Choice Home Warranty Reviews

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About Choice Home Warranty

Choice Home Warranty is a home warranty company that offers comprehensive coverage for all covered items, regardless of their age. Plans are designed to financially protect homeowners from unexpected repairs or replacements on their systems and appliances. Customers have had mixed experiences with Choice Home Warranty. Some have found the representatives helpful and informative, guiding them through the plan options and benefits. However, others have faced challenges with claim denials, service delays and communication issues.

Pros
  • Optional coverage for roof leaks
  • No transfer fee
  • 24/7 customer service
  • No home inspection required
  • Available in most states
Cons
  • $500 roof repair cap
  • Some customer service complaints
  • May be difficult to get reimbursed for out-of-pocket expenses

Choice Home Warranty Reviews

Over 50k reviews since 2012

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    How do I know I can trust these reviews about Choice Home Warranty?
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    Page 377 Reviews 74835 - 75035
    Customer ServiceClaims Handling

    Reviewed May 24, 2013

    I made a claim with this company. I called at least 10 times and could not ever get anyone to service the claim. They are liars and I would not spend another dime with them. They do not do what they claim!

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    Claims HandlingCoverageTech

    Reviewed May 24, 2013

    Air conditioner quit working. I filed a claim and Choice Home Warranty sent a service tech to repair. The tech claimed his instructions were to clean a clogged drain and didn't include any repairs. He collected his $45 service fee and left. I called Choice Home Warranty and they agreed that service order was to repair the AC, and they would be resent without additional service fee. Same service tech came out and found the problem. Wouldn't file report with Choice until paid an additional $45 service fee. Despite protests, the claim was filed. However, the service tech was informed by Choice that they would not cover the repairs. No reason given by Choice. The reason given by the service tech was specifically covered in warranty terms.

    Choice will not give reason for denial. The service tech informed me he had never had Choice approve a warranty claim. He got his $45 fee and he was fine with that. Checking around with other customers and unable to find anyone that ever had a claim covered. False and deceptive marketing. Service techs are part of the con too. Total waste of money for both the monthly fee and the service fee.

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    Customer Service

    Reviewed May 21, 2013

    I am going on two weeks without my ceiling fan being repaired. I have called many times and they say they are going to fix things. Every time I call, I get excuses; it’s either someone else's fault, need to see if it’s approved, and on and on. Seriously, just send someone out! I have no choice using this company because I am a renter. But I can assure you I will let my landlord know of the very poor service. My advice, do not use this company. Very bad service!

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    Customer Service

    Reviewed May 18, 2013

    I have read some of the negative comments on here. I just wanted to say I have had Choice Home Warranty for over 3 years and never had a problem with the service or them paying for my AC and heat going out. I would totally recommend them to anyone.

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    Choice Home Warranty
    Response from Choice Home Warranty
    Dear Glenda of Rowlett, TX:
    Thank you very much for your feedback! We aim to provide the best home warranty options!
    Best regards,

    CHW TEAM

    Customer ServiceClaims Handling

    Reviewed May 17, 2013

    Please! Please do not purchase or get the month-to-month warranty through Choice. My ac went out and Choice had a tech come out. Tech said ac was out; this was not a preexisting matter nor could it have been prevented. Next morning, I got a call to call Choice because they denied my claim. Choice told the ac place it was due to having a new policy with them. When I called Choice, they said it was a preexisting matter. When I told him what the ac company said, the whole tone and demeanor changed. To say the least, I will never recommend Choice even if you want to get ripped off!

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    Customer ServiceClaims HandlingPrice

    Reviewed May 16, 2013

    I purchased warranty because it was a little cheaper than the one I had. It was the Friday before Christmas and I had a house full of people. My heat went out. I called Choice and they gave me a contractor. I called them; they said they were closed for the holidays. I called Choice back for another contractor; they had none. The CSR told me that I could call an outside contractor, have them call and get approval and they could fix it and Choice would reimburse me. I did and when we called to get approval, that department was closed and I would have to wait until Monday.

    Well, I was not going to go the whole Christmas weekend with a house full of people. I let the other company fix it and paid them $565. When I filed my claim with Choice, they denied it saying I had not gotten approval but how was I supposed to if the office was closed? I called my attorney and called and called and fussed and fussed and they agreed to pay me for the part but not for the labor. My attorney too is still working on my $265. They have thousands of unhappy customers and a lot of them are going through the same thing I am. Check out the reviews. Warning: Stay away!

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 14, 2013

    I had Choice Home Warranty for 4 months. My garage door spring broke and they said that it wasn't covered under their warranty. I had to pay $175 off my own money to get it fixed. The next week, my air conditioning went out. I called Choice and the repairman came out and said the compressor was going. Choice wanted me to send all and any receipts where the air conditioner had been worked on. I told them I didn't have any receipts because the compressor was never worked on. I waited all day and they never returned my call. I called them back and the agent sent me to the supervisor. The supervisor said they denied my claim, because they said it was pre-existent. I canceled my contract with them right then. Please don't use Choice Home Warranty; it's a rip off. They don't do anything they said. All they want is your money. There has got to be something done about this company.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 14, 2013

    I have a complaint about the services that was provided by Choice Home Warranty. I received the runaround for 4 weeks. The company that they sent to my home to diagnose why my Air Conditioning was not operating properly had to come to my home three times; they had to get three authorization approvals from Choice; and at the end I was told something completely different from what I was originally told. Again, there was no mistake from me, the customer, but from the company they sent out who misdiagnosed the problem the first time. The company provided two options to resolve my claim; however, Choice Home Warranty refused to entertain the two options provided to them by the company and switched up the original authorization by electing to only cover $655 for an evap coil and nothing further.

    Both the company and I spent several hours on several occasions communicating with Choice Home Warranty representatives. I also asked to speak with a supervisor or someone in a higher position to communicate my issue and concerns; and my requests were denied every time. I must say again and again... Choice Home Warranty does not care about the customer. I honestly feel they are in business only to receive the warranty renewal fees (money)! I had to contact them every time to find out the status of my long overdue pending claim. I never once received a call from them the entire 4 weeks. What kind of company does that? - A company that does not care!

    To top it off, I assumed it was time for me to renew my warranty with their company because their other department continuously kept calling asking me if I wanted to renew. As I've stated to them, I am very livid and very dissatisfied with the services provided to me as a Choice Home Warranty Customer; therefore, for them to please notate in all data systems to make sure that all their representatives are notified to stop calling me and asking me to renew! The answer is a definite, "Heck, No!" FYI, I purchased the home warranty 2 years ago (renewed once). I called to report my air unit was not properly cooling my home. They sent out a service tech and he said that my unit was grounded therefore, I needed a new compressor.

    After several attempts to get an authorization, Choice Home Warranty finally authorized to replace the compressor; however, I would have to pay for the flushing and other work totaling $545. The tech came out to replace the compressor, just to realize that there was a leak in the cooling agent. The tech called his supervisor (the owner of the company) to come to my house. Once the owner performed further inspection, I was told my unit is old and they would need another authorization from Choice Home Warranty. He then contacted Choice Home Warranty and told them the outdoor compressor is burned out due to short cycling caused by low refrigerant levels in the system that was caused by a hole in the aluminum coil at the air handler.

    The leak was due to normal wear and tear. Both the compressor and coil will need to be replaced. They were unable to obtain the factory A-coil due to discontinuation of the coil. However, they can install an aftermarket coil with a few duct modifications and a TXY valve. They also provided Choice Home Warranty three separate estimates. However, after the owner was on the phone for over an hour, Choice Home Warranty stated they refuse to pay for new compressor and price quoted for R-22 coil and the request will have to go back through review. Mind you, that was a Friday evening.

    I contacted Choice Home Warranty Monday morning to be told that they denied the replacement of a new unit and will only cover $655 for an evap coil and the other option that the owner discussed was not in their system (so they didn't know what I was talking about). My claim was left there; I'm still in dispute. In the meantime, I'm suffering from no AC and the weather is only getting warmer outside. Choice Home Warranty is definitely a rip off!

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    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed May 2, 2013

    Do not sign up for this scam service! I purchased the home warranty approx. 6 months ago. I called to report my heating and air unit was not properly heating my home. They sent out service tech and he said my unit was out of the cooling agent and I must have a leak. After further inspection, the tech said, "Your unit is older and Choice, I bet, will not cover the unit." I said, "Well, that is the very reason I purchased the warranty," that I had lived in the house 10 years and had all new appliances installed in 2003 and felt I needed the coverage.

    Choice did not ask me anything except how many square feet my house was and, of course, my credit card number. They didn't ask how old anything was, period. I contacted them on April 28 to report my water heater was leaking. They sent out a tech and he said, "They probably will deny the claim," and they did. They don't pay for a leaking tank! Really?! I asked the representative on the phone, "Just what do you pay for?" This company stinks and does not honor their warranty. Who needs a warranty if everything is brand new?! I have contacted the BBB to find they had like 763 complaints and most were not closed. So why is this company still allowed to stay in business? Rip off con artists is all I can say. I'm seeing an attorney tomorrow. We must file a class action lawsuit! Get on board.

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    CoverageSales & MarketingRefunds & Payouts

    Reviewed May 1, 2013

    I called Choice about air conditioning unit. They said I would have to pay a technician out of pocket $150 for a leak test. Choice came back and tech said unit had rusted and corrosion from the freon that was leaking out. They said clause of said unit is not covered in this condition. I called another air service and they said this happens to every unit when it gets old. Choice uses this to scam money for years and then get out of paying for these units. They have not and will not pay for any major repairs ever! Choice is just a major rip off!

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    Customer ServiceCoverageTech

    Reviewed April 25, 2013

    I purchased this warranty on a month-to-month rate from my checking account. I called Monday to report my garbage disposal isn't working right, and it's leaking. I'm afraid it's going to cause my vinyl floor to come loose and damage the substructure of my home. A manager first tried to send out an appliance repairman who said he doesn't come to my town without a trip fee and doesn't do plumbing work anyway. Next, they referred me to another company. I phoned to set up an appointment and was told the woman I had to talk to would have to call me the next day. She didn't.

    The next day, I'm referred to another company. I called them and explained the whole deal, including that I do not have a water shut off in the home, and whoever comes out must be able to turn the water off at the curb (told each one this over and over again). First, they told me they'd be here that afternoon. The next day, they would try to squeeze me in and would call later that day. Now, they say they'll be here first thing tomorrow. This despite me repeatedly telling each person at Choice and each so-called repair person (which turns out to be working a Mom and Pop repair service and not something like Service Masters) that my floor was coming loose from water damage, and I was afraid it would damage the actual structure of my home. Nothing. Nada. No help, other than telling me that if they call someone else, I may have to wait longer and it's too late to get in touch with anyone now.

    And yes, like others, I see the verbiage about 24/7 coverage and service. **! I told the woman I spoke to that I've worked in the law for many years, and this is simply unacceptable, but she doesn't seem to be willing to help in any way. So, I will cancel this policy, and they'll play H-e double hockey sticks getting me to pay them a penny towards a cancellation fee! This place is nothing but a major rip off. I will also file a BBB complaint and notify my Attorney General and Consumer Affairs Department. How sad that they are still in business!

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    Customer ServiceClaims HandlingTech

    Reviewed April 24, 2013

    I contacted Choice Home Warranty to repair our A/C. It took them four days in the Florida summer heat to even come out to look at it, only to be told by the high school A/C repairman that he couldn't fix it due to a pre-existing condition, so we called to complain. Their customer service people told us they'd work with us and didn't want to lose our business (obviously because we were about to renew for another year, which won't happen now). So we hired our own experienced A/C repairman to repair it, and sent the invoice in, etc. and they denied our claim. They refuse to answer our emails and we have to keep hounding them to get anything out of them! So after paying several hundred dollars for this warranty and an additional $526 for repairs, plus they're $60 service call fee, we haven't gotten jack squat from this company. I won't stop until this company is exposed for what it is in hopes that it goes out of business, because I don't want anyone else to have to deal with this kind of treatment.

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    Claims Handling

    Reviewed April 24, 2013

    This company has denied nine claims out of one in the past year. I have seven homes covered under this plan and I am definitely changing. When I joined, they said that they would replace a part with like part, but that is not the case. They replace with builder or contractor parts, which is bottom of the line. I am furious with this company.

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    Customer ServiceClaims HandlingTech

    Reviewed April 22, 2013

    Choice does not repair your products. It even goes to the extreme of not letting you escalate your problems. I reported microwave problem on April 1. The contractor had to order parts. It is April 22 and the parts were installed today. The parts were installed and machine started to blow fuses. The contractor says it was not arcing but the company is using that to decline the claim. It goes on but I'm too tired to continue. Bad company and no customer service!

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    Claims HandlingTech

    Reviewed April 22, 2013

    I contacted Choice Home Warranty regarding my A/C unit. The service man arrived, determined the problem, and relayed the information to CHW. I was then contacted by CHW informing me my claim was denied. I immediately told them to cancel my service, and they did absolutely nothing to try to retain my business. A friend of mine had the same problem recently, and he also canceled his service. I had to apologize to everyone that I referred to CHW and advise them to find a warranty company that will honor their claims. Choice Home Warranty is worthless and a rip-off. I will campaign to discourage anyone I know or anyone I come in contact with who is considering using them not to.

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    Factual basis uncertain

    Reviewed April 19, 2013

    We worked for this home warranty company for about a year. They started to get behind on payments so we refuse to do anymore work for them until they pay for past due billing. When they still would not pay us after many attempts by us, we gave them a note of stopping work on any further work orders. This has been going on from 2011 to date with no payment.

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    Claims HandlingCoverageTech

    Reviewed April 18, 2013

    After I cancelled my coverage with AHS because of their high rates and poor services, I was vehemently recruited by Choice Warranty over 4 months ago. We filed our first claim today for repair of a covered problem. After we paid the so-called diagnosis fee to the contractor, Choice refused to pay my claim for this covered problem. Life is too short for this hassle, but I will not let it go without filing a complaint. I do not recommend this company to anyone because they will find a way not to honor your claim. This company needs class action suit to be filed against them for fraud.

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    Sales & Marketing

    Reviewed April 9, 2013

    My AC broke and I had to fix it myself. They dragged the issue for a month and it was hot summer. Another time they didn't come to fix my emergency plumbing issue. I think this company is just a scam and they should be sued.

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    Customer ServiceCoveragePrice

    Reviewed April 5, 2013

    I was with AHS and decided to go with CHW because they had better rates. At the time, we could not really afford the monthly fee and service calls for AHS. I paid this company monthly for over a year and never made one service. My compressor on my A/C unit went out last week and they sent over a repairman. He submitted the correct information and CHW said that they cannot help me because I needed 4 years of records for my A/C. I never had this problem with AHS. I am not back with AHS and they will cover everything as promised. A little more expensive, but you get the service you deserve. CHW are a bunch of blood-sucking hounds and they had better not ever call me or e-mail me again!

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    Customer ServiceSales & Marketing

    Reviewed April 4, 2013

    If there was a minus category, I would check it. This company is a scam company. Do not contract with them. They lied to us and our local company. We have emails and phone calls for approval for a well pump, but then they refused to pay for most of the job after it was completed. I have filed a complaint with the BBB in NJ and will file with AG office in TX. Their customer service is the absolute worst I have ever encountered with any company in 5 decades. They are rude and unprofessional. They were yelling and one person even hung up when we were without water and trying to get help. The state of NJ needs to shut them down!

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    Customer ServiceSales & Marketing

    Reviewed April 4, 2013

    Choice Home Warranty is sending us multiple unwanted spam emails day in and day out. We have never subscribed to their mailing list or had any dealings with them. They change the address these emails are coming from to avoid our spam filters, so they're obviously aware that what they're doing is unethical and wrong. Do you really want to deal with a company who does this? Someone completely unethical and desperate? Of course not.

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    Resolved outside ConsumerAffairs

    Reviewed March 29, 2013

    Please read very carefully the limits and what's included and what's excluded. It is a rip ff. When I read the excluded, I found that they just included the minimal and most of the repairs and the replacements will be the homeowner's or tenant's responsibility. They are just ripping people off and without real warranty.

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    Factual basis uncertain

    Reviewed March 22, 2013

    They cheated me with my money twice. I'm going to sue them now. Run from that company as fast as you can. Do not give them your credit card number.

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    Coverage

    Reviewed March 21, 2013

    My water heater was under warranty, but the company said that they have already spent over $460.00 so they refuse to repair it or replace it. They were trying to refuse to repair just the microwave, and the repair person were trying to get the $45.00 payment but had never come to my home. He just spoke with me over the phone. You need to read every section on your contract because when signing up with them, they will tell you they cover everything that is listed on the contract. But they look at all the (excluded and included) things that are excluded are normal, such as rust in the tank (excluded), water heater leaking (excluded), and pressure reducing valve (excluded). These are just some of the normal things. This company is a big rip-off!

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    Customer ServiceCoverageTech

    Reviewed March 15, 2013

    At first, the dishwasher wasn’t draining so I called CHW for an appointment. I waited all day. When no one came by 5pm, I called the tech of OnTime Plumbing. The man told me he didn’t have time for CHW and to get another tech. I thought how strange. I called and got a new tech. All was ok, but then there was water under the sink. The tech said the air gap was not installed properly and not covered. I called the landlord. He put a new faucet on the sink and removed the osmosis that wasn’t being used, exactly what CHW told him to do. Ok, or so I thought. I called the tech back. The rude lady put me on hold then started a lot of questions about the dishwasher. I told her, the tech was already here and all that she told me was she didn’t like my tone of voice and to get another company. I already paid the tech $45 the first time. I called CHW and I’m waiting for call back. The runaround is crazy.

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    Resolved outside ConsumerAffairs
    Customer ServicePunctuality & Speed

    Reviewed March 13, 2013

    I bought the home warranty. Three months later, our washing machine broke. It took a few days for someone to come out. They of course required payment for his service call upfront. He said he would order the part we needed. Two weeks later after calling numerous times, we were finally informed that he wasn't going to be able to get the part "from his supplier" and therefore would not be able to fix our machine. That was it and they wouldn't even divulge the part number so that we could just go buy it ourselves! So desperate to be able to do laundry and after $300 of expense and the hassle of going to the laundromat for 2 weeks, we ended up buying a new machine. This company ripped us off and apparently they do that to most of their "customers." So sad.

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    Customer ServiceCoverageTech

    Reviewed March 3, 2013

    I bought my house in May 2012. I called on February 26, 2013 about my heating system and they sent out a technician who told me that my furnace was very dangerous and needed to be replaced. The warranty did a follow up call the next day and told me they would contact the serviceman to have him order what was needed. The next day, I received a call from the warranty company telling me that the heating system was dangerous and needed to be replaced but that they were not going to cover it because they said it was a preexisting issue.

    Now I had to ask them if they had someone inspect the house before they sold the seller the warranty. Of course, they said no. I told them that I was reporting them to the Better Business Bureau, which I did and their company is located in NJ and is not listed with the BBB. I wonder why. I also told them that I would be spreading the word on how bad their company is and how they don't honor their warranties, and that since their rep told me that my heating system was dangerous and needed to be replaced but they were not covering it, I would also be contacting an attorney, which I have.

    I received a phone call from CHW asking me why I was blasting them all over the place and that I shouldn't be angry with them. I calmly explained all of it to him and after arguing with me, I told him that I was contacting an attorney. He just said, "Well, we will wait for a call from the attorney." Everyone should report them to the BBB you can do it online and it only takes a few moments.

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    Claims HandlingCoverageSales & Marketing

    Reviewed March 2, 2013

    Do not go with this company. They promise the world but if something breaks, they don't cover claims. Their typical excuse is that it was a "preexisting issue." Of course it is a preexisting issue because if the appliance was brand new, I would not need them. There is the manufacturer's warranty for that. This company is a scam. Do not deal with this company if you want to save aggravation and disappointment.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedOnline & AppRefunds & Payouts

    Reviewed Feb. 25, 2013

    I recently purchased a warranty from Choice. I called to file my first claim on 2/21 due to my heater not working. The first tech they assigned to me could not come to my house until a week later. I called Choice and asked if I could have my own technician to come out. I was told I could and they would reimburse me. My tech came but was not able to repair the heater that day (I had an appointment and had to leave my home). He was booked the next few days so I called Choice again and asked if they could send someone out on the 2/22. The rep was very rude and basically told me I can't expect to have someone come to my house with less than 24-hour notice. I told him that we still needed to try, because surely there is someone out there with availability. He said all he could do is find someone and it would be up to me to find out if they are available.

    Well, a tech contacted me and he was available for 2/22. He came to my house and told me he needed to test a part to troubleshoot and didn't have the part on his truck but would call if he could get it the next day. In the meantime, he performed a band-aid fix that had the heat working for a few hours. I called early the next morn (2/23) to tell him the heat stopped working the night before and he stated he could not reach Choice to get authorization for the part but would test the repair with a part he had to determine root cause of issue. I didn't believe that he couldn't reach them so I called myself. I got a message that said they were not accepting inbound calls and to call Monday-Friday from 9-6. Well, that was disturbing considering all over their website there is text that reads agents available 24 hours a day, 7 days a week.

    I called again and pressed a different prompt but got the same message, but this time I was told if I had an emergency to send an email to their emergency address. I did so immediately. It's been about 55 hours and I still haven't gotten a response. I even sent a message through their online inquiry form and still no response! Having no heat in the middle of winter with 2 very young kids (infant and a toddler) are not cool and an emergency! Back to the repairman, he came back on 2/23 (I had already paid him the $45 service fee) and informed me he believed there was a different issue. He also let me know he couldn't get authorization from Choice until Monday which meant I would be without heat for essentially 2 more days. I called Choice this morning to complain about how misleading it is to state agents are available 24/7 when in fact they are not (I would not have signed up if I had known that).

    The first rep was very rude and told me it doesn't say that on the website but instead it says you can file a claim 24/7. I read to her specifically what it says on the website (Our agents are available 24/7, 365 days a year) and the fact it does not specify only for claims and she then backed down and transferred me. I have talked to several agents and we finally landed at "I am not sure why the system didn't transfer you" or "Are you sure you heard that...not sure why the message said no one was available." It was almost as if they thought I was lying when I said I couldn't reach anyone, which why would I!? My family was freezing so I was anxious to talk to someone. They went on to say I should have reached someone but even if I did, they do not authorize on the weekends. Excuse me?! So if a pipe burst in my home on Friday, am I just stuck with a leak until Monday?! That's ludicrous! And I never did get a response on why no one has contacted me after sending an emergency email and an online form!

