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Fifth Third Bank Reviews

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Edited by: Tammy Burns

About Fifth Third Bank

Fifth Third Bank is a regional bank headquartered in Cincinnati, Ohio. It offers a full lineup of financial products, including checking and savings accounts, home and personal loans, investments and insurance. Fifth Third has been in operation for over 165 years.

Visit www.53.com/content/fifth-third/en.html
Pros
  • Large ATM network
  • No-fee checking account
  • Promotional CDs have competitive rates
  • HSAs, ABLE and 529 savings accounts available
Cons
  • Only available in 11 states
  • Some monthly fees
  • Low interest rates on most deposit accounts
  • $5,000 minimum deposit for promotional CDs

Fifth Third Bank Reviews

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    Page 8 Reviews 830 - 980
    Customer ServiceStaff

    Reviewed Jan. 5, 2017

    My advice is that no one, EVER do business with this bank who wishes to protect their own sanity and assets. I could fill up this page with great examples of how completely frustrating and incompetent this bank is - in training its employees to give correct answers, in taking responsibility for their own errors, in setting up user friendly online services or solving the simplest of issues when they arise without having to explain your problem to as many people and departments as there are dollars in your account. BUT, instead I'll just use ONE EXAMPLE and refer you to the other complaints herein regarding this bank. You should get a pretty clear idea from the volume of complaints here.

    In short: I closed my checking account. Prior to this closing, I set up an automatic draft, initiated monthly from my 5/3rd checking, to an External account, to be deposited in the 5/3rd checking account, and these funds were then be used to pay an equity line also held with 5/3rd Bank. I was told by closing the checking account, ALL External transfers or ANY business related to the 5/3rd checking account would also end - so the draft would stop, since the account was closed. Makes sense, right?

    BUT, because I already had problems with Fifth-Third ANY time I had contacted or done business with them, I was adamant that they confirm this MANY times in the conversation to close the account. Yep- they repeatedly said, closing the account was ALL I needed to do. Next thing you know there's an email alerting me to the initiation of a draft request from 5/3rd Bank to my External account - which of course is going to transfer back to a nonexistent account.

    So, I called. And I'm told just to ignore that email, ignore that draft attempt. They say they can clearly see the account is closed on their end, so even if the draft attempt did result in money being taken out of my external account - and by the way, they had no problem seizing money from my External account, and had no additional input in how to stop it from happening even knowing they'd have no place to put the funds. (So, are you getting this? They don't have a problem with taking my money from an account - just letting MY MONEY roll around in cyberspace for a while and I'm just supposed ignore how completely unnecessary and WRONG that is, not to mention the effect in my other balances! Unbelievable!) "Just don't worry. It's all going to become a wash. Nothing Else for you to do. It'll work its way through our system. I however was not as certain.

    Next comes the email that the draft was unsuccessful - as we all know it would be - and alerting me that this is a real problem! (Yeah. No kidding.) I call again. Same - nothing else to do, ignore the emails. But they keep coming so finally I just tell my external bank to put a Stop Payment in anything Fifth-Third is trying to draft out if my external accounts.

    Next - I get a bill from Fifth-Third with a $35 charge for those drafts they attempted to grab and put in my closed accounts. So, I call. I said this is the short version, right? Okay - so abbreviating - I explain the issue to Person 1, who has to transfer me to the actual loan department, I explain to person 2, but he actually is in the wrong loan department. He transfers me to Person 3, but she knows the issue because Person 2 kindly explained it so I didn't have to go through that AGAIN. She removed the $35 charge.

    But SHE can't stop the draft requests from continuing, "And in a those calls Ma'am, no one explained you have to call the Automatic Payment Department to stop those drafts?" (Argh!) So, now I must talk to Person 4. Person 4 stops the draft requests. Person 3 removed the charge. Person 2 realized it was the wrong department. Person 1 transferred me to the wrong person. An hour and a half of my life GONE (because of holds and repeating myself umpteen times).

    Did I mention the home-equity line took SIX MONTHS TO CLOSE, because they kept asking me for the same documents I had already sent, until I finally just kept the file of documents I knew that they would PROBABLY be asking for again in about three weeks? Or, that once I had actually gotten the 50k equity line, I quickly learned one can only draw out $2000 at a time/per month! (WHAT? Even though I had contractors in my house that were asking for $10,000 at the end of each stage if the works completion?)

    Or that the 5/3rd loan representative who recommend THIS loan knew how I intended to use it! Or that he was fired for not providing me with all the disclosures and info I needed or was entitled to by law (and which if I had had, I wouldn't have processed to get the loan at all)? Or that despite their more or less acknowledging I was pursuing and had in fact entered into a loan under the false impression the rate would be lower than what they finally locked in - they refused to adjust my rate or let me out if the loan or restructure it? Or that that took 6 phone calls (with no result and a different reason for the problem every time) before I finally had to physically go to a branch to draw out the funds I needed for the purpose of remodeling? Just don't. Don't EVER do business with this bank.

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    Reviewed Dec. 25, 2016

    Had an account (2) checking and savings at this excuse for a bank. Came into branch to close accounts, however they only closed savings account not checking. I then get a statement from bank that they took out my money because my account was dormant. They took everything $100.00. Am a senior citizen and can't afford this. Anyway, they never notified me that they were taking my money. They said that they "don't send statements to dormant accounts". Duh. How was I to know they were stripping my account on a monthly basis? Duh again.

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    Reviewed Dec. 20, 2016

    We have had nothing but trouble with this bank since we opened our account. We have had our checks rejected, debit card rejected and checks held causing NSFs, causing us embarrassment and loss of our hard earned money due to their NSF fees THEY CAUSED and then kept! Mind you at the time of the check rejections there was over 20k in our account! I highly recommend anyone and everyone, CHOOSE ANOTHER BANK! This one inept and potentially unethical.

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    Punctuality & SpeedStaff

    Reviewed Dec. 19, 2016

    We have a number of ACs with Fifth Third and due to the balances are some kind of "preferred" customer. Various personal bankers at Fifth Third (they come and go a lot) have tried to convince me to try their special MC, more points, etc. than what I have been getting from Chase. It was clear, I only redeem for cash, a credit to my CC. The first cycle, we got 5,131 points. Doing a quick and dirty computation to what I would have received from Chase, which would have been about 4,000, seemed pretty good on the surface.

    When I went to redeem, it was another story. If I get a statement from Chase and say it has 5,131 points, I can immediately redeem $51.31 as a credit to my CC. No constraints other than a 2,000 point or $20.00 minimum redemption restriction. Fifth Third only offers redemption in $25 increments. When I tried to redeem $50 with Fifth Third, it wouldn't allow it. Got busy, and said, "The heck with it, will do it next month."

    So next billing cycle with 8,000 plus points, tried again. I did, but it took 8,000 points to get a $50 credit. In short, 100 points with Chase is worth $1.00. A 100 points with Fifth Third is worth 62.5 cents for cash redemption purposes. 5131 points with Fifth Third is worth about $32. 4,000 points with Chase is worth $40. Live and learn, back to Chase. The bad or sad part is I truly doubt the PB lady knew she was doing me a disservice. They are trained, or semi-trained, to hawk the cards and other services, they probably know nothing about the backside.

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    Customer ServiceStaff

    Reviewed Dec. 18, 2016

    I am a CPA with 28 years experience. Currently retired, I review my three daughters escrow account adjustments annual and rarely have an issue. This year I have had considerable difficulty with Fifth Third bank. The adjustment is two fold, one is for increases in payments made out of escrow and the adjustment if those payouts (property taxes, insurance, etc) increase. The second piece is the cushion the bank can legally maintain, two months of average payouts. The next year projection shows updated payments into escrow and estimated payouts identifying any month where the cushion is not projected to be achieved.

    The difficulty is that the letter firstly projects the escrow balance at the end of the current year and the next year projection should begin with this amount. Sometimes it is off a little if the bank receives updated information. My daughter's beginning balance in the 2017 projection was $334 lower than the ending balance in the 2016 projection, creating a month with a $368 shortage in cushion.

    My only question, which Fifth Third could not explain, is why the amount decreased. They told me the difference was due to an increase of $80 in property insurance. When I stated that this did not account for a $334 difference, they were rude and inferred that I was stupid since there was no other way to explain the difference. I eventually was able to calculate what they did which was to make a small adjustment of $37.55 for changes in insurance and decrease the beginning 2017 balance by exactly the amount of the November 2016 payment into escrow.

    I have emailed this explanation to them since they will not return my calls and am mailing a letter asking them to revise the escrow payment amount. This has been extremely frustrating and when I believe they have understood that there is a problem I have been put on hold or told they will call me back. The last person I dealt with was a supervisor in their mortgage department who refused to give me her last name (first name Jamie) was rude and insulting. My concern is that this is a new practice of theirs and will generate cash of hundreds of millions if not billions of dollars and inflate their capital and surplus reporting to the federal and state government in their annual statutory reports.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 9, 2016

    This company is awful with Customer Assistance and communication of dispute.... On September 16, 2016 I withdrawn money from Chase account, which is at the opposite corner of Fifth Third Bank which I am with both companies. So I walk to fifth third after withdrawing $300.00 to pay my credit card with Fifth Third. So I go through the drive thru and deposit my money into the ATM machine. The whole entire machine went blank.

    I called for assists at the machine and the bank teller (Shannon) tells me "Sorry we've been having glitch issues with those machines about a month or so." I stated to her "I just deposit 280.00 into it and I'm trying to pay my credit card. What am I suppose to do now?" She states for me to come in and she'll pull up my account information to see if it deposit. She checks the system nothing has yet been posted so she says calmly, "Check it in a few hours and if it doesn't post check it tomorrow." So I'm like "Okay can you put the rest of what I have in my hand into my account?" So she does it and afterwards gives me a receipt and a piece of paper with the the ATM Dispute number and the BC#.

    I check the next day no money posted so I give a call to the dispute claims department I give full details as to what happened and she tells me my money will be put into my account in 24 hours. Let's just say I never got it and she put my dispute in on the wrong date which was (September 17, 2016) which it suppose to have been (September 16). I had to wait up to 45 days for information about my case just for them to have did a audit on the wrong date and I never received a statement that I have been denied by email nor mail so on November 4 I have to put in another dispute in at the same location in person.

    I had the Dispute representative on phone & the bank tellers across from me explaining what happened that day to the dispute representative. I was told it would take 14 days. Guess what? It took up to 21 days and I still got denied even with written statement from the Lead customer service representative who was there when all of this had taken place and I was told that even with a written statement that I wouldn't receive my money. But I'm receiving constant back to back calls from representatives about me making a payment towards my account. But yet I have no written statement that I still have been denied on neither case yet.

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    Installation & SetupPunctuality & Speed

    Reviewed Dec. 5, 2016

    We wanted to open an investment account with 5/3. I had talked about this with them for some time, arranged for money to be transferred, etc.. They keep messing up - missed an appointment, did not make a copy of legal documents, etc.. Now, they say they are wondering if this account is the best for us? Are they kidding?

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    Reviewed Dec. 2, 2016

    Recently made a check deposit (on a Friday) from another institution through 5/3rd's mobile app. I was advised through a letter received a week later (the next Friday) that the deposit would be held for 10 days (from the date of deposit). However, the check had cleared the institution from which it was written and the money withdrawn by 5/3rd on the next business day (a Monday). However, 5/3rd would not credit the deposit to my account until the 10 days had passed.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 28, 2016

    Since I have purchased my car 4 1/2 years ago, not once have they sent a statement in the mail. Recently I had a few family emergencies pop up, second car broke down, death in family etc. Because I had paid my car payments late, I thought it was no big deal, and didn't think I would have to have a car repossession added to my list of setbacks. Well they repossess my car before I even get out of bed the day after Thanksgiving! Conveniently they were closed on the day they took my car. There was NO way to know where they took my car or anything since it was a holiday weekend. I had to drain my bank account to get my car back. The repossession fees were close to $700! For the next three months I will have higher than normal car payments that they will deduct from my checking account at their leisure. I had to miss a day of work to get my car back, so this creates another set back.

    Because they drained my bank account with their enormous fees, I am unable to pay my electric bill, phone bill, water bill, car insurance. I just recently lost my mother. They take my car drain my bank account. Now I am left in the cold without electricity or water for who knows how long. I understand the payment was late, and take responsibility for using my money on attending a funeral. For them to not send any warning or phone call, not even a knock on my door is not only unethical, it is downright evil. I regret doing business with them. If you never intend to have an emergency, and will never be late this may be the bank for you. If you are a real human and have occasional emergencies, or ever have to be late on a payment, please stay far far away.

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    Customer ServiceStaff

    Reviewed Nov. 27, 2016

    I have been with Fifth Third Bank for about a year now. And about six months ago I started somehow over drawing my account. Or so I thought! They have been taking out $111.00 dollars out of my account every single time I got to a 20.00 dollar balance! I am a truck driver, I don't make that much money and they steal from me. What I don't understand is that when I called them to get an understanding as to why they are taking that much money from me, they said because I keep over drawing my account! Which is a lie! I have kept track of my account every single day! These people are thieves! Do NOT I mean do NOT choose this bank, just whatever you do. Don't because they'll steal your money too. I'm getting rid of this bank as soon as I get home!

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    Customer ServiceContract & TermsProcess

    Reviewed Nov. 25, 2016

    When I moved to a state that did not have Fifth Third branches, I tried to close my accounts. It has been months, and I still cannot close my accounts successfully. Because I was out of state, I was told I had to send paperwork directly to the branch. I received the papers in the mail and promptly sent them back. I waited about a month, and never received confirmation that the forms were received, or a check for the remaining funds I wanted to liquidate. Following that, I emailed the bank several times to follow up. For more than a month, I went back and forth trying to close the accounts to no avail. I then learned that I could liquidate the funds via an external transfer. If my balance was exactly at zero, they could close the accounts online without the need to work with the local branch. However, as soon as I did that, I incurred significant overdraft fees - one fee was $50. There were others as well.

    In addition to the overdraft fees, I incurred several months of fees for not having the minimal balance. I realize those are the terms I agreed to when I opened the account months ago, but given that I had been trying to close the account for months (and that was the reason for a low balance), I find those fees excessive and unfair. I am extremely frustrated with the process. Now, I have incurred a significant amount of fees and still have not successfully closed the accounts. I will never, ever, do my banking with Fifth Third again because of the challenges doing banking online, the lack of customer-centered customer service, and the excessive, unfair fees.

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    Staff

    Reviewed Nov. 15, 2016

    My father banked at Fifth Third, and lucky for him he didn't know that they would refuse to allow my mother, his widow, access to his accounts. It has been over a year, and they have refused to even send a statement or tax documents to my mother. In fact, it took over a year for them to admit an account existed, despite the fact that I traveled across the country to provide a certified death certificate in person as they demanded. And they now want my 80-year old mother suffering from dementia to do the same. I don't know if they're incompetent or if they're thieves, and it doesn't really make a difference. It is sad that in a time when big banks are gobbling up most of the smaller ones that one of the few remaining regional banks is treating customers far worse than its larger competitors. I would think twice about choosing to deposit money in this bank.

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    Reviewed Nov. 10, 2016

    On Nov 09, 2016 was using my debit card to withdraw funds 200.00. Balance was over 4000 dollars in account. When card was entered message said security violation and card was confiscated by machine. Went in to bank, manager Steve said since it's not a Fifth Third card that I would have to contact Brink's. There was no help in retrieving my card. Was told to cancel card and get another from my bank. Could not retrieve funds from my account. Had to cancel my card and of course all of the accounts associated with the card. Fifth Third does not know their own policies and could care less for a positive resolution of my complaints. Could not retrieve card or withdraw funds from my account. Would not return my card even though I had all positive forms of identification verifying my person. Do not trust Fifth Third.

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    Verified purchase
    Customer ServicePrice

    Reviewed Nov. 9, 2016

    To those who own a Fifth Third Bank 360 card there is an issue going on. I purchased a power supply board for a TV (Ordered September 15, 2016 - order # ** for $71.49) from Amazon.com. All this that I am going to write, is because I have contacted Amazon and Fifth Third Bank 3-way calling. When you purchase something at Amazon.com, Amazon then contacts the bank to obtain an authorization. So, the authorization is approved, the part is available, Amazon ships the part, and after the part is shipped, that is when Amazon charges the card, not before. The bank then debits the money for the purchase, but here is where the problem starts. The bank also hold the same amount, which is the authorization for 10 days, so if you had $100 in the card, the part cost $80, you are suppose to have $20 left on the card, but it's not like that.

    Since the bank is holding the $80 for the authorization, you are now negative $60 (holding the $20 + $60 that you are supposedly owe, and you cannot use the card to purchase anything less than $20, because you are in the negative amount. Remember, you are in the negative number because the bank is holding the authorization process. Calling Fifth Third Bank is USELESS and FRUSTRATED. Not only that, when I called Fifth Third Bank, since the REP was not able to do anything, she got pissed off and after about 15 minutes on the phone, she said "Since there nothing that I can do, have a nice day" and hung up (I was FURIOUS). The bank blames Amazon, and having Amazon on the line as well, they say everything shows correctly. The bank is the one holding the authorization and the bank WILL NOT release it for 10 days, NO MATTER WHAT.

    Update: It happened again. I do a lot of purchases from Amazon, and again, Amazon shows everything correctly on their end. I purchased two items from Amazon. One item amount was $15.30 and the other item amount was $10.37. ORDER # ** for amount $15.30. ORDER # ** for amount $10.37. I have attached the bank information where it shows what I'm talking about. Amazon contacted Fifth Third Bank and asked for authorization and it was approved. Amazon already shipped the items, so it will show debited under Posted Transactions, but take a look at the Pending Transactions, it is showing the hold for $10.37 and $15.30.

