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Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Chase Bank Reviews

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    Page 22 Reviews 2926 - 3076
    Customer ServiceStaff

    Reviewed June 25, 2015

    It's only about $5.00 dollars. Not much but I signed up for the Chase Checking Paperless Statements in response to the promotion. A reward of $5.00 paperless bonus on 12/24/2014. A coupon receipt with a tracking number was issued. It promised the bonus will be deposited into my Chase checking account within six weeks of signing up. Today is 6/25/2015 and I am still waiting. I spent 25 minutes on the phone with the customer service specialist this morning and gave her the tracking number. The specialist told me she has to send this issue to the research department even she admitted I had signed up and there was no record of the $5.00 deposited to my account. Now I have to wait 3 to 5 business days to hear from the research department if Chase keeps its promise.

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    Customer ServiceCoverageStaff

    Reviewed June 24, 2015

    I own and operate a small business - bookkeeping and payroll service for various clients, most are corporations, but a few are sole proprietors. One particular client has had his company account at Chase since it was Washington Mutual Savings. I am mortified with their lack of customer service and their gouging charges for non sufficient funds charges on "held" withdrawals! I process EFTPS payroll tax deposits through QuickBooks, get my confirmations of acceptance by the IRS and then lo and behold, Chase Bank does not honor the payments and rejects them charging $34.00 for EACH transaction. Supposedly, they are saying they will NOT allow kiting... well that is fine, however, they process the ATM charges and then 2 days later come back and say, "oh no - you don't have enough money in the bank to cover those charges." So, you get hit with a double whammy.

    Multiple times, I have contacted the bank's fraud department, spending hours on charges that were "hacked" against a debit card, and to this day, my client has not received a response nor refunds for the "hacked" charges and the multiple bank service charges of $34.00 each - now amounting to over $1100.00 in bank charges alone! I believe it is time for the FDIC to look into Chase Bank practices immediately to stop this activity. Many ESL (English Second Language) customers trusted Chase Bank to manage their accounts. Some of these ESL clients have valid social security numbers, as well as Federal Employment Identification Numbers. I have recently learned that an individual with a FEIN and a company account at Chase was denied a personal account because they are not a citizen of the United States! Balderdash!

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    Reviewed June 24, 2015

    I worked with this company for 1 year and 8 months. And through out my very short time there it was a complete nightmare! My managers were abusive and now a year later this company has been billing me a sum I owe, because I was "overpaid." This is a complete outrage, I shouldn't be receiving a bill so long after especially when I was getting paid near minimum wage. This company needs to be removed off planet earth. They have no compassion or sympathy and are full of greed. I have left this company and will never again be banking with such a corporation, disgusting!!!!

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    Customer ServiceStaff

    Reviewed June 24, 2015

    I attempted to deposit $100.00 into my son's account who lives in another city. I was told by the teller that she could not accept cash, I had to purchase a money order or write a check. How does a bank get to that level of arrogance that it can override all existing laws? There is a statement on our money that states, "THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE" EXCEPT at Chase Bank. By the end of the week all of my accounts at Chase will be closed. I don't want to hear from you or from any of your representatives.

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    Reviewed June 24, 2015

    On 6/23/2015 I made a deposit into my account. Decided to check my account to see if my L&I check had cleared around 4 am on 6/24/2015. My account has no reflection of any deposit made and my money is missing. Now I have no way to pay my bills or to buy food for my child and I.

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    Customer Service

    Reviewed June 23, 2015

    Have over a hundred thousand dollars in my account, bank froze my account until a 12000 dollar check clears. I cannot use any of my available funds until that check clears. If you ask me that should be against the law. Customer service had no answer to me and was extremely nasty and disrespectful. Once my account is unfrozen in another 3 days she told me, I'm going to empty out my account and close up and go to a Union Bank account.

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    Customer ServiceInstallation & SetupPunctuality & SpeedStaff

    Reviewed June 23, 2015

    I explained to the bank teller I needed a title notarized for a car I was buying when I arrived at the Westerville Ohio Chase Bank. I was asked to take a seat and someone would be right over to get us. After 43 minutes we finally got asked back by the notary. She refused to help us since both the buyer and seller didn't have Chase accounts. I was the one buying the car and I have a Chase account. I then asked if we could open an account for the people selling me the car she said no. I would take too long and we'd need to make an appointment. I would definitely not recommended the Chase Bank in Westerville Ohio to anyone. The customer service is seriously lacking.

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    Customer ServiceStaff

    Reviewed June 23, 2015

    I check my bank account every night before I go to bed to make sure nothing is going to put me in the negative. If I go to bed with 10 dollars balance by morning on my payday, I'll be hit with two insufficient fees and it deducts it from my direct deposit from work. The customer service reps say it's due to the actual time that my direct deposit posts and the time the other automatic transactions post. They have hit me with hundreds of dollars in over draft and extended over draft fees it's not even funny. Sometimes they go back to hit you for transactions that when I checked, I had enough money for. Then I have a monthly check for 250 that gets deposited. I failed to notice that the check was written out for two hundred but box said $250. Chase deducted the $50 dollars from my account because they only honor what was written out. Never mind that I've been getting $250 every month for 5 years straight.

    I hate this bank! They have ripped me off far too many times. It's such an inconvenience to have to change banks but, I have no choice! Please bank with someone else who isn't going to rip you off. I can't believe I've been charged so much money for a bank to hold my hard earned money.

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    Customer Service

    Reviewed June 22, 2015

    Had a friend make a deposit for me today, (1) check & cash. They took the check but would not accept the cash. When I went back to deposit the cash, had to give them my driver's license, to deposit cash! Their reason was they need to know where the cash is coming from! Excuse me, it is not their business! Another time, went in to deposit money, lady behind counter said, "Do you have a Atm card?" I said, "Yes." "You know you could have deposited it there!" I guess I should have had my friend use the ATM! SMH. No customer service. It is My Account!

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    Staff

    Reviewed June 22, 2015

    CHASE on Balfour in Brentwood have reduced staff so every visit requires 20 min on average to get assistance. Hate that they are trying to force us to use the new ATM which is how they justify the low staff. However, my needs require teller assistance.

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    Customer ServiceStaff

    Reviewed June 22, 2015

    My wallet had been stolen a little over a week ago. I had called the helpline to send me a new card on Friday 6/12, they told me I would get it by the following Friday at the very latest, and that I would get a tracking number via email within 48 hours. Never did. I then called on the expected delivery date on Friday 6/19. I was extremely concerned since I was traveling for business on Monday 6/22 and would need my cc for my incidentals. The representative told me that no one has sent it out and that she would send it on Saturday delivery that way I would get it before my flight on Monday, and that I would receive the tracking number shortly. Again, no tracking number.

    On Sunday I then got worried that no track number was sent. Called yet again, and she convinced me that it will be there by tomorrow morning (Monday) that she can see the delivery status. Monday morning still nothing and I was running from UPS store to another to find my card and it's nowhere. I then call the helpline AGAIN and they tell me "it was never sent out." The manager then got on the phone and told me there's nothing he can do to fix the mistakes and I'll have to wait ANOTHER week for my card. Barely said anything to me, and barely even tried to fix the situation. Manager **, you did absolutely nothing. The response he had told me was to try and reschedule my business trip. I'm attending a conference. You let me know how to ask the conference to reschedule, LIKE COME ON. I've been with Chase for a long time, and am SO disgusted by the phone customer service stupidity.

    I don't think it's that hard to send out a replacement card. Mess up once, okay, but 3 times AND LIE about seeing delivery status! And obviously when you call a number like this you don't get the same person. Which means this whole helpline is swarming with idiots. I plan to close my 2 Chase credit cards and switch my debit card to another bank ASAP. I love my Long Island bank store location, but the customer service experience I had this week was more than enough to make me leave and dislike the company. Teach your staff how to read the computers, and how to recover a bad guest situation.

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    Customer ServiceStaff

    Reviewed June 22, 2015

    I went into the Fruitville/Honore branch with my 2 & 4 yr. old to make a $50 cash deposit into each of their minor savings accounts. I presented my completed deposit slips and cash to the extremely rude teller and she asked for my ID. My ID was in my car with my purse because I was carrying my 2 yr old & I was just running in. She told me unless someone knew me, I couldn't make the deposit! And she was nasty!! So I called my mom to come watch my kids so I could go back and close my accounts. When I told the banker I was here to close my accounts he said "Ok, I need your ID." The next thing he said to me 5 minutes later was "Do you want cash or check?"

    I wanted to verify one of the balances he gave me so I tried looking it up on my phone, but there's no cell service in their office. He knew what I was trying to do & just sat there. Finally I had to ask him to look at his screen & tell me the transactions, as if it were asking too much for him to do his job! There was no more conversation & I left with my money. On top of the worst bank staff in town, I never would've encountered this situation if I could just have access to these accounts with an ATM card!! Chase will not issue an ATM card for minor savings accts (according to this branch) AND they wouldn't even link the accts to my debit card when I had a checking acct with them. So I was forced to do all of my banking for these minor accts with a teller in a branch. This is SO inconvenient!

    I just left Wells Fargo... They said I can deposit cash into the accts without an ID whenever I want. And even better. They offer ATM cards for the acct and I actually just had them link the accts to my existing debit card, so I can do all of the banking through the ATM! Yay!!

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    Customer ServiceStaff

    Reviewed June 20, 2015

    Currently my checking account is in a restricted mode, as they said it's been compromised! No money can be withdrawn or deposited! Yesterday my employer sent my direct deposit to Chase. Now I can't get it out (restricted remember). No branches in Pueblo, Co, so I'd have to drive thirty miles to see someone in person, but they're holding it two days! The idiot I spoke to never mentioned this when I asked if the lobby was opened for business Saturday! No one is on the same page at this circus bank, or speak English understandably! Also a third, maybe fourth person I spoke to (lost track). The direct deposit may be returned to my employer again, "restricted account"! Called this branch I was to withdraw my money from and still waiting for a call back! "The individual you need to speak to is busy, I'll have them call you!" Over an hour ago! STAYED AWAY FROM CHASE. THEY ARE A NIGHTMARE!

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    Verified purchase
    Coverage

    Reviewed June 20, 2015

    We opened a new account with Chase on June 6, and deposit a check with large amount $. it is check from our Citibank account. We quite understand it will take time to have the funds available for a new account. So, we were very patient and wait ... 9 days later on June 15, we were told by the Chase branch that our Citibank account did not have sufficient funds. It was a surprise to me because I knew that our Citibank account has more than enough balance to cover that deposit check to Chase! So, I contact our Citibank immediately, and I was told our check was paid to Chase and cleared on June 8. The funds has been debited that day.

    Then, I called the Chase Bank for that check. The Chase Bank tole me that they never received any funds from Citibank. I was scared: where is our money?! And Chase insisted they didn't have the funds as I keep contacting them for the funds. My wife and I just couldn't go to sleep whole night that day! Our money has been disappeared! The following day On June 15, Chase had a conference call with Citibank to verified that check did has been cleared on June 8, and the funds has been paid to Chase. Then Chase agreed to release the funds to our new account. It seems that Chase didn't know when they got money in their pocket?

    Questions to Chase: #1 Why Chase told me "a big lie" on June 8 saying that our Citibank bank account did not have sufficient funds? #2 Why Chase denied that they did not receive the funds when they actually got funds from Citibank for the whole week, and scared me that deposit of our money disappeared? My question to the Chase: How we can trust them in the future for the checks deposited to Chase? They can just easily deny that they never receive any funds they got! it sounds like a robbery under the broad light! How come Chase bank can stand above our great government and laws! I am just wondering if we customers get protected? I asked Chase for an explanation for it, and they still has not give me answers directly to my questions. What a message Chase bank has sent to customers: "Be very careful when deposit your hard-earned money to Chase Bank"!

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    Staff

    Reviewed June 18, 2015

    Overall the Chase Bank has poor service. There is only one cashier and they are always talking amongst themselves. They take way too long to attend. This is the chase on Boughton road in Bolingbrook.

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    PricePunctuality & SpeedStaff

    Reviewed June 18, 2015

    Review: I have had a Chase Credit card for over 10 years. About 2 years ago my credit limit was decreased arbitrarily by $2700. I believed this is when they first took over from another bank. I understand they were looking out for their best interest. I have paid my account every month and in most cases over the minimum payment. I have reviewed my payment activity from 7/13/2014 to current and my mortgage payment from 2/10/2014 to present. I have never been late on any payments.

    Today 6/18/2015 I receive a letter from them decreasing my credit account limit by another $1000. Reasons given were canned responses such as "number of accounts in use" and "rapid increase in revolving balance". What bothers me the most is they never contacted me to discuss any issues. Apparently they do not even care what life issues may have happened to you. Even if I had and increase in revolving balances, there must be a reason. I have made extra payments to what I feel shows my intent to reduce my balance and seriously take my financial debt seriously.

    Apparently they don't care or choose not to acknowledge this. They make their money on the interest that they charge, so if my payment activity demonstrates my credit worthiness and intent, why do they do this. Fortunately they do not have a bank in my state but based on their current actions I would not bank with them anyway and would recommend that no-one else should.

    Perhaps a decrease in their customer accounts and profits from this may send a message to them. After all the profits they make are based on their customer base. How would they like them apples!!! Once the senior executives see the end results, only then will they investigate the reasons why they have lost revenues!!! Be afraid. Be very afraid of Chase Bank!!!

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    Customer ServiceStaff

    Reviewed June 18, 2015

    MY FINAL EXPERIENCE. I opened an account last year, just for the cash incentive. Forgot to close it until now. While closing any account can prove infuriating, Chase has crafted a real doozy. For the entirety of my year-long membership, Chase spammed me electronic and physical mail on a weekly basis. You'd think they'd notice that I never had a transaction on my card, but who knows?