    To add insult to injury, I stayed home from work to try to get my heater repaired (and freezing in the meantime) only to get a call from the tech stating Choice will not cover the part needed to repair the heater. Choice informed him that the issue was considered pre-existing and on top of that, they stated I hadn't had my policy except a few days. Then they told him I had it repaired in October and the tech should have known it would break down. Well, I have several issues with this. The repair in October info came from me. When I called to file the claim, I joked with the rep that I had just had a repair done in October and here I am having to fix the heater again. Well, they obviously recorded that statement. I am not a technician and didn't know what was fixed and whether or not it is the same issue I have today or not. It's like I was being penalized for having a repair done long before getting a Choice Warranty (4 months prior). I didn't like the fact that they tried to use my words against me and when I questioned them, the rep said, "I don't know what you are talking about."

    Then I find out that although I got the warranty in January, it didn't go into effect until 30 days later (which I am not even sure why this was even mentioned considering what I am about to say next). Finally, I am told the part isn't one of their covered parts. The rep referred me to section such and such paragraph x. So basically, they called the problem an unknown pre-existing issue. I was livid because as a consumer and a non-tech, how was I supposed to know it was pre-existing or how would I have known it should have been repaired by the old tech last year?! All I could get was "I am sorry. There’s nothing that can be done and I couldn't speak to anyone else because I was speaking to the manager." I cancelled, lost the $45 service fee, prorated amount I had already paid, and $50 cancellation fee equaling about $200 and I still have no heat!

    Now, I have had to call my own tech and will now have to pay him for labor and the part. This company is not interested in paying claims. They are in the business to make money. Worst customer service and there are more excluded repairs than included ones. I would tell you to read the fine print first but that won't do any good. I read but as a non-tech person, that stuff didn't register to me but what should have registered is the fact that the excluded list is super long! I only wish I had googled them first which lead me to this site way too late. I am hoping I can spare someone else. Please stay away. Stay away!

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    Factual basis uncertain
    Claims Handling

    Reviewed Feb. 25, 2013

    Just as everyone else, I had a claim denied on my A/C. The reason that was given was because I did not have at least 2 years worth of service documentation for a property I had lived in for less then a year. It is clear that their company policy is to deny and hope that people just give up. I have filed a complaint with the AZ Department of Insurance, which can keep them from doing business in AZ. All States should have some similar agency, and if they get enough complaints, they can take action. I am also taking them to arbitration. Despite what it says in the service agreement, you do not have to file arbitration in NJ, you are not limited on the damages you can seek and you can ask for punitive damages. The limitation they put in the contract is a joke. If you win, they probably won't pay up and you'll have to start collection actions in NJ, though. If enough people take action, we can close this unethical company.

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    CoverageTechRefunds & Payouts

    Reviewed Feb. 22, 2013

    I changed from American Home Shield to Choice Home Warranty. It was a big mistake! I have had a few issues covered, but when I really needed them, they failed me. I returned home from vacation to a leaking water heater. I called CHW and a plumber came out. The plumber was told it was not covered. What the hell do I have a warranty for? American Home Shield would have covered it, but to save a few dollars I had switched. I tried to cancel, but I would receive no refund. I am keeping it until it expires and not renewing. I will do everything in my power for people to know they are not truthful.

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    Factual basis uncertain
    Claims Handling

    Reviewed Feb. 17, 2013

    I have had CHW for more than a year and during that time, they have not paid for a single claim I have requested. Unfortunately, I got duped into buying a 5-year service contract by their sales person, who promised the world in terms of service. I (unfortunately only after the fact) read all the negative experiences from other CHW customers very much resembling mine. Now my question is: how come this company is still allowed to be in operation? What can be done to stop this company from duping new victims? I am very interested in ideas and am willing to spend time to make sure that happens. Is there a way to revoke this company's business license?

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    Claims HandlingTechPriceRefunds & Payouts

    Reviewed Feb. 16, 2013

    This company should be shut down. I had to spend about 4 hours over 2 weeks to get them to pay the claim on my 2 broken sump pumps (which I pay a premium for). They referred a plumber who was unprofessional and who replaced them with lower quality pumps than what I had. This caused flooding. Choice said that it's in their contract that they can use builders' grade equipment in our homes. They said it is not their problem and they should have never authorized the claim in the first place - I should be happy. I tried to cancel and they won't let me do that either. I am stuck paying a company who will not pay out claims and whose service reps are stuck to a script of, "I'm sorry you feel that way, but this is how it is ... I am a manager. Have a good day." It's completely bad business and I wish I came across these reviews before I went with this company. I'm out my premium dollars, my deductible and the money it cost me to fix the problem they left me with. It's despicable.

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    Customer ServiceTechPricePunctuality & Speed

    Reviewed Feb. 15, 2013

    I took a 1-year warranty with Choice - their online pricing seemed competitive and the closure process was easy and quick. Bad experience, turdy technicians, should be run down to the ground and be asked to shut shop - a horrendous experience!

    There was blockage in the kitchen plumbing - it was fixed and they advised that I had build up in my drain pipes and wanted to upsell some $200 stuff - no, thank you; I had to call in another tech after 10 days and this was 4mo. back and it still works fine. Microwave fuse had broken - tech came for inspection, said it was faulty construction by builder since they had to take the microwave out, the work order was cancelled. I called GE who came and fixed within 5 days of placing the request without breaking the building down.

    With the above two bad experiences, I cancelled my contract with a written notice to their office in Dec 2012. I followed up with 2 calls early and late Jan. A rude customer service on phone said that my refund of $260+ should arrive within 30 days. It's been 2 mo. now and nada! I am about to give up. Don't ever do business with Choice Home Warranty.

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    Resolved outside ConsumerAffairs
    Claims Handling

    Reviewed Feb. 15, 2013

    Please, please do not get this company for your home warranty. Our heat broke down and they have denied our claim, stating that it was not serviced. I spoke to Alex, the manager, and told him that we have a 2-month-old baby and he said that it was not their problem, that it's just company protocol. Please do not use Choice Home Warranty. You will regret it.

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    Customer ServiceTech

    Reviewed Feb. 8, 2013

    I have purchased one year warranty last year for year 2013. I was waiting for three weeks to receive my contract so I could read the conditions (had to call them twice to get it). My washer happened to break and I requested the service. They sent the technician to diagnose the problem. The new part was needed to repair my washing machine. I received the phone call from a technician saying my warranty company declined to pay for part and service. When I contacted them, they said my washer had pre-existing condition! That is not true. So they are not going to pay. The worst part is that I requested to cancel my contract and they refused that as well! So I'm stuck for a year with a company that is doing everything possible to get your money and do nothing for you when need arises. Don't get into a contract with them unless you have a brand new house and all new appliances; otherwise, they will find a reason for your service to be declined.

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    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Feb. 6, 2013

    We bought a 3-year contract in June 2012 and paid it in full. We had to make a claim in August 2012 on the AC unit. Originally, it was denied. After being accused of trying to rip them off and it looked very suspicious, we had to provide proof of no tampering on our part. It took their tech over a month and several phone calls to fix it. Out of the three claims, none was approved. Only after having to argue did they pay on the first one. Now, our heater is out, same unit, and they denied the claim on it. When I asked to cancel the contract because of being denied on the claims, they said they would prorate it minus $50 and any money they put out. So out of $1,100 in a seven-month period, they are only refunding less than $500. All three contractors advised us that CHW would try to deny the claim over anything.

    This last tech put it in writing that there was nothing we could do to prevent the unit from going out. It was normal wear on a 17 y/o unit. CHW proceeded to tell me if we could provide service documents for the last several years, they may be able to help us with a new unit. CHW told the tech they had a $1500 cap (of which we were not advised upon buying the coverage) and would pay that. CHW then told us the next day that they are denying the claim due to a rusted and clogged part. They told tech it was because we couldn't provide records of regular maintenance. We have only lived there 3 1/2 years! I do not feel I can trust them on fulfilling any other claims made in the future.

    The customer service reps were rude and I had a supervisor to refuse to talk to me. My refund should be $1,100/36 months = $30.55 x 7 months = $213.88; $1,100 - 213.88 = $886.12. If they would fulfill the obligation for which the contract was purchased, then I would not feel the need to cancel it. Thus, I should get my full money back! We told the salesman that the only old appliances left were the heater/AC, water heater and the range top. Everything else, including the septic tank and roof, had been replaced in the last 2 years. The salesman told me that wasn't a problem as they covered those problems. I have asked multiple times for written itemized bills, but I haven't received them yet. CHW is just a big rip off. Use caution when dealing with them.

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    CoverageRefunds & Payouts

    Reviewed Jan. 31, 2013

    We have had a few instances needing to utilize the home warranty we purchased with Choice Home Warranty and have had extremely difficult dealings with them. They seem to look for and find any reason to not cover or reimburse for the very things we purchased their warranty contract for. When we first used the warranty several years ago, they were great but in the recent couple of years, they have become very difficult to deal with and have some reason for not covering the problems we have had. I would definitely not recommend Choice Home Warranty company to anyone. The best recommendation I could give is to save your money and use it toward calling your own repair company because you would end up paying the majority of it out of your own pocket anyway.

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    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Jan. 22, 2013

    Sales rep who call you to bait you into purchasing this warranty will promise you everything. When it comes to putting their words into action, well, they deny ever saying any such thing. My heat stopped working during the holidays. I called them on Friday; they took down the claim and on Saturday emailed me a number of the tech to call. I live in Staten Island, NY and the tech way out in NJ. I called and he said, "I don't service SI." He didn't know why they give everyone his info. The temperature was colder inside than it was outside which was about 15 degrees. I called them back and only the people taking the claims were available over the weekend and couldn't do much.

    So I called a local company who were nice enough to come over and luckily had a circuit board at the store which they went back and got and installed. I called CHW, faxed them the receipt and they denied the claim stating that I had to go with their tech and had to get their permission to call my own person and then started to ask technical questions as to why the wiring was done and why they just happened to have the circuit board. Really?! I mean, really, how would I know? I was just grateful to have heat back. I cancelled my policy with them.

    This company is a load of crap. I would not recommend this to anyone. It's a nightmare dealing with them to get reimbursed. Of the two claims I put in, I have been denied for both. It's just a very sleazy way of ripping off good people. The BBB should shut them down. They have no business ethics or customer service skills. They just want your money every month, case closed. Do not buy a policy from them. You will be sorry.

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Jan. 21, 2013

    I purchased a 3-year plan, paid in 3 equal installments. Six weeks after buying the plan from CHW, my heater went out. After many calls to CHW & their tech, who never showed, I was told to get my own repair service, which I did. This company is 25 years in Tyler. After I got the estimate, they informed me they did not do work for CHW, due to failure to pay several claims. To make a long story short, CHW paid for none of the replacement of the heater & will not reimburse me any of the costs. After cancelling in writing as required, I still have not & do not expect a refund. Do not give these crooks an opportunity to steal from you.

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    Resolved outside ConsumerAffairs
    Claims HandlingCoverage

    Reviewed Jan. 16, 2013

    My last repair request for a leaking/cracked water heater was, of course, DENIED. They don't cover the tank. Well really, what else is there? They say under covered items: water heater which is basically the tank. My water heater repair person said, "Why even bother having a home warranty if they don't cover the tank? All the other companies I worked for (20+ years) cover that!" Another company completely covered my "water heater" in Utah, no questions asked! Another great example of another denied claim, leaking pipes - not their problem. The repair person that time said, "I just can't even charge you for the visit as Choice is just the worst company and they don't cover anything."

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    Customer ServiceCoverageTech

    Reviewed Jan. 14, 2013

    I called for service the first week of August. They sent a tech; I was not present, daughter and son-in-law were. The tech, an older man, said he was legally blind. He looked under the back of the fridge and said it needed a compressor. He also made some remarks that I told the company about, and said not to send him out again. When we returned home, on 15th August, I called the company again. It was a total mess after that, back and forth phone calls, a tech coming out twice, and that was after I told them I was contacting you, which I did. Nothing was fixed from then until now, 14th January.

    My refrigerator is still not fixed. We have gone through two more techs, and they are very uncooperative. I have called the company many times and, at one point, they told me to get a tech myself and they would pay up to $100 for them to come out, but, and I can't quite remember what the But was, it had to do with what they found wrong. The last tech that came out said he thought he had fixed it, but he hadn't so I called him and he was supposed to have ordered a Cool Control. This was before Christmas. I have called him twice, and still cannot get a call back, or if the part was ordered or not.

    I am totally disgusted with this company. This is the first service call I have made to them after being with them for way over a year. We have a contract, and I pay them each month the amount they require, and this is the way they do business. I do not know exactly what you can do for me. I wrote a few months ago. I can't find the letter on here yet, but I didn't get a reply from you or a call from an attorney which I requested. If you could kindly tell me anything else I need to do, it would be a big help since I want an end to this. I now wonder what would happen if something big breaks down. We are seniors, and count on this company to keep things working for us, so we don't have the extra worry.

    I called CHW to have my refrigerator repaired at the beginning of August this year. At first, they refused my request, then after talking with them, they sent a person out. My husband and I were out of town but my daughter and son-in-law were here. According to my children, the man told them he was legally blind. He had a driver with him. He looked at the fridge and said it needed a compressor. He followed my daughter into the house and said he had to see how we lived as the company was going to ask him questions. After he left, I got a call from my daughter and I in turn called the company and complained about this man. After we returned home, CHW sent another tech out. He looked at the problem and said a compressor was needed and he would order one. Then he came back out and decided to repair the problem by soldering the piece of pipe back on to the compressor. He left and it did start to cool, but then thawed out again. I called them back. He came back out, said it was the freezer door, and would order a part. I haven't seen him since!

    I have called the company many times and spoke to a supervisor who said he would take care of it but has done nothing. He eventually found another tech to come out and he was supposed to be here today. But instead, I got a call from him saying he would not be out since he got into it with CHW and will no longer work for them. So I called CHW back, spoke to the supervisor and he told me they are out of techs and I should get one and they will reimburse me. But I do not trust them to do that and I should not have to get my own tech to fix this problem. I asked why the second one didn't come back and he said because the fridge was working fine, although he said he was ordering a part for the door, and it was not freezing at all. He knows it isn't working.

    We have paid each month for this service. I paid the $45 for the first tech to come out. I have done everything I can to solve this. I have not been rude but did say, "I was contacting you. This is the first service request we have asked this company for since we got them over a year ago." I referred a friend to them. Now, it seems we are left with no coverage if this is any indication of how this company is running their business. We would appreciate any help you can give us with this matter. CHW's phone number is 1-888-531-5403. The supervisor's name is Russ. I am still waiting again for a call from him to let me know if and when the second tech will come back out. I called him at least three hours ago.

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    Customer ServiceCoveragePrice

    Reviewed Jan. 10, 2013

    This is the worst and useless home protection coverage policy that you could possibly purchase. Please read the fine print. It has a clause for almost every repair that you could need. I called because I had plumbing stoppage and they did cover it because my clean out was on top of the house. I had leak from my air condition. They said they did cover any water leakage in an AC unit. I need repair to my dryer; they didn't cover that because someone else had worked on it before. I have always had home warranty services on my home and have never had any problems with service before. I called to cancel my policy with them. They had the nerve to even charge me a $50 cancellation fee and charged me for the service that the appliance charged them to come out and do nothing.

    I had to pay the $45 service fee for each company that came out that did nothing. I had this policy for 8 months. Talking about being screwed? This company cost me over $500. I could have called the companies directly and had all my repairs done for less. So I'm out of over $500.00 and still have to have my repairs done on my own. What a ripoff.

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    Choice Home Warranty
    Response from Choice Home Warranty
    Dear Shirley of Desoto, TX:

    Our mission at Choice Home Warranty is to provide property owners with peace of mind by offering a high quality, easy and affordable way to protect their most valuable asset. We are committed to providing a positive customer experience and we take all feedback very seriously. Choice Home Warranty provides home warranty service coverage on the systems and appliances listed as ‘INCLUDED’ under the terms of the User Agreement sent to you at purchase. It may also be found on our web site at http://www.choicehomewarranty.com/user_agreement.php .

    Please accept our apology for any trouble or inconvenience this has caused. We appreciate the feedback as it gives us the opportunity to improve our services.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Jan. 7, 2013

    Water heater was actively leaking; I submitted a claim on January 4th online. I emailed them that it was an emergency as the unit was actively leaking. They did a good job in assigning a contractor, but that contract didn't attempt to make contact with me until January 7th; consider I have water leaking in my home. I used towel after towel to dry this up. The contractor came out and stated the unit had to be replaced. They denied the claim saying it wasn't covered because it was to the main storage unit.

    The contractor and the plumber I called for a quote to replace both said, “That's essentially the only place it would like, and this is the reason that almost 100% of hot water heaters have to be replaced.” My fault for not being an educated consumer, but I strongly advise anyone considering a Home Warranty to not use Choice. Their contractors are very slow to act, and they have no one you can speak with after hours or handle emergencies. They are cheaper but now I know why. They avoid covering big ticket items. I don't need to find a contractor service; I need insurance and coverage to replace items that break. That is not something Choice will ever handle for you. Again, I stress to call consumers. Buyers beware.

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    Customer ServiceTech

    Reviewed Jan. 3, 2013

    I called for a repair on my 2-year-old dishwasher, back in August 2012. They sent out Abby Repair. The panel had gone out. The repairman said it could not be repaired. He would turn in that order and said, "You'll get a new one." Well, I thought that was odd that a new dishwasher couldn’t be repaired. They (Choice) sent me a check, and I misplaced it. After looking everywhere and couldn’t find it, I called. The first person hung up on me. The second didn’t know anything. The third said, “No problem. We'll get another check out to you.”

    So, I called this morning to see if I could get my check (that I had not received my check - $175.00). The lady (Debbie) said, “Well, I don’t see anything about a check [or that I called]”. She said, “But you are behind 2 payments.” I said, “Yes, I know. I've been waiting on my check.” To make a long story short, I got a supervisor on the line; he’s really a trip, threatening me, “We can cancel your account and not pay you.” He said, “You lost the check, so what? Who’s going to pay $35.00 cancel fee?” I said I would. I lost the check, so he wanted me to pay my 2 payments before he paid me - very rude. I will pay so that I can get my dishwasher fixed. But I will cancel the minute my check clears. I have waited months for the check.

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    Resolved outside ConsumerAffairs
    Coverage

    Reviewed Jan. 3, 2013

    I purchased the warranty with this company because it was one of the few that told me they would cover septic tank system and all lines. I was discouraged with the warranty I had because of lag time from time of complaint to repair time. Little did I know that Choice Home Warranty was worse. The septic tank backed up on me, and they would only pay $200 to pump the tank and would not honor anything dealing with lines, leach field, or anything except a onetime pumping of the tank. I asked the lady I talked with and wanted to know what would happen if it backed up again next month, and she basically said that it was my problem after they pump it out once.

    I turned in the claim on the 17th of December 2012 and finally got a response from them on the 3rd of January 2103. After reading the contract more closely, I found in another section where there is a list of items not covered. This section is separated from the items covered section. I know that I will be doing more research and looking for a better home warranty company.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 27, 2012

    In May 2012, CHW sent out a person to repair my refrigerator. This person looked at my AC unit and said he needed to fix it as well. Two hours after he left, I noticed that the unit was blowing out hot air, which was not happening before the repairman "fixed" it. I called this person and told him what was happening, and he told me I had to call CHW, who advertised they had emergency service. I called them and got a recording stating they were closed. It was Memorial Day weekend, so my son and I (both asthmatics) had to stay in a house with no air in 100 degree weather.

    I finally received a call back and was given the runaround for a week, i.e. them asking me to email them things and denying they received them twice, and not calling me back when they said they would to let me know the status of my claim. When I called them to see if they received everything, I was told that they "thought someone had called me back to let me know my claim had already been denied." CHW's customer service is awful! I can't wait to cancel my policy when it expires. I wouldn't recommend them to anyone!

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    Customer ServiceTechPriceRefunds & Payouts

    Reviewed Dec. 25, 2012

    I signed up to cover all our home appliances. Everything was new when we built 7 years ago and the salesman from CHW assured me that if they could not fix an appliance that they would replace it with a comparable model. New appliances don't last the 25+ years like they did 40 years ago. So when our 7 year old Amana range oven control went out, I called CHW. The repairman came out and ultimately the part was unavailable and discontinued. CHW refused to replace the $2,200.00 slide-in glass top range because it was "beyond their control" (see paragraph such and such) and sent me a check for a grand total of $150.00, the cost of the part had it been available.

    When our basement refrigerator went out, we found that CHW now had a new service contractor also from 50 miles away. He came out and said that he did not work with a closed system in compressors because they were quite problematic once they were opened. Away he left with the $45.00 service call fee, and we still have a broken refrigerator in the basement. CHW said (no sign of it yet) that they would refund the fee but they would not fix the compressor on the refrigerator. Please do not give CHW a dime. You will be sorry.

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    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Dec. 20, 2012

    I currently had warranty with Long and Foster and switch over because the price was cheaper. I would not suggest this company to anyone, not even my worst enemy, for the reason I called to file a claim and the Alex over the phone told me my coverage doesn't start till next month. I told them to cancel it. They refunded only half the money and when I called, the first person hung up on me and the second person told me there is nothing to be done and my policy is canceled. Just a big headache. Stay away.

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    TechPunctuality & Speed

    Reviewed Dec. 15, 2012

    On 7-23-12, I entered into a contract with CWH for two of my homes in Texas. 35-37 days later, my A/C at my residence was blowing cool, not cold air. I thought lucky me! I contacted CWH, and they sent service man within 3 days. Service man indicated compressor beginning to by-pass. He suggested new compressor. CWH refused and indicated I was fraudulent, and service man said I told him "I knew unit was bad." I got service man on phone to respond to CWH claim. He said they usually never pay for anything, and he only told them the A/C problem. He indicated he had to cycle the unit several times for it to duplicate the process. To shorten this story, I was yelled to by CWH, lied to by CWH, and deceived by CWH. My credit card fraud department finally, 120 days later, was able to reverse the charges and place funds back in my account. I did use the A/C contractor to replace my entire system as I did find him to be honest and trustworthy.

