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Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Chase Bank Reviews

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    Page 23 Reviews 3080 - 3230
    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 21, 2015

    I have had the most horrible customer service experience in my lifetime ever in my 27 years of existence on Earth. My bank teller named Elijah ** and his manager Raven ** (whom knew about this mishap) in order to override to put me into the negative, messed up and gave me someone else's checks so I automatically assume that my account number would be listed on there. The direct deposit went through and gave my paycheck to the random person whom was not my check but someone elses that I gave to my HR department assuming that I would get paid. I have spent a total of 10 plus hours on the phone with Chase's customer service trying to rectify the situation which still over 5 days later and still has no resolution.

    No one seems to want to take responsibility for messing up and clearly showing that the other person's account had the full amounted deposited to them. Over 50 calls later and be getting hung up on when asking for senior management or supervisors. They promised they would call me back and they promised this issue would get resolved in a timely manner. 5 days later we are actually in a worst position than I was before. I am not really sure what to do now because I do not have money to be able to pay my bills on time as well as the additional stress of dealing with this issue has gone way too far. I have written to the executives of the bank as well with only one person reaching out to me but has cold of course like everyone else that has "promised" to work on this issue for me.

    They "think" something might get resolved within 3-5 days as I wait to get paid from my bi-weekly check to be able to afford food and groceries. If this is what Chase bank is all about. I want to warn others before opening up an account with these thieves....

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    Sales & MarketingStaff

    Reviewed Jan. 18, 2015

    On December 5, 2014 I signed up with American Leisure Group, and for $495 I got a 2 day vacation cruise to Bermuda and a 2000 dollar gift card. This turned out to be a total scam. I told my banker Fabiola ** at Chase Bank in Camarillo, California, and she just laughed at me and said I should be more careful. She did not inform me that I had fraud protection from the bank. It was only a retired sheriff told a friend of mine that I had fraud protection through the bank that I contacted the 800 chase number and filed a claim. I got my money back in 3 days. Had the sheriff not told my friend I would have lost my $495 and remembered how the banker laughed at me and shook her head sympathetically at my stupid choice in travel bookings.

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    Staff

    Reviewed Jan. 17, 2015

    Will definitely be closing and changing my account to a new bank. Chase has a "new policy" that no one can put cash into your account if they aren't listed on the account. Dumbest thing I have ever heard. Cash means absolutely nothing anymore. Can't put cash into an account? Ridiculous… funny how a family member and a friend have successfully deposited cash but a "black man" goes in and gets turned away!

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    Staff

    Reviewed Jan. 15, 2015

    I ordered foreign currency through my bank (euro) and upon my return from France, I simply requested my euro be put back into my savings account. I was not given the rate of the euro conversion or the rate I purchased it at. So basically I gave them 48.00 to process the exchange. When I called the local branch I was given a rehearsed response by several bankers. Then I called the 800 number and received the same explanation. All I requested was for them to show me in writing their policy. This was never shown to me. For future reference, it does not matter that you are a long-standing client, as my requests were never met and I am out 48.00 for a so-called free service they provide for their customers. You are better off buying at the airport, because at least you will know the costs upfront. I am looking at other banking institutions that will value me as a client.

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    Customer ServiceStaff

    Reviewed Jan. 15, 2015

    On Dec. 12, 2014, I transferred 150.00 to a client in NY via an email request she had sent from Chase. I completed the email request and transferred the money. My bank shows the transfer being completed on Dec. 12 by Chase. However, on Dec. 19th, Chase sent my client a letter stating they were closing her account because of a "fraudulent" transaction by me (that specifically put my name in the letter). The letter specifically details that her account had to be closed because of "continuing the relationship creates a possible risk to our company". However, my bank shows the transfer taking place on Dec. 12 with Chase. The transaction information specifically shows Chase as the transferring bank, the amount and a trace number as well as a contact number for Chase. I called the number and the representative was clueless as to what I was referring to. She transferred me to the Fraud Dept.

    The Fraud dept rep was clueless as to what I was referring to and transferred me to consumer online tech support. Again, clueless. Given another number to call. This all took over three hours. Today, Jan 15th, I looked up Chase executive office contact number. It took me several phone calls but eventually I was given a case number and told they would investigate the issue. Although I want my money back as my client did not receive it and her bank account was "closed" because of this "fraudulent" transaction, I also want my name cleared. I did not commit any fraudulent activity. The money was transferred successfully on Dec. 12th. I am demanding a letter on Chase letterhead stating that I did not commit fraud.

    Lastly, when speaking with the executive office today, the rep told me he was "recording" our conversation. I explained I was doing the same. He stated that he would end the call if I did not stop recording him. I told him I was not just so I could continue on with getting this issue resolved. My question is, who in the world do they think they are to record consumers call but refuse to allow a consumer to do the same? I have read all of the online complaints about Chase. Apparently, federal officials do not care what Chase does to consumers. I, for one, will not let this issue go. This is very disappointing that a corporation such as Chase had the audacity to state on their letterhead that I committed fraud which resulted in her account closing. They basically called me a criminal!

    It is a sad day when a corporation can get away this type of activity and no one hold the accountable. Good luck to all of you that have issues with this bank. I don't bank with them and will never. Hopefully, if you are reading all of these horror stories, you too will stop doing business with them as well.

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    Customer ServicePriceStaff

    Reviewed Jan. 14, 2015

    With the exception of routine Branch transactions, Chase is perhaps the most unethical institution I have ever had the misfortune to deal with it. They constantly solicit, through e-mails, US mail and, UPS overnight letters. Each of these solicitations implies great benefits at little or no costs. In very fine print, often pages later, are disclaimers, disclosures and qualifications. In fact, each of these, from Solicitations to Refinance an existing Chase Mortgage at "0" cost, to using a complimentary Companion Airline Ticket for being a "Valued Chase Credit Card Holder" is in fact, nothing more than a veiled attempt to get the consumer to pay additional fees, charges and costs that were not necessary.

    When you complain, the Chase complaint departments are trained to avoid responding to the issues, telling you how sorry they are, and just getting you off their back. Meanwhile, the consumer has been duped in to paying these costs with no avenue for correction. Although I would imagine that Chase is operating just within the limits of the law, they are certainly not operating with any degree of integrity or ethics. I would strongly recommend that you NOT USE them for anything.

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    Customer ServiceContract & TermsStaff

    Reviewed Jan. 13, 2015

    I opened a Chase Bank account on Friday January 9, 2015 and on Monday January 12, 2015 it says online my account was suspended. I called the customer service and they are not even in the US, there is the language barrier and the guy had no idea what he was talking about. Horrible customer service. I spoke to one guy who couldn't tell me why my account was closed without any activity on the account, then he transfers me to his so called supervisor who states "I'm sorry ma’am but you signed an agreement with Chase Bank which states that Chase Bank can close your account without notice or explanation." What? Are you kidding me?

    As I continued trying to explain that I haven't deposited any money, checks, or used the card yet, so it doesn't make any sense why my account would be closed, this so called supervisor just kept reading the script and telling me that he doesn't have to tell me why they closed the account and they don't have to notify me either. I was speechless. I have money coming in from a merchant account and I have money going out as I have paid bills so who is going to pay for all the bounced payments - Chase Bank? I don't think so.

    This should be illegal. They can't just play with people's lives like that and have these idiots answer the phone, reading a script and not give you any kind of explanation. That is ridiculous. Chase Bank needs to go out of business and they need to get sued. How can you close my account when there was no activity and you didn't even notify me. That should be against the law. It's illegal and what about my rights? Don't ever deal with JP Morgan Chase. They are horrible and evil people who will take your money and rip you off. Chase Bank are scammers and need to go to jail.

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    Punctuality & SpeedStaff

    Reviewed Jan. 12, 2015

    In their branch on Crouse, Syracuse, after about two hours of waiting, they not only did not help, but also offered no apologies for wasting our time and no excuses for keeping us waiting. They are not just friendly and polite. Tellers are fine though.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2015

    December 2013-January 2014, two weeks prior to a fraud situation that happened to my account, I had written several checks out to pay off my credit card and etc. However, fast forward to two weeks, I found out that someone had stolen my checks and try to cash out my checks. Branch manager in Lansing called me and had asked me to come in and to freeze my account. I did the paper work, filled out a compromised form so the checks from the old account would go through by taking the money from the new account.

    With that being said, I still got letters and mails from the collection agency since all my checks had been bounced. I went back to the branch manager, showed her the letter saying that all my checks were bounced and that the compromised form didn't work, would I still have to be responsible for the bounce check fee despite the fact that I had money in my old account, but I had to close my old account because someone stole my checks? The branch manager reassured me that she would waived the bounce check fee, and that she would write a letter to the collection agency and had the situation taken care off. I keep calling her/updating with her and someone informed me that the branch manager went on vacation, but a bank teller took care of the situation.

    Fast forward to a year later, I got a credit report and it turns out that I had a bunch of collections on my credit history. I went back and looked and it turned out the checks never went through! I ended up paying the bounce check fee and the money that was "owed" and I also went to a Rochester hills Michigan branch to find a complaint number for me to report on the Lansing branch manager. Turns out, they can't even find the Lansing branch manager in the contact list of my bank account! To disbelief, the Branch Manager in Rochester Hills were shocked that my "old account" was never closed either!

    I am upset and disappointed, I don't care about the bounce check fee, but now I'm paying the price of having a collection on my credit history simply because one idiot decided to steal my checks and try to withdraw money out of that check. I can't even take this off my credit, it'll stay on there for at least seven years! I am also disappointed with the lack of the responsibility of that branch manager that "fell" through the cracks of handling this situation.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2015

    Strongly angry about them. The branch in Perkins Road Baton Rouge, LA - it is the worst branch and rudest people. Chase is worst bank. If you are not American, they will be rude to you and your nationality. I will never open an account in this terrible bank.

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    Reviewed Jan. 9, 2015

    On December the 13th 2014 money was removed from my chase checking and saving accounts. After calling chase FRAUD department, they concluded that I was the one that took the money and they have pictures. I don't know how they have pictures of me if I wasn't in the bank? Secondly the ID use was with a different # to the ID I have today. The only one that have the ID # is Chase yet Chase FRAUD department and managers can't come to the proper conclusion.

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    Customer ServiceStaff

    Reviewed Jan. 8, 2015

    Told no & turned away! If that wasn't bad enough, they said because I wasn't a signer on the account that they would not allow cash to be deposited due to money laundering. I guess they were worried about the 2 five dollar bills that I wanted to deposit. I even asked to speak with a manager and the jerk wouldn't approve my deposit. Now I personally am a former bank officer with BofA. 20+ years in retail banking & I can tell you banks have many safeguards in place. But they are for large and unusual deposits, not ten frickin' dollars! I feel that their policy & procedures not to mention their lousy customer service is **! The really sad thing is my son's account could possibly be overdrawn in the morning because I wasn't able to make this deposit for him. He's looking at an overdraft fee of well over $35.00! So do you think Chase will reverse the overdraft fee? Well I'm sure it's not only "no" it's "hell no!!"

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 5, 2015

    I reported card was stolen on 12/26/14. Was to be replaced on or before 01/02/15. Didn't arrive. Was told it would arrive by 1/5/15. Discovered it hadn't arrive - it wasn't ordered until 01/02/15. Trusting Chase cost me dearly in credit card late fees. The representative I spoke with the first time failed to tell me the card wasn't actually ordered. The second representative I spoke told me there was no process for reporting the mistake. My conclusion: Chase's company doesn't monitor their customer service which has resulted in lax employee who don't have to report their mistakes. Btw - I'm still waiting on the card to arrive. :/

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    Reviewed Jan. 1, 2015

    My account was hacked in September. A fraudulent check was deposited to my account and charges were made off it. I didn't notice because we were not using the account at the time so I knew nothing about it until today when suddenly $500 was gone from my account because the check returned. I contacted chase, got passed around a lot, until I finally got the fraud department. They insisted that I had to have known about it, seemed to never hear of identity theft, and refused to investigate it in the least. Then they had the nerve to send me paperwork stating as agreed the issue was closed! I never agreed to anything! I am currently looking into filing charges on this because their refusal to take any action other than harassing a crying victim is facilitating a crime.

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    Reviewed Jan. 1, 2015

    I was hired by Chase in July 2013 as a Mortgage Banker. This is a base salary + commission position. After 6 months of employment, I decided to leave because I could not make enough money to survive. Chase demanded I repay them $6157.47 because I left before 12 month period. I never accepted or agreed to such employment conditions. Chase has no ground for demanding such refund. The pay policy was presented to me after I was hired.

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    Customer ServicePriceStaff

    Reviewed Dec. 31, 2014

    I had been having issues with Chase bank paying things when I have requested that they not do because of the charges that I incur. I had been trying to close my account now for a month because I don't get very much money and they keep paying stuff that half of the time it was fraudulent. Then I would have to go through this issue where I would have to prove I didn't do it, and then wait for them to give me a credit I asked them not to keep paying stuff. If the money is not there don't pay it but they do and then apologize about it every time you speak with the customer service people. They tell you a different story about the same situation I have. Even went as far as talking to management about it. All they can do is apologize. That means nothing. They don't reprimand the customer’s service reps that tell these stories but the customer has to deal with the problem. Chase does not care about their customers. They care about how they can keep charging you for stuff. I am totally dissatisfied.

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    Customer ServiceStaff

    Reviewed Dec. 31, 2014

    I deposited 3100 dollars into my account, it kept making these weird noises inside the machine, so there were 2 people who worked there trying to help me with the machine and it was already closing. They told me to call the number for claims and they would give me my money back. Well they did within 12 hours and I just got an email saying the transaction was correct and on January 8 they will take away the credit. I call the guy and he says I owe that money. This is a bunch of BS to me and it is not fair.

    Also every time I would go into the bank to make a deposit, the workers say racial comments about me in Spanish, but I am an Afro-Latino, I am not African American, I am Panamanian and Cuban and they get so offended if I speak Spanish. Why do Chase Bank have to hire people who are racist? I thought this was America, I would feel ashamed to own a bank that is racist and looks down on people of African descent or Blacks who are not American like myself. I believe that Chase takes away money from the Blacks and screw them over more than they do with other races, they hate you and will take your money. I encourage all Blacks to take their money and go to another bank.

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    Customer ServiceStaffEase of Use

    Reviewed Dec. 30, 2014

    I was a Chase customer starting in 2008 when they purchased my mortgage on my first home in Arizona. I sold that home in 2012 and recently purchased a new home in Colorado this year and Chase purchased this mortgage as well. Since then I have opened Chase Checking and Savings accounts. I purchased a new Subaru last month and yep, you guessed it, Chase is the bank Subaru dealerships work with.

    I also have the Chase Slate credit card. I log into my Chase account online and all my information is organized, easy to understand and is user friendly. I recently had to juggle my auto pays from an old checking account to a new one and their bankers are extremely friendly and even called me to follow up the day the auto pays were scheduled to confirm with me that they were in fact transferred to the new account.

    Any time I go into the branch locations next to my home or work, they are friendly and greet me by name. I am just an everyday customer but they are friendly and treat me with respect, something you don't see very often from such a large bank. This kind of friendly service is greatly appreciated and is the reason why I keep all my banking together with Chase.

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    Reviewed Dec. 28, 2014

    On my Chase card, I can spend $500 to $1000 with no problems! But as soon as I use the ATM they block my card every single time! And I only took out $60! And the first time I only took out $100 so that's a total of $165.90 for two different transactions through the ATM! So why does it go through as regular purchases just fine, but when I use the ATM it gets blocked? It just doesn't make any sense!!!

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    Customer ServiceStaff

    Reviewed Dec. 26, 2014

    Chase just stole 104.00 dollars from my checking account. I spoke with a manager by phone and he refused to give me back my money. I got my direct deposit at 1:00 am and all my transactions were pending by 2:00 am and this afternoon I check my account and they charged me $34 - 3 times for over draft. When they had already taking the money that I had spend on my debit car (chase) that's call stealing from poor people who is trying survive. Stop doing that to people. My daughter is banking with chase too. Am taking her out of there too. Chase is stealing in front of people faces.

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    Customer Service

    Reviewed Dec. 24, 2014

    Chase need to do something about the customer service that working for them. Their demeanor is extremely rude. I bank with chase and have many credit cards with them and use it as main expenses for years but they gave me the highest 23% APR while my credit score is beyond excellent. I called to ask them for consideration to lower the APR and they told me 23% APR is the lowest in the market they can offer. They think I'm stupid to believe that because I have other cards that come with 13%APR. I ask why they lied about 23%APR is the lowest in the market because I believed that is the highest and they seems upset and their demeanor changed and talk to me with the attitude like they don't want to me a customer anymore. I called back to close all the accounts one by one and they start transfer me around to different department. I'm upset because I feel mistreated after years of spending money with them.