    Those two amounts will be release in 10 days, but my question is WHY in 10 days if Amazon already charged the card? So, I am STUCK with the negative amount on the card, until those two amounts are released. Unless, I transfer some money to it, then I will have a positive amount, and when the authorization releases, then you will have more money on the card, but in the meantime, you got no money there.

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    Customer Service

    Reviewed Nov. 8, 2016

    I requested a new debit card almost 3 weeks ago. They took the 10 fee out on the 24th of October. Was told 5 to 7 business days. As of yet no card. Every time I call they tell me that since it's under my wife's name (my account) they cannot tell me anything. Today a personal banker from the bank told me that she was going to order a new card be sent to the bank itself that my wife should have her card within 2 to 3 days. Will see...

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    Price

    Reviewed Nov. 3, 2016

    Been depositing to my checking account from my PayPal account for years without any charges then today I deposited $65 to my checking account from my PayPal account and got charged 45 cents. Really now you start charging me for depositing money into my checking. Been doing this for years no charges. I guess they wanted to try to find a way to make new money. I guess the house wins every time. Now you get charged eBay fees then PayPal fees, now Fifth Third fees - guess everyone wants to drink from the well.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 14, 2016

    I would never imagined to have run into a problem such as mine until now. Have been with Fifth Third Bank for almost 5 years now and have never been late on any payments. As a matter of fact, we pay a little extra each month so it ends up being a 13th pmt for the year. I had made a payment in June 2016 via billpay and it was short $15.**. Received a notice from them that it was "past due". Called in and rep was not able to resolve so I talked to a supe. He figured a solution that he would shift the extra payments I've been making to make up the difference. It would be backdated to the June pmt and all would be fine. Two months later, I received a notice that the account is past due for 2 pmts. Now mind you, the mortgage payment goes out like clockwork via billpay. AND I have never been late on any of my credit accts since establishing it when I was in college over 25 yrs ago!

    Called in and finally got a supe and she assured me it would be resolved to my satisfaction. Weeks go by but no word. Called in and left messages. Finally talked to her and she says since there is no record of the call I had made. They would not honor what they promised to do and let my account show 2 mths late!! Talked to her manager and he kept going in circles. Didn't care about my stellar payment history or believed me when I told him that HIS supervisor would take care of it when I originally called in back in June. Now I am left to dispute this inaccurate reporting on my credit and finding out that it's dinged me almost 100 points! DO NOT DO BUSINESS WITH THIS BANK!! TRUST THESE REVIEWS.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 14, 2016

    I have never in my life walk into a bank and the tellers be so rude and make you feel so unimportant. Today I walk into a fifth third bank in Charleston WV and it was terrible. The tellers makes you feel like you're on their time. I thought maybe it was just the bank in Detroit, so I couldn't wait to get back home. Then I found out it's just fifth third, period... They make you go through double doors that lock you in which I feel is unnecessary. It's those miserable employees people. They know that is robbie fifth third. I have been to every fifth third in the Charleston WV area and they are all the same - you're on their time. I ** hate Fifth Third. Can't wait to go to another bank Can't leave yet but soon... Thank God I will never have to see those rude ** people again...

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    Reviewed Oct. 13, 2016

    I transferred money from my GoFundMe acct to help pay for transportation and moving expenses. As I am a single, disabled mom of an autistic disabled 19 yr old... The money $329 (as it was $360 but GoFundMe charges to pull $$) transferred to my checking acct and as soon as it did Fifth Third Bank pulled it to pay my Easy Access Acct as they said it showed as a "direct deposit" and there is nothing we can do. I DIDN'T KNOW IT WOULD SHOW AS DIRECT DEPOSIT! They didn't care!!!

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    Verified purchase
    Customer ServiceContract & TermsPriceStaff

    Reviewed Oct. 11, 2016

    In 2012, my mother had a stroke. After a very difficult year with her in rehab and needing constant care, we found a wonderful place for her to live. She went to Sedgebrook in Lincolnshire, IL. Within Sedgebrook was a branch for Fifth Third bank. Because she could no longer drive, we thought that opening up an account for her there would make her life easier. Because she was having trouble writing anything (she also developed Parkinson's), I told her I would help her with her banking. I drove her to the larger branch in Lincolnshire and we set up a joint checking account so that I could help her write checks if need be.

    She received a debit card that was also a credit card (she did not want the credit card, but they sent her one anyway). While I thought that was odd, she seemed ok with it and we never thought anything of it. A few months after that, I received a Fifth Third credit card in my name. I did not want another credit card, so I shredded it.

    On January 3rd of this year, Mom passed away. As you can imagine, I had many calls to make to cancel credit cards, shut down bills etc. My husband and I chose to keep her checking account open for several months, as we knew she had some automatic charges and we didn't want to close it until we were sure that everything was paid. In April, I called the Lincolnshire branch of Fifth Third and told them that I thought we should close the account, as there hadn't been any new charges for a long time. They said they would close the checking account, but that I had to call a center on the east coast to close her credit card out. It took me eight calls to get in touch with the person that was evidently the only one I could talk to. When we finally talked, he said it would be closed (I had to fax a death certificate to him).

    A few weeks later, I received a credit card bill with my name on it (not my mother's at all) with late fees and interest. I called the local branch and asked them to explain what this was for, as I had never opened a charge card and had never charged anything. They told me that there had been a charge that had come in from Blue Cross Blue Shield that had created an overdraft of $47 and that they had charged the money to Mom's account. I called Blue Cross, who apologized for their error immediately and sent a refund for their charge.

    Then I called the bank again; I spoke to the manager there, who apologized profusely and said that it was just a matter of poor timing, that they had charged overdraft fees to Mom's credit card because her checking account was closed. Since he was the man who opened the account for us in the first place, and who I went to see when Mom passed away, I was surprised that they had done this. However, I was too exhausted to battle it because he told me if I just brought over a check for $47, he would make sure everything was handled and finalized with all accounts closed. So, I took time off work and drove a check over.

    Here's where it gets worse. A few weeks later, I get a credit card statement again, but this time with my name on it and late fees and penalties. I call Fifth Third bank and speak with an agent who apologized profusely and promised that he would reverse everything and we would never see another charge again. He said they sometimes have issues with their systems not understanding what needs to happen. He also confirmed that there hadn't been any purchases on that card since my Mom passed, so it was clear they were charging interest and fees on other interest and fees with no actual purchases. I believed it was finally over.

    The next month, I get another statement with new fees on it, again to my name. I call again. An hour later, the woman I spoke to said, "Oh I see the issue, the first agent didn't correct this properly." She tells me she feels bad, that I should never have to go through all this and to be patient, that it's all fixed. Skeptical, I hang up with hope that the ordeal is over.

    Next month, SAME THING! More fees and interest. I call again, this time I can't control myself. I started crying in frustration because it keeps happening. This time it's a young man who I ask how in the hell this happened anyway, since I never filled out a credit card application, I never activated an account and I never charged a thing. He told me he could see that was true and that it shouldn't have happened. I asked him if they had a habit at Fifth Third of just opening accounts for people. He said "Absolutely not." I then said "How did this happen." He said he didn't know but it was clearly a mistake and he would fix it.

    GUESS WHAT??? I just got another statement with a charge of $1. I called, spoke with an agent who transferred me to another agent who said I needed to write a letter. So I do. Today, I'm looking at their response that said that they had Conclusive evidence that I conducted the transaction. What transaction? For $1? On a card I don't even have and HAVE NEVER USED???

    They go on to say that "Unfortunately, based on this information, we are unable to approve your claim, and no adjustment will be made to your credit card account. Payment will be due in accordance with the provisions of the cardholder agreement." In other words, they will once again continue this insanity and charge fees and finance charges on a card I NEVER OPENED and have NEVER USED and have been promised FOUR TIMES that they would close it. I feel like I'm going crazy. My credit score is an 835. I have never experienced anything like this. They are going to impact my credit and I can't seem to do anything about it. Please, please help me. I've never felt so helpless. All because I wanted to help my Mom when she couldn't do anything for herself.

    It appears that 1) they opened a charge card in my name without my permission; 2) charged fees and interest to that card that would have been my Mom's; 3) they've admitted EVERY time that all charges were a mistake; 4) I started this process in April and just got another statement. They will not close the account; and 4) they keep trying to get me to pay fees that they keep saying, when I call, that are a mistake and they promise each time to reverse.

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    Customer Service

    Reviewed Oct. 6, 2016

    Yesterday morning I happily walked into a Fifth Third Bank branch and paid in cash the payoff amount for my auto loan initiated in 2011. After 5 years of on-time and complete payments, I was excited to have the vehicle paid off and have my title electronically released so I could go to the DMV to print my title. I had two interested buyers looking to purchase the vehicle that afternoon.

    I now understand that Fifth Third will not electronically release my title for a minimum of 10 business days. After discussions with the highest ranking position I could speak to on the customer support lines, and receiving timeline indications ranging from "this afternoon" to "at least 15 days" from different people along the chain of command, the supervisor indicated that this timeline of 10 days is in place to allow for processing time of the final payment. My final payment was made in cash, at Fifth Third Bank, with a receipt in hand and a printscreen of my account balance as $0. The supervisor then indicated that she could contact the collateral department to "expedite the process" but that this would be email communication only and could take several days to confirm whether not expedition was possible (negating any expedition potential).

    I cannot believe that there is no internal communication capabilities that can produce faster results than 1-3 business days for response. I also cannot believe that there are no alternatives to this 10 day policy for payment processing, especially when paying off in cash. I have never experienced this kind of delay with any other bank. Due to the delay, both buyers are no longer interested because I can not produce a title.

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    Customer ServicePrice

    Reviewed Oct. 4, 2016

    I've had a car loan through this bank for nearly six years. I am nearing the final payment and it occurred to me that I've never, not once received a statement, not even an annual one. I called requesting a statement and was told they don't do that. So if someone were using a car for business there is no statement to claim the deduction. When I used my own amortization schedule, the interest rate I was quoted by the dealership does not match the payment amount they came up with. Are fees added to my loan without my knowledge? I'd have no idea since they were so uncooperative. I finally insisted they send me a statement and all I got was a payoff amount! Never in my life have I seen a more unprofessional finance company! My next car purchase will be financed elsewhere no matter how low their interest since I can't trust them. Don't deal with this pitiful bank!

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    Verified purchase
    Staff

    Reviewed Oct. 1, 2016

    I opened some business accounts and personal accounts with 5/3 in early 2015. To sum things up, 5/3 makes my negative experiences with my previous bank, (JPM Chase), seem like a picnic. Looking forward, this bank will hopefully face a worse wrath than Wells Fargo... (perhaps actual indictment?) In a nutshell, 5/3 seems to have raised the bar on the ways and the extents to which they can financially ** their patrons. In the short time I have been with 5/3, I have had a personal credit card account opened, without my knowledge or permission, incurred so many "overdraft fees on top of overdraft fees," that those I tell, think would be impossible. Nope, they got away with this, and more.

    Additionally, I have been lied to and disrespected by numerous 5/3 representatives when I tried to gain resolution to any of the aforementioned problems. Seems like 5/3 is going to keep ** its customers until, or unless they get a major, million-dollar-smack from a consumer affairs advocacy, class action attorneys, the senate banking committee, and of course, Wall Street. Of course, prison time for the primary orchestrating Bank$tas of 5/3 would be great. Peace. :-)

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    Customer ServiceStaff

    Reviewed Sept. 30, 2016

    I frequently would do cash deposits at the ATM since it was convenient for me. One day the machine shut down in the middle of my transaction. After about 10 min of waiting I went into the branch and they told me there was nothing they could do but if I call the dispute number they would see that the machine was over and put the deposit in my account. They credit my account that day and then a month later took the money back. I called. They told me that the machine wasn't off. I asked them if it would have given it to the person who came after me and they told me it was impossible. They could see me on camera doing a transaction, I know they could see in their system that I chose deposit.

    After arguing with the Rep for 15 min (he basically called me a liar, that I could have just said I did a deposit) I asked for a supervisor who told me to reach out to the branch manager because they get daily ATM reports to see if he had something different than what they had. Well he did find that his report showed that the machine was off $40 instead of the $60 I deposited, which at this point I was willing to let the $20 go. Well, it's been almost two weeks and they received the branch manager documentation and they still haven't put the money in my account and every-time I call they have an attitude and tell me they have up to 14 days to resolve the matter.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Sept. 26, 2016

    I called to dispute fraud charges onto my account. It took 53rd 2 months to complete the fraud case. Meanwhile they advised me that a provisional credit will be given on the account during the investigation and that no need to make a payment will be required. After the 2 months they send me a late payment noticed for the same 2 months and reported me to the credit bureau, I have never been later in my life since I was 18 yrs old and on top of this they have charged me interest for the same 2 months that the investigation was going. It's been the worst banking experience in my life. Now I know why the name of the bank is made out of numbers due to the fact that this is how this bank operates. It all about taking advantage of the client and increasing the revenue, not taking in consideration the client needs etc...

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    Reviewed Sept. 22, 2016

    This bank is money hungry. Don't waste your time trying to do busy with them! They will take a $3 charge and turn it into $50 instantly. They only give you 3 reverse charges. Saying it makes it fair. No! It does not. It makes them more rich! This company is a shame! Whoever owns this company should lose everything they are entitled to.

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    Customer ServiceStaff

    Reviewed Sept. 20, 2016

    As I have been having issues with my computer, I chose to call the bank to make an "over the phone payment". After having given the representative all of my pertinent information (social, banking, etc) the phone went dead. I did not receive a call back from the original representative (Amanda). I called the bank back and spoke with Montez, who was nice enough; yet highly limited in his ability to assist me. The experience wasn't criminal, just highly incompetent by an organization in the "money lending" business. I would not use this bank again for any financial dealings based on this experience.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 20, 2016

    Fifth Third Bank kept calling at my home, when I pick up the phone automated recording will ask me to call a 800 number to discuss my account. So I called the bank. Apparently the check I had mailed about 10 days ago had not been posted to the account yet so I was late. The Customer Service woman was very rude and demeaning. Rather than trying to figure out if they received the check and not yet posted or what is going on she kept telling me that my account was late and her tone of voice implying that I was lying about mailing the payment. That is not how one treats a customer. I have auto loan with Fifth Third and once I'm done making my payment I hope I never have to deal with these people again. I will never do any other business with this bank and will not recommend these people to anyone. Very rude and demeaning to customer - this is not a good customer service.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 16, 2016

    I have an auto loan with Fifth Third. I missed a payment back due to switching from one place of employment to another that resulted in a pay gap. I called auto loss mitigation to get this resolved. Their office hours conflicted with my work hours so I requested we correspond via email, or if they called that they leave a message as to who was calling. Fifth Third was not leaving a message when they called until I requested that they do so. Even after I requested they correspond via email because of our conflicting hours and time zone differences they still did not do so, nor did they explain/state that they couldn't. After submitting the necessary forms and NOT hearing back from them I assumed everything was settled... until today, 8 months later when I receive a letter talking about a "serious delinquent" account.

    I called the number on the form (collections) in which I spoke to a rude representative that repeatedly said "I can't help you". I asked about notes on the account, in which she responded "there aren't any". So to me, none of the discussion I had with whoever in January was documented, so of course no one responded to my emails. I called collections back and spoke with another representative who told me there were notes on the account, but none where I request contact via email...even though I was looking at the email I sent to the address given back in January. So here we are, an account that is now mysteriously 2 months past due, 8 months of late fees charged, little to no communication other than an automated call that may or may not leave a message and a "we can't help you" response. Why am I irritated with the calls?

    Back up to when I first got the loan. Payment is set to automatically pay out of the 15th of every month, due date is the 25th. From the beginning I was getting calls around the 20th-25th of every month. When I called the number back (originally wondering who it was because no message was left), it was Fifth Third Bank saying my car payment was late. For about 4 months I would go round and round with them on the phone how the due date is the 25th and my bank sends payment out automatically on the 15th so it can't possibly be late, let alone be late when they are calling me BEFORE the due date. I was told they were taking "processing time" into account. Interesting thing about that, I received a message from my bank when the payment has been received by Fifth Third Bank, which is 2-3 business days after it is sent out, so about the 17th-18th of each month, so again, BEFORE the due date.

    I stopped answering or returning the phone calls because of this, yet the phone calls continued every month. Fast forward to the first mentioned communication issues. I believe Fifth Third Bank to be a fraudulent company that is only interested in figuring out how to make more money through fees from their customers, whether a deposit account or a loan account. This is why the lack of communication to customers and internally. They are incredibly incompetent and rude.

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    Customer Service

    Reviewed Sept. 10, 2016

    So here's the story... I had some charges on my account in question, they were from some subscription that I had already cancelled, I called the bank and reported that these charges need to be reverted and checked into... they said they will revert the charges and also look into investigations as to why this subscription was not cancelled on their side, they reverted the charges, this was a few months ago. I saw the money show up in my account, it was about one hundred to two hundred dollars' worth of charges, so again, they got the money back to my account, but now as of September 10, 2016 @ 1:10 am, I go to deposit my work check into my account using their "take a photo" of the back and front of my work check.

    When I log into my bank account from my mobile phone, I see these transfer charges, like 5 of them, for the amount of what the charges I had them look into previously, I'm looking at my phone like HUGH!!! So immediately, my mind says, "I wonder why they didn't give me a call, shoot me a text, or an email to let me know what was going on with my account." This bank is FRAUD works!!! DON'T BANK WITH FIFTH - THIRD. They just do what they want to your accounts just because you've put your hard earned money in their bank... If you bank with them now, empty your account, shut the account down and take your money elsewhere, you have options on who you bank with people!!!