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    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed Dec. 14, 2012

    This company never properly honors your service contracts with them. They also send construction companies to evaluate refrigerators and appliance repair companies vs a plumber to check a hot water heater! Then as numerous others have already reported, they deny everything yet they collect your monthly payments with no problem - even after you cancel your policy with them. They are a total bait and switch operation, and should be shut down. Their service contractors even share with you how they don't pay them (as contracted to) for going out of these service calls and routinely deny claims. Stop this company now. Total fraud.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 14, 2012

    The worst of the worst home warranty company. Period. I had a claim in late October of 2012. It was the time that Hurricane Sandy was landing on the east coast and it was no communication with the CHW, except through their website. You can place a claim, a technician comes over and you pay $45 - which is okay until they have to pay for replacement of any part or unit. My problem was the heating pump for my heating system - it seized (it wasn't blowing hot air). That was the technician's call but in order to change the pump, he wanted it to be installed on the new pipe that is not leaking (mine was leaking). Then he made me make another claim to have a plumber to come over because he was not licensed to change the pipe, which was part of the heating system.

    The plumber came over with another $45 to tell me that the water heater was the wrong size. Somebody installed a smaller size heater, which I had no clue at all. I bought this condo 9 years ago and all these years it was working just fine. One week later, no call from anybody so I called CHW. They had their lines open already and this is exactly what I got from them, "Your pump has seized because undersized water heater was installed (**) and we won't cover that. We are not going to change the pump. We are not going to change the pipe and we are not going to change the water heater." My response to that was, "How do I know about the water heater when you guys didn't send a technician to check what's right and what's wrong before you took my money? How could a pump seize because of undersized water heater and pipe will be leaking because of that **?"

    This is my second claim for the last two years (first was the AC unit - we had to share the bill) with them and they never cover anything. They always come up with stupid explanation about how things work and why they failed that only kids could believe it. They are trying to make you look stupid. I'm an automotive technician and I have a degree in building and architectures too, so I have a little bit of knowledge of how things work and how they fail. The only reason I had a home warranty was I don't have time to do all these repairs, but I guess I need more time dealing with company like CHW than actually do a repair myself. I would never use them again and I won't recommend them, even to my worst enemy too! Thanks for reading. I hope you to be smarter than me!

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    Claims HandlingCoverageTech

    Reviewed Dec. 10, 2012

    I really want to give negative 5 star. Unfortunately the choice is not there. I have total plan coverage for my house. The sales guy who talked me into buying this plan assured me that everything would be covered.

    When my dishwasher was broken, the technician they sent told me he did not have repair parts in his truck since his truck was not big enough. Then the warranty company informed me the next day the claim was denied since the technician told them the top basket dropped and caused the damage to the spray arm. But it was a lie. The top basket did not drop at all. So, I requested a second opinion, although it was the same issue. They wanted me to pay another $45 co-pay if the same issue. I have never heard about this before. When the second guy came, they lied to the company again. He said the spray arm broke due to someone pulling out of the low basket. The company and the technician only have one purpose - to deny all repair claims. They try different ways to deny coverage.

    As a real estate agent, I have never experienced such a dirty company. Please stay away from this company as far as possible.

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    TechSales & Marketing

    Reviewed Dec. 7, 2012

    I requested CHW to come to my home today to address why my condenser unit would not power up when it came on inside of house. It was determined by the tech that the prior tech, that CHW sent out summer 2011, had made a mistake when servicing the unit at that time resulting in why the condenser will not turn on. However, CHW will not honor the previous tech's mistake because as the supervisor so very happily pointed out to me in Paragraph 19 of my contract that CHW is not liable for any breaks or mistakes during any repairs caused by one of their vendors. Therefore, I am now liable for all repairs and costs!

    I told the supervisor that I have made my monthly payment every single month for over three years now and in return, I trust that CHW will send out reputable and qualified vendors/technicians so that their customers would not have to worry about Paragraph 19. He said, "I'm sorry you feel that way." I am cancelling my contract immediately and will tell everyone I know to never do business with CHW. Complete bait and switch company.

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    Customer ServiceTech

    Reviewed Dec. 4, 2012

    We have stopped providing service on behalf of CHW. We work in the metro DC area. They have some serious issues in their billing and authorization departments, which have caused us to lose money on multiple occasions. We refuse to work for them anymore. We wish all homeowners the best of luck in dealing with them. Contractors won’t call you back because it is CHW and they don’t get paid.

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    Factual basis uncertain
    Customer ServiceCoverageTech

    Reviewed Dec. 3, 2012

    They denied coverage on our oven due to the fact "it was an ongoing problem." I contacted the technician and he told me there was no way anyone can pinpoint when the problem started because the 'memory board', CHW said, dated back before we had their warranty. They were rude on the phone and acted as though they were reading from a script and couldn't accurately answer most questions. I went with them because they were cheaper and offered a less service call amount. You do get what you pay for! Stay away from them. Do not use!

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    Customer Service

    Reviewed Dec. 3, 2012

    I called on a Saturday because my air condition unit had stopped working in my rental property and the tenants have a sick kid. Choice told me that I had to pay for the service and that I would be reimbursed so I paid. And when I requested by reimbursement, they purposely cancelled my account and did not send me any money. First, they told me my account was past due. I sent them the copy from the bank showing where I had paid them, and my account should not have been past due. So, then they said okay, we will send out the check of $115 and you will get it in 30 to 45 days. I never got anything and when I called, I was told that they were not paying me anything per the manager.

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    Customer ServiceTech

    Reviewed Nov. 30, 2012

    I am feeling so regretful of signing up with Choice Home Warranty. My first experience was in calling them on a Saturday because our water heater needed immediate attention. The rep gave me a contact number immediately for a plumber. I called him, he came and called for authorization to do the repair but no one was available to give it. He asked why I chose Choice because they are the worst! He invoiced us and we have yet to be reimbursed, telling us he should not have done the repair without authorization. Then, my second claim was for an electrician. The electrician did not call back when I identified I was referred by Choice. The second company informed me that they no longer work with Choice. I called to inform Choice what they said and they told me they do not know what to do. It has been a week since the problem began.

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    Resolved outside ConsumerAffairs
    Customer ServiceTech

    Reviewed Nov. 30, 2012

    Warning realtors, contractors and homeowners! I was ripped off by this company and was just told by a manager "Sue me if you want." This company recruited me 1 year ago to be a repair contractor. Throughout this entire time, I had zero complaints; however, I had three invoices to CHW (Choice Home Warranty) that they shorted me $40 to $60 and told me to write it off as a misunderstanding. I did. Then they wanted to drastically change the pay structure which I could not comply. Therefore, I did refuse work until one day, their rep called me and was in a desperate situation and pleaded with me to help.

    We discussed and agreed that I would do the job for them. I was given an auth # to bill them. I was never paid and now 3 months later, 15 calls and voice mails later, I finally spoke to someone and I was told they will hold my last check for up to 1 year per the contract fine print, because I ended our relationship (although they changed our contract which voided our old one). Then said I could sue him over it if I don't like it. He is not paying me even though there were zero issues with my work, parts, or service! I spent over $150 on parts alone on this job! This company cannot last. Don't invest in them!

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    Customer ServiceTech

    Reviewed Nov. 19, 2012

    In May, I notified Choice Home Warranty of 2 repair issues. For the first one, I called in a problem due to violent vibration on my Maytag Neptune washer. I paid the $45 fee to the technician when he arrived. The technician inspected the machine and stated that he had to order new feet for the machine. I called in early July and was told the parts would be in soon. The last few calls to the technician's company went to voicemail with no return status. Three months after the technician was first out to check on the Maytag, I contacted the warranty company and was told that I would be contacted by the technician within a week. After another month, I contacted the warranty company again and was told that if I cancelled the service request, I would be paid $108 and could have the work done by whomever I chose.

    Immediately after the call (this was in September), I ordered the parts online and within a few days, they arrived and again installed them myself. The problem with the washer still isn't fixed and I am not going to spend another $45 for an inept technician to come out and have to wait many more months for the machine to stay broken. On the second service request, my home air conditioner went out over the Memorial Day weekend. When the technician came out, he found that I had a bad breaker in my electrical panel. Again, a $45 fee was paid to the technician. He did not have a replacement breaker on his truck so he left. I went to the local hardware store, bought and replaced the breaker. Had I not replaced the breaker myself, I would have had to pay another service charge to a local electrician for this work. I would recommend doing your homework before purchasing the Choice Home Warranty Service.

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    Customer ServiceClaims Handling

    Reviewed Nov. 13, 2012

    I called because my furnace was leaking water. There is a bath towel full of water soaked every few hours. We are in the house 2-1/2 years and had a professional home inspection before closing on the mortgage. They claim that we did not provide evidence of maintenance so we are, therefore, denied. I feel they are using an excuse so as not to replace the furnace. There was never a problem and we had a reliable inspection company, no problems with the heat at all, no leak, etc. This is bad practice and they should honor the warranty and replace the furnace. This is my first dealing with this company. We have had other home warranty companies and never had this happen.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 12, 2012

    Worst home warranty ever - I filed a claim for my A/C unit during August 2012. They sent some guy out who said he would order a part. Almost 2 weeks later, I called Choice and requested that someone else be sent to my house. That company was great and they charged my unit. They explained that they needed to contact Choice for approval for the work that needed to be done. Choice denied my claim and offered to send someone to my house that could do the work and they would charge me less than I could get if I found my own vendor.

    The company they chose did not want to come to my house just for a quote. I advised Choice that the company was rude and I did not want to do business with them anymore. The manager told me he would have someone contact me about my A/C unit. I haven't heard anything from them and it’s been 2 months. So, I called them today and cancelled. Now, I am canceling because of this whole debacle with the A/C, the fact that they aren't open for customer service 24/7, the extremely poor customer service, the long wait times, and my biased experience with them. A guy called me back and told me that they would cancel immediately. He asked me why and he said that they fulfilled my claims. I told him that my A/C claim was just the beginning but that wasn't the only reason. I told him that I was not satisfied with this company. Again, he said they will cancel immediately.

    A few minutes later, he called back and just started talking. He said he would cancel once I authorize them to deduct $165, which I supposed was the remainder of my contract balance. I refused and advised that I would be contacting my bank to file a claim regarding the charge that was already there should they opt not to remove it. Now, my contract with Choice didn't even say that I had to pay it off. So, who was this employee to implement a change that was not even in my contract? Not only that, but also the employee kept saying, "Are you kidding me?" like I was playing games with him.

    Terrible company to do business with. I will say that my claim for my garbage disposal was good. I must say though that I feel like that's the case because garbage disposals cost less than A/C units to replace or repair. I had a great experience with American Homeshield and I am going back.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 8, 2012

    Please be very cautious when purchasing a warranty from Choice Home Warranty. Our AC went out and we called and they gave us a name of their technician. So we called and his phone said not taking calls at this time. We called back and were told to wait till end of day to try. We called at end of day and his phone said same thing. We called Choice and they said get someone and call with what's wrong - we did. As our tech was talking to their Claims, after a 45-minute wait, they hung up on our tech. My wife called back, and after another 45 minutes, the supervisors said they won't cover that and hung up on her. Be very careful. We cancelled and will file complaint.

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    Customer ServiceClaims HandlingPrice

    Reviewed Oct. 30, 2012

    I called Choice on 9-28-12 with an emergency situation (AC went out and had a heart/COPD 67 year old senior) in a home where the temps in house were 85-88 with no air. They failed to dispatch an AC company tech and stated I could get my own and then to submit a reimbursement form. I was told to have the tech call and explain finds, which I did. The AC company stated the air compressor was not functioning and quoted a price of $2,100 installed.

    I was told to complete a Choice reimbursement form and submit to Choice, which I did. I called Choice to find out the status. I was told I needed to submit my AC maintenance forms which I did going back to 2009. After numerous days waiting with no AC, the patient was getting worse health wise. I called and received no action from Choice. I was forced to repair the situation and then deal with Choice for follow-up. I spoke with Russ, who told me the claim was in process. I called back days later and Russ's supervisor started auctioning me for a lower value - an insult of $650.

    The check was to be mailed 10-26 latest, well in advance of the storm Irene. Now, the offices are closed and as of this date (10-30-12), no check was received. Since I followed all conditional requirements of Choice and had a valid policy for appliances, I want to be reimbursed for the full $2,100 ASAP! Thanks for handling this claim.

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    Resolved outside ConsumerAffairs
    Customer ServiceCoverageTechPrice

    Reviewed Oct. 25, 2012

    Service Contractor for CHW, Metairie, LA - My company recently started taking work from CHW, and we are not very satisfied so I wanted to read some other reviews. I have something that I just must make clear to policy holders. I want people to know that it is not the technician's fault when things aren't covered by CHW. When we go out to a call, we are pre-approved for $100 ($45 from customer/$55 from CHW). However, it is extremely rare that we go on a call that will only cost $100. We are not on CHW's side; we are just fair and honestly trying to help people out.

    It is very difficult for CHW to "approve" any service as they always ask us, "well, is this the homeowner's fault" and 9/10 times, we tell them no, even if it is. Most of us will try to help the homeowner out as best as we can. We would rather see our neighbors win than big companies like CHW take people's money. Please do not blame us if things don't work out. We are already taking a huge cut by just receiving $45. We are not going to be working with CHW much longer, and I truly wish all the policy holders good luck.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTechPriceRefunds & Payouts

    Reviewed Oct. 24, 2012

    We used American Home Shield for over seven years, and due to their increase in the price of their yearly service, we chose to use Choice Home Warranty. Big mistake! This company deceives their patrons with low yearly cost or a low monthly payment plan. I brought the warranty only to face more charges when service was needed. We have placed two claims on this year: one for an air conditioner and one for our dishwasher. The claim for the air conditioner was filed and left waiting for a responds for several - I repeat, several weeks. This was the hottest climate in our area in the last ten years and the company never followed back up with us once we filed the claim and we repeatedly call their call center just to be placed on hold, get disconnected, or just get avoided after the customer service representative realized that their company dropped the ball on the claim.

    Finally, after getting uncivil with the company, they finally offered a manager who stated the contractor never filed the appropriate paper work to get the claim approved. They gave me the option to find another contractor, but they would have to approve the contractor of my choice. To make a long story short on this matter, I got a new contractor and Choice Home Warranty only paid a small, small portion for the repair - the rest came out of our pocket. We filed a claim for our dishwasher that would cost close to $800 to replace. They offered to reimburse us about $200 toward the replacement cost. You might think you are saving. Do your homework and also believe the reports about this company. I would not use them.

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    Factual basis uncertain
    Coverage

    Reviewed Oct. 23, 2012

    I had a new water heater put in, and then I called Choice Home Warranty - wrong thing to do. They only cover parts on a Hot water heater. The heater was 10 years old and making popcorn noises. I would never recommend this company to my worst enemy. To say the least, I did not get reimbursed, and how would you replace parts on a 10-year-old water heater? The warranty came with the house, and I feel sorry for the sellers and us who thought we were covered. Wrong.

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    Customer ServiceClaims Handling

    Reviewed Oct. 18, 2012

    Choice Home Warranty denied 2 claims in one year. Two days ago my water heater burst, flooding my kitchen and living room. My claim was denied and I had to call to find that out. No one in the company even bothered to call and inform me. This is the second claim that has been denied this year. The other claim is for my air conditioning unit. They have loopholes in their contract that allow them to deny your claim for things such as rust or age. So now, I am out the $32 a month for the warranty, the $45 claim payment and I'm back at square one, needing my water heater replaced.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 16, 2012

    They would not cover my plumbing problem. I paid for 2 months of service, and they said that the claim was pre-existing because I called about it 3 weeks after they took the first payment out of my checking account. I was not told that they take your money for the first month, but you’re not covered for that month, which I think is wrong to take someone’s money and not give them service.

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    Factual basis uncertain

    Reviewed Oct. 15, 2012

    I have had horrible experiences with Choice Home Warranty - they had me chase them for 9 months to get payment then said my case was closed and refused to reimburse me. They had me fill out a form and I got authorization in February and after 10 calls, emails and faxes of all documents (about 3 hours all told with getting shuttled around to various departments), I was told the case was closed and they were not going to reimburse me a penny. One customer service rep put me on hold for 22 minutes until I got tired and hung up and had to redial and start over.

    I called in March to get our dishwasher repaired, they emailed me a form and I called to get authorization; the form stated anything over $100 you need to call for authorization. I spoke to Richard, made meticulous notes and had the repair done in April. Then the fun began; I faxed the forms and paid invoice on 4/23 with no reply, called and emailed 5/9 and they said they would pay.

    6/26 they said they never got the fax so I resent then 8/8 said they never got the fax so I resent and got a number to call so I could follow up the next day to ensure they got it. They said they did but the case was closed! I called again 8/13 at 10:10am and they said the case was closed immediately (seemed to be a training technique at their company to try to get people off the phone). I pushed and asked them to look further. They then said it would be processed and mailed in 2 weeks - an expedited payment of $100. I told them the claim was $396 and they said I had not gotten proper authorization.

    I reviewed the notes from my conversation with Richard of 2/27 and they said I did not get proper authorization even when I told them I asked Richard if there was anything further that needed to be done and he said I was set. Then they said the claim was denied. It seems they simply keep on a track until a customer just gives up. The customer service rep was rude and transferred me to tech support who then sent me back to customer service and her line just rang for 25 min and put me back on hold for 29 minutes before I hung up without being able to get her name.

    I called again that afternoon and got John who was a manager who basically told me the case was closed. After I spent 15 min explaining the story again (for the 5th time), he said he would send me $100 only as the minimum. I told him I was quite unhappy and was going to complain (but figured I'd wait until I got my $100 check before starting a case as I still did not trust them to send me the check). 10/15 I called to ask about my check and the rep said the notes said I did not want the check and the case is closed - no way to reopen it. This has to be illegal, certainly unethical and now it's more about the principle since I was changing warranty companies anyway and would have worked with my new one who always pays my claims (well the 2 I've had since I started with them) cheerfully and promptly!

    First American is my current company and they are amazing - completely changed my mind about home warranty companies, night and day, from the worst company with the worst customer service and ethics to one that stands behind its word!

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    Resolved outside ConsumerAffairs
    Claims HandlingCoverageTech

    Reviewed Oct. 12, 2012

    A few months after I bought home warranty from Choice, which covers central vacuum, I called Choice since central vacuum unit stopped working. After three weeks, Choice told me they could not find a technician and asked me to find my own technician and promised to pay the cost. I hired a technician who diagnosed the unit was normally worn down and whole unit should be replaced. Then, the problem arose; Choice used all kinds of excuses to deny my claim. Suppose the contract covers the unit if it is normal wear down, but this claim was dragged for more than two months and Choice told me, for courtesy, they only offer $100 and everything is on my own! So I think this company is just scam; they only collect premium and do nothing for you. I urge you to stay away from this greedy company!

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    Customer Service

    Reviewed Oct. 11, 2012

    I was called out on a job because they do not have a plumbing company doing their work in this area. No contracts were given to me to sign or any i's to dot or t's to cross. It was my first and last time to do any work for them, as they have not paid me. I was told by Ashley ** to fax in my invoice and it would be 15 to 30 days to see my payment. It's past due and my attempts to collect is only brushed off with one excuse or another.

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    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Oct. 8, 2012

    On 10/4, I called for service request due to AC unit blowing out hot air. On 10/5 at 8:59 am Central time, I talked to customer service rep and they had connected with a John's AC Service out of LA at 8:53 am Eastern time. They offered to do a customer courtesy connect for me to talk with John's, nice offer. The phone number was not accepting calls at this time. They said since he had accepted the bid, to give him some to call me and they would also email him. I continually tried to contact John's AC Service and received same message. At 12:30 pm Central time, my husband contacted them and requested information on status. They still had not heard from John's but would look for someone else. Two hours later, he called them again. Still, they had not found someone. They mentioned it may be Monday and he said he wanted somebody out today (Friday). I did not want to be without air for the weekend.

    Luckily, we had a cold front come in. Monday, 10/8, I called them back at 9 am. I talked to Jamie. She was very nice and apologized. She told me about the reimbursement service. I had someone come out and they would pay the service fee minus the $45 deductible. That's fair. At the time they discovered the issue, they would talk with the technician and go from there. I called someone and they came out. The unit was out of freon, needed about 6 lbs, and recommend a leak check to find out if unit was leaking. I called Choice and I was on the phone for about 1 hour talking to Russ who transferred me to claims, saying they would need to talk to the tech. About another 45 minutes go by, I got through to claims, handed the phone to the technician, and tech started talking to the customer service rep, who said, "We don't cover that," and hung up. Hung up!

    Of course, I called back and spent over 30 minutes on hold. Finally, I got another rep, blew up a little, and asked for a supervisor, basically wanting to cancel my plan. I talked to Anthony, who allowed me to scream at him for a few minutes. He listened back to the previous calls and agreed they were not handled properly. He asked if he could connect us to claims to speak to the tech. I requested that he stay on the line (Anthony). When they came back on the line, I asked for the claims rep's name and was put back on hold. They came back on after 5 minutes and asked to speak to the tech. I again asked for the claim consultant’s name. I was told that was not what was agreed on and that they were disconnecting the call. Hung up again!

    They called back within 5 minutes and refused to give me a claim rep's name and said that was not agreed upon (what the **?) and so I asked for my money back which I had prepaid for the entire year and that they better not charge me the cancellation fee that I read everyone else was complaining about. So they are refunding a pro-rated fee without the $50 fee. Ugh! I understand my contract does not cover the leak check, but what about the approximately $600 it was costing for the freon to be filled and the service time? I would not recommend this company to anyone! Stay away from Choice Home Warranty! We never should have changed companies. Does anyone know how to sue them? It seems like they are doing this to everyone when you read the reviews!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 7, 2012

    Technicians, be careful with this company. This is one of worst home appliance insurance in the U.S. Service call for any service is $45 and customer pays one time for service. If the job is done less than 1 hr, you will be paid $45 service call + $50 (CHW pays). If due to any reason such as big problem, for example, bad AC compressor, the claim will be closed because "this is not covered..." You are just paid $45 no matter how long you spend. If there is some unexpected problem after the fix, and the claim is closed, you are paid nothing, losing the part and labor. In addition, the parts for service are very cheaply counted; for example, R-22 is $22/lb. You can be cheated behind although they gave you an authorization number. To call them to have agreement for service is to spend a lot of time, at least 20 min. Try to see.