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    Customer Service

    Reviewed Dec. 24, 2014

    Had my card’s info stolen, 7 times this year and wise last year... Had no luck but issues with this crazy bank... I have other banks as well (US bank, Unitus) no problems ever, their customer service is great and ATMs are everywhere. Chase is the worst bank I ever had. Their customer service is the worse of all. They make mistakes and then they say, “It’s your fault.” If you reading this, just never even think to open account with them.. I am closing my account, tired of their junk.... :(

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    Verified purchase

    Reviewed Dec. 24, 2014

    Home 2009, we do fairly well on our scheduled payments but every year, this time of year we fall behind. As of right now we have $800 in suspense, they won’t accept until full $1505.56 is required. But instead of them accepting a partial payment on a weekly basis they hold the money until they get in full therefore we get a notice in the mail soon to be foreclosed if we do not have the money in by a certain date. My husband gets paid on a weekly basis, for us it would be easier to make weekly payments. But chase will not accept weekly payments, why? How can I get away with this? I mean we're honest people trying to make her way here and I don't understand why they would rather kick us out of our home or hold on to the payment until we have the full amount there. It's not fair and it's extremely stressful. BS, they can capitalize on somebody that's trying the best and do the right thing and make a payment but yet we still get a foreclosure letter and threatening if we don't pay. Plays this right, please tell me.

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    Customer Service

    Reviewed Dec. 24, 2014

    I just tried logging into my mobile app to check my account and was prompted to call Chase. I gave them a call and they told me my account had been shut down! I didn't believe what they said so I asked why! They said they couldn't tell me. I asked, "Could I get my money?" And they said no, they would mail it to me within 10 days! **

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    Customer ServicePricePunctuality & SpeedProcess

    Reviewed Dec. 23, 2014

    I have been with the bank for around three years now with a good payment, on time history and have a good credit rating also. I am earning a great Salary and considering that I went to chase bank to check if I apply for an auto loan since I have been with bank from quite some time now. I could have gone to Bank of america since it has tie up with my employer, however I liked chase bank more as I have worked for chase bank earlier. In return of me being a very faithful customer, chase rejected my application of auto loan which even the representative who was filling my application considered as a very probable of getting a good interest rate since I have been a valued customer. I get a response from chase saying that I don't have enough income. I earn more, 70% percent more than whats average for whole United states.

    And I have enough amount of money in my checking account as a security. I made a big mistake as I was quite sure of getting it approved in first place by bank of america as I had a preapproved offer from them, however I was just think of staying with chase as I have been attached to its services. I am highly disappointed to have this kind of treatment from chase for a customer like me who has never missed a Credit card payment, whose credit rating is a figure which is considered as an excellent credit history. This is disappointing and really an insult that you rejected my application and please provide me the process or steps to discontinue my services with chase bank.

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    Punctuality & SpeedStaff

    Reviewed Dec. 23, 2014

    December 23, 2014, and I got to have another little nasty surprise from Chase: Two debits which were NOT showing late last night have now been back-dated to yesterday, thereby causing my account to be overdrawn. I *could* have made a deposit into my account yesterday, but these debits hadn't yet hit by 10 pm last night. Early this morning, my account is now overdrawn, entirely because things which hit on 12/23 were back-dated to 12/22. At this instant, I'm $88 overdrawn, $78 of which is from their overdraft fees.

    These are sick people who should have been imprisoned for all of their fraud during their last bank bailout. Instead, we're getting screwed again for their lies and deception. This isn't the first time I suspected they back-dated their debits, but now I know for certain that is exactly what they did. There's no way I could be fine at 10 pm MST Monday and overdrawn by 7 am MST Tuesday.

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    Customer ServiceCoveragePriceStaff

    Reviewed Dec. 23, 2014

    I really hate Chase. I have account with other banks and they never did such mean things like Chase to me. Their policy is based on taking advantage of others. They several times send some coupons to me to encourage me to open other types of accounts, every time I went to this bank with their coupon they find a stupid rule among their policies to refuse giving the coupon. All their policies are with tricks and dishonesty. The last time that they could not find any excuse to refuse giving me the money for coupon they close my account because my country of Origin was not US. It is obviously discrimination and it's against the rule but they don't care because they have power which comes from other's money!!! They are so rude and mean to their customer. It's not worthless to say that they find a lot of ways to charge you and they will never be the first bank to give you credit or loan!!! It's not a good option for regular people specifically internationals. I really hate them and never forgive them for their behavior. Stay away! Go to a bank which has some advantages for you instead of taking advantage of you!

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    Customer Service

    Reviewed Dec. 14, 2014

    On December 10 at 5:01 PM, I received an email alert from Chase thanking me for changing my user ID and password. I did no such thing. Apparently, Chase had linked my personal and business account to someone else. I made a transfer from one of my savings account into my checking account in the amount of $216 on November 17, thinking that it was my savings account and not someone else's account linked to my account. The owner of that account contacted Chase specialist on December 10 and filed a complaint for the missing $216 out of his account. And also, someone manage to change my profile user ID and password.

    Well even though Chase made the mistake, they have frozen my account and won't release my funds. I have over $70,000 in this bank and they froze my account over $216 and without even calling me to inform me of the matter. I had to find out on my own. It's now December 14 and they still refuse to release funds, accusing me of a fraud and thief. Very poor customer service. As soon as they release my funds, I'm closing my account and going somewhere else. Don't recommend Chase to anyone. They are a poor excuse for a bank. No accountability whatsoever.

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    Punctuality & Speed

    Reviewed Dec. 14, 2014

    First, I attempted to use my debit card and it was declined even though I had sufficient funds in the account. When I returned home that same day there was a package from Chase stating that there was a change in my account. I contacted them and they informed that for some reason a review was conducted on my account and chase decided to close my account. I ask for an explanation and they said that they would not provide me with one. They said that it was their prerogative. They said that my funds were frozen and that they would send me my money essentially when they felt like it. This has caused me a considerable amount difficulties. My payments are all direct deposited. All of my money is tied up and there is no way for me to get any. I am a retired government employee. I had to jump through hoops to open a new account with money that I had to borrow, as well as changing my direct deposit information with the VA and the Defense Finance and Accounting people. There is no guarantee that my next pay will make it to my new account. Which means that if the new direct deposit does not go into effect prior to 31 Dec 2014 then my money will be in limbo. Which means that I will be unable to pay my bills, which will probably result in numerous late fees.

    In addition to that I will have to essentially move mountains I order to get my money. I had on a few occasions been overdrawn but I always brought the account back to a positive within a couple of weeks. I fail to understand how a bank can just close your account, keep your money, and not provide you with an explanation. Each time that I contact Chase I am always referred to the loss prevention people. So now I am stuck without money that belongs to me for an indefinite period of time. In addition to that, I am not sure whether I will be able to pay my bills on the first. This to me is just criminal. I spent over 20 years in the US Marine Corps fighting to protect my country only to be abused by a financial institution without an explanation. I have looked online and I have discovered that I am not the only one that this has happened to. This has got to be illegal in some way. Fortunately, I do not have children at home and I have the ability to borrow money (unnecessarily) to temporarily sustain me. However if this mess is not cleared up prior to my next payday, I may be in a very bad position.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2014

    Chase closed my personal checking account as well as all of my credit cards without informing me why. I am a US citizen, homeowner, taxpayer and a business owner. I have exceptional credit and have never missed a payment of any kind. All of my credit card bills are paid off in full every month. I go into a branch and ask to speak to a personal banker regarding my issue. They are all friendly at first. Once they come back to tell you why, their demeanor changed and are very rude. Definitely hiding something. I’ve called the executive offices and get the same experience. What the HELL did I do?????? Perhaps it was some incompetent employee of yours that caused all of this???? I have yet to hear a response from them.

    Time to get the State’s Attorney General’s office involved as well as the media. I have nothing to hide Chase. Can't wait for another class action lawsuit to add to your list of many already!!!!! How much have you paid out in class action settlements so far?????? Sounds like a very sound, ethical, responsible company to me! Don't give Chase your business! My advice..... choose three banks and stay diversified. I don't trust any banks.

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    Reviewed Dec. 12, 2014

    They closed the account and placed it on charge off on my credit report. This stays on my report for seven years. This is unfair. I am not guilty of anything and I have to pay the consequences of someone else misdeeds and unscrupulous actions that hurt me for years.

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    Customer Service

    Reviewed Dec. 11, 2014

    I was a customer with Chase for over 3 years, had a free* (If used my debit card 5 times a month) account and all was good. However I deposited a check that apparently Chase decided was bad or something and they decided to close my account, without telling me, without giving me a chance to get the check corrected or anything... though they did give me the money. Now a YEAR later I decide it's been enough time and I want to go back to having a checking account, to make life easier on me. I go back into Chase and open a new account... get told that that everything is fine... even though I'm upfront about my account being closed on me. Next day I try to access my online banking and am locked out, told to call to reactivate my online account. And then starts the run around. My new account is being closed, they don't have to tell me why... but do tell me that I can go in and open a new account with them as much as I want, and they will NEVER refuse that, but they'll always close the account within 2 days because of my history... which with them was nothing but good except one mistake. This is insane. I'm still on hold with them.

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    Reviewed Dec. 10, 2014

    Went to Chase Bank in Dallas, TX today to make a cash deposit into my daughter's account who lives in Las Vegas. Get up to the teller window and she tells me in order to make a cash deposit (yes CASH) I'd need to be an account holder or I could deposit it in the form of a money order. She then said she could do the money order and waive the fee BUT since I'm not an account holder she was unable to proceed to the next screen to continue the transaction. WTF? If I was an account holder, then we wouldn't be having this conversation about making a cash deposit at a bank. Mind you the deposit was only $50 - not $50,000 or even $500... but FIFTY dollars.

    I was then told by the branch manager that the policy went into effect in March of this year (2014) and that there was a 7/11 Store up the street that I could go to and get a money order and then deposit it. ARE YOU ** INSANE? Why the hell would I take my cash from a bank, go to 7/11 to get a money order, double back thru traffic to make a deposit that I'm sure Chase would then put a hold on? Doesn't make any sense. I told them I would never come into another Chase bank, would go online and file a complaint and let the world know on Facebook about this ridiculous policy. Who ever heard of not being able to make a small case deposit into someone's bank account at a bank?

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    Reviewed Dec. 10, 2014

    I opened a home equity acct on my home (2nd mortgage) in 2007. In 2008 having never used the account, get a letter from Chase, home value will not allow the account to be used. So it was frozen. I told them, "OK go ahead and close it out and release the lien docs on the mortgage." "OH," they said. "There would be a charge for, but if you wait 5 yrs. it will be released at no charge." I have waited 6 yrs., now they tell me there is a fee $16.25 to release the lien. All for a loan I never used.

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    Customer Service

    Reviewed Dec. 10, 2014

    They recently charged my twice for some purchases I made so they claimed I didn't have enough money in my account to purchase the stuff I got at CVS Pharmacy and I was given a paper that states that I had $18.04 right before I left the bank and went to CVS. It is literally like 5 minutes between Chase and the CVS I go to. They took $15.71 out of my money I was just paid today. I am on SSDI and have a limited income. I was charged 2 amounts of $30 each for overdraft fees. I called the bank and they gave me the $60 back for overdraft charges but they refuse to give me my $15.71 back. They claim I never had the $18.04 before I went to CVS even though I have a receipt of proof that I did. This bank is doing all kinds of fraud. I'm sick of their ** lies.

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    Customer ServiceStaff

    Reviewed Dec. 9, 2014

    I deposited 2 checks on December 2nd. I then found out that my WHOLE ENTIRE ACCOUNT has been frozen a day later. I called Chase to see what happened and they said they have to speak to the person who wrote the check to me because of fraud activity. However, I told them the situation that I am in and they basically told me to suck it and that my account will remain frozen until they can talk to that person. They are all heartless people that do not care about you whatsoever. I gave them the phone number to contact the person and Chase said they don't accept cell phone numbers. FYI, it's the 21st century - everyone has cell phones and not land lines. They also proceeded to tell me that they can close my account in 10 days and I will never see my money again. To this day, I still have no access to my account. No bills paid. Nothing, but waiting. I can honestly say I HATE Chase and I do not use hate very often.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 5, 2014

    On Monday, December 2, 2014, I sent a $20,000 wire to a contact in Seattle, WA. It never arrived and I was told by Wednesday morning it was rejected. It is now Thursday evening, December 4, 2014 and the $20,000 was not yet credited back to my account. I spoke to the manager at the Chicago, Lincoln Ave. branch as well as calling Chase directly at least 20 times since Tuesday evening, when the wire was rejected by the receiving bank (NY Melon Bank). At this time, the branch bank manager as well as phone manager of Chase cannot commit when my money will be returned. They do admit receiving the money at Chase but cannot say when my account will be credited. I spent 2 days on the phone trying to get my money back, neglecting my business without success.

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    Customer Service

    Reviewed Dec. 4, 2014

    I have been with Chase for a while. I have never allowed my account to be overdrawn. I am highly responsible with keeping a check ledger and it shows. My credit is decent (low 700s), but when it comes to trying to get all my stuff with Chase to make it easier for me to manage, they are the "Bank of No". They will not issue me a credit card and they will not issue me refinance for my car. I understand that credit criteria for the bank is important, but they have lost my business in the process. They see the money going into and out of my account. I did report this to their Executive complaints email, but that was just a waste of my time. More no, more denial, no accountability on their part. So, if my business for their credit products is not good enough, then neither is it for their deposit accounts. I am shutting down my Chase account by the beginning of the year and heading over to Capital One 360.

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    Customer ServiceContract & Terms

    Reviewed Dec. 4, 2014

    JP Morgan Chase - the worst customer service!!! There was a fraudulent transaction in my account. I have contacted Chase many times and all my efforts were worthless. They refused to refund me for this transaction saying that I agreed to the terms and etc... DON'T HAVE BUSINESS WITH THEM!!!

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    Customer ServiceInstallation & SetupPrice

    Reviewed Dec. 4, 2014

    I use my Chase credit card because it provides protection in case a large store sells me a product that is defective etc. I pay high interest for this benefit and have used it for 27 years without one problem. Recently Home Depot installed the wrong rug in my home. They re-ordered my rug and installed the wrong one a second time. I stopped the payment as I had to keep all my belongings in storage until the correct rug was installed. I had to keep my dogs in a kennel for the first time ever for days. Finally the correct carpet was installed and I asked for a refund of the cost of the kennel only from Home Depot but they declined.

    I put a stop payment and provided all the bills and loss of work days plus storage fees to chase who at first stopped the payment but then fully paid Home Depot because eventually I did get the correct rug. I will never trust Chase again or use their bank as this was a living horror show with me constantly having to call them and email them and fax them proof that I had loss. I now understand buyer beware. Do not buy carpet from Home Depot and do not use a credit card from Chase thinking they will protect you over the big stores.

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    Customer Service

    Reviewed Dec. 3, 2014

    Against my better judgment (being in a hurry), I deposited over $900 into the ATM on 10/31/2014. Not at the local branch where I normally go but a ATM in a different State West Virginia. First it spat back out a $100 bill and asked to try again, so I did, it took it and as I continued to feed the ATM the rest it keep doing that same thing. After a number of attempts my deposited was completed. Then the door that covers the deposit section started opening and closing repeatedly and a message came on the screen that the ATM has experienced a technical problem, to call and confirm my deposit was completed. So did before I left the ATM. They did credit my account the money and I was told while they complete their investigation and if they find any discrepancy they would reverse this credit. This investigation can take up to 10 working days. It really took over a month before I heard anything. Seriously send someone over there to check it like asap people. Even though I received a credit I will be in extreme anguish for the next 2 weeks until this matter is resolved.

    On 12/1/2014 they reverse the credit and said they had no recorded that I made this deposit at any of the local branches in Ohio. Even though I told them it was in WV. I later sent in information (text balance, and ATM Withdrawal) and had them review and investigate the claim again for the 3rd time. It is so nerve-wracking, and stressful that a large company will treat their customers like a lair that I made up this whole story of making a deposit. It's really upsetting that now my acct is negative and they expect that I'm paying them this money back after I deposit this money and I work 4 jobs and used that money to pay back student loans.. Never again will I use the ATM to deposit cash.. NEVER AGAIN WILL I BANK CHASE-----lesson learned!!!!

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    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2014

    Nov 20, I was at Chase Bank, Severn, in Metairie, LA at 2:18pm. I signed my name/time of arrival on the check in list/paper. 3 tellers were talking among themselves as there was no customer inside. I took a seat at the waiting room but nobody showed up. After waiting 20 minutes I approached empty teller window and asked her why I had to wait so long. She said one was in the meeting and the other was on lunch break (at 2:45pm?). 3 other customers showed up after me, signed their name and waited in the lobby. One male customer left after 30 minutes. Again I walked up to the teller and complained for a long wait without any explanation. I was told to go to another branch. I could not wait any longer than 45 minutes and I went to another Chase Bank (by Turnbull avenue) where a service was much better and the officer finished my request in 2 minutes. This branch by the Severn needs to be shut down or need a management change as there was no set procedure how to service customers.