    This evening really decided things: I opened my inbox to *another* email from Chase. Great, some sort of cash-back-on-purchases offer. There's not a lot of information, just the same empty words repeated. And it's only applicable at gas stations and Kohl's? You're in the wrong marketing niche, buddy. So I click the "Activate your 5% cash back to learn more" link. Maybe I can unsubscribe from emails there, right? NOPE. SO GLAD YOU'RE A PART OF OUR PROGRAM! WE CAN'T WAIT TO GET STARTED WITH THE MONEYZ AND ABSTRACT LIFE QUOTE PICTURES!

    The frigging system punches my self-esteem in the gut. Deep breaths, I calm down. This has to be reversible, or they'd lose clients. So I call up my buddy Google, who's an expert on everything. Google and I talk for around 15 minutes, looking at the Chase website, Quora and a smattering of forums, with no indication of whether I can cancel this monstrosity.

    Now, dear reader, remember this: I haven't even logged into my account. For a whole year. Who knows if my account is even active? All I want is to get out of the pit that Chase tripped me into and maybe avoid severance fees. So I wade through customer service hotlines. Normally I get decent reception, but the static between my phone and Chase call centers made the conversation more difficult than swimming a 50-meter through packing peanuts. Not impossible, just itchy and suffocating.

    I've lived the call center and have an idea of what it's like. My first customer service rep ** was definitely a five star, while the second was definitely a non-comm. Perhaps I sounded too happy on the final confirmation question ("YES, yes I would like to cancel my account!") but it's hard to contain your joy at telling a beast like that. Didn't catch what she said afterward, 'cause I didn't care and the static had grown to match the frequency of my neighbor's kick drum. Talking to the Chase humans wasn't terrible: It was the call structure I hated. In one sentence: There are good people at Chase, just not enough good decisions.

    COMPLAINT TO EMAIL DESIGN TEAM LEADS. Why would your tiny "follow this link to activate" actually activate cash back benefits?! I don't care that they're free; I just wanted to learn about the offer, not be force-fed identical information three times in one message. Also, why would you include that link in 6pt font?! I'm trying to be responsible with my life, not sign up for offers I can't understand. Don't shove that crap on my plate, and ciao to the good people.

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    Staff

    Reviewed June 17, 2015

    This is the worst bank to try and get a mortgage. They are not competent and do not communicate. Please save yourself the trouble and go to an experienced lender. Do not waste your time with Chase.

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    Reviewed June 17, 2015

    I have a large savings account plus good sized checking account one credit card and a mortgage with this bank, I have been here for 24 straight years. I have brought my friends and family to this bank as well. I plan on advising them to move and follow me elsewhere due to their numerous hidden fees in the small print and mostly because they are not loyal to the customers but expect the customers to be loyal to them. I gave them one quarter of my life and they continue to treat me like I am bothering them. I pay stupid fee over and over but have decided MID-2015 to start fresh.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 15, 2015

    I had set up an auto payment from Chase.com, but somehow it did not work. So I called customer service to tell them this feature did not work and see if they can help me with the late charge. They did not help me and they said even if you talk to a supervisor they would not help me. So I had talk to the supervisor and he told me because of the policy he could not help me at all. I think this is terrible service. That is why I am so upset.

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    Staff

    Reviewed June 14, 2015

    I attempted to use my Chase card in a NYC taxi cab at 3am. It was declined multiple times. I assumed it was being declined because of Chase's fraud prevention. I called to verify myself to allow the transaction to be approved. I was told that Chase undergoing system maintenance between 12am and 7am. Because of Chase's system maintenance I would not be able to access my money until 7am. As a result of my inability to access my money the cab driver flagged down two police officers.

    The police officers then proceeded to question me and I thankfully have the ability to properly explain myself. Because of my ability to explain the situation with Chase I was not arrested. I have contacted Chase to file a complaint and was told that someone on the executive customer service line will be contacting me within the next 24-48 hours. I have no interest in continuing to bank with Chase and I and the rest of my family will be switching banks. I would encourage others that do not want to run into issue with accessing their money during times that Chase is going under "system maintenance" to do the same.

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    Customer Service

    Reviewed June 14, 2015

    What happened was that they closed my account without any explanation why. So that means if I was anywhere in the world I would have been screwed. So I called them and they couldn't give me a reason why after being a customer over 4 years. I wasn't happy how they treated me and the whole situation. I hope people start realizing how banks operate!!! Chase Bank doesn't care about their customers!

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    Staff

    Reviewed June 13, 2015

    I go into this bank to make a deposit. I swipe my card, and enter my pin. This idiot named ** looks at me strangely and asks me "is this your card?" I say "well of course, why". He says "well your name", I'm like "AND" then he says "I was just thinking Morgan Freeman." (As if this isn't my card.) My name is Morgan, I am a black woman and he couldn't believe in this world - there are women named Morgan. I told this idiot it's a universal name. Feeling offended and stereotyped I just shake my head in disbelief! And why would I be depositing money in someone else's account and have their card!

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    Customer ServiceCoverageStaff

    Reviewed June 13, 2015

    When I was 17 I changed to Chase Bank from a credit union. I was put into the high school account and for me it was a nice switch at the time as they gave me power over my money that I felt I was missing before. Well that lasted until I turned 19 then I got a letter in the mail saying they were moving me to an adult account. I couldn't see how that would change things but it did. From about that point on I would receive $10 account fees that I didn't know of until I looked into my online statement and found almost $40 dollars missing. I was shocked and right away called. Able to get it back but it kept happening each month around the 10th to the 20th give or take. I would get a fee for my accounts not showing they were linked and that I had the money to cover the fee. Now I had almost 12,000 dollar in my saving account and another 500 or so in my checking.

    With Chase's fee policy they say if you have your accounts linked and have a balance of more than 1000 then you get no fee but my account would unlink each month and that is where the fee came from. I know now that I put up with it for way too long as only left Chase in February 2015 after having more trouble with it and fighting them about it. I called one of their offices and talked to a very mean and belligerent man who said that my account could not be linked and that I was only a 19 so there was no way I had enough money to do so. After telling him to look a few time he did and then hung up with me without another word. Later that day I got my fee back taking all my money out with it and going to another bank.

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    Customer ServiceStaff

    Reviewed June 12, 2015

    After four years Chase Bank suddenly closed my account freezing my money and not telling me why. Went into the branch talked with the Branch Manager and someone at Chase main office. They refuse to tell me why. The representative on the phone kept repeating the same line: "Sorry however the law doesn't require us to tell you so we won't." The branch office tells me this is the standard line and is all they ever know and these closures are happening at an increased rate.

    Just because there is not a law requiring them to state why they closed the account doesn't alleviate Chase of their moral responsibilities to the customer. I was a customer who had been a good client with a good account for over four years. Chase themselves told me this as they waived four NSF fees for me (three weeks ago told me that they could do this since I had not had a NSF in over a year and I was such a good customer.) Why would they have done this if I was such a bad customer? If I go to a restaurant and they refuse service the restaurant would tell me why - i.e. dress attire, etc. Why should not a business that is more important to the customer than a restaurant, not offer same courtesy to their customers?

    Being disabled in a wheelchair is hard enough without being discriminated against because my only income is from SSA which is the reason I believe they closed my account. Further based on my history in the banking industry also I believed that my account did not meet the revenue requirements threshold and that was also a factor in closing my account. If I had $100,000 in my account do you think they would have closed my account?

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    Sales & Marketing

    Reviewed June 11, 2015

    Today while taking my son to school I stop at my local Chase Bank ATM. The screen greets me reminding me June is LGBT month. Why do corporations feel the need to offend and alienate the larger masses who disagree with what's considered by many a lifestyle choice? Chase's majority clientele are heterosexual. Where's our month? Considering leaving Chase & closing 5 accounts. Had considered moving 3 more accounts from US Bank to Chase. Not now. This isn't hate speech. This is a disagreement that a company feels they need to publicly endorse a group in its advertisement.

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    Reviewed June 10, 2015

    I'm at Chase. Look at an empty. Walk up and down doing nothing while I wait to get in my safe deposit box. I ask if she can help. She said no that only Banker can help me. I'm on the same line you can apply for a house loan. How does that make sense to put a person that need a box open on the same line as the people opening new accounts and home loan? I have been here for over 45 min. I'm closing my account. Chase is no good.

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    Customer Service

    Reviewed June 10, 2015

    I opened an account with Chase Bank two weeks ago. Deposited a work check. It cleared.. No problem. I received a letter in the mail stating they are closing my account. I called to inquire about it and I was told they didn't have to give me a reason for closing it. This makes no sense to me. If I don't know the issue behind their decision how then can I fix the problem. This just seems really unfair. This can't be legal.

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    Staff

    Reviewed June 9, 2015

    I had an opportunity to payoff all my credit cards. I had residual interest payment on Chase for $13.89. I called all my other credit card companies both opened and closed (there were a few) and every credit card company except Chase waived these residual charges! They would not budge, transferred me to a "floor supervisor" who told me he had the authority to waive it but he elected not to! Who says that? I paid on this closed account on for years. I wonder if it had been an open account and active account if they would have waived this as a courtesy. It's just the principle of the matter.

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    Punctuality & SpeedStaff

    Reviewed June 9, 2015

    While on vacation in Las Vegas I went into Chase Bank on Flamingo Blvd and talked to a gentleman by the name of **. I needed him to notarize a letter for me. First off I was asked for my state ID and my debit card and also had to type my social security number into his ten key machine. As he looks me up in his system he says he cannot help me with a notary because I am no longer a current customer! What??? Really? My mortgage was with Chase for years until THEY sold it not even a year ago.

    Not my fault! I have paid Chase about $60,000 in mortgage interest over the years that they held my mortgage! And ** looked at me and said, "sorry, you need to be a customer to conduct any business with us." What? All I needed was a quick notary! Considering how much money I've given this bank and the fact that I was a customer for several years, that SHOULD count for something! Not anymore! This country has gone to hell. There is absolutely NO humanity in what he did to me! I would NEVER recommend Chase Bank to ANYONE! GET IT TOGETHER PEOPLE!

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    Staff

    Reviewed June 8, 2015

    On June 4, 2015 my home equity payment was returned even though I had money in the account to pay it. It was deducted on June 3, 2015 and then reversed on the same day. Chase restricted my account tied to this loan on May 27, 2015 and send my new husband a letter referencing his accounts and my account ** which he does not have signature on and no ownership on it saying they were closing it but did not send me a letter!!!! Today, June 8, 2015 I got a cashier's check for the June 3, 2015 home equity loan I had paid that they reversed. We were told on a recorded line in the Chase branch in Humble, TX with ** on the phone that Chase would do the auto debit for the June 3, 2015 payment because we had taken money out of a chase account on June 27, 2015 and the June 3, 2015 payment was within their 10 day payment period to pay that account!!!

    We expected the home equity loan to be auto debited as has been since 2006 with no late payments. In addition, Chase in 2006 gave me a special interest rate of 7.15 with the auto debit feature. The disclosure I signed in 2006 said the rate without it would be 7.31!! So in the promissory note they say that the .025 now would be an added rate to the 7.15 which puts it at 7.40!!! Keep in mind, they intimidated my husband ** who has done banking with Chase at least 10 years. He was a private client and had JPMorgan Securities account managed which is another issue!!! They closed ** accounts with no notice!!! Then they tied my home equity loan account to him and send him a letter regarding my account ending in ** which he has no signature on and no ownership!!!

    Before they even closed ** accounts he paid off his Toyota truck loan of approx $800 which they took out of his account and then they reversed it!!!! But they send him the title!!! ** had paid the tax assessor of harris county for his vehicle registration in May prior to any termination of his account. He had sent them a check number **. Harris county just sent him a letter saying Chase did not cash the check and there is still money in ** account. Now he has a $30 nsf charged added to his vehicle registration because of Chase. Fraudulent, slander, malicious intent on Chase's part threatening to say he had suspicious activity on his account and report to a credit bureau. Also they would give us no information about so-called unusual activity. **, Branch Manager at Chase (1 of 2) in Humble on 1960, Humble, TX asked why they said suspicious activity and they would give no answers.

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    Customer ServiceStaff

    Reviewed June 8, 2015

    On 3rd of June I transfer money in to my account to find out on the 6th that my account was closed. I called to inform them I have a transfer coming in, to notice that the account was closed. I talk with 8 different reps to have phone hang up on me 8 different times. Today as of 06/08/15 had the same thing happen to me. This time I requested for them to send me my money to me right away - not 7/10 days because they can process a credit in 30 minutes, I believe they can send my money back next day. With today times anything can be done. I never had problems until now and I don't feel that any customers have to wait for anyone to do their job. I will go higher today to get things in order with customer service and the way they handle calls.

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    Customer Service

    Reviewed June 5, 2015

    We have a pending court order that was issued to Chase Bank for a lawsuit in our favor. Chase has been sitting on the order for 2 months and is refusing to pay out the proceeds. I have spent 10+ hours on the phone with this inept bank and went into the local branch only to be told that they wouldn't help me. I can honestly say that I will NEVER put a penny in Chase Bank or use any of its services. Ridiculous!

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    Punctuality & SpeedStaff

    Reviewed June 3, 2015

    My client applied for a loan and Chase %100 approved him. They have sent him commitment letter, and said that everything looks perfect. They have rejected him a week before the closing with no reason giving to my client. They said that they will send a letter with reason later on, but we don't know when it will arrive. Plus we have very limited time right now, so we cannot deal with these. They have wasted our time!!!!!! Now we are in rush to find another lender and dealing with everything from scratch. I will never ever recommend them to anyone or get any of their service.

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    Customer ServiceStaff

    Reviewed June 3, 2015

    On about March 21, 2015 someone cashed a check for $385. When I checked my account balance on Monday I saw that someone had perhaps stolen a check and cashed it. It appeared no one had even checked for an ID because nothing was written on the check. When "he" signed my name he spelled my last name wrong. I only use a debit card. Temporary checks that come with a new account were in my briefcase. I was also in the process of moving. I was told that because the checks weren't secured there was nothing they can do about it. I have spoken to 3 people regarding this matter. 2 never got back to me but the last man called the fraud department. He was baffled as to their decision to flat refuse to give me my money back. $385 may not be much money to Chase but it's a week's wages for me. PLEASE HELP ME!

