusions, but that's any warranty. I'd give it 4 stars, solid protection for an older-ish car without breaking the bank.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedRefunds & PayoutsEase of UseRates

      Reviewed Aug. 19, 2026

      Solid protection for the price. 2017 Hyundai Tucson water pump went out near 72000. Shop said it would run $700-$1100. I submitted from my phone, they approved the water pump replacement pretty quick (4 days) and reimbursed after final invoice. Portal is easy to use. Not perfect but better than nothing.

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      Verified purchase
      Customer ServiceCoveragePriceRefunds & PayoutsStaff

      Reviewed Aug. 15, 2026

      Can't say enough good things about this coverage. 2018 Ford Explorer alternator died at 78000. Shop quoted around $500-$700. Submitted everything they asked for (diag codes, invoices, photos). Approval came in 9 days and they paid the shop direct. Rep was really helpful on the phone. No drama at all.

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      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaffRates

      Reviewed July 29, 2026

      Got the mid-level plan for my Toyota Camry, been ok so far. AC compressor died last summer and they sent approval pretty quick, shop fixed it no big hassle. But then my starter went out a few months later and they dragged their feet forever asking for more proof it wasn't my fault. Finally paid but it was stressful waiting. Service call fee is kinda high too. It's decent for the price but you gotta fight sometimes. 3 stars cause it helped but not without headaches.

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      Verified purchase
      Customer ServiceCoveragePriceRefunds & PayoutsStaffRates

      Reviewed June 12, 2026

      My transmission started slipping on my Chevy Silverado after about a year with Royal Admin. Shop said it needed a rebuild, I submitted everything they asked for (diagnostics, fluid samples whatever). They covered part of it but denied some because they said "wear and tear" or preexisting or something. Ended up paying like $1200 out of pocket which sucked but better than full price I guess. Phone reps are hit or miss—one was helpful, another acted like I was bothering them. It's meh coverage, not terrible not amazing. If you're lucky it works fine.

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      Profile pic of the author.

      Reviewed June 3, 2026

      Do not do business with this company. The rear in my truck went up and they declined to pay, saying it was caused by my tires, mine you got a flat, put spare tire on right before, and they say that's what caused it, what a joke.

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      CoverageMaintenance

      Reviewed June 1, 2026

      Do not purchase this warranty company. I purchased this warranty company and they refused to repair my vehicle due to lack of maintenance and lack of lubrication, which I have all of my oil change. Receipts and a diagnostic test receipts, they asked for my mechanic to take the engine apart and then refuse to pay to put the engine back together. When they denied the claim, I

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      Verified purchase
      CoveragePriceMaintenance

      Reviewed May 21, 2026

      Coverage for my car was really awesome. The warranty through Royal Administration covered most of the repairs I needed to get my car back up and running. Good thing it wasn't major either but the convenience of it all to get my car back up and running and the costs being covered was definitely a lifesaver for me. Highly recommended.

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      Verified purchase
      CoveragePriceRefunds & Payouts

      Reviewed March 29, 2026

      I recently got their policy for my car and good thing too as I also got into a bit of car trouble recently. I woke up one morning and my car just wouldn't start. Good thing I had their coverage so I was able to get it to a shop and had repairs done. I felt confident they would cover most of my repair costs and they did! Such awesome savings instead of having to cover it all out of pocket. The policy has already paid for itself and I've only had it for a few months! Definitely worth getting the policy overall.

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      Verified purchase
      Customer ServicePriceRefunds & PayoutsMaintenance

      Reviewed March 7, 2026

      Bought this warranty when I got my used 2018 Ford Escape thinking it'd save me headaches. Had a alternator go bad at like 85k miles, filed the claim and they approved it after sending pics and the shop invoice. Took about 10 days to get reimbursed but hey, they paid most of it minus the deductible. Customer service was ok, guy on phone was kinda short but got the job done. Only gripe is they nitpick everything and ask for a ton of paperwork. It's alright if your car breaks in a common way, but I wouldn't call it great. Probably stick with it for now since it's paid for.