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    Customer ServicePriceStaff

    Reviewed Nov. 28, 2014

    Where do I start with Chase Bank? I'm not going to point blame at the people at the call center or the people at my local branch because I've never had problems with them yet. However, I legitimately feel as if Chase bank manipulates people's money to make money in fees. Here’s why: 1. Why is it that to add money to my checking account, I get charged over $80 in fees? A small amount of money transferred into my checking account from PayPal, Chase took it upon themselves to put that money PLUS some, into my savings account, over drafting my checking account and charging me that outrageous fee. Seeing this mistake, they transfer the money BACK into my checking to bring it to a balance of $0, causing me to get a fee for too many transfers from savings. THEN, the small amount I transfer from checking to savings automatically on paydays went through, charging me an ADDITIONAL overdraft fee. In which case transferred the money from my savings BACK to my checking and again charging me a fee for that, leaving both my checking account AND my savings account at a $0 balance. And this is a normal business practice?

    2. Overdraft protection doesn't mean anything. Signing up for overdraft protection means no transaction goes through unless the funds are available in your account. Unless, however, that transaction is an automatic payment, then it will gladly take your money and charge you an overdraft fee. I would rather go without a phone for a day or 2 than to pay almost double my bill... 3. Why is it that it takes up to 3 business days to release my funds to me but seconds to take it away? The banks have to be earning money somehow, right? Why don't they just hold people's money and earn a bit of interest on it while the customers suffer without food, necessities, diapers for little ones, mortgage payments, and even something as simple as the fact that us, as working people and human beings, want our hard earned money when we need it!

    I'll end this rant here. I have never in my life seen anything so crooked and sinister as the folks over at JPMorgan Chase. It's unreal. I'm reading on here of people that have lost their homes, their possessions, went without clothes and diapers because the crooks at this bank want to earn an extra nickel on our funds.

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    Punctuality & Speed

    Reviewed Nov. 26, 2014

    Since I moved to the DMV area (DC,MD,VA), and due to the lack of Chase banks in the area, I have been unable to conduct business. To add insult to injury, I recently asked my dad to deposit $200 into my account from NJ, (because I am unemployed and still have obligations) he was told that he could not, due anti fraud policies. Over $200!? Common sense is definitely not a policy. I even maintained my account with them EVEN AFTER I had to flee to the Atlanta area, where again, no Chase branches exist! I am in the process of completely separating from Chase FOR GOOD! The solutions that were offered were either inconvenient or time consuming! I think Chase needs to amp up their presence in major areas before they over regulate their clients! Not even a shared branch!!

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    Price

    Reviewed Nov. 26, 2014

    I opened a saving account in January of 2014. This qualified my long time checking account to be upgraded to a "premier" checking account. In July I noted the interest paid on 15000 in savings was only pennies. Also I could not see that a "premier" checking account did not benefit me so I transferred all but 128 to a bank paying a greater interest rate. In November, in spite of having a large balance in my checking account, my 128 dollar saving account had a 5.00 service fee withdrawal.

    When I went into the bank and asked to have the 5.00 svc fee returned to my account, I was told my saving balance was below their requirements. And because the 5.00 svc fee was taken by the "system" they could not add it back... Not happy. I am a long time customer who has never bounced a check and always maintained a higher than normal balance.

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    Customer ServiceStaff

    Reviewed Nov. 19, 2014

    Chase Bank "Fraud Center" started calling me about "unusual activities" on my credit card. When asked about their location, I was told India or Philippines. As a retired military officer, I regard questions about personal information, SSAN or other data as offensive and will NOT give over the phone. When I demanded they furnish written documentation to confirm the fraudulent activity, Chase Bank refused. WARNING TO EVERYONE: PLEASE DO NOT GIVE ANY INFORMATION to these people in the Fraud-Center-Boiler-Rooms that Chase uses. Especially not if you are serving in the military somewhere. This tactic is simply to gather information on consumers or worse. If Chase Bank is called before the US Congress to answer for this, I plan to attend.

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    CoverageStaff

    Reviewed Nov. 19, 2014

    Chase is the worst. I'll spare the long winded details. Essentially after opening a checking account, where I declined their Debt Card Coverage and gave them strict instructions to decline any charges to my checking account if funds were not available, they allowed a number charges to clear, added overdraft fees, and then deducted the funds from another joint account my wife and I had together, to cover the negative balance.

    My question - Has anyone filed a lawsuit in Small Claims court against a big company like this? I read a very compelling Blog Post by someone with similar issues and he filed in small claims court. They settled before the court date (I don't remember which bank it was or if it was a bank). According to this writer, who had similar issues with fees and overdrafts and such, ended up filing a complaint in Small Claims Court, where you can't be represented by an attorney. I think he said he has done it 2 or 3 times for small amounts, a couple hundred to a couple thousand dollars. It didn't sound like he was pursuing erroneous claims. Every time they settled. A big company like Chase won't incur the cost of sending a non attorney from Corp. and probably won't have local employees they want representing them.

    I'm curious if anyone has experience or even heard of anyone doing this? While I believe wholeheartedly in the merits of my argument, I'm a little intimidated by the thought of someone actually showing up and having to argue, in court, against a corporation this large, with a pool of well educated, capable employees. That said, it could be fun!

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    Sales & Marketing

    Reviewed Nov. 18, 2014

    My husband was going to the Chase Bank in Covington Hway 190. I ask him to deposit $200.00 in my account, the teller told him he can't he is not on the account. They process his transaction and refuse mine, I had go to the bank and do the deposit. I had to give the teller identification to deposit my money. What would I have to do if I needed to get cash, give up my first born? Since when you can't take cash to a bank? This is insanity, it’s only $200.00. As a retiree from Chase Bank I have never heard of anything so crazy, where did common sense go? I told the teller this system they have in place is borderline harassment and if I am doing a scam it would not be for $200.00. I am still wondering do they do this to everyone? I have bank with Chase Bank a long time but this is where I make my exit. My little account may not mean much to their bottom line but I don't have to put up with this nonsense. Gone Bank Shopping.

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    Customer Service

    Reviewed Nov. 17, 2014

    I had deposited a check for $6000, and was explained that in two days the check should available in my account. A week had past yet no availability. At this point I'm upset, and with no idea of what’s going on. I call. They explained that it will take about a month for me to receive a $6000 check. Now I'm mad. Why would it take a month to receive a check. Well a bunch of excuses were made and finally it came down to the fact that they wanted proof funds were available in checks writer's account. Well I verified that 6000 was deducted from account and called check writer's bank to also verify. Called them back and explained the check writer's bank has done their job so why not them do theirs.

    And here comes the crazy part. They go and stated I never received a check from check writer's account (and I have more 5 times). Mentioned I have and then she states “Oh, It needs to be like 15 to 30.” I thought to myself do I own a business. I called back next day to see if they had fixed the problem. They stated that they moved the date to 2 weeks instead of the month. Well, as great as that sounded I am not going to wait 2 weeks to have a check deposited to my account. They eventually told me that if I go and call the bank with the writer of the check next to me I can get it earlier. I have never heard such crap in my life. So now I'm going to close the account once I receive my 6,000, close my saving and completely remove Chase from my life. It has been a horrible 6 years with this crappy bank.

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    Price

    Reviewed Nov. 16, 2014

    Don't bank with Chase please. Their site is always down on Sundays. If you have credit cards with them your balance never goes down. They charge you a fee if you don't have direct deposit or if your balance is low, they don't stop bothering by sending you notifications.

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    Customer ServiceStaff

    Reviewed Nov. 14, 2014

    In 2009, I opened an account with Washington Mutual. In 30 days, I earned $100.00. I shared this with a higher paid professional worker at my office and opened one and as soon as her $100.00 came, she closed out the account. I didn't have the heart to be so ruthlessly cold. When Washington Mutual was sold to Chase, I walked in and was considering closing the account, but the person said that my benefits were grandfathered in. So, I did not close it.

    Today, Thursday, at 4:00pm, I walked into the bank and not only was there few customers, but hardly any worker there to greet my entry. I was finally helped by a Mark **, Personal Banker. When he told me my acct was closed and fee-ed out and I got mad, he threw me out and said he was calling the police and did not have a manager for me to speak to. Then I went to two teller for information as to whom to turn to and they said that they won't help me either. There was 2 Black tellers, a Black Mortgage Banker who refused to help and an Asian Teller. I finally went out and called the police myself. However, the police advised me to contact their headquarter and that they have to give my money back as others at Starbucks.

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    Customer Service

    Reviewed Nov. 13, 2014

    I started an account for my daughter when she was 5yrs old with Apple bank. That bank was taken over by The Dime savings bank then Washington Mutual then Chase. She had accumulated more than $3300.00 in that account and we forgot about it. I found the bank book recently and began inquiring into the location of the funds. For the past 6 months, Chase has been unable to locate these funds. The only thing they can tell us is that the account was purged. Today, after spending 6 hrs on the phone from China with them, Chase's final answer is that they are unable to locate the funds. What are we to do next.

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    Reviewed Nov. 12, 2014

    Chase bank appears to have made up some accounts and escalated the alleged amounts they claim I owed to them. They have sold them and the one place got a judgement and I am not sure how. I am on disability, with limited income and Chase has about 5 or so accts they sold. They total way more than I should have ever qualified for. I need help to get these removed and my credit straightened out.

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    Staff

    Reviewed Nov. 11, 2014

    In the past you can go to any branch of the bank where the check was drawn from & cash it. Today, I took a check issued by JP Morgan/Chase Bank from my utility company (Nicor Gas) for $54.00 to a local branch. I was told by both the teller & the manager that since I didn't have an account, they couldn't cash THEIR OWN FREAK'N CHECK!! (Not even for an outlandish fee?!) I bank online and have no other easy way to get my 54 bucks! Thanks for nothing & another thing, I never will be opening an account with Chase either!

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    Customer ServiceStaff

    Reviewed Nov. 10, 2014

    THIS BANK DOES NOT ACCEPT CASH MONEY FOR DEPOSITS! I HAVE NEVER HEARD OF SUCH A THING... A BANK THAT DOESN’T TAKE MONEY! WOW! So let me explain... it was last Saturday and my 19 year old son in College at NAU needed some gas money for the weekend. I told him I would go make a cash deposit into his checking account. I went to the in store location at Happy Valley Rd. & 67th Avenue. I stood in line for quite a while, there was only 1 teller to help all the people in line. I told the teller that I wanted to deposit $60 dollars into my son’s account.

    He proceeded to ask me if I had an account with them, I replied no and then he told me since I don't have an account with them, I couldn't make the $60 CASH deposit into my kid’s account! Then referred me to the "manager" of maybe 22 years old. And she tells me we can't take the deposit due to money laundering issues and it's a new policy. I was laughing out loud, and shocked! I told her that was the most ridiculous thing I have ever heard of... if you look at my son’s account you will see that he is only 19 years old and we have no previous issues with "MONEY LAUNDERING"!! THIS IS JUST A POOR CUSTOMER SERVICE SCAM TO GET EVERYONE TO JOIN THIS BANK!!

    My son has now cancelled his account with CHASE and will never return. I will be telling everyone about this ridiculous policy! P.S. I understand that money laundering is an issue, but they need to adjust this policy. I mean I didn't have thousands of dollars, it was only $60 bucks!! COME ON!!! CHASE SUCKS!

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    Customer Service

    Reviewed Nov. 8, 2014

    Against my better judgment (being in a hurry), I deposited $800.00 (my rent money) into the ATM on 11/07/14. First it spat back out a $100 bill and asked to try again, so I did. Then the door that covers the deposit section started opening and closing repeatedly and a message came on the screen that the ATM has experienced a technical problem, to call and confirm my deposit was completed. So did before I left the ATM. They did credit my account the $800.00. I was told while they complete their investigation and if they find any discrepancy they would reverse this credit. This investigation can take up to 10 working days. Seriously send someone over there to check it like asap people. Even though I received a credit I will be in extreme anguish for the next 2 weeks until this matter is resolved. It is so nerve-racking. Never again will I use the ATM to deposit cash - lesson learned!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 4, 2014

    When I answered a solicitation to apply for a business credit card, I told the rep I was signing up to build credit. Imagine my surprise when after 7 years of paying the balance on time or in full every month, my FICO score was 0. Their response? Reciting options that had nothing to do with my situation and absolutely ignoring what I had to say. Never been treated so dismissively or been so hoodwinked by a company --- out in clear sight. What a waste of 7years. They did not deserve my loyalty.

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    Staff

    Reviewed Nov. 3, 2014

    I worked at Chase Bank for almost 7 years. In the majority of that time, I loved working there. I was the employee that was happy everyday, and worked to keep my clients happy and coming back. Then, I started at a Branch where the manager was unqualified, the assistant manager was unqualified and had a total banking experience between them of & years. They came to me for everything. The manager was a complete D-Bag and thought he was better than everyone. It was a total boys club. The women were left out front to play receptionist and the boys were always rewarded for mediocrity. This guy is the reason I left the company. He never made any sense and was a bumbling idiot.

    Now, I have found that when my husband deposited his paycheck on Friday, this "Manager" deposited the check into the wrong account. Not even an account that was one of ours. Now my mortgage is due and its 3-5 business days till the money goes into my account, IF they can even find it. Ironically, I'm the person that everyone came to when these situations needed to be resolved. This even makes me wonder if he did it intentionally.

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    Customer ServiceStaff

    Reviewed Oct. 31, 2014

    August of last year I had open heart surgery. When my wife called Chase to let them know I might not be able to make my payment this check they told her we should turn in my truck since you can't afford it and today they took my truck because I got 2 months behind. They are so heartless. Now they won't let me pay the 1500$ to get it back. They said I can't afford it now. They gave me the loan on the same money I'm making now, why I can't afford it now. Something needs to be done with their business practices. I read all the complaints against them. Something should be done with them. They are so rude and heartless.

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    Customer ServiceStaff

    Reviewed Oct. 30, 2014

    I moved from Texas to NC on September 13th. I went into the bank on Hulen on September 12th, made an address change, as well as my legal name change on our account. As we are now married. I planned in keeping our accounts as, my husband had several more weddings till mid-November in Texas, and I like Chase. Though the closest was West Virginia. On Oct 10th, my father wrote me a check using my maiden name, and it bounced. He being 75 years old just made a simple miscalculation. Understandable.

    My husband using his business card and his Doing Business As Form, tried depositing a check where the bride forgot to use his legal name, but he had his form - no big deal. My father's check bounce and they looked at the name with my maiden, and flagged me for fraudulency. Chase shut my account down with no notice, until I saw my direct deposit not clear. Then my mortgage company called saying Chase refused them, saying my account was closed. No notification - Nothing.

    It has been 15 days, and still no check sent to me. They are saying a check from 2 months ago went through and my ten day hold has to start over again. Again, no notification. I have been treated like a fraud - no regard for me the consumer. And truthfully no real reason for flagging me for such a heinous crime. I do not bounce checks myself, no history. I do not do things illegally - do not intend to do so. To be treated like a criminal is the most disgusting act, and not even a question to me, as maybe there is a misunderstanding. My husband is a wedding DJ, and has never had an issue with his form, or business cards, though rarely do brides write him a check in his entertainer name. It happens, but that is what the legal form is for.

    We the consumer have done our part, Chase has done nothing but give me the run around, hold my hard earned money, hurt my potential credit, show lackluster customer service, and being very discourteous. I do not appreciate being treated like I am a wrongdoer or criminal, especially when I give them my good business. I will continue to report and tell people of such an attitude and lack of customer service this bank has, as I have never had any bank ever treat me in such an ugly manner. I want my $1400, and I want an apology for such heinous actions.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 27, 2014

    I open a account with chase amazon credit card and I got approved and got card in 7 days and activated the card and used it for cash advance and was denied. I contacted rep and they had to do some maneuvering to get card to work. Well after getting it to work after 3 attempts, I went out of town same day, rented a car with same card and got a room with same card and chase called me early next morning after coming from wedding party night before. They called from fraud dept and was asking questions which I could barely hear from being in motel room and still hung over from party that night before and undoubtedly most of answer question wrong and was told not to use card anymore and they closed my damn card. Told me that I would have to take two forms of ID into a chase bank to verify myself.

    I ask what was closest chase bank to me in TN and was told there wasn't one near. So I ask could the hotel verify home I was since I had my id and used the card there which had pending charges for when we check out and I was told no. So therefore I had to pay for the room and card was closed, so therefore I don't have a clue as how to prove I am who I am and they were to call me back but no response. But I don't even know if I would want the card back after all that. Just send my bill for my charges from online purchase and good riddance chase.

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    Reviewed Oct. 22, 2014

    Today my accounts were placed on restrictions, with no notice. I went into the bank and was told that accounts I opened 18 months ago should not have been opened. Why? I had become ill and almost died. While I was dying, there were unauthorized charges made through my debit card. As a result my account was overdrawn. When i recovered, contacted the bank, explained the situation, the bank made an exception and opened 2 new accounts for me. 18 months later, my accounts were closed because their exceptions violated their policy.