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    Customer ServiceCoverage

    Reviewed May 29, 2015

    This is the most absurd situation ever. I am a long time Chase customer from loan, line of credit, business and personal accounts. 5/18/15 In error we scanned checks written to NT business (stamped with the business account number) into the KIG business account. Reported the error within 5 minutes of it occurring.

    Spoke with **. 5/19/15 Spoke with ** - promised case would be resolved within 3-5 business days at most. Called back and was given resolution. 5/23/15 No resolution. 5/26/15 Spoke with ** - gave me a resolution of 5/27/15 midnight. Stated deposit would be transferred into the correct account.

    5/29/15 ** stated my 5/26/15 case was closed because all information was accurate and in the correct account. How can this be possible if the name of checks and account number in back of checks belong to another company. She advised me to go into a branch and deposit into NT. How can she advise that when checks were deposit into incorrect account and would not be funded.

    To add insult to injury when I asked why it was not resolved yet they stated because I wrote a check to my other business account for the same amount. Of course I had to get money into my other business to cover payroll. One thing does not have to do with their resolution. What if I wrote a check for the same amount but it was meant for something else. How is that their resolution?!

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    Customer ServicePrice

    Reviewed May 28, 2015

    I get paid weekly so I checked my account balance early this morning and my check had been deposited and was available at least my mobile app said so. After attempting to purchase something online it was denied, so I called Chase and they told me the money wasn't available but now it's available. First off when jobs deposit your check into your account it doesn't post until it's available. So what the hell does that mean. Second the customer service is poor. I won't lie it could be worse but it definitely can be better. The CSR have a very poor grasp of the English language which makes it irritating when you call them. Also they charge you $12 a month if you stop deposited your checks into your account.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed May 28, 2015

    My wife and I have been with Chase Bank since 2008. We have been pretty pleased with the service we have been given at our local branch. Our issue is with the NSF scheme that Chase has set up for lower balance customers. This is our 2nd or 3rd time that Chase Bank has shown all of our purchases being taken from our account balance "Online," over the weekend, and then turning around, the following Tuesday morning showing we were overdrawn.

    On 5/25/2015 my account balance was $319-$318 and some change. I wanted to spend $120.00 and put gas in my vehicle "$20.00," so I sat at my PC and pulled up chase.com to make sure "EVERYTHING" we had spent up to that point was showing up on our account, and every purchase, ATM withdraw was correct on the website. But I failed to double check the available balance vs the list of money spent. So I left my home, used a non-chase ATM ($3.75 extra + $2.00 chase non-atm fee). Went to get gas ($20.02). So $318.00-$146.00=$172.00<---Left! Correct? WRONG!!!! Some way or another money that was showing it had been taken for purchases previously, had mysteriously, all the sudden not been taken. Charges from 5/19 and 5/23 were now showing up on 5/26/2015 as if they were never on my account nor reflecting my balance previously.

    This is not the first time this has happened! As I explained earlier, this is the 2nd or 3rd time! I also noticed when our account is under $50, dumb things start staying pending for a ridiculous amount of time, like $10 @ burger king or $8 at the Ecig shop and other small items that "Normally" post everyday and rarely pend for more than a day when we have money in our account. As if Chase is holding back, hoping we make a mistake with our account so they can hit us with 400 NSF's for the nickel and dime purchases.

    I think it is time to move on and find another bank to do business with. One that makes money off of honest neglect, or interest off of loans and the stock market. But not charging honest customers with bogus manipulation of charges pending on lower income peoples checking account. But I am sure every bank does the same crap. We have cars that can drive themselves, yet Chase cannot make a website that reflects your "TRUE BALANCE" at all times? I am not buying that!

    I feel scammed and humiliated having to beg to have the NSF fee's removed, which they did remove the NSF (1). I had to go into my personal spending habits with the rep on the phone, and my wife and I had to take out a payday loan to survive until we get paid. Forced to give personal details! And forced into a open loop of fees from a payday scam, and still got a NSF!

    The payday loan posted at 1:35AM CST and there were no NSF's showing so I thought GREAT! The money posted "before" NSF's hit my account so all should be GREAT! Right? WRONG! At 3:20AM CST I logged on once again and I had the $2.00 non-chase atm fee on my account and a NSF fee for my $7.99 netflix payment. So how can I be charged a NSF 2 hours after $300.00 was deposited into my account? Only god and chase know!

    This is a warning to others without overdraft protection! With Chase always calculate EVERYTHING spent from your check being deposited until the day you're wanting to spend a buck. Even then know that Chase may still switch up some pending charges to wipe out your account and let the flood of NSF's come a flowing in. Chase will ONLY refund up to 3 NSF's once a year! Gee, I wonder why? That is after you kneel before them and dump your personal business on the phone and belittle yourself enough to grasp sympathetic, sympathy from the chase rep on the phone. I am pissed! I hate being scammed especially by people that are supposed to have my best interest at hand.

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    Customer ServiceStaff

    Reviewed May 23, 2015

    I believe in customer loyalty and good customer service. Apparently JPMorgan Chase & Co. does not. I have been with Chase Bank since the 1970's-way back when it was called Valley National Bank of Arizona. Over the last 30 plus years I have stayed loyal while the bank continued to sell me off to one bigger bank after another.

    Since Chase took over, I have had some annoyances with them but continued to stay loyal. But then things really began to change. And I was told it is all in the name of customer "safety". For example-not being able to deposit cash into my account without using identification. Identification for cash?! Into my own account!? Why is cash fraud any higher than check fraud? Not only that, but now my daughter cannot make deposits for me because she is not "me". She cannot deposit my money into my account. Ludicrous!

    And now the drive thru's are closed down. Once again I was told this was because of fraud. Why would the drive thru have more fraud than going inside the bank? Recently I went to make a deposit at one branch and a very large poster was standing in front of the door entry that read "...enhancing your banking experience..." Well believe me, my experience was not enhanced when I went inside. The teller windows that were usually in the front as you walked in, were now in the back, down a short dimly lit hallway with two teller windows but only one teller working and a line of people. I felt like the criminal, like I was going to commit fraud!!

    Everyone who was standing in line or came in line was complaining about what we were being put thru. I have to admit, I felt sorry for the teller (another one finally came in to help) because all they could do was listen to everyone as they don't make the policies. As usual, the big guys at the top who have no idea what it is like, make the decisions for the little people at the bottom who really do the work. And we as customers bear the brunt of it.

    JPMorgan Chase & Company is a hypocrite. When they purport to wanting to protect the customer from fraud, all the while they themselves (along with 4 other companies) are paying out billions of dollars in fines for manipulating the market. I realized that times are changing, technology is changing, but is this really where we are heading? No loyalty? No customer relations? No honesty? Sadly after 30 plus years of loyalty, it is time to change banks.

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    Customer Service

    Reviewed May 22, 2015

    Tried to use my card today to buy rabbit food (like $10) and was told the card was invalid. So I called Chase thinking, "Now what?" and was transferred to three different people and put on hold for 40 minutes before they could figure out the problem. I was told word for word that Chase has made a decision that they no longer want to bank with me and my account is terminated. I was not given a reason even though I kept asking why. All they said was they could not disclose that information to me.

    I said, "What happens to my money?" They said I will receive a check for the money in my account, in TEN DAYS!! My money and account is frozen for almost two weeks!!! I have no access to my money that, may I add, is mine and I earned! I told them, "I don't carry enough cash on me to get me through 2 weeks." And they said, "Sorry, you will receive the check in 10 days."

    I have not been delinquent with my Chase accounts; no bounced checks. I pay my bills before the due date of each month and have a good amount of money in both my checking and saving accounts and a very good credit score! I have never been so disrespected, astonished, and disgusted in my life! My family and I have banked with Chase for years!! What company wants to let go customers??? I encourage everyone to get out of Chase while you still can! I have been told this happens frequently and you are pretty much just screwed for something that is not your fault! Needless to say my family and I will be terminating our business with Chase and contacting the Better Business Bureau and reporting this horrible, horrible company!

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    Customer Service

    Reviewed May 21, 2015

    Chase Bank in Surprise, Arizona - What has happened to the banking system? My Chase Bank has literally gone fully automated. Gone are the days of personal customer service. Miss all the old faces of tellers I was familiar with & shared a bond with. Think I might have to change to MidFirst Bank across the street. They know me by name & still provide good quality customer service. Full automation is not all it's cracked to be. I think they put making money ahead of their customers.

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    PricePunctuality & Speed

    Reviewed May 21, 2015

    They were to take out auto payments, but did not do them for 2 months and therefore they charge me late fees. What a gimmick! Also will not remove late charges because deny it was their error. There are other banks that are ethical. Use other banks.

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    Customer ServiceStaff

    Reviewed May 17, 2015

    I was shorted $15.00 at the drive thru, I had given her $40, 2 twentys and ask her to put $25 in checking. When she did her receipt, she put 25 instead of forty. When I reported it she said she would count the drawer. She came out to the car and said that I had given her a 20 and a 5 dollars, I told her I only had 2 twenty dollar bills on me and that she needed to give me the $15. Went inside the bank and the manager got very sarcastic with me and said I would have to wait now till the end of the business day and then she would let me know. I told her that the teller made a mistake and I needed the 15 for food and gas. She gave it to me then by just putting it on the counter.

    I left and then the next day I called to see if they had shorted me the money. They said the drawer was short, and then got rude about it, and the teller hung up on me. I called back and stated that I want to talk to another manager, she said, "I'm the manager. Why? We gave you the money and whats the problem?" I worked at banks before, she transcribed it wrong in the amount and was either taking the money or made a mistake. I'm closing this account as soon as I can find another bank.

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    Customer ServiceStaff

    Reviewed May 17, 2015

    OK THIS IS WHAT HAPPEN YESTERDAY DAY MORNING AT CHASE CONSUMER BANKING AT THIS LOCATION 1755 SOUTH FEDERAL HIGHWAY IN DELRAY BEACH, FL 33483. I WENT INSIDE THE BUILDING TO THE TELLER. Before I got up to the teller I say I want to get some money out she told me "you can go any one of the ATM machine" so she gave me slip to fill out but I did not fill it out. I went to the ATM Machine. She was not nice to me. She did not say good morning to me or I was not greeted at the door when I came in. Not only that she took customers after what she said to me.

    I think I was treated bad at that bank. Even if that representative just started working there you don't come off on a customer like that. Have been coming here after they move from across the street. I think that was what that teller say to me on Saturday, May 16th of 2015. I think she don't need to be working there with that kind of nasty attitude with a customer like that.

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    Customer ServiceStaff

    Reviewed May 17, 2015

    Spoke to online mortgage banker ** from Chase and during first time call he was rude and was not there to assist a new customer. I had a simple question and called back after hanging up 5 min ago, as I was listening to his voicemail and didn't write down his email fast enough so I hung up and called his extension again. Picks up my call and tells me off. I am not a needy consumer and expect reasonable service. After I said why I called back he did not apologize for his behavior. I went with a local banker from Chase and she was so helpful but when the prequalify step came up, she never called or email back. I only tried again with Chase since they ran my credit. Mortgage loan is a huge commitment and expect lender to be service oriented. I finally decided to go with Credit Union and it works.

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    Customer Service

    Reviewed May 15, 2015

    My name is Joe ** and I'm a honorably discharged disabled veteran who had been with chase bank and the branch which I opened the account was very nice but where I live now, I had trouble with this particular branch and to add to misery I had deposited a third party check into my account which I didn't endorse the deposited check and I call chase and had told that I didn't endorse the check and from one of chase's customer service employees and I told them about it and she tells me don't worry about it, that it would not go through and trusting her I breathed a sigh of relief but now I'm waiting for money that's coming from a loan company and when I call to check on it, the check in which I deposited it went through so I withdraw the money and gives to the person that deposited it for now I can't reach them.

    The bank on which the check written paid the check to chase bank but chase closes my account and suspended the money the value of the check and refuses to give it to me. I have my car which is financed by chase and I'm in the process of trying to repair my credit and now I'm having problems paying my car note and other bills, I don't think that it is fair what chase is doing and I've heard very bad stories from people who has had chase bank.

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    Customer ServicePriceStaff

    Reviewed May 13, 2015

    I deposited a $1000 government check in my account that went through immediately without having to be approved. When I received my next of $1500. My husband went to deposit into our joint account. Thinking it would be the same as last time. We were wrong. An employee told him that it would need to be approved which could take up to a week. We were still able to take out some cash but the rest would not be immediately available. We weren't too worried about it but thought it was strange considering government checks are guaranteed money for them.

    A week goes by and still hasn't been approved. I called my card and still said pending. Not even five minutes later I call again. This time it said -400! So I call and tell a representative first they handle it like it's my fault then I explained I haven't even used my card. So then they ask questions about theft. I continue to explain the situation. She puts me on hold and comes back telling me my funds are available for immediate use. It should have been available to begin with. I was very polite and calm with her. I told her thank you and not once did she apologize for the problem. She was also very rude and just wanted me off the phone.

    If I hadn't called they would have charged me overdraft fees and never approve my deposit. She also did not tell me how or why that happened. They knew it was their fault and didn't want to admit it. I think they were just trying to charge me money. We couldn't even cash this year's tax refund because they wanted to hold it for two days. We seriously had to go to Wal-mart instead. We didn't even deposit it back into our account because we didn't trust it to be there.

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    Reviewed May 12, 2015

    THIEVES! They screw around with your billing. They never sent me a bill and claimed I asked for paperless. I never did. This way they can charge whatever they want. THEY ARE CROOKED THIEVES!

