Chase Bank Reviews
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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.
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Reviewed July 6, 2016
After banking and doing business with Chase for years, I just received a call from a brute named Bridgette who treated me like some welfare case. I was stunned by the cold impersonal tone in which she spoke to me about a couple of late payments. I forgave the long lines and lack of staff in the branches but Chase decided a late payment or 2 was unforgivable. TAKING MY BUSINESS ELSEWHERE!!!
Reviewed July 4, 2016
Chase Bank closed my account after a few months of delinquent payments. While I understand that, when I tried to explain the reason for the missed payments was that I had developed a brain tumor and fell behind on several bills before having surgery to remove it. I was with Chase Bank for years until then and had excellent credit. They also didn't care that my credit was ruined by their negative reports and just said there was nothing they could do. They wouldn't reopen my account. Humanity obviously isn't something this bank understands or cares about. I will never do business with Chase again.
Reviewed June 30, 2016
I opened an account with Chase last year. Loved all the features, used my account accordingly, minimal times I over spent or charged an NSF. My boyfriend and I deposit US POSTAL MONEY ORDERS on a regular basis. They are donations for our fund, etc. On Friday, June 10th, I deposited 3,265 dollars of Money orders into my account. Majority from 2015-2016, few from 2012-2013. My debit card declined the whole weekend following, I chalked it up to travel. I have to call THEM on Monday only to hear my account is closed and my deposits are being "reviewed".
At this point I'm starting to get frustrated. Why didn't they call? Why wasn't I contacted? When asking the reason for the reviewing of my deposits, I was told "They're more than three years old." Okay? Just FYI, FIVE of them were more than three years old (out of about 20), and US POSTAL MONEY ORDERS have NO EXPIRATION!!! So I wait a week, call back, "still in review", in order to release the funds I have to have the ORIGINAL receipt (I'm the receiver, why would I have that?) and now they won't release my funds that were in the account before the deposit AND flagged my account for fraud, so now I can't open an account elsewhere.
Now, I'm very frustrated. After bugging consistently until the 24th, I'm finally told I'll be sent a check for my funds. Thank God. These are legitimate US POSTAL money orders, written to me, completely valid. Received a check Monday, to the tune of TWO HUNDRED DOLLARS. Are you kidding me! So here I am, calling them again. "Ma'am without original receipts we can't release those funds to you." I finally said I was going to lawyer up. The representative hung up on me. Here's my problem with this: 1. If you didn't want to cash them, why weren't they returned in the first place? 2. Where does the money go if I don't get it back? They won't tell me 3. If they're NOT fraudulent, but old (with no expiration date) why was my whole account closed?
Finally, I walk into the original branch, where deposited, and have them call. He finally gets an answer. I have to get with the US POST OFFICE to try and get copy of receipts or a "good will letter". Easy enough right? Go to post office, they've never heard of this and have never been able to give receipt copies or do "good will letters". So basically I just made Chase Bank $3,265 richer. No real explanation. NEVER BANK with THEM.
Reviewed June 29, 2016
I had a bank account with Chase for about 3 years. I have been traveling for the last month and having one of my employees deposit petty cash into my personal bank account. She was doing this via the night drop box. Then last week while I was in another country, I found out that Chase closed my account without letting me know. When I called them, I was told that this was because I was receiving money in the night deposit and this was not authorized for my account, and that they had sent me a letter to this effect. When I tried to get this handled, I only got back from them that it was against their policy and that the closing of the account was irreversible, and that if I wanted, I could go back to another Chase Bank and reapply for another account.
The fact that I was left out of the country without access to my personal money meant nothing to them, and while I was given several apologies, none of the several employees I talked to actually tried to do anything to handle this situation. Chase must have an internal policy about the way they handle customers which is different from a traditional bank, such as "Chase first" or "the customer is less important than the profit." I am very disappointed that a company which should have as its product the safe keeping of their public's money in exchange for a fee, exists and operates in this country and is allowed to call itself a bank.
Reviewed June 29, 2016
At my most recent visit to Chase, I was standing in line and there was one person at the teller counter. There was one teller and I had notice a banker looking at me and trying ignore that fact that I had been there for more than 5 minutes and she did nothing to assist me. I caught her attention, by waving at her, but she would just turn her head and look away every time. I thought that was very rude. Was she just going to pretend that I wasn't there??? Then another person came in with his children and this banker got right up after 15 seconds and came over. Greeted them and ask them if she could help them and offer to assist them personally in her office. She was a few feet from me and did not even acknowledge my existence. I thought myself, "WOW! Did that just happen?"
Afterwards, I asked the name of that extremely unprofessional and disrespectful person and her name is Francesca ** and asked for her card. I informed her that I did not appreciate being treat like as I was nothing and I would be informing CHASE Management about her act of discrimination. She said, "I didn't see you." "Really? I was the only person in line. You looked at me and turned away several times and you came to the teller line and you stood 3 feet from me. I was right in front of the other customer and even he noticed me in front of him." Mmm. Something is severely wrong with this banker-person and Chase bank. I am a believer that if this can happen, it has happen before.
She kept making different excuses and said, that not her problem and chuckled and walked away. I called CHASE bank, both Mount Prospect Branch Manager, who said, she is a close personal friend of his and he knows her very well. I bet he does. Then, I called the 877-242-7372, Chase Bank Corp, the representative said, they'll look into it. Someone will be in touch with me. That remains to be seen. DO NOT EVER BANK AT CHASE. If you do, close your accounts and take your business elsewhere. Tell your friends to do the same. This is a horrible bank and if you choose to be treated like a person, a human being, go somewhere else.
Reviewed June 28, 2016
First issue is with a mortgage, second issue is with a credit card. First issue: My father has a mortgage with Chase and he had two late payments for 2 months. He even tried calling them and asking them if they would refinance or take a smaller payment temporarily, they said no and immediately tried foreclosing on him. He paid the two payments off and they stopped the foreclosure, but then they said he owed $5,000 in attorney fees and to be paid immediately and wouldn't take payments.
Six months later they tried foreclosing again due to the attorney fees not being paid, even though the mortgage payments were on time and in full. My father kept trying to negotiate with them the whole time but they wouldn't budge and wouldn't offer a payment plan. While they tried to foreclose, a guy from Chase kept stopping by and rudely asking questions (basically harassing) and trying to stick his head in the door and push the door open. Then he would go to the neighbors and harass them. The neighbors kept complaining about this guy.
Second issue: I had a couple issues with Chase due to a credit card. A couple months after I opened a credit card from Chase they raised my interest to 29.99% from 19.99%. I called and asked them why and they said there was no reason for it, but they wouldn't change it. Even though my credit card from Wells Fargo was at 16% during the same time. I had very good credit and no late payments.
A couple years later I became unemployed so I called Chase and asked them what is the minimum they would accept as payment as to not report a missed payment to my credit report. They gave me a number slightly below the original payment (not much help really) and I did this for a couple months. Then later I pulled my credit report and they had been reporting as late and lying to me. Yet I was paying the payments almost in full. I did the same thing with my Wells Fargo credit card and they didn't report and also gave me a better payment plan. Not to mention they were nicer on the phone than Chase. I also had an auto loan from WF and they were absolutely great. I would choose WF over Chase any day of the week.
Reviewed June 24, 2016
I tried to cash a Chase check today that is written on a local branch and made out to me. It's from a closing fee overpayment from a mortgage closing on my condo last week. It's for $130, and even though it was written from a local Chase branch, I was told I needed to pay $8 to cash it if I didn't have a Chase account. That is probably the most immoral, unethical scam to make a few bucks that I've ever seen! Not only will I never open a Chase account, no one I know will either, if I can help it.
Reviewed June 23, 2016
Do not use Chase Bank. They do not care about their customers at all. All they care about is making money. If you do not use their credit card for 6 months they will close out your account. They will send you fliers all of the time to fill out applications for their other cards. But, if you use their card, and then pay it off, and then not use it for whatever reason. They close out your account. They do not care if you are a good customer or not. They do not care about you at all. They are rude, and have no respect for you as a person at all. If you do not plan on maxing your card out, and using it every month, then do NOT use them.
Not only all of this, but they do whatever possible to screw you over repeatedly, and then ignore you when you try to talk to them. WORST company that I have ever dealt with and will not ever deal with them ever again. HORRIBLE!! Everyone should know about them before they decide to use them for anything. If you like rude customer service from a company that straight up tells you they do not care about you then go to them. You will get just that! They are all about hurting your credit every chance they get, especially if you are a customer that is in above great standing with them.
Reviewed June 18, 2016
We have been with Chase since 2007. We paid off all of our debt and have not used credit cards in a while. We received a notice in the mail stating that they were going to cancel our credit card due to inactivity. The only reason we switched to them in the first place was because they offered us a lower rate. When we called they stated that they could not keep it open, but we could re-apply. I would not ask them for credit if my life depended on it. They are **. DO NOT GET CREDIT WITH THIS COMPANY. THEY ARE HORRIBLE AND RUDE!!! I WOULD GIVE THEM A ZERO BUT THAT IS NOT POSSIBLE.
Reviewed June 17, 2016
I would of never thought that a multi billionaire company would condone their own managers to cover up for unlawful activities within the bank, and crucify an innocent bystander. Because of wrong doings that had nothing to do with me my career and bank account are at jeopardy. I was a former employee and customer of Chase bank and I have been accused of false accusations. My account has been restricted and now I can't access my funds. How is it that they have the right to close out my account and not disclose the reasons behind it? When my account has never been over drawn and has always been in good standing. The bank has all these rights to do whatever they please with MY own money, but how is it that as a customer I don't have any? People need to be aware of the illegal activity that is going on around Chase.
How branch managers cover up for a theft between lead tellers and split the money and they use new employees to run all over them and try and set them up but yet the branch manager gets to keep her job. Something needs to be done about this! They have horrible services, BM's think they can talk to people any oh way. If everyone stands together we will be heard and what was done to me won't be done to another person. If you are a bank teller for Chase watch your back with branch managers and lead tellers because they stick together and steal and frame tellers and try and ruin their career.
Reviewed June 14, 2016
I have been banking with Chase for several years. I have recently closed my checking account because the overdraft fees are ridiculous. I have the text alerts that are supposed to tell me when I overdraft, and within the last year I notice if I overdraft for something I won't get an alert until after 11 pm (the cutoff to add money before they overdraft your account) or the next day. So it seems more and more like they are purposely waiting to notify me. I called about this, and I get an answer saying that on "ACH" transactions they cannot notify me until the end of the day. I don't know why that is. I just had to pay $64 in overdraft fees for things that happened overnight. Doesn't make sense. I notice they are also getting rid of bank tellers and the drive up tellers and replacing them with kiosks. I have opened an acct. with Capital One where they have no overdraft fees.
Reviewed June 14, 2016
Chase accepted and deposited checks made out to our small business into someone's personal account. There were 11 checks at 11 different times. Chase did not catch any of them during a night audit or any audit which leads me to believe that Chase does not audit entries. When this was brought to their attention, they refused to return the money. The total Chase has allowed their bank/banker to embezzle from us is $47,000+. As mentioned earlier, we are a small business and cannot afford to do business with a bank that does not audit their daily transactions nor desires to take the fiduciary responsibility of correcting their errors. Beware small businesses.
Reviewed June 13, 2016
I sent in all proper info to change my bank for auto deposit and it is June 13, 2016. I still have not gotten my checks from Chase. This is the second month they supposedly reissued a check and now it is a supposed double check for two month sent on May 27th, still I have nothing. I am 78 and have 500.00 left to my name!!! Not one dime anywhere else! I use to have Chase as my bank for many many years because the BJ union of New York City uses them. They are terrible and have the worst customer service I have seen in a long time.
Reviewed June 12, 2016
I had Chase liquid account where all my direct deposit went and my bank always had money. Few weeks ago, they decided to just close my account with telling what went wrong. This happened right after my boyfriend withdrew money with my permission with my PIN number. This could really damage someone's weeks for while. They said they were going to send me check at the end of the month!!! So what am I suppose to do, starve for 30 days with all my money being in that account? They said they will send me the letter with my check explaining the "reasons", they wouldn't even tell me the reason over the phone?
About my account, seriously, if you want your money to be sealed off for 30 days for no reason go ahead. I really hope they close down soon with people realizing how mad of a bank that is. Not only that, at the branch, I was told if Chase wants to close your account they can do so without letting you know! Which happened to me, and she said that means they are kicking you of this bank cause they don't need your business like how you go to the restaurant and they can choose to offer you service or not? Like how can you compare a restaurant of 30 minutes business to a months of business with all money trusted with them?
It has set me back with my bills. I have penalties I need to pay off because this bank decided to close my account without notifying and sealing all my money in for 30 days! Please save yourself this horror and go to another bank. I wish I could give them 0 stars. Very poor customer service. I'm sure they are not going to survive for too long.
Reviewed June 11, 2016
We have banked with for several years and stuck with them after a lot of mistakes in their part. I then get a letter stating they are ending their relationship with us and if I have questions call. So I call, and what I get is the same thing the letter says no info on what their review involves. They also say if I don't close the account before the deadline my funds will not be available for 2-3 weeks. Thanks Chase for nothing. Stay away from them they are a fraudulent company. They obviously don't care about customers, only what customers out in their accounts.
Reviewed June 11, 2016
Hello, I was charge a $75 dollar processing fee and asked for a return. I talked to Jordan a "customer service specialist". She said her policy changed and wasn't able to help me. I asked simple questions on when did this new policy go into effect and didn't have a clue. She said they would give me a call back on Monday for an answer. I like how they know the policy on keeping my money but not much else.
Reviewed June 9, 2016
I opened a Chase account almost two months ago and then the nightmare started. I tried to use my brand new card twice only to be denied. It turns out that Chase, despite withdrawing the funds of the check from my father-in-law's bank, Bank of America on April 15th, decided they needed further confirmation of the original check-writer's signature. They never contacted my father-in-law or myself and took it upon themselves to close my account while still putting a hold on the money they withdrew from Bank of America over a month before. After I called Chase four times, Bank of America twice and my father-in-law once, Chase finally VERIFIED my father-in-law's check on May 27. Four days later, they finally decided to mail out a refund money order. It will be here in 7 to 10 days from the first when they mailed it out. This is mailing it from Texas to California. I still don't have my money after almost two months.
