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IdentityForce vs. LifeLock

The differences between IdentityForce and LifeLock

by Kathryn Parkman ConsumerAffairs Research Team

When deciding on an identity theft protection company, it pays to consider what different companies offer. IdentityForce and LifeLock both offer comprehensive membership-based identity theft protection services with multiple plan levels that include mobile access and credit monitoring. They each have their own exclusive technologies and experts to prevent identity theft, with varying features and tools to assist if identity thieves ever target you. However, the companies do have some key differences.

IdentityForce vs. LifeLock comparison

 
Membership feeStarts at $17.95/monthStarts at $9.99/month
Identity theft insurance$1 million$1 million
Family plan
3 bureau credit reportsQuarterlyYearly
Discount for annual payments
Mobile app
Trial period14-day free trial60-day money-back guarantee
Customer satisfactionRead IdentityForce reviewsRead LifeLock reviews
 Membership feeIdentity theft insuranceFamily plan3 bureau credit reportsDiscount for annual paymentsMobile appTrial periodCustomer satisfaction
Starts at $17.95/month$1 millionQuarterly14-day free trialRead IdentityForce reviews
Starts at $9.99/month$1 millionYearly60-day money-back guaranteeRead LifeLock reviews

Best for families
IdentityForce

IdentityForce features:
IdentityForce’s easy-to-use dashboard makes it simple to stay updated and view potential threats. They provide a digital-oriented identity protection platform that integrates data security tools to help members secure their broad digital life. Unlike LifeLock, IdentityForce also monitors vehicle registration plates and insurance records.

IdentityForce plans:
The UltraSecure plan by IdentityForce costs $17.95 per month or $179.50 per year. You can upgrade to UltraSecure+Credit for $23.95 per month or $239.50 per year. Both UltraSecure and UltraSecure+Credit are available for personal or business use. Add identity theft protection for your children to either plan with ChildWatch for $2.75 more per month or $27.50 more per year.

IdentityForce services:
The UltraSecure plan monitors for address changes, court records and payday loan applications. Both IdentityForce plans come with comprehensive monitoring and 24/7 customer support. You’ll get alerts on bank and credit card activity, identity theft threats, Social Security number tracking and junk mail opt-out, plus medical ID fraud protection, two-factor authentication and lost wallet assistance.

UltraSecure+Credit, IdentityForce’s top-tier plan, includes all the monitoring, alert and recovery features and support listed above, plus credit profile monitoring, reports and scores from the three main bureaus, credit score tracker and credit score simulator features. In the event your identity is stolen while you’re enrolled, both plans include identity theft insurance up to $1 million and will help manage your recovery.

“I love the fact that I can count on them to keep my credit cards and online security information protected. I also like the fact that no matter what happens they notify me and get the problem resolved quickly. They give you the best protection for a very cheap price...”
— Read full review by John of Davenport, FL

Best for high-income earners
LifeLock

LifeLock features:
LifeLock stands ready to help members protect against identity theft by offering three membership plans. It’s easy to sign up, and you can download the free iOS or Android app to receive alerts and notifications to your mobile device. Depending on the membership level, the company will reimburse from up to $1 million in stolen funds. LifeLock provides lawyers and experts to resolve your case if you become a victim of identity theft.

LifeLock plans:
The Standard package for LifeLock costs $9.99 per month, the Advantage package costs $19.99 per month and Ultimate Plus costs $29.99 per month. Members can add junior and senior plans to protect their parents and children for $5.99 per month and $19.99 more per month, respectively.

LifeLock services:
LifeLock plans provide comprehensive services that include real-time alerts, dark web monitoring and credit monitoring. Their proprietary technology searches for potential threats to your identity, and all plans offer Norton Antivirus security for up to five devices.

All of LifeLock’s plans come with lost-wallet protection, 24/7 support and access to restoration specialists if you’re targeted by an identity thief. LifeLock Identity Alert System will notify you if your personal information appears on a credit card application or the dark web. All plans include an opt-out for pre-approved credit card offers, reducing the amount of junk mail you receive and making it more difficult for fraudsters to open credit cards in your name.

LifeLock will also monitor for changes of address and court records with your name with Advantage and Ultimate Plus plans, and you’ll be alerted about cash transfers and withdrawals from your checking or savings account, plus large-scale data breaches. LifeLock will send you alerts about bank account applications and takeovers, investment account activity, file-sharing networks and sex offender registries. LifeLock places fraud alerts on your credit as long as you are enrolled.

“I really like having LifeLock. I had my identity stolen and somebody said something about this company, so I bought the service and I've been with them for three years now. Their people have a good attitude, are always open to help me out... ”
— Read full review by Maressa of Edmond, WA, Aug. 16, 2018

LabelCompany nameLogoContactSummary
Best for families with childrenIdentityForceRead Reviews
LabelCompany nameLogoContactSummary
Best for high-income earnersLifeLock Visit website

Bottom line: IdentityForce or LifeLock?

IdentityForce is best for families. IdentityForce’s ChildWatch option is a major plus, and they’re the only identity theft protection company to receive the Parent Tested Seal of Approval, which companies earn based on rigorous evaluation from unbiased parent testers.

LifeLock is best for high-income earners. LifeLock provides a mobile access app that sends alerts and notifications directly to your devices, plus security protection on up to five devices. All plans include Social Security number and credit monitoring. Members can protect up to five devices with LifeLock, giving them better peace of mind. If there’s a threat, you’ll receive an alert by text, email or phone.

>>MORE: LIFELOCK VS. EXPERIAN VS. IDENTITY GUARD

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by Kathryn Parkman ConsumerAffairs Research Team

As a member of the ConsumerAffairs Research Team, Kathryn Parkman believes everyone deserves easy access to accurate and comprehensive information on products and businesses before they make a purchase, which is why she spends hours researching companies and industries for ConsumerAffairs. She believes conscious consumption is everyone's responsibility and that all content deserves integrity.