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    Staff

    Reviewed May 12, 2015

    Lost the debit card on a Saturday night, Sunday morning notice it was gone and went to the bank right away and canceled the card, but 2 purchases were made that amount to a little over $500. Followed all procedures and the claim department denied giving us money. Did a police report, got copies from the store and tried to reopen the claim only to hear them say its over 30 days and they can't do anything about it.. They are suppose to protect us from things like this but it's all false. If you are choosing to go with Chase I advise you go elsewhere. We are about to close all account and switch to someone who can protect our money and us. They are even taking a monthly fee of $25 out and I never signed up for that. The issue was resolved in April but another $25 was taken out May 1st so this is another problem I'm having. Really need to check statements people.

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    Staff

    Reviewed May 8, 2015

    Chase closed all of my accounts. They do not even have to explain why. They have always been hard to work with, but this was unacceptable. I worked hard on relationship for 4 years. Just was getting things smooth and then a letter stating, “all your accounts will be closed.” Relationship Manager and Senior Manager were not even informed about this. Chase Executive Management did not even let the people who work with customers know what they were up to. Hard to explain why a bank closes accounts without detail. Maybe a racist thing... I really would like to know.

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    Customer ServiceStaff

    Reviewed May 7, 2015

    This is the worst bank that I have account. For many reason I felt frustrated, disappointed and made my day very tough because the stupid and nonsense policies this bank have. Have some examples that I have in this bank: I'm client and I have to receive some money. I asked to my friend go to some branch and deposit the cash. The Chase bank said to her, they cannot accept cash, because she is not a customer and cannot send cash, just check. So, I have to drive 1:30 minutes to pick up this money. They said this is for my safety. I laugh because this is so ridiculous. I had someone deposit money more then 20 years and never had any problem.

    Another example: Now my daughter, as a Chase customer also, is trying deposit money for my account (she always did that). And the cashier said he cannot accept cash. She has to deposit and transfer to my bank account. Wow really? To me, this is very stupid rules creating just to made our lives more difficult.

    Another thing: The cashiers have to be stand up for 8 hours to attend the customers. I asked to them, why? They said is because this way they have a better customer service to the customers. Oh poor people. This Executives are completely wrong about the customer service rules and demand the employees, be stand for 8 hours, no matter what. I pretty sure, if the employees is caring, efficient, courteous, competent and committed on attend the customer's expectations, for sure doesn't a matter if he is stand or sitting. They should care about the health and motivation of their employees as well.

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    Customer ServiceStaff

    Reviewed May 5, 2015

    My mother and I went to a chase branch (twin lakes) to open a business account. ** (the manager) was the one that 'helped' us. He didn't greet us by hand and a smile like they always do but maybe that has something to do with my mother not looking like a business women since we were taking the day off and she was wearing a big shirt, shorts and some sandals. He directed us to his desk, my mother pulled out her ID and set it on the desk, I mentioned to him that we had tried to open the account once before so he could probably pull it up since the lady that had helped us before was able to pull up old data with my mothers ID. He didn't even take a glance at my mothers ID. He asked me for the EIN and we did not have it with us at the time so I made a phone call to get it and in the middle of my call he gets up, leaves, and brings back some papers. When I got off the phone he hands me the papers and says that we can come back with we have everything on the paper.

    He then went ahead and asked me "Is she a US citizen?" as if he couldn't ask her. He didn't even acknowledge her. I responded "no, she is a resident". "Does she have a GREEN CARD" he asked. I looked at him and said "Yes she does", "well she needs to provide that the next time she comes in" he replied... I know for a fact that it is illegal to ask for that documentation!! If the police and a new employer is not allowed to ask for that what makes it OKAY for him to do so! We had never been treated so rudely and never had my mother or myself felt like we were looked at as less than others. I went ahead and made a complaint and all we got was an APOLOGY by MAIL!! This is so unacceptable and something else will be done. I do not accept a simple apology and if I have to talk to a lawyer I will!

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    Customer ServicePunctuality & Speed

    Reviewed May 5, 2015

    I am human - I missed a payment for the first time in 5 years. I called and they gave me a phone number that is not mine. I have no association with that number. The next phone number they gave me was from my house in Ohio 5 years ago. They have no record of my number on file. And I received no information for a late payment and was not aware. I have never made a late payment on this account and I had no idea I was late. And now they are telling me a phone number that has no association with me. But I am stuck with this against my credit rating which is ridiculous - unaware that I was even late. I get mistakes happen but I have had no warning. For a simple mistake.

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    Customer ServiceOnline & AppReliability

    Reviewed May 5, 2015

    By far the worst company I've worked with. They steal your money. They handle your money yet their website isn't private. I can't link 2 cards to my phone number. I can't log in after entering the password reset they gave me. And they can't help me over the phone. Seriously? You call this a business?

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    PricePunctuality & Speed

    Reviewed May 2, 2015

    Consumer beware. Do not get a Variable interest rate with this company. I have a credit card with them at a variable rate and although none of my other variable rate credit cards have raised their interest rate they have raised mine to 18.24. I called them to work with them in getting them to lower my interest rate so that I can see a dent on my $200.00 a month trying to pay them off and they said they cannot change interest rate even if my credit is good. I have good credit and I am a responsible consumer. Never late on my payments. I should note that my payment is 80.00 per month but I am paying 200 to get rid of this card. You have people that have filed bankruptcy paying less interest rate than what they charge.

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    Customer Service

    Reviewed April 30, 2015

    Customer of Chase/Washington Mutual over 50 yrs. Credit card always paid in full at the end of the month. Accounts were always used responsibly with no overdrawn checks in the 50+ yrs. of being a Chase customer. I was "dropped" by Chase, my account ($) was frozen pending them sending me a check. They would give me NO reason why after letters/cust. service contacts. Customer service was lacking and impolite to say the least. DO NOT open an account with Chase!

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    Customer ServiceStaff

    Reviewed April 30, 2015

    I was shorted $100 in the drive through from my check and had to go inside to get it. I was told by the extremely rude teller ** that she counted my money TWICE and there was no way I was short $100. After counting her drawer and not finding my money, her manager started to count her drawer and ** realized she didn't count her dimes and her drawer was $100 over. The manager was super nice and gave me my $100 but wow was the teller very rude to me.

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    Customer Service

    Reviewed April 29, 2015

    I went to use the drive thru mac and it was being worked on. I went around to the teller to take money out. Short story = I put my license and mac card in the tube and sent it up. IT GOT STUCK IN THE TUBE!!! Annoyed, they had me sit there and wait. I was buzzing and buzzing with no one responding. I went inside with my 18 month old daughter. They gave me a hard time getting money out - asked me a bunch of questions, and further annoyed me. By the way, I am pregnant and wasted about 45 minutes on this beautiful day in the Chase Drive Thru and bank. I got my money - however I had to leave my mac card and license as it was still stuck in the tube. I felt that the workers were rude. YES, I WAS SHORT WITH THEM AS I AM VERY HORMONAL. WHO KNOWS WHEN I WILL GET MY THINGS BACK!!! LEFT THE STORE ANNOYED! NO ONE SEEMED TO CARE OR WANT TO HELP!!!

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    Reviewed April 29, 2015

    First, I really think this is an illegal act that the Chase Bank is doing. My daughter went to the drive thru to deposit cash into my checking account, no money back, just depositing cash into account. Was told that I have to be present for transaction to be considered. My daughter told them that I was in the hospital and couldn't come to the bank. Was told sorry can't except her money for deposit without her being there. What kind of bank does that, since I was trying to put money in for bills to be paid. I have been with this bank for over 12 yrs, and have direct deposit, my mortgage. But if this is the way they treat me, I am going to have to go to another bank for my daily checking account functions.

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    Customer Service

    Reviewed April 28, 2015

    All these other reviews are spot on. Chase QuickPay has MAJOR flaws that affect you, the customer. Do yourself a favor and stay clear of using this "service." My friend tried to send me $250 (her end of a deposit on a vacation we're taking). After I got the notice to accept it, I clicked "accept" and moved on. So I thought. The next day, I got another email that said the transaction had been CANCELED. I called her to joke about it, but she said she didn't cancel anything.

    Here is the scary part - When I tried to log onto my Chase account online, a message popped up that said I had been SUSPENDED… FROM MY OWN ACCOUNT and needed to call a number they provided to clear it up. I called, spent 2 hours on hold and being passed around between customer service and the fraud department… to absolutely NO AVAIL. They said they can't un-freeze my account until my friend calls in and answers questions. She did, but they told her they couldn't do anything until she goes into a branch with two forms of I.D. and clears it up there. Only then would her and my account be unfrozen.

    What?? Put a hold on the $250, that would make sense. Suspend her account if you're nervous, that would make sense. But, that my account can be frozen by someone trying to pay me money and that the only way for it to become unfrozen is for that other person to go into a bank??? What if she can't get to the bank for a week?! What if she was in a remote part of India for a month doing humanitarian work? I'd be locked out for a month? Do you catch what I'm saying? And they promised me there was no other way around it!! Wow.

    Friends, trust me. Save yourself from this ridiculous waste of time. "QuickPay??" Are you serious?? I challenge ANYONE from Chase to call me and explain the LOGIC of this protocol. Don't call to tell me THAT IT IS your protocol, explain it to me. You can't. Because it simply doesn't make sense.

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    Customer Service

    Reviewed April 27, 2015

    Chase has been nothing but problems. I had a common monthly phone bill charge denied which Chase claimed looked fraudulent. It had been charged before with no problems. Was valid. Due to this they suspended access to our online access so we can't see the activity on our account. Then they say there is odd activity. Really stupid, they create the problem then it's you must change your user id and password when there never was a problem. Plus they do this while we're on vacation and can't access 800 numbers which are the only numbers they offer. It's to the point we prefer to just cancel the cards. Really they make it difficult and it's always the same BS excuse, "we're doing this for YOUR safety", and "we really want you to be safe." But we all know it's for their safety and they don't care if they inconvenience you.

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    Staff

    Reviewed April 27, 2015

    Two years ago I was a customer with a Chase bank account. I complained about a few things (one complaint was the truck that delivers money for the bank was always parking in the handicapped parking space when at the bank and the driver of the armored car and none of its guards was handicapped so the truck was always parking illegally in a space I should be using since I am handicapped with handicap plates on my auto). JP Morgan Chase took action by "freezing" my bank account overnight. I am living on a disability pension and with them freezing my account I could not take out any money out of my account. I know and Chase knows I did nothing wrong and that Chase did this because I complained. I am a disabled Veteran who served USA my Country with Honor and in the process of serving USA my country I became disabled.

    The way JP Morgan Chase Bank treated me I feel like Chase is controlled by a bunch of Mean Communist. The next time USA gets into a War or Conflict we should send those people at Chase to fight in the front line. The only way I got Chase to "unfreeze" "Unlock" my account is I filed a Complaint with the US Banking Commission in Washington D.C. JP Morgan Chase for a time in my life you caused me hardship in my life. Now I hope I see JP Morgan Chase Bank out of business for their illegal business practices.

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    Aleca increased rating by 1 star.
    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaff
    After a positive interaction with Chase Bank, Aleca increased their star rating on May 17, 2015.

    Updated review: May 17, 2015

    Chase needs to stop lying to people when it says money will be pulled from your Savings "generally" in $50 increments when in reality it will pull whatever it needs out of your checking account in small increments. Even the customer service person I talked to at the main number for Chase couldn't tell me why. I know why - it's so we won't notice and get charges extra fees.

    Original Review: April 27, 2015

    I've only had this account for about 4 months now - so far so good UNTIL over the weekend, a $2.78 transfer from my savings account shows up says ODP/CR MEMO. When I called to inquire, the girl on the phone informed me that "We pulled $2.78 to cover your checking account so you will be charged a $10.00 FEE". She talked over me the entire time and flat out ignored me when I said "Let me talk!" I guess so any manager would not hear her respond to that & she can keep up the pretense of being good at customer service. She was TERRIBLE. Even when I said, "You are being rude." She kept right on ignoring my remarks and talked over me the entire time. Girl without a brain, when someone tells you "Let me talk" you are supposed to shut up, not keep talking over them. You are incredibly rude.

    They transferred $2.78 when I would have done that myself because I check the bank account every day online hoping I wouldn't notice so I could get slapped with a $10.00 fee for $2.78. This when I was under the impression that it would be $50 increments. Even if it was "generally" as it is laid out in my disclosure, who would think they would bother with $2.00 increments, do I hear $1.00? That is deceptive advertising. And therefore get charged the $10.00 fee for $2.78. Ridiculous. A $2.78 transfer when I look at my account everyday and would have done this myself is sneaky and under the arm. Hoping you won't notice so the big bank can charge a person living practically paycheck to paycheck a $10 dollar fee. Wow. Too bad you can't.

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    Punctuality & Speed

    Reviewed April 25, 2015

    I had a account that they closed without my knowledge. I been getting direct deposits, it was a active account. Well they claim they had returned the funds to sender. It's been 2 years. Where’s my money? The sender has contacted them and said the funds were posted late. Umm, the account is closed. What's really going on? The statements I have show a credit and rejected and will be returned. The trace number doesn't match the original ones.

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    Reviewed April 24, 2015

    They're closing my account and won't give me a reason why. I drove two hours away on a half a tank of gas because a employee of theirs told me the issue would be resolved. I get here and they do nothing. I have two small children that lives in Illinois I have to care for and I have no money. I got direct deposit set up, my check is in the account and they won't let me access my money. I'm so mad. I don't know what to do anymore. This is sickening.

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    Customer ServiceCoverageSales & Marketing

    Reviewed April 23, 2015

    I had a positive account balance on 4/22/15. When I went to check my balance on 4/23/15, I was negative 65 dollars. I don't have overdraft protection. I was told at the bank that they sometimes push through purchases and because I didn't respond to a notice that they, "Chase Bank" changed my status to overdraft coverage by default. Thieves through and through. One overdraft fee was removed and I still owe 31 dollars and have to pay it before I can close my acct., which I am doing. Now...I am printing copies on an hourly basis from my acct. at Chase to monitor them. If any changes are made, I will have proof from their website. I realize that 30+ dollars doesn't seem like much to some of you but I am unemployed. If they stole 10 dollars from 1 million people = 10 million dollars. Pretty good scam.