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      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedMaintenanceStaff

      Reviewed March 4, 2026

      This policy offers excellent coverage, and I must say I have real peace of mind when it comes to my vehicle. I do not have to worry anymore about my vehicle breaking down on the road, as this service plan covers almost everything. When my vehicle needs attention, the process is simple, and the support team is very quick to respond. With most of the mechanical problems and repairs covered, I can rest assured and drive my vehicle with peace of mind, as I do not have to worry about any sudden expenses. It has been a very reliable solution.

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      Verified purchase
      Customer ServiceCoverageStaffTransparencyHonesty & Transparency

      Reviewed March 3, 2026

      Total nightmare dealing with this company. I was assured my repair would be covered before authorizing the work, only to be denied afterward for a vague technicality buried in fine print. Every representative gave me a different explanation, and no supervisor ever returned my calls. I paid faithfully each month for “peace of mind,” but when I truly needed help, they stalled, requested excessive documentation, and ultimately refused to honor the claim. I feel misled and completely disappointed. Save your money and look elsewhere for reliable coverage.

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      Customer ServiceCoveragePriceRefunds & PayoutsStaffRates

      Reviewed Feb. 23, 2026

      Their warranty covers quite a lot and their support has been more than helpful. Highly recommended. I've had their policy for almost a year already and have no complaints. Price is fair and their support answers all my questions. I even used them recently when my car broke down and wouldn't start and I barely paid anything out of pocket. I really like their consistency and reliability. Not many companies offer this kind of customer service in my opinion.

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      Profile pic of the author.
      Maintenance

      Reviewed Feb. 7, 2026

      I have gas a car maintenance warranty for near 5 years and never filed a claim. This past week my water pump went up on my Volvo and at the same time a coolant hose was damaged. My claim was denied for a water pump because the hose is a noncovered component. I told them no one can say which component failed first but they still denied claim. I had purchased their top plan but needless to say today I canceled because I cannot trust them.

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      Customer ServiceCoveragePriceMaintenanceRates

      Reviewed Dec. 2, 2025

      I received a card in the mail with limited info so I called. I spoke with Brad, who then transferred me to Danielle. I asked what the name of this company was, and she said Royal Administration. She started to discuss the different costs and the great coverage they had. I thanked her, told her that I was not interested, and didn't want to waste any more of her time. Her response: she yelled: "Well, when your car breaks down, don't call us back crying, Baby!" And she hung up on me. Terrible service. I am thankful I did NOT purchase this coverage.

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      Customer ServiceCoverageSales & Marketing

      Reviewed June 12, 2025

      This company is a scam! They don’t cover anything. I don’t know how they are still in business. Customer service is non existent. Evil and deceptive. Took my money and refuse to cover even though I had full coverage.

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      Customer ServiceCoveragePricePunctuality & SpeedMaintenance

      Reviewed June 3, 2025

      Buyer beware!!!! I paid on my extended car warranty for about a year. Then my CAS module gave out and the car was completely dead. I called Royal Administrative Services and asked if the cost to replace the module was covered and was told it was. I got a quote and sent it in for approval...was told to send the final invoice in instead...so I had the repair done. Now I'm being told that it was not covered because the plan didn't cover remote controls, key fobs, or keyless components. The CAS module is the vehicle operating system according to the dealership I bought it from, it was not an issue with the KEY! If it was, all I needed to do was get a new key. The salesman who sold me the coverage promised bumper to bumper coverage. What. a. joke. I will add my receipt later as I left it at home and I'm at work. Notice how they just deny w/o listing why.

