PurchasingPower.com

I have been with Purchasing Power for three years now and my interactions with customer service have always pleasant and helpful. It's always what I need and I don't have to call back numerous times nor transferred around. My issue is always resolved immediately. The website is pretty easy to use for me. If I wanna go to all departments and I go down, if I don't click it immediately, it'll disappear. But it's really easy and accessible and it's everything I need and want.

I sit at my computer, go into the website, pick whatever I want, put it in the cart, and put ship. If I wanna put down a deposit or not, I have an option to say yes or no. The payment comes out of my paycheck automatically through my job. But if it's not coming out of my check anymore, I have to have a second backup plan so I use my bank card. Then it's shipped to me within no time and it comes directly to my door.

I have always gotten quality items from Purchasing Power. I was talking to a coworker who was going to school online and she told me to go to Purchasing Power and what it was. I went on the site, gave my information and I was approved immediately. I got my first Dell desktop computer there. It's a touchscreen and I've had it now for four years. It's still up and running. Now, I passed it on to my grandson for virtual learning. So now my grandson is using it. I also got a Michael Kors watch. I've had it now for years and it's still running and ticking. Everything I've got from Purchasing Power, I still have them and they still work. The last time, my purchase was a baby bath for a new grandbaby that was coming, a Waterpik for myself, and some perfume.

Throughout the year, I'm using Purchasing Power, too much. I slowed down a lot since December last year because I had to file for bankruptcy. But I'm on the site at least four or five times a year for anything I need. When it comes down to the purses, they are a bit pricey. But I'm looking forward to purchasing furniture. I'm looking at a bedroom suite that I really want once I get my permanent address again. But some of the things can be pricey but I don't have to get them. I just look around. I'm not gonna complain because it comes out of my checking. It's not a one big lump sum payment, which is what people like me need to get what they want, buy themselves some time to get what they need and to be able to pay for it monthly is a blessing.

Other than that, the last thing that I got from them was a set of golf club irons and purchasing from them is simple if you have it set up through your bank account. You just go in there, click through the process, and that's pretty much it. Their website is easy to use as well and it's the same with the mobile Purchasing Power app.

For the price, there's a little bit of a markup, but that's to be expected when you're it's like getting a no-interest loan on an item. If you are patient enough to wait for promos to come out on things, a lot of the times it can alleviate a little, but you would pay extra by getting it now and paying as you go. So, if you're a smart shopper, you can alleviate a bit of that extra overhead and I haven't really noticed too much of an issue with it. I also recommend Purchasing Power to all the new employees that we get. As soon as their six months is up and they're eligible for it, I always suggest a wide variety of things that you can find on there. It's basically like Amazon.

The products have very good quality. I ain’t had any problem. The only time I ever had a problem was when I first started doing it, and I ordered my husband a coffee grinder ‘cause he’s been wanting one and I was gonna give it to him for Christmas. But when they delivered it, it said on the box, “coffee grinder.” He got it off the porch, so he knew exactly what it was. I've sent them a note and told them, and they said they would take it into consideration and rethink how they send stuff out, especially during the holidays. I have never had that problem ever again. Everything that I had ordered has been in another box covering up what it actually was.

In the beginning, I ordered the TV, and it was in the TV box, sitting on the porch. ‘Cause I lived out in the county. I didn't even have neighbors back then. So, that wasn't a good thing. But they fixed it and that's not an issue anymore. I don't have a problem with anything. We moved into a new house in February and ordered a grill for him for his Father's Day and his birthday altogether for the porch and the balcony. I’m fairly pleased with them. It is convenient and I can guarantee it to be here in a few days.

Other than that, Purchasing Power's website is easy to use. It can be updated a little, but the front page where the user name and password go is fine. Also, their prices are a little more expensive, but that's because they're like a buy-here-pay-here kind of deal. They are like in the older days where you had to pay on time where you'd get the product then you'd pay every two weeks. By paying every two weeks, it's going to be a bit different, but there's no credit check. And it benefits me because I don't have to worry about filling out applications, then going and borrowing money.

Buying from them is convenient, too. If you're a Home Depot associate, you pay every two weeks. They used to have that one option where you could do the 26 payments. But now, they got it different where you can choose to pay it out earlier, even though it's at a higher cost, but you can pay it out within six months or so. And that's awesome for when you want to buy a laptop or a tablet, and you don't want lingering payments every two weeks coming out of your check and you want to get it on out of the way. Plus, if you decide to pay it out, you just give them a call and say so.

I usually use them around Christmastime. I'm not a shopper like as far as going to stores. If I find what I'm looking for on Purchasing Power, I'll get Christmas items there. It' the same if I see something that I like maybe another time during the year, but maybe once or twice. This last time, there was an issue with the shipper that was chosen to deliver. I wanted the package to be held at the UPS location near me because I knew I was gonna be out of town at the time and UPS didn't do that. They actually left it there. When I came home, the package wasn't there but it said "delivered". I wasn't even in the state. The representative took care of everything and whatever needed to be done. But my issue was with the deliverer and not Purchasing Power.

Also, the price is a little steeper with PurchasingPower. I compare pricing. If I see something somewhere online and it's cheaper, I would benefit better if I just buy it outright somewhere else. The only thing is with Purchasing Power, if you don't have the money right then, it's beneficial because you can pay for your purchase over time. It just depends on what's convenient for the person and whatever situation they're in. That aside, I haven't had any issues with the quality of the items that I've gotten so far. But I don't like the mattress of the bed that I purchased. It's just not as thick but it's just probably me not having knowledge and knowing what I'm reading.