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    Reviewed April 23, 2015

    We were with Chase for over 25 years. We made changes in our life that we did not have a large amount of money. They said they had to tack on fees so we decided to close our accounts. When we did not one "Why?" Just gave us our money and said bye. I was in awe. I will never bank there again.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed April 23, 2015

    I had an checking account and a separate joint checking account with my wife. My account was over-drafted 30 dollars or so plus a late fee. Chase took money from my joint account to cover the other in which made the joint account over-drawn. I stopped depositing money after two weeks of it because they were hitting me with late fees every week. I got harassing phone calls every day after they realized I wasn't banking with them. About 6 months go by and they send me a settlement offer.

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    StaffReliability

    Reviewed April 22, 2015

    About 2 weeks ago I couldn't log on. I called Chase and finally got in. Every time I try to log in I get a error code. Today I called again, spent 15 minutes on the phone. They had me change my password. He issued me a new one...It worked. I did change my password. Now I log back in with my new password and still can't get in. I've been with Chase for years and this is something they need to fix. I just went and opened a account with B of A. Can't afford the phone bill Chase is costing me.

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    Reviewed April 21, 2015

    Alert to all Business Owners. Recently, Chase allowed a former owner of one of our businesses to make a substantial withdrawal, even he is not connected to our business in any way. This was a startling developing, made even more startling the way Chase has mismanaged our alert to them that this occurred. I have been working with Chase for 20 years and I am saddened to say that this bank is no longer to trusted to honor business contracts and to be a true business partner. Buyer Beware: Chase has become too big and has lost interest in helping smaller businesses. Look elsewhere.

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    Reviewed April 21, 2015

    I redeemed some of my points for two Royal Caribbean gift certificate. I did not use them and decided to return them to the address provided by Chase. After three agonizing months trying to get my points back into the account I got a letter stating that they don't have the certificates and nothing that they can do but to escalate my complaint. A HUGE **??? I am closing my checking account and get away from them as soon as POSSIBLE. PLEASE BE CAREFUL.

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    Customer ServicePrice

    Reviewed April 18, 2015

    We wanted to move a large sum of money from a savings account (not Chase) to our Chase checking account to then move it to our stock account. After depositing the check Chase put a 10 day hold on the check because they wanted to make sure the other bank clears the check. I fully understand that they don't want to take the risk of a bounced check for that amount, but after the amount was already debited from the savings account the hold was still in place on Chase's end. I had to call several times to release the money which finally succeeded after Chase contacted the other bank and received confirmation from them.

    Then the next day I set up a wire transfer to wire the money out to the stock account and about 15 minutes later I received a phone call from Chase that they were going to put a hold on the transfer for another 10 days. After being forwarded between different departments and wasting another hour or so on the phone they wouldn't budge, because of some weird policy stating that the amount has to remain in the account for at least 10 days. So the amount shows up on our available balance but I can't decide to do whatever the hell I want to with our own money? Apparently not as Chase insists on hijacking our money. So basically I have to pay $25 for a wire transfer while Chase is accumulating interest on our money for an additional 10 days. This is just wrong and I wonder if it's even legal.

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    Profile pic of the author.
    Customer ServiceContract & TermsPunctuality & SpeedStaff

    Reviewed April 17, 2015

    I have had Chase Banking for 4 years now and started off with great service and free checking. $150 back for setting up an account which was great. Warm and friendly service. No problems what so ever until this year (2015).

    In January of 2015, I received an email verifying that I changed my password. I did not and found out that someone went into my account and changed my address, email and phone number. Also created another debit card and it was sent to their home. From there I made sure that my bank personal information was changed back. It was supposedly inactivated since I called right away but the culprits still withdrew $500 and $350 from 2 local, like around the corner local, ATM's! When I called and advised they said they would submit our fraud department to investigate. I also had a new checking account set up. The girl I worked with at the Bank was terrific and really, that's one of the reasons I kept banking there. She was hands on.

    When I went to log into my new account, my old account was still connected with my log in ID. It still had the updated address, email and phone number on it that the thief had put in there! I mean really??? That's the first thing I think a CSRep would change... or at least the fraud department. And to top it off, they wouldn't close the account until a police report was submitted for the stolen ATM Money. So all my $$ is now still in the hands of the thief. Finally got that changed and straightened out by February. Again, not happy with the bank but my local rep at Chase was again, awesome.

    Last week I noticed my bank card not working. Thought I deactivated the strip on the back. Call this week to make an appointment to set up an $20,000 IRA. 2 days before Tax deadline so Uncle Sam doesn't get it. I called the 1-800 Customer Service to make an appointment and they told me I couldn't. As to why? They closed my account! No letter, no warning and I had $20000 to hand to them and they were as cold as ice! That's why my bankcard stopped working too! They advised that I signed the terms that they could close my account at anytime without notice. Now, I am not going to disagree that I signed it but how cold and callous they were. I went up the chain of command and the same thing "We reviewed your account and you are a risk to our bank so we no longer want your business."

    Wow... the old Chase would have least let me have a warning. Being 2 days before the tax deadline, I was scrambling and with a lot of cash on me. Rushed my IRA money down to BB&T where I got great service and they even stayed open late for me since I couldn't get there before 5:00. Now that's service (and BTW, they notify you in advance if they need to close your account)!

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    Coverage

    Reviewed April 16, 2015

    When a check cleared my personal checking account I was charged $34 because there was not enough funds to cover that check. Then I checked my account online and I saw another charge for $25 plus another $34 for the lack of funds. My problem is Chase manipulated the $25 debit so it would post after my account was over drawn. The $25 charge had previously been debited 3 days earlier then mysteriously was reposted after the account was in negative numbers. If Chase is doing this on any account they are doubling the fees it can be very profitable on a national level.

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    Customer ServiceStaff

    Reviewed April 15, 2015

    8 years ago, we had joint acct that got closed. Chase put us in Early Warning database. The 7 yr period to be removed came and went. I opened another acct with Chase. 3 weeks went by. Set up direct deposit, got the new debit card. Made a few deposits. Then I got a letter from their security dept that said they were exercising their right to close the account. I called them to find out why? They were rude and also wouldn't tell me why. I did my penance for the mistakes that were made when I was married. I wanted a Chase acct because it's the closest thing to national access to money as I live in AZ now and travel frequently back to Chicago where there are also Chase branches and ATMs. This is worse than a credit report as when the 7 years is up, it falls off. I want to appeal this but wonder if it will do any good? I'm tired of feeling like a criminal for mistakes my ex wife made to destroy our account.

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    Customer Service

    Reviewed April 15, 2015

    We have had fraud on our business account 3 times in 1 year with Chase Bank. We have had to close our account 3 times. The paperwork and phone calls to get this done has taken hours, days, weeks and months to get straight. Chase has tried to pin the blame for the fraud on us. My hunch is that when they got hacked, we were all the victims and Chase takes no responsibility whatsoever. The left hand does not speak to the right hand, different answers from different departments regarding the same questions. I have never ever felt frustration like I have dealing with this bank. I DO NOT recommend doing business with this bank. EVER!!

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    Punctuality & SpeedStaff

    Reviewed April 13, 2015

    I moved to FL 2 years ago and opened my account with Chase and I have nothing but wonderful things to say! The employees here are so kind and always smiling and helpful. I have even had them let me in at closing and stay after operating hours to help me. They go above and beyond every time. Today I received a text message asking if I attempted to make a $478 transaction at a grocery store 2 hours away which I did not. Chase's quick actions saved me from a huge headache and frustration. They quickly froze my card and sent me a new one same day. They are the best!

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    Customer ServicePriceStaff

    Reviewed April 12, 2015

    For few years, Chase has been sending me pre-approved offers for their credit card. I always knew that their interest rates were ridiculously high and they're one of the leading banks in screwing their customers credit scores, so I never wanted one. Finally, two weeks ago I went to the bank to change my name and also asked about the terms they could offer me. It was my biggest mistake. Even though I repeated my question few times focusing their employees attention on difference in offers on paper and in real life, she assured me that I'll get 13%. So, gullible me applied for a credit card, and two weeks later I received a credit card with interest rate 22.99%.

    Moreover, the credit line they opened for me is five times less than my other credit lines. Also, it's also worth mentioning that I don't really pay the interest anyway, because I timely pay all my bills. Thus, these "not very honest people" worsened my credit score only because I was stupid enough to agree and get their card.

    Smiles on their faces and apologies of phone customer service don't improve your credit score.

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    Reviewed April 8, 2015

    In 2011, 14 days after the signing the original mortgage with MetLife Bank, the insurance company claimed they made a mistake and my rate would go up $2,700 more a year! And they wanted the balance right away. For the next 11 months, my note climbed higher and higher. Finally, the house was not even livable, then I get a letter - the loan was sold to Chase Bank! 25 months after I had to leave the house, not paying a single note, no power, no water, no one living there and in foreclosure, 5 sheriff sale dates passed. Chase would not take the house, they would not do anything. I could not even sell it for $75,000 cash! Now Chase’s loan modification wants over $198,000.00 not much more than a cardboard house (really). All kinds of papers, documents, waiting, send pay stubs, send tax forms over and over. There MUST be some way to stop this insane treatment against everyone that is trying to make a life!!!

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    Customer ServiceSales & Marketing

    Reviewed April 8, 2015

    I sent my mother to deposit $100 cash into my chase account which I have had for more than 8 years. I need those funds in their before NSF fees are applied tonight due to automatic debits. Branch denied deposit due to new policy. This is a scam from the bank. This means they need fee income. Plus the branch manager was rude to my mother.

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    Customer ServicePrice

    Reviewed April 8, 2015

    I've notice while reviewing several websites and complaints about Chase bank including me and other people I do know are being charge outrageous $34.00 overdraft fees. Also, when I log in to my account online or by phone even though every month my check is direct deposit and the funds are available if I made a debit purchase or ach debits Chase will put both on hold for 2 days and allow the larger transaction to go through first before the smallest transaction and my account will be overdrawn and 2 of my ach debits were just recently returned this week.

    My account have been charged a returned item fee $34.00, and more than one $34.00 overdraft fees. Their system update is very slow online, SMS texts and by phone. Too many people are being charge ridiculous $34.00 overdraft fees just because Chase bank hold on to our money too long if funds are deposits into checking or savings before the cutoff times. Why does it say PENDING on the ATM receipts, online activity, SMS texts, phone?

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    Reviewed April 7, 2015

    I had 230.00 in my bank and I paid my rent with it but it did not take it right away so I thought I made an error. So I transferred 230 to my girlfriend's bank so she can do it. Well a day later it says $-230 so I have my GF transferred it back the same day... Now they're saying I owe them 34.00 for my account be a negative when it was only negative for about 2 to 3 minutes. RIP OFF. Check these dates... It's all in the same day.

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    Punctuality & Speed

    Reviewed April 7, 2015

    I applied for a credit card and I was turned down due to Bankruptcy 4 yrs ago. I have since established credit with a Chase car loan and 2 other major credit card companies. I pay all of my cards on time with more than the minimun due, also my car note which will be finished in February of 2016. I am very upset due to their decision, only because I have credit established with chase. I have never been late on my car note or never missed a payment. I would like to know what I can do?

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 6, 2015

    First of all I would like to give my thanks to a young lady by the name of ** in your customer service center in the Rockford Il. Office. She was very professional and showed me just what customer service is about. I had to put a stop payment on a check that I had written to a plumber that had not completed the work and told me he had to leave and get a part and it would take 45min, and he returned 3 hrs later. This caused me great concern and stress. She helped me with everything and even educated me on the fees I was paying and waived some of them for me.

    I an 87yr old man and have been with Chase many years and Ms. ** was one of the most pleasant person to speak with. I just want her immediate supervisor to know that she has a great person on her team and she should be promoted very soon because from this customer's standpoint, she is definitely management material. Hats off to Ms. **.

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    Reviewed April 1, 2015

    I have been banking with Chase for the past two years and ever since I have banked with them they have gotten an easy 400 to 500 a month in overdraft fees. They rearrange funds so that I am lacking, or allow people to debit when there is no money.

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    Staff

    Reviewed March 26, 2015

    I closed my business account with Chase because my new small business could not afford the monthly fees. I signed up for paperless statements because it's good for the environment and I would have access to my statement online 24/7 right? Wrong. When I closed my account, the representative never mentioned that I would not have access to my statements online anymore. Now I need my 2014 statements and Chase wants me to pay $6 per copy and waste the same paper I tried to save when I signed up. I have closed accounts with other banks in the past and I still had access to my statements for a certain amount of time. I am very disappointed that a big company like Chase does not have a way for me to continue to access my statements online and wants to now penalize me for trying to save paper. I also have a personal account with Chase. I am considering closing that account as well.

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    Customer ServiceStaff

    Reviewed March 25, 2015

    Chase bank supports senior citizen/elder abuse. My mother, being old, has bad hearing and English is not her first language, so it is difficult for her to communicate. Someone cleaned out her bank account using her debit card. She reported it in the same month it happened after she received the monthly statement. She can't pay her bills or her rent now. She is now going to be homeless.

    Chase bank is discriminating based on her hearing disability and language/ethnicity. They are not returning the money on the grounds that she allegedly once gave the debit card to her home health attendant to give to someone over the phone, because she could not hear the person's questions and her wrist was broken or damaged. This is an unconscionable travesty and Chase bank should be ashamed of themselves because supporting this type of elder abuse makes them the abuser. Chase bank abuses senior citizens.

    We called them, spoke to managers and actually went down to the physical branch itself. Nobody wanted to help. The one helpful employee was the one we spoke to in person at the branch who said that she could see and understand there was a comprehension problem because she was interacting with her live in-person and that she herself was a nurse.

    But higher-ups in the company, were encouraged by her to resolve the issue fairly, but chose to dismiss her professional medical assessment. Chase bank does not protect its consumers with the debit card product the way it should. Do not get a debit card. You risk losing everything you put in your bank account. They make a lot of promises. Do not trust them.

