One Reverse Mortgage Reviews

They are very friendly and work with you, the customer. They try to help you with your mortgage as much as possible and are quick and efficient about it. Their fees are very typical, not amazing but not horrible. They are average when it comes down to how much you pay for the service, but they make up for it in customer service. They have very easy and relaxed repayment options, and I enjoy them very much. I can choose to repay any time I want and they'll work with me to do it. High quality company and would easily recommend to anyone. For how much they work with you, it's easily a great value.

They were very nice and helpful. Really wanted to work with you and help you the best they could which is great. Helps give you peace of mind and we all need that and knowing you can count on someone is great. They work with you the best they can to help you get the right payment so we can pay them back as fast as you can. Very useful and we all need that cause it gets harder and harder to get by and every little bit helps and that is great.

Customer service was good, was able to get ahold of reps when necessary. Calling was sometimes annoying but responded via email very quickly as well. Helpful when trying to resolve issues that came up. Financing fees are part of the service that are not really appreciated but are something that has to be dealt with. In order to get the funds the bank needs to protect their interest and get paid costs involved in doing the mortgage. Repayment options are varied and can be structures in yearly increments. I chose the 15 year payment plan which worked for me and was reasonable to pay to avoid as much interest as possible. Was able to get funds out of the equity of our home in order to pay for medical expenses that were necessary and allows us the cash flow we needed.

I was fully informed every step of the way by nice and truly caring people. Every question I had was answered quickly and proficiently. The fees were the lowest of several comparable loans. In my opinion more than fair and completely explained from the beginning. I didn't have any problems as I had checked out several options and this was the lowest all around. Refinancing, selling the home or making the required payments when due. Other payment options such as a child refinancing into a conventional mortgage is also offered as a repayment option. Made my life easier as I know have more capital upfront to refurbish the home as I wanted. My plan is to roll it into a traditional mortgage in 5 years, with savings accruing until that point.

The customer service is genuine and complete. Knowledgeable staff help you through every step of the way. Almost feels like you did nothing at all. Financing fees were just right, not too high and there weren't too many. They earned the fee that was paid to them so I didn't feel subject to abuse. Diverse amount of repayment options leaves you without any questions about the future. Giving you a good sense if reassurance in the decision made. No question about the value. The decision speaks for itself in showing its true colors, a great learning experience on life tools and changes to help shape your future.

My customer experience is wonderful because the customer support is friendly and the best part is I don't have to wait. A representative help me with the paperwork and the processing goes smoothly. The financing fees are reasonable and I can be able to pay it back without the consequences of late fees and hidden charges. Also there's a customer support where I can get some help in case I don't understand the change in fees. The repayment is always negotiable because they will help you plan the payment dates and you will not be charged for late fees and hidden costs. Plus it help you to boost your credit score if you pay it on time. The reverse mortgage is a best way to get cash and the best part of all you can still keep your own home without the burden of repayment and extra costs.

We had a lot of questions when we first started looking into this. They were very professional and were able to answer all of our questions without hesitation. Their fees are very good and very competitive with the rest of the market. We did a lot of shopping around and had the best luck with them. I can highly recommend them based solely on their fee cost. There are a lot of different options for repayment. Their portfolio is excellent and very diverse and they are willing to bend to whatever it is that you are looking for. They gave me a very good value for our home. I was skeptical at first, but after their people came in and gave us our price, I was very happy with the outcome.

Helpful and knowledgeable. Able to give me the information needed. Worked well with me and was flexible with my schedule. Very nice people. The fees were affordable and satisfying, not too high and not too cheap. Definitely got what I paid for. Very affordable. Many repayment options given to work with your finances and were very satisfactory. Would recommend this service to others because of the repayment options. Has brought a lot of value into my life making it easier to make payments and allows me to save more money than I would with a regular mortgage.

My wife and I applied for a reverse mortgage in 2015 for property in Michigan that we had paid $160,000 for with cash several years previously. We were residents of California at the time, and the lender required us to become Michigan residents, which we did including driver's licenses and voter registration cards. I was 82 years old at the time and my wife is several years younger. The maximum amount of the loan would be about $83,000.00, based on her age. The HUD appraisal was for $160,000.