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      Customer ServiceContract & TermsCoverageTechRefunds & PayoutsMaintenance

      Reviewed Dec. 24, 2024

      I have an active warranty agreement with this company and followed all the steps they outlined to file a claim. Had my certified repair facility call them to verify that the cracked head gasket was covered, and they said it was and he could start the repairs. After the repairs and the paperwork was filed, they came back saying they now want service records. Nowhere in the agreement does it state that service records are required for a claim. They are trying every little trick to avoid paying out on a covered claim.

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      Contract & TermsCoveragePriceRefunds & PayoutsRates

      Reviewed Dec. 23, 2024

      They don't deserve any stars or a rate. I got covered for my car thinking it will protect my investment. I was so wrong. It cost me 3,000 dollars. I had to pay for on repairs. One thing I know about doing wrong you will have to pay price for it.

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      Customer ServiceSales & MarketingRefunds & PayoutsStaff

      Reviewed Oct. 7, 2024

      Put in the claim in July. Now it’s October. Followed step-by-step everything they wanted me to do. But out there inspector after inspector inspected the car said no need for a tear down. They call me. They want me to tear down my engine, pay for it, and then the recent inspector to inspect my engine, been going back-and-forth since July. I just need my refund because they are a scam. They sold me a warranty, not knowing their license was revoked in the state of Illinois. They couldn’t sell or practice in the state of Illinois. It seems like they scammed a lot of people. I don’t understand how they are still in business. I’ve spoken to six different people. Every single person told me something different. It seems like everybody that filed a claim got the same service as me got scammed.

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      Customer ServiceCoveragePriceTimeliness

      Reviewed June 19, 2024

      Great Company to do business with! They are well known throughout dealers nationwide. I'm not big on writing reviews but I knew I had to after my last experience. I was about 8 hours from my house. My car started having issues. I called the number on the ID card, they had someone to me in less than 15 mins. Towed me to the dealer. I was a little nervous being it was my first time actually using the coverage however I ended up getting a rental and they had my car finished the next day after swapping a computer module. It would of costed almost 2800 dollars! Thanks to this fine establishment, I only owed my 100 dollar deductible! Talk about a breath of fresh air. I would recommend this firm to anyone who drives a car!

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      Customer ServicePriceMaintenance

      Reviewed May 29, 2024

      They wanted 20 years of documented maintenance records before they would look at my claim. I was told this after my purchase. This was not explained to me on the phone. This is my experience with this car warranty company. You may have a different experience. I took the car to the dealer. The transmission was $5000. I was given a new transmission. My cost was $1800. I would not recommend this company.

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      Royal Administration Services
      Response from Royal Administration Services
      Dear Customer,
      To review your claim, Royal needs your vehicle's maintenance records. Per the contract, contract holder must maintain your vehicle per the manufacturer’s specs and keep all receipts (oil changes, lubrication, etc.). This ensures your service contract's validity.
      We apologize for any inconvenience, but our adjuster must adhere to the contract regulations.

      Thank you!

      Customer ServiceCoverageTechPriceMaintenanceStaff

      Reviewed Aug. 2, 2023

      Royal Administration Services, Inc. (my extended vehicle warranty) denied my claim for repairs to my vehicle even though I was within the contract stating "required" maintenance to be done on the vehicle. Per the vehicle manual, there is "recommended" maintenance which was also taken care of. This has been an ongoing battle with them since 5/17/2023. I had to get my vehicle repaired as I have to be able to get to and from work whether or not they denied the repair. I accrued the cost of repairs and rental vehicle costs due to a false denial of service in the first place. This totaled out to $3,612.20. I am seeking reimbursement of these repairs and the five days reimbursement out of the full rental fees per my contract. I asked to speak to a manager and was told one was not available with no attempt to have one call me back either. Very disappointing and I would not recommend using this company for ANY warranty help.

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      CoverageSales & MarketingPrice

      Reviewed July 6, 2023

      Bought “coverage” on drive train. Engine seized on Audi during coverage period. Filed legitimate claim for drive train repair. Denied due to hitch on a car designed and advertised to tow 7700 lbs. How do you tow without a hitch? This is a total scam. Avoid at all cost. Royal Administration and United Service protection Corporation is a total rip-off.

