Bluevine Reviews

1.3

11 reviews

5
8%
4
0%
3
0%
2
0%
1
92%

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Updated Jun. 18, 2026

By: Cassidy Horton

+3 more

By: Jennifer Schurman

Edited by: Tammy Burns

Edited by: Jon Bortin

About Bluevine

Bluevine is a fintech company established in 2013 that partners with Celtic Bank to offer flexible lines of credit to small businesses. The company also partners with Coastal Community Bank to offer business checking accounts. As a nonbank lender, Bluevine emphasizes speed and convenience, enabling businesses to apply for credit lines up to $250,000 and receive funds in as little as 24 hours.

Visit www.bluevine.com

Pros

Fast funding
No maintenance fees
100% online application
Transparent about borrower requirements
Rate discounts for business checking customers

Cons

Not available in NV, ND, SD and U.S. territories
High revenue requirement

Bluevine Reviews

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Page 2 Reviews 10 - 40

AdiBryan, TX

Customer ServicePunctuality & SpeedStaffBillingTransparency

Reviewed Jan. 3, 2025

Horrible service. Every financial institution I'd worked with can handle a change of phone number locking you out of your account. Not Bluevine. 11 days and counting. Tried to log into online account, gives option to change phone number but mine could not be verified for some reason. Called Bluevine as instructed, told me it will take 2-3 days for change to apply. 6-7 days later, receive email to send them a photo. Still no access to account. Have bills to pay. Told them that. Send ID immediately upon receiving email. Called again 3 days later, "Oh, here's the email with your ID. It will take a few days before we can apply change." Throughout, told them I have bills to pay and already behind. "We'll do our best to speed up the process." Regret opening a business account with them.

**UPDATE: 1/2/2025. And.... the plot thickens. Gave them another call, asked them to terminate my account and transfer balance to already linked bank account -- said they can't do it. Rep said she escalated and that I should expect access to account later that day or following day. About 30 minutes later, receive an email, same exact email from about a week prior requesting my ID again. That is after reception of ID was confirmed over phone about a week earlier and 30 minutes prior to receiving this email with rep over phone.

Do you really want to trust you business financials with an institution that keeps your account hostage for two weeks simply because you changed your phone number? And to the Bluevine reps reading this -- every day that passes without me being able to access my account is another batch of Bluevine reviews spreading across the WWW.

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Bluevine Company Information

Company Name:: Bluevine
Website:: www.bluevine.com