ServicePlus Home Warranty vs. Liberty Home Guard
Compare coverage, cost and reviews
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Liberty Home Guard and ServicePlus Home Warranty are two leading home warranty providers. With coverage options for appliances and home systems, these plans can help you cut the costs of major home repairs or replacements. This guide compares key features from each company, such as their annual premiums, coverages and reputations. Keep reading for a side-by-side comparison of these two brands.
ServicePlus Home Warranty vs. Liberty Home Guard cost
Liberty Home Guard stands out with a lower starting service fee, which is what you pay per service call. It also offers more affordable monthly rates for its introductory and top-tier plans. This makes Liberty Home Guard the more budget-friendly option across the board compared to ServicePlus Home Warranty.
ServicePlus Home Warranty plans and pricing
ServicePlus Home Warranty’s two plans always have a $75 service fee, which is your out-of-pocket expense when you file a claim. You can get a discounted rate if you opt to pay annually rather than monthly:
- Gold plan: $849 per year
- Platinum plan: $999 per year
| Service fee | Gold | Platinum |
|---|---|---|
| $75 | $87.42 | $99.92 |
Liberty Home Guard plans and pricing
Service fees from Liberty Home Guard range from $50 to $125. The monthly rates listed below may vary depending on your service fee.
| Service fee | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| $50 to $125 | $49.99 | $54.99 | $59.99 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
ServicePlus Home Warranty vs. Liberty Home Guard coverage
The main coverage difference between these companies is how they structure their basic plans. ServicePlus Home Warranty's plans start with combined coverage for both systems and appliances. Liberty Home Guard separates these, allowing you to buy a plan that covers only appliances, like your dishwasher, or only systems, like your plumbing. Once you compare their top-tier plans, their coverage becomes almost identical.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
ServicePlus Home Warranty vs. Liberty Home Guard add-ons
Liberty Home Guard provides a much larger selection of optional add-ons with unique coverage for items like guest units, electronics protection and sprinkler systems. ServicePlus Home Warranty’s list is shorter and focuses on a few standard extras. Both companies provide common add-ons for a pool and spa.
ServicePlus Home Warranty add-ons
You can cover up to 20 additional items with ServicePlus Home Warranty’s add-on options. Here are the monthly costs for some of the most popular add-ons:
| Optional coverage | Monthly cost |
|---|---|
| Sump pump | $2.08 |
| Central vacuum | $2.08 |
| Second refrigerator | $2.92 |
| Stand-alone freezer | $2.92 |
| Roof leak repair | $4.17 |
| Septic tank pumping | $5 |
| Well pump | $6.25 |
| Guest unit | $12.50 |
| Spa | $12.50 |
Liberty Home Guard add-ons
Liberty Home Guard offers coverage for up to 35 add-ons. Below are the prices for the most common items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $3.99 |
| Water line | $4.99 |
| Stand-alone freezer | $5.99 |
| Second refrigerator | $7.99 |
| Sump pump | $8.99 |
| Central vacuum | $8.99 |
| Sprinkler system | $9.99 |
| Hot water dispenser | $9.99 |
| Additional spa | $9.99 |
| Roof leak repair | $11.99 |
| Septic tank | $12.99 |
| Well pump | $12.99 |
| Pool and spa | $19.99 |
| Electronics protection | $19.99 |
| Guest unit | $35.99 |
What ServicePlus Home Warranty customers say
ServicePlus Home Warranty’s reviews are generally positive, with customers frequently complimenting the company’s representatives for their knowledge and demeanor. Many reviews also mentioned ServicePlus Home Warranty’s low prices as a draw. Negative reviews cite difficulty getting repairs done and long wait times when contacting the company directly.
Total Home Protection is exactly what I was looking for. Agent was extremely knowledgeable and friendly. He explained everything to me and answered all of my questions. A pleasure to talk to. I will definitely recommend Total Home Protection.”
– Ronald of Huntsville, AL
What Liberty Home Guard customers say
When it comes to service calls and repairs, customers of Liberty Home Guard are overwhelmingly pleased with their warranty coverage. Reviewers frequently compliment the professionalism and efficiency of the technicians, and they have just as many positive things to say about the phone support representatives. Many customers expressed surprise that their issues were resolved so quickly. In terms of negative reviews, most were centered around slow service times and claims that were denied over small-parts coverage.
Their customer service reps really care. I was on the phone ... for a long time to explain the issue and unique circumstances in my home. This happened on a Sunday afternoon, and on Monday morning their technician was at my place. ... He was actually able to fix the issue."
– Jasper of Brooklyn, NY
Bottom line: ServicePlus Home Warranty or Liberty Home Guard?
ServicePlus Home Warranty and Liberty Home Guard offer similar warranty coverage with a few key differences. ServicePlus Home Warranty has slightly cheaper premiums, but Liberty Home Guard has more add-ons available. Still, each company offers significant discounts that may tilt the balance. Either of these two options would be a good fit for homeowners.
- ServicePlus Home Warranty is best for homeowners who want the basics covered. Policies are affordable, and most common add-ons are available.
- Liberty Home Guard is best for customers who need extensive coverage. With a long list of optional add-ons, this company has coverage options for almost every aspect of your home.
