Titan

Titan is an investment platform that uses algorithms to advise clients and build their portfolios for long-term capital growth. Titan also provides personal touches, like real-time video updates and live research. Clients have personal digital vaults (separately managed accounts), unlike with a hedge fund. There's no pooling money with other investors, and your money stays in your portfolio.

Titan also offers retirement funds, including traditional and Roth IRAs. The company even provides an IRA concierge who can help you roll over an existing retirement account, including 401Ks from past employers.

Titan uses three strategies: Titan Flagship, Titan Opportunities and Titan Offshore:

• Titan Flagship, the company's U.S. large-cap growth strategy, uses roughly 20 high-quality, U.S.-based stocks with a personalized market-index hedge for protection. These “compounder” stocks, also called the Titan 20, are updated each quarter.
• Titan Opportunities is similar to the Flagship strategy, but instead of investing in proven stocks, the company tries to identify up-and-coming businesses before others catch on. Again, Titan chooses about 20 stocks from small/mid-cap U.S. companies with a target hold period target of three to five years. Clients must deposit at least $10K with Titan to have access to this strategy, or they can refer two friends.
• Titan Offshore is Titan’s newest strategy that focuses on investing in “compounders” from international markets. The company anticipates clients who invest in this strategy will reduce volatility in their portfolio over time given the lack of U.S. correlation.

Titan is upfront about its fees:

• If you have less than $10,000 in deposits, you’re charged a $5 monthly fee.
• For accounts with deposits of $10,000 or more, there's a flat advisory fee of 1% per year.

Titan doesn't charge for trading or withdrawals. The company also mentions that some uncommon client requests, such as wire transfers or paper statements, can incur fees.

Titan is a legitimate investing option. Titan makes investing simple — its team buys and sells stocks on behalf of its clients’ portfolios. Though the company only has a few years under its belt, it has over 25,000 clients. It actively monitors portfolios and provides research updates so you can understand how your money is invested and why.

However, Titan may not be the right choice for everyone. Popular investments, such as bonds or cryptocurrency, aren't available, and if you want a say in which specific stocks you invest in, Titan probably isn't for you. The 1% fee for accounts over $10,000 is also higher than some companies with similar services offer. Overall, Titan is a good option if you're looking into easy investing.