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    Customer ServiceContract & Terms

    Reviewed Oct. 18, 2014

    I was first struck by the recent hacking of Chase Bank... I had thieves wire money out of my accounts! First the bank manager told me that I was the only one with online access, then when all was said and done, they froze those accounts, and opened a new account for me. Well, when they figured it all out they sent me several letters that stated they would be mailing checks to reimburse me. I inquired several times at the bank, at which times the bankers would call to verify what was going on. Each time the dept said they were mailing checks, and to wait for said checks, then deposit into account that remained negative due to fraud.... Well 6 weeks later they emptied my new account! Said they had transferred the money into new account so it should have been put into other account!

    Keep in mind... I was waiting for checks, as they said the reason it was negative was they corrected it twice, me thinking money transferred in was one, and checks were the second. Ok, then they tell the personal banker that is attempting to help me, that on the following Weds, the neg account will transfer to collections, where I can set up an arrangement.... Meanwhile they have froze my new account and closed out my debit card! Ok.... I call Weds... Nothing... I call Thurs... Nothing... I look at my account (new one) and it is suddenly negative the amount the other one was and then I get a letter in the mail saying they decided to close my new account. When I call, they have no reason except, "Well, we have the right to end the relationship!" So, you just messed up my credit, left me with a negative/closed account for no reason?!!!! At a loss!!!

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    Customer ServiceStaff

    Reviewed Oct. 16, 2014

    I am a (former) customer and (former) shareholder. The business practices of chase's employees including their managers are mind blowing. Calls are never returned, problems are not resolved due to lack of knowledge and ethics. It is dangerous to have one and the same person as the ceo and chairman of the board. Looking at all these complaints that are of similar nature, I am glad I sold my stock.....

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    Customer ServiceStaff

    Reviewed Oct. 15, 2014

    Over a month and a half ago, when JPMorgan Chase was hit by hackers or whatever it ended up being, I had several fraudulent charges on both my debit card and credit card that I have with Chase. I immediately filed claims with both, got my new credit card right away and about a week later got my new debit card. Over $3,000 was charged to my debit card in several separate transactions. I filed the claim, they were very helpful, said they needed to research it and would get back to me.

    Over the course of the next month and a half, I received an email to submit documents over a "secure" server regarding this claim on my debit card. I received the same exact email asking for the same exact information about 5 times. After the fifth time, I finally gave Chase a call about why I kept receiving the same email asking for the same "secure" documents. They stated that there was something wrong with the secure server and that they had never received the documents until the most recent time I sent them.

    I inquired in great detail about how nervous that made me to keep banking with them. Not only did I have to file a claim about several charges on my debit card, but the supposedly secure server they use to transmit information about that claim wasn't really secure, or at the very least, faulty. I pressed the customer service agent, Mary Jane **, several times to speak to a supervisor or someone from technical support, who were of course no one to be found. This makes me very nervous about my money with Chase. A supervisor is supposedly calling me back, but they've said that before and it never happened. Anyone with similar experiences recently?

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    Customer Service

    Reviewed Oct. 10, 2014

    I just opened a checking account one week ago. My very first deposit, they put my account on restriction. I have bills that are due right now. They started asking all these questions. I don't feel like I should have to explain about a check that's self explanatory. I have three kids and am a single parent. My money is stuck and can't use it. I didn't get a notification or call saying why or that they placed it on there.

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    Reviewed Oct. 3, 2014

    I closed my personal and business account. I tried to deposit $500.00 cash to help my brother, they refused. They said I cannot deposit cash for someone else!!! WHAT?! The manager claimed that they need to make sure it's clean money!! He suggested that I purchase a money order from them and then deposit it in his account!!! How will that make my $500 clean money?!! This bank has so many policies that's nonsense at all, plus all the fees and bad service... That's why they always offer $250.00 to open new account...

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    Customer Service

    Reviewed Oct. 2, 2014

    iTunes will not accept my Chase credit card information and Chase's call centers are all busy or fail to connect.

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    Reviewed Sept. 26, 2014

    I tried to deposit cash into my college daughter's account for her rent, food & school supplies, and was told that they COULD NOT ACCEPT A CASH DEPOSIT, but they would accept a check! WHAT... REALLY? This is NONSENSE! I will start the process of finding a new bank for our mortgage, credit line, etc. - the absolute insanity of this scares me away from dealing with them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 26, 2014

    1) Over the years, money stolen from business account; only discovered when I had to deal directly with them due to no staff after H. Katrina. Consequences: my money into Chase's hands.

    2) Systematic theft from customers perceived as vulnerable: 2 different branches, several months apart: both tried to deposit $5,000.00 into their savings accts. 60+ (very intelligent) Vietnamese woman, retired Chef, TOLD them NOT a CD! My SAVINGS. The other, 75 y/o Black retired school teacher, on way to Europe, gave written instructions:"SAVINGS". They tried to talk her into a CD deposit; she refused.

    In both cases their $ was put into 5 year CDs; when they found out, they were told, "Too bad. It's too late now." People in New Orleans are afraid to fight "the system" due to generations of criminal revenge on them and their families--esp. minorities, and esp. women. They both were afraid to pursue the problem further, and independently told me about the episodes (I'm their MD.). Consequences: they lost access to their $ for 5 years, despite explicit instructions to Chase Bank as to disposition of their own money.

    3) After H. Katrina, I went in shock to my then-banker, with Chase--I'd lost business, staff, car, patients and home was flooded. She suggested I transfer my Retirement account from Denver, where it had safely been managed for many years, to her bank, "Where I'd have immediate access to it, if I needed it." Chase managed to lose all my money-- "Oh, it's not lost, we just don't know where it is and we don't have a phone number for that department, etc." Ad nauseum. Confirmation that they "had it" dribbled in over many months: the last account turned up EIGHTEEN months later!!!!! I also obtained faxed and detailed confirmation as to the wiring of all these moneys to Chase, at the same time, from the previous company, and of Chase' receipt of all several hundred thousand dollars.

    I tried to C/O with the Federal agencies but got the runaround there, also. I found the name of a reporter from out west, Geoff **, and spoke with him. Chase had limited access to some small amount of his $ for 3 days; he was awarded $60,000.00 by a Federal Court for this. By the time I was emotionally able to try to address this, due to the PTSD from H. Katrina (I was also trapped in my home for 30 days without basic necessities, alone) and the fact that Chase had strung me along for so long, every lawyer I approached either refused to take the case because it was Chase Bank, or, later, because the alleged Statute of Limitations had passed. Consequences: NO access to my retirement account in a time of dire need; loss of Credit, as I was not able to pay bills in a timely fashion, RAGE and frustration, charges for late/non-payment of bills, attempt at foreclosure on my home (I used my Road Home $ to avoid this, with the consequence that I am only NOW, 9 years later, beginning to START to get the damage to my home from H. Kat's flood fixed, piecemeal, as I can come up with $).

    Now, I am 71: broke leg and arm 12/21/13 and was bedridden for 3 months. I was not able to resume working even part-time in my solo Family Practice for 6 months. My biller quit, due to lack of income. My staff stayed, despite no pay. We finally have a biller, and have gotten almost (whoopee) $1,000.00 in from accts billed. When my mortgage was due this month, I had maxed out all resources and did NOT want to deplete my diminishing IRA further: I called Chase, a Susan **, who said no late fee would be applied for this month. I just found out her "request" was denied. That was when I found your site.

    It is my personal belief that Chase Bank is owned/managed by Organized Crime. I know/have heard that there is an ongoing Federal Investigation into them, but I have not found out how to get involved in that. My mortgage was held by WAMU, until the Big Bank Takeover in '08 (politely termed The Recession), when Chase took over WAMU. Chase also refused to return $ spent on repairs that WAMU had received from my "ins.co." for non-flood-related repairs, for years, even though WAMU had been about to release this money to me, as they had all my receipts, when Chase took over. I had to hire my own lawyer (>$350.00/hr.), finally to get anything at all from them--they still owe me about $800.00 from this money, but my chances of getting it are so small that my lawyer told me it wouldn't be worth the continued fight. The H. Katrina "lawyer" I'd had never did one thing except collect money; that is why I finally paid my own business lawyer! It only took him a few phone calls and letters to get what he DID get, for me.

    I am so angry and disgusted with these crooks--and I am only one small person in their clutches. They must be making billions annually by their multiple illegal practices. I have heard multiple patients, over the years, say they had left Chase as their bankers due to the same problems with disappearing deposit money that I had discovered when I had to do it all myself, and subsequently also left them. I'm trapped by this mortgage (Finally got my retirement acct out of their greedy, dirty hands).

    Oh--as to the mortgage: they offered me a "closing-cost-free" refinance a few years ago. I was interested, as my rate is high by today's terms: almost signed off on it, and then I got the "Oh, by the way" letter: "All you have to do is send us a check for $14,000. plus first." OH??? These people are CROOKS. I hope it is true that they are under Fed. Invest., but am afraid they will buy off anyone involved in such a process.

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    Punctuality & Speed

    Reviewed Sept. 26, 2014

    After over 18 years of a business relationship with excellent credit and history - then comes the economic downturn. Business was slow for 1 year but still moving. I was told by Chase Bank directly (after they closed my accounts) that "We Don't Want Your Business!" "High Risk" business? Yes I own a Jewelry Repair Business and sell gemstones and diamonds... After doing some research online, I found some banks were cutting ties with "high risk" customers in order to reduce potential risks in lending. I'm still paying on those accounts - but wonder what the long term benefits of doing so might be...

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    Customer ServiceStaff

    Reviewed Sept. 24, 2014

    My son is at WVU and his debit card was stolen on a Saturday. On Monday he called requested a new debit card to be sent and was told 5-7 days. After realizing that he could not wait that long, he called again on Tuesday and paid $5 for the card to be expedited. He should've received the card by Wednesday or Thursday at the latest. There are NO Chase branches in Morgantown, WV so he is at the mercy of your customer service line. Turns out when he tracked the package he learned UPS had an invalid address. He was told by UPS that only the sender CHASE could change the address destination. So... he called Chase again and explained what was going on. They told him he would now have to wait until Tuesday to receive his card.

    It is now Tuesday and NO CARD. Turns out Chase didn't submit the address change until Tuesday at 10:47am. Now he has to wait until Wednesday for his card. This is UNACCEPTABLE. He is at school and has had no money for 10 days!!!! Clearly, customer service is not helpful in any way. This college account is the worst mistake I ever made. As soon as the rep realized it was a college account she should've thought OUTSIDE THE BOX and asked him if he needed the card sooner and provided him with the option to expedite. Knowing that this is a college student, she could have explained to him in detail what steps he could take if he did not receive the package when promised.

    COLLEGE students are young adults who are still learning and your representatives should be trained to THINK ahead on behalf of the client. These kids are the next generation of account holders and believe me my son learned a hard lesson from this, but most importantly he will remember that his relationship with CHASE will not go far with him in the future. And when he becomes an even more valuable customer as his bank account grows, he will choose NOT to do business with Chase. We are looking forward to telling our story to our followers (as a family we have approx. 4000 followers) on INSTAGRAM, FACEBOOK and TWITTER.

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    Customer ServiceStaff

    Reviewed Sept. 22, 2014

    I had almost 7000 dollars in Chase Bank. I got arrested and called the bank when I was finally able to have money put on a phone account and I was notified that my money was being used. I wrote letters to my bank to take action. I spent over 30 dollars on a jail phone calls trying to tell the bank that lots of money has been taken since I have been in jail. I spoke to several people and got the transfer runaround several times until my 15 minute call was up. This happened repeatedly! I had my brother go to the bank with a signed power of attorney and the bank would not let him do anything for me. I did everything I could to file a claim with my bank and now all the chase people I talk to say no claim was filed, and that it has been two years so they can't file a claim now. I did everything I could to make sure the right actions were taken. It's my money and I want it now!

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    Verified purchase

    Reviewed Sept. 20, 2014

    I was so happy when I applied for the amazon credit reward card. Approved. I bought an item at the amazon store since it was already approved. I waited 2 weeks for the card, finally arrived, called 1-800-436-7905 to activate my card, and my surprise was... they closed the account. I had read so many reviews on my same situation. I am very disappointed!!!

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    Reviewed Sept. 19, 2014

    I thought the Chase UCARD would operate as a regular debit card. At least that is what you guys states. So why the hell I had my UC benefit payment check released to me but Chase UCARD won’t let it be on my card till 2 business day. Today is Friday people. This is my first check in over 8 weeks. I technically have to wait 4 days. The ** piece of card does not operate like a regular debit card because when I had a regular debit card in the past money get sent - money get deposited instantly. No damn waiting 2 business day **. I am going to cut this damn card up and open a checking account. UCARD needs to catch up with technology. Chase UCARD needs to learn that some things needs more urgency. My kids needs diaper; it can’t wait two to 3 business day.

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    Staff

    Reviewed Sept. 13, 2014

    Bank cashes a stopped/stale check by mistake blames customer. Well, I am here to say that even those with a serious bank account are not treated with any value nor respect from this bank. I paid $30 to stop a check being cashed. It was a successful stop. But the fraud waited for a year to the day and went into a Chase branch and cashed the check. Although the bank reps agreed this was not right and should have been stopped as a stale check, the management of the bank refused to make good on their error. I am a customer that had $400K in their bank and their $948 error was too much to bear. This bank clearly cares nothing about their customers. The more money you hold in this bank the more you have at risk for being the victim of their error and their justifying they have no culpability in their mistakes. Put your money anywhere else but this bank.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Sept. 10, 2014

    2003 Oct closed. 2004 June, wife has breast cancer, certain tests are not covered by ins., must pay cash for tests. Call chase bank, said have a problem, need to skip one month payment for cancer tests. Proved to them this is real, chase reply "will work with you, give us some time to work this out with mortgage, get back to me a couple of weeks." 3 months go by I call chase, said still working on it. Next bill, get back billed late charges and I am lifetime disable, get inc.

    4th wk of month. Call chase, say "must enter late charges to system so chase sees problem, 6 months past." During this time am with wife fighting her cancer. Go to bank rep, write letter and fax to bank main office. 2 wks later, rep is relocated, and office says "never received it." Because go by dis. inc., cannot catch up on late charge so chase says cannot go past-back 2006 so charge stays - WHAT ARE YOU GOING TO DO ABOUT IT - meaning they're not going to change a thing. At 29.00 med for 9.5 yrs, now 3,300. Able to prove everything with letters, calls, bank rep, med rec, they knowing I cannot afford a lawyer are getting away with this. This is how they helped with my wife's cancer and my disability - where is the human soul? Thanks for hearing.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Sept. 9, 2014

    I had written a check that I knew was still outstanding. When I got off of work at 6:00 pm CST, I checked my online banking and saw that the check had not came through yet so I went to an ATM to take money out to pay daycare knowing I had a direct deposit coming in at midnight. I woke up the next morning to see that I was hit with a $34 fee because the check posted at 11:00 pm and my direct deposit hit at 12:00 am. I got charged a $34 fee for one hour!!!! Not only that, but it never showed the check pending or that it was coming through that entire day. I checked my account at least 5 times that day, not once did it say the check was pending, then all of a sudden (an hour to be exact) before my direct deposit hits the account, they push the check through and charge me $34.

    After talking to customer service, a customer specialist and then a manager, explaining to them that I am a single mother and that $34 is what my children and I had to live off of for the next week, I was told Sorry and that they could mail me a check register so I could better manage my finances. They also explained to me how when you write a check it will never appear on your account unless you have it as an ACH. BUT this is the first time a check I have written never showed up on my online banking. It always shows pending. It's really sad the lack of compassion and morals banks have. While they are making millions of dollars off people each year on overdraft fees alone, they are basically taking food out of kids' mouths to feed their greed. I am beyond disgusted. I can take responsibility for over-drafting an account on purpose or human error but to charge $34 for an hour and not credit it back to a single mother that is trying to make ends meet is not right. I am so disgusted.

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    Customer Service

    Reviewed Sept. 9, 2014

    Chase places hold on available credit for 7 to 9 days after receiving payment. I have had this account for over 28 years. I pay my bill in full each month. I do at times make multiple payments prior to the due date, but it is paid in full. I have a FICO score of 700. I am considered a good credit. Not to Chase. According to them because I make multiple payments during the month that I am considered a high risk. How is this when I pay the account in full each month? I do not just pay the minimum. They tell me the only way to get the credit available is to do a three way call with them, Wells Fargo and me. How ridiculous. These payments are conducted online. They are electronic and the debit posts on my Wells Fargo Checking account at most 2 days after making the payment. Chase is using my money for 7 to 9 days. Think about it, how many other customers do they do this to. This is dirty business. Also how am I a risk when they and no other bank I deal with have lost a cent. I am not late with payments either.

