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Merrick Bank Reviews

4.4
3,015 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.
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By: Sara Coleman
+1 more
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Edited by: Tammy Burns

About Merrick Bank

Merrick Bank specializes in programs for those looking to build or rebuild their credit. It also provides consumer finance options to marine, RV and horse trailer dealers. With its merchant acquiring services and independent sales organizations, it supports a wide range of merchant categories and offers multinational and dynamic currency services, next-day funding and daily reconciliation.

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Pros
  • Cards and loans for low credit scores
  • Financial education resources
  • goScore program
Cons
  • Minimum $25,000 for CDs
  • No balance transfers

Merrick Bank Reviews

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    2 featured reviews

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    Page 2 Reviews 35 - 75
    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 8, 2026

    Excellent service, great communication. Very happy with this card and company!

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    Verified purchase
    StaffBilling

    Reviewed Oct. 8, 2026

    Merrick Bank credit card is helping me rebuild my credit & already did give me a increase on my credit! Thank you

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    Verified purchase
    Billing

    Reviewed Oct. 8, 2026

    Merrick raised my credit card to another $500.00. Thank you

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    Verified purchase
    Sales & MarketingOnline & App

    Reviewed Oct. 8, 2026

    I have not had any issues with Merrick Bank. I love how easy the app is use.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Oct. 8, 2026

    Everything thing is great except I don't have awards with this card. I get 5 percent with my other card so I use it more. I really appreciate giving me more credit and I like how fast you process payments.

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    Verified purchase
    Sales & MarketingOnline & App

    Reviewed Oct. 8, 2026

    This is a great bank. I love the app and the ease of its operating system.

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    Verified purchase

    Reviewed Oct. 8, 2026

    Thank you. Good and good for security, you guys. But thank you for your attention and for the secure. Thank you very much. I appreciate that.

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    Verified purchase
    Customer Service

    Reviewed Oct. 8, 2026

    Great customer service and great experience with the company

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    Verified purchase

    Reviewed Oct. 8, 2026

    Great card, especially for identity fraud alert and protection.

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    Verified purchase
    Rates

    Reviewed Oct. 8, 2026

    They have been the best, would not change anything. I rate them number 1 in my book

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 8, 2026

    I have nothing bad to say only positive things. I do really love the outstanding customer service.

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    Verified purchase

    Reviewed Oct. 8, 2026

    I have had no problems since becoming a Merrick cardholder and have already received an increased credit limit. I am very satisfied.

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    Verified purchase
    Billing

    Reviewed Oct. 8, 2026

    My favorite credit card. I just wish I could only use this one but needed higher credit limit.

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    Verified purchase
    Customer Service

    Reviewed Oct. 8, 2026

    I have been very satisfied with my banking app. I have not had to utilize the live customer service support, but I am sure I was be provided with a positive experience.

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    Verified purchase
    Sales & MarketingOnline & App

    Reviewed Oct. 8, 2026

    Very satisfied with everything. Love the online experience. Love the app.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 1, 2026

    They have been very helpful to me on the phone. I am a older lady enjoy working. With them.

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    Verified purchase
    Billing

    Reviewed Sept. 29, 2026

    So far they have been a great credit card company. Easy to work with.

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    Verified purchase
    Billing

    Reviewed Sept. 27, 2026

    Merrick Bank has the best card program and is my go to for my bill paying.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Sept. 25, 2026

    Quick and easy online payment system. Would recommend to all.

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    Verified purchase
    Sales & MarketingOnline & App

    Reviewed Sept. 25, 2026

    Very easy to work with and the app is easily navigated.

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    Verified purchase

    Reviewed Sept. 25, 2026

    Great card, lots of perks, perfect for building up credit.

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    Verified purchase
    Staff

    Reviewed Sept. 25, 2026

    The agent was extremely helpful and knowledgeable. Answer my questions and immediately took care of my situation.

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    Verified purchase

    Reviewed Sept. 25, 2026

    Very happy with my choice in Merrick. I was given a good credit limit. Very satisfied with everything. Thank You.

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    Verified purchase
    Billing

    Reviewed Sept. 25, 2026

    A great credit card to build your credit, with earned increases. I most definitely will recommend family & friends.

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    Verified purchase

    Reviewed Sept. 25, 2026

    Your bank has been wonderful to me and thank you very much.

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    Verified purchase

    Reviewed Sept. 25, 2026

    Credit limit that was given to me is quite low, but still gave it a 5 star review because I didn't have any problem using it.

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    Verified purchase
    Transparency

    Reviewed Sept. 25, 2026

    I'm satisfied with my account. I was keeping up to date but had to use cash for emergency and that's why I had the card but satisfied.

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    Verified purchase
    Sales & MarketingOnline & App

    Reviewed Sept. 25, 2026

    Very happy with this bank. I have no problem connecting with the app.

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    Verified purchase

    Reviewed Sept. 25, 2026

    Dealing with Merrick has been a dream. No problems with them at all.

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    Verified purchase
    Billing

    Reviewed Sept. 25, 2026

    Merrick Bank has an awesome website. It is very easy for me to navigate and I especially liked how easy it was for me to setup automatic payment deduction.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 25, 2026

    More than happy with the credit and customer service given. Has helped me out in times of need and help me build good credit for future services needed. Thanks.

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    Verified purchase

    Reviewed Sept. 24, 2026

    I like your safety measures---however, I do wish your format was easier to handle as I am 83 years old and not too adept at technology.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppBillingEase of Use

    Reviewed Sept. 24, 2026

    I haven't needed customer service, so I have nothing there. However, the website is super easy to use for payments, and statements are timely. I received a credit line increase quickly, which was unexpected but welcome. Very good to work with, and I'm pleased.

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    Verified purchase
    Billing

    Reviewed Sept. 24, 2026

    I was happy until I started paying more than the minimum payment each month and I still can't get my balance paid down. I pay twice a month but cannot get it paid down. So I'm now going to somehow get it paid off and cancel my account.

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    Verified purchase

    Reviewed Sept. 24, 2026

    After being hesitant about opening up an account. I'm very appreciative that I did. As a mid-lower class family, it makes it easier to build my credit with the low balance that is required every month.

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    Verified purchase
    Ease of Use

    Reviewed Sept. 24, 2026

    Card is easy to use, pay online is easy. Great card. Thanks.

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    Verified purchase
    PriceStaff

    Reviewed Sept. 24, 2026

    She helped me with a disputed charge and it was taken care of.

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    Verified purchase

    Reviewed Sept. 24, 2026

    Can't complain! I recommend this bank. It treats the customer very good.

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    Verified purchase

    Reviewed Sept. 24, 2026

    I never have a problem when using my card. Merrick card is very convenient to use.

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    Verified purchase
    Customer Service

    Reviewed Sept. 24, 2026

    Great service and customer service. Good credit limits.

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    Merrick Bank Company Information

    Company Name:
    Merrick Bank
    Company Type:
    Private
    Year Founded:
    1997
    City:
    Draper
    State/Province:
    UT
    Postal Code:
    84020
    Country:
    United States
    Website:
    merrickbank.com
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