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    Reviewed Aug. 31, 2016

    Rip off. They overdraft me $75 for overdrafting 16. Really? Please don't sign up for 5/3. They will steal from you if you don't use the card.

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    Punctuality & SpeedStaff

    Reviewed Aug. 29, 2016

    This all started in January 2016. We had a substantial amount of money in this bogus bank full of liars and criminals. I'm not joking. We tried to get it out of this bogus bank to put in a bank in another state we were moving to. They said they had to hold the funds for a month to verify the money's origin. Now mind you the money has been in this bogus bank for 15 years. Now they have to verify the origin? Well after a month they still wouldn't release it. They kept telling us it was wired to us. We kept going to the bank and never a wire. This was going on for an extra month now. LIARS. They would constantly come up with lie after lie about why it wasn't released. We hired a lawyer. Now this is going on for six months with us having a lawyer. Constant lying about everything to the judge and stalling on releasing the money.

    In that amount of time they were issued 6 contempt of court and we're now getting fines of one hundred thousand dollars a day and still wouldn't release the money. The judge was with us the whole way. 6 1/2 months into it the judge ordered them on a Friday to have the three VPs from the bank that were causing all this ** to be present at that Friday's hearing to face jail time if the money wasn't released before court started. Well they were there and nothing got done yet so they all went to lunch and we're to settle the matter after lunch. Well guess what. The three VPs never showed up after lunch. The bogus bank's lying lawyers said they all had to leave town for some reason. You can't make this cap up lol. The judge put out a bodily attachment on the three of them thru the sheriff's office for them to appear the following Monday to face charges and jail time.

    Well over the weekend this bogus bank somehow got to the judge and come that Monday the judge dropped the 100 thousand dollar a day fines on this bogus bank and said the 3 VPs wouldn't be facing any punishment because they were all professionals. We got a hold of a detective agency and the judge was found of wrongdoing and was told to step down. Now a new judge has taken over and this bogus bank still wouldn't release our funds until 2 months later. 8 months of absolutely no money because of these liars and criminals.

    Last year this bogus bank lost an 85 million dollar lawsuit to someone else for doing the exact same thing to us. We are suing for more. This bogus bank full of liars and criminals has also been convicted of mortgage fraud and out of a scale of 1 to 10. 10 being the highest was given a 1 by the bank is commission. If you have a substantial amount of money in this bank and have funds elsewhere you could live off of for a while we challenge you to try and empty your account from this bogus bank. They won't let you. But if you can put up with their bull for 7 to 8 months you will be a hell of a lot richer. We challenge you. See what happens. We can't believe this bogus bank is allowed to operate. Good luck. Keep us posted if you take the challenge.

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    Reviewed Aug. 26, 2016

    I had an auto loan with them and injured my back and was out of work for 10 weeks. I tried to offer small payments but they stated that they wanted the entire balance due or they would repossess my car. So even though I was working and offering payments and would have the money in less than a week they repossessed my car anyway. Also their online system is impossible to deal with. I don't think this company will be in business for very long.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 23, 2016

    At the beginning of July I received a phone call from the bank that I had not paid my mortgage. I told them that I had never been late and why are they calling me. They starting harassing me. "When are you going to make your payment? It was due at the first of the month." Skip to my payment that I have been making and they have been accepting. I guess I pissed someone off because the next thing I know I received a phone call on August 3 saying I was 13 dollars short and they were reporting me to the Credit Bureau. They held my payment and did not call me until after the payment was over thirty days. What type of bank is this? Are they going under and desperate for money? I called and spoke to Jessica and the Manager Michelle - ** and I'm convince this bank must only hire rude people.

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    Verified purchase

    Reviewed Aug. 16, 2016

    This bank must get some sick joy out of their messed up, ever-changing excuses for charging multiple overdraft fees. The rules should be cut and dry, but they are not. The "bank" uses their mysterious discretion for everything, and after you wait for 30 min-1 hour to speak to someone, they can never help you. They never know anything. All that they can say is that everything is up to "the bank".

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    PricePunctuality & Speed

    Reviewed Aug. 14, 2016

    I had my home financed through 5/3 Bank for several years. I refinanced with them at the end of last year. I have a fixed interest rate. I have my taxes and home insurance in escrow. When I refinanced, they added home mortgage insurance, which I did not have on the previous loan because of the equity I have in the home. They said the law had changed and I would have to pay it. Four months ago, they raised my payment $60.00 per month. They said my escrow was miscalculated. I caught that up and they added late charges because they did not know how to apply my payment. A month later they went up another $100.00 per month and when I make the payment they raised before, they don't know how to apply since I don't send the extra they keep charging me. There are enough complaints here to have this company looked into. By the way, their slogan is THANK YOURSELF LATER!!!

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 5, 2016

    We initially refinanced our home with Wells Fargo, then they in turn sold the mortgage to Fifth Third Bank. Like most mortgages, there is a 15 day grace period. If our pay comes on the second and we pay then, we get harassing and threatening calls from them daily. JUST so we are clear, WE HAVE NEVER been late, and nowhere near the 15th day, but they treat us like dead beats, our credit is in the high 750's and yet we are treated like we are bums, God help you if you do not make that payment on time. Terrible customer service as well, DO NOT USE THIS BANK PERIOD.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 28, 2016

    Their customer service is horrible & apparently Fifth Third does not care. Every rep is demeaning, disrespectful, lacks knowledge & talks over the customer. Most requests to speak with a supervisor are denied with the excuse there is nobody else here you can talk to right now. The few times our request to speak with a supervisor was granted sadly they were even more demeaning, more disrespectful & just as uneducated. We have had our mortgage with Fifth Third over 3 years & have never been late with a payment. We are currently shopping for & will pay to find a new mortgage company solely because we literally cannot get anyone to 'look up' from the script they're reading, view our file & see Fifth Third alone has turned a very insignificant issue into an ongoing nightmare.

    It started at the beginning of 2016 & was apparently handled. May 2016 a similar issue arose & after literally dozens of phone calls to Fifth Third & them stating our money is 'in limbo' or money 'has not been credited to account because an incorrect amount was submitted' by equity accelerator our bimonthly mtg company it cannot be posted to our account. We have asked Fifth Third to contact our bimonthly mtg company or we could all do a conference call but Fifth Third has refused stating due to laws they will not speak with them yet all the letters we receive from Fifth Third with Fifth Third letterhead only have one phone number which is equity accelerator our bimonthly mtg company's phone number.

    Fifth Third has hit our credit, we've been charged at least one late fee & have overpaid our payment several times over the phone which is a $15 charge each time just to avoid them hitting our credit again. This ongoing ridiculous issue is still not handled on Fifth Third's end & They will hit our credit again August 2016. Remember we have NEVER missed a payment & all payments have been accounted for. We will be commenting on every public media site possible.

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    Reviewed July 27, 2016

    We recently deposited a rather large sum of money from my account to my wife's due to closing on a home. It has been withdrawn from my account but 5/3 does not show the deposit over 9 days later. They also cannot give me any useful info. Chase is way better.

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    Contract & TermsPrice

    Reviewed July 23, 2016

    In the process of selling our home, the buyers are using Fifth Third for their mortgage. As a seller, I never thought I needed to take into consideration the buyers' lender. The appraisal ordered by Fifth Third came back below the offered price. After reviewing the appraisal, we pointed out blatant errors (including a home comparison not in the same city limits and failure to use an in-contract comparison in our neighborhood for the exact same model home, same square footage, built in the same year). Fifth Third would not allow us to have another appraisal at our own cost, which is an industry-acceptable practice. We even offered to have them select the Appraiser Company and we would pay for it. When we asked for a copy of their policies that state they never accept a second appraisal or a list of the conditions in which they do allow it, they will not/can not provide it.

    After coming to terms with the buyers, Fifth Third then informs us the closing date is delayed by at least a week. Depending on this delay it will affect payments we have on the home we are selling, additional utilities costs, and is delaying payment we can make on upgrades to our new home as it is waiting on the funds from the sale of our old home. Our only recourse is to pull the contract on the home we are selling and look for other buyers or I have to continue to be subjected to the unprofessional behaviors of Fifth Third. If you are selling your home, I would be wary of accepting offers from anyone who is getting their mortgage from Fifth Third. When I sell in the future, this will be an automatic disqualifier for anyone who provides an offer on the home.

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    Customer ServicePriceStaff

    Reviewed July 18, 2016

    Had several accts with this location (Huntersville NC Branch) and did a lot of business with them. Had another acct at another bank. Which I had plan to move all accts to Fifth Third. However they made a mistake and charged me $74. They did refund half back to me. But I had to pay the other half. Spoke with a rep at the location and she said nothing I can do except pay it. Contacted Home Office with full details and information to contact me. Never heard from them.

    So I went in to close all my accts including a Fifth Third credit card that I just opened because they would not leave me alone about opening the acct. But that's another story. When I went in this time, I spoke with a different rep. Her response was "maybe this is not the bank for you." My jaw dropped. After many years of banking there, she tells me that. Where is the customer service. Lastly, the ATM machine is always broke. So I decided to return back to my old bank. They are refreshing after the ordeal at 5/3.

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    Reviewed July 14, 2016

    I open a Fifth Third checking and saving account in 4-6-16 and the promotion stated if I make 3 online payments and have my automatic check deposits they will deposit 200.00 into my account. After 3 months well I paid all must of my bills with the bank card online. Also my check are deposit into the account the promotion came through my employment. But I was told I did not make the online payments. I pay my AT&T phone, internet and cable my insurance and purchases all online with my bank card. So why are they not giving me the 200.00 dollars? This is wrong. Very unhappy about this.

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    Customer ServiceStaff

    Reviewed July 13, 2016

    Went into the location for a card cancellation. Days later find out the card was not cancel - had to go out of my way to re-cancel and was rushed off the phone by women representative. Also I requested them to not tell an associate I don't prefer to work with them any more. They stated "they will not and he will not know. A new person will help you." To find out that they were gossiping to the guy about that I did not like working with him. So I have been lied to, wasted time, and rushed off the phone, does not seem this location has much care or disregard for the customers. Very dissatisfied.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 7, 2016

    I am writing this letter to you to let you know of the horrible experience received at Fifth Third Bank on 1250 N Green River Rd Evansville, IN 47715. On 7/6/2016 I drove up in the drive thru to deposit and withdraw cash with my daughter and grandson. This was my daughter's pay check and accounts. I gave check signed with her bank card along with her ID. This process we go thru every two weeks. My daughter has had account with Fifth Third Bank since she was in middle school. She is now 20 and has account now also for her son at this bank. We have never been asked to complete a deposit ticket before. This is something that has always been done for her and she has only had to sign if she received money back. On the 5th Teller ** was the recipient of my daughter's business.

    I asked that she please deposit check in checking account and give back 65.00 with 20.00 of this 65.00 to be in ones. (I also wanted to let you know that only one other car was in the drive thru at this time and another teller was taking care of them.) She said "I will need you to complete a deposit ticket." I told her that we have never had to do this before and asked that she complete it. She then waved it at me and said "this is an official document and you must complete." I told her that we have always had this completed by the bank in the drive thru and we did not have account numbers with us. She then stated "so then you are telling me that you want me to complete this." I said "yes please." I was very upset at this point since I know this teller was just giving me a hard time. We waited a little over five minutes while she took check and cards to another computer or somewhere we could not see her.

    I then rang the teller button and asked "what is taking so long. Is there a problem." The ** then showed up at the window and said "it is taking me this long because I have to look up your account info and complete this deposit slip since you refused to complete." She then asked me what I wanted her to do. I said "do your job and deposit the check and give us the cash requested. With the information that was provided to you this should not take this long. You are not busy with drive thru clients at this time." At this point I was hopping mad and told her to give me the damn check and her bank cards. I also should not have but I called her a ** since she was taking her time just because she was asked to complete deposit ticket.

    I will tell you that some of my frustration was her attitude towards us and having us in the drive thru for 10 minutes to deposit a check that was a little over 200.00 dollars with a small cashback request is ridiculous especially since she was clearly showing us that she was not happy with our requests and was going to make us wait because of it. My daughter had already signed the slip for her at her request. I left the drive thru and came into the bank to talk with the bank manager regarding my situation. When I walked in I was asked by ** "would you like to talk to the bank manager" and I did not even answer her when she said "I guess that is a no". The bank manager then walked up and said "are you the one that was just in the drive thru and was cursing. I see you are very upset. I would like to help you. Can we go to my office and talk."

    She stated "I am going to have to ask you to leave this bank. I am the manager and I have the right to do this." I told her I was not leaving without depositing the check. She then pushed the check back to me and said "leave now." I told her I was not leaving until I have closed all 4 of my accounts and I would not be returning to Fifth Third at all. She then asked me to go to her office. I refused at first because I was trying to calm down. I then went to her office. She started to pull up the account information and once she had it up and saw how much money I was withdrawing she said "I can go ahead and cash this check as a onetime courtesy." That made me even more upset. I know I had to leave this bank before I really blew my top. When ** did this she made me feel like I was not worth her time, but when she saw I was worth more than a 200.00 check she was willing to help. This was too little too late.

    I also let her know that she did not even ask why I was so upset but I told her that her teller was very rude and purposely had us wait for 10 mins because she did not want to assist with a deposit slip. She then said "ok." I told her to give me the check and cards and to go to Hell. I left this bank and went down the street to the next Fifth Third bank and received the treatment that we were used to and the courtesy of completing the deposit slip and only having to sign it for cash requested back. This took less than two minutes. The teller also gave my grandson a sucker and I grandson said "thank you" and she said "you are so welcome. Come back and see us again." She thanked us for our business and asked if she could do anything else to assist. I told her no and she said "have a good evening and thank you for using Fifth Third."

    This is the service I was used to getting. I will now tell you my daughter's situation and why we really appreciated the courtesy of completing the deposit slip. In May of 2015 my daughter was diagnosed with Primary Progressive Multiple Sclerosis. This has affected her eyes the most in the last few months. She can no longer drive and has a great deal of difficulty seeing small print. I should not have to share this information to receive courtesy that I know your bank had always provided before ** and ** showed me that my service is based on the amount of money you have at this branch.

    This has put such a bad taste in my mouth about Fifth Third that I will be closing and moving my 4 accounts to another bank. I hope that you use this story to improve on the customer service as I have filed this complaint with Consumer Affairs and it looks as if you have many customers that have received poor customer service. I also just called Fifth Third Customer Service and I was told that Fifth Third does not have customer complaint line or e-mail address. I could give to her over phone and she would pass to supervisor. I asked for corporate phone number and she "we do not give this info out." WOW.

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed June 23, 2016

    My husband had a car loan with Fifth Third Bank in Cincinnati, OH and paying the car loan diligently. We had two more years on the loan when he passed away suddenly. As his wife, I continued to pay the loan in the same manner and was a week early. I got a call from First Third and how they knew he passed is beyond my understand. They were demanding, cruel, cold and heartless! There were no condolences. They told me that according to the contract only my husband is allowed to pay monthly and I am either to pay the entire amount now, or go get another loan at "another bank." According to probate laws of Connecticut, where we live, they were not supposed to call the family of the person who took out the loan, but the estate, so they were calling us illegally. Our probate lawyer advised us to continue to pay the loan as we have been doing.

    A few days after my second payment was sent, I get a letter from Fifth Third Bank telling me that as of my next payment they are adding $1.38 interest since the loan is not in my name, from now on, and again demanded that I pay the entire loan, otherwise I should be grateful they are letting me pay monthly with the extra interest and they are doing it as a courtesy.

    Since my husband's death was sudden, it was also traumatic. Besides my grief, I am dealing with the stress of getting my financial affairs in order and the treatment of Fifth World Bank has exacerbated an already tumultuous time. Nothing this Company did was appropriate for the circumstances! They never once addressed the tragedy we are going through. They offered NO alternatives or explanations but all they wanted was for us to pay the full amount!!! The treatment we received was less like that of a bank, but more like that of a loan shark. Beware!

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    Customer ServiceStaff

    Reviewed June 23, 2016

    I had the misfortune of my mortgage being sold to Fifth Third Bank. Their customer service department is atrocious. People can't wait to get you off the phone, they don't care if they have solved your problem. I was unable to register an online account without being locked out of their system. Their automated system that answers your call doesn't recognize numbers you press so you are stuck in a loop of computer operator messages. I tried to refinance my mortgage with them at one point and there was zero follow through from the agent. It was so bad the manager took over the refi process and apologized for the former agent's mishandling. I can't wait until I can refinance with another lender and get far away from this bank.

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    Verified purchase

    Reviewed June 22, 2016

    This all started 5 months ago. We received a letter from 53rd Bank to refinance a loan ($50K) we already have at a lower interest rate. It was suppose to save us about $50 a month. We said great, why not. I am retired and my wife and I work part-time for the school sub system. The only income we have is social security. The bank has given us the run around for 5 months requesting document after document that we have provided. They wanted our pay stubs from the school which we provided. Now they tell us it is in the wrong format.

    I can't believe there is a problem because they are already taking the payment monthly out of our account which has never ever been late. I personally think it is a sham. The inquiries they have made has resulted in my credit score dropping from the low 800's to the mid 700"s and we have had enough. Beware of this company. My wife and I are going to cut all ties with this company soon. They requested our tax returns for 2015 and 2014 - provided. My Social Security Awards letter - provided. W-2 from my last part time job - provided. Pay stubs for my wife and myself from Charlotte Mecklenburg School System - provided. This is so strange because we already have a loan with them for $ 50,000 and the monthly payment is being deducted $288.00 a month. The new loan would have been about $240 a month. Consumers beware!