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      Reviewed Jan. 16, 2023

      The engine went on a 2019 KIA Sorento. I keep up on oil changes. The issue is a blown rod according to KIA techs. I paid money for the extended warranty up to 100,000 miles. The car has 65,000 miles and they are refusing to honor my warranty.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffTimeliness

      Reviewed Oct. 25, 2022

      I am the owner of a 2011 Audi A8. I am writing as I was wrongly denied coverage on a non working strut which is covered under my Auto Warranty controlled by Royal Administration Services. Background: In May of 2022 I dropped off my 2011 Audi A 8 at German Automotive Service Center in Glendora, CA. This was due to the front of the vehicle sitting very low to the ground. A few weeks went by and the inspector from Royal inspected the vehicle. The replacement of the passenger side strut was approved but the driver side was not nor was the pump for the suspension which is also advised by Audi to be replaced when the front struts are to be replaced.

      The owner of the shop and I were frankly surprised regarding the driver strut not being approved. As it was very clear it had failed (see photos below). The vehicle should sit level indefinitely and not lose pressure in the struts whatsoever if they are operating according to manufacturers specifications. Neither the passenger Nor Driver Side were functioning based on these standards, and the car would quickly lose pressure and not hold pressure on the passenger side and lose pressure within minutes on the driver side. Per the policy this alone would have been grounds for approval of the driver strut replacement. It is also improper and not safe to replace only one strut. There are dozens of articles and my personal calls to several suspension shops (and German Automotive Service Center) which would verify this. Replacement of one strut would make the vehicle lose control at highway speeds.

      The owner of the shop attempted to call Royal several times and was on hold for extended periods. They refused to change their opinion. As this Audi has the specific sports suspension the struts are in short supply. NO store locally has them. Finally a shop was located in Florida who rebuilds them. Both struts were ordered. Audi stated the struts would be $2300 each and take 8 weeks to arrive due to the pandemic shortages that still exist. So the shop in Florida was chosen due to this delay.

      The struts finally arrived in early October. The Driver side strut now, was very clearly not holding pressure and a reexamination by Royal’s inspector was ordered. They denied the coverage again. I became involved and called Autopom! The broker who sold the policy originally. I spoke to Colgan **, who attempted to help. He suggested that I email and the following was sent out on 10/13:

      "Good morning, I am the owner of a 2011 Audi A8. After several weeks of going back and forth coverage has been denied for the drivers side strut. The passenger side was approved. Both sides are faulty and NOT holding air (please see photos below). According to the Audi manual these should hold air almost indefinitely (and not deflate when the car is off, and level when the car is on). The car is sitting on the ground. By definition they are faulty. One is not holding air whatsoever.

      In addition on the A8 it is required to replace both struts as the wear on one strut and a new strut on the other side will dangerously affect the steering and driving of the vehicle. Every suspension shop I have spoken to would NEVER replace one front strut. A simple google search also verifies that replacing one strut over the other is potentially very dangerous. According to the policy a part that is affected by the failed part is covered for replacement and this would also be the case here at the minimum. Though both are clearly faulty. This is a car I drive my two year old in and this is unacceptable. If the driver's side is not approved by Friday 10/14/22 I will have no other option but to take legal action against the underwriter of the policy. Thank you and I look forward to your prompt reply."

      I received no reply to this email. I then called Colgan ** back and he stated I should call Royal on Monday 10/17/22. He suggested that I request the California Claims manager, by the name of Henry. I called and a person named Dennis at Royal Administration picked up the phone. I asked to be connected and Dennis refused. I brought up the points above, and he still refused to connect me. He also stated that they were not responsible for safety issues resulting from one strut being replaced. He became belligerent on the phone. I asked who their agent of service was and he stated ‘I am under no obligation to give that information’ and refused. The phone call ended.

