Chase Bank Reviews

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About Chase Bank

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Helpful Reviews

Breckenridge, CO
Verified purchase
My Chase card was compromised by a fraudulent purchase. I therefore canceled the card and the Chase representative explained that they would overnight a new card. I did not receiv...

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Denver, CO
Verified purchase
Outstanding customer service. The best staff super caring and professional and helpful, all their employees from Florida, Colorado, California, amazing bank.

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Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

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Chase Bank Reviews

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    Page 1 Reviews 0 - 15
    Customer ServiceRefunds & PayoutsStaff

    Reviewed June 25, 2026

    Thank you so much Chase bank!! Somehow when I was making reservations that I've already paid I called Expedia and someone posing as an agent took 1089.00. As soon as I got the alert called chase bank fraud and they got my money back within 10 days. I'm so grateful. Now my son and I are going to have excellent vacation. My son's 21st birthday we are going to Vegas!! Thank you chase bank! Be careful. Everyone is on the take!! Dean M

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    Customer ServiceCoverageSales & MarketingStaffBillingTimeliness

    Reviewed June 19, 2026

    I subscribed to a rent pay service and was unclear as to the date my account would be debited. I was very worried that my payment would go through before my pay did and went to my branch around June 11th or 12th to talk to a banker. Konrad V-K listened to my concerns and understood my issue. He set my account to cover a limited overdraft if funds were deposited the next day. He was very calming and non judgmental about my having this problem. Chase has an ad about being a place people can talk to people. Having bankers like Konrad really backs up their claim! He also followed up with me & offered his help if future issues come up.

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      Customer ServiceStaffBilling

      Reviewed May 13, 2026

      I am writing to formally recognize one of your agents, Vladimir, based in Cebu, Philippines, for delivering an exceptional customer service experience. I contacted your support line regarding a denial on my business credit card application. Vladimir not only took the time to thoroughly investigate the reason for the denial, but he also walked me through exactly what had occurred and outlined the steps I needed to take going forward. His knowledge, patience, and professionalism made what could have been a frustrating experience a genuinely positive one.

      What truly set Vladimir apart was his demeanor. He was kind, pleasant, and clearly took pride in his work. In an industry where it can be difficult to find agents who are both highly competent and genuinely caring, Vladimir stands out as a remarkable example of what excellent customer service looks like. I make it a point to leave reviews both positive and negative based on my experience, because I believe outstanding work deserves to be acknowledged. Vladimir absolutely deserves this recognition, and I sincerely hope this message reaches him and his leadership team. Thank you for having agents like Vladimir representing your company.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

      Reviewed May 5, 2026

      I’ve been using Chase for a while now, and overall it’s been a solid experience. The app is easy to use, and I like how quickly I can move money or check things on the go. Customer service has been helpful when I’ve needed it, though wait times can be a bit long sometimes. Fees can sneak up if you’re not paying attention, which is my main gripe. Still, it’s a dependable bank and works well for everyday use.

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      Customer ServiceStaff

      Reviewed April 30, 2026

      I had an amazing experience with my customer Service agent. I highly recommend and I will go back again, especially if I was looking for a new bank. They had very amazing service; my agent was very friendly and understanding even though I was going through a very difficult time, they handled my situation with ease and peace while I was stressed out and were able to calm me down with their demeanor, I am highly grateful for this bank and recommend their services!!!