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    Customer ServicePrice

    Reviewed June 22, 2016

    I made a large deposit Friday evening and I was aware of the hold and I spoke with Natalie the teller whom I usually go to! Yes I'm aware of the negative balance we had that because of the situation of our car no excuses. But I'm currently not working my husband is the only income right now and has been for about a year due to my medical history, I will have documents if need be for records, but as you can see every Friday there is a direct deposit so I don't understand she made me aware Friday she would let me know Monday that she would call and verify funds on the check and if it was good she would take care of the hold! She took my number and said she would let me know.

    I called Monday was told she was on another call. I was told the other girl she had my info and again she would call me back. So I waited about 4:30- 5 or so. I called back, she had left for the day. I spoke to the same girl. I asked if she gave her my message she said, "I did," and sit in silence like she didn't know why she hadn't called me back. I explained my situation. She said the manager hadn't been there today. I said, "Then how come she couldn't call and at least tell me that?" So the next morning I called again. Left another message and now here it is Wednesday and I'm writing you! Ok I understand the banks draw interest on a check for how ever long they want to hold it but I'm struggling. We have been patient. My husband is doing the best he can. I'm not one of those wives who sit at home and draw a check from the government. No, I'm not getting anything. No money at all so all I'm asking is self-respect!

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed June 20, 2016

    Needed to pay off the car, get the title, and remove my name from the asset. Time is of the essence! Logged into the account on Friday and saw a payoff amount. I decided to call and verify the amount before I made an ACH transaction. Customer Service insisted that I could not do that and I would have to travel to my bank and institute a wire transfer or send a check. I decided to pay it off through the website anyways. My payment showed as PENDING. 3 hours later I logged back in and the payment disappeared! No evidence whatsoever that I made a payment. Wrote to them through their secure mail asking what happened to the payment. No answer at all. Looked under contact us and saw that customer service was available Saturdays 8am - 5pm.

    I called Saturday only to hear a recording that Customer Service was closed and only open M-F 8am - 5pm. Come Monday still no response via email. However the payment cleared and the car was paid and the account was closed. Fine. Now I NEED the title... FORGET IT! After much time on the phone they have no way to expedite a title AND they are holding it on purpose for another 10 DAYS! Money has cleared, account is closed! Furthermore after indicating I don't have a problem driving six hours to get it, I find that the title is in California!!! Fifth Third doesn't even have it and they won't tell me who does and they have no way to expedite anything even for a payment! I even offered to pay for overnight delivery.

    Don't deal with these goofballs as they run a shoddy and unprofessional business that classifies you as just another FICO score! That title should have been at the Fifth Third main office in Ohio in a file... pull it, stamp it clear of lien, stick it in an envelope and ship it. Should be that simple but not with these folks! Not at all! I'm in a real pickle and they simply won't help. I will never deal with them again despite what their interest rate is. Stinkin' car finance manager got me involved with them. Go local when financing so you know where your stuff is and can get it very quick. My CU stamped my title and handed it to me the same day I paid off a car. Now I am having to investigate the legalities of Fifth Third holding my title AFTER the loan has been paid and closed. Never again Fifth Third!

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    Staff

    Reviewed June 20, 2016

    I constantly have to go thru 7-16 people to get a problem solved... even something as minor as an address change. Fees are incredible. Just a terrible experience. Closed all accounts.

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    Customer ServiceStaff

    Reviewed June 17, 2016

    My 21 year old daughter recently moved to Thailand to teach. We went to our Fifth Third branch and told them she'd be out of the country for at least a year and we also added me to her account. Less than 2 weeks after she'd been in Thailand, Fifth Third placed her account on hold due to "suspicious activity" - which was her trying to use her card!! It took me 3 trips to the bank to get it resolved (and I'm still not sure it is!!!). They wouldn't let me verify anything even though I'm on the account and none of the 3 'international numbers" they gave me to give her to call worked for her. Additionally, they were not very compassionate about their mistake and it took me practically screaming to get this resolved. The tellers and managers were actually insulting in their lack of interest in resolving this matter. Will pull my accounts.

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    Reviewed June 17, 2016

    After paying an auto loan on time for over six years this bank came back the last minute, the last month that I was to make my last payment and told me I owe them an extra $600.00 on top of my last payment. They are claiming it is principal that came from deferring the loan. I already had loan extended over seven months because of the past deferments. The loan was supposed to be paid off over seven months ago. They are still saying I owe them this money, won't explain it so I can understand etc. I had to report to the Federal Reserve and my state's Banking Department. Be very careful. I am still reeling from this. Never happened to me when paying off a loan and I have paid off a few.

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    Customer ServiceStaff

    Reviewed June 8, 2016

    Fifth Third bank processed a withdrawal out of my checking account instead of my savings (taking my bank account down to -1,000 and then refused to remove the overdraft fee). When I called to request that they remove it, they informed me that they could only partially remove it because they have a cap of $74 a year in reimbursed overdraft fees (leaving a fee of $25 dollars for me to pay).

    This is 3rd horrible customer service experience I've had with Fifth Third -- the last 2 times involved fraudulent charges (in Dubai of all places) on a credit card that I have with them. After 45 minutes on hold and on qualifying calls with Mike (**) and Mary (**) she refused to pass me off to a manager. When I asked for a manager's name to call back and reference she refused to give me a name because "she didn't have a reason to give me a manager name." I have 2 credit cards, a checking and savings account and direct deposit with Fifth Third and I am terminating my relationship with this bank. Fifth Third just lost a customer that's banked with them for years over $25. Way to go Fifth Third customer service.

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    Customer ServiceStaff

    Reviewed May 18, 2016

    I received a phone call from a third party collection agency. She told me I left the bank with a significant negative balance. I left the area due some very personal emergency reasons. This lady told me she was sending an agent to my house. (I know of other scams going on.) Needless to say she said they were unsuccessful yesterday. Well she says judging by my attitude I want to go to court and sit in front of a judge and wait for my jail sentence. I told her "I would call Fifth Third and take it up with them, do not call and threaten me."

    She told me it was a promise, not a threat. Well I called the bank and because I do not know the phone number that was listed on my account they cannot give me any information. Well it was well over 8 years ago. She was not helpful at all and wouldn't give me the name of the collection agency they use. I don't mind paying what I owe. Since I do owe it and am older and wiser now. I left for personal reasons and am trying to pay old debts anyway. I am not happy with Fifth Third and I am not happy they will not give me the information I requested to pay off a balance that I owe. I have reported the number and I will be calling the police for unfair collections soon.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 16, 2016

    Once again I am reporting my experience with Fifth Third Bank. First I've had savings and checking previously with this bank in Ohio and later Florida. When arriving to Fl. 12 yrs. ago I came to find my Ohio savings and checking accounts were not affiliated with the Fl. branches. I had to open different accounts. What they did was deposit my Friday paycheck on the next business day, Monday. Electronic mind you. So purchases made after Fri, after they had check queued, were entered into account system BEFORE deposit was entered Monday morning. Taking it all out of chronological order. I caught on after several insufficient funds charges. They were very ungrateful deleting charges.

    Then the Ohio savings account needed a balance of 300 to stay in graces. I had forgotten this, easy to do and didn't really check this account since I had Fl. accounts. They drained all the funds and kept charging me maintenance fees until I received letter stating I owed them 95 for fees on maintaining account, charging me for basically 0 balance in account for months. I went round and round. That was quite a few yrs. ago. I dropped Fifth Third like a hot potato but have a credit card balance with them. Faithfully making payments for I'm talking years now. 6-7 yrs always paying more than amount due on time. Years now mind you.

    I received a call on SUNDAY... 2 days after due date on bill wanting to know if I'd made payment. Yes I did. 5-6 days before call. First the person that called me could barely SPEAK English let alone understand what I was complaining about. THE PAYMENT HAS BEEN IN THE MAIL. Evidently they said there is no grace days for late past due date, even though weekend mail at post office should be taken into consideration I feel. I asked if record showed if I'd been late on any payments on this account. The reply was NO. They have given a late payment fee for this.

    This is the reason I will NEVER deal or recommend Fifth Third to anyone. I will tell the negative fee draining policies that have made Fifth Third what they are. Blood suckers. By the way my current local bank is wonderful and even forgiving if they are given the choice to be so. DO NOT DO BUSINESS at Fifth Third. You will learn. By the way I had home loans, car loans and many years business with them. I am 59 yrs. old.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 3, 2016

    I called customer service because I thought it might be quicker than logging in to obtain my payoff balance. Twenty seven minutes on hold, and 4 minutes with the representative. This is the fourth truck I financed with Fifth Third Bank in the past 6 years. All were paid in full, and I wished to do the same with this one as things are going well now and I do not want debt. I told the representative that the wait was unacceptable, way too long. She went on and on about call volume. And I told her that it creates problems and inconvenience for me and other customers, so why not fix the wait time. Not to mention the voice mail menu, what a zoo. The system did not recognize my SSN and loan number, although they were correctly entered. No longer will I do any business with this bank again.

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    Customer ServicePrice

    Reviewed April 25, 2016

    I am a 10 year customer of 5/3, with personal checking, business checking, HO line of credit and mortgages on rental properties. I moved to North Carolina recently and put an offer on a home after being pre-approved by 5/3. On March 23rd, I sent an executed agreement to 5/3 and requested a closing of April 28th. I was told that this is very aggressive and could not guarantee the date, I told them it should be achievable if you have a good process and follow it without delay.

    Now at April 25th and already pushing the date to May 9th, supposedly because of IRS verification of business returns that were sent to the bank on April 5th. I ask "why did you wait until April 4th to ask me for the returns and why wait until April 22nd to request a verification from the IRS". Obviously, no answer other than blame the IRS for shortcomings in their own processes.

    When will we all stop complaining about banks that do not listen to their customers and improve? Answer depends on the consumer (us) holding them (banks) accountable by withdrawing our funds at placing them in safes in our homes. There is no interest to lose, so why not? Debit cards are convenient but nobody is really happy using them when you couple this convenience with the cost of ATM fees, low balance fees, high balance fees, dormant fees, etc.

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    Customer ServicePriceStaff

    Reviewed April 22, 2016

    I have been with 5/3 Bank for years. I already have a line of credit with this bank along with a checking and savings account. I called to inquire about a fixed 2nd mortgage to pay the line of credit, a credit card and for some home improvements. I spoke with Antoinette. She seemed nice and helpful at first. She would only give me information on increasing my line of credit. I told her I didn't want to increase my line of credit, and I just wanted information on the fixed interest loan. She could not even tell me what the interest rate was, much less what kind of payment I may be looking at. I knew she couldn't tell me exact rates or payments, I don't know why she couldn't give me a ballpark. She said she would talk with the loan/mortgage person and have him call and would email me the information.

    Well again she only sent me the line of credit info. She took several days to call back and again acted surprised that I still wanted to get a 2nd fixed rate mortgage. Then she said the mortgage guy would call... Never heard from anyone. This all occurred over a 3 week period. So I called my other bank, Horizon. A nice lady named Helen answered all my questions, told me the interest rates and what my payment would probably be. I gave her the information she needed and within a week everything is approved and easy!!!

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    Verified purchase
    Customer Service

    Reviewed April 21, 2016

    Not only did the ATM count a $100 deposit as only $1. Another deposit for $100 is not showing up at all on statements. My info was also changed inside the bank twice. Missing money is never good. Having money taken is even worse... I wonder if someone on the inside the bank is stealing customers’ money. Why else would they be unwilling to investigate a situation where a deposit that was made has just disappeared? Customer service seemed to want to argue rather than help. Not nice considering once they do listen they see the situation but still do nothing to help resolve the issue.

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    Verified purchase

    Reviewed April 16, 2016

    I have been a Fifth Third customer for a number of years and have Preferred Status accounts. Acting in my capacity as Power of Attorney for my 91 year old parents, I recently attempted to open a CD for them with funds from the sale of their home. Fifth Third declined the account because my parents could not appear in person to establish the account. I explained that they reside in assisted living facilities and I have full authority granted through the POA prepared by a military attorney for my parents. My dad is a retired veteran having served his country from WW II until his retirement! Account still declined. I would strongly urge any veteran to avoid doing business with Fifth Third. Their lack of respect is unconscionable!!!

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    Customer ServiceStaffProcess

    Reviewed April 12, 2016

    My experience with Fifth Third Bank has only been since April of 2014, that's when I retired and was purchasing a house in Florida. Dawn, the Mortgaging Agent, was great, and the process was not bad at all. But part of the process to get them to give me a mortgage loan was to open a checking bank account and a savings bank account, and a credit card. Being from CA, I had never heard of a Fifth Third Bank prior to getting the mortgage loan from them. And actually thought about changing all my banking needs to them, but thought I would wait a bit and see how it goes. Well I am so glad I had that foresight! The mortgage was supposed to be a fixed rate loan, since July 2014, the amount changed four times! So I called to find out why and I was told it was due to escrow. By the fourth time my monthly payment went back up from $890.28 to $1,081.91, I decided it was time to refinance, and did so with Quicken Loans.

    And refinanced enough to also pay off my credit cards. So I receive the credit card checks from the title company and get them back out the same day in the mail. One of the credit cards was Fifth Third Bank, all the checks went out on the 5th of April and all but one made it into my accounts before the week end. The one that did not and took twice as long was Fifth Third Bank payment. I called the bank and was told they had not received the payment, that I should call the issuing title company and have the payment stopped and reissued. So I told her, I would give it a few days, since the payment was not due to the 15th. So today, I checked and it finally was put into my account.

    So now back to the mortgage part of it, although I had already received my statement for April back in March and the payment is not due until the 15th, I received another statement for April stating that my payment was past due and the amount due for May 1 was twice as much. However, when I checked my online account, the refinance had gone through and I had no balance due, the mortgage account was already closed. They were actually paid more than the balance due for pay off, because Quicken Loans uses the amount prior to your last payment to them for the refinance figure. By my figures and my statement from Fifth Third Bank, they were overpaid by $648.94. I wonder if I will ever see those funds.

    This bank is so strange. Back in November I had a new credit card from Capital One with no interest. So when the new card was opened, an electronic transfer was made by Capital One to take $2900 of debt from my Fifth Third credit card. Well about a month later, I get both bills in the mail, the $2900 is now still on Fifth Third Card and Capital One, so now I am owing $2900 twice. I called Fifth Third, they say I give it another month, it takes at least three weeks for an electronic transfer to go through. And they also tell me to check with Capital One to see where they sent it, have them cancel it and reissue the electronic transfer. So I contacted Capital One, and was given the electronic check number and the day it was cashed by Fifth Third Bank.

    So I called Fifth Third again with my information from Capital One, and they can't find it, still insisted they had not received it. It was finally worked out after two months, Fifth Third had placed that $2900 payment towards my mortgage and not towards my credit card! What banking institute does that? As far as I am concerned, this is a third world bank! They are extremely antiquated! Now that my house has been refinanced, and the credit card is now showing a minus balance of $11, I'll be closing out my savings and checking account. I do not trust this so called bank, by far the worst financial institute I have ever dealt with. This bank deserves a class action suit, and then be put out of business!

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    Price

    Reviewed April 11, 2016

    I would not work with Fifth Third Bank anymore with banking or Home loan, due to all the issues with company running Consumer reports on me without my knowledge or consent. The change interest rates on Home Equity Flexline when I have locked down the interest rate. They also place blocks on the accounts without telling or informing me.

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    Customer ServiceStaff

    Reviewed March 22, 2016

    Fifth Third's fraud department has got to be the biggest joke I've ever seen. A number of times over the years they've locked up my card for no reason, yet when there was an actual problem they didn't catch it - I did. When Fifth Third took over the First Union I was a member of at first things weren't that bad. But over time they've gotten rid of the good employees except for one, and replaced all of the rest with bad ones. Not just the tellers but the ones working in the offices.

    My debt card got eaten up by an ATM one Saturday night. The next Monday I went to get a new card ordered, as well as get a ATM card to help me out until I got my new card. The bank wasn't that busy at the time, and I waited in a chair of one of the offices that a blonde woman was in. After about ten minutes of waiting for her to get off the phone she comes out and asks how she could help me. After telling her what I needed she passes me off to someone else, before going back into her office and shutting the door.

    The guy she passed me off to didn't halfway know what he was doing, and didn't set the right pen for the card. When I went outside to the ATM to use it it got locked up, and I had to go back inside. I had to wait another ten minutes for someone else to help me and fix the other guy's screw up. I know the lady could have helped me because she's done it for a friend of mine, but for some reason just didn't seem to be in the mood to help me.

    I tried to reactivate my Netflix membership tonight but my card got declined. I got a text from the fraud department asking if I had just tried to charge the amount to my card. I texted back yes and they texted back that the issue had been resolved. I tried again but it still didn't go though. I decided to wait a little bit and when I tried again but still no luck. Fifth Third has really gone downhill and I'm tired of their BS. I'm going to my local branch tomorrow and closing my accounts. I don't care if they don't like it. I'm tired of them.

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    Customer ServicePriceStaff

    Reviewed March 17, 2016

    An account was opened for my son's youth baseball team to hold funds raised for their upcoming trip to Cooperstown. Since the league is a registered not-for-profit organization, the bank stated there would not be any fees assessed on this account. Usually the league uses a different bank, but since my personal accounts are held at this bank, I figured it would be easier to manage the account at this bank also; what a mistake! While the community has been very generous in supporting the team, the bank has begun to fleece the account. There have been some charges for cashier's checks to which I have no objection. The issue I have is with the charges for CASH DEPOSITS. It's a bank!