I have spoken with countless managers at Chase, including one Edward ** at their executive office and they claim to have done nothing wrong despite their apologies at inconveniencing me. This is truly the worst banking experience I have ever encountered and would recommend everyone who reads this to avoid banking with them at all costs. Chase is truly one of, if not the worst bank in America. It's unfortunate they are allowed to do business at all. I am starting a teaching job in September, and they would have had direct deposit from me every month. Luckily I learned just how horrible they are to their customers before this happened.
I would warn anyone and everyone to avoid doing what Chase considers "BUSINESS with them. They are truly one of the banking organizations which should have been disbanded due to their nefarious business practices with private individuals, although who knows... maybe they helped cheat so many former homeowners out of their investments during the crash. I wouldn't doubt it in the least. Do yourself a favor, STAY AWAY from Chase. They have no concern for their customers.
Reviewed June 7, 2016
I walked into the bank located in 4610 Queens Blvd Sunnyside, NY 11104 to make a deposit and get $50 change. The teller ** was like I'm taking a change from her account. She was mad on me!! She started asking me "from what company? Why you didn't call before you came here?" And she was talking very mean, then she said "I'm not gonna give you $50. I give you just $25!" I told her I don't want anything so I was very upset. I went to the customer service asking closing my account, but I didn't because it was a very nice representative. Her name **. She was more than professional with her big smile all the time, make me change my mind. Please Chase don't hire a this kind of people ** if you want keep your customers! Thank you **. You was very helpful!!
Reviewed June 7, 2016
After I reported that a check that was sent to me was more than likely no good, I informed the teller and the acting bank manager of my suspicions, I decided to have the check sent to the loss prevention dept. Somehow the bank thought I was trying to defraud them and restricted my account. Days later I spoke to the manager and explained the problem and I had the proof to confirm my story. He then had me come back on the next business day and he would try to work things out with the main office.
The account belongs to myself and my mother who is 89 years old and we both returned to get our account unrestricted. The manager explained that our current account would be closed but would be able to open a new one. This was good news for my mom and I because we were unable to have access to my mom's social security which had been restricted the last three days. As we were signing paperwork and installing new pin numbers, all of a sudden a phone call that the bank employee made to request that our funds could be unrestricted. After he got off the phone, he informed us that we would not be able to open a new account with Chase Bank because "I had put something up on social media concerning my account."
Not only would they not explain what this breach was about, they would not give us our money which is over $1300.00. I had to scramble to inform our landlord, loan company, insurance, etc that the checks we sent them would be no good and asked for extra time. I was told a check would be mailed out soon and I explained that we have no food in the house, I can't pick up my mom's prescriptions because I have no money for the co-payment and I will have to cancel my mom's cardiologist appointment again because I won't have the $20.00 co-pay. I can't do laundry because we need a debit card that we no longer have. The no compassion or non-caring attitude by the Chase employees who made the decision is just appalling and disgusting.
Reviewed June 5, 2016
After a week waiting for a hotel transaction to clear I asked them to make sure this will not be an issue with my job direct deposit - they said "oh no, it's ok." They added the money back to my account. Everything was clear and done. I always check my account several times per day. Next day I wake up and my account is left with $84. Spoke to 4 employees including a supervisor. They said "I don't see anything on your account. I cannot give you your money back!!!" My money that I work for. Chase will not return it. And they don't see the missing money. Please everyone be aware of the fraud! This company is doing.

Reviewed June 4, 2016
It worked one day and now it doesn't. I called, the call disconnected 3 times. The person with whom I spoke asked me for personal information that had nothing to do with my account. When I finally got her to listen to the problem she became incoherent. I have to find another bank.
Reviewed June 4, 2016
I have banked with Chase for over 20 years. Not long ago they switched my debit card to one with a chip. On 5/9 someone, somehow got a hold of card info and withdrew money from my checking account. I immediately contacted Chase and they opened a claim on it. They credited back the amount taken plus the 3 NSF fees until they could investigate and get back with me.
I received a letter from Chase yesterday stating they were denying my claim because they say there is no way anyone could have compromised a chip card. No amount of discussion swayed them. They didn't even pull the AMT video footage as part of the investigation. They instead had me call the Chase dept that handles the video surveillance to have me request that they pull the video. They refused. They told me I needed to open a police report and have them subpoena them to get them to investigate the video or I could hire an attorney and have them subpoena the video.
Long story short - beware if you have a Chase bank card of any kind with a chip and if it's compromised at a location that has a chip reader. They will expect you to prove yourself innocent rather than get off their lazy ** and pull the video. - They aren't telling people that if they are compromised - you will be held responsible. They do no investigation whatsoever. At least they didn't in my case. I guess it all depends on how much money you have in their bank.
Reviewed June 3, 2016
About 2 years ago I was involved in an auto accident, and needed to use my credit cards to pay some of the deductibles and other charges I occurred. I ended up with about $11,000.00 total on my credit cards. So I decided to apply for a zero interest loan for 15 months through Chase with their Slate card. Since I couldn't get a straight answer on the phone as far as the qualifications needed to be approved, I applied online. As I am getting $25000 o $50000 back within 90 days and my credit score is 740 I assumed it was a no-brainer. I make 50k a year, have never been late and own almost 50% of my home. But after applying it came back approved!! But for $2800?? I could go to my own bank for 3 times that but not at zero interest grant you.
After the blah, blah, blah song and dance on the phone I would have to reapply for the increased amount and again pull credit. So needless to say if I can't get it who actually can?? We can sell you a $40000.00 Lexus at 0% but not loan you $10000? So needless to say I will never be doing business with CHASE BANK. They have lost me, my wife, our 7 kids (all grown up and buying stuff on credit as well) and our 8 grandkids! So if it sounds too good to be true it probably is!! The switch and bait is alive and well!
Reviewed June 1, 2016
I went to the ATM and withdrew $300.00 and turned around and tried to redeposit it in daughter's account and it kept rejecting the money. I looked close at the money and it was counterfeit. I called the after hrs. line and they told me to go into the bank so I sent my daughter in on Monday morning and the manager took the money from her and I called and asked if they were going to give back that money and told me NO they were not responsible for it. I have pictures of the counterfeit money I was given from the ATM.
Reviewed May 28, 2016
CHASE banking team on all levels is FRAUD! We banked with Chase for 5 years and only recently they decided to cancel our account without any notification 3, yes 3 separate times, 3 weeks in a row. Always right before our direct deposits were to go into our account. My husband spent days with them direct in one of the branches with Chase employees trying to rectifying the situations. They used the excuse that someone hacked into our account and deposited, yes DEPOSITED checks and that they have never seen anything like this. WE NEVER saw the money or the checks. They say our accounts Savings and Checking are closed, but we still get text messages on our accounts and statements. We are now getting hit with overdraft fees on the accounts.
I just read some interesting information on the CEO JAMES DIMON and we can believe he received $23 billion in bonus in 2013 because that is all the money they are taking from us consumers. They have the worst Customer Service, they do not know the meaning of Customer Service. Chase employees are not trained. Chase employees don't care. Chase does not provide any solutions to correct the situation. Chase, so called managers lack empowerment. Chase lacks in true commitment!
Reviewed May 27, 2016
Chase, having the intelligence, heart, and sense of equity, has credited me with the full amount of my payment to the continued soulless, heartless, and microscopically intelligent Priceline.
Reviewed May 27, 2016
When trying to deposit less that 300.00 in cash into the mortgage account, I am denied and told I may be laundering money. The account belongs to my 84 yr old mother who has been with this bank since it was called Great Western... before Chase, before Washington Mutual... back to the late 70's. I feel that should give them enough time to establish that my 84 yr old mom is not laundering money. Previously I tried to deposit cash into her personal account for her birthday... yep... laundering money again.
I find this rude, inappropriate and horrific that the bank feels this is ok and doesn't give ** about the customer... the ones who provide the money for the "bank" to use and stay afloat. Where the hell do they get off not accepting legitimate cold hard cash issued by our Government? Perhaps their interest isn't in our country or taking care of our people. Check out their Global crap... foreign money is their friend and locals are **. You disgust me chase bank... and believe it or not, you are not all that. I tried to get a regional manager on the line. 4 phone calls, several transfers and long hold times to no avail. They don't want to take the calls and the agents/tellers on the phone don't help either and are told to get rid of you. Then comes circling the phone trees. Don't use this bank for anything. They are foreign invested and could give less of a ** about US clients. Boycott Chase!!!
Reviewed May 26, 2016
A big ** you to Chase Bank. 3 years ago I went online to open an account online with Chase when I was in rehab. They said for security they needed me to come in and show my ID which I understand. I told them I was in rehab, I was bedridden and I could not walk and could not come in so to please just close the account. Fast forward 3 years. We went in yesterday to a branch and we open an account and no problems. We have good credit with banks. They open the account. We get all the paperwork and account number. So I try to set up online banking and I ended up having to call Chase fraud dept. again. I understand they need to probably verify me. After 15 minutes the guy comes back and tells me that Chase has decided not to keep the account open but could not tell me why. I called the banker I dealt with yesterday and he calls them.
Apparently they have me flagged as fraud because of the account we tried to open 3 years ago and for that reason Chase decided not to have a relationship with me. So a big ** you to Chase and I will stay with Bank of America whom I have had for over 10 years with no issues whatsoever. When I went to get my opening deposit back the banker (who was extremely nice) said he even spoke to a supervisor and explained what happened 3 years ago and they would not take the flag off my name. So because I opened an account online (which they encourage you to do) but I could not go into a branch they think I am fraud. What a ** company. I hope they go under.
Reviewed May 25, 2016
Chase is manipulating its customers by not updating transactions and the available balance timely, therefore making it look like a customer has funds available in their bank accounts while they actually do not have anything available. I have been a victim of Chase non-sufficient fund fees due to this manipulation. Last night I quick paid someone because my account showed that I had funds available, but this morning my account was negative. I called Chase and a rep stated that, I was overdraft even before I completed the quick payment transaction. Why would the system allow a quick pay if the funds available in the account are not sufficient? Something is not right. This is a fraud. Please investigate.
Reviewed May 23, 2016
I have had Chase Bank for 3 years now and honestly it's almost impossible for anything to get done in a timely manner with this place! If you deposit a check on their "amazing" online deposit center they say it only takes 24 hours to clear to your account and no that's not the case at all. Sometimes it takes up to 48 hours for one check to clear! Then when you call to talk to customer care they don't know and they keep transferring you from person to person and still can't give you an answer on what is really going on. I am switching my service. I have had a horrible experience with this place. Horrible mobile app, check depositing and wire transfers.
Reviewed May 23, 2016
This establishment is not holding their customer service up to a decent standard... For example during rush hour they only had one teller available to service customers. I ask someone in management if they were able to assist the long line in anyway, and no one was able to come out to help.
Reviewed May 21, 2016
$15,000.00 in six months. Once there, is only valid for $200 because it have to be with direct deposit of your paycheck. After all that time, finally they send the statement with the $200 included. I close the account and the $200 is no longer there because I just close the account a couple days before. The manager of the branch at 38-18 Broadway, Astoria, Mr. Moe ** decided that after all this time they invest my money and because I closed a couple days before, I do not have the right for the promotional amount. How petty for a such size bank after using my $19,800.00 for all this period in their investments. Never again.
Reviewed May 18, 2016
Today, I contacted JPMorgan Chase regarding an overdraft in my account which caused a domino effect in extensive NSF fees totaling $204. I explained my situation where my account is blocked from making mobile deposits & that I have to funnel deposits through a savings account then make a transfer the next day; in addition there are no Chase locations within over 75 miles of where I live. I also explained that I have no source of income & currently out on disability. I pleaded if as a courtesy they can work with me in reversing some of the fees since this will cause additional financial hardship. The rep said they would only reverse one $34 fee. I spoke to 2 other senior reps not Supervisors or managers & they refused to help me further. I was even denied to speak with a manager in customer service.
Now I am out $170 because of this block on my account to make deposits & because the bank pays out a check for $146 first then charges for each additional item (which in my case were small amounts of $10, $20, $7, etc). The fees were 3x the amount of the debits. The bank makes money on each NSF fee accessed in retail banking meanwhile the bank reverses fees in other departments like Commercial Banking, Government banking, etc. When I worked at the branch level I reversed fees as a concession to customers all the time (especially if there was a hardship situation).
I am a disabled single mother to 2 children with no source of income & my bank who I've been with for years in which I trusted basically does not care that they took food out of my children's mouths. It's a shame how the poor customers like me are robbed with these astronomical fees while the wealthier customers get all their fees reversed with no problem. It seems like discrimination & unfair business practices when you have a set policy for one area & another policy for another. It is 1 bank & every customer should be treated as a valued customer. I know this for a fact in my former experience working with the bank.
Reviewed May 18, 2016
I was told by a customer service rep that Chase charges $30 to process a stop payment for a check. I have a Chase Business checking account and have maintained great standing with them since opening the account ~10 years ago. I mailed a check...recipient never received it (and it was confirmed as not processed), and I thought tell my bank. Their answer, "the $30 fee is for a specialist to review this." My jaw hit the ground. Chase tracks everything, secures my cards with chips, and puts other limits on my account (which needlessly hinder my activity), have all the technology in the world and yet, they have to bring in a specialist to stop payment on a check for a customer who receives a dismal .01% interest rate. Baffled.
Reviewed May 12, 2016
For 4 years used a Chase and always they try to give the service. 10 days ago they blocked my account. They said that need to verify any deposits and freeze all my money. Every day try to resolve this case, but the agents and Supervisor only said "you need to wait and we cannot to do nothing." After 10 days I called other time and only say me that they decided to cancel the relations with me, but not give a clear explanation. But the big problem was that they cancelled the accounts to my family members and my ex-wife. It's crazy. Only said "this is the decision and you need to wait other 15 days for your money." Never recommended this bank in my life.
Reviewed May 12, 2016
I have a Southwest Rapid Rewards Card I use for business. I received an email stating that I would receive 5000 bonus points for each friend I referred. I got a co-worker of mine to sign up for a card. When it came time to get my bonus points Chase states that because of complexities and privacy there is no way to give me the points. They would not give a clear answer on why, just that it is complicated. So essentially, they will let you market the card for them and not honor what they say.