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    Customer Service

    Reviewed Sept. 9, 2014

    Chase claims there are TOO many signatures on authorization card to determine who own the box. There were only two in family, then wife died 8 yrs ago. Surviving spouse remarried and add new wife, she received 1 key. Recently husband died. Stepdaughter TOOK father's key without stepmother permission. Widow asked Chase to check chronological order of dates and signatures. Chase refused. Chase suggested both stepdaughter and widow open the box together. Why? Safe deposit box belong to husband and wife jointly. Paperwork adding new wife was done by Jamie **. If there were an error at that time customer should have been called. This is NOT first time this Chase employee cause problem to new wife. I suspect Jamie ** harbor some against prejudice to me.

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    Price

    Reviewed Sept. 4, 2014

    I am a little upset with Chase currently. Over this past year, I have slowly but gradually seen this company change. What was once a big bank who made you feel as if you were dealing with a small bank is no longer prevalent. I first came to Chase from Bank of America due to the extra fees they tend to place on one's accounts and the repetitive overdraft fees.

    Lately, Chase has failed to process payments efficiently. I do understand this also ties into how a merchant processes a payment as well. But Chase should find a more proficient way of handling this, especially when items remain pending for a long period of time. This puts me in a uncompromising situation concerning my account and I am now being charged repetitive fees like Bank of America. If I am going to have to put up with the same inconsideration for its customers like Bank of America, what is the point of staying with your bank? Charging someone more than one fee does not help them, it hurts them.

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    Customer ServicePriceStaff

    Reviewed Sept. 4, 2014

    I opened a new checking account with my son four months ago. Alan **, apparently a new employee, set it up. It took over 90 minutes. He assured us there would be no service fees because the high school account was linked to my account. We purposefully went to the branch on a Saturday in person to set up the new account correctly. Yesterday my son showed me a statement that revealed a $6/month service charge on his account. Mistake #1, Chase.

    I called customer service and spoke with a woman named Karin (sp?) who informed me that the reason Chase charged that fee is because I didn't have a premiere checking account, which is one that maintains a $15,000/month balance. I told her that Alan ** had not told me about this requirement. She said there was nothing she could do. Mistake #2. I waited on the line once the call with Karin finished in order to leave feedback in the customer satisfaction survey. No survey ever started. The automated voice that came on after a delay was the beginning menu. Mistake #3.

    After more research and mounting frustration I discovered that:
    1) The fees were charged in error.
    2) The accounts can be linked.

    3) There is no requirement for a premiere account to avoid fees.

    Chase, it appears that you hire inept people and/or you do not train them properly. Your automated customer service satisfaction survey that I was told would come on at the end of the call does not work.

    My experience was a bungling mess of mistakes and misinformation from start to finish. It erodes my trust in your ability to keep track of my funds accurately. I am now exploring other banking options since the quality of your service has sunk this low. I loved Washington Mutual but have been very disappointed with Chase. After 12 years, I'm shopping around for a new bank.

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    Verified purchase
    Staff

    Reviewed Sept. 2, 2014

    Using their auto Bill Pay, I made what I thought was the final payment to an account on July 28th. They have a "Pending" activity screen that I regularly pull up to keep an eye on all my auto pay accounts. After my final payment there was NO indication of any future payments to this particular account, yet the next month on August 28th they processed another payment and now I have to wait up to 15 days for the payee to send me a refund check for the overpayment.

    I happened to mention another account with only 8 payments left and they told me that it shows 9 left, not 8, on their end, which would result in yet ANOTHER overpayment. Even after I pointed this out they still will not admit that there is a problem with their Bill Pay system. They suggested I cancel and redo the current account in question to prevent the overpayment, instead of correcting the problem on their end. I'm not even sure that will prevent anything so I'll just cancel the account after my 8th payment as I don't trust their system anymore. You would think they would be more professional about this. They also got hacked a week ago so their security is also in question. Might be time to find a new bank.

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    Customer ServiceStaffProcess

    Reviewed Sept. 1, 2014

    Yesterday I bought a computer at the mall. Today I went to download software for my computer and my card was declined. I called and found out that my account was put on hold because of the transaction I made when buying my computer. Then apparently buying software online afterwards was suspicious. Ok, I understand that companies do that. It was annoying but I went through the process and got the hold taken off. The site I was buying my software on told me to wait 30 min and try my purchase again now that the bank had lifted my hold.

    In the meantime, while I was waiting, I bought a mat for my computer chair to go on from Amazon. After 30 min had gone by, I went to purchase my software. My transaction was declined. I called the fraud department again and was told that my Amazon purchase was suspicious and they put my account on hold again. I do not understand why making a purchase online is suspicious enough to put a hold on my account twice after I had already spoken to the bank. I went through the process again and had the hold lifted. I even had the representative stay on the phone with me while I purchased my software to make sure the transaction went through.

    I was finally able to download my software and after that I left to go to dinner. I ordered my meal and when the check came my card was declined AGAIN! I called the fraud department for the 3rd time that day while sitting at the table in the restaurant and was told that because I signed up for Amazon prime that it looked suspicious on my account so they put my account on hold. After speaking to two representatives that day and having holds lifted off my account, they put my account on hold again. This is completely unacceptable.

    The amount of time I spent correcting these issues so I could use my money, and embarrassment of having my card declined in the restaurant and having to sort this issue out in room full of patrons was beyond inconvenient. I spoke to the supervisor and told him that I have been a loyal customer for years and that this is unacceptable. I understand protocol for suspicious charges but when a customer has already spoken to your fraud department not only once but twice then to put a hold again is ridiculous. I was not offered anything but a simple sorry and that he was going to lift the hold but he said it as though it was some special lifting of the hold that he was going to do. I am not sure I want to do business with Chase if this is how they manage my account.

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    Reviewed Aug. 29, 2014

    I went to your branch in San Clemente, California to make a CASH deposit of $100 in my daughter's account. I was told that because I'm not a signer on her account that I could NOT deposit CASH. I was told I could only deposit a check. This is ABSOLUTELY RIDICULOUS!! What the hell is this country coming to that Mother can't put CASH in her kid's account so she can buy food while away at school??? Who was the brain that decided this was a good thing?? This is the USA! I am furious! We're talking a measly $100!!

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    Customer ServiceStaff

    Reviewed Aug. 28, 2014

    Today I went into a Chase Bank to deposit $120.00 into my college student's checking account for him to buy groceries and cash, because we do not live in the same city and he needed the extra money. I got a huge surprise when the teller told me that I could not put CASH into my son's account because I was not on his account. I had to either take a cash advancement on my credit card/bank card, write a check, or get a money order! The reason she told me they do not accept cash deposits by someone who is not on the account is because of Money Laundering. Again, major corporations have taken away another customer service aspect of business. Why does it become the problem of the majority, when a few have caused problems? Why is the bank making it their customers' problem because they have had trouble with a limited few? I have posted this on Chase's website because really this is so wrong that you cannot do cash business at a bank! WTF! Yes I am outraged!

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 27, 2014

    Chase closed me and my wife's checking/saving/Freedom CC accounts without giving any reasons. When we called Chase and ask why, they replied they can't disclose any reasons and they can do so without any explanation and prior notice. We have been always paying cc on time, earning 70k+/each of us, and both been with Chase for over 2 years.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 26, 2014

    I was living in Atlanta Georgia and working in New York, so I open what would a be a third account with Chase bank at their 39th street and Broadway branch. At this time I open a checking account and close my previous accounts. Everything was fine or so I thought, until I was told by one of the bank Representatives that my account will be close if I don't provide additional proof of my address, during this time I was staying at my mother's house. I explain to them that I had no bills in my name at this resident, and provided an notaries letter from my mother, by this time the bank had close my account and I was told that a check in the amount of what was in the account at the time of it's closing will be sent to me in seven business days. After several weeks had pass and I still did not receive anything from the bank, I went in to the bank and was told that a check was mailed out and to give it some more time.

    Another week was at this time I was told that the check must have gotten lost in the mail and that another check will be mailed out, at this time ask what address was the first check mail to, they said my Brooklyn address. I said OK. Several more weeks pass and I still did not receive the check, so I went back to the bank where I was told that the second check was sent to my Atlanta address, why? No one could explain why they would do that, at that very moment I call Georgia. I was told that no letter from the bank had came for me. Very fed up with the lies and run around, I told the bank rep. to have the check sent in care of him at the bank that have been over three weeks now and still nothing. What can I do other than not bank there anymore. Please note, I still receive my bank statement each month at my Brooklyn address.

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    Staff

    Reviewed Aug. 20, 2014

    I have been banking with Chase since 2011 and last year I started having problems with unauthorized payments being taken out of my account. Such as I was done with my sirius satellite radio in car and wanted to let the service run out and be done with it! I have made sure only my car ins can do any type of auto withdrawal! I have been very ill and was in the hospital having a double biopsy when I was alerted that my account was overdrawn by sirius satellite by an enormous amount 200 dollars! I was told by chase bank that it was my fault as any business that I had given my visa info to can just use it whenever they want to! Wow how secure right! I filed a claim for an unauthorized debit and was refunded and told that the claims dept would look into it.

    I was never contacted by sirius or emailed or anything. They just freely went in and got the most expensive package and applied it to my visa card! Now chase has decided that I owe sirius and sent me an email about it at 1 am. I decided to sleep off my meds and deal with it in the morning, but by 6 am they had overdrawn my account to pay sirius! Wow! I closely budget my money and live on a fixed income, right now, until I am better, if I get better! Chase bank basically just repeated the same line that well anytime you do any business that co. can use your visa - WOW! Now I am overdrawn and can't afford my cancer medicine! They were not helpful, and this seems illegal!

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    Staff

    Reviewed Aug. 16, 2014

    Our company opened a new location in Campbell, CA. I was tasked with opening a new bank account, as president. I gave Chase a chance since their locations are everywhere. We bank with Navy Federal Credit union for years, no problems at all, but there are no branches in the Bay. Opened a Business Checking, the banker had all documents including our corporations DBAs. I deposited checks and cash into the account. One check was made to one of the company's DBA, the DBA is registered in Missouri, Texas, and California and the banker who opened the account verified everything.

    When the debit card came, I could not activated it. The automated system said it did not recognize the card. I called the bank, was forwarded to the fraud department. The guy in the fraud department told me to bring in proof the DBA was registered in California, again, the next morning. I brought the original registration stamped by the City of Santa Clara and all of the paperwork dating back several years including taxes. Our company's business account was flagged for closure before I arrived, the fraud department apparently didn't bother to view the paperwork.

    Unless the branch and the fraud department were playing "good cop bad cop", it seems as if they are not synchronized. The banker told me "Although you provided all of the documentation the fraud department requested and we verified everything was legit, they can't go against their own policies." I suppose one of their policies is to never overturn a flag. The account was open for 5 days, no debits, only a few thousand dollars in deposits. I was told a check for the balance will be mailed out in 7-10 business days. It's been about two weeks, no check.

    This local Chase account was intended to pay for corporate transitional housing for me and two other executives moving here. I, the vice president, and the secretary made living arrangements to relocated to the South Bay area. Because of the bad timing and having no alerts from Chase about the hidden issues, I had to make deposits & corporate housing payments myself. We held a company meeting and we inserted into the corporation's bylaws to prohibit any future business with Chase Bank indefinitely. We have yet to receive any notice in writing about any problems whatsoever.

    The company's Chase bank account online currently shows as if things are perfectly normal including the full available balance. Why are they keeping the account open? Are they trying to keep our company's money on their books while denying our company access?

    Chase lacks transparency.
    The "left hand" doesn't know what the "right hand" is doing.
    I knew more about James Pierpont Morgan than the bankers did.
    The business customer is the last person to know about fraud issues.

    The branch employees look unhappy and nervous as if they are hiding something.

    Don't do business banking with Chase unless you only deposit cash and keep the accounts at the "free" minimum. Remember, banks like Chase can close accounts anytime they want to without notice.

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    Reviewed Aug. 14, 2014

    About six weeks ago, I opened a business checking account with Chase, and made a medium-sized deposit. A few days later, I was summoned to the local branch for an "interview" conducted by a "relationship manager", as to the nature of my business. The interview was unpleasant, intrusive, and prying - especially since my business has been in operation since 1995 with never a complaint or problem from any quarter. It was explained to me that in the light of the Patriot Act, and subsequent problems with the laundering of illegal money, banks had to be extremely careful with companies (like mine) that derive a good part of their revenue from international business, hence, the interview.

    Today, I went online to take care of some minor bills (FedEx, Utilities, Personnel Services), only to find that I could no longer make online payments direct my business account to various service providers. On investigating further, I discovered (when I could finally get through to a breathing human being) that for deliberately vague reasons relating to "fraud prevention" and the possibility of money laundering, my account, after review of its activities, had been flagged for closure. This is amazing in itself. I've only had the account for six weeks, and there has been very little activity - and all of that either payment of local bills, or transfers to my personal account.

    I spoke to my "relationship manager" - who after 45 minutes of digging, was informed that CHASE has made a policy decision, and is closing the accounts of businesses that do business internationally so as to minimize risk to the bank. They haven't yet manufactured a crock large enough to put that load of BS into! Not only has the account been flagged for closure, but the decision is irrevocable, and the funds currently in the account are frozen for 10 days - after which time they "may" be released to me as a cashier's check!

    Needless to say, I had no prior notice that CHASE was doing this. Nonetheless, they have unilaterally taken everything in the account, refuse to release it or any portion of it, and are holding it for an arbitrary 10 days for no good reason. In the meantime, I can't pay my bills, can't pay for my temp bookkeeper, and can't tolerate the foolishness of this distant, aloof corporation. What have we come to when CHASE can subject an honest business to this kind of mistreatment? No explanation, no accountability, no sense. Who do they think they are? The IRS?

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    Staff

    Reviewed Aug. 12, 2014

    Chase has made a decision to close accounts for my entire family and their credit cards, even though, they are all in great standing with excellent record. They refused to provide any reason or logic for their decisions. This is an abuse of consumer rights and I can only think of some bias or discrimination criteria they are applying. I previously banked with Washington Mutual, which was bought by Chase.

    I am now with Wells Fargo and it is a night and day difference in the professionalism and quality of banking experience. I urge everyone not to bank with Chase. They are absolutely horrible and they should not be in business. Let us teach them a lesson where they have to respect the consumer first.

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    Reviewed Aug. 10, 2014

    We have a business account with Chase and we are always off on our balance. I do all transactions through QuickBooks and keep all my statements. Even when I took the debit card and ensured that there was no transactions except three checks written for the month we were still off. Sometimes a few dollars and sometimes a few hundred dollars. It never shows any transactions through their end. I am tired of being robbed by Chase Bank. Our account has gone overdrawn because of these discrepancies.

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    Customer ServiceStaff

    Reviewed Aug. 7, 2014

    I applied for one of their credit products, they reasons that they did not extend the product to me did not match my up with my personal credit profile. They gave me 4 reasons pertaining to current credit cards that I have with them... I do not have any current cards with them. After 3 separate visits to the branch with my letter, we finally got someone on the phone. They gave us the runaround for about a half hour, saying the same old thing...but not listening to us. We had to get someone else on the line and finally when the credit person realized that they did make a mistake...they made no apology, just tried to put the blame back on me. I gave up, emptied my account and went to a credit union where they bent over backwards for my business as it should be.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 5, 2014

    On the first of July, I received an email message from Chase online banking that a wire transfer was rejected and then almost immediately another notification that "Wire Template was Activated." What I later found out is that when I receive that message, it means funds have been wired out of my account. I went to the branch and was advised to do several things: Run a virus scan (completed), Give them a new email address (completed), close old accounts and open new ones (completed), change online user name and password (completed several times).

    All my direct deposits are paid into my account and I use it to transfer my rent payment on the 1st of every month and the timing of this incident meant that I would have the most stress and disruption. Eventually, I got my rent paid (a day late) and got me new account up and running and Chase was accommodating about crediting the $997.00 back into my account before the 4th of July weekend. I want to stress that I told both my Branch manager and the online division and the fraud division that "I do not do online wire transfers, EVER!"

    The other thing is that this bank is supposed to have the strongest security system imaginable. They are entrusted with millions of dollars. When I scan my computer, it erases cookies and temp files so that when I log back in, I have to wait for a code to be generated and texted to my phone because their system "does not recognize my computer." I cannot log back in until I enter that code with my password. So, how could a 3rd party access my account from an unknown computer and not generate a challenge?

    My account functioned normally throughout the month of July with the exception that right after I opened the new account, a sum of money transferred to savings. I stupidly thought that it probably had something to do with opening the new accounts, so I transferred the money back to my checking and there it sat until July 31st. On July 31st, 3 things happened. $800 transferred from checking to savings and immediately $900 transferred back to checking and then I got the email, "Wire Template Activated." I ran to the branch, but the $997.00 was already gone and they would not return it.

