Titan Invest Reviews

Titan offers wealth management services that pair you with a dedicated human financial advisor for equity compensation planning and RSU strategy. The platform provides several key offerings:

• Equity compensation planning: You receive specialized guidance on managing stock options, RSUs and other equity compensation common among tech employees. Financial advisors help you develop strategies to maximize the value of your equity awards.
• Actively managed investment strategies: The platform offers actively managed investment strategies designed to align with your financial goals. You can access professional portfolio management typically reserved for high-net-worth individuals.
• Financial advisory services: You work with a dedicated financial advisor who provides personalized guidance on your overall wealth management needs. The advisory relationship combines human expertise with technology tools.
• Portfolio management: The company focuses on investment advisory, portfolio management, consulting and financial planning services. You receive ongoing portfolio oversight and adjustments based on market conditions and your objectives.

Titan charges a 0.40% annual advisory fee on most managed assets at the time of publishing. The fee is prorated, charged monthly and based on the daily average market value of assets under management in your portfolio during the previous billing cycle. Titan doesn’t charge a subscription fee, though some products may have separate fund-level expenses.

Titan’s 0.40% advisory fee is lower than fees charged by most wealth management firms, though some investment platforms charge less. At that rate, investors would pay about $40 per year for every $10,000 managed, before any fund-level expenses or account-related fees.

Investors may also pay additional costs depending on the products or services they use. For example, Titan’s Crypto strategy lists a 0.40% advisory fee plus 0.25% in strategy expenses. Titan’s fee schedule also lists $0 for domestic ACH transfers, 0.25% for domestic debit card transfers, $0 for incoming domestic wires and $25 for outgoing domestic wires through Apex Clearing.

Titan uses Apex Clearing as its custodian and clearing broker, so some less-common account actions may carry additional Apex or operational fees. Based on its public pricing materials at the time of publishing, Titan doesn’t appear to charge a hedge-fund-style performance fee.

Because the company offers access to wealth management without the traditionally high account minimums, Titan is designed for tech employees who need equity compensation planning and RSU strategy. If you work in the technology sector and receive stock options, RSUs or other equity-based compensation, the platform's specialized expertise addresses your unique financial planning needs.

Yes, Titan Invest may be worth considering if you’re a tech employee managing equity compensation and want access to a dedicated financial advisor. With services that include planning for RSUs, stock options and concentrated company stock, Titan Invest may be helpful for those whose compensation is tied to employer equity.

Titan’s 0.40% annual advisory fee is also lower than fees charged by many wealth management firms. The firm’s low minimums may make professional wealth management more accessible than many firms that require six-figure account balances.

However, Titan was fined $1 million by the SEC in August 2023 for advertising misleading hypothetical performance. While Titan paid the fine and reached an agreement with the SEC, it “neither admits nor denies any wrongdoing.”