
Speedy Cash Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
+1 more
About Speedy Cash
Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash). It provides payday loans, installment loans, title loans and lines of credit online, over the phone and in stores. Speedy Cash claims to have served over 10 million people since 1997.
- Get funds in as little as a day
- Online and in-store services
- Loans from $50 to $26,000
- High APRs
Helpful Reviews
Payday lending is illegal and unavailable to consumers in some states. Payday loans usually have very high interest rates and carry risk. As with any loan, consumers should have a clear understanding of the fees, terms and conditions of any payday loan before borrowing.
Speedy Cash online loans
Speedy Cash is a short-term loan company with over 140 locations in 23 states. It offers four different types of loans for people who need cash: installment loans, payday loans, title loans and lines of credit.
Speedy Cash specializes in online payday loans, which borrowers use to satisfy a short-term cash need and then repay with interest on their next payday. To apply online, visit the Speedy Cash website, select your state and follow the prompts.
Speedy Cash also has in-store services for customers who prefer working with a lender in person. If youβre interested in Speedy Cashβs services, start by visiting its website and creating an account or calling its customer service phone number (888-333-1360).
Speedy Cash loan requirements
Requirements for payday, installment and title loans are different in every state, but the basic requirements for a Speedy Cash loan include:
- Valid ID (proving youβre at least 18 years old, 19 in AL)
- A steady source of income
- A bank account
- A valid phone number
- An email address
Loan availability and amounts depend on what state you live in, so make sure to check your state regulations before applying.
Speedy Cash interest rates
Speedy Cashβs annual percentage rates (APR) vary depending on:
- The type of loan youβre applying for
- The loan term length
- The state you live in
For a person trying to get a $200 payday loan in California, the APR is 460.16% for a 14-day loan term. That means they end up paying $35.30 in finance charges if they pay off the loan on time. If they select a 30-day loan, the APR drops to 214.74%.
Speedy Cash FAQ
Does Speedy Cash affect your credit?
Yes, defaulting on a loan from Speedy Cash may impact your credit score.
How do Speedy Cash loans work?
Speedy Cash loans are short-term funding options that customers can get by visiting Speedy Cashβs website or stores and applying. Speedy Cash gets you the funds you need as soon as possible, often within 24 hours of your approval.
What do I need to get a loan from Speedy Cash?
You need the following to apply for a payday loan with Speedy Cash:
- Valid ID (proving youβre at least 18 years old, 19 in AL)
- A steady income
- A bank account
- A phone number
- An email address
Does Speedy Cash do installment loans?
Yes, Speedy Cash offers installment loans up to $5,000 in MS, MO, NV, OH, TX and WI. With installment loans, borrowers pay back the balance over an extended period instead of paying it in full on their next payday. The application process is the same for installment loans.
Does Speedy Cash approve bad credit?
Yes, Speedy Cash claims it doesnβt rely on credit alone when determining if you qualify for a loan. If you can prove your ability to pay off your loan in the required timeframe, youβre more likely to be approved. However, not paying your Speedy Cash loan on time can damage your credit score.
Can I get a loan from Speedy Cash without a job?
Not necessarily β Speedy Cash requires a steady source of income, but it doesnβt have to be from a job. It considers payments such as Social Security benefits as steady income.
Is Speedy Cash legit?
Speedy Cash offers customers quick funds up to $25,000 both online and in stores. It offers several types of loans, so borrowers can choose the option that makes the most sense for their needs and financial situation. While its interest rates are high, Speedy Cash is a legitimate option for people who need cash fast and can pay it back within the allotted time.
Speedy Cash Reviews
Filter by Rating
- (1,539)
- (158)
- (89)
- (51)
- (394)
Popular Mentions
- 4,875,589 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,875,589 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Speedy Cash Company Information
- Social media:
- Company Name:
- Speedy Cash
- Year Founded:
- 1997
- Country:
- United States
- Website:
- www.speedycash.com
Media
