Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.
Purchasing Power is a financing program for employees of participating companies and organizations. It gives customers flexible purchasing options for various products and services by deducting payment from employee paychecks. It doesn’t charge for interest or late fees, and it doesn’t perform credit checks.
Top PurchasingPower.com Reviews
… What I like most about PurchasingPower is the ability to have just so much taken out of my paycheck every payday. This makes it easier to be able to purchase things and get some...Read full review
Shopping through PurchasingPower is more convenient. I heard about them through my job and so far I've bought tires and a TV from them. The items are of pretty good quality. Custo...Read full review
What is Purchasing Power?
Purchasing Power is a financing program that lets employees of participating companies make purchases without credit checks, late fees or interest charges. The company offers products from several top brands in home entertainment, appliances, fashion and more. Employees get their items upfront then make fixed payments for six to 12 months.
How does Purchasing Power work?
Companies pay Purchasing Power to get employee access to its interest-free program for appliance, technology, clothing, furniture and automotive purchases. An employee must have an account through an employer to view available discounts, products and pricing. You can sign up online to get started — once you make your first purchase, Purchasing Power deducts installments from your paycheck for six to 12 months to cover the cost.
Purchasing Power prices
Purchasing Power isn’t a discount program, so its products may be more expensive than you’ll find with other retailers. It does offer some discounts, typically for first-time purchasers, and it has occasional sales and promotions. Purchasing Power payments are fixed and regularly deducted from employees’ paychecks, including sales tax. Purchasing Power doesn’t perform credit checks or charge late fees.
Purchasing Power FAQ
Why is Purchasing Power expensive?
Who owns Purchasing Power?
Where is Purchasing Power available?
Can you pay off Purchasing Power early?
Is Purchasing Power legit?
Purchasing Power is a legit company. The business is probably worth using if you’re an employee who wants to finance purchases without the charges that come with major credit cards, but this service is available only to staff of participating employers. Purchasing Power doesn’t perform credit checks or charge interest, and it deducts installments from your paycheck to cover purchases, making it a convenient payment option for buyers.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,241,241 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Purchasing from them is very easy. Their website is easy to navigate. Some stuff is a little higher, but I take that for granted because you're able to get it right away. You also don't have to put money down. You also have 15% off days, 10% off days, and free shipping days. Sometimes, I like that I can put money down on it to bring the monthly price down. It's a great way to get stuff that you need. Don't have to go through a credit check, it comes out of your payments so you don't have to worry about getting so busy and you forget to pay. I purchased a chair for my computer table, appliances, handbags, and towels. Everything I got from them was of excellent quality. It's an overall great experience.
PurchasingPower was great, very convenient, and it's very easy to use as well. The payment plans they work out for you are great. I bought a PlayStation 5, and that was great. I also ordered a Skytech Shiva. The only problem I had with PurchasingPower.com is when I received that gaming computer, I had to send it back because it didn't work at all. I returned it, and when they gave me my credit back, I just ordered another one of a different brand. That was supposed to come in today, so hopefully, that one works when it gets here. I feel like they're overpriced a little bit when you get to compare on different sites like Amazon, but I also get why that's the thing. It's because we don't have to pay upfront. They really are very convenient. Just having the payment plan where you just pay weekly instead of having to come out of pocket the whole amount right away is a great feature.
Thank you so much, Kendell, for taking the time to share your experience with us. We sincerely appreciate your review as it helps to understand our opportunities and continue providing the best service possible for our valuable customers.
Purchasing Power, LLC
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
I really like Purchasing Power. It's a very similar program that I used with a previous employer. It's very easy to maneuver. It's good. When it comes to physical items, it's very simple to find. But when it comes to the travel aspect, it does get a little more complicated. There's not enough clarification on the travel aspect of it. For example, I recently booked a flight for a trip that I had. But there's no blueprints or information beforehand that tells you that you purchased a flight. You need to package it with another item. You have to book a hotel or a cruise for a flight. You can't purchase a flight singularly. It has to go with something else.
I booked a flight and a hotel. I have a cruise that I had already paid for. I planned to pay for the cruise through Purchasing Power. But what had happened was, I didn't find a cruise on the site, so I got it through another party. I just needed a transportation to get to the cruise for it. So I planned to purchase the flight and that was where I ran into the issue and I had to go back and get the hotel. But before that, I had purchased a laptop and the shipping was wonderful. It was very quick. Everything was really simple.
As far as payments go, I've had Purchasing Power call me or send me a notice saying that they haven't received my payment. It causes some unnecessary anxiety. I noticed that it's coming out of my payroll check for whatever the amount is that it's supposed to be. Every check is being deducted. So when I called, they said, "Oh, well, we understand. It's just your company hasn't sent us those funds." So my company holds on to them, and then we'll wait 30 or 60 days to send the check to Purchasing Power. But within that timeframe, they've reached out to me about this missing payment. It becomes frustrating because on my end, I'm doing what I'm supposed to be doing. Maybe there's a way that they could follow up with the company first.
Thank you so much, Shalise, for taking the time to share your experience with us. We sincerely appreciate your review as it helps us to continue providing the best service possible for our valuable customers and understand our possible opportunities.
