Does a home warranty cover dishwashers?

Home warranty dishwasher coverage

Home warranty plans usually cover total breakdowns for a wide range of appliances, including dishwashers. This coverage is typically offered as part of the company's appliance plan or as an add-on.

A home warranty typically covers the repair of your dishwasher if it breaks down due to normal wear and tear. If the dishwasher can't be repaired and the issue is covered under the warranty terms, most providers will offer a replacement — usually of similar features and value — subject to the contract limits.

Here are some dishwasher items covered by most home warranty plans:

• Control panel
• Electrical components
• Switches
• Buttons
• Circuit boards
• Heating elements
• Motors
• Pump assembly
• Spray arms
• Water supply valve

What does a home warranty typically cover?

Most home warranty plans cover essential home systems and appliances that experience breakdowns due to normal wear and tear. Coverage varies by plan, so it’s important to review the details carefully.

Most commonly covered items include:

• Refrigerators
• Ovens and ranges
• Dishwashers
• Microwaves (built-in)
• Washers and dryers
• Heating and cooling systems (HVAC)
• Plumbing systems
• Electrical systems
• Garbage disposals
• Water heaters

Dishwasher warranty coverage exclusions

Even if your home warranty plan covers dishwashers, there are some reasons your claim may be denied. Many home warranty plans only cover total breakdowns due to normal wear and tear and exclude things such as dents, scratches or cosmetic damage.

Here are some other things home warranties don’t cover:

• Damage resulting from incorrect use
• Intentional damage
• Improper installation
• Improper dishwasher maintenance
• Secondary damage
• Floods or fires
• Preexisting conditions
• Utility damage
• Plastic or glass accessories 
• Feed valve joints
• Filters
• Strainers
• Piping
• Racks
• Baskets
• Rollers
• Interior lining
• Springs
• Drain pumps
• Soap dispensers
• Acts of god

Coverage caps

Your home warranty plan may have coverage caps on how much the company will spend on parts and repairs. If the cost of repairs is higher than the limit, you are responsible for the remaining expenses. Most home warranty companies typically have a coverage cap of around $500 to $1,500 for dishwashers, depending on your plan.

Home warranty claim process for dishwashers

If your dishwasher stops working and you have a home warranty, you can file a claim for repairs. Here’s how it usually works:

1. Review your policy: Confirm dishwashers are covered and read any limits or exclusions.
2. Contact your provider: Submit a claim online or by phone. Be ready to share your policy number, a description of the problem and the dishwasher’s model or serial number.
3. Schedule a service visit: The company will assign a licensed technician to diagnose and repair your dishwasher. They’ll coordinate scheduling with you.
4. Expect a service call fee: Most plans require you to pay a service call fee (usually $75 to $125) when the technician visits your home.
5. Repair or replacement: The technician will decide if the dishwasher can be fixed or needs replacement. Your provider will let you know the next steps.

The process typically takes several days, but timing depends on technician availability and whether parts are needed. Keep records of your claim and communications. If you have questions, contact your warranty provider’s customer service.

What to do if your home warranty doesn’t cover dishwashers

Most home warranty companies offer dishwashers in their appliance plans or as an add-on. So, if you find out your warranty plan doesn't cover dishwashers, you could upgrade.

If upgrading isn’t a possibility, you have some other options. Many dishwasher brands offer a 1-year manufacturer warranty that may cover parts or repairs. Homeowner’s insurance with personal property protection also provides coverage for home appliances such as dishwashers.

Choosing a home warranty for dishwasher coverage

When selecting a home warranty plan that includes dishwasher coverage, take time to compare providers and understand what each plan offers. A well-chosen plan can save you money and stress when a breakdown occurs.

• Review coverage details: Look for plans that specifically list dishwashers and include a clear breakdown of covered parts and services.
• Compare coverage caps: Higher caps mean more protection, especially if your dishwasher is a higher-end model.
• Check for exclusions: Carefully read the fine print to understand what isn’t covered, such as cosmetic damage or preexisting conditions.
• Consider service fees: Evaluate how much you’ll pay for each service visit, as fees can add up over time.
• Look at provider reputation: Research customer reviews and ratings to find companies with strong service records and reliability.
• Evaluate customer support: Choose a provider with 24/7 support and a streamlined claims process for faster resolutions.
• Avoid overlapping coverage: If you already have a manufacturer's warranty or homeowner’s insurance, check for overlaps to prevent paying for duplicate coverage.

By following these steps, you can find a home warranty plan that fits your needs and provides peace of mind.

Bottom line

Unexpected breakdowns can leave you with dirty dishes and costly expenses. With the right maintenance and home warranty plan, your dishwasher could last anywhere from 10 to 12 years. Double-check your policy to see if your homeowner’s insurance covers your dishwasher or if it has a manufacturer's warranty.