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    Sales & Marketing

    Reviewed March 25, 2015

    I set up an account and they withdrew the money from my other account and will not give me my money back. $5000.00 gone in 60 seconds. ** service and a bunch of scam artists. Never bank with anyone unless it is a local bank. The Major banks are linked together and are out to get all your money.

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    Customer ServiceStaff

    Reviewed March 24, 2015

    My account was shut down for no possible reason. I argued on the phone with multiple individuals within customer service and had to ask to be put on the phone with someone in a higher status four times. By the time I spoke to the manager, I had to threaten them with a lawyer in order for them to cooperate with me. I ended speaking with the executive branch and he helped me more than any of the other individuals did even though it was just a result in them giving me call in two business days. Even the tellers within two separate branches, whom I spoke with in person, were extremely unhelpful. This is the worst bank I have ever been associated with and do not recommend it to anyone. It was a huge hassle to get even the littlest of help concerning my bank account which I have had for 2-3 years.

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    Customer Service

    Reviewed March 20, 2015

    I've been a Chase customer since 2008 (when I graduated high school) with the same credit line. 7 years later, with a significantly larger salary, I called Chase to increase my credit limit. However, I hung up with no success. I have 100% on-time payments and have had all my other credit cards offer me a credit limit increase. I am disappointed and am contemplating closing my Chase card as I do not feel they value me as a customer.

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    Customer Service

    Reviewed March 20, 2015

    In Feb, 2015 applied for a mortgage for investment property. Was told no problem. Our Asset to Liability ratio was only 18%. We are retired so had a set amount of income though had lots of assets. We provided every document needed within one day. Every week they would ask for another document. Every week we were told that in 3-4 days underwriting would tell us if everything was approved and we could go to closing which was set for March 13, 2015, seven weeks from our app date. You would not hear anything, when you would call no one would answer or return your call. On the 11th of March we were finally told that we should be able to close on 13th.

    On the 12th of March we were told there were 12 more documents needed and we would not be able to close on 13th. After seven weeks of extreme anxiety we just told them to forget their loan and paid cash for the home. Never have we been involved in such an ordeal and together my husband and I have had at least 20 home mortgages.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed March 20, 2015

    I was a sucker for chase’s zero percent credit card for 12 months I signed up! My payment date due is the 19th. I forgot and called 20th at 5am Pacific Time because I hate being late. I was told there was a late fee of $35 plus my minimum payment of $25 due. I am not a rude person and I was not disrespectful to customer service, but I get told “unfortunately you had until 8pm eastern time on the 19th to pay, late fees are accessed mid night.”

    Paying wasn't the issue it was the high late fee that had no leeway. I didn't mind making the payment I just wanted customer service to be like “hey, it’s 5 hours since mid night and I'll remove it this one time.” This company is a scam and rip off I hope they go bankrupt! Be smart, keep your money away from them and with a more reputable bank.

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    Customer ServiceStaff

    Reviewed March 19, 2015

    I just write a check to get the APR 0% promotion and they back deposit the amount in my account. Two days later they just sent me an email explaining the check was returned, but I already had the money on my account so I did payments and now I have my account overdrawn. I called the customer service and spent two hours and just the first person could assist me. Even so I still had the overdrawn until they have reviewed the balance transfers, in the meantime I have to pay for charges and fees and also interest that this overdrawn can generated. I really feel so frustrated, they just said the agency has the responsibility to help you with. Can you believe this, after two hours on the phone trying to find help, they just said go to the agency where made the deposit.

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    Customer Service

    Reviewed March 19, 2015

    A few things happen, I'm very unsatisfied with the way they just let anyone take money off my card. I've had nothing but problems at Chase and I wouldn't never send your direct deposit from work, there they like to play with people money. Been a customer 5 yrs now and this last year they just been careless after someone stole my debit card deposit $1000 check, I called my canceled. While pending they put it through two times $2000, taking all my money in my checking plus pay check. I will not choose Chase as my first choice at picking a bank.

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    Reviewed March 19, 2015

    I set up auto draft with Chase Bank with my credit cards which I have about 6 with small balances. All but one was set up so now they have a agency collecting on their behalf and probably on my credit. All the accounts were set up by their rep.

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    Staff

    Reviewed March 14, 2015

    Pros: Well known brand name, this may actually be a con. Con: Horrible management and hr, terminations and layoffs 3-4 months of hiring process just to give impression that job here is worth it due to brand name. Management, hr and recruitment work in concert to give that impression. Terrible work life balance, no policy regarding work/shift timings so that working hours are long and irregular. Weekend work, long commute and bad traffic makes life harder resulting in sick leaves and no vacations.

    Unrealistic estimations and delivery agreed previously by management. Management constantly failing in delivery to onsite client resulting in bad appraisal, poor salary and low benefits. Weak management and lack of leadership resulting in pathetic and hostile work culture. Don't fall for employment with JP Morgan. It's not worth your sweat and hard work. There are better and much better opportunities out there. Keep up your job search and good luck.

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    Reviewed March 14, 2015

    PISSED at CHASE BANK because they wouldn't allow a person to DEPOSIT money into my account. And that the only way to DEPOSIT money is if it were ME myself present. I needed a DEPOSIT not a withdrawal. Well it was refused. Ridiculous restrictions.

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    PriceStaff

    Reviewed March 13, 2015

    If you have a problem with your checking or savings accounts, don't expect straight answers. Don't expect for Chase to tell you what will happen, just expect that Chase will engage in illegal activities and then do yourself a favor and contact the Consumer Financial Protection Bureau to file a compliant. Due to a clerical error, the Department of Revenue erroneously put a hold on my joint checking and savings accounts. This matter was rectified in less than 24 hours with Department of Revenue. Chase, on the other hand, lied about receiving two faxes that cleared the hold and continued to pervasively lie about what was going to happen to our account. We were left without any money (all for ZERO debt! ), and then Chase paid out of our account ("funded the hold" they called it) after freezing DOUBLE the legal amount for the hold in BOTH our checking and savings accounts!

    We have since discovered this is not a legal practice. When attempting to fix the issue, Chase representatives continued to state they would expedite the process. At one point, they gave us back our money and then it disappeared again by morning. They told us they gave us a temporary "credit" that went away at midnight. In the interim, they bounced our automatic payments and charge us penalties for overdrawing our account. We spent hours on the phone with various representatives in 2 weeks time. We had confirmation from the collection agency that Chase received two faxes on two different days, releasing the hold placed on our account that would have prevented Chase from funding the hold, but Chase denied ever receiving it despite it going to the same number the fax for the hold was submitted. Also, we were told repeatedly our account would be cleared within 24 hours.

    At the end, we were told 48 hours which still would have been 2 days prior to this being resolved, according to one worker. A manager with Chase then explained it was 48 business hours, or 6 days, to get our money refunded. To top it off, not a single person informed us that the debt was going to be funded before we could do more about it, that our debit cards had gotten cancelled, and that there was absolutely nothing we could do. Nor would Chase contact the collection agency that confirmed there was a zero balance due! My husband and I are very busy professional people working high profile occupations in two different industries. We are both extremely well-educated people who have a history of successful interactions in the financial institutions we have used in our lifetimes - a variety of many different banks.

    I never thought something like this was even possible, nor the amount of illegal activities that Chase can engage in without getting caught. They fraudulently continued to hold more than double the amount owed in the hold and then use all of our money from savings and checking in the days the hold should have been released. If I could give Chase zero stars, I would. Chase works fine until you have a problem but just like us, we didn't see a problem coming nor did we receive any notification prior to the hold being placed.

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    Customer Service

    Reviewed March 12, 2015

    I was sent two ATM cards with the wrong pin number, and Chase did not take responsibility for it, but charged me with fees, and phone call fees, since their system did not recognise my Pin number that was issued by Chase as an error.

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    Customer Service

    Reviewed March 10, 2015

    Chase HSA uses only fax and poor telephone service for communication. No email communication nor does it have inbox on chasehsa website for customers. It takes a month to clear any charge-dispute.

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    Punctuality & Speed

    Reviewed March 5, 2015

    I requested a permanent daily limit increase of $100 so I can withdraw money to pay my rent with ease. (My rent was recently increased slightly.) I was told that my balance cannot be lower than the amount of the requested increase amount. My direct deposited paycheck will be in the bank in the morning. (I have to pay my rent before I go to work early in the morning.) I was transferred to loss prevention because supposedly they would be able to assist...well the rep said he could not and I would have to go to the branch. I have had an account with this bank since 1993 and never bounced anything. Chase will charge me if I go over my account balance.

    I have direct deposit and have had it for over 10 years. The funds will be available when I need to use them. Why would I ask for an increase to bounce something??? That is bad business!! I'm not asking for credit! I just want to take my own money out when I need it. Maybe I should take this to court because something is wrong with you holding my money in a checking account! I'm not try to take money I don't have. Whoever thought of this rule should be fired!

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed March 5, 2015

    ** was completely rude when I came into the branch (2204 Harwood rd. Bedford tx 76021) to have her explain policy pertaining to my account. You could tell she was not interested in helping a customer. She was more concerned with leaving and already had clocking out on the brain. It was roughly 4:30 - 5:00 p.m when I entered the branch. ** was not helpful and I got a completely negative vibe off her, she was so RUDE and didn't try to hear my situation nor acted as if she cared. Part of customer service is making us feel comfortable and to feel like the employee relates to our particular situation.

    Even if the customer is in the wrong I would completely understand and be compliant with the rules if explained properly to me and with respect and care. ** made me so upset I drove to another branch to assist me with explanation of the policy and to help me out with my mistake of not the correct understanding of chase policy. ** @ 2901 brown trail Bedford tx. and manager ** were so helpful and polite. These two were able to assist and explain with the utmost respect. I will make that branch my new branch to bank at. Sad thing is the branch off Harwood is closer to me, but driving to brown trail to work with those two is HANDS DOWN WORTH IT ALL!!! Thank you ** & ** for a great experience and persuading me from changing banks.

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    Customer Service

    Reviewed March 4, 2015

    My daughter has had a Chase College account for nearly 3 years. The other day I noticed that she had an accidental potential overdraft of $12 unless a deposit was made. The next day I went to the local Chase branch (the bank where the account was first opened) and tried to make an immediate cash deposit to prevent the potential overdraft. I was completely blown away when the bank REFUSED to take a cash deposit to my daughter's account!?! (Is this even legal?) I had made cash deposits in previous years and I was unaware that they had changed their policies to prevent "money laundering". Later, I called the bank manager about this ridiculous policy and was basically told "too bad" because there was no way to get around this issue. All this for a potential $12 overdraft!

    I don't really think that drug dealers attempt such small deposits. I can only think that this reminded me why I don't personally bank at Chase and I will actively try to persuade others to move their accounts to a bank that really wants customers. If it had been my account, I would have closed it ASAP and so should you! Find a bank that actually wants you to be a customer.

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    Verified purchase

    Reviewed March 2, 2015

    I tried to help my brother out who lives in another state by putting $300 into his account. Chase informed unless I had an account with them they don't accept cash deposits. They are a bank & don't accept cash?? Unreal!! I was told I needed to buy a money order which is the same as cash.. They wouldn't sell me one, stating it had to be purchased elsewhere. I will never open an account with such a ridiculous bank..

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    Customer Service

    Reviewed March 2, 2015

    I have been fighting this for months, with no sign of satisfaction. Over the past year I have been fighting what I thought were TIA (transient ischemic attacks). I was pretty much out of my mind, didn't know a whole lot of what was going on. During this time some money was taken out of my checking acct at Chase bank, by the time I had figured out what was going on, almost 16 thousand dollars had been taken out of my acct. I do not share my acct info with no one. I have been a customer of chase bank for years.

    When I reported this to Chase they said they would take care of it and the money would be returned to my acct. A week later 4 thousand was returned. Then they took approximately 2 thousand back out, claiming that it met my spending habits--that I had shopped at some of the stores that money was spent at. I have been in Northern Ky for almost 48 years. I'm sure I've been in every store in that area at some time or another in my life. I was told upon reporting this I did not need to file a police report, they would take care of it.

    After a couple of months fighting with them over the phone, I was told (toughluck). That's a great way to do business. They have refused to give my money back, all with some kinda poor excuse as to why. However they do boast 100% fraud liability. If you look at their book that you get when you first open an acct, they have not followed not one of their rules that they set forth. I didn't make their rules they did, and they can't even follow their own rules. Think this is a poor way to do business, and recommend anyone think twice before doing business with them.

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    Verified purchase
    Customer Service

    Reviewed Feb. 27, 2015

    As I am deaf since birth, as I speak in sign language only, I experience communication barrier in situation as it's frustrated for me in unpleasant encounters in Chase Bank. Chase Bank continues to violate our deaf rights in ADA!

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    Reviewed Feb. 25, 2015

    I opened a Chase checking account, I deposited 3x 3rd party checks; Chase CLOSED my account and the funds are blocked until I bring the payee to a Chase branch for verification; I came with proper ID and 2 (out of 3) payees; they were verified and the funds should be on their way to me (hopefully!?!). The 3rd check does not have a 1st name on the pay to, so they won't release it to anyone; there's no one you can talk to; the bank manager said that it's absolutely ridiculous but she has no authority at all; bottom line, my money is stuck with them, there's no one to talk to!

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    Customer Service

    Reviewed Feb. 25, 2015

    Last month I overdrew my account, and since I was told that by a Chase representative in the past if I deposited money within 24 hours I wouldn't get overdraft fees, I went the very next morning to deposit and realized I had already gotten charged. I called in and was notified I wasn't eligible for fee reversal and the deadline for depositing was 11 pm. Yesterday I ran a debit charge at approximately 12:30 pm for $17. Realizing I only had $12 in my account and not wanting to get an overdraft fee, I went to deposit at 8:30 pm that night and was already charged an overdraft fee of $34 for -$5.66!