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    Resolved outside ConsumerAffairs
    CoverageSales & Marketing

    Reviewed Oct. 4, 2012

    I called Choice to tell them about my broken washer. They sent a service company; I paid my $45. When I called Choice to find out what’s going on, they told me that the machine was not covered because they do not cover tubs. Well, this is a front loader machine; if they don't cover the tubs, what do they cover. This company is a scam! Save your money!

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    Choice Home Warranty
    Response from Choice Home Warranty
    Dear
    We are very sorry to hear that you were not satified with you warranty. Our policy does state that we do not cover tubing for cloths washers. You can find on our website under Agreement exactly what we cover and do not cover.
    http://www.choicehomewarranty.com/user_agreement.php
    Thank you for your feedback as we do value your opinion.
    Best regards,

    CHW TEAM

    Factual basis uncertain
    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Oct. 1, 2012

    This company is just a scam! I bought my policy about 4 months ago. Now my air conditioner went out. I called and they had someone come out. They told me I needed to replace the condenser. This happened on a Thursday. By Monday, I was told that I needed to submit my records of the air conditioner maintenance. I did send them the only one I kept from the last time. After screwing around for 8 days, they said the claim was not approved. They said, "lack of maintenance." Of course, this was not true. I ended up just replacing my air conditioning unit. I just got off the phone with them, because I wanted to cancel my policy. I was waiting on the phone for 48 minutes. They said they will send me a check for $99. We will see what happens.

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    Factual basis uncertain
    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Sept. 29, 2012

    Choice Home Warranty company is a total scam and they lie. I filed with the State of Maryland due to their breach of contract to fix my AC system. Their response was a total lie. How can a company like this remain in business? They cheat, lie, and steal your money. Just ask any contractor who has done work for them. They have been sued many times and just pack up and change locations but stay in business. They prey on people with claims to fix any problem, but they are in business to screw you. Everyone who I have talked to at that company is in lockstep to cheat you and smile about it. What a terrible, horrible company. Run from these cheats!

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    Factual basis uncertain
    Customer ServiceTech

    Reviewed Sept. 28, 2012

    I signed up with this company about over 35 days ago. One of my appliances was not working so I said okay, I will call them out and have them fix it. Well they came out and the appliance company came out to see what was wrong with it. He turned the machine and heard a noise. He said, "Oh it needs a new clutch." I said okay, so I paid him his $45. He said that they would be back on Friday, after getting it approved from CHW. Well that's when it gets good. I had to call them 4 times to get some answer. I finally got an answer that this is a pre-condition. This item broke after during warranty. He said it's pre-condition. I am just telling you, they can always say it's pre-condition. Better yet, their appliance compliance company came out and never got one tool out of his bag. He never opened up the machine.

    I asked CHW, "What do you mean that it is pre-condition?" I said to him, "So why did I buy my warranty again?" I said to him that you can say every time you send a person out to my house that it will be pre-condition. Another thing. Never, ever pay upfront in full with this company. Don't pay a dime until you see their contract! They will tell you everything over the phone and then send a contract over. Never use this company. It might say they are cheapest, but you are throwing your money right down the drain. It seems like they want you to leave so they can make $50 for cancellation fee and pay for that month. So you are down maybe $87.00, plus your service call for $45.00. A ripoff of both companies. His subcontractor who makes $45 for doing nothing and then his subcontractor doesn't do any work besides the service call. Wow.

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    Factual basis uncertain
    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Sept. 28, 2012

    CHW is a fraud! Don't use them. I purchased a house and the seller was to provide a home warranty at closing. Not having a lot of experience with home warranties, I did not question the information that was provided at closing. Not long after, we had a few issues with our dishwasher and HVAC unit. I called to make a claim and they told me I had to wait 30 days from the date of the contract. I was only a few days short of my 30 days. I was told by one person I could file a claim and when I called back the next day, I was told that this was an invalid claim and it had been closed based on the 30-day waiting period. So I called back after continuing to have problems with my HVAC and they told me it was now a pre-existing situation since I had made the claim request already during my 30-day waiting period.

    After going round and round with the incompetent people, I was also being hung up on several times by the same person. It must be a small group of frauds running this place in NJ. Needless to say, we had another issue with our HVAC unit a few months later and we have two systems and they said they would only warranty the one that was not broken. My husband asked for a refund and they told us we would get one back for the difference left on the warranty and that was back in April and I have yet to receive a refund. People who purchase warranties from this company would have better luck walking over to the toilet and dumping their money in and flushing it. You will get the same results but just less headaches having to deal with incompetent fraudulent people who are ripping off hardworking people for their benefit.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 21, 2012

    When the salesman tries to sell you the policy, he will tell you it is the best. When you come to the claim and cancellation, it is a nightmare. I had a problem with my dishwasher, which I bought two years ago. I filed a claim. CHW sent a technician with a skewdriver and a hammer, and nothing was fixed, and it wasted half day of my time. I complained to CHW. They sent another technician here. The technician said that the control panel needed to be replaced and he would order the part. I waited for ten days and did not hear a word. Then, I called the technician. He was very rude and told me to call the CHW to order the part instead of calling him.

    I then called CHW about that and told them about the situation. He said he will have someone come next day with new panel to fix it right away. I told him I wanted to cancel the policy; he gave me all kinds of promises. When I insisted that I wanted to cancel the policy, he said that he would transfer me to a cancellation specialist. I waited forever and did not get a transfer. Then, he told me someone would call me soon. It did not happen. I called back and got a manager; he was very cool and told me that it is fine to cancel, just pay the pro-rate and cancellation fee, and that you are free to go. What a joke!

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    Resolved outside ConsumerAffairs
    Claims HandlingCoverageTechSales & MarketingPrice

    Reviewed Sept. 15, 2012

    Multiple houses are covered and multiple claims were denied. They are a total joke of a company who pretend to give you a warranty. I put them on several rental properties plus my home residence - total waste of money. I've maybe received $500 worth of service from these contracts that cost me about $3000. Like the other comments said, they deny not only the homeowner, but the companies that they send out. It’s a scam on both ends of the stick so they can profit. We should get a class action suit against these jerks. I had several valid claims which they denied in part or in whole. One was for a refrigerator repair that they said they'd pay if I sent them the bill (which I did because I couldn't nor could the repairman to their authorization department). Guess what?! After I sent them the bill (which the service occurred when I had the policy in effect), they denied it because they said the policy was no longer in effect.

    What friggin' idiots. What total scammers. Do not buy from these people or they will always deny and deny and find some ridiculous new excuse to deny if their first one doesn't work. I wonder how these people go to sleep at night! I had my AC go bad at my Texas residence and they denied it for first one reason, changed it to another reason when I protested and then to another reason when I got livid with them. They claimed it was due to corrosion when the repairman said no. Run away from these jerks.

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    Factual basis uncertain
    Customer ServiceCoverageTech

    Reviewed Sept. 8, 2012

    My AC wasn't working and they sent a technician who said it needed freon. A week later, we realized the problem continued and the technician said he'd have to perform a leak test. First issue with Choice, they conveniently don't cover this. But they assured me once the leak was detected, they would repair it. The leak was detected in the evaporator coil and the technician called them to report the findings. They called me to say that because there was corrosion, they wouldn't cover it. I talked to the technician to understand why they were saying this, he said they asked him if the coil was old and rusted and he said he told them yes, but that wasn't the problem.

    Their contract says if the problem is caused by corrosion or rust, it isn't covered but their own technician is saying that is not the case. They are still using this excuse. I wish I had done research and never switched from AHS who is wonderful. Stay away from this company. It is just like throwing your money away. I will report them to the BBB and talk to a lawyer to see if it is worth going after them.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 7, 2012

    I should have done more research before ever signing on with this company. Luckily my contract is up next month. I've had it for 11 months and just now filed my first and only claim on August 7, 2012. They assigned a technician to me. Then when I called, he told me that they don't contract with CHW anymore (this should have been a red flag for me). Then they assigned me another one. He was the most unprofessional person I have ever dealt with in life! He told me he was coming on Friday, he never told me what time. I called Friday and he said by 11. He came after 12. He told me that he had to order the part and he would come back next Friday. I paid him (luckily with a check).

    Next Friday came and I never heard from him. I called and he said he was sick in the hospital and didn't have a chance to submit the claim yet. I called CHW and complained. They assigned me another contractor (this would be #3) and the email said I had to pay the service fee. I called and told them I would not be paying anyone twice. They said they called the man (Faddai Maintenance, never use this company) and he said I never paid him! So he made me look like a liar. I sent them the copy of the bank draft and they waived my fee. So they sent another contractor out (this is number 3 now) and he diagnosed my oven and wanted me to pay him. I told him that my fee was waived and he said his paperwork said I owe him money.

    I told him I was not giving him a dime and it is not my problem that CHW didn't inform him. He said that since I didn't pay him it will take longer for him to order the part. I called CHW to complain and they assigned me to someone else! Contractor #4 was supposed to come today, they did not. I called and they said that they talked to CHW and they cancelled! I call CHW and the man tells me that there was some confusion and my case is now approved. **! A month and 4 contractors later, my stove is still not fixed. I will never recommend CHW to anyone.

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    Resolved outside ConsumerAffairs
    Claims HandlingTech

    Reviewed Sept. 6, 2012

    In Texas, I don't know how a family can live without a working air conditioner unit in summer time, but that’s what happened to me and my family for 10 days because Choice Home Warranty failed to repair and honor the contract of my home warranty. First, the lousy technician did not make it to my house for over 50 hours and two days of opening a claim. The technician spent about 5 minutes in my house and a minute to glaze at the coil that was sealed without opening it to determine what was wrong, rather Choice Home Warranty denied my claim saying that it was rust that caused the leak.

    After talking with Jonathan **, one of their managers, he says he wants to help me instead of accepting their obligations as stated in the contract. For your information, I am going to court with this company as they are a worthless, disingenuous company and a complete waste of money for people to pay them. They are a fraudulent company and no one should spend his or her hard earned money to buy a worthless contract from this company. Avoid this company at all costs.

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    Factual basis uncertain
    Claims HandlingCoverageTechRefunds & Payouts

    Reviewed Sept. 5, 2012

    When we signed up with Choice Home Warranty, the gentleman was very courteous and professional (of course). Five months later, we made our first claim on 8/31/2012, as the A/C unit went out. Our living quarters are split from the kitchen/living area and bedroom. The bedroom unit is out. The service repairman that came out on 9/3/2012 advised us that yes, he signed up with Choice but does not like the way they treat the customers. He stated they never like to pay for any of the claims. I wish I had known this before I joined. The service repairman submitted all the necessary information to the warranty company. I did more research online and came to discover that in the last few months, this company has had over 180 complaints. My heart sank because I knew this was going to be bad.

    Sure enough, driving home to a hot house, my phone rang. It's Choice Home Warranty telling what I had suspected from reading some of the complaints. They advised they could not cover my unit because we have more than one unit and it's to their sole discretion not to cover the 1st unit that breaks. Well, I'll be dog on! What? I advised the service guy I wasn't calling about the other units, just the one that's not operational. I spoke with the supervisor and he advised the same thing. Now you think they'd want to keep customers by being loyal (as they state) repairing the unit and sure enough, I would have signed up for years to come. After going back and forth, I asked to cancel my coverage and requested a refund.

    Well, after reading the complaints, it didn't surprise me that they would deduct all types of fees for canceling. They are supposed to be refunding me less than half of what I paid. I advised the rep and the supervisor that they are liars and don't hold up to their agreements. I advised them I would file a complaint with the Attorney General's Office and he told me good luck because they are the ones that approved it. So typical of a company that think they can just screw innocent, hard working, reliable, responsible people out of their hard-earned money. I will be filing a complaint and I pray that one day someone will sue the crap out of this company and they will see how it feels to be taken advantage of. The employees here will one day see how it feels to be standing in the unemployment line for mistreating innocent folks.

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    Factual basis uncertain
    Coverage

    Reviewed Sept. 5, 2012

    I don't understand how a home warranty company can insure the hot water heater but not the tank. My heater started leaking yesterday and I filed a claim. The technician came, inspected and validated the tank was leaking based on the mass of water on the floor only to be told by Choice Home Warranty that the tank is not covered under the policy. Worthless, disingenuous company and a complete waste of money. Avoid this company at all costs.

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    Refunds & Payouts

    Reviewed Aug. 30, 2012

    Don't consider this company as an option for warranty service. We cancelled our policies and they have not refunded our money yet; this has been over 120 days. Do not deal with this company. They are not customer-friendly.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Aug. 29, 2012

    I called in a claim for air conditioning issue in early July 2012 and a claim was assigned to an HVAC technician. The technician that was assigned was not very responsive and did not respond to messages left. He finally came out and indicated he would need to come back the next day after the air conditioning line had thawed out. He came back the next day and the only reason I know he did not address the problem is because the line was frozen again. I contacted the technician and he indicated he needed to order some parts.

    The problem is that I relocated and was only at the house for a couple of days and was actually leaving the day he was supposed to return. Once I got home, I tried contacting the technician to see if the problem has been repaired and did not get a response. I then had to call CHW who contacted the technician. The technician indicated the problem has been fixed. However, a little over a month later, I had the house inspected and the air condition was not working. I contacted CHW and they sent a different technician from a different company. This technician diagnosed the problem as a coil leak.

    Now CHW is saying they don't cover coil leaks as a result of rust. I maintain that if the first technician had done his job properly, the unit would not have been leaking on the coil to cause rust. They had the nerve to do a good faith offer of paying for labor if I would renew the warranty. Why would I renew a warranty they are not honoring? The claim for the air conditioning was the first and only claim I submitted in the year that I had the warranty. I made the the mistake of getting a home warranty with them for the home I purchased after relocating, but will be cancelling that warranty.

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    Factual basis uncertain
    CoverageTechPunctuality & Speed

    Reviewed Aug. 28, 2012

    I bought the warranty over a month ago and my air-conditioner suddenly went out. They sent someone out and later refused to pay the contractor. The reason is that I used their service too quickly and the problem must be pre-existing. I tried to explain to them that no one could live in the Vegas heat like that in more than one day. They insist not covering anything. When I asked them to cancel the policy, they wanted to deduct their administrative fee and this and that fee: they do not want to give back anything. Taking your money and refusing service is the business they are in.

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    Factual basis uncertain
    Customer ServiceTechPricePunctuality & Speed

    Reviewed Aug. 27, 2012

    I read all the complaints and so I was quite leery when my washer was not spinning out the clothes. It was giving me an error message. The tech they sent out advised that my washer just need cleaning; but while he was there, he fixed a problem with my air conditioner drain that I had not complained about. The air conditioner was overflowing onto my floor. He put in a new drain and unclogged the clog and no extra charge. A week later, I had to have him come back because the washer still wasn’t working. He diagnosed a problem that was not cost efficient to fix. They are going to buy out my washer for $500.00. I can’t replace it for $500.00. But it is 7 years old, so that will be ok. All and all, I think the response time was a little slow on the person doing the work. Every time I called the main line, I was helped promptly and courteously.

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    Choice Home Warranty
    Response from Choice Home Warranty
    Dear Debbie of Beaumont, TX:

    I am sorry to hear about the Service Providers response time. We contact them and request them to improve their response time. Thank you for your feedback as we aim to please every customer! We look forward to assisting you with any of your future claims.

    Sincerely,

    CHW TEAM

    CoverageSales & Marketing

    Reviewed Aug. 26, 2012

    We have filed a complaint with the BBB regarding this company. They will find a loophole if your air conditioner goes out and tell you it sucks for you (Jonathon's exact words). Our main air conditioner's A-coil needed to be replaced and they gave us many excuses why they wouldn't fix it. Then, they stated that they chose not to replace it even though this was our main unit. We have three and they chose not to fix the broken one - only two are "covered" in our warranty. I am trying to spread the word far and wide - home warranty companies seem to be a scam. All of them. American Home Shield is just as bad; they do the same thing.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed Aug. 24, 2012

    I made my first phone call to CHW and I am very angry. I had 2 things that had to be fixed, a dishwasher and refrigerator. Debbie told me the refrigerator was not covered, and when I said, "I see all the negative complaints now on the computer of your company," she put me on hold and said they will be sending someone out. Well, they took my $45 for each claim and had no intention of fixing my refrigerator because it is not a main component. The local company that came out to service was very polite, I will use them in the future. Choice Home Warranty is a rip off and I am very angry that they took advantage of us knowing they had no intention of fixing my refrigerator, but took my $45 for a service call which knowingly, they were not fixing it. I will be reporting them to the BBB so they will not take advantage of someone else .Word to the wise, stay clear of this company. They are a scam.

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    Factual basis uncertain
    Customer Service

    Reviewed Aug. 22, 2012

    Don’t trust them. They fix nothing! If it’s anything about a service call that basically you or a handyman can fix yourself, they won’t pay. The trick is they find out if you have been servicing the item since it was originally purchased. For example, if a built-in microwave blows, they come out and say it’s not repairable. You ask for a new one because that’s your understanding and they say, “Let’s see the maintenance records.” Who has service done on any appliance? These are really bad people. Use American Home Shield.

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    Factual basis uncertain

    Reviewed Aug. 21, 2012

    This company is a total fluke. They scam their customers. Do not use this company! Just as many of these complaints are true. I am disabled and have to have an A/C in order to breathe. I have many other health conditions that the heat makes worse. The A/C broke down on Thursday night. CHW was called at 6AM and I placed my first claim. Due to the ripoff practices of their service providers, they simply could not find a provider who would repair my A/C. Finally, they found a service company to come out on Friday, but it was too late for the service provider to finalize the claim approval. So for 4 days, I sat in my home in Arizona with 107+ degrees. I was so drained by Monday morning from the heat that I could hardly walk, but had understood they would send out the repair company that morning.

    Well to make a long story short, I experienced the poor service from CHW that most of the people who are posting here has received. My A/C was denied four days after the claim was filed for coverage due to rust? I got screwed by CHW like most of their clients. I can tell you that instead of taking care of their customers, they are taking their money and running. This company should be checked out by the attorney general and shut down for fraudulent promises and practices. They put my health in a serious risk and did not give a damn. They also screwed their service providers by making it impossible to receive the approval to do the work.

    CHW is a company scamming people and they need to be investigated. My situation was an emergency and CHW did not care. They make up their policies as they go along. It would be amazing to know the ratio of CHW customers who actually got their claims covered and those who did not. They are crooks and should be investigated and be made to repay their customers for their fraudulent actions. I fell for it, now I am paying for it. They have a hard time finding service providers to come to us to fix whatever because they have screwed them. Just be smart and do not do business with a fraudulent company like CHW. We should start a petition and get the attorney general to put them out of business. At least I am going to pursue revenge by reporting them to whoever will listen to me.

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    Factual basis uncertain
    Customer Service

    Reviewed Aug. 20, 2012

    I have been without a microwave for three weeks now. The repair was made but broke immediately after first use. I contacted Choice and was put on hold and was transferred three different times. Manager claimed all he could do was put in another request. He was very rude. He would not let me speak to anyone higher up. To anyone out there thinking of buying a warranty with this company, don’t!

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    Resolved outside ConsumerAffairs
    Customer ServiceClaims HandlingPrice

    Reviewed Aug. 20, 2012

    Home Choice Warranty will deny your claims that's why their premium is lower. Instead, find a more reputable home warranty company. Ask your local bank. I had to contact the Better Business Bureau and the NJ State Banking and Insurance Commission to file complaints about them. Their customer service is unprofessional and confrontational. They are cheap and it shows in their products services.

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    Factual basis uncertain
    Customer Service

    Reviewed Aug. 13, 2012

    I recently changed over to Choice due to being deployed and I was not satisfied with the rate change from AHS. I decided to give Choice a chance after receiving an email. I came back home. Soon after I returned home, my AC unit went out. It was a weekend so I called Choice and put in a work ticket. A servicemen came out 3 to 4 days later and said he put in 3 lbs of freon and left. It was a rainy day. My unit is still not working properly. I called Choice back. They denied me service and told me I was cancelled but refused to give back my $344 I paid upfront. They basically ripped me off. I was so upset and displeased with their service.

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    Factual basis uncertain
    Sales & Marketing

    Reviewed Aug. 13, 2012

    They looked at both the AC and the refrigerator within a month. I had service for a while. They suck. They say it’s maintenance, so they do not have to fix it. They are a scam. I have been paying for 2 years and never had a claim until now.

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    Factual basis uncertain
    CoverageRefunds & Payouts

    Reviewed Aug. 10, 2012

    I purchased a 3-year home warranty from Choice Home Warranty in February 2012 for which I had to pay the total upfront. Our ice maker in the refrigerator has gone bad in August 2012. We also had a pool heater that the display became unreadable. When I called Choice Home Warranty, I found out that neither of the issues are covered. I am cancelling this contract and requesting a refund less the $50 cancellation fee. I can't wait to see if they refund the correct amount as a result of the other complaints that I have read from other people.

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    Claims Handling

    Reviewed Aug. 8, 2012

    My AC unit was not cooling. First, they told me that I had a basic plan when I had a total plan. Then, after fighting with them, they agreed that I had a total plan. The guy came over and inspected. He found a leakage in the attic. They denied the claim stating that the rodents had chewed the pipe. What's the point of having the claim if they don't take care of our equipment when they malfunction? I am going to make a complaint if they don't take care of my unit. Never trust them ever!

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    Customer ServiceRefunds & Payouts

    Reviewed Aug. 8, 2012

    I cancelled the contract after a service call for the AC that’s not cooling adequately. He did anything for me and said I had too many people at my house at the time (July 4). I had a free first service call ($45). That was another hassle. I called someone else about my need for a new AC unit. This company has cost me a service call and a Freon; they got the unit working the way it should, but I had a leak in the unit. I called Choice Home Warranty and told them about the service I got from their provider. I wanted to cancel not knowing I would get the worst end of it. They refunded me $195 of the $344 I paid out for the contact. So please read cancellation terms. If I had, I would never have let them off so easily. Life is too short for me to stress myself over this, so I hope my message will help others.

