
AIG Homeowners Insurance Reviews
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About AIG Homeowners Insurance
This profile has not been claimed by the company. See reviews below to learn more or submit your own review.
AIG offers high-end home insurance policies to cover luxury homes. The company specializes in serving those with a high net worth, including several individuals on the Fortune 400 list. It’s a large company with various assets and resources, but its policies are fairly expensive for the average homeowner.
- Cash settlement claims
- Available nationwide
- Natural disaster services
- No online claims
- Pricier than average coverage
About AIG homeowners insurance
AIG offers a variety of services, including fire protection, hurricane preparation and personal home security, for members with high-value homes. Its wildfire loss mitigation service prevents damage before a wildfire starts with Phos-Chek, the material government agencies use to fight fires. This complimentary service includes an at-home consultation, ongoing monitoring and dispatching of wildfire mitigation specialists in the event of a wildfire.
AIG’s hurricane protection services include disaster planning and post-storm outreach, and its personal home security services provide security consultations and preparation plans to help you evaluate and fight against security risks. The company offers background checks for potential home employees — if you have a large household staff, it can conduct CPR and first-aid training, too. AIG also has prevention services for kidnapping, ransom and extortion.
What does AIG homeowners insurance cover?
Depending on your security needs, AIG’s coverage varies. Its comprehensive homeowners policy is designed for luxury homes, and it provides coverage for landscaping, fragile items and pet damages. In the event of property damage, it offers additional policy provisions to assist in the handling of a claim.
You can settle AIG claims in cash without any obligation to replace lost items or repair damaged property, and you can repair or replace damaged personal property with new items without depreciation deductions.
AIG homeowners insurance quotes and costs
AIG doesn’t disclose its home insurance costs online, but its rates vary depending on:
- Geographical location
- The condition of your home
- Your credit score
Because AIG’s coverage caters to wealthier homeowners, it tends to be more expensive than average home insurance policies.
AIG homeowners insurance FAQ
Where is AIG home insurance available?
AIG home insurance is available nationwide.
Does AIG have personal property coverage?
Yes, AIG does have personal property coverage. You can repair or replace your damaged personal property with new items without deductions for depreciation.
Can I file claims with AIG online?
No. You have to call its customer service line.
What factors will affect my home insurance rates with AIG?
Your credit score, location, natural disaster risk and home condition can all affect your AIG home insurance rates.
Is AIG homeowners insurance good?
AIG is a good insurance company for high-value homeowners, and it offers a wide array of coverage options, including wildfire protection, hurricane preparation and personal home security services. It also provides cash settlements and personal property coverage. AIG can be pricey, though, and probably isn’t the best option for middle-class homeowners. The company also doesn’t offer online claims.
AIG Homeowners Insurance Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
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AIG Homeowners Insurance Company Information
- Company Name:
- AIG Homeowners Insurance
- Website:
- www.aig.com