      I inspected the car and took more photos, including the exterior photos and the photos of cosmetic damage caused by BOTH failed struts inside each fender (which showed the strut rubbing against the top of the inner fender. This was present on BOTH sides). The President of Autopom got involved and contacted Henry, Henrys response was provided to me via text by Autopom! Which was a further denial.

      I picked up the car on 10/19/2022 and paid for the other strut and the $200 deductible. (See receipt). Royal’s reasons for denial are that the driver side ‘worked’ or the shop did not demonstrate a failure, this is ridiculous. Royal also refused to communicate with me in writing. They also refused to contact me directly (Henry claimed he contacted me but I received no message and no call). Clearly they wish to merely deny the claim and hope I go away. Their arguments are faulty at best.

      The driver strut was bad, per the policy if a part is not within manufacturers specifications it is covered for replacement. When I dropped off the car in May neither strut was holding pressure overnight, by October both failed. The damage to the inner fender from the wheel and other parts rubbing against it due to a bad strut was present on BOTH sides. Per the policy struts are covered Replacing one strut and leaving a failed strut on the driver side would lead to the car being dangerous and a loss in handling not to mention issues with alignment, etc. At this juncture I am demanding coverage for the Driver Strut and labor totaling $1146.73.

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      Customer ServiceCoveragePunctuality & SpeedStaffBillingHonesty & Transparency

      Reviewed Sept. 1, 2022

      This company is one of the worst to deal with in a situation when repairs are needed on a vehicle. Communication is non-existent. When the vehicle is taken to the shop, it takes days and sometimes a week to get an adjuster out to inspect the vehicle. They will find any way they possibly can to avoid paying claims. Company lied to me on multiple occasions.

      On my 2nd go-around with this company, the lifters went bad in my Tahoe and they denied the claim on a full coverage warranty because when they turned it on, it wasn't showing the problem. I have now been without my vehicle for 3 weeks, they decided to deny the claim. First for the oil change slips not being signed and now because they couldn't find an issue with the vehicle. I am speaking to company management, adjusters, etc. to get this issue resolved before the vehicle gets any worse and my vehicle returned to me, and I am currently not getting anywhere with them. If you want to continually argue with the company to back their product and pay the bills on warranty claims by all means go with this company. I would highly advise not using this warranty company. I hope this helps anyone avoid making the mistake that I did with entrusting this company.

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      Customer ServiceSales & MarketingRefunds & PayoutsMaintenanceStaffRatesHonesty & Transparency

      Reviewed July 31, 2022

      Their goal is to Deny EVERY claim. Air Suspension is sagging. All agreed. Can visually see it squatting. Won't approve replacing air shock or noisy air compressor. Claim can't justify the cause of leaking airbag. Claim compressor makes noise but still working. Agent was rude to me and the dealership. If the dealership says this is the broken part and cause Royal keeps making more excuses to not approve and deny claims. Total waste of money. They need to be shut down. Wish I could get a refund. Such a huge waste of money and time arguing with them. They are trained to deny, lie, argue and be Rude to me the paying customer. SCAM, FRAUD. Can I give them a rating of minus -100?

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      Sales & MarketingStaffHonesty & Transparency

      Reviewed March 1, 2022

      I would give them ZERO stars if I could. Aggressive and very dishonest sales representatives. Don't sign up to anything because of the salespeople's overconfident tone. Thankfully, I read their reviews before signing up to anything.

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      Customer ServiceContract & TermsCoveragePriceStaffBilling

      Reviewed Jan. 10, 2022

      I received a phone call this morning from a girl claiming to be from VISA something and was transferred to the Royaladmin.com agents for an analysis of what it would cost me to insure my vehicle's repair warranty. I went through 3 different scenarios of what it would cost me; all the plan costs never dipped below $3,350.00. I asked for the website to gather more information before forking out money via a credit card to them and was I ever so glad that I did my research first! I have been taken by scammers in the past and learned a very costly lesson about doing business with scammers on the phone and online without researching the company. I saved thousands of hard earned money by hanging up on these heartless people. You do the same my friend.