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    Customer ServiceCoverageRefunds & Payouts

    Reviewed Aug. 6, 2012

    We bought a home warranty from Choice Home Warranty. They won’t cover anything and they say everything is a preexisting damage. That’s not true. They refuse to fix anything. After 25 phone calls and certified letters sent to them, they refused to sign for the letter. I noticed at least 40 people out of New Jersey with the same problem. Is there anything I can do to get my money back? Who can I file a compliant with to get these people investigated? They will not return our money. They lied and misled me and my parents. They are bad people. Someone needs to stop them. I am ready.

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    Factual basis uncertain
    Customer ServiceTechPrice

    Reviewed Aug. 3, 2012

    It is a long story. I think they run this company from some garage! I've been living in the USA for over 25 years and I have never seen or talk to anyone like this customer service. It just does not feel like you are dealing with an American company. They are rude and liars. I even paid an attorney to write a complaint letter that cost me $200. They never respond to the letter. The name on BBB has to be some made-up names. Please stay away from this people. Even the vendor they send said that they always tell them they should work with CHW; otherwise, they get no jobs. They are fraud for sure!

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    Factual basis uncertain
    Customer ServiceClaims Handling

    Reviewed July 31, 2012

    What a horrible company. This is the worst company I have ever dealt with. They are dishonest, rude and liars. They will do everything possible to not pay a claim and find some fine print to not honor the deal. Better alternative is American Home Shield.

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    Factual basis uncertain
    CoverageSales & Marketing

    Reviewed July 30, 2012

    I found out about this company by their website. Listed as covered is the hot water heater. Beware! The coverage does not include the tank, only possible electrical and mechanical components. The small print states storage and holding tanks are not included. I thought this, of course, meant separate tanks from the water heater (which is a tank). Wrong, Choice should have advertised "Electrical and mechanical components of water heater only".

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed July 30, 2012

    This has been the hottest summer in 55 years. My husband has COPD and breathing problems and the air was not working. I called Choice Home Warranty and made a claim. They gave me the name of someone to call. I called and told them that the outside unit was icing up and so were the coils in the house. They sent someone out and he flushed the tubing, said everything was okay, took the money for the service call and off he went. Some 5 hours later, the house was no cooler and ice was starting to form on the unit again.

    I called the company back and they said someone would be back out by 9:00 the next morning. Someone called at 8:00 and said they would be out within the hour. I stayed home from work so I could talk to them in person. Three hours later, no one had arrived. I called them and they said it needed a new coil and they would have to contact my warranty co. and get the okay for the part and the warranty company would have to ship them the part if they approved it. I was so thrown back, I could not believe what I was hearing.

    It is Friday. I have been without air for 3 days now and it was 98 in the shade. I called Choice Home Warranty. They told me no one had called and they would contact the contractor and get back with me within the hour. Two to three hours later, I had to call them back, only to be told they were not paying the claim because the unit was not installed correctly. That was a flat out lie and they know it. I asked for a supervisor and they put me through to Alex. I told him that the company had come out and there was no mention of a part needed and that the person never came back, so how did he know it needed a part. Alex was very nasty and refused to listen to reason, and he was refusing the claim end of story. I had to call someone out on my own and $252 and some freon in the unit fixed the problem, just like I tried to tell the tech.

    Choice Home Warranty and Alex are history. I called this morning and had the policy cancelled! Don't be fooled. This company takes your money and denies the claim.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTechPrice

    Reviewed July 23, 2012

    Boy, have I learned a lesson. Do your research online before making a purchase. After 6 happy years with American Home Shield and no denied claims, I went with Choice Home Warranty because of the enticing price they offered me. Never again! I just cancelled my 3-year warranty, which I purchased in October 2011. They have denied both claims that I have filed. The last one, I disputed and had them send a different technician out to analyze my swamp cooler. They (Alex) called me and said they were still going to deny the claim because the technician stated it was rotted out. That is a flat out lie! I even told Alex on the phone that he was lying to me! Alex fell silent.

    I was standing next to the technician when he called Choice Home Warranty to make his report. He stated that the calcification (salt) buildup from the monsoon season was preventing the swamp cooler from performing. He recommended that the unit be replaced. Choice asked him if he could do the work on replacing it. The technician said he does not do that type of work. The technician left, but before leaving, he said "Choice should be calling you to set up a date to replace your swamp cooler." And a little tidbit of information, my technician told me that Choice has not paid him for work that he performed 6 months ago. People, what you read on here is true! I do not recommend Choice Home Warranty. Consumer beware!

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed July 21, 2012

    I called Choice Home Warranty to get an update on the air conditioning status. The customer service representative told me that they were not going to cover the air conditioner because the service technician wrote on his work order the coils leaked because of corrosion. I said that is ** because we have the air conditioner serviced once a year and have the filters changed.

    I asked to speak to a supervisor named Alex. He said that they are not covering the air conditioning unit because of corrosion. I asked him who said the air conditioner had corrosion and his answer was that the technician put, "the coil was leaking due to corrosion" on his paperwork. I said, "I am going to call the technician and see what he says." I then called Dan, the technician, and he said he never said such a thing. As a matter of fact, he said they told him they were going to cover it and to get a price. Once Dan called them back with the price, that is when they said they were not covering it.

    I called Alex back and had Dan on another line. It was at that time that Alex said the technician told them verbally that it was due to corrosion, so I asked Dan if this was the case. Dan said he never said such a thing because it wasn't due to corrosion. I relayed that message to Alex who then said they (Choice Home Warranty) were the ones who determined it was due to corrosion. I said to Alex, "You gave me three different stories," and he said," your claim is denied." I asked him if he went to the home to have a look at the air conditioner and he said he didn't need to because he knows that is the problem. I asked him how he could determine a problem without looking directly at the air conditioner - he said, "I have seven years experience with air conditioners and your claim is denied." I told him I was going to call our credit card company and do a charge back because they are a fraudulent company and Alex said, "Good luck with that."

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    CoveragePrice

    Reviewed July 19, 2012

    I have 5 properties and was with American Home Shield for almost one year. There was never a problem with them. I thought Choice Home Warranty would be as good, but just less expensive. Slick Brad ** told me I had the same coverage as I had at American Home Shield. I did not get a hard copy to review and should have asked for the coverage details before committing. Things that I had covered and had used at AHS, Choice is telling me I am not covered. I am switching all 5 properties back to AHS and paying more yearly policy fee of about $50 per property.

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed July 18, 2012

    I called about my A/C unit and again, I was denied. They requested proof of maintenance, which was done on 04/02/2012 and did not have a leak. In July, the unit has a leak and Choice Home Warranty said it is pre-existing and denied the claim. There is about a dozen reasons for denial. I have six rental houses with the company and every claim has been denied. They lock you into a contract that you can't use for thirty days and after the thirty days, when you need service, they'll deny you. You can't cancel because your thirty days are up and you have not had a claim. I just want a refund from this company and my advice to anyone who reads this, please don't purchase a home warranty from Choice Home Warranty!

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    Factual basis uncertain
    Customer ServiceTech

    Reviewed July 17, 2012

    Initial complaint on the end of May was semi-satisfactory. The diagnosis was low freon and possible leak. Very quick response and I was told that if the problem (inefficient cooling) continued, to call again. End of June, the problem returned. The response again was satisfactory; however, that responder (owner of the company) vanished off the face of the planet after the initial (non-billed) assessment that the coil needed to be replaced. Mid-July, I now have a third A/C technician who confirmed a leak/need of a coil replacement. The authorization was declined due to rust and corrosion. Now mind you, the A/C technician did not say this was the reason for the leak, but responded to the Home Warranty Authority that yes, there was rust present (normal after 6 months of operation).

    The initial call to my A/C repair resulted in Choice's authorizer to determine that my frustrated A/C person had an attitude. So, the Choice person hung up the line. When I called Choice, I was told that the call had been disconnected (implying accidentally) and that they were waiting on the technician to call back. Multiple calls later and two transfers (when I asked for a supervisor) to a dead end that answers "284" and then dead air, there remains no satisfaction. From what I am reading, there is about a dozen reasons for denial and even if they concede the rust is normal and not causing the leak, they will ask for proof of maintenance (which I, as the new home owner of 6 months, will not have other than the inspection from purchase).

    Bottom line is, they are not going to ever, ever, ever replace the coil. Since this warranty was part of my initial loan, I am contacting the loan representative to consider using another warranty company.

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    Factual basis uncertain
    Punctuality & Speed

    Reviewed June 29, 2012

    I have had a Choice policy for a year and have had 4 different service calls. All were repaired promptly, and all were done with repair service companies that I would be using after I no longer carry a home warranty. I have referred my daughter, and she is also pleased with the service. I love this company!

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    CoveragePrice

    Reviewed June 29, 2012

    Instead of taking away my headache for household appliance repairs, this company gives me a headache. They always have an excuse to not cover the repairs requested. I recommend American Home Shield. You get what you pay for. This company, Choice Home Warranty, is less pricey and you get no satisfaction or service. They are not helpful at all. I've dropped this horrible service. (I should have done it sooner.) This company wasted my time, my energy, and my money many times.

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    Factual basis uncertain

    Reviewed June 29, 2012

    We had a policy with Choice Home Warranty in 2012. The only service they actually provide was service appointment setting. Anyone can provide this kind of "insurance" if they deny every claim. Choice Home Warranty should be revoked in every U.S. state by petition and letter to the Attorney-General's Office.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTech

    Reviewed June 27, 2012

    I purchased a policy on May 7th, 2012. On June 23, 2012, I notified the company that my refrigerator was not cooling anymore. A repair tech came on 6/26/12 who told me the compressor needed to be replaced. "Choice" told me that the claim was denied because of "line restriction or compressed line" was not covered. They further said the service tech said this to them after they asked him 50 questions about the problem. I then called the service company and they never said anything other than the compressor needed replacing. More phone calls took place and finally Choice said the compressor issue was a preexisting problem and that they would not cover the problem. For the most part, staff was very short with me and had an answer for me according to agreement. I canceled my policy.

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    Factual basis uncertain

    Reviewed June 27, 2012

    Great service, great company. You get what you pay for people. For minor repairs, the company is great. I've never had a problem with Choice and I've never bit more than I can chew. The only problem with any warranty companies is the people who buy warranty and think they won the lottery.

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    Customer ServiceClaims HandlingTech

    Reviewed June 21, 2012

    I submitted a claim for a dryer repair to Choice Home Warranty. This claim remained open for two months. The first service provider was terminated because of lack of response. No one communicated this to me or him. I get a call from another service provider indicating they are taking over the claim. The second service provider arrives and is confused why he is there when the dryer has already been assessed and parts were ordered. The first service provider was recalled to repair the dryer only to be cancelled by the warranty company again because the claim was open too long. No one ever contacted me, the customer, to explain what was going on. The end result is I canceled my contract with this company. I have never dealt with such poor communication and coordinator of services in my life.

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    Factual basis uncertain
    Customer ServiceClaims Handling

    Reviewed June 15, 2012

    I have called this company 20 times and have waited for them to fix my AC for 10 days. And, now, they have rejected my claim saying that because I don't have maintenance records from the original owner of the house, they will not fix my AC. They are already under scrutiny by the Better Business Bureau, so please be aware of these cheaters.

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    Factual basis uncertain
    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & Payouts

    Reviewed June 13, 2012

    Up till now, we have had no problems. Our washer went out and 1 week later, we still do not have it repaired. They don't have anyone in the area that will come do the repair and told us that we could get the repair done and they would reimburse us. I did receive a call from one of their service providers who verified where I live and said that the 60 miles was outside of their 90-mile service area. I asked for a supervisor on day 3, Wednesday. No supervisor has called to this point, day 8, Tuesday of the following week. On day 4, Thursday, at 5:00 pm after numerous calls, a service agent at Choice Home Warranty offered that we could get our own service provider and they would reimburse us. What good is a warranty with a low deductible pay out of pocket, if we have to pay for the repair ourselves? In speaking with 2 local service providers in the area asking if they deal with this company, they stated that there were issues getting payment and they did not deal with any home warranty companies.

    Website advertisement top of the page says, "Fast & Dependable Home Warranty Service from Local Technicians"

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    Customer ServiceTech

    Reviewed June 12, 2012

    I have this as my home warranty company, and it is the worst decision I have made this far in 2012. I called for a tech to come out, and they didn't have one. I asked for a list of whom they have contacted, and the list has 15 companies in the Chicago area. I live in Peoria. That is over 2 hours away. There's not one company in my area. I guess there wouldn't be someone to provide service, if you're not calling the correct place. If you look at yellowpages.com, since I have to do your job for you, there are 64 companies to do repairs. Then the phone reps are horrible. I'm not a happy customer at all. I will not be renewing my contract again. Definitely, I'm going to contact Better Business, because this is **!

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed June 10, 2012

    Upon having yearly maintenance on my HVAC system, it was discovered that the evaporator coil was frozen. They recommended I call my home warranty company since it was likely a leak or low freon, and to not run the AC until it was looked at to prevent further damage. It was over 90 degrees outside at this time. I read through my home service agreement to make sure that was a covered expense and immediately called Choice Home Warranty to have a service technician dispatched. It took more than 8 phone calls and 36 hours to finally get them to dispatch a technician, who was here in less than an hour. He discovered that I needed a new evaporator coil and refrigerant, both which were covered under my warranty, and found the problem to be wear and tear, not a lack of maintenance on my part.

    I purchased my home last year and the inspection showed the HVAC system was in perfect working order. I called Choice over 10 times between the next 24 hours for the status of them approving my claim since I was starting to suffer from heat exhaustion. I was required to submit proof of maintenance, so I immediately emailed the itemized receipt showing over $600 of maintenance that I had completed on Monday. My claim was denied, they stated it was a "pre-existing condition" and that since I was unable to furnish maintenance records from the previous owners, they were not responsible for the $2,350 claim. I was previously with AHS, but switched to Choice for the lower price and promise of excellent customer service. I should have done my research and discovered that Choice had over 650 claims with the Better Business Bureau over the last 3 years! I am disgusted with this company and hope others learn from my mistake and don't throw their money away on this fraudulent joke of a warranty company.

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    Factual basis uncertain
    Refunds & Payouts

    Reviewed June 7, 2012

    I purchased for $1050 a 39-month warranty and cancelled it 14 months into the contract. Choice Home Warranty refuses to pro-rate the unused portion of the term as promised by their rep when I purchased the plan. They owe me the sum of $682.50 but sent a check for $237.43. This company also has a class action suit filed for fraud for the year 2009.

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    Factual basis uncertain
    Customer Service

    Reviewed May 31, 2012

    I am a property manager here in Phoenix, AZ. One of my owners purchased a home warranty with Choice Home Warranty. He paid good money for this warranty and neither of us has been unable to get a hold of anyone since. We have had an A/C issue a month or so ago. I called and the phone call would hang up as soon as it was answered. I called over a dozen times. I submitted a service call online and they did not respond to that either. I then called the owner to try to call his rep and the company; he had the same thing happen. He also went online and submitted a work order - no one got a hold of him either. We ended up having an A/C repairperson go out to the property and pay.

    We are now in another situation with the home and need service. As of a few minutes ago, this is still happening. I have called several times and I sit on hold with no one answering the line. It does not hang up right away, but it does eventually. The rep’s phone is now also disconnected. I am so thankful that I have never recommended this company to anyone and would like to put the word out that they are ripping people off.

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    Factual basis uncertain
    Customer Service

    Reviewed May 31, 2012

    Choice Home Warranty might want to send all of their representatives to a how-to-treat-customers class. Every single one has been rude. I have attempted for three months to cancel my policy. I finally was able to speak to someone today! I only hope that they follow through and cancel my policy as requested. This is a terrible company to deal with.

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    Resolved outside ConsumerAffairs
    Customer ServiceClaims HandlingSales & MarketingPunctuality & Speed

    Reviewed May 31, 2012

    I called in a claim for air conditioning issue and a claim was assigned to an HVAC technician who doesn't exist. They never answer their claim number, so you never get any service. The sales department answers very quickly. They probably have one person in the claims department and 20 in the sales department. There's no real company operating behind the scenes. They just have billing, sales and a fake claims department that doesn't really do anything.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed May 30, 2012

    I signed up for coverage over the phone on February 17, 2012 with a sales rep who assured me I had 30 days to cancel with full refund off the first month’s payment, which was required when I signed up. After receiving the official contract in the mail, I called and canceled the policy just 5 days later on February 22, 2012 because the coverage was very limited. I spoke with several customer service reps who were not very accommodating when they found out I was canceling the policy and wanted a full refund of initial payment, which my contract said I was entitled to if canceled in the first 30 days. The reps read a different statement from their cancellation policy than what was printed in my policy. I sent a copy of my policy via email and did not hear back from anyone.

    I have called a couple of times to request they keep their word and honor their written policy in my contract, but I continue to get the run-around. My policy clearly does not have the same language as they read to me over the phone as part of their cancellation policy. I asked to speak to the manager who gave an excuse that he was on the phone with another customer and asked that I email them another copy of my policy and he would follow up with me. It has been another 2 weeks and there’s still nothing. It is my experience that this company does not operate with much, if any, integrity. If they will give me the run-around over $37.92, I can't imagine them having a problem messing over a customer for a claim of several hundred or thousand dollars. I would not trust them if I were you and they will reap what they sow.

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    Factual basis uncertain
    Customer ServiceTech

    Reviewed May 29, 2012

    Our stove went out, and we reported the problem to Choice on 2/14/12. The claim was referred to a repairman, who was located at a good distance; i.e., about 1 hour from our house. He was a sole proprietor, who obviously did not want to be bothered with traveling to our place to diagnose and/or fix the problem. After many phone calls to the repairman and to Choice, missed appointments by the repairman, broken promises by the repairman, and over 3 months of frustration over the failure to fix the stove, we opted to take the buy-out check and purchase a new stove. Choice had offered to reassign the repair to another vendor. However, that vendor had an "F" rating with the BBB. The quality of the repair service providers offered by CHW is extremely substandard. We are very disappointed in the service we received or in the end, didn't receive! It seemed like CHW readily cashed our premium check but assigned any problem to repair people, who would have trouble changing a light bulb!

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    Factual basis uncertain
    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed May 18, 2012

    I filed a repair claim with Choice Home Warranty. They gave me a company to call to repair my microwave. When I called them, they said they would call back. They never did. When I called again, they said that Choice Home Warranty had not paid them for other work they had done and they were not doing any more work for CHW. I emailed CHW. I received no response. I called CHW again a week later. They said they just called the same company that very day. Unless I call and initiate, no work is being done by either CHW or the contractor they hired to repair my appliance. This is a perfect example of how not to run a business. I want my money back!

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    Factual basis uncertain
    Customer ServiceCoverageRefunds & Payouts

    Reviewed May 18, 2012

    Choice Home Warranty has not covered anything wrong with our house and when our furnace went out on a Friday, they were not even working to handle a call. We had someone come to our home and they read our policy and told us that it was something that "should" be covered and of course, for the 3rd time, we paid out of pocket over $600. We asked Choice Home Warranty for a refund for the remaining months on our policy and they informed us that it was not possible. So to sum things up, they do not pay for furnace problems or leaks or garage doors that do not work after purchase, so I am not clear what they are in business for except to steal people's money. The fact that they were not even available to take a call on a Friday at 2PM is ridiculous. Who can go without heat in a 30 degree weather?

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    Tech

    Reviewed May 9, 2012

    They have not paid since 2010. We did a service for Choice Home Warranty and have yet to collect a mere $40.00. They have given our company the runaround since Oct 2010. I would hate to see how they take care of their customers if they treat their contractors like this. I know we will never do business with this company again.

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    No response received
    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed April 30, 2012

    I purchased a premium policy 6 months ago. I should have read these reviews first. I trusted their coverage. They promised a one-month credit if I bought online. I learned later that applied to the last month, not the first. OK, then I had an A/C issue, running but not cooling on one of my units. It worked last summer. The A/C tech that finally came out after several calls said I had a leaking coil. I thought how lucky I was to have a warranty. CHW wanted my service records which I submitted. Both units were serviced last summer as has been for several years. No leak was detected the previous year.

    Surprise! Coverage was denied due to pre-existing conditions. I spoke to a "guy" named Mike. I had waited several days to hear from them and had to call to get someone to speak to. Mike was rude. I asked him how this could be pre-existing when the unit was serviced last year and cooled last year. He said pre-existing anyway. I asked him how he could go home and face his family knowing he and his company was a scam.

    I had another type of claim a few years ago on an unrelated claim that was also denied by another warranty company. I thought I had found a better company and now I know they are all a bunch of rip-offs. I don't trust any of them. They put sweet, kind people on the phone to sell and put the crusty, hard-nosed (you fill in the blanks) on the phone to tell you there is no coverage from any number of reasons.

    I wouldn't recommend this rip off company to my worst enemy. This company rates a minus 0 and should be put out of business. From the reviews I've just read, this has been going on for years. Where is our AG?

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    Factual basis uncertain
    Customer ServiceCoverageTech

    Reviewed April 28, 2012

    Our water heater went out and we called Choice Home Warranty. They sent one company out that acted like they didn't know what they were doing. We waited a few hours and were told they were sending a second company out for another opinion. That plumber called later that evening and said that they will not cover a replacement heater, but that he could replace it. He hadn't even looked at it! He came the following day, told us that he would call them. He did say he would replace it without them for double what other plumbers quoted us later. Four hours later after several phone calls to the company and the plumber, we were told they would not pay to fix or replace the heater. We aren't not sure why and wasted two days taking cold showers. Do not waste your money. The reps are all very rude on the phone as well.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTech

    Reviewed April 27, 2012

    Worst experience ever. It’s true when people say that it sounds too good to be truth. $45 per claim, about $375 per year, and covers almost all your major appliances. The truth is that when you make a claim, you will get the cheapest contractors around. You will have to hunt the contractors down and instead of you deciding the date of your appointment, it will be mostly when they have time to stop by. Anyways, my latest claim was for a ceiling fan made over one month ago and the first contractor rescheduled my appointment 3 times. 6 pm on the first day and he couldn't made it. 11 am on the second day, which I had to take off for this, and he couldn't make; then 1 pm the same day and he couldn't make it. Needless to say, I called customer service to ask for another contractor due to this one not been able to schedule an appointment and actually making it. I was told that they couldn't help me to schedule appointments and that I had to deal directly with the contractor. Crazy, right?