    Friday, I returned to the branch, did another Fraud Affidavit, closed the account, opened another new account, gave them a third new email address, ran the security scans on my computer, etc. Once the new account was set up and supposedly secure, I returned home and did my rent transfer and took my wife to lunch. When I got home, I checked and I had received ANOTHER "Wire Template Activated" email.

    By the time I got to the bank, 3 more transfers were attempted and the bank paid 2 more! Apparently, on the one hand, they say they have to honor wire requests and when they are under a $1000 threshold, there are no flags; yet, how did they stop some? Why? Very little they say makes any sense. At this point, my account was drained and there was not enough money to make my rent payment (highly embarrassing).

    Chase seems absolutely incapable of protecting my account. Worse, is that considering this was already verified as fraud, they will not return my money. I had to jump through hoops to pay my rent - 4 DAYS LATE! All I want is my money and there are still peculiar things going on between accounts even though they are closed or restricted. I went to my branch today to ask for my money and was refused. Then they called the Sheriff's department to have me arrested despite the fact that I was not even causing a scene; I just wanted to wait for my money. To their credit, even the cops seemed a little befuddled!

    I guess this is Chase customer service at its best. Run, do not walk away from these incompetent idiots. Chase may even be complicit, they are certainly negligent and should be held liable; but, I am the one who is treated like a criminal, on top of missed work, stress and embarrassment!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 4, 2014

    I am a loyal Chase customer over 35 years. We have personal and business accounts. The current management seems to have little regard for customers who have transactions to conduct with a teller. Last Friday 8/1/14 in the afternoon, the teller line was literally out the front door. They had ONE poor overworked Teller on duty. There was no teller to man the drive-through window. Their lame trick is to have a useless Banker go and take the deposit and then stand behind the teller, and wait for her to handle the transaction. They should know that on the first Friday of the month, in Sun City, AZ. they would be swamped.

    I waited in line for 15 minutes and the line barely moved. Before I walked out, I spoke with one of the Bankers who said, "It's just one of those days." My response was, "No, it was almost as bad the Friday before, 7/25/14." Amazingly there was no Manager on duty, no Assistant mgr. who handles tellers and can jump in and assist. The place was a complete unorganized mess. I left and went to another Chase Branch that had plenty of tellers. They were very quick and helpful.

    Sun City/Peoria, Az Branch is so poorly run they have nowhere to go but UP.

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    Reviewed Aug. 2, 2014

    I noticed a few weeks back that my checking account at random times would be a few dollars off/short then what I thought I had in there, I would quickly check my statements and since chase lists all your purchases I thought it was just me. WRONG, yesterday I had a certain amount of money in my account and this morning my account was missing money! It was not a lot, just a few dollars, but I had not bought or used my card at all since when I last checked it.

    I know, maybe there was something pending that just went through, NO, there was NOTHING. No charge listed for the amount of money missing, no fee, it literally just disappeared with no record. I am so pissed. I cannot wait until tomorrow so I can go to the bank to close my accounts with this shady "bank" more like thieves. I highly suggest you stay very far away from CHASE bank and get out before they rob you too. Who knows how long this may have been going on before I noticed it and they do it in such small amounts knowing most won't notice it.

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    CoverageStaff

    Reviewed Aug. 1, 2014

    I too had a horrible experience with CHASE bank located at 1950 N Rose Ave. Oxnard, CA 93036. My youngest sister ran out of money and needed for me to help her out so she can put gas in her car. My youngest sister was out of state on a visit to check out her university and asked me to make cash deposit of $100.00 into her account. I was in line for almost 40 minutes, was told by a teller that she could not make a deposit because I was not a Chase customer and refused to take my cash deposit. She said in a very condescending way that if I wanted to make a deposit for my sister I needed to write her a check or she can run my debit card to take out the funds. I was livid to hear that they cannot take cash deposit because I was not in the account. I told the teller that it was ridiculous. I was not trying to get information from my sister's account. I was trying to give them funds not take them out.

    The teller did not know how to explained her employer's policies. She did not want to handle my transaction and refer me to another persons. I spoke to the head teller, she was also unable to explained Their policies. I asked to refer me to the Bank floor manager. She was also an idiot and did not explained the real definition of their policies. She just said "it's a new policy". This people had poor training. They don't even know why they need to refused a transaction. They only state is a new policy, but they do not explained what in the hell the policy really is! I was reminded today why I should boycott the BANKS. They are full of ** and they make stupid policies that don't make sense for the consumers. They are losing a potential client because they have poor training and employees that don't have a clue why they are working there.

    Maybe if any of them would had had a proper training they would be able to really explain their policies and procedures, instead of upsetting a potential client and repeating what they hear from other employees by saying there are policies when they don't even know how to explained to a third party why they are refusing to take cash in! I would not recommend this bank. Their policies are ridiculous and don't make sense for someone that is not their customer. I will continue to make business with the credit unions where I am extremely happy with and they don't have hidden fees or policies that don't make any sense.

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    Reviewed July 31, 2014

    My cousin, a disabled veteran and longstanding homeowner had a sub-prime equity mortgage loan with Washington Mutual Home Loan. On October 4, 2004 my cousin died, but was not in default at the time of his death. However, WAMU was fully aware sometime right after his death because the post office informed me that they were returning his mail back to them marked "DECEASED RETURN TO SENDER". After WAMU still transferred/sold his loan to Litton Loan Servicing, LP who initiated a wrongful Foreclosure action March 7, 2005 on a known decedent. Instead, a Petition for Juridical Probate should have been filed with the Orphans Court in lieu of filing a wrongful foreclosure on a decedent.

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    Customer Service

    Reviewed July 22, 2014

    I stopped a payment on a lost check in May using a check number and it was understood it was a one-time deal. I was charged $25 by the bank. My payment went thru in June without a hitch. Then in July, they decided on their own to stop payment on my car payment electronic withdrawal. When I called, they treated me as if it were my fault and resolved nothing. Now my car payment refuses to take another transaction with this checking account number and I have to pay $7.95 to use my debit card. They only care about their "high dollar" customers. I'm getting a new bank.

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    Customer Service

    Reviewed July 20, 2014

    I get an email from Chase to increase my credit by clicking a button. I tried it several times and bought something that I tried to pay for with this card (just so I can get more miles) but it was declined, even though I have more available credit on it. Anyway, put yourself in my shoes. Would you want to use a service that doesn't work, or one that does? The answer is simple to others.

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    Customer ServicePunctuality & Speed

    Reviewed July 20, 2014

    Where do I even begin. Every couple of months, I get a call from Chase Fraud stating that my card is being used out of state. They always ask if I am on vacation. I say "no" and they follow up with have you visited this state in the past couple of days and I say "no". They then tell me there's been fraudulent activity on your account and they need to close the card down. Heck, can I run to the bank first and get some money before you totally shut me down for the weekend please???

    This has happened 5 times since December 2013. What I've noticed is that it's always after bank branch closing when they call and it's always on the weekend. Now what am I supposed to do with no access to my account which by the grace of God actually has some cash in it?????? To top it off when they called they left a voice mail and the person that left the voice mail was talking maybe 400 mph so I missed the fraud reference #, the message as a whole and could only make out the last 4 digits of the card from the message.

    When I called Chase, after I finally figured out what the heck was going on and it took about 4 attempts to get through because for some reason they could not verify my account information. Hmm maybe because you shut it down before I could call you all!!!! This bank sucks big time. On Monday I am closing my account and relocating my fund to a credit union. For the life of me I can't understand why this bank has such a problem with fraudulent activity and why they don't handle it in a better manner. If Chase can send text messages to my cell phone regarding balance limits then why couldn't they text my phone alerting me to possible fraud??? Doesn't matter though, because I am done.

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    Customer ServiceStaff

    Reviewed July 19, 2014

    I too had a terrible experience with Chase. Sent my daughter to make cash deposit of $300 into her 90 year old grandmother's account. Was told she could not make deposit because she was not a chase customer and could only deposit a check. She came home and I went to the bank. Bank floor manager was new and only explanation was "it's a new policy" and returned to texting on her cell phone.

    I have an account there so teller made the deposit taking my id but said the could not do it moving forward. Was voicing my opinion in the bank and was told by teller that voicing my opinion in the bank was not appropriate: Why? Because Chase doesn't want people to know how they are alienating their customers - When asked why this is happening I was told "maybe they are trying to track money laundering:, I don't think it's that - I think they are trying to take the human component out of banking - who needs a teller sitting in a branch when I can make deposits by taking a picture of my paper check and send it to the banks computer, better yet - have all my funds direct deposit (again no human interaction) and my spending is done simply by debit card and computer transfers.

    Computers do not require benefits, vacation days, sick days, maternity leave or incur payroll taxes. Chase is eliminating human interaction in all basic banking processes and will soon be eliminating jobs. When that teller finds herself obsolete and unemployed maybe she will have wished that more people voiced their opinion a little more loudly. Guess TD Bank will be getting a lot of new customers.

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    Staff

    Reviewed July 16, 2014

    Chase accepted a power of attorney from a person that didn't have permission from the account owner to do so and allowed that person to withdraw all funds, close out a money market fund and remove all those funds to. They said they are not responsible for the mishap and will not replace the funds or even acknowledge that they are responsible for the problem. This is an on going case that started in 2009. All they say is that the power of attorney was notarized so they are not responsible. They don't have to check to see if it a legal power of attorney or even monitor what is going on with the accounts. When they accepted the power of attorney the account owner was not hospitalized or incapacitated, was able to be there but they said he didn't have to be. They even let the person withdraw $800.00 dollars that same day without the account owner's signature on the new account cards that they made out for the person that brought in the power of attorney.

    The account owner never saw the new account cards, never authorized this person to do this and is now out all the money. He lost his house and all his personal belongings. There is a lot more to this. If you want I have all the account records showing who this person is, what he did but Chase won't do anything. You can contact me and I can explain a lot more.

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    Reviewed July 14, 2014

    We unfortunately are Chase customers. Just tried to deposit cash in my son's Chase account. You not won't accept cash? You are such hypocrites. After what your bank and the other big banks have done to "we the people" now our money isn't good enough? Trying to prevent fraud I assume? Where were these tight security rules when you stole homes and money from us?????

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    Customer ServiceStaff

    Reviewed July 14, 2014

    I am the trustee of my deceased mother. I was told by Chase Branch Officer to open an account in my name as Executor and transfer funds from mother to my Executor Account as needed, then to close mother's account. After three weeks, Chase sent me a letter that stated there was Chase Bank suspected fraud related to my Executor Acct. I assumed that there was problem with the new debit cards issued, because I had not received them by US Mail. Local Chase Branch officer told me that he would check on the status and call me. He never called. I went on family emergency for three weeks.

    While I was gone, expecting my Chase officer to fix the problem, Chase closed my account and froze money, and suspended mother's account. The story gets worse... I was referred to Chase fraud dept, who referred me to Chase Branch, who referred me to fraud... Now I have to pay an attorney to sue Chase for the $100,000 they confiscated.

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    Customer Service

    Reviewed July 13, 2014

    First of all, I loved my Chase Freedom card for the first 6 months or so... There was then an altercation on the phone because I made a payment on their automated payment that they encourage everyone to use as much as possible. And when I did that, it said it would be credited the next day... So I made a rather large payment, then went to use my card the next day and it declined (I had to use a credit card for this and it completely ruined my vacation because of this incident)... So I called and they say there is nothing they can do because when it says the next day, it meant 11:59 PM of the next day, which is technically the day after the next day. I believe they falsified their message on their automated service saying that it would be available the next day because it wasn't. Then I wanted to go ahead and pay everything on my account off and close the account, but I couldn't because you can only make one payment every 3 days. I have had numerous US Bank credit cards, among other credit cards, and Chase is absolutely the worst. Oh and I also had a very large amount in points on my card and they took my points and told me I couldn't apply them to my account because I was closing it.

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    Price

    Reviewed July 12, 2014

    I am so sick and tired of Chase still manipulating the transactions that go through on the same day so that they can charge the most insufficient funds that they possibly can. They have already gotten in trouble for this once and it seems that they should have learned their lesson but I guess when it comes to money, they don't care that they are doing wrong. I wrote two checks on the same day and when the checks went through the bank, they sent the largest one through first so that the smaller check and a transaction at Target would then bounce and they could charge me for two insufficient funds fees. If the other two transactions would have been put through first I would have only been charged once instead of twice. I am definitely going to be looking into another bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 11, 2014

    Received a check as a graduation gift and tried to deposit it on June 1st. I was told that it would be a week until my funds were ready. Waited two weeks and saw none of my money so I visited the branch. Apparently they were unable to contact the maker of the check because they had been trying the wrong phone number and when given the correct one, they still continued trying the wrong one. I asked the maker of the check to visit the branch to verify his identity, but it was confidential. He left a copy of his ID and his *CORRECT* phone number. Still, no one called him. Savings account was closed, card was cancelled, and I had no access to *ANY* of my money. Not only the check that I had tried to deposit, but also my previous funds, so I had no way of eating until given an ATM card days later.

    At this point it had been a month since I deposited the check. It was suggested that I ask the maker to cancel the check and instead give me a money order, but upon contacting his bank, he realized the money had been withdrawn from his account on June 2nd (a month ago). I threatened to bring my attorney into this and that's when it finally seemed like anyone began *TRYING* to help me. The maker was contacted by my banker and the fraud department, his identity was verified, and I was told that I would have the money deposited into my account in the next 48 hours. Waited three days, still nothing.

    Visited the branch again, possibly for the 10th time in the last month and a half, and was told it would be another 48 hours. Waited four days - nothing. Two days ago, it was deposited. It's nice to know that it takes them nearly a month and a half to deposit a check. I have been utterly patient, kind, and understanding while waiting for *MY* money to be given to me. What angers me the most is that for whatever reason, Chase thought it would be a good idea to withdraw the money from my uncle's account but refuse to give it to me, merely to "prevent fraud." Well, that's fraud. He didn't write the check for Chase, but it was still taken and held onto for much longer than necessary.

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    Reviewed July 10, 2014

    I'm 72. My daughters deposit sometime some cash in my account. Chase has a new rule. They're having to be on my acct or deposit check or cc card payment only. What happen to the greenback? What is a legal tender from the USA treasury? I think it should be totally illegal to refuse cash payment, USA currency, by any bank to any of their account. I'm asking anybody doing business with Chase to move their accounts to any other bank who accepts the legal tender of the USA with no restriction.

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    Customer ServicePrice

    Reviewed July 10, 2014

    I have had my account for over 5 years now, 8 years including my account with Washington Mutual. In the last 6-12 months my account has been overdrawn more times than I can count!! I never had this happen before now. I've called and called regarding this and they always have some excuse. Today I called as I made a deposit on July 1st and had paid my bills. I also used my card numerous times. These transactions show up on my online account as soon as I do them. I check my account numerous times a day also just to keep track of it. I had quite a few pending transactions due to the holiday weekend and every time I checked my account, it was the same pending transactions.

    On Monday July 7th, these transactions cleared leaving my account with a couple hundred dollars. I went at 5-6pm Monday night to remove money for my rent. I was still left with money in my account. Tuesday morning I get an alert that my account is overdrawn. I was pissed!! How can this be as all of the transactions cleared on Monday?? I called the bank today and what I was told was that if a "pending transaction" is placed on your account and it doesn't go through in 2 days, it falls off and has to be resubmitted. Well, if it falls off as they say then this money should go back into my account once the hold is taken off!! That and they can't push a transaction through like that over and over.

    Considering this has happened to me quite a few times in the last 6-12 months, I feel there is something shady going on with this bank. I don't know whether it's because they want free money or if they're just stealing people's money!! It's just shady!! Oh, and they always seem to do this at the time I receive my child support!! So all of my money for my kids is stolen by this bank!! And they seem to charge the $12 service fee when my account is low too! Every single time!! I wouldn't recommend this bank to ANYONE!! They're crooked and doing something fraudulent!

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    Customer ServicePrice

    Reviewed July 8, 2014

    Chase bank has charged me $64.00 in check fees. I deposited a check by phone on Sunday because I have no access to a bank or ATM here on the east coast, I have to do it this way. Well because of insufficient funds along the way, also stemming from the fact that I can't deposit money in a hurry into my main account which I pay all my bills from. Chase has locked me out of it for 12 months because of this very problem so every time I get any money or a check, it takes two days for it to clear? and if a bill comes through I have to transfer from the other account so that I can pay the bills. I think it is ridiculous to lock me out of this account for a mobile deposit?? I mean what is the deal, yes I've had insufficient funds from this account but only because they won't let me use it. So because of this lack of having a bank near where I live or an ATM, I have to wait the two days and then make a timely transfer. I call and ask for a waiver but I've asked too many times they say.

