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About Fast Track Debt Relief
Fast Track Debt Relief offers debt settlement and debt consolidation services. The company negotiates with creditors to lower the total debt owed and settle on behalf of clients. It also offers credit consolidation so individuals can have one monthly payment instead of several payments to keep track of.
Pros & Cons
- Free consultation
- Suite of debt relief services
- Can take up to 84 months
- Not available in all states
Our editor’s take
Fast Track Debt Relief can be a lifeline for anyone in a lot of debt who can’t see a way out. You’ll need to complete a consultation with a debt specialist at the company to learn if you qualify and which program could be right for you.
Fast Track Debt Relief services
Fast Track Debt Relief works with people who are overwhelmed by debt. It offers a free consultation to see what debt settlement options are best for an individual's situation and goals.
When you sign up for debt settlement with Fast Track Debt Relief, you’ll stop paying creditors. Instead, you’ll open a Federal Deposit Insurance Corporation-insured savings account and deposit an agreed-upon amount monthly (according to Fast Track Debt Relief’s website, this may be 40% less than normal monthly payments).
When there are enough funds in your savings account, Fast Track Debt Relief will contact a creditor and negotiate the debt on your behalf.
With Fast Track Debt Relief’s debt consolidation loan, you take out a loan to pay off multiple creditors and then make a single monthly payment, often at a lower rate than you were previously paying. Fast Track Debt Relief debt consolidation loans have terms from 12 to 84 months.
Fast Track Debt Relief requirements
Fast Track Debt Relief shows eligible debt amounts online from $10,000 to $100,000 or more. In order to qualify, you first need to complete a consultation with a debt specialist, who can help you determine if debt settlement or debt consolidation is a better fit. For debt consolidation, your loan rate will be based on factors such as your credit score, the term and the loan amount.
Fast Track Debt Relief costs
Fast Track Debt Relief offers a free consultation. It doesn’t list its fees for debt settlement, but you can expect to pay a percentage of the enrolled debt. For debt consolidation, the company states that annual percentage rates (APRs) range from 3.99% to 29.99% at the time of publishing.
Fast Track Debt Relief FAQs
What is Fast Track Debt Relief?
Fast Track Debt Relief is a debt consolidation and debt settlement company that helps individuals with debt relief services.
How does Fast Track Debt Relief work?
A meeting with a debt consultant at Fast Track Debt Relief helps you determine if you qualify for either debt settlement or debt consolidation. With debt settlement, you make a monthly payment into an account, and the company negotiates with creditors to settle for a lower amount. With debt consolidation, you take out a loan to consolidate multiple debts and make a monthly payment over 12 to 84 months.
Where is Fast Track Debt Relief available?
Fast Track Debt Relief is available in 32 states and Washington, D.C.
Is Fast Track Debt Relief legit?
Yes, Fast Track Debt Relief has been in business since 1998.
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Fast Track Debt Relief Company Information
- Company Name:
- Fast Track Debt Relief
- Address:
- 1901 Cypress Creek Road, Ste. 400
- City:
- Ft. Lauderdale
- State/Province:
- FL
- Postal Code:
- 33309
- Country:
- United States
- Website:
- www.fasttrackdebtrelief.com