    After I almost lost it, I got the guy to call the contractor, who of course didn't answer the phone. I was told at that time that another contractor was going to be assigned to my claim and as soon as he said that, he hung up the phone. This new contractor never called. I called repeatedly and left messages, but no one ever answered or bothered to call back. After a month of the same, the contractor finally picked up the phone just to tell me he never heard of my claim. I have now been calling since Monday and every time someone tells me that another contractor will take over my claim, but on the website my claim is still assigned to the same contractor.

    I called today at about 5:40 EST and they had a message stating that I had called after 6 pm and to call back Monday after normal business hours. I try calling the new claim department which is supposed to be open 24/7, but their line has been busy for the past 30 minutes. Don't believe me? Try calling 1-888-531-5403 and select make a new claim. This company is basically legally stealing money and customers can't do anything about it except switch companies after their contract expires.

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    Factual basis uncertain
    Coverage

    Reviewed April 24, 2012

    This is the most horrible company we have ever dealt with. The sales rep painted a beautiful picture of how much money we will save and how we will never have to worry about anything. We were stupid enough to buy a six-year policy, and any time something in the house breaks, it is never a covered item. From water heater to built-in microwave, we are always told that we need to read the policy to see why it is not a covered item. We can never talk to anybody in charge. And on weekends, as far as this company is concerned, life stops and no emergencies happen. Unfortunately, it's people like us who keep this company in business.

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    Factual basis uncertain
    Customer ServiceRefunds & Payouts

    Reviewed April 22, 2012

    Choice Home Warranty sold me on three home warranty contracts for my homes but assured me that I could cancel at anytime. After they debited my account $117 for all three of my houses, I could not reach anyone or get a phone call back. So, within the third business day, I called and canceled my contracts with them on my homes and I was told that I would receive a credit back of $117 immediately and that they were sorry for the issues. The following month, my card gets charged for only one of the houses for $32 and when I spoke with Jay, the manager, he said that it would be credited along with my $117. I asked him who else could I speak to because it seems as though the credits are not getting done and he said that there was no one other than him then the owner. I was lied to about the owner's email address so that I could not contact him concerning this matter.

    It has been a few months and I still have not received any credits. I finally went to the bank and asked them to seek the funds back because I am owed a credit. When the bank contacted them, they claim to not know me and they are refusing to give me back my money, thus giving the bank a hard time. It is technically considered stealing when you take something for nothing. I have not received any type of service for the monies they took. I would be very cautious and I would not trust this company with any of my homes or my real estate clientele. They are a rip off company and only care about taking your money. Jay's word is no good. He has not given back my credits and is making it impossible for me to get them back, but yet, they have not had to do anything for the money they have taken. I wish I could sit around and debit accounts $150 or so for doing nothing.

    I wonder if the owner knows what he is doing because sooner or later, this will all come back on them because God does not like ugly! There has to be something that can be done when a business is this unethical with its business practices. I consider this stealing in my opinion especially. If you do not know who I am, then why are you debiting my card $150+? Someone please explain how they do not know me but yet they can debit my account by $150 for something they never provided?

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    Factual basis uncertain
    Customer ServiceCoverageTech

    Reviewed April 15, 2012

    I bought the warranty one year before having to make a claim for my home AC. They sent a tech who didn't know what he was doing, but did make a recommendation to replace the AC coils. The company called days later and told me that if I didn't have all documentation for the last 9 years showing that it was serviced every 6 months, it wouldn't be covered. They know customers won't have that kind of documentation and use it to back out of covering customers. Do not buy this policy from this company. Absolute rip-off! I filed a complaint with the AG's Office.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed April 11, 2012

    Do not purchase CHW. They will not deliver as promised.

    I typically research any "major" purchase and this purchase was no different. When I was speaking with CHW's salesman, Matt, I asked very direct questions about pre-existing conditions, lack of maintenance, improper installation, etc, as we were purchasing a home and had no control over these items. I was assured that after the 30 day wait period (Matt clearly stated the purpose of the wait period was to make sure there were no pre-existing conditions), everything would be covered and we would not be held responsible for unknown pre-existing conditions, lack of maintenance, etc.

    When I received the contract, the contract contradicted almost every statement made by Matt in these areas. I called Matt back and expressed my concerns about the variances between what he told me and what was in the contract. He didn't address my concerns but instead offered to waive my first service call free. I weighed out the consequences and decided to take the gamble.

    8 days after our wait period, our A/C began experiencing issues. I opened a request online and had a technician out within 24 hours. When the technician finished up, he asked for the service call fee. I told him it was supposed to be waived, per CHW. Since there was no indication on his paperwork, I didn't feel it was right to punish him so I paid the service fee. I contacted CHW the next business day and they told me I had to specifically request to use my free service call. If I have a credit for a free service call, why would it not automatically be applied?

    Anyway, the technician turned the repair request into CHW for authorization and they denied the request, stating it was a maintenance issue. We contacted the technician and he stated the issue was not a maintenance issue but something that happened with time. We got a second opinion from our own A/C tech, who found a leak in the coil. I contacted CHW to find out what the process would be to have another opinion for a CHW tech as a leak in the coil would not be a maintenance issue.

    I spoke with Mike, a very rude authorization agent, who stated that the claim would not be covered for multiple reasons even if there was a leak in the coil. When I pressed him as to what those reasons would be, he stated that I called 8 days after my wait period. Therefore, it must have been a pre-existing condition. Excuse me?! (1) I can't control when my A/C dies and (2) it was 8 days after the wait period, not 8 days into the wait period. I guess you have to wait at least 6 months to submit a claim?

    I asked to speak with Mike's supervisor and he insisted that he was the top of the food chain and there was no one above him that "I could speak with". After Mike's belligerence, I decided there would be no purpose in continuing to do business with CHW other than to lose more money and cause myself headaches. I cancelled my contract, requesting that the waived service call fee I was not given as promised be applied to my refund. I received my refund, less the service call fee, so now I get to battle with them on that, too.

    Do not purchase CHW. Don't believe the spiel of the salesman, believe the contract.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed April 10, 2012

    Choice Home Warranty provides home appliance warranty and I'm a Choice Home Warranty customer for about 5 months now. In a nut-shell, I had issues with my AC and washing machine. I had to pay out my pocket to fix the AC! Regarding the washing machine, after a month of calls to Choice Home Warranty and having assigned 4 technicians to fix the issue, Choice Home Warranty’s decision on the matter is they would pay $150 (which would be available to me a month from now) for me to buy and install a new unit. I was offered fast service to fix the issues and if the issues can’t be fixed, I was offered to have it replaced. It’s now taking 2 months to fix an issue with one appliance and numerous hours of my time dealing with technician and Choice Home Warranty customer service. All the while, I clean my laundry outside. Details below:

    When I contacted Choice Home Warranty regarding the problem with my AC (compressor fan wasn’t running and I was getting no cold air), a technician was dispatched to look at the problem. He reported that main problem is with the compressor. When the technician contacted Choice Home Warranty, they responded that since the compressor was under manufacturer warranty, CHW would not cover any repair on that AC unit (even the items not under manufacturer unit). This is in direct contrast to what the customer service representative who sold me the warranty told me. When I mention that to the representative in warranty admin department, he said, the sales rep made a mistake and the unit is still not covered.

    I called back a couple of customer service reps, who sells this warranty. All of them were absolutely sure that it was still under warranty. When I mentioned what the warranty admin rep said, the sales rep said, warranty admin made a mistake and it’s still covered by Choice Home Warranty. I even have emails from sales rep specifically stating that units are covered even if it’s under manufacturer unit. However, since it’s the warranty admin that determines how much to pay, I was offered $0 towards fixing the issue. I ended up paying about $800 in labor alone to have the compressor replaced.

    I contacted Choice Home Warranty on 3/2/12 when the washing machine in my house starts having an issue (all the water remained in the washer after a wash). The work was assigned to a service provider (Faddai Maintenance Home Repair) and I was told by Choice Home Warranty to contact the service provider after an hour to schedule an appointment. After multiple attempts starting on 3/2, I was able to get in touch with Faddai on 3/4/12 and make an appointment to fix the problem on Thursday 3/6/12. He came to fix the issue. $45 was paid to him. He worked on the machine and left the house saying, "If the issue happens again, put something heavy on top of the machine!" Sure enough, the issue reappeared the putting a heavy object didn't help.

    I called Choice Home Warranty to see what the next steps were. I was told there is nothing they can do, but I need to contact the technician. I called Faddai again, everyday starting 3/10. I got in touch with them on 3/17. He said he couldn't come out until another week. I called CHW again. A customer service rep told me the only thing he can do is to make an appointment with another company, I pay another $45, a manager would call me the following Monday and I'll be reimbursed. The second company was supposed to come out to fix the issue Monday, but didn't show.

    I called CHW again and asked for a manager with the following issues: First technician didn't fix the issue, I can't get in touch with the first tech, second technician didn't show, it's been over two weeks since I'm first reported the issue, I don't know when the issue is going to be fixed and if I'd have to pay again. Manager's response was only if the first tech can't come out, then CHW will pay for the second guy. Manager said he's going to try to get in touch with Faddai and I simply need to wait it out to see how Faddai respond. Manager John showed no interest in solving this and having my washer fixed, but simply rude over the phone at me for not knowing this is the norm.

    Since there was no response from Faddai after multiple attempts from CHW, a third technician was dispatched. He came, pulled the unit out, opened it up, found the issue, but parts required to fix it wasn’t available. After numerous called to CHW, I was told by a warranty representative that only thing they can do is buy out my unit. CHW would pay me $150 towards buying and installing a new washer and I have the responsibility to get a new unit. I asked them hold off on sending me the check because I wanted to discuss it with a manager further and asked the warranty rep to make sure a manager call me.

    Meanwhile, since there were no new washing machines available for $150 and since the dirty clothes were piling up, I decided to wash another load. I find that now the unit is leaking. I call CHW again and reported that after the last tech opened up the machine, it started leaking. A fourth tech was dispatched (named Aaron). He found the issue to be a broken seal and no parts available again. He said he’d report to CHW how much it would cost to fix and CHW would call me. After 3 days of no call, I call CHW. After talking to multiple people, manager Jonathan’s response, Choice Home Warranty had already bought out my unit. I continued to use a faulty unit causing further damage. Choice Home Warranty is not responsible for such negligence from my side

    I'm paying Choice Home Warranty to fix broken appliance in my house. I get no service from Choice Home Warranty, pay additional amount in tech fees and now having to pay all repairs myself and having to clean my dirty cloths outside! The exclusion clauses that Choice Home Warranty added to the contract make almost all repairs out of Choice Home Warranty’s responsibility to fix. A usual consumer like me believes what the sales representative says when buying such warranty and is cheated when an actual repair is requested.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTech

    Reviewed April 6, 2012

    I signed up with CHW for 5 years and I am stuck with them. My A/C broke and the tech found the compressor to be broke. CHW denied my claim on the basis that I did not maintain the A/C properly. They said the unit is dirty and has not been maintained. This is an outside unit that I have not used over the winter. When I called their customer service and told them that I have them recorded on the phone, they hung up on me. Two of the employees (Mike ** and John) claimed to be the supervisors and they are the top of the departments. On top of that, they don't have access to previous claims. I asked for the pictures and full report of the claim and status and they said I have to wait 30 days to get the pictures and there’s no report. Luckily, I have most of the conversations recorded. I am going to consult a lawyer.

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    Factual basis uncertain
    Customer ServiceTechSales & Marketing

    Reviewed April 3, 2012

    Do not buy Choice Home Warranty! They are a scam! Before I signed up with Choice Home Warranty, I asked lots of questions about coverage. I let them know my house was 15 years old as most of my appliances. A few months after I signed up my standalone freezer that was only 5 years old, it started to not freeze. I called the company out 3 times; no one fixed it. They actually made it worse!

    When I finally called a reputable service man, he said the CHW tech mixed Freon with the water, so it damaged the whole freezer. I had to pay him $200, and he told me it had suffered too much damage, so the freezer ended up completely dying a few months later because of CHW's negligence! Then my air conditioner had hot air blowing out and got it pre-approved to have our own technician come out, one who has serviced it for 15 years (the ones who installed it). It was a leak in the Freon hose. Choice Home Warranty refused to pay my technician nor did they pay to have the leak fixed!

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    Factual basis uncertain
    CoverageSales & MarketingRefunds & Payouts

    Reviewed April 1, 2012

    Choice Home Warranty has not sent refund for repair and now disputes coverage of the refrigerator. Twice they promised me a check was in the mail and I still have not received it. It is very difficult to get service and when you do, they always find a way to squeeze out of the deal. They refuse to repair or replace my refrigerator when the policy says that it is covered. This company is a scam!

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    Factual basis uncertain
    Claims HandlingCoverageTechSales & Marketing

    Reviewed March 30, 2012

    Sales pitch versus actual contract: I accept responsibility for believing the sales pitch and not reviewing the contract more carefully. The handle fell off my oven which is not covered. A water line leaks in a wall which is not also covered. The water heater tank is leaking; they will not cover even labor, because the water heater tank is not under warranty. Of course, my trash compactor was not an included installed system, even though it is a built-in.

    Read the contract, because you will find things like the fact that fans are not covered in your exhaust fans. Garage. Door openers are covered--oops, only the motor is covered and not any of the other components like springs. They are not responsible for damage caused by rust or corrosion. So if a water line is corroded by hard water conditions and leaks, oops, again it's not covered.

    The contractors who are sent complain about CHW owing them so much money and not paying. What the salesman tells you does not coincide with the actual contract. Our contract started at the end of October 2011, and we have already faced several of these claims being denied based upon the contract that I should have read more carefully because it does not match what the salesman told us to get our money.

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    Resolved outside ConsumerAffairs
    Customer ServiceClaims Handling

    Reviewed March 16, 2012

    Do not do business with Choice Home Warranty! This company will deny your viable claim and then will not have further communication with you. You can write certified letters to no avail. When you do communicate with them, make certain you write to them certified mail for your file. File a complaint with the BBB, the NJ Attorney General who has an active case building at this time, your own state Attorney General, your state’s Real Estate Commission, as well as your state senators. They are not licensed in my state and have an open case there as well. We can put a stop to this company's bad faith practices.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed Feb. 29, 2012

    A claim had been initiated by the customer via the claims phone number provided by Choice Home Warranty on January 14, 2012 and acknowledged by CHW (hereby known as Choice Home Warranty) via email with instructions on January 17, 2012. CHW's designated technician inspected the product in question and reported findings to CHW. No follow up contact to the customer was made by the CHW claim representative. As a result of customer's perseverance in telephone calls to CHW claims representative, customer was advised CHW needed additional data regarding the product which was faxed to CHW within 5 business days. CHW made no further attempt to contact the customer or return phone calls; this includes the initial claims representative, the next level supervisor, Mr. Jonathan ** and his supervisor Mr. James **. Thirty (30) days from the initial claim presentation date, the customer spoke with Mr. J ** who stated the claim was denied. Mr. ** offered no explanation for the denial, stated he owed the customer no explanation for CHW’s decision and stated if he so decided he would forward a written notice of denial within 30 days.

    These actions alone demonstrate CHW's false and fraudulent public advertisements. Additionally, CHW's poor efforts, communications and total lack of proof for claim denial are a blatant breech of contract. Lastly, the customer has made every attempt of a prudent man to address this claim to mutual satisfaction and was advised to "get an attorney". The customer has made appropriate repairs to the covered product and will continue to seek reimbursement from CHW. To date, February 29, 2012, the customer has not received any documentation of denial for above mentioned claim.

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    Factual basis uncertain
    Customer ServiceClaims HandlingSales & MarketingPunctuality & Speed

    Reviewed Feb. 22, 2012

    This company doesn't operate as it advertises. I received a call on Thanksgiving Eve regarding an online inquiry I submitted for a home protection. I was advised of a red carpet treatment protection with Home Choice Plan company. I reviewed online, and 2 days later, I signed up. I have a broken garbage disposal 2 months late, so I filed a claim on 2/13/12. I didn't receive a phone call until 2/17/12 which was over 80 later, and they advised that when you file a claim, you will receive a response in 48 hours. I was advised by a Stephanie in the claim department that they contract through Sears and that someone would be out to on 2/20/12 and that I would receive a call 24 hours ahead of time.

    Sunday came (2/19/12); no call. Then Monday, my spouse waited at home all day; no call, no show. So I called on 2/21/12 and spoke with a James. He said he is in Customer Service and he will email the claims department and someone will call me. I waited till 5pm; still no call. I called when I got home and waited on hold for over 30 minutes, so I hung up and emailed.

    I called the next day, 2/22/12, and spoke with a Brian in Customer Service. He said he will send an expedited request for service and that I would receive a call. I still haven't received a response to my email or call, and it's been now a week and 3 days. Every time I ask for a supervisor, they are unavailable. This company is running a scam on consumers!

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    Resolved outside ConsumerAffairs
    Customer ServiceTechSales & Marketing

    Reviewed Feb. 12, 2012

    Yes, I purchased a home warranty over the phone with your salesman. He said, I have to take it then and I would receive another $30.00 off, which is fine. He also stated that it went into effect immediately. I called home warranty on my furnace that went out during very cold weather. I was told that it was not in effect at this time, so I had to pay for the repair. I was also informed that if they called a repairman that if it was over a $100.00 the repairman had to call for approval and could take up to 4 days to get. I was also informed that the customer service and approval is not open on the weekends or 24 hours a day. This was all lie to me per your salesperson just to get a sale. I feel that your service is very bad and very unprofessional. Also people we could die over a situation like this, if this is the way your company works. I would like to have a response back from your company in this very serious matter.

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    Factual basis uncertain
    Customer ServiceTechSales & Marketing

    Reviewed Feb. 10, 2012

    We were a service contractor for Choice Home Warranty and had the same bad experience as many other contractors. They do not pay their bills. They will not answer the phone, return phone calls, and return e-mails. This company is a scam for contractors. They get you to do the work for little to nothing then never pay you at all. I have contacted them so many times I cannot count. I hope that someone helps out small businesses and puts this company out of business. I have never had such unprofessional experiences with a company. The only person you can ever get on the phone (when they do answer which is rare) is Stanley ** and he offers no help, only to threaten you. He told me that if we refused to keep doing work for them, he would hold all the money they owed us in a reserve and never pay it.

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    Resolved outside ConsumerAffairs
    Customer ServiceTech

    Reviewed Feb. 9, 2012

    We paid $1500 for a Choice Home warranty Total Plan. We requested it be cancelled in Nov 2011 (signed up in Sept 2011). We left the country in Oct 2011. I could not secure service when we wanted to get a technician out to service our property. The appropriate technicians did not want to deal with Choice and or did not turn up as scheduled. This caused our tenants tremendous frustration so we requested that the policy be cancelled and handled the service request (in Nov 2011) ourselves. We have sent an email and written notification (per Choice warranty's direction) and today I called choice again and was told they have no record of our request to cancel. They put me on hold and I'm still on hold (been 10+ minutes). Please contact me via email as my US number is no longer active.

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    Factual basis uncertain
    Coverage

    Reviewed Feb. 8, 2012

    My dishwasher is leaking. It needs a part called splash guard, which was added after I bought mine. Choice said it is a door gasket, and is not covered. It does not go anywhere near the door, and Frigidaire added this part, after finding out the problem. Since Choice calls it a gasket, they will not pay the $24.95 to buy the piece, to fix the problem.

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    Resolved outside ConsumerAffairs
    Claims HandlingTechSales & Marketing

    Reviewed Feb. 3, 2012

    Do not buy this service. It is a complete scam. You will not get your repair completed. You are wasting your money. The entire business model is accepting the payments, and deny the claims. You are better off banking the monthly premium for your rainy day fund, when a failure occurs, because the technicians are inept, and the company has no interest in customer satisfaction. AHS had a class action law suit, and this company needs the same legal action against them.

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    Factual basis uncertain
    Customer ServiceClaims Handling

    Reviewed Jan. 28, 2012

    They denied the claim for broken A/C unit. They will not respond to Certified Letters, request for mediation, letters, emails or phone calls. I have complaints sent to BBB, NJ Attorney General, Texas Senators and Representatives. Next stop is small claims court.

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Jan. 25, 2012

    I’ve read through many of the complaints about this company and can say that many of them are the same as my experience. I paid my "warranty" in full for two years in a row. Nearing the end of the second year I had a few things that needed to be repaired/replaced, but I didn't want to seem like I was taking advantage of the "warranty". So I waited until my heater/AC went out. I decided that's the only thing I'd claim on.

    Numerous calls and emails later (they really put on a show of looking like they care and want to contact you), I was denied due to lack of maintenance records. I was told it would not have broken down if it had been properly maintained. I'm an engineer and know a little about HVAC. The unit was over 25 years old. They don't last forever. When I had my own company come out to look at it, they said it needs to be replaced. CHW said it was just the heat exchanger. My company said they would not work with CHW because they were crooks.

    I paid for a replacement ($5000) and am happy with it, plus I have paid a $50 visit for CHW contractor who did nothing. So I then decided to claim on all the issues I have at the house: pool, refrigerator, and microwave. Every single one of the claims ran into red tape or refusal by CHW. Funny thing is in the middle of all this they had the ** to call me at home and offer me a deal on renewal of my policy because it was due for renewal soon.

    The fridge—I had someone look at it and they said it needs a new computer control unit. CHW says it needs freon, which is precisely what's not covered by the "warranty". It does not need freon. This is my second home warranty rip-off. The first was with National Home Protection. I don't care what they say after NHP went out of business (I got a little money back from the class action lawsuit). I think they turned into CHW. What do these people go home at night and teach their kids? How do they sleep at night? The only place you see positive testimonials is on their website. I can't say enough negative things about this company. The Attorney General needs to get involved.

