
Truist Reviews
Formerly SunTrust
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About Truist
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Truist Bank is the result of a 2019 merger of BB&T (Branch Banking and Trust Company) and SunTrust Banks. It has branches in many communities as well as a mobile app and online banking. Truist’s services include checking and savings accounts, insurance, credit cards, personal loans, mortgages and retirement services.
- More than 2,100 branches
- Free checking for students
- No overdraft fees
- Convenient mobile banking
- $2.50 or $3 fee at non-Truist ATMs
- Doesn’t have physical locations in every state
Helpful Reviews
What is Truist?
In 2019, BB&T Corporation merged with SunTrust Banks, Inc., to create Truist. Truist provides banking, investment, financing and mortgage services at more than 2,100 locations in 17 states and Washington, D.C. Truist’s mobile app and online banking platform give customers the ability to access and monitor their accounts from anywhere. Simple ways to waive monthly fees and no overdraft fees on checking accounts make banking with Truist free for many customers, especially students.
Truist services
Truist offers multiple products and services, including checking accounts, savings accounts, credit cards, loans, mortgages, investing/retirement accounts and insurance.
Truist checking accounts
Truist savings accounts and CDs
Truist loans
Truist credit cards
Truist insurance
Truist investing and retirement planning
Truist offers three different investment and retirement planning services based on your financial situation. You must invest at least $5,000 to use Truist’s investing services.
Truist Invest is a robo-advisor with an algorithm that analyzes your portfolios daily and rebalances them when necessary. Users can monitor portfolios on demand. The Client Advisory Center gives clients with at least $50,000 to invest access to a team of advisors. Clients who invest $250,000 or more receive one-on-one support from a financial advisor, a personalized investment plan and regular progress monitoring.
Truist fees
Truist’s monthly maintenance fee for a Truist One checking account is $12, but maintenance fees are waived for students under the age of 25, account holders with other Truist products and account holders who meet certain direct deposit and balance minimums. There is also a $3 charge for a paper statement, but you can elect for paperless online e-statements. The bank doesn’t charge fees for CDs.
- Truist savings account fees: Truist One Savings accounts have a $5 monthly maintenance fee. The fee is waived for account holders who are under the age of 18, who schedule recurring transfers each statement cycle, who have a Truist checking product or who maintain a minimum balance.
- Truist money market account fees: The account has a $12 monthly maintenance fee, but it is waived for account holders who maintain a minimum daily ledger balance of $1,000 or more.
- Truist overdraft fee: Truist’s checking account and Confidence account do not have overdraft fees.
- Truist ATM fee: ATM fees are $0 for Truist customers when they use Truist ATMs. Truist charges $3 per transaction at non-Truist ATMs in the U.S.
- Truist foreign transaction fee: Truist charges $5 per transaction at non-Truist ATMs outside the U.S. Truist also charges a 3% international point-of-sale and ATM assessment fee per transaction.
Truist FAQ
Does Truist let you overdraft?
Truist offers two bank account products with no overdraft fees. The Truist One Banking checking account does not charge overdraft fees and supplies up to a $100 negative balance buffer. The Confidence account does not let users make overdrafts.
Does Truist offer free checking?
Truist checking accounts have a monthly maintenance fee of $12, but it can be waived in five different ways. Truist waives fees for students under the age of 25, clients with a Truist credit card, small business checking accounts, mortgage or consumer loans and account holders who meet direct deposit or account balance minimums.
Who owns Truist bank?
In 2019, BB&T (Branch Banking and Trust Company) merged with SunTrust Banks to become Truist Financial Corporation.
Where is Truist available?
Truist is a large bank with 2,100 branches in 17 states and Washington, D.C. Its physical branches are located in Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and Washington, D.C.
Still have questions?
Is Truist a good bank?
Truist offers a number of products and services to meet your financial needs, such as credit cards, checking and savings accounts, personal insurance and loans. New checking accounts from Truist eliminate overdraft fees and make it easy to waive a monthly maintenance fee. However, interest rates on savings accounts and CDs are low compared with what other banks offer.
Unique products like no-fee student checking and a physician line of credit make Truist a potentially ideal option for students and physicians. Overall, Truist’s offerings allow customers flexibility in how they handle their finances.
Truist Reviews
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- 4,885,129 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Truist Company Information
- Company Name:
- Truist
- Formerly Named:
- SunTrust
- Address:
- 303 Peachtreet St, N.E.
- City:
- Atlanta
- State/Province:
- GA
- Postal Code:
- 30308
- Country:
- United States
- Website:
- www.truist.com