Reviewed May 10, 2016
So I have been banking with Chase since they were Washington Mutual - 16 years. I recently moved and there is no Chase in the entire state that I now live in. Trying to close my account has been an utter nightmare. Because I recently moved I cannot close my account for SIX MONTHS because I have too much money (over $1000) in it. Trying to mail myself a check was the next option, to reduce the amount I had in my account. IT WAS 5 DAYS LATE, and then they canceled it the day I got it. They are not a bank, they are more of a black hole of poorly trained, underpaid people ** with your account when they are not even qualified bankers. And then they charge you to undo their own actions. AVOID AT ALL COSTS.
Reviewed May 7, 2016
This bank is the most awful, racist and discriminatory bank ever! They closed my accounts for no reason, just because I am an Iranian, and now I have to run to get my money back! I am going to sue this sucks bank!
Reviewed May 5, 2016
Yesterday, a teller would not take straight deposit (postal money order) payable to me. I was confused so, I ask to cash it. NO, she offered money in my existing account, only? I deposited it into another account, withdrew same amount, then deposited that cash back to the first account. That was 3 transactions and 10 minutes instead of 1 straight deposit 1 minute (at least she was nice)? But, not usually the case. Prior to this, the bank refused to cash a check drawn on same bank with good funds for me, and I bank there. They refused a deposit into my own account of a check payable to me without ATM card as ID however, no ATM card was linked to the account. Prior to that they refused to transfer funds from one account direct to another. I am on both accounts (and was MEAN). I refused to move, called telephone banking & did the transaction on the phone in front of the teller. I asked her why the phone teller could do it, then left.
I tried to cash a Chase check in another branch, good funds, I am Chase account holder they tried to charge me. I left. I have so many Chase stories. I refused to enter the branch closest to my home. I refused to enter my home branch. Maybe I do not LOOK like someone who deserves fair treatment? What is left? Oh here is a suggestion, BE NICE CHASE. The meanness and condescension is unattractive. The staff in Upland North is very nice though. People mostly need a little help and understanding, especially when the situation at hand is a Training Issue and not the fault of the customer.
Reviewed May 4, 2016
I'm on disability. My check goes in every month. For 2 year they allow you to overdraft on their discretion. But 34.00 charge for a 5.00 purchase is so unfair and the most important things you need to pay the day before check comes they return and charge you 34.00. If they know your deposit is coming it should be our discretion on purchases for that 34.00 fee not theirs. Also fees should be less anyway. Cannot believe they can get away with this. I Pay more in fees than anything. There should be a limit per month what they can charge on overdraft. They know if you're disabled you don't have much money. So why take advantage of them?
Reviewed May 3, 2016
I opened a high school checking account last year (junior year) for my son. Suddenly in April 2016, Chase started to charge him monthly fee. I called Chase to inquire about the fee, an unqualified employee told me he needs to have direct deposit from work or social security or linked to parent's account. I told her he does not work but his account is linked to mine because that's how I opened it for him.
She told me it's not linked to my account, but linked to my daughter's college account. I asked why and who did it. She insisted he needs to have direct deposits from work even after I told her he's a high school student with NO job. I then requested to speak to a manager. Customer specialist (manager?) told me somehow it's a high school account but is not linked to parents account in April. She didn't have answer as to why or how. It just did somehow. I accidentally caught their mistakes. Chase does many tricks to rip off even high school kids. People need to check their money more carefully.
Reviewed May 2, 2016
I deposited a Cashier's Check, from my Wells Fargo Bank Account, to Chase on Saturday. I was advised, by a Chase Supervisor Alex, that the funds would not be available until Tuesday 05/03/2016. I was confused as to how this is the case when a Cashier's Check is easily verifiable by the electronic feed on the bottom aspect of the document. Subsequently, I am finding it a challenge to pay for necessary expenses such as: student loans, kid's tuition fees, car loans, etc.
I have been a Washington Mutual/Chase bank customer for over 18 years. This has been a huge inconvenience for me. I would hate to sever my longtime relationship with your bank, however, this experience leaves me no other choice. It appears to me that Chase is no longer the bank for working professionals. There has CLEARLY been a change in customer relations. Usually, I am loyal by nature. However, this experience has changed my attitude and perspective on how businesses value customer relationships. I recognize that big banks could care less about the everyday working stiffs, but I don't have to bank with them. They can do what they do without my few pennies. There are many other choices out there, including credit unions. Time to begin the courtship.
Reviewed April 29, 2016
My wife died Mar. 4, 2016. On April 6, 2016 I brought the death certificate to my local Chase branch. The banker brought up the account on his computer and confirmed that I was the beneficiary. He then opened a money market account in my name to transfer my wife IRA money into. He told me it would take up to 10 days but would most likely be less. I have been back to the branch 3 times now and as of this day, 4/29/2016 I have not received the money. I have been told that the estate dept. is reviewing it. What is there to review? We have a marriage certificate, death certificate and I am the beneficiary. I would never invest money in Chase again!
Reviewed April 28, 2016
Chase bank is nothing but a rip off. I had a payday loan. I paid it back. After I paid it Chase bank told me they resubmitted it again so I put stop payment on it. Chase said it came thru the bank again as a ACH payment and Chase paid it 300. I had proof I had paid it. It's a long story so Chase stole 300 dollars from me. I think the people that work for Chase and Chase themselves lie to people and they keep the money. I don't know how they get away with stealing people's money. I can't say how I really feel about them so I will close - don't ever get a Chase account.
Reviewed April 27, 2016
Had a check stolen from my mailbox and some idiot just lamely wrote a name over it and tried to cash it. The Chase Bank caught it and NO MONEY WAS LOST BY CHASE. They will not give me my money back and just keep stalling. They even lost the original affidavit I originally submitted, and I had to do it all over again. The worst crooks ever!
Reviewed April 26, 2016
Chase is the worst. First my personal accounts were closed with no rhyme or reason. They will not tell you why because they have to be very selected on giving information out of fear of being sued. I was not contacted to verified my charges so my accounts were closed. Now I have their credit card and I'm having issues setting up my account to either see my charges or pay the bill. I was transferred four or five times to solved this. The outcome, go to a branch with two IDs. I'm closing this credit card, I will no longer give this company my business. Unfortunately, I have to give a rate. Pretty much my rate is -10.
Reviewed April 25, 2016
Small Business - Forged Check - Claim not honored -- My daughter took one of my business checks, wrote it to herself for $9000 and then proceeded to sign my name and cash it. I filed a claim with the bank and filed a police report with charges being pressed. The bank said because she lived with me and was an employee that I showed lack of care and ARE NOT refunding the money. I do NOT support someone taking something that is not theirs and getting away with it. My small business does over $1M a year in revenue and they could care less!
Reviewed April 24, 2016
I went to use my check card and was declined. I called Chase and the rep told me they just received word of fraud occurring on some customer accounts. She told me someone used my card in Tx, when I live in Ca. She closed my card, verified 4 other charges that were not mine & filed a claim. I logged into my acct the next day to ensure no other charges had posted. Spoke to 5 different reps & explained to each what happened. They credited, reversed, credited & reversed the charges. The bank said they viewed the claim & would deny credit. I was being penalized for a thief stealing my card info & using it!?!
After a total of 9.5hrs on the phone--a senior specialist told me that they would credit me permanently 3 of 5 fraudulent charges. Since 2 were at a grocery store (I show pattern of grocery shopping, so it's automatically mine!) Today, 5 days later the 3 credits were reversed & the customer service rep said, "They're yours." How is that possible when I've never shopped at those stores in Tx or purchased from online sites they mentioned?! THIS HAS TO BE ILLEGAL!? MY HARD EARNED MONEY SHOULD BE FREELY GIVEN TO A THIEF & I GET PENALIZED?!
Reviewed April 21, 2016
My uncle has a business a/c at Chase. He needed to go out of town, so he took me to his bank at 3103 fm 528, friendswood, 77539 and the banker (**) took my driver license for all the necessary information. After couple of days, I needed some change (quarters, dimes) and went to the same location. The teller said I needed my debit card. Since ** was just next to the teller, I told him if I can get some change. To my surprise, he said I can only make deposit and can't get change. That is really sad that I can't even get some change after I got all my personal information and my uncle has business a/c with them. I waited in line for half an hour since three employees were helping one customer cashing check. So, I drove 13 miles and went to wells fargo. They gave me change with a smile, no debit card or no attitude. So, I ask people to think twice while before doing business with Chase.
After couple of days, I called Chase Bank to complain about the incident and the representative said they will do the investigation and sorry for mistreatment. They didn't even ask the location or name of the banker. How in the world they will do the investigation if they don't have any information regarding the incident. So, it is the proof that whole bank system don't care about customer service.
Reviewed April 21, 2016
Seeking a Business mortgage and not a proper response -- When my husband I went into Chase Bank to seek a commercial loan, we were told that Suzette at ** would assist us. We waited for her to call us and never a call, so we called her and she spoke to us but did not seem to know her job. She said she would call us back and never did. So we went into their bank yet again. When we filled out a personal loan this time, no call back. We called them and they were not familiar with our application. UGH! I think that this is not good customer follow up.
Reviewed April 20, 2016
This was a horrifying experience for a single mom that is barely making ends meet to go through. First, Chase Bank allowed fraudulent transactions to transpire multiple times without my awareness. Second, told me to go into the branch I originally open account with to open claim for investigation. Then, told me my claim was not done in a timely manner which they filed for me. Lastly, through the late claim I was denied my investigation and refund. Please explain?
Reviewed April 20, 2016
I have been with Chase for many years but just in the past few months both over the phone and in the branch I have had a very bad experience. They act like I am not the person on my account. I changed my address over 2 times and they still did not make the update. When walking into the branch on Manor Road to get checks, I waited 30 minutes for them to confirm who I am. After being told "You do know we charge for checks?", now my husband's debit card stopped working and I called in to find out the man over the phone tells me "Just like your husband called you to tell you about the issue you should have him call us" regardless that we have joint accounts they wouldn't help me at all. It feels like something is always a problem when it can be easily solved if they knew how to deal with customers the right way.
Reviewed April 20, 2016
2 months ago my 84 year old mother had a bank account closed for no reason by Chase Manhattan bank. I myself just had my credit card account closed by Chase Manhattan. It seems loyalty and performance means absolutely nothing to Chase. I have a credit score of over 800, and I always pay my bills on time. Apparently this happens to a lot of people, this is the most dishonest credit card company I have ever done business with! They do nothing to make things right. The customer service is terrible, and the worst experience I have ever had! DO NOT USE THEM!
Reviewed April 17, 2016
I felt attacked that I was calling after realizing I lost my debt card. I was being questioned like I was an idiot. The people on the phone lack customer manners. When someone is calling after realizing they lost their card and a someone already used it, you aren't rude to them. I was asked or told that where the person used my card at a location I have been before. Ok even if that's the case I am telling you this time it wasn't me. BUT when I do try to use my card when it is me let me tell you how many times I have had to call in to confirm it's not fraud.
Chase needs to step up and retrain their phone employees or they will lose clients. I don't want to deal with that every time I call in. They are short, rude, and really sound like they can't be bothered. Um then get a different job. Again we are the victims calling in after our cards have been compromised! Maybe the person who took my card knew to use somewhere I have been so I won't notice. Either way again it wasn't me, so please don't talk to me as if I maybe forgot I used my card. I am very aware of where I spend my money Chase. Also it's hard to use my card when I am home asleep. Hence the panic when I call in. Chase I hope these reviews get to you because you need to really realize customer service is a real thing.
Reviewed April 15, 2016
The person or persons who came up with this new line of operations in Chase should be FIRED!!! I've always liked Chase but this new trend they are creating is unreal. They have entered the land of no customer service. How dare they treat consumers this way. We better wake up in this country because we are headed for disaster. When a major bank can cut the number of tellers down to 2 on a major street in Houston then that tells us they are publicly saying forget the consumers. They cut the drive-thru service out for customers and only have one atm in the driveway and the line of cars is around the corner. I am outdone with Chase. They are trying their best to cut out workers in this bank. Chase you have gone from sugar to **!
Reviewed April 14, 2016
The Chase Bank at Smith Valley and 135 shut down the drive thru, and got rid of most of the tellers. Now they have rude tellers that work there, not friendly and sometimes only 1 teller is available. This bank is horrible now. You might as well close the bank.
Reviewed April 5, 2016
I have been a loyal customer of Chase Bank for 6 years. I loved Chase. I loved Chase Quick Pay, the Chase app, everything was great. And then the day came when I came into some inheritance and deposited a large check. I knew a large check might take a while to clear, so I specifically asked the bank teller how long until the funds would be available. She told me 5 days, and even circled the date on my receipt, which I kept. I was very excited to pay off my student loans, so the day I deposited the check, I immediately paid off my debt, knowing that the funds would be in my account within 5 days and would therefore have enough money to still pay my bills. Lo and behold, the date on my receipt came and no funds were released.
I called and spoke to a customer service rep who said she couldn't tell me why the funds were delayed beyond the date I was promised, but that she knew the hold on the deposit was going to take 9 days, instead of 5. She then transferred me to someone else who could give me more information. The next customer service rep told me that the hold was actually going to last 12 days, instead of 9. When I asked him why the hold changed from 9 to 12 days in a matter of 10 minutes, he said the last person was "just a customer service rep and didn't know what she was talking about." Cool. Then he blamed the delay with the deposit on the bank where the funds were coming from, rather than taking any responsibility on behalf of Chase.
I immediately asked to speak to his manager, who told me the exact same thing, that they just automatically extended the hold to the maximum number of days legally allowed, and again blamed it on the other bank. When I told her I was now going to not be able to pay my bills and would probably overdraft my account, I asked if they could just release a portion of the funds to cover my bills, or at least not charge me overdraft fees. She told me that she couldn't promise that Chase wouldn't charge me fees for overdrafting my account, even though it was their fault. She basically did nothing.
I spoke to 3 people at Chase and none of them helped me whatsoever, nor did they seem to care at all about the issue. I am SO DISAPPOINTED in a bank that I have recommended for several years now, and used to be extremely happy with. The least they could do is not charge me overdraft penalties, and they took no steps to do so. They clearly don't care at all about their customers, and I will be taking my business elsewhere.
Reviewed April 5, 2016
Went to the Chase branch located on Allen Center (Houston, TX) today April 5, 2016 around 9:30am. I needed to speak with a personal banker and unfortunately they only had one personal banker for the entire branch. I asked the teller if there was anybody else that could help me and she said no and gave me three options: (1) Wait; (2) Come back later; (3) Make an appointment.