    I actually saw something online regarding charges to some accounts for daily deposits in excess of $5,000 several months before I made any large deposits. I tried to contact my local branch, but could only find the number for 5/3 customer service. I called and inquired about the fee I had seen online and asked if it pertained to the account I had opened. The rep said no, the bank doesn't charge for cash deposits. I had never heard of such a thing (I thought possibly for deposits in excess of $10,000 since there is additional reporting requirements), but never imagined the banks had gotten to the point that they would charge for depositing money.

    After I saw a charge of approximately $15 for cash deposits, I visited the bank and asked the business banking teller if she knew what caused this fee. She stated she had no idea and suggested I speak with a banker. She kind of laughed and said "there must be a mistake, we don't charge for deposits." Well the banker I met with said that it was not a mistake. When I told him I had actually spoken with a 5/3 rep BEFORE I made any deposits and was assured there was no such thing and even the teller in his branch did not know about the fee he only responded they will need to notify the tellers and he wish he knew whom I had spoken with so he could let him know also. He also said all the banks charge for cash deposits. I stated I deal with several banks (as an accountant) and I have never seen anything about charges for cash deposits.

    He responded that they have the charge, but "they just might not tell you" and I stated, "just like your bank did"; he kind of shook his head yes, apparently not getting my point. I asked to have the fee reversed since I would have made two deposits on different days to avoid the fee if I had known, and he said I would need to speak with the manager, but he was in a meeting. He took my phone number and made a point of stating I would receive a call that day. Surprise, surprise, no phone call. I visited the bank a week later and spoke with the same banker. There was now another charge to the account. Of course the manager was not available, but he gave me the number for the assistant manager and said I could contact him; the manager was not in the bank and the assistant was in a meeting.

    I called the assistant manager and left a message, but once again, I did not receive a call. Please note, I never lost my temper or acted in any way which should have prompted such poor customer service. I believe such fees are ridiculous and the bank should stand by the word of its employees. Apparently, they have no intention of reversing the fees and I will need to close my accounts at this bank. I intend to notify the parents of other players in our league if I do not receive a call and hopefully they will choose a different financial institution. The bottom line is you cannot trust what Fifth Third Bank tells you. They definitely are not a community bank.

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    Customer ServicePrice

    Reviewed March 11, 2016

    Had made a purchase at Vic Secrets back in early December of 2015. I used my debit card and returned the item because of the fit of the merchandise. I didn't get my money back within a week so I called the store. They gave me confirmation codes and numbers and dates as to when they refunded my money to my bank. I call Fifth Third's and they said if they got the money they would have given me my money back. I filed a dispute. It's now middle of March and nothing has been given back. I call and they say it's "still in process". It's $50 I am waiting on. Thank God it's not more! They are quick to fee you and charge you an overdraft you and ding you. Just poor customer service.

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    Customer ServicePunctuality & Speed

    Reviewed March 11, 2016

    I waited half an hour to talk to a rep, about unrecognized charges on my credit card. Although he took my phone number, he did not call back when we were disconnected. I called back to find out that it is now "after hours". I am guessing we were disconnected because it was "after hours". Net result - I have lost time, and nothing is resolved. They are an awful customer service.

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    Customer ServiceStaff

    Reviewed March 1, 2016

    I went into the branch in Atlanta on Peachtree Street. No teller was upfront. This was my second visit for the day. Someone walked up and said someone will be with you shortly. I was unsure which station to stand in front of. No one came until another gentleman came into the bank of another race. Then all of a sudden someone came rushing from the back, went straight to him and didn't even acknowledge me, when I had been there about 15 min. prior to him. Which I felt was too long. However, I thought they were assisting someone in the back so, that was ok. However, no one was in front of the bank. I was standing there with a large amount of cash in my hand to make a simple deposit and I didn't feel safe either. I mentioned it to the teller and she was the least bit concerned about my concern and told me that she was just doing what the other lady told her to do, with a whatever attitude.

    Besides, when I came in there the first time, they (two tellers) were carrying on a full conversation about throwing shade about one of their winter coats. Very unprofessional. I asked if I could change a password and was told no I had to call. This was ok and she wasn't that unpleasant, but all the playing with the other teller and not being focus was just a problem. Especially when I also bank with Georgia's own credit Union which happens to be about approximately less than 100 steps away from their front door. And I get excellent customer service and a cup of fresh coffee every time I enter the building, yet alone someone always, always on the teller line. Never a ghost town in there. I felt like taking my money out of this bank. And if I had the time I had wasted in there and not had to go back to work, I would have and I am still contemplating doing if this bank don't start appreciating their customer over the phone and in the branches.

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    Customer ServiceOnline & App

    Reviewed March 1, 2016

    I have an auto loan with 5/3 bank. I have difficulty navigating their website to make a payment. No buttons direct you to make a payment. Nothing saying auto loan here. I have had to call several times to get assistance. They want you to have to call in to make payment because there is a fee associated with paying by phone. And by the way, they are only open office hours when I am at work and not able to handle personal business. Get into the 21st Century. Any other bill I dial or click and it's done. It shouldn't take me an hour to figure out how to pay my bill every month. And of course, there is nothing on their website to contact them to make a complaint so I'm making it here.

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    Customer ServiceStaff

    Reviewed Feb. 19, 2016

    Due to a layoff, I have gotten behind on a 5/3 Bank Loan. I have been called every day for the last 10 days and been spoken to "roughly" by aggressive collections agents. Finally, I registered a "do not contact/cease and desist" order, and the calls have stopped. For the first 3 times, each day I calmly described my situation to these anal orifices, and promised payment in full upon receipt of my tax return. Based on this experience, I could not recommend 5/3 Bank to anyone for anything, especially secured loans of any kind. I can only imagine how they treat unsecured loan customers - probably send out Bubba and Guido to break legs.

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    Customer ServiceStaff

    Reviewed Feb. 11, 2016

    I was contacted by a Fifth-Third banker who encouraged me to apply for a small loan. The banker was aware I am a small business owner and presented paid invoices as support I could pay the loan. Although I had good credit, I was denied because the paid invoices were not considered "acceptable" proof of income as a "self-employed" person. I emailed the CEO about the discrepancy since Fifth-Third initiated the contact and loan application, but the secretary would only respond to me by phone. The secretary told me they would research the matter as well as research products; but after 30 days had passed and no updates from Fifth-Third bank, I asked the secretary to delete the inquiry from my credit report and close my account since the bank initiated contact for the loan. The secretary responded they would not be able to delete the inquiry. Fifth-Third bank does not support small business owners.

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    PriceStaff

    Reviewed Feb. 4, 2016

    I can't begin to find appropriate words to express the disgust and hatred I feel for this bank, nor do I understand how it can survive with how it treats its customers. I will say that most of the employees at the local branches are courteous and helpful though I am sure they are seeking employment elsewhere. I realize banks have to take steps in order to line their pockets and to compensate their executives handsomely; that is fine and dandy. However, the straight up ridiculous fees that Fifth Third charges for normal, everyday transactions is outrageous! Account maintenance fees? Fees to transfer money? The folks at the Cincinnati headquarters don't seem to find the humor in my sarcasm, but I have had moments where I have laid it on pretty thick.

    My local branch was helping me out for a while with reversing some of the fees only to be reversed once again by a corporate bean counter. The amounts charged for these fees are unacceptable. There can't possibly be a reasonable explanation as to why Fifth Third has to nickel and dime for even the most basic of services. I remember opening my account here back in 2001 and it was a great experience... Even mortgaged a house in 2004 with them. I am not sure when Fifth Third decided to hire Mr. Scrooge to jam asinine fees and penalties to loyal customers, but this Tiny Tim is getting tired of being kicked in the legs. I can't wait until I am closing out my accounts, pretty sure Huntington Bank will be getting my business.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 27, 2016

    I was a customer for over 20 years, recently the bank put in place to charge customers a service fee for each account. I had several accounts covering my family and business and the monthly fees are much more than I was willing to pay. I removed all the money in my personal accounts online to another bank however; my business account needed to be closed in person.

    I asked to speak with someone to close a business account when I arrived. She asked why I was closing the account. I told I was not happy with being charged service fees for having money at their bank for over 20 years. She then said that the fees are for everyone. When I started to reply, she cut me off and stated; "I really don't care, they make me ask the question." She then proceeded to close my account and announces that it will be a 100.00 fee to close my account. I asked to see that in writing at which she refused to show me and told me if I wanted the account closed it will be 100.00. I finally agreed under protest.

    They gave me the little remaining cash I had left minus 100.00. I asked for a receipt showing where the 100 went and she refused to give me a receipt. The bank manager came out, I explained that they removed 100.00 from my business checking account. I have to account for that and need a receipt. She just stared at me. I asked again twice more and still just stared at me. I ask if she spoke English... She started yelling and screaming telling me to shut the F up and get the out of the bank. I again stated that I need a receipt and she promptly called the police and said there was an angry man creating threatening disturbance. The police came, checked my ID and told me that it was not a concern to them and told me to leave. They did not even want to know what I was upset about.

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    Customer Service

    Reviewed Jan. 26, 2016

    Took money from the ATM on a Sunday from a different account. Then placed my Fifth Third card in and deposited money at which point the machine took my card, my money and broke. I called the customer service line because I was not for sure what to do next and leaving my card and money didn't seem right. I didn't know if out of service -I think it was on the screen meant it was safe to just drive away. I had to go into the bank that Monday to retrieve my card and money. I was given a provisional amount until the ATM could be balanced.

    Bank manager went to retrieve my card and on the screen on the inside said it was out of service. She had to call for repair. I just got a statement saying the ATM was only out of whack by $2 and that's all I deposited (which is not true not even close to the amount I deposited) so $98 was taken out of my account. Feeling robbed not only by the bank but by the ATM. I do not know what to do now-- did the guy who had to fix the ATM steal my money? Did the bank? Where is my money? Do I get a lawyer? How do I request video and phone call to be pulled? Do I have to pay for a lie detector test? Fifth Third is becoming more of a headache than any bank I have ever banked with (14 years worth) and the bank in coming from has deposit by ATM.

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    Customer Service

    Reviewed Jan. 17, 2016

    I paid off my car note in 11\16\15. It was due to be paid off in June of 2016. I have not received my title. It is very hard to connect the bank. They ask for your SSI number if you do not have the account number. After I do this they ask for the account number again. I do not have the account number because it was on the payment booklet and not the payment stubs. Fifth Third Bank has the account on my credit report with a balance of 554 dollars. They didn't give me a call or title explaining this to me. I have turned the matter over to the credit dispute company.

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    Customer ServiceCoverageSales & MarketingPrice

    Reviewed Jan. 14, 2016

    I paid off my car loan in March of 2015 and just now received a letter on January 2016 saying that I owe $4,810. This did not make any sense at all! I already received my title for my car! They are trying to say that there was a mistake with my GAP insurance that caused me to owe more money than what I have already paid. The GAP insurance should have been added to my monthly payments. I have been paying my monthly payments and requested the payoff amount February 2015 and did everything on my part to pay off this loan.

    They are being dishonest and asking for more money and the customer service department and supervisors Renee and India ** are unable to explain why I owe this much. They have been investigating for over one week since I received this letter. If they are to re-open my loan account and charge me $4,810 more, shouldn't they be able to properly explain to me why?!! While they are investigating, they have the $4,810 debt under my name and already in my credit report. This bank is the worst and is trying to scam people for their money!! Please do NOT bank with them!!

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    Customer ServiceStaff

    Reviewed Dec. 30, 2015

    Went to the bank drive in window to make deposit. It took the teller 15-20 minutes to take my deposit. The manager was standing next to the teller and didn't even help out with the overflow from customers as he was the only teller handling the drive window and the lobby. This happens many times at this branch. I just moved a large sum of money out of this bank and will take this to another bank. Next time this happens I will close all accounts and move the rest to another bank. You got to be a idiot to do business with this no customer service bank. They need to fire the manager.

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    Customer Service

    Reviewed Dec. 29, 2015

    I don't know how 53rd is connected to fraud management, but every few days one of my card are blocked. I have to spend several hours a week to correct the problem. This morning, I was at a branch and it took 1 hr and 45 minutes to take care of 5 minutes of paperwork. Based on the reviews I have read, few years they will be out of business. They need to get into another business because customer service is not one of their skills.

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    Customer ServiceStaff

    Reviewed Dec. 26, 2015

    This is absolutely the worst bank. Every person who works here is rude and doesn't care about customer service at all. I took my business and money somewhere else!

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    Customer ServiceStaff

    Reviewed Dec. 22, 2015

    I left another banking institution and switched to Fifth Third based on a friend's recommendation. December 21, 2015 I visited a branch in Naples, FL to deposit a check from the University I attend. I was not aware that only $100 would be available. At the previous bank where I had an account, they always told me things whether it was information I should've known or not. After making the deposit, I made a few purchases. I get to the post office and my card is declined. I went to the next location for Fifth Third bank on Goodlette-Frank road in Naples, FL. The teller I spoke with was Jessica **. I went in to see what the deal was with my account. She was rude, condescending, and lacked tact. I said I wasn't aware that you hold the check and only $100 is made available. She had the nerve to tell me I spent too much and went over my limit. I just told her I wasn't aware of the limit.

    Her reply was, "Well, when you came in to open your account they would have explained that to you.." I said back to her, "I opened my account online." She then says, "well then you should have seen that in our policies." Obviously, I didn't. Otherwise, I would've been able to avoid that whole scenario. So then, she calls the branch I was previously at to see if I could have it reversed. She says "hello" to the person on the other end and continues to have a conversation with that person... I'm still standing there. She says (with an attitude) "ugh"... and a sigh... and tells of my situation. Of course it could not be reversed. Now, I was left without any money for the day. She went on to tell me that ALL institutions hold checks and the norm used to be four days. Umm... wrong! I was with a different bank for five years and there, half was available immediately and then the remainder would be available the next day.

    Side note, I didn't leave there because of poor customer service. Never at any time did they assume I knew anything about my account when depositing money or checks into my account. I cannot believe how rude Jessica was to me and the manner in which she handled my situation. After leaving, when I calmed down, I called that bank and spoke with one of the managers. As I am explaining all of the above he says to me, "I am very sorry, that in your mind you feel... you were not serviced properly." What? In my mind? So, you're telling me I'm making this up or making it more than it is. I've only had this account for one week.

    After Christmas, if not before, I'm switching to a credit union or going back to my previous bank. I have over fifteen years experience as a manager in the service industry! Never in my life has someone made me feel so belittled and unappreciated. I will be sure to tell anyone I meet to never bank here, ever! I'm sorry that I did.

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    Customer Service

    Reviewed Dec. 14, 2015

    I purchased a new truck on Nov 6, 2015. I still owed money on the vehicle that I traded in. I had a loan through Fifth Third Bank. When I bought the new truck, the dealership sent a loan payoff to Fifth Third Bank on Nov 18. On Nov 20, a representative from Fifth Third Bank signed for the loan payoff. Then on Nov 23, Fifth Third Bank pulled money from my bank account because I had had auto bill payer set up. When I contacted Fifth Third to ask why the money had been pulled from my account after that had already received my payoff they said that it was my fault that I had not turned off auto bill payer; therefore the payment was still withdrawn from my account.

    A representative from Fifth Third Bank told me that she would put a claim in to auto bill payer to have the money electronically put back into my account in 1-2 business days. After four days had gone by, and the money had not appeared in my account, I called Fifth Third back. I found out that they had denied my claim to electronically put the money back in my account. I then spoke with a "supervisor" who told me that she would put in a claim to have the money electronically put back in my account. When I questioned how she could put the money back when the other lady could not, she responded "I am a supervisor and have more pull." She said in 1-2 business days should would personally call me back to inform me of the status of my money. She never called.

    I then called Fifth Third back again and the next "supervisor" told me that they would be mailing me a check after they had waited 10 business days. Meanwhile the loan payoff check that the dealership had sent cleared the bank on Dec 1 and this was Dec 5 when this "supervisor" told me that after 10 days I would get my money. It is now Dec 14, I have still yet to receive my money and I called Fifth Third Bank again to find out that it now will not be until Dec 18 that they are returning my money, supposedly. 19 business days after they pulled money from my account that they were not owed, they decide they will send me a check. I truly hope people read this and stay away from Fifth Third Bank. The customer service is absolutely awful and it is criminal how they steal your money and refuse to return it. I hope that someday I will actually receive my money back.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 4, 2015

    I had about the equivalent of $50 in 5/3 Cash Rewards points that I had earned and decided to match that with $90 of my own funds to redeem points/purchase a Kindle Paperwhite with leather cover as a Xmas gift to myself. The Kindle Paperwhite and leather cover arrived promptly but the Kindle Paperwhite model that I received is several years old and has been superseded with a much newer model from the originating seller (Amazon). To make a long story short... Amazon is currently selling the outdated Kindle Paperwhite model that I received from 5/3 Cash Rewards for $49.00. With the cash equivalent points and my own funds I paid $140 for an obsolete product. I did contact the 5/3 Cash Rewards customer service line and after waiting a solid week for 5/3 customer service to get back to me I was informed that my claim had been denied and that there is nothing more that 5/3 can or will do. What a total ripoff! Cash Rewards my ass!

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    Staff

    Reviewed Dec. 4, 2015

    Went to 5/3 to cash my first support check today. Can't find my driver's license so I used my Military ID. l figured it's a government identification with my pictures on it. But l was told that they don't recognized it, driver's license is their primary lD.

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    Customer ServicePriceStaff

    Reviewed Dec. 2, 2015

    So, I have been with 5th 3rd for over a decade, possible like 15 years... I was in Florida and they were all over. Moved to NC (Asheville) and there is one bank like 40 min away. They charge me 2.50 every time I use a different atm, when I really don't have that great of an option. Now, today, I realized they did a 2000 withdrawal on my account and sent me the picture of somebody else's account number, where they made change for a business and took the money out of my account, by accident.