    This is a disability check and doesn't always come at the same time. I tried to transfer the money in Monday night and my balance said present balance however it wouldn't let me transfer so Tuesday morning they bounced the auto drafts. Had they just let me deposit to the business account none of this would of happened. They have taken so much money from me because of this and just keep saying, "well you can't deposit to this account because of insufficient funds". Well if I didn't have to transfer it wouldn't happen at all. I'm going to close everything with them. When I got this account they said they were international and we were moving, but they are not in N Carolina, Vermont. They failed to mention that. It's just funny that they can access my account to charge me but I can't access my account to save me??

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    Reviewed July 5, 2014

    Several months now, Chase is the U.S. Bank I use in the U.S. while living overseas. Chase bank has been dictating what I can buy and what I can't buy while online for online purchases and I am getting tired to sending them an e-mail to stop it. Now who gave them that power to act like ** to their customers?

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    Customer Service

    Reviewed July 3, 2014

    I made an attempt to deposit cash in the Smith Street Branch today. It's sweltering outside and I use a support cane. The reason for my complaint is I tried to deposit money into my brother's checking account close to 1000.00 dollars, in cash. The bank teller told me that I had to have my brother's bank card and not too long ago I was able to deposit cash into my daughter's account, which she closed two weeks ago. She was charged $35.00 for a $3.00 overdraft. I have never opened an account at Chase. The tellers are smug and rude. I live one block away in public housing from the Smith Street bank. Maybe the moron thought I was depositing drug money. Idiots!! I work for a living. I notified my brother about the incident and he is going to close his account next week thank God!!!

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    Staff

    Reviewed July 1, 2014

    On June 30th, I get a letter from the Loss Prevention Dept. of Chase Bank. It informs me that the bank can close my checking account for any reason, or no reason, and elects to close it effective July 24, 2014. The bank has suffered no loss at my hands, and is not under any threat of loss. I talk to 3 different people, going "up" the chain of management, and it's the same zombie routine: "Chase can close your account at will. We do not have to give a reason". The first person I talked to admitted that a computer algorithm was in play. In other words, I don't bounce enough checks or do enough other stuff which is profit-making for the bank for them to bother with me.

    What disturbs me, as a legal professional, is the dark implication that there may be some thought of fraud afoot. Of course, I can't get any explanation as to why I, a loyal, paying customer, am now going to have to transfer my financial affairs to another bank. Remember: Due Process of law does not apply with J.P. Morgan Chase Bank. You are guilty. Period.

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    Reviewed July 1, 2014

    First of all, I went on my website and checked how much I have in my account and all the transaction at 8:00 pm. I have -$130.00 in my account, so I went to the bank to deposit $150.00 to cover the -$130.00. So now I have positive $8.00. So here I am thinking that I am not going to get charge for the $34.00, but the next morning I checked my account and I have -$84.00!!! They have added a check that I wrote the other day that night after depositing the $150.00, which I did not even see a post for that check in my account that time when I checked my account at 8 pm. I am REALLY, REALLY pissed off at this bank and I will be changing back to Bank of America. This bank don't even care about families that are suffering financially. I HATE THIS BANK!!!!

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    Customer ServicePriceStaff

    Reviewed July 1, 2014

    I try to survive on SSI, we all know that's not easy in Ca! I had an unexpected financial problem, my dog got sick. I tried to notify the bank I was having problems, their automated reply said they would respond in 3 working days. It's been over that, and I still have no response from them! Ok, I get it I screwed up, so I'm being charged $34 fee. But now, they’re charging me another $15 fee because I didn't put $ in my acct soon enough for them! I wrote and told them my SSI doesn't come in until the first of every month! They know that! I'm so over being ripped off by rich jerks like this, like everybody can just go out and get $ from anywhere! If I had $ to put in my acct, there would be $ in my acct! It's like being punished for something you can't always control!

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    Customer ServiceStaff

    Reviewed June 25, 2014

    First off, I have been a loyal customer for over a year. I am disgusted with how I have been treated over the last few days. I updated my account on Friday, June 20th stating that I was married and all of a sudden the following morning I check my account and all my money is gone. It took several attempts but I finally got through to someone who stated that my account was closed but they gave no reason and stated that they did not have to give me any information. They sent me to the fraud department and I still did not get an answer. They kept stating my direct deposit was placed, then rejected and sent back and then put back in again. I had almost a grand in checking and about 800 in savings.

    My savings is completely gone and my checking is gone as well. I now have a negative balance in my account and the woman today was VERY, VERY rude to me on the phone. I'm trying to find out information and all they say is that they have the right to not tell me. I had over $1500 combined through savings and checking in this bank account and all of a sudden I have a negative $284 balance? Something is wrong and I plan to get to the bottom of this. Every deposit or transaction on my account was correct as of 6/20/2014 at 9am and now everything is wrong and mixed up and money is missing.

    I am disgusted with this bank and I have influential power through my job as a business office coordinator and I will be spreading the word through media sites, word of mouth and through all my business contacts to never go to this bank. I already have a couple who is refinancing their truck through another bank and getting rid of this one and my husband is canceling his credit card through you. I have no money and I will be taking legal action unless my full balance is returned to me. I get married to my husband who is an active duty soldier and all of a sudden my account is closed. This is discrimination that I got married and tried to put him on my account and now it’s fraud? This is ethically and morally wrong and I have contacted my lawyer and the media to inform them of this nonsense.

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    Customer ServicePunctuality & Speed

    Reviewed June 24, 2014

    I overdrawn my check account on the 19 this month at 12 pm for 20 dollars and I deposited at 10 pm the same day. On the next day I had an overdrawn fee. I look at my Chase App and they put the overdrawn on the 19 and the deposit on the 20. Then I call customer service and they say that I was late because they look at EAST TIME and 10 pm in California is already 1 am in EAST TIME. I'm poor, I make 11 dollars an hour and they have millions thanks to all customers money using it for the money lone and they still take poor people money. My kid's food.

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    Verified purchase
    Customer Service

    Reviewed June 22, 2014

    I have in collections and negative Credit Report history.

    My Bank One checking account was emptied when in an attempt to correct a mistake made by E*Trade Financial corporation in issuing a new set of mortgage payment coupons for my Motor Home, E*Trade Financial in a 144 payment plan at $397.09 a payment has backdated me seven payments for a difference of $2779.63 more than I would have to pay. I was on my 87th payment by August 2004 in the original coupon book that Deutch Financial printed in 1998 and for the same month August 2004, the E*Trade Financial's just printed mortgage coupon book was incorrectly showing as my 80th payment. I was disputing this seven month extension or loss of payments on my Motor Home mortgage and for illustration purposes I sent in to E*Trade Financial both the old and new coupons for the two most recent months that I have made telephone payments on my mortgage along with the checks that I used to make the telephone payments with (pay-by-phone)...

    E*Trade then deducted payments for the second time for these already paid for time periods where I sent in to them both my old and incorrectly numbered new mortgage coupons that they issued and the checks that I used to make my "pay-by-phone" payments on these two months. E*Trade was already paid for these two months using paid-by-phone and my checks were clearly marked so, (paid-by-phone) and (do-not-cash) etc... These checks were then cashed anyway in ERROR.

    They deducted payments for these two months from my Bank One checking account a second time and my bank did not stop the duplicate check charges and I was left with an empty bank account leaving me with no money for anything while several weeks have passed by until finally it was all cleared up and the duplicate check charges were reversed along with the hundreds of dollars worth of NSF and overdraft fees assessed against my checking account... I still have collections against me and are a part of my credit history...

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    Customer ServiceContract & TermsPriceStaff

    Reviewed June 19, 2014

    I am currently on a vacation in Thailand that I have planned for 8 months. It's been kind of a cluster and I ended up spraining my ankle on the way to Bangkok. Had to go to the hospital, and was therefore stressed and distracted. The ATM I went to ate my card and I didn't realize it until later on. I was hoping to email to cancel the card and begin communication, but all I got was a form email to call. Had to find an international phone center. The first woman I spoke to knew I was in Thailand and said they could ship me a new card in either 2 or 10 days. But she was asking me all these questions no human would know the answer to off the top of their head.

    So I had to call back once I was connected to wifi and logged into my account. The second woman I spoke to said she didn't know if they could send me a new card. I told her I had already been told it was possible. She then transferred me to a "specialist" who said that they could send me a card but have no way of knowing when it would get here because they use UPS. I said, "Isn't UPS a worldwide company?" The response, "Yes, but local delivery systems could be different." I later looked it up. There is a UPS delivery center in Bangkok.

    The cost of those phone calls in the phone center was $30. I had no choice but to do a cash advance on my card which cost me close to $50 in fees. But I had no choice, because barely anyone takes cards here. I try to find an email to contact customer service but am told all complaints should be made through the secure message center. But you can only create a new message from a computer, not a phone or kindle (in my case). Does that make any sense in this day and age?! And there is no option to click on the full site like with many companies. Finally, I figure out a way to get into the full site on my phone and send a message, insisting that they refund me for the cash advance fees, considering all the time and money I spent sorting this out with them and their **, in knowledgeable representatives.

    They contact me to let me know they are working on the refund. Out of the close to $50 they charged me in fees, they refunded me 28 cents. Said that in my contract, I approved not being refunded for cash advances. I replied that I didn't approve getting told different things by at least 6 people (the miscommunication about the ability to send the card continued in the secure message center conversations), being sent form letter after form letter written by a robot, and although being told time and time again that I matter as a client, the actions clearly show I do not. I have been a client for years and leaving when I return to the states in July.

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    Reviewed June 18, 2014

    I have been with Chase over 15 years, first when it was WaMu and then Chase. They have threatened to close my debit card because I have more than one. They had sent me the extra card when I told them I had a kid who had my permission to use my debit card for gas. As one other posted commented this is convenient for my kid having it to buy gas. My kid has never abused it. Even if Chase wanted to only let me have one debit card linked to my account their letter was very nasty and threatening.

    Now a month later I received another nasty letter saying they will close my checking account in 6 weeks because I use it for a" business". I don't have a business. Take a look at my IRS tax return - I am listed as "homemaker". I report all income and expenses to IRS. IF I am good enough for the IRS I should be good enough for Chase as a Homemaker. (My husband has a job but doesn't use Chase.) I do own a rental property from which I get and report this passive income to the IRS. ANY rental income is considered a business by Chase is what they told me on the phone when I called. I don't have a business. I don't have a business name. I will not be getting a business name, since I'm not a business.

    I will be moving my checking account, as well as my two college age kids' checking accounts and also savings account out of Chase since I'm tired of two nasty letters in two months when I've been a loyal trouble free customer. Given several have complained about Chase recently closing their checking accounts - I might add FREE checking accounts, I wonder if they are trying to get FREE checking account customers off their books - those of us who have FREE accounts due to having been WAMU customers back in the day.

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    Reviewed June 15, 2014

    I have been with Chase banking for 15 years. I have always given them the benefit of the doubt regarding issues (at times even defended them) and figured every bank has its problems. The last few times Chase has done system maintenance my cards could not be processed. The attempted transaction does not even go through to the bank's systems from the vendor. They are unable to see the attempted transaction and they blame the vendor so I tried multiple vendors with my cards and they were all declined due to a bank error. The bank still tried to tell me it was the vendor.

    The first time I had this happen it was 11:30 pm and I had to get gas and all of my chase cards were being declined. I was lucky that I had just enough gas to get home and go to the gas station the next morning (which the card worked fine). There are a lot of things I can deal with, including charges and fees. They are for profit and I get that, but in my opinion this should be a simple fix! Cards should not be unavailable just because they are doing system maintenance. If they are unable to give you access to your cards during their system maintenance, a notice should go out that during "start time" and "end time" your cards may not be accessible due to maintenance.

    When I spoke to them they said we do system maintenance during off business hours as not to affect people. Ten pm on a Saturday evening many people are out and about and will need access to their money. I have had many good experiences with Chase, I have had bad points to and recently the big reason I have stayed with them is because I really like my Disney debit card. This issue is not acceptable problem for me. Once I can understand, things happen, but ten or three times. I prefer to make sure that I have access to my money when things arise.

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    PriceStaff

    Reviewed June 12, 2014

    I have been a Chase client for almost 10 years and it is insane what they are doing to people. I check that I had wrote quick in on Friday a midnight. When I check my account on Friday it was positive even worse not pending transaction. I make a deposit on Monday and they pushed my transaction (for $25) and charge another 2 overdraft fees. On Thursday it's an " extended fee" although I had made a deposit on the same Thursday. By law if you make a deposit they are not allow to charge you an extended fee. This bank is horrible. They do not care about their client and are always playing with your transaction to charge you extra fees. I wish there was more enforcement with the bank laws.

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    Reviewed June 11, 2014

    I called Chase from work because I heard rates were low. I did not have my account number, my Chase Home Finance number which I've had an account with for 15 years. They asked me for my last address which I did not have in full just partial. They refused to help and let me go! ** up.

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    Customer ServiceCoverage

    Reviewed June 9, 2014

    I have been a Chase customer for over 20 years. I started when it was Washington Mutual and I have seen it change names several times. If someone knows about this bank is me. Since Chase took it over, it has been painful and stressful. Dealing with their customer service department is pathetic..... They have no customer service. It is very sad that their marketing department tries so hard to bring in more customers by offering incentives/bonuses of $100-$150 to open accounts and customer service messes everything up.

    I have had several overdraft coverage problems and customer service operates like robots, no human customer service. They are very quick in charging those overdraft fees, but take their time to post a deposit, the overdraft fee goes first. Customer service does not even take the time to review, they act real quick in closing the dispute/complaint... I do not recommend this bank. Take it from someone that has been with them more several decades.

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    Customer Service

    Reviewed June 5, 2014

    I went to closing to refinance my old mortgage serviced by Chase on May 10th, 2014, the new mortgage company is a different bank. Chase was to send back my escrow account for approx. $6200.00 to me after closing, but instead sent $5,323.10 of the refund to the town for taxes, even though at closing I was told we were all on the same page, that the taxes were already collected and being paid by the new mortgage company. Chase sent $5,323.10 after the mortgage was completely settled, resulting in the town receiving a duplicate payment on the 22nd of May, which they promptly returned the same day (according to the town and their Tax Record Department). Although I inquired on May 27th where was my refund when I received just under $900. from Chase for "Settlement in Full".

    The representative at the Commack, NY branch said it was probably going to take a couple extra days before they got the check back. I inquired again on June 2nd at the Greenlawn, NY location and was told they had no information, but to try back in a couple of days. He said he put an official inquiry on my account for the funds (only because I requested it). On June 5th, I called their mortgage center and they told my they have no notations or information of such matter, but would have their tax department look into it. I spoke to Stephanie Stevens who told me the inquiry could take 30-90 days but to check back in 7 days. I feel like they just keep telling me that past inquiries magically disappear and I am getting further and further away from collecting the money which is rightfully mine.

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    Customer ServiceStaff

    Reviewed June 3, 2014

    I was over drafted and charged $34 because I went over $7.00, but that's not the main issue. I have ALWAYS got an alert either thru email or text to notify me that my account is overdrawn and this time I didn't. So I went online and checked on my contact info and everything was correct and also that it was set up to send me alerts. I called Chase and the representative told me that it wasn't set up to receive overdraft notifications and I let her know that I have ALWAYS received alerts before, but it's my word against theirs. I am very suspicious about how this could've happened and I am wondering if anybody went through this same problem.

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    Punctuality & Speed

    Reviewed May 31, 2014

    Warning - Do not use Chase Bank for any of your credit needs. They are the worst bank I have ever applied for credit card increase and also a line of credit and I have excellent credit with all three credit companies. 799 is my lowest score. They will waste your time and put unwanted inquiries on your credit report. They put three on my report in 30 days and denied me of a increase to my Chase Amazon card. It has a $4000 limit which is the lowest among my 28 credit card accounts. I do not hold balances on these accounts of which most of my cards are $10000 or more,100% payment history and all of my Credit Card companies and all of them increased my credit $4000 or more in the last 3 months.

    Chase Denied me for too much available credit and to many inquiries, 10, in the last 2 years. I only have 3% credit utilization and a total of $203000 of available credit. They also denied me of credit line on my mortgage. Never missed a payment, always been paid on time. So if you have excellent credit, do not ask Chase for a increase. They will just waste your time and give you a inquiry on your report and deny you at the same time. Never have I been denied for having too much available credit and the inquiries of which 4 are from Chase in the last 2 years. This also goes for mortgage credit lines so if you do not want a wasted inquiry on your report, do not use Chase. I can get an increase from Sears from $8000 to $14000 and be denied by Chase. Too much available credit and too many inquiries. I go by credit utilization so the more credit, the more I can spend and keep my utilization at 2 to 3 percent. SAVE YOURSELF ANOTHER WASTED INQUIRY. Use a different bank for your credit needs.

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    Customer ServicePrice

    Reviewed May 29, 2014

    My personal checking account was frozen by Chase with no advance warning to me due to a fraudulent check (unknown to me at the time) that I had deposited. As a result of that freeze, I had 7 checks that were returned as NSF even though there were sufficient funds to cover the checks. In addition to the NSF checks, my direct deposit payroll checks were put on hold. Chase literally put my financial world into a tail spin. I had to "strongly argue" with them to unfreeze my account. It still took them two additional days to do so. The nearly one week without funds was horrible.