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      Customer Service

      Reviewed July 29, 2026

      So far my experience with Chase Bank isn’t favorable. I am disabled, they refused to let me use the restroom. I made a complaint formally and basically was told me needs as a customer in regards to bathroom needs with a disability isn't a priority. So… they keep your money, call you a customer, but you really are not. Thank you chase bank for not allowing a disabled woman who is a customer use your restroom. I guess my needs aren’t important. Have a blessed day. I'd upload my video, but not allowed. Guess I will check with someone else in regard to this unfortunate matter

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      Customer ServiceStaff

      Reviewed July 29, 2026

      This is a claim about a business taking money from me, instead of fighting for my money with evidence. All non-English speakers, you can't understand what they are saying, and you need to repeat yourself because they don't understand. Showed evidence, and they still refused to reopen the case. I requested copies of their response and got a horrible copy. Zoomed in 100% and made a copy to send. This is an institution that works like this?? They are rude and nasty. They are here for you. They let other institutions take money from you and will not fight for you. STAY AWAY FROM CHASE. We need people that speak and work here in the USA.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesCommunicationTimeliness

      Reviewed July 28, 2026

      My experience with Chase Bank was incredibly frustrating and ultimately damaged my credit, even though I followed the instructions their own representatives gave me. I opened an Amazon Prime Rewards Visa specifically because it advertised a 0% APR promotional financing offer on a $4,473.92 Amazon furniture purchase. Without that promotion, I would never have opened the account.

      Almost immediately after opening the account, my credit card was mailed to the wrong address and fraudulent charges appeared on the account. Chase contacted me about the fraud, canceled the card, and refunded the unauthorized charges. While the fraud investigation and my billing dispute were ongoing, I remained in regular contact with Chase. During those conversations, multiple Chase representatives told me that I would not be required to make the minimum payments on the disputed balance until the fraud investigation and dispute process were complete. I relied on those instructions and did exactly what Chase told me to do.

      At the same time, I was also trying to resolve another issue involving the promotional financing that had been advertised when I opened the card. Chase and Amazon repeatedly directed me back and forth, with neither company taking responsibility. Chase eventually acknowledged that they couldn't properly identify the qualifying purchase because Amazon split the order into multiple shipments while Chase tracked the transactions differently. Despite months of phone calls and providing every piece of information they requested, the issue was never properly resolved. As soon as Chase completed the dispute process, I immediately paid the entire remaining balance in full that same day. Despite following Chase's instructions throughout the process and paying the account in full immediately after the dispute was resolved, Chase still reported my account as late to the credit bureaus.

      The consequences have been significant. Before this incident, my credit score was approximately 810. After Chase reported the late payment, my credit score dropped to around 700—a decrease of more than 100 points from this single reporting event. That drop has negatively affected my creditworthiness and could impact my ability to obtain favorable interest rates and financing in the future.

      This late payment did not occur because I failed to meet my financial obligations. It occurred because I followed the guidance provided by Chase's own customer service representatives during an active fraud investigation and billing dispute. I acted in good faith, relied on the information Chase gave me, and paid the entire balance immediately once I was told the dispute had been resolved.

      It is unacceptable for a bank to instruct a customer to withhold payments during a fraud investigation and then report that customer as delinquent for following those instructions. The lack of communication between Chase's departments, the mishandling of both the fraud investigation and the promotional financing dispute, and the resulting damage to my credit have completely destroyed my confidence in Chase Bank.

      I expected Chase to protect its customers from fraud, honor the promotional financing that led me to open the account, and stand behind the guidance provided by its representatives. Instead, I was left with damaged credit despite acting responsibly and paying my account in full as soon as Chase told me the dispute was over. I cannot recommend Chase Bank based on this experience.

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      Punctuality & SpeedMaintenanceBillingLoan Process

      Reviewed July 27, 2026

      Had an auto loan for 6 years, and for some moronic reason, Chase decided to not take my final payment auto draft, causing me to have a late payment. They tried to blame me, my bank, and Saturdays in general, but refused to fix their mistake. I will never again be a Chase customer. DO NOT PATRONIZE.

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      Customer ServicePriceBillingFollow-Through

      Reviewed July 26, 2026

      Chase used to be good. They did what they said when they said. Not anymore. My estranged wife took my son who had been living with me for two years. This is a civil matter requiring an attorney. I needed to hire said attorney, but, coincidentally, a merchant had just emptied my account with an unauthorized charge. So I called Chase while the Charge was pending and asked for a reversal. The woman charged me the fee and said it would be back in my account in one business day. It wasn't. I called back after 2 business days. The man told me the woman had misspoken and it takes 3-5 business days. Meanwhile there is a child in a dangerous home and the clock is ticking.