    The account numbers were not even close... although that was the excuse that the customer service rep kept trying to make. I told them my charge for their error was 35 bucks but they said an apology will have to do, and I will get my money back in 8 days. Oh yeah, this is after being transferred to 3 people. If we make a mistake, do we get to settle it with an apology? Or do they bing us. Wish there was something I could do, but they don't care. The supervisor wouldn't even get on the phone with me. He made the poor go for deal with it. Spent 2 hours of my day dealing with this but I did get an apology. That's it with them. The next 2 hours I spend on this account will be in getting my money out and moving it to another bank.

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    Customer ServiceInstallation & Setup

    Reviewed Dec. 2, 2015

    My father passed away 10/31/15. I went to 5th 3rd the following Monday to notify them and inquire what they needed to close account. They gave me instructions, which I followed. I returned with the requested documentation, and they told me that that was not what I needed, but a different form. I have been back 5 or 6 times in the past 5 weeks and every time they give me the runaround, asking for different information, but never holding themselves accountable for what they have already told me. It is difficult enough losing a parent and this is adding insult to injury. It is now 12/2 and I still have not closed this account. No one can answer my questions, give me accurate information as to what I need to do, or returns my phone calls. This has been a horrible experience!

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    Customer ServiceContract & TermsStaff

    Reviewed Dec. 1, 2015

    It seems like every month I have an overdraft fee now because they change the rules. The first month my auto loan was debited on the 26th instead of the 28th because the 28th was a Sunday. Ok. Fine. If I was running the bank, I debit a day later on the 29th since the contractual agreement was the 28th, but I guess they need the money.

    Last month I deposited a check the morning of the 28th and because they had already debited me I was overdraft. Even though at the end of the day it shows a positive balance on my account, on their end it shows negative so I get hit with a fee. I asked the teller politely to tell me why I was given a fee when my balance at the end of the day was positive and she said that it was actually negative. I showed her my printed out statement that it was positive and she said that although it showed a positive, the money hadn't cleared yet so it's really a negative. Ok. They show I have money in my account when I really don't. I guess they want me to spend that fake money for more overdraft fees.

    Yesterday I noticed another overdraft fee. This time the 28th fell on a Saturday, and while I deposited the money on the 27th, they had already taken out the money (or was in the process of taking it out) on Thursday - Thanksgiving. How is it legal to debit when the banks aren't even open that day? Sure enough I have a positive balance at the end of Friday - yet I'm hit with another overdraft on Monday. Their response - I should deposit money sooner. I wanted to jump over the counter and punch someone in the face. Never again 53.

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    Reviewed Dec. 1, 2015

    I deposited two different checks and they didn't honor the deposit correctly and charged me an overdraft fee for an item that posted the same day. They tried to tell me that it was protocol and only $100 is available until next day, but I have deposited many different times before and they have always honored the deposit before posting debits. Online my account showed that it never went negative, yet someone charged me an overdraft fee the next day. They are obviously taking people's money more than most banks and I am going forward with a new bank after this experience.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Nov. 27, 2015

    This has to be the worse bank I have ever had to deal with. Their overdraft fees are ridiculous and when you contact customer service to address the situation they're extremely rude. I have stayed with them only out of location convenience. I went online to pay my water bill and realized I had other pending charges on my account. I immediately made a deposit to cover the cost but I got hit with 2 overdraft fees and the money was in the account before the web payment posted. They suck!

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    Customer ServicePrice

    Reviewed Nov. 23, 2015

    My husband and I have been 5/3 Bank customers for over 25 years and have always paid our mortgage on-time each month. We also opened an equity account several years ago when we added an addition to our home and also paid our payment each month on time. We recently sold our home and we're reviewing the closing statement prior to the closing. We noticed the title company was charging us for property taxes which had already been "disbursed" by 5/3 Bank from our Escrow account 2 weeks earlier. We figured we'd get a receipt the taxes had been paid so we wouldn't have to pay the duplicate taxes at closing. We were surprised to learn that although 5/3 had taken the money from our Escrow account on 10-30-15, the tax payment had not been remitted to pay the property taxes to the city.

    We researched the matter ourselves and found 5/3 used a 3rd party to process their escrow tax payments (Core Logic) and tried to call them but could not get a live person on the phone without a name of someone. We called to inquire of 5/3 Bank letting them know we understood they used a 3rd party to process the tax payments (they confirmed this) and asked if they could provide a contact name for someone at Core Logic - they could not. The representative at 5/3 Bank said they would research the matter and get back to us within 1-2 business days.

    After 3 days, she called back to let us know they were still "researching" the matter and would get back in another 1-2 business days. After another 2 days, she called and left a message that she called but not other information. Finally today she called to let us know the tax payment had been sent to a 3rd party and the taxes would be paid by 11-30-15 but still could not tell us whether the payment had actually been sent by the 3rd party to the city to pay the taxes (which was our original question).

    So here we are 24 days since the amount was "disbursed" from our escrow account and 5/3 Bank still cannot tell us if the tax payment was actually sent to the city and if it was sent, what date it was sent. In the meantime, we had to pay the amount at closing again and we are left with trying to figure out how to get the duplicate payment returned to us. We were told (once again) they will get back to us "within 1-2 business days".

    Geez, I wonder if we handled paying our mortgage payment like this if they would have been as understanding. Maybe we should find another bank after over 25 years! Oh, and I also noticed, they also decided to take the additional money that was paid towards our mortgage payoff as a "fee received" since the title company estimated the date the payoff would be received and calculated a could days of extra interest. I've asked for the extra two days of interest to be returned to us by crediting it back to our joint account. We got a response they would "research" and it would take them 15-25 days to get back to us about that!

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    Customer Service

    Reviewed Nov. 18, 2015

    The waiting process is ridiculous. I called 5 time just to get connected to a person for them to put me back on hold for 20 more minutes. Definitely not a good place to deal with loans.

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    Price

    Reviewed Nov. 16, 2015

    I wanted to send money to a friend of mine in Ethiopia. I've done this several times at currency exchanges and have always been charged $20 to do so. I was in Indianapolis when I needed to do this, and after bad experiences at two stores which do wire transfers, I went to Fifth Third Bank. I was told by the teller that she could not quote me a fee until she put in the transaction. Already fed up with wasting so much time, I agreed. It took her another 15-20 minutes to get the transaction set-up. By this point I was beyond frustrated. She said the fee would be $65!!!

    Since there were no currency exchanges in the area, I felt stuck and agreed. But between her treatment, time amount of time it took to do the transaction and that outrageous cost, I WILL NEVER STEP INSIDE A FIFTH THIRD BANK AGAIN! I felt like I was not only given very poor service, but taken advantage of with that insane surcharge that Fifth Third Bank was charging!! At a currency exchange, the service takes about 2 minutes! This experience literally made me want to write this complaint and avoid Fifth Third Bank completely in the future, and never go to them for ANYthing!

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    Reviewed Nov. 14, 2015

    I'm no stranger to setting up bill pay on 5/3's website. I have been doing it for years. Two of the last three bill pay cycles have resulted in my bills NOT being paid! When I contact 5/3 I get the generic, "Thank you for contacting us... blah blah." This time I have late payments, so I am taking a day off work to change banks. Ridiculous!

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    Customer ServiceStaff

    Reviewed Nov. 14, 2015

    This incidence happened at 5th 3rd Bank located on Albany Park, on Lawrence Avenue of Chicago. I really had issues with the branch as any time I attempt to do any research or ask question about my account, the employee replied with some unrelated answer or explaining me that I come some other time and meet manager. The day I was there, I had question about my account, however, same way, she avoided answer and explained to me to come back. Which I refused and told her that I need the answer now and I am willing to wait, you don't expect me to make trips for small transaction questions several times. The employee threat me that if I don't leave, she will call 911. With her hopeless and unimaginable behaviour I picked up my phone and called 911 explaining that the bank employee is threatening me to call 911 when I am a customer and asking simple problem to resolve and answer.

    911 came but they never gave me copy of report nor they filed any complaint against bank. According to them it is bank's private property and they have right to ask anyone leave the property. Police don't have jurisdiction over the property and no crime was occurred. I called investigator of the bank and after listening all my concerns to clear his doubts, I told him to review the videos of the bank as the bank have surveillance which will give him truth as BLACK and WHITE.

    However, surprisingly, to defend bank, investigator ask me to take my all the money and close the account and put restraining order.

    Few weeks before the incidence, I had withdrew thousands of dollars cash from the account and had closed my all the accounts except one which I was questioning. For which bank employee wanted explanation why I am taking cash out or what I am going to do with it. However reason was I hated the treatment of bank towards customers and even with my own money, their employees were asking me personal questions about my funds and not giving me services. Also, with one of my account, the bank closed my account charging monthly fees months after months and pulled it down to zero when I had reasonable reason to be away from country and not managing my account.

    THIS KIND OF BANK'S ATTITUDE HAS WITHDRAWN MY TRUST IN BANKING SYSTEM AND I RATHER DEAL WITH CASH IN HAND or keep my money under my carpet than leaving it with the bank. I wrote the incidence to CEO of the bank, but his department send me check with wrong name and asked me to close the account. I am seeking $100,000 for their humiliation and not keeping people money safe and available when they need. Also, charging penalties or monthly fees even when there is practical and reasonable reason to waive it or reverse it.

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    Staff

    Reviewed Nov. 13, 2015

    So I got approved for a loan from this bank 3 years ago. After a year or so of having them and having my checking account elsewhere decided to put everything at one bank. The employees at my local branch were friendly and I figured a bank is a bank just make my life easier and everything in one spot. Their online banking system is absolutely awful!!! It's never accurate or up to date. I check it all the time out of habit, and there are times where I look at it and new fees or things have been added to last week that weren't there yesterday and things like that. How am I supposed to budget my money or know what I really have accessible when they process things so slowly and I didn't know they took money out for whatever ** excuse because it wasn't there last week or yesterday but now it is.

    Now my account isn't what I thought and I don't care how much money you make or who you are, I want to know where my money is at all times. I plan on closing my checking account with them and I need to also transfer the remainder due on my loan to somewhere else from everything I have read. I would never recommend this bank to even my worst enemy. Scamming ** can't do math.

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    PricePunctuality & Speed

    Reviewed Nov. 10, 2015

    I'm waiting for my deposits into 5/3 from 4 business days ago to get recorded and transferred from my other (non--5/3) accounts. Very slow. I've been with 5/3 over 25 years, first mortgage then checking and savings accounts. I also have accounts at two credit unions (one in my work building and easy to get cash from), USAA (administer funds for a family member), Guardian Savings Bank (mortgage & checking), and three major credit cards. I do most of my checking at 5/3.

    I do a lot on online electronic transactions at all these companies - pay credit cards, transfer funds, download transactions into iBank checkbook balancing program. For years, 5/3 has been the slowest bank to get a transaction recorded. I deposit cash; it shows up three business days later. I deposit checks - three to four business days later. I transfer funds electronically - STILL three days to register the transaction. Yet all my other institutions get the transaction recorded and funds moved within 24 hours.

    I also had a lot of problems straightening out a theft of my 5/3 debit card number (and emptying my checking account with unauthorized transactions) by someone in a foreign country. It took 35 calendar days and a couple of hours of face time in the bank. The starting attitude from 5/3 was one of distrust of me. I have never bounced a check and have a 25 year history of financially responsible behavior.

    5/3 has not really entered modern electronic banking to the extent other institutions have - including my credit unions! A friend works there (programmer) and they have mess on their hands getting old software systems modernized. It's true different departments don't talk to each other. Meanwhile, the bank needs to make money in a low interest rate environment so they have adopted aggressive tactics to extract late fees and fines from people.

    I finally decided to change banks, as I sit here and wait for my deposits from 4 business days ago to get recorded and transferred. 5/3 has not even extracted the funds from the non-5/3 accounts yet. In 2015 this is ridiculous. My other banks perform much better.

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    Customer ServiceStaff

    Reviewed Nov. 10, 2015

    I had a car loan from fifth third bank and ended up trading the vehicle in for another one. Because I bought a warranty on the vehicle, I should be getting a warranty benefits check (refund) but still have not received it. I have spoken to several supervisors including a woman named Angela (who refuses to call me back) and have made no progress. The bank has received all of the money I owed on the vehicle including interest. And now that they owe me, they refuse to do so. I may have to get a lawyer involved. So I strongly recommend that no one does business with this banking establishment.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Nov. 10, 2015

    Worst bank. I had an 15 years loan for 3 years with 5/3 Bank, always paying on time. I been a homeowner for 20 years. Since I was 24 yoa I bought my first house. My credit score 801. I was refinance with them for a 30 years, the process started July 24th. My insurance was due by Sept 15th. Well the bank sent the payment for my flood insurance to the wrong address and $1,000 more than it supposed to. My flood insurance was cancelled, it was their own fault. Since August 20 until October 15th the hold for my closing was my insurance. They changed account numbers in my insurances and still my flood insurance wasn't even pay. I had to get involved October 15th and 5/3 bank send the money right away to the right place and get my insurance reinstated. After all was October 24th and they want to increase my interest rate due to the fact the 3 months was over at the lock rate from the beginning.

    I didn't pay my Sept mortgage because they told me the closing will be happening at the beginning of September. They kept delaying my closing b/c of insurance by October 15 I was already late 2 months on my mortgage and had to paid both month. 5/3 bank reported to the credit bureau and my score went down. After all I cancelled everything and they kept my $350 application fee. They are thief.

    Now I refinanced with Quicken Loan and only took 2 weeks for the closing. Also, for me to request a payoff amount they charged you a fee, just to plug numbers in the computer and give you the right amount. I had bought few houses and refinance like 4 times and this was the worst experience ever, even thought I sent my papers only in 2 day after I spoke to a representative. Also they are rude while treating people for mortgages. I will not recommend this bank at all. I closed all my daughters savings accts, my checking and saving accounts with them.

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    Reviewed Nov. 7, 2015

    I was passing by a Fifth Third, and stopped to cash a check from that bank. Teller then wanted to make a photocopy of my DL, and have me write my SSN on a post it note. Noped, just drove to my bank instead. Never been asked for that much info, and on top of it all, they refused to let me make a cash deposit. I was told the bank no longer allows it.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2015

    My daughter and I have had accounts at Fifth Third for 2 years now with no previous problems. I also have my mortgage with them as well. Since my daughter was a minor when the account was opened I am on her accounts too. A week ago we got an email that there was suspicious activity on her account and her accounts were frozen. Within 45 minutes of the email I called the bank and so did she. She also went to the bank to report the fraud. My daughter has never had much in her accounts, maybe a couple hundred dollars. She's in high school and doesn't work. The biggest deposit ever was maybe $1,000 one time.

    When we got the email she went to pull her debit card, which she had not used for a week (she only used the card a couple times a month), and realized she didn't have it. Apparently someone deposited a fake check into her account for over $3,900, then the next morning at 7 they started taking out cash. They took out $800 from the same ATM then went to a grocery store across the street and made a $1,000 purchase, I think a money order. My daughter has followed up with the bank and so have I several times since, and it's not pretty at all.

    I called the bank this week to get a follow-up and was transferred several times, finally to someone in the fraud department that told me that my daughter fits the profile as someone that would sell her banking information for $, and that the bank is in the process of terminating the relationship, and that it is their intent to report her and me to a database as high risk, and that she won't be able to have a checking account for 7 years. They told me that I should sit down and talk to her about life choices and that it's wrong to accept deals to do this on social media. I was dumbfounded and in shock at this point.

    I do believe that someone that knew her well took her card and the same time this happened she was hacked online with other accounts. She is what we call a victim...but not to Fifth Third! First of all, why would you allow a $3,900 check to be deposited online then allow funds to be taken out of the account the next morning when the check hasn't cleared in an account that has never had that much $ in it? I'm still baffled that they were able to take $1,800 out in 3 transactions as well since the average activity was maybe $40 a month. She filed a police report - maybe that will help. I guess fraud protection means nothing to this bank. Oh and during all of this they sent her a new debit card!!! Beyond frustrating...

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    Customer Service

    Reviewed Nov. 6, 2015

    I have a 5/3 auto loan... I was two months behind and was going to make a payment on 11/5/15. My car was illegally repossessed on 11/4/15 without receiving a letter from 5/3 of repossession. In the State of Maryland they are required to provide a certified or registered letter 10 days prior to repossession, since they did not provide me with a letter by law I do not have to pay the repossession expenses. They stated they tried contacting me. I told them I went thru my Verizon Wireless phone bill and there were no phone numbers that were from 5/3 and they also said they sent me multiple letters which is another lie and after spending 3 hours on the phone with multiple people today.

    I was lied to multiple times and told different stories multiple times and given the run around. I also was rudely spoken today, yelled at etc. I will find a way to pay this loan off sooner than later and for anyone reading this do not ever use 5/3 they have no policies on how their loans work. But I assured them of the law in the State of Maryland. I will never ever use or recommend 5/3 to anyone.

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    CoverageSales & Marketing

    Reviewed Nov. 4, 2015

    If you want to have your money stolen then sign up with fifth third! They have charged me 10 overdraft fees within 2 months (that's $370.) They do not allow a 24 hour grace period and also do not allow you to deposit bank into your own account?? I'm on "prove yourself" account what I like to call it. In regardless... I can't deposit money into my own account? Unless I go into a branch... CONVENIENT. I've had money put into my account to cover the negative balance but instead they CHARGE me another overdraft fee and put the remainder of the money in my account! Talk about a scamming bank account. I'm closing my account today and taking my business to a legit company! Sucks to suck fifth third.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 30, 2015

    I can't say I have experienced any worse service with a bank than with 53.com. They make errors on your invoice, say it's your fault and then it takes 10 calls for them to realize the error, only to find out that they cannot fix it. I pay autopay and when my payment went up, they called me to let me know I owe them ** amount. When I paid it, they said I didn't, and made me pay it 2 more times. Then they gave me a late fee for not paying it. UNBELIEVABLE.