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      Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBillingRates

      Reviewed Oct. 6, 2021

      I got a phone call this morning by Royal Administration Services. They told me that my car's factory warranty was expiring. I was puzzled because I literally had just bought the car 5 months ago. They told me that they could give me a plan. Due to my financial issues at the moment, they offered an employee discount rate of $150 with 12 payments of 150.

      I was hesitant because I had ran through the same scam with a different company and a different vehicle before. (Paid $2000 and was never able to use it.) This time I wanted to make sure I was not throwing my money in the trash. Good thing I was not. I refused to give my money to sales reps for a company that were so pushy. The gentleman on the phone, even said "I don't have time to wait for you to make up your decision. I have to close your case today, I have a family and I need to put food on the table. I'm not gonna lose my job over some random person." I got extremely infuriated that I ended up just hanging up the phone. Trust me. This, company will paint a beautiful picture for you how they will give you this glorious package. With unlimited this unlimited that but based off the reviews it looks like that's not the case. I'd rather look for someone else who's legitimate.

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      Customer ServiceCoveragePricePunctuality & SpeedOnline & AppMaintenanceStaffBillingRates

      Reviewed March 18, 2021

      CEO according to their website - Joanne Wisnaskas. She either needs to know her company provides CRAPPY service, and knows and just steals money from people and doesn't care. I'd like to think it's option 1, but who knows. You can find her on LinkedIn here: **. Too bad I can't give any less than 1 star because I'd give them a NEGATIVE 10 if it was an option. We are actual people, and we hoped from better. I am a Retired Army guy, and I find it hard to believe that I gave so much of my life so that companies can treat people like such garbage. Makes me sad.

      They leave us feeling like we got SUCKERED into buying this on a used vehicle we purchased. Had the car (2007 Nissan Murano AWD) for very short time, and then COVID hit. We only drove it about 6k miles in roughly the first 8 months. The transmission bit the dust. I had it towed to my local shop because in just a single day since noticing it, the transmission sounded like the Jolly Green Giant was smacking a hammer inside of it with every turn of the wheels.

      THREE (yes 3, tres, THREE) weeks later, this "Royal Administration Company" finally sent a local claims adjuster to the shop to evaluate my car. I hear NOTHING, ZIP, NADA from ROYAL. I call them asking what's up. They tell me - the first claims adjuster was assigned to another case. This guy didn't even work for them so being assigned to another case made NO SENSE to me. He was a LOCAL independent adjuster. My guess - he found the damage, wrote it up and showed it to the mechanic, talked to the mechanic about it, turned it in to Royal, and Royal saw that they were going to have to pay a lot of money to cover my repairs under my warranty. So, they called another guy out in hopes that he'd find lesser damage so they didn't have to pay as much. He seemingly found the same damage as the first local claims adjuster. So now we're at 4 and a 1/2 weeks and they finally start considering my claim.

      My car is an All Wheel Drive, which means it has a transaxle/transfer case. According to my own research, and my local shops written estimate from Nissan to replace necessary parts, the total would have been around $6k. This is where it gets interesting for us, and CHEAPO Royal SCREWS us, and apparently a ton of their customers.

      Royal gets the estimate from my mechanic, and then they go find their own transmission. All good and well until their "authorized payment for repairs" comes back to my mechanic. They are only going to pay HALF of the estimated repairs for my car. Why.... Good question. I call them and talk to some knucklehead named Henry. He says - we found a cheaper transmission, and other necessary parts, for a cheaper price and that's how much they're going to pay. After digging and digging and many questions with VERY frustrating vague and evasive answers from him, he gives me the number to the shop where they're getting the transmission and I get what I'm sure is a fraction of the real story.