    I called in and now was told the cutoff is 11 pm Eastern time, which is ridiculous! Again I was told I was ineligible for fee reversal. I understand it is my responsibility to ensure funds are in my account, but this just now seems like an excuse to make money. I asked to speak to a manager at the bank, and one was not available to speak to me after almost a 10-minute hold.

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    Customer Service

    Reviewed Feb. 24, 2015

    Went to simply open a bank account. I know it was my responsibility to get all the requirements to do so, but with the horrible tellers communication I was beyond confused. Can't believe I actually open a bank account with them. In honest truth I felt like I had to with the long term concept being brought up by the person helping me.

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    Customer ServiceStaff

    Reviewed Feb. 24, 2015

    I ordered a new debit card and they said it would take 5-7 business days. It's been 10! I called to ask what I should do and the agent says to me: "I understand your frustration but you have to pay 5 dollars for it to be mailed again". Unless I wanted to wait 10 days for it to come again. She had no way of tracking it. They don't bother with that. Goes to show how much they care about taking your personal information "very seriously". I'm so disappointed. I went to the branch only to run into a rude manager and a 2 hour line. I'm considering changing a bank.

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    Customer Service

    Reviewed Feb. 24, 2015

    My checking account had been used by someone. I didn't know who got a hold of my bank information and instead of Chase helping me they made it feel like it was my fault someone got my Info. and used my card. Chase is usually pretty good about helping you out. NOT this time. It's been about 2 or 3 weeks I've been putting money in my bank because the money Chase put in my bank from someone using it they took right back out and I'm negative again, and it keeps going negative - the bank keeps taking money from me.

    I've went to Chase store 3 times and called customer service 5 times. Each time they tell me everything was fixed and a couple days later I'm negative and I haven't even used my debit card. I don't bank with Chase anymore. Never will again and I don't recommend anyone I know bank with them. I've never had so many problems with a bank before.

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    Verified purchase
    Staff

    Reviewed Feb. 23, 2015

    JP Morgan Chase Bank, N.A. signed a listing agreement with myself as the listing agent and Windermere Real Estate Port Angeles as the listing Broker. The listing agreement stated a 6% commission. The only exclusion was if the listing agent, or selling agent, or employee of the brokerage or either agents was the buyer. Then JP Morgan Chase contracted with auction.com for the auction. When it came time to close the transaction, JP Morgan Chase is refusing to pay the 6% listing commission as agreed to.

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    Reviewed Feb. 23, 2015

    I received a text message from Chase Fraud alert on December 12, 2014 inquiring if I had withdrawn $500 from ATM the prior day (12/11). I had not. Someone had used my pin code to access my account (my debit card was never out of my possession - not sure how this happened). Chase denied my claim since I had accessed my account via my phone app that day. I have no idea what that means. They are basically accusing me of know my money had been taken and that I didn't notify them. I have provided Chase with my time card to prove that I was in my office that day - still denied claim. Not only do I feel robbed but Chase will not stand behind me. I don't get it.

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    Staff

    Reviewed Feb. 20, 2015

    My account showed up with over $700 missing and in the whole $19. After speaking with many representatives they decided the checks written weren't fraud because I had done business with 1 of the companies previously. They are not fixing it!

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    Customer Service

    Reviewed Feb. 18, 2015

    As a victim of check fraud my account was overdrawn I could not make payments till after 60 days. Talked to many employees of Chase. Received a notice in mail of number to call to pay. They could not take my IRS refund money off a visa, needed a 'check' told me I needed to go to branch to pay. Within 5 mins of that call Chase called me to try to collect the $, I asked then to update their notes I had just called and was trying to pay. Went to branch. Told me I would have to wait for a manager to pay and go through a process. I had to leave, I'm on my lunch break from work. I can't even pay then.

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    Customer Service

    Reviewed Feb. 11, 2015

    It takes so long to even hear from a person yet about a short sale, months. I know it can't take that long for a file to be done.

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    Customer Service

    Reviewed Feb. 10, 2015

    February 7th 2015 I went to a chase bank to deposit money into my account. I did the deposit and it gave me the money back so I put it in once again and when I did that the money got stuck into the machine. I was able to see the money but it wouldn't return back anymore so it then took the money in like it usually does. But when it gave me the receipt it said the atm has experienced a technical problem. Im trying to figure out when will I get my money back. I've called them so many times and they told me I should be getting my money back within 10 days or sooner. It's been 3 days already. It's too many days bank people should know I did deposit money because they have cameras, it shouldn't take that long!!! Chase needs to do something about it or else i will.

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    Staff

    Reviewed Feb. 10, 2015

    I'm very upset with the service I have received from Chase. Someone hacked in my account, committed fraudulent activity and I was able to catch it and report it, Chase thanks to me was my account is being closed and there is no further information and my funds will be release to me by check in the mail. I would never recommend them to anyone. I have been a good and honest customer and this is how you treat the loyal. I hope you guys go bankruptcy and close down and no one else have to stuff like I have.

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    Customer Service

    Reviewed Feb. 6, 2015

    I'm a business owner who requires bill paying assistance on a daily basis. Four out of five times per week, Chase does not answer their phones. As a result, I have to leave my office, get in my car, and drive to the nearest Chase Bank to get answers!

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    Price

    Reviewed Feb. 5, 2015

    2 days ago my account was over drawn, I was paying bills online and I logged in to my account to check my balance. It says I was overdrawn by 179 and some change, so I went directly to the ATM to deposit money. I deposited 250.00 and my receipt said my balance was a positive 70 dollars and some change. So the next day I check my account to see if I had enough for a small bill, and to see if any more charges came out of my account. I noticed my account was negative, then I noticed Chase charged me 3 overdraft fees, and my deposit that I put in thru the ATM is now place in my account after some other charges and after their 3 overdraft fees.

    This is not the first time or second or third time that I checked my account and Chase rearranged deposit and credits so that your account is overdrawn and they can charge you, and they charge you 2 or 3 times at once sometimes. This is stealing, and they start charging me these service fees, 12.00 bucks once a months. Chase needs to be stopped, I am going to go to Wells Fargo,

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    Customer ServiceProcess

    Reviewed Feb. 5, 2015

    I opened a new checking account at a Chase branch on Jan 23. The private banker made a mistake by switching my first and last names. I had to go back on the following Monday to re-sign all the documents. There might be no reason to complain because I needed to take half of the responsibility. When I got my debit card last Thursday, I couldn't activate it through phone by providing all the right information. The process took me more than 30 minutes and the telephone banker at last suggested me to visit a branch. I did, nothing was wrong and I activated my card smoothly. I didn't complain, just felt how bad luck I was.

    However, the third bad experience came in. I used QuickPay to pay my rent on Saturday and spent one hour helping my landlord to set up his "Chase account". I truly couldn't understand why my landlord required to input all his personal information onto Chase's system while he holds an account in a different bank. Anyway, we finally set up everything and both got notices that he would have the deposit in two business days.

    Yesterday evening, my landlord told me that he didn't have the money yet. I tried to check online but surprisingly found my account had been locked. I followed the message showing up to make a call immediately. A telephone banker told me that my online banking account was locked because I transferred my money. What a logic!!! I have enough funding to do the transfer, why couldn't I? Whatever he explained, he activated my account and said my rent will be transferred today.

    Actually, just a moment ago, I found the money is still sleeping in my account. I was not shocked at all. I called Chase again, told them to cancel my "QUICK"Pay. What is going to happen next won't surprise me. No matter what they do, I have made up my mind to end my relationship with Chase.

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    Reviewed Feb. 3, 2015

    This is the worst bank I have ever done business with. They destroyed my credit, life and my freedom to live life from all the debt I'm left with because of this. After paying all my debt in full in 2006...everything I worked hard for is now gone because of this. I was forced to take a settlement after waiting 6 years 3 months to get my Own money back because if I refused to sign what Chase Bank wanted their plan was to extend my case another 2 to 3 years longer hoping I die or give up. This took place 11/29/06 and I received this insulting settlement in January 2013 after losing everything I paid off. I hate this bank for what they did to my life. Tell everyone you know on social media, Twitter and Facebook please, please take your money out of this bank because you only have one life to live and I wouldn't want this to happen to anyone else since they destroyed my credit and my life.

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    Sales & Marketing

    Reviewed Feb. 3, 2015

    Paid online for shipping and handling for a free sample. Looked at reviews after to find company was reported numerous times for scamming. After the debit of $4.95 came a debit of $89.95 for what I don't know went to Chase Bank. Banker was very understanding, explained after the transaction goes through it would be reversed no problem. Went back when it was no longer pending. Different story. Chase does not stand by its customer but the scamming company. I will go to a bank that will look out for its customers.

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    Customer ServicePrice

    Reviewed Jan. 31, 2015

    I paid off my balance in full of $2500 before the due date and the following statement there was an interest charge of $40.80. I called and tried to get it waived because of the balance being paid in full and they refused, would not do anything to help! They have horrible customer service and did not even try to help or care.

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    Reviewed Jan. 29, 2015

    Buried in the loan is a prepayment penalty. Was never disclosed. Not a trustworthy bank. Please do yourself a favor and do not do business with this bank.

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    Customer Service

    Reviewed Jan. 28, 2015

    On Friday, Jan. 23, 2015, I noticed that over 4992.00 was taken from my checking acct. and given to someone. After 4 days of being on the phone, I have still not gotten an answer to where my money has gone.

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    Punctuality & Speed

    Reviewed Jan. 28, 2015

    In 2004, I applied and applied for a 15 year mtg through Chase refi at 4.5%. Considering I have been with Chase since 1995, never late on my payment once, I was approved and a closing date was set. The day of the closing, an hour before, I was told the loan was not closing. No valid reason was given, just that I wouldn't be closing... after I was approved with no conditions.

    Subsequently, I applied to another bank for a 30 year at 6.9%, was approved and closed. Shortly after that, I receive a letter from Chase, stating they were my new mtg holder. But wait, they turned me down, even though I already had a mtg with them for 9 years. Yet they now have my mtg. I would only have 5 years left on my mtg if not for these scumbag bankers at Chase. Now I have 20 more years left to pay. This bank has no morals and will screw you every chance they get. Buyer beware.

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    Reviewed Jan. 24, 2015

    I have a high school checking account and my account was stolen from someone who knew my PIN number and was used for fraud. They froze my account and stopped the checks. They later sent a letter to me stating that they would refund the money if necessary and money will be put into my card. I presented the letter to a Chase worker and they said I could take out the money and that it was mine. I found that weird because I didn't have that amount of money before but after they reassured me that I could take out the money, I assumed it was a compensation.

    My debit account ran smoothly for three months and now suddenly I am in debt again. The money was NOT mine and I have to pay back chase for taking out the money which is ridiculous. I have to go to a branch tomorrow to speak with the person who gave me the okay to take out the money.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 21, 2015

    I have had the most horrible customer service experience in my lifetime ever in my 27 years of existence on Earth. My bank teller named Elijah ** and his manager Raven ** (whom knew about this mishap) in order to override to put me into the negative, messed up and gave me someone else's checks so I automatically assume that my account number would be listed on there. The direct deposit went through and gave my paycheck to the random person whom was not my check but someone elses that I gave to my HR department assuming that I would get paid. I have spent a total of 10 plus hours on the phone with Chase's customer service trying to rectify the situation which still over 5 days later and still has no resolution.

    No one seems to want to take responsibility for messing up and clearly showing that the other person's account had the full amounted deposited to them. Over 50 calls later and be getting hung up on when asking for senior management or supervisors. They promised they would call me back and they promised this issue would get resolved in a timely manner. 5 days later we are actually in a worst position than I was before. I am not really sure what to do now because I do not have money to be able to pay my bills on time as well as the additional stress of dealing with this issue has gone way too far. I have written to the executives of the bank as well with only one person reaching out to me but has cold of course like everyone else that has "promised" to work on this issue for me.

    They "think" something might get resolved within 3-5 days as I wait to get paid from my bi-weekly check to be able to afford food and groceries. If this is what Chase bank is all about. I want to warn others before opening up an account with these thieves....

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    Sales & MarketingStaff

    Reviewed Jan. 18, 2015

    On December 5, 2014 I signed up with American Leisure Group, and for $495 I got a 2 day vacation cruise to Bermuda and a 2000 dollar gift card. This turned out to be a total scam. I told my banker Fabiola ** at Chase Bank in Camarillo, California, and she just laughed at me and said I should be more careful. She did not inform me that I had fraud protection from the bank. It was only a retired sheriff told a friend of mine that I had fraud protection through the bank that I contacted the 800 chase number and filed a claim. I got my money back in 3 days. Had the sheriff not told my friend I would have lost my $495 and remembered how the banker laughed at me and shook her head sympathetically at my stupid choice in travel bookings.

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    Staff

    Reviewed Jan. 17, 2015

    Will definitely be closing and changing my account to a new bank. Chase has a "new policy" that no one can put cash into your account if they aren't listed on the account. Dumbest thing I have ever heard. Cash means absolutely nothing anymore. Can't put cash into an account? Ridiculous… funny how a family member and a friend have successfully deposited cash but a "black man" goes in and gets turned away!

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    Staff

    Reviewed Jan. 15, 2015

    I ordered foreign currency through my bank (euro) and upon my return from France, I simply requested my euro be put back into my savings account. I was not given the rate of the euro conversion or the rate I purchased it at. So basically I gave them 48.00 to process the exchange. When I called the local branch I was given a rehearsed response by several bankers. Then I called the 800 number and received the same explanation. All I requested was for them to show me in writing their policy. This was never shown to me. For future reference, it does not matter that you are a long-standing client, as my requests were never met and I am out 48.00 for a so-called free service they provide for their customers. You are better off buying at the airport, because at least you will know the costs upfront. I am looking at other banking institutions that will value me as a client.