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    Customer ServiceCoverage

    Reviewed Oct. 29, 2015

    My name is srdan ** and I have a car loan through your bank. Last Thursday 10/22 I got a that you didn't receive my payment. It said that I sent a check on 10/14. The lady on the phone told me that no you guys don't have a check and we can wait until Monday if it show up. I said ok. Monday comes. I call your bank. Still no check. They assure me that you never got it and suggested that I put stop payment on it through my bank. I said ok. Stuff happens so we did payment over the phone and end of story.

    But next day I got a letter from you guys that said that you damage my original check with the check inside sliced in half. Since I paid 21$ fee to my bank to stop payment and it was your bank employee error I thought that will be fair that you cover that fee. Like a said I asked if they are sure that they never got a check and the answer was yes never got it. So when I called customer service on 10/29 around 2:30 pm I was told that no way that you will give me any kind or reimbursement and I talk to 3 people that took 1 hour. After 1 hour the supervisor put the phone down on me.

    Never in my life I was treated like this and I am so disappointed in your bank and customer service. It wasn't a question about 20$. It is principle and accountability that counts here. Nobody ever told me that they are sorry or admitted that is your fault. They just keep blaming mail department. I mean you are the same company, correct? In the future I will never use your bank ever again. This was my first and only time. If somebody decide to call me, sometimes miracle happens, my number is **. WE ARE TALKING ABOUT 20$, SERIOUSLY!!!

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    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    I have been requesting Tyler registration for my vehicle and it takes almost 3 months I still not heard back from them. If you call the one 800 number they always will give you a runaround. When you get a hold of someone at Fifth Third Bank they will be like "Oh I'm sorry this is not my department." Why would you want to use a banker who doesn't have a value of their client? We all like to have a look for you thanks but obviously these bankers at Fifth Third Bank they don't give a crap about their value of the customer which we are as a customer who serve in their community.

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    Verified purchase
    Price

    Reviewed Oct. 22, 2015

    Fifth Third Bank repeatedly charges unwarranted fees, overdrafts and their "policy" differs depending on whom you speak with and the time of day. Has caused huge financial difficulty with my new business' start up. Advice: Stay AWAY from them!

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    Customer ServiceStaff

    Reviewed Oct. 9, 2015

    I co-signed with my son on a car loan about 4 months ago with Fifth Third Bank. He is very reliable in his payments and ability to pay. Indeed, he has been making payments on time without fail. Since I am the co-signer, I began receiving calls about delinquent payments a couple of months ago. I would call my son and he would talk with his primary bank and then with 5/3 and get it straightened out. I again received calls 3 days in a row, at work, a couple of weeks ago from 5/3 wanting me to pay by phone while on the call with the rep. Each time I informed them that my son would handle it since I don't know how or when he makes payments. They persisted that it was me who was at risk of having them take action if I didn't make the payment RIGHT NOW. I had to hang up on them after back and forth for 5 minutes.

    Then, two days ago I received a call from their number, and a machine told me to hold for a rep, then the line went dead. This morning, it happened again, but a female came on the line after the machine said to hold. She was saying the same things, that the account was 2 months delinquent and demanding payment NOW. I sure as hell am not paying the same account twice and then waiting for them to send a refund when it's straightened out later. I politely told her that I would get with my son to take care of their error - again - but she berated me and demanded payment right up to the point where I hung up on her.

    I don't like to be rude, ever, but I kept telling her that I was at work and busy and she wouldn't stop. I get a bad feeling about this company, like they are just a shady payday loan company in (expensive) sheep's clothing. I read some of the other reviews here and I see a trend. We plan to refinance asap and then contact the BBB regarding this tactic they are using. Don't do business with them!

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 2, 2015

    I've had an auto loan for 2 yrs, paid every month but yet they still, every month, over and over, some days over 10 phone calls, looking for money when they had already been paid. Finally refinanced w/ a different bank today! 5/3rd unhelpful w/ the paperwork. I was on hold for 25 minutes and was told that they can't do anything to help me. I was persistent and unpleasant just as their staff ALWAYS is and finally got them to fax the information. Avoid this bank at all costs... There is no need for their rude harassing behavior when you're on time w/ payments! And have insurance even though they tell you that you don't and then charge for their insurance plan!

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    Reviewed Oct. 2, 2015

    I had an issue with fraud but because it was my mother, I didn't want to persecute her. Then I tried to pay the debt off. They closed my account, sent it to a third party, and a year after paying I still can't get a checking account elsewhere.

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    Customer ServiceStaff

    Reviewed Oct. 1, 2015

    Money was deposited into my account on Friday. Same day I did a $300 cash withdrawal at a CU where I have a second account. The following Monday an extra withdrawal popped onto my account for same $300. Called 5/3 cust. service and explained what happened while standing with manager at CU. After about 20 min of explaining to service rep the issue she spoke to her supervisor and said they would give me a provisional credit. It would take 2 to 3 days to show up. 2 days later I call to check on it and nothing had been done and no phone call to me to clear matter.

    On that day I spoke to 6 different agents, their phone system kicked me off 3 times, spent an entire day trying to resolve the issue and at the end of the day I finally got to speak to a supervisor who told me I would have to go back to my CU and have them call the customer service line. I asked for a supervisor's number and was told "you cannot call the supervisor, you just have to keep calling an agent who will then have to call their supervisor." I am furious and will have to borrow money to make a business trip this weekend. I will not be staying with this bank.

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    Customer ServiceSales & MarketingStaff

    Reviewed Sept. 28, 2015

    I signed up for an account with 5/3 after they advertised a promotion to give you $53 for free if you signed up when they first opened. They gave me an additional $53 for shredding my other bank's ATM card in front of them. I was required to deposit $50 in the account to open it. In 2012, they closed my checking account without my knowledge and without notification. Apparently, they have been deducting money from my savings account since 2012 for inactivity on the account. I received a notice a few weeks ago that it was the "final notice" even though it was the first I received, that my account was actually in a NEGATIVE status and they were going to send me to collections.

    They have taken all of my $156 and actually taken it to a negative balance without giving me any notifications along the way. I never received anything stating that money was being deducted from my account. I called the branch manager and was told I can only dispute transactions 60 days old or less, and that the only thing she could do for me was refund me $11 and close the account. I offered a resolution to the company to refund me the $50 I opened the account with and they could keep the more than 2/3 of the money they have taken from me. I was told by Lisa **, office of the president, that they would do nothing more than the $11.00 they refunded. She didn't care that I told her I would pursue this, and found that it would be worth the $39 I offered as a resolution to fight it.

    They maintain that because there was not a checking account, the drafts were valid. However, they closed the checking account, not me, and they did so without notice and without sending me any notifications (even annual or quarterly). They never sent any notices to me. The branch manager refunded 4 draft charges because she told me the most you are allowed to dispute is a maximum of 60 days. An additional draft charge even took place while this was under investigation. If my account was at a $-3.93 balance when I brought this to their attention, and they refunded $20.00, then I should be at $16.07, but they didn't even do that, because the additional draft charge WHILE THEY WERE REVIEWING THIS took it down another $5.00. Since the max you can dispute is 60 days, even if they had been sending quarterly statements (Which they DIDN'T), I would already be at a loss on their first notice.

    I explained in 2012 that I used the account as a spare savings account, and did not wish to enroll in any type of charged plans when they forced everyone to change plans. As I do not work for Fifth Third Bank, and do not have access to control my account there in the computer system, it should be trusted that when I specify what I use the account for and how I would like to use it, that the person who is standing on the other side of the counter either provides me with the necessary information or makes the appropriate changes to my account status.

    As previously mentioned, Ms ** agreed that Fifth Third thought it would be worth the trouble to deny a refund to me in the amount of $39.00 - an amount that doesn't represent hard costs to the company in the first place, at what I thought to be a very fair offer of resolution, so I will continue to rebut this and pursue this and spread this information around the world wide web, as well as potentially pursue litigation against this thieving bank, for the entire amount they have withdrawn.

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    Customer ServicePriceStaff

    Reviewed Sept. 26, 2015

    I have been with 5\3 for many years. It seems they go back and forth with their policies. Is this intentional so customers learn the hard, expensive way. Here is an irritating situation. Charges hit my account, the amounts were 8, 27, and 160. My ending balance was -135. They took the amount that was the largest then to the smallest. They charged me $111 fit late fees. The rep at the bank said "Our policies go back & forth, as for now it is highest to lowest." The rude rep from the 18009723030 stated it is not the highest amount first, it is however they come in from the stores / banks. Needless to say, I am closing my account.

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    Reviewed Sept. 25, 2015

    Mortgage lenders gave a date that the home would be refinanced prior to the next mortgage payment. Therefore, no mortgage payment made. The paperwork was delayed. LATE payment reported to the Credit Bureau. Nothing they can do about it. By law they have to report a late payment. Who reports you for your inefficient debacle of a mortgage department? Absolutely the worst bank ever!

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    Reviewed Sept. 22, 2015

    I have been a long time customer of 53rd. I have been charged twice in the past 10 days for overdraft. I have several accounts with 53 and transferred money from one account to another the day before the check would clear. The money is real and in my accounts, but a transfer is not immediate. They will run the check first then the transfer will run through, giving me a $37 overdraft fee. The last two overdrafts were for a total of $30, but the overdraft fee was a total of $74. This is a bank finding any way to take your money. My brother worked for 53 - all they care about is finding out how to get your money. One of their slogans was they were a “curious bank”. I asked my brother about the slogan. He said they are curious how they can get your money. I am done with the bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 20, 2015

    First day I opened my account overdrafts was explained by the clerk. In his words if I buy a pop and it's an overdraft that a 30 dollar pop and if I buy a sandwich and it's an overdraft I just bought a 30 dollar sandwich. The whole time he was impersonating himself as the manager. I just overlooked it. Approximately a week later I went back to make a transaction the teller taking care of me was rude the whole time and actually stopped approx 5 times taking care of other customers while dealing with my moneys. After all that and spending approximately and hour there Teller told me she was not going to do the transaction 'cause she felt something was not right about bank video to confirm my statement.

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    CoveragePriceStaff

    Reviewed Sept. 16, 2015

    I have had a checking account with this bank for several years. They are getting ridiculous with their fees and taking my money from me. When I started this account there was no $11 taking out every month for "service fee". And then they do this thing where when I make a deposit, they clear all my debits before they give me credit, therefore incur overdraft fees! The latest was outrageous - I didn't get to get out of work until 8:15 p.m. and I went to the bank as they were closed. I went to the ATM to deposit cash money to cover anything that would post which at that time nothing has yet. Wouldn't you know, the next day they charged me $37 overdraft fee! When I call to speak to the manager, he said there was a cut off time. It's cash, I always understood cash is immediate! This is outrageous and I am done with this bank, they disgust me. I hope there will be a lawsuit on this because I will jump in!

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    Verified purchase
    StaffProcess

    Reviewed Sept. 15, 2015

    I dated a check 9/1/2015. The check was post dated 9/14/2015 by the bank, leaving less than five dollars in my checking account. I have had dissatisfaction with this bank. Since the day I sat to open the account, I kept having to awaken a representative, who "nodded" throughout the process. Subsequent problems always led me back to day one. I do all that I can to avoid overdrafts and "fees." Accepting this check, written on the 14th of the month, is cutting it close. I check my account almost daily. 5/3rd is full of "unscrupulous" business practices... To the extent, I desisted with "bill pay." They were not paying the bills, but cashing the checks! I saw the many complaint for the first time today. Thanks for asking.

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    Price

    Reviewed Sept. 11, 2015

    For business checking accounts there is a lot of fees! Let me start by explaining. First, the business check that you opened gets a charge of 50 dollars if you close it. If I want to close a savings account, I cannot do it for the same purpose. For a teller to make a transaction or a transfer from one account to the other they charge me a fee of $26.25 for each occurrence. I have to withdrawal and deposit money. I wasn't told and business started getting charges at the end of the month.

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    Customer ServiceStaff

    Reviewed Sept. 10, 2015

    I tried to pay off part of my principal interest. Wired the money, etc. I was looking to verify the new monthly payment amount. Get transferred several times and after 40 minutes I gave up because no one could help me. This was my third attempt to get this information. They have a bunch of "I apologize" untrained people dealing with my time and money. Ludicrous!!! As of today I have no concrete answer. Worst business practice. Would never do business with this company again.

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    Customer ServicePriceStaff

    Reviewed Sept. 9, 2015

    I called to pay a credit card payment over the phone, as we are out of town. This may come as a shock to anyone reading this, but there is not a 5/3 Bank anywhere in Wilmington. "Of course we can take your payment over the phone," they said. "It will only cost you a $15 service fee." Thanks, but no thanks. Why would I pay you to take my money? I should have known better than to open an account with a firm in which the marketing team is too stupid to convert an improper fraction in its name. NEWS FLASH: 5th Bank and 3rd Bank merge, what to call it? Why not 8 Bank? How about 53rd Bank? Or 5th & 3rd Bank? Actually, don't call them anything. Boycott this institution and send a clear message that Americans are tired of supporting the 1%, excuse me, the 1/100.

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    Customer Service

    Reviewed Sept. 6, 2015

    My daughter opened up a checking account in July 2015, with $50, way under the required balance to avoid fees. My daughter also marked an "X" in the appropriate box to NOT allow any overdrafts. However, the bank did allow over $136.00 worth of overdrafts from July 2015 thru August 2015! UNBELIEVABLE! I went to the bank with my daughter for support to get this all figured out. They confirmed that the account was opened as stated above and this was the banks error but needed to make a call to get confirmation as to why this happened. By this time, my daughter was feeling embarrassed to the point where she just wanted to get out of there as quickly as possible. So the bank manager hung up the phone and would not follow through with the call to receive the confirmation needed to refund my daughter her funds. The worst bank ever!!! Please protect yourselves and your loved ones.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2015

    I went to 2 different branches to try to open an account on 2 separate occasions at 2 different branches and the customer service was so bad I walked out. I was on my lunch break and sat there waiting in an empty bank for 15 minutes while 3 employees sat there. Did I mention the bank was empty? The 2nd attempt the teller was so rude just because I asked how long it would be because once again I sat in an empty bank waiting... so I walked out. Never again. Go to any other bank. They are eager to help.

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    Reviewed Aug. 22, 2015

    I deposited thru the jeanie machine and it shut down. They credit me with the money 160.00 then came back and took more money from my account and said the machine was only over 50.00, which I put a 100 bill and 3 20.00 bills. So I have to pay for the malfunction of the jeanie machine. This is so wrong.

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    Online & App

    Reviewed Aug. 18, 2015

    I will just, I was denied the right to product and services at my local branch. They told me my credit had to be 680 and above to be able to get the loan, so there was no need to fill out the app?? I ask "how do you know what my score is if you don't run credit." 2 times in Marion, Ohio there has been no one from this bank calling to resolve any issues, but the corporate office, try to convince me it was bad customer and not RACIAL, and told me that the folks at that particular branch were angry at me? Nothing then they screwed up my auto pay, and had money coming out the wrong account! Charged me $422.0 and basically told me it was my fault, but it shows clear as day what the rep did to my account. These folks lie, switched documentation, to CYA!!! Eventually the truth will prevail.

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    Verified purchase

    Reviewed Aug. 15, 2015

    In the process of me getting my mortgage loan from 5/3. I gave them a copy of the warranty deed and a quit claim deed for the 2.5 acres (where the home sits). When I got behind on my payments, 5/3 tried to claim illegally the 7 acres across the street, which my mother and I own. For 22 months 5/3 claimed the 7 acres. I could not do a loan modification because of their claim. After I prove 5/3 illegally claimed my 7 acres, 5/3 released their claim. However in the process of claiming my 7 acres, 5/3 committed 41 counts of fraud, concealed evidence (from the courts) and falsified documents, trying to claim my 7 acres. The law states "the punishment for an attempt is as severe as for the completed crime. I file a civil lawsuit against 5/3, they got it dismiss (even after I founded new, more evidence against them). I lost my house. My belief, and trust in this justice system is all but gone. Do not trust this bank.

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    Reviewed Aug. 8, 2015

    In 2007, my relative opened checking, savings and money market accounts with Fifth Third. He set the account up as "his name POD my name" (POD meaning Payable on Death). Upon his death I discovered that in early 2008, a few months after he established the accounts, the POD beneficiary name "disappeared" from the money market statement but not the statements from the other accounts. The checking and savings remained as a joint account POD. I have been back and forth with Fifth Third and have even filed complaints with the Federal Reserve, but Fifth Third insists that my name is not on the account and will not even investigate the situation in 2007/2008. What happened???

    I am executor of the estate and now the attorney has to jump through legal hoops to find out what happened. If we cannot identify what the truth is, then that money goes into probate and will NOT be distributed as my relative intended. This situation has the potential for affecting a lot of people and Fifth Third could care less! It has been turned over to an attorney.

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    Coverage

    Reviewed Aug. 6, 2015

    I deposited cash, and a check, two days after my pay check of over $600 was directly deposited. I had more than enough money to cover all my debits, but this ridiculous excuse for a people's bank ran five different charges thru the same day as the check I had deposited two days before went thru, which in turn gave me a $74 fee. I not happy about this, but there is nothing I can do, nothing we as Americans can do. We are just ran over by large corporations and a corrupt and almost communist government.

