Does a home warranty cover dishwashers?
Check dishwasher coverage to avoid costly surprises later
Dishwasher breakdowns can be a hassle, throwing your home's balance into chaos. Replacing your old dishwasher could cost anywhere from $300 to $2,000. Most home warranties cover dishwasher parts and repair. Read on for some helpful tips so you can get the most out of your home warranty.
Most home warranty companies offer dishwasher coverage.
Jump to insightMany home warranties have coverage caps on dishwashers.
Jump to insightDishwasher coverage can have many limitations and exclusions.
Jump to insightWhat dishwasher services does a home warranty cover?
Home warranty plans usually cover total breakdowns for a wide range of appliances, including dishwashers. This coverage is typically offered as part of the company's appliance plan or as an add-on.
Here are some dishwasher items covered by most home warranty plans:
- Control panel
- Electrical components
- Switches
- Buttons
- Circuit boards
- Heating elements
- Motors
- Pump assembly
- Spray arms
- Water supply valve
Potential exclusions to dishwasher home warranty coverage
Even if your home warranty plan covers dishwashers, there are some reasons your claim may be denied. Many home warranty plans only cover total breakdowns due to normal wear and tear and exclude things such as dents, scratches or cosmetic damage.
Here are some other things home warranties don’t cover:
- Damage resulting from incorrect use
- Intentional damage
- Improper installation
- Improper dishwasher maintenance
- Secondary damage
- Floods or fires
- Preexisting conditions
- Utility damage
- Plastic or glass accessories
- Feed valve joints
- Filters
- Strainers
- Piping
- Racks
- Baskets
- Rollers
- Interior lining
- Springs
- Drain pumps
- Soap dispensers
- Acts of god
Coverage caps
Your home warranty plan may have coverage caps on how much the company will spend on parts and repairs. If the cost of repairs is higher than the limit, you are responsible for the remaining expenses. Most home warranty companies typically have a coverage cap of around $500 to $1,500 for dishwashers, depending on your plan.
What to do if your home warranty doesn’t cover dishwashers
Most home warranty companies offer dishwashers in their appliance plans or as an add-on. So, if you find out your warranty plan doesn't cover dishwashers, you could upgrade.
If upgrading isn’t a possibility, you have some other options. Many dishwasher brands offer a 1-year manufacturer warranty that may cover parts or repairs. Homeowner’s insurance with personal property protection also provides coverage for home appliances such as dishwashers.
FAQ
Does a home warranty cover dishwashers?
Yes, many home warranty plans cover breakdowns due to normal wear and tear.
Does a home warranty cover a leaking dishwasher?
Yes, a home warranty will most likely cover a leaking dishwasher if the leak is caused by faulty parts such as pumps, motors or switches.
Will my homeowner's insurance cover a dishwasher?
Yes, most homeowner’s insurance plans with personal property protection cover dishwasher parts and repairs.
Bottom line
Unexpected breakdowns can leave you with dirty dishes and costly expenses. With the right maintenance and home warranty plan, your dishwasher could last anywhere from 10 to 12 years. Double-check your policy to see if your homeowner’s insurance covers your dishwasher or if it has a manufacturer's warranty.
Article sources
- Progressive, “Does homeowners insurance cover appliances?” Accessed April 1, 2024.
- Cinch Home Services, “Does a home warranty cover the dishwasher?” Accessed April 1, 2024.
- Porch Warranty, “Do Home Warranties Cover Dishwashers?” Accessed April 1, 2024.