Purchasing Power, LLC
I love Purchasing Power. I’m a state worker so it comes with our benefit from the union. I bought a lot of stuff from there such as games for my kids, a couple of necklaces, and a hoverboard. I like how it is set up for you and how it just comes and takes the money out of my check every month. Right now, I bought over five things. They take probably $200 out a month, which is cool. It's not too much. Sometimes, PurchasingPower is pricey but it's just because of the payment method and how every month they take it out of your check. It's the convenience of it where instead of paying right then and there, you're paying over time. There has to be some type of interest because they have to make their money in some way too.
I just bought a PlayStation for my son. I don't have $700 right now to go buy one. Purchasing Power only takes not even $100 a month on my check for that. I like that. I might have to pay a little bit more but it is still worth it because I still got the PlayStation. Purchasing Power is a good thing to have sometimes, especially with how the economy is and everything's expensive. We can't really always get what we want. When I first started with this program, I loved it.
Purchasing Power was offered through the employer that I work for. It's a great program and it has helped me out in many situations. The website is very user-friendly and it's very clear. It's one of the best I've ever used. They give you the prices upfront and there are no hidden fees. You know what you're gonna pay per paycheck. They give really good discounts too and they always run promotions.
Everything I ordered has been top-notch. When my son graduated, I bought an Apple Watch for him and it was wonderful. My husband also purchased three guitars from them and he is really pleased with the shops that they use. The guitars were great and the delivery was great too. The guitars are very high-end ones that are really well-priced. They are a little more than if you would buy them in the store. But very hard to find these particular guitars.
We love this program. I try to keep my purchase to one item every year. I have compared Purchasing Power to other sites and they are definitely higher than if you were to go to a store. But that's because there's no credit check. You're paying it without any interest over a period of time. It's just very convenient to come right out of your paycheck.
We are very grateful for your kind remarks, Barbara. We want to know that we’re meeting our customers’ expectations, so reviews like yours are sincerely appreciated.
Thank you once more for being a valued customer!
Purchasing Power, LLC
I went crazy on my first go-around. They’re good deals. I got a TV, a watch and a Michael Kors purse. The payments are awesome. Even though I racked up two grand, my payment is $83 every two weeks. I like the website too. You can find stuff easy on there. However, they don't have a lot of clothing collection. If you try to look for name brand tennis shoes, they don't have it. My TV was 1300 but if you look online for that same TV, it comes up to 900. There's a 300 difference because I'm paying through a payment plan. But it's not a big deal. Everything looks authentic as well.
When I first signed on to get a better understanding of my payments, I had to call and talk to someone about how much was coming out and how long it would take. It's not available for me on the website. Then when they start to pull those funds out, you will see it on your paycheck but it's not available under your account when you go in there. But it didn't take me long to get through the phone and the rep helped me out. I asked her a lot of questions and she answered them for me. She also threw extra stuff in. She was clear. Everything has been awesome. I can’t wait to go shopping again.
For the most part, Purchasing Power’s products have good quality. But I bought a swing set that came damaged and there were missing parts, and nothing was ever done about that one. Recently, I ordered a VR, an Oculus, that didn't make it to me. I called and they said they sent it out again, which they did. But if you look at it on my end, it looks like I got charged twice for it and I haven't seen or gotten anything telling me that the money's been reversed. The first time I called, the girl hung up on me, and the second time, the guy helped me when I called him back.
It would be helpful to be able to know more about what’s going on, like about the refund with the Oculus. That would be a little bit better customer service. It put the damper of me wanting to order stuff again because I don't wanna go through that mess. I just looked and it said, "Box damaged." And I found that out through UPS. Then, I had to call to find out any information on it and asked for them to resend it. Nobody notified me of anything.
I try to find the best deal for my buck. And PurchasingPower.com seems comparable to any other place. I went into it and gave them my basic information. I had to set up however I wanted the payments to be taken. I appreciate being able to get it directly taken out of my paycheck. That way, if I don't see it, I don't miss it. And I set up a backup payment method in case something happens, which nothing does. I just go on the app. I order what I want. It's a few clicks and I get to it. It would come to my door in a few days. I could get warranties for my items. PurchasingPower is a great asset to working people and for people that need to get stuff that they couldn't afford to pay all at once. I've had friends buy tires that they need that they couldn't just go out and buy in a big purchase but they could get in PurchasingPower.
I ordered a MCM bag and received an empty box! Now I am paying for an item I never received. I thought doing this through my job the company is legit! They have thieve supposedly shipping customers their product, only to be stealing from the company! Spoke to a customer service rep who insisted they sent me an email stating my claim was denied. Never received not such email. I have went back and looked several times. No email! Now they are taking their payment for a product I never received!!
April 7, 2023 I ordered an Ashley rocker chair for my wife. Followed up weekly and kept being told it will ship on May 8. On May 9th they CANCELLED my order for the reason Item out of Stock. How did they not know that a month earlier.
I got a couple of game controllers and the TV from PurchasingPower and they were all brand-new stuff right out of the box. The quality is good though the price is a little higher bit higher. Still, I would recommend PurchasingPower.
PurchasingPower.com Company Information
- Company Name:
- Purchasing Power
- Company Type:
- Year Founded:
- 1349 W. Peachtree St. NW, #1100
- Postal Code:
- United States