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    Customer ServiceStaff

    Reviewed Aug. 6, 2015

    Take your money out the Fifth Third Bank in Georgetown, KY office, and bank with any other bank. People are rude in there (especially Mr. **). Long story short Mr. ** if you are reading this, even if I am not the POD of my husband's money, I want to make sure THE MONEY goes to whomever it is that is supposed to go to. The fact that you will not provide any information to me even with me being the co-executrices of his will, I have matters in his finance. Clearly, you can read that on court order papers. I very upset, I or my attorney were not treated with the dignity or respect we deserve as human beings. What was so hard to put my attorney in contact with your legal department?

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 5, 2015

    I had a few small charges on my Fifth Third credit card, totaling to about $10. I was late in paying them, but when I wanted to make a payment by phone, they would have charged me an additional $15. So I figured that I would simply find my card and mail them a check. I am absentminded but by the time I had found my card, the fees had escalated in another month to $81 for an original $10 charge. It's my opinion that this company only wants to make money from outrageous fees and doesn't care about keeping customers. I asked what the $15 fee was for making phone payments and was told it's a "processing fee." For what? For processing--typing in a few numbers and making an electronic transfer from my checking account should not cost $15. So, buyer beware.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 4, 2015

    I made the unfortunate mistake of financing my vehicle with this company in 2013. Last year, they mistakenly took two payments out of my account, when I only authorized one payment to be paid. It took me almost two months to get them to reverse the unauthorized payment. Each time I spoke to a customer service representative, I was told something different. My bank put a stop payment on future payments. I began using a different account, and six to seven months later, I made a payment to them using this account... it was declined. The customer service rep at Fifth Third told me that there was probably an error with the account number, so I authorized for it to be made again and again, it was declined. I talked to my bank and they informed me that the stop payment was still on the account, I asked them to remove it and they did.

    I called Fifth Third Bank, explained what happened and that it was resolved and I'd like to make my payment. They told me that because it was declined twice, they would not accept any payments over the phone for the next 8 payments, and that I should use Western Union until then! I explained to them that their mistake is what caused me to have to put the stop payment on my account, this mean nothing to them. Another issue I have with them is constantly being told varying things by the customer service representatives. The rules change depending on who you speak to. I was told on at least two different occasions that in the event I was assessed a late fee, I had the option of paying the late fee upfront, or adding it to the balance of the loan. Today I asked to do that with a collections rep named Lindsy, she informed me that I could not do that and that late fees were due immediately.

    I explained to her that I had been given that option by previous customer service reps and that I had an issue with being told misinformation with from various representatives. Her response was, "With all due respect, if you didn't make your payments late, this wouldn't be an issue". I informed her that I would have to say that was not a respectful statement and that issues do arise at times that cause customers to fall behind on payments and that was not an excuse to misinform them about their options to get back on track.

    There is no sense of customer service with this bank. Instead of doing what customer service is expected to do, (de-escalate situations), they antagonize their customers by making rude comments, becoming argumentative, and giving them few options. Please explore other options for your financing and banking needs, if you do your research online, you will find that this bank has very poor ratings... I now see why.

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 4, 2015

    I recently opened an acct. w/ 5th Third bank in NC. I was pleasantly surprised with the great customer service I have encountered. The first issue I had was with the fact that I was charged a service fee when I shouldn't have been. I called and they immediately reversed the charge off my account. I also was advised there was a promotional 200.00 deposit when I opened the account. Had a direct deposit in the amount of 100.00. After a few months and the promotional 200.00 was not deposited I contact the bank.

    I had called a few times and each time was given different information but it made sense. The last time I called I got information that I knew was incorrect and ask to speak w/ a supervisor. The Mooresville NC supervisor at the branch on Main Street was more than helpful. He checked into the promotion and had the money in my account within 2 business days from the time of my initial contact with him. Possibly the prior problems people had with 5th Third were with a specific branch and not the bank itself.

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed Aug. 3, 2015

    These people harass me with constant phone calls, even when I set up payment arrangements several times a day and all hours of the evening. Secondly, read the very very small print before signing their contract! Just because your late payment is $30 doesn't mean they stop there! It is $30 PLUS interest on your total amount past due every day you are late. By the time I caught up my payment, they scammed another $500 in late fees! They are also hateful people when you call their call center! My daughter almost passed away at the same time my father did and they would not work with me on arrangements and put me on the repo list! They were emotionless when I told them the reason and refused to defer a payment to help me. Bottom line is they just want their money and care less about customer service, plus they are scammers adding on hidden fees!!!

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    Customer ServicePunctuality & Speed

    Reviewed July 31, 2015

    I've had my loan with these loan sharks for 3 years on a 6-year loan. I became legally disabled and asked the bank on numerous occasions to push my payments to the 3rd-10th of each month. They refused. So now I've got 500$ in late fees accrued as well as other issues. Last month they were supposed to take out an autopay out of my checking but because they refused to change the date the e-check returned and they sent a tow truck at 4 am to repo my car. Then they ask me for 1700$ to get it back!! And they towed it over 100 miles away and not on a flatbed. Still have not gotten my car back. It's like dealing with LOAN SHARKS! No phone call and no email. Nothing. Criminals.

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    Staff

    Reviewed July 29, 2015

    I am a very unhappy customer of Fifth Third bank. A few years ago I was one of those people who was due a refund from this bank due to the class action suit to recover unfair overdraft fees. I thought after this institution would of learned, and would of treated us, their customers with respect, it didn't happen. I am not a well off individual, poor would best describe my financial status, but I work. I have been hit month after month with an 11.00 fee, my tribute to do my banking with fifth third. I was told that if I had a direct deposit from my employer (the state of Ohio) that my 11.00 fee would disappear: didn't happen.

    I check my balance using the ATM, and I am convinced that this bank is manipulating the account balance to enable me to over draw my account just to get more fees. I am not a happy customer, and maybe they don't want my business, yet they seem to enthusiastically find ways to nickel and dime me in a way that hurts my credit score. Seems like they make their own rules, just to change them. That is my personal opinion about this bank. I foresee another class action suit coming for this institution, greedy, greedy, greedy. I write this knowing that fifth third does not care about me as a person or as a customer, except what they can bleed me for in excess fees.

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    CoveragePrice

    Reviewed July 25, 2015

    Am still getting overdraft charges even though it was supposed to be fixed. I truly believe they have my account flagged to hit me with as many charges as possible. I have two checking accounts and a credit card. If one account is overdrawn the other should cover it. If that won't work it's to go on my credit card. I've gotten six overdrafts in the last three months. They just won't allow the set up and instead charge me, it's crazy.

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    Customer Service

    Reviewed July 23, 2015

    First time home buyer, been waiting to hear from Fifth Third Bank since the end of March 31st 2015. That was when my bid and my bank loan was approved on the property. Waiting for the sellers bank (Fifth Third) to approve. Had verbal confirmation and nothing more was heard. Still waiting... I want my first home and this is perfect for my future.

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    Customer ServicePunctuality & Speed

    Reviewed July 21, 2015

    I applied for a refinance loan with Fifth Third in February, in June I was denied. Charged $459 for the application. Been with bank over 30 years. Called a few times and went into office to find out what was taking so long. Called two managers and emailed. Not one response. Just denial letter five months later. Going to take my money to another bank. Going to check with attorney general's office for advice.

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    Customer ServiceStaff

    Reviewed July 16, 2015

    Let me start by saying we were forewarned about how inept Rob ** was as a loan officer at Fifth Third Bank. There was already a pre-approval and thought maybe it was just one person's bad experience. Wrong! I am not going into great detail, but he fails to communicate with you period! If you have questions or concerns and call him he is never available. He doesn't return your calls. He apologizes for his failures, but doesn't worry about correcting them in a timely manner. Document errors galore!!! He communicates occasionally by email. We finally closed, but only after we threatened to contact his manager.

    Mr. ** set up the closing today, but he failed to send us the documents indicating the amount needed for closing. Yes, we attended our closing without knowing the closing costs. Luckily, we had a great real estate agent and was able to run to the bank and get the certified funds needed in the middle of our closing! Thanks for nothing Mr. **, your reputation precedes you!

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    Customer ServiceStaff

    Reviewed July 15, 2015

    I went to Fifth Third Bank branch at Sharonville Financial Center, 11792 Lebanon Road, Sharonville, OH 45241 to close my bank account. I asked what the closing fee would be and that my bank account be closed. The manager of the branch came over. His name is Paul **. He started questioning me about why I want to close my account. I mentioned that I want to have less bank accounts. He then went to ask why I had opened the account if I was going to close it. He said that initially I wanted it to have it because it was close to work. He asked if my location has changed. I replied saying "No" and that I still want to close my account.

    He then asked why I am flip flopping on my answers, that he doesn't understand why I open an account and close an account. I asked why he is asking all this. He said that he is questioning my integrity. My integrity is being questioned because I want to close an account that belongs to me with my money in it. I asked for his manager contact info. Her name is Debbie **. I contacted her and did not receive a response.

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    Reviewed July 14, 2015

    I am very disappointed with a bank that you do business with turn you down on a loan when you have an account with them with monthly income. How can I keep on doing business with a company like? I will be closing all my accounts with them soon. I will be letting all my not bank with Fifth Third Bank.

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    Customer ServicePrice

    Reviewed July 10, 2015

    Just got off the phone with customer service. A little background... I make good money every month and never have had a monthly service charge. I went in Fifth Third about a month ago and opened up a checking account for my wife so that I could transfer money to her if she needed it since we have a 14-week old and she only works part-time. (We didn't want to combine checking because I wanted to handle all of the bills so she didn't have to worry or worry about taking money out of the wrong account.)

    We were looking at joining either Huntington or Fifth Third. I chose to look into Fifth Third because I have an account and had no problems for 9 years. The banker promised no monthly charges for her because they would create a "relationship" between our accounts. I can login and see hers. And today a month later, I have an $11 charge so I called customer service and the guy who answered told me the original banker we spoke with lied and that the only way I can stop the charges altogether is to have $1500 in her checking and savings.

    Ridiculous! I have top tier credit and a new baby. I don't need this! Save yourself the trouble and look elsewhere for another bank even if you don't have the charge. Never know when it might apply. Looking at Huntington this weekend and transferring everything over. Worth my time because $11X12 is $132 a year. So an hour or two to sort through this mess, no big deal.

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    Reviewed July 8, 2015

    In a nutshell my husband lost his job last year. We applied for a loan modification. We were told that job loss and unemployment denials were not significant hardships. We were then told to submit a bunch of paperwork which we did. They told us to either short sale or rent out our other residence. We did exactly what we were told and then they foreclosed on our house. We are now homeless living in a shelter with 3 kids while our other residence is renter occupied for 5 years. I am going to ask the VA to investigate them. I hope that no other veterans obtain home loans with them. Buyer beware. They will lie to you and leave you homeless.

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    CoverageSales & Marketing

    Reviewed July 7, 2015

    I was given promises by two particular bankers in which the promises were lies. The first banker that opened my account that didn't explain the account the right way had quit shortly after because he didn't get a certain position that he wanted. The second banker had stated that all was good to go multiple times for this promise then must have lied to the manager or maybe the manager lied to cover. The Itasca Fifth Third bank manager which is new to his job was unwilling to help in any way. I had to go above his head to corporate with my situation and due to what the manager stated as to the lies I am SOL. I NOT RECOMMEND THE BRANCH ON FIFTH THIRD BANK TO ANYONE. The $200 promise is a scam and it seems they pick and choose who is worthy. STAY AS FAR AWAY AS POSSIBLE.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 7, 2015

    I have been an excellent customer with stellar payment history for my auto loan since 2010. Never missing a payment. This month I needed to pay late so called and notified them that I would pay 5 days late and would include the late fee of $15. The customer service rep (obviously in Mexico and had no command of the English language) told me that was OK and she would note my account.

    Then the harassing phone calls began at all hours of the day and night. They demanded 2 payments immediately - still not officially late with one then wanted a lot of information including why I was late. I explained the situation but that did not good. They wanted a check payment while on the phone. Finally, just hung up on them and ignored the phone calls. If I ever go into a car dealership to purchase a new car and they mention Fifth Third Bank, I will not only NOT buy the car - I will walk out into the showroom and tell every customer they deal with the most unethical, unprofessional bank in the country and go screaming out of the showroom. AVOID this bank at all costs!

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    Reviewed July 4, 2015

    I deposited a check for 1,200.00 to the Fifth Third Mobile Banking app on Sunday, June 28th. After about three days, I noticed that my deposit was showing up in my daily balance, but not my available balance. So I went to my branch and met with the manager. The manager called the mobile app department, and found out there was a hold on my account that wouldn't be lifted until July 7th, and I was moving from Indiana to California on July 5th! The hold was placed because of past over-draws on my account, even though currently my account was in good standing. What really made me mad was that, if I had deposited the check the old-fashioned way through the bank teller, instead of using the "convenient" mobile app, I wouldn't of had any problem. But I was not aware that I would've encountered a problem in the FIRST PLACE!!!

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    Customer ServicePunctuality & Speed

    Reviewed June 29, 2015

    We got a new car loan through the dealership on an impulse and should have gone to one our banks instead. Throughout the years of paying on the loan, we were constantly harassed about our payment. My husband would mail the check a week before the due date, is it sitting on someone's desk? When my husband had a stroke and I took over his bills, I would mail the payment in before the "grace period" we had; due to how my bills and his bills fell each month. Well, the calls became daily and more harassing. It got to the point that I needed to become mean and tell them since we were never late with the payment, maybe they should just suck it up. They have the worst customer service, I will never use this bank again. I have learned my lesson, never impulse buy - always use your bank to obtain loans. I really don't think this bank will last much longer... they seem to be so unprofessional.

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    Customer Service

    Reviewed June 27, 2015

    Fifth Third deposited my paycheck on Friday at 4pm. On Saturday I check my balance to find that the check didn't get posted. I went in to find out the problem and they said their Fraud Prevention department put it on hold. They could not explain why other than Fraud Prevention did it. The only option to clear this up is to call. They only work M-F 9-5. No help on the weekends. Now I have rent coming and two bills on my debit card automatically being withdrawn and their only answer for me is to wait until Monday. THIS IS MY MONEY. As soon as it gets cleared up I am switching banks and telling everyone to avoid them. Use a national chain like PNC or Chase. A real bank. Terrible service for a customer who has been with them for 8 years. Zero communication and no service after Friday.

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    Customer Service

    Reviewed June 23, 2015

    I am a POA on a few accounts with a family member, who is elderly and no longer able to manage her check book alone. She has several accounts at 5/3. Sometimes her bills outweigh her limited income checks, so we would take a cash advance on the credit lines tied to her checking accounts (overdraft protection) instead of letting an overdraft occur. We always make payments on those credit lines on time. Recently, we tried to take an advance with the mobile banking app and were unable to. She still has plenty of credit available, but it seems that this bank extends credit but then decides not to let her use it when she wants to.

    There are tons of fees that go out of her accounts, then customer service is rude. They transfer us when we call to multiple departments before resolving our problem, and then a month later we end up with the same problems. It has gotten so that every time we try to do a transfer with the mobile app, it tells us to call customer service. So sick of them not honoring their agreements and being nosy about her personal affairs when she wants a cash advance! Will be trying to find her a new bank that will hopefully allow her to transfer her credit lines to their institution. Would rather be in debt to someone we can trust. We no longer trust 5/3 bank. I think they are just trying to make overdraft fee money off of her, and that's why they are giving her such a hard time with her cash advances.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed June 22, 2015

    The worst service ever! They are not emphatic with their customers. They transfer you to three different departments until you get to the right one. Not only will you be transferred but you will be on hold for over 25-40 mins at a time. When I told the rep I've been placed on hold for so long her reply was, "well since you called on a Friday every is trying to make a payment, what DID you expect!" It's just a joke how they run this bank/company! The specialist manager ** was sneaky, lied. I had to ask multiple times what is the balance, is it paid in full. She made it seem that the amount I agreed to pay for is the full amount. I proceeded to question her (which was like talking to a broken record or brick wall) and she then confirmed no I was still going to pay the higher amount but it would be placed on my next month's bill with disclosing that to me!

    If I didn't ask what my next bill would be I would have assumed that it was the regular amount then been charged more late fees!!! Be sure to be aware of what you need to pay and what they are charging because these people are snakes and will nickel and dime you for every cent and not tell you the full details until you ask!! I am very disappointed you screwed customer over for $15.15, the struggle must be real for this bank! Stay away.

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    Punctuality & Speed

    Reviewed June 19, 2015

    Manipulating late fees. 3 months this year -- that is 50% of my payments mailed -- have incurred late fees. These payments continue not to clear for up to 2 weeks after mailing dates.

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    Customer ServiceOnline & AppStaff

    Reviewed June 6, 2015

    I have been a customer of 5/3 for 13-14 years. It started out ok when they weren't well known in my area. Over the last few years it's been horrible. The accounts themselves have gone downhill. The customer service is out of control bad. The people on the phone are rude and inconsiderate. They are not helpful and act very smug. I called about an account feature I was not made aware of and they told me that I am made aware on their website. I have not spent time going through their site with a fine tooth comb. I'm not sure about other people but I'm tired of them acting like it's ok to screw the little people.

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    Reviewed June 4, 2015

    So I had a bad experience with BofA regarding overdraft charges a while back, but FT is just as bad. I was told this bank turns on the protection and then allows you to go over even if you have no money in the account... Ripoff! A friend referred me to an attorney who might be suing them.

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    Fifth Third Bank Company Information

    Company Name:
    Fifth Third Bank
    Website:
    www.53.com