I decided to make an appointment in order to be certain that I will be able to talk to Mario (personal banker). I left my name, number, appointment time, and brief message and the teller asked me to. She also informed me that I should receive a call from Mario, which I did not, but still decided to head to the branch since I had an appointment. I got there 5 minutes earlier and checked in with the same teller. She informed me that Mario was still at lunch and asked me to wait. When Mario came back, the branch manager Wynter **, had Mario take care of another customer. After seeing this, I approach the teller and ask for an explanation. She did not seem to have one and this made me upset. She then said that she could check with her manager to see if she could take care of me, but the manager already had someone in her office. I will now try NOT to make this personal, but more about what happened:
1. I find this situation very disrespectful towards my time. I went to their branch twice in a day and got nothing resolved.2. The branch did not honor their word. I was supposed to get a call and did not. I was supposed to have an appointment and did not.
3. The manager could have helped the first time I went to branch and did not.
4. Lack of commitment. They advertise on their site that they are #1 in customer satisfaction among largest U.S Banks and well, they do not.
5. Teller did not offer me any solutions, instead she made excuses. This is small branch. The other personal bankers are on vacation. You made an appointment for the same day. I gave him the message, he must have gotten busy.
I am now planning on closing my accounts with Chase (checking, savings, IRA, credit card) and go to a bank that actually values my time and appreciates me as a customer.
Reviewed April 3, 2016
Chase closed my account without any reason. They reversed three automatic deposits made on 1 April 2016 and did not send the money back to the senders. I ask where the money from these deposits are and they say it's not posted but said it was not returned either. They give me no information about when I will get my money. There are many people posting on Facebook about the same thing happening to them. DO NOT BANK HERE.
Reviewed April 1, 2016
I don't trust this bank with handling my money anymore & I've been with them for more than 5 years now. They claim they are always trying to help & on your side but with a simple dispute that should be over already (4 months later) they have given me money back & taken it out at least 3 times with no good reason. Really I'm the one who keeps after them when I see what is going on in my account & they give bogus excuses as to why it was taken back out. Truly another made up excuse when "that" was never part of the problem before.
Another time a rep just decided to give me another credit because she mistakenly reopened the case. Didn't realize money was never taken back out but she still gave me another credit & then I saw it so they took it back... of course all they could do was apologize. If it's not one thing it's another with them! They honestly have no clue what they are doing with other people's money & I'm STILL waiting for a manager to call me!
I already told MANY of them that I will not be a customer of theirs much longer, it's just a matter of time. They don't put in notes & I'm so sick of having to repeat myself. But even worse where is their quality assurance department? "This call may be recorded?" Well... I also told them I am going to have to start recording each call I make to them since they obviously don't & really don't do their jobs correctly. Save your money & peace of mind!
I called tonight/this morning for a simple question & had issues with the automated system & then it STILL allowed me through to my account information. So I informed the rep who made THAT the big issue instead of just helping me with my simple question so I could get off the phone & SHE could go investigate. She put me on 3-way with the automated system & ended up disconnecting me, making me go through everything all over again with someone else, making things a lot worse because of course that woman wanted to try to fix everything after I'd been on the phone for 40 minutes. & I kept telling her "I just want to go to sleep" & "NO I don't want to fix things now"! It's not MY job to call managers, they are supposed to call me as I requested - period.
Reviewed March 31, 2016
A home purchase is one of the biggest transactions a person makes in their lifetime. Chase Mortgage doesn't care about their clients one bit. From the top management down to the loan officer you will get very little service (like answering their phone, sending emails, answering questions) from this company. Their mailboxes are full, probably because they don't answer their calls. If you need a mortgage stay away from here. Stay away from Caroline **, unless you like not knowing what is going on. Her bosses W. ** and Gregory ** (they will not answer or do anything either) But they all have the same slogan: "If you are not 100% satisfied with my service or your experience with Chase at any time, please let me or my manager know right away." The problem is that you can't contact them to let them know that they are doing a terrible job.
Reviewed March 29, 2016
I deposited my paycheck 03/24/2016 at ATM on Chase Bank on 2495 NW 87th Ave Doral Fl 33172. The amount 1950.00, but machine read 950.00. Two days after I call and after wait 25 minutes they transfer to claims department. Solution I get my money in 12 hours. On march 29 I went to the bank and representative ask me, "Bring screenshot from your job and you get your money in minutes." I go back to my job and my manager said is impossible. Is restricted information. I went back to the bank and they give a solution. I have to wait till April 5. I asked for a manager but she left early Tuesday 2 pm. Supervisor promised put a note in the system. Nice solution for a trusty bank.
Reviewed March 28, 2016
Every time I call they always put the wrong address in so they can hold money. Never again will I do business with this bank again.
Reviewed March 27, 2016
Had a account with them and every time I called in concerns to my account NEVER could get a straight answer. EXTREMELY long wait times on the phone. Terrible speaking agents that you can't understand. Closed my account and they put it on my credit report. Asked to have it removed and was told they no longer report it and it's just there. They refused to remove it. Once tried a repossession of my car after only 2 days being late and I was in the hospital having a surgery to repair my leg.
Reviewed March 26, 2016
Don't Bank with Chase. You will open a account and they will close it and ask for the same documents and waste your for another hour or two to reopen it.
Reviewed March 26, 2016
I recently paid off my JP Morgan account due to fees and interest. They really make it hard to pay off the debt completely. They would not accept my debt card saying that they could only charge the card the daily amount and of course my total pay off was over 500 daily limit. I asked what would be my best option as I was trying to build credit and wanted to pay down this amount. I was told that I had the account for under 6 months and that It would not reflect well on my credit anyway and was told that it would basically be the same as if I paid it off or keep paying the fees and invest for over a year and then it would look favorable on my credit.
I ended up paying the 1,437.00 in cash. Now my credit score is less than when I started paying into this company. It's really a let down to know that this company makes so much money off the poor or people they think that are poor. The customer service is so horrible and the statements from the bank is written in such small letters and numbers that most people can not read just how much is going to pay off the principle.
I would and am telling all the young people I know to steer clear of JP Morgan and tell them how they operate. They do nothing for our community, they take and keep you under their thumb. It's much better to get a prepaid credit card from your own credit union and play with paying it off and keeping the balance over 70%. If you fall you're in your own backyard and you have learned something. Do not learn at the expense of giving to people who have more than most. Thank you JP Morgan for helping me see you more clearly. I know this won't change anything especially for me. If it stops one person from getting tangled in your web it was worth it!
Reviewed March 25, 2016
Never do business with chase bank. They steal from customers and lie. They did not send 3 consecutive payments or mail documents to me. The document they sent was late and improperly filled out. They e-mailed an e-mail address I have not used in 3 years. They have been e-mailing the current e-mail address for 3 years. But I have contacted many and was passed to the "executive office", who was not helpful. Please please please do not use this bank!
Reviewed March 24, 2016
I opened an account at Chase in Ridgewood, NJ for my business. They were all too eager to push me out the door for not having the right documents. I handed in all the necessary documents, and got a call a few days later that the last digit of the YEAR of my business document was cut off. I had to jump through a ton of hoops to get it corrected. The women at the bank, SHARON and RICHA were really not helpful, didn't listen. And when I sent them the document corrected (which thanks to Legalzoom took FOREVER to get) I had to contact them to find out that the account had been closed THE DAY I SENT THEM THE NEEDED document they ALREADY HAD with the last digit of the date. I've done business with Chase for almost ten years. I'm moving to another bank.
Reviewed March 23, 2016
I called customer service at 18005243880 on 3/23/2016 @ 3:40 pm. I was talking to Debby or someone she asked me to tell about dispute reason. I was explaining. After 15 sec she interrupted my speech and said “We will work on it and thanks for calling.” I mentioned “It's rude.” She said she don't care as I was not American citizen. RACIST people. At first I told this transaction was at India. She simply lost interest talking to me. Can't be if we are Indians we don't have right to talk with you?? Then why do you offer accounts for you. Not ethics.
Reviewed March 23, 2016
I called Chase Bank on Friday to stop online transaction from my Chase Bank account. And representative ensured me that she will take care of it. But on Monday I found that that transaction went through, and because of it I am facing many troubles and financial loss. I hope Chase Bank will compensate me for my losses, and will take care next time such thing does not happen with its customers.
Reviewed March 21, 2016
Called to complain about a negative experience and spoke to customer service specialist Gregory who told me he was "indifferent" to my experience and if I was dissatisfied I should "close my account, forfeit my points and go somewhere else". Needless to say one of the worst experiences I've ever had with a business.
Reviewed March 21, 2016
I've had 2 accounts at Chase Bank for the last 10 years or so. When I opened them, in addition to a savings account, I was encouraged to open a limited checking account, so I would have easier access to the money. Since these accounts have only been used a handful of times over 10 years, I rarely look at the statements. When I did check a recent statement and saw that a $20 fee had been assessed, I went to the bank to ask why. I was told they had begun assessing a $20 service fee in July of 2015.
It's now March, so they have removed $160 from this dormant account. I immediately closed both the checking and savings accounts. I have never earned more than a few cents per month on these accounts. So, I did not "save" any money, and, in fact, it actually cost money to give Chase Bank the use of this money for the last 10 years. This does not even make sense. When I expressed my dissatisfaction, the Chase employee did not even acknowledge me (and I was both calm and polite). My experience included both poor customer service and the assessment of an unethical fee. Shame on Chase Bank. They have devised another scheme to rob their depositors of their money.
Reviewed March 18, 2016
I went Chase to deposit $400 in my daughter's acct. She is in college in CA & I am in GA. She needed emergency cash because her car is broke down. It is Friday afternoon & you can't get a rental car for a 20-yr old. They refused my cash that I withdrew from my Wells Fargo acct. Wells Fargo & Suntrust bother accept cash deposits. Cash deposits is how I use to receive my child support. Everyone PLEASE put Chase out of business by NOT doing business with Chase. My daughter is closing her account with them.
Reviewed March 18, 2016
On 3/17/2016 I went to pay for purchases at a local grocery store. Used my Chase debit Card and it was declined. Called Chase Bank and they stated I reported fraudulent charges were made on my card. There were no fraudulent charges especially not reported by me. Because of this my card was cancelled even after verifying my identity. I emailed them the requested documents. Passport, driver license, and a birth certificate. Because the card was so worn with use, I was unable to sign it. They would not hear of it even when I explained that I was disabled collecting Social Security and needed the card to buy food.
Tomorrow I will have to visit the bank to receive a new card. After my next Social Security deposit am definitely closing my account. I am 60 years old and have never experienced such a mean spirited banking institution. Their employees aren't trained to think at all. I believe the bank is called Chase because after they are done stealing your money, you have to "Chase" after them.
Reviewed March 14, 2016
There was a suspected fraudulent transaction in our account. Well and good... Banks need to fight fraud. But they never called me, never emailed, never texted. They mailed me a letter, 6 days later, and I received it 9 days later. Meanwhile, we were wondering what was going on. I called Chase. They claimed they called (which they didn't), but they also said their policy is to not leave a message. With all of the phone scams these days, most of us don't answer our phones if we don't recognize the number, so even if they had called, it would have been useless. When I talked to their rep, she was very snippy with me, totally unconcerned that we weren't notified for 9 days, and called me a liar when I told her we had never received a call. Not the way to treat a loyal customer.
Reviewed March 11, 2016
Recently, I had a bad experience with Chase Bank. I've been a loyal customer for 4 years and had a checking and credit card account with them. In the middle of February, I got confirmation from the IRS that my $1,080 federal tax refund has been deposited to my Chase checking account. It was even confirmed by a Chase representative. However, they closed my checking account the day after the check got deposited without any sufficient reason other than that there was a -$60 balance which was tacked on by Account Maintenance Fee, NSF fee, etc. I was furious. Their fees are ridiculously high. I've pulled my account records and counted over $600 in overdraft fees alone!
The situation got resolved (hopefully) when I walked into my local Chase bank branch and they informed a cashier's check got sent to my old address. They then had to cancel that check, re-issue a new one to my new address, and wait up to 2 weeks to receive it. After all is said and done, 4 weeks has gone by and I'm late behind my credit card payments. Thanks to Chase. Never again. They have ruined my credit score down to 300! I'm going with credit unions from now on.
Reviewed March 10, 2016
My son sent money to our account at the Members First Credit Union, and did so by using the internet and quick pay. All I had to do was to go to the email and open it and go to the Chase website, put in some passwords and the money would be transferred. I got that far but when I tried to put in the password, the security code and whatever else, it refused to take it. After about an hour and numerous attempts I finally gave up. It was necessary to call a branch of the bank for help. Only then could I get the money transferred. The website is very unfriendly.
Reviewed March 10, 2016
Chase has told me that they are always willing to work with long term customers. Today I applied for a Southwest credit card from Chase. I was denied. I called the reconsideration line to ask why and explain any problems that may have be of concern. I have a 685 credit score, no outstanding debt, 0 balance on all of my credit cards, no late payments in over a year and I run over $100,000 a year through my Chase account with a minimum balance of $3,500 ranging up to $30,000 in checking at all times. I had a charge off 1 1/2 years ago from a bad business deal that caused some financial issue. I paid back $18,000+ of debt and have had no issues since.
The fact that other banks offer me cards weekly but my bank can't seem to get it done baffles me. All they ever do is charge me $80 a month in bank fees and talk out their necks. The guy on the reconsideration line was the rudest person. He would say something and I would reply ok, then he would stop and say "go on sir" with an attitude like I was trying to cut him off. I have never had such unprofessional behavior from a group of people that handle my money. Chase is garbage and I look forward to changing banks tomorrow.
Reviewed March 9, 2016
I have used their online bill pay for years. Recently a payment I made to my credit card did not post, but the funds left my account. The credit card said it was the bank, Chase said it was the credit card. Many calls, emails and time spent by me...eventually uncovering that Chase posted my payment to an entity I had never heard of. I eventually contacted that entity. Got my money back. In the meantime, paid the credit card. Now my credit history shows a late payment, and Chase is now stepping in and paying the credit card again (**) even though I've paid them. Too late, and making everything worse. I hate this bank so much. Switching as soon as I can.