      After more business days I see not only has the reversal not taken place but it has moved from pending to permanent. I called Chase and was told now the man and the woman both misspoke and it will take 45 days but Chase will give me temporary access to my own money... within 11 business days. So after all this, the Status Quo on custody has changed, what should have been an emergency relief turns into a court case, my son has not attended school in months and has been in an ambulance twice.

      Because Chase has nobody who can do anything and lots of people who will say different things. And somehow a stop payment has become difficult for a large international bank. The lesson I learned and what I do now is to keep a lot of money in cash at home and use Chase for day-to-day checking bc to perform the function of a bank - to keep money safe and transfer it in a timely way - is no longer something Chase can do.

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      Contract & TermsPriceBilling

      Reviewed July 26, 2026

      All my money is in my Chase account, and I only have one bank account because I've just moved to the US. Chase constantly blocks my transactions and blocking my cards, rejecting my ACH payments (each rejected payment costs me $30). I don't know what is going on with them. I have to go to their office every other day for ID verification. I'm getting very frustrated, so, I will just change my bank.

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      Customer ServiceMaintenanceStaff

      Reviewed July 26, 2026

      Absolutely horrible experience with Chase. I have been a Chase Client for over 12 years now; all of a sudden, when it’s my money going into the account, they suspend my account and freeze my account. Is this the kind of Bank you want to bank with? They used to be a great bank; now they’re a horrible Bank. Freezing my own money in my account? Customer service has went down the drain at Chase. They are no longer credible. Dealing with the fraud department, dealing with people in the back room, not fixing the problems, constant errors with Chase Bank. This is why now they have such terrible reviews. Now all of a sudden you have to pay $25 a month for a personal checking account. Not the same Bank I knew. Not the same credible company. I hope they were. What in God’s name happened to these people?

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      Customer Service

      Reviewed July 24, 2026

      Worse Customer Service I have experience in 55 years of banking. 20 years with this Chase, and the past year has been horrible. Today 07/24 transferred 4 times put on hold, and left hanging. Service People also, can barely speak English adding to the explaining the purpose of your call. Leaving them after 20 years and 12 months of being treated horribly.

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      Customer ServiceRefunds & Payouts

      Reviewed July 24, 2026

      I signed up for a Chase reward with my joint checking account. My wife paid for the transition using her debit card. Chase customer service states I needed to use my debit card and is refusing to honor the reward and provide the $20 cash back. Awful customer service. Do not join Chase bank and do not try their rewards program. Very bad customer service.

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      Honesty & Transparency

      Reviewed July 21, 2026

      They “forgot” to send my replacement debit card after fraud. They lied twice about where it was (wrong address was one lie and I drove there and wasted an hour). They are horrible.

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      Staff

      Reviewed July 21, 2026

      The people in the bank of been more than helpful. But the car support center is terrible. It’s been one of the worst experience I’ve ever had. Dealing with a bank. Never get any help and I see why this bank has 1 star. I wish I had know that before banking here.

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      Customer ServiceStaff

      Reviewed July 14, 2026

      This is my first time calling for customer service ever and my agent Vench (not sure of the spelling) made my first experience very helpful. He was kind and patient during the call and shows positive attitude.

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      Customer ServicePunctuality & SpeedStaffBillingTransparency

      Reviewed July 14, 2026

      I had an online Chase account over 15 years ago and then closed it when I moved to Japan for the military in 2011. I recently signed up for the Amazon card and attempted to link the card with Chase. Apparently, Chase still had my details from my closed account and automatically reactivated that old account. I now have absolutely no way to log into the account to update my details because Chase has the dumbest verification methods. I attempted to receive a one-time passcode, but the account still has my old phone numbers from 15 years ago. I was told the only other way to unlock my account was to go to a physical Chase bank. So I drove over an hour to the closest bank (because why not make a physical bank be a requirement but then NOT have enough actual buildings throughout the country?).

