Unison Reviews

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Edited by: Moriah Chace

About Unison

Founded in 2004, Unison offers equity sharing agreements (ESAs) to homeowners who wish to cash in on up to 17.5% of their home equity. In exchange, Unison will share in your home’s future change in value, up or down. While Unison does not charge an interest rate or monthly payment, you will pay a 3% transaction fee, appraisal fee and settlement cost.

Pros
  • No monthly payment or interest charged
  • 30-year term
Cons
  • Not available in all states
  • Additional fees

Unison Reviews

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    Page 2 Reviews 10 - 40
    Customer ServicePunctuality & Speed

    Reviewed Nov. 30, 2022

    Anonymous. Would not recommend. Very slow to communicate, and they denied my application despite perfect credit because they said the appraisal “was too high”. The appraisal was actually undervaluing the property as is common with appraisers being conservative. I offered to provide comps but they failed to respond to multiple emails. Bottom line is that Unison is going to turn down your application unless the appraisal is a joke -- i.e. unless it's an absolutely terrible deal for the homeowner. This company should be investigated.

    Thanks for your vote!
    Unison
    Response from Unison

    Hi Islam,

    Thank you for taking the time to leave a review; we value your feedback. To see a more detailed response to your concerns, please refer to our response on the other platform you left a comment on.

    Best wishes,
    KA

    The Unison Team

    Customer ServiceTechSales & Marketing

    Reviewed Sept. 9, 2022

    I live in a million dollar house in an upscale community and was approved four months ago by Unison to tap into my home equity. I was promised the amount, got my home appraised and signed all the papers, in person, and now am told by the company that they've run out of money. "Market conditions" is their excuse. Their "communicators" who you can only reach by email because they refuse to answer their phones, are constantly posting "out of office" notices. The scam has wasted four months and many hours of my time with needless delays and excuses.

    Thanks for your vote!
    Unison
    Response from Unison

    Hi Bette,

    Thank you for sharing your feedback. We apologize for the understandably frustrating experience you had with us. We understand how important it is for homeowners to receive their investments in a timely manner; unfortunately last summer there were some factors outside of our control that caused unprecedented delays. Please feel free to email us at together@unison.com if there is anything we can help with or if you would like to continue the conversation.

    Thank you,
    KA

    The Unison Team

    Customer ServiceRefunds & PayoutsStaff

    Reviewed July 3, 2022

    The help and individual attention I received from Unison was truly terrific! Can’t say enough good things about how responsive, kind, patient & knowledgeable my customer service rep was. He definitely inspired confidence and trust. Now, my life, home and credit score have dramatically improved. I’m out of debt, my badly deteriorating home is good as new, and my daughter’s wedding paid for! All due to Unison. Again, I couldn’t be happier and will remain ever grateful!

    Thanks for your vote!
    Unison
    Response from Unison

    Hi Carol,

    Wow! Thank you so much for sharing your story with us. We’re happy to hear that you were able to utilize the benefits that Unison offers. Please reach out to us anytime if there’s anything we can do to help–we are in this together.

    Best wishes,
    KA

    The Unison Team

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    Unison Company Information

    Company Name:
    Unison
    Website:
    www.unison.com