Reviewed March 8, 2016
A fraudulent charge was made on my Chase visa in November which I was alerted to via text and email. I indicated this was not my charge and it was reversed along with a new card sent out. Well, that business where the transaction occurred has sent the amount owing to a collection agency and Chase has told me that they can't do anything, nor should have done anything. So much for fraud protection or customer service. I will stay with American Express and never work with Chase again.
Reviewed March 4, 2016
I had my checking account for over 10 years. I had direct deposit set up to this account the entire time. Chase closed my account and told me it was because it had a negative balance. They closed 1 day before my payroll direct deposit went in. It was too late to stop the direct deposit. Chase told me that they received my direct deposit and that they will hold my money for 3 business days until the direct deposit check clears and then process me a cashier's check that will be mailed to me in 7-10 business days. So basically they will hold on to my money until they feel like it's cool to give it to me.
Reviewed March 2, 2016
My husband and I recently opened a joint checking account to pay our monthly rent and other joint bills. We ordered checks for this account which we never received. Chase agreed to send out another set of checks and put a stop payment on the lost set of checks. However, Chase sent us checks with the same numbers (the numbers that had stop payments) and we had our rent check returned because of it. Chase was willing to send our landlord a letter of apology and when I asked for a copy of that letter I was told that it was between me and my landlord (who charged us $150 in late fees and a $8 cashier's check fee per month because we now have to send cashier's checks). Extremely disappointed and pissed that Chase has screwed us out of a good deal of money and tarnished the relationship with our landlord which they have not been willing to rectify.
Reviewed Feb. 29, 2016
I went to Chase to cash a check that a friend had made out to me. I bank with Ally and they make you mail the check in if it is made out to cash. Because it was drawn on a Chase bank, I went there instead to cash it so I wouldn't have to mail it. I was informed that because I was not a customer of Chase Bank, they would charge me $9 to cash the check! You can rest assured that I will never be a Chase customer. I left and mailed the check.
Reviewed Feb. 27, 2016
I just experienced a Seinfeld episode with three Chase customer service representatives, you know the one where Jerry tried to return something and he said because of spite. The rep says they don't take things back because of spite so he then said "Ok then I just don't want it." The manager says "Sorry you already said spite we can't take it back." So I called Chase and told them I lost my card and needed a new one and they said "Ok, we can do that, but your security code will change so you have to notify all your autopay accounts and reset them." I asked if there was a way to send me just a replacement card without having to change the code and they said only if the card was damaged, not lost. So I said, "Ok it's damaged then." The rep on the phone said "Sorry you already said you lost it and we recorded it so I can't do it." There are other reasons why Chase is the worst pile of crap bank in a sea of crappy banks, but this I had to share!
Reviewed Feb. 26, 2016
I have been sent money from a Chase Customer, but I cannot create an account or verify the confirmation code to access my money. It keeps say "cannot confirm at this time" and it's been multiple days. So he is now sending me a check. Quick pay my **. It's almost like they don't want to allow a new user, which means I am the smart one here. I don't bank with them and their difficult sign up helped confirm I am right to bank with other banks. USBank and Bank of America allow quick payments electronically with minimal trouble. I recommend trying them and forget this BS bank. Even my small credit union can handle a transfer better than this!
Reviewed Feb. 25, 2016
I went in to get a statement on an account I closed. Tim at the Bernardsville, NJ bank asked me why I closed the accounts. I told him this is the only bank that limits people from making cash deposits into my account. This agent begins to tell me that a bunch of Chase account holders were laundering money and selling drugs and actually providing aid to ISIS. I have tenants in an area that people don't have bank accounts, they are less fortunate people out there. He acted above them and me for that matter. He printed out a transaction statement which is not what I asked for and when I requested the stamp and sign it, he actually put me on speaker phone with his legal department who told him it was at his discretion. He took me outside and told me to wait for his boss if I want it signed.
This bank believes anyone who has people deposit cash in their accounts are drug dealers or ISIS supporters. This is a very warped view of customers. I don't want to go far every time one of my tenants call and want to pay me rent and I should not have to because a possible one percent of the people may use this for shady business. They wasted over twenty-five mins and insulted me. I will be removing all my money out of Chase and suggest everyone do the same. Who wants to bank in place that believes their customer are up to no good?
Reviewed Feb. 24, 2016
I would not recommend Chase Credit cards to anyone. We had difficulty with making on time payments, 10 years ago, and we have been paying for it ever since, with their high penalty rate. And when questioned about it, their stock response is "... after reviewing your account, this is the lowest rate we can offer you..." Mind you, we now have a 790 plus score for one family member and a 730+ score for the other. And that is all they can offer... Please reconsider ever asking Chase for a credit card and instead, look to your local credit unions, or smaller regional banks. The big ones are only going to look out for themselves.
Reviewed Feb. 24, 2016
I submitted will and death certificate on Jan. 11, 2016 to Chase to have my deceased father's house signed over to me. Said everything was good to go. So I go to my attorney with said paperwork, with the original will, which she submits to the court and everything gets approved. Get a buyer for his house, now Chase says they can't release they lien because they don't have the notarized will. SOB's did not ask for it. I am supposed to close on house Feb. 29, now they are saying it will be another month... Hey it's your error... fix it. Very disappointed and will definitely not be depositing the check for the house with your bank, if I ever get in now... So it is really your loss, Chase. Thanks for nothing.
Reviewed Feb. 20, 2016
I deposited 3 checks into my checking account in November and Chase didn't credit them. They said they bounced. I gave them proof they didn't bounce. Long story short, 3 months later, I'm still trying to get my $120.00! Hate this bank. Every person I spoke to was evasive and scammy. Just awful.
Reviewed Feb. 18, 2016
I walked into a Chase Bank to both cash and deposit a Chase check written to me. They give me the amount I wanted back, deposited the rest (after confirming that the funds were available from the deposited check account), then placed a "Hold" on my account for the total amount of the check!!! I then wind up with a 34.00 NSF on my account. After calling them, they said it was a mistake on their part, and put the 34.00 back into my account. Now my account shows an NSF charge and a refund of 34.00. The NSF should have been removed from my account completely. When I print my statement, it will show that I had an NSF charge and no explanation that THE BANK made the error. After speaking with customer service they said they can't fix it... Not a happy camper!!!
Reviewed Feb. 16, 2016
Was in drive-thru "business" line. Waited 10 minutes for one car in front of me. Teller received two deposits from me. It took another 10 minutes to receive back the two receipts from my deposits. The teller had to go to the front to wait on other people, as he was making my deposits. Teller explained they were very busy. Obviously, not enough help to handle a lunch hour rush. I asked for the manager's business card and was given the handwritten name of Kerry **, on a business card of Jagruti **, Lead Teller. What a poor way to conduct business. Where is the customer service Chase was known for?
Reviewed Feb. 16, 2016
This customer service rep was very rude that she almost sounded like I was not supposed to have any questions on billing (I had a question on the interest charge). I know it was only a small amount ($5), but I just wanted to why I was charged for interest when I paid in full last month. I was taking my time understanding it, but she was talking like I was wasting her time, and my question was never answered clearly.
Reviewed Feb. 12, 2016
We are attempting/trying to clear up our negative balance in acct. # ending in ** and to no avail! We would like to transfer the full amount from acct # ending in ** ($840.00) to **, immediately. Also, do you have any idea where my direct deposit for $856.07, scheduled to be in my account # ending in **, today, is at??? You restrict both our accounts and expect us to clear up the negative balance, which we are trying to do and you make it almost IMPOSSIBLE! What do you suggest we do at this point, call an attorney or report you to the BBB, since you restricted both accounts w/out even the courtesy of first contacting us to clear the matter up first, having been longtime customers of Chase???
I am currently the only one working, at this time, as my husband's company dissolved their business last month and he is also struggling and fighting cancer, at this time. This balance, that would be a little over $400, once the $840 is transferred and my $856.07 (direct payroll deposit) is credited to acct # **, is the ONLY money we have to live on and pay our bills at this time! We have 3 sons to think about and this will be the second weekend we are going thru, w/out any money! Please know and consider that there is a family of 5, behind this above negative balance and mess and we are striving/trying to clear this up and Chase is fighting us the whole way! Please advise me further on the above, asap today.
Reviewed Feb. 11, 2016
The Stuyvesant Ave branch of Union Township is by far the worst for service. The tellers are fine, but the manager, whomever he or she is needs to take a Management 101 course because the bank is so mismanaged. Five customers sat waiting for a desk person's help and after I sat for 30 minutes two left and then I did. 4 desk managers working (supposedly) and no one being waited on. The bank is also filthy unlike most other branches. This is also not the first occasion that I have waited for assistance in this branch. I have been a Chase customer for many, many years and have never had to complain about any of its branches, but this one definitely needs some correction.
Reviewed Feb. 11, 2016
I'm just a regular chump living from paycheck to paycheck. Recently I received a nice inheritance check so I decided to open a savings account with Chase to go along with my existing Chase checking account. I was told the check deposited would be available in two days on 02/11. The morning of the 11th I see I have an email from Chase fraud prevention saying the funds are being held and the money would not be available until 02/19.
After a visit to the branch, a call to the 800 number and a call to the bank that issued the check, I've come to the conclusion, Chase never had any intention of clearing that check digitally in two days. They want the canceled check in their hands. So, they lied to my face when I opened the account. They lied to me again when I called the 800 number, when they said the issuing bank "indicated" the check may not clear. (Found out that was a fat lie.) Bottomline is... They put a hold my account because they are afraid they will be defrauded by trusting the digital handshake. And they mislead and lied to me because they don't want it known that they don't trust the system they helped to create. They are the frauds.
Reviewed Feb. 10, 2016
I was recently scammed on a mystery shopper program. I understand that it is my fault for being dumb enough to believe it so when I was informed by Chase that my account was overdrawn on a fraudulent check I tried to correct it by borrowing money from family to bring my balance out of the negative. Well, even after I did that and now being in debt and them knowing I was scammed they STILL closed my account and informed me that they are going to report me so I may not be able to bank with other companies! I could understand them doing that if I was aware and knowingly deposited a fraudulent check but I should not be punished for being scammed myself. My brother also has had problems with Chase. They hold his deposited money for days and when he calls he has to wait for hours at a time for someone to help him and even then they're not helpful!
Reviewed Feb. 10, 2016
I'm disabled and in a month 1/2 they turned it off at least 10 times making me have to go to a branch to have it turned back on each time. My car was stolen christmas day and my trailer home was impounded before that so I'm homeless and hungry and Chase has my money locked up. Even when I go inside they've given me more than I can handle. I just hope that there's an attorney that reads this and calls me and tells me to sue them. It's been an experience nobody should have to go through but brain injury and all I had to hopefully no one else will. The complete lack of concern from all that I spoke to was alarming. I would like to say to all concerned that I hope one day this happens to each one of you and you get to go hungry like me. It's a real bad feeling when you have no way to get it or unable to get it. I told them all of this and nothing was done. They should be dealt with for this and dealt with harshly.
Reviewed Feb. 5, 2016
So my mother makes a purchase with her Sapphire credit card and lost it. She traced her steps and made calls and visited places she last used her card. No luck finding card. She called Chase Bank and informed them of the lost card and the bank representative advised that she would receive a replacement card in 5 working days. Yes, everything up until this point is playing out as it should; however, after not receiving the card, as promised, my mom initiates another call to Chase Bank. This time they ask her to wait while they look up her account because they cannot find any entry related to the loss or subsequent request for new credit card. What they said after the long hold was, "After review of your account, Chase Bank has decided to terminate its relationship with you." Excuse me? Did I hear that correctly.
They go on to inform her that a letter had been sent to advise her of this decision. She received no such letter. She did, however, receive a letter from Chase Bank after the unpleasant conversation a few days later. Now she brings me into the picture as she needs to vent. I take a look at the letter and ask her to go to one of our neighboring branches. She goes hoping that she will at least get an explanation of why this happened. Much to her dismay she was met with the same generic answer. "Chase Bank has decided to terminate all business dealings with you. You have until the 25th of February to clear your accounts. " All niceties have diminished. It's as though she committed some grievous or criminal act. She had been a loyal customer at Washington Mutual and made the transition to Chase Bank and stayed there.
Now, here's where I come in. She calls me while she's at the bank and advised me that she is very sorry but that I too have been affected by the changes and will have to close out my accounts. I am bewildered. I thought this was happening to her. How did I get dragged into this? Well my husband and I had decided it would be wise to have a 3rd party on our accounts, in the event, anything should unexpectedly happen to us. My mother was a natural choice because she is trustworthy. It is important to note that she never made any deposits or withdrawals to either account.
Now I went to my neighborhood bank and shared the unsavory experience that my mother was dealing with and wanted an explanation as to why this was going to affect my accounts. Again, the representative advised that the bank had made its decision and it was FINAL. He provided a phone number and case number and asked me to call to get more information. As you may suspect, I too, was met with the generic answer. Except mine came with the additional "Chase Bank has the right to terminate its business dealings with anyone at anytime and does not have to provide a reason." My husband and I have been low risk customers for over 20 years. Had my mother not gone to her local branch I would not have known what was going to happen to my accounts. No letter for us. How UNPROFESSIONAL and RUDE.
Now I am very upset. How dare they! I do not wish to clear my name with them, much less continue doing business with them. I realize that we have become numbers. We are no longer considered customers. We have no faces. What I do want is someone to look into the matter. I realize that most people get angry and do nothing. I do wish to do something other than vent and for that reason I am writing this review for others to view and share.
Reviewed Feb. 3, 2016
I have been a customer of Chase for years yet I still have problems with these guys charging overdrafts and giving me the time frame to deposit funds to cover the funds withdrawn. For example last night I went to Walmart around 8 pm and I had a certain balance left. Well they decided to push my rent check through before 11 pm but after 8 pm causing me to go into overdraft, well insufficient funds time frame cut off at 11 pm. What kind of time frame have you given me in order to pay at this time of night? The excuse the representative gave was "you can make a deposit at the ATM." This late at night? Really? The humane thing to do is time frame me until tomorrow morning. So the ** thing the rep. tells you, "let me see what we can do for you."
They have some system they run to see if you have been reimbursed within the year because if they have screwed you 3 times in one and you were reimbursed 3 times already within your year you are screwed with 34$ insufficient funds fee reimbursements. Of course they don't tell you that ** when you open up an account having all your direct deposits going there into it. I feel they need to have much more sympathy for their customers and base their decisions on circumstances. 34$ is a grip of money when you're living C to C. They also have it bad putting the big checks through before the smaller ones so you get overdrafts on that too. Say if you have 3 checks floating they gonna cover the big one to take all the money and leave nothing to cover the other ones leaving you with 2 insufficient fees when you had enough in your account to at least cover 2.