      Ready - they found me USED PARTS with 90,000 MILES ON THEM from a state OUTSIDE of where I live (Texas), so Henry Knucklehead says - they did their job. I only had 119,000 miles on my car. I think the average intelligent person would expect the same mileage out of any replacement "USED" transmission that the original one had before it broke. So, I'd get about 30k miles out of the crappy USED transmission, and then have to fight with Royal all over again. Also, if I want the parts, I HAVE TO PAY TO HAVE THEM SHIPPED to my mechanic. Who in their right mind would put a used up transmission in their car when they can only expect it to break again so soon. I'll bet NOBODY from Royal would do that. Joanne Wisnaskas - CEO of Royal - would you do that? I'll answer for you - NO WAY, you wouldn't. So why is it okay to treat customers this way? It's not, and therefore my negative review.

      SUMMARY: This is ABSOLUTELY THE WORST VEHICLE WARRANTY COMPANY ON THE MARKET. THE CUSTOMER SERVICE SUCKS, and according to almost everything I read about them on the Internet, that's about what everyone thinks. Wish I would have done more research before I got suckered by them. THEY DON'T TAKE ANY ACTION FOR WEEKS AND WEEKS AT A TIME. THEY NEVER communicated with us. It was always ME calling them, staying on hold for long periods, and getting pushed from person to person or being given vague and evasive answers.

      THEY JUST SUCK THAT MONEY FROM YOU, AND THEN DON'T WANT TO PAY. They are terrible, and the absolute worst warranty company. We've used several other companies over the years when we've purchased used vehicles. NEVER NEVER NEVER AGAIN, and I'd strongly advise anybody to NEVER used this Royal Administration Services for anything, regardless of what they sell, and especially vehicle warranties.

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      Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

      Reviewed Aug. 15, 2020

      Unfortunately, they cold called me in November of '16 and I took the bait. Didn't have any savings at the time and was worried that if anything major went wrong with my car, I would have no way to pay for it. I paid my contract off in full early last year (about $3,500). Other than routine maintenance, I've had a minimum of issues with my 2011 Chevy HHR. The cable on my drivers side door broke over the winter. The handle had broken the previous summer, but I was able to fix that myself. No such luck this time since I couldn't open the door. Cost just over $500 to have the local mechanic fix it for me. Filed a claim with Royal, DENIED!!

      Apparently they consider this normal wear and tear? I've owned cars for over 30 years and not once have I had to replace a door handle cable because the door wouldn't open!! Compressor on my AC went last week. Filed another claim DENIED!!! Their excuse this time was that the clutch had failed and they don't cover mechanical failures? What the f??? Wasn't that the WHOLE REASON I got this rip off insurance in the first place? I could have sworn they told me on the phone back in '16 that the AC is one of the systems they'd cover if I had a major repair on it.

      I'm left to wonder what, if anything, on my car would they cover if it breaks? Roy, my mechanic, has told me that they look for excuses to weasel out of paying constantly and that all these car repair insurance companies are scamming thieves. I'll be calling them Monday morning and I'll probably get nowhere. Another poster says they are located in Massachusetts? I think I will end up filing a complaint with the Mass AG.

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      Customer ServiceTechPunctuality & SpeedHonesty & Transparency

      Reviewed June 8, 2020

      Took my car to shop when check engine light came on. Was told broke timing chain. Tried to file claim. Was lied to several times. After 30 days 100's of phone calls claimed denied. Worst company ever. Do not purchase warranty through this company. Nothing but lies, runaround and denied claims. If you hear Royal Administration mentioned in any extended warranty contract run fast. You will never get car repaired.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

      Reviewed March 25, 2020

      Bought for a used truck back in Sept. 2019. Purchased the 12 months/12,000 miles warranty, best one the dealer could offer, turbo included, 4wd included --everything. First few weeks were fine, turbo starts leaking coolant at the fitting on the turbo, also started having grinding and lock-up issues with the rear limited slip differential. Take it in to the shop in my town, they say the turbo line is leaking and it is a cheap part, lots of labor to get to it, however. The differential has metal shavings in it that were excessive. Try and do the first claim on the truck.