      At the bank, I was able to update my address and phone number; but still could not have my account unlocked or a new password created; that can only be done online or by calling the same number that told me to go to the physical bank. While at the bank and working with an employee, we called the 877-888-2717 number only to be told I had to wait 24 hours before the system would update with my new number (even though the bank could see the change?). Well it has now been 24 hours and I still cannot have OTPs sent to my new number. Why would a bank require such a difficult method of identity verification without also allowing multiple methods (i.e. employee override or send codes to my email instead of ONLY to my phone!). This has been the worst experience I have ever had with a financial institution. And the worst part, I can't even cancel the credit card because I need to access my account to do so!

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      Customer ServicePunctuality & SpeedStaff

      Reviewed July 11, 2026

      Dealing with New Albany 120 Spring street for the last month. As far as the workers in the bank, **, ** and others have been so helpful, thank you so much. Now the bad!! Your legal team is not following court ordered documents. My attorneys have contacted you. After sitting there for hours Thursday, that account is still locked 48 hours later. When your attorneys called 14 days ago about a resolution to this issue. Could not understand what the foreigner was saying. Right now you still owe us 57000.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaff

      Reviewed July 9, 2026

      Around the end of September 2025 through the beginning of October 2025 I went to a Chase Bank 1200 W Main St, Norristown, PA 19401 to open up for the first time in my entire life to become a new customer with a checking account. When I spoke the financial advisor she told me that I already had several bank accounts, which were 8 that were opened with my name and social security number. The last account was opened up and closed by their bank in 2023 because of the last account had a deposit of a fraudulent $14,000.00 check. I then asked her what state were these 8 bank accounts were open and she told me New York. With a little time thinking I figured out who it was.

      The person name is that I know of is Agaron **. he was my landlord from a property that I was renting from him from March 2018-September 2022. I remembered when I found his property and went to see it he gave me his phone number and told me to send him pictures of my drivers license or state identification card and social security card of all who would be occupying his property for credit checks of the age over 18. So I gave him mine's, my brother and my daughter at the end of February 2018.

      A few days later he told me I was approved. He is the only one that could of done this to me because he told me he has properties in Trenton, NJ where I was renting from him but he lives in New York. I never lived in New York. I lived in Trenton, NJ all my life until September 2024 when I moved to Norristown, PA. I have tried to call the customer service phone number for Chase Bank but they continue to put me on hold and hanging up on me. I do have the last bank statement of the fraudulent check that the financial advisor was able to give to me. Whoever she was speaking to on the phone told her they could not access the other 7 bank accounts. So at first while I was at the bank I was trying to open a checking and savings account but since these 8 fraudulent bank accounts they would only allow me to open only a basic checking account.

      The financial advisor told me usually they would deny a person that had so many bank accounts with them. But a couple of days later they emailed me and told me to call them. When I spoke to someone on the phone they told me that I could not bank with them because of the past 8 bank accounts. I tried to tell them that this was not me but they told me they could not allow me to bank with them. I truly believed that the person Agaron ** his name is an alias and he knew someone at this bank. When I found this out I constantly look on my credit report every day. I even tried to get a consumer lawyer they told me they can not go after the bank only the credit report people.

      I have looked on all my credit report and I think it is strange that this charge of a $14,000.00 fraudulent check is not on my credit report. I was told and learned that when you pass off anything over $1,000.00 that it is a felony. This is one of the reasons why I believe that this is an inside job with the bank. I will continue to report this financial institution until my name is clear and my identity is recovered. Hopefully someone will see this and will be able to help me. This situation has been happening for several years and I just found out in September 2025.

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      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

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