That's how they make their money doing this ** and giving you a certain amount of insufficient fund reimbursements a year and after you use your three you're just ** if you don't keep up and the online and mobile account checking is a joke also, it never tells you updated info, I got jacked like that before as well. But anyway I am moving banks as soon as I can get everything switched. This is crazy!
Reviewed Feb. 1, 2016
I'm a OTR Driver. My mother tried depositing cash into my Chase account. Apparently Chase has a non customer policy. You can't deposit cash into someone's account for security reasons. What bank will not take cash into someone's account. SMH Chase bank that's why closing my account when I get home.
Reviewed Jan. 30, 2016
I was in need of a checking account. So after some deliberation I decided for Chase Bank. I went to one of the branches in Santa Barbara CA and I was told I could not open my bank account because I was not American citizen yet. I had my CA driver license, my social security card and my employment authorization card. However, that was enough. I was told I needed to be American citizen to have an account with them.
Reviewed Jan. 29, 2016
First off I have been with Chase since they were Washington Mutual. I opened an account with them in 1998 so I would have the ability to also get a mortgage. I have faithfully paid my mortgage/taxes/escrow/insurance on time every month without hesitation. Chase was helpful in the process of recently getting my mortgage paid off. We chose to pay additional principal every month and when I got time we simply paid off the mortgage. This was in December 2015. I looked again at my "Chase Premier Checking Account" and see there is a new service fee of $20. Apparently if you don't keep an account balance of more than $15,000 you will get charged this fee.
I asked online for an explanation of this and why I was never charged this in the past, I never got a clear answer. I thought that a mortgage was a debt, not an asset to an account, but Chase must think differently or has an exception to that policy if you hold a mortgage with them. Sounds to me like Chase figured they could sneak a service fee in without me noticing because I was no longer paying them interest. Guess what Chase, I am pulling all my money and closing my accounts because of this. I feel like I am being punished for paying off my mortgage and being a responsible consumer, but that's not how banks make their money. They would much rather prey on financial consumers that are less responsible with their money.
Reviewed Jan. 24, 2016
I received a letter saying that my account was closed because of a -$9.00 balance for more than 60 days. I hadn't used my account in some time, so how did it get over drafted? Chase charges $6.00 a month just to have an account with them. Get this! They didn't notify me it was closing because I opted out of "alert system"... but they sent a ** letter AFTER it's closed! Blow me.
Reviewed Jan. 22, 2016
I've been banking with Chase for almost 6 years. I updated my address after moving to New Mexico, which has no Chase banks or ATMs. They told me that they had mailed my bank card to a previous address in California, even though that wasn't even the most recent address on file with the account. They shut off my debit card completely, and I tried to use it when I was on the road to get gas, when I found out it had been canceled. After multiple calls and transfers and waiting, they let me know that they could not send me a new debit card because my address had been changed in the last 30 days, but they also could not reactivate my old debit card, which, by the way, wasn't set to expire for two more years.
So now I'm essentially without access to money until I can switch to another bank, which I am in the process of doing. Any bank that would put their customers through this kind of nightmare isn't a bank I want to be associated with. They also did not notify me of sending a chip card OR that my debit card was to shut off, either in a mailed letter, text, email, or phone call. I'm kind of appalled by that behavior.
Reviewed Jan. 21, 2016
I opened a Chase direct deposit checking account on 1/4/16. Six days later, I was notified by Chase that the bank had reviewed my account and was closed without any explanation.
Reviewed Jan. 21, 2016
I have just spent the better part of today dealing with trying to have my wife, a non Chase client, deposit cash into one of my accounts at Chase because I was out of town. She was told they "no longer accept cash from anyone but Cash clients". The reason cited was "post 911 terrorism policies". I called the 800 number and asked to speak with a manager. The manager, based in the Philippines, informed me that the only way my wife could effectuate this deposit would be to purchase from Chase a bank check at the cost of $8. As much as I resented giving Chase any additional fees of any kind, I instructed my wife on the work around. Once again, my wife returned to the bank with these instruction, only to be told that since she was not a Chase client, she could not purchase a bank check or money order. Instead, she would have to go to the post office to obtain one and then return.
Not only do I resent this runaround, under the pretense of national security, the discrepancy in policy between the 800 number management and the local bank manager is confounding. Also, I can't see how foisting the liability of potentially becoming an unwitting accessory to a 'terroristic conspiracy' onto the US Postal Service is an appropriate anti terrorism policy for Chase or the Nation. This is coming from an institution that coincidentally has hired a third party fraud protection unit that is based in India. Anytime I have had to pass through a potential fraudulent purchase scenario, I have been place on the phone for verification processing with a country that borders on Pakistan, who has been at best a questionable ally in the war on terrorism. How is storing my financial security in a 3rd world country a measure in the smartest direction?
So, dear JP Morgan Chase, either you will want to choose your 3rd party affiliates more carefully (albeit paying a living wage to an American worker--since you're waving that flag as part of your reason) or you should construct less transparent lies as to why you've instituted your policies in the first place. In the meantime, doubting you will take any substantive action, other than that to protect your own interests, I will take care of mine and my families and close my accounts at Chase. Just remember, money under the proverbial mattress runs no risk of feeding terrorism, apparently only our large financial institution do. Do any banks still serve the small business and middle class client?
Reviewed Jan. 21, 2016
Okay I am a member of Chase which will soon change due to the fact that my debit card was stolen the same day I was paid. I did not know it was stolen until I order pizza online and said I had a low balance. I check my account and I saw that my payment for my car in the payment for my light bill came out and there was 3 $60 transactions from a non-Chase ATM. I called my bank to report this and they reverse the swipes of the card. And when it came to the ATM transaction--which was the higher amount due to it being $180, plus the $3 charge from the ATM, plus the $3 charge the Chase charge me for being a non-Chase ATM--I expect in my bank to protect me, but instead the first representative laughed.
So I escalated to her manager, she couldn't do nothing so she escalated to her manager. The higher manager was rude and basically blame me for someone taking my money and stated they would review it and call me back - that was 8 days ago. Called today to address it and the manager I spoke with today said somebody call me back around 6 o'clock on Saturday, which is my off day. No call log on my end to prove a call but because they notated they called, they denied the claim again. So for this purpose, I will be closing my Chase account after being with these guys for at least 3 to 4 years. This experience was poor, unprofessional, and I'm no longer going to deal with it especially because I had to borrow the money from friends to keep my lights on. This was an embarrassing experience due to my bank choosing to blame the client versus protected me like they stated they would when I signed up.
Reviewed Jan. 17, 2016
My daughter needed to have cash available to pay her co-payments and deductibles to doctors and hospitals for a terrible back illness she was experiencing. I asked her for the account info which she graciously provided and I proceeded to withdraw $800.00 from my credit union to deposit at the Chase bank which is the bank she does business with for a long time. Upon reaching the teller window I was asked if this was my account to which I replied that it was not. The teller informed me that she could not accept a cash deposit from a non-customer.
I reminded her that cash is legal tender in this country and that the amount was under $1000.00 so no special reporting was necessary under $10,000.00. She would not accept this and the manager I spoke to also refused to accept stating it had been a Chase policy for over 2 years. I was forced to go home, write a check and drive back to the branch to deposit plus another trip to my credit union to re-deposit my funds. My credit union laughed when I related this to them and assured me that cash was always welcome in their institution. I have since asked my daughter to close her account and open it somewhere else and if I run into any of my friends that still bank with Chase will encourage them to dump this garbage financial institution that does not accept legal tender as a valid deposit.
Reviewed Jan. 16, 2016
I received a new Chase card in the mail. Before activating I called Chase to ensure that the new card would NOT affect the present status of the existing ones. I called twice and asked the same question because I am the Payee for a mentally ill individual that depends upon this money for their daily living. Both times I was given the same answer. "Nothing will change." I activated the card. Much to my horror my payee was locked OUT of her account. I was misinformed by BOTH customer service reps. Concerned and upset, I called again, explained my dilemma. The first rep told me, "Sorry," nothing she can do but after prodding she informed me that she can reactivate the old card. I said "Great." She then said I must call Chase back and request another new card in 2 months! I was shocked, and asked "Why? I did not request this one." Spoke to a sup. who gave identical info.
I agreed but insisted that Chase send me another card as they did before. I was informed by a Cherry ** that that's all they can do. I asked to speak to someone else in USA. After 12 minutes on hold, I get Christopher ** who gave yet another song and dance. Following him I spoke to Brian ** who gave yet another. I explained that this is a person who depends on me for daily funds and it is unconscionable that CHASE BANK could not resolve my issue that was caused by their staff's misinformation!
BTW the first 2 young ladies told me to go and give her the new card. I further explained that this was not an option because I have 2 children, one with severe autism, that are not permitted to be in her presence and I can't imagine that CHASE can't resolve this being I have many constraints & that if I was a billionaire, I'm sure they would resolve in my favor. I was repeatedly insulted by their weak apologies and their refusal to help 1 human being in need of that plastic card. I pleaded with them & revealed more info that fell on deaf ears and loose lips that ALL gave me a different procedure for the SAME request.
Consequences: None for Chase! I requested a copy of the TAPED conversation so that I can explain to a police officer that Chase instructed me toI bring her this card with babies in tow. The frustration, humiliation and absolutely NO accountability for Chase to stand by me as a customer and accommodate a simple request, to please reactivate her card, were totally ignored. I am livid that the work that I am going to have to do to cut ties with them don't outweigh what I need/they need to do for one mentally ill human being that has been through hell. So I'm the only one who got a consequence. They have the money & I've been humiliated.
Reviewed Jan. 16, 2016
Someone stole one of my company check, wrote a 4k check, total different signature and they pay it. Can't get my money back because they said the check was not in a secure place. Talked to them about why they never check the signature and they said they can't look at all the signatures, so they pay a totally fraud check and they are not responsible for it? I also asked why they didn't contacted the other bank and explained the situation about a false signature and try to reverse or re-call the check and they said they didn't because there is a few rules or proceeds and for the check not be in a safe place they decide not contact the other bank (since is the customer fault we have nothing else to do "IMO").
I am guessing if they go to the other bank they, the other bank, may tell them you approved the withdrawal from your customer, it is your fault, you should take a better look when you approve a transaction. After checking the "safeguard your information" on their agreement... put away in a safe place... (their reason for not paying me back) they said a drawer in my home office is not a safe place. I reported the check 10 day after it was paid, they never call me back with the result of the investigation.
My next step see you in "binding arbitration" as per their "know how legal disputes may be resolved." If not see them in court for a better definition on safe place as per the agreement. Bottom line they paid a check with total false signature (not even an imitation of my), they did not contacted the other bank to try to get my money back and they blame it on me. Long time banking with them with healthy accounts, I'll be closing all the account and I'll try to get my money back.
Reviewed Jan. 16, 2016
When going to the bank to make our deposits at the Oakley branch we find ourselves waiting in one very long line. Find it funny that they have one window open even though there are other people working who could open up another window. Have waited in line listening to the manager talking to someone at her desk about what classes he was taking, about classes she took etc. She did get up, walked by all of us in line and smiled saying "there is water over there if you need some." How very nice of her to offer water while we wait in a very long line. We do not have this problem when going to the Discovery Bay branch. The people there are way friendlier and they open another window as soon as people start to line up. We live in Oakley and would like to use Oakley branch but now we will most likely change banks.
Reviewed Jan. 15, 2016
We had a bank account with Chase for 2 years. Over losing my job due to surgery and Ex not paying support, our account went into the negative. I did everything in my power to keep it open. Called collections manager, he made payment arrangements, told me I could go in and open a new account. Went into the bank, found a rude awakening. One, they denied us a new account. Then the girl called and was lied to, told her I didn't have arrangements when I did. Then got a manager on the phone, found the arrangements and then was told what we agreed to pay was wrong. Something totally different. Gave me till the 8th of February, note by the manager I only have till Jan 15.
Called when I got home again, I have no arrangements. Price was way off again. Called the branch manager, she called back and she was told we were not allowed to be able to open any account there ever. Called again, all foreigners can't get no place. Totally different department told me they are the ones that make the decision to close the account and not to allow us another one. We use to love Chase, now I don't know what is going on and who is to blame but I do know they continue this act, they will be closing doors. Left 4 messages with the corporate office, never one call back. Talked to open and she told me to "go report to whoever you want to," she didn't care. Left a message for her manager and guess what no call back now off till Tuesday. DO NOT TRUST CHASE, all they do is lie.
Reviewed Jan. 15, 2016
On 1-15-16 I walked into the Tulsa OK downtown Chase Branch and handed the teller a $300 check that a person had given me who banks with Chase. I did not know the payee well, so I did not want to risk "bouncing" the check if I deposited at my credit union. So I wanted to cash it at the bank where the check was drawn on, which was Chase. The teller asked me if I had an checking account with Chase and I said "no". Then she asked me if I had a car loan, mortgage or any other type of account with Chase. Again I answered "no". Then she asked me for ID, so I handed her my driver’s license. Then she told me that she could cash the $300 check, but there would be a $8 fee. I pointed out that the check was from HER bank. Again she confirmed that there would still be an $8 fee.
I was appalled. I said “are you telling me that payee who wrote me the check, who banks at Chase, can write checks for free, but for someone to actually cash those checks costs the recipient $8?” If that's not against the law, it should be. That is a 2.67% charge for 3 minutes of "work". Chase probably pays that teller less than $15/hr, but has the gall to charge me the equivalent of $160/hr for the 3 minutes it took to cash a check that one of their own customers wrote me. When I left the bank with my $292 dollars I made sure to inform the teller that that the reason I don't bank at Chase is because their fee structure is ridiculous. This confirms why I've been a credit union member for over 25 years. I will never accept a Chase Check again. I will insist on a cashier’s check or CASH!
Reviewed Jan. 15, 2016
I recently opened a bank account (checking) with Chase in S Gessner, Houston. They had a promotional offer and I presented the coupon, they accepted it and mentioned it will be credited - I had my salary debit over there and even after 15 days nothing happened. When asked Chase mentioned that the coupon was wrong and since it's past 7 days they couldn't do anything, they didn't even put an effort to resolve the concern - pretty disappointed with the way they are treating customer. Even talked to the branch manager and she was of little help.