    One of the NSF checks for $24,194.72 was written to an investment company. I have been trying to get Chase to respond to the 3 weeks "loss of interest" for that check. NO one at the Corporate office seems to want to respond to my inquiries after I have provided the data that they requested. I have since cancelled my checking account with Chase after being a faithful customer for nearly 41 years. Chase convinced me that they have no time for resolving personal banking issues with them. I do not need to be treated that way with my monies.

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    Customer ServiceReliability

    Reviewed May 28, 2014

    I received a QuickPay of 265 and it cleared through. So I went to the bank to deposit the money. I took out 200 and still had the 65 left. After about 30 mins, I receive an email saying my acct was overdrawn 200, and that the QuickPay didn't go through (after I received confirmation it had posted). Within 5 minutes of receiving notification that it was overdrawn, I attempted to log in online, but was greeted with a notice stating that my account was suspended. Mind you it was the first time I had ever used my acct. When I called Chase, the representative I spoke with said that Chase reviewed my acct and due to the recent activity, needed to be closed as soon as possible. I didn't even have a choice or a say. So just like that, boom no more acct.

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    Staff

    Reviewed May 23, 2014

    This is outrageous! It's incredible that a banking institution like Chase engages in this kind of desperate actions. First tellers telling lies because they mention that they are required to ask for ID according to new federal regulations. This so-called "federal regulations" are nonexistent. Then executives at Chase explaining to the media that they resorted to require ID after the Bernard Madoff scandal. That's when they really failed and now all of us small depositors have to pay for Chase's executives mishandling of the biggest Ponzi scheme in history! And also this ID requirement serves Chase to collect more fees because some depositors who did not want to provide ID were required to buy money orders at $6 a pop.

    What else would the executives at Chase come up with next? Charging for stepping into a branch? Maybe is not that far-fetched, because also they want their customers to use more the ATMs for all the transactions... I really feel sorry for the tellers promoting a fake federal law that ultimately was invented by Chase to put an end to their jobs! SHAME ON CHASE!

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    PriceStaff

    Reviewed May 21, 2014

    I accessed my Chase credit card account online to change my banking information for my auto payment plan. Specifically, I updated only my bank account information. I made sure to keep everything else the same (payment date, pay balance in full, etc.). I subsequently found out Chase defaulted my payment amount to "minimum amount due" without my permission. I incurred interest charges. I attempted to get the charges reversed without success. Chase said there's no proof it was their fault so they would not make an adjustment.

    Yet, they could not in any way show that I changed the default payment to minimum or that I approved the change. One rep said, "There's no way of knowing it was your fault or our fault." Despite their inability to demonstrate that I authorized the change, they would not accommodate me. Even meeting me halfway (refunding 50% of the interest charge) would have satisfied me.

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    Coverage

    Reviewed May 13, 2014

    I received a letter from Chase advising me that they were closing one of my debit cards, as I was no longer allowed to have more than one per the new bank policy. When inquiring if there was any possibility of an exception to that policy... the resounding NO followed for all three individuals I spoke with. I need to find another bank that cares what their customers want as CHASE clearly does not. One of the conditions of me moving my money to Chase was because they would allow me to have an extra debit card for my account. This "policy change" adversely impacts everything I do, from how I pay my bills to how my kids pay for the gas in their cars. Seriously, could we make banking with Chase any more inconvenient and still keep customers? Why are banks allowed to change the conditions of the use of existing accounts? Shouldn't customers have the right to continue to have the same privileges they signed up for when they opened their accounts?

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    Price

    Reviewed May 13, 2014

    My mother has an account with Chase and was recently involved in a horrific car accident leaving her unable to walk. I am her daughter and her full time caregiver. I am totally disgusted with Chase for several reasons, one being that my Mom's situation causes me to have to deal with Chase to withdraw and deposit money for her. The problem is I'm not on her account and she can't get to the bank to put me on her account. So it's a catch 22. I have had to have my Mom write me a check and then go to the bank to cash it, and they need an ID, your debit card, a manager override, and all the while you sit and wait a good 20 minutes at the drive up. Then depending on how they feel that day, they may or may not charge a $6 fee. That's nothing.

    It's harder to deposit money than it is to withdraw it because Chase's new policy is that you need to have an account with them or be on the account with the person you are depositing money for. I went there today to deposit CASH with my Mom's deposit slip. So, first, they asked to see an ID. Secondly that is when they informed me that I needed to be on her account in order to deposit CASH!!!!! CASH!!?? WHAT?????? I couldn't believe it. I had my Mom's deposit slip along with the CASH and they refused it!!!!!!! HUH????? What a JOKE!!!!!!! This bank does NOT work with you. There has got to be a better way to deal with a customer in our situation than the way they have. Nothing but a headache every time I have gone there. I'm done. Ended up depositing the CASH in other account at another bank.

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    Contract & TermsStaff

    Reviewed April 25, 2014

    Chase bank send me a letter to notify their final decision to close my saving and checking accounts. I called them. They just keep telling me that they have the right to do so, but not giving me any reason why they make the decision. They can't give me any reason because I know they just don't have. The only thing I did to the account is to save money to the account, in order to buy a house. I have already signed a contract and paid the 10% down payment for my house. If I can't get approval for the loan, I will lose my down payment. I only have less than one month to get the loan, while they tell me they will close my accounts in a half month. I begged them for delaying the cancellation, but they keep telling me they have the right to do whatever they want to my account.

    Chase bank actually don't care about their customers, not at all. When I say "you don't care about your customer, and don't care about what you've done to your customer," they only said sorry, and without any solution for what they've done to me. If I can't find a solution for myself, who I can blame? Right now, I just think that I should never ever open accounts with chase bank before and after.

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    Reviewed April 22, 2014

    I booked online on January 25, 2013 for (3) round trip tickets with Philippine Airlines for trip from San Francisco, CA to Manila for my family for $4,664.70. I called PAL and cancelled the tickets. PAL refunded me but Chase reversed refund without my approval and by mistake.

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    Customer ServiceStaff

    Reviewed April 22, 2014

    This is my situation and complaint with Chase Bank, how they lie and contradict themselves with what they say to customers - not only the representative but also the executive department even after they contact me personally to tell me what was going to be done with my account. Everything happen on the 27th of March 2014 when my stepdad refund money was deposited by the IRS to my account, a Chase checking account. The bank authorized the direct deposit even though the name on the account did not match the direct deposit instead of denying the deposit and the refund going back to sender. Well two days later I see online account and there was an available balance of $3,780.00.

    Before I keep going with my story, my stepdad about two months ago had a stroke and 2 mini heart attack and after that because of the financial situation and him being the provider he got up off bed and went to work and fell off a roof causing him to stop working completely and impossible to get off bed at all. So because of him unable to walk, he decided to direct deposit him tax refund on my account since he doesn't have a bank account and if he request check, he wouldn’t be able to go cash it.

    Back to my story, because I saw an available balance on my account I went to the branch to get the available amount and was told that the money did not belong to me and that my account would be closed and the money return. I did not argue or anything but two weeks passed by and nothing was sent back to the IRS. So I send a message through the secure message in online Chase. I was very upset because they wouldn't allow me to get the money out and they didn’t send it back like they said but they were able to get $10.00 out of the money that was not mine.....

    You must understand my families frustration that with my stepdad’s illness we were counting on that money for bills, gas, and the other bills we have and I'm very irritated frustrated that you speak to someone and they tell you something and give you hope and that day comes that we should of received it and nothing and when we contact the bank again tell us to go to a branch and the teller tells us to call the bank and the something over and over again is just ridiculous how everything said was lies. If they would get in our shoes how would they feel but is a bank that they don’t have any needs nor have any financial problems. Their set their families don’t have to worry about if their light bill is been paid for. Or stop paying one bill in order for the gas bill not to get disconnected. That must be amazing not to have any worries while others like my family has to work hard every day and worry every moment of what we are going to do.

    Every family is always waiting for that tax season for the money that our parents have worked all year to get hoping to pay everything and be a little less stressed and debt relief but the bank wouldn’t understand our situation. All they can said is I apologize for your frustration or inconvenience. Well I hope no one has to go through anything like this but it happens every day every moment 24/7. Thank you for your time in reading my story hopefully something can be done or at least a different respond that the same I have received. I have send a power of attorney notarized to chase bank give me permission to get funds. That didn’t work. I send a power of attorney from 2848 to IRS for my stepdad and he requested for the IRS to please contact chase and ask to release funds. Hopefully that works. If not don’t know what my family is going to do.

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    Reviewed April 1, 2014

    Today a friend was going to town and offered to stop by my bank and deposit ten dollars cash and a check. The bank teller informed him the bank would not accept the cash without him being on my account due to money laundering fraud.

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    Reviewed March 31, 2014

    Never heard of cannot deposit cash. Cash! Small amount of cash into my son's check account. Lives out of town. New rule Chase Bank tells me. We opened the account with approval several years ago with the exact transaction I was just denied. They just made a customer an ex-customer. How can this be an example of good judgement on the management. Other banks out there.

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    Customer ServiceStaff

    Reviewed March 28, 2014

    I am a 25 year old male that bank with chase for over two years. I use my account to pay 3 car notes and 3 insurance along with other bills and about 3 quick pay for rent and two bills at home each month. My uncle was recently arrested and he needed $8,000 for bail. All the family members helped out by making cash deposits in my account to make bail. Chase decided to call me and ask me where was I getting money from to put in my account. I told them none of their business.

    2 months later I try using my debit card, it said I have to call the number on the back. When I called they stated after a overall review they are closing my account because my account poses a risk to the bank. They told me my account was closing 10 days after last transaction then they will mail a check. I also have direct deposit that comes through my account. How in the world they expect me to survive until a check is sent. NO ONE TOLD ME I WAS NOT ALLOWED TO HAVE A CERTAIN AMOUNT OF MONEY IN MY ACCOUNT OR A CERTAIN AMOUNT OF DEBITS. DO NOT USE CHASE BANK, YOU WILL REGRET IT.

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    Reviewed March 25, 2014

    I have been banking with Chase for the last 6 years. My wife went to put some money in my account and was told that Chase now requires you to submit cash deposits by money order, through the ATM and quick transfer. Way to go help out Western Union, someone should look into this...Chase is helping western Union get more money by requiring all cash deposits in the form of a money order. Lawyer anyone?

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    Punctuality & SpeedStaff

    Reviewed March 25, 2014

    I went to deposit a Cash amount of $80.00 in my daughter's account who is away in college. I had the account number and ID. She attends college in another city, and of course needed the quick finances immediately. I was told that I can NOT put a cash deposit into her account. (I am not on the account.) They suggested I go get a money order or a personal check and then make the deposit. Or better yet open an account with Chase and move money from the new account to put into her account. Oh my God. When did Cash become such a problem?

    I asked ONE simple... So if I put this $80 in the Night Drop, it will still get deposited and posted into her account. Because how will Chase know if she put it in or ME? They all stood at the counter looking foolish. I said.... HELLLOOOOO and they lady said, "Sorry we could not help." LOL... Let me just be clear. Chase is not a USER FRIENDLY bank anymore. Let me just tell my 1200 Facebook friends -- they seem to like these issues.

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    Reviewed March 25, 2014

    On Friday March 21st Chase informed me they were choosing to close my business account with no explanation. They said they had the right to discontinue the relationship without providing the customer the convenience of settling affairs. The same day March 21st I received a wire that was rejected. I also have other wires and my tax refund scheduled to be wired in which they are claiming will also be rejected. As of today they have provided me no way of accessing money that is in the account or allowing wires due to come in to settle before my account is closed. If they wish to close my account with no explanation that is fine. But to reject incoming commies that I scheduled before they made this decision is causing me great expense and damage.

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    T increased rating by 2 stars.
    Customer Service
    After a positive interaction with Chase Bank, T increased their star rating on July 14, 2015.

    Updated review: July 14, 2015

    After dealing with this issue for months we were finally able to resolve by going to a local branch and the manager of the branch did not stop until he got all of this taken care of.

    Original Review: March 20, 2014

    I have been a Chase customer for about 8 years. Both my children have college accounts as well. On January 31st, my daughter had 2 stolen checks deposited into her account via ATM somewhere in Indiana (we live in Oklahoma). When she received the text alert about the deposits she immediately called customer service and was told they were aware of the problem and not to worry her account would be frozen... The next day there were several cash withdrawals they let go through in Chicago (again we live in Oklahoma) so she called them again and was told not to worry they will take care of it... Nothing was ever done and her account is $-2,0000. So I contact them and was told they needed police reports so we provided...

    Now we are being told (by a very rude so-called manager of the fraud department) they closed the claim because it was past 30 days and we would be held responsible for the fraudulent activity because they couldn't determine if it was a fraud and there's nothing they can do... What are you kidding me, we are hiring an attorney and filing a complaint with the FDIC.

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    Staff

    Reviewed March 20, 2014

    I have a business in which I had to deposit a large amount of money into the business account, I walked to the Diversey and Cicero branch since my car was in the shop and I'm carrying this large amount of money, praying to GOD that I wouldn't be mugged or jumped on. The Chase branch which is two blocks from house, went inside to make the deposit. When I went to the window the teller is asking me for an ID. I was like WHAT, yes they needed a ID to deposit money. I was furious. Never heard of showing an ID to deposit money. I could understand if you are withdrawing money or cashing checks but to deposit money this is really stupid. I even spoke with a manager and they wouldn't even budge. So, I had to walk back home, get my ID and walk back with this large amount of money in my pocket fearing for my life.

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    Staff

    Reviewed March 8, 2014

    I opened an account with a large initial deposit but because of the unfair and discriminatory practices I was told that I cannot have an account at Chase (I have a Chase credit card that I am planning on closing as a result of my 2-hour laborious visit to my local Office is San Jacinto, California). Now they are making it hard to get my money back. Chase Victimizes people, and because they are Big and Powerful they get away with it. Avoid this Bank.

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    Customer ServiceStaff

    Reviewed March 6, 2014

    On Saturday, March 1 of 2014, I went to my Chase local branch to open an account jointed with my mom in which I have power of attorney for. After speaking with Luigi **, the banker that took care of me, he told me he had to fax the power of attorney to their legal department. After he did, he was told that it needed further review and it will be done within 24 to 48 hours. On Tuesday, March 11, I went back to the bank to find out if it was reviewed. When Luigi called the legal department he was informed that it wasn't done yet.

    When I asked to speak with the branch manager, I was told that he wasn't in so I asked to speak with the assistant manager. She told me that it can usually take up to 72 hours. Today, Thursday, March 6 being that it was past the 72 hours, I went by the branch to see if it was done and after speaking with the branch manager and he inquiring with the legal department, he told me that it has not been reviewed yet. I also speak with the district manager regarding this on a phone conference call at his office. While I was waiting at the branch to speak with the branch manager, I received a phone call from the district manager which was the result of an e-mail I have sent earlier today to customer service via my account's secure messaging on their web site inquiring about this.

    In conclusion I was told by the bank & district manager that until their legal department approves it there is nothing they could do. I told them that this was ridiculous since I have used this power of attorney for my mom to deal with everything for her. From buying a car, managing her phone, TV, electricity billing accounts to other things and never had this much of a problem. I told both the branch and district manager that I will be filing a complaint with the Comptroller of the Currency regarding this. I am currently a customer of their bank and have a checking and savings account with them. I currently have an account joint with my mom at another bank; Ocean Bank; which I opened using the power of attorney on the same day but wanted to close that account and open it with Chase because Ocean Bank only has a few local branches and not as many branches everywhere and they are not as good as a bank as Chase is.

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    Verified purchase
    Customer Service

    Reviewed Feb. 28, 2014

    Went into my safe deposit box and money was gone. This happened in 2012. I made a police report, called executive office and got no resolution. An investigation was so called administered and nothing came of it. I didn't even get a letter or callback stating the findings of the investigation. All attempts to resolve this issue was initiated by self. I did get feedback in late 2013 from Chase. Everything was repetitive. I don't know what took so long to respond to the BBB complaint since it originated in 2012 but I'm very dissatisfied with the outcome. Chase now tells the BBB that they sent me several letter which is untrue. The first correspondence that I had from them was in the latter of December 2013. This correspondence I had to ask for once again.

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    Reviewed Feb. 27, 2014

    On Jan. 15, 2014 I opened two accounts online with JP Morgan Chase Bank. I made two direct deposits from my current bank of $1500 to each account. They closed both accounts the next day for "security reasons." They accepted my money into the accounts but told me that they would hold it until they were sure that no withdrawals were pending. I have been calling once a week to find out when I would get my money. Finally I was informed that they had been closed Feb. 10 and it would be receiving my money in a week. It is Feb. 27 and they are still holding my money. A word to the wise. Do not open a account online or deal with Chase Bank.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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