Titan is a long-term focused, active investment manager. The company has an in-house research and investments team that curates concentrated portfolios of around 20 stocks for its more than 25,000 clients. The company doesn’t have trading or withdrawal fees, but it does have account minimums, withdrawal minimums and management fees.
- Aimed at long-term performance
- Actively managed portfolios
- Easy-to-use mobile app
- Referral program to reduce fees
- 1% AUM fee
- Limited investment diversity
Titan's active investing strategy is similar to a hedge fund, but the company doesn't pool clients' money. Investing is done for you based on the company’s strategies and stock selection.
What is Titan?
Titan is an investment platform that uses algorithms to advise clients and build their portfolios for long-term capital growth. Titan also provides personal touches, like real-time video updates and live research. Clients have personal digital vaults (separately managed accounts), unlike with a hedge fund. There's no pooling money with other investors, and your money stays in your portfolio.
Titan also offers retirement funds, including traditional and Roth IRAs. The company even provides an IRA concierge who can help you roll over an existing retirement account, including 401Ks from past employers.
How does Titan work?
Titan uses three strategies: Titan Flagship, Titan Opportunities and Titan Offshore:
- Titan Flagship, the company's U.S. large-cap growth strategy, uses roughly 20 high-quality, U.S.-based stocks with a personalized market-index hedge for protection. These “compounder” stocks, also called the Titan 20, are updated each quarter.
- Titan Opportunities is similar to the Flagship strategy, but instead of investing in proven stocks, the company tries to identify up-and-coming businesses before others catch on. Again, Titan chooses about 20 stocks from small/mid-cap U.S. companies with a target hold period target of three to five years. Clients must deposit at least $10K with Titan to have access to this strategy, or they can refer two friends.
- Titan Offshore is Titan’s newest strategy that focuses on investing in “compounders” from international markets. The company anticipates clients who invest in this strategy will reduce volatility in their portfolio over time given the lack of U.S. correlation.
Titan is upfront about its fees:
- If you have less than $10,000 in deposits, you’re charged a $5 monthly fee.
- For accounts with deposits of $10,000 or more, there's a flat advisory fee of 1% per year.
Titan doesn't charge for trading or withdrawals. The company also mentions that some uncommon client requests, such as wire transfers or paper statements, can incur fees.
- Is Titan a hedge fund?
- Titan is not a hedge fund, but it operates similarly. The difference is that your money is never pooled and stays in your separately managed account — clients own the fractional shares of each company.
- Is Titan safe?
- It depends on what you mean. Titan’s investments can pose as much risk as any other investment platform, but the platform itself is reasonably secure, using Secure Sockets Layer (SSL) protocol and 256-bit encryption.
- Why does Titan only use 20 stocks?
- Titan prefers to focus on stocks it identifies as “compounders” for all client portfolios.
- What are Titan's minimum investment requirements?
- Titan’s minimum investment amount depends on the type of account you open.
- For individual accounts, it's $100.
- For retirement accounts, the minimum opening balance is $500.
- Titan Opportunities and Titan Offshore require a minimum of $10,000 in deposits with Titan.
- What are Titan's minimum withdrawal requirements?
- Titan's minimum withdrawal is the same as the minimum investment for individual accounts — $100.
Is Titan legit?
Titan is a legitimate investing option. Titan makes investing simple — its team buys and sells stocks on behalf of its clients’ portfolios. Though the company only has a few years under its belt, it has over 25,000 clients. It actively monitors portfolios and provides research updates so you can understand how your money is invested and why.
However, Titan may not be the right choice for everyone. Popular investments, such as bonds or cryptocurrency, aren't available, and if you want a say in which specific stocks you invest in, Titan probably isn't for you. The 1% fee for accounts over $10,000 is also higher than some companies with similar services offer. Overall, Titan is a good option if you're looking into easy investing.
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Titan Company Information
- Company Name:
- Titan Invest