Reviewed Jan. 13, 2016
I sent a letter a month ago stating that I NEED HELP with my car payment. I bought this car brand new in 8/20/2013. I have a horrible FICO score that I am working so hard to clean up. Since my husband passed away and I have been place on permanent disability though I can work a very part-time job (16 hrs. per week). I cannot make things work anymore. I came to Chase in desperation that they would refi my car loan and help me to continue having a pristine record with them. No one cares! I was denied and that just show their humanness is below zero.
Many people are in this boat; however, I am trying to get ahead of obvious problems. I have gotten rid of my cable, my storage, lowered my car insurance premium, bought a to-go phone, working to get the IRS to forgive the $57 a month they take out of my checking, I do not go out for entertainment, I buy only needed groceries, I live in a sub-human apartment, anything and everything I have done to simplify my life. When my husband passed unfortunately his prior divorce decree everything went to the first wife. I was diagnosed with a horrible genetic disease that required removal of my intestines, also my sister was diagnosed with the same disease. From this disease I have now been diagnosed with Cirrhosis of the liver stage 4 and my sister's issues turned to cancer. Double mastectomy and rectal.
The past 5 years have not been very good to say the least. But when you call companies to try and work out your problem before it turns to no payments made or a repo... none of which is anywhere near the lifestyle and obligations that kept me at an 825 FICO with my husband. Chase won't listen to me nor work with me. My remaining balance is $10,500 and even with a pristine payment history I guess that doesn't matter. At this point I do not know what to do. I am at a serious impasse in my life where I am sinking and HONESTLY NO ONE CARES.
Reviewed Jan. 11, 2016
I'm a point in my life where I'm struggling financially. I had two accounts and one went negative. I was slowly but surely paying off but they still closed the account. I had very little money in the other account but it was all I had. They took every penny I had and refused to help. Chase Bank will kick you while you're down.
Reviewed Jan. 11, 2016
I went into a Chase Branch, opened an account and an hour later they closed the account but they have accused me of giving them a fake check and now are telling me that they will not give me my money, yet I called the company that issued my check and I was told the funds were released to Chase bank the same exact day I deposited it into the account they closed. It is now 30 days later and I still haven't received my money and they are telling me there is nothing I can do. Can anyone advise me what to do.
Updated 1/13/2016 - So it is now January 13, 2016. And still I yet to get my refund on an account they closed for no reason. They took my deposit to open the account, collected the money, and are still procrastinating on my refund. Is there anyone out there that can help the little people like myself that this bank is taking advantage of.
Reviewed Jan. 10, 2016
I deposited a check from my mother on 01/07/2016 of $2019.59 to pay bills. After a day passed, Chase decided to put a deposit hold on the check from Wells Fargo saying it would be returned. But when my mother called Wells Fargo, they told her the check was already paid and the funds should already have received from the recipient. I have gotten no money from this check because Chase claims it will not be paid. According to my mom's bank (Wells Fargo) everything should be good. I don't know what is up with Chase. Also, when I call Chase they seem to be rude and in a hurry to finish the call. I doubt I am the only one that this happened too.
Reviewed Jan. 10, 2016
I asked a written bank statement from chase branch located at happy valley road and lake pleasant parkway. Lady was ill educated and lack of knowledge, she did not know to provide it. Instead she offered her business card.
Reviewed Jan. 8, 2016
My account was closed due to overdrafts. They never contacted me about this. I had a direct deposit which paid the balance that I owed. They told me that they would mail the rest to me then they let me reopen the account. I go to use the card the next day and I was told they closed the account. I took my business to another bank. I hate Chase. If I don't receive my refund soon I will take action. Do not bank with Chase, please.
Reviewed Jan. 7, 2016
I opened 2 accounts in 2010. They gave me some nice options, text message notifications, overdraft protection, etc. They've discontinued my text notifications abruptly, which I had been using on a regular basis.This was the first time I had been caught off guard. Make no mistake, any extra service that is promised to you will only be temporary. It will only be a matter of time before they make some "necessary change" that just happens to screw you over. And the rebuttal? "That's how we do things, you should've gotten a letter in the mail."
But what upsets me greatly is the fact that the overdraft fees they use to encourage people to bring their account back up to a positive balance are more a threatening punishment than anything, and an individual who is not taking advantage of the system does not deserve to be punished by it. How is it deemed acceptable for a $9 overdraft at a gas station to receive a $35 penalty? Simply put, they will claim it is to protect themselves from people who want to take advantage of them, but in the end they are the ones stealing millions of dollars from people who already don't have any money.
The last and most infuriating thing is what I read about just as I was scrolling on this site, the way they use their TIMEZONE to take advantage of people. They don't care where you are, they only care about where they are. You could be well within your allotted time to return a negative $9 balance, but because the headquarters is located on the East Coast, you get the $35 overdraft charge EARLY!
Isn't that great? A preemptive charge? It's like your friend saying "Hey I know you were going to pay me back the $9 you owed me the same day, but because of my time zone it's now the next day, so I'd like you to pay me $44 for breaking our agreement despite the fact it's still the same day for you." One day people will not tolerate the things they are put through by banks. It is really just confusion, planned and timed so that little fees will add up and make millions to go into the pockets of the greedy.
Reviewed Jan. 7, 2016
They refused to cash a check issued by a major corporation [in business for 75 years] when the institution contacted the branch manager. The only explanation given was blah blah blah blah. The check remains uncashed with "no" explanation.
Reviewed Jan. 6, 2016
I never thought I'd be writing a negative review about Chase Bank. I've been banking with them for a little over 5 years now. Recently because of the holidays I have been short of money but stopped using my card. I had an $8.99 withdrawal from Hulu and $10 from a Sunpass automatic pay and they charged me $68 over $18.99.
They would not show any empathy over the phone. I asked "ok I'll take the fees but is there any way to stop any further transaction? This is an old account and I don't know what else is going to get charged and I don't want to get hit with another overdraft fees." The CHASE BANK REP said they offer NO solutions to anyone that just doesn't want any more transactions coming out of their account. I told her "so in other words you can't cancel my card and there is no way to do it?", which I know is a lie and she said "NO." So I told her I lost the card so she had no choice but to cancel it after telling me there was no way for it to be done. Why does a customer have to go through such measures to cancel a card to avoid any more overdraft fees? That's ludicrous.
Reviewed Jan. 6, 2016
I received 3 unauthorized charges from a vendor a few days before Christmas that resulted in 4 insufficient funds fees. I was in a state without Chase banks and I tried to deposit a few checks with my QuickDeposit app from my phone that had never given me trouble for 3 years, until now. I called Chase, explained my situation and was told that they would reverse the insufficient funds fees after I contacted the vendor and had them reverse the charges. I did. Afterwards, I was told they could not reverse the fees and could not accept a QuickDeposit and my only option to avoid more insufficient funds fees for the next week would be to drive 168 miles to the nearest Chase. This all happened on Christmas Eve.
I called the Executive Office and was told I would receive a call back within 24-48 hours. I continued to call in every day until speaking with someone today who told me they could do nothing about the $600 in insufficient funds fees I've incurred while out of town, without access to Chase QuickDeposit. $600 is a lot of money to me. Chase is inhuman.
Reviewed Jan. 6, 2016
I check my account every day to make sure I never get overdrawn. But recently, I have noticed it shows I have enough money in my account one day and then I have overdrawn the next day. Over the New Year's weekend it showed some transactions as being paid then the next day they showed up as pending but showing enough money available in my account after the pending transactions have gone through. Then on Tuesday it shows I have overdrawn and have been charged an overdrawn fees three times. I have been a customer of theirs for over twelve years and am very disappointed.
Reviewed Jan. 5, 2016
So, 10am, I try to set up a chase quickpay account. Their online webpage is written by a 4 year old with no IT experience whatsoever. I spent over an hour entering and re-entering info. I had to enter several passwords and security codes and questions. I then get told I will receive an email with an activation code. Guess what, the email sent was blank, no code. Had it sent several times, tried different browsers, all emails are blank, no code. Call help desk, get some thick accented putz who has no idea what they are doing. Example. "Hi. I am trying to create a chase quickpay account, I am being sent a blank email that is suppose to have an activation code, but it is blank." Chase Rep. says, hand to god, and I quote, "what are you trying to do?" SERIOUSLY??? Try LISTENING to what I am saying and stop reading from a script!
2 hrs later and several idiots and a moron supervisor and they cannot do a damn thing. I had to call the person who sent me money, via Chase SLOWpay, to go to the bank and straighten this out. She gets their techie on the line. We end up deleting my quickpay account and start over. We get it created. Now I have to enter my bank's info. Guh, I do not use checks, so I do not know my routing number, bank will not give info over the phone. So down to my bank, get the info, back home in a little over an hour, log back into chase QP account. Guess what, login attempt failed, try 2x, failed, and now my account is locked. It asks for a security code. I enter one of the plethora I have created. It will not work, NONE of them work! Back to that damn help desk.
Again I got some thick accented schmuck I cannot understand. They keep asking me for my security code, I keep telling them, that is why I am calling, I tried every code I have. "I am sorry, but I cannot help you without a security code," and she hangs up on me. Is this SOP?? If you have no idea how to help a customer, hang up on them? WTF CHASE ** bank. Call back, demand to speak with a manager, I WAS ON HOLD FOR AN HOUR!!! And of course this putz is no help either. They keep sending me activation codes and all I get are blank emails, no matter what web browser I used. They REALLY need to fire their ENTIRE IT staff. The webpage is a joke, their emailer is a joke, chase bank is a JOKE.
I am a disabled vet. And now my disability check is sitting in limbo because chase bank is run by a bunch of incompetent fools whose only real ability is reading a script. If it was not for chase bank, they would be begging in the streets of bangladesh. My rent was due yesterday, now I have to explain to the landlord why. Thanks chase bank for the epic fail on your entire staff's part. Fire them all, sell off your stock, and go the way of "the pony express". The only bank worse than you is BoA, or Bunch of **, just like you, Chase. Oh, btw, it is now 12:15am, 14 hrs after I started this process and still, no disability payment, no account, nothing. ::golf clap:: Hear, hear chase bank, HEAR HEAR!!
Reviewed Jan. 5, 2016
In October of 2013, Chase closed my checking account and kept the balance of $6000, with no reason given, no investigation, and no communication to me regarding why this happened and how to get my money back. When I was unsuccessful over and over at getting any information from their fraud department, I started going into branches to speak with the managers and see if they could get any information for me. They seemed willing, and even called the fraud department themselves in front of me, but even they couldn't get any information.
I left countless messages for managers in the fraud department that were never returned and spent hours on hold or speaking with countless representatives that were unable to help me. I finally grew tired and had to temporarily give up on this, seeing clearly I was going to need legal assistance... And I am seeking this assistance now -- 27 months after Chase literally robbed my bank account. I'd like to sue this corporate monster for damages, but at the very LEAST I want my $6000 back, plus INTEREST at the highest rate they use to gouge their credit customers. Any suggestions?
Reviewed Jan. 4, 2016
I paid my Chase credit card balance in full, as I normally do. But the system glitched and debited the wrong external pay-from account, causing that checking account to be overdrawn and accumulating the applicable fees. When I called to explain the situation to them, they were very unsympathetic and refused to accept responsibility for their system's error. I've been their customer for 15 years, had 3 credit cards, 2 auto loans, and 1 home loan. Yet they coldly tell me they did not value my business enough to fix their wrongdoing. Please do yourselves a favor as consumers and find a different bank to do business with.
Reviewed Jan. 4, 2016
The worst experience I had with a credit card. Their interests fee are terrible and their rules about late fees are ridiculous!! My payment is due on the 2 of every month. I paid January 2nd and they still charged me $27 late fee saying that the payment went in on the 3rd because of different coast time. Are you kidding me? I live in LA and for me it is still the 2nd!!! I am very precise with my things and I never pay my bills late! Of course, don't forget about $50 interest fee they charge every month. In the end the total fees are higher than the minimum payment!! That is so Stupid. I can't wait to pay off the account and be done with this horrible company.
Reviewed Jan. 2, 2016
These guys are absolutely the worst. Several years ago they reduced my limit and tried to force me to pay a large balance immediately. After I couldn't pay this right away they forced me into other options that compromised my credit. This from a bank that was bailed out by the Government. Don't do business with these guys if you can, you'll be sorry.
Reviewed Jan. 2, 2016
To be completely fair and honest I would advise ANYONE buying or refinancing to run from Chase Bank. It has almost been SEVEN years. Chase offered mods on 3 rentals we own. I did not specifically ask for mods but asked what they could do for me. I was never late on anything, my credit score was 797. The housing market in Ann Arbor, Michigan where I live was very tight and that is the reason I went to them. They have deceived me, lied to me, cheated me, put me on the paperwork and telephone call treadmill. It has been a living hell.
They have done all of the following: Shut my utilities off, broke into the property while I was in the 6 month (illegally done) foreclosure redemption period, cancelled my hazard insurance policy. I have so far spent $45k on an attorney. I have reached out to Jamie Dimon and have gotten nowhere. This coming Monday I will fax yet more paperwork to them, most of which they have had faxed to them in the past. It has been the most exhausting, frustrating, unnecessary thing I have ever gone through. I need help. If you know of anything that will help please contact me.
Reviewed Dec. 30, 2015
On December 16th, 2015 I received an email from my bank saying I had possible credit card fraud on my account and to contact them immediately. Turns out someone got a hold of all my info and tried to rack up hundreds of dollars at a few stores. They declined the transfer because it was unusual for me to be in Columbus, Ohio and it was more than I typically spend. Unfortunately the said person was able to get $25 out at a gas station and Chase was absolutely wonderful and credited the money back into my account.
Today I go to check my account and see that they've taken the money back out of my account WITHOUT even telling me. So I called and asked what that was about. They simply told me they could not prove that it was fraud. And had to take the money back out. Even though I am able to prove I was at work during the time all the charges occurred, they could not help me and then proceeded to explain it again to me like I was stupid. So somehow I managed to drive 45 mins away from my job to get gas that day and just must not remember.
Reviewed Dec. 30, 2015
They closed my account without telling me and I have a balance, which they are making impossible for me to get back. I see from other reviews that this is a common thing with them. I've been with the bank forever, always keeping a good balance and had no problems on my end for them to close my account. Chase bank is the worst bank ever!!!