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    Factual basis uncertain
    Tech

    Reviewed Jan. 18, 2012

    I've been trying to get my furnace replaced because it’s old and we put a lot of money into the furnace. This is the first time I used this company for my furnace. So, it’s not like I abuse the plan. I can’t even get my furnace replaced. I have had a tech come out. The tech said it needs to be replaced because it is more than 20 years old. They keep saying they haven’t received the right paperwork. I finally asked if I could cancel this service and just have someone to come and rig my furnace up just to get by for the winter. They told me no. I am so unsatisfied with this company.

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    Choice Home Warranty
    Response from Choice Home Warranty

    We are so sorry to hear of the details of your situation as they are not representative of the normal CHW customer experience. Please accept our apology for any trouble or inconvenience this has caused. We appreciate the feedback as it gives us the opportunity to improve our services.

    Factual basis uncertain
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Jan. 16, 2012

    I would like you to know about the unfair practices your company has used to deny my claims. The issue was with the downstairs HVAC unit. It was reported on Wednesday, January 4th. The techs your company sent were Climate Makers in N. Charleston, SC. They identified the unit was without Freon. They needed to run a test to identify where the leak was. Your company denied paying for the test (how is it to be fixed without running the test?). I paid for the test and it was identified as the evaporator coil. CHW denied the claim stating it was the same unit as denied in June 2011 for lack of maintenance. In fact, it was the downstairs unit, not the upstairs unit which was denied in June. It should be covered.

    I called to determine why it was denied as CHW only sends an email stating they have information about the claim, not what is going on with the claim. This was approximately 4:30 pm on Friday, January 6th. I keep receiving a telephony message indicating that the offices were closed at 6pm and to call back later. It was only 4:30pm, not 6pm ET. I later found out CHW closed the office early due to a celebration. CHW is not available on the weekend to discuss denied claims, so I had to wait until Monday, January 9th to speak to someone.

    After being on hold for 30 minutes, they confirmed that it was denied due to being the upstairs unit and lack of maintenance (back from the June claim). I explained that it was the downstairs unit (as noted on the work order from the tech CHW sent) and not the upstairs unit. Your agent said they would send it for review again and I would hear back in about 2 hours. Four hours later and no contact, I called again. This time after being on hold for over 20 minutes, your agent said it had not been reviewed yet. I asked for a supervisor. After being on hold for 30 minutes, the phone disconnected. I called again and after being on hold for 20 more minutes, the agent said they were still trying to get the supervisor on the phone and that the phone systems disconnect calls on hold after so long.

    The supervisor got on the phone and said I needed to provide maintenance records to prove the unit had been maintained. They gave me the email address of Claims at CHW. I sent not only the record of the last maintenance, June 2011, but I also sent the comments from the work order from Climate Makers. That work order clearly states that the repair was needed due to ‘normal wear and tear’ and not from lack of maintenance. I was told it would be reviewed and I would receive a call within 24 hours.

    I did not receive a call the entire next day, so I called again on the 11th. Again after being on hold for more than 15 minutes, I got your agent. They indicated that they were waiting for the email. I said I had sent it and they said they would go check. Twenty five minutes later, they came back and said they couldn’t find it. I again gave them the email address that it was sent to. They said, “Oh, let me check there.” It was the email address your agent gave, so why would they not know where to look? After another lengthy hold, he said they had it and I would get a call back in 2 hours with a decision.

    After 3 hours with no contact, I called back. Another lengthy hold and I was told that it wasn’t reviewed yet and to call back later. I said, “It is getting close to your closing time at 6pm ET.” I was told they would be there until 7pm, and to please call back if I received no call by 5:30pm. I called again at 5:30pm because there was no return call by your agents. The agent told me the claim was still being denied due to lack of maintenance. I asked how this could be since it was just serviced in June and Climate Makers indicated it was not due to lack of maintenance. He said that was the decision. I asked for a supervisor. The supervisor said it was still denied, even though I complied with providing proof. I asked to speak to his manager. He said he was a supervisor and I said I wanted to speak to his manager. He then transferred me to a voice mailbox with no greeting, so I have no idea if it was a manager or not. I left a message with my claim number and situation and asked for a call back that evening. I have still not received a call back.

    It is clearly evident that your company’s philosophy is to continue to deny claims until they wear down the customer and the customer just gives up. Since I needed heat and it had been more than a week already, I did just that and paid for the repair myself. I wonder if you are aware of this practice and even condone it as way to avoid paying legitimate claims. The lack of response would indicate that it is precisely your goal to frustrate customers to the point they pay for it themselves. This behavior is shameful.

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    Factual basis uncertain
    Claims HandlingTech

    Reviewed Jan. 11, 2012

    We were informed by the tenant that the a/c had stopped working so we contacted CHW. They did send out a technician and it was determined that the blower motor was bad. The tech contacted CHW and gave them an estimate for the repair and CHW said that it's too much and contacted another tech. That tech also confirmed the problem and CHW then decided to deny the claim because the blower was dirty and someone had put in the wrong size blower motor.

    My daughter and son-in-law bought the house eight years ago and had no problems with the a/c before now and had nothing to do with the wrong size motor being installed. Long story short, I had bought the home warranty for my son-in-law and daughter because they were renting their house while he had taken a job in OR to give them peace of mind that if there is a problem it would be taken care of--haha. I also bought a home warranty on my residence in IN which I cancelled as soon as they denied the claim. Oh, by the way, there was a pro-ration on the cancelled policy and a $50 cancellation fee. I do not recommend this company to anyone.

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    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed Jan. 4, 2012

    This company is a huge scam. The salesperson who sold me the plan was as wonderful as you could want. Once I filed a claim, though, it all went downhill. I've been without a dishwasher for over a week now and it's going to be at least two more weeks before mine is fixed. They offered me a ridiculously low buyout price, and when I wouldn't accept it, they became rude. Ever since, it's been a nightmare. Their customer service people are rude; one actually told me my dishwasher was a piece of ** and I was lucky they were offering me anything.

    When I asked for their corporate number so I could call and complain, "Jonathan" just laughed at me, and told me he wasn't giving me a number, but if I wanted, he could give me an address where I could write a letter. In the meantime, it's tough for me. I'd have to wait until they got around to authorizing the repair. I am going to make an attempt to find their corporate phone number. If I can't, I will contact an attorney. From what I've read on the internet, there are numerous complaints against them, so I wouldn't be surprised if there isn't a class action suit I could join.

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    Resolved outside ConsumerAffairs
    Customer ServiceClaims Handling

    Reviewed Dec. 28, 2011

    On 5/5/11, I filed a repair call for my AC unit. Then, on 5/7/11, the service was done by their repair company, but being this a weekend, CHW offices are closed to provide authorization to repair companies, but consumers are given the choice to wait or go ahead to complete the repair. Therefore, according to CHW policy; consumers are given approval to complete repair needed: “And if you are unable to wait for CHW to reopen, you may go ahead and complete repair." After speaking with several employees for the last 6 months at CHW like, John, Mike, Loren, Jonathan, Duck, and Stanley, and being requested to finally resend repair invoices and write a letter to the company, I was told today by the employee with the name of Mike: "You will never get the amount of the repair," although I tried to explain the circumstances, in addition to having an authorization number filed on 5/9/11.

    It has been 6 months of phone calls and faxes and letters without any resolution to my claim of total reimbursement for the repair. The total of the repair was $238 and CWH is only honoring $138 because the repair was performed by the repair company during the weekend and without preset authorization, although their office was closed and their policy grants approval to the consumer to complete the repair and then request an authorization number to file invoices for the repair performed.

    As of to date, I have not been able to collect one penny from CHW.

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    Resolved outside ConsumerAffairs

    Reviewed Dec. 24, 2011

    My heater went out and they refused to fix it. I am cold and need heat being a single woman that paid in full for this warranty.

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    Factual basis uncertain
    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Dec. 21, 2011

    My AC unit broke down and CHW denied my claim to have it fixed although it was explicitly included in the policy. I've done all the proper maintenance on the units each year and even gave CHW the inspection and maintenance records. I had to spend several thousand dollars out of pocket to replace the unit. Now, they say I have to write them a letter for them to 'authorize' me to cancel the contract. So, they take your money, won't do anything for it, and when you're dissatisfied, they refuse to give it back. That's what I call customer service.

    Stay away from Choice Home Warranty.

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    No response received
    Claims HandlingTechRefunds & Payouts

    Reviewed Nov. 25, 2011

    My first service call to Choice after having them for 2 years was for my air conditioner. They sent a tech out which I paid $45 to and then Choice declined the claim telling me that it was because I did not have yearly maintenance on my air conditioner and as a result, my coils froze which damaged the condenser. They would not pay the claim and I ended up paying $1200 out of pocket.

    I filed a claim with BBB. I don't know how a company like this can stay in business and continue to rip off customers and contractors like they do.

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    Factual basis uncertain
    Customer Service

    Reviewed Nov. 22, 2011

    I would not recommend doing business with this company! I was turned down for service shortly after signing up and I then gave notice of cancellation. After several phone calls, emails and a fax, I still have not received my refund as is noted in the contract. It has now been 3 weeks since I noted them to cancel.

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    Resolved outside ConsumerAffairs
    Customer ServiceTech

    Reviewed Nov. 17, 2011

    We are a service contractor and we did three jobs for Choice rip-off warranty company. Trust me, all the service contractors out there, do not take work from this company. I have called Stanley, who seems to be the only accounts payable person there, numerous times about past due invoices. One of them was from April 2011. And every single time I called, I got excuses. But I just called him today. I found out that they are not going to pay us at all, saying the amount they owe is in reserve. And the reason they won’t pay us is because we didn’t want to work for them and didn’t submit the invoices in a timely manner. I have re-faxed the invoices over and over again. Of course, we don’t want to work for them because they haven’t paid us for the work we already did for them.

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    Resolved outside ConsumerAffairs
    Customer ServiceTechPunctuality & Speed

    Reviewed Nov. 3, 2011

    If I could rate in negative stars it would be -5. I have similar complaints as listed here. I contacted them about my refrigerator turning on and off and making loud popping sounds. They stated they don’t send repair techs out for noisy refrigerators. After 4 more calls to them and threats of BBB and legal action they had a company called "the repair guy" contact me. He was going to be in my area around 11PM and he would call when he was in the area. Obviously, that wasn't going to work for us due to our early morning work schedules. The next day I had a voice mail from CHW saying they cancelled the repair call due to lack of response from me. I looked them up on the BBB site and now I know why they have an F rating.

    In my experience, this company will try and wear out a contract any way they can. Do yourself a favor and save some time and money by selecting a better warranty provider. This company moved from a prior location and reformed according to the BBB files. This is kind of shady, if you ask me. The company had a chance to resolve this through the BBB and instead pulled the ‘he said, she said’ answer instead of fixing the problem.

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    Resolved outside ConsumerAffairs
    Customer Service

    Reviewed Nov. 2, 2011

    I have been a service provider for Choice Home Warranty for over a year. Every time they send you a service call and you do the job you have to fight with them to get the money they owe you. This is the sorriest warranty company I have ever done business with and I would warn anyone who has a contract with them to stay away from them.

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    Factual basis uncertain
    Customer ServiceCoverage

    Reviewed Oct. 13, 2011

    I was contacted by mail with a brochure outlining coverage. The brochure indicated to go online to purchase the contract. When I did, the coverage was totally different than the brochure indicated so I did not get the policy. Then the phone calls came into my home. I received 8 calls in one day from the same person trying to get me to purchase the policy. A few days later, I received an e-mail from Choice Home Warranty claiming I purchased their policy and my credit card was charged. I immediately called their customer service department on a Thursday morning, and they told me I would have to talk to a cancellation representative. They would not be in until the following Monday. I am not confident I will get that call. Choice Home Warranty does not sound like a good company to deal with.

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    Factual basis uncertain
    Sales & MarketingRefunds & Payouts

    Reviewed Oct. 9, 2011

    One star is even too much for this company. They are a ripoff and a scam! Do not do business with them. Choose any other company for appliance insurance, but not Choice Home Warranty! They will not honor any complaint, they will try to get out of doing service in any way possible, and then when you ask for a refund from the business, which they guarantee if you are not satisfied, they will not honor that either! Buyer beware!

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    Factual basis uncertain
    Customer ServiceCoverageTech

    Reviewed Oct. 8, 2011

    I requested a service for a unit, which was not responding to turn off. The technician came here and did not check the thermostat or unit. I never tried to run the heater. I took many pictures and said he would submit his findings to the company and they would contact me. They called the next day to say that the unit is not covered because it was dirty. They were very rude, and seemed used to taking the abuse from disgruntled consumers. This company, obviously, is cheating many people and should be stopped.

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    Factual basis uncertain
    Customer ServiceClaims HandlingTech

    Reviewed Oct. 7, 2011

    I am most concerned, based on my current experience, that Choice Home Warranty (CHW) is operating in a non-businesslike fashion and contract holders should consider a request to cancel or not renew their agreement immediately.

    Our primary residence A/C-Heat Pump unit failed on Saturday, September 24, and our family has had no A/C or heat since then. My claim was filed immediately. Their authorized local service vendor was summoned on September 27 and initially misdiagnosed the issue (one co-pay paid), returned on September 29 (another co-pay paid), and indicated that my compressor needed replacement.

    I contacted CHW that same day. I did not receive a call back and finally spoke with a CHW representative named J++ (a well-known figure as I read in other similar complaints) on October 3, who told me to submit my maintenance service records over two years to his personal email. After waiting and not receiving follow-up after three days, I contacted CHW on October 6, was placed on hold for 15 minutes, and then, was told to re-submit those same maintenance records as well as all pages of my current maintenance contract.

    I also was told failure by my current or former A/C heating service technicians to "check all of the boxes" on their respective maintenance report documents stating what services were performed on my A/C heating unit over the years may result in my claim being denied. Jokingly, I responded to the CHW representative that had I known this may be true, one could assume forgery of these "check marks" on those documents prior to submission would be condoned as a means to get one's claim approved.

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    Customer ServiceClaims Handling

    Reviewed Sept. 30, 2011

    My husband and I are leasing a home from some amazing people that within the last year, we purchased a warranty from Choice Home Warranty. Unfortunately, we have had to ask them to file a claim that led to a compressor being needed for our downstairs unit. Well, it's been 4 days with no a/c. Hardly any return calls and more importantly, excuse after excuse after excuse. Now, we were told moments ago that nothing will happen through the weekend either. So Monday will come and if this company does not back up its warrant promise and dedication to its policy holder, the Better Business Bureau will be there to help us and the owners of this home.

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    Resolved outside ConsumerAffairs
    Customer ServiceTechSales & MarketingRefunds & Payouts

    Reviewed Sept. 29, 2011

    This company is obviously scamming contractors. Starting in January of 2011, I was contacted and given an authorization #. Work completed and customer was happy. Repeatedly I resubmitted paperwork, email after email, numerous phone calls to customer service and accounting to inquire about getting paid. Stanley ** in accounting told me several times that a check is being sent out. Stanley doesn't respond back to emails I sent. I called to ask for a VP email address. Customer service said they aren't allowed to give it out. It is extremely hard to get a hold of anybody with this company. Long wait times on the phone when you call in. It is now September 2011 and this company can not even afford to pay out $115. Do not contract out with this company unless you want to work for free.

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    Resolved outside ConsumerAffairs
    CoverageSales & Marketing

    Reviewed Sept. 28, 2011

    The customer representative stated that plumbing is covered. The website states plumbing system is covered. The document detailing coverage states that plumbing, including the drain system is covered. However, in the beginning of the document, the fine print states in an extremely diluted way, that CHW does not cover anything outside the house, including drains. This is clearly misrepresentation. It feels like an old bait and switch scam. We'll do this and this, but wait, read the fine print because we lied. I feel like a fool for trusting this company and wasting money on these criminals.

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    Resolved outside ConsumerAffairs
    Customer ServiceRefunds & Payouts

    Reviewed Sept. 22, 2011

    We started a plan with Choice Home Warranty and canceled the next day after we found some of the reviews. Should have looked first, but nothing I can do about that now. Anyway they said that they would refund the money.

    Waited two months and they still haven't refunded the money. I called back and they are refusing to refund the money. So I looked what others have posted and they have lost a lot of money.

    This is what we need to do. Contact your local police department and file a complaint with a detective and have them fax the complaint to the Edison, NJ Police Department at (732) 287-4192. It takes about 5 minutes of your time.

    If they get enough complaints, they will start an official criminal investigation. Listing your complaint on the BBB may get them a bad grade, but that's it. If they are ripping other people off like they did me then they need more than just a bad grade from the BBB. Consumers need to be protected.

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    Factual basis uncertain
    CoverageTechSales & Marketing

    Reviewed Sept. 20, 2011

    I give Choice Home Warranty a big fat **.

    We have been working on a leaky tub spout for over a month and now no plumbers in Mohave county, AZ want to work for these crooks since they know they won't get paid. The customers will be told, "Oh that's not covered under your contract."

    What a scam and waste of money. Go with American Home Shield or 2-10 .

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    Resolved outside ConsumerAffairs
    Refunds & Payouts

    Reviewed Sept. 16, 2011

    I am an insurance agency owner of 23 years. I have never experienced such poor service from any company. We had an AC break at our home and were told by Choice that we needed to pay ourselves and then get reimbursed later because we did not pay the deductible on our last repair. The tech actually forgot to take the check and we had previously mailed it to the repair company, which is a client of mine.

    Choice now does not want to pay anything on the repair we paid for because they said we did not get pre-authorization. We did exactly what they told us to do. And now they are going back on their word. Terrible!

    They will not let us cancel the warranty and give us a refund on the premium either!

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    Customer ServiceClaims Handling

    Reviewed Sept. 15, 2011

    Choice Home Warranty refuses to pay on jobs that they have sent to us and approved all parts needed. After the job was completed, with parts purchased by us, the job completion form was faxed. We waited 30 days with no payment. We daily tried to call and sent several faxes demanding payment. After finally speaking to "Stanley", he promised that a 3-month due bill was in the mail and the other payment due was not received; then moments later, claimed he does have the claim and will process.

    We have other outstanding claims that we are going to have to contact the customer and advise them that they are responsible for payment since their home warranty refuses to pay and "Stanley" told me that he was going to sue us for "definition". I told him it is in our rights to do so and will. He then hung the phone up on me with no other comments about the other payments. I spoke to our attorney, who informed me that we are within our rights to contact the customer and advise them that they are responsible for payment since their home warranty company refuses to pay.

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    Factual basis uncertain
    Customer ServiceTech

    Reviewed Sept. 10, 2011

    I was contacted in early 2010 by CHW to represent them as a service contractor here in the Austin area. It was not until 2011 when we started getting work orders for claims. We followed protocol when getting so-called "authorization" to execute repairs, and thus submit invoices. We were continued to be contacted by CHW to do work and thus their account continued to rise on what they owed us.

    After a few months, I saw that they were not being truthful as to when they would pay. I left voice messages for someone to call me back, sent emails but they continually ignore my request to communicate with someone about my account. We did several service calls between April and June. Eventually I was able to speak to an individual in the Accounts Payable Department, he called himself, Stan. Stan was someone arrogant and rude when we would speak. As of to date, I have yet to receive payment. He made several claims that our payments were either in process or getting ready to be mailed. Neither of which was true. I caught him lying about payment. He had told me once that the computer notes showed that a payment of $655.00 was in process and he assured me that a check was to be mailed on Monday, Aug. 22, 2011. We had this conversation on Tuesday, Aug. 16, 2011. I told him that I would call again on Thursday, Aug.18, 2011 to follow up and verify. When I spoke to him on Thursday, the 18th, he told me that, "It looks like a check is to be mailed out by Wednesday, the 24th or Thursday, the 25th". I told him that that was not what he told me on Tuesday and that he lied to me for the third time. His response was a pure admission to it but "Oh well".

    Corporate companies like this swallow up smaller contractors trying to survive. I don't have the power to fight against them, but if we stand together, those who they have taken advantage of, maybe we can have a voice. Do not work for this company. They are crooks and liar!

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Sept. 8, 2011

    I have made 3 claims and I have paid my part, but it has been 7 months and the repair company hasn't been paid yet. I have called CHW 7 times and they have been rude and have given me a bunch of lies. Do not trust them.

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    Resolved outside ConsumerAffairs
    Customer Service

    Reviewed Sept. 7, 2011

    This company has done so many unprofessional things that it is hard to know where to start. I signed up with Home Choice Plan warranty but they did not honor the agreement so I switched to Choice Home Warranty. At the bottom of their email, it states that they are in no way affiliated with the other company. After being refused service, I did some research and realized that they were the same company. The contact phone numbers are the same for both. When I called them regarding this, they would just say that I must be confused.

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    Factual basis uncertain
    Tech

    Reviewed Sept. 4, 2011

    We did work, as a vendor, for Choice Home Warranty ($1250) and they refused to pay. They keep giving different pay dates, different excuses and are flat out lying! We just want what is owed to us.

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    Factual basis uncertain
    Customer ServicePrice

    Reviewed Aug. 31, 2011

    I have been a customer with Choice Home Warranty for something like 8 years. I called CHW and gave them my new banking information since I changed banks. That went fine, until I looked at my old account which has no funds in it and saw that they took the monthly fee out of this old account, and now, I have a $34.00 overdraft fee. CHW also charged my new bank account as well as the old one, so now, I've been charged twice in one month.

    I called and talked to a male named Troy and he says he is the manager, and I asked him about taking care of the $34.00 overdraft fee that I incurred due to them using my old account, and his response was that he cannot do anything about that fee and that it was my problem. If this is the kind of managers that CHW has, then they will be losing a lot more business than just mine. I've paid CHW in monthly fees of over $4,000 and they can't take care of the $34.00 fee that they caused me to have. Well, I am no longer a customer with CHW and I do not and will not refer anyone to this company.

    So now, I have $34.00 in the hole, and I have to go through issues with the banks to make sure CHW will not have access to my funds. I'm sure it's is going to cost me as well to stop payment with CHW.

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    Factual basis uncertain
    Claims HandlingSales & Marketing

    Reviewed Aug. 31, 2011

    Let me just say that I only submitted 4 claims and all 4 claims were denied because it wasn't in the contract. I purchased the total plan. I will never ever use them again. They are just running a scam.