      Inspector comes out few days later the following week, looks at the issues, submits to Royal admin, claims are denied (no surprise), since they were considered "pre-existing" prior to me owning the truck??!! What?? These were driveability and performance issues that would not let me drive very far to begin with and I drove it 700 miles on its first trip home! You have got to be kidding me! I was honestly not surprised by this, so I fork out the $600+ for the work and moved on with things. Fast forward to spring 2020 and the truck is starting to have performance issues, gas mpg decline, and a sever rattle on start-up.

      I look up the symptoms and sure enough, it has been experienced before, "Great", I thought, another claim to be denied I bet. Bring it in to the Ford dealership to have them inspect it and risk paying out of my pocket for the diagnosis (dealership woes) if claim is denied, need more time, etc... Well needless to say an inspector comes out, tells them to measure oil pressure at start up (always going to be 0), worthless test, didn't hear the issue, etc... CLAIM DENIED. Call warranty company back, have to beg to get another inspector out and to LISTEN to the dealer about the issues, not just do a random test that would achieve nothing.

      Second inspector comes out for the same issue (2-3 weeks in the shop at this point) and listens to the dealership, hears the issue, says, "Oh yeah, this is a known issue, I've seen this before, I'll report back to warranty company," also mentions why this hasn't been taken care of since it is a known issue?!?! Claim goes back to Royal admin..."I have it this time!" I think. Then they ask for service records, great! We're getting somewhere. I can see the writing on the wall, however, when my service adviser calls them and they say they never received any service records. I check my email, check the address, says "sent", so I re-send it again; never receiving confirmation from them, mind you.

      Fast-forward 2 more weeks, I call the selling dealer; they route me to "that guy" (the one who is local who can "help" with their company claims). I have to listen to his rhetoric about how old he is, how long he's been doing this, how he used to be a mechanic, dealer, service adviser, worked for every dealership, blah, blah, blah... He then blames the dealer and says they are the ones holding this up, saying they have been lazy about calling, whatever. I get it, man, your job is to ensure that your company doesn't have to pay out, I imagine you get bonuses for every "blocked" claim!!! At this point I'm exhausted from all the calls, the constant checking in, the time, MY time, I haven't had my truck in over a darn month!! This is absurd.

      Service adviser calls back the other day (end of March 2020 now) and says CLAIM DENIED, because there was no check engine light.... Words cannot begin to describe my frustration at this point. I am now dealing with the dealer to get whatever money back I can on this, so that I can pay for a $2500 repair on my truck. TLDR (Too long, didn't read): 3 CLAIMS DENIED, fine print will kill you, most of them say "TSBs not covered" (for reference a TSB is just an approved method of doing a repair consistently, nothing more), even when you have ALL the right documents and proof, they always will find a way to weasel out of it. After all, that is the point of their business--to literally DENY as many claims as possible. Save up your money for when a repair is actually needed, do your PM (preventative maintenance).

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      Brad increased rating by 2 stars.
      Customer ServiceContract & TermsCoverageTechPrice
      After a positive interaction with Royal Administration Services, Brad increased their star rating on Feb. 27, 2020.

      Updated review: Feb. 27, 2020

      Was able to get my case moved up to management for review and looks like they are going to accept charges.

      Original Review: Feb. 19, 2020

      Declined warranty stating Carfax report of services rendered was not sufficient. Wanted invoices directly from service provider. Service provider changed computer systems so could not produce invoices, so had provider send email to warranty company confirming services. Royal would not accept. Cost me $4100 in repairs that were covered in warranty contract. Business should be shut down.

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      Royal Administration Services Company Information

      Company Name:
      Royal Administration Services
      Website:
      www.royaladmin.com