Reviewed Dec. 29, 2015
This is the third time this year that this has happened. The Chase mobile app says that I have a positive balance of $180 and then the next day my account is overdrawn and charged 2 insufficient fund charges. Now I am negative $50 which the two charges are $68. How convenient that I am negative less than the amount they took out. Of course they always have an answer but then don't promote your Chase mobile app if it is not going to tell you exactly what is going on with your account. What is the point if the app does not show your correct balance? Think this is just another way for Chase to make money off customers that can't afford it. I would have deposited an extra $15 if I knew I had to but because the Chase app is not precise they got me again for $68. Sounds like a class action lawsuit coming soon.
Reviewed Dec. 27, 2015
I check my checking account every day. One day it will show the account as the debit being paid, two days later it will show up as pending? I do not understand how this can happen. Isn't once it is paid it is paid. How does it end up in the pending section again?
Reviewed Dec. 25, 2015
I have been a customer at Chase Bank for over 5 years and I recently been having a lot of dual and charges on my Debit card. So I filed claims on all charges that I didn't agree with or didn't authorize. I spoke to a customer Rep in Fraud and debit card claims Dept. and he canceled my old card and I told him I would go into the branch to get another one the following day. It worked for one day then was declined everywhere I tried to use it. I called Chase customer and was sent to every dept. on hold forever and then was told they don't know why my new card was canceled on Xmas eve.
I hung up feeling down knowing I won't be able to access any of my money on Xmas! So I decided to call back again. This time I was again put on hold for a long time and finally sent to the claims department that said my account was closed for having too many claims! Also that they have the right to close any account without reason. She was mean and unconcerned that I wasn't gonna have any money on Xmas day! She then said is there anything else she can help me with? She then said "I'm sorry!"
This couldn't have happened at the worst time! They couldn't wait until Monday to close it? I have heard some bad stories here and many of them ring true as I've have been thru the same treatment! I deposited a $4,000 check 2 months ago and have made deposits weekly but that means nothing to them!!! I'm gonna go to US Bank. I've heard that they are nicer than many of the big banks out here in Los Angeles CA.
Reviewed Dec. 22, 2015
I am a nanny. I was laid off work 2 weeks ago. My last payment was a personal check for 1,200 instead of a direct deposit like I usually had. I deposited my last payment in an ATM so I can go back the next day and get my cash. Went to the bank, they closed the account, and told me the funds would be mailed to me once all the process is done? It takes about 10 days? I have no money, no explanations, period. I asked for my check back and they stated that's impossible. I asked why my account was closed and they said they don't have to explain. I asked for at least part of the money so I can buy food for my baby and they said "sorry you have to wait until the check cashes, and once the account closes we will mail you any funds in the account." How is it legal to do this? I won't get my money until the beginning of the year? Should not be allowed! Very disgusted with this bank. You have no right to keep anyone's money right before Christmas. Inhuman.
Reviewed Dec. 21, 2015
JP Morgan Chase bank has got to be the absolute worst bank I have ever done business with. I monitor my account pretty close. I check it daily. I have noticed that they will process my transactions in a way that they have caused my account to be overdrawn by a matter of a few dollars or cents and tack on numerous fees. I have my credit card attached too so then they go after that to supplement the fees. They do whatever they can to basically cause overdrafts. I am blown away by their ethics and am going to take my business elsewhere immediately, you should too.
Reviewed Dec. 21, 2015
I have been a Chase Bank customer for over ten years and did know all this time that they have been scamming me out of thousands of dollars if not tens of thousands of dollars through the years. Every time I would confront them about what was going on they would tell me that they don't know what I am talking about and that their charges are legal. Mostly when I would say to them that I can't be the only one who has this problem all they would do is look at me and say nothing.
What I am talking about is overdraft fees and overdraft protection. When my ex girlfriend and I got together we opened a joint Chase Bank account. We always had a steady weekly flow of paychecks directly deposited. We never had a need for overdraft protection however one day we received a letter explaining how our account reach certain achievements allowing our account to receive overdraft protection. Well, at that time it meant nothing to us. Our limit became $700 of overdraft protection after my ex and I split up. Still I had no worries even though she had left me and her paycheck was no longer being directly deposited. Not long after that an unknown charge came into the account that caused an overdraft that created a domino effect of overdrafts. The charge that came in was explained to me to be a penalty fee for the discontinue of one of the direct deposit.
OK, I understand the penalty but it seemed to be placed at a most obvious inconvenient time without warning. For a long time I could not balance my checking account correctly because I never knew how many other overdrafts were going to come through. I even tried to view it online as suggested by a Chase Bank employee. That was always unhelpful due to all the changes and adjustments being made throughout the day. It was so complicated and I believe it was by design. For instance, it would show some charges denied or over drafted. later it would show being covered or paid. I truly believed that the bank figured out my method of paying my bills and decided to wait for me to write my biggest check and would allow the charge. Afterwards they would then allow overdraft on multiple small charges knowing that there was a hidden overdraft fee coming from an earlier occurrence.
Try to remember that it was impossible to balance my ledger because I never knew what was going on with my account. It is easy to say that I didn't know enough about math or simply didn't try harder to figure it out. That isn't the case. I tried to watch over my account like a hawk. No sooner than clearing this up time after time, there was always something that would overdraft my account and each time they would have a ridiculous legal reason for the penalty fees or a overdraft fee. As I mentioned in the beginning that I battled this for over ten years, they would tell me to close the account and start another one. I would always agree to but they would never close the account due to the activity.
They would explain to me that as long as I owed the bank money, it would have to remain open. In October of this year, I decided to leave this account alone for two months to let it rejuvenate. On December 9th of 2015 at 12:00 am it finally became above $0. In fact I had $17.00 in that account. I tried to view the balance online but was denied access to the account. I called Chase Bank right away. They claimed that they had to close the account on December 8th of 2015 at 11:59 pm due to too little of activity of the account.
Ok, I failed to mention that in the process of trying to get my head above water with this account I lost my home and belongings. I now travel to make what little money I can and living in my truck. Chase Bank (JP Morgan) refuses to reopen my account and will not give me the $17.00. To be fair they agree to send me a check. The problem is I am homeless. There is no place to send me a check. They refuse to write me an in house check that I can take straight to the teller to cash. Instead they stand by their lie of not having the ability to do so. As I see it, they have ruined my life. I hope this is helpful to those found in my same situation.
Reviewed Dec. 18, 2015
I'm a contractor and I had a client that had a small job and he wrote me a check to Chase Bank. I bank with Key bank and my card was stolen and so I could not use my account at the time and needed my money. So I went to chase to cash my check. They charged me $8 to cash their own check. The teller apologized about the fee. My question is if you feel this way why would you work there? Thanks for taking advantage of me And others chase. If this is how you do business I know I would never bank with you and I do not know why others would either. Chase is all about putting your hard earned dollar in their pocket. Nothing more.
Reviewed Dec. 17, 2015
I have been a Chase Bank Customer for more than 15 years. Last year I opened two credit card accounts with Chase; and they closed my accounts this year without warning. I checked my account activity and there was small red writing reading "your account has been closed" place on both my Chase Freedom and Slate accounts. So, I decided to call Chase and inquire about it since no one had notified me regarding my accounts being closed. Usually, Chase contacts me via email, phone, or regular mail for account updates, but this time no one reached out to me. Had I not been attending to my accounts as usual I would not have known my accounts were closed. I am very upset and disturb about how they attended to this matter. After speaking to 3 Chase employees no one reinstated my account. I am currently banking with Chase; and I will be taking my business elsewhere.
Reviewed Dec. 16, 2015
Chase Bank notified me yesterday at 4:13 p.m. that my account was overdrawn. I immediately went to the bank and deposited money in the ATM to correct this problem. A check was to be deposited to my account electronically the first thing the next morning between 4:13 p.m. and 6 a.m. The next morning, two electronic debit came out of my account and I was charged a total of $68 for those two transactions. I contacted customer service about this since many banks now are offering a 24-hour grace period. Chase was unwilling to work with a long time customer of theirs to save an account for a grand total of $68.
I had my mortgage with Chase and they sold it to another company. I have had problems with debit cards that have been debited without my permission and this latest dealing with customer service has now made me decide to switch banks. Apparently if you're just struggling to get by $68 is not worth keeping you as a customer. I think I'll go to Huntington, what they do offer a 24-hour grace and as their commercials have shown on TV, they actually seem to care about the customers. Chase apparently has plenty of customers and and obviously it doesn't value my account. I encourage everyone to look at smaller banks and banks that pride themselves on customer service.
Chase has been involved in a lot of shady dealings that we've seen on the news in the past few years. I am NOT going to bank somewhere who doesn't care about keeping a customer. I realize it was my fault, the account became overdrawn, but for a long time customer, to be charged $68 in less than 12 hours is simply ridiculous to me. I thank them so much for spoiling what little I was going to try to do for Christmas by taking $68 out of my account. It was very apparent from the tone of the Customer Service Supervisor I spoke with that losing a customer did not matter to her and does not affect her check one single bit. I thank them for taking the joy out of Christmas by deducting $68 out of my account. Merry Christmas big banking!
Reviewed Dec. 16, 2015
I have many years of experience with Chase. My Mother, prior to her death, was a branch manager. I have checking, savings, retirement accounts and a car loan and credit card. My sister had a small retirement account. She died intestate, and I duly and properly filed an Affidavit of Heirship, recorded it, prepared the necessary paperwork, sent it off to Chase and then started getting complex instructions all involving formal probate proceedings (remembering she died intestate). Most of these instruction are specific to New York state probate, although I live in Texas and my sister lived and died in Texas. Nothing breaks through to this people. They're simply ill-tempered box checkers and pencil pushers. Presumably, trying to help customers is discouraged. A most unpleasant and on-going process with no resolution seen.
Reviewed Dec. 15, 2015
If you have less than PERFECT credit do not apply for a credit card with CHASE or Southwest Airlines or any other card that uses CHASE as their bank. Southwest is a great airline which is a shame they use CHASE as their bank for their cards. Also, the people you speak with on their reconsideration line are the biggest ** you will ever talk to. I have 3 credit cards none of which are secured but CHASE denied me. Don't waste a hard pull on your credit. Also, you don't want to have a bank account with these people either. Just visit Chase-sucks.com or chase-sucks.org. Hopefully with the way information travels over the internet these days people will find out that if you can deal with any other bank you’re are going to be better off. I wouldn't be surprised if most CHASE employees banked somewhere else just because they know they will get better service at another bank. AVOID THESE PEOPLE.
Reviewed Dec. 15, 2015
I deposited a check for a large amount on a Friday. The receipt said the funds would be available the following Tuesday. On Tuesday the balance shows as available, yet all payment attempts are denied. After hours on the phone, I find that Chase has a procedure to call the company that actually wrote the check, but they only do that if I call them.
Reviewed Dec. 15, 2015
I had a Money Market account. April, would have been 3 years. August, I told go GA, to get a check from my daddy estate. When I got back home, I called my financial advisor David I wanted to add to it. He said open up a savings account cause the market was slow, so I did. Haven't received any paperwork on my account. Today I called, oh he put it all in my checking, without me asking. His manager called, no help in close my accounts
Reviewed Dec. 12, 2015
Discrimination is prevalent at this location! No one acknowledged me when I walked in. They glared at me and let me sit and wait until closing to tell me that I can't open an additional account, not knowing how much money I was ready to transfer to this bank. Instead they judged me by how I looked, and the banker was very rude: Peter **. The manager Richard ** was very unprofessional and yelled comments from a distance while he had someone in training addressing my issue. They lost out on a pretty big account today because they don't know how to provide excellent customer service, regardless of how someone looks. I'm very disappointed in Chase and taking my business elsewhere. I will be closing my existing accounts also. I absolutely do NOT tolerate any form of discrimination from anyone or any entity.
Reviewed Dec. 12, 2015
I've been waiting on hold for over a hour to speak to a customer service specialist to reactive online access to my account. I'm not sure why it was suspended in the first place. This is a new account but I'm definitely considering finding a new bank.
Reviewed Dec. 11, 2015
12/11/2015 I went to talk to a teller because I had lost my wallet two days ago and yesterday my reoccurring gym membership was billed, and since I didn't have enough money in my account I got charged with a $35 overdraft fee this morning. I told her that I was trying to deposit some money into my account so that I wouldn't be overdrawn and if there was anything we could do about the overdraft fee (considering the fact that I had no card to deposit money into my account yesterday and by the time I got off work, 6pm, they were already closed). She kept asking me for my ID but I told her I didn't have any because they were all in my wallet so she tells me I have to go to the DMV to get a temporary ID.
After checking the DMV and realizing the line was too long (with rain) I came back to the branch with my Certificate of Citizenship to use as a form of ID. The bank teller tells me that I cannot use that as a form of ID. After explaining to her that I don't have any other form of ID, the DMV is full, it's raining, and asking her what I can do to deposit money to avoid being charged again for overdraft she tells me "I don't know, we can't help you out with that. But make sure you get money into your account, otherwise the bill is going to be charged again tomorrow morning." I saw it as a huge middle finger to me ignoring my problem but still asking for their money. Worst bank experience ever.
Reviewed Dec. 11, 2015
To begin I walked into a local chase branch to open a checking account due to their promotion of $300 dollars with a first direct deposit. Gave the rep who was opening the account for me at the branch the promotional code which he said he put in. After my first direct deposit, I waited 30 days maybe a bit more afterwards. After not receiving the bonus I emailed Chase which emailed me back promptly. "Thank you for contacting Chase. My name is Belinda **, and it is my pleasure to assist you. We were unable to locate a promotion linked to your checking account. We need some additional information to help with your request. Please provide us with the promotion code on your coupon for further review."
After replying back with the necessary information, I get an email stating, "In regards to your inquiry, the coupon must be added to an account within seven days of the account opening. The seven-day timeframe has already passed and the promotion has been voided." From my understanding since I gave my promotional code to the account specialist opening the account for me it would be their fault and not mine. Also, how does one message them within 7 days if they say it takes 30 days after the first direct deposit? Really peeved at the poor customer service offered.
Chase Bank Company Information
- Company Name:
- Chase
- Year Founded:
- 1799
- Address:
- 270 Park Ave
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10017
- Country:
- United States
- Website:
- www.chase.com
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