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    Factual basis uncertain
    Customer ServiceCoverageSales & MarketingRefunds & Payouts

    Reviewed Aug. 30, 2011

    I was told by their salesman that they fully cover the AC unit and that they also cover the outdoor plumbing/pipes, since I had an $800 issue with that years ago. He said they did, so I signed up and he took a payment from me immediately. I had to wait 30 days. I was having an issue with my A/C and I called them and I said water was leaking out of it. They told me that was not covered. By this time, I had made 2 months payment to them. I asked for a refund of at least one of those payments and they refused. When I asked to speak to a manager they transferred me to an extension that didn't work. They are very crooked and are scam artists.

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    Factual basis uncertain

    Reviewed Aug. 29, 2011

    In January 2010, we were contacted by Choice Home Warranty to offer services to their customers. We have been providing services through residential service contracts since the company was inaugurated. This type of work, contact and authorization was quite common for this industry. Over the course of 2010, we found ourselves still waiting for payments. We were advised to "fax" the invoices once work had been completed. We did. In September 2010, 9 months after we began offering HVAC services to Choice's customers, we found ourselves still waiting for payments.

    We spoke with a rep named Stan **. He stated, "You have to sign up as a contractor to receive payments." We reiterated to him we have been contacted by Choice over 20 times in the past 9 months. We have provided service, retained authorization, and have yet to receive any form of payment from Choice for services rendered. I was advised we had to sign an agreement 9 months after in order to be paid. So, we did. In November, we contacted Stan ** asking where the funds were. He said, "Oh, fax them." I expressed we have, multiple times. He said, "Oh well, fax them to me." So, we did.

    In December, I was assured in a telephone conversation that they are working on getting the check cut, but due to the holidays they are running behind. January 2011 came and went. I left messages for Stan ** in February. Shortly after that, Mr. ** called me back and said, "Being these invoices are now over a year old, could we maybe get a discount on some of them?" We went over every invoice. We did offer 2.00 off this work order, 8.00 off of that work order. I was assured that we would receive funding in 2 payments beginning with a check in the amount of $924.00. This was told to me on the 25th of March 2011. Then, after that check, we would receive another payment of $370.00. And 1 week after that payment was received, we would receive another payment in the amount of $385.00.

    On April 21, 2011 at 9:10 am, I spoke with Mr. **. He assured me the check would be sent to me immediately. The check I received was backdated to April 18, 2011 in the amount of 924.00. It was the first of multiple installments. Also, we were asked to continue to offer services while all the money issues were being worked out. This was the only payment ever received from Choice Home Warranty. I had called multiple times, left multiple voicemails and emails to Stan **. In June 2011, I spoke to Mr. **. His reason for non payment was: "I heard you told a customer we did not pay our bills!" I asked him for such a customer's name etc. He said, "I am not obligated to tell you, and good luck getting the rest of your money." Everyone should be aware of such businesses such as Choice Home Warranty. We are owed several hundred dollars for services rendered.

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    Resolved outside ConsumerAffairs

    Reviewed Aug. 25, 2011

    We have numerous properties covered by Choice Home Warranty (CHW). A rental property had a problem with the air conditioner. Our call was assigned to a service technician who did not have the money to replace the part. So, we asked to be assigned to another technician, which we were. The technician diagnosed the problem and submitted our claim. Our claim was denied because of "rust" which is not covered by the warranty. Nowhere on the paperwork from the technician did it indicate rust. I called the technician to verify and he informed me that the CHW representative was trying to pressure him into saying that it was rust. But he insisted that rust was not the cause of the failure. CHW refused to contact the technician again to verify his diagnosis. They input false information into their system to ensure that the claim would be denied as they knew it would be a costly repair. I was told by Jonathan of the Authorizations Department (Jonathan is the entire department) that I could cancel my warranty and get a refund for the remaining amount.

    After purchasing a warranty through another company, we called to cancel and were told by the Cancellation Manager that policies can only be cancelled within 30 days of ordering. Jonathan is on vacation and the Cancellation Manager was not even willing to pull up my account to see if Jonathan had noted that we could cancel. I have already filed a complaint with the NJ Attorney General and my complaint has been forwarded to the FCC. If there are any attorneys who would care to investigate, I'm sure we are not the only customers this has happened to and I believe a Civil suit could be possible. We live in California, and ironically, CHW is no longer offering warranty coverage in California.

    Whatever you do, stay as far away from this company. They are the reason people from New Jersey get such a bad name.

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    Factual basis uncertain

    Reviewed Aug. 19, 2011

    They should rate 0 stars. On January 27, 2011, I received a solicitation email from CHW and called the phone number. I spoke to a sales representative named Matt ** who told me they were running a special promotion for new customers who paid annually. I looked over the list of items covered and remarked to him that the heating and a/c systems were listed separately. He asked me if I had both systems, so I proceeded to explain that here in LV, NV we have single packaged HVAC units that handle both the heat and the a/c and that living in LV, my most important item covered was the a/c more than the heat. He said that since it is one unit, the Basic Plan would cover it. I told him I was still very concerned by the terminology and he replied that since they were running a promo special, they will upgrade me to the Total Plan for the Basic Plan price of $327.50.

    I told him that I wanted to cover my pool and spas, and he said that $130 would cover them. I charged $457.50 to my Discover card for the policy to be effective on 2/27/11 thru 3/27/11. On Tuesday, August 9, 2011, my a/c stopped working. I called the customer service department and spoke to representative, Mary, who told me I did not have coverage for my a/c because I had the basic and not the total plan. I explained what Matt ** had told me, and she gave me a claim number and instructed me to call back on Wednesday, 8/10/11. When I called, I got representative Steve who said my a/c was not covered, but if I pay an additional $130, I would be covered in the Total Plan from 2/27/11.

    I gave my credit card information to him, and when I was done, he said, "Now, you have a 30 day waiting period." I said, "I would not have paid the additional $130, unless my a/c is covered now." He said to hold on and then came back on the phone and said, "We will cover you as of today for the a/c but are charging you for the year," and he gave me the name of a contractor to contact for my diagnosis. I called the contractor and he was very reluctant to come to my house because he said CHW owed him over $1,500 and he knew he was never going to get paid, so he asked me if I could call them and tell them he was too busy.

    I called customer service again and told them that I needed another contractor and they gave me a different contractor to call. I called and scheduled a diagnosis appointment and paid him my $45 deductible. He diagnosed that I needed a compressor and a control board. He said he would call the Authorization Department in the morning. He called me the next day and said he spoke to a representative in Authorizations and told him I had a very well maintained the unit and that it was clean and free from rust and corrosion. I also told them that I needed a compressor which would be about $1700. He said that the representative said, "Have a nice life," and hung up on him.

    I called customer service and spoke to Mike and said that I needed my a/c fixed a.s.a.p because it is 107 degrees in LV. He told me they needed me to send or fax my maintenance records for the unit and someone would contact me within 24 hrs. I faxed two of the most recent maintenance tune-up invoices and never heard from anyone. I called and spoke to representative Alex who said they required more proof. I faxed 8 more pages and waited another 24 hours and no one called. I called back the next day and spoke to the supervisor, Jonathan **, who told me to fax again because no one received it. Again, no one called.

    I called back on Friday and spoke to supervisor Ben ** who said it was in the Review Department and someone would call me Monday. I waited all day and no one called. I then called to verify that someone received my faxes and was told to re- fax the information, so I did. On Tuesday, no one called me, so I called again and spoke to supervisor Jonathan ** who told me that Ben was wrong and they were not in the review department, and I needed to fax the papers to him directly. He promised to call me back and said that he would take them to the Review Department, personally.

    On Wednesday, he never called me, so I called again. Jonathan said he didn't receive the faxes (5th time), so I asked him to go to the Review Department and double check to see if they received them. He came back on the phone and said they were still in review. I asked him to please go back and tell them I am desperate to have my a/c repaired and to see if they could speed up the process. He came back on the phone and told me they never even bothered to read my paperwork because I did not have coverage for my a/c. I said, "Then why did your company take more money from me and send a contractor that I paid $45 to and email me a contract that clearly states a Total Plan for $587.50 effective 2/27/11? He said, "Well, they made a mistake and the contract you have is not valid."

    I was so upset. I told him that I wanted a full refund of the $587.50 I paid CHW, plus the $45 deductible I paid the contractor for absolutely nothing. He said they would waive their $50 cancellation fee and pro-rate my policy and that I would receive a refund for the 7 months of unearned premium @ $38 per month, plus the $130 extra I paid them, totaling to $396. I told him that since everything so far that I was told on the phone was a lie, I wanted it in writing. He said, "I will shoot you a cancellation form letter with the amount printed on it for you to sign." I agreed.

    Later that day, I received an email with a standard form letter and a standard blank cancellation form with absolutely no money amount printed on it. I have not signed it yet due to the fact that it is not what I agreed upon. This is the worst company I have ever dealt with and should have their license to sell revoked in all states, not only WA state where they were "pulled". They have an F rating with the BBB and over 400 complaints.

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    Reviewed Aug. 18, 2011

    I have done work for these crooks for a number of months since 2010. I have purchased parts for their calls and have answered many calls in a very short time. I sent in every invoice the day the work was accomplished.

    This August (2011), I have repeatedly called the accounts payable department and I talked to someone who identified himself as Stanley. He insisted on me faxing him another copy of all my work orders, which I did, and he told me that I will get paid within 45 days. When that time was up, I called again to request for my money and was told that since I have terminated my contract with these people, my payment is under review. He can only pay me when he gets permission from the president of the company. He refused to give me that person’s name and a mailing address to contact him.

    I called the number on the invoices and asked the receptionist at the customer service if the address listed on the form and on the website is the actual location of their company. She replied, "Why do you want to know?" I said, “I would like to go there and see you, people, face to face.” She replied, "Why would you want to do that?" She refused to give me the address and also refused to forward my call to the president of the company.

    These slugs are dubious at best. Don't use them under any circumstances. If you are in Marietta, GA, you can call me and I will give you the name and number of a good home warranty company: 4041-569-3091 Marietta Comfort Air.

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    Resolved outside ConsumerAffairs

    Reviewed Aug. 16, 2011

    I purchased a home warranty on my newly purchased rental on 1/21/2010. Policy was renewed on 2/21/2011. My AC started blowing hot air instead of cold air around the last week of July 2011. Choice Home Warranty sent out an AC company to assess the problem. They reported bad compressor due to bad valves in Scroll compressor. Choice Home Warranty requested service history from me and I have provided it to them. It has been very difficult to get this far with them on this issue and others with this property and other rentals. It appears that they are trying not to cover this problem by the responses I have received from some representatives (will not mention names here) and some vendors.

    They are reviewing the information that I sent them. Also, they are refusing to obtain a second opinion, instead have decided to give me a difficult time. Another professional AC company has informed me that Scroll compressors do not have valves. Also, from my online research, it appears that the diagnosis may be faulty.

    It is not clear how the AC company arrived at their conclusion. I have requested further explanation from the AC vendor but have not received any additional details. I have paid my deductible promptly but have not received the proper service. Tenants with small kids are now enduring the condition and have not paid me rent as yet for August 2011.

    I await Choice Home Warranty's decision and I will update you accordingly. (Note: on some smaller issues, they try to be prompt and helpful. But at times, maybe due to the contractors that they are able to obtain, quality service has been hampered). I have contacted a local attorney and have kept him informed of the proceedings.

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    Resolved outside ConsumerAffairs

    Reviewed Aug. 13, 2011

    07/27/2011: I called CHW concerning an air conditioning problem and I was assigned to Allied Air H&C to carry out repairs. Assigned claim #**.

    07/28/2011: I called Allied Air H&C and they said they had problems with CHW and don't do work for them anymore. I called CHW, they requested a previous contractor (Aire-Serv) but was told that they were no longer doing work for CHW. CHW gave me new contractor, Farr Plumbing & Heating. CHW told that Farr P&H would call within 30 minutes but they did not, so I called Farr P&H and they said they would have a technician out on Monday August 1, 2011.

    08/01/2011: Farr P&H showed up and diagnosed problem as compressor failure due to leak in evaporator coil. They will size replacement for $45.

    08/10/2011: I called Farr H&P to get the status. They said they'd call back but never did so I called CHW for status. They said they'd call back but didn't.

    08/11/2011: I called CHW again to check the status. CHW said they were waiting on the contractor to source parts. I called Farr P&H receptionist and said she had told the technician to call me yesterday, but will tell him to call again today. No one called back. I called again to make a claim for second air conditioning system failure. The A/C upstairs which was repaired earlier on claim no. ** has failed. CHW said they will put into dispatch and they will call today. No one called back!

    08/12/2011: Someone from CHW called and said my first claim was sent to their compliance section for review. He requested maintenance documentation to verify that unit was maintained properly. I faxed required documents today and tried to call him, but no one answered at the number I was given. I called CHW to find out if a company has been selected for my second A/C claim. I was transferred to Compliance Section (the guy who didn't answer my call) and said he will check if my fax was received and will call me back. He never called back.

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    Resolved outside ConsumerAffairs

    Reviewed Aug. 12, 2011

    After paying the service fee to two different technicians, the second because the first didn't want to deal with Choice Home Warranty, I was told that my A/C wasn't going to be covered because I didn't have records of previous service. I'm not happy about this so I told them to cancel my policy. I was told this was no problem, and that the total of the reset of the Warranty and the extra service fee would be refunded. It was all a LIE. Now when I called to find out about my money, they informed me that there was no indication that the policy was to be canceled and that the second service fee is not refundable. WHAT!

    I encourage everyone to either not get the warranty, or cancel NOW. The link to cancellation the form is: **

    Fax it to **

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    Reviewed Aug. 8, 2011

    I purchased a warranty covering all of the appliances and major units- ac and heat - on 6/3/11 and at the time, all my stuff was running in great shape. Middle of July 2011, Our ac unit would stop working in the heat of the day. On 7/20/11, I called CHW and asked them first of all what my account number was because I never got anything in the mail informing me of my service agreement or account number that the salesman told me would happen. They emailed me my account number and let me know the technician that was assigned. I called but the technician said he couldn't come out to my home because they were too far out to come - I live in Yanceyville, NC. They assigned a guy from Gibsonville, NC over an hour away to come check out my ac.

    I contacted them again via website and on 7/26/11, the new man came out. After evaluating my unit he said it was the motor and the fan needed to be replaced. He asked me if I had any problems before. I told him the motor and blade was replaced over a year ago which was under warranty form the original purchase and it was fixed through that warranty but since then we had no problems, until this year. He came back in and said your warranty is not valid through CHW - I just paid for it so when I called they told me that this was a pre-existing problem which was explained in the customer agreement, I informed them that I have had not seen that agreement and I was unaware of such things. He said, "Plus your warranty is so new, it won't be covered because of that too."

    I was a little upset and said to him, "First of all, I was unaware of my ac messing up when I purchased this service agreement and how would I know if it was going to break down?" I also told the salesman all my stuff were 5 years old and asked specifically if all my stuff being 5 years old would be covered. He replied, "As long as it isn't in the excluded portion of the agreement, it will be covered." The guy on the phone now was not concerned. He just told me that it wouldn't cover it at all and I said your service is worthless and I wasn't informed of such things, verbally or in written form, and that I wanted my money back since this is worthless to me. He told me to write the headquarters to cancel and I will have a refund, so I did.

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    Factual basis uncertain

    Reviewed Aug. 5, 2011

    I signed up with Choice 5 months ago. Choice is now saying that I have not been with them long enough and therefore, they do not want to incur the expense of repairing an air conditioner. The person they sent out let them know that the airconditioner was well maintained. They are still refusing to pay. They are fraud and cheats. They do not deserve to be in business. Save your money and headaches. Avoid these liars like the plague.

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    Resolved outside ConsumerAffairs

    Reviewed Aug. 1, 2011

    I purchased a home warranty from Choice Home Warranty with a contract date of 7/10/11 to 8/10/11. On 7/30/11, I called the claim number 888-531-5403 that is advertised as 24x7x365. After several calls and messages that the office was closed, I navigated to an option that someone answered.

    I reported an issue with my air conditioning. The unit seemed to be freezing up, and had drawn moisture and was leaking water through the ceiling. I was told that they had no contractors in my area but that my claim would be sent to the 'on duty' person.

    I never received a call from the 'on duty' person so I called back on 7/31/11. The agent who answered this call told me that they did not have contractors in my area and that I could call the company during normal business hours of Monday-Friday from 9:00AM to 6:00PM to discuss my claim. I called at 9:00AM on 8/1/11. After waiting on hold for some time, my call was answered and the lady who answered the call said she would have to transfer me to someone else to determine if I could make a claim. She transferred me to Jonathan who informed me that air conditioning was not covered in my policy. I have the policy and air conditioning is listed as a covered system. I asked to speak to a manager and was disconnected. I called back and asked to speak to a manager and was transferred to a no-name voicemail box. I left a voicemail requesting that a manager call me. I have received no callback.

    They have my money and are denying coverage of a system that is clearly stated as covered in the policy. I am suspicious that this company may be a scam. They seem to be using all possible ways to avoid fixing my air conditioning. Other than not resolving my reported issue, I will say that the agents that I spoke with this weekend did act in a professional manner. The agents that I spoke with during normal business hours were rude and unprofessional.

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    Factual basis uncertain

    Reviewed July 30, 2011

    I have Choice Home Warranty. My microwave oven stopped working. I called them and they sent a technician from Masterminds of Appliances to come and take a look. James ** (JP) from Masterminds of Appliances came and took a look at our microwave and cooking range and commented “Door assembly needs to be replaced. Also top___(this word is quite incomprehensible) panel is broken need to be replaced as well.”

    Masterminds of Appliances invoiced me for $60. I was very reluctant to make a payment without any service, however JP told me that it was their policy. They needed to order a part for it to be fixed and they cannot order the part if I did not pay the $60. JP also assured me that they do not do business like that and that he was going to order the part and fix it as soon as the part arrived (in about 10-15 days). I reluctantly made the $60 payment only to receive a call back from Choice Home Warranty telling me that it is not covered under the insurance.

    I feel cheated of my $60 and also the insurance premium that I have been paying every year.

    JP does not answer my phone calls anymore.

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    Factual basis uncertain

    Reviewed July 27, 2011

    Choice Home Warranty is not in business to help consumers or honor their own warranty. My fridge went out. The tech said it was due to the valves being bad on the compressor. The bad valves caused a freon leak. The company refused to honor warranty even though they admit the compressor valves were bad and that caused the leak.

    The fact that there was a leak had nothing to do with bad valves. They only wanted to see the leak. What caused the leak...bad valves! Their customer service is terrible. Never tried to make things right. Terrible, terrible company.

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    Factual basis uncertain

    Reviewed July 26, 2011

    I purchased a home warranty from CHW in August 2010. In July 2011, I called to make a claim for my A/C unit not cooling. A technician was sent and found the compressor had gone bad. They submitted it to CHW on July 22, 2011.

    On July 25, 2011, I got a call from CHW saying that they needed my maintenance records. I emailed them copies of what I could find from the few years I have owned the house. I even showed them where I had the inside coil unit replaced in December 07-- when I installed a new indoor heating unit.

    On July 26, 2011, CHW called and said that my maintenance records are "repair" records, and that they had denied the claim. Of course, when I had my annual inspection if anything needed to be repaired I would have it done at the same time. The only "repair" that was made was to my thermostat that was under warranty, and had nothing to do with the outside unit. The unit is a 1997 model, and has lasted through Texas summers for 15 years. I think that speaks to the maintenance of the unit. This year, we have been over 100 degrees for over a month.

    I have searched and searched. It appears that anyone who makes a claim on an A/C unit gets the same records runaround, and is denied service.

    My contract with them ends on August 19, 2011 and I have no intention of ever dealing with these people again. I have also reported them to the BBB, where they have a rating of F, and they are not members.

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    Reviewed July 26, 2011

    We entered into a vendor agreement; where we would service appliance work order requests from Choice Home Warranty. The terms were 30 days, and we went over 60 days. When we contacted them regarding payment, we were informed that they were "Holding in Reserve" the remaining amounts of money due to our company.

    We serviced the work orders in good faith, and completed all of the paper work in accordance with our agreement with them. After several requests, they have not paid us.

    They appear to be less than honest and reputable, and they do not have anyone that is accountable for their company's actions.

    Do not utilize this company, either as a consumer or as a vendor working on their behalf - you won't get paid!

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    Reviewed July 15, 2011

    I filed a claim for central air condition problems. Choice Home assigned a contractor. He completed the inspection and filed a report. Choice Home denied claim due to rust. This was never disclosed when we purchased warranty. (We live in the coastal bend of Texas where humidity is an everyday occurrence.)

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    Reviewed July 1, 2011

    CHW are a bunch liars, liars, liars. They said the contractor told them stuff that isn't true so they could deny the claim.They didn't even pay the contractor. I am going to file a civil suit with my count's clerk's office. They say in their contract no class action suits are allowed. I wonder if such could be filed anyway. CHW is cheating consumers and it is time for them to stop.

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    Reviewed June 30, 2011

    I purchased a home warranty policy from Choice on 6/18/2011. On 6/30/2011 the capacitor on the a/c unit failed. Choice refused to fix it because we had only been a customer for 12 days, and they also refused service on that unit until we furnished proof that the unit had been cleaned and checked. HAS would have serviced the a/c under their coverage. Choice Home Warranty is a scam and should be passed over with haste.

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    Reviewed June 29, 2011

    Choice Home Warranty failed to honor their contract after replacing my air conditioner unit I placed a claim, paid my $45.00 service fee and submitted 2009 an 2010 maintenance records for verification. The claim was submitted on June 17, 2011 and denied on June 28, 2011. As a result of Choice Home Warranty not honoring their contract, I was forced to purchase a new AC unit which I was not financially prepared for in the amount of $3,150.00.

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    Choice Home Warranty Company Information

    Social media:
    Company Name:
    Choice Home Warranty
    Company Type:
    Private
    Address:
    1090 King Georges Post Road
    State/Province:
    NJ
    Postal Code:
    08837
    Country:
    United States
    Website:
    www.choicehomewarranty.com

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