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    Customer ServiceStaff

    Reviewed Jan. 15, 2015

    On Dec. 12, 2014, I transferred 150.00 to a client in NY via an email request she had sent from Chase. I completed the email request and transferred the money. My bank shows the transfer being completed on Dec. 12 by Chase. However, on Dec. 19th, Chase sent my client a letter stating they were closing her account because of a "fraudulent" transaction by me (that specifically put my name in the letter). The letter specifically details that her account had to be closed because of "continuing the relationship creates a possible risk to our company". However, my bank shows the transfer taking place on Dec. 12 with Chase. The transaction information specifically shows Chase as the transferring bank, the amount and a trace number as well as a contact number for Chase. I called the number and the representative was clueless as to what I was referring to. She transferred me to the Fraud Dept.

    The Fraud dept rep was clueless as to what I was referring to and transferred me to consumer online tech support. Again, clueless. Given another number to call. This all took over three hours. Today, Jan 15th, I looked up Chase executive office contact number. It took me several phone calls but eventually I was given a case number and told they would investigate the issue. Although I want my money back as my client did not receive it and her bank account was "closed" because of this "fraudulent" transaction, I also want my name cleared. I did not commit any fraudulent activity. The money was transferred successfully on Dec. 12th. I am demanding a letter on Chase letterhead stating that I did not commit fraud.

    Lastly, when speaking with the executive office today, the rep told me he was "recording" our conversation. I explained I was doing the same. He stated that he would end the call if I did not stop recording him. I told him I was not just so I could continue on with getting this issue resolved. My question is, who in the world do they think they are to record consumers call but refuse to allow a consumer to do the same? I have read all of the online complaints about Chase. Apparently, federal officials do not care what Chase does to consumers. I, for one, will not let this issue go. This is very disappointing that a corporation such as Chase had the audacity to state on their letterhead that I committed fraud which resulted in her account closing. They basically called me a criminal!

    It is a sad day when a corporation can get away this type of activity and no one hold the accountable. Good luck to all of you that have issues with this bank. I don't bank with them and will never. Hopefully, if you are reading all of these horror stories, you too will stop doing business with them as well.

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    Customer ServicePriceStaff

    Reviewed Jan. 14, 2015

    With the exception of routine Branch transactions, Chase is perhaps the most unethical institution I have ever had the misfortune to deal with it. They constantly solicit, through e-mails, US mail and, UPS overnight letters. Each of these solicitations implies great benefits at little or no costs. In very fine print, often pages later, are disclaimers, disclosures and qualifications. In fact, each of these, from Solicitations to Refinance an existing Chase Mortgage at "0" cost, to using a complimentary Companion Airline Ticket for being a "Valued Chase Credit Card Holder" is in fact, nothing more than a veiled attempt to get the consumer to pay additional fees, charges and costs that were not necessary.

    When you complain, the Chase complaint departments are trained to avoid responding to the issues, telling you how sorry they are, and just getting you off their back. Meanwhile, the consumer has been duped in to paying these costs with no avenue for correction. Although I would imagine that Chase is operating just within the limits of the law, they are certainly not operating with any degree of integrity or ethics. I would strongly recommend that you NOT USE them for anything.

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    Customer ServiceContract & TermsStaff

    Reviewed Jan. 13, 2015

    I opened a Chase Bank account on Friday January 9, 2015 and on Monday January 12, 2015 it says online my account was suspended. I called the customer service and they are not even in the US, there is the language barrier and the guy had no idea what he was talking about. Horrible customer service. I spoke to one guy who couldn't tell me why my account was closed without any activity on the account, then he transfers me to his so called supervisor who states "I'm sorry ma’am but you signed an agreement with Chase Bank which states that Chase Bank can close your account without notice or explanation." What? Are you kidding me?

    As I continued trying to explain that I haven't deposited any money, checks, or used the card yet, so it doesn't make any sense why my account would be closed, this so called supervisor just kept reading the script and telling me that he doesn't have to tell me why they closed the account and they don't have to notify me either. I was speechless. I have money coming in from a merchant account and I have money going out as I have paid bills so who is going to pay for all the bounced payments - Chase Bank? I don't think so.

    This should be illegal. They can't just play with people's lives like that and have these idiots answer the phone, reading a script and not give you any kind of explanation. That is ridiculous. Chase Bank needs to go out of business and they need to get sued. How can you close my account when there was no activity and you didn't even notify me. That should be against the law. It's illegal and what about my rights? Don't ever deal with JP Morgan Chase. They are horrible and evil people who will take your money and rip you off. Chase Bank are scammers and need to go to jail.

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    Punctuality & SpeedStaff

    Reviewed Jan. 12, 2015

    In their branch on Crouse, Syracuse, after about two hours of waiting, they not only did not help, but also offered no apologies for wasting our time and no excuses for keeping us waiting. They are not just friendly and polite. Tellers are fine though.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2015

    December 2013-January 2014, two weeks prior to a fraud situation that happened to my account, I had written several checks out to pay off my credit card and etc. However, fast forward to two weeks, I found out that someone had stolen my checks and try to cash out my checks. Branch manager in Lansing called me and had asked me to come in and to freeze my account. I did the paper work, filled out a compromised form so the checks from the old account would go through by taking the money from the new account.

    With that being said, I still got letters and mails from the collection agency since all my checks had been bounced. I went back to the branch manager, showed her the letter saying that all my checks were bounced and that the compromised form didn't work, would I still have to be responsible for the bounce check fee despite the fact that I had money in my old account, but I had to close my old account because someone stole my checks? The branch manager reassured me that she would waived the bounce check fee, and that she would write a letter to the collection agency and had the situation taken care off. I keep calling her/updating with her and someone informed me that the branch manager went on vacation, but a bank teller took care of the situation.

    Fast forward to a year later, I got a credit report and it turns out that I had a bunch of collections on my credit history. I went back and looked and it turned out the checks never went through! I ended up paying the bounce check fee and the money that was "owed" and I also went to a Rochester hills Michigan branch to find a complaint number for me to report on the Lansing branch manager. Turns out, they can't even find the Lansing branch manager in the contact list of my bank account! To disbelief, the Branch Manager in Rochester Hills were shocked that my "old account" was never closed either!

    I am upset and disappointed, I don't care about the bounce check fee, but now I'm paying the price of having a collection on my credit history simply because one idiot decided to steal my checks and try to withdraw money out of that check. I can't even take this off my credit, it'll stay on there for at least seven years! I am also disappointed with the lack of the responsibility of that branch manager that "fell" through the cracks of handling this situation.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2015

    Strongly angry about them. The branch in Perkins Road Baton Rouge, LA - it is the worst branch and rudest people. Chase is worst bank. If you are not American, they will be rude to you and your nationality. I will never open an account in this terrible bank.

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    Reviewed Jan. 9, 2015

    On December the 13th 2014 money was removed from my chase checking and saving accounts. After calling chase FRAUD department, they concluded that I was the one that took the money and they have pictures. I don't know how they have pictures of me if I wasn't in the bank? Secondly the ID use was with a different # to the ID I have today. The only one that have the ID # is Chase yet Chase FRAUD department and managers can't come to the proper conclusion.

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    Customer ServiceStaff

    Reviewed Jan. 8, 2015

    Told no & turned away! If that wasn't bad enough, they said because I wasn't a signer on the account that they would not allow cash to be deposited due to money laundering. I guess they were worried about the 2 five dollar bills that I wanted to deposit. I even asked to speak with a manager and the jerk wouldn't approve my deposit. Now I personally am a former bank officer with BofA. 20+ years in retail banking & I can tell you banks have many safeguards in place. But they are for large and unusual deposits, not ten frickin' dollars! I feel that their policy & procedures not to mention their lousy customer service is **! The really sad thing is my son's account could possibly be overdrawn in the morning because I wasn't able to make this deposit for him. He's looking at an overdraft fee of well over $35.00! So do you think Chase will reverse the overdraft fee? Well I'm sure it's not only "no" it's "hell no!!"

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 5, 2015

    I reported card was stolen on 12/26/14. Was to be replaced on or before 01/02/15. Didn't arrive. Was told it would arrive by 1/5/15. Discovered it hadn't arrive - it wasn't ordered until 01/02/15. Trusting Chase cost me dearly in credit card late fees. The representative I spoke with the first time failed to tell me the card wasn't actually ordered. The second representative I spoke told me there was no process for reporting the mistake. My conclusion: Chase's company doesn't monitor their customer service which has resulted in lax employee who don't have to report their mistakes. Btw - I'm still waiting on the card to arrive. :/

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    Reviewed Jan. 1, 2015

    My account was hacked in September. A fraudulent check was deposited to my account and charges were made off it. I didn't notice because we were not using the account at the time so I knew nothing about it until today when suddenly $500 was gone from my account because the check returned. I contacted chase, got passed around a lot, until I finally got the fraud department. They insisted that I had to have known about it, seemed to never hear of identity theft, and refused to investigate it in the least. Then they had the nerve to send me paperwork stating as agreed the issue was closed! I never agreed to anything! I am currently looking into filing charges on this because their refusal to take any action other than harassing a crying victim is facilitating a crime.

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    Reviewed Jan. 1, 2015

    I was hired by Chase in July 2013 as a Mortgage Banker. This is a base salary + commission position. After 6 months of employment, I decided to leave because I could not make enough money to survive. Chase demanded I repay them $6157.47 because I left before 12 month period. I never accepted or agreed to such employment conditions. Chase has no ground for demanding such refund. The pay policy was presented to me after I was hired.

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    Customer ServicePriceStaff

    Reviewed Dec. 31, 2014

    I had been having issues with Chase bank paying things when I have requested that they not do because of the charges that I incur. I had been trying to close my account now for a month because I don't get very much money and they keep paying stuff that half of the time it was fraudulent. Then I would have to go through this issue where I would have to prove I didn't do it, and then wait for them to give me a credit I asked them not to keep paying stuff. If the money is not there don't pay it but they do and then apologize about it every time you speak with the customer service people. They tell you a different story about the same situation I have. Even went as far as talking to management about it. All they can do is apologize. That means nothing. They don't reprimand the customer’s service reps that tell these stories but the customer has to deal with the problem. Chase does not care about their customers. They care about how they can keep charging you for stuff. I am totally dissatisfied.

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    Customer ServiceStaff

    Reviewed Dec. 31, 2014

    I deposited 3100 dollars into my account, it kept making these weird noises inside the machine, so there were 2 people who worked there trying to help me with the machine and it was already closing. They told me to call the number for claims and they would give me my money back. Well they did within 12 hours and I just got an email saying the transaction was correct and on January 8 they will take away the credit. I call the guy and he says I owe that money. This is a bunch of BS to me and it is not fair.

    Also every time I would go into the bank to make a deposit, the workers say racial comments about me in Spanish, but I am an Afro-Latino, I am not African American, I am Panamanian and Cuban and they get so offended if I speak Spanish. Why do Chase Bank have to hire people who are racist? I thought this was America, I would feel ashamed to own a bank that is racist and looks down on people of African descent or Blacks who are not American like myself. I believe that Chase takes away money from the Blacks and screw them over more than they do with other races, they hate you and will take your money. I encourage all Blacks to take their money and go to another bank.

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    Customer ServiceStaffEase of Use

    Reviewed Dec. 30, 2014

    I was a Chase customer starting in 2008 when they purchased my mortgage on my first home in Arizona. I sold that home in 2012 and recently purchased a new home in Colorado this year and Chase purchased this mortgage as well. Since then I have opened Chase Checking and Savings accounts. I purchased a new Subaru last month and yep, you guessed it, Chase is the bank Subaru dealerships work with.

    I also have the Chase Slate credit card. I log into my Chase account online and all my information is organized, easy to understand and is user friendly. I recently had to juggle my auto pays from an old checking account to a new one and their bankers are extremely friendly and even called me to follow up the day the auto pays were scheduled to confirm with me that they were in fact transferred to the new account.

    Any time I go into the branch locations next to my home or work, they are friendly and greet me by name. I am just an everyday customer but they are friendly and treat me with respect, something you don't see very often from such a large bank. This kind of friendly service is greatly appreciated and is the reason why I keep all my banking together with Chase.

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    Reviewed Dec. 28, 2014

    On my Chase card, I can spend $500 to $1000 with no problems! But as soon as I use the ATM they block my card every single time! And I only took out $60! And the first time I only took out $100 so that's a total of $165.90 for two different transactions through the ATM! So why does it go through as regular purchases just fine, but when I use the ATM it gets blocked? It just doesn't make any sense!!!

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    Customer ServiceStaff

    Reviewed Dec. 26, 2014

    Chase just stole 104.00 dollars from my checking account. I spoke with a manager by phone and he refused to give me back my money. I got my direct deposit at 1:00 am and all my transactions were pending by 2:00 am and this afternoon I check my account and they charged me $34 - 3 times for over draft. When they had already taking the money that I had spend on my debit car (chase) that's call stealing from poor people who is trying survive. Stop doing that to people. My daughter is banking with chase too. Am taking her out of there too. Chase is stealing in front of people faces.

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    Customer Service

    Reviewed Dec. 24, 2014

    Chase need to do something about the customer service that working for them. Their demeanor is extremely rude. I bank with chase and have many credit cards with them and use it as main expenses for years but they gave me the highest 23% APR while my credit score is beyond excellent. I called to ask them for consideration to lower the APR and they told me 23% APR is the lowest in the market they can offer. They think I'm stupid to believe that because I have other cards that come with 13%APR. I ask why they lied about 23%APR is the lowest in the market because I believed that is the highest and they seems upset and their demeanor changed and talk to me with the attitude like they don't want to me a customer anymore. I called back to close all the accounts one by one and they start transfer me around to different department. I'm upset because I feel mistreated after years of spending money with them.

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    Customer Service

    Reviewed Dec. 24, 2014

    Had my card’s info stolen, 7 times this year and wise last year... Had no luck but issues with this crazy bank... I have other banks as well (US bank, Unitus) no problems ever, their customer service is great and ATMs are everywhere. Chase is the worst bank I ever had. Their customer service is the worse of all. They make mistakes and then they say, “It’s your fault.” If you reading this, just never even think to open account with them.. I am closing my account